Podcasts about life goals

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Latest podcast episodes about life goals

Dental A Team w/ Kiera Dent and Dr. Mark Costes
#1,210: Yes, You ARE Allowed to Align Your Life Goals With Practice Growth

Dental A Team w/ Kiera Dent and Dr. Mark Costes

Play Episode Listen Later Oct 1, 2026 19:05


Practice success doesn't always equal personal life happiness. Kiera talks about the Yes Success Model, and how to align your business goals with your personal life goals, because they're allowed to complement each other (and should, frankly). She asks probing questions that'll get you thinking about alignment and finding the right motivating factors to keep going. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript:   Kiera (00:01) Hello, Dental A Team listeners. This is Kiera. And I am so excited because I love today's topic. And I hope that it just gives you a filtering and a process of how do I like actually make like growth decisions and life goals and like what is that long-term vision clarity? Like to me, it's such an empowering topic for you. And I'm so excited because I think that so many practice owners, when I meet them or we work with them, is they actually build a successful practice that they don't want. I've done it. I built a business that I didn't freaking want to work in. And I've said, like, hey, if I   If I actually like didn't have to work here and I didn't own this, would I keep working here? And if I can't say yes, then we might want to rework this. and honestly, growth without direction can leave you with more stress, more responsibility, and less freedom. And so today I just want to work on like sometimes bigger isn't always better. Sometimes like we just need to be better aligned is better. So bigger isn't always better. Doesn't mean bigger is wrong, but better aligned is where we're actually trying to go. So I want you guys just to know like a lot of owners feel stuck.   Even after they hit success. Like I had a podcast a while of like the empty millionaire. Like I thought like if I hit a million, everybody says this and I was like, Yeah, right, I'm not gonna be that person. No, I remember being like, So this is it, huh? Like, all right, we've hit a million.   Cool. Do I love my life? No. Like it was this wild thing. And so, like, why do we still feel stuck after hitting success? And how to create this vision that guides a lot of your decisions to where you have a filtering process of yes or no? Like I think about Willy Wonka and the golden egg, like yes, no, good, bad, like giving you kind of that framework to know. And then like what are some questions you should be asking before your next big move? So I think it's really fascinating because when we work with a client and we get on our first call, I'm not here to say like, what do you, what do you want to produce?   we call it the yes success model and the why stands for you. The number one thing I want to know is like what what's the life that you're trying to build? I say it often I will say it here. Your business should serve your life, not the other way around. And I've gotten it wrong for so many years where I've given up so much of my life to serve the business. I remember being like, I think back to when I first started the company and Jason and I would be hanging out and we were literally floating down the river. I kid you not, like we're rafting tubing, and I'm on my phone answering emails. And that was an aha moment for me of like here, I think you're doing this wrong.   Like you need to freaking shut it off and like be present. And I'm building like that's not the life I want. I don't want to be working seven days a week. I don't want to be psycho. I don't want to be stressed out of my mind. So like I think it's really powerful. Like I call it the yes success model. You are number one pillar. Then it's earnings and then it's systems and team development, not the other way around. If I mess up on you and your life and we are building a practice and you're not fulfilled at the end, we have failed. And that is my definition of it. So I don't want you guys chasing someone else's version of success.   I don't want you chasing more locations or operatories or production. I want you doing this because this lights you up and this is your vision and that not because you feel like that's what you should be doing. We're gonna stop shooting on ourselves. I have a practice, they produce about four million a year. They're at a 35% overhead, they work four days a week. People are like, you need another practice, and they're like, we don't want to. This is the life we want. And I think sometimes being that stalwart in your vision is really, really critical and pivotal. So today I just want you to like.   realize that vision planning, like I talk to offices all the time, if your team's not following, it's because you don't have a strong enough vision. If you're not happy in your life, it's because you don't have a strong enough vision of where you actually want to go. So I want you to really have these growth decisions that move you closer to the life you actually want, not further and further away from that. So number one, what are we gonna do? Hi, we're Dental A Team. I'm obsessed with you. I'm here to help you have the dreamiest life you could ever imagine. I love, love, love helping dentists and teams come together to live their best life.   And I really want to empower you, CEO dentist out there, the dentist who is the CEO of their life and their practice. I call it life and business on purpose. Like let's GSD together. So step one is let's define success beyond production. And for me, this is really hard. I remember there was a dentist I was talking to, and he's like, But Kiera, production is the only thing we can compare against. It's the only actual number. You're right. There is no number of like, what's my fulfillment measure today? Am I like 10%, 20%? There's nothing in there.   So it's really, really hard because sometimes we're like, well, my production number is the only thing that I compare with all the other dentists. But I have a dentist who's making a million a year, like he's producing a million a year, works three days a week, and loves his life. There is no way for me to say, like, what's his success measure? I can know what his production is and like, hey, I got an office over here doing 29 million. But we got to define our success beyond production. So production's a result, it's not a vision. So I really want you to have like   it's hard because like setting revenue goals without lifestyle goals is a miss. Saying yes to every opportunity is another miss. Feeling successful on paper but exhausted in reality, that's another miss. So we pivot it and sometimes I feel like this is the time where like pretend I'm your fairy godmother and I'm just gonna wave my magic wand for you. Like if you had no stressors, you didn't feel like anybody was judging you, no parents, no spouse, no family, no friends, no no, I don't know, like mean girl or mean guy sitting on your shoulder, how many days do you actually want to work?   What kind of dentistry do I actually love doing? When do I want to retire? Or like maybe scale back a few days? What about my family to look like? How much freedom do I actually want? Notice I didn't put in there any dollars in there because if we can focus on vision first, dollars come second. If I know what your vision is and what your life is, fantastic. We can go build. You guys, dentistry is untapped. It's freaking awesome. Like, so let's just build. Like, what does that look like? And you might realize, like, I don't know, Kiera. And so I was actually working with a friend this last weekend.   