Podcasts about lender

Properties for Sale on the North Side?  We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ============= Kevin Werner, CEO of Renovo Financial, has over 20 years of experience building and scaling successful lending companies! Kevin discusses his start in the lending business including his first company that did not survive the Great Financial Crisis. He shares lessons learned from lending through the Housing Crash and how those insights coupled with great relationships lead to the inception of Renovo Financial. Kevin gives the philosophy that has led to Renovo's explosive growth the last decade including thriving through the uncertainty of COVID. Throughout the show, Kevin drops powerful outlooks on business, customer service, and relationships that you'll want to remember and implement! If you enjoy today's episode, please leave us a review and share with someone who may also find value in this content! ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Guest: Kevin Werner, Renovo Financial Link: Kevin's LinkedIn Link: All-In Podcast Link: King of Capital (Book Recommendation) Guest Questions 01:51 Housing Provider Tip - Understand the power of being decisive and taking action! 03:18 Intro to our guest, Kevin Werner! 10:44 Getting a loan business off the ground in the 90s. 15:28 Lending through the Housing Crash! 34:21 The business model of lending business. 45:27 Renovo's explosive growth through COVID into 2025! 60:18 Kevin's parenting philosophy and outlook on Chicago! 63:24 What is your competitive advantage? 64:20 One piece of advice for new investors. 64:53 What do you do for fun? 66:04 Good book, podcast, or self development activity that you would recommend?  66:53 Local Network Recommendation?  68:38 How can the listeners learn more about you and provide value to you? ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2025.

Top 3 Most Common New Lender Mistakes - #279 In this episode of the Private Lenders Podcast, hosts Chris and Jason break down the three most frequent mistakes new private lenders make—and how to avoid them for long-term success.

Kevin and Kieran analyse the reasons why more players don't run down their contracts, and discuss whether English football needs a lender of last resort. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow The Price of Football on X - @pof_pod Send in a question: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠questions@priceoffootball.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join The Price of Football CLUB: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://priceoffootball.supportingcast.fm/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Check out the Price of Football merchandise store: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://the-price-of-football.backstreetmerch.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Visit the website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://priceoffootball.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For sponsorship email - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@adelicious.fm⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Price of Football is a Dap Dip production: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dapdip.co.uk/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠contact@dapdip.co.uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

What if the biggest risk to your private lending business isn't the borrower… but your servicing process? Today's guest discovered that firsthand—and instead of settling for outdated systems, he built something better.Welcome to the lenders playbook podcast. Your go to resources  for private lending, real estate, and entrepreneurship.Today on The Lender's Playbook, we're diving into the origin story of Petra loan servicing with its founder Joseph Dillamore, who went from solving his own lending challenges in the UK to building a national servicing powerhouse here in the U.S. You'll hear how outdated systems and scattered communication inspired him to create a better solution, what it actually looks like to onboard a lender and why Petra's borrower-first approach is improving loan performance across the board. If you're a lender looking to streamline your servicing, improve borrower communication, and grow with confidence, this episode will show you how Petra can help you do just that—without the headaches.

Want to Host Realtor Classes That Fill Seats & Build Your Business—Without Doing It All Yourself?If you're a mortgage professional looking to attract more Realtor partners, grow your pipeline, and establish yourself as a trusted expert, myAgent Classes is your shortcut to success.See if myAgent Classes is the right fit for you.Schedule a Call with Geoff ASK GEOFF A QUESTIONAsk Your Question Here Episode Summary:Most loan officers are chasing agents. Theoni Rapo is attracting clients—directly from TikTok.In this episode of Mortgage Marketing Radio, host Geoff Zimpfer sits down with Theoni Rapo, the powerhouse behind the viral brand Not Your Daddy's Lender. With over 238,000 TikTok followers and nearly $20 million in 2024 loan volume, Theoni shares how she used short-form content to build a nationwide, consumer-direct mortgage business. No cold calls. No coffee dates. Whether you're trying to grow your brand, attract better leads, or ditch outdated sales tactics, this episode breaks down exactly how to start showing up online—and getting clients to come to you.Key TakeawaysWhy Social Content Beats Cold Calling - Theoni shares how she replaced traditional prospecting with daily, authentic videos—and why that shifted everything.The Anatomy of High-Converting Content - Discover the hooks, themes, and call-to-actions that turn views into loan apps.Build a Brand That Filters, Not Just Attracts - Learn how Theoni's bold messaging pulls in aligned clients—and repels the wrong ones.Scaling Nationwide Without a Local Focus - How her digital-first approach enabled business across all 50 states.Systemizing Lead Intake and Follow-Up - From custom landing pages to credit-based filters, Theoni explains how to work smarter, not harder.Follow TheoniTikTokInstagram

In this week's episode, I'm joined by Ryan Etchells from Together. Ryan is the Chief Commercial Officer at Together, one of the UK's leading specialist lenders. With a huge lending book, a strong appetite for HMOs, and years of experience in the sector, they really know their stuff.What you'll discover today is that Ryan brings a unique and valuable perspective from the lender's side of the table. He shares some brilliant insights—and, more importantly, practical advice—that could help you strengthen your applications and build better relationships with lenders.So, if you're finding it tough to get the results you want from a lender, or if scaling your property business has hit a financing wall, then this episode is one you don't want to miss!Topics covered in this episode:03:13 - Understanding Together Finance and Its Unique Approach07:43 - Current Trends in HMO Lending and Market Dynamics12:45 - The Importance of Relationships with Lenders17:04 - Defining a Good Deal in the HMO Market34:54 - Case Study: A Unique HMO Investment Story-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don't know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

How deep are you looking into the different fees and rates offered by a lender? Just because they have the cheapest interest rate, never assume they will be the cheapest over all...This week we have covered examples of this, as well as delving deeper to explain it more.You can also watch on YouTube:https://youtu.be/j4ZTedpbKTc▶︎ Website - www.thepropertyfinancecollective.co.uk▶︎ The Host - With a passion for creative finance and the ability to structure deals for Finance, I love helping first time Developers and Investors to get deals packaged for the finance needed to push Property Careers forward, and to date I have raised over £250 million for Developers and InvestorsI first got into property at the age of 18 when I got into Conveyancing straight out of school. I then went into Estate Agency, back into Conveyancing and I then got into brokering at the age of 22. I decided a year and a half later that I wanted to work for myself and try and shake up the market place! At the age of 24 I set up The Property Finance Guy and became the youngest owner of a Commercial Finance Brokerage in the Country, and alongside this I now also have a successful Training Company, educating Investor and Developers on how to raise finance, and a successful Podcast.I am a keen public speaker and have delivered training and speeches to over 1000 investors and developers over the past 2 years.Follow Michael:▶︎ Facebook - https://www.facebook.com/thepropfinguy/▶︎ Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/thepropertyfinanceguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ LinkedIn - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/michael-primrose-886a365b/?originalSubdomain=uk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Listen to the Podcast on:▶︎ Apple Podcasts - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/gb/podcast/the-property-finance-podcast/id1448207494⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ Spotify - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/7JiDtm7hc0EfSW9LjCXDaO⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@thepropertyfinanceguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠▶︎ Disclaimer - With the market changing so quickly, the content could be out of date at the time of listening.This Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice.

This episode is brought to you by https://www.ElevateOS.com —the only all-in-one community operating system.ElevateOS transforms property management, combining resident engagement, reservations, rent payments, maintenance, and concierge services into a single super app. It also uniquely integrates access control, intercoms, package lockers, and thermostats, eliminating app fatigue and redefining modern apartment living.Visit https://www.ElevateOS.com/MMN for a free demo and see how they can help you level up your operations.Let me ask you something...Are lenders really standing in the way of centralization in property management?Don Beveridge says yes—at least that's the buzz from AIM 2025. But my experience tells a different story.In this episode of Multifamily Collective, I unpack the clash between lenders' comfort zones and the momentum behind operational redesign—yes, I said redesign, not centralization. Because centralization sounds like a command post, and that's not what this is about. This is about evolving the structure of our teams, tech, and talent to meet modern demands.I take you behind the scenes of a real-world example where we built out 8,000+ units with shared services—and not once did a lender blink. Why? Because asset managers and operators were aligned in the mission to drive efficiency.But now I want to hear from you. Are lenders pushing back in your world?Let's keep the conversation going.

