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The Petit family happily lived in Cheshire, Connecticut, in 2007. However, breaking into their home one night was Joshua Komisarjevsky and Steven Hayes, two career criminals. What followed was one of the most disturbing home invasions of all time. Send your scary stories to: mikeohhello@gmail.com Instagram: https://www.instagram.com/thatchapterpodcast Business enquires : thatchapter@night.co Learn more about your ad choices. Visit megaphone.fm/adchoices
Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/YANKS2025 Sponsored by SeatGeek. *Restrictions apply. Max $20 discountUse our Nike affiliate link to shop Yankees gear here: https://www.anrdoezrs.net/click-101505473-17049705?url=https%3A%2F%2Fwww.nike.com%2Fw%2Fnew-york-yankees-6x9m6 Alex Rodriguez reflects on his journey from baseball prodigy to one of the most polarizing figures in sports. Don't miss Alex vs. A-Rod, now streaming on HBO Max. All episodes now streaming.Download the DraftKings Sportsbook app and use promo code JMBASEBALLWhether you're just wanting to test an idea out, or you're getting serious about launching your own brand, it's never been easier to get started on https://shopify.com/yanks.Gambling problem? Call one eight hundredGambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer.+++++++Timestamps:0:00 The Winter Meetings are Over3:20 Cade Winquest Taken in Rule 5 Draft5:05 What is INTERESTING?6:35 Jazz is available in trades?13:40 If Corey Seager is Available Get Him16:05 What Moves Would Get Us Excited?19:30 Cashman Had Volpe Quotes25:06 A-Rod Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
On a special Friday episode of Door Bumper Clear, get ready for some of the wildest, funniest, and most unfiltered moments from Reaction Theatre this season. This “Best of” highlights what makes Door Bumper Clear great, and that's you, the fans. From rants about action on track to unbelievable hot takes that leave Freddie, Karsyn, and Tommy speechless. Enjoy this compilation of the best moments from Reaction Theatre this season!Real fans wear Dirty Mo. Hit the link and join the crew.
Lara and Carey discuss Netflix and Paramount's battle royale to absorb the most and become official Entity, Andy Dick turning blue in Hollywood, and one Connecticut gay's war against Solid Core.On RHOSLC, the ladies leave behind Ruby Franke's Utah for the lapping blue waves of the Aegean. The cast trip to Greece is finally here! After a two-day journey to Santorini, Angie leads her friends/hostages around the island, forcing them to appreciate the motherland at every moment. Lisa and Angie's Cold War Angie rages on as Lisa makes sure her glam cuts into every activity planned. Heather decides to lob a troll Barlow's way by buying competing Cartier watches at Duty Free for herself and Wild Rose, and Meredith buys an evil eye necklace for Heather in hopes of purchasing her peace. Bronwyn does a full 180 and recants her thoroughly modern wishes for her and Todd's marriage, declaring full monogamy to the group. Meredith and Whitney go head-to-head once more at dinner on a mountaintop, with Meredith continuing her lifelong streak of taking zero accountability.Chapters: 00:00:00 Hey Mama!! 00:02:33 Jen Shah is out of prison 00:06:22 Carey and Lara are locked in on a gay from Connecticut 00:18:22 Everything in LA is becoming the Entity 00:20:50 RHOSLC RecapListen to this episode ad-free AND get access to weekly bonus episodes + video bonus episodes by joining the SUP Patreon. Watch video episodes of the pod on Thursdays by subscribing to the SUP YouTube. Relive the best moments of this iconic podcast by following the SUP TikTok. Hosted on Acast. See acast.com/privacy for more information.
Giants vs the Commanders. Justin & Shaun preview this week 15 matchup coming off the Giants bye week. Jaxson Dart building momentum to 2026, Giants firing Bryan Cox, and more.This episode was brought to you by SeatGeekUse our code for 10% off your next SeatGeek order* https://seatgeek.onelink.me/RrnK/Giants2025Sponsored by SeatGeek. *Restrictions apply. Max $20 discountDownload the DraftKings Casino app and use promo code JMFOOTBALLWhether you're just wanting to test an idea out, or you're getting serious about launching your own brand, it's never been easier to get started on https://shopify.com/giantsCheck out our Merch: https://shop.jomboymedia.com/collections/talkin-giantsSubscribe to JM Football for our NFL coverage: https://www.youtube.com/@JMFootballFollow all of our content on https://jomboymedia.com#giants #nygiants 00:00 Giants-Commanders Preview02:30 Jaxson Dart building momentum for 202609:10 End of Season Goals for Dart11:20 Assistant DL Coach Bryan Cox Fired 17:15 NFC Hard Knocks makes Kafka look bad25:00 Expectations for Dart27:00 Tyrone Tracy needs a good game28:42 Giants pass rush has been missing for weeks31:50 Lack of Effort on the Run Defense34:00 TD Draft38:00 Spread Picks45:00 Giants PredictionGambling problem? Call one eight hundredGambler. In New York, call eight seven seven eight HOPENY or textHOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Virginia Young, from Bridgewater, Connecticut, USAFor more inspiring ideas from The First Church of Christ, Scientist, be sure to check out our audio landing page at christianscience.com/audio.
Jessica Carrero, Operations Project Manager for the Town of East Hartford, Connecticut joined the podcast to discuss project management and ensuring operations continue when organizations go through changes. She shared her experience during mayoral transitions, how standard operating procedures helped her succeed during those transitions, and how to navigate tension between new ideas and current practices. Host: Marissa Baum
Step into the technicolor world of PEZ! We tour the Connecticut factory where more than 12 million tiny candies are pressed each day, guided by archivist Shawn Peterson, whose personal collection helped shape the Visitor Center. Meet Brian Trauman, the Guinness World Record holder whose thousands of dispensers trace a lifetime of joyful obsession. Hear Emily Tracy’s tender, funny, heartbreaking story about the PEZ tattoo she got to honor her mother. And the hosts of PEZamania, the world’s largest PEZ convention, talk about how nostalgia and candy become community. Suggested episodes: Discovering delight - and despair - in dumpster diving We have to talk about cuddle parties Take a tour of the John Zaffis Museum of the Paranormal Pawn queens: Tales and treasures from women pawn shop owners Audacious at sea: Wisdom from strangers on a cruise ship GUESTS: Shawn Peterson: Company archivist and historian at PEZ Candy, Inc. in Orange, CT. He manages the PEZ Visitor Center, where much of the collection on display comes from his own personal archive. He is also the author of PEZ: From Austrian Invention to American Icon and Collector’s Guide to PEZ: Identification and Price Guide Brian Trauman: Owns the world's largest Pez collection and holds the Guinness World Record for “largest candy dispenser collection.” He has been collecting since 1999 and owns more than 6,400 dispensers Morgan Rhinehart and Landon Proctor: hosts of PEZamania in Ohio – the longest running collector convention in the world, established in 1991 Emily Tracy: Manchester resident who memorialized her PEZ-collecting mom with a tattoo of her head on top of a PEZ dispenser Support the show: https://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.