And he's like, Kiera, what do you do when you don't know where you want to go? And I was like, Well, step one is we got to have a little guiding star. Like, let's just do five or 10 years from today. What's your age and what do you want that to look like? You could go further and you could say, when I'm 90, what do I think I'd want to be doing right now? Like when Kiera's reliving her life at 90, sitting on her rocking chair with hot pink hair, like it's actually cutting candy. Pink, you're welcome. for that visual, like, what do I want my life to look like? So, whichever one's gonna work for you.   Sometimes a tenure for me, I just need like a little glowing light up on the hill. That's written in pencil. It doesn't have to be permanent. But what do I want that life to look like? And most people usually do it based on one of three things. It's either going to be a dollar amount, which is totally fine. It's going to be on a fulfillment, like what's going to drive you, or it's going to be on a purpose. So, like for me, massive impact. I drive so hard because I want to impact and serve every dang dentist out there. So share this podcast with somebody. Help me on my goal. Like, I'm obsessed with helping dentists have their best lives.   And so like that drives me literally in the middle of every vision board, unintentionally, it says massive impact. Like, what can I do that's gonna leave a stamp and a mark on so many people's lives? And so I built the podcast for free because it was a way for us to reach more people. I hope we brighten your day. You're welcome. Go leave us a review for it and tell more people about it so more people we can serve. Like genuinely, that's what it was. But that's like in the middle of my goal board. So for me, it's impact. Like numbers are super fun and numbers drive me hard. And I'm not here to say like numbers are wrong. I am highly numbers driven.   But like, what's the impact? That's gonna motivate me so much more. Like serving 500 dentists and then serving a thousand dentists. Like that to me is something of like a churn. I want to make 40 millionaires in my next lifetime. Like, how do I do that? Like the next decade of my life. So, like, I look at this, but also like, what is the life that I want? What's the trade-off? They can be hand in hand. So I really want you to look at like what is it? I told you about that office that I've got this 3.5, 35% overhead.   They don't want another practice. They literally want to live. They don't want another associate. They have great, it's all the systems are done. They don't want to deal with the headache of that. And I'm like, fantastic. You want fewer clinical days. I've got another doctor. He's like, Kiera, I want to go play a pickleball. I used to like have a lake house and all these other things. Like, I want it simple. I want to play pickleball. And I want to be able to hang out with my family. Your lighthouse of 10 years or your motivator, it can be a little fuzzy up there. It doesn't have to be perfect.   But getting that vision out of you is something I'm obsessed with because your practice should support your life and not the other way around. And once you get your identity outside of success, you're gonna realize like, and hey, guess what? If that practice goes away tomorrow, are you still a human? Are you still happy? If not, we've got to figure out because you need to be a full, complete person and not just a dentist producing. So I don't want you building a practice that you want to eventually escape. I want you building a practice.   Of what like I'm so excited and like I love that part of my life. and it doesn't mean we have to have every day great, but we want to love this part of it. So I'd really love for you to write down what success looks like for your life first and then your practice. Also be careful because I found like for me, I used to have a definition of success that was really hard to achieve. Tony Robbins said it really well. He says, We make it really easy to feel bad about ourselves and really hard to feel good. So like for success, you might be like,   Have to make a million every year and I have to drive this kind of car and I have to live at this type of house and I have to do this and this and this and this and this and this and this. Well, you're never gonna hit that. You made it so impossible for you to ever feel happy and successful. And I'm not here to say like lower your goals and dreams, but like, is a million really gonna make you happy? Is living in that house really gonna drive you for your happiness and your thing, or is that just something you feel like you should do because that's what people do? Just a question to ask. I want you to write down what success looks like for you, and I want you to make it easy for you to hit success.   It's not your production. Success for your life. What does that look like 90 years, 10 years from now? Whatever it is, but let's write that down and let's get that going. Okay. Number two, I want you to filter every opportunity now through this vision. So this hurts. This is hard. This is the discipline side. Not every opportunity is right or a good opportunity. This year, gosh, I don't have my bracelets on. I usually wear bracelets. this year I actually have a bracelet that says no.   To remind myself that saying no is equally as important as saying yes. Does that actually fit and fulfill the life I'm building? Or does it not? I have a sign pointing right over here. It says she designed a life she loved. And that's the ultimate goal is we need to be designing, creating, not managing, a life we are freaking obsessed with. So when I look at this, like buying another practice because it's available, if that doesn't fit into your life vision and what you want to do and less this, like I remember I had a doctor, he would set up.   Everything was done. We checked every box, every tea. I was like, all right, guys, we're wrapping up. Like, I don't know what else to consult you on. Like, truly what we set out to do, we've accomplished. Like, let's let's go. And now I we have another practice. And I was like, okay, so you have a college-age student. Like just imagine like your child is college age now, like they're out of the house, they're done, and you're about to bring on a screaming baby. Are you sure you want to buy this practice? And this doctor was like, Kiera, I do.   Like I really am excited for the grind and the drive and the like thrill of building something else. And they've done an amazing job. It's been three years. They took them from 500,000 to 2.5 million, like crushed it. I'm so proud of them. But it wasn't just because it became available. It fit. And so really checking to make sure, like, does this fit my life? Adding services in because everyone else does. Just because everyone does implants doesn't mean you need to. It's got to fit what you love. Hiring because you're busy instead of because it's strategic. Like, why am I hiring? Why are we doing these things? So   I want you to like start to filter through. You got your vision, you got your 10-year plan. Like, what does your life look like? Next step is like, does this move me towards my vision or away from it? And don't be careful where I can justify my life away. Like I can justify the shenanigans out of a lot of decisions. Will this improve that my quality of life? And will this make the practice stronger or just bigger? So those are some good filtering questions for you. And so, like I said, a lot of these, like when we choose to make decisions, like maybe we're gonna have a bigger leadership team or I'm gonna improve systems or   We're gonna go hunker down and like focus on profitability. My doctor who wants to like got rid of the lighthouse. We simplified so much. They're like, it's profit and like less stress is what I want. But I want you to know that just because you write this vision today does not mean it's permanent. It's like very much in pencil. You're allowed to rewrite this as much as you want because when you hit this, I want you to feel fulfilled and not empty at the end of it. So looking to see how is this helping me have more freedom, have more life. Like I said, I got a doctor who's working.   