In this episode, Blaine introduces the V.A.L.U.E. Framework™, which is a business building framework for dominating in the non-lender appraisal world. In the VALUE Framework™, each letter stands for a principle, as well as a command to do or be something in your market. Download the VALUE Framework™ cheatsheet at https://www.coachblaine.com/value 

In this episode of the Progressive Dairy Podcast, Brad Guse from BMO joins host Kimmi Devaney to discuss the metrics dairy producers should be watching right now, why risk management and contingency plans are vital, how to build a good relationship with your ag lender, and the recent BMO report about eight key economic and market trends that are significantly impacting U.S. farmers right now. Here's an overview of the episode: [~2:35] BMO report: What is happening right now with trade, the impact is it having on agriculture and how dairy producers can best manage through these uncertainties [~4:05] BMO report: Slower economic growth[~5:00] BMO report: Abundant crop supplies, livestock leaner[~6:40] Impact of beef-on-dairy[~8:45] BMO report: The value of the U.S. dollar [~9:35] BMO report: Some costs decreasing[~11:00] BMO report: Interest rates[~12:25] BMO report: Labor [~13:15] BMO report: Productivity growth[~14:50] The impact of higher butterfat and protein on processing [~17:30] The most important metrics for dairy producers to watch right now as they look at their operation's financials[~23:30] The most important parts of a risk management plan [~25:10] What keeps ag lenders up at night?[~29:30] Tips for building a good relationship with your ag lender[~32:20] Examples of contingency plans and how to develop them [~38:20] Current topics dairy producers are talking about[~41:20] What producers should be asking or talking about with their ag lender that they probably aren't[~43:15] When should producers involve their ag banker in succession planning discussions?[~46:30] Rapid-fire questions

Struggling to navigate the complexities of real estate investing? This episode of the Burn Your Boats podcast features an in-depth interview with seasoned real estate expert Jean Klinkhamer, hosted by Clark Lunt and David Shaw. Discover the common traits that define successful real estate investors and learn why a strong support system is crucial for navigating the market. Jean Klinkhamer shares his invaluable lessons learned from the 2008 financial crisis, offering a unique perspective on market resilience and risk management. He details his personal journey from flipping houses to becoming a successful private lender, emphasizing the fundamental importance of understanding supply and demand in real estate for identifying lucrative opportunities. Listeners will gain actionable insights into the benefits of being a lender, strategies for navigating market uncertainty and economic shifts, and a deep dive into the Deferred Sales Trust (DST) as a powerful tax strategy for real estate investors looking to optimize returns and preserve capital. Tune in to gain valuable insights into building long-term wealth through real estate, understanding the evolving landscape of investment strategies, and mastering techniques for financial freedom. Whether you're a new investor or a seasoned pro, this conversation provides essential knowledge for thriving in today's real estate market.Referenced Links:https://klinkloansinvestors.com/https://burnyourboatswealth.com/https://fullcyclefunding.com/TakeawaysSuccessful real estate investors share common traits and strategies.Building a risk muscle is essential for young investors.Understanding supply and demand is key to predicting market trends.Private lending offers a safer investment strategy compared to flipping.Market conditions can change, but understanding them helps mitigate risks.Deferred Sales Trust can be a powerful tax strategy for investors.Investors should focus on cash flow, appreciation, and tax benefits.Networking and relationships are vital in the real estate industry.Investing in a lending fund can provide steady income with lower risk.Sound Bites"Nobody went broke making a profit.""You can be the bank, be the lender.""The money's made on the buy side."Chapters00:00 The Importance of Support Systems08:18 Learning from Family Influence12:17 Navigating Market Challenges16:46 The Shift to Private Lending21:43 The Evolution of Real Estate Strategies28:23 Focus and Mastery in Real Estate36:11 The Power of Being a Lender40:39 Understanding Market Dynamics46:49 Navigating Uncertainty in Real Estate52:52 Preparing for Future Opportunities57:24 The Benefits of Passive Investing01:08:53 Exploring Deferred Sales Trusts01:15:16 Navigating the Real Estate Market01:15:43 Engaging with Our Community01:16:14 Thank you for Listening Burn Your Boats Wealth Podcast01:16:43 Disclaimerreal estate, private lending, market trends, investment strategies, financial success, Jean Klinkhamer, Burn Your Boats, supply and demand, risk management, Real Estate Investing, Real Estate Support Systems, 2008 Financial Crisis Real Estate, Flipping Houses, Private Lending Real Estate, Real Estate Supply and Demand, Benefits of Being a Lender, Real Estate Market Uncertainty, Deferred Sales Trust, Tax Strategies for Investors, Build Wealth Through Real Estate, Burn Your Boats Podcast, Jean Klinkhamer, Clark Lunt, David Shaw Hosted on Acast. See acast.com/privacy for more information.

Getting denied for real estate loans again and again? It may not be your income, credit, or even the deal itself—it might be your lender strategy. In this Strategy Saturday episode, Charles Carillo reveals why using the same lender across multiple real estate deals can unlock better terms, faster approvals, and support when the market turns against you. You'll learn: – Why lender trust beats rate shopping – How strong banking relationships improve approval odds – What successful investors do differently with financing – Real examples of how loyal borrowers benefit long-term Whether you're investing in commercial real estate or scaling your multifamily portfolio, this episode shows why lender relationships are your most underutilized asset.

Welcome to another episode of Learn With A Lender with Christian Bachelder! In this episode Christian explains how he breaks down lending into three main categories. Christian also discusses alternative financing options, giving examples and explaining how they work. Next, Christian discusses loan underwriting process highlighting the importance of understanding financing options. Last, Christian talks about creative real estate financing and why working with a versatile lending institution is important. If you'd prefer to watch this interview, click here to view on YouTube!  Christian Bachelder can be reached at Christian@theonebrokerage.com. This episode is brought to you by Real Geeks and Courted.io.

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: https://coachcarson.com/rpm  

Today I'm joined by Alan Haig, President of Haig Partners. We get into why tariffs and an uneasy economy aren't slowing down dealership acquisitions, why new GMs should consider taking on underperforming stores, where profits are headed through the end of 2025—and more. This episode is brought to you by: 1. DLRdmv - Dealers, are you still stuck using outdated interstate titling methods? DLR50 from DLRdmv modernizes out‑of‑state titling by providing 24/7 sales tax, title, and registration fees, pre‑populated state-specific forms, through an online platform that directly integrates with your DMS. CDG listeners get 30 days of free full-service access to DLR50 on unlimited out-of-state deals. Head over to http://www.DLRdmv.com/CDG, use code POD30 to claim your free month today. 2. Mia - Your 24/7 AI receptionist who speaks like a human, not a robot. No more "press 1" - just natural conversations for sales, service, and support. She handles everything from car shopping to appointment scheduling in multiple languages, while integrating with your systems. Never miss another lead @ https://www.mia.inc 3. CDG Recruiting - The Go-To Talent Partner for Dealers. Hire pre-vetted GMs, sales, F&I, fixed ops, C-suite, and back-office talent—ready to perform. Faster hires, better results. Book a call → http://www.CDGRecruiting.com Need help finding top automotive talent? Get started here: ⁠⁠⁠⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠⁠⁠⁠ Interested in advertising with Car Dealership Guy? Drop us a line here: ⁠⁠⁠⁠⁠⁠⁠https://cdgpartner.com⁠⁠⁠⁠⁠⁠⁠ Interested in being considered as a guest on the podcast? Add your name here: ⁠⁠⁠⁠⁠⁠⁠https://bit.ly/3Suismu⁠⁠ Topics: 00:18 Current auto market outlook? 02:07 Dealership market health today? 03:19 How tariffs impact dealerships? 10:10 Recent profit trends concerning? 15:55 Best investment opportunities now? 23:21 Lender views on goodwill deals 24:51 Why is California unique? 31:35 How to fixi underperforming stores? 42:37 Market predictions for dealers? Check out Car Dealership Guy's stuff: CDG News ➤ ⁠⁠⁠⁠⁠⁠⁠https://news.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠ CDG Jobs ➤ ⁠⁠⁠⁠⁠⁠⁠https://jobs.dealershipguy.com/⁠⁠⁠⁠⁠⁠⁠ CDG Recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠https://www.cdgrecruiting.com/⁠⁠⁠⁠⁠⁠⁠ My Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠ This podcast is for informational purposes only and should not be relied upon as a basis for investment decisions.

