Podcasts about guild mortgage

In this episode of Gimme Some Truth, hosts Nate Condon and Clint Walkner sit down with special guest Ryan Smith from Guild Mortgage to discuss the challenges of buying a home in 2025. With rising interest rates, low housing inventory, and a competitive market, homebuyers need to be strategic to secure the best deals.What You'll Learn:✅ How rising mortgage rates impact home affordability✅ The housing supply shortage and its effect on buyers✅ Smart mortgage strategies to win in a competitive market✅ Creative financing options to improve your loan approval chances✅ The importance of pre-approval and how to strengthen your offer

Is college really the only pathway to success? Shayla Gifford, entrepreneur, loan officer, Branch Manager at Guild Mortgage, VP of Sales Development, and national coach, has proven that a college diploma is not the only key to success.  Leaving behind the confines of a classroom, her insatiable curiosity and unwavering ambition propelled her toward a destiny far beyond what she could have imagined. The journey, however, was not without its challenges. Shayla faced rejection and failure before she found success outside of her comfort zone.  Join us as we unravel the story of a college dropout who defied expectations, defied convention, and emerged as a game-changing entrepreneur. In this inspiring episode, Darius and Shayla share their invaluable lessons as entrepreneurs. They highlight the importance of persistence, transcending comfort zones for success, being coachable, and thinking bigger. Tune in for motivating insights that will empower your entrepreneurial journey. Topics include: What Shayla learned during her involvement in network marketing What inspired Shayla to value authenticity over conformity How Shayla handled rejections during her transition into the mortgage business Finding and appreciating people's great qualities when recruiting and leading them The benefits of building a close-knit team and fostering a supportive environment The importance of persistence and not letting temporary obstacles define failure Achieving success outside of your comfort zone How to be coachable and why it matters What makes a good coach The value of thinking bigger and not limiting oneself And other topics… Connect with Shayla: Instagram: https://www.instagram.com/shaygiff/  LinkedIn: https://www.linkedin.com/in/shayla-gifford-3019396/ YouTube: https://www.youtube.com/channel/UCGaSsziZzd-RGC4KebhRyqw  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/whoompdarius/ YouTube: https://therealdarius.com/youtube Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Sponsored by: Indeed: Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/DARIUS. Shopify: Sign up for a $1/month trial period at shopify.com/darius. Rocket Money: Cancel unwanted subscriptions and reach your financial goals faster at RocketMoney.com/Darius.  Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness.  Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, mortgage rates are top of mind as we discuss where they're headed in 2025 and how the bond market is influencing lending rates. Guild Mortgage's Dave Perry joins the show to break down home-buying strategies in today's high-rate environment. Next, we explore how interest rate trends could impact your investments and borrowing power. The Federal Reserve's latest stance suggests a “wait and see” approach—so what does that mean for markets and your portfolio? Finally, the recent elimination of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) could mean thousands more in benefits for certain retirees. We discuss what this means, who qualifies, and why you need to prepare for potential tax implications.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren Guest: Dave Perry, Guild Mortgage ————————————————————— SPONSORS: Guild Mortgage: https://guildmortgage.com Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ Formations: https://get.formationscorp.com/real-money-pros —————————————————————

Happy Monday, Aurora! It's the start of a new week and we have special guests in the studio with us this morning. We have Deanna Hernandez of Corteste Energy Company and Katy Winans of Guild Mortgage with us today. Deanna has been a guest on our podcast previously but it's Katy's first time. Let's get ready to talk to and learn from these powerful ladies. Here's the news: - Join the City of Aurora's Human Relations Commission today and let your voice and ideas be heard! The commission conducts in-person meetings at City Hall in the Council Chambers Conference Room at 5:30 pm, every second Thursday of the month. See the flyer for more details and visit the website to apply here: https://www.aurora-il.org/1078/Human-Relations-Commission - Visit Alive Aurora every Monday, Wednesday and Friday for Drop In Space for 5th through 12th graders! From 3:00 pm to 7:00 pm there will be a variety of activities to take part in, teen-led and teen-driven. See the flyer for more details and follow the Alive Center on Facebook and Instagram! Have a great rest of the day! Good Morning Aurora will return with more news, weather and the very best of Aurora. Subscribe to the show on YouTube at this link: https://www.youtube.com/c/GoodMorningAuroraPodcast The second largest city's first daily news podcast is here. Tune in 5 days a week, Monday thru Friday from 9:00 to 9:30 am. Make sure to like and subscribe to stay updated on all things Aurora. Threads: https://www.threads.net/@goodmorningaurorail Instagram: goodmorningaurorail Spotify: https://open.spotify.com/show/6dVweK5Zc4uPVQQ0Fp1vEP... Apple: https://podcasts.apple.com/.../good-morning.../id1513229463 Anchor: https://anchor.fm/goodmorningaurora ACTV (Aurora Community Television): https://www.aurora-il.org/309/Aurora-Community-TV #positivevibes #positiveenergy #kanecountyil #bataviail #genevail #stcharlesil #saintcharlesil #elginil #northaurorail #auroraillinois #cityofaurorail #auroramedia #auroranews #goodmorningaurora #morningnews #morningshow #monday #guildmortgage #corteseenergy

Backstoppers Radiothon - Guild Mortgage Randy Morgan by

Ruth Stephenson, Area Manager, Guild Mortgage. Highlights include: “power hour” approach emphasizing peer accountability; fostering confidence to overcome call reluctance; quantitative feedback and group discussions and commitment and incentives drive increased lead generation. Ruth has been in the mortgage industry for over 20 years.

This week on the Power House podcast, Diego chats with industry veteran and Guild Mortgage CEO Terry Schmidt. Terry joined Guild in 1985 and she stepped into the CEO role in 2023. Terry and Diego talk about Guild's proprietary AI system, Guild IQ, and how Guild's recent acquisitions are a step toward growing their reverse presence. They also talk about how they're managing through a high-rate environment while keeping up with their customer-for-life strategy, and high employee retention through company culture. Here's what you'll learn: Guild Mortgage has a strong focus on finding cultural fits during acquisitions. They aim to provide a comprehensive customer experience throughout the entire homeownership journey. Listen to your employees, even when you might not like what you hear. Guild is expanding their reverse mortgage channel. The Hispanic community is a key target for future homeownership initiatives. AI integration is enhancing Guild's origination processes and customer service. Related to this episode: Terry Schmidt says Guild is seeing more interest in reverse mortgages | HousingWire Guild CEO offers details on Academy Mortgage acquisition | HousingWire Terry Schmidt | LinkedIn Guild Mortgage HousingWire | YouTube Enjoy the episode! The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire president Diego Sanchez every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Nunez former journalist with KGUN 9 and KVOA 4. He helped launch Tucson's first Spanish FM radio station 102.1 LA Caliente and hosted a weekly radio show "Tucson Hispanic Voices" Steve's new passion is working as a mortgage officer with Guild Mortgage and giving back to the community with his non-profit Milagro En El Barrio.

