Podcasts about personal finances

Episode 299 of The Rainmaking Podcast features Scott Love in conversation with Darren Wurz (author of The Lawyer Millionaire) on the most common personal-finance pitfalls attorneys face—and how to avoid them. Darren's #1 warning is lifestyle creep: as income rises, spending rises with it (bigger house, cars, memberships, kids' expenses), leaving high earners with surprisingly thin savings and heavy monthly burn. The fix starts with a mindset shift: define what truly drives happiness, think in concrete terms about “future you” (age + timeline), and recognize that money is a finite resource—especially when credit cards make overspending frictionless. From there, Darren shares a simple, tactical system for busy lawyers who hate budgeting: bank-account-based cash flow management (a “Profit First”-style approach). Income flows into an “income” account, then automatically gets allocated into separate accounts for bills (recurring expenses), spending (guilt-free discretionary), savings/investing, and taxes—so you always know what's available and you're prepared for quarterly tax hits. He recommends reviewing finances weekly (or at least twice monthly) to keep the data familiar and actionable. Visit: https://therainmakingpodcast.com/ YouTube: https://youtu.be/L1CQf-vrASc ----------------------------------------

What really goes through a referee's mind on game day?In this episode, we hit a lift while diving deep into the world of officiating — from getting screamed at by parents in the stands to making split-second calls under pressure. Our guest breaks down how he went from random viral content to building a platform that shows what refs actually experience on the field.We talk about the referee shortage, the mental side of making calls in real time, why everyone thinks they're an expert from the bleachers, and how stepping into uncomfortable situations builds confidence far beyond sports.It's part gym session, part life philosophy, and part behind-the-scenes look at a role nobody understands… but everyone has an opinion on.If you've ever yelled at a ref — this one's for you.-----00:00 - First Gym Experience and Dancing Concerns00:59 - Using the Ladder App for Workout Planning01:40 - Hyrox Competition Formats02:31 - Emerging Fitness Trend Compared to CrossFit03:19 - Challenges of CrossFit Variability03:52 - Workout App Features and Group Motivation04:35 - Founding Gyms and Personal Training History05:55 - Gym Locations and Facility Changes06:44 - Gym Membership Transitions07:05 - Personal Background and Workout Focus07:48 - Arm and Leg Focused Workouts09:14 - Goals, Diet, and 75 Hard Challenge10:07 - 75 Hard Modifications: Workout Planning & Equipment Safety15:02 - Personal Fitness Journey and Social Stories20:24 - Basketball and Dunking Attempts22:18 - Home Gym Setup: Warm-up, Design, and Renovation Plans25:33 - Workout Routine and Strength Challenges27:28 - Starting Content Creation Journey29:11 - Refereeing Basics and Rules32:38 - Advanced Referee Insights: Embracing Uncertainty and Fulfillment36:28 - Referee Compensation and Counting Sets37:31 - Challenges at the Youth Level: Parents and Coaches38:42 - Decision-Making, Judgment Calls, and Business Parallels40:44 - Opinions, Pleasing Everyone, and Public Arguments41:53 - Theory vs Practice: Limits of Reading Alone43:57 - Workout Routines and Set Counting45:30 - Launching a Podcast: Content Creation, Talent Recognition, and Social Media Insights48:44 - Personal Finances, Relationships, and Identity50:31 - Overcoming Fear and Building a Vision53:32 - Faith, Family, Purpose & Emotional Intelligence: A Life Philosophy58:35 - Life Perspective, Age, and Gratitude60:25 - Defining Happiness and Embracing Challenges62:39 - Ambitions, Private Jet Dream, and Meaningful Friendships64:22 - Authenticity, Social Media, and Helping Others65:46 - Personal Relationships and Life Journey67:03 - Creating Viral Content: My First Viral Moment and Refereeing Challenges69:44 - Wife's Filming Role and Managing Angles72:47 - Editing Challenges and Learning the Craft75:30 - Exploring Side Gigs and Business Opportunities78:06 - My Editing Journey: From Early Experiences to iPad Marketing79:51 - Career Background and Early Metrics80:38 - Gym Talk: Steroids and Reverse Curls83:40 - Push‑up Workout Session84:53 - Podcast Growth and Audience Impact87:08 - Taco Review Podcast – Part 189:03 - Taco Review Podcast – Part 290:41 - Podcast Overview: Concept, Creation Challenges, and Nutrition Advice93:10 - Hiring Editors and Client Expectations95:23 - Audience Targeting and Business Improvement97:37 - Growth Mindset and Right vs Wrong99:58 - Decision Making and Trust Building101:25 - Embracing Failure and Building Resilience in Business104:39 - Vision, Scaling, and Purpose Beyond Self106:13 - Values, Team Dynamics, and Performance Culture109:30 - Personal Motivation: Finding Your Why Through Family and Legacy115:00 - Relationship with Madison and College Hustle116:56 - Be the Differenc