Why is emotional intelligence the secret to business growth? In this powerful episode of the Grownlearn Podcast, Zorina dives deep with international speaker and human behavior expert Carly Pepin to explore the real drivers behind sustainable success in business—emotional intelligence, trauma clearing, and behavioral awareness. Carly shares how entrepreneurs and CEOs can overcome burnout, align with their true vision, and scale their companies without sacrificing themselves in the process. She explains why understanding human behavior isn't just a personal development tool—it's a strategic business advantage. You'll learn how emotional intelligence can unlock better leadership, stronger teams, and deeper client relationships—plus, how clearing trauma can remove unseen blocks to your success. Connect with Carly for potential coaching sessions on www.westcoathgrossadvisors.com ................................................................................................................................................................. IF YOU'RE AN INVESTOR—WHETHER VC, PRIVATE EQUITY, LENDER, OR ACTIVE IN THE CAPITAL MARKETS—AND YOU'D LIKE TO BE A GUEST ON GROWNLEARN'S CAPITAL PLAYBOOK

Did you hear about the mortgage broker who always ate lunch alone? Yep—it turns out he was a loaner.Okay, a bit of levity to start the program today, but you know what's serious business? Buying or selling a home. Are spring and summer still prime seasons to jump into the market? Dale Vermillion joins us for insight on today's real estate and mortgage trends. Dale Vermillion is the author of Navigating the Mortgage Maze: The Simple Truth About Financing Your Home. This book covers everything you need to know about securing a mortgage—all from a biblical perspective.Is Spring Still a Seller's Market?While spring and summer are still active seasons, seasonality in real estate isn't what it used to be. The rise of online listings means people shop for homes year-round. However, warmer weather, the end of the school year, and a desire for fresh starts still push many families to buy and sell during this time.There's a lot of activity right now. Listings are up over 700,000—33% more homes than last year. And new home sales? Up to 76,000 in just the last 30 days.With more homes on the market and fewer buyers competing, this may be the best opportunity to buy a home since 2021.Selling a Home? Stand Out With These TipsIf you're on the selling side, you'll need more than a “For Sale” sign. Here are a few key steps to rise above the noise:Price your home right from day one. Use recent comps, a professional appraisal, and work with a local agent who knows your area. Stage your home well. With more buyers relying on online home tours and 360° walkthroughs, curb appeal and clean, well-lit interiors matter more than ever. Declutter and simplify. Remove excess items and ensure the space feels open and welcoming—both inside and out.Buying a Home? Here's How to Prepare WiselyFor starters, you need to understand that pre-approval is not the same as pre-qualification. Pre-qualification is often based on unverified info. You want a full pre-approval, where your application, income, credit, and down payment are all verified.This not only makes your offer more attractive to sellers but also helps you understand what you can realistically afford. And that's the other key point—know your budget. Don't rely solely on what a lender says you qualify for.Create a detailed budget based on your actual income and expenses.Consider your long-term financial goals, not just your current desires.Most importantly, pray about your decision. Ask God for wisdom and peace before making such a significant commitment.What About Mortgage Rates in 2025?Many are still waiting for interest rates to drop—but experts say don't hold your breath.The Fed rate may drop a few times this year, but that mostly affects short-term debt like credit cards and auto loans. Mortgage rates, on the other hand, are driven by the 10-year Treasury note.As inflation eases, mortgage rates may follow, but they're expected to remain relatively stable for now.If you're a buyer, now could be the right time to act, with high inventory and lower competition. But as always, make sure your decision is rooted in financial wisdom and prayerful dependence on God. Only buy what you can afford, and trust the Lord through the process.On Today's Program, Rob Answers Listener Questions:I just retired and received a $20,000 check. I'm not sure what I should do with this money. I have a Roth, some savings, an annuity, and a 401(k), but I haven't talked to a financial planner about my current financial status. What should I do with this $20,000?I write one check every Sunday to tithe to my church. If everything goes electronic, I don't know how to track it.As I get closer to having my home paid off, I would like to know if it's better to keep an outstanding balance on my mortgage to maintain the mortgage credit and homestead credit for property taxes, or just pay off the home and deal with increased taxes.Years ago, when we were leading classes with Howard Dayton, our group discussed how collecting offerings at church feels very personal. When the offering basket is passed and a deacon holds it, we almost see it as Jesus' hand holding out the basket. It becomes a very personal act of giving, almost like giving directly to Jesus himself. I'm curious how many people over 65 still write a lot of checks.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Bankrate.comChristian Community Credit Union (CCCU)An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life by Jeff HaanenNavigating the Mortgage Maze: The Simple Truth About Financing Your Home by Dale VermillionWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

When you've decided it is time to purchase a property, one of the very first things you need to do is to select a lender.  But what questions should you, the borrower ask, to get the best deal, avoid surprises and most importantly, work with someone you can trust? 

The venture debt landscape has changed dramatically over the past few years, and CFOs can't afford to be left behind. Catherine Jhung, Senior Managing Director at Hercules Capital and a seasoned expert in venture lending, joins CJ to explore the landscape of venture debt in 2025. Together, they unpack important questions for CFOs approaching lenders, the delicate balance between rate and flexibility, and a surprisingly overlooked use case for venture debt. You'll also hear when not to raise debt, how to determine the right amount for your capital stack, what really separates banks from private debt funds, and the complex dance between VCs and debt providers. Plus, Catherine sheds light on the concept of capital as a commodity and how her early career in sales shaped her approach to selling the one thing every company needs: capital.If you're looking for an ERP, head to NetSuite: https://netsuite.com/metrics and get the CFO's Guide to AI and Machine Learning.—SPONSORS:Rippling Spend is a spend management solution that handles your entire company's spending in one unified system. It enables you to bring your corporate cards, expense management, bill pay, and more into one place to achieve real-time visibility and uniquely granular control with automated policy controls across every type of spend. Get a demo to see how much time your org would save at rippling.com/metrics.Pulley is the cap table management platform built for CFOs and finance leaders who need reliable, audit-ready data and intuitive workflows, without the hidden fees or unreliable support. Trusted by companies like Linear and Runway, Pulley helps turn ownership into a strategic advantage. Switch in as little as 5 days and get 25% off your first year: pulley.com/mostlymetrics.Tropic is an intelligent spend management solution that consolidates your spend data and processes into one unified offering, enabling insights and decisive action. From spotting hidden optimization opportunities to automating painful procurement workflows and giving you the best market data to turn vendor negotiations in your favor, Tropic combines smart insights with real human expertise to keep you ahead of the curve. Visit tropicapp.io/mostlymetrics to learn how.NetSuite provides financial software for all your business needs. More than 40,000 companies have already upgraded to NetSuite, gaining visibility and control over their financials, inventory, HR, eCommerce, and more. If you're looking for an ERP platform, head to NetSuite https://netsuite.com/metrics and get the CFO's Guide to AI and Machine Learning.Planful is a financial performance management platform designed to streamline financial tasks for businesses. It helps with budgeting, closing the books, and financial reporting, all on a cloud-based platform. By improving the efficiency and accuracy of these processes, Planful allows businesses to make better financial decisions. Find out more at www.planful.com/metrics.Tabs is the AI-native platform automating contract-to-revenue for fast-growing finance teams. Whether you're working with custom terms, usage-based pricing, or hybrid sales models, Tabs eliminates manual reconciliations and late-night deadlines, giving you clean, automated revenue data from contract to cash. Companies like Cortex and Statsig trust Tabs to streamline invoicing, rev rec, and cash application. Find out more at: tabs.inc/metrics.—LINKS:Catherine Jhung on LinkedIn: https://www.linkedin.com/in/catherine-jhung-she-her-434732/Hercules Capital: https://www.htgc.com/Ventured Growth: https://www.htgc.com/category/podcast/CJ on X (@cjgustafson222): https://x.com/cjgustafson222Mostly metrics: http://mostlymetrics.com—TIMESTAMPS:(00:00) Preview and Intro(02:35) Sponsor – Rippling Spend | Pulley | Tropic(07:29) The Questions CFOs Should Be Asking Lenders in 2025(09:31) Three Plans CFOs Should Have When Approaching a Lender(12:26) The Levers of Pricing and Flexibility(14:45) Sponsor – NetSuite | Planful | Tabs(18:50) How Hercules Differs From a Bank(22:30) A Great Use Case for Venture Debt That Founders Rarely Think About(23:47) Determining the Appropriate Amount of Debt for a Capital Stack(27:38) When Not To Raise Venture Debt(29:23) The Major Players in the Venture Debt Landscape Today(31:37) Syndicated Deals Between Banks and Private Debt Funds(35:15) VCs Versus Venture Debt Firms(39:07) Building Relationships in the Venture Ecosystem(39:06) Catherine's History in Sales(42:43) A Sales Skill That Made Catherine a Better Investor(46:57) How To Differentiate Selling Capital as a Commodity(49:22) What Catherine Learned About Finance and Leadership From Her Podcast Get full access to Mostly metrics at www.mostlymetrics.com/subscribe

Behind every solid pre-approval is a lender grinding through hours of work, spending hundreds of dollars, and showing up day or night to support your client. In this episode of The RE Source, we expose the real cost of doing business the right way—and why local lenders deserve more than just a passing referral. They deserve loyalty. You'll learn: ✅ What actually goes into a thorough pre-approval ✅ Why the “rate shopper” mindset hurts everyone involved ✅ How to educate your clients on the real value of trusted lenders ✅ A better way to refer that boosts trust, loyalty, and conversions Whether you're a Realtor, Loan Officer, or industry pro—this conversation is a must-watch if you care about long-term success, solid partnerships, and delivering top-tier client experiences.