In this DJD Classic, which originally aired on 9/13/23, bass fishing legend Hank Parker shares his best Dale Sr. stories and how he got involved with stock car racing. While Dale and Hank share plenty of laughs, the duo also dives deep into the emotional side of losing Dale Sr. and how Hank has handled it over the years. Close friends prior to their rise in their respective disciplines, Hank describes the hunting and fishing trips they shared together, and how he reacted when Dale opened up to him on an emotional level. Hear Hank's thoughts on his racing endeavors and how he put everything on the line to give his son, Hank Jr., a shot at NASCAR glory. And for more content, check out our YouTube page: https://www.youtube.com/@DirtyMoMediaReal fans wear Dirty Mo. Hit the link and join the crew.
This week on Headline Highlights: New developments shake the Rebecca Park case as her biological mother, now charged with her murder, asks the court for reduced bond or home confinement to care for her 14-year-old son. In Massachusetts, the trial for Brian Walshe is underway, and prosecutors are coming in strong with graphic physical evidence. The father of the 16-year-old accused in Anna Kepner's death is seeking emergency custody of his 9-year-old daughter. In Texas, the alleged suicide of Texas A&M student Brianna Aguilera has Austin PD stumped while her family pleads for answers. A California couple is gunned down in their driveway. In another disturbing case, two teens lure a 14-year-old girl into the woods and set her on fire. And in Stamford, Connecticut, what began as a routine eviction spirals into a police standoff, a decomposing body, and the discovery of multiple explosive devices. UPDATE: Brianna Aguilera's phone was found in a creek area. . If you're new here, don't forget to follow the show for weekly deep dives into the darkest true crime cases! To watch the video version of this episode, head over to youtube.com/@annieelise. . 5 Bombshells in Brian Walshe Trial: Secret Boyfriend, Killer Searches & a New Motive
It's the Atlanta Hawks episode of YM3 featuring Dyson Daniels and Onyeka Okongwu!The duo discuss how the Hawks season has been going so far, including the leap of Jalen Johnson, how Dyson is adjusting to knowing his capabilities after winning the Most Improved Player Award and being runner up for Defensive Player of the Year, some of the Hawks' locker room dynamics, and more.They also discuss Onyeka and Dyson's basketball careers pre-NBA, including Onyeka playing with the Ball brothers at Chino Hills, when Onyeka started focusing on his improved shooting. They also discuss some players and teams they've been impressed with around the league, and much more. Let's go!Download the DraftKings Sportsbook app and use code TEAMTHREE. That's code TEAMTHREE, bet five bucks and get $200 in bonus bets if your bet wins. In partnership with DraftKings—The Crown Is Yours. Gambling problem? Call one eight hundred Gambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. Additional terms at D K N G dot co slash audio. Limited time offer.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Guest is Mark Chenoweth, president and chief legal officer of the New Civil Liberties Alliance, to discuss the oral arguments at the Supreme Court on Monday, Dec. 8, in Trump v. Slaughter, an important case about the constitutional authority of the president over the so-called “independent” agencies like the Federal Trade Commission set up by Congress. For the Christmas season, classic movie review of the 1945 film, “Christmas in Connecticut,” a romantic comedy starring Barbara Stanwyck, Dennis Morgan, and Sydney Greenstreet.
In this episode, we sit down with Laura Camacho, a double bassist, tango composer, and ethnomusicologist originally from Buenos Aires and now based in Austin, Texas. Laura shares her fascinating journey from performing with the ensemble Las del Abasto in Argentina—including opening for tango legend Mariano Mores—to pursuing a PhD in ethnomusicology at the University of Texas at Austin. We dive deep into Laura's new album, Todo Tiempo Pasado, released in November of 2025 with her ensemble, the Laura Camacho Tango Project. The album is a beautiful blend of tradition and experimentation, featuring original compositions, works by Astor Piazzolla and Mariano Mores, and tango-inspired arrangements of pop songs like Britney Spears' "Toxic" and Kate Bush's "Running Up That Hill." Enjoy and be sure to check out Laura's new album on all streaming platforms. Also, give her Tango Project a follow on Instagram! Connect with DBHQ Join Our Newsletter Double Bass Resources Double Bass Sheet Music Double Bass Merch Gear used to record this podcast Zoom H6 studio 8-Track 32-Bit Float Handy Recorder Rode Podmic Sony Alpha 7 IV Full-frame Mirrorless Interchangeable Lens Camera Sony FE 16-35mm F2.8 GM Lens Sony FE 24-70mm F2.8 GM Lens When you buy a product using a link on this page, we may receive a commission at no additional cost to you. Thank you for supporting DBHQ. Thank you to our sponsors! Upton Bass - From Grammy Award winners and Philharmonic players like Max Zeugner of the New York Philharmonic, each Upton Bass is crafted with precision in Connecticut, USA, and built to last for generations. Discover your perfect bass with Upton Bass today! theme music by Eric Hochberg
29 years of combination experience. A Captain on Rescue 1 with Stamford Fire Department in Connecticut. The fire service was far from Joe's mind as he was looking at a career in civil engineering or being an architect. His friends were local volunteers and invited Joe to come hang out at the fire house and see what it was like. After a little bit one mentioned to Joe to fill out the application and see what it was really about. Hesitant at first Joe finally did and once he was able to obtain his Firefighter 1 certification in his words “Was life changing” because the fire service had never crossed his mind until that moment. In this interview Joe really brought home some solid gems and nuggets that all Firefighters should hear especially if you're involved with recruit training. Not just showing the how but also reinforcing the why. Joe wasn't quite sure what to expect with coming on board to talk shop but one thing for sure is he knocked it out the park.
Before 2025 ends, Dale Earnhardt Jr. and TJ Majors decided to have one more Ask Jr., and listeners sent in questions regarding: Christmas shopping for Isla and NicoleHow big should your Christmas tree be?Favorite Christmas moviesUnappreciated drivers of the pastRanking favorite cerealsBuilding a dream race trackAnd for more content check out our YouTube page: https://www.youtube.com/@DirtyMoMediaReal fans wear Dirty Mo. Hit the link and join the crew.
Door Bumper Clear is back for our annual Christmas show. On today's episode, Freddie, Tommy, and Karsyn are joined by the newly crowned Xfinity Series Champion Jesse Love. Jesse talks about how life as a Champion humbles you quickly, especially when you go on vacation with the Baldwin family. He also shares what it's like racing against some of your best friends and how that dynamic will change with newcomer Brent Crews this season. In Spot on, Spot Off, Freddie discusses how big a loss Chris Gabehart leaving Joe Gibbs Racing is, Tommy breaks down his experience owning a chartered team in NASCAR, and Karsyn gets on Tommy for thinking Joey Logano's new look was AI. Plus, we hear from the fans in Reaction Theatre, and Freddie has a surprise for the crew at the end!Real fans wear Dirty Mo. Hit the link and join the crew.
