Financial Strategies

Central Bank Digital Currency (CBDC) is generally defined as a digital liability of a central bank that is widely available to the general public. After the collapse of the economy in 2008, millions of Americans lost everything. Can CBDCs help stabilize the current turmoil in the global financial markets and help protect your hard-earned savings? Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more. 2023 The State of Central Bank Digital Currencies (PDF) https://bit.ly/3KhVLNI TEN WARNINGSIGNS OF WORKINGWITH THE WRONGFINANCIAL ADVISOR (PFD): https://bit.ly/40vTvbh Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

The death or incapacitation of a spouse or partner can be one of life's most stressful events. From Social Security benefits to Estate Planning, BOTH spouses should be on the same page when planning for the future. Make sure your spouse is cared for no matter what turn life takes in the latest Financial Strategies podcast here. WOMEN, MONEY, AND RETIREMENT (PDF) https://bit.ly/42d5JWF TEN WARNING SIGNS OF WORKING WITH THE WRONG FINANCIAL ADVISOR (PDF) https://bit.ly/3VlmQmV Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

Whether preparing for retirement or already enjoying it, one thing remains true: You want to make the most of your income and protect it from unnecessary penalties. RMD stands for “required minimum distributions,” which is the amount of money you need to take out annually from a tax-qualified retirement account after you reach a certain age. But did you know that you must take your full required amount, or you could face IRS penalties? Watch the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more. ARE YOUR ALLOCATIONS RIGHT FOR RMDS? (PDF) https://bit.ly/3L68PVp UNDERSTANDING REQUIRED MINIMUM DISTRIBUTIONS (PDF) https://bit.ly/3LqBJ3Z Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

It's no secret the Feds keep hiking interest rates. But what about the interest rates on certificates of deposit (CDs)? The first step to successful investing is figuring out your goals and risk tolerance. Whatever mix choose, make sure that your decisions are first based on education. Watch the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more! PASSIVE INCOMEFOR RETIREMENT (PDF) https://bit.ly/3UJJV2v ANNUITIES:INCOMEFOR LIFE (PDF) https://bit.ly/3KJ1LxV Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

The primary purpose of diversification is to mitigate risk. It involves spreading your investment dollars among different types of assets to help temper market volatility. But how does it work, and are you diversifying correctly? Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more. IMPORTANCEOF FINANCIALDEFENSE (PDF): https://bit.ly/3UqCI7t WHY INVESTINGIN MUTUAL FUNDSCOULD JEOPARDIZEYOUR RETIREMENTPLANS (PDF) https://bit.ly/3Mw9Vfv Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

There's not a person in the world who hasn't heard about Wall Street. It was an epic financial and economic collapse in 2007-2008 that cost many ordinary people their jobs, their life savings, their homes, or all three. With so much noise coming from Wall Street, it's hard to sift through facts vs fiction. Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to uncover the truth and take back control of your finances. WHY INVESTINGIN MUTUAL FUNDSCOULD JEOPARDIZEYOUR RETIREMENTPLANS (PDF) https://bit.ly/3Zz6Vlv HARD LESSONSOF THESTOCK MARKET (PDF) https://bit.ly/40XUzVm Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

Central Bank Digital Currency (CBDC) is generally defined as a digital liability of a central bank that is widely available to the general public. After the collapse of the economy in 2008, millions of Americans lost everything. Can CBDCs help stabilize the current turmoil in the global financial markets and help protect your hard-earned savings? Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more. TEN WARNINGSIGNS OF WORKINGWITH THE WRONGFINANCIAL ADVISOR (PFD): https://bit.ly/40vTvbh Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

Buying high and selling higher is momentum traders' enviable goal, but this goal does not come without its fair share of challenges. As a new generation of investors take on the market, how do you get the highest possible performance and take investment capabilities to a new level? Listen to the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more. Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

According to cognitive neuroscientists, we are conscious of only about 5 percent of our cognitive activity, so most of our decisions, actions, emotions, and behavior depends on the 95 percent of brain activity that goes beyond our conscious awareness. When it comes to retirement planning and wealth management, most people do not possess the necessary knowledge to make optimal savings and investment decisions on "hope" alone. To make informed and tactical decisions when it comes to your golden years, you need ditch the Hopin' Wishin' & Prayin' strategy and adopt a carefully planned, thought out and customized strategy in its place. Watch this week's Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more! WHY INVESTINGIN MUTUAL FUNDSCOULD JEOPARDIZEYOUR RETIREMENTPLANS (PDF) https://bit.ly/3Jhi9Ff BUILDINGBLOCKS OFRETIREMENT (PDF) https://bit.ly/3mXstdS Follow us on Instagram! https://www.instagram.com/agemyfinancial/ Like us on Facebook! https://www.facebook.com/agemyfinancial/ --- Send in a voice message: https://podcasters.spotify.com/pod/show/agemy/message

