Podcasts about financials

Wall Street dropped sharply as Iran launched missiles at Israel, responding to Israeli strikes aimed at reducing Iran's nuclear capabilities, sending oil up 7%. S&P 500 down 1.13%, down 0.39% for the week. NASDAQ down 1.3%, down 0.63%. Dow dropped at the open, steadily recovered, but fell again from midday onwards. Finished near low, down 770 points, down 565 points for the week. All sectors red except for energy which followed oil up. Financials worst performer, with Visa (-5.0%) and Mastercard (-4.6%) dragging sector down after reports that major retailers are considering cryptocurrencies to avoid the need for payment intermediaries. Tech was second worst. Apple (-1.4%), Meta (-1.5%) and Nvidia (-2.1%) weighed on sector as risk-on sentiment was reversed. Oracle (+7.7%) continued to rise following Wednesday's after-market close earnings call beat expectations on the strength of demand for its AI services.SPI down 20 - Oil and Gold up - STO gets a $30bn from Abu Dhabi - FIRB will be a big issue.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Alex Langer, President and CEO of Sierra Madre Gold And Silver (TSXV: SM) (OTCQX: SMDRF), joins me to review the Q1 2025 operations and financial metrics showing profitability from the very first quarter of commercial production at the La Guitarra Mine and processing plant, in Mexico.  We also look a number of future development and exploration value drivers for the Company across their district-scale land package.    Q1 2025 Highlights   Net Revenues: Silver revenues for the quarter totalled $2.34 million ($31.13 per ounce) and gold revenues totalled $2.89 million ($2,828 per ounce). The Company sold 75,137 ounces of silver ("Ag") and 1,022 ounces of gold ("Au") or 165,093 silver equivalent ("AgEq") ounces, based on the ratio of Au and Ag prices realized for each shipment in the period. Cost of sales was $3.6 million, approximately $21.84 per AgEq ounce sold. All-in-sustaining costs per AgEq ounce sold of $28.98 per ounce, compared to $32.18 in Q4 2024. Gross Profit was $1.2 million. Cash provided by operating activities was $535,000. Current assets, including cash, totaled $4.3 million at March 31, 2025, up from $3.5 million in Q4 2024.   Q1 2025 Operational Details   Mine Operations: Milled 39,167 tonnes of material, silver recoveries averaged 79.21% while gold recoveries averaged 78.77%. Production: Produced 70,176 ounces of silver and 1,001 ounces of gold. Coloso Mining: On April 29 2025, Sierra Madre announced the start of underground mining at the Coloso mine within the Guitarra Complex. The estimated resource grades at Coloso are significantly higher in both silver and gold compared to the Guitarra mine veins. During the ramp up of Coloso mining, various blending percentages for mill feed will be tested to ascertain best recovery procedures.     Alex then lays out the envisioned plan is to run the mill at 500 tpd most of next year, at the slated commercial production throughput. However, he then also shares the pathway forward where a modest amount of equipment can be purchased and installed to grow the mill throughput to 650 TPD in 2026, and then all the way up to 1,000+ TPD by the end of 2027.  In addition to the potential of growth through production, we also discuss the leverage that a silver and gold producer like Sierra Madre will have to the potential of rising metals prices in 2025 and 2026.   Next we shift over into the larger growth vision of the company, as it will turn it's it focus to exploring this district scale land package the end of next year, funded through organically generated revenues.  The property hosts 8 different past-producing mines, with the first 2 priorities being to explore around the El Rincon and Mina de Agua mines.   Additionally, there is a non-compliant 17 million ounce historic resource at the Nazareno Mine, and also solid underground infrastructure at the nearby high-grade Coloso Mine, that First Majestic had put quite a bit of sunk cost into already. Moving the Coloso Mine back into production will be another near-term area of future expansion, which could see supplementary production complimenting the current production coming out of La Guitarra.     If you have any questions for Alex regarding Sierra Madre Gold and Silver, then please email them to me at either Shad@kereport.com.   In full disclosure, Shad is a shareholder of Sierra Madre Gold & Silver at the time of this recording.   Click here to follow along with the latest news from Sierra Madre Gold & Silver

Arturo Préstamo Elizondo, Executive Chairman and CEO of Santacruz Silver Mining Ltd. (TSXV: SCZ) (OTCQB: SCZMF), joins me to recap the key record Q1 2025 financial results along with a comprehensive review of all operations.  Santacruz Silver operates 1 mine in Mexico, and 5 mines, 3 mills, and an ore feed-sourcing and metals trading business in Bolivia, as an emerging mid-tier silver and base metals producer.   Q1 2025 Highlights   Revenues of $70.3 million, a 34% increase year-over-year. Gross Profit of $27.9 million, a 6882% increase year-over-year. Net Income of $9.5 million, a 93% decrease year-over-year1. Adjusted EBITDA of $27.5 million, a 2202% increase year-over-year. Cash and cash equivalents of $32.5 million, a 706% increase year-over-year. Working Capital of $51.7 million, a 7530% increase year-over-year. Cash cost per silver equivalent ounce sold ($/oz) of $17.84, a 16% decrease year-over-year. AISC per silver equivalent ounce sold of $22.34, a 8% decrease year-over-year. Silver Equivalent Ounces produced of 3,688,129, a 5% decrease year-over-year.    Q1 2025 Production Highlights:   Silver Equivalent Production: 3,688,129 silver equivalent ounces Silver Production: 1,590,063 ounces Zinc Production: 20,719 tonnes Lead Production: 2,718 tonnes Copper Production: 279 tonnes Underground Development: 10,135 meters   Arturo discussed the very strong revenues, gross profit, cash and cash equivalents,  adjusted EBITDA, and working capital up substantial in year-over-year metrics. In addition their cash costs and All-In Sustaining Costs (AISC) numbers came down in a meaningful way due to a combination of factors from mine optimization work paying off, to favorable currency exchange rates, and the positive impact of paying down the Glencore loan early.    Additionally, there was better setup with San Lucas ore-feeding business absorbing the Reserva Mine ore to blend with ore from the small-scale miners, and with it not being blended with Tres Amigos and CQCQT. This made Caballo Blanco much more efficient with better metals recoveries, as well as the San Lucas operations improving efficiencies.   The water issues at Bolivar were limited to just this quarter and resolved and the reason Zimapan was higher cost this quarter was because they just bought some new equipment to optimize operations (like 3 new Scoop trams), and to take advantage of the higher-grade 960 Level.  Those were both one-off effects taken in Q1, but resolved for Q2 and moving forward for the balance of the year.   Wrapping up we reviewed the plan in place to exercise its Acceleration Option to satisfy the Base Purchase Price owed to Glencore, by making payments on a schedule that aligns the accelerated timing whilst meeting the Company's commitment to financial discipline and a strong balance sheet. The plan's primary objective is to save the Company US$40 million. The Company successfully completed payments to Glencore of USD$17.5 million by the end of Q1, and will be paying the remaining of USD$22.5 million by October 31, 2025.     If you have any follow up questions for Arturo regarding Santacruz Silver, then please email them to me Shad@kereport.com.   In full disclosure, Shad is a shareholder of Santacruz Silver at the time of this recording, and may choose to buy or sell shares at any time.   Click here to follow the latest news from Santacruz Silver

Market Updates and Strategic Investment Insights - June 10th In this episode of Dividend Cafe, Brian Szytel provides a market update for Tuesday, June 10th. Key highlights include modest gains in the Dow, S&P, and Nasdaq, and discussions on U.S.-China trade talks, particularly regarding export controls and natural resources. Brian analyzes market valuations, noting they are on the expensive side, and recommends a focus on selective investment in dividend growth stocks. He also discusses the attractiveness of sectors like Staples, Financials, and Energy. Additionally, Brian touches on the tax implications of different dividend income sources and reiterates a focus on fundamental analysis over market sentiment. He encourages listener questions and outlines plans for future episodes. 00:00 Introduction and Market Overview 00:26 US-China Trade Talks 01:03 Inflation and Market Sentiment 01:54 Valuation Concerns 03:35 Investment Strategies and Sectors 05:55 Qualified Dividend Income 07:03 Conclusion and Upcoming Updates Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Markets with Brian Splitt, AgMarket.Net, Financials with Scott Jensen, Lead financial planning consultant for Country's Advanced Markets team