In this episode of Laugh, Lend, and Eat, recorded live at NAMMBA Connect ‘24 in Orlando, FL, Fobby and Joe sit down with Laura Aguiar Diaz, the Regional Marketing Director for Guild Mortgage. Laura shares her marketing expertise, offering actionable advice on how mortgage professionals can effectively market themselves and their businesses. From building a personal brand to setting realistic goals, Laura's perspective is a must-hear for anyone looking to elevate their presence in the mortgage industry. Key Topics: Laura's approach to building a strong personal brand in the mortgage industry How loan officers can set realistic marketing goals The importance of stepping out of your comfort zone to achieve success Strategies for using social media in mortgage marketing Overcoming doubts and taking action in your marketing efforts Top 3 Notable Quotes Highlighting Laura's Marketing Skills: "At the end of the day, you're the product. It doesn't matter what company you work with or what you're sailing under. It's you they want to work with. It's you they call. It's you they refer."— Laura emphasizes the importance of personal branding and how loan officers should market themselves as the key to their success. "Be very realistic with your goals. Don't just say, 'I want to be famous on the internet.' Unless you're doing something insane, that's not realistic. Be reasonable with yourself and plan accordingly."— Laura advises loan officers to set achievable marketing goals and focus on consistency over viral fame. "It's a secret that isn't a secret, but nobody really cares. Nobody cares. Say the thing, do the educational video, be a resource in your community. It's just you that's stuck in your head."— Laura offers a powerful reminder to get out of your own way and just start creating content, even if it feels uncomfortable. Call to Action:Follow Laugh, Lend, and Eat for more expert insights from industry leaders. Connect with Laura Aguiar Diaz to learn more about how she helps mortgage professionals elevate their marketing game.

Looking to increase income and work more efficiently? Ditch the 9-5 routine and boost earnings in less time. Say goodbye to long hours and hello to a smarter way of working. Shift your mindset, work smarter, and enjoy more free time. Unlock your full potential and thrive in your career.   Please join me and my Amazing friend on   Marketing with Russ…aka #RussSelfie, Episode 433 July 22, Monday, 8am Pacific Featuring Buddy Puckett   Introducing Buddy - a devoted husband, father, and powerhouse Sales Manager and Sr. Mortgage Banker at Guild Mortgage. With a knack for leadership and sales coaching through Southwestern Consulting, Buddy is on a mission to empower go-getters to boost their income in a fraction of the time. Say farewell to the traditional grind of working round the clock - Buddy is your ticket to breaking free from the hustle and reaching your aspirations with ease. Tune in to his weekly podcast, "Conversations with Buddy," for a dose of inspiration and valuable insights on all major podcast platforms.   Connect with Buddy: LinkedIn:  linkedin.com/in/buddypuckett Email: bpuckett@guildmortgage.net 503 8518051   Connect with Russ:LinkedIn: https://www.linkedin.com/in/russhedge/Website: https://www.russhedge.com   #business #unstuck #connection #inspiration #InspirationSpecialist #InspirationalSpeaker #Marketing

We are joined by Shahar Plinner, the CEO and founder of Formations, to delve into essential tax planning and business structuring strategies for small business owners. We discuss the significant benefits of transitioning to an S corporation, including reduced self-employment taxes and simplified financial management. Learn how Formations offers comprehensive services like legal entity setup, payroll management, and tax filing while still providing personal expert advice. We'll also discuss the crucial need for professional financial guidance for the self-employed and address common misconceptions about its cost. Maximize your business's tax savings!   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com   Guest: Shahar Plinner, CEO/Founder of Formations Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor ————————————————————— SPONSORS: Formations: https://get.formationscorp.com/real-money-pros   Guild Mortgage: https://guildmortgage.com   Ataraxis PEO https://ataraxispeo.com   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

In our final episode, Erin Langevin, Senior Vice President, National Retail Operations, Guild Mortgage joins guest host Phil Treadwell, founder of M1 Academy and host of the Mortgage Marketing Expert podcast, to discuss the role strategic partnerships play in transforming industry practices

Today, I sat down with Leah Zamir, a top 1% loan officer with Guild Mortgage, to explore the nuances of client interactions and the profound impact of understanding a client's "why."    She shared key insights and strategies from our conversation that can revolutionize the way mortgage brokers approach their business.   In this episode, we will cover:  Uncovering the client's why and asking better questions Identifying ideal clients and tailoring business strategies Understanding clients' backgrounds and family dynamics Importance of mindset in the mortgage industry Addressing clients' fears and uncertainties   To connect with Leah Zamir, you can check him out on: Instagram (https://www.instagram.com/shebrew/)    The I Love Mortgage Brokering Network is brought to you by Finmo. To learn more, visit: finmo.ca/ilmb (https://finmo.ca/ilmb) For more tips and tactics, follow me on Instagram: (@scottpeckford) I Love Mortgage Brokering: (Home | I Love Mortgage Brokering )  Find out more about what Scott is doing at BRX Mortgage: (Home | WhyBRX )

Brian teaches us a good life lesson about paying your dues on time... If he had taken his own advice, he could have saved $8,000! Last Saturday, he was joined by fellow advisor Nic Daniels and attorney Steve Rausch to discuss the trickiness of filing taxes and the potential penalties for mistakes. Does Brian have a claim to avoid that large IRS penalty? The topic of timeshares also comes up, raising the question: How do you get out of it? In a more serious tone, they discuss the Corporate Transparency Act, legislation that would require millions of LLCs across the country to file an extra form in the name of preventing money laundering. How will this be enforced for small businesses? Because a $500/day late fine can easily become unpayable. They question the government's understanding of the underlying issue and whether they truly believe this is a quick fix.   Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Brian Wiley, Financial Advisor Nic Daniels, BFA™, Financial Advisor Steve Rausch, Senior Attorney, Gravis Law ————————————————————— SPONSORS:   Guild Mortgage: https://guildmortgage.com   Ataraxis PEO https://ataraxispeo.com   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

On today's episode, Editor in Chief Sarah Wheeler talks with Adam O'Daniel, senior vice president and chief marketing officer at Guild Mortgage, about building a high-performing marketing team in this environment. Related to this episode: Connect with Adam on LinkedIn Guild Mortgage The Gathering HousingWire's YouTube Channel Enjoy the episode! The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you invested the right way? And we're not talking about the actual investments that you hold, but rather the things that you do BEFORE you even invest a dollar. Brian and Jeremiah, focus on being tax-efficient, implementing insurance, and diversifying account titles. The key to successful wealth management is making sure all sides of the circle are perfectly balanced. Client cases, goal-based planning, cash-flow planning, and more!   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Guest: Dave Perry, Guild Mortgage   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   ————————————————————— SPONSORS:   Guild Mortgage: https://branches.guildmortgage.com/id/meridian/dave-perry-835-hpdpe.html?utm_source=radio&utm_medium=description&utm_campaign=sponsor   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

Today, we're joined by Sarah Keller from Guild Mortgage who funds 200 mortgages a year working from a Van.    In this episode we will cover How did she break the news to her referral partners How she has continued to grow a referral based business even though she on the road most of the year Technology stack she is using   If you want to get a cheat sheet I created from this episode:   -> 200+ Mortgages From a Van Cheat Sheet Follow me on social media! Instagram: instagram.com/scottpeckford/ I Love Mortgage Brokering: ilovemortgagebrokering.com Find out more about BRX Mortgage: whybrx.com The I Love Mortgage Brokering Network is brought to you by Finmo. To learn more, visit: finmo.ca/ilmb Explore the adventurous life of Sara Keller, a mortgage broker who's redefining success by blending her passion for van life with her professional career. This episode unveils how Sara leverages technology, maintains client relationships, and cultivates a thriving referral-based business, all while living on the road. Get inspired by her story and discover how you too can embrace the freedom of remote work without compromising your ambitions in the mortgage industry. Key talking points from this episode: Sara uses an essential tech stack to maintain her business on the go, including the revolutionary impact of Starlink for reliable internet connectivity. The importance of nurturing professional relationships and building a strong referral network to keep her business thriving regardless of her physical location. Difficulties of van life, including the balance of work and travel and the challenges of maintaining vital professional relationships without a fixed address. How Sara's being open about her lifestyle has led to admiration and unexpected support from her network. Sara's communication tactics such as regular Thursday email updates and Monday phone calls.