Ever wonder if your trauma means you're destined to parent imperfectly? In today's episode, Theraplay expert Dafna Lender shares how all parents mess up - and that's actually okay!As a clinical psychologist and post-traumatic parent myself, I was fascinated by Dafna's perspective on how we can provide healthy childhoods despite our own wounds. She compassionately explains why parents with trauma histories often experience such crushing self-doubt and offers practical ways to rebuild connection through play. What struck me most was Dafna's story about a mother and adopted daughter who transformed their relationship over two years of treatment - proving healing is possible even in the most challenging circumstances. If you've ever frozen during a parenting moment, felt triggered by your child's behavior, or wondered if you're "too damaged" to parent well, this conversation will reassure you that repair is always possible. You'll learn why those moments when your kids push your buttons can become opportunities for growth rather than shame.Topics covered on Theraplay:How does parental trauma affect our ability to be responsive to our children's needs?Why do we feel like our children are "triggering" us, and what can we do about those moments?What happens when professionals exclude parents from their child's therapy sessions?How can theraplay help rebuild damaged relationships between parents and children?Why do parents without secure attachment models experience more self-doubt?How can we explain our trauma responses to our children in age-appropriate ways?How long does it really take to repair damaged attachments between parents and children?Connect with me on Instagram @dr.koslowitzpsychology and don't forget to subscribe to our YouTube channel Post Traumatic Parenting.For full show notes and more resources visit https://www.drrobynkoslowitz.com/2025/05/09/theraplay-healin…ith-dafna-lender

It's the fifth of May, but we care more about the first of May / Highlights from our weekend / Fred's long and tedious piano story / Breakfast with Spencer / Dan goes to a birthday party / Mike Kazarian of Lender's Choice Mortgages / Ken Johnson of Lipari Mining / The Orange Idiot update / Dan Duran the anchorman Hosted on Acast. See acast.com/privacy for more information.

In this episode, Blaine answers several questions from the listeners about building their non-lender appraisal business, hiring and training apprentice trainees, and how to stop being the bottleneck in your own business. 

Welcome to our first episode of Learn With A Lender with Christian Bachelder! In this episode Christian explained the complexities of predicting interest rates and how the bond and stock markets interact. Christian highlighted the significant tax advantages of real estate investment compared to other investment vehicles and why the strategy of buying one property per year as an alternative to traditional 401(k) investments is great. Christian and DJ also discussed how purchasing properties strategically can create generational wealth and provide a more robust retirement plan than traditional investment methods. If you'd prefer to watch this interview, click here to view on YouTube!  Christian Bachelder can be reached at Christian@theonebrokerage.com. This episode is brought to you by Real Geeks and Courted.io.

The Treasury's Community Development Financial Institutions Fund supports lenders in far-flung and underserved areas. It also made a laundry list of federal programs President Trump deemed unnecessary and ordered to be “eliminated” last month. In this episode, how local banks are preparing for the possibility of losing that critical funding. Plus, leaders in the past who championed tariffs, retailers fret over consumer stress and apartment construction tapers off. 

The Treasury's Community Development Financial Institutions Fund supports lenders in far-flung and underserved areas. It also made a laundry list of federal programs President Trump deemed unnecessary and ordered to be “eliminated” last month. In this episode, how local banks are preparing for the possibility of losing that critical funding. Plus, leaders in the past who championed tariffs, retailers fret over consumer stress and apartment construction tapers off. 

Del Walmsley hosts Shawn from Colliers to discuss how their team supports real estate investors with strategic financing solutions. Shan explains how Colliers underwrites deals for Lifestyles Unlimited members and emphasizes the importance of involving lenders early to effectively structure deals and build investor credibility. Their mission is to help investors secure smarter, more resilient financing. At the upcoming Expo, they'll present a session titled “How to Buy in 25,” which will cover practical strategies for evaluating and financing deals in today's market. The session is designed to equip attendees with actionable tools to succeed in real estate investing. Click to Listen Now

Did you know there's a way to tap into your home's equity for tax-free cash—without having to make monthly payments? It's true.It's called a Home Equity Conversion Mortgage, or HECM—what many of you know as a reverse mortgage. But today's reverse mortgage isn't what it used to be. Harlan Accola is here to help us unpack how they work and whether one might be right for you.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement. What's Changed? A Safer, Regulated OptionWhen you hear the phrase reverse mortgage, you might think of outdated financial tools with a bad reputation. However, home equity conversion mortgages (HECMs) significantly differ from those in the past.Reverse mortgages today are not the “Wild West” products of decades past. Since major reforms were enacted during President Reagan's term in 1988, HECMs are now heavily regulated under the Federal Housing Administration (FHA).No one can lose their house or have it taken away, provided they're working with a reputable lender and stay in the home while meeting basic obligations. Ownership doesn't change, and homeowners are protected.These changes addressed the risks that once made reverse mortgages controversial. Now, with strict oversight, they provide a reliable option for seniors wanting to tap into their home equity without selling.Are Reverse Mortgage Interest Rates Too High?It's a common misconception that reverse mortgage interest rates are significantly higher than traditional mortgages. But that comparison isn't apples to apples. Interest rates on HECMs are actually tied to the 10-year Treasury rate and are heavily regulated.Right now, interest rates for reverse mortgages are about the same as traditional mortgages—around 6.5%. This means homeowners aren't sacrificing much, if anything, in interest when compared to forward mortgages.What About Costs and Obligations?The closing costs for reverse mortgages are nearly identical to traditional mortgages, with one key difference: the addition of FHA mortgage insurance.This insurance offers three essential guarantees:You can remain in your home as long as you want (up to age 150!).Thanks to non-recourse debt protections, you will never owe more than the home's value.Your heirs won't be left with a bill.Yes, this insurance adds about 2% of the home's value to the upfront costs, but it's well worth it—just like homeowner's insurance is worth it if your house burns down.What Happens When the Borrower Passes Away?A major concern many have is what happens to the home after the homeowner dies or permanently moves out.The key is proper planning. Without a will or trust in place, any mortgage—reverse or traditional—can create problems for heirs. In most cases, the home is simply sold, and any remaining equity belongs to the heirs. For instance, if the reverse mortgage balance were $100,000 on a $400,000 home, the heirs would receive the remaining $300,000.Sometimes, grandchildren may want to keep the home, in which case they can buy out other heirs. Either way, the process can be managed with clear planning.Flexible Payout OptionsOne of the most attractive features of a HECM is its flexibility. Homeowners can choose to receive their funds in a variety of ways:A lump sumA line of creditMonthly income paymentsOr even a combination of these optionsThe big idea? Your home is not just a place to live—it's also a financial asset that can be used strategically, especially in retirement.Every financial situation is different. However, a reverse mortgage could be a wise part of a broader financial plan for older homeowners. When used correctly, it offers flexibility, security, and peace of mind without jeopardizing their home.Visit Movement.com/Faith to learn more about reverse mortgages or speak directly with Harlan Accola at Movement Mortgage.On Today's Program, Rob Answers Listener Questions:My husband has taken a new job, and we have been contributing to an HSA. He wants to contribute $1,000 a month to the HSA. We still own a home and are nearing retirement age. Should we work on paying off the home or continue to put dollars into the HSA?A week or two ago, I caught part of your program about freezing credit scores. I didn't catch the whole explanation. We've never really taken out loans except for our first house 45 years ago. Is there any downside to freezing my credit?I recently received a large amount of money from a dear loved one who passed away in January. I know I'm going to tithe and pay taxes on the amount. I have an appointment with my bank to set up a CD account, but I want to know what other types of investments I can make with the money. I just want to make sure I'm doing the right thing.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineMovement MortgageBankrate.comChristian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

2 hour and 14 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. Spring Game Vibes and Offense Starts at 1:00 Michigan didn't televise the spring game so now you have to listen to this one! Shout out to men's gymnastics on winning a national championship. Blue team won 17-0, yay. Did Michigan have enough offensive players to reasonably fill out two offenses? Both QBs threw deep balls, most of them weren't particularly close. Bryce had a few Freshman moments as well and everything over 10-15 yards was very flat. There aren't very many receivers but Donaven McCulley wasn't even on the same team as Underwood and was benched after the first quarter (along with most starters). Marlin Klein and Hogan Hansen didn't play. The spring game is delayed on broadcast for a week because of the portal deadline. Haynes and Marshal are it at running back, Micah Ka'apana was slippery like Chris Evans but Michigan hasn't thrown to a running back since 2016. Bryson Kuzdzal looked pretty good! The receivers aren't adjusting to the ball much, Semaj also didn't do much. The 2nd string fullback (Jalen Hoffman) has gotten more targets in a spring game than Max Bredeson has in his whole career and is the highest stock rise of the spring game. Maybe they can stack two wide receivers on top of each other like Vincent Adultman. When Michigan had three tight ends on the field they ran the ball pretty well. According to Sherrone, the three offensive linemen who are locked in are El-Hadi, Crippen, and Sprague. Babalola is big but made freshman mistakes (which is fine).  2. Spring Game Defense Starts at 50:17 Michigan looks like they'll be very tough once again and has a lot of depth. Defensive end is loaded with Big Ten starters. Rayshaun Benny is established where we want him to be at this point in his development. There's going to be a drop-off from Graham and Grant but it'll be fine. It felt like the lines were two good units going against each other. We like the way Deyvid Palepale is shaped, he might be Brian Mone. We didn't learn much about the linebackers but Cole Sullivan was in the backfield a lot. The defensive backs played really well without Jyaire Hill. Shamari Earls is wearing #2 and is looking like #2. All of these defensive backs seem plausible, McBurrows hitting the portal makes more sense now. The secondary might not have any real stars but they won't have any holes, even without Rod Moore. Safeties don't have a real rock like we're used to.  3. Hot Takes and Michigan Hockey Roster Starts at 1:14:49 Takes hotter than the one guy across the aisle at the Spring Game who is already mad at Bryce Underwood. The hockey roster is in a state of flux, we're all awaiting what will happen with the CHL kids. Michigan gets four defensemen back and brings in some transfers and CHL players. Ben Robertson comes in from Cornell after averaging 21 minutes per game. The defense has nine players on roster currently which is probably too many. They could use a goalie! Right now they have 10 forwards on a team that usually carries 14. They have a roster spot for McKenna (the Bryce Underwood of hockey), can they get him? The Big Ten might be top-to-bottom the best quality hockey in the country that isn't the NHL.  4. Potpourri Starts at 1:52:20 Danny Wolf is officially out and headed for the NBA, Aday Mara commits. They're waiting on Lendeborg but they'll still be a good team without him. One more summer of polishing Will Tschetter could make him a really good 4. In football, Luke Bauer comes in as a punter from Missouri - he's an average punter. They get CJ Hester at running back from UMass to replace Ben Hall. He's a little bowling ball. The concession lines at the Spring Game were long! Michigan Stadium isn't catering to the average fan who wants to bring their kids. There are now kids who have attended the Spring Game and didn't have a good time and now they probably won't want to go next year.  MUSIC: "Let's Get Down"—Toni Toni Tone "Bendicion Mami"—Fat Joe "Check The Technique"—Gang Starr “Across 110th Street”—JJ Johnson and his Orchestra    

