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Robyn Powell is a devoted mother and grandmother who has played an integral role in supporting her daughter's journey as a foster parent. Her family has been involved in the foster care system for several years, providing a nurturing home for children in need. Robyn is a compassionate advocate for foster care, sharing her experiences to inspire others to consider this rewarding endeavor. Her insights and personal anecdotes highlight both the challenges and joys of fostering, illustrating her deep commitment to the well-being of her foster grandchildren. Key Points: Fostering can bring immense rewards, nurturing bonds that enhance both the child’s and the family's lives. The journey from fostering to adoption may be lengthy due to procedural complexities but can provide lasting security for the children. Successful fostering requires a big heart, patience, and a supportive community or partnership. Open adoptions and ongoing contact with biological families can benefit foster children by maintaining connections to their roots. Fostering isn't limited to perfect circumstances; single individuals and those without prior experience can also offer invaluable support to children. Notable Quotes: "Well, if you're taking these children, they're our grandchildren and that's that. And whether it's for six months or six years or the next 60 years, that's how it will be." - Robyn Powell "It's hard, isn't it? It's horrible to take children away from parents. Of course, it is." - Robyn Powell "It's not for the faint-hearted." - Robyn Powell "I think they already have an understanding of how much they've been given." - Robyn Powell "To love, to dear lovable little boys whom everybody loves because they're just wonderful kids." - Robyn Powell Support the show, a product of Hope Media: https://hope1032.com.au/donate/2211A-pod/See omnystudio.com/listener for privacy information.
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The new movie HOW TO MAKE A KILLING starring Glen Powell is loosely based on the 1949 film KIND HEARTS AND CORONETS. Powell plays Becket Redfellow who was disowned at birth by his obscenely wealthy family. His mother does the best she can to raise him on her own. When she becomes terminally ill she urges Becket on her deathbed to reclaim his inheritance. We've got a review of the dark comedy plus via the Trailer Tapas segment a look at three movies arriving in cineplexes in the coming months. Recommendation from our host in this episode- A Little Prayer Footcandle Film Society
Most podcast guests get it all wrong. They focus on what they'll say on podcasts instead of who they're speaking to and how they can serve. To become the best possible guest, you must get this right! In this episode, Shontra Powell shares her guesting framework for showing up to serve in the best possible way. Get ready to show up with purpose and create an unforgettable listener experience!MORE FROM THIS EPISODE: HTTPS://PODMATCH.COM/EP/372Chapters00:00 Understanding Your Audience02:29 Crafting Your Message04:23 Embracing Flexibility in Conversations08:14 The Power of Podcasting and CommunityTakeawaysKnow your audience and their preferences.Ask questions to understand the podcast's community.Be clear about your key messages before the podcast.Use stories to engage listeners effectively.Be open to the direction of the conversation.Trust the podcast host's instincts about the audience.Prepare key points but be flexible in delivery.Podcasting can extend your reach and create community.Even one listener can make a significant impact.Enjoy the experience and relax as a guest.MORE FROM THIS EPISODE: HTTPS://PODMATCH.COM/EP/372PodMatch has officially launched a podcast network for independent interview-based podcasts! To apply to be part of the network, please visit https://PodMatch.com/network and press the "Join Network" button in the top center of the screen. While you're there, be sure to check out some of the incredible shows in the network!
David Sirota, who is based in Denver, Colorado, has some very strong views about money and politics. His book is called "Master Plan: The Hidden Plot to Legalize Corruption in America." There are 11 chapters which reflect the 11 episodes of his podcast, "Master Plan." In order to tell his story, he points his finger at the 1971 Powell secret memo. That's former US Supreme Court Associate Justice Lewis Powell, who served on the Supreme Court from 1972 to 1987. He died in 1998 at age 90. Author Sirota, who is 50, writes that the Powell memo laid out a comprehensive step-by-step strategy for corporate America to regain control, protect its interests, and reshape the political and legal system of the United States to favor business. Learn more about your ad choices. Visit megaphone.fm/adchoices
Are we in an AI-driven financial bubble? New York Times financial journalist Andrew Ross Sorkin, author of a new book on the 1929 stock market crash, thinks so. "I just can't tell you when, and I can't tell you how deep," he has said. "But I can assure you, unfortunately, I wish I wasn't saying this, we will have a crash.” But other experts, notably Federal Reserve Chair Jerome Powell, doesn't think the AI boom is another dot-com bubble. “These companies … actually have business models and profits... So it's really a different thing,” Powell said in October. So what's the average consumer and investor to do? In Commonwealth Club World Affairs' annual economic forecast, our experts will go beyond the hype and doomsaying to break down what it all means for your bottom line. Will the stock market continue to rally, or will there be a correction? How will tariff chaos and the immigration crackdown impact the economy? What can we expect with future interest rate cuts, and with President Trump's efforts to influence the Fed? We'll take up those questions and much more with our expert panel. Learn more about your ad choices. Visit megaphone.fm/adchoices
David Sirota, who is based in Denver, Colorado, has some very strong views about money and politics. His book is called "Master Plan: The Hidden Plot to Legalize Corruption in America." There are 11 chapters which reflect the 11 episodes of his podcast, "Master Plan." In order to tell his story, he points his finger at the 1971 Powell secret memo. That's former US Supreme Court Associate Justice Lewis Powell, who served on the Supreme Court from 1972 to 1987. He died in 1998 at age 90. Author Sirota, who is 50, writes that the Powell memo laid out a comprehensive step-by-step strategy for corporate America to regain control, protect its interests, and reshape the political and legal system of the United States to favor business. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this week's episode the Powell men discuss the blizzard of 26 '. New York and the northeast are experiencing a major storm that dumps nearly 2 feet of snow on Gotham. Meanwhile these lazy ass kids won't pick up a shovel. #ZohranMamadani is paying New Yorkers to shovel. #SCOTUS struck down the #Trumptariffs. Where's my money?? The guys discuss the chemically laden #processedfood and how it relates to for profit #healthcare. Not that hard to see the relationship. #JohnDavidson and his #tourettes caused him to yell nigger with the hard r at #MichaelBJordan and #DelroyLindo at #BAFTA . Just another brick in the load. #USAHockey #KashPatel #McDonalds #Hostess #SuzyQ #twinkie #Drakes #DevilDog
Federal Reserve Bank of Chicago President Austan Goolsbee says he is more concerned about inflation amid a "steady" job market. Speaking with Bloomberg's Mike McKee, Goolsbee also comments on what the tariff ruling could mean for inflation and Fed Chair Jerome Powell possibly staying on the central bank's board.See omnystudio.com/listener for privacy information.
This is the 14th episode in my Pharmacist Podcasters Series. My guests and I talk about podcasting to inspire you to start your own podcast, be a podcast guest, or use your voice in general. If you're interested in podcasting, pod-guesting or public speaking, you need to listen to this episode. My guest today is Emlah Tubuo, PharmD, host of the Intentional Living with Emlah Podcast. Click to read the FULL show notes: https://www.thepharmacistsvoice.com/podcast (select episode 367) Listen to Intentional Living with Emlah Podcast Apple Podcasts https://podcasts.apple.com/us/podcast/intentional-living-with-emlah/id1838533266 Spotify https://open.spotify.com/show/5JZn28P3tNKKmyAYiyYQCi?si=87350eb3f6e94c07 YouTube https://www.youtube.com/@dr.emlahtubuo Episodes of Intentional Living with Emlah Podcast mentioned (Apple Podcasts Links) Deep dive on the four pillars https://podcasts.apple.com/us/podcast/intentional-living-with-emlah/id1838533266?i=1000728197791 The vitamin D solo episode https://podcasts.apple.com/us/podcast/intentional-living-with-emlah/id1838533266?i=1000748002321 Interview with Ronnie (Pharmacist) about Powell Pharmacy services and team culture https://podcasts.apple.com/us/podcast/intentional-living-with-emlah/id1838533266?i=1000730786703 Christmas/holiday episode with music teacher friend Katie Silcott (December 24, 2025 with singing and joy) https://podcasts.apple.com/us/podcast/intentional-living-with-emlah/id1838533266?i=1000742579242 Background information for Emlah Tubuo, PharmD (February 2026) Dr. Emlah Tubuo is the host of the Intentional Living with Emlah Podcast, keynote speaker, Key Opinion Leader for Fullscript, and integrative pharmacist. She owns Powell Pharmacy, an Integrative Pharmacy in Powell, Ohio as well as Emlah Naturals, a third-party-tested dietary supplement line. Her focus on whole-person health emphasizes her pharmacy practice philosophy of "There is more to health than prescriptions". Her work is based on the pillars of Intentional Living: Nutrition, Movement, Inner Alignment, and Positive Social Connections. Lessons learned about Emlah or podcasting in this episode: We first met at the Ohio Pharmacists Association Annual Meeting in 2022. Her path from college graduate to independent pharmacy owner took her from Cameroon to Powell, OH (Columbus, Ohio area) Emlah started her podcast in 2025. She hesitated because she didn't think she was ready. Friends and family encouraged Emlah to start her podcast. Tim Ulbrich, PharmD was mentioned. Say "yes" to opportunities even when you don't feel fully prepared. Emlah's philosophy of Intentional Living & Integrative Pharmacy is carried out throughout her episodes. She used a table analogy to talk a out the Four Pillars of Intentional Living (surface = intentional living; 4 legs = pillars) Modern medicine + lifestyle + supplements can coexist; we don't have to live in extremes. Use nutrition to support medications Movement can be simple and accessible, like walking 30 minutes daily. Inner Alignment includes meditation, prayer, journaling, walking in nature, laughter, dancing, and more. Positive Social Connections prevent loneliness and promote longevity and fulfillment. Be intentional with whom you spend your time. Vitamin D is important. Know your Vitamin D level, and aim for an optimal level. Powell Pharmacy "does healthcare differently." For example, Comprehensive Health Reviews. Powell Pharmacy staff do > 100 squats/day! Emlah's podcast reaches an international audience. She enjoys learning about her audience. She publishes solo and interview shows. Episodes are around 30 min or less. Emlah's approach to overcoming tech intimidation with podcasting included delegating tasks. Every podcast episode includes an "intentional initiative." Emlah offers Professional Development Resources for Pharmacists. To learn more, visit https://www.dremlahtubuo.com/ Advice for aspiring podcasters: be a guest first, listen to good podcasts, learn from podcast hosts, don't wait for everything to be perfect Scheduling guests can be a challenge Apply Emlah's "Do, Delegate, Delete" strategy with intention. Batching episodes prevents burnout and inconsistency. It's okay if the podcast also serves you (you get something out of podcasting) Share what's in your head as a pharmacist podcaster. Build a tribe—personally and professionally. Subscribe to Emlah's newsletter https://intentional-living-newsletter.kit.com/profile/posts Check out these two issues of Emlah's previous newsletters: Discover Journeys: A New Way to Understand and Empower Health https://intentional-living-newsletter.kit.com/posts/discover-journeys-a-new-way-to-understand-and-empower-your-health So Much Growth to Share https://intentional-living-newsletter.kit.com/posts/so-much-growth-to-share-catch-up-on-our-latest-updates Links from this episode Dr. Emlah Tubuo's Business Website https://www.dremlahtubuo.com/ Dr. Emlah Tubuo