This show focuses on the major news surrounding the litigation involving the NAR, the National Association of Realtors. If you're unsure of what exactly is going on, we have Steve Rausch, an attorney with Gravis Law, explain what the class action lawsuit is and what it could mean for the NAR. Are 6% commissions fair for consumers to pay? We discuss our opinions and take calls from current and retired real estate agents to hear their perspectives. Our financial industry has set a fiduciary standard – should it apply to real estate as well?   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor ————————————————————— SPONSORS:   Guild Mortgage: https://branches.guildmortgage.com/id/meridian/dave-perry-835-hpdpe.html?utm_source=radio&utm_medium=description&utm_campaign=sponsor   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

The rise in interest rates has already started to slow. In turn, we've seen an increase in home listings, but can buyers even afford the mortgages? Dave Perry with Guild Mortgage (formerly Academy Mortgage) joins the show to help talk about credit scores and how they are evaluated when applying for a mortgage. Can you still get a home with a low credit score? You might not be dinged as much as you used to. We then talk about death, a topic we don't like to talk about, but one we should always be planning for. What you should have in your “binder” and common holes in people's financial plans that absolutely need to be filled. Do you need a will, trust, or both? We answer those questions.   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Guest: Dave Perry, Guild Mortgage   Hosts: Brian Wiley, Financial Advisor Nic Daniels, BFA™, Financial Advisor ————————————————————— SPONSORS:   Guild Mortgage: https://www.guildmortgage.com   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————

In Episode 43, I had the pleasure of sitting with Shayla Gifford and chatting about how she found me, the protocol, and how she has used it to reclaim her health. Shayla found her way to the Bean Protocol and eventually working with me when she found herself in a state of burn out and adrenal fatigue. She experienced a lack of energy, physical pain in her body, frequent illness and overall run down. She shares her journey of living on constant cortisol and adrenaline with minimal attention to her body to shifting her focus to nourishment, self care, and ultimately balance.Shayla is 43 years old and lives in Reno, NV with her husband, Galen, and 2 daughters. Meet Shayla Gifford, a dedicated leader, loving mother of two girls, and a health and wellness enthusiast. With over 20 years in the mortgage industry, she's originated $1.5 billion in sales, helping 6,000+ families become homeowners. As a VP of Sales and District Manager at Guild Mortgage, she leads a district of 100+ professionals and she's leads coaching programs that guide loan officers to $50+ million in annual volume.Shayla's website: Shaylagifford.com Youtube: https://youtube.com/@shaylastitser?si=jyFA0xuRsQxMyTNb instagram: @shaygiff    My next 12 week group will happen in May! You can learn more and sign up for the waitlist here.https://www.youregreat.com/join-the-bean-protocol

Today we're talking with Shayla Gifford. She's the VP of Sales and Development and a Branch Manager with Guild Mortgage.Before you set out to conquer your goals in 2024 it's important to have a check up from the neck up. Meaning, how to get your mindset aligned to optimize your skillset and your activities.Shayla's superpower is helping people break free from a limiting mindset and story that hinders them from achieving the best version of themselves. She's especially adept at helping people get really clear on who you are uniquely and what are the unique skills, attributes, and value that you bring to relationships.Episode Resources:Connect with Shayla on InstagramCheck Out Shayla's WebsiteLearn More About myAgent Classes

Interest rates have risen higher and faster than any other time in history. What does that mean for borrowers, for savers, for homebuyers and homeowners? Pat asked his lending expert Sam Cullum of Guild Mortgage to join him on this weekends show

Is college really the only pathway to success? Shayla Gifford, entrepreneur, loan officer, Branch Manager at Guild Mortgage, VP of Sales Development, and national coach, has proven that a college diploma is not the only key to success.  Leaving behind the confines of a classroom, her insatiable curiosity and unwavering ambition propelled her toward a destiny far beyond what she could have imagined. The journey, however, was not without its challenges. Shayla faced rejection and failure before she found success outside of her comfort zone.  Join us as we unravel the story of a college dropout who defied expectations, defied convention, and emerged as a game-changing entrepreneur. In this inspiring episode, Darius and Shayla share their invaluable lessons as entrepreneurs. They highlight the importance of persistence, transcending comfort zones for success, being coachable, and thinking bigger. Tune in for motivating insights that will empower your entrepreneurial journey. Topics include: What Shayla learned during her involvement in network marketing What inspired Shayla to value authenticity over conformity How Shayla handled rejections during her transition into the mortgage business Finding and appreciating people's great qualities when recruiting and leading them The benefits of building a close-knit team and fostering a supportive environment The importance of persistence and not letting temporary obstacles define failure Achieving success outside of your comfort zone How to be coachable and why it matters What makes a good coach The value of thinking bigger and not limiting oneself And other topics… Connect with Shayla: Instagram: https://www.instagram.com/shaygiff/  LinkedIn: https://www.linkedin.com/in/shayla-gifford-3019396/ YouTube: https://www.youtube.com/channel/UCGaSsziZzd-RGC4KebhRyqw  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/whoompdarius/ YouTube: https://therealdarius.com/youtube Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode Summary: In this episode, we break down the essential components of a credit report, explain why it's critical for home buyers, and guide you through the process of checking and correcting any inaccuracies. Whether you're preparing to apply for a mortgage or just want to understand your financial standing, this episode is your key to unlocking the mysteries of your credit report. Show Notes: Introduction: What is a credit report? Importance of accurate credit reporting in the home buying process. The Three Credit Reporting Agencies: Experian, TransUnion, and Equifax. How to request a free copy of your credit reports. How to Read Your Credit Report: Personal information, public records, credit accounts, hard inquiries, soft inquiries, collections, and consumer statements. Red flags and common errors to look out for. Steps to Fix Incorrect Information: Five-step process to dispute and correct errors on your credit report. Importance of monitoring your report and ensuring the information is corrected or removed. Additional Resources: Guild Mortgage homebuyers loan guide. Consumer Financial Protection Bureau (CFPB) website for sample letters and more information on disputing credit report errors. Links and Resources Mentioned: annualcreditreport.com Consumer Financial Protection Bureau (CFPB) website Guild Mortgage homebuyers loan guide Subscribe & Review: If you found value in this episode, please subscribe and leave a review on Apple Podcasts, Spotify, or wherever you listen to podcasts. Social Media: Share your thoughts and connect with us on Twitter, Facebook, and Instagram.