three days a week making a million and so happy. Like sometimes I look at him and I'm like, I am jealous and so happy of your life. I've got another doctor who works six days a week and they're producing like five, six, seven million. Success comes in all shapes and sizes. And this is actually why I love bringing our doctors together. there was one doctor and she told me she's like, Kiera, I really don't like coming to the mastermind because I compare. And I was like, gosh darn, like you missed it, honey. Like there is no space that you have to compare. It's like hey I'm gonna rip off their ideas that are great ideas.   And I'm also going to be so proud of who I am and so confident. And that to me is when you have a very solid vision. You can walk into a room and you can hear a lot of people, but you don't walk out there feeling any less because you're like, this is my life that I'm creating. I am designing a life I'm obsessed with. And when you can say that, it just makes your decision making easier. But I would say have that locked, have it up on a board to where you're constantly focused on that, saying no, not saying yes to every opportunity just because it's there, but truly this is gonna help your decision making process become so much easier.   If it doesn't fit the vision, it's a distraction. And it's a no. So just say no and move on. That way you are obsessed with creating your life rather than managing it. So I want you to think about your next major decision and ask, does it support the future I'm trying to build? And if it does, rock on. If it doesn't, rock on. We just want to make sure that we're driving you forward. And then my next step is like revisit this vision every year at a minimum. I like to do my like, gosh. Are you ready to meet Kiera for real? I have been using the passion planner. Thank you, Monica. I know you listen to the podcast. This is a shout out to   I use the passion planner. It literally at the end of every month has reflection questions for me. It says, What was a memorable part of this past month? Describe it. What were three lessons you learned this past month? Review your planner for the past month and assess your priorities. Are you happy with how you spent your time? If not, what steps can you take next month to adjust them? What did you accomplish this past month? What are you proud of? How are you different between this past month and the month before it? What or who are you especially grateful for this past month? Name three ways you can grow this upcoming month. What concrete actions can you take to work towards these?   From one to one to ten, how do you feel overall about this past month? And this is supposed to you can take those same questions. I write my vision out. And a lot of times I use that reflection to also ask myself, am I getting closer or further away from the vision I set for myself? Every quarter I revisit our company's vision and my personal vision. Am I closer or further away? And what do need to do to course correct? At the end of every single year, kid you not, I literally write it. It says 2026. Like, let me just pull it up right now so you guys know.   That I'm not there. So 2026, my word this year is happy. and it's outcomes over so 2026, the year of happy. Kiera's the happiest version of herself. She does things that light her up. Outcomes over activity say no. This is my dream of a life that I am creating daily. And I have my purpose, I have what my goals are, I have my things on there, I have my mission statement, I have my personal important goals this year.   And I have my consulting goals for our company of what I want. And then I break it down into quarters of what needs to happen. And I review this monthly and I review this quarterly and I review it at the end of the year. My goal is like, what do I need to do and how do I need to drive towards this? So really it's a like review it every year at a minimum. I have a goal board. I put mine out on Canvas so I don't forget about it. To me, if it's if I'm creating my life rather than just managing it, I better be actively working towards that rather than just stumbling and hoping I make it.   So I want you to like when I get doctors and teams aligned on their one year, their three year, their ten year, thank you, traction for that model. They're able to all row. I have a doctor that we're working with right now. They're about a five million dollar practice. And they like we started out, we like got all the leadership team aligned about almost two months ago now. And they've been running their meetings. And today we got on our call and they were like, Kiera, we actually are rowing like.   The leadership highlight was we're all having better communication. We're all focusing on the same thing and we're all headed in the same direction. And to me, that lights me up because that team's lit up. But what's even cooler is on the backside of it, that doctor has their personal life goals that they're working towards in conjunction with their business goals. This doctor has never been happier. And I think about that. To me, that is the freaking success of what we're aiming for. So I encourage you, like have an annual vision day or put it in there monthly of like review my vision and see.   Get a passion planner. I know it sounds so silly, but like this forces me not to forget. And to me, my vision is the most important thing. Secondary is executing on it and not just having it as a hope and a wish, but something I know I'm confident I will actually have. So for you, quick wrap up on this. I hope you loved it today, is divine divine your success beyond just production. Like, what is that? And make it easier to feel good and harder to feel bad. Filter our decisions through that vision. We do the same thing for teams. If it's not aligned with our vision, we don't do it now.   And then revisit that vision every single month, every single year, every single quarter, whatever's right for you. Because I really want you to know that the best life and the best practice are built on purpose, not by accident. You truly are intentional by this. Like I want you to be designing a life you love, not just managing one that's given to you. When your vision is crystal clear, your decisions become much easier. So if you feel like you're being pulled in a bajillion directions, like it might be that you're not doing too much, it might just be that we don't have a clear vision of where you need to go.   So let's define that up. Let's help you. This is something we do with all of our offices, your personal life and your business. And they need to be married together and they need to be serving you. Life and business on purpose. You're worth it. You deserve it. You went and took the risk of becoming a business owner. Now let's reap the rewards of that. Success has two sides of the coin, the hard side and the great side. Let's get more of that great side. So that way when you reach these successful milestones, you feel freaking lit up, fulfilled, and so happy that you are actually living your dream of a life and not just managing what's coming your way. So reach out.   Hello@TheDentalATeam.com. Go live your best life. Do not make this just a hope and a wish. I used to write on my mirror when I was little. I said, don't just dream, do. And I encourage you to do the same. And with that, thank you guys so much for listening, and I'll catch you next time on the Dental A Team podcast.  