Our analysts Betsy Graseck, Manan Gosalia and Ryan Kenny discuss the major discussions they expect to highlight Morgan Stanley's upcoming U.S. Financials conference.Read more insights from Morgan Stanley.----- Transcript -----Betsy Graseck: Welcome to Thoughts on the Market. I'm Betsy Graseck, Morgan Stanley's U.S. Large Cap Bank Analyst and Morgan Stanley's Global Head of Banks and Diversified Finance Research. Today we take a look at the key debates in the U.S. financials industry. It's Monday, June 9th at 10:30am in New York.Tomorrow Morgan Stanley kicks off its annual U.S. Financials Conference right here in New York City. We wanted to give you a glimpse into some of the most significant themes that we expect will be addressed at the conference. And so, I'm here with two of my colleagues, Manan Gosalia, U.S. Midcap Banks Analyst, and Ryan Kenny, U.S. Midcaps Advisor Analyst.Investors are grappling with navigating economic uncertainty from new tariff policies, inflation concerns, and immigration challenges – all of which impacts financial growth and credit quality. On the positive side, they are also looking closely at regulatory shifts under the Trump administration, which could ease banking rules for the first time since the Great Financial Crisis.Let's hear what our experts are expecting. Manan, ahead of the conference, what key themes do you expect mid-cap banks will highlight?Manan Gosalia: So, there are three key themes that we've been focused on for the mid-cap banks: loan growth, net interest margins, and capital. So, first on loan growth. Loan growth for the regional banks has been fairly tepid at about 2 to 3 percent year-on-year, and the tone from bank management teams has been fairly mixed in the April earning season that followed the tariff announcements on April 2nd. Some banks were starting to see the uncertainty weigh on corporate decision making and borrowing activity, while others were only seeing a slow down in some parts of their portfolio, with a pickup in other parts. Now that we've had two months to digest the announcements and several more positive developments on tariff negotiations, we expect that the tone from bank management teams will be more positive. Now, we don't expect them to say growth is accelerating, but we do expect that they will say loan growth is holding up with strong pipelines. On the second topic, net interest margins, we expect to hear that there is still room for margin expansion as we go through this year. And that's coming in two places, particularly as bank term deposits continue to reprice lower. And then the back book of fixed rate loans and securities, essentially assets that were put on the books four to five years ago when rates were a lot lower, are now rolling over at today's higher rates. Betsy Graseck: So, is the long end of the curve going up a good thing?Manan Gosalia: Yes, for net interest margins. But on the flip side, the tenure going up is slightly negative for bank capital. So that brings me to my third theme. The regional banks are overall in a much better place on capital than they were two years ago. Balance sheets have improved. Capital levels remain solid across the sector. But the recent increase in the long end of the curve is marginally negative for capital, given that there will be a higher negative mark on securities that banks hold. But we believe that higher capital levels that regional banks have accumulated over the past couple of years will help cushion some of these negative marks, and we don't expect the recent shift in the tenure will have a meaningful impact on bank capital plans.Betsy Graseck: So, the increase in the 10-year pulls down capital a little bit, but not enough to trip any regulatory minimums?Manan Gosalia: Correct.Betsy Graseck: So, all in the 10-year yield going up is a good thing?Manan Gosalia: It's slightly negative, but I would expect it does not impact bank growth plans. Betsy Graseck: Okay. All in, what's the message from mid-cap banks?Manan Gosalia: All in, I would expect the tone to be a little more positive than the banks had at April earnings.Betsy Graseck: Excellent. Thanks so much, Manan. Ryan, what about you? What are you expecting mid-cap advisors will say?Ryan Kenny: So, I think we'll hear a lot about the trends in M&A. And when we last heard from investment bank management teams during April earnings, the messaging was more cautious. We heard about M&A deals being paused as companies processed the Liberation Day tariffs, and a small number of deals being pulled. Tomorrow at our conference, expect to hear a measured but slightly improved tone. Look, there's still a lot of uncertainty out there, but what's changed since April is the fact that the U.S. administration is flexing in response to markets. So that should help shore up more confidence needed to do deals, and there's tremendous pent-up demand for corporate activity. Over the last three years – so 2022 to 2024 – M&A volumes relative to nominal GDP have been running 30 to 40 percent below three-decade averages. Equity capital markets volumes 50 to 60 percent below average. There is tremendous need for private equity firms to exit their portfolio investments and deploy $4 trillion of dry powder that has accumulated and also structural themes for corporates – like the need for AI capabilities, energy and biotech consolidation and reshoring – that should fuel mergers as a cycle gets going.So, I think for this group, the message will likely be: April and May – more challenged from a deal flow perspective; but back up of the year, you should start to expect some improvement.Betsy Graseck: So slightly improved tone…Ryan Kenny: Slightly improved. And one of the other really interesting themes that the investment banks will talk about is the substantial growth of private capital advisory.So, this is advising private equity funds and owners on capital raising, liquidation, including secondary transactions and continuation funds. And what will be interesting is how the clients set here is growing. We've seen this quarter, major universities, some local governments that increasingly need liquidity and they're hiring investment banks to advise on selling private equity fund interests.It's really going to be a great discussion because private capital advisory is a major growth area for the boutique investment banks that I cover.Betsy Graseck: How big of a sleeve do you think this could become – as big as M&A outright?Ryan Kenny: Probably not as big as M&A outright, but significant. And it helps give the investment banks' relationships with financial sponsors who are active on the M&A front. So, it can be a share gain story.So, Betsy, what about you? You cover the large cap banks. What do you expect to hear?Betsy Graseck: Well, before I answer that, I do want to just put a pin on it.So, you're saying that for your coverage Ryan, we have some green shoots coming through...Ryan Kenny: Yeah, green shoots and more positive than in April.Betsy Graseck: And Manan on your side? Same?Manan Gosalia: A little bit more of a positive than April earnings, but more of the same as we heard at the start of the year.Betsy Graseck: Okay. Going back to the future then, I suppose we could say. Excellent. Well on large cap banks, I do expect large cap banks will be reflecting some of the same themes that you both just discussed. In particular, you know, we'll talk about IPOs. IPOs are holding up. We look at IPOs where we had 26 IPOs in the past week alone.That's up from 22 on average year-to-date in 2025. And I do think that the large cap banks will highlight that capital market activity is building and can accelerate from here, as long as equity volatility remains contained. By which we mean VIX is at 20 or below. And with capital market activity should come increased lending activity. It's very exciting. What's going on here is that when you do an M&A, you have to finance it, and that financing comes from either the bond market or banks or private credit. M&A financing is a key driver of CNI loan growth. A lot of people don't know that. And CNI loan growth, we do think will be moving from current levels of about 2 percent year-on-year, as per the most recent Fed H.8 data to 5 percent as M&A comes through over the next year plus. And then the other major driver of CNI loans is loans to non-depository financial institutions, which is also known as NDFI Loans. NDFI loans have been getting a lot of press recently. We see this as much ado about reclassification. That said, investors are asking what is the risk of this book of business? Our view is that it's similar to overall CNI loan risk, and we will dig into that outlook with managements at the conference. It'll be exciting. Additionally, we will touch on regulation and how easing of regulation could change strategies for capital utilization and capital deployment. So, you want to have an ear out for that. Well, Manan, Ryan, it's been great speaking with you today.Manan Gosalia: Should be an exciting conference.Ryan Kenny: Thanks for having us on.Betsy Graseck: And thanks for listening everyone. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

Jason Jessup, CEO and Director of Magna Mining (TSX.V: NICU) (OTCQX: MGMNF), joins me for a review of Q1 financials and operations update at the producing McCreedy West copper mine in Sudbury, Canada.  We also review the ongoing exploration and development work at the Levack Mine, working towards and updated resource estimate in Q3 and mine restart plan by year-end.  There are currently 4 drill rigs turning between the 2 properties.   We kick off the conversation with a review of Q1 2025 financials and how production and development has been going over the last few months at their McCreedy West Copper Mine, since the company took over the operations from KGHM International on February 28, 2025. The quarter included 1 month of production from McCreedy West coming in at 790,000 lbs of copper equivalent payable in March; and with the total ore processed being 20,388 tonnes at an average grade of 3.01% copper equivalent.  The end of Q1 cash balance for the Company was $38.3 million.   Jason discusses the primary focus at McCreedy West for this year is really getting all the development work completed to be able to really ramp up production in a big way in 2026.  There will still be ore processed each quarter, but the operations teams wants to get enough stopes opened up through development for the balance of this year to have options in accessing mineralization from different parts of the mine.   We also reviewed how in addition to the high-grade copper area of the mine in the 700 Copper Zone, that there is the Intermain Nickel Zone and a Precious Metals Zone, with platinum, palladium, and gold that can be accessed down the road at the right metals prices and margins.   Next we transitioned over to all the exploration focus at the past-producing Levack mine and Jason outlines the Company strategy to keep aggressively drilling and delineating mineralization with a targeted Resource Estimate for Q3, while also continuing with engineering work to then put out a Mine Restart Plan by year end. This is all leading towards the pathway for bringing the Levack Mine back into production in 2026.   Additionally, the team is still advancing similar derisking and development work at their Crean Hill Project where, depending on financial market conditions, it could be on a dual track for production in late 2026 or early 2027.      If you have questions for Jason regarding Magna Mining, then please email me at Shad@kereport.com.   In full disclosure, Shad is a shareholder of Magna Mining at the time of this recording.   Click here to follow along with the news at Magna Mining

Wall Street recorded modest gains session on cautious hopes of US-China trade deal. S&P 500 up 0.09%, NASDAQ up 0.31%. Dow dropped at open, recovered into positive territory but dropped to its starting level before the close. Down 1 point, middle of the range. Mixed sector performance. Cyclicals best performer, Amazon (+1.6%) and Tesla (+4.6%) boosting sector. Materials also up while Energy followed oil higher. Tech made some gains with Alphabet up 1.5% as it announced it will invest $20Bn into data centre infrastructure in Pennsylvania. Apple slid 1.2% after its annual software developer conference had a lacklustre start. Utilities and Financials worst performing sectors despite yields falling slightly. Warners Brothers Discovery dipped 3% after announcing it would split its streaming and cable TV segments into separate companies. Qualcomm rose 4.1% after announcing it would acquire Alphawave for $2.4Bn as it strengthens its AI portfolio.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Send us a textJoin the Loan Officers from our Lexington branch as we dive into financials beyond the balance sheet. Listen to Ben talk about the balance sheet and the 5 C's of Credit.- Character- Conditions-Capital-Capacity-CollateralLearn more about Central Kentucky Ag Credit: AgCreditOnline.com

Fred Davidson, President and CEO of Impact Silver (TSX.V:IPT – OTCQB:ISVLF), joins me to outline the key takeaways from the Q1 2025 financial and operations, and provides an update on the current production and exploration upside at the Zacualpan Silver-Gold District, as well as the Plomosas Zinc-Lead-Silver Mine in Chihuahua, Mexico.   The Company reported revenue of $10.7 million for Q1 2025, more than double the $5.3 million reported in Q1 2024. This significant increase was driven by the commencement of new production at the Plomosas mine and higher commodity prices. EBITDA for Q1 2025 was $1.0 million, marking a strong recovery from the negative $3.6 million in Q1 2024. Net loss for the quarter was $0.1 million, a notable improvement compared to the net loss of $4.4 million in the same period last year. This reflects a substantial year-over-year improvement, as inflationary pressures on costs eased and commodity prices remained strong, supported by a higher aggregate production volume. At quarter-end, the Company had $6.6 million in cash and no structured debt.   Fred also unpacked that in 2024, the Company revised its accounting policies for early-stage exploration. This change has been applied retrospectively, resulting in $0.8 million in exploration costs being expensed in Q1 2025 and $1.2 million in Q1 2024. Subsequent to quarter-end, the Company announced an equity financing of up to $5.0 million.   With regards to all the exploration initiatives for this year, we kick things off with opportunities to keep exploring deeper underground for more high-grade zinc, lead, and silver at the Plomosas Mine.  Fred also points out that there is a new area of interest nearby that is more endowed with gold and copper mineralization, and that will be getting some upcoming surface drilling.   Shifting over to the Zacualpan Silver-Gold District the Company has 4 underground mines and 1 open-pit mine all feeding into the Guadalupe processing plant.  Fred and I review exploration targets at the new Kena Discovery at the Guadalupe Mine, the San Ramon Deeps and San Ramon South area at the San Ramon Mine, both a gold-rich and a silver-rich vein respectively at the Alacran Mine, some silver targets like San Antonio at the Mina Grande Mine, and a few target like Carlos Pacheco and Chapanial at the Valley de Oro exploration area.    We wrap up having Fred outline that the purpose of the recent $5million capital raise is to accelerate all this exploration efforts at both district-scale properties, looking for areas to exploit with mining, and eventually growth the production profile.     If you have any follow up questions for Fred about Impact Silver, then please email me at  Shad@kereport.com.   In full disclosure, Shad is a shareholder of Impact Silver at the time of this recording.   Click here to visit the Impact Silver website and read over the recent news out of the Company.