What's a first-time homebuyer? First-time homebuyer mortgage programs offer several benefits that can make it easier and more attainable for individuals and families to purchase their first home. You might still qualify as a first-time homebuyer even if you've owned a home before if you meet the following criteria: You're purchasing the security property, you'll reside in the security property as a principal residence and you've had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the security property. In addition, an individual who is a displaced homemaker or single parent also will be considered a first-time homebuyer if they had no ownership interest in a principal residence (other than a joint ownership interest with a spouse) during the preceding three-year time period. Qualifications for first-time homebuying mortgages If you're looking to buy your first home, there are a few things to keep in mind when applying for a home loan. Each type of first-time homebuying mortgage has specific requirements, but here are some general qualifications to consider: Credit score Your credit score measures your ability to repay your debt and ranges from 300 to 850. A higher score shows you're more likely to make your monthly mortgage payments on time and can improve your approval chances. However, you don't need a perfect score or a credit score at all. Credit scores as low as 540 may qualify for some first-time homebuyer loans. Homeownership is also possible with our Complete Rate program. The program analyzes consistent income deposits and payments, including rental payment history, to provide a better interest rate to customers with no traditional credit score. Income and employment When you apply for a mortgage, you must show you have a reliable way to make your monthly payments. Providing details about your employment history and income by submitting pay stubs, tax returns and proof of employment can help confirm that you're a dependable borrower. Debt-to-income ratio (DTI) Your debt-to-income ratio (DTI) compares monthly debt obligations to gross monthly income. Why does this number matter? Your DTI ratio is a key indicator of your financial health and how much home you can afford. Down payment Did you know you don't need to put 20 percent down on a home to qualify? Typically, first-time homebuyer programs offer zero and low down payment requirements, so you won't have to worry about saving up a substantial amount of money upfront. To see how the amount of your down payment affects the affordability of your monthly mortgage payment, try out different scenarios with our mortgage payment calculator. Savings and assets The amount of cash you've saved shows your ability to manage loan payments, pay closing costs and cover unexpected expenses. These are general qualifications. Connect with a loan officer to learn more about the first-time homebuyer loans that may suit your financial situation. Down payment assistance for first-time homebuyers Down payment assistance (DPA) programs are here to help first-time homebuyers like you increase their buying power. They're ideal for those borrowers who can manage monthly mortgage payments but don't want to wait to save up for a down payment. You can find DPA programs offered by state or local governments, as well as other organizations aiming to support first-time homebuyers. These programs can help ease the initial financial pressure of buying a home and may even cover some closing costs. And if the assistance comes as a homebuying grant, you won't have to repay it. Guild Mortgage's loan programs for first-time homebuyers We offer loan programs for first-time homebuyers designed to make homeownership more attainable. With zero and low down payment options, you can say goodbye to renting and hello to the benefits of homeownership. FHA financing: For borrowers with lower incomes and credit scores, owning a home is still within reach. With more flexible requirements, FHA loans are designed to be more accessible than other types of home loans. For example, you may only need a 3.5 percent down payment and have a credit score as low as 540. Even if you haven't established credit, we can help! USDA loan: Are you looking to buy in a rural or suburban area? With USDA loans, you can enjoy benefits such as zero down payment requirements. Another advantage of USDA loans is their better-than-average interest rates, helping to reduce your long-term borrowing costs. VA loans: Designed to support veterans and active-duty service members, VA home loans have zero down payment options and allow you to qualify even if you have a limited credit history. If you're eligible for a VA loan, you may also benefit from a lower interest rate than a traditional mortgage, helping to reduce your monthly mortgage payments. VA loans offer the option for no private mortgage insurance (PMI), decreasing your overall costs. Zero Down: For many first-time homebuyers, saving for a down payment is one of the first steps of the homebuying process and can take years. Our Zero Down program is an option to buy a home sooner without waiting to save. This program pairs a standard FHA first mortgage for up to 96.5 percent of the total purchase price, plus second mortgage options for your down payment and/or closing costs. The second mortgage provides down payment assistance of 3.5 to 5 percent of the purchase price as a repayable lien. Payment Advantage: Reduce your rate by one percent for the first year on us. Our Payment Advantage program allows you to lock in a Conventional loan, and we'll pay one percent of your interest rate for one year with a lender-paid temporary buydown. After the first year, you'll have a predictable payment increase and may be eligible to refinance through programs such as the Payment Protection program, which has no lender fees. For Payment Protection program full terms and conditions, visit www.guildmortgage.com/homebuyer-protection. Payment Advantage Plus: With Payment Advantage Plus, a 2-for-1 buydown program, eligible homebuyers can save even more. Payment Advantage Plus lowers your monthly payment for the first two years. When using a seller credit, your interest rate is two percent lower for the first year.* Then we'll pay to lower the interest rate by one percent for the second year. 1% Down Payment Advantage: With 1% Down Payment Advantage, you can start your homebuying journey with as little as one percent down payment, and Guild will provide a two percent grant to make up your three percent down payment requirement on a conventional loan.** Plus, we've added Payment Advantage, where we'll pay your interest rate down by one percent for year one. First-time homebuyer loan next steps Buying your first home is an exciting milestone. However, there are a lot of factors to consider. These nine tips for first-time homebuyers can help you navigate the process with confidence. *The Payment Advantage and Payment Advantage Plus programs are a promotional offer from 11/10/2022 to 12/29/2023. The Payment Advantage program is a promotional primary purchase offer on a Conventional 1-year lender-paid temporary buydown. The Payment Advantage Plus program requires seller participation to provide a seller incentive to temporarily reduce the rate by 2% for the first year. The lender promotional offer will temporarily reduce the rate by 1% for either the first or second year of the conventional mortgage on conforming and high balance loan limits. The lender and seller-paid credit will fund the buydown escrow account, and the funds will be dispersed out of the buydown escrow account during the first 12 or 24 months of the loan. **Guild Mortgage to cover 2% of the required minimum down payment amount in the form of a non-repayable grant with a maximum grant amount of $5,000. Changes to the loan parameters, including but not limited to the loan amount, owner-occupancy status, loan to value and other factors may render the borrower ineligible for the program. Eligibility is subject to the program guidelines. The grant may only be used for the borrower's cash investment in accordance with the program guidelines. Must lock rate on or after 6/12/2023. Not available with any other discounts or promotions. Offer cannot be retroactively applied to previously closed loans or loans that have a locked rate. The above information is for educational purposes only. All information, loan programs and interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