Go to https://www.shopify.com/chaser to sign up for a $1 per month trial period! Download the DraftKings Casino app NOW and sign up with promo code NOCHASER5 Gambling problem? Call 1-800-GAMBLER. In Connecticut, help is available for problem gambling call 888-789-7777 or visit https://www.CCPG.org. Please play responsibly. Twenty-one plus. Physically present in Connecticut, Michigan, New Jersey, Pennsylvania, West Virginia only. Void in Ontario. Eligibility restrictions apply. New customers only. Non-withdraw-able Casino Spins issued as fifty Spins per day for ten days, valid for featured game only and expire each day after twenty four hours. See terms at https://www.casino.draftkings.com/promos. Ends January 4th, 2026 at 11:59 PM Eastern Time. Follow Tim on IG: @timchantarangsu Follow Rick on IG: @rickyshucks Follow Nikki on IG: @NikkiBlades Check out Goodie Brand at https://www.GoodieBrand.com Check out Tim's Patreon for exclusive content at https://www.patreon.com/timchantarangsu To watch the No Chaser podcast on YouTube go to: www.youtube.com/timothy Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: https://bit.ly/NoChaserPodcast Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode of the Contacts coaching podcast, we sit down with Tyler Whitley, the head football coach at Taft School and Associate Athletic Director. Tyler shares his journey from growing up in Torrington, Connecticut, to becoming a multi-sport athlete in high school, and eventually finding his passion in coaching. He discusses the challenges and rewards of juggling multiple roles at a boarding school, his approach to building an inclusive team culture, and how he navigates the complexities of recruiting in the age of NIL and the transfer portal. Tune in to hear valuable insights on managing expectations, trusting your assistants, and the importance of maintaining a healthy work-life balance.00:00 Introduction to the Podcast and Guest00:32 Coach Whitley's Background and Journey04:36 Boarding School Experience and Accessibility10:14 Challenges and Realizations as a New Head Coach14:22 Creating a Culture of Inclusivity and Service17:40 Game Schedules and League Details20:40 The Rise of Northeast Football21:02 Evaluating Talent Without Crossover Play21:32 Transitioning to Athletic Administration23:26 Learning from Other Coaches27:51 The Value of Diverse Perspectives30:06 Challenging Personal Beliefs35:26 Balancing Coaching and Family37:32 Adapting to Modern Recruiting Challenges40:55 Final Thoughts and Tools for Success
The 2025 racing season might be over and done with, but Dale Earnhardt Jr. still has plenty to unpack in the studio. He joins co-host TJ Majors and his sister Kelley for a brand-new episode of Dirty Air:Remembering Michael Annett and Rick HodgesChris Gabehart no longer at Joe Gibbs RacingNick Sanchez is out at Big MachineThe controversial finish of the Snowball DerbyDale and Kelley dive into the NASCAR Anti-Trust TrialAnd for more content check out our YouTube page: https://www.youtube.com/@DirtyMoMediaReal fans wear Dirty Mo. Hit the link and join the crew.
From an inexplicable force that turned a woman to ashes in her farmhouse, to strange phenomena that transformed a quiet English town into a UFO hotspot, these chilling Christmas mysteries continue to baffle investigators and haunt communities long after the holiday decorations were packed away.IN THIS EPISODE: A nurse was found dead in her bed - and her boyfriend and his nine-year-old son vanished, leaving behind only a truck full of bloodstained presents. (Christmas Murder in Lockhart) *** A little girl vanishes on a winter road trip to Las Vegas, and twenty Christmases later, a detective's search for answers leads to a desperate couple's final confession - but not to the truth about what really happened to two-year-old Nikole Betterson. (Nikole's Christmas Farewell) *** Behind one of the most beloved Christmas poems ever written lies a centuries-old mystery: was "'Twas the Night Before Christmas" penned by a scholarly professor for his children, or did someone else create the story that shaped how we see Santa Claus? (‘Twas The Mystery Before Christmas) *** When Patty Vaughan left her home on Christmas Day 1996, she left behind three children and a trail of mysterious clues - including an abandoned van, suspicious blood stains, and a red work uniform that would puzzle investigators for decades to come. (The Patty Vaughan Vanishing) *** When farmhand John Larson awoke to find soot on his pillow on Christmas morning 1885, he never imagined he'd discover his employer Patrick Rooney dead from smoke inhalation and his wife Matilda mysteriously burned to ash in a perfectly circular hole in their kitchen floor - with no other fire damage to the house. (Matilda Rooney's Christmas Combustion) *** In the quiet town of New London, Connecticut, what began as a simple flat tire on Christmas Eve 1973 turned into one of the community's darkest mysteries when twenty-year-old Kevin Showalter was struck and killed by a driver who vanished into the night - leaving behind a grieving mother, whispers of a cover-up, and questions that would haunt the town for decades. (The Hit And Run Death of Kevin Showalter) *** A teenage girl's first office Christmas party should have been a celebration of new beginnings, but for Rhonda Hinson, it became her last night alive - and the start of a mystery that would puzzle investigators for over forty years. (Rhonda Hinson's Only Office Christmas Party) *** A mother's quick errand turns into a decades-old mystery when Tracy Mertens vanishes from her Birmingham flat days before Christmas, leaving investigators with a yellow Ford Escort, two mysterious men, and questions that remain unanswered to this day. (The Tracy Mertens Mystery) *** On Christmas morning 1964, the quiet town of Warminster, England woke up to strange sounds that would mark the beginning of one of history's most puzzling mysteries - a series of unexplained events that would become known worldwide as 'The Thing. (The Warminster Christmas Thing)CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Cold Cases, Colder Nights00:02:38.802 = Show Open00:06:20.432 = The Warminster Christmas Thing00:13:13.664 = *** The Tracy Mertens Mystery00:17:10.974 = The Mystery of Matilda Rooney's Christmas Combustion00:21:36.666 = Rhonda Hinson's Only Office Christmas Party00:27:32.493 = *** Christmas Murder in Lockhart00:30:24.890 = The Holiday Hit-And-Run of Kevin Showalter00:33:56.238 = Nikole's Christmas Farewell00:38:20.096 = *** The Patty Vaughan Vanishing00:41:44.518 = ‘Twas The Mystery Before Christmas00:47:49.521 = Show Close*** = Begins immediately after inserted ad breakSOURCES PAGE: https://weirddarkness.com/ChristmasMysteries
December 9, 1967. During a concert in New Haven, Connecticut, The Doors' frontman Jim Morrison is hauled off stage mid-performance, in the first-ever on-stage arrest of a rock star. This episode originally aired in 2022. Support the show! Join Into History for ad-free listening and more. History Daily is a co-production of Airship and Noiser. Go to HistoryDaily.com for more history, daily.