The ASX 200 drifted 23 points lower to 8516 (0.3%) ahead of the long weekend. Broad based losses with some of the stars yesterday giving back gains today. Lithium stocks dropped back, PLS dropped 5.2% and IGO down 3.5% with rare earth stock also falling back, LYC down 1.2% and ILU off 3.8%.  Gold miners were slippy today, GMD off 3.4% and EVN down 2.0% and RRL dropping 5.8%. Uranium stock easing back, oil stock better and coal doing better. Banks suffered slightly, CBA down 0.8% and ANZ off 0.4% with the Big Bank Basket down to $281.16 (0.2%). Financials also eased back, GQG off 1.9% and IFL down 3.6%. REITS slightly lower, Industrials also flat, WES down 0.5% and ALL off 1.1% with the tech sector slipping, XRO off 0.7% and WTC down 1.0% with the All-Tech Index off 0.9%. In corporate news, OBM dumped 14.1% on a production downgrade, QAN up 3.5% as Virgin confirmed strong demand for the upcoming IPO. Nothing on the economic front local, the AUD near a six-month high. Asian markets mixed again, Japan up 0.4% and HK off 0.4% with China flat. 10-year yields steady at 4.27%.Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Wall Street recorded a mixed, choppy session amid the release of weak economic data. The services sector contracted in May for the first time in almost a year while businesses paid higher input prices, demonstrating the effects of Trump's trade policies, slower growth and higher inflation. S&P 500 flat, NASDAQ up 0.32%. Dow rose at open but gradually fell as the day went on, particularly after the economic data releases. Ended at low, down 92 points. Mixed sector performance – 5 sectors up, 5 sectors down. Energy was the worst performing sector, following oil down which dropped after US data showed large builds in fuel stocks. Utilities also down, surprisingly, as yields dropped sharply. Financials third-worst performer on growth fears spurned by data. Tech best performer, with Materials and REITS trailing. Meta (+3.2%) buoyed further after its deal for nuclear energy to fund AI investments yesterday. Nvidia (+0.5%) benefitted from its chips making gains in training large AI systems as the AI hype train continues. Wells Fargo (-0.4%) fell despite regulators lifting asset cap on bank. Moderna (-1.9%) slipped despite news that the US appeals court siding with it in case which claimed it undercut patent infringement for its Covid vaccine.Resources mixed. Oil fell as US fuel stockpiles rose. US Copper and Platinum found some strength. Base metals modestly down despite weakening dollar. Rumoured Canadian retaliation against Trump's steel and metal tariffs a drag. Iron ore rose on short covering. Uranium fell despite recent tailwinds between Trump's executive order for strengthening US nuclear capabilities and continued AI demand.ASX to open flat. SPI futures down 3 points (-0.04%).Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Welcome to Top of the Morning by Mint.. I'm Nelson John and here are today's top stories. 1. IndiGo Goes Global with Mega Airline Pact India's largest airline IndiGo has signed a landmark agreement with Delta Air Lines, Virgin Atlantic, and Air France-KLM, building a deeper network to connect India with Europe and North America. This formalized MoU, which extends beyond passengers to cargo, loyalty, and engineering, comes as IndiGo prepares to induct its first Airbus A350s in 2027. Flights to Manchester, Amsterdam, London, and Copenhagen are in the pipeline, opening up connections to 30+ European cities and beyond. Amid criticism over its short-term Turkish Airlines lease, the move hints at a future European hub—reminiscent of Jet Airways' Amsterdam play. 2. Hyundai, Kia Exit Ola Electric Amid EV Turmoil In a major shake-up, Hyundai and Kia sold their entire stakes in Ola Electric, cashing out ₹690 crore in total. Hyundai offloaded its 2.47% stake for ₹552 crore, while Kia exited with ₹137 crore. Citigroup Global Markets picked up a 1.95% stake for ₹435 crore. The timing is critical: Ola's stock tumbled 8% this week, down 42% year-to-date. Financials aren't pretty either—Q4 losses hit ₹870 crore, with annual losses crossing ₹2,276 crore. Once a darling of India's EV sector, Ola now faces regulatory heat, slumping sales, and shaken investor confidence. 3. Carlyle Trims Yes Bank Stake as Japan's SMBC Moves In Global PE firm Carlyle sold a 2.6% stake in Yes Bank worth ₹1,775 crore, reducing its holding to 4.22%. This follows SBI and seven other banks announcing the sale of 20% of their combined stake to Japan's Sumitomo Mitsui Banking Corporation (SMBC) for ₹13,483 crore. Once complete, SMBC will become Yes Bank's largest shareholder. Despite a stellar performance—Q4 profit up 63% and FY25 net profit doubling to ₹2,406 crore—Yes Bank's shares fell over 10% after Carlyle's exit. It's a turning point for a bank that was in crisis mode just five years ago. 4. India's Travel Boom Needs a Louder Global Pitch India's tourism sector is back in full swing, contributing ₹21 trillion to GDP in 2024 and supporting 46.5 million jobs. The World Travel & Tourism Council (WTTC) projects the sector will grow to ₹42 trillion and 64 million jobs by 2035. But WTTC CEO Julia Simpson warns: India must invest in marketing and infrastructure to keep up. International visitor spend hit a record ₹3.1 trillion in 2024, while domestic travel surged to ₹15.5 trillion. However, India's global marketing spend remains worryingly low at just ₹3 crore. A new WTTC-India MoU could help raise India's global visibility. 5. India to Build First Polar Research Vessel In a landmark move, India will build its first-ever Polar Research Vessel (PRV), thanks to a new partnership between GRSE and Norway's Kongsberg. The vessel, to be built in Kolkata, will support deep polar and ocean research for India's National Centre for Polar and Ocean Research. This comes alongside plans for two ₹1,000 crore deep-sea exploration vessels as part of the Deep Ocean Mission. Each vessel will be equipped for 6 km-deep explorations with cutting-edge scientific gear. Minister Sarbananda Sonowal, on a maritime diplomacy trip to Norway, pitched India as a global hub for green and resilient shipbuilding. Learn more about your ad choices. Visit megaphone.fm/adchoices

In our latest Conference Insights, Faiza Alwy, Brian Bedell, Mark DeVries, Ben Goy, Cave Montazeri, Matt O'Connor and Bernie von-Gizycki detail key takeaways from Deutsche Bank's Global Financial Services Conference. The conference brought together leading executives and investors to discuss key trends and developments in the financial services industry. Discussions centered on the changing regulatory landscape, macroeconomic risks, the impact of AI and the health of the consumer.

Akiba Leisman, President and CEO of Mako Mining (TSX.V:MKO – OTCQX:MAKOF), joins us to review the Q1 financial and operations results from the San Albino Mine in Nicaragua, along with some ongoing residual leaching during the period from the recently acquired Moss Mine in Arizona.  We also unpack the anticipated mining to begin at the Moss Mine later this month in June, and what to anticipate for the several months of ramp up of increased production.  Additionally, we delve into the next key steps for derisking and development work at the Eagle Mountain Gold Project in Guyana to be in production there about 2 years out.   This is a longer-format interview where we get into many nuances of operations in all 3 jurisdictions.   The Company's financial results for Q1 2025 reflect record gold sales from its San Albino and Moss Mine of $31.8 million (vs. $19.2 million in Q1 2024), which generated $19.9 million in Mine Operating Cash Flow, $16.1 million in Adjusted EBITDA, and $9.4 million in Net Income. The Company sold 10,817 oz of gold at an average price of $2,915/oz with a $1,239 Cash Cost and $1,411 All-In Sustaining Cost ("AISC") ($/oz sold). Subsequent to March 31, 2025 Mako delivered the final installment of 13,500 oz of silver on the Sailfish Silver Loan.     Q2 2025 (through May 31st) - Mako Mining Financial Highlights   $25.1 million in Revenue from 7,409 oz of gold at $3,327/oz and 13,529 oz of silver at $33.03/oz $22.0 million in Cash and Receivables and $3.3 million in Restricted Cash (50% will become unrestricted in June 2025)   There is also a substantial exploration program underway all around the San Albino Project in Nicaragua, around the San Albino Mine, as the Las Conchitas concessions, and of particular interest at the El Golfo concessions. Drill hole EJ25-RC53 at El Golfo intersected a wide, high-grade interval of 39.15 g/t Au and 27.8 g/t Ag over 8.0 m (5.9 m ETW), 19.2 m below surface.    Akiba points out that the Moss mine has been producing gold the last few month through residual leaching at its beneficiation facilities, but their team is going to start mining again starting at the end of June, and then it will take several months for new materials moved onto the leach pads to charge up increased production again. A technical report is slated to be put out later in the year around September, after a few months of ramping up mining and assessing the resources in place. When the Moss Mine has been debottlenecked over time from a mining and permitting perspective and is producing at the grade and rate they believe is possible,  it could almost double their current production profile with approximately another 40,000 ounces of gold production per year out of Arizona.   Mako is also currently derisking their Eagle Mountain project in Guyana, and working on the next key deliverable of an agreement between the government and local stakeholders, and doing all the background environmental and engineering work to being the process for their EIA permit.  Once it is received back and a construction decision is made, there will be roughly a 1 year build, and then production is slated for Q2 of 2027 at an estimated 65,000 ounces per year.  When this added to the production out of Nicaragua and Arizona there is clear line of sight to growing into a mid-tier gold producer.     If you have any further questions for Akiba regarding Mako Mining, then please email them into us at either Fleck@kereport.com or  Shad@kereport.com.     In full disclosure, Shad is a shareholder of Mako Mining at the time of this recording and may choose to buy or sell more shares at any time.   Click here for a summary of the recent news out of Mako Mining.

Segun Lawson, President and CEO of Thor Explorations (TSX.V: THX) (AIM: THX) (OTC: THXPF), joins us for a review of Q1 2025 operations and financials from its Segilola Gold mine, located in Nigeria, and for the Company's ongoing exploration and development programs in Nigeria, Senegal and Cote D'Ivoire.    Q1 2025 Financial Highlights   22,750 ounces ("oz") of gold sold (Q1 2024: 17,420 oz) with an average gold price of US$2,720 per oz (Q1 2024: US$2,033). Cash operating cost of US$711 per oz sold (Q1 2024: US$418) and all-in sustaining cost ("AISC") of US$950 per oz sold (Q1 2024: US$632). Revenue of US$64.0 million (Q1 2024: US$33.3 million). EBITDA of US$43.6 million (Q1 2024: US$23.2 million). A quarterly record Net Income of US$34.4 million (Q1 2024: US$12.4 million). Net Cash of US$24.7 million (Q1 2024: Net debt of US$14.3 million). Maiden quarterly dividend of C$0.0125 per share per quarter (C$0.05 per year)   This strong financial balance sheet with no debt is allowing the Company to increase exploration initiatives at all projects.   In Nigeria, there is ongoing near-mine exploration focused on testing depth extensions of the Segilola deposit, with a diamond drilling program targeting the continuity of high-grade shoots down-plunge to the south. Early results confirm mineralization below the current final pit design. Drilling returned encouraging high-grade intercepts both north and south of the existing resource, indicating the potential for extensions and new target areas beyond the current limits of the Segilola resource. Regional exploration efforts concentrated on geochemical sampling targeting structurally complex zones within the Ilesha Schist Belt identified through geological modelling as prospective for gold mineralization.   In Senegal, at the Douta Gold Project, workstreams in support of a Preliminary Feasibility Study ("PFS") were advanced during 2024 on the metallurgical test work, process flow sheets and resource update.  Exploration work focused on  at depth between the main Makosa resource base along the 6km strike from Makosa Tail to the northern extent of the deposit, with RC drilling targeting increased oxide resource definition at the parallel Makosa East Prospect. The discovery of the Baraka 3 Prospect in Douta West has had positive implications to the Douta PFS, but has delayed the delivery of this study as a result. This 3km of strike length of very wide near-surface oxide gold mineralization could be very import to the early economics in a development scenario of this Project, and thus the Baraka 3 drilling has been accelerated.   Wrapping up we discuss the exploration prospectivity over the 3 different exploration projects in Côte d'Ivoire: The Guitry Gold Project and two additional option agreements to acquire an 80% interest in the early-stage Boundiali Exploration permit and the Marahui Exploration permit. At these project the company is assessing target-generative geochemical surveys and sampling and mapping, with drilling planned for after rainy season in Q3 2025.     If you have any questions for Segun regarding Thor Explorations, then please email them into us at Fleck@kereport.com or at Shad@kereport.com.   *In full disclosure, Shad is a shareholder of Thor Explorations at the time of this interview.   Click here to follow the latest news from Thor Explorations