The old adage, “it's not about timing the market, but about time in the market,” has been proven true over the years. While it can be tempting to try and avoid the worst days in the market, it's nearly impossible to avoid the worst days and capture the best days. But does time in the market beat market timing? Find out in the latest Financial Strategies Podcast with Andrew and Daniel Agemy here. Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Popular with real estate investors, passive income is often described as “making money while you sleep,” but it's not as easy as you may think. In fact, the most successful passive income ideas are the result of hard work. Learn how to reap the benefits of passive income to build wealth in the latest Financial Strategies Podcast with Andrew and Daniel Agemy here. Agemy Financial Strategies - What You Need to Know About Passive Income (PDF) Introduction to the Universe of Income-Generating Financial Strategies (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

America has a retirement savings problem. Will the SECURE Act 2.0 help? Find out in the latest episode of this Financial Strategies Podcast with Andrew and Daniel Agemy here! HOW TO CHOOSE AFINANCIAL ADVISOR (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Retirement planning can intersect with an avalanche of activity that causes a huge amount of stress, anxiety and worry. But retirement planning should never go hand in hand with stress. What's the number one missing piece tof the retirement planning equation to reduce stress? Education. Listen to the latest this Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more. THE DANGERS OF SPENDING DOWN PRINCIPAL DURING RETIREMENT (PDF) WHY INVESTING IN MUTUAL FUNDS COULD JEOPARDIZE YOUR PLANS FOR RETIREMENT (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

IRAs such as 401(k)s offer many benefits for retirement savers. However, alternative investment accounts can offer more flexibility than an IRA, and there are no limits on contributions, withdrawals, or income to fund them. Learn the best ways to build your nest egg and dramatically increase returns in the latest Financial Strategies podcast with Andrew and Daniel Agemy here. The Hard Lessons of Stock Market History (PDF) Investing for Income in theStock Market (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Are annuities a safe investment? Unlike stocks and bonds, annuities are insurance products designed to give you guaranteed income in retirement. One reason annuities get a bad rap is the confusion over the different types of annuities. Annuities don't all work the same, and their differences affect their levels of risk. Watch the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more! WHY INVESTING INMUTUAL FUNDSCOULD JEOPARDIZE YOURPLANS FOR RETIREMENT (PDF) NEGATIVE SPIN ON ANNUITIES (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Having a comprehensive retirement plan is one of the most important ways to help ensure financial freedom. What many Americans don't realize is that, in addition to investing, estate planning is a crucial component of your retirement plan. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more! HOW TO HELP AVOID COMMON ESTATE PLANNING MISTAKES (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

What is the gift that keeps on giving? Education. Education never stops giving. When you learn something, you can retain it for as long as you like. Education helps you add value to your life, helps you make smarter decisions and sets you up for future success. Find out more on the latest Financial Strategies podcast with Andrew and Daniel Agemy here. GUIDE TO AGING:7 MILESTONE AGES TO REMEMBER (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

For every investor, the world has become a hard place. But for those reaching retirement, pressure is significantly mounting. However, a down market should not deter you from reaping the benefits of a fruitful retirement. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to help you prepare for your golden years in a volatile market. INVESTING FORINCOME IN THESTOCK MARKET (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

The IRS recently announced a number of changes to retirement savings accounts, social security and tax brackets for 2023. Additionally, the IRS issued technical guidance regarding the cost-of-living adjustments affecting dollar limitations for pension plans and other retirement-related items for the 2023 tax year. Listen to the full Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more. Proactive Tax-Saving Strategies (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