Are you a high-earning dentist… living paycheck to paycheck? Do you ever feel financially stretched – despite earning well? Are you trapped in dentistry's “golden handcuffs”? And what would your life look like if you worked because you wanted to… not because you had to? In this rare solo episode, Jaz steps away from occlusion and restorative dentistry to talk about something just as important: personal finances and career security for dentists. After going deep down the money rabbit hole — reading books like Rich Dad Poor Dad, The Simple Path to Wealth, and I Will Teach You To Be Rich — Jaz shares how his upbringing, early career decisions, and financial education shaped his beliefs about wealth, freedom, and dentistry. This isn't financial advice.It's a mindset shift. And for many dentists, it might be the most important episode you hear this year. https://youtu.be/4OXruGIdb_g Watch IC068 on YouTube Your day list reflects your earning power. The work you do each day quietly sets the limits of what you can earn. Exams and single-surface composites create one kind of ceiling; comprehensive cases, ortho, rehab, sedation, and complex restorative work create another. Upskilling changes that ceiling and gives you far more control over your financial future. Want more mindset shifts like this?AskJaz — your on-demand dental brain — is built into the Protrusive App. Key Takeaways High income does not guarantee financial security. Dentistry can become “golden handcuffs” without asset building. Invest in yourself early — skill drives earning power. Lifestyle creep quietly erodes freedom. Financial independence means practicing because you want to. Define your rich life and align spending accordingly. Highlights of This Episode: 00:00 Why talk about money on a dental podcast?04:12 Perspective and gratitude as dentists10:45 The 45% paycheck-to-paycheck poll16:20 Associates vs principals — the reality22:34 Lifestyle creep explained27:18 Golden handcuffs in dentistry31:10 Growing up with financial scarcity40:02 Investing in yourself early in your career47:55 Index funds and financial resilience55:20 The 20% happiness illusion01:02:18 Defining your rich life01:08:42 Action steps and reflection #PersonalFinances  This episode isnot eligible for CPD/CE points, but never fear, there are hundreds of hours of CPD waiting for you on the Ultimate Education Plan. If you enjoyed this episode, check out IC022 – Income for Dentists and Jaz’s Top 10 Financial Literacy books inside Protrusive Guidance.

Send a textShownotes can be found at https://www.profitwithlaw.com/521.Cash flow highs and lows keep too many law firm owners trapped in survival mode. Navigating personal and business finances isn't just about making more—it's about making wealth work for you and building a practice you love.In this episode, Moshe Amsel sits down with Randall Avery, CFP®, CFA, and Principal Owner of Deasil Wealth Management, for a tactical, mentor-driven conversation that reveals how law firm owners can master financial planning to fuel practice growth, true independence, and generational wealth.Resources mentioned:

More people are relying on AI for taxes and personal financial advice, raising concerns about accuracy and oversight. Chris Stegh, Chief Technology Officer at E-Group in Chicago, joins Rob Hart on the WBBM Noon Business Hour to discuss the risks and what consumers should consider.

Housing starts rose nationwide late last year, signaling momentum heading into this spring's home-buying season. We're also talking about your Freedom Number - the amount needed to generate enough passive income to cover your basic expenses. And nearly half of Americans are using AI for financial advice — but experts warn it could backfire.

Finances can be a bit of a struggle. Costs are constantly rising, and in an era of auto-payments and forgotten subscriptions, it can sometimes be difficult to keep on top of everything, or even know that you're getting the best deal. 9News Finance Editor Chris Kohler is becoming increasingly popular on social media for incorporating dry wit into usually boring economic news and has written a book called ‘How They Get You'. ‘How They Get You' covers “sneaky” everyday economics and what you can do to outsmart the systems and save your money. Kohler told Mike Hosking the intent of the book is to take a good thorough look at something that tends to be boring and is often pushed to the side. “I think people are really smart actually, I think that they just are presented with information in a way that makes them feel like it's nebulous, or it's above their heads, or they don't have the right education.” “For most people, they're, their radar of when something isn't fair, and when something is a bit off is really good, but I think that they're not given the tools to argue with financial institutions in a way that might help them.” Kohler very much subscribes to the mentality that if you look after the pennies, the pounds will take care of themselves, though he says it's more than pennies at the moment. “The difference between the best and the worst mortgage rate out there at the moment is a couple hundred a month for people.” “I think it's very important to, to have a good hard look at the money that we're spending and whether or not we can be spending less.” LISTEN ABOVE See omnystudio.com/listener for privacy information.

Bankers, Realtors, the Land itself, and Personal Finances. All Key aspects to consider and shop around when buying land in today's Wisconsin or Upper Midwest market.

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View this video at https://macmost.com/live-tracking-your-personal-finances-with-numbers.html. Watch as I build a simple spreadsheet in Mac Numbers to track personal expenses and income. Then I'll use some pivot tables to break things down by month, category and more.

Dan Ockey is a financial guru but not in the weird guru way. He's full of incredibly practical advice and has worked with hundreds and hundreds of couples to help with their finances.   * $20k debt → debt-free; built Sensei (26 coaches, 1.5k clients) * Foundations: track spend, separate biz/personal, kill debt, 3–6 mo EF, simple cashflow * Owners: pay yourself 30–50% early; avoid burnout; better decisions * Couples: shared plan/coach; align goals; win together   Join the How to Buy a Business Cohort - Feb 2026 https://www.letsbuyabusiness.com/   Sourcing List: https://www.letsbuyabusiness.com/source     https://www.linkedin.com/in/daniel-ockey/ https://www.centseifinance.com/base-organic-free-class/

Stefan Molyneux digs into the philosophy of money, weaving in his own path from a tough financial start to building a business. He looks back on his first jobs, which built his drive to work hard and formed his take on finances, showing how background shapes those ideas. He pushes for a mix of spending and saving, getting people to think about how their habits affect their sense of freedom and contentment. Molyneux offers tips on putting money into things like investments or looking sharp, and points out ways that connections with others can add value without costing much. He also ties in how steady commitments, like marriage, link up with financial security. Overall, he prompts a fresh look at handling money, suggesting more talks about it and focusing on choices that lead to satisfaction.SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025