In this episode of the SMSF Experts Podcast, Shelley breaks down the often-overlooked issue of underpaying a pension in self-managed super funds. While it may seem minor, failing to meet pension payment requirements can lead to serious compliance and financial consequences.To help unpack this complex topic, Shelley is joined by Peter Crump, Senior Consultant in Private Wealth at BDO Adelaide. With over 35 years of experience advising the SMSF sector and high-net-worth clients, Peter brings deep insight into the evolving regulatory landscape and the significant changes recently introduced around pension underpayments.Together, they explore the rules that govern pensions, why even small errors matter, and what trustees need to do to stay compliant in light of the new rules. [03:45] – What is a Pension in an SMSF?[06:00] – Minimum Pension Standards & Why They Matter[08:00] – Consequences of Underpayment[10:30] – Taxable vs Tax-Free Components[12:00] – Are Payments Still Valid if You Miss the Minimum?[13:45] – Why Underpayments Happen[15:15] – Direct Debits & Best Practices[17:00] – ATO Relief: The 1/12 Rule[20:00] – ATO Discretion & Trustee Mistakes[23:00] – Upcoming Rule Changes in 2025[26:30] – Timing & Repercussions of the New Rules[30:00] – Backdating & Legal Risks[32:00] – Auto-Correction Clauses: Useful or Risky?[35:00] – Administrative Challenges for Accountants[38:30] – Software, Tagging & Reporting[40:00] – ATO's Motivation for the Change Follow Shelley: LinkedinFor more episodes and to sign up for the ASF Audits newsletter, please visit asfaudits.com.au

Wall Street up again amid trade deal optimism and rallying chipmaker stocks. Despite recent tensions, Trump and Xi Jinping are expected to talk this week. S&P 500 up 0.58%, NASDAQ up 0.81%. Dow fell at open but rose steadily throughout the day. Ended near high, up 214 points. Mainly positive sector performance. REITS and Staples showed a little weakness, all other sectors were up. Energy once again the best performer, as global refining margins hit a 14-month high in May. Materials and Industrials also did well.Tech had another positive session as chipmakers rallied. Nvidia up 2.8%, Broadcom rose 3.3%. Benefited from news stories focusing on coding startups use of AI and their high valuations, adding further fuel to the AI hype train. Alphabet only one of Mag7 materially down, shedding 1.7% as anti-trust cases weighed on it.US job openings increased in April and layoffs posted biggest rise in nine months. Indicative of a weakening labour market. Yields fell on news, boosting Financials and Utilities. Resources were mixed. Dollar strengthening hurt some. Oil rose on continued tensions between Ukraine and Russia, the US and Iran. Conflicts which suggest supply may remain tight. Some base metals like Copper and Zinc recorded modest gains while Tin was up nearly 3%.ASX to rise. SPI futures up 24 points (+0.28%).Want to invest with Marcus Today? The Managed Strategy Portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Ken Leon says CFRA is still overweight the Financials sector, but his firm has downgraded JPMorgan Chase (JPM) and Bank of America (BAC) saying it was time to move to the sidelines on these individual stocks. Ken says near-term potential upside is limited for both big banks, and doesn't "see the needle moving" in a "muted quarter coming up." CFRA cut both stocks to a Hold from a Buy rating.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

James Anderson, CEO of Guanajuato Silver (TSX.V:GSVR – OTCQX:GSVRF), joins me to review the solid Q1 2025 financials and operational metrics, demonstrating that the Company has reached a strong inflection point.  We also discuss the growth plans for the company through operational efficiencies at their 4 producing mines in Mexico, ongoing exploration initiatives, and the potential future development at Pinguico to augment throughput at their El Cubo mill.   Selected Q1 2025 Highlights:   Record mine operating income of $4,845,773 was up 82% over the previous quarter; the Company's mining operations have now successfully generated four consecutive quarters of positive mine operating income. Record revenue for the quarter of $21,330,483 was up 12% over the previous quarter. Guanajuato Silver is a primary precious metals producer with over 90% of the Company's revenue derived from the production and sale of silver and gold. Operating costs continued to improve over the quarter; cash cost of $19.19 per AgEq ounce was 3% lower than the previous quarter; All-In Sustaining Cost ("AISC")* was $23.41 per AgEq ounce - a 6% improvement over Q4, 2024. Production for the quarter was 738,006 silver equivalent ounces ("AgEq"), which was a 1% increase over the previous quarter. Production consisted of 380,406 ounces of silver, 3,347 ounces of gold, 699,294 pounds of lead, and 909,029 pounds of zinc. Adjusted EBITDA was up 135% over the previous quarter to $4,104,669.   James reviewed the out-sized leverage that Guanajuato has to the price of precious metals, and the operations returned record income and the highest quarterly revenue in the last quarter, as working efficiencies continue to show marked improvements at all four of their producing assets in Mexico.     Guanajuato Silver produces silver and gold concentrates from the El Cubo Mine Complex, Valenciana Mines Complex, and the San Ignacio mine; all three mining centers are located within the state of Guanajuato, which has an established 480-year mining history. In addition, the Company produces silver, gold, lead, and zinc concentrates from the Topia mine in northwestern Durango. The operations team is also augmenting material at the Cata processing facility in Guanajuato with ore from both the historic Horcon Mine project, located in the state of Jalisco, and from stockpiles at the Pinguico mine.  James outlines that the company is working to get a permit to be able to extract more ore from the Pinguico underground mine, and is looking to launch a more comprehensive exploration and development work program at the Horcon Mine.     If you have any follow up questions for James on Guanajuato Silver, then please email them into me at Shad@kereport.com.   In full disclosure, Shad is a shareholder of Guanajuato Silver at the time of this recording and may choose to buy or sell shares at any time.   Click here to follow the latest news from Guanajuato Silver

Curious what AI has to say about us? We asked ChatGPT how Rampver Financials helps Filipinos, and our clients work toward their financial goals—here's what it had to say. From our mission and services to the role we play in financial education, this is an interesting look at Rampver from an outside perspective.