    What's a reverse mortgage? If you're a homeowner over 62, a reverse mortgage loan allows you to access your home equity and turn it into tax-free cash—while you continue to live in and own your home. A reverse mortgage differs from a Conventional mortgage, where a homeowner makes monthly mortgage payments, gradually decreasing the principal balance and increasing home equity. With a reverse mortgage, we make payments to you, and your loan balance grows with each one. A monthly mortgage payment isn't required for a reverse mortgage as long as you pay your property taxes, insurance and applicable HOA dues. However, just like any mortgage, the loan must be repaid when the borrower passes away, sells the home or moves out. Reverse mortgage qualifications and requirements If you're interested in a reverse mortgage loan, the first step is to meet with a HUD-approved counselor and undergo a financial assessment and counseling session to determine if this is the right loan solution for you. To be eligible, you must meet these five qualifications: 1. You must be 62 years of age or older A younger spouse or occupant of the home may be able to participate in the program in some states. 2. You own your home and use it as your primary residence A primary residence is the main home where you and your family live. It's the place where you spend the majority of your time and where you receive mail and pay your bills. Reverse mortgages can't be used for rental properties, second homes or vacation homes. 3. The house is single-family, multi-family (up to four units) or an approved condominium or manufactured home For a multi-family home (up to four units), you may qualify for a reverse mortgage as long as you occupy one of the units. 4. You own your home free and clear or have a small amount left to pay on the existing mortgage Borrowers must also be current on all federal taxes and settle any tax debts. 5. Your home is in good condition before taking out the loan A home appraisal and inspection may be performed on the property. Types of reverse mortgages According to the Consumer Financial Protection Bureau (CFPB), there are several types of reverse mortgages. The most popular are home equity conversion mortgages (HECMs)* insured by the Federal Housing Administration (FHA). A HECM is a federally insured reverse mortgage that allows qualifying homeowners to access the equity in their property and use it to supplement retirement income. Pros and cons of reverse mortgages While a reverse mortgage can be a valuable financial tool, it's essential to understand the potential benefits and drawbacks to make an informed choice about whether it's the right option for you and your retirement goals. There are several potential benefits to a reverse mortgage: Convert your home equity into cash Reverse mortgages can give you greater flexibility in using your home equity. No more monthly mortgage payments Unlike a Conventional mortgage, a reverse mortgage does not require monthly payments. Use the funds for anything you choose These funds can be used as supplemental income however you choose. Common uses include saving for retirement, vacationing, improving your property or paying for medical expenses. Stay in your home You're still the owner of your home, and your equity is protected up to the loan amount. A reverse mortgage can also help address your concerns about the high cost of downsizing or relocating. The loan doesn't have to be repaid As long as you live in your home and meet your loan terms, repayment is deferred until you sell or no longer use the home as your primary residence. It's a non-recourse loan This means you'll never owe more than your home is worth. While there are many benefits to a reverse mortgage, there are also several drawbacks. Here are some of the most common cons: Higher costs Reverse mortgages can give you greater flexibility in using your home equity. Reduces your home equity Since the loan balance typically grows over time as interest and fees accumulate, a reverse mortgage can decrease the equity you have in your home. In addition, failing to maintain your home or make necessary repairs can lower its value and potentially reduce the amount of equity available. Use the funds for anything you choose These funds can be used as supplemental income however you choose. Common uses include saving for retirement, vacationing, improving your property or paying for medical expenses. The ongoing costs of homeownership don't go away If you're unable to meet the obligations of a reverse mortgage, such as paying property taxes or maintaining homeowners insurance, you may be at risk of foreclosure. It may impact retirement benefits like Medicaid or Supplemental Security Income (SSI) A detailed discussion with a HUD-approved counselor will give you important information to help you decide whether a reverse mortgage is right for you. To get the most out of your counseling session, CFPB recommends coming prepared to discuss your financial needs and goals and the circumstances leading you to consider a reverse mortgage. Difference between a reverse mortgage and a home equity loan Another way to borrow cash against your equity is through a home equity program. A HELOC is a line of credit secured by your home. You can use your revolving credit line for large purchases such as tuition, renovations and emergency expenses. A home equity loan (HELOAN) provides up to 95 percent of your home's equity as a piggyback second mortgage. Guild Mortgage's reverse mortgage program Discover how much you may get from a reverse mortgage with the Guild Mortgage reverse mortgage calculator, then let's connect. Important information: At the end of the reverse loan term, some or all of the property's equity won't belong to the borrower, and they may need to sell or transfer the property to repay the proceeds of the reverse mortgage. Guild will add the applicable reverse mortgage origination fee, mortgage insurance premium, closing costs, or servicing fees to the balance of the loan which will grow, along with the interest, over time. Interest isn't tax deductible until all or part of the loan is repaid. Failing to pay property taxes, insurance, and maintenance might subject the property to a tax lien, foreclosure, or other encumbrance since the borrower retains the title. *Fixed-rate and adjustable-rate reverse mortgages are insured by the FHA. Fixed-rate loans are distributed in a single lump sum with no future draws. Adjustable-rate reverse mortgages offer five payment options and allow for future draws. The age of the youngest borrower determines the amount of funds that can be received with a reverse mortgage loan. The amount of funds that can be received during the first 12-month disbursement period is subject to an initial disbursement limit. These materials are not from HUD or FHA and were not approved by HUD or a government agency. The above information is for educational purposes only. All information, loan programs and interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

In this podcast today, I will discuss the company Guild Mortgage! Listen to the podcast for details! --- Support this podcast: https://podcasters.spotify.com/pod/show/thressa-sweat/support

Jason recently spoke at the Rebel Capitalist Live event in Orlando, Florida. He was joined by a number of great speakers, including Simon Black, Robert Kiyasaki, Mike Maloney, Peter Schiff and George Gammon. He shared some of his presentation and also mentioned the Collective Mastermind group he runs with Ken Mcelroy, Robert Kiyasaki and George Gammon. The group is meeting in Nashville in a few days and they've decided to allow people to attend just one event as a sample.  Jason is also offering a one-time discount of one fourth of the membership fee for those interested in joining. He is also offering a Zoom meeting to discuss their very special 4.7, 5% financing for investment properties, including the option of 100% financing. This low rate, as well as the 100% financing, is a great option for those who want to take advantage of inflation and step destruction as a wealth-building strategy.  He then discusses the current market, noting that most of the market has become brand new builder homes in terms of buying investment properties, instead of buying renovated properties from fix and flippers. This is due to the fact that people don't want to sell their properties as they have ultra low mortgage rates. He also mentions that new builds come with a premium on the price, but most people prefer them anyway. In conclusion, the market is locked up and it is difficult to buy a renovated property from a fix and flipper. He also discusses the real estate market and how resilient it is. He makes the point that with mortgage payments having increased by almost 70%, prices have still held up. He also mentions that the supply of properties is very low, as people are unwilling to sell due to their low rate mortgages. He then talks about a headline from Housing Wire which states that home prices are inching up, despite difficult affordability. He also mentions a headline from Guild Mortgage, which states that they faced a $37 million loss in the first quarter due to high mortgage rates and low inventory levels. He finishes by saying that mortgage companies feel that rates are high and it is hard to get people to qualify for loans. Key Takeaways: 01:23 A Recap of Rebel Capitalist Live with Jason Hartman   02:31 The Collective Mastermind and Low-Interest Financing Options for Investment Properties   05:30 Benefits of Investing in New Build Properties   09:02 Real Estate Market Resilience and Mortgage Business Challenges   12:03 The Impact of Low Inventory on the Housing Market   16:03 The Relationship Between Housing Affordability and Rental Market Booms   18:03 Analysis of Rental Market During and After the Great Recession   19:40 Analysis of Short-Term Rental Market and its Impact on Housing Prices   21:29 The Impact of Non-Primary Beds on the Housing Market   24:13 Discussion on Adjusting Expectations in Real Estate Markets   28:31 Understanding the Power of Investment Property   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Although times are tough right now, mortgage lender, Jeff Baxter with Guild Mortgage still has clients asking questions and looking. Baxter gives some insight to questions about how credit score ratings work, what to be aware of, and how to prepare yourself for perhaps the single largest investment of your life. www.ApplywithJeffBaxter.comwww.chucktuck.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/chucktuck/message Support this podcast: https://podcasters.spotify.com/pod/show/chucktuck/support