What if your personal finances could feel softer this month - without tightening everything, starting a strict budget, or judging yourself for past spending?In this episode of Money Simplified, Aimee dives into the one shift your personal finances actually need right now to help you experience more calm, clarity, and guilt‑free rest - especially during a busy, emotionally charged season.This conversation isn't about fixing your money or forcing discipline. It's about creating emotional safety with money, so you can make aligned decisions instead of reacting from stress, shame, or pressure.If the end of the year brings up guilt, fear, avoidance, or emotional spending for you - this episode will meet you exactly where you are.Money Mindset Playbook: https://aimeecerka.com/mindsetFor the full transcript and all links mentioned, see the blog post: https://aimeecerka.com/236Ready To Take Action: https://aimeecerka.com/podcastlinks

Queues at budgeting services are getting longer, and financial advisors are finding households with increasing incomes are seeking help. Kiwis with a household income of over $200,000 a year and likely with a mortgage are struggling to make ends meet. It feels like it was only a few years ago that being on a six figure salary meant you were fairly well off, but it seems it's barely enough to get out of living paycheck to paycheck these days. So what actually is a liveable wage these days? Do we truly need to be making half a million a year just to pay our bills and still have a bit left over for savings and fun? LISTEN ABOVESee omnystudio.com/listener for privacy information.

A new report reveals the importance of contributing to Kiwisaver after buying a first home. The Retirement Expenditure Guidelines from Massey University and Fin-Ed Centre suggests Kiwisaver is great for funding retirement - if utilised correctly. It finds a modest retirement goal can be reached by age 65 even after withdrawing funds for a first-home at 35. But report author Associate Professor Claire Matthews says there is an emphasis on using it for a home. LISTEN ABOVE See omnystudio.com/listener for privacy information.

This week we close out our sermon series "Open Hands" by talking about Biblical principles for our personal finances. We're glad that you made it to this video! We're also available on Spotify and Apple Podcasts. For more information on our worship services or church as a whole, visit fbcwest.com

From time to time, I get asked how I get started in my personal finance story. I share a personal story of how Labor day weekend 2014 the wheels started rolling on my journey and how it helped my mental health.I am hosting a live in person podcast event in honor of #hispanicheritagemonth on Saturday October 4th in Queens, NY. I'll be offering a financial workshop "Personal Finances is a form of Resistence" as well as a live recording of the podcast. Use this link for tickets https://www.eventbrite.com/e/the-social-work-rants-podcast-live-celebrating-hispanic-heritage-month-tickets-1625829191879?aff=oddtdtcreatorI am also selling podcast merchandise; T-shirts, coffee mugs and hoodies are available. Use this link to get your merch. https://podcast-merch.printify.me/Follow the podcast on IG: https://www.instagram.com/thesocialworkrantspodcastThe podcast is sponsored by Bas Moreno Consulting providing financial education for people of color in the sandwich generation who are struggling with their finances while caregiving. For more information follow https://www.instagram.com/basmorenconsulting

In the latest episode of the Money Meets Medicine podcast, hosts Justin Harvey and Dr. Jimmy Turner discuss the potential effects of the 'one big beautiful bill' on physicians' personal finances. They highlight important aspects such as changes to student loan borrowing limits, auto loan interest deductions, and salt tax changes that could affect both residents and attending physicians. The episode also covers the potential influence of AI on career choices in the medical field. The hosts share their personal travel experiences and delve into topics related to financial literacy and strategic planning.Every doctor needs disability insurance. Get a quote from the company you can actually trust: https://moneymeetsmedicine.com/disability 

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3062: Joel shares a transformative approach to personal finance by adapting the corporate QBR (Quarterly Business Review) into a powerful tool for reviewing and managing personal wealth. His method emphasizes intentional tracking of assets, liabilities, and life events every quarter, offering a clear path toward financial clarity and long-term growth. Read along with the original article(s) here: http://5amjoel.com/personal-qbr/ Quotes to ponder: "Net worth tracking is easy. It's just a simple list of stuff you own, and stuff you owe." "Hope is not a strategy." "Even a tiny amount of planning and preparation pays off a huge return." Episode references: 75 Hard Challenge: https://andyfrisella.com/pages/75hard-info Learn more about your ad choices. Visit megaphone.fm/adchoices

A conversation with Dr. Chris Winfree. Find the video of this conversation at https://youtu.be/3oUrgYcg5zk

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3062: Joel shares a transformative approach to personal finance by adapting the corporate QBR (Quarterly Business Review) into a powerful tool for reviewing and managing personal wealth. His method emphasizes intentional tracking of assets, liabilities, and life events every quarter, offering a clear path toward financial clarity and long-term growth. Read along with the original article(s) here: http://5amjoel.com/personal-qbr/ Quotes to ponder: "Net worth tracking is easy. It's just a simple list of stuff you own, and stuff you owe." "Hope is not a strategy." "Even a tiny amount of planning and preparation pays off a huge return." Episode references: 75 Hard Challenge: https://andyfrisella.com/pages/75hard-info Learn more about your ad choices. Visit megaphone.fm/adchoices

We're taking some time to highlight our best Gymsplain Episodes. On this episode of Financially Naked: Stories from The Financial Gym, our hosts Whitney and Garrett are talking about how to set financial goals. There's so many factors when it comes to your finances, where do you start? Whether you're starting fresh or looking to level up your financial health, they break down how to create realistic goals, build a strong foundation, and stay motivated on the journey. If financial wellness is on your list of priorities this year, this episode has you covered.    For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.    