What if aging wasn't about years but about staying curious and alive? In episode 239 of Joy Found Here, Robin Kencel proves reinvention has no age limit. At 67, she's a top real estate broker, Miss Connecticut Senior America 2025, a competitive dancer, and a spiritual director helping others rediscover faith and purpose. With warmth and wit, Robin shows that growth never stops—and that real joy isn't fleeting, it's fiercely cultivated.In This Episode, You Will Learn:Growing up around life and loss (05:08)Squeezing the juice out of every day (05:52)Lessons from ballroom and balance (07:04)What spiritual direction really is (09:37)Finding God in everyday moments (15:28)Curiosity as the key to staying young (17:19)The courage to try something new (21:31)Joy vs. happiness—what really lasts (26:51)The beauty of handwritten connection (33:36)Purpose, permission, and the next chapter (39:21)Robin Kencel is a multi-passionate entrepreneur, spiritual director, and lifelong learner who blends business success with soulful purpose. A top-producing Connecticut real estate broker and Miss Connecticut Senior America 2025, Robin is also a competitive ballroom dancer and trained Ignatian spiritual director, guiding others toward a more intimate relationship with the divine—whatever name they give it. Known for her warmth, wit, and grounded wisdom, she weaves together decades of professional excellence, spiritual formation, and creative exploration to help others live with greater clarity, intention, and joy. In this conversation, Robin reflects on what it means to stay fully alive at every stage of life—curious, engaged, and open to growth. She shares how her early exposure to aging and mortality shaped her drive to “squeeze every drop of juice out of life,” and how dance, spirituality, and improv acting continue to teach her the art of balance between strength and softness. From her work in real estate to her spiritual direction practice, Robin sees every encounter as an opportunity to notice grace and choose joy over fleeting happiness. Her message is a reminder that purpose doesn't fade with age—it deepens when we keep showing up, keep learning, and keep finding the sacred in the everyday.Connect with Robin Kencel:WebsiteInstagramLinkedInYouTubeFacebookLet's Connect:WebsiteInstagram Hosted on Acast. See acast.com/privacy for more information.
What if students saw themselves not just as learners, but as world builders, empowered to design, problem-solve, and imagine new possibilities through playful learning? In this episode of the Fueling Creativity in Education Podcast, hosts Dr. Cindy Burnett and Dr. Matthew Warwood dive into the dynamic potential of game-based learning and world-building with guests Stephen Slota and Trent Hergenrader. Together, they unpack how treating students as designers—rather than passive recipients of information—fosters creativity, critical thinking, and authentic engagement. Drawing from their experiences as educators and co-authors of The World Building Workshop, Stephen Slota and Trent Hergenrader share insights on leveraging narrative, choice, and playful contexts to deepen learning, regardless of technology access or subject area. The conversation explores the difference between true game-based learning and surface-level gamification, emphasizing the power of agency, narrative, and exploring “messy,” real-world problems. Listeners will gain practical insights on aligning classroom activities with learning goals, infusing creativity, and adopting a facilitator mindset. Whether you're game-curious or an experienced educator, this episode highlights how world building can transform classrooms—and help students make meaningful connections to their own lives. Guest Bios Stephen Slota Stephen Slota is an educational technologist, learning theorist, and interactive storyteller. He has directed major projects for organizations like CVS Health, Pfizer, and Arizona State University, where he explores how game mechanics and narratives can enhance engagement, creativity, and learning. A former high school biology teacher, Stephen Slota draws on years of classroom experience and research at the University of Connecticut to promote playful learning as a transformative tool in education. Trent Hergenrader Trent Hergenrader is an Associate Professor of English and Creative Writing, and Director of the Center for World Building and Storytelling at Rochester Institute of Technology. He's the co-editor of "Creative Writing in the Digital Age" and "Creative Writing Innovations," and author of "Collaborative World Building for Writers and Gamers." Trent Hergenrader integrates fiction writing, role-playing, and collaborative design to help students view learning as a creative, participatory process. For more resources and to connect with the guests, visit theworldbuildingworkshop.com. Be sure to subscribe on your favorite platform and sign up for our Extra Fuel newsletter for more resources and inspiration. Visit FuelingCreativityPodcast.com for more information or email us at questions@fuelingcreativitypodcast.com.
Joel couldn't land in water if he was dumped off a Carnival cruise. LeBron was LeBron. Mike is joined by Chris Ryan to discuss the brutal loss against the Lakers. Reserve your spot for Fly The Process New Orleans here: https://www.rightstorickysanchez.com/p/flyThe Rights To Ricky Sanchez is presented by Draft Kings Sportsbook.Surfside Iced Tea and Vodka is the official canned cocktail of The Ricky.Get 20% off anything at Body Bio dot com using the code mentionedLL Pavorsky Jewelers is where Rights To Ricky Sanchez listeners go and get engaged.Gambling problem? Call one eight hundred Gambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. Additional terms at D K N G dot co slash audio. Limited time offer.
On the night of December 4, 1998, 21-year-old Yale senior Suzanne Jovin left her apartment to return a carpool key to the campus police office. She told a classmate she planned to go home afterward and get some rest. Just over 30 minutes later, Suzanne was found stabbed to death nearly two miles away on a street corner in a wealthy neighborhood. Detectives determined she could not have walked there in the time available, leading them to believe she had been driven to the location by someone she knew. Despite multiple investigative efforts, that person has never been identified and no one has ever been charged with Suzanne's murder. More than 25 years later, her case remains unsolved, and the question still lingers: who killed Suzanne Jovin? **21-year-old Suzanne Jovin was last seen around 9:25 p.m. on December 4, 1998, walking near Phelps Gate on Yale's campus in New Haven, Connecticut. Anyone with information about Suzanne's case is asked to contact the Jovin Investigation Team Tip Line at 866-623-8058 or email jovin.case@ct.gov. There is a $150,000 reward available.** Editor: Shannon Keirce Research/Writing: Haley Gray SUBMIT A CASE HERE: Cases@DetectivePerspectivePod.com SOCIAL Instagram: https://www.instagram.com/detperspective/ Twitter: https://twitter.com/detperspective FIND DERRICK HERE Twitter: https://twitter.com/DerrickL Instagram: https://www.instagram.com/DerrickLevasseur Facebook: https://www.facebook.com/DerrickVLevasseur CRIME WEEKLY AND COFFEE Criminal Coffee Company: https://www.CriminalCoffeeCo.com Crime Weekly: https://crimeweeklypodcast.com/shop ADS: 1. https://www.TryFum.com - Use code DETECTIVE to get a FREE gift with your journey pack! 2. https://www.TryMiracle.com/Detective - Use code DETECTIVE for 3 FREE towels and to save over 40%!