THIS IS A 60 second TRAILER for the upcoming episode to be released on May 4, 2023 with mortgage expert Jeff Baxter, Guild Mortgage. Baxter is available for home lending in Washington, California, and Arizona. www.ApplyWithJeffBaxter.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/chucktuck/message Support this podcast: https://podcasters.spotify.com/pod/show/chucktuck/support

This guest was born on the South side of Chicago but grew up amongst a chain of lakes in a small town in Northern Illinois, where she became a competitive water skier. A chance meeting on Valentine's Day in 1995 led her to her husband, Dave, and another chance interaction changed her path from stay at home mom to a successful career in the mortgage industry where she is a top producer for Guild Mortgage and now a mentor to others in the field. Welcome a wonderful professional and great friend, Karen Camblin. ---------- Guiding Growth: Conversations with Community Leaders Join our hosts, Sarah Watts and Ben Kalkman, as we explore the human journey of leaders - their stories of humility, triumph, roadblocks, and lessons learned - as they reflect on how they became who they are today and share stories of inspiration and hope with listeners. We'll take away the title, just for a moment, and enjoy a connection with the soul. Be sure to subscribe to our show for more interviews with community leaders. This podcast is brought to you by the Gilbert Chamber of Commerce and Modern Moments. Learn more about our show at https://guidinggrowth.co. View our Privacy Policy at https://modernmoments.com/privacy

Congratulations! You survived January. So where do we go now? Is real estate still in the dumps or have we started to see a rebound. Trey Baker of Guild Mortgage shares his company's outlook for the rest of the year in terms of volume, inventory, interest rates and more.  Listen to learn what you can expect for the rest of the year so you can plan more effectively.Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area. 

Thanks to MCT and its Hedge Advisory. Comprehensive capital markets software and services that empower secondary marketing performance! 

We are joined by Marvin Stewart from Guild Mortgage to discuss VA Loans, best ways to use them and apply. He can answer more questions direct at 478-396-4847 or MStewart@guildmortgage.net. Henry Brigmond goes over his some Holiday News and upcoming events. Remember to like, share and comment on what you would like to hear about in upcoming episodes.

With Thanksgiving right around the corner, I've started to think a lot about the things I'm think for. Of course, there's my family, great friends, and everyone that trusts me to help them with various aspects of financial planning. But another thing I'm obviously thankful for is my home. So, I figured this would be a great opportunity to discuss some key mortgage tips to think about when financial planning for people of different ages.   I'm excited to have Tim Kay, who is a branch manager at Guild Mortgage to help me review those mortgage tips on The Guided Retirement Show. We'll discuss mortgage tips for people looking to buy their first home, people who might be looking to buy a summer or winter home in retirement, and so much more.   In this podcast interview, you'll learn: How today's housing market compares to the Great Recession. When and when not to refinance your home. Mortgage tips to consider for people who are looking to buy their first home, second home, and so on. What is a HELOC (home equity line of credit)?     START PLANNING To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/76   Learn More about Retirement Planning Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

On this podcast, Kaeci Carter of Guild Mortgage, joined Don Scordino and discussed updates in the lending industry.

Today, we're joined by Michelle Castle. Michelle is the Branch Manager of Guild Mortgage from Sherman, Texas, who has been in the industry for over 25 years.   Michelle is here to discuss why you need to be mindful of the type of business you want to create, why it's important to work with people you like, and why taking care of yourself is even more important than taking care of your business.   Michelle Castle's Website: www.michellecastle.info Michelle Castle's LinkedIn: @MichelleCastle Living LIT Website: www.livinglitcommunity.com   Loans On Demand Website: www.loansondemand.io Luke Shankula's Facebook: @LukeShankula Luke Shankula's LinkedIn: @LukeShankula   I Love Mortgage Brokering: www.ilovemortgagebrokering.com   Find out more about BRX Mortgage: www.rookietorockstar.ca   Find out more about the 10 Loans A Month Academy: www.10loansamonth.com

We asked Drew and Cody to come on to talk about the current mortgage market and interest rates. Drew Website: www.guildmortgage.com/drewcodyDrew Instagram: @drew_at_guildmortgage Taylor Website: www.guildmortgage.com/taylorcraigTaylor Instagram: TaylorTheOriginatorIf you are looking to buy, sell or start a career in real estate reach out to K.T. Temple at kt@templecoachingco.com or follow him on instagram @k.t.temple 

You don't want to miss today's exciting episode with Cara Hawkins as we talk about all things interest rates! Interest rates are important, but some common misconceptions can restrict buyers. With over 21 years of experience in lending, Cara adds a wealth of information to this episode. Tune in as we discuss interest rates, equity, refinancing, and ARM rates. Cara also addresses some common misconceptions about loans and interest rates.    IN THIS EPISODE:     [09:04] Cara and Jill discuss equity and refinancing  [10:53] Cara shares an outdated assumption some buyers make  [15:40] The evolution of ARM rates  [21:12] Common misconceptions about home loans and interest rates  [27:47] How to reach Cara    KEY TAKEAWAYS:     Putting more money towards upgrades in the house can add more value than putting extra money towards the loan, especially with how much houses are currently appreciating.   It can make more sense to buy earlier. Even with poor credit, and no down payment, you can still get a home loan. There are programs to help.  People hold misconceptions about interest rates. 20% down-payment is necessary or always wise. The federal interest rate does not always correlate to the mortgage interest rate. You do not have to wait until the market is perfect.    RESOURCE LINKS:    Cara Hawkin's Website    Jill Elliot phone number: (469) 500-1300    For the Love of Real Estate Website    BIO:    Cara Hawkins has spent over 21 years in lending and is the Branch Manager for Guild Mortgage. Since earning a master's degree in Business Administration from Oklahoma Christian University, Cara has been working in real estate lending in the Dallas/ Fort Worth metroplex and throughout Texas. Cara has had the privilege of working in the marketing and public relations fields for two fortune 500 companies during her work history. She has built a strong business foundation consisting of extensive knowledge of the conventional and government loan market, credibility in dealing with the numerous parties encountered in a real estate transaction, experience, and client referral relationships. 