Abigail Foster is a financial expert, chartered accountant and advocate for making finance accessible to everyone. She released her debut book ‘The Money Manual: Everything You Actually Need to Know About Personal Finance' in May 2025.Money can have such a negative impact on our mental health, and learning to understand our personal finances can help to loosen its grip on our wellbeing. In part one, Abigail joins Dr Alex George to unpack the three key things you need to understand in order to make sense of your finances, what different tax codes mean (and how to know if you're on the right one) and why your payslip is more important than you might realise…Plus, Abigail discusses the importance of understanding your gross vs take-home pay and provides some useful insight on national insurance and state pensions.Follow @abigailrosefoster and buy her book ‘The Money Manual: Everything You Actually Need to Know About Personal Finance' through our affiliate bookshop - you'll help fund Stompcast by earning a small commission for every sale. Bookshop.org's fees help support independent bookshops too! Preorder Happy Habits hereFollow the podcast on Instagram @thestompcastGet the new, pocket guide version of The Mind Manual nowDownload Mettle: the mental fitness app for men Hosted on Acast. See acast.com/privacy for more information.

KGMI's Dianna Hawryluk talks to CBS business analyst Jill Schlesinger about managing your personal finances.

In this episode of Tactical Empire, Jeff Smith and Shawn Rider discuss the results of a recent 4F audit focusing on finances, revealing that many participants scored low in this area. They explore the reasons behind these scores, emphasizing the importance of mindset and financial literacy. The conversation highlights the need for better tracking of personal finances and the development of new resources to help individuals understand and improve their financial situations. The hosts stress the significance of knowing one's numbers and running personal finances like a business to achieve true financial freedom.Chapters00:00 Introduction and Viral RV Park Experience01:30 Financial Reset and 4F Audit Insights06:10 Understanding Financial Mindset and Expectations11:17 The Importance of Financial Literacy14:39 Conclusion and Call to Action

Mike Armstrong and Marc Fandetti discuss young college graduates are facing an employment crisis. Mark Hamrick, Bankate, joins the show to share the results from a recent personal finance survey that looked at how tariffs are impacting them. How to draw down your retirement savings when the markets are gyrating. Credit scores for millions of student loan borrowers cratered. How the $1,000 'Trump accounts' would compare to other savings plans.

In this quick solo episode, Shawn Rider delivers a blunt but necessary reminder: you can't improve what you're not tracking—especially when it comes to your finances.He walks through the key mindset shifts every man should apply mid-year:Treat your personal finances like a businessTrack your income, expenses, and define your family profitAssign every dollar a job—don't let “productive” money sit idleReevaluate your financial tools: Are they really serving your goals?Shawn also connects this to The Tactical Empire's 7 Levels of Financial Freedom, focusing on:You as the assetKnowing your BAM (Bare-Ass Minimum)Accessing liquidityCreating your own family banking systemDeploying capital into income-generating assets

We've normalized debt, student loans, car payments, credit cards, and convinced ourselves it's just the cost of adulthood. But what if it's actually the biggest barrier to the life you want? In this episode, I break down why most of us are drowning in consumer debt, how we got here, and what it really takes to climb out.For more go to: www.scottmlynch.comEpisode resources:100 books that have shaped my thinking the mostLevel up your life by joining my Patreon where you'll get exclusive content every week and more badass offerings (rips t-shirt in half, Hulk Hogan style, and runs around the room). And/or…Unlock practical and tactical insights on how to master your mindset and optimize your happiness directly to your inbox.If you're a glutton for punishment and want more swift kicks in the mind follow me on social:InstagramYouTubeLeave a review and tell me how I suck so I can stop doing that or you can also tell me about things you like. I'd be okay with that, too.Produced by ya boi.Past guests on The Motivated Mind include Chris Voss, Captain Sandy, Dr. Chris Palmer, Joey Thurman, Jason Harris, Koshin Paley Ellison, Rudy Mawer, Molly Fletcher, Kristen Butler, Hasard Lee, Natasha Graziano, ⁠David Hauser⁠, Cheryl Hunter, Michael Brandt, Heather Moyse, Tim Shriver, and Alan Stein, Jr.

Understanding Credit: Tips to Empower Businesses | The Mills Knows Bills Podcast Episode 55, Season 7 Link to video episode: https://youtu.be/EXOIT3XJg10 Welcome to Season 7 of The Mills Knows Bills Podcast! Host Mills Bender, founder and current CEO of MKB, discusses strategies for business owners and variable income earners to manage their finances effectively. In this season premier episode, Mills welcomes business credit expert Paul Childers of BlueSky Biz Solutions. With over three years in the business credit repair and building space, Paul shares invaluable insights on the importance of separating business credit from personal credit. They discuss real-life examples, common misconceptions, and practical tips on how to manage and leverage business credit effectively. Paul also shares some of his success stories, helping business owners navigate the complex world of financing and credit. Tune in to learn how to build robust business credit, improve personal finances, and make informed financial decisions! For more personalized advice, contact Paul through his social media or website:https://blueskybizpro.com/ Don't forget to subscribe for the latest podcast episodes and more from  @mkbcfo   Do you have your own financial questions for MKB? Please visit: Website: https://mkbcfo.com Instagram: https://www.instagram.com/mkb_cfo/ Facebook: https://www.facebook.com/mkbcfo LinkedIn: https://www.linkedin.com/company/mkbcfo  00:00 Welcome and Guest Introduction 00:26 Understanding Business Credit 02:01 Importance of Business Credit 04:10 Challenges with Banks and Business Credit 05:51 Asking the Right Questions 08:00 Resources for Business Owners 09:53 Paul's Journey into Business Credit 13:27 Working with Blue Collar Industries 17:42 The Impact of Business Credit on Personal Finances 18:24 Common Misconceptions About Business Credit 20:11 The Truth About Personal Guarantees 22:17 How We Help Businesses Navigate Credit Challenges 28:04 Success Stories: Real Business Transformations 32:23 How to Reach Out for Help #millsknowsbills #mkb #financialpodcast #businessfinance #entrepreneurialfinance #businessowner #businesscredit #personalcredit #debtmanagement  