Learn more about NetSuite Planning and Budgeting: https://tinyurl.com/ra6wa79k   In this episode of the NetSuite Podcast, cohost Megan O'Brien sits down with Jonny Holmes, director of finance at Bomb Party, a direct-to-consumer jewelry company that offers surprise jewelry reveals through live online parties. Megan and Jonny start by discussing Bomb Party, its growth and how Jonny ended up the company [1:43]. They then cover the impact of tariffs on Bomb Party and how the company is using NetSuite Planning and Budgeting to help navigate them [4:08]. Jonny concludes the podcast episode by giving some advice to business leaders trying to navigate global trade variability [17:29].   Follow Us Here: Bomb Party: https://www.bombparty.com/   Contact NetSuite Sales - https://social.ora.cl/6009wKalv Learn More about NetSuite ERP - https://social.ora.cl/6003wKaxv Learn More about NetSuite HCM - https://social.ora.cl/6007c4Kih Learn More about NetSuite Analytics & Reporting - https://social.ora.cl/6007c4znL NetSuite Customer Success Stories - https://social.ora.cl/6005c4zt9   Follow us here: LinkedIn: https://social.ora.cl/6000wKFhC X (Twitter): https://social.ora.cl/6007wK2zD Instagram: https://social.ora.cl/6003wK2Hv Facebook: https://social.ora.cl/6005wK2Dv --------------------------------------------------------------- Episode Transcript: How Social Selling Company Bomb Party Uses NetSuite to Navigate Tariffs    00:00:00:00 - 00:00:36:20  Unknown  Hello, NetSuite listeners. Thank you so much for tuning in to the NetSuite Podcast. I'm Megan O'Brien, co-host of the podcast. We have an extra special episode in store for you all today. We know tariffs are top of mind for many businesses right now, and companies are figuring out the best way to handle them. So we invited Jonny Holmes, director of finance at Bomb Party, which is a direct-to-consumer jewelry company that offers surprise jewelry reveals through live online parties.    00:00:36:22 - 00:01:10:04  Unknown  If you haven't seen it, I highly recommend checking them out. Customers purchase mystery items such as rings, necklaces or earrings, which are unveiled during these events, adding an element of excitement to the shopping experience. We discuss how Bomb Party has been using that sweet specifically, and that's what planning and budgeting and that sweet analytics warehouse to address tariffs, plan for addressing possible future trade policy changes, and the advice he has for business leaders trying to navigate global trade variability.    00:01:10:05 - 00:01:43:12  Unknown  So stay tuned. You're not going to want to miss this episode. You're listening to the NetSuite Podcast where we discuss what's happening within NetSuite, why we're doing it, and where we're heading in the future. We'lldive into the details about the software and the people at NetSuite who are behind all the moving parts. We'llalso feature customer growth stories discussing the ups and downs of running a company, and how one integrated system can help your business continue to scale.    00:01:43:14 - 00:02:09:19  Unknown  Let's just jump right in. So to kick us off, could you tell our audience a bit about Bomb Party and what you do at the company? Yeah. Bomb Party is a network marketing company. We started about eight years ago. I've been here for the last two years. So what we do is we the company, it really thrives on this surprise and delight type of marketing.    00:02:09:21 - 00:02:36:15  Unknown  And so what that means is it is kind of like, well, you're just ordering products or jewelry in our case, and you don't really know what you're getting. So it could be one of maybe 30 different rings or earrings or necklaces or something, whichever one you order. And so that is like the driving force around. Everything that we sell, and especially from our owners, is that they want to surprise and delight customers.    00:02:36:15 - 00:03:00:08  Unknown  And so everything that we sell drives that. So we sell rings, earrings, necklaces, bracelets, all sorts of things. And they all are sold in that type of thing where we sell to our wholesale reps that buy in bulk from us, and then they turn around and sell it to the end consumer. Most of it, they do it online.    00:03:00:10 - 00:03:20:14  Unknown  A lot of it's through TikTok, you know, so maybe use other social media platforms. But for the most part, they'reusing TikTok and they sell these pieces of jewelry, on what we call a party. And it's just a live party. So they get on and customers join their party on TikTok. They place an order for whatever it is and then, live on TikTok,    00:03:20:14 - 00:03:43:19  Unknown  The rep reveals what they have. And so it could be one of many different styles that we have for that collection. And then there is a chance that you could win, like a genuine diamond. So it's just it could you could get anything. And so that really is like that business model of surprise and delight has really driven the growthin my opinion.    00:03:43:20 - 00:04:14:19  Unknown  I mean, there's other factors too, but I think that that business model has really driven bond party to, to grow significantly over the past few years. I mean, we're seeing lots and lots of growth, which is awesome. And then, you know, I've been here, like I said, for two years, and I lead the finance group. So I came on to help implement NetSuite ERP, a topic that is top of mind for many of our listeners right now is tariffs as of right now.    00:04:14:19 - 00:04:38:02  Unknown  What's the impact of tariffs on Bomb Party. Oh man. It's crazy because we source literally everything we source from China. And so in the tariff world, as many of you probably know, if you don't I don't know where you hit then. But, I mean, China has been hit the hardest, and we have no idea where that's going to lead.    00:04:38:04 - 00:04:59:15  Unknown  You know, like it was a few weeks ago when they announced all the tariffs, and then they escalated. And then the next week they escalated again. And, you know, we are, we had a few, maybe panicked, leadership type meetings at our company about what to do. And can the company withstand some of this and what are all our options.    00:04:59:15 - 00:05:20:14  Unknown  And, you know, so, like, I don't think I can understand the impact of how it's going to, you know, we don't know exactly how it's going to change or impact the business. But I can't overstate how much it will be part of what we do moving forward. You know, it's something that we just didn't consider at all six months ago.    00:05:20:14 - 00:05:48:12  Unknown  And now it's something that's at the forefront of almost all of our sourcing decisions and all of that sort of thing. One thing that's really interesting that I wanted to touch on is your use of NetSuite. So how have you used NetSuite Planning and Budgeting to model the impact of tariff changes? Yeah I mean that tool honestly it'sbeen instrumental in in all of the analysis that we're doing from a from a financial perspective on tariffs.    00:05:48:13 - 00:06:17:00  Unknown  You know, it just allows you to build forecasts in a relatively short amount of time. So like if you go through and if you do all the legwork to set up your items and your systems and your sales forecasts and your everything, you know, if you put all the data in and if you go through a little bit of pain of doing the work to get the info into NSPB like it allows you to really quickly throw together a forecast.    00:06:17:00 - 00:06:40:22  Unknown  And so, you know, we really recently just finished our go live with NSPB. And so there was when the tariffs hit us, right when we were like going through our user training and that sort of thing. And so a lot of my job was I had to get the system up and going. So there was a lot of, you know, prep work and groundwork of getting all of the inputs correct.    00:06:40:22 - 00:06:59:00  Unknown  But then as soon as all those tariffs started to hit, it was so easy for us to just plug in different scenarios. You know, on the tariff side, it mostly just impacts your product costs. And so we could input all of the different product costs for each of our collections that we're planning on selling throughout the year.    00:06:59:02 - 00:07:22:10  Unknown  We can change what we think is going to happen to the demand. So the number of units that we sell, and it'sjust so high because such a high-powered system that you can plug in those numbers, refresh, and in a matter of minutes, you have, like, different versions of a forecast. You know, it's something that I think, like as a finance professional, I'm very Excel heavy a lot of times.    00:07:22:12 - 00:07:45:13  Unknown  And it's something that I could totally build in Excel, but it would have taken me so long and so many, different Excel crashes. And because it's just it's a lot of data and it's just crushing through and trying to crunch everything and Excel just can't handle it. And NSPB just takes an amazing format that you could build in Excel, and it just makes it seamless.    00:07:45:13 - 00:08:06:13  Unknown  Why it was so fast and easy honestly, like it's been it's been a game changer for me. Like if I ever go to if I were to ever go to another company to implement NetSuite, like I would probably just bring in NSPB to start. Like to me it's, it's that it's been that great for me. I mean, it's just saved me so much time in so many different areas.    00:08:06:14 - 00:08:32:10  Unknown  And not just on the forecasting side, like on the report building side. I mean, I love NetSuite. It's the best system that I've used by far. And in NSPB, you can set it up where honestly all you do is you just refresh, in your Excel smart view, and it populates all of your reports that you have that you put in whatever your, you know, like your, board decks and all that sort of thing.    00:08:32:12 - 00:08:53:12  Unknown  And it's taken my prep time for those sorts of things and just cut it in half, if not more, you know, like it's just been a huge time saver for me. And really, like I would say, even for the company, it's probably allowed us to keep running lean. I don't think we'll I think it will prevent us from having to hire more people too quickly.    00:08:53:14 - 00:09:25:04  Unknown  You know, like we have we do have a small team and we are all working hard and just having the right tools in my mind is way better than over hiring to have people just do manual processes, you know? So it's to me, it'sjust been a great investment and way cheaper than hiring more people. And it allows me as like the person who knows what's going on financially in every aspect of the business, like it just allows me to pivot really quickly and provide reporting and data that people need and want.    00:09:25:06 - 00:09:50:01  Unknown  That's a great testimonial. Well, my job is done here. It's actually, I mean, yeah, I'm not good at these kinds of things, honestly. But it was it is true. Like, I just, it's been awesome for me. So I could be, I'm definitely, an advocate, I guess you could say, of NSPB. NetSuite by Oracle.    00:09:50:01 - 00:10:16:06  Unknown  The number one cloud financial system is everything you need to grow all in one place. Financials, inventory, HR, and more. Make better decisions faster so you can do more and spend less. See how atNetSuite.com/pod. Well what are Bomb Party's plans for navigating potential future changes in trade policies? And how are you using NetSuite to prepare for those scenarios?    00:10:16:08 - 00:10:40:04  Unknown  Yeah, I mean, it's all moving. We don't know exactly. We're looking at everything that we can. And you know, our teams that are over that sort of thing. Like they're working really hard and talking with as many people as they can to try to figure out the best solution. There are a lot of options on the table, but it just depends.    00:10:40:05 - 00:11:01:22  Unknown  You know some things that are out of our control. If tariffs were to go away we would probably just keep all ofour production in China and then try to slowly diversify in case of, you know, further tariffs or anything like that. But there are things on the table like we're that we're exploring should we manufacture in the US, should we move countries in Southeast Asia?    00:11:01:22 - 00:11:24:18  Unknown  Should we or should we try to source some raw materials in the United States, ship them to China and then have them ship us the finished goods like there's, you know, there's so many options that we're trying to work through and with, with industry experts, customs industry experts, I should say that that are advising us and we're just trying to work through those things.    00:11:24:18 - 00:11:46:10  Unknown  But from a financial standpoint and putting our forecast together of how that impacts the company, impactsthem financially and like, can we handle it? Do we have enough cash? Do we can we do all of these things? I mean, NetSuite is core to that and specifically NSPB, I mean, like I said, we have there is the data.    00:11:46:12 - 00:12:16:00  Unknown  The data lives in NeSuite ERP, of course. But to do what NSPB does, it would take so much longer to do it manually like in Excel and that sort of thing. So I mean, it is definitely core to our discussions and in any sort of forecasting. Well, you kind of touched on this but have NetSuite's reporting capabilities provided insights that maybe will help influence decisions like possible supplier selection or product pricing?    00:12:16:00 - 00:12:37:11  Unknown  How are you using those reports to kind of inform that view, if you will? Yeah, I would say, I like on the supplier selection, not so much. That, you know, it's kind of specialized industry and jewelry and that sort of thing. Solike, I don't know if any reporting is ever going to tell us what supplier to use.    00:12:37:13 - 00:13:04:23  Unknown  But as far as pricing decisions and forecasting decisions, it's been great. You know, our product development people have a target margin that they've been trying to shoot for, for the entire life of the company. And they really have never had any data to back it up on if that was, if they were actually hitting that target and, you know, you just if you don't have the data, you can't see.    00:13:04:23 - 00:13:36:20  Unknown  And so when we first implemented NetSuite back at the beginning of 2024, that was one of our first initiatives,was to see if we're actually profitable and if are we hitting these target margins. And so the reporting in NetSuite that allows us to see what our margins are, both as like a product category or group, you know, we'reusing classes to categorize those or on a single item level, like we can see the margins and it's made.    00:13:36:22 - 00:14:02:11  Unknown  Just having that view has helped the company make several different decisions around pricing. Yeah. So it'sbeen I mean, I can't overstate it. It's been instrumental in all of that. What do you think is a key benefit of having a tool like NetSuite Planning and Budgeting in a rapidly changing trade landscape for people out there that might be looking for something to help them handle it?    00:14:02:13 - 00:14:33:15  Unknown  Yeah, I would say it's the speed. You know, for a finance professional most people know how to look at it, you know, but it just takes them a long time. It's hard to, to crunch data and to format it in Excel and to get it when you're dealing with large volumes of data. It's hard. And the fact that NSPB has all of that and it can calculateand it can run all of those scenarios for you, you know, you could run however many different scenarios you want and then compare them against each other.    00:14:33:15 - 00:14:54:08  Unknown  I mean, it's just it really is the speed and the reliability of it. You don't have to worry about broken Excel formulas. You don't have to worry. You know, it's all just in a platform that you can trust works, and it doesn'treally break down or stop working. And it can just crunch a massive amount of data in a short amount of time.    00:14:54:08 - 00:15:19:03  Unknown  And so that's what that would be my major selling point honestly, is that you can do it just allows you to be more nimble and quick with analyses and forecasting. Now, what about people who like working and broken down Excel, but do it now? I'm just kidding. But you're never going to get to those people. You know their stuff well.    00:15:19:05 - 00:15:44:15  Unknown  Do you anticipate? It's hard to tell right now as we have. So we talked about because things are changing. Do you anticipate future changes around Bomb Party's sourcing, manufacturing, or decisions to expand into new markets because of tariffs? Yeah, absolutely. I mean, I touched on a little bit earlier, but that's exactly what our product development group is doing right now.    00:15:44:15 - 00:16:06:10  Unknown  We have a dedicated person that is working to try to find the best solution. So is it going to change for us? Yeah, it's absolutely going to change. And having the data to be able to see that is going to help drive those decisions on what we think will be best for Bomb Party and, you know, for our future success and growth and that sort of thing.    00:16:06:12 - 00:16:31:07  Unknown  But yeah, I mean, something will change. No, no question. Getting a little more granular. What data or reporting do you rely on in NetSuite to understand global trade-related costs and risks? Yeah, for us it's, you know, maybe we're taking maybe it's too simplified. But for us, at least right now, we're really just looking at the cost side.    00:16:31:09 - 00:16:51:09  Unknown  So in NetSuite ERP, like we are, we're constantly looking at COGS and the reporting that there is around that to look at margins and that sort of thing. But then, you know, we do use the landed cost function to make sure that we're actually including all of our costs. So, you know, everything is a landed loaded cost.    00:16:51:09 - 00:17:13:08  Unknown  Instead of trying to piece everything together outside the system in Excel or something like that. And so we rely really heavily on that. You know, I would also say that NSPB is probably a better place to analyze and see what those margins are. Now, I would also put a plug in for is probably a good place to see that, but that'swhere most of our analysis is coming in.    00:17:13:08 - 00:17:34:09  Unknown  And that's the data that we're looking at around tariffs is it's all right now. It's all on the COGS side. And duties of course which are the tariffs and then freight you know. So all of those landed costs were allocating or they're all considered in this. What advice would you give to other business leaders that are trying to navigate global trade variability?    00:17:34:11 - 00:17:57:14  Unknown  It's a great question. And I don't know if I have the best answer, but I would say you know like through this process and I'm not the one that's as involved in it at our company. But from what I've heard and what we'vetalked about, there are professionals out there that know this stuff, that our customs professionals that are customs law, experts.    00:17:57:16 - 00:18:36:18  Unknown  I would say that our best progress that we've made on the tariff front, outside of like, financial forecasting and that sort of thing has been when we've engaged with experts in the in the subject areas that we're looking at, you know, we engaged with a customs lawyer out in New York. I don't know his name. But I know we did, and he's been he's been great, you know, like, he's given us the best different, like, plans that we can work through and try to plan for, like, the largest list of options of things that we can consider while still being compliant with customs.    00:18:36:18 - 00:18:57:17  Unknown  And, you know, we're not looking to break any rules by any stretch, but it's like, okay, what options are out there, which then allows us to run and try to figure out what is going to work best for one party. I mean, this is their time to shine. Yeah, they've been on the sidelines for so long, they're all warmed up, ready to go now it'stime.    00:18:57:18 - 00:19:19:21  Unknown  That's right. Are there any NetSuite features or tools that Bomb Party is looking forward to implementing to enhance global trade management? You know, for global trade management, I don't know if there's any tools outside of the ones that we have already specific to like global trade and tariffs. I don't know if there's any systems that can really help us more.    00:19:19:23 - 00:19:48:01  Unknown  I would say the ones that we have are awesome, like NSPB. I mean, I've explained and given my sales pitch for it, but we also use NSAW and it's a great, powerful tool. It just gives us so many insights into what is happening in our in our business. And so my recommendation to anyone considering it would be like, as aNetSuite user of the past ten years or so, those two tools are awesome and worth it.    00:19:48:03 - 00:20:12:10  Unknown  Yeah, I love that you guys are using NetSuite Analytics Warehouse as well because, you know, I think every company, regardless of tariffs or trade policies, they're looking to get a little more data driven. And that's one of the offerings that we have to do that now. It's been it's been great. We've been really happy with both of those additions to our suite.    00:20:12:12 - 00:20:35:03  Unknown  Are there any final thoughts or takeaways to leave our listeners with? Oh man. I don't know. I would just say like my advice to listeners is engage with experts to navigate this whole thing, and data is going to be key. And if you can get the tools like for finance professionals, if you can get the tools to help you do it faster, it's worth it.    00:20:35:03 - 00:20:57:01  Unknown  I mean, I said it before, but I'll say it again like I have. Just say it's allowed me to spend far less time working things out in Excel and actually get to the meat of the conversations that we need to have as a company. And so, like, you know, I think it's something that finance people, we talk about all the time of having the right tools and the right data can help you guide your business.    00:20:57:03 - 00:21:15:02  Unknown  And, you know, and I'm guilty of it as well as we get comfortable in our in our little Excel Frankenstein Excel sheets that we all make. And it just is a time suck. And so if you can get a tool that actually you trust and you know how it works and you can use it, it's just the best.    00:21:15:04 - 00:21:46:04  Unknown  So that's that would be my final takeaway or advice to any listeners. Well I think that's a perfect note to end on. Thank you so much for joining us. This was really helpful. Thanks, Megan. Yeah, it's been great. Thanks. That brings us to the end of another great episode. Right now, there's a lot of debate on how to best proceed with global trade, so it's refreshing to hear from a company that is taking action and using NetSuite to do so, which is an extra added perk.    00:21:46:06 - 00:22:05:01  Unknown  A huge thanks to Johnny for taking time out of his busy schedule to chat with us. And as always, a big thanks to our wonderful editing team over at Oracle and to all of you for tuning in. If you want more episodes just like this one, make sure you subscribe to our channel and give us a rating and review.    00:22:05:02 - 00:22:23:13  Unknown  Until next time. You just listen to the NetSuite Podcast. Be sure to tune in every week with more NetSuite developments, stories and insights into the benefits of one integrated system to help you run your business.   