on LinkedIn https://www.linkedin.com/in/emlahtubuo/ Dr. Emlah on Instagram https://www.instagram.com/dr.emlahtubuo/ Powell Pharmacy on Facebook https://www.facebook.com/powellpharmacyoh Dr. Emlah on YouTube https://www.youtube.com/@dr.emlahtubuo Education on Emlah's website: Pharmacist Fullscript Account Setup Education on Emlah's website: Lunch and learn supplement knowledge Education on Emlah's website: Discuss Dietary Supplements with confidence Learn about Journeys Lab Testing for Pharmacists Connect with Emlah (via her website) Listen to my 1st interview with Dr. Emlah Tubuo (April 2022) https://bit.ly/4kRxcrz Read Kim's book - Pharmacist Podcaster: A Podcast Planning Guide for Pharmacy Professionals Pharmacist Podcasters Series Part 1 with Ola Latala, PharmD (The Pharmacist's Voice Podcast Episode 248) Part 2 with Deeb Eid, PharmD (The Pharmacist's Voice Podcast Episode 253) Part 3 with Justin Cole, PharmD (The Pharmacist's Voice Podcast Episode 257) Part 4 with Christina Fontana, PharmD The Pharmacist's Voice Podcast Episode 262 Part 5 with Tony Dao, PharmD The Pharmacist's Voice Podcast Episode 266 Part 6 with Dr. H (Hussam Hamoush, PharmD) The Pharmacist's Voice Podcast Episode 275 Part 7 with Julie Doan, PharmD The Pharmacist's Voice Podcast Episode 297 Part 8 with Tim Ulbrich, PharmD The Pharmacist's Voice Podcast Episode 306 Part 9 with Zain Syed, PharmD The Pharmacist's Voice Podcast Episode 310 Part 10 with Rachel Gainsbrugh, PharmD The Pharmacist's Voice Podcast Episode 323 Part 11 with Danielle Plummer, PharmD The Pharmacist's Voice Podcast Episode 329 Part 12 with Cory Jenks, PharmD The Pharmacist's Voice Podcast Episode 334 Part 13 with Brooke Griffin, PharmD The Pharmacist's Voice Podcast Episode 357 Part 14 with Emlah Tubuo, PharmD (today!) If you need help starting your podcast, I can help. I coach students one-on-one, sell a self-paced online course, and sell a book about podcast planning. Get my book in print, eBook, or audiobook on amazon.com. You can also listen to the episodes about podcasting in my back catalog on thepharmacistsvoice.com/podcast. Share this episode! If you know someone who might like this episode, please share this episode with them. Subscribe to or follow The Pharmacist's Voice ® Podcast on your favorite podcast player and YouTube to get each new episode when it comes out. Popular links are below. The Pharmacist's Voice ® Podcast on Apple Podcasts https://apple.co/42yqXOG The Pharmacist's Voice ® Podcast on Spotify https://spoti.fi/3qAk3uY The Pharmacist's Voice ® Podcast on Amazon/Audible https://adbl.co/43tM45P The Pharmacist's Voice ® Podcast on YouTube https://bit.ly/43Rnrjt Kim's websites and social media links: ✅ Guest Application Form (The Pharmacist's Voice Podcast) https://bit.ly/41iGogX ✅ Monthly email newsletter sign-up link https://bit.ly/3AHJIaF ✅ LinkedIn Newsletter https://bit.ly/40VmV5B ✅ Business website https://www.thepharmacistsvoice.com ✅ The Pharmacist's Voice ® Podcast https://www.thepharmacistsvoice.com/podcast ✅ Pronounce Drug Names Like a Pro © Online Course https://www.kimnewlove.com ✅ Pharmacist Podcaster Book https://amzn.to/4iAKNBs ✅ Podcasting Online Course https://www.kimnewlove.com/podcasting ✅ Private Podcasting Coaching or Consulting https://www.kimnewlove.com/private-coaching ✅ LinkedIn https://www.linkedin.com/in/kimnewlove ✅ Facebook https://www.facebook.com/kim.newlove.96 ✅ Twitter https://twitter.com/KimNewloveVO ✅ Instagram https://www.instagram.com/kimnewlovevo/ ✅ YouTube https://www.youtube.com/channel/UCA3UyhNBi9CCqIMP8t1wRZQ ✅ ACX (Audiobook Narrator Profile) https://www.acx.com/narrator?p=A10FSORRTANJ4Z ✅ Start a podcast with my coach, Dave Jackson from The School of Podcasting! Click my affiliate link: https://community.schoolofpodcasting.com/invitation?code=G43D3G *New 12-4-25*
This week Evan and Bill are joined by the folks from the Worker's Lit podcast to talk about the 2025 film "The Running Man," directed by Edgar Wright and starring Glen Powell, Colman Domingo, Emilia Jones, William H. Macy, Josh Brolin, and Michael Cera. With a special appearance by Lee Pace. This episode is part two of our collaboration with Worker's Lit covering a book and the movie based on it, in this case the Stephen King novel by the same name. During the episode we discuss how much more capably Wright and Powell portray class consciousness than King, note how the movie improved on the book, and remained loyal to it by having a less than satisfying ending.Check out the episode we did with Worker's Lit here!Guest LinksOfficial WebsiteWorker's Lit on InstagramWorker's Lit on YouTubeLeft of the Projector LinksOfficial WebsiteLeft of the Projector on InstagramLeft of the Projector on PatreonLeft of the Projector on ThreadlessHost LinksEvan's LetterboxdBill's InstagramBill's LetterboxdWard's InstagramWard's Letterboxd
MWB Maurio D. Powell current Grand Master of the Most Worshipful Prince Hall Grand Lodge of Ohio! We talk about how he came to the craft and what kept him coming back! We also talk about why he chose "Making Music" as his motto!Enjoy!
Join us as Pastor Tim Powell brings us today's message. To learn more about NLC Greenbrier- TEXT "Greenbrier" TO: 88000 to connect with us!
Glen Powell has quickly emerged as one of Hollywood's most in-demand leading men, building momentum through roles in films like Top Gun: Maverick, Anyone but You, Hit Man and the recently released How to Make a Killing. In this conversation from May 2024, Powell sits down with Willie Geist to discuss his creative partnership with Sydney Sweeney, the advice that helped shape his career from actors like Tom Cruise and Denzel Washington, and the moment he realized acting was his path. Plus, he reflects on collaboration, momentum, and what comes next as his career continues to accelerate. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
NBA and Miami Heat News featuring Bam Adebayo, Tyler Herro, Norman Powell, Nikola Jovic, Andrew Wiggins, Kel'el Ware, Kasparas Jakucionis, Terry Rozier, Jaime Jaquez Jr., Pelle Larsson, Keshad Johnson, Erik Spoelstra and more. Subscribe for more Miami Heat, Miami Dolphins, NBA and NFL news. My YouTube Channel My Twitter Intro Song : Pine Island - RadixTheRuler Outro Song : Pull Up Freestyle - RadixTheRuler Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In which we continue our Powell and Pressburger coverage and identity three primary life lessons: men should wear more shorts, don't repress your emotions and thus lose your mind, and no colonialism. Let's talk about Black Narcissus.
Jeffrey Mosher welcomes Dwayne Powell Jr., Chief Operating Officer and Managing Partner of Kalamazoo Forward Ventures & Marcel Fable Price, Director of Platform and Programming at Kalamazoo Forward Ventures Questions covered: ● Can you tell us what inspired Kalamazoo Forward Ventures to launch Cultivate 269 for WMU students? ● At $100,000, this is Michigan's largest student pitch competition where participants keep 100% ownership. What does that mean for student entrepreneurs? ● The competition includes both expert judges and a public vote. Can you explain how that works and why community involvement matters? ● What does it mean to change the story of who gets to be a founder and where they get to build? ● How does Cultivate 269 help build world-class entrepreneurial talent right here in Michigan? ● The deadline is February 27. What would you say to a WMU student who has an idea but isn't sure if they should apply? ● Looking ahead, what does success look like for Cultivate 269? Talking Points ● The Capital Gap Reality: Early-stage capital is the primary barrier for underrepresented founders. Cultivate 269 addresses this by providing non-dilutive funding that allows students to maintain full ownership while getting the resources they need to launch. ● Local Talent, Local Impact: The entrepreneurial talent to transform Southwest Michigan's economy already exists within WMU. This competition ensures students don't have to leave the region to access the funding and support they need. ● Scale and Ownership Model: At $100,000, this is Michigan's largest student pitch competition where participants retain 100% ownership—a critical differentiator that shows our commitment to founder equity. ● Regional Economic Development: This isn't just about individual businesses; it's about creating a sustainable pipeline of entrepreneurs who will build wealth and create jobs in Southwest Michigan for decades to come. ● Proven KzFV Model: As one of the Midwest's largest Black-founded investment funds, Kalamazoo Forward Ventures has a track record of deploying capital strategically into underinvested communities. Cultivate 269 extends this mission to the next generation. About Kalamazoo Forward Ventures Kalamazoo Forward Ventures (KzFV) is one of the largest Black-founded investment funds in the Midwest, dedicated to deploying capital into underinvested communities across Michigan. Through venture capital, Main Street business acquisitions, and strategic real estate investments, KzFV is building an inclusive economic ecosystem that creates generational wealth and stabilizes the regional economy.
To get live links to the music we play and resources we offer, visit www.WOSPodcast.comThis show includes the following songs:Falling Into View - On With The Show FOLLOW ON SPOTIFYLexi Street - Parades FOLLOW ON SPOTIFYThe Love Grubs - Bedside FOLLOW ON SPOTIFYChristina Curry - Without You pt 1 FOLLOW ON SPOTIFYSummer Scott - Better on my Own FOLLOW ON SPOTIFYLydiah - If We Turn Away FOLLOW ON SPOTIFYNight Wolf feat. Lois Powell - Lost My Way Home FOLLOW ON SPOTIFYDana Halle - Be Here FOLLOW ON SPOTIFYmalaya - man gone, better FOLLOW ON SPOTIFYNastiya Kai - Goodbye FOLLOW ON SPOTIFYKira James - Go to War FOLLOW ON SPOTIFYRivertown - Like You FOLLOW ON SPOTIFYPeggy James - Eyes On The Horizon FOLLOW ON SPOTIFYAnusha - Weights FOLLOW ON BANDCAMPHoly Basil - Don't Interrupt Me When I'm Dancing FOLLOW ON SPOTIFYFor Music Biz Resources Visit www.FEMusician.com and www.ProfitableMusician.comVisit our Sponsor Sophia AvaVisit our Sponsor Cayla Brooke at www.caylabrooke.comVisit our Sponsor Ed & Carol Nicodemi at edandcarolnicodemi.comVisit www.wosradio.com for more details and to submit music to our review board for consideration.Visit our resources for Indie Artists: https://www.wosradio.com/resources
This is an interview with the great engraver, Ron Powell. In this show we talk hand push engraving, and Ron gives us all insight into the world of a Tiffany and Co. engraver. Enjoy!
Presented by Priority Electric. Contact Patrick Sandridge today! (769) 798-9355 ☎ Learn more about your ad choices. Visit megaphone.fm/adchoices
Sankyu Sushi & Izakaya is new to the Mount Prospect area, and has the goal of bringing an elevated Japanese dining experience to the Northwest suburbs. Sankyu Sushi spokesman Han Jeon joined Kevin Powell and Michael Piff on the Chicago’s Very Own Eats podcast to talk about why they opened in Kevin’s hometown, what Japanese traditions […]
durée : 01:00:14 - Vitamines ! - par : Nathalie Piolé -
The black comedy thriller "How to Make a Killing" is inspired by the classic 1949 British film, "Kind Hearts and Coronets." But this version isn't quite sure what it wants to be. Glen Powell stars as an heir to a vast fortune who's been disowned by his callous family. He plots to bump off all his relatives who stand in the way of his inheritance. The audience is challenged to root for a guy who's obviously ethically challenged and Powell's charisma is a big help in that department. It's modestly funny, but the tone shifts in “How to Make a Killing” are so jarring that it may give audiences a case of whiplash. As a companion piece to his 2022 hit "Elvis," director Baz Luhrmann offers his first documentary, the concert film, "EPiC: Elvis Presley in Concert." Using previously unseen footage stored in a Kansas salt mine, Luhrmann creates a hybrid film that mixes concerts, rehearsals, press conferences and backstage footage into a riveting showcase. For the uninitiated, “EPiC: Elvis Presley in Concert” demonstrates why Presley was such a dynamic and popular performer. Paul McCartney's traumatic post-Beatles years are the focus of the involving Amazon Prime documentary, "Man on the Run.” It serves as a companion to McCartney's new book about his time with Wings. Oscar-winning director Morgan Neville skillfully sorts through a ton of footage to assemble a thoughtful look at both the considerable misfires as well as the tremendous successes McCartney experienced in the 1970s. Interviews with McCartney, his family as well as folks like Mick Jagger, Chrissie Hynde and Sean Lennon, make “Man on the Run” an enlightening and entertaining overview.