Send us a textJoin us on Average Joe Finances as our guest Ken Gee, founder and managing partner of KRI Partners, shares his inspiring journey from growing up in Toledo, Ohio, working as a CPA and commercial lender, to becoming a successful real estate investor. Ken discusses his transition from a corporate job to real estate due to the desire to spend more time with his family and avoid corporate pitfalls.In this episode:Discover how a shift from CPA life to real estate investing gave Ken G. the time freedom he craved and how it can for you too.Uncover the power of value-add strategies in multifamily real estate and how a simple renovation plan turned Ken's first deal into a win.Explore why choosing high-growth markets like Florida using tools like U-Haul data can drive strong real estate returns.Take in Ken G.'s advice on avoiding shiny object syndrome and staying laser-focused to build long-term wealth through real estate.And so much more!Key Moments:00:00 Introduction and Welcome00:59 Meet Ken Gee: From CPA to Real Estate Mogul02:20 The Aha Moment: Balancing Work and Family03:33 First Steps in Real Estate: Learning the Hard Way10:46 Strategic Decisions: Selling and Reinvesting12:38 Partnerships and Mentorship: Finding Your Gary14:41 Evolving the Business: From Syndications to Funds16:13 Why Florida? Strategic Market Choices18:17 Analyzing Market Trends18:47 Overcoming Barriers to First Deals21:59 Mindset and Visualization24:21 Biggest Business Mistakes26:38 Advice for Real Estate Beginners30:26 Final Thoughts and ResourcesFind Ken Gee:Website: https://www.kripartners.com/LinkedIn: https://www.linkedin.com/in/geekennetha/Facebook: https://www.facebook.com/people/Ken-Gee-KRI/100086519510719/YouTube: https://www.youtube.com/@KenGee_KRIInstagram: https://www.instagram.com/kengee_KRI/Twitter: https://twitter.com/i/flow/login?redirect_after_login=%2Fkengee_kriTikTok: https://www.tiktok.com/@ken_gee_kri?lang=enAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Send us a textJoin us on Average Joe Finances as our guest Richard Wilson, founder of the Family Office Club, shares insights on building an investor club and integrating AI tools to optimize investment processes. He details his journey into finance, starting businesses from a young age, and developing a blog that grew into a major platform for ultra-wealthy investors. Richard discusses the importance of in-person networking, focusing investments in familiar industries, and the value of advice from highly successful individualsIn this episode:Discover how in-person meetings drastically improve investor trust and success—16x more likely to say "yes."Uncover how Richard Wilson leverages AI to automate investor relations and streamline financial decision-making.Grasp why aligning your investments with your personal expertise significantly reduces risk.Absorb powerful mental models from billionaires to transform your investment strategies and mindset.And so much more!Key Moments:00:54 Meet Richard Wilson: Founder of Family Office Club01:33 The Power of In-Person Networking03:43 Richard's Entrepreneurial Journey06:35 Current Business Focus and AI Innovations07:53 AI Tools for Investors15:45 Family Office Club and Investor Club Details17:56 Final Round: Mistakes and Lessons Learned22:29 Tips for Aspiring Investors and Entrepreneurs24:42 Recommended Books and Resources26:18 Closing Remarks and Contact InformationFind Richard Wilson:Website: https://familyoffices.com/Facebook: https://www.facebook.com/familyofficeclubLinkedIn: https://www.linkedin.com/in/singlefamilyoffice/Instagram: https://www.instagram.com/familyofficeclub/Youtube: https://www.youtube.com/@familyofficeclub/X: https://x.com/RichardCWilsonAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

The transition from dental hygiene school and working in a dental practice may sound overwhelming. If this sounds like something you're experiencing, you're in the right place! In this episode, I talk about all the things I wish someone had told me when entering the dental field as a new grad. You'll find advice on interviewing, when to leave an office, personal finances, clinical advice, and more! Timestamps: (00:00) Intro(01:17) Questions to Ask in Dental Hygiene Job Interviews (03:34) When to Leave a Dental Office(09:01) Personal Finances after Dental Hygiene School(12:06) Tips for Placing Sealants(14:25) Transitioning Between Cavitron and Piezo Equipment (21:41) Tips for Giving Patients Oral Hygiene Instructions

Automate income in any business within 90 days using my 4-step method—rooted in ancient wealth principles and proven modern business strategies. Register for free NOW -> https://www.nicolepurvy.com/predictable-profits Are you really doing your best—or just staying busy? Most entrepreneurs stay stuck not because they lack ambition, but because they've misplaced their treasure, confused motion with progress, and built businesses around the wrong metrics. In episode 181 of Nicole Purvy Classified, I break down the 4 conditions required for real growth—the kind of growth that's spiritual, financial, and strategic. I'm also sharing: ✅ Why I sold almost all my properties and clothes ✅ How the “where your treasure is” scripture reframed my mindset  ✅ Why letting go of things that used to define you is essential for progress ✅ What most entrepreneurs get wrong about “doing their best” ✅ The difference between progress and distraction—and how to fix it Order “How to Manage Your Money: An In-Depth Bible Study on Personal Finances” at https://amzn.to/4dpMSyJ