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Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand. Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%. He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates. The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education Keith Weinhold 0:29 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Corey Coates 1:18 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:34 Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space. Speaker 1 4:09 I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go. Keith Weinhold 4:24 Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either. Keith Weinhold 4:53 That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go. Kevin Bupp 8:31 Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend. Keith Weinhold 9:43 Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well. Kevin Bupp 9:49 That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat. Keith Weinhold 10:19 That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right? Kevin Bupp 10:24 They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life. Speaker 2 10:48 Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin, Kevin Bupp 11:42 what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like? Keith Weinhold 11:52 Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow. Kevin Bupp 13:58 But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit? Keith Weinhold 14:44 We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties. Kevin Bupp 16:22 If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer, Keith Weinhold 16:34 yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here. Kevin Bupp 19:06 Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah. Keith Weinhold 19:42 I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place Kevin Bupp 19:42 tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing? Keith Weinhold 19:42 Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah. Kevin Bupp 19:42 So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule? Keith Weinhold 19:42 No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it. Kevin Bupp 20:08 Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in? Keith Weinhold 20:08 Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that. Kevin Bupp 20:08 I was hoping that you tell me 1% rule would is applicable. Keith Weinhold 20:08 It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely. Kevin Bupp 20:08 Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up? Keith Weinhold 19:42 You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah. Keith Weinhold 19:43 I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental? Keith Weinhold 29:53 I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer. Keith Weinhold 32:32 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989 Keith Weinhold 33:44 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Todd Drowlette 34:17 this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream. Kevin Bupp 34:38 That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that? Keith Weinhold 39:09 Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into. Kevin Bupp 40:22 I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right? Keith Weinhold 42:12 I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property. Kevin Bupp 42:23 Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite Keith Weinhold 42:38 Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today? Kevin Bupp 42:47 Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time? Keith Weinhold 42:55 Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program. Kevin Bupp 46:41 Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit. Keith Weinhold 46:51 And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again. Kevin Bupp 47:27 Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase? Keith Weinhold 47:34 It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity. Kevin Bupp 48:05 That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well. Keith Weinhold 48:17 Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987 Keith Weinhold 54:02 next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 54:36 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Speaker 2 55:04 The preceding program was brought to you by your home for wealth building, get richeducation.com
Kim in Connecticut called Mark to discuss the issue with Mayor-Elect Zohran Mamadani wanting to end homeless encampments in NYC. Her area has the same issue with homeless people. Mike in Florida called Mark to remind him it's been 45 years since singer John Lennon passed away. Dems are clever in their ways of navigating!
Kim in Connecticut called Mark to discuss the issue with Mayor-Elect Zohran Mamadani wanting to end homeless encampments in NYC. Her area has the same issue with homeless people. Mike in Florida called Mark to remind him it's been 45 years since singer John Lennon passed away. Dems are clever in their ways of navigating! See omnystudio.com/listener for privacy information.
Jett Stone, Ph.D., is a writer and clinical psychologist on a mission to improve men's mental well-being and bring their inner life into full color. Stone went to undergrad at the University of Michigan and earned two master's degrees in journalism and psychology from Columbia University. He completed his Ph.D. in clinical psychology at Adelphi University and continued training at the Manhattan Veterans Affairs Hospital. Stone eventually founded a clinical practice in Connecticut, focusing on individual and couples psychotherapy. After years of psychotherapy with a diverse range of men, he authored Quiet Your Mind: A Men's Guide, a comprehensive book of his creative, evidence-based strategies for overcoming worry and rumination.Outside of his practice, Stone is an organizational consultant for Work Haven, helping leaders thrive in high-stress careers. In addition to Psychology Today, his writings and contributions have appeared in the New York Times, American Institute for Boys and Men, the Guardian, and Fortune.Dr. Jett Stone's InstagramSupport the show
This week on Face the Nation, as Americans say they're feeling the pain of higher prices this holiday season, we speak exclusively with Treasury Secretary Scott Bessent. And as Trump's Defense Secretary Pete Hegseth doubles down on those boat strikes in the Caribbean, the debate over whether they were lawful ramps up on Capitol Hill. We talk to the top Democrat on the House Intelligence Committee, Connecticut's Jim Himes. Plus, the deportation roundups continue in the nation's cities, this time targeting communities in Minneapolis. Rep. Ilhan Omar joins us to discuss. And finally, a panel of advisers chosen by Health Secretary Robert F. Kennedy Jr. recommends a major change to vaccine guidance for newborns. Hear from former FDA commissioner Dr. Scott Gottlieb. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Todays Topics Todays guest J.D. Eaton https://www.eliteprospects.com/player/163931/j-d-eaton Official Show Merchandise www.bucketsoff.com Episode 483 Download the DraftKings Sportsbook app and use code THPN. That's code THPN to turn five bucks into $200 in Bonus Bets if your bet wins. In partnership with DraftKings — The Crown Is Yours. Gambling problem? Call one eight hundred Gambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer. Copyright NHL 2025. All Rights Reserved. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Episode 69: Cathleen Allen of @timeline.alchemy! Cathleen Allen went viral this summer and authored the now iconic meme phrase "I'm a Connecticut hedge fund wife whose lifestyle was obliterated by sudden onset clairvoyance that started showing me evil spirits behind the veil."I spoke with her about her sudden onset clairvoyance, going viral, seeing dark energy, helping people achieve their highest timelines, soul contracts, past lives, visiting the underworld, spirit guides, and a lot more. She's the real deal!Hope you all enjoy this episode. You can find Cathleen on Instagram @timeline.alchemy and on the web at cathleenallen.comTo support this project, become a patron at patreon.com/ineedgod
Merrimack head coach Scott Borek after the 3-0 loss to Connecticut.