In this week's Flagship Flashback episode of the Wade Keller Pro Wrestling Podcast from five years ago (2-18-2021), PWTorch editor Wade Keller was joined by Jason Powell from ProWrestling.net and the Pro Wrestling Boom podcast. They discuss potential winners for both Elimination Chamber matches, NXT Takeover and Adam Cole's turn, Seth Rollins' return, Kenny Omega's presentation compared to Roman Reigns lately, the new Exploding Barbed Wire stipulation for Kenny Omega vs. Jon Moxley, the Lacey Evans pregnancy, Sting taking a big powerbomb from Brian Cage, and much more.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.
Our month of classic Hollywood romances continues with frequent co-stars William Powell and Myrna Loy as Nick and Nora Charles - husband and wife detectives who trade quips and down drinks as they investigate a murder in The Thin Man. We'll hear them, along with co-star Maureen O'Sullivan, in Suspense thrillers and a Lux Radio Theatre recreation of the Dashiell Hammett detective story. We'll hear Ms. O'Sullivan in "The Black Shawl" (originally aired on CBS on July 27, 1944). Ms. Loy stars in "Library Book" (originally aired on CBS on September 20, 1945). Mr. Powell headlines "Give Me Liberty" (originally aired on CBS on October 21, 1948). Finally, Powell and Loy are Nick and Nora in a radio adaptation of The Thin Man (originally aired on CBS on June 8, 1936).
Technovation with Peter High (CIO, CTO, CDO, CXO Interviews)
Is AI really eliminating jobs, or is it redefining skills? In this episode of Technovation, Peter High speaks with Ehren Powell, Chief Digital Officer of Marathon Petroleum Corporation, about leading digital transformation at one of America's largest and most complex industrial enterprises. Powell shares how he is building a skills-first organization—decomposing roles, augmenting capabilities with AI, and reassembling work around differentiated processes. Key topics include: Why AI should be treated as a value multiplier—not a strategy How data contextualization unlocks massive sensor environments The creation of data domain ownership across the enterprise Applying edge technology and AI to improve safety and reliability Why curiosity and reinvention define the future workforce
In Part 2, we pick up where we left off in Part 1. Toshio talks about those chess players at Powell and Market and other early impressions of The City before they moved here. Having grown up in Orange County, with its underfunded public transit system, Toshio always wanted to live somewhere that had a subway. Being able to walk was important, too, in contrast with SoCal, where you pretty much need a vehicle to get anywhere. SF and The Bay checked those boxes. Like Part 1, this episode is rife with sidebars. I guess that's just what happens when you get two people together who both like to talk. The first one in Part 2 is about running any sort of independent media within the larger framework of late-stage capitalism, especially when the content you create is inherently anti-capitalist. You know, light stuff. I try to get us back to Toshio's story of moving to San Francisco, then I can't help myself—another sidebar, this time about Craigslist, which of course Toshio used to help find a place to live in San Francisco. They were able to get work, as we've mentioned, but finding housing was much harder. Their first two places were in the Mission. They left the first one after only one month, thanks to a fire. Their next spot was at 24th and Bartlett, close to BART. Toshio splinters off to talk about some of the other spots they looked at and open houses they went to. "Oof," they say. In 2013, they were able to move into a below-market-rate apartment near Civic Center (the very home where we recorded this episode, in fact). Toshio is their own landlord, something I congratulate them on. Sometime after they moved in, they met their boyfriend. They also got exposed to more and more leftist politics in SF during this time. They talk about coming to terms with the fact that the world they want to see will probably not come about in their lifetime. That's a hard pill to swallow, but it's probably best to accept that and then fight like hell to overcome it. Toshio's light-green living magazine job afforded them the opportunity to write for further left-leaning publications like Truthout. When Al Jazeera opened its US office in The City, they got work there. They've also written for Them and Vice. It all served as background for Toshio to launch their own outlet—Sad Francisco. We go on a sidebar about the corporate takeover of the news, and how local outlets and indie operations like our own have stepped in to try to fill that void. Toshio mentions some newer publications that they're excited about, including Bay Area Current, The Phoenix Project, and Coyote Media. (Ed. note: Look for an upcoming episode with Coyote Collective founding member Soleil Ho.) Sad Francisco started (and continues) as an effort to fill the massive gaps left by said corporate media in the Bay Area. Toshio was curious about the podcast medium, and kicked things off reading and riffing on versions of 2,000-word pieces they had already written for traditional media. They mention that we're at a point now where every journalist, no matter the medium or the employer, should probably be diversifying the distribution of their work. I couldn't agree more. Sidenote: I've been witnessing Toshio's move to self-facing camera reels, with them laying out whatever issue is on their mind, then expounding on it. It's a delivery mechanism I see more and more of, in my limited social media consumption. My wife, Erin (of Bitch Talk Podcast), has begun doing more of these as well, and they seem to resonate with folks. I haven't yet decided whether or when to do them myself for Storied. But I digress … Toshio feels that in 2026, people are looking for authenticity. They don't care so much if your media product is polished. They're more interested in substance, which would be a gain for society, if true. When I ask them how folks can find, follow, and support Sad Francisco, Toshio mentions the podcast's Patreon page. Follow them on Instagram @sadfrancis.co. And check out their website, sadfrancis.co. They're also available on most podcast apps and YouTube. Another sidebar here about how much I used to love Twitter (RIP). We end the episode with my asking Toshio how they do it, how they report so well and so relentlessly on the vast amounts of sketchy shit going down in San Francisco and The Bay. Their answer involves their various journalistic jobs and gigs over the years, and how that work trained them to package up complex ideas and explain incredibly complicated scenarios in a simple, easy-to-understand way. Then Toshio and I indulge in a lovefest for 48Hills.org before wrapping.
In this episode, Danielle DiMartino Booth, CEO of QI Research and former Fed insider, calls the Federal Reserve "borderline cruel" after FOMC minutes revealed several participants wanted rate hikes despite Americans' financial wellbeing hitting record lows. Danielle argues we're already in a labor market recession that "won't be acknowledged for years but is undeniable to the people who are in it," pointing to unprecedented data: 12 consecutive months of negative payroll revisions, 419,000 net job losses when excluding education and health services, seasonal adjustment anomalies adding 140,000 phantom jobs in January, and unemployment survey response rates at record lows making the data unreliable. She highlights that Truflation shows inflation at just 0.7% while the Fed maintains hawkish rhetoric, that 52% of college graduates are underemployed with another graduating class arriving in two months, and that AI is destroying entry-level jobs in finance, accounting, and architecture without any retraining programs in place. Danielle warns about the societal implications of Gen Z and millennials (52.5% of voters) increasingly using buy now pay later for basic necessities like medical bills and utilities, while others use it for vacations with no intention of paying it back. She questions whether Kevin Warsh will hold to his stated principles about shrinking the Fed's balance sheet or cave to market pressure like Powell did in 2018, and reveals that Fed governor Michael Barr is already hinting at expanded social safety nets or UBI to address AI-driven unemployment. Danielle refuses to "gaslight Americans" about the economy and emphasizes the urgent need to think about retraining workers and the societal implications of mass youth unemployment.Links: Danielle's Twitter/X: https://twitter.com/dimartinobooth Substack: https://dimartinobooth.substack.com/ YouTube: https://www.youtube.com/@DanielleDiMartinoBoothQIFed Up: https://www.amazon.com/Fed-Up-Insiders-Federal-Reserve/dp/0735211655Timestamps: 0:00 Welcome back Danielle DiMartino Booth 0:52 FOMC minutes: Several participants want rate hikes 1:46 Americans' financial wellbeing at record lows — the disconnect 3:31 Truflation at 0.7% — what the Fed is missing 5:27 What's the Fed missing on the labor side? 7:06 Labor recession in plain sight — concentrated in non-cyclical sectors8:28 Buy now pay later for medical and dental bills 9:32 Gen Z and millennials: Taking on debt with no intention to pay 11:00 A revolt against the system? 12:15 The Fed didn't listen to your open letters 13:40 Rate hike talk while small business borrowing costs are "prohibitively tight" 14:59 Fed being sanguine on credit delinquencies 16:14 What would be the responsible thing for the Fed to do? 17:12 "It's getting personal" — Americans worried about losing their own jobs 18:02 52% of college graduates are underemployed 18:42 Is this AI or just an excuse? 20:08 What happens in 2028 if the pendulum swings? 21:32 Kevin Warsh — will he stick to his principles? 24:01 Is the Fed too beholden to the market? 25:15 Unemployment survey response rate at record lows 27:23 Base case for the economy — labor market recession continues 28:56 What keeps you up at night and what makes you hopeful?
Lily is joined by Steph Powell, The FA's National Development Manager - Volunteering. They discuss Leicester's 6-0 defeat to Manchester City as Steph is a Man City fan and a grassroots football champion!