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Oliver Holt (Part 1)

Life Goals with Theo Delaney

Play Episode Listen Later Sep 28, 2026 61:19


Theo Delaney is joined by Oliver Holt, the Chief Sports Writer on the Daily Mail and the Mail On Sunday whose new book, '92 A Life In Football Grounds', tracks his decades long odyssey through the homes of all of England's professional clubs as a journalist and a fan. In this, part one of two, he recalls growing up in Manchester as the son of Coronation Street star Eileen Derbyshire (aka Emily Bishop) and his habit of attending games at Old Trafford and Maine Road as well as Edgeley Park Stockport. One of the most revered football writers around, he brings a connoisseur's list of goals with a mix of classics and personal choices. @ollieholt22@LifeGoalsTD@theodelaney dailymail.co.uk/sporthttps://www.theodelaney.com/life-goals-links

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Jim Al-Khalili

Life Goals with Theo Delaney

Play Episode Listen Later Sep 21, 2026 78:00


Theo Delaney is joined by Emeritus Professor of Physics Jim Al-Khalili CBE who is presenter of Radio 4's ‘The Life Scientific' and author of the engrossing new book ‘On Time - The Physics That Make The Universe Tick'. On his YouTube channel UnBaffled he gives remarkably clear explanations of topics across science, maths and technology. He's also a passionate fan of Leeds United. @jimalkhalili@LifeGoalsTD  @theodelaney https://www.jimal-khalili.com/https://www.theodelaney.com/life-goals-links

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Nathan O'Hagan (Part 2)

Life Goals with Theo Delaney

Play Episode Listen Later Sep 14, 2026 51:46


Part two Nathan O'Hagan, novelist and author of the brand new ‘Succession: Colin Harvey And His Time As Everton Manager'. We resume with a highly charged Merseyside derby in 2001…@nathanohagan.bsky.social@LifeGoalsTD@theodelaney https://linktr.ee/NathanOHaganhttps://www.theodelaney.com/life-goals-links

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Nathan O'Hagan (Part 1)

Life Goals with Theo Delaney

Play Episode Listen Later Sep 7, 2026 52:16


Author Nathan O'Hagan joins Theo Delaney to relive the goals of his life. The writer of acclaimed cult novels like ‘The World Is (Not) A Cold Dead Place', his latest book is non fiction: ‘Succession: Colin Harvey And His Time As Everton Manager'. A huge fan of the Toffees, his chosen scorers in this, the first of two parts, include previous Life Goals guest Pat Nevin and the original Ronaldo.  @nathanohagan.bsky.social@LifeGoalsTD@theodelaney https://linktr.ee/NathanOHaganhttps://www.theodelaney.com/life-goals-links

Ear Hustlin' 404: The Podcast
EP323 - Who Got Something To Prove?

Ear Hustlin' 404: The Podcast

Play Episode Listen Later Sep 4, 2026 104:20


Bigg Doom and Tray are Back With Another One! We Are Joined By Shadeiah. First, We Start with The Betrayal Movie Series, All Eggs in One Basket, Men Are More Delusional than Women, The Fake NFL Players, Stud Rap, and Underground ATL Rap. Then, We Move On To Hating Being Called Baby Mama, Posting in Church, Your Man Spending Money on Other Women, and Women Watching Sports Alone. We End With Veneers Too Thick, Bigg's Podcast and Life Goals & More!To See More of Our Guests, You Can Follow her @lowkeynpretty_ and @atpfilms_.

Tipp FM Radio
Good Morning Tipperary - Best of Andrew & Pat 04/09/2026

Tipp FM Radio

Play Episode Listen Later Sep 4, 2026 54:30


Tipperary Pubs , Left Handed , No Water , Feeling Poorly , Life Goals , Attraction , Buy Two Seats , Snakes , School Stress , Tamagotchi , Music To Induce Sleep , Worst Joke Wednesday and more ...

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Leslie Cavendish (Part 2)

Life Goals with Theo Delaney

Play Episode Listen Later Aug 30, 2026 60:46


Part two with the Beatles' hairdresser Leslie Cavendish whose excellent book 'The Cutting Edge' recounts stories form his time with the Fab Four and their illustrious milieu. Golascorers include Ibrahimovic, Zamora and Beckham. We resume at Euro 96...@BeatlesLeslie@LifeGoalsTD@theodelaney https://www.beatleshairdresser.com/https://www.theodelaney.com/life-goals-links

Entre Deux Sets
Ceci est peut-être la meilleure technique pour perdre du gras (si tu sais l'utiliser) | EP #261

Entre Deux Sets

Play Episode Listen Later Aug 26, 2026 31:46


Cette semaine je décortique le WOOP, une méthode en 4 étapes (Wish-Outcome-Obstacle-Plan) qui augmente l'atteinte des objectifs bien plus que la simple fixation de but. Je vous explique ce que c'est réellement selon la science, ce que la théorie de l'autodétermination, vos motivations et la gestion de vos émotions viennent y jouer à chaque étape, et quoi faire concrètement pour que votre WOOP fonctionne vraiment quand vous l'appliquez à la perte de gras.Formation gratuite : https://www.skool.com/labdelaconstance/aboutEn savoir plus sur notre offre :https://equipeevo.com/evo360Références : Kasser T, Ryan RM. A dark side of the American dream: correlates of financial success as a central life aspiration. (1993)Kasser, T., & Ryan, R. M. Further examining the American dream: Differential correlates of intrinsic and extrinsic goals. (1996)Martos, Tamás & Kopp, Mária. Life Goals and Well-Being: Does Financial Status Matter? Evidence from a Representative Hungarian Sample. (2012)Saddawi-Konefka, D., Baker, K., Guarino, A., Burns, S. M., Oettingen, G., Gollwitzer, P. M., & Charnin, J. E. (2017). Changing Resident Physician Studying Behaviors: A Randomized, Comparative Effectiveness Trial of Goal Setting Versus Use of WOOP.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Leslie Cavendish (Part 1)