Send us a textJoin us on Average Joe Finances as our guest James Hilovsky, CEO of the Fran Dream, shares about his journey from spending over 20 years in corporate America to becoming a successful entrepreneur. James shares his experiences in the fast food and franchising industry, working with NFL players on various business ventures, and how he now helps others become entrepreneurs by guiding them through the franchise selection process. They discuss the financial and personal freedom found in entrepreneurship, the costs and funding options for starting a franchise, and the top franchise opportunities available. In this episode:Explore how franchising offers a structured path to entrepreneurship with built-in support and scalability.Learn why aligning franchise opportunities with personal skills and goals is key to long-term success.Discover how leveraging expert guidance can fast-track your journey from corporate life to business ownership.Understand that financial and time freedom through franchising is achievable—even without prior business experience.And so much more!Key Moments:00:00 Introduction and Guest Welcome00:26 James' Background and Career Journey03:07 Transition to Entrepreneurship04:09 Personal Finance and Entrepreneurial Insights06:09 Franchise Costs and Getting Started07:16 Helping Clients with Fran Dream11:06 Top Franchise Opportunities14:08 Personal Goals and Reflections15:15 Final Round: Mistakes and Lessons Learned18:27 Tips for Aspiring Entrepreneurs20:21 Recommended Resources and Closing RemarksFind James Hilovsky on:Website: https://www.thefrandream.com/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Discover how to tariff proof your personal finances. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed   PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

In this episode, Samone (TorahCents) shares her story of building trust with herself again with managing money after experience money trauma during a previous marriage. You will learn about how Samone took back control and ownership of her personal finances as a business owner who is now paying herself consistently and has money left over each month.To learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠here⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday.Follow Aqura on Instagram ⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠. 

Send us a textJoin us on Average Joe Finances as our guest Pete Neubig, co-founder and CEO of VPM Solutions, shares his 30-year journey from an average student in high school to co-founding a company that specializes in providing virtual assistance for real estate and property management. Pete discusses critical lessons learned from his experiences in IT and real estate investment, including the challenges of managing low-income properties and starting a business. In this episode:Discover how smart financial management fuels entrepreneurial success and business growth.Learn why focusing on one business venture is key to building lasting entrepreneurial success.Uncover how solving real-world problems can turn challenges into thriving real estate and tech businesses.Grasp how strong partnerships and aligned financial goals drive long-term success in entrepreneurship and investing.And so much more!Key Moments:00:59 Guest Introduction: Pete Neubig01:34 Pete's Early Career and Real Estate Journey05:04 Building a Property Management Business09:08 Lessons Learned and Business Growth16:52 Personal Finance Philosophy21:51 The Importance of a Supportive Partner22:34 First Investment and Financial Struggles23:06 Current Real Estate Strategy23:42 Retirement and Cash Flow Plans24:49 Service-Based vs. Tech Businesses26:11 The Role of a Partner in Financial Decisions32:27 Lessons from Financial Mistakes36:10 Advice for Aspiring Entrepreneurs37:30 Recommended Books and Resources39:07 About VPM Solutions41:40 Conclusion and Final ThoughtsFind Pete Neubig on:Website: www.vpmsolutions.comLinkedIn: https://www.linkedin.com/in/pete-neubig/Facebook: https://www.facebook.com/pete.neubig.1X: x.com/VPM_SolutionsAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Send us a textJoin us on Average Joe Finances as our guest Jay Balekar, shares his inspiring journey from growing up in India to becoming a successful real estate investor in the U.S. Jay discusses his background in cybersecurity, his early exposure to Robert Kiyosaki's 'Rich Dad, Poor Dad,' and how he transitioned into multifamily real estate. He emphasizes the importance of education, careful underwriting, having ample reserves, and the value of networking and mentorship. In this episode:Explore how strategic self-education can accelerate your entry into multifamily investing.Uncover the power of networking and mentorship in scaling your real estate portfolio.Absorb the value of financial discipline—avoid risky debt and build strong reserves.Grasp why adapting to market shifts with operational excellence is key to long-term success.And so much more!Key Moments:00:00 Introduction and Welcome00:55 Guest Introduction: Jay Balekar01:30 Jay's Early Life and Education02:38 First Steps into Real Estate03:49 First Multifamily Property Experience05:18 Challenges and Lessons Learned14:00 Networking and Growth16:49 Market Changes and Strategies25:57 Final Round: Key Questions34:54 Final Thoughts and FarewellFind Jay Balekar on:Website: https://www.prospercapitalco.com/Facebook: https://www.facebook.com/jaideep.balekarLinkedIn: https://www.linkedin.com/in/jaideepbalekar/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Barbara O'Neill, PhD, CFP, AFC, owner/CEO of Money Talk: Financial Planning Seminars and Publications, and a monthly columnist for 403bwise talks spring cleaning your personal finances.  Spring cleaning is more than deep cleaning and decluttering. It is a great time to neaten up your finances.  Spring Cleaning Your 403(b) and Personal Finances The Truth About So-Called "No Fee" Products Meridian Wealth Management 403bwise.org