Why does women's health still face systemic gaps, and what can we do about it?In this episode of Agency for Change, Lyn Wineman sits down with Nada Hanafi and Liz Powell, leaders behind Women's Health Advocates, to discuss inequities in research, regulation, funding, and access across the full spectrum of women's health.They explore why patient-centered design, better data, and stronger advocacy are essential to improving health outcomes, and how advocacy can drive meaningful change.Listen in for a powerful conversation on equity, empathy, and using your voice to shape a healthier future.Connect with Nada, Liz, and Women's Health Advocates at: · Website – https://womenshealthadvocates.org/
Markets are in “wait-and-see mode” for the FOMC minutes today, says Karen Manna. She thinks 10-year bonds will be rangebound between 4-4.25 for now, with 1-2 cuts ahead for the rest of the year. She discusses how fixed-income portfolios may fare in 2026 and contrasts Powell vs Fed Chair nominee Warsh. Karen also looks at corporate bonds vs mortgage-backed securities.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
Guest: Patrick K. O'Donnell. This segment introduces the "Jesse Scouts," a Union special forces unit formed by John Frémont and named after his wife. Led by figures like John Charles Carpenter, these men wore Confederate disguises to infiltrate enemy lines. Despite their effectiveness as commandos, their lack of discipline led to friction with the regular Army. Guest: Patrick K. O'Donnell. Richard Blazer leads the "Legion of Honor," a hunter-killer team using Jesse Scout tradecraft to fight Confederate partisans in West Virginia. Blazer employs detective work to track down the ruthless Thurman brothers, who attack Union supply lines in the rugged terrain of the Appalachians. Guest: Patrick K. O'Donnell. A failed Union raid on Richmond carrying orders to kill Jefferson Davis prompts the Confederacy to escalate irregular warfare and political influence operations. As the Confederate Secret Service aids the Copperhead movement, author Herman Melville embeds with Union cavalry to witness the hunt for the elusive John Mosby. Guest: Patrick K. O'Donnell. Confederate General Jubal Early threatens Washington, D.C., where Lincolnwitnesses the battle at Fort Stevens. Meanwhile, partisan leader John Mosby operates independently, capturing Union forces at Mount Zion Church. O'Donnell notes that better coordination between Early and Mosby could have endangered the capital. Guest: Patrick K. O'Donnell. Grant orders total war in the Shenandoah Valley to crush Mosby's Rangers. Although Richard Blazer's scouts initially have success with Spencer carbines, they are eventually lured into a trap and annihilated by Mosby's men at Kabletown, where Blazer is captured by Ranger Lewis Powell. Guest: Patrick K. O'Donnell. Lewis Powell, the Ranger who captured Blazer, is revealed to be a Confederate Secret Service operative working with John Wilkes Booth. Powell returns to Baltimore to aid in a plot to kidnap Lincoln, while Mosby deploys troops to secure a potential escape route for the conspirators. Guest: Patrick K. O'Donnell. Harry Harrison Young takes command of the Jesse Scouts, serving as Sheridan'sstrategic eyes in Confederate uniforms. These daring scouts deceive enemy forces and carry messages through enemy lines, enabling Sheridan to move his army effectively to join Grant and trap Lee. Guest: Patrick K. O'Donnell. Robert E. Lee rejects the option of guerrilla warfare at Appomattox, choosing surrender to preserve the nation. Years later, former partisan John Singleton Mosby becomes close friends with U.S. Grant and joins the Republican Party, earning the enmity of many Southerners but symbolizing reconciliation. Guest: Michael Vorenberg. At Appomattox, Grant offers generous terms allowing Confederates to keep horses and sidearms. However, Lincoln does not immediately declare the war over; in his final speech, he focuses on the complex path to peace and suffrage, viewing the surrender as a step rather than a conclusion. Guest: Michael Vorenberg. Following Lincoln's assassination, General Sherman negotiates a surrender with Confederate General Johnston at Bennett Place. Sherman attempts to secure a comprehensive peace including civil matters, but officials in Washington, seeking stricter retribution, reject the terms as too generous, forcing a second, purely military surrender. Guest: Michael Vorenberg. While the Grand Review celebrates victory in Washington, General Sheridan is sent to the Texas border with 50,000 troops to counter French imperial ambitions in Mexico and suppress remaining Confederate resistance. Meanwhile, Confederate General Kirby Smith flees to Mexico rather than surrender his western forces. Guest: Michael Vorenberg. The government utilizes military tribunals to try Lincoln's assassins and Andersonville commandant Henry Wirz, arguing the war is ongoing. Prosecutors hope to pressure Wirz into implicating Jefferson Davis in prisoner atrocities to justify hanging the Confederate president, but Wirz refuses and is executed alone. Guest: Michael Vorenberg. Vorenberg discusses Richard Henry Dana's "Grasp of War" speech, which argued the war could not end until the victor secured guarantees against future conflict. This philosophy, demanding the enemy be held down, contrasted sharply with Lincoln's "let 'em up easy" wrestling metaphor, fueling Congressional debates over reconstruction. Guest: Michael Vorenberg. Vorenberg explains how President Johnson's racism and desire for a hasty peace alienated Congress. Johnson vetoed the Civil Rights and Freedman's Bureau Acts, arguing the war was over. Republicans, however, insisted war powers remained necessary to protect freedmen, leading them to override Johnson and unite against him. Guest: Michael Vorenberg. To undercut radicals, Johnson followed Seward's advice to declare the insurrection ended by executive proclamation in 1866. Vorenberg notes this "official" peace ignored realities like the New Orleans massacre. Simultaneously, Senator Doolittle was misled by General Carlton regarding the mistreatment of the Navajo at Bosque Redondo during his peace commission tour. Guest: Michael Vorenberg. General Grant found himself caught between a hostile President Johnson and Secretary Stanton. Vorenberg describes the disastrous "swing around the circle" tour, where Johnson used Grant'spopularity as a shield while making embarrassing speeches. Witnessing Johnson's behavior, Grant ultimately sided with Stanton, realizing the President was unworthy of his loyalty.
I'm joined by Jacqueline Powell, motivational speaker, empowerment coach, and author. Through her work with Powell 2 Empower, Jacqueline helps women build resilient mindsets, deepen self-awareness, and step fully into their becoming.Growth often feels uncomfortable, but obedience always produces fruit. In this episode, we explore identity, spiritual maturity, and what it means to become who God is shaping you to be without apologizing for the evolution.Connect with Jacqueline Powell on all social media platforms at Powell 2 Empower.https://www.powell2empower.com/ Check out her book on Amazon:https://www.amazon.com/dp/B0G26SBCJR?ref_=cm_sw_r_ffobk_cp_ud_dp_E7Q44TJZK5JCR0F3H414_3&bestFormat=true
DMV high school football coach Ron Anthony and PG county basketball talk
Toshio Meronek's parents met at a bar. In this episode, meet and get to know Toshio. Today, they do Sad Francisco, a really fucking amazing project that reports on and holds truth to power around here. I first became aware of Sad Francisco a few years ago and right away, I was struck by the deep reporting on and understanding of the many complex relationships and goings on in San Francisco and The Bay. And so I sat down with my fellow podcaster to get to know the human behind those efforts. Toshio's story starts with their parents. That bar where they met was in Los Angeles. Shortly after meeting, the couple moved to Germany, where Toshio's dad had found work at a major German tech company. But after getting pregnant with Toshio, the young couple came back to Southern California—Orange County to be exact, where Toshio was born. Some of Toshio's earliest memories involve not really digging that infamous SoCal heat. We'll get into this more later in Part 1, but Toshio picked Portland for college in part because of its more temperate, albeit wetter, climate. Born in 1982, Toshio did most of their growing up in the Nineties. When I ask them what kinds of things they were into as a kid, they immediately say, "zines." Making zines, collecting zines, living and breathing zines. We hop on a short sidebar about Riot Grrrl, a Nineties feminist punk-adjacent movement that seeped into both our lives at different points—mine early in the decade, and Toshio's toward the end of the Nineties. Riot Grrrl arrived in the typically and generally conservative Orange County later than a lot of other parts of the country and the world. But arrive it did, and it had an outsize impact on Toshio's young life. Zines were huge in that subculture, too. To expound on their interests as a kid, Toshio was generally into media, curious about how others live, and also sci-fi and fantasy (think D&D). Toshio was around 13 or 14 when they started writing their own zines. Here we go on a sidebar about one of my favorite pet topics—Kinko's (RIP). IYKYK. Eventually, Toshio eschewed the ubiquitous copy+print shop and had their zines printed on newsprint paper. It was part of a deliberate attempt to appear legitimate, more like "the establishment," something I find fascinating. They wanted people to take them seriously, and that just makes a lot of damn sense. Music was very much a part of the Riot Grrrl movement Punk rock music to be specific. And Toshio's early publications covered that. In fact, topics ran the gamut from music and politics to culture and community. We turn to the topic of Toshio's surroundings when they were a teenager. Record stores, zine shops, cafes that also had live music. They dabbled in the SoCal rave scene as well. They settled into the Candy Kids rave subculture and talk a little about that. There's another short sidebar where we talk about how amazing youth activism is, and how much we always need it. As much as young Toshio was part of these communities and subcultures, they also describe this time in terms of being a loner. They also experienced a lack of self-confidence, lots of acne, therapy to work through their being Japanese and white, or hafu (another term for "hapa"), being gay. Though Toshio has grown past those struggles, they consider them powerfully formative. Then came time to relocate and go to college. Besides Portland having more desirable weather, Toshio chose it in part because of the Northwest's grunge legacy. College life started right around 9/11, and they started going to protests. Lots of protests. College lasted four years, and after that, Toshio stayed behind in Portland. They got work at a magazine covering ecology for K–12 kids. They were also in bands (they play guitar, ish, sing, and play tambourine). "It felt like everybody was in an alt-country band," they say. And then, in 2006, they left Portland for … San Francisco. An editing job brought Toshio here. The publication was a so-called "light-green living" outfit, targeted, as it said, to yoga moms who drive their hybrid SUVs to Whole Foods. I ask Toshio if the job was editing words, and then mention that it's been my profession for a long-ass time. And we go on a sidebar about how important the work is. I'll add that everyone (including editors!) needs an editor. Sorry (not sorry), AI. That leads to yet another sidebar (can you tell we're both podcasters?)—this one from Toshio about the nature of the "yoga mom" publication. They grew disillusioned with their work there, suffice to say. We end Part 1 with Toshio's early memories of visiting San Francisco, before they moved here. They involve the older men who used to be found daily playing chess off Powell and Market. Check back Thursday for Part 2 with Toshio Meronek. We recorded this episode at Toshio's home at the confluence of The Transgender District, Tenderloin, UN Plaza, and Civic Center in January 2026. Photography by Jeff Hunt
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In this week's episode the Powell men discuss the child predator history of U.S. #Presidents on #PresidentsDay . #ThomasJefferson ? Pedo. #AndrewJackson ? Pedo and overall creep. These slave owning men commonly raped young Black women , and brutalized the men in their care. These were not the high minded individuals that history has portrayed. Like #Trump and #Epstein there is little difference in their #pedophile desires. The coversation shifts to #RosiePerez who has come under fire regarding her statements about for VP #KamalaHarris. Its a nothing burger that people are trying to eat. The guys also discuss the #2026NBAALLSTAR game and it's new format. Time to make some #NBAALLSTARSATURDAY changes. The guys review #BadBunnyHalftimeShow at this year's #superBowl. It was an amazing performance. Lastly we touch upon an injustice in #BeverlyHills regarding #NBA star and #BostonCeltic #JaylenBrown #Pochohantas #JimmyTheGreek
The World Uncertainty Index (WUI) hit a new all-time high (ATH) and surpassed levels previously seen during the Sep. 11 attacks in 2001, the Iraq War in 2003, the global financial crisis in 2008, and the coronavirus pandemic in 2020.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 Intro00:10 Sponsor: Tangem00:45 Peak uncertainty01:30 Fear and greed02:00 Iran FUD02:30 CLARITY uncertainty03:30 Democratic seats05:30 CFTC: see you in court06:00 IPO season collapse06:40 Tom Lee: ETH low soon07:42 Tom Lee: BMNR vs ETH08:30 Bitmine goal09:00 Tom Lee: Bitmine can set the bottom09:50 BMNR signal to watch10:30 ETH is the Mega Trend11:15 World LibertyFi event12:00 DTCC12:35 Boomer bottom signal13:15 Outro#Bitcoin #Crypto #Ethereum~Peak Uncertainty Reached?
Send a textIn 1999, Paul Warner Powell, a 20-year-old white supremacist, murdered 16-year-old Stacie Reed and brutally assaulted her 14-year-old sister, Kristie, in a racially motivated attack after learning Stacie had a Black boyfriend.After his initial death sentence was vacated due to a legal technicality regarding capital murder requirements, Powell taunted prosecutors in a letter, believing he was protected by double jeopardy. But Powell was not as smart as he thought he was...Sources: 1) https://www.vacourts.gov/static/opinions/opnscvwp/1031421.pdf 2)https://www.washingtonpost.com/archive/local/1999/04/23/a-grim-account-of-attack-on-2-sisters/9a4c2427-ba7b-48f0-96c2-acf72d3a577f/ 3) https://www.pomc.org/murder-wall/murder-wall-stories/stacie-lynn-reed-16-years-old/4) https://en.wikipedia.org/wiki/Dunning%E2%80%93Kruger_effect5) https://fija.org/library-and-resources/library/jury-nullification-faq/what-is-double-jeopardy.html6)https://en.wikipedia.org/wiki/Capital_murder#:~:text=Capital%20murder%20refers%20to%20a,others%20such%20as%20the%20media.7) https://vocal.media/criminal/the-most-remorseless-killer-who-bragged8) https://www.washingtonpost.com/archive/local/2003/01/14/letter-boasting-of-slaying-rape-returns-man-to-va-courtroom/e2363704-1fee-4c5b-851b-0e34f7723e69/9) https://www.cnn.com/2010/CRIME/03/18/virginia.killer.letter/index.html10) https://www.findagrave.com/memorial/7790959/stacie_lynn-reedSupport the show
Guest: Patrick K. O'Donnell. Lewis Powell, the Ranger who captured Blazer, is revealed to be a Confederate Secret Service operative working with John Wilkes Booth. Powell returns to Baltimore to aid in a plot to kidnap Lincoln, while Mosby deploys troops to secure a potential escape route for the conspirators.1910 GAR LIBRARY OF CONGRESS
In this week's Flagship Flashback episode of the Wade Keller Pro Wrestling Podcast from ten years ago (2-16-2016), PWTorch editor Wade Keller and ProWrestling.net head honcho Jason Powell talked about Monday Night Raw, the Big Show vs. Braun Strowman main event, latest developments in Fastlane hype including the Roman Reigns-Dean Ambrose dynamic, WrestleMania 32 speculation, WWE financials, and more.Then in the previously VIP-exclusive Aftershow, Wade and Jason answered a range of email topics and other big subjects including WWE Financials, why Vince McMahon has picked Roman Reigns over Dean Ambrose, the resurgence of TNA Impact Wrestling, ROH's contracts and whether their booking and TV shows are where they should be, and more.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.