Life Goals with Theo Delaney

Play Episode Listen Later Aug 24, 2026 58:00


Leslie Cavendish - the Beatles' hairdersser - joins Theo Delaney to relive the goals of his life and recount tales from his time on the inside with the Fab Four. As well as his remarkable stock mof anecdotes, The diehard QPR fan brings classic goals from the sixties onwards and music avery bit as good as you might expect. @BeatlesLeslie@LifeGoalsTD@theodelaney https://www.beatleshairdresser.com/https://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

And what did we do with our lives once we retired? Did we do what we thought we would? We did want to get involved in our community. This involvement took an expanded turn with the invention of the Internet and Podcasting. Perhaps your's will also. I serve this podcast as a tale of retirement as it may progress.

Property Apprentice Podcast
65% of Kiwis Pausing Life Goals? Cross Lease Traps & Mortgage Default Myth | NZ Property Insights 24

Property Apprentice Podcast

Play Episode Listen Later Aug 20, 2026 20:29 Transcription Available


Send Us A Message! Let us know what you think.Why are 65% of New Zealanders under 45 putting major life milestones like buying a home, starting a family, or making career moves on pause? And what really happens when you buy a cross-lease property with an unconsented deck, carport, or extension?In Episode 24 of New Zealand Property Insights, host Paul Roberts breaks down fresh demographic surveys and financial credit data to expose the underlying truths shaping today's property market.What You'll Learn in This Episode:Gen Z & Millennial Financial Pressure: Unpacking the 15th annual 2026 Gen Z and Millennial Survey on Deloitte New Zealand. Discover why cost-of-living concerns weigh heavily on 56% of young Kiwis, how housing costs dictate career choices, and why low-deposit lending options exist for strategic buyers.Cross-Lease Title Realities & Traps: Demystifying 999-year cross-lease titles in New Zealand. Learn how unconsented extensions create costly defective titles, how to navigate neighbor consent rules, and how converting cross-leases to freehold sections creates instant equity.Mortgage Defaults & Forced Sales Myth: Examining fresh credit data from Moody's, Property Intelligence Data on Cotality, and the Credit Indicator Report on Centrix. Discover why residential default rates remain near historic lows (111 mortgagee sales in Q2 versus 763 during the GFC) and how bank serviceability stress testing protects homeowners.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Gideon Rachman

Life Goals with Theo Delaney

Play Episode Listen Later Aug 17, 2026 57:55


Theo Delaney's guest is Gideon Rachman the chief foreign affairs commentator for the Financial Times and host of the excellent Rachman Review podcast. A regular at a rnge of London grounds down the years, Gideon has now settled at Fulham where he has a season ticket and he is a lifelong England fan. @gideonrachman@LifeGoalsTD  @theodelaney https://www.ft.com/gideon-rachmanhttps://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

The pause is the thing. The pause gives our mind time to work. It gives us time to think. It calls forth our imagination. We need time to sort through possibilities, thoughts, and values. We need time to find out what we are thinking.

Fluent Fiction - Mandarin Chinese
Sunset Vows: A Bridesmaid's Journey to Self-Discovery