2022 has been a whirlwind of economic and geo-political upheavals, affecting all of our finances and creating serious concerns for the future. Especially if you are nearing, or in retirement. Furthermore, Bloomberg Business has just predicted a 100% probability of recession in the next 12 months. By taking proactive steps now, like planning for estimated taxes and Required Minimum Distributions (RMD's), you can help mitigate the impact of downturns, and yes, even a recession. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more. Understanding Required Minimum Distributions (RMDs) (PDF) Are Your Allocations Right for RMDs? (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Recent stock market drops have made Roth Conversions more appealing for many. However, you need to weigh the upfront taxes, along with further consequences you may not (yet) be aware of. Listen to this week's Financial Strategies Podcast with Andrew and Daniel Agemy to find out more. INVESTING FOR INCOME IN THE STOCK MARKET (PDF) PROACTIVE TAX-SAVINGSTRATEGIES (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Applying Social Secuirity too early, spending too much too soon, paying more taxes than necessary. What is the biggest mistake a retiree can make? The answer may surprise you. Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to find out. THE DANGERS OF SPENDING DOWNPRINCIPAL DURING RETIREMENT (PDF) THE INCOME GENERATION REPORT (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

The definition of investing may have changed over time, but one key principal has remained - getting a return on your investment. So how do you prepare for today's volatile markets when it comes to investing? With speculation (a crystal ball) - or with a carefully structured investment plan (contract)? Listen to this week's FInancial Strategies Podcast with your hosts: Andrew Agemy in Connecticut, and Daniel Agemy in Colorado here! The Hard Lessons of Stock Market History (PDF) The Importance of Financial Defense (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Buying a certificate of deposit, also known as a "CD," might be a good choice if you need a specific amount of money to become available at a certain future time, with no risk of losing all of your cash. That time should be not too far off rather than years down the road. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more. THE CASE FOR FIXED INCOME (PDF) WHY INVESTING IN MUTUAL FUNDSCOULD JEOPARDIZE YOUR PLANS FOR RETIREMENT (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

I bonds are a type of U.S. savings bond designed to protect the value of your cash from inflation. Even in a rising rate environment like we're in right now, it's not hard to see why these investments are in the spotlight. While I bonds can certainly help protect your savings from inflation, that doesn't mean they're right for everyone. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more. BEWARE OF THE HIDDEN DANGERS BEHINDINVESTING IN BOND MUTUAL FUNDS (PDF) THE CASE FOR FIXED INCOME (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Preserving wealth is what our company is founded on. So how can you protect your wealth, and how can you make it grow? Today we want to go through the good, the bad and the ugly of life insurance. Should you have life insurance? Is it worth the investment? For life insurance after retirement, you have a number of options depending on your circumstances. Listen to this week's Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more. HOW TO HELP AVOID COMMON ESTATE PLANNING MISTAKES (PDF) DON'T LET LONG-TERM CAREBE YOUR FINANCIAL ‘BLIND SPOT' (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

As we all know and understand, investors get nervous when they see their portfolio value dropping and volatility is in the headlines. When meeting with clients on the verge of retirement, the most common concern we hear is "I want to protect my principal". But in today's economy, we're seeing more and more investors lose out. So when do you admit defeat and move on? Do you "cry uncle" or make strategic moves to build back your savings? Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to learn more. Introduction to the Universe of Non-Stock Market Income-Generating Investments (PDF) The Hard Lessons of Stock Market History (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Social Security payments grew by 5.9% this year. The biggest cost-of-living adjustment (COLA) in 40 years. Some estimates suggest the COLA could be as high as 11.4% next year as a direct result of surging inflation. There are still a lot of misconceptions about this impending benefit boost, and you'll need other/additional means of income to protect your retirement. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more. UNDERSTANDING AND MAXIMIZINGYOUR SOCIAL SECURITY BENEFITS (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Are we in a recession? Some say we are, others say absolutely not. Wherever we are as a nation, sooner or later, the economy will fall into a recession - because that's the nature of the economy. If you are nearing or already in retirement, how do you protect your hard-earned savings? In other words, how do you "recession-proof" your retirement? Find out in the latest Financial Strategies Podcast with Andrew and Daniel Agemy here. Are Your Allocations Right for Social Security? (PDF) Are Your Allocations Right for RMDs? (PDF) The Importance of Financial Defense. (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

We all commonly misunderstand what numbers are telling us, and many of us don't exercise due diligence to sift through the noise and get to the facts. When it comes to planning for retirement, you need to be extra careful what - and who - you're listening to. Learn how to avoid being fooled into money moves that could later derail your retirement in the latest Financial Stratgies show with Andrew and Daniel Agemy here. The Hard Lessons of Stock Market History (PDF) Resetting Your Retirement (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Passive income is money you derive from sources other than paid labor; like a rental property for example. Once established, passive income streams in retirement require little time and effort to maintain. But you DO need to put in the work - at least on the front end. Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here as they break down the pros and cons of passive income, and how to decide if it's the right form of wealth building for you. How To Give And Receive With Charitable Contributions (PDF) Introduction to the Universe of Non-Stock Market Income-Generating Investments (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