This Day in Legal History: Powell v. AlabamaOn February 16, 1932, the United States Supreme Court heard oral arguments in Powell v. Alabama, a case that would become a cornerstone of modern criminal procedure. The appeal arose from the notorious Scottsboro Boys prosecutions in Alabama, where nine young Black men were accused of raping two white women aboard a train. The trials moved with alarming speed, and the defendants were sentenced to death after proceedings that offered little meaningful access to legal counsel. In some instances, lawyers were appointed on the day of trial, leaving virtually no time to prepare a defense.The case forced the Court to confront whether such rushed representation satisfied the requirements of due process under the Fourteenth Amendment. When the decision was issued later that year, the Court held that in capital cases, state courts must provide defendants with effective assistance of counsel. The justices emphasized that the right to be heard would mean little without the guiding hand of an attorney. The ruling did not yet create a broad right to counsel in all felony cases, but it marked a significant expansion of constitutional protections in state criminal proceedings.Powell signaled that fundamental fairness in state trials was subject to federal constitutional scrutiny. It also laid important groundwork for later decisions that would extend the right to counsel beyond capital cases. The case remains a defining example of how procedural safeguards can shape the legitimacy of the criminal justice system.The U.S. Court of Appeals for the Federal Circuit revived part of Google's challenge to a Wildseed Mobile LLC patent covering the creation and transmission of “hot links” through text messages. A three-judge panel vacated a decision by the Patent Trial and Appeal Board that had upheld one remaining claim of the patent, while invalidating the others. The appellate court found that the board failed to properly analyze Google's argument that the claim was invalid in light of prior art.The disputed claim involved generating a hot link using either an SMS message or an instant message. Although Google addressed both aspects in its petition, the board focused only on the SMS portion and did not meaningfully address the instant messaging limitation. The Federal Circuit said the board neither evaluated whether prior art covered the instant messaging element nor explained why it declined to do so. Because of that omission, the panel sent the case back to the board for further review.Wildseed had accused Google of infringing the patent based on how advertisements function on YouTube. The lawsuit was initially filed in Texas in 2022 but later moved to federal court in California, where proceedings were paused pending the outcome of the PTAB review. In 2024, the board had already invalidated claims in two related Wildseed patents involving video ads and smartphone notifications.Google's Hot Link Patent Claim Challenge Revived At Fed. Circ. - Law360Federal prosecutors have unveiled additional details in a criminal case accusing Cleveland Guardians pitchers Emmanuel Clase and Luis Ortiz of participating in a pitch-fixing scheme tied to sports betting. A superseding indictment filed in New York alleges that Clase exchanged coded text messages with associates and bettors before games to signal when he would throw specific pitches. The messages reportedly used poultry-themed language such as “rooster” and “chicken” to disguise the scheme. In one example, an associate allegedly texted Clase about throwing a “rock at the first rooster,” to which Clase responded affirmatively.Prosecutors claim that bettors used this advance information to place successful proposition bets on pitch speed, winning hundreds of thousands of dollars. According to the indictment, bettors earned at least $400,000 on wagers involving Clase and about $60,000 on wagers involving Ortiz. The players allegedly agreed to accept bribes of at least $12,000 each. Authorities also allege that some coordination occurred in person, including meetings at Clase's home, and that payments were routed through intermediaries.The updated indictment adds Robinson Vasquez Germosen, who prosecutors say acted as a middleman and later lied to FBI agents about his knowledge of the scheme. He is charged with making false statements. Clase and Ortiz previously pleaded not guilty, and their attorneys maintain that the allegations are unproven and will be challenged at trial.MLB Pitcher Sent ‘Coded' Texts For Rigged Pitches, Feds Say - Law360 UKA long-running dispute over ownership of a goldendoodle named Tucker has concluded with a private sealed-bid auction ordered by the Delaware Court of Chancery. The case, Callahan v. Nelson, involved former partners Karen Callahan and Joseph Nelson, who had jointly acquired the dog while dating but could not agree on ownership after their 2022 breakup. Because the couple was never married, they could not rely on Delaware's family law statute that allows courts to consider a pet's well-being when dividing marital property.After conflicting rulings in lower courts, the matter reached the state's premier business court, where Vice Chancellor Bonnie W. David applied a property “partition” remedy. Rather than ordering shared custody or considering the dog's best interests, the court required a single blind bidding process between the parties. The higher bidder would keep Tucker, and the other would receive the payment. The exact amount of the winning bid was not disclosed. Nelson ultimately submitted the top bid and retained the dog.The court explained that, absent statutory authority to weigh the animal's welfare, traditional property principles favored an auction as the cleanest solution. A neutral attorney oversaw the process and noted that the dog's value was subjective and personal, not easily tied to market measures. Callahan's attorney said she was disappointed but would not seek to block the result, adding that the case sets helpful precedent for resolving similar pet ownership disputes.A key legal element in the case is the use of partition, an equitable remedy typically applied when co-owners of property cannot agree on how to divide it. Instead of physically splitting the property or forcing continued joint ownership, the court may order a sale and distribute the proceeds.Ex-Boyfriend Wins Tucker the Goldendoodle in Sealed Bid Auction This is a public episode. 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On this week's episode of ‘The Young Man and the Three', we welcome Noah Clowney, Danny Wolf, Egor Dёmin, and Drake Powell of the Brooklyn Nets. The group discusses the Nets young roster and their mindsets and approach to this season, each of their backstories playing AAU, overseas, and college (including a great discussion about how NCAA basketball is changing), stories from their draft nights, standout moments from their young NBA careers so far (including Danny's viral moments getting sh*t talked by Jimmy Butler and Kevin Durant), and so much more. Let's go!00:00 Intro0:48 Show start2:45 Egor on Moscow Academy and Real Madrid6:45 European style of basketball11:50 Drake growing up, going to UNC13:30 AAU experiences18:30 Danny at Yale and Michigan21:50 Noah on Alabama24:00 Changes in college and NIL28:40 Egor on BYU34:19 Everyone's draft nights43:40 Biggest differences in NBA v college49:45 Mindset on the Nets this season and dealing with losing54:55 Wow moments and welcome the NBA moments1:01:15 Adjusting to NBA defenses1:03:30 Lessons they'd give to younger selvesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Jerome Powell's tenure at the Federal Reserve “has been an unmitigated disaster” as his Fed “created a novel monetary framework in 2020 that is proving very difficult to manage and maintain.” The good news, however, is that Powell's time at the Fed will be up in May, and his replacement, “inflation hawk Kevin Warsh,” looks much more promising, says E.J. Antoni, Ph.D, The Heritage Foundation's chief economist. "If Warsh is confirmed and can clean up the Fed, it will reassure financial markets and help deliver a Main Street boom without inflation or another financial crisis." Follow us on Instagram for EXCLUSIVE bonus content and the chance to be featured in our episodes: https://www.instagram.com/problematicwomen/ Connect with our hosts on socials! Elise McCue X: https://x.com/intent/user?screen_name=EliseMcCue Instagram: https://www.instagram.com/elisemccueofficial/ Virginia Allen: X: https://x.com/intent/user?screen_name=Virginia_Allen5 Instagram: https://www.instagram.com/virginiaallenofficial/ Check out Top News in 10, hosted by The Daily Signal's Tony Kinnett: https://www.youtube.com/playlist?list=PLjMHBev3NsoUpc2Pzfk0n89cXWBqQltHY Learn more about your ad choices. Visit megaphone.fm/adchoices
Jerome Powell's tenure at the Federal Reserve “has been an unmitigated disaster” as his Fed “created a novel monetary framework in 2020 that is proving very difficult to manage and maintain.” The good news, however, is that Powell's time at the Fed will be up in May, and his replacement, “inflation hawk Kevin Warsh,” looks much more promising, says E.J. Antoni, Ph.D, The Heritage Foundation's chief economist. "If Warsh is confirmed and can clean up the Fed, it will reassure financial markets and help deliver a Main Street boom without inflation or another financial crisis." Follow us on Instagram for EXCLUSIVE bonus content and the chance to be featured in our episodes: https://www.instagram.com/problematicwomen/ Connect with our hosts on socials! Elise McCue X: https://x.com/intent/user?screen_name=EliseMcCue Instagram: https://www.instagram.com/elisemccueofficial/ Virginia Allen: X: https://x.com/intent/user?screen_name=Virginia_Allen5 Instagram: https://www.instagram.com/virginiaallenofficial/ Check out Top News in 10, hosted by The Daily Signal's Tony Kinnett: https://www.youtube.com/playlist?list=PLjMHBev3NsoUpc2Pzfk0n89cXWBqQltHY Learn more about your ad choices. Visit megaphone.fm/adchoices
PWTorch editor Wade Keller presents the weekly Flagship edition of the Wade Keller Pro Wrestling Podcast with guest co-host Jason Powell from ProWrestling.net and the Pro Wrestling Boom podcast. They discuss these topics:A look at WrestleMania 42 ticket sales struggles, resale prices dipping below face value, ticket prices this year compared to last year, TKO arrogance or aggressiveness backfiringWrestleMania 42 line-up, from the strong C.M. Punk-Roman Reigns start to a potential drop-off afterward to load up night 1 and the rest of night 2 with WM-worthy match-upsSpeculation on where the mystery attack in all black attacking The Vision is goingAEW Dynamite and AEW Grand Slam previewAnti-ICE chants at Dynamite and where it could go from here, and should billionaires be excused from taking a strong public stand because they have "so much to lose"?TNA Impact after a month on AMCAnd more including some Super Bowl talkBecome a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.
Between The Covers : Conversations with Writers in Fiction, Nonfiction & Poetry
Canisia Lubrin returns to Between the Covers for a live conversation in downtown Portland, at Powell’s Bookstore, about her latest poetry collection The World After Rain. A private book, that Canisia never intended to publish, we explore what it means to write elegy beyond personal biography, what it means that “metaphors unmake the too-made,” what it means to write against the literal, with a folk sensibility and consciousness, and much more. How does elegy relate, formally and aesthetically, to water? What is the utility of poetry, its effect in the world? How can autobiography be a way to move beyond the self? Join Canisia for a deep exploration of these animating questions in her latest work. The first time Canisia was one the show, to discuss her book Code Noir, her contribution to the bonus audio archive was a reading of as-of-yet-unpublished works by Christina Sharpe and Dionne Brand, and a soundscape she stitched together from six years of touring, from Canada to Europe to the Caribbean. This joins an immense and ever-growing archive of supplemental material and is only one of many possible things to choose from when you join the Between the Covers community as a listener-supporter. You can find out more at the show’s Patreon page. Finally, here is the BookShop for today.