Lisa Brodersen, aka Lisa the Loan Lady with Guild Mortgage, joined the show today to discuss building the right team to enhance your client's experience. Having a cohesive team will also allow your business to flourish and grow. Once your team is established, you can begin to provide quality education that will build a foundation of trust and longevity.Enjoy the episode!More About Lisa:Lisa is a licensed residential mortgage originator in Nebraska and Iowa. Her passion for serving other comes from a background in the Military. She joined the Army Reserves right after 9/11 as a transportation coordinator. She was mobilized to active duty from 2002-2003. She then served the remainder of her 6 year term with a specialty in transportation and human resources.When she takes a break from making homeownership dreams a reality, she spends time with her family, dotes over her Red Heeler dog, Ginger, and is involved with the Women's Council of Realtors.She is a certified Nebraska Finance Authority Loan Officer Specialist and in 2017 she was recognized by the Nebraska Mortgage Association as a member of the 2017 Champions Circle. Her passion is helping others achieve their dreams and goals. Being a trusted mortgage expert is privilege and nothing makes her happier than providing valuable financial options to clients. She is supported by Guild Mortgage, a company with 60 years of experience providing home loans with many options to fit any stage of life. Episode Links:Ellerbrock-Norris: https://www.ellerbrock-norris.com/Ellerbrock-Norris Wealth Strategies: https://www.ellerbrock-norris-ws.com/Guild Mortgage: https://www.guildmortgage.com/LAUNCH: https://getlaunch.io/ LinkedIn:Elliot BassettRyan BrottLisa BrodersenThis episode is sponsored by LAUNCH.In the world of insurance, independent agencies fight to survive. Brokers are forced to compete by blocking markets and bid for the lowest price. Worse yet, the industry is fragmented.Agencies find it difficult to collaborate across division on the same client. Millions of dollars in potential revenue are left on the table. And agency owners lie awake at night wondering how to scale.THAT'S WHERE LAUNCH COMES IN.Access The Full-Revenue Potential In Your Existing Book Of Business. See Opportunities Other Agencies Can't. Offer More Value. Gain a Competitive Advantage In A Commoditized Market.Visit https://getlaunch.io/ to learn more.This episode is sponsored by LAUNCH.In the world of insurance, independent agencies fight to survive. Brokers are forced to compete by blocking markets and bid for the lowest price. Worse yet, the industry is fragmented.Agencies find it difficult to collaborate across division on the same client. Millions of dollars in potential revenue are left on the table. And agency owners lie awake at night wondering how to scale.THAT'S WHERE LAUNCH COMES IN.Access the full-revenue potential in your existing book of business. See opportunities other agencies can't. Offer more value. Gain a competitive advantage in a commoditized market.Visit https://getlaunch.io/ to learn more.

Aaron Gordon has been in the mortgage business for over 20 years, starting as a correspondent lender, and eventually became a branch manager of his own, working with Guild Mortgage. Aaron reveals many of the secrets & things he's learned over his career, from the different kinds of home loans, how you can save money when purchasing a home, and plenty more finance tips that you might not have known. We hope you enjoy this podcast & learn something! Thanks for tuning in. FOLLOW AARON: Guild Mortgage: https://www.guildmortgage.com/ Instagram: @aaronknowshomeloans TikTok: @aaronknowshomeloans Facebook: Aaron.gordon.186 Twitter: Aaron_M_Gordon Email: agordon@guildmortgage.net Phone Number: 702-283-2333 FOLLOW ME: Primary YouTube: https://www.youtube.com/c/TroyKearns Instagram: https://www.instagram.com/troykearnschannel/?hl=en Facebook: https://www.facebook.com/troykearnschannel/ TikTok: https://www.tiktok.com/@thetroykearns?lang=en Website: http://troykearns.com/ NOT INVESTMENT, FINANCIAL, LEGAL OR TAX ADVICE

On this episode of In the Money Insight, Cory is joined by Pat Doyle, a mortgage advisor with Guild Mortgage. They discuss the state of the housing market as interest rates and inflation continue to rise after an outrageous few years.   In the Money Insight is a show about the markets, investing, financial planning, and life. Join Cory Bittner, CRPC® as he shares his insights on what he's paying attention to and what he's reading and writing about.                 Falcon Wealth Advisors is an independent-minded wealth management practice located in the Kansas City metro.  Our team of 11 professionals specializes in retirement planning for individuals.  We help our clients make important decisions around when to retire, social security, health insurance, tax planning, and many other financial planning topics.                   In addition to helping our clients plan for a successful retirement we also implement investments solutions.  We believe that what sets us apart is our philosophy to avoid investment products and instead buy/sell individual stocks, bonds, and options for our clients.  We do this to eliminate the middle man which we believe increases control and transparency, and decreases fees.                   Clients choose to work with us to enhance their financial literacy and explain exactly what their financial plan means to them.                Visit Our Website         https://www.falconwealthadvisors.com/                  Listen to our Podcasts          https://www.falconwealthadvisors.com/content.html                  We're Social!         https://www.facebook.com/FalconWAdvisors/         https://www.instagram.com/falconwadvisors/         https://twitter.com/FalconWAdvisors         https://www.linkedin.com/company/falcon-wealth-advisors/            #realestate #housingmarket #interestrates #inthemoneyinsight #retirement #kansascity

“It's just mindset and making adjustments.” Whether you're buying or selling, or if you're a realtor or a lender, the smarter you are and the more that you educate yourself on what's going on, YOU can surely position yourself accordingly to achieve your homeownership goals in this current market. We have with us today for the 2nd time, our “Supermoney”, LaShan Abraham, Mortgage Loan Officer/Consultant at Guild Mortgage in Summerville, South Carolina. LaShan has been in the mortgage industry for 10 years now. She loves learning more about financing and educating people about what's going on in the mortgage real estate world. She can help you with a stress-free mortgage process from start to finish, thus growing your money exponentially. With home prices constantly rising up along with interest rates, income qualifications and down payments also increase with mortgage rates. For today's episode, LaShan Abraham will talk about a workforce housing program designed to assist people in the workforce to achieve the dream goal of homeownership. So for those buyers, especially the first-time homebuyers who didn't qualify to make home purchases, listen and learn about the latest program LaShan has to offer in attaining homeownership and how mindset is vital in achieving our dreams. Let's get started! What You'll Learn From This Episode: Hear from Lashan about why it's important and what people need to know about financing status in the recent real estate market Why did MONEY choose Guild Mortgage as one of the best mortgage lenders for June 2022 How does the increase in interest rates affect consumers? Discover why your mindset is vital in achieving your dreams of owning a home Learn more of the State Housing's newest program released, its qualifications, and how can it benefit our heroes Purchase price limits and the maximum income required for the Palmetto Heroes program Who can qualify for the Palmetto Heroes program and discover its benefits? Know more about their “Lock and Shop” program Will high-interest rates impact your buying power? Challenges of a traditional buyer versus the Investor buyer The thing you need to know to make that homeownership dream, capable and possible for you. Connect with Corwyn @: Contact Number: 843-619-3005 Instagram: https://www.instagram.com/exitstrategiesradioshow/ FB Page: https://www.facebook.com/exitstrategiessc/ Youtube: https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA Website: https://www.exitstrategiesradioshow.com Email @: corwyn@corwynmelette.com Connect with LaShan: Phone @ 843-303-8652 Email: labraham@guildmortgage.net Facebook: https://www.facebook.com/lashan.abraham Instagram: https://www.instagram.com/l.abraham_mortgagelady/