Rich Rodriguez and the West Virginia Mountaineers staff continue to bolster the 2026 WVU football recruiting class with some serious defensive talent! In this video, we break down the latest two defensive signees—the "DAWGS"—that are officially headed to Morgantown. Get the full analysis on how these two defensive players fit into the Mountaineers' scheme, what their commitment means for the future of the WVU defense, and why this class is already being called one of the best in program history. Rich Rod is building something special—don't miss the details on these game-changers! We'll cover their recruiting profiles, what they bring to the field, and the immediate impact they could have. Be sure to: Like the video if you're excited about the future of WVU Football! Subscribe for more daily WVU football news and recruiting updates. Comment below and let us know which defensive signee you're most excited to see play! Sources: Song: Smoke Rising Music by: CreatorMix.com Video: https://youtu.be/_oaZzkn0bW4 ⭐️Sponsors: ⭐️ DraftKings Sportsbook: https://www.draftkings.com/ Appalachia Digital: http://appalachiadigital.com/couz/ Get Your Tailgating Stuff HERE: http://victorytailgate.pxf.io/CouzCornhole Couz's Corner Merch Store: https://couz-shop.fourthwall.com/ Join this channel to get access to perks: https://www.youtube.com/channel/UCGQsDxC1nVegCKqyoMKnL9w/join Other Ways To contribute to the channel: Venmo: https://account.venmo.com/u/Justin-Walker-516 PayPal: https://paypal.me/couzscorner?country.x=US&locale.x=en_US Fanatics link: http://fanatics.93n6tx.net/eKxbVr Subscribe: https://youtube.com/c/CouzsCornerSports Socials: Twitter: http://www.twitter.com/couzwalker TikTok: https://www.tiktok.com/@couzscorner? Instagram: https://www.instagram.com/couzscorner206/ Facebook: https://www.facebook.com/Couzs-Corner-113327741384316 This channel is dedicated to covering college football, with a big focus on the West Virginia Mountaineers and the Big 12 Conference. It also features conference realignment news & rumors, game breakdowns and predictions, special guest interviews, livestreams and a lot more. FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on sales you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support me and my channel! Gambling problem? Call one eight hundred Gambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Fees may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Learn more about your ad choices. Visit megaphone.fm/adchoices
Joe Gorman and Kelly Taylor join Zac Amico and discuss why not to download the Citizen app, the TikToker giving out machete's to homeless people, the drunk girl trying to recite the alphabet to a cop, the bar owner who banned solo drinkers, cockfighting ring busted in Connecticut, Paul Heyman pushing a kid away from Logan Paul, people jumping into the ring during wrestling matches, women feeling the most stressed at home when men are relaxing, the man fired after hitting on an employee at a Christmas party and so much more!(Air Date: December 1st, 2025)Support our sponsors!SmallBatchCigar.com - Use promo code: GAS10 for 10% off plus 5% bonus points!YoKratom.com - Check out Yo Kratom (the home of the $60 kilo) for all your kratom needs!BodyBrainCoffee.com - Use promo code: ZOO15 to get 15% off!Zac Amico's Morning Zoo plug music can be found here: https://www.youtube.com/watch?v=oMgQJEcVToY&list=PLzjkiYUjXuevVG0fTOX4GCTzbU0ooHQ-O&ab_channel=BulbyTo advertise your product or service on GaS Digital podcasts please go to TheADSide.com and click on "Advertisers" for more information!Submit your artwork via postal mail to:GaS Digital Networkc/o Zac's Morning Zoo151 1st Ave, #311New York, NY 10003You can sign up at GaSDigital.com with promo code: ZOO for a discount of $1.50 on your subscription and access to every Zac Amico's Morning Zoo show ever recorded! On top of that you'll also have the same access to ALL the shows that GaS Digital Network has to offer!Follow the whole show on social media!Joe GormanTwitter: https://twitter.com/joewgormanInstagram: https://instagram.com/joewgormanKelly TaylorInstagram: https://instagram.com/hellothisiskellyPodcast YouTube: youtube.com/@IFeelFatTodayZac AmicoTwitter: https://twitter.com/ZASpookShowInstagram: https://instagram.com/zacisnotfunnyDates: https://punchup.live/ZacAmicoSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of "Dance Talk” ® with Joanne Carey , host Joanne Carey interviews Emily CoatesIn this episode of "Dance Talk” ® with Joanne Carey engages in a deep conversation with dancer, choreographer, and writer Emily Coates. They explore Emily's journey from her early dance training in ballet to her transition into modern dance, her experiences working with renowned figures like Baryshnikov, and her current project 'Tell Me Where It Comes From.' Tell Me Where It Comes From, was sparked by the discovery of an archival box housed at the Wadsworth Atheneum Museum of Art in Hartford, Connecticut, chronicling George Balanchine's brief touchdown there in 1933. The discussion highlights the importance of following one's artistic instincts, the role of dance history, and the collaborative nature of creating new work. Emily shares insights on the creative process, the significance of archival research, and the impact of dance on personal and artistic growth.Emily Coates is a dancer, choreographer, and writer and has performed internationally with New York City Ballet (1992-98), Mikhail Baryshnikov's White Oak Dance Project (1998-2002), Twyla Tharp Dance (2001-2003), and Yvonne Rainer and Group (2005-present), and worked with an array of choreographers, including Jerome Robbins, Angelin Preljocaj, Trisha Brown, Deborah Hay, Mark Morris, John Jasperse, and Sarah Michelson. Career highlights include performing three duets with Baryshnikov, in works by Morris, Karole Armitage, and Erick Hawkins.Her choreographic work has been commissioned and presented by Danspace Project, Performa, Baryshnikov Arts Center, Works & Process at the Guggenheim, Ballet Memphis, Wadsworth Atheneum, Carnegie Hall, University of Chicago, Yale Repertory Theatre, Yale Art Gallery, and Columbia Ballet Collaborative, among other venues. She is currently completing a film project titled “Dancing in the Invisible Universe” in collaboration with filmmaker John Lucas and Yale's Wright Laboratory.Her essays have appeared in PAJ: A Journal of Performance and Art, The Huffington Post, Theater, PEAK Journal, programs and an exhibition catalogue for the Paris Opera Ballet, and in the forthcoming Oxford Handbook of Contemporary Ballet. Her awards and distinctions include the School of American Ballet's Mae L. Wein Award for Outstanding Promise; the Martha Duffy Memorial Fellowship at the Baryshnikov Arts Center; Yale's Poorvu Family Award for Interdisciplinary Teaching; a grant from the Alfred P. Sloan Foundation in the category of Public Understanding of Science, Technology, and Economics; a 2016 Fellowship at the Center for Ballet and the Arts at NYU; and a 2019 Jerome Robbins Dance Division Dance Research Fellowship at the New York Public Library for the Performing Arts at Lincoln Center. She graduated magna cum laude with a BA in English and holds an MA and MPhil in American Studies from Yale. Her first book, Physics and Dance, co-written with her longtime collaborator, particle physicist Sarah Demers, was released in January 2019 by Yale University Press.She is Professor in the Practice in Theater, Dance and Performance Studies at Yale University, with a secondary appointment in Directing at the Yale School of Drama. She has directed the dance studies concentration at Yale since its inception in 2006.Informationhttps://campuspress.yale.edu/emilycoates/Make plans to check out this piece on tour!February 26, 2026 at The Avery Theater , Hartford ConnecticutApril 23 & 24th 2026 at Schwarzman Center , Yale University“Dance Talk” ® with Joanne Carey "Where the Dance World Connects, the Conversations Inspire, and Where We Are Keeping Them Real."https://dancetalkwithjoannecarey.com/Please leave us a Review.You support the podcast:https://gofund.me/e561b42acFollow Joanne Carey on Instagram@westfieldschoolofdance