Today, Britt is diving into a spicy question straight from the Instagram DMs. What happens when staff see big sales numbers and assume that means it’s time for a raise or promotion? Big sales don’t always equal big profits. So how do you navigate that conversation? Do you explain the numbers to your team—or is that transparency not owed at all? Britt breaks it all down. LINKS Follow Britt on: Instagram - @brittney_saunders TikTok - @brittney_saunders YouTube - Brittney Saunders - Fayt The Label Check out FAYT The Label HERE. Purchase my book "Just Getting Started" HERE CREDITSHost: Brittney Saunders. Senior Producer: Xander CrossManaging Producer: Elle Beattie Find more great podcasts like this at novapodcasts.com.au and follow Nova Podcast's Instagram @novapodcastsofficialSee omnystudio.com/listener for privacy information.

In this huge episode of the Vookcast, Ollie, Michael, and Luke discuss all of the recent news about the Nintendo Switch 2, including the Mario Kart World Direct, Game-Key Cards, digital upgrade pricing, and so much more.It's all capped off with an episode of Nintendo 20 Questions — and the return of Darren's game suggestions. You won't want to miss it.Relevant stories:Financials: https://www.vooks.net/switch-ends-its-final-solo-quarter-with-decent-numbers/Super Mario World oops: https://www.vooks.net/the-next-super-mario-movie-is-called-super-mario-world/Mario Kart Direct: https://www.vooks.net/heres-what-we-learned-from-the-mario-kart-world-direct/Deltarune: https://www.vooks.net/deltarune-is-the-first-cross-buy-switch-and-switch-2-game-aussies-to-unlock-it-first/New firmware: https://www.vooks.net/nintendo-switch-firmware-20-0-0-adds-virtual-games-cards-switch-2-trade-in-backup-and-much-more/Marvelous and GKC: https://www.vooks.net/marvelous-usa-confirms-its-switch-2-titles-are-on-the-game-card/Upgrades: https://www.vooks.net/switch-2-digital-upgrade-pack-pricing-starts-at-20-in-australia/Donkey Kong got Norted: https://www.vooks.net/switch-2-will-offer-258-user-profiles-icons-at-launch/Batteries: https://www.vooks.net/switch-2-will-feature-a-handy-battery-optimisation-and-health-setting/VRR: https://www.vooks.net/nintendo-confirms-switch-2-only-supports-vrr-in-handheld-mode/Free upgrades: https://www.vooks.net/nintendo-details-new-features-in-free-switch-2-patches-for-original-switch-games/Mega Drive: https://www.vooks.net/streets-of-rage-and-two-more-mega-drive-games-added-to-nintendo-switch-online/Fire Emblem GBA: https://www.vooks.net/fire-emblem-the-sacred-stones-added-Send us a textSupport the showSocials Ollie: @chocobalt on Bluesky Luke: @renderman7 on Bluesky Angelo: @manjell0 on Bluesky Michael: @subelement on Bluesky Find Vooks on social media, support the show and buy merch. As always please leave us a review if you enjoy the show on your favourite place to get podcasts.

Daily Stock Picks' Gary Vaughan returns to discuss surviving the Great Crash of 2025. (1:00). How Gary uses fundamentals to pick his stocks (5:00). Tesla stock and Elon Musk (10:00). Investing around the tariff conversation (15:30). S&P 500 analysis (18:15). On owning Bitcoin (20:00). Tech ETFs vs stocks (25:25). Top stock picks (27:50).Show Notes:Stock Pickers Better Know When They're Going To SellAlpha PicksEpisode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Check out MotorcarrierHQ.com  Find our courses at haulinassetsacademy.com See the profit and loss statement at haulinassetsllc.com Before Craig and I dive into the April 2025 financials, we talk about a fun little adventure I had. It had been a while, but I finally got to jump back into a truck for the first time in several months. This adventure included a Mother's Day departure, several Uber rides, a flight and "breaking" the truck out of a lot at 02:00 in the morning and then "breaking" into the parking lot at the shipper. What To Expect From Episode 178 April has continued the trend of year over year improvement. Let's take a look at the numbers: Total miles ran– 112,158 Deadhead miles– 7,746 (7.3%) Total revenue- $229,695.19 All-in rate-per-mile- $2.14 Haulin Assets had a profit of $47,211.69. The bottom line number is pretty good, but I think it is a little deceptive. There are some things in the P&L that we expound upon that give a more realistic picture of how things are going. You'll want to listen to the episode to get the full story. Here are the P&L items we talk about in more detail: Revenue Fuel Insurance Repairs and Maintenance

In this second episode of our AgRi-silience series, Jono Mudge gives a glimpse into the realities of stepping up as the next generation in a family business.  It hasn't been an easy run of seasons for mixed farmers in South Australia's mid-north, but the AgRi-silience program came at the perfect time for Jono - deflecting his attention away from the seemingly endless dust, to what he can control. From the humble workshop whiteboard to navigating new apps, Jono explains how simple tools are leading him to better communicate with family members and a smoother operation of his business day-to-day. Jono's renewed sense of enthusiasm to improve his business is worth sharing.  Here's his story.Key takeaways:Engaging outside experts was key in shifting Jono's mindset and setting strategic goals Professional development is a crucial part of building a sustainable and resilient businessPlanning family time before farm expansion helps maintain a healthy work-life balance Chapters:02:59 How AgRi-silience has helped combat farming challenges06:05 The importance of mentorship in agriculture11:50 Setting goals for business and family life14:55 Understanding the corner stones of financials and business management17:52 Stress management and finding work-life Balance23:46 Succession planning and future outlookAbout AgRi-silienceToday's episode is part of our partnership with Livestock SA's AgRi-Silience program, designed to improve strategic planning and long-term resilience for forward-looking South Australian livestock and broadacre enterprises.Participants of the program get one-on-one coaching, tailored advice from a consultant and get the chance to meet a network of other farmers enabling long term strategic planning to sustain your business into the future.Funded by the Australian Government and the Government of South Australia as part of the Future Drought Fund's Farm Business Resilience Program, AgRi-Silience has already helped over 1000 South Australian farmers build financial literacy, confidence in decision-making, and essential resilience skills.You can secure your place and take the next step towards a more resilient future by visiting the AgRi-Silience page on the Livestock SA website www.livestocksa.com.au.Cut out dinnerIt's a challenging time for many. The AgRi-Silience Cut Out dinner is a great opportunity to pause, reset and come together to gain collective strength from shared stories and ideas. Book your seat at the AgRi-silience Cut Out Dinner at Sunnybrae Estate in Adelaide on June 20th.  Tickets are just $65 for alumni and $80 for industry participants.You can hear more episodes of Humans of Agriculture here. If you enjoyed this episode, share with a friend and let us know your thoughts at hello@humansofagriculture.com.  Don't forget to rate, subscribe, and leave a review!