Fluent Fiction - Mandarin Chinese

Play Episode Listen Later Aug 15, 2026 15:46 Transcription Available


Fluent Fiction - Mandarin Chinese: Sunset Vows: A Bridesmaid's Journey to Self-Discovery Find the full episode transcript, vocabulary words, and more:fluentfiction.com/zh/episode/2026-08-15-22-34-02-zh Story Transcript:Zh: 丽华站在悬崖边上,微风轻轻拂过她的脸庞,En: Lihua stood at the edge of the cliff, a gentle breeze caressing her face.Zh: 阳光下的圣托里尼宛如一幅画。En: Under the sunlight, Santorini resembled a painting.Zh: 白色的房屋与蓝色的穹顶形成鲜明的对比,映衬着无边无际的蔚蓝海洋。En: The white houses and blue domes formed a stark contrast, set against the backdrop of the endless azure sea.Zh: 今天是她好友的婚礼,而她作为伴娘专程来到这个美丽的岛屿。En: Today was her friend's wedding, and she had come to this beautiful island as a bridesmaid.Zh: 婚礼现场布置在悬崖边,美丽的夕阳慢慢沉入海平面,整个天空染成了一片橘红。En: The wedding ceremony was set up at the cliff's edge, with a beautiful sunset slowly sinking into the horizon, turning the entire sky a shade of orange-red.Zh: 丽华的心情兴奋而复杂,她一直被这座岛的魅力所吸引,却也感到内心深处有一种莫名的渴望。En: Lihua felt excited yet complex emotions; she had always been drawn to the island's charm, but she also felt an inexplicable yearning deep within her.Zh: 看着新娘和新郎满怀爱意地交换誓言,她心里萌生了一种想去探索自己未来的冲动。En: Watching the bride and groom exchange vows full of love, she felt a budding impulse to explore her own future.Zh: 丽华知道在国内,她的家人希望她尽快成家立业。En: Lihua knew that back home, her family hoped she would settle down and build a career soon.Zh: 然而,这种传统的期望让她压力倍增。En: However, these traditional expectations placed immense pressure on her.Zh: 她渴望一段更加充实、充满冒险的生活,而不仅仅是按部就班。En: She longed for a richer, more adventurous life, rather than just following a routine.Zh: 身边的好友伟和明不时注意到她的失神,关切地询问她的想法。En: Her friends Wei and Ming occasionally noticed her distraction and inquired about her thoughts with concern.Zh: 丽华微微一笑,却没有说出内心的困扰。En: Lihua smiled faintly, yet didn't voice her inner turmoil.Zh: 婚礼的气氛热烈而欢快,大家举杯庆祝,分享彼此的幸福时刻。En: The wedding atmosphere was lively and joyful; everyone raised their glasses in celebration, sharing moments of happiness.Zh: 当轮到丽华致辞时,她突然感到内心涌起了一股勇气。En: When it was Lihua's turn to speak, a sudden surge of courage welled up inside her.Zh: 在众人的注视下,她深吸一口气,坚定地开口:“在这里,我感受到了真爱和诚实。我也想用我的人生追求同样的真诚和幸福。”En: Under the gaze of everyone present, she took a deep breath and spoke confidently: "Here, I have felt true love and honesty. I, too, wish to pursue the same sincerity and happiness in my life."Zh: 短短数语,却让在场的人纷纷鼓掌。En: These few words drew applause from the audience.Zh: 伟和明对她投来鼓励的目光,而丽华感到一股前所未有的解脱。En: Wei and Ming gave her encouraging looks, and Lihua felt an unprecedented sense of relief.Zh: 她决定,婚礼结束后要在岛上多停留几天,找寻属于自己的梦想。En: She decided to stay on the island for a few more days after the wedding, to search for her own dreams.Zh: 随着欢声笑语逐渐平息,丽华望着渐渐消失在海平面的落日,心中升起了新的希望。En: As the laughter and joy gradually subsided, Lihua watched the sun setting into the sea, and new hope arose in her heart.Zh: 她终于懂得,追求自己内心的渴望,与家人期待之间并不冲突,关键在于找到自己的路。En: She finally understood that pursuing her inner desires did not conflict with her family's expectations; the key was to find her own path.Zh: 婚礼结束后,丽华握住新娘的手,轻声道谢:“谢谢你让我看到人生的另一种可能。”En: After the wedding, Lihua held the bride's hand and softly thanked her: "Thank you for showing me another possibility in life."Zh: 新娘微笑着回应:“勇敢追梦,永远不嫌晚。”En: The bride smiled in response: "Be brave in chasing your dreams, it's never too late."Zh: 在回国的飞机上,丽华望着窗外的云海,心中装满了期待和勇气。En: On the flight back home, Lihua gazed at the sea of clouds outside the window, her heart filled with anticipation and courage.Zh: 她知道,尽管前方有挑战,但这一次,她会勇敢去追寻自己想要的生活。En: She knew that despite the challenges ahead, this time, she would bravely pursue the life she wanted.Zh: 如今,她已经迈出了第一步。En: Now, she had taken the first step. Vocabulary Words:breeze: 微风caressing: 拂过resemble: 宛如contrast: 对比backdrop: 映衬azure: 蔚蓝bridesmaid: 伴娘horizon: 海平面yearning: 渴望budding: 萌生vows: 誓言settle down: 成家turmoil: 困扰surge: 涌起sincerity: 真诚applause: 鼓掌relief: 解脱path: 路anticipation: 期待courage: 勇气cliff: 悬崖ceremony: 婚礼gaze: 注视authenticity: 诚实implore: 询问lively: 热烈faintly: 微微unprecedented: 前所未有pursue: 追求dilemma: 冲突

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Daisy Christodoulou (Part 2)

Life Goals with Theo Delaney

Play Episode Listen Later Aug 10, 2026 41:07


Part two with Daisy Christodoulou who wrote the essential 'I Can't Stop Thinking About VAR'. We resume at Wembley in 2014...@daisychristo@LifeGoalsTD@theodelaney https://daisychristodoulou.com/https://www.theodelaney.com/life-goals-links

wembley life goals daisy christodoulou
Retirement Talk for Boomers, Seniors, and Retirees

We graduate many times in life. We step up. We step away. We step into. We move. That's the thing isn't it. We move on. Hopefully we move on to something greater that that which we have just experienced. Retirement is one of the last major change.

Retirement Talk for Boomers, Seniors, and Retirees

"One thing I love about retirement is the freedom to take risks and act "irresponsibly" - the kids are all grown - no-one is actually dependent on me anymore so I feel free to play - climb cliffs - swim in shark infested waters or whatever - maybe take up hang gliding?"

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Daisy Christodoulou (Part 1)

Life Goals with Theo Delaney

Play Episode Listen Later Aug 3, 2026 58:31


Joining Theo Delaney is Daisy Christodoulou MBE who first came to prominence when she captained Warwick University to victory in University Challenge prompting the Guardian to dub her Britain's Brightest Student. Since then she has put her considerable intellect to good use mostly in the field of education, but among the weighty books she has authored is ‘I Can't Stop Thinking About Var' a rigorous analysis of the refereeing technology and all its problems. Daisy is a huge West Ham fan. @daisychristo@LifeGoalsTD@theodelaney https://daisychristodoulou.com/https://www.theodelaney.com/life-goals-links

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Archie MacPherson (Part 2)

Life Goals with Theo Delaney

Play Episode Listen Later Jul 27, 2026 45:57


The second part of Theo Delaney's conversation with legendary Scottish broadcaster and author Archie Macpherson. We resume at the 1978 World Cup… @LifeGoalsTD@theodelaney https://www.scottishfootballmuseum.org.uk/exhibitions/hall-of-fame/archie-macpherson/https://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees
996 Focus on thing you can control

Retirement Talk for Boomers, Seniors, and Retirees

Play Episode Listen Later Jul 26, 2026 6:10


I'm getting grumpy. I am getting pretty possessive of what has my attention. Retirement offers us time to pursue whatever we wish but sometimes our space and time gets invaded. Focusing on what we can control takes some effort.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Archie Macpherson (Part 1)

Life Goals with Theo Delaney

Play Episode Listen Later Jul 20, 2026 50:44


Joining Theo Delaney to relive the defining goals of his life is legendary broadcaster Archie MacPherson, the voice of Scottish football. Now a highly successful author of sports books including an acclaimed biography of Jock Stein and ‘It's A Goal', a ‘personal selection of significant goals' that have choreographed his life. Unburdened by any club allegiances, he is an ardent Scotland fan. @LifeGoalsTD@theodelaney https://www.scottishfootballmuseum.org.uk/exhibitions/hall-of-fame/archie-macpherson/https://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

Energy is one of those things that always seems in short supply. Thus it always has a high value. We feel this at the end of each day when we finally succumb to personal loss and lay our head on a pillow. It seems like there ought to be a way to beat the system; a way to get around this loss and keep right on moving. I wish.

