Counting Beans

Join us as we talk with Bob and one of his kids, Eryn as we discuss and learn more on his amazing approach on instilling financial basics to his children at a young age. Hearing what Eryn took away from these life lessons solidifies why starting the teaching young is so important! Making the lessons age appropriate and starting young is key in how people successfully understand and apply their knowledge of finance in the future! #financials #teachthemyoung #setupforsuccess #financedoesn’thavetobehard

Join us as we talk with Bob and learn his amazing approach on instilling financial basics to his children at a young age. How he taught them and what they learned is so valuable but grossly lacking in today’s schools. Making lessons age appropriate and starting young is absolutely key in how people successfully understand and apply their knowledge of finance in the future! #TeachThemYoung #SetUpForSuccess #FinanceDoesn’tHaveToBeHard

Investing basics: Having a plan, sticking to the plan, remaining level headed and taking the emotion out. Come join us as we discuss why following the steps mentioned above are so important to investing as well as other ideas on how to invest and manage your money wisely! #TakeEmotionOutOfIt #StayTheCourse #InvestingBasics

“There are so many things to look at with healthcare….it’s so complex and there are so many factors to look at! It makes it fun!” “The employees want choice!” Join Scott, Bob and special guest; Joel Belding who is a healthcare broker expert and has been in the industry for over 11 years! He works for one of the largest employee benefit only firms in the country! Joel is incredibly knowledgeable and explains the many ins and outs of health plans, the difference between HSA and FSA, and shares insightful information from an employer and employee standpoint! He also dives into ways for employers to be innovative and go to bat for their employees, one of them being ways to cut healthcare costs to avoid employee layoffs! Create change!!   #financials #healthcare #Medicare #Deductibles #HSA #FSA

Were you taught the basic fundamentals of finance growing up?  If the answer is no, don’t worry, you aren’t alone. Admittedly most people don’t feel confident when it comes to finances and understanding how they can work for you. Basic financial education is so important in helping people obtain the knowledge to help them through life. Join us for a lively discussion on 401k’s, Investing and a recap on topics from previous episodes. #financials #balanceyouraccounts #knowwhereyourmoneyisgoing #backtothebasics

There are many details surrounding the purchase of a new or used vehicle, such as; evaluating the depreciation of the vehicle, down payments, doing research on the vehicle(s) you are interested in, knowing your budget, is it better to buy or lease…just to name a few. Join us as we discuss some real-life experiences as well as tips to make sure you are prepared for your next car buying adventure! #savingmoney #CarsTrucksVansOhMy #DoYourResearch #NewSetOfWheels

If someone asked you how to start investing would you know where and how to start? What if you were provided with knowledge and shown how easy it can be, would you do it then? Investing right now means you are investing in your future! Join us as we discuss important items on investing basics and just a little advanced information also. #personalfinance #investing #InvestForYourFuture #BackToTheBasics #KnowledgeIsPower

Join Scott Haley, Robert Eshelman and special guest Aaron Godfrey who is running for the U.S. House to represent Ohio’s 16th Congressional district, as they discuss Universal Basic Income (UBI) and other hot topics! #AaronGodfrey #UBI #EducationIsPower CoronaVirus, PersonalFinance

Join Scott Haley, Robert Eshelman and special guest Aaron Godfrey who is running for the U.S. House to represent Ohio’s 16th Congressional district, as they weigh in on different stimulus bills, Universal Healthcare, free education and other hot topics! #AaronGodfrey #EducationIsPower #StimulusBills

Join us as we provide our Covid Ecomomic viewpoints on unemployment, maintaining discipline, keeping your mind in the right space, being wise with the tools you are provided, understanding forbearance and taking a careful look at the stimulus checks as they arrive, just to name a few highlights! #EconomicUpdate #FollowYourPlan #BounceBack

If someone asked you to think of things you have learned or are thankful for during this Quarantine what would they be? It may be feeling more grateful for the ones you are surrounded by, utilizing outlets to hang out with friends, learning a new skill or having that peace of mind because you have an emergency fund established. Come chat with us as we talk about some real life things we are thankful for and lessons we are able to take away from this Quarantine. #EmergencyFund #StayAtHome #Resourceful