If you're nearing retirement, all of this market volatility can be especially unnerving. The S&P 500 officially entered a bear market, and when you're going to be relying on your savings, watching your investment portfolio drop in value can be tough to stomach. If stock prices do continue to fall, is now really the right time to retire? It depends on a few factors. Listen to the latest Financial Strategies Podcast here to learn more. MARKET MATH MADE SIMPLE (PDF) 10 SIGNS YOU'RE WORKING WITH A TRUE RETIREMENT INCOME SPECIALIST (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Did your 401(k) turn into a 301(k)? Look at your portfolio; Do you have risk? Do you have adequate diversification? You need a plan in place to deal with the current financial climate. Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to learn more! Bond vs Bonds Mutual Funds (PDF) The Dangers of Spending Down Principal in Retirement (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Volatility can fool you. These days, investors are facing their share of challenges as stock values swing all over the place. Even if you're not new to investing, this volatility can be hard to stomach. But is it all doom and gloom? You may be surprised to hear you're being fooled. Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to learn more! NEGATIVE SPIN ON ANNUITIES (PDF) WHY INVESTING IN MUTUAL FUNDSCOULD JEOPARDIZE YOUR PLANS FOR RETIREMENT (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Do you suffer from 401(k) Brain? The 401(k) is an incredibly powerful investing tool, and there are plenty of advantages of contributing to this type of account. But despite its many advantages, the downside to investing in a 401(k) is that you typically don't have many investing options; which can be more costly than you might think. Is your investment strategy stuck on repeat? Listen to this week's Financial Strategies Podcast with Andrew and Daniel Agemy to learn more. Market Math Made Simple (PDF) Guide to Ageing: 7 Milestone Ages to Remember (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

The Financial Strategies Podcast was created for one key reason: to help people drown out the noise so they can understand the truths in financial planning. In Part 1 of our Retirement Confidence Podcast, we talked about how you need advice from a trusted specialist, preferably a Fiduciary. (A Fiduciary must put your best interest above their own. A financial advisor who's a fiduciary has an ethical duty to recommend the best investments for you.) Today we're discussing how to further build confidence in your retirement planning by gaining the right tools and strategies to help your money grow. THE DANGERS OF SPENDING DOWNPRINCIPAL DURING RETIREMENT (PDF) INTRODUCTION TOTHE UNIVERSE OFNON-STOCK MARKET INCOME-GENERATING ALTERNATIVES (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Despite the impact of the pandemic that has lasted for over two years, American workers and retirees remain optimistic about living a comfortable retirement. How prepared for retirement are you and what influences your level of confidence? Do you have the plan in place to gain retirement confidence through Social Security strategies and investment opportunities? Listen to the latest Financial Strategies Podcast here to learn more. THE INCOME GENERATION: What Everyone Over 50 Must Do Right Now to Help Secure Their Financial Future (PDF) UNDERSTANDINGSOCIAL SECURITY BENEFITS (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

You've built your nest egg through your 401(K), secured investments and saving for retirement... but now what? Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out! When you're done watching the show, check out our free educational resources below for your financial planning needs: WHY INVESTING IN MUTUAL FUNDSCOULD JEOPARDIZE YOUR PLANS FOR RETIREMENT (PDF) THE INCOME GENERATION: What Everyone Over 50 Must Do Right Now to Help Secure Their Financial Future (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

When it comes to cryptocurrencies like Bitcoin, should you utilize these new volatile assets or continue to grow your money the old fashioned way? There are pros and cons to both. Listen to the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more. BITCOIN FIRST: Why investors need to consider bitcoin separately from other digital assets (PDF) THE DANGERS OF SPENDING DOWNPRINCIPAL DURING RETIREMENT (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Volatility can fool you. These days, investors are facing their share of challenges as stock values swing all over the place. Even if you're not new to investing, this volatility can be hard to stomach. But is it all doom and gloom? You may be surprised to hear you're being fooled. Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to learn more! NEGATIVE SPIN ON ANNUITIES (PDF) WHY INVESTING IN MUTUAL FUNDSCOULD JEOPARDIZE YOUR PLANS FOR RETIREMENT (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