Register here to attend the live virtual event "Why Central Florida is the Year's Most Compelling Housing Market" on Thursday, February 19th at 8pm Eastern. Keith looks at how a changing Federal Reserve leadership might shape the interest rate environment, then zooms in on what's really happening with homebuilders versus remodelers across the country. You'll hear about a lesser-known strategy some investors are using to step back from day-to-day landlording while keeping their income, and then we head to Central Florida to explore why one fast-growing market is quietly becoming a hotspot for new-build rental properties. Along the way, a longtime Florida builder joins the show to explain how they're creating affordable, investment-friendly homes and what kinds of rents and tenant demand they're seeing on the ground—plus a way you can learn more live if this opportunity fits your own portfolio plans. Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/592 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold, the naming of a new Federal Reserve Chair. Then are homebuilders in trouble today? There are a dwindling number of them, and their profits are down. I'll talk to a homebuilder. Listen to what amenities tenants want today, and it's interesting. We'll learn how low of a mortgage rate builders will give you. Now there's an opportunity here today on get rich education. Corey Coates 0:30 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:14 mid south home buyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated, there is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com Speaker 1 2:17 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 2:33 Welcome to GRE from countersport Pennsylvania to Davenport Iowa and across 488 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education now more than ever, where you learn about personal finance and real estate investing matters. There's more AI generated content out there. This show is all flesh and blood me. There's also more clickbait content out there that says something like the housing market is about to have a price crash. No, it's not. They're just there to get short term attention. So your information source really matters today. New incoming Fed chair, Kevin Warsh, was recently named. He will replace the outgoing Jerome Powell on May 15. I want to tell you more about that in a moment. But first, just imagine if this scenario were to occur, say that we get a Fed chair that has to deal with really high inflation. And so what this Fed chair does is that he successfully brings inflation down, and he does that without triggering a recession that's called a soft landing. Well, you know what? That's exactly what Jerome Powell did the past three years. Yeah, that's what he's accomplished, and he doesn't get credit for it. He only gets a lot of criticism. Now this doesn't mean that I love Powell. I don't even know that the Fed should exist at all, but Powell got a lot of criticism for calling 2022, wave of inflation transitory, and being too late to respond to it. So he gets some credit here as his term of more than eight years winds down. Let's listen in to some of Jay Powell's recent comments about succession, Speaker 2 4:23 you've obviously experienced a lot during your time as Fed chair, served under multiple presidents. I'm wondering what advice you have for whoever your successor might be. Speaker 3 4:34 Honestly, I'd say a couple of things. One is, you know, stay out of elected politics. Don't get pulled into elected politics don't do it. And that's another thing. Another is that you know, our window into democratic accountability is Congress, and it's not a passive burden for us to go. To Congress and talk to people. It's an affirmative, regular obligation. If you want democratic legitimacy, you earn it by your interactions with the our elected overseers. And so it's something you need to work hard at, and I have worked hard at it so and the last thing is, you know, it's easy to it's easy to criticize government institutions so many ways. I will tell whoever it is you're about to meet the most qualified group of people you not only have ever worked with, you will ever work with and when you meet fed staff. And not everybody's perfect, but, but there isn't a better cadre of professionals more dedicated to the public well being than work at the Fed. Keith Weinhold 5:43 Yeah. So to Powell's point, the next Fed chair, worsh, does champion fed independence, much like Powell has. That is a good thing that keeps America from turning into a banana republic that maintains a strong dollar. Warsh was actually a Fed Governor back during the 2008 global financial crisis, so he's got that experience when he comes in as Fed Chair in three months, he's widely expected to lower interest rates more than Powell did, much like the president wants. Kevin Warsh looks a lot like Michael Scott from the office. He has got to be less bumbling than him, though, overall, the effect on real estate and mortgage rates by shifting from PAL to worsh, I mean, that should be pretty mild. Maybe you'll see rates go a little lower than if pal had stayed and speaking of rates, wait till you see how low the mortgage rate is that our homebuilder guest is offering today. What's really happening with homebuilders now? How much trouble are they in? Homebuilders have largely been maligned. Overall. There are fewer homebuilders today in America than there were 20 years ago, and there are more remodelers than there were 20 years ago, fewer home builders, more remodelers, and that's for a few different reasons. Over the past couple decades, we just have substantially higher labor and material costs, stricter building and energy codes, higher interest rates, and that disproportionately hurts long duration construction projects. We've got zoning constraints and land constraints that make ground up development slow and uncertain and risky. So while the number of Home Builders in America is down, the number of remodelers are up, because America's housing stock is getting older. Its median age is over 40 years, and that creates constant demand for upgrades. Capital prefers faster, lower risk cycles. That's what remodels offer, and homeowners with locked in low mortgage rates choose to stay in place. And what does that make them do? That makes them renovate and remodel, not move. So this is why, compared to 20 years ago, you have fewer home builders and more remodelers. Today, that's per the NAHB and the Census Bureau and all these forces, they've resulted in a lower profit margin for homebuilders. Yes, homebuilder margin compression for a lot of the bigger builders, including DR Horton, just as you might guess in this cycle, their profits were greatest in 2022 and they have fallen since then. Higher mortgage rates came in, and builders had to lose profits by offering more incentives to entice buyers. You're going to learn more about that today and how it really spells quite an opportunity for you and I. When the final change in national home prices was tallied for the end of last year, they had risen in 16,500 zip codes. All right, that's 63% of America's zip codes, and prices were lower from a year earlier in the other 37% home price gains were concentrated in the Northeast and Midwest, and the story there continues to be too many buyers and not enough homes. In fact, over 85% of zip codes saw price growth in Illinois, Connecticut, Wisconsin and Indiana, slow, steady, stubborn, kind of like winter refusing to leave. Losses were predominant in the Sun Belt. Prices caught their breath there. There was price attrition in Florida, with 96% of zip codes, so nearly all of Florida, then California, 78% of zip codes had a price loss. Texas, 75% of them and Arizona, 73% the biggest pocket of opportunity appears to be in Florida. Florida property is on sale. And because real estate is local. A lot of times we talk here nationally, but to get to that local level, sometimes you have to dig in to a local market to really find out what's going on. We're going to do that today. Now, central Miami, Orlando and Tampa, they're not generally the spot for obtaining cash flow from long term rentals. I've identified an opportunity. We'll get into that with this Florida homebuilder shortly. It's kind of funny. You'll run into people that say they want opportunity, but what they really want is certainty. How it plays out, though, is that once the certainty arrives, the opportunity is gone, and that's how to think about Florida and maybe Texas and some of these other markets today that have had price attrition. Keith Weinhold 10:48 Now, three weeks ago, here on the show, I discussed the 721 exchange for the first time. So I won't get into all those details again when it comes time for you to sell your investment property, the 721 can be the best way for you to cash out. Perhaps you've been investing in real estate for a while and you have turned get rich education into got rich education. How the 721 exchange works is they basically say you have a case where you're a rental property owner and you realize that you don't want the hassles of landlording anymore. Oftentimes, this can mean you're older and real estate investing already took you where you wanted it to take you in life's journey, but you still like the financial benefit that ownership gives you. What you can do is exchange your properties into a partnership and receive shares in that partnership. Now that's different than a 1031, exchange. That's where you trade up some of your property that you directly own for what's usually more and larger property that you directly own. Well, instead, here's the big deal with exchanging your properties into a 721, partnership. The rules stipulate that this is not a taxable event, and therefore you don't have to pay any capital gains tax or depreciation recapture. Now that you're an owner in the partnership, you still get some of the benefits of owning the property, like appreciation and cash flow and such, yet no management or landlording at all like you would have with a 1031 and with a 721 you get all these benefits across a greater number of properties and markets diversification because you're a fractional owner in the other properties that are in the partnership, not only your own, and when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs and C It's surely easier for you to divide shares among, say, your three children, than it is to divide your 18 rental houses among three children Who are going to have different goals and varying degrees of financial savvy. So the 721, exchange is a great estate planning tool too. You will have this partnership that makes an offer to buy your property. You're exchanging them for partnership shares. There's a firm that does this called flock homes, and they have a certain Buy Box to be clear with the 721, exchange, you can basically trade your rentals for shares in a diversified, professionally managed Real Estate Fund. This means that you keep your hard earned equity defer capital gains and other taxes, and you still get access to steady income and long term appreciation without the hassle of landlord duties, and you can visit flockhomes.com/gre, and get a free valuation. Get an offer for your property, see if it fits their buy box and see how much they'll pay you. There's often no need to pay to fix up or stage the property for sale or pay agent commissions for a certain investor type. This really can be a rather life changing experience for you to liquidate some or all of your property have zero tax obligation and still enjoy income and appreciation. So again, what you can do is stop by flock homes.com/gre, that's F, l, O, C, K, homes.com/g, R, E, let's discuss the home building climate today. Keith Weinhold 14:38 I'd like to bring in a premium Florida homebuilder guest to the show, Jim, because there has been more homebuilding in Florida such that some areas of the state have excess supply. And when you add that onto the fact that the hot pandemic migration to Florida has slowed such that home prices have made a rare dip in the state, that is why it. A timely topic. Jim, you're on GRE Welcome to the show. Keith, great to be here. Thanks for having me. Yeah, and we did the IRL thing in Colorado there a few weeks ago. That was great hanging out in person. You provide entry level new build homes, mostly in Central Florida. And these are properties that are conducive to real estate pays five ways. These are properties that investors chiefly buy as rentals. So just bigger picture, tell us about that overall experience over, say, the last five years, as the pandemic wound down, Jim Sheils 15:35 yeah, as the pandemic wound down, obviously Florida had a lot of attention. Some of it, rightly so, some of it, I think a little more inflated and commercial attention getting thrown at it. And you know, the type of deals that you and I have always stayed away from were very popular in Florida. You know, we're talking really nice houses. Keith, beautiful, nice HOAs people got in in 2021 let's say, with those very low interest rates on a six or $700,000 home, but now they're realizing that it's not going up $100,000 a year as they thought. And when they try to sell it, well, people trying to buy in $700,000 home, they're not getting that low interest rate. And if these people try to hold it and rent it, well, it doesn't cash flow, so it breaks one of those rules. It's not putting money in people's pockets, taking it out. And so we're seeing there was a large distribution of those types of houses around Florida. And then there were some builders like us that really focused on what was the most needed, and that was workforce housing. Now workforce housing, though, Keith, as you know, a lot of the builders don't want to build it. Why? Let's be straight. It's because the margins are lower right. But as you know, with me and my partner Chris, it was always let's make less margin and do more volume. That was always our model, and that was the area of the market where we felt we could build it right, we could get it financed right, and we could manage it right to hit the five things. And so we're seeing today, post pandemic, there are still key markets where the population growth is still the highest, coming into Florida, the prices are still the lowest, and there is a shortage of this type of workforce housing. Keith Weinhold 17:11 Yes, you've identified a geography within Florida that have some of these characteristics like you're talking about. Tell us more about that region. Jim Sheils 17:20 Yeah, we call it the Ocala region, so Central Florida, just west of Orlando. Right now, for example, u haul does their U haul top markets rankings every year? So where are the most U haul trucks going to now, you don't want to be on their side where they're coming from, Keith, because that's obviously the opposite. But for the second year in a row, the greater Ocala area has been the number 1u haul destination place in the country. So there's still a ton of population growth going there. Central Florida, I'm not going to say it sat out the growth during the pandemic that a lot of areas of Florida did, but it was starting at such a low basis with such a small amount of attention that today, even when people say, oh gosh, like I just said, house is 600 700 800,000 we're building new construction single family homes for under 300,000 the 270s a lot of the time. And we're building duplexes sometimes for under 400,000 and a lot of our you know, investors coming from the west coast. Say, are