#69: In this episode of The Lenders Playbook we sit down with Ranette Oliver a seasoned expert who brings over 20 years of experience in business development, sales, and leadership—and now plays a key role at B.E. Lending, a trusted name in private lending for real estate investors.We dive into her journey into the industry, the story behind B.E. Lending, and how the company has evolved over the past decade. You'll hear valuable insights on where wholesaling and lending meet, how to identify a “no-brainer” deal, cross collateralization and what sets B.E. Lending apart from the competition and Whether you're a new investor or a seasoned pro, this conversation is packed with practical advice, industry wisdom, and tips on building lasting relationships in the lending world.Tune in and get ready to take notes!

Hi there, First Timers, Today ​​, you will hear my interview with Jackie Zlatanovski from Geneva Financial. Jackie is a Mortgage Advisor who also has a heart for first-timers. You will learn about: Why it's ok to be financially naked Options for sellers that need to buy at the same time When to start planning your home-buying process Why you are always paying a mortgage. ​Enjoy listening​ and share this podcast with someone you know who is looking to buy or sell a home this year. If you would like to connect with: Jackie Zlatanovski Mortgage Advisor | Geneva Financial NMLS# 1956001 Mobile: (702) 591-4575 jackie@genevafi.com  ------------------------ ​B​lessings to achiev​ing your real estate dreams! Your Trusted Real Estate Professional, Christal REALTOR® 0202693 https://WestOfThe15.com P.S.- If you live outside of Nevada and need a referral for a REALTOR® in your area, visit my website and email me. I have a vast network, and I'm happy to help.

2 hour and 14 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. Men's Basketball Transfer Portal Starts at 1:00 Yaxel Lendeborg sounds Belgian but isn't, this starts out as a World War I podcast. Cadeau is a former five star who started for UNC, he has a Xavier Simpson assist rate but is not the most productive shooter. He also has an elevated turnover rate. Why this move feels like a wash coming from Tre Donaldson. Morez Johnson Jr. fits in well with Cadaeu, also he can thunder dunk the ball into the center of the universe. Illinois' offense would take a slight hit when Johnson is on the floor, but they get a +10 rebound rate with him. His best basket is a dunk. Unfortunately, the day Yaxel Lendeborg committed to Michigan he gave an interview where he said he wants an NBA contract and Michigan is the backup plan. Theoretically he's Danny Wolf but mean. Michigan needs a backup center but is otherwise in good shape. All signs point towards Nimari Burnett coming back. Brian is mad that Duke went 20 minutes without a turnover. We discuss Michigan's projected seed with the Yaxel situation and without the Yaxel situation.  2. Hot Takes and The State of College Athletics Starts at 42:40 Takes hotter than the best night club in Yaxel Lendeborg, Belgium. The state of things seem a bit perilous. Tre Donaldson hit the transfer portal with a broken heart emoji, what happened? It sucks that you don't really get to know players for multiple years up until their graduation. Part of the joy of college sports is watching players step up that you didn't expect to step up. The Big Ten needs an angry coach now that Fran is gone and Mick Cronin will step up. They should give schools incentives for keeping/graduating their players. The 1-4 seeds are all getting better and fans might get frustrated that more upsets don't happen. People want the chaos. Even Michael Jordan played three years in college, imagine if all the best players did that. This doesn't effect football quite as much. Fans and coaches all want roster continuity. Dusty May seems relatively well-positioned to maintain a lot of players. 3. Spring Football Bits Starts at 1:19:47 Spring Football is still happening. Updates on the offensive line, Evan Link has turned a corner after the Ohio State game. Crippen will be just fine at center. Andrew Babaloa won't be ready because he's a freshman and that's okay. Donaven McCulley is the real deal at wide receiver and everyone else is competing for the remaining spots. The running backs are good. The defensive line is not replacing Mason Graham and Kenneth Grant but it has depth. Are the redshirt freshman defensive ends turning the corner? It's being said that they are. Safety updates, with and without Rod Moore. They'll probably look for a punter in the portal.  4. Michigan Hockey Updates Starts at 1:55:27 Who hit the portal and what impact does that have? Michigan needs to get high-end defensive players. Does Gavin McKenna come to Michigan? He could be the number one overall pick. Why is Cameron Korpi in the portal? Is Michigan trying to get a CHL goalie? Or other CHL players? The CHL isn't happy about NIL.  MUSIC: "Consideration"—Rihanna ft. SZA "I'm Allowed"—Buffalo Tom "When I Get There"—Grady Strange “Across 110th Street”—JJ Johnson and his Orchestra    

1 hour and 46 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. Men's Basketball vs Auburn - Sweet Sixteen Starts at 1:00 It's times like this that make you think of Percy Bysshe Shelley's poem Ozymandias which has a passage about "when you're leading by 9 points with 12 minutes left don't give up a 20-2 run". Michigan made Auburn as dumb as Michigan for a half and then Auburn remembered they were the #1 overall seed. Michigan gives up 1.04 ppp overall. Turnovers were tied but Michigan was obliterated on rebounds. The season-long issues with the front court came to light in this game. This ended up being what you would expect in a game of Michigan vs Super Michigan. We'll miss Vlad Goldin, Craig has some nits to pick.  2. Looking Back on the Season Starts at 21:51 Dusty May comes into a roster with Will Tschetter and Nimari Burnett, most of his FAU squad doesn't follow him (besides Vlad Goldin). But he assembles this motley crew of a team. The question coming in was "can he assemble a good roster or did he just have one good recruiting class?" Turns out he can assemble a good roster. Brian hoped this could be a 6-seed coming into the season and people thought this was crazy. They probably should've been higher than a 5-seed. This season earns an A for exceeding all expectations, not an A+ but an A. Dusty May was the better choice over Niko Medved.  3. Hot Takes and Looking Forward to Next Season Starts at 42:43 Takes hotter than whatever Craig is about to say. Michigan loses Rubin Jones, Jace Howard, Vlad Goldin, Justin Pippen, and probably Danny Wolf, You now have a roster cap of 15, they can be scholarship or not. They'll be looking for centers in the portal. Get ready for an L.J. Cason glow up. Looking ahead to Trey McKenney as a freshman. If Sam Walters was going to hit the portal, wouldn't he have done it by now? There appear to be a lot of high quality centers in the portal. Transfer portal targets, Brian wants Magoon Gwath. What's the ceiling for next year? They'll finally have some continuity on the roster. Just find a guy who's 7 feet tall and put him on the roster.  4. Michigan Football Spring Practice and Hockey Starts at 1:26:08 The only QBs available are Bryce Underwood and Jadyn Davis, Mikey Keene is injured. Otherwise we're not hearing much of anything. Shamari Earls is supposedly turning out and is Charles Woodson sized. There will not be Jeremy Clark slander. Michigan hockey had a disappointing end to the season, how will they bounce back? How much will Michigan pay for hockey after football and basketball? What does the rest of the Big Ten look like? MUSIC: "Cradle The Pain"—Morgan Nagler "Back to Earth"—Manplanet "I Wish"—Skee-Lo “Across 110th Street”—JJ Johnson and his Orchestra    

Welcome to our first episode of Learn With A Lender with Christian Bachelder! In this episode Christian explained the "one house per year" strategy as an alternative to traditional 401(k) retirement investing, where you buy a primary residence each year and convert previous properties to rentals. Christian also discussed the current real estate market challenges with low inventory and high interest rates among them, and lending and mortgage insights. Next, Christian talked about his journey into the real estate business and his transition from chemical engineering into real estate. Last, Christian presented his perspective on the consolidation of real estate ownership and the importance of entering the real estate market in the next 5-10 years. If you'd prefer to watch this interview, click here to view on YouTube!  Christian Bachelder can be reached at Christian@theonebrokerage.com. This episode is brought to you by Real Geeks and Courted.io.