Jane Wurwand, co-founder of the global skincare brand Dermalogica, joins Guy on the Advice Line, where they answer questions from three early stage founders. Plus, Jane shares her philosophy on the importance of customer education for building a trusted brand. First we meet Camille in Virginia, who's wondering how to scale her vegan baby food company without compromising on quality. Then Molly in Maine, who's trying to build a community of new parents for her baby-friendly workout classes. And Sarah in Connecticut, who's considering whether to expand beyond her core performance underwear product. Thank you to the founders of Chunky Vegan, Baby Booty and Paradis Sport for being part of the show.If you'd like to be featured on a future Advice Line episode, leave us a one minute message that tells us about your business and a specific question you'd like answered. Send a voice memo to hibt@id.wondery.com or call 1-800-433-1298.And be sure to listen to Dermalogica's founding story as told by Jane on the show in 2016. This episode was produced by Katherine Sypher. It was edited by John Isabella. Our audio engineer was Neal Rauch.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's the YM3 Miami Heat episode featuring Bam Adebayo and Norman Powell!The two Heat stars dive into their individual careers, as well as the team's explosive offense this season, what it's like playing for head coach Erik Spoelstra (including why Bam hated Spo at the beginning of his career), player development in the Heat organization, and more. They also share the intense conditioning tests Heat players must pass, their team's goals before the all-star break, and what NBA awards mean to them. Let's go!Download the DraftKings Sportsbook app and use code YOUNGMAN. That's code YOUNGMAN, bet five bucks and get $200 in bonus bets if your bet wins. In partnership with DraftKings—The Crown Is Yours. Gambling problem? Call one eight hundred Gambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. Additional terms at D K N G dot co slash audio.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/YANKS2025 Sponsored by SeatGeek. *Restrictions apply. Max $20 discountUse our Nike affiliate link to shop Yankees gear here: https://www.anrdoezrs.net/click-101505473-17049705?url=https%3A%2F%2Fwww.nike.com%2Fw%2Fnew-york-yankees-6x9m6 Download the DraftKings Sportsbook app and use promo code JMBASEBALLWhether you're just wanting to test an idea out, or you're getting serious about launching your own brand, it's never been easier to get started on https://shopify.com/yanks.Shop your favorite gear from the Jomboy Media store. Click here to shop today! https://shop.jomboymedia.com/ Gambling problem? Call one eight hundredGambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer.+++++Timestamps:0:00 Intro2:45 Guardians LF Steven Kwan10:55 Twins RHP Joe Ryan19:50 Cardinals UTIL Brendan Donovan 25:20 Angels SS Zach Neto 31:25 Red Sox OF Jarren Duran 34:30 Tigers LHP Tarik Skubal 37:05 Yankees Should Trade Away These Guys 40:46 Diamondbacks 2B Ketel Marte44:45 Padres OF Fernando Tatis Jr. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Joe Schoen's press conference was bad. Just invites Marshall Green from Giants Now by Chat Sports to react to everything Schoen said + who they think the Giants might target for their next HCFollow Giants Now by Chat Sports here:https://www.youtube.com/@NYGiantsTVhttps://x.com/MarshallGreen_?s=20This episode was brought to you by SeatGeekUse our code for 10% off your next SeatGeek order* https://seatgeek.onelink.me/RrnK/Giants2025Sponsored by SeatGeek. *Restrictions apply. Max $20 discountDownload the DraftKings Sportsbook app and use promo code JMFOOTBALL00:00 Giants Now By Chat sports Joins the Show01:30 Joe Schoen Presser06:30 Schoen still being evaluated11:20 Ownership trusting Schoen to hire next coach14:30 Schoen and Darts relationship17:45 Schoens claim to have a good offense22:00 Giants offense is more explosive 23:40 Schoen gets flustered27:40 Giants lack of leadership30:25 Not maximizing the roster34:20 No accountability39:50 Coaching search under Schoen46:46 HC Candidates 55:45 Mike McCarthy as HCCheck out our Merch: https://shop.jomboymedia.com/collections/talkin-giantsSubscribe to JM Football for our NFL coverage: https://www.youtube.com/@JMFootballFollow all of our content on https://jomboymedia.com#giants #nygiants Gambling problem? Call one eight hundredGambler. In New York, call eight seven seven eight HOPENY or textHOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please playresponsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this special throwback, Christa highlights one of her all-time favorite guests from the episode that started it all: DJ April Larken. April spent years in the New York City fashion scene before taking a career break to raise her children. After beating cancer, she made a bold pivot in her 40s, enrolling in Scratch Academy to pursue her passion for DJing. Drawing on her background in fashion design and a lifelong love of clubs and music, April now spins vinyl at A-list events throughout the New York and Connecticut. In this episode, she shares her journey of creative reinvention and offers inspiring tips for discovering your purpose at any age. Learn more about DJ April Larken at djaprillarken.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Join us for a conversation with Spanish double bassist Uxía Martínez Botana, who shares her journey from facing skepticism as a woman in classical music to becoming a celebrated soloist, chamber musician, and educator. Based in Amsterdam, she tours internationally with ensembles like the Budapest Festival Orchestra and Sol Gabetta's baroque ensemble, and is the first female double bass professor at a Spanish conservatory. We dig into topics like life on the road, work-life balance, her journey through the world of professional music, and her recent Mendelssohn X-Files Project. Enjoy, and learn more about Uxía and the great work she's doing through the links below Official Website: uxiamartinezbotana.com Mendelssohn X-Files Album: Fuga Libera Spotify: Uxía Martínez Botana YouTube: Official Channel Instagram: @uxiamartinezbotana Connect with DBHQ Join Our Newsletter Double Bass Resources Double Bass Sheet Music Double Bass Merch Gear used to record this podcast Zoom H6 studio 8-Track 32-Bit Float Handy Recorder Rode Podmic Sony Alpha 7 IV Full-frame Mirrorless Interchangeable Lens Camera Sony FE 16-35mm F2.8 GM Lens Sony FE 24-70mm F2.8 GM Lens When you buy a product using a link on this page, we may receive a commission at no additional cost to you. Thank you for supporting DBHQ. Thank you to our sponsors! Upton Bass - From Grammy Award winners and Philharmonic players like Max Zeugner of the New York Philharmonic, each Upton Bass is crafted with precision in Connecticut, USA, and built to last for generations. Discover your perfect bass with Upton Bass today! theme music by Eric Hochberg
When Dale Earnhardt Jr. had his longtime friend and crew member Kevin “Two Beers” Pennell on the Download last time, their conversation was so engrossing that he had to come back for more. They pick up where they left off, in Dale Jr.'s rookie season in the famed Bud 8 car. They recall some choice encounters with Dale Sr., including a wreck at Bristol and their Cup debut at Martinsville, where Dale Jr. couldn't get out of the way quickly enough. Dale and Kevin relive their thrilling victory in the 2000 All-Star race, where some key decision-making by Tony Eury Jr. helped put them in contention. The 2001 Daytona 500 is also discussed, with both men sharing their respective experiences of the post-race events after Dale Sr.'s tragic accident. Dale and Kevin talk about some “ingenuity” and “innovation” that was taking place in the shop and on pit road to help close the gap on the more established Cup teams. They rehash the highs and lows of the 2001 season and their hot streak at Daytona and Talladega, which led up to the winning of the 2004 Daytona 500. Dale asks Kevin for his perspective on the team switch at Dale Earnhardt Inc., which stemmed from a falling out with Eury Jr. They also chat about Dale and Eury Jr. leaving for Hendrick Motorsports, and Kevin's decision to stay loyal to DEI. The interview goes on to cover the whirlwind years of DEI, which saw it get absorbed by Ginn Racing, the acquisition by Tony Stewart, and the inception of Stewart Haas Racing and its eventual closure at the end of the 2024 season. And for more content check out our YouTube page: https://www.youtube.com/@DirtyMoMediaReal fans wear Dirty Mo. Hit the link and join the crew.