these fully built? Are they? But again, Central Florida has had a great affordability. Remain intact. It has a large population going in. There is a ton of job resource just blowing up in the area. And as you know, these are the things we look for. So we bought a lot of lots there. I'm gonna give credit to my partner, Chris. He saw calla more than I did, and we bought a lot of lots there in 2020 so before all the rises. So we got into the land basis, right? So that means we can build them at a great price. Our land basis is low, and that obviously passes along to our clients. And again, Central Florida is a perfect match for our goal. Because, you know, our goal is workforce housing, that cash flows on day one. But also nothing wrong with fixer uppers. I own a lot. I used to do a lot, but the new construction seems to have a little bit more of a less involvement, which it seems like a lot of our clients want. Keith Weinhold 19:15 That was really prescient, as it turned out, for your business partner, Chris there to gobble up a lot of that land in 2020 before prices went soaring. And this is one reason why you can do things like offer a duplex for less than 400k That's a new build, which has some people saying like, does that thing include a roof even? But it surely does. These are very good quality livable properties. And the reason I have you here, Jim is because you are rare. There are fewer builders today than there were in decades past, and also those that build to your point earlier. They only want to build higher end properties, not the more affordable ones that you offer. We'll get more details on your price points and what properties. Products you offer later. But yeah, we have more remodelers today and fewer builders. And though it's a few years old, I found it interesting that census statistics show us that between 2007 and 2022 there are 73% more remodelers and 21% fewer builders today. Jim Sheils 20:22 Interesting. You know, Keith, I didn't know that, and that makes me scratch my head on like when you and I were in Colorado, we were talking about future needs, even with growth that occurred during the pandemic going all the way back to oh eight when a real shortage started to start, we are still at an estimated three to 5 million homes short in the US. It really perplexes me that the amount of builders like us will be going down and not actually entering the market. Keith Weinhold 20:47 Now, among those that are building, though, much of that is concentrated in the South, as I think we know, there's a recent resi club compilation show that 59% of current single family home building is in the south, and 41% is everywhere else. And how do you define the South? That's basically Maryland down to Florida, all the way out to Texas and Oklahoma. So you are pretty rare in some ways. However, where you're building regionally, that's not a rarity there, but yeah, having more remodelers today and fewer home builders, that's probably the result of a lot of things. You know, for one thing, just land and construction costs becoming that much more expensive over the past five years. Jim Sheils 21:05 Yeah, we've been lucky, too, as you know, Keith, you've been with us for a decade now. But yeah, and we transitioned a piece of our company where Sumitomo forestry, large Japanese group stepped in and acquired a piece of our property. That was a very exciting thing for all of us together, because we had done well, and, you know, started small and built up to a decent sized builder for Northeast Florida and then the rest of Florida. But now, with Sumitomo coming in again, they build 17,000 homes worldwide every year, between all of their builders. Now being a part of them, we get to use their national material accounts, so they get pricing just as good, if not better, than national home builders, and they let us do our thing, stick to our build to rent, working with investor clients. We're not retail buyer guys, really. We like working with our investors, but just getting those great discounts on materials, again, we're always looking to pass on savings to our clients. Of course, we got to make margins as well, but if we're getting in with deals like that, getting into the land right, and knowing the pinpointed areas to get into, we can get the best deal for everyone. And that's been a major part having such a big, successful partner like Sumitomo keep us healthy, viable and able to do things we could have not even dreamed of five years ago. Keith Weinhold 22:47 Yes, that gives you more capital and more options. Another unusual aberration in the market that really centers on a lot of what you do is that this fact that and this was mentioned on the show last year for the first time in my life, existing homes cost more than new build homes. Existing homes at about 420k nationally, and new build homes about 392k part of the divergence there is probably builder price cuts. So tell us more about that. Jim Sheils 23:14 I think the issue Heath is builders built for largest spreads, and people bought very emotionally. I think you're to give you a compliment a very unemotional real estate buyer. You're not looking at, oh, this is a very nice, you know, extra his and hers porcelain sink. And we're looking at fundamental numbers a good, solid property. And I think what's caused a lot of that is people did the opposite. Builders were looking for the largest margin they could get, which was on those types of properties. And then buyers were looking very emotionally, and they were told, Hey, this is going to go up 50 to $100,000 a year. So just sit there and hold on, sure you'll lose $1,500 a month, but don't worry about it. You'll make up for that every year. And obviously we're not seeing that's true. They could have really used your class about the five ways to get paid in real estate. And I think that that's what's doing it. And this is what builders do. I mean, everyone's in a business, and a lot of builders just focus on the largest margin. Now that's eating them up now, because those types of properties are not in demand. To build them on spec would be very dangerous, but you can see that that worked for a short term. We're very glad we went to the low margin workforce housing model, because I see that falling out of favor almost never even in Oh 809, Keith, when I was in the remodel game, a lot of the properties that were new construction coming out that time they were affordable, still did very well. Keith Weinhold 24:42 We're talking with a premium Florida homebuilder today, because they offer affordable properties that make sense for investors. But what about the demand? Where is that going to come from? Where is that going to be? And that's what's happening with the renter segment. We'll talk more about that when we. Come back. You're listening to get rich Education. I'm your host. Keith Weinhold, Keith Weinhold 25:03 flock homes helps you retire from real estate and landlording, whether it's one problem, property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. Keith Weinhold 25:39 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989, Keith Weinhold 26:51 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Ken McElroy 27:26 this is Rich Dad advisor, Ken McElroy. Listen to get rich education with Keith whitehold, and don't twitch your Daydream. Keith Weinhold 27:40 Welcome back to get rich Education. I'm your host. Keith Weinhold, we're talking with Jim a premium Florida homebuilder here at such an interesting time in the cycle, since supply is up in some parts of Florida, Jim and his team has strategically chosen a place that is still fueling a lot of net in migration in Central Florida, and that's where the rental demand needs to come from as well. Now nationally, we've seen the homeownership rate fall over about the past year, from near 66% to near 65% that does not sound like much, but a 1% shift means there are 1.3 million new renters in just the past year. So with that in mind, and the fact that this low affordability for home buying means that people need to rent or stay renters longer, provides some of the Sustainable demand. So tell us more about the rental demand in Central Florida. Jim Sheils 28:39 Yeah, you know, when we first went out there about a decade ago, Keith, I think it was 82 or 83% of all properties out there were owner occupied, which means it was a very lopsided amount of existing rental property available. And this is before the curve of population growth really took off. But when Chris and I went out there and we were assessing that small percentage of rental property that was out there. Gosh, it was old and kind of beat up. There was not a lot like the new construction that was available. So when we brought in new construction, we saw just the competition. Was hard to compete with us. You know, when it was an older, not so nice taking care of we came in and we saw a jump from, you know, doing older houses ourselves, you know, a person would stay about 13 months. But for the new construction in Central Florida, we've seen a jump to about three years. So that's really positive. People get into a new construction property they don't want to leave, whether that's half of a duplex or a single family. The duplexes are interesting because we're able to build those on infill lots and existing single family home neighborhoods, so a person who doesn't want to live in an apartment can live there, have their own yard, and they couldn't afford the whole single family, but to have half of a single family basically what a duplex is. It makes a big difference, and the people are in great demand of rental in Central Florida there because of exactly why. I said, Keith, the job. Course, continues to grow in Central Florida, extremely strong. The business incentives to come into the area by the local municipality is very, very good. So here's something interesting, Keith, the average salary in Ocala is about 72,000 and the average home price is about 298,000 that is a very healthy affordability one. Yeah, very, very good. And so that job source continues to pay very well. And we've talked about just the logistics centers and the Equestrian Center. That's the largest in the world. Now the villages are just 25 miles south. So Ocala becomes a bedroom community, and that is the second largest retirement community and growing in the US. So there's a lot of job source that allows people to live there at a good affordability. And so that combination of affordability with this extending job source has been really, really good for the Ocala region. Keith Weinhold 30:59 It's been said that the only place you get money is from other people, and we're talking about your renters in this case. So oftentimes these renters, they had their sense of privacy there, like, for example, do the duplexes even have fenced backyards for each individual side, Jim Sheils 31:17 depending on where they are? We will. Other times it hasn't been a requirement. We've done lots of surveys to see is it worth the price point to put in full fencing in certain areas. It can be in a lot of areas. Keith, they're just so excited with the price point not having to move into an apartment building that it hasn't even been warranted or necessary. Keith Weinhold 31:38 Yeah. So we're talking about livability characteristics here, because oftentimes new build rental property results in a higher tenant stay that longer duration, because they're the first person that have ever lived there, and it's also difficult for them to go out and improve their living situation unless they become a home buyer, and that's difficult to do today. Tell us more about the incentives and the property types and so on, because there really are some pretty exciting ones. Jim Sheils 32:09 One of the best things about Central Florida, Keith, combined with new construction, is insurance costs. Now you and I have laughed about the blanketed statement where you said, oh my goodness, you cannot get insurance in Florida. You can't get property insurance in Florida, or it's doubled, tripled, gone up 7x that is a true statement on certain properties. If you're buying older properties from the 1950s that are within a half mile of the beach on low lying ground, but new construction properties far away from the beach, that is a totally different things. So again, being in Central Florida, where we are, a lot of people think, oh, to insure a single family home there, that's going to be several $100 a month, when actually, you know, and you've seen a lot of our performer quotes, our insurance companies are getting a single family home done for about $65 a month on average, full coverage. And that's the advantage of new construction. Insurance companies are all about risk. They analyze risk. When you're on a new construction property built on higher ground away from the beach, they like that, and they do that a duplex. You're looking at about $100 a month. So incentive wise, we've really searched to team up with great insurance companies that get the best rates full coverage. And again, we surprise people when they say, Oh man, I thought there would be a whole nother zero at that monthly cost. And these are actual quotes, as you know, with working with a lot of GRE people. So that's one great thing, another great thing, Keith, that happened when we joined forces with Sumitomo. And again, Sumitomo 320, years old, one of the biggest powerhouses out of Asia, Warren Buffett, is very heavily invested in another one of the conglomerates, not the housing one we do, but he's very involved in one of their other companies. And when they came aboard, you know, we have no bank debt for a builder, which is rare. And since we have such a healthy balance sheet, we're actually able to work deals with mortgage companies where we'll do what's called builder forward commitments, Keith, and that means we will pre buy mortgages for our clients, for the homes we're building, and we will pass that savings along. So right now, you know, if an investment property in a duplex might be an average of 7% for anyone who walks in off the street to a bank. Right now, our most popular rate program for our investors, for single family or duplexes, is 3.75 Gosh. So as you know, for your five ways, if we want to get cash flow, there's a big difference. Yeah, we're getting affordable housing. But if the rate is over 7% compared to 375 that could eat up the cash flow with us being able to have this power to buy large tranches of money and pass it along and lock our people in again, an average right now at 3.75 is our most popular program, and that's long term money, then we're able to get that cash flow right off the bat. And you and I know how important that is Keith Weinhold 34:50 for this super attractive 3.75% long term mortgage rate on single family homes and duplexes. How? Much does the buyer have to come out of pocket at the closing table to buy that down themselves? And how much do you the builder participate in that buy down? Jim Sheils 35:07 You know, it depends Keith at different times, because there is a little bit of a fluctuation. Sometimes it can be as low as zero points or just one origination point to bring it in. It does vary. And also, if people say, hey, I really don't want to bring in any points. Well, that's fine. You know, if you don't want to walk in zero to 2% points for that, you can also just raise your rate up to four and a quarter and probably walk in nothing. So there's different things that we can do, but the goal of it is to have us have the brunt of it. And what I can tell you