1 hour and 34 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. Sweet Sixteen Vibes Starts at 1:00 Oh hey! We didn't expect to be here! Roddy Gayle just made more threes in one game than during Michigan's entire Big Ten schedule. He has risen from the dead and Michigan out-rebounded the best rebounding team in the country so here we are! Michigan got hosed by the selection committee but made it to the 2nd weekend anyways. Brian 'Roddy Gayles' the sponsor read. Going into next year, Dusty May needs a center and a backup center but should otherwise be set. 2. Men's Basketball vs Texas A&M Starts at 15:26 Nobody expected this game to go the way it did. Michigan started 1-7 on threes and then started hitting a lot of great shots against a top 10 defense. Michigan got a lot of un-contested rebounds which was weird considering that's Texas A&M's thing. Goldin was probably getting more tired than usual, he got pulled early. L.J. Cason was a game-changer in this one, he could be special next year. Why did Nimari only have 13 minutes? All of Goldin's energy went towards rebounding, his performance would've been very memorable if it wasn't eclipsed by Gayle. Just don't pass to Patrick.  3. Hot Takes and Men's Basketball vs UC San Diego Starts at 37:20 Takes hotter than RODDY GAYLE. UC San Diego is such a weird team. Brian still can't pronounce their star's first name who fouled out in 25 minutes. Michigan should've had the bigs dunk at the rim but UCSD defended them well. Roddy Gaye and L.J. Cason played important roles, not quite as big as in the TAMU game. Michigan's shot parity is only -2 which is good enough. If Wolf played better then maybe Michigan walks away from this one. They hit the Kenpom spread exactly. How well will we remember this game years from now?  4. Previewing Men's Basketball vs Auburn Starts at 1:01:34 Michigan has drawn the #1 overall seed in the tournament. Auburn's greatest strength is shot making and are the 2nd best offense in the country (1st is Florida). They have some super seniors from the Covid year. Auburn has a similar Bigs setup to Michigan so they can handle Goldin+Wolf. One of their biggest weaknesses is that they foul a lot. Personnel wise, these teams are very similar and both coaches will likely match each other. Jahki Howard might be the worst teammate in the country. Auburn will want revenge against Danny Wolf after last year's Yale game. Everyone was watching the Michigan game on Thursday since most of the first round games were uneventful. This Auburn offense is 8 efficiency points better than the 2013 Michigan offense.  MUSIC: "Where Do We Go From Here"—Charles Bradley "Monstera Escalito"—Ciao Ciao Marigold "What do You Like"—Tommy Richman “Across 110th Street”—JJ Johnson and his Orchestra    

Modupe Idowu is a REMLO—a licensed Realtor in Texas & Missouri and a Lender in all 50 states, dedicated to helping individuals and families navigate the homebuying process with confidence. She has been a member of the GIA team since 2020. With a background in investigative journalism, Modupe is a two-time Emmy nominee and Emmy Award winner, formerly working in TV news as a reporter and anchor. Bridging her passion for storytelling and financial empowerment, she created Mo's Homebuyer Bootcamp Challenge, a hands-on program designed to help first-time buyers overcome fear and uncertainty in the homeownership journey. The boot camp provides expert guidance on the buying process, hurdles to homeownership, and strategies to overcome financial barriers, including high debt-to-income ratios and mortgage credit readiness. To further support homebuyers, she developed a Financial Tracker, a tool designed to help individuals assess their financial standing, improve their debt-to-income ratio (DTI), and track savings goals for a successful home purchase. With years of experience in real estate investment, negotiations, and creative marketing strategies, Modupe has helped countless buyers and sellers achieve their property goals. Whether through her role as a Realtor, Lender, or Educator, she remains committed to empowering individuals to make informed, strategic decisions on their journey to homeownership. What You Will Learn: Who is Modupe Idowu? What background does Modupe (Mo) have before entering the real estate industry? How did Mo transition from journalism to real estate? What insights does Mo share about her experiences in the media field and the restrictions that come with it? What unique challenges does Mo highlight about starting her career in real estate? How does Mo describe the importance of building a network in the real estate business? What is the purpose of the boot camp that Mo created, and who is it aimed at? How did the COVID-19 pandemic influence the development of Mo's home buyer boot camp? What educational strategies does Mo employ in her boot camp to help first-time homebuyers? How does Mo integrate different learning styles into her boot camp curriculum? How does Mo's experience in various states contribute to her ability to educate clients across the U.S.? How can new agents leverage courses or digital products to build credibility and confidence? What niche does Mo suggest new agents focus on to establish themselves in the market? Why is it important for agents to think about both immediate deals and future opportunities? How does Mo address the different learning styles of students in her training program? What additional digital products will be offered alongside the boot camp? How does Mo's financial tracker assist buyers in preparing for homeownership? Modupe shares how everyone can contact her. Additional Resources from Modupe Idowu: Website: https://homebuyerbootcampchallenge.com/ Email: mo@opendoorsrealtyhomes.com Instagram: https://www.instagram.com/iammodupeidowu/ Attention Investors and Agents Are you looking to grow your business? Need to connect with aggressive like-minded people like yourself? We have all the right tools, knowledge, and coaching to positively effect your bottom line. Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation! Our NEW book is out...order yours NOW! Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift? Get your copy here: https://amzn.to/3SV0khX HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg

Episode #67. Today we sit down with Ryan Goodenoot from the Licensing Store. Let's be real—mortgage licensing is a nightmare. It's messy, frustrating, and downright exhausting. Between the endless paperwork, confusing state-by-state rules, and constant regulatory changes, it's enough to make any mortgage professional want to pull their hair out.But what if all that stress could just… go away?That's where Ryan Goodenoot from Licensing Store comes in. Ryan and his team are in the business of making your licensing headaches disappear. Whether you're struggling to figure out the difference between a Mortgage Broker, Lender, or Banker License, stuck in a never-ending approval process, or trying to expand into multiple states without losing your mind, 

Listen in as they discuss:Loan automations.Loan modification requests.Changing contracts for a fee. Upholding what was agreed upon. Mark also discussed the art of lending.  TIP OF THE WEEKLandon: Explore AppSumo to find cost-effective alternatives for essential business tools. This platform offers lifetime deals on various apps, helping entrepreneurs save on recurring software costs while enhancing their workflows. Check it out at appsumo.com. WANT TO LISTEN MORE?Did you like this episode? If so, listen to another AOPI episode to hear more about land investing tips that can help grow your land business."Are you ready to learn more about land investing? Just click HERE to schedule a call.""Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"

1 hour and 28 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. The NCAA Tournament and UC San Diego Starts at 1:00 Michigan is your Big Ten Tournament champions! There was a lot of doom and gloom at the end of the regular season so not many people saw this happening. Michigan might be the most boned team in the tournament draw. Wisconsin is an 18 point favorite against Montana, Michigan is a 3 point favorite over UC San Diego. UCSD is clearly a top 50 team but they can't match up with Michigan's Bigs. Get familiar with the name Aniwaniwa Tait-Jones (in pronunciation and basketball production). The Tritons give up a ton of threes. Yale is a popular upset pick over Texas A&M, TAMU's thing is missing shots but rebounding them. Who would you rather play, TAMU or Yale? That's a tougher question than it would seem. Clearly the results of the Big Ten Tournament don't matter because Michigan is seeded like it didn't happen.  [The rest of the writeup and the player after THE JUMP]  2. Men's Basketball vs Wisconsin Starts at 32:43 The shooting percentages in this game were... ugly. Wisconsin had good looks but just couldn't hit them. Goldin seemed absolutely gassed this game. L.J. Cason really helped bail out Michigan. Michigan only had eight turnovers! But missed on the boards.  3. Hot Takes and Men's Basketball vs Maryland Starts at 49:43 Takes hotter than your Big Ten Champion Michigan Wolverine Football Basketball team. This is one of the worst officiating games we can remember. Roddy Gayle had a great game... and MADE A THREE. He only had nine points but that level of production is what Michigan needs. The final play was a football play in its design.  4. Men's Basketball vs Purdue Starts at 1:14:01 A nice bounce back game that happens from taking care of the ball. Why does everyone want to kick Goldin in the nuts? Purdue gets more goonish when they're tired and they were coming off a tough game against USC. Michigan wasn't turning the ball over and was assisting well for each other, this was the Dusty May team we love to see. Michigan gets the night game on Thursday and will be played at 5,280 feet. Please fly over right now and get acclimated, you're invited to sleep on my couch (IT'S A NICE COUCH, SETH). It may be a 50/50 chance we preview Auburn next week.  MUSIC: "Take This Job And Shove It"—Johnny Paycheck "F*ck You"—CeeLo Green "MUTT"—Leon Thomas “Across 110th Street”—JJ Johnson and his Orchestra    