In this episode we taste Old Forester 1920 Prohibition a Kentucky Straight Bourbon. We discuss how to navigate the rising home mortgage rates, how home buyers can prepare for the best mortgage experience and house hacking strategies with Rayko Diaz of Guild Mortgage. You can connect with Rayko on Instagram @RaykoPDX or Rayko.Diaz@guildmortgage.net --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Join us LIVE for The Vinney and Beau Show!! Every Friday at 9:30am PST or 12:30pm EST on all social media websites! We will deep dive into residential mortgage/lending questions and talk about Tiffany's personal development journey. She is hosting a free summit which we  will discuss as well. Find out more here: http://2022.springintosuccessevent.com/be1 With over a decade of experience in home financing, Mortgage Loan Originator Tiffany Tuazon believes that buying a home should be an exciting, fulfilling experience. She shares her wealth of knowledge with every borrower as she works to deliver a smooth transaction that is respectful of her client's time, budget and financial goals. Tiffany's background in loan processing and real estate provides her with a valuable perspective into the mortgage process. She takes full advantage of Guild Mortgage's wide array of lending products as she recognizes the importance of providing borrowers with the loan that best fits their financial and personal needs. She prides herself in acting with 100% honesty and integrity, and is extremely efficient with every borrower's time. As a result, Tiffany has successfully helped guide borrowers through home purchase and refinance transactions during the mortgage market ups and downs. ------------------------------------------------ About Vinney (Smile) Chopra: Vinney is a real estate investor, syndicator, International best-selling author, host of 4 podcasts, multifamily educator, mentor, dedicated husband of over 40 years and father of 2 children-Neil and Monica, residing in Danville, California (near San Francisco) for 40+ years. Vinney came to this country with only $7 in his pocket and a dream. Vinney has now built a portfolio of over 6,500 units amounting to over $650 Million in the multifamily, senior assisted living and hospitality arenas. He is passionate about helping others achieve financial freedom and giving back to our seniors who have given us so much. Learn more about Vinney: https://vinneychopra.com/ Learn more about investing with Vinney: https://vinneychopra.com/investor/ Apply for Mentorship: https://vinneychopra.com/mentorship/ Vinney's Youtube: https://www.youtube.com/c/VinneyChopra/videos Vinney's Linkedin: https://www.linkedin.com/in/vinney-smile-chopra/ Vinney's Instagram: https://www.instagram.com/vinneychopra/ Vinney's Free Book: https://vinneychopra.com/freebook/ ------------------------------------------------

Join us LIVE for The Vinney and Beau Show!! Every Friday at 9:30am PST or 12:30pm EST on all social media websites! We will deep dive into residential mortgage/lending questions and talk about Tiffany's personal development journey. She is hosting a free summit which we  will discuss as well. Find out more here: http://2022.springintosuccessevent.com/be1 With over a decade of experience in home financing, Mortgage Loan Originator Tiffany Tuazon believes that buying a home should be an exciting, fulfilling experience. She shares her wealth of knowledge with every borrower as she works to deliver a smooth transaction that is respectful of her client's time, budget and financial goals. Tiffany's background in loan processing and real estate provides her with a valuable perspective into the mortgage process. She takes full advantage of Guild Mortgage's wide array of lending products as she recognizes the importance of providing borrowers with the loan that best fits their financial and personal needs. She prides herself in acting with 100% honesty and integrity, and is extremely efficient with every borrower's time. As a result, Tiffany has successfully helped guide borrowers through home purchase and refinance transactions during the mortgage market ups and downs. ------------------------------------------------ About Vinney (Smile) Chopra: Vinney is a real estate investor, syndicator, International best-selling author, host of 4 podcasts, multifamily educator, mentor, dedicated husband of over 40 years and father of 2 children-Neil and Monica, residing in Danville, California (near San Francisco) for 40+ years. Vinney came to this country with only $7 in his pocket and a dream. Vinney has now built a portfolio of over 6,500 units amounting to over $650 Million in the multifamily, senior assisted living and hospitality arenas. He is passionate about helping others achieve financial freedom and giving back to our seniors who have given us so much. Learn more about Vinney: https://vinneychopra.com/ Learn more about investing with Vinney: https://vinneychopra.com/investor/ Apply for Mentorship: https://vinneychopra.com/mentorship/ Vinney's Youtube: https://www.youtube.com/c/VinneyChopra/videos Vinney's Linkedin: https://www.linkedin.com/in/vinney-smile-chopra/ Vinney's Instagram: https://www.instagram.com/vinneychopra/ Vinney's Free Book: https://vinneychopra.com/freebook/ ------------------------------------------------

#6 Shayla Gifford, is a woman blazing trails in a place of business typically blazed by men. She's breaking the mold of a traditional job, and fighting the fear of judgement, mom guilt and jet setting her family into new cultures and experiences. Shayla Gifford InstagramShayla Gifford and the Guild Mortgage TeamBig Truck Hat

Lisa Brodersen, aka Lisa the Loan Lady with Guild Mortgage, stopped by the podcast to give her insight on providing a unique client experience in order to receive referrals. Her personalized touch allows her to leave a lasting impact on clients and provide them with the highest quality advisory service. Enjoy today's episode!More About Lisa:Lisa is a licensed residential mortgage originator in Nebraska and Iowa. Her passion for serving other comes from a background in the Military. She joined the Army Reserves right after 9/11 as a transportation coordinator. She was mobilized to active duty from 2002-2003. She then served the remainder of her 6 year term with a specialty in transportation and human resources.When she takes a break from making homeownership dreams a reality, she spends time with her family, dotes over her Red Heeler dog, Ginger, and serves as the 2019 Treasurer for Women's Council of Realtors.She is a certified Nebraska Finance Authority Loan Officer Specialist and in 2017 she was recognized by the Nebraska Mortgage Association as a member of the 2017 Champions Circle. Her passion is helping others achieve their dreams and goals. Being a trusted mortgage expert is privilege and nothing makes her happier than providing valuable financial options to clients. She is supported by Guild Mortgage, a company with 60 years of experience providing home loans with many options to fit any stage of life. Episode Links:Ellerbrock-Norris: https://www.ellerbrock-norris.com/Ellerbrock-Norris Wealth Strategies: https://www.ellerbrock-norris-ws.com/Guild Mortgage: https://www.guildmortgage.com/LAUNCH: https://getlaunch.io/ LinkedIn:Elliot BassettRyan BrottLisa BrodersenThis episode is sponsored by LAUNCH.In the world of insurance, independent agencies fight to survive. Brokers are forced to compete by blocking markets and bid for the lowest price. Worse yet, the industry is fragmented.Agencies find it difficult to collaborate across division on the same client. Millions of dollars in potential revenue are left on the table. And agency owners lie awake at night wondering how to scale.THAT'S WHERE LAUNCH COMES IN.Access the full-revenue potential in your existing book of business. See opportunities other agencies can't. Offer more value. Gain a competitive advantage in a commoditized market.Visit https://getlaunch.io/ to learn more.