You’re in your 50’s and so close to retirement! Way to go! You’ve been saving and putting your hard-earned money away so that you can live the best retirement for you! Join us as we discuss healthcare costs, how to continue paying off debts, funding your 401k to the max…etc. In addition, we talk a little bit more about side hustles, how fun they can be and how they might help fund some more of your retirement! #SockItAway #MaximumFunding #RetirementSideHustles

You’re in your 20’s….did you ever think there would be so much to learn and know about finances and life in general?! It can certainly be a hard one to navigate, let’s discuss how building a road map can make it a bit easier. Join Scott and I as we chat about some bullet points that would be helpful whether it be in your early, mid or late 20’s. #RoadMapForLifesRoadTrip #BuildYourBudget #LiveWithinYourMeans #StartSavingEarly

If someone challenged you to sell one thing you weren’t using, I’m sure you could easily do it. Why stop at one item? Why not find as many items that you aren’t using or don’t serve you any purpose anymore and see how much money you can make! Another creative way to obtain items is the bartering method! One man’s trash is another man’s treasure! Take a listen to hear sale updates and a guy bartered with a paperclip! #SellingAllTheThings #CashinInYourStash #BarterWithAPaperclip

Balance: a condition in which different elements are equal or in the correct proportions. Would you build a house without plans? Would you invest money blindly without doing research on the best way to do it? Today we discuss a very important first step that is applicable to so much in life, but specifically with finances, it is the process of building a solid foundation. Finding balance in life is something we hope and want for our listeners! #BalancingAct #FirmFoundation #CelebrateDailyWins

You’re thinking about having children, do you know all the planning that goes into that? The onetime costs, re-occurring costs, childcare, etc...we haven’t even discussed picking out the name. With all those things to think about it can certainly prove to be to be overwhelming! Take advantage of anything and everything that will help you during this time of life! Chat with us to gather ideas to help build a plan for kids! #PlanningForYourBundleOfJoy #KidsAreABlessing #ThisIsWhyWeCan’tHaveNiceThings

Have you ever thought about Life Insurance and realized there are an overwhelming amount of them to choose from…Term, Whole, Universal, Variable, Variable Universal, Simplified Issue, Guaranteed Issue, Final Expenses and more…..phew! Anyone exhausted yet?! How could you ever pick the right one? Come listen as Scott navigates through some of these and helps to make sense of all that surrounds Life Insurance. #LockdownTheRightLifeInsurance #ProtectYourselfAndYourFamily #DoYourResearch

How does one manage investment stress during difficult times? During trying times, it’s hard to think about investing money or managing the money that is already invested. Developing if/then scenarios will hopefully help navigate your plan. Join us as we discuss ways to help manage this potential stressor for some. #ManagingStressfulTimes #YouDoYou #NavigatingTheBestPlan

Most often talking through fears and uncertainty with others helps relieve some stress. Come take a listen as we delve into same mail bag questions addressing real life concerns surrounding the Coronavirus.   #TalkItOut #NowIsATimeToUseYourEmergencyFund #RealLifeProvidesRealOpportunities

You're in your 40’s and hopefully are delving deep into your financial plan! If you’ve been listening to this planning by age series, then we hope you have found value in what we’ve discussed and been taking away bits of helpful information! Join us as we discuss a little bit about life insurance, making sure you have the appropriate amount and how you can continue to live your life, all while continuing to save for retirement! #RetirementIsGettingCloser #ContinueSaving #KickOnTheAfterBurners

You’re in your 30’s and likely halfway to retirement….yay!….wait, what?! That is an amazing thought, but what if you don’t feel prepared for retirement? Don’t fret! You’ve got time! Let’s discuss some things you might be doing already and if you aren’t, hopefully you will be able to take away some of the bullet points we talk about today to implement into your financial plan! #WorkinHardForTheMoney #KeepWorkinYourPlan #30YearVacation

If you are thinking to yourself, why would I need a financial planner and how do I go about finding one that is right for me? How do you know when it’s the right time to start working with a CFP? There is a lot of research that goes into all of this. Join us as we discuss different types of planners along with some more in-depth options that will hopefully provide comfort and peace of mind in navigating your financial decisions. #FinancialPLANnerForRetirement #DoYourResearch #ProvidingDirection