Tired of spending your money on rent or stashing it in a traditional savings account? You could make your money work harder for you and get on the path to financial freedom with real estate investing. Today, we're going to show you exactly how to buy your first rental property in 2025, step by step! Despite rising home prices and high interest rates, now is an ideal time for new investors to buy real estate, as they face less competition and have even more leverage. So, in this episode, Ashley and Tony are going to show you seven steps that will get you off the sidelines and into the game! First, we'll help you lay a foundation for investing. You'll not only need to get your financial house in order but also set clear investing goals, determine your purchasing power, and choose your investing strategy. You'll also learn how to do things like find a lender, choose your market, and assemble your investing team. Then, we'll start looking at deals! We'll share how to build your buy box, analyze properties, and negotiate with sellers. Most importantly, we'll teach you the right way to build your business so that you succeed today AND as you scale your real estate portfolio! In This Episode We Cover: How to buy your first rental property in 2025 (step by step) Why NOW is the perfect time for new investors to get into real estate The three things you must do before buying an investment property How to create your “buy box” and start analyzing rental properties The value of building relationships with small, local banks and credit unions Must-have systems and processes for your real estate business And So Much More! Links from the Show Ashley's BiggerPockets Profile Tony's BiggerPockets Profile Join BiggerPockets for FREE Real Estate Rookie Facebook Group Real Estate Rookie YouTube Follow Real Estate Rookie on Instagram Ask Your Question for a Future Rookie Reply “Like” Real Estate Rookie on Facebook The Rookie's Cheat Sheet for Market Research (Find Where to Invest in 2024) Real Estate Investing Resources Property Buy Box Worksheet How to Financially Prepare to Buy Your First Rental Property (7 Steps)  Follow Real Estate Rookie on Instagram Pick Up Ashley's Book “Real Estate Rookie” Sign Up for the Real Estate Rookie Newsletter Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Real Estate Rookie 523 - The “Secret Sauce” for Buying Rental Properties BELOW Market Value (00:00) Intro (00:36) Why Real Estate? (04:49) Step 1. Lay the Foundation (09:25) Step 2. Talk to a Lender (11:27) Step 3. Choose Your Market (14:59) Step 4. Build Out Your Team (18:49) Step 5. Create Your Buy Box (25:03) Step 6. Make an Offer (31:53) Step 7. Prepare for Closing (33:56) Find Your NEXT Deal! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-534 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Sklars performing at Mark Ridley's in Royal Oak this Thursday at 7:30PM (doors open at 6:30) tickets: Supersklars.com We will be there having drinks with copies of VICTORS to sign after the show. If you can't make a weeknight they're performing 2 shows on Friday and Saturday night. 1 hour and 10 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. Men's Basketball at Michigan State Starts at 1:00 We still have to do a podcast. Dave went to go enjoy the weather instead. This game was over in the first half. 3/24 on threes is not good! Last year's team would've given up at halftime, this team at least fought back a little. What has this team improved upon since their trip to California? Michigan doesn't have a guard that can generate offense. We thought a lot of these transfers would've turned a corner by now. This team still exceeded expectations for the season, the way they got there was just not how we expected. There's the potential for Michigan to not win another game this season.   2. Men's Basketball vs Maryland Starts at 21:11 This game was similar to the Michigan State game in that Danny Wolf and Vlad Goldin were the only ones scoring. Maryland got to play a Maryland game and Michigan didn't have a plan.  3. Lukewarm Takes and Hockey vs Penn State Starts at 32:11 Just some lukewarm takes this week. Go see the Sklars in Ann Arbor this Thursday-Saturday! Hockey is now just 42% to make the tournament after getting swept by Penn State. Root for Western Michigan, Denver, and Quinnipiac. Friday's game was pretty fun at least! Despite giving up bad goals. It didn't feel like a super talented roster. Imagine if Michigan got goalie Trey Augustine instead of Michigan State. Goal-tending was unclear going into the season and seems like it will continue to be unclear.  4. Football Spring Practice Starts at 57:47 Spring practice starts soon! Is Bryce Underwood already the guy? Running backs have a top two, it's a battle for #3. Will the offensive line look similar to last year? There are some lower level transfers coming in but offensive linemen can flourish in the right system. Please hype up a wide receiver. Hopefully the two transfer defensive tackles come through. They'll be fine but it's still a huge downgrade. Cornerback will be an interesting position, we want to hear that Jyaire Hill is rounding the corner. How is Rod Moore's health? Who's the punter?? MUSIC: "Lie In The Gutter"—Peel Dream Magazine "Dollar Store"—Ben Kellar ft. Waxahatchee "Mr. Chill"—Friendship “Across 110th Street”—JJ Johnson and his Orchestra    

If you're constantly getting rejected by lenders or struggling to secure capital, you might be thinking about money all wrong. Rich Lennon reveals the biggest mindset shift you need to attract financing, why some investors always get funded, and what lenders really look for in a deal. Don't miss out on this insightful conversation!   KEY TAKEAWAYS The mindset shift every investor needs to secure funding with confidence How to build relationships with private lenders and community banks Reasons why new investors can be attractive clients for lenders if they do this  When it's smarter to pay higher interest rates for experienced lenders and how it can actually save you money The best environments to meet lenders and raise capital locally   TWEETABLES “The things that concern the investor are security. That was number one–how is the loan secured.” - Rich Lennon “If the person would shy away from the conversation, that's not going to be someone who's going to be your business partner.” - Rich Lennon ABOUT RICH LENNON  Rich Lennon is a seasoned investor and private lender who helps people take control of their money and accelerate their path to financial freedom. After nearly losing everything in 2016, Rich realized that the traditional wealth-building playbook was broken. Through trial, error, and a relentless drive to work smarter (not harder), he discovered proven strategies that allowed him to rebuild his wealth—and his life. Today, Rich teaches both new and experienced investors how to confidently structure deals, secure funding, and build wealth without unnecessary stress. His practical, no-nonsense approach simplifies complex financial strategies into easy-to-understand steps anyone can follow. Whether you're looking to raise capital, invest smarter, or master the game of money, Rich's insights will help you get there faster. CONNECT WITH RICH  Website: Rich Lennon Podcast: Growing the Money with Rich Lennon | Apple Podcast Facebook: Rich Lennon  LinkedIn: Rich Lennon

Stephan discusses the evolution of Bitcoin and the challenges of self-custody with Philip Hoenisch, co-founder of Lendasat. They explore the transition from traditional finance to on-chain solutions, the importance of self-custody, and the ideological divides within the Bitcoin community. Philipp shares his insight on the intricacies of Bitcoin lending, focusing on liquidation processes, collateralization ratios, and the role of technology in managing these aspects. He explains the cost structures associated with lending, including origination fees and transaction costs, and explores the potential for loan rollovers and credit lines. The discussion also touches on the future of stablecoins amidst regulatory risks and the growth of the lending market, particularly from the perspective of lenders. Finally, the conversation highlights the impact of technological innovations like CheckTemplateVerify (CTV) on the Bitcoin ecosystem.Takeaways

GoFundMes to support victims of the fires in LA who are part of the MGoBlog community: General Fund. Reader's mother-in-law Anne Cohen. Reader Chef Robert. Reader Josh Bishop-Moser. Reader Mike on behalf of Mika Yoshitake & daughter Sora. Readers Liberty and Mark. 1 hour and 21 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. Men's Basketball vs Illinois Starts at 1:00 Michigan was asking for a game like this after the last couple months, you can't give up 19 offensive rebounds in a game and expect to win. Illinois got 9 more shots than Michigan and their young guys went off. Vlad Goldin was the only one who was getting an advantage. Danny Wolf is officially in a funk, this likely doesn't affect his draft stock. Michigan might be a popular pick to get upset in the first round of the tournament. They're fading down the stretch and not getting better in a lot of departments, especially rebounding.  [The rest of the writeup and the player after THE JUMP]  2. Men's Basketball vs Michigan State Starts at 23:06 This was a "make your shots" game, Michigan State hit their shots. Also Michigan had an 11 shot deficit. Michigan now has a worse 3-point shooting percentage than Michigan State. Roddy Gayle has not hit a three-pointer since January, nobody is covering him anymore and that extra player is guarding the paint. Tre Donaldson might've had his worst game.  3. Hot Takes and Men's Basketball vs Rutgers & Nebraska Starts at 34:06 Takes hotter than yours truly after the 19th Illinois offensive rebound. These two games were polar opposites in what basketball is. Michigan had poor shooting and looked tired after the Michigan State game. The three-point shooting has come down tremendously. Seth thinks the worse three point shooting is mostly random except for Roddy Gayle, opposing defenses can always plan for Roddy not being able to shoot. For one half, Rutgers was the greatest basketball team in the world, then it came crashing back to Earth. Is it time for L.J. Cason to play more? Sometimes he looks great and sometimes he doesn't box out at all. Vlad Goldin is just not a passer in the paint. Who would you take for free throws to win the game, Roddy Gayle or Nimari Burnett? 4. Hockey vs Ohio State Starts at 1:10:08 Michigan steals four points from Ohio State and has their tournament percentage up to 85%. Michigan hosts Penn State in the first round of the Big Ten Tournament but Penn State is playing very hot at the end of this season. The "It gets worse" call is now legendary. Win this upcoming series and you're in, get swept and... you might still be in.  MUSIC: "You Don't Know The Shape I'm In"—MJ Lenderman "Loser"—Jerry Garcia "Whip Appeal"—Babyface “Across 110th Street”—JJ Johnson and his Orchestra    