Life Conversations with a Twist
Midlife Reinvention — Her Story of Grief, Grace and Laughter with Donna Johnsen

Life Conversations with a Twist

Play Episode Listen Later Jul 16, 2026 42:53 Transcription Available


“You are responsible for your own actions, your own behaviors, your own reactions. You cannot control the actions, reactions of others.” — Donna JohnsenTwenty-three years. That's how long Donna Johnsen was with her husband when an unplanned divorce rewrote everything she thought she knew about her own life. This week on Her Story Unscripted, she shares what happened when the identity she'd built inside a marriage suddenly wasn't there to stand on anymore.Donna Johnsen talks with me about the messy, real work of rebuilding — journaling her way through the rumination, reading a memoir that gave her permission to stop performing grace, and eventually finding her way to humor as a way to heal out loud instead of hide. We also get into what it's like helping teenagers navigate a divorce without projecting your own feelings onto theirs, and the almost-empty nest she's facing now that her kids are grown.If you've ever felt like you were standing at the edge of a cliff, unable to go back and scared to go forward, this conversation is for you. New episodes every Thursday on all major podcast platforms.Connect with Heather: WebsiteFacebookInstagramLinkedInYouTubeTimestamps00:46 Introduction — Heather welcomes Donna Johnsen.07:48 Donna opens up about the unplanned end of her 23-year relationship.10:15 The memoir that gave her permission to move beyond society's expectations after divorce.13:02 Why she started journaling in her Notes app to stop the constant rumination.17:30 How humor became part of her healing journey.31:19 Navigating teenagers through divorce and letting them have their own feelings.40:33 The almost-empty nest, midlife reinvention, and becoming "Mama D."42:22 Where to connect with Donna Johnsen. About Donna JohnsenDonna Johnsen is the voice behind Laugh Lines and Life Goals, where she shares an honest, funny, and refreshingly unfiltered take on midlife, motherhood, and reinvention. After an unplanned divorce ended a 23-year relationship, Donna turned to journaling — and eventually to social media — as a way to process what she was going through, and has since built a community of women who find comfort in her humor and her honesty. She's the mom of two, with one child already away at college and the other headed there this fall.Pinterest Facebook Instagram LinkedIn Support the show

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Lord Grade

Life Goals with Theo Delaney

Play Episode Listen Later Jul 13, 2026 76:13


Michael, now Lord Grade, is the most influential and high profile TV executive of the last half century. He's been the head of the BBC, ITV and Channel Four and been dubbed ‘prornographer in chief' by the Daily Mail and a ‘cunt' in a TV flash frame by comedian Chris Morris. (If you're too liberal for for the Mail and too conservative for Morris, it's possible you're doing something right). For Life Goals he brings an eclectic set of goals and music - also comedy - that encapsulate his illustrious career and a life-long love of the beautiful game.   @LifeGoalsTD@theodelaney https://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

Our lives are filled with people coming and going. We meet them; have an interaction and then never see them again. We move one direction and they move another. This is likely to be the fate of many of our relationships. What to do?

Life Goals with Theo Delaney
Life Goals with Theo Delaney - David Keyte

Life Goals with Theo Delaney

Play Episode Listen Later Jul 6, 2026 76:59


Theo Delaney is joined by David Keyte co founder of Universal Works the clothing brand of choice for all men of style. Early in his career he was taken under the wing of fellow Nottingham man and fashion legend Paul Smith and he never looked back. But his early childhood was spent in Birmingham and he is a dyed in the wool fan of his family team, Aston Villa. @davidkeyte@LifeGoalsTD@theodelaney https://universalworks.comhttps://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

You don't have to go far to feel like an explorer. There is more novelty and more surprises waiting just around the corner. It is this daily discovery that keeps me smiling.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Aaron Paul (Part 2)

Life Goals with Theo Delaney

Play Episode Listen Later Jun 29, 2026 65:09


Part two of super busy broadcaster Aaron Paul talking Theo Delany throgh the goals of his life. His love for AFC Wimbledon comes to the four as he described how he fell for them and remebers four goals that no Womble will ever forget. @1aaronpaul@LifeGoalsTD@theodelaneyhttps://t.co/zsL4bKpweThttps://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

When I launched this project I was discouraged with information available on retirement that did not have to do with investments and finances. It appeared that the only concern in retirement was money. My own experience of being retired told me that there was much more to retired life than money.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Aaron Paul (Part 1)

Life Goals with Theo Delaney

Play Episode Listen Later Jun 22, 2026 43:11


Theo Delaney is joined by broadcaster Aaron Paul who presnts sport and much else across BBc London, 5Live, ITV and Sky Sports. Along with his relaxed style and boundless enthusiasm he brings a deep knowledge of football and many other things besides. Here, in part one of two,  the AFC Wimbledon devotee recalls a childhood following Manchester United with his Dad and a love of the beautiful game at all levels and in all parts of the world. @1AaronPaul@LifeGoalsTD@theodelaney https://www.bbc.co.uk/programmes/m000snqbhttps://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

It is important that a health directive be clear and be known to those who might be involved in your manner of death. It makes me think that I need to be a bit more active along this line.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Simon Barnes