Send us a textJoin us on Average Joe Finances as our guest Giang Nguyen from One River Capital, shares her inspiring story of transitioning from a biology major to real estate investing, starting with a single-family foreclosure and scaling up to a multifamily portfolio that allowed her to leave her W2 job and pursue her passion for salsa dancing. She discusses overcoming challenges, the importance of community and mentorship, and tips for new investors. In this episode:Discover the power of aligning your investments with your personal "why" for lasting motivation.Absorb the importance of starting before you're ready—progress comes from doing, not waiting.Grasp how community and mentorship can fast-track your growth and minimize costly mistakes.Understand that calculated risks and collaboration are key to scaling your real estate portfolio.And so much more!Key Moments:00:54 Meet Giang: From Vietnam to Multifamily Investor01:36 Giang's Real Estate Journey Begins02:38 Scaling Up: From Single Family to Multifamily04:15 The Importance of Taking Action07:04 Finding Your Why in Real Estate Investing11:01 Overcoming Mistakes and Learning from Experience16:10 Tips for Aspiring Real Estate Investors18:22 Recommended Books and Resources20:37 Connect with Giang and Final ThoughtsFind Giang Nguyen on:Website: https://onerivercapital.com/Facebook: https://www.facebook.com/thatsalsainvestor/Instagam: https://www.instagram.com/thatsalsainvestorAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Amid a roller coaster week for the stock market, we're taking a look at how the global trade wars could affect personal finances in the U.S. Amna Nawaz spoke with Michelle Singletary, personal finance columnist for The Washington Post. PBS News is supported by - https://www.pbs.org/newshour/about/funders

Send us a textJoin us on Average Joe Finances as our guest Marcia Dawood, a seasoned angel investor, shares her journey from corporate America to discovering the world of angel investing. She explains how angel investing is accessible even for those who aren't super wealthy and discusses the importance of diversification and having a solid investment thesis. The conversation delves into different types of crowdfunding, including equity crowdfunding and debt crowdfunding, as well as the challenges and opportunities in the current investment landscape. In this episode:Discover how angel investing is more accessible than ever, with opportunities starting at just $50.Learn why diversification and due diligence are key to building a strong investment portfolio.Understand how to spot truly innovative startups beyond the hype of trending buzzwords.Explore alternative investing approaches like debt crowdfunding for lower-risk entry points.And so much more!Key Moments:00:55 Guest Introduction: Marcia Dawood01:27 Marcia's Journey into Angel Investing02:59 Understanding Angel Investing05:07 Comparing Angel Investing to Real Estate Syndication05:49 The Role of Funds in Angel Investing06:54 Risks and Rewards of Angel Investing12:36 Marcia's Book: Do Good While Doing Well15:21 Equity Crowdfunding and Platforms18:32 Debt Crowdfunding Explained25:30 Podcast Milestones and Notable Guests25:40 Democratizing Private InvestingFind Marcia Dawood on:Website: https://www.marciadawood.com/LinkedIn: https://www.linkedin.com/in/marciadawood/Facebook: https://www.facebook.com/marcia.dawoodAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Welcome back to another episode of the Female Empowered Podcast! If you've been wondering how to fund your business growth without dipping into your savings, this episode is for you. Today, we're exploring creative funding options that can help you invest in your business without putting your personal finances at risk.From small business loans and lines of credit to grants, strategic partnerships, and crowdfunding, I'll walk you through the best ways to secure funding while maintaining financial stability. Knowing your financing options is key to sustainable growth, whether you're looking to purchase equipment, expand operations, or invest in marketing.Key takeaways from this episode include…Shift your mindset about debt. Instead of fearing debt, consider it a way to keep cash on hand while strategically managing repayment.Explore funding options like SBA loans, business lines of credit, and revenue-based financing to cover expansion costs.To secure non-repayable funding, look into grant opportunities, especially those designed for women entrepreneurs.Leverage partnerships and sponsorships to reduce expenses and secure additional resources.Use no-interest credit cards strategically to finance short-term expenses and pay them off within the promotional period.If you're ready to explore funding options, here are a few places to start:Apply for the Amber Grant at AmberGrant.com, which offers $1,000 monthly grants for women entrepreneurs.Explore the Eileen Fisher Women-Owned Business Grant at EileenFisher.com for opportunities to secure funding.Check out the Cartier Women's Initiative Award at CartierWomensInitiative.com for high-impact funding options.Research the Dream Big Awards from the U.S. Chamber of Commerce at uschamber.com/dream-big-awards.Growing your business doesn't have to mean depleting your personal savings. By exploring these funding strategies, you can invest in your growth while keeping your finances intact. If you found this episode helpful, be sure to subscribe, leave a review, and share it with other business owners who could benefit from these insights!

Drawing from a recent client experience, I'll highlight key factors to consider, such as state-specific tax nuances and the importance of specialized knowledge in areas like real estate. I'll also share my honest approach to when outsourcing or hiring a different accountant is the best move for optimizing your tax strategy.   If you're ready to gain insights that could significantly impact your financial planning and tax efficiency, this episode is for you. Remember, the information provided is for educational purposes and not individual tax advice. Tune in to learn more about making informed choices that serve your best interests.   What You'll hear in this episode: [2:35] Factors to Consider for Personal Tax Returns [3:10] State-Specific Tax Considerations [4:30] Importance of Specialized Knowledge in Tax Strategy [5:20] Honesty About Expertise and Client Recommendations [6:20] Choosing the Right Accountant for Your Needs   If you like this episode, check out: What Actually Happens If I Commingle Business and Personal Finances? Why Should You Separate Your Business Money from Personal Finances? 3 Reasons to Separate Your Business Money from Personal   Want to learn more so you can earn more?  Visit keepwhatyouearn.com to dive deeper on our episodes  Visit keepwhatyouearncfo.com to work with Shannon and her team  Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ  Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

On this episode of Financially Naked: Stories from The Financial Gym, Rachel and Whitney discuss the impact of ADHD on personal finances. Whitney shares her journey from filing bankruptcy to financial empowerment, highlighting the challenges she faced and the strategies she used to regain control. They discuss the unique financial struggles that come with ADHD, why neurotypical advice often doesn't work, and practical steps for managing money in a way that aligns with how ADHD brains function.    For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com. Resources  4 Tips to Manage Your Money with ADHD  How Our Upbringing Shapes our Money Mindset   