On this episode of The Horizon, host John Chang interviews Joe Fairless, co-founder of Ashcroft Capital, about navigating today's complex commercial real estate landscape. Fairless, who manages over $2.8 billion in assets across 14,000 apartment units, shares insights on finding opportunities amid market distress by cultivating relationships with lenders seeking capable operators for distressed properties. They discuss the record-breaking apartment absorption in late 2023, the decreasing construction pipeline, and how these fundamentals create buying opportunities despite challenging capital raising conditions. Fairless also candidly addresses lessons learned from previous deals and emphasizes the importance of "extreme ownership" when communicating with investors during difficult market periods. Sponsors: Crystal View Capital Capital Gains Tax Solutions Learn more about your ad choices. Visit megaphone.fm/adchoices

D.O. sits down with Desmond Smith, Chief Growth Officer of America's leading mortgage lender - UWM, for a raw and unfiltered conversation about what it really takes to succeed in today's mortgage industry.

Dafna is an international trainer and supervisor for practitioners who work with children and families. She is a certified trainer and supervisor/consultant in both Theraplay and Dyadic Developmental Psychotherapy (DDP). Dafna's expertise is drawn from 25 years of working with families with attachment in many settings: at-risk after school programs, therapeutic foster care, in-home crisis stabilization, residential care and private practice.Karen Doyle Buckwalter has worked in many roles in child-serving agencies including outpatient therapy settings, foster care, adoption, residential treatment, and program development in all of these areas. She has co-authored two books, written for magazines, and contributed to scholarly journals. She pioneered the Attachment Theory in Action podcast which has had over 1 million downloads.In This EpisodeDafna's websiteKaren's websiteKaren's upcoming workshops---If you'd like to support The Trauma Therapist Podcast and the work I do you can do that here with a monthly donation of $5, $7, or $10: Donate to The Trauma Therapist Podcast.Click here to join my email list and receive podcast updates and other news.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-trauma-therapist--5739761/support.

GoFundMes to support victims of the fires in LA who are part of the MGoBlog community: General Fund. Reader's mother-in-law Anne Cohen. Reader Chef Robert. Reader Josh Bishop-Moser. Reader Mike on behalf of Mika Yoshitake & daughter Sora. Readers Liberty and Mark. 1 hour and 42 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. Men's Basketball at Ohio State Starts at 1:00 Bienvenue! Recorded remotely this week because Seth's 19 year old ski boots exploded. Michigan wins a defense-optional shootout, they rebounded half their misses which ended up being the difference (Ohio State just couldn't out-rebound Goldin and Wolf). There's a big difference between Goldin being the role guy and Tschetter being the role guy, so why did Goldin only get 24 minutes? Officiating in this game and how it relates to the Bo Ryan era. Don't elbow someone in the head but also don't put your head into someone's elbow. Roddy Gayle returns to Columbus and silences the boos out of timeouts. Stop missing dunks. Neither team got a double digit lead, the game was tense the whole time.  [The rest of the writeup and the player after THE JUMP]  2. Men's Basketball vs Purdue Starts at 24:50 Michigan avenges a terrible loss to become co-favorites to win the Big Ten. Braden Smith plays an insane 12 minutes to open the game for Purdue, making the first half extra frustrating. His mid-range shots weren't even bad shots, necessarily. Rubin Jones and Roddy Gayle combined for 20 points and played excellent, annoying defense. They came through in a way that was required to win this game. Michigan shoots below their season 3-point average but only had 11 turnovers. They also got to the line a lot (off of some calls that weren't great). Caleb Furst should've fouled out in the first six minutes! The physicality of the Big Ten is more than Dusty May realized. Purdue had zero bench points.  3. Hot Takes and Hockey vs Minnesota Starts at 49:12 Takes hotter than Michigan basketball in a three point game. Michigan gets slightly more than a split against Minnesota which decently increases their NCAA tournament chances. A split with Ohio State and a first round win in the Big Ten Tournament should do it. Minnesota was out-shooting Michigan 12-2 to start the game on Saturday, not great! Welcome back, Michael Hage. Tyler Duke played a nice game when everyone else was gassed. Bye week upcoming so we won't know much about tournament chances for a while.  4. Tournament Outlooks Starts at 1:16:40 Men's basketball is now projected to win the Big Ten but Wisconsin is looming with the easier schedule. Purdue and Michigan State both finish with a gauntlet. Of Michigan's last six games, four or five of them will be against tournament teams. Finishing 3-3 could maybe be enough to win a share of the Big Ten and get a banner. It's been a while since it's come down to Michigan and Michigan State down the stretch. Torvik has Michigan jumping between 3 and 4 seeds, which takes win margin into account. Hockey is projected to play Penn State in the first round of the Big Ten Tournament. They're now 80% to make the NCAA tournament but everyone ahead of them in the Pairwise rankings is pretty much a lock. The worst tournament in sports is suddenly in Michigan's favor! There's a regional in Toledo but Michigan probably doesn't go there. Shout out to Hockey Bear.  MUSIC: "Real Life"—The Marias "MUTT"—Leon Thomas "THE BADDEST"—Joey Valence and Brae “Across 110th Street”—JJ Johnson and his Orchestra

GoFundMes to support victims of the fires in LA who are part of the MGoBlog community: General Fund. Reader's mother-in-law Anne Cohen. Reader Chef Robert. Reader Josh Bishop-Moser. Reader Mike on behalf of Mika Yoshitake & daughter Sora. Readers Liberty and Mark. 1 hour and 28 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, the Autograph: Fandom Rewarded app, Champions Circle, Winewood Organics, Community Pest Solutions, and Venue by 4M where usually record this. 1. Dusty May Talk Starts at 1:00 Welcome to the Plodcast. This game had the awkward undertones of Mike Woodson getting "fired" and Indiana wanting to hire Dusty May. What's a better job, Indiana or Michigan? Indiana is home for Dusty but there's also a lot of pressure there. If Michigan needed the money to match, they could get it. He did turn down the Louisville job so maybe the biggest thing that would bring Dusty May back to Indiana is that his mom still lives in Bloomington.  [The rest of the writeup and the player after THE JUMP]  2. Men's Basketball vs Indiana Starts at 22:30 Once again it is the story of the season where Michigan gets a big lead and then suddenly looks like they forgot how to play basketball. Kenpom said Michigan would win by four so maybe we're overexaggerating. They've gone from a top 10 team to a top 25 team, so a 5-6 seed in the tournament. The turnover margin between the most turnovers and the fewest in the Big Ten is only four turnovers. Three point shooting was extremely frustrating. Gayle is driving to the basketball when he should be shooting a 3. Screwing up the foul on Goldin really hurt Michigan. Nimari Burnett's shooting percentages have simply fallen back down to earth.  3. Hot Takes and Men's Basketball vs Oregon Starts at 41:22 Takes hotter than the Indiana fanbase when Dusty May spikes a three hundred million dollar offer in their faces and says "I'm a Michigan man forever, babyyyy". Another game where Michigan had a double digit lead that they almost blew! Roddy Gayle got to the line a lot but also traveled enough that John Beilein would've ripped his esophagus out. Will Tschetter had a nice game and led the team in scoring. The bench players aren't quite ready and that's okay. Is Supreme Cook the best version of Brian?  4. Michigan Hockey vs Michigan State Starts at 1:13:28 Michigan picks up a split against the #2 team in Pairwise, getting one win was the best possible scenario. Both games were about the same but Michigan State actually scored in the second game. Michigan is a team of just guys. Nobody really pops besides Hage. The WWE aspect of these games in the 3rd period against Michigan State has become a bit much. Michigan has a 70% projected chance of making the field, which feels great right now. Is the most boring Michigan hockey team in memory? This isn't a bad team, they're just not the team last year that booted Michigan State out of the tournament. Pre-season expectation was to hopefully make the tournament and that hasn't changed. MUSIC: "Aston Martin Music"—Rick Ross "Waiting For The Bells"—Joel Alme "Vines"—Cameron Winter “Across 110th Street”—JJ Johnson and his Orchestra