285: The Top 5 Profit Drains in Your Interior Design Business   Welcome to the podcast! Today, we're diving into the five biggest profit drains that can silently sabotage your interior design business. If you've ever wondered where your money is going or why your profit margins aren't where they should be, this episode is for you. Grab a pen and paper—because you'll want to take notes on how to boost profitability and take control of your money management starting today.  Topics Mentioned: Pricing   Financials  Ideal Client  Managing Cash Flow Effectively  Key Thoughts:  You cannot sell more of something at a really bad price and continue to make money, a bad price is a bad price.  Michele Williams    An ideal client is somebody who has the same value statements that we are coming in with as the company and there's a value continuance between us and that client.  Michele Williams    The more we're fighting people, processes, or not knowing what the numbers are, the more it's going to cost us the profits and the money, but also the profitability of peace in our lives.  Michele Williams    Know how money comes in, know how revenues are recognized, know how profit is recognized, and know when you need those funds.  Michele Williams    Contact Michele: Email: Team@ScarletThreadConsulting.com Facebook: Scarlet Thread Consulting Instagram: @ScarletThreadATL Website: ScarletThreadConsulting.com LinkedIn: Michele Williams References and Resources: Work with Me The Designers' Inner Circle - Become a Member Today    CFO2Go Metrique Solutions Metrique Solutions - Free Month Promo Code How to Build, Manage, and Execute on a Business Strategy course beginning August 2025 sign up now! Profit First by Mike Michalowicz

On Day 22 of our 5-week journey to systemize your office, Dr. Killeen breaks down the basics of your practice financials — your P&L, cash flow statement, and balance sheet. These reports aren't just for your CPA; they're critical tools for making smarter business decisions. Tune in to learn how understanding your numbers can help you spot opportunities, avoid surprises, and keep your practice financially healthy.

Ask your questions hereWelcome back to the show. This week we talk about TLOU S2 Ep 5. This season is flying by. We also talk about the Nintendo financials. Enjoy!Youtube Channel: Gaming with the Broscast - YouTubeCheck out our website at https://gamingwiththebros.comCheck out our merch here: Gaming With The Bros | SE.Merch (streamelements.com)Send emails to gamingwiththebros@yahoo.comFollow us on Twitter @gamingwtbrosWatch live every Monday on twitch at 8:30 PM EST @gamingwiththebroscast https://www.twitch.tv/gamingwiththebroscastCheck out our Tik Tok @gamingwiththebroscastListen to the show on all podcasting platforms every TuesdayNick's Social Media:https://soundcloud.com/nickvp95-1https://www.youtube.com/user/nickvp95Harrison's Social Media: YouTubeInterested in starting your own podcast? Use this link to get $20 Amazon credit cardhttps://www.buzzsprout.com/?referrer_id=64920Support the show

With large capital reserves, an improving regulatory backdrop, and positive growth trends, many financial firms look prepared to withstand a potential recession.In this episode, Portfolio Manager John Jordan and Research Analyst Andrew Manguart share what they're hearing from banks about the volatile macro backdrop, and why they believe the sector is well positioned even if growth slows.

Garic Moran discusses the quarterly performance of various producers, including Equinox and Newmont. He highlights the strong earnings reports from many producers, the strategic decisions made regarding investments, and the overall bullish sentiment towards silver and gold. The discussion also touches on the importance of diversification in mining investments and the outlook for the market as it navigates through uncertainty.

Learn more about NotebookLM here https://notebooklm.google/Here's the first prompt I used:You're two CFOs breaking down a company's last month performance. Have a lively + enlightening conversation about the financial results in a supportive tone, speaking to the biz owner. You work for Jason's Tax & Accounting Firm and are creating this resource for the client (the biz owner). Be complementary to my firm + the service we're providing the client. When discuss changes to the balance sheet or profit and loss reference the driving transactions for the change from the general ledger.And the second prompt I used:You're two CFOs breaking down a company's last month performance. Have an enlightening convo about the financial results in a supportive tone, speaking to the biz owner. You work for Jason's Tax & Accounting Firm and are creating this resource for the client (the biz owner). Anchor the convo in the talking points from the transcript the client was most concerned with, while offering a concise overview of results, being sure to get granular go as far as pulling transaction detail from the ledger.

ILP# 399 5/7/2025https://lordsofgaming.net/1) ADVANCED GG & ILP Use Code "IRONLORD" to save 10% off https://advanced.gg/?ref=IRONLORDS2) VALARI GAMING Pillow Use Code: "LORD15" for 15% Off https://thevalari.com/products/ironlords3) NZXT & IRON LORDS PC Use Affiliate LINK: https://nzxt.co/Lords4) HAWORTH Chairs & ILP Use Affiliate LINK: https://haworth.pxf.io/4PKj7MILP ROYAL SWAG: https://teespring.com/stores/ironlordspodcast ILP PATREON: https://www.patreon.com/IronLordsPodcastCheck out the "Lords of Gaming Network" Discord server! : https://discord.gg/Z7FZqzg The Lords are on Spotify, Google Play, Itunes & Soundcloud! Check out the links below! Reach out to: https://lordsofgaming.net/contact-us/  if you are interested in writing with us!*********************************************************00:00 - ILP #399 Part 1Pre-Show20:05 - Show Start35:52 - Xbox Community Fanfest Announcement (https://communityfanfest.com/)40:50 - ILP Most Watched Movies 1:06:16 - New ILP Advanced GG Announcements (POWDRRR)1:20:49 - Lord K Asante Enters the Realm!1:29:09 - Towerborne Xbox Game Preview Impressions1:48:00 - Xbox Price Hikes & Xbox Financials3:03:10 - GTA 6 Delay. 1st stream cuts off at 3:10:19.3:10:20 - 2nd stream start, continuing GTA 6 topic.3:33:26 - ILP 2025 NEW GOTY Nominees (NO GTA 6 Timeline) DEBATE!4:37:02 - ILP #399 Outros*********************************************************Welcome to The Iron Lords Podcast!Be sure to visit www.LordsOfGaming.net for all your gaming news!ILP Spotify: https://open.spotify.com/show/6XRMnu8Tf1fgIdGlTIpzsKILP Google Play:https://play.google.com/music/m/Iz2esvyqeaixk6dorkmur2nm7xa?t=Iron_Lords_PodcastILP SoundCloud: https://soundcloud.com/user-780168349ILP Itunes: https://itunes.apple.com/us/podcast/iron-lords-podcast-ili-1/id1179199929?fbclid=IwAR1p_5D8Z-nKUpbwJeiK7zQoYdQhpb1VhxBDZxoMul-uiR-IgF6cE9EQicIILP on Twitter: twitter.cm/IronLordPodcastILP on Instagram: www.instagram.com/ironlordspodcast/ILP DESTINY CLAN: www.bungie.net/en/Clan/Detail/178626The Iron Lords and the Lords of Gaming have an official group on Facebook! Join the Lords at:www.facebook.com/groups/194793427842267www.facebook.com/groups/lordsofgamingnetwork/Lord COGNITO--- twitter.com/LordCognitoLord KING--- twitter.com/kingdavidotwLord ADDICT--- twitter.com/LordAddictILPLord SOVEREIGN--- twitter.com/LordSovILPLord GAMING FORTE---twitter.com/Gaming_ForteILP YouTube Channel for ILP, Addict Show & all ILP related content: www.youtube.com/channel/UCYiUhEbYWiuwRuWXzKZMBxQXbox Frontline with King David: https://www.youtube.com/@xboxfrontlineFollow us on Twitter @IronLordPodcast to get plugged in so you don't miss any of our content.

Watch Here: https://youtu.be/JAnrssj-v2gAbout the Guest: John Martinka is a veteran dealmaker who has spent nearly 30 years helping executives exit corporate life by buying businesses—and helping business owners exit with style and grace. Based in the Pacific Northwest, John runs Nokomis Advisory Services alongside his daughter, focusing on $5–15 million deals. He's also the author of five books, including Buying a Business That Makes You Rich and If They Can Sell Pet Rocks, Why Can't You Sell Your Business?Summary: In this insightful episode of How2Exit, host Ron Skelton sits down with seasoned M&A advisor and author John Martinka, founder of Nokomis Advisory Services. With three decades of experience and five books under his belt, John shares a no-nonsense view of the acquisition world—highlighting why rapport trumps spreadsheets, how buyers sabotage themselves, and what sellers really care about when handing over the keys. This episode is a goldmine for first-time buyers and retiring business owners alike. John deconstructs the psychology behind a sale, the pitfalls of MBA-fueled delusions, and the reality that good businesses do sell—just not always to the highest bidder.Key Takeaways:People, not just numbers, drive deals: Relationships and cultural fit often outweigh the purchase price. If the seller doesn't like you, you won't get the deal—no matter what you offer.Sellers want a safe pair of hands: Beyond valuation, owners care about who will take care of their people, their customers, and their legacy.Most buyers never close a deal: John estimates 94% of buyers walk away without ever completing an acquisition. It's not about funding—it's about grit, relationship-building, and actually doing the work.New buyers often ask for financials too soon: Many rookie buyers blow the deal by jumping to numbers without building trust. This is a relationship business, not just a spreadsheet game.The “Ivy League trap” is real: Fancy degrees don't mean you're qualified to run a blue-collar business. Know the culture before you buy—or you'll get eaten alive.Forget perfection—buy a good business and go: In today's climate, waiting to find a ‘perfect deal' is a mistake. If the business fits your skill set and the seller trusts you, don't sharpen the pencil—just close.Due diligence goes beyond the books: Understand the customers, culture, suppliers, and lease terms. Financials alone won't reveal the real risks or opportunities.Small business accounting is messy: Expect creative add-backs, non-GAAP practices, and a paper trail that takes digging. Don't panic—but don't blindly trust either.--------------------------------------------------Contact John onLinkedin: https://www.linkedin.com/in/johnmartinka/Website: http://www.nokomisadvisory.com/--------------------------------------------------

Hello everyone, it's Bill Thompson – T Bill. Some of the things covered on today's session include: The market is up on a strong labor report and possible U.S. China tariff negotiations.  California has overtaken Japan to become the world's fourth largest economy.  The qualifications to be elected Pope.The process of certifying corporate financials 

Sam and James - no guests this week - chat about Spotify, Apple and all things podcasting news this week.Send James & Sam a messageSupport the showConnect With Us: Email: weekly@podnews.net Fediverse: @james@bne.social and @samsethi@podcastindex.social Support us: www.buzzsprout.com/1538779/support Get Podnews: podnews.net

The company made more than $1.3bn profit.. Sponsored by Magellan AI. Heading to The Podcast Show in London? Meet with Magellan AI https://podnews.net/cc/2872 Visit https://podnews.net/update/spotify-growth-q125 for the story links in full, and to get our daily newsletter.