What is a goals-based retirement? What does a goals-based approach mean? Your goals are unique to your situation in life and depends entirely on your ideal outcomes. Taking time to ensure a secure and financially stable retirement is essential to enjoying your golden years. In today's Financial Strategies show, Andrew and Daniel explore what a goals-based retirement is and whether it's the right strategy for you and your financial future. When you're done watching the show, check out our free educational resources below for your financial planning needs: 7 Risks to Your Retirement (PDF) Real Life Challenges: Reset Your Retirement (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Tax season is here, and if you're like most people, you'd like to hold on to as much of your 2021 earnings as possible. But did you know that by paying taxes NOW, you can help set yourself up for a "tax-free" retirement? Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more tax-saving tips. PROACTIVE TAX-SAVINGSTRATEGIES (PDF) HOW TO GIVE AND RECEIVEWITH CHARITABLE CONTRIBUTIONS (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

People are under a lot of stress right now. More than we care to think about; The pandemic. The economy. The war. So how do we start the road to a stress-free retirement under these volatile conditions? It is possible. Listen to the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more. THE INCOME GENERATION REPORT (PDF) THE DANGERS OF SPENDING DOWNPRINCIPAL DURING RETIREMENT (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

While we can't predict what will happen in the current volatile market, we CAN prepare: Prepare for mispricing, prepare for misperceptions and prepare for inevitable mistakes. Listen to this week's Financial Strategies podcast with Andrew and Daniel Agemy here to find out more! Download The Income Generation Report (PDF) Why Investing in Mutual Funds Could Jeopardize Your Plans for Retirement (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

The word 'Estate' alone can throw most people off including an estate plan in their retirement strategy. However, there is a lot more to who gets your belongings when you die - and you certainly don't need a lot of wealth to get a plan in place. Watch the latest Financial Strategies podcast with Andrew and Daniel Agemy to learn why a well designed estate plan can do a lot for you, and your loved ones. ESTATE PLANNING: Are you making mistakes that could jeopardize your retirement? (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Gut instinct, or intuition, is your immediate understanding of something; there's no need to think it over or get another opinion—you just know. From investing confidence to market volatility concerns, when it comes to your financial planning, there's value in what your gut is telling you. Listen to this week's Financial Strategies Podcast with Andrew and Daniel Agemy here to find out more. The Essentials of What You Need To Know About Retirement Income (PDF) The Importance of Financial Defense (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Only 27% of workers are confident that they are going to have a comfortable retirement. Do you know what inflation will do to your retirement income? Listen to this week's Financial Strategies podcast episode now! The Power of Women (PDF) The Essentials of What You Need To Know About Retirement Income (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

The Great Depression taught society a lot of things at the time; one key lesson was to avoid the dangers of the stock market, and to instead rely on interest from the bank. Today however, we have the reverse. Listen to the latest Financial Strategies Podcast with Andrew and Daniel Agemy here to learn more. Bonds Vs Bond: Mutual Funds. (PDF) Introduction to the Universe of Non-Stock Market Income-Generating Investments. (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Coaches, teachers, mentors, professors - these influential figures can assist and encourage you as you navigate through life, without passing judgment or feigning interest. They can help you perform at your fullest potential professionally, personally, and financially—such as helping you with your relationships, career, health goals, sports skills, hidden talents, communication skills and even spirituality. Why not consider seeking such guidance for your retirement, too? Retirement Coaching is a process with tangible tools, written documents, and thoughtful discussion. When it comes to your golden years, a retirement coach can help you decide how and with whom you want to spend it. Listen to the latest Financial Strategies podcast with Andrew and Daniel Agemy here to learn more. Guide to Aging (PDF) Real Life Challenges: Resetting Your Retirement (PDF) Follow us on Insagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Confused about RMDs? You're not alone. If you don't do them right, you'll face a 50% owed to the IRS! How can you save money on RMD taxes? We have the strategies and tricks in place to make sure you don't pay a penny more than you need to. Listen to this week's podcast episode now! How to Give and Receive Charitable Donations (PDF) Understanding RMDs (PDF) Follow us on Insagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message

Foundations are the backbone of life. They hold walls, houses, marriages and yes, even finances in place. Learn how having a solid financial foundation in place can safeguard you from turmoil in your golden years here. Bonds Vs Bond: Mutual Funds. (PDF) Estate Planning Mistakes to Avoid (PDF) Follow us on Instagram! Like us on Facebook! --- Send in a voice message: https://anchor.fm/agemy/message