is, if the average person walked into a bank, and a bank wouldn't do this anyway. It's only for, again, builders with a certain size, but if you went into a bank right now and said, I'd like to buy my rate down to 3.75 the average Keith that this would cost a person off the street going into a bank would be 12 to 15% banks wouldn't even do it for an individual. But that's about the estimates when you look at it. So again, volume has privileged. The fact we're able to buy it down. It does cost us a good amount of money, but we're all able to save since we're kind of working together to buy these larger tranches. And again, the need of any investment for buying down the rate from the clients is very minimal. Keith Weinhold 36:18 Tell us more about the property types, new build single family homes, new build duplexes. Jim Sheils 36:23 You know, single family and duplexes are our main focus in 2026 for Central Florida, we've done the research. They're very high in demand. They rent quickly, and they rent long term to produce cash flow. Our average single family home under 300,000 we're aiming to after expense, make about $300 cash flow. Our duplexes should be about twice that amount, about just under $600 a month, or just over in cash flow. And then again, the prices are ranging from about 395, to 420, for a duplex. Again, these are in workforce areas where we're doing great, scattered lots. Scattered lot means there's already existing homes around. We like to go to an area where there's good a fundamental balance of homeowners and renters. So there's retail buyers that have bought their first home, and we will place our rentals in between them, whether it's a single family or a duplex. Keith Weinhold 37:13 We sure don't need to do a complete audio pro forma here, but those cash flow amounts something near $300 for a single family home, and about double that for a duplex. Is that using, you know, a bought down rate to about 4% and some of these other inputs you're talking about, like low insurance costs and a certain property tax rate, can you tell us about that? Jim Sheils 37:35 Yeah, property tax rate is property tax rate. We can get pretty dang close on property taxes, you know, based on millage and get that down. But when we do our performers, we absolutely go off of, you know, our average rate to be the 375, to four and a quarter. And then when GRE clients look at our performer, and they look at the insurance cost, that's an actual quote from one of our insurance companies that has insured hundreds and hundreds of these properties. Not a guess, yeah, so they know what they're doing. So yeah, those would be the assumptions made in there, and that's what we're basically getting on a week in, week out basis. Keith Weinhold 38:09 That is really attractive as we're talking about new build. I imagine there is some sort of builder warranty as well. Jim Sheils 38:16 There's a state mandated 210 warranty. 210 warranty is something we could talk probably a whole episode on Keith. But for what's good for people to know, basically what that means, you get two years coverage on the small stuff and 10 years coverage on the big structural stuff. And so that's why I like new construction. You know what? I used to personally just buy my own fixer up Return key properties from other people. I could get a one year warranty, and that's the best that really can be done. Now with new construction, we've gone from, you know, with our fixer upper homes, able to do a one year warranty, which is good at something. But now with new construction, we can do a 210 warranty, big difference, and also really helps the safety score of issues if they came up. Keith Weinhold 38:59 We were talking about new build property, and we tend to project relatively low maintenance and repair costs for an obvious reason, maybe your long term vacancy rate could very well be lower as well, due to my earlier point about a tenant wanting to stay there for a long time, because it's hard for them to improve their living situation unless they went out and bought their own place. And you have the low insurance rates, and you have the low mortgage rates, all contributing to positive cash flow on a new build property. And we think about that tenant and what gets the tenant excited? We start to think about some of those amenities. So tell us about what amenities are offered, including inside, in the kitchen and so on. Jim Sheils 39:38 Jim, yeah, great question, Keith. We've really gotten a great recipe for success for that. You know, we've been doing this a little over a decade now, and so you're always tweaking your build model. What do people like? What do they not like? What's good for durability? Let's look at maintenance and repairs. Let's look at turn costs. So our goal is always the dual focus. That's what looks good. And what lasts really well, yeah, because you want durability. When you have tenants, you want it to look good, so you sell it down the road, 510, years to a first time homebuyer, it looks great. You can sell it. But durability wise, you don't want a lot of extra expenses or maintenance and repairs. So we go durability. So what we found a couple of things. I always joke about this. I do not like the word carpet, Keith, that is a terrible swear word in real estate investing, I can tell you right now, if I could go back and this is not, you know, owning hundreds of rentals, if I could not have done carpet and just reversed it to like vinyl plank flooring, like we do now, or even tile, which was more, I probably would have been able to buy three or four of our duplexes cash with the amount of money, and that is not an exaggeration. So we do not do carpet. First of all, it seems like trends are changing. It's not in favor right now. So we do vinyl plank flooring, which looks really nice, almost like wood floors, super durable, though, for a young family that's going to be tenant occupied in your property and running around on it. That's great. Kitchen wise, again, we don't sell retail really. We like to work with investors, but down the road, our investor might want to sell to a retail buyer. So we know, you know, from our old fix and flip days of the FHA buyers, the kitchen's got a pop. So we always do, you know, we don't do the white appliances, which you know would save you quite a bit of money, and save us quite a bit of money. We do stainless steel appliances. We do all new cabinetry, you know, kind of the latest, nicer cabinetry, a little bit of an upgrade. And then, you know, butcher block countertops, those are going to wear in about a year or two. Keith, it feels really good to spend that smaller amount, you know. But we, we like to do the more durable, nice looking countertops, you know, that are, you know, just so much more esthetically pleasing and actually durable as well. Same thing in the bathrooms. A lot of new builders will do shower kit, which not a problem if you're saving money on a rehab, you know, but we would rather do tile, bring in the extra subcontractors to give tile, and then in the master we do the dual sinks, which this might sound like little stuff, Keith, but these are the micro movements that help get a tenant in quicker, stay longer and more rent. So we're always trying to do these extra things in the granite countertops, both in the kitchens and in the bathrooms. Those cost more upfront, but we see for long term of tenant we see, for the amount of rent we get, and for resale ability, because a lot of people don't think about that. You know what? In seven years you want to sell one of these properties? Well, it's a seven year old roof, it's seven year old plumbing, you're still in a great spot for an FHA buyer. And that esthetically pleasing flooring, bathrooms, kitchens. That allows an easier sale for them, because we want to look all the way around, not just a rental. I like to hold long term, but if you want to sell in five to 10 years, that's a very valid strategy. Keith Weinhold 42:48 I like carpet in my own home, but not rentals. But what you're sharing with us, Jim, this is absolute gold that's been brought to you through experience. This over improvement versus under improvement line in rentals, and it really has a lot of balance between durability and price. These are the sort of things that really matter, but you are selling predominantly to individual investors, a lot of mom and pop investors. Why don't you make more sales to the retail, owner occupied market, or to institutional investors, even though that might be cracked down upon now. But why don't you sell to those parties? Jim Sheils 43:26 Yeah, you know Keith, I did a lot of fix and flip to FHA buyers, and I'm an investor. I really like working with investors. So when this all really went back to is 2009 I had a lot of investors. I was in Northeast Florida. The deal flow was incredible. And I just had a lot of investors, you know, through my different networks and Masterminds, like, where you and I have met, and said, Hey, you're getting great deals in Northeast Florida. Could you help put some together for me? And so I had done quite a few fix and flips to retail buyers, and it just kind of hot on me, you know, way back then, like, Wow. I like working with investors. I like building portfolios. I also like the fact that when I'm normally building a portfolio for an investor, well, they hang out with other investors, and they're not looking to buy one property over the next five years. They're looking to buy five to eight properties over the next five years. great point. And so we just saw it as you gotta like who you work with, right? And nothing against first time homebuyers. But when I was rehabbing houses and selling them, golly, that was a lot of work. And then could be persnickety. Yeah, very persnickety. And so when Chris and I teamed up about 10 years ago, we had both gone through the same kind of aha, like going, Yeah, it seems great, but you could sell for more to a retail buyer. But again, like I go back to even the type of property we build, we'd rather do a volume with investors. Be a builder, buy investors for investors, and work that way. And I think it suits me. I think I would have probably hung up my shoes a long time ago if I was. Working with the amount of properties we've done with retail buyers compared to investors, honestly, and so I think it was just kind of, it was a preference, really, that made sense Keith Weinhold 45:09 to your point. Investors buy multiple properties, and that way there are fewer parties to deal with. And investors tend to be less emotional than those more persnickety, owner occupied buyers. Well, Jim, you make it easy for investors. Besides all these incentives, you also offer an in house management solution for these investors, often that tend to be out of state. Well, Jim, before I ask you, if you have any closing thoughts, would you the listener like to ask Jim any question directly? Well, you can, because I have a great event to tell you about next Thursday, the 19th, at 8pm eastern Jim here and GRE investment coach, Naresh will co host a live webinar for Central Florida new build income property. In fact, Jim, I think you know Naresh longer than I have, as it turns out, but this event is free, and you the listener are invited. We've had between 250 and 550 registrants for our past webinars. Not all of them attend live. So the benefit of you attending live is that you can have any of your questions answered by either Naresh or Jim in real time, and besides learning about the Central Florida market and more about home building, you are going to see available new build income property, real addresses with some of these rather grand incentives that we've talked about here, you might end up with a long term rate of about 4% again, it is Thursday, the 19th at 8pm Eastern. Sign up is open now at grewebinars.com that's grewebinars.com Any final thoughts here, Jim, for this great event coming up next week? Jim Sheils 46:52 I think we're going to dig a little deeper. Obviously, this is a conversation that was great, but moves pretty quickly when we talk next week, we're going to be able to dig into more of the fundamentals, some of the stats, and just get underneath the hood of why Central Florida is making so much sense, and just some of the rising stars that we're seeing there that we're very excited to be a part of. Keith Weinhold 47:13 You've helped our listeners for close to 10 years now. It's been an informative chat as always. Thanks so much for coming back onto the show. Jim Sheils 47:21 Thanks for having me, Keith. Keith Weinhold 47:27 Yeah, like our guest touched on Ocala, Florida now has national recognition as the fastest growing city in America, and that's for the second year in a row. According to a new U haul report, Florida is, of course, a rather landlord friendly state. In fact, Florida is the first state to enact a law that allows law enforcement to immediately remove squatters, distinguishing them from legal tenants. Now here's what's interesting and why I've identified this opportunity if Florida prices dipped because people were leaving now, that could be a red flag, because population loss is like gravity. Once it starts falling, it is hard to escape. But that's not what's happening. Instead, what we're seeing is a temporary overbuild hangover. Builders got ambitious. We're in a brief period where supply outran demand and prices softened. That's not decay. That's a sale rack. Any vacant homes are not stranded. They're being absorbed by Florida's still growing population, which has now increased every single decade since its first census count, back in the year 1830 back in 1830 there were about 35,000 residents in the whole state. Isn't that amazing today? North of 24 million, that is 700x population growth in almost 200 years, and it's still growing. That kind of trend doesn't reverse because a few builders over ordered inventory here at GRE this made us target and find in opportunity. This isn't an accident. Central Florida is this year's most compelling. Housing market in that region, Central Florida, is growing faster than the rest of the state at large, and it really sits in the sweet spot of this temporary imbalance. One long established builder overbuilt and now they're motivated. They know what investors want. So, for example, they don't build swimming pools with their homes. They also offer property tours, and over 90% of their tour attendees buy property. They're willing to offer terrific incentives at our upcoming GRE live webinar, like we touched on new build single family rentals, 270k and up duplexes, three. 95 to 420, long term mortgage rates as low as 3.75% you get low insurance rates since they're inland and new build positive cash flow and a builder warranty at the event. You're going to learn all about the growth drivers in Central Florida, why so many renters are moving there and see available properties. This benefits anyone looking for a clear, practical view of current real estate conditions. Joining live does matter, since you can have those questions answered in real time, not after the opportunity has moved on, you are invited for next Thursday, the 19th, at 8p m Eastern. This one is worth circling, not because it's flashy, because it's timed right. Sign up is open now @grewebinars.com that's gre webinars.com. Until next week. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 5 51:00 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 51:29 The preceding program was brought to you by your home for wealth, building, get richeducation.com