This is a recent workshop I did for the Jamestown Entrepreneurial Center, and I'm excited to share it with you. We're talking about your business financials and how to understand them. Let's dig into your numbers. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe

This is a recent workshop I did for the Jamestown Entrepreneurial Center, and I'm excited to share it with you. We're talking about your business financials and how to understand them. Let's dig into your numbers. Work with Me - https://www.ciarastockeland.com/work-with-meVisit the Bookstore - https://www.ciarastockeland.com/bookstoreSign Up for Free Weekly Tips and Trainings - https://www.ciarastockeland.com/subscribe

Eric Sterner is surprised that Trump decided to negotiate tariffs with the whole world at once. If that's dealt with, though, he thinks consumers will keep spending at “healthy levels,” and points to tax cuts and deregulation in the latter half of the year getting the market “back on track.” He likes utilities, health care, and financials, arguing that they're the most insulated from tariffs.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

In this week's Flagship Flashback episode of the Wade Keller Pro Wrestling Podcast from five years ago (4-23-2020), PWTorch editor Wade Keller was joined by special guest Brandon Thurston from Wrestlenomics.com and the Wrestlenomics Podcast. Thurston has focused for years on WWE's finances, and today was perhaps the most anticipated and consequential financial release day for WWE for a wide array of reasons. They discuss COVID-19 ramifications, key metrics on WrestleMania when it comes to WWE Network subscriptions and social media, WWE's roster cutbacks and its impact on WWE's finances, how Vince McMahon's role on the Investors Conference call changed without longtime co-presidents Michelle Wilson and George Barrios, McMahon saying WWE might never be in the live event business again even after COVID-19 crisis passes, how an elimination of North American non-TV house shows could change WWE's profitability and why some of the current data is deceptive, the magic cleaner Triple H referenced that is helping keep wrestlers safe from the coronavirus, and more. If you've been looking for an in-depth overview and understanding of WWE's financial situation in the midst of the coronavirus and analysis of their framing of their current situation, Thurston provides over 90 minutes of insight and digestible explanations on where WWE stands and how the future looks.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.

New comments from President Trump on potential tariff deals top of the hour – Carl Quintanilla, Sara Eisen, and David Faber broke down the latest from DC as a slew of companies warn of growing impacts and pull guidance. Alphabet's better-than-feared results helping fuel gains for AI-related names as the Nasdaq leads the charge for yet another day – why Truist says buy the stock here. Plus: a breakdown of the semis, including Intel's guidance cut and more with Trivariate's Adam Parker who says the sector is primed for a rebound… And also: a deep-dive on the numbers sending T-Mobile shares sliding.  Other stories: Financials one of the worst performing sectors on the month – more on one part of the group that's seeing gains; plus, fresh data on how the wealthy consumer is holding up, along with consumer confidence data to start the hour.  Squawk on the Street Disclaimer

Intel (INTC) reported high-single digit growth in its foundry and data center businesses, but George Tsilis thinks the company needs much more for a clean turnaround. A wide range in 2Q revenue guidance is a major concern to George, who points out the company's $50 billion debt. However, he believes Intel still offers quality technology, the company just needs a plan to stronger profitability.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

March 2025 was a good financial month, but before we get into that, Craig and I talk about one of our trailers being rejected. It was because of some minor damage that had happened a while ago and hadn't been an issue, so why the rejection all of the sudden? Who knows. I'm also back in the dispatching saddle again. It has been while since I have done that job full time and let's just say, I'm a little rusty. What To Expect From Episode 177 Last month I said February was a pleasant surprise, March was an even more pleasant surprise. Let's take a look at the numbers: Total miles ran– 115,070 Deadhead miles– 7,746 (6.7%) Total revenue- $246,412.65 All-in rate-per-mile- $2.14 Haulin Assets had a profit of $49,849.00. The best month in over a year and the second best month since March of 2022. I hope it's a sign of things to come. The P&L was pretty normal, but here are the things we talk about. Revenue was strong Manageable fuel, 27.1% No insurance payment

Busy seasons can feel like proof that everything is working—revenue is up, new clients are rolling in, and the momentum feels unstoppable. But without intention, those same highs can lead to overspending, rushed decisions, and burnout. Keila shares how to use times of abundance to strengthen your business: building cash reserves, hiring strategically, maintaining consistent marketing, and protecting your team's capacity. It's a reminder that sustainable success isn't just about surviving the slow seasons—it's about being smart when things are good, too.(00:00) - Introduction and Recap (01:03) - Navigating Busy Periods (02:50) - Building Financial Reserves (03:37) - Smart Team Management (05:01) - Securing Access to Capital (05:40) - Consistent Marketing Strategies (06:58) - Staying on Top of Financials (07:45) - Avoiding Overextension (08:47) - Reflecting on Personal Experiences (10:32) - Client Strategies for Stability Connect with Keila!LinkedIn - www.linkedin.com/in/keilahilltrawickWebsite - www.krht.coTwitter - x.com/littlefishcpaMore About Little Fish AccountingLearn more about Little Fish's suite of services at www.littlefishaccounting.com.Follow Little Fish Accounting at instagram.com/littlefishaccounting

Watch the video version on YouTube. Financials, the second largest sector in the S&P 500, has had its fair share of ups and downs in recent years. As the Federal Reserve kicked off its aggressive rate hiking campaign in 2022, the yield curve inverted, loan growth slowed and M&A activity plummeted, all of which hampered earnings growth. Then, in March 2023, the failures of several U.S. regional banks sparked concerns about the health of the banking sector and commercial real estate market. The dust from this crisis gradually settled, which, in conjunction with Fed rate cuts and a resilient consumer, helped the sector gain over 30% in 2024. In fact, financial deregulation is now top of mind, with the Trump administration recently naming “regulatory dove” Michelle Bowman as the Federal Reserve's next Vice Chair of Supervision. Prospects for increased deregulation, in addition to trends in consumer spending, will be key themes moving forward. Companies in financials tend to be represented in the value style and can be a good complement to growth exposure, especially the Magnificent 7. On this episode of Insights Now, Gabriela Santos, is joined by Laura Huang, an equity research analyst covering financials at J.P. Morgan Asset Management, to discuss Laura's day-to-day, and what she is seeing across her sector. Subscribe to the Notes on the Week Ahead podcast for more insights from Dr. David Kelly: Apple Podcasts | Spotify

Where's the line between an autobiographical comic and a semi-autobiographical one — between "based upon" and "inspired by"? And when does the whole thing veer directly into fiction?? Plus... Dave Kellett shares real numbers from his recent Kickstarter, and we arrive at a jaw-dropping conclusion: Bluesky is it.The Webcomics Handbook will publish a visual breakdown of Dave's analytics on April 14th.Today's showWhere to draw the line on an autobio comicMalignant ProcrastinationSusan MacTaggart's Personal AffirmationDave shares actual numbers from his KickstarterThe Wrong Way Show: Toy Story's WoodySummaryIn this episode of ComicLab, hosts Dave Kellett and Brad Guigar share insights on navigating autobiocomics, exploring the balance between fiction and fact in storytelling. The conversation highlights the significance of making personal stories compelling and meaningful for audiences. In this conversation, Dave Kellett and Brad Guigar explore the intricacies of storytelling in comics, mainly focusing on autobiographical narratives. They discuss the importance of engaging and meaningful stories, emphasizing that readers seek entertainment and context in narratives. The duo also addresses the common issue of procrastination among creators, urging them to take action and start their projects, regardless of the fear of failure. They highlight that creativity thrives on making choices and moving forward rather than getting bogged down in details.After Susan MacTaggart drops by to share a personal affirmation for one of ComicLab's $10 backers, Dave Kellett discusses the success of Kellett's recent Kickstarter campaign for his book 'Anatomy of Dogs'. He and Brad explore the sources of backers, the impact of social media platforms like Blue Sky, and the importance of converting followers into actual supporters. The discussion highlights the effectiveness of Kickstarter as a platform for creators and the changing landscape of social media engagement. In this conversation, Dave Kellett and Brad Guigar discuss the intricacies of running a successful Kickstarter campaign, the impact of social media on funding, and the importance of maintaining quality in production. They share insights on financials, the long-term benefits of Kickstarter projects, and how to build a sustainable career as an independent cartoonist. The discussion emphasizes the need for careful planning and the value of mental health in the creative process.TakeawaysSmall acts of kindness can have a lasting impact.Every interaction with fans can create memorable moments.Autobiocomics need to be engaging, not just factual.Never let the truth hinder a good story.Context and meaning are crucial in storytelling.It's essential to make personal stories relatable.Readers care more about the story than the facts.Becoming a writer means crafting meaningful narratives. Give yourself the leeway to make your story interesting.Readers care about the entertainment value of a story.Autobiographical comics often lack excitement and meaning.Injecting fiction can enhance storytelling.Stories should have a purpose for the reader's life.Procrastination can hinder creative aspirations.Start with small segments of your story to gain momentum.Character designs will evolve; start drawing.Don't let the fear of failure prevent you from creating.Every choice made in storytelling contributes to the overall narrative.This was my most successful Sheldon Kickstarter ever.I did not use Twitter at all.Blue Sky works for reaching backers.The second source was my Patreon for Drive.You need to be able to convert those readers into backers.Those numbers are fake numbers on social media.Kickstarter is a must-use for cartoonists.The highest percentage of backers came from Kickstarter sources.I was afraid to leave Twitter and Instagram.The impact of social media on crowdfunding is significant. The utility of Kickstarter must remain intact for success.Social media platforms can significantly impact funding outcomes.Quality production is crucial for maintaining a good reputation.Kickstarter profits can be amortized over several years.Building a mailing list from backers is essential for future campaigns.Mental health can improve by choosing the right social media platforms.Planning ahead for stretch goals is vital to avoid pitfalls.Every Kickstarter project contributes to a larger career strategy.Quality materials enhance customer loyalty and future sales.Understanding financials helps in making informed decisions. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. Dave Kellett is the creator of Sheldon and Drive.

Alex does a 2-year lookback on his 7-figure B2B content agency, storyarb.  — Show Notes: (0:00) A note from our sponsor (2:26) Welcome back to Founder's Journal (3:00) 2-year storyarb review  (3:36) Founding story (8:05) The pivot (10:03) Product evolution  (13:01) Building the right team (14:51) Financials & path forward  — Thanks to our presenting sponsor, Gusto. Head to www.gusto.com/alex — Episode Links: • Original storyarb tweet: https://x.com/businessbarista/status/1638176672485904384  • Abby Murray: https://www.linkedin.com/in/abbymurray/  Check Out Alex's Stuff: • storyarb - https://www.storyarb.com/ • growthpair - https://www.growthpair.com/ • CTA - https://www.creatortalentagency.co/ • X - https://x.com/businessbarista • Linkedin - https://www.linkedin.com/in/alex-lieberman/ Learn more about your ad choices. Visit megaphone.fm/adchoices