Today I discuss the common issue of commingling personal and business expenses, a practice that many entrepreneurs unintentionally fall into. While it's understandable to make occasional mistakes, it's vital to know how to handle these situations to avoid significant repercussions like audits. I'll share key pointers on why recurring personal expenses should never go through your business account and how to better manage your personal finances. Additionally, I'll explain why it's smarter to increase your salary or distributions rather than mix expenses, and how frequent usage of your business card for personal transactions can cost you more in bookkeeping fees without offering any tax benefits. Tune in to learn strategies for maintaining a clear distinction between your personal and business finances, making informed decisions, and knowing when and how to take aggressive tax positions responsibly.   What You'll hear in this episode: [0:50] The Reality of Commingling Personal and Business Expenses [1:25] Key Points on Handling Personal Expenses in Business [5:25] Mindset Differences and Financial Awareness [6:55] The Cost of Commingling and Aggressive Tax Positions   If you like this episode, check out: What Actually Happens If I Commingle Business and Personal Finances? How Can Three Simple Steps Ease Tax Season Anxiety? What Qualifies as a Deduction   Want to learn more so you can earn more?  Visit keepwhatyouearn.com to dive deeper on our episodes  Visit keepwhatyouearncfo.com to work with Shannon and her team  Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ  Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/   The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.

Send us a textJoin us on Average Joe Finances as our guest Joe Downs, CEO of Belrose Storage Group, shares his 17-year journey in commercial real estate. Joe recounts his early career as a financial advisor, the impact of 9/11 on his career shift, and his ventures, including owning a bar and moving into real estate. Joe delves into his current focus on the self-storage industry, offering insights into market dynamics, the importance of mentorship, and the unique opportunities in storage, especially during economic cycles.In this episode:Learn how adaptability and resilience can turn career setbacks into real estate success.Discover why self-storage is an overlooked yet profitable niche in commercial real estate.Understand the importance of seeing opportunity in every deal, even beyond your initial criteria.Gain insights on why hands-on business oversight is key to long-term investment success.And so much more!Key Moments:00:00 Introduction and Welcome01:00 Guest Introduction: Joe Downs01:23 Joe's Journey into Real Estate01:39 From Financial Advisor to Real Estate02:00 The Impact of 9/11 and Career Shift02:56 Venturing into Real Estate04:00 Owning a Bar: Lessons Learned04:57 Transition to Radio and Real Estate07:14 Discovering Self Storage09:28 The Self Storage Business Model13:20 Challenges and Opportunities in Storage27:49 Advice for Aspiring Investors31:24 Final Thoughts and Contact InformationFind Joe Downs on:Website: https://www.belrosestoragegroup.com/Instagram: https://www.instagram.com/belrosestoragegroup/Facebook: https://www.facebook.com/belrosestoragegroupLinkedIn: https://www.linkedin.com/in/joe-downs-7990851/Youtube: https://www.youtube.com/@belrosestoragegroupAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

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Send us a textJoin us on Average Joe Finances as our guest Darius Ross, a seasoned entrepreneur with over 30 years of experience. Darius shares his serendipitous entry into entrepreneurship, his experiences with real estate investment, consulting for equity, and the creation of educational materials from his many business lessons. He emphasizes the importance of adaptability, the 'guerrilla mentality,' salesmanship, and constant learning. In this episode:Learn how embracing adaptability and strategic thinking can fuel entrepreneurial success.Discover why intellectual contributions often outweigh capital investments in building wealth.Understand the power of the "gorilla mentality" in navigating business challenges and competition.Gain insights on why accountability and self-reflection are crucial for personal and professional growth.And so much more!Key Moments:00:58 Guest Introduction: Darius Ross01:27 Darius's Entrepreneurial Journey02:34 First Business Venture: Real Estate04:36 Consulting and Equity05:23 Leadership and Writing Books07:37 Gorilla Mentality Explained13:43 Entrepreneurial Mindset and Challenges19:28 Final Round: Mistakes and Lessons25:44 Closing Thoughts and WisdomFind Darius Ross on:Website :https://www.dariusaross.com/LinkedIn: https://www.linkedin.com/in/darius-ross-0316626/Facebook: https://www.facebook.com/dariusaross1X: https://x.com/dacatmanInstagram: https://www.instagram.com/darreexec/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Send us a textJoin us on Average Joe Finances as our guest Steve Selengut, a professional investment manager with over 40 years of experience and the author of 'Retirement Money Secrets',  shares his journey into investment management, emphasizing the importance of diverse income streams, market volatility, and income-focused investing. He discusses his father's influence on his understanding of income generation, his early experiences in handling investment portfolios, and his strategy for using closed-end funds to secure steady income.In this episode:Learn how income-focused investing can create financial stability in retirement, even during market fluctuations.Discover why closed-end funds offer a reliable monthly income stream and long-term wealth-building potential.Understand the power of embracing market volatility rather than fearing it, using strategic investment approaches.Gain insights into aligning your financial strategy with personal goals for a secure and stress-free retirement.And so much more!Key Moments:00:59 Meet Steve Selingut: A Veteran Investment Manager01:22 Steve's Early Investment Journey03:44 Investment Strategies and Market Insights06:45 The Importance of Income Streams09:28 Closed-End Funds Explained15:47 Steve's Biggest Financial Lessons20:12 Advice for New Investors22:42 Steve's Recommended Resources24:41 Where to Find More About SteveFind Steve Selengut on:Website: https://theincomecoach.net/LinkedIn: https://www.linkedin.com/in/privateinvestmentmanagement/Youtube: https://www.youtube.com/@steveselengutAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show