Life Goals with Theo Delaney

Play Episode Listen Later Jun 15, 2026 80:20


Theo Delaney is joined by ther brilliant sports and wildlife writer Simon Barnes who had twelve years as the Chief Sports Writer on The Times.  He now writes highly acclaimed books including his latest ‘How To Fly - Taking Wing with Birds Bats Insects and Humans', a fascinating and comprehensive exploration of aerial life in 148 micro chapters. Despite no club allegience he has soft spots for African national sides and England and his deep love of football is as fervent as anyone's.  @simonbarneswild@LifeGoalsTD@theodelaney https://simonbarnesauthor.co.ukhttps://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

It is important to share information from one generation to the other. Just today the New York Times had an article about the importance of sharing family stories from one generation to the next. It claimed that this history gives stability and a sense of identity to children.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Terry Butcher

Life Goals with Theo Delaney

Play Episode Listen Later Jun 8, 2026 72:16


Theo Delaney's guest is Terry Butcher the fearsome centre half who played in three world cups for England. A new film ‘Butcher - Invisible Wounds' - airing on ITV 4 on June 9 and availaible thereafter on ITVX - looks at his illustrious career and also the tragic death of his son, Captain Chris Butcher, who suffered with severe PTSD after serving in Iraq and Afghanistan. As well as the goals of his life Terry talks about the film and the work he does now to help other bereaved veterans' families. He supports his boyhood team Ipswich Town for whom he played 271 times.@Combat2C@LifeGoalsTD@theodelaney https://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees
989 Would've, Could've, Should've

Retirement Talk for Boomers, Seniors, and Retirees

Play Episode Listen Later Jun 7, 2026 7:11


"Two roads diverged in the yellow wood, and I - I took the one less traveled by, And that has made all the difference." R. Frost

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Adam Crafton (Part 2)

Life Goals with Theo Delaney

Play Episode Listen Later Jun 1, 2026 63:47


Part two with Adam Crafton the newly crowned  Sports Journalist of the Year.  We resume with a manhunt for a missing centre forward...@AdamCrafton_@adamcrafton.bsky.social@LifeGoalsTD@theodelaney https://www.nytimes.com/athletic/author/adam-crafton/https://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

It is no fun being stuck. Retirement can have this effect on us. We can feel strapped to our past or our present. We can't seem to conceive of a reason to do anything.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Adam Crafton (Part 1)

Life Goals with Theo Delaney

Play Episode Listen Later May 25, 2026 51:11


Reliving the goals of his life with Theo Delaney is The Athletic's Adam Crafton, fresh from winning the Sports Journalist of the Year Award at the SJAs for the second time in three years. Cristiano Ronaldo, Gabriel Batistuta and Shirley Bassey are among the star studded cast in this, part one of two.@AdamCrafton_ @adamcrafton.bsky.social@LifeGoalsTD@theodelaney https://www.nytimes.com/athletic/author/adam-crafton/https://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

IIt was Family Day in Canada - a national holiday. It was the first one ever. Seems like a worthwhile title for a holiday.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Keith Cameron (Part 2)

Life Goals with Theo Delaney

Play Episode Listen Later May 18, 2026 59:26


Part two with acclaimed music writer Keith Cameron whose remarkable, best selling '168 Songs of Hatred and Failure - A History of Manic Street Preachers' is regarded as the definitive history of the great Welsh indie band. In this, the concluding part, he expounds on the genius of the Manics and Dimitri Payet and much more. @raginfullon@LifeGoalsTD@theodelaneyhttps://store.whiterabbitbooks.co.uk/products/168-songs-of-hatred-and-failurehttps://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

Retirement introduces a special element to our reading life. We can feast over the entire reading realm. There are no limitations; sort of like our earliest experiences. We can read for pleasure alone.

Life Goals with Theo Delaney
Life Goals with Theo Delaney - Keith Cameron (Part 1)

Life Goals with Theo Delaney

Play Episode Listen Later May 11, 2026 60:46


Theo Delaney's guest is Keith Cameron the celebrated music writer whose latest book, the excellent '168 Songs of Hatred and Failure – A History of Manic Street Preachers' is a Sunday Times bestseller. A scotsman who adopted West Ham when he moved south of the border, his chosen scorers in this, the first of two parts, include Kenny Dalgish and Trevor Brooking. @raginfullon@LifeGoalsTD@theodelaneyhttps://store.whiterabbitbooks.co.uk/products/168-songs-of-hatred-and-failurehttps://www.theodelaney.com/life-goals-links

Retirement Talk for Boomers, Seniors, and Retirees

Retirement gives us time to think about the past. Mistakes, bad decisions, regrets and empty dreams come to us - many times in the depths of night. But to mull over the past and dig up old hurts to me or committed by myself doesn't appeal to me.

Retirement Talk for Boomers, Seniors, and Retirees

One worn out piece of advice that seems to hold true all of our life is that we need to "pick our battles". Retirement has its limits. We are older. Our bodies do not move like they once did.

Retirement Talk for Boomers, Seniors, and Retirees

We love a road trip in the family car. We feel free - and like we are truly on vacation. We are now making our plans. We are enjoying the stage of anticipation according to the cult of happiness.

Retirement Talk for Boomers, Seniors, and Retirees
982 Finding Meaning in Life (2)

Retirement Talk for Boomers, Seniors, and Retirees

Play Episode Listen Later Apr 19, 2026 9:03


Finding meaning in our lives was the topic of the previous podcast. I wanted to continue that train of thought. We know having meaning in our lives is important but sometimes we have trouble finding it. Many times It may be more of a problem of recognizing it.

Big Mad Morning Show
BMMS 4-13-26

Big Mad Morning Show

Play Episode Listen Later Apr 13, 2026 101:24 Transcription Available


Welcome Back From The Weekend!!!! We Talk About The Best & Worst Parts, Dolly Parton Is AI, She Wasn't In Trouble She Was Just Gaming, Are Humans Wired  To Cheat, Jeff Hensley Stops By, & Life Goals!!!