Do you have an emergency fund or sinking fund? Do you know why they are important or how to use them properly? Medical costs, losing your job are common ways to use some of your emergency fund. Additionally, if putting money into emergency or sinking funds seems like a daunting task, join us in understanding that it doesn’t have to be and how the more you save the more it will hopefully provide peace of mind. #finances #financialtips #dailywins #budgetingforthewin #financialfreedom #savemoney #personalfinance #fundsavoidemergencies #coveryourassests #avoidingcurveballs #beintentional

Picture this; you’ve worked the better part of your life and along the way dreamt of what retirement will look like. Endless vacations/travel. Doing whatever you please whenever you want, whatever that looks like to you. Ahhh, sounds glorious, but you’ve got to save in order to make that happen. Chat with us about how much you need to save for the retired life you’ve dreamed of and how to make it so that it can become a reality! #financetips #littlewins #financials #financialfreedom #retirement #adulting #endlessvacation #everydayisasaturday #retirementrequiresmoney #personalfinance

Does paying down all of your debts sound absolutely daunting?? Don't fret, you're not alone in that mindset! Do you want to learn how you could use the money from paying down one debt to pay off another? Let's talk about ways to get that snowball rolling to clear the debt path! #financials #savemoney #debt #financetips #littlewins #theyseemerollingmysnowball #snowmoredebt #debtspayingdebts #financialfreedom #snowballfight #adulting #personalfinance

What's your reaction if someone said you should be saving a certain amount of your income? Why is it important for you to put money away for not only retirement, but for emergency and sinking funds as well? Don't get discouraged and compare yourself with others to what you can save vs what others are saving...it’s your life, save what you can. Join us as we discuss what a good percentage to save is and how starting earlier is the best! #financetips  #savemoney #lifegoals #money # financialfreedom #don’tletfreemoneypassyouby #matchingmakesmoney #gettingyourfinancialhouseinorder #adulting #financials

Do you have appliances/equipment in your home that aren't being used to their full potential? Are those appliances or equipment something you wanted in the moment but now you've got buyers remorse? In addition; think about hobbies that you love and do that in turn might use some of those appliances? Let's talk about how appliances and hobbies really go hand in hand and how to save and make money with them! #financials #hobbies #savemoney #dailywins #money #littlewins #financetips #lifegoals #vaccumnsealthatcash #worksmarternotharder #beresourceful 

Did you know that by using items already in your home can help save you money in ways you might not have thought about? Have you ever tried making your own marinades or salsa at home? Have you taken unused fruits and veggies and put them in a dehydrator to make a delicious snack? Join us to hear creative ways to utilize the appliances and food you might already have at home to save yourself some money! #savemoney  #norisknoreward  #financetips #littlewins  #nothinggoestowaste #blendersdehydratorsmixersohmy #moneyrightinfrontofyou #financials

We've all felt it at some point, like there is a constant hole in our pocket and money keeps falling out of it leaving us nothing to save! Nothing is worse than feeling helpless! Some of the best ways to make money are right in front of you!! Let's chat about some traditional and maybe some not so traditional ways to make some money!! #financialtips  #finances  #goals #makemoney #littlewins #money #dontbeazombie #sellingallofthethings #creativitycreatescashflow #budgetingforthewin #personalfinances #financials  

Have you ever heard of a sinking fund? Did you ever think that the money saved on items you use on a daily basis or money saved with hobbies you have can go towards creating financial peace of mind? These funds are incredibly powerful!! Come take a listen for some creative ways you can stay well above water with sinking funds! #sinksothatyoucanswim #finances #financetips #budgetingforthewin #goals #fundingisfun #financefreedom #personalfinances #financials

What makes a good New Year's Resolution? Is it setting and crushing a fitness goal? Is it striving to reach a work goal? Is it being diligent about saving up to meet a financial goal? It's always fascinating to understand why some people set them and others don't. One thing we are going to talk about is how it requires intentional behavioral changes with things we all do daily that can help change your financial path for the better and possibly provide some mental clarity! Learn how you can set and crush your goals in different manners! #newyearsresolution #finances #financegoals #beintentional #budgetingforthewin #littlewins #dailywins #personalfinances #financials