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB] is pushing their agenda across the country and world. They are now pushing their Universal Basic Income in Illinois, this will fail. US production is picking up. SEC is cracking down on ETF’s. Trump has now nominated Kevin Hassett to take over the position of Powell. This restructuring will begin soon and the alternative currency will show it. The [DS] knows they are running out of time and they are losing control over Zelensky, this is why they are now pushing a war with Russia. They do not want peace. Trump is exposing the corruption and pushing for elections to remove Zelensky. Trump has null and voided everything Biden/Obama have done over the last 4 years. It’s like everything they did doesn’t exist. The [DS] is boxed in, there is no escape. Economy https://twitter.com/MJTruthUltra/status/1996238986650464720?s=20 government, and I’m here to help,”. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/AwakenedOutlaw/status/1996060994892955661?s=20 logs, program letters, etc. weekly or be limited to 3-months of SNAP benefits in a 3-year period. US Industrial Production Sees Biggest Annual Gain In 3 Years Despite Slowing Capacity Utilization Industrial Production rose just 0.1% MoM (as expected) up from the downwardly revised 0.3% MoM decline in August. On a YoY basis, production rose 1.62% – its best since Nov 2022… US Manufacturing output was unchanged in September (slowing from the 0.1% MoM rise in August), but, like IP, that supported a 1.5% YoY rise in output, its highest level since April 2022… Source: zerohedge.com https://twitter.com/KobeissiLetter/status/1996217766366400884?s=20 registration of ETFs that seek to provide more than 200% (2x) leveraged exposure to underlying indices or securities,” the SEC wrote. Leverage is clearly out of control. Bessent says White House may ‘veto’ Federal Reserve presidents Treasury Secretary Scott Bessent said Wednesday he would push a new requirement that the Federal Reserve’s regional bank presidents live in their districts for at least three years before taking office, a move that could give the White House more power over the independent agency. Bessent said that “there is a disconnect with the framing of the Federal Reserve” and added that, “unless someone has lived in their district for three years, we’re going to veto them.” Source: msn.com https://twitter.com/KobeissiLetter/status/1995954684859941373?s=20 In a July 2025 interview, Hassett highlighted the Fed’s origins under the gold standard in 1913 to critique current practices: “When the Federal Reserve was created, we were under the Gold Standard—and the idea that the Fed could print money and then spend $2.5B on a building… I think that we’ve got a real problem of oversight and excess spending.” This aligns with sound money ideals, where gold symbolizes disciplined, non-inflationary currency, but he stops short of calling for reinstatement. Monetary economist Judy Shelton (author of Good as Gold) praised Hassett in July 2025 for referencing the gold standard, noting it as a reminder that “Fed has a lot to answer for” in deviating from that era’s stability. Hassett views Bitcoin as “digital gold” for its scarcity and hedge qualities—echoing sound money without physical backing. Political/Rights https://twitter.com/amuse/status/1996252623209373754?s=20 created sweeping exemptions covering Afghans who worked for the Taliban during the first regime (1996-2001) and again after August 2021, enabling hundreds of individuals normally barred under terrorism laws to enter the U.S. TRIG waivers skyrocketed to 6,848 in FY 2024, the vast majority for refugees, including 374 Taliban civil servants and more than 3,000 individuals who provided “limited” support to Tier 1 or 2 terror groups. Now, after the ambush killing of a West Virginia National Guard soldier by Afghan national Rahmanullah Lakanwal, critics say Biden knowingly imported massive security risks into American neighborhoods. OUTRAGE: Minneapolis Police Chief Urges Somali Community to Dial 911 on Masked ICE Agents — Promises Cops Will “Intervene” Against Federal Arrests Minneapolis Police Chief Brian O'Hara speaks at a press conference alongside city officials as he urges Somali residents to call 911 on masked individuals Police leadership in Minneapolis is urging the city's Somali community, and other immigrant residents, to call 911 if they spot masked individuals detaining people in their neighborhoods. He urged community members to call 911 if they were unsure whether those enforcing arrests were legitimate law enforcement — and pledged MPD would investigate and log every such call. He did not stop at documentation, however. “If there is anything that is … a violation of someone's human rights or civil rights, excessive force or anything like that, they absolutely have a duty to intervene as police officers,” O'Hara declared. https://twitter.com/libsoftiktok/status/1995956308902879320?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995956308902879320%7Ctwgr%5E19002c76c52297fc2dd58664d00870448c39f149%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Foutrage-minneapolis-police-chief-urges-somali-community-dial%2F Source: thegatewaypundit.com UNREAL: Mayor Jacob Frey Declares He Won't Cooperate With ICE… and Suddenly Starts Speaking Somali to His Audience Mid-Speech Minneapolis far-left Mayor Jacob Frey abruptly shifted a public address into Somali, all while promising that city police will refuse to cooperate with federal immigration enforcement. At a press conference held on Tuesday, Frey stood alongside St. Paul Mayor Melvin Carter, Ward 6 Council Member Jamal Osman, Police Chief Brian O'Hara, and other city leaders, reacting to reports that the federal government is preparing a targeted immigration enforcement operation in Minnesota's Twin Cities. This is not the first time the far-left mayor has drawn backlash from conservatives for switching into Somali during public remarks. Source: thegatewaypundit.com https://twitter.com/DHSgov/status/1995991450530553880?s=20 https://twitter.com/RapidResponse47/status/1995920756203516224?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995920756203516224%7Ctwgr%5E7752673c29b3a4de82187485d2de8512019722ba%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F02%2Ftim-walz-gets-skewered-by-kristi-noem-over-visa-fraud-warns-minnesota-is-about-to-feel-the-wrath-of-ice-n2196746 https://twitter.com/townhallcom/status/1995918101200703814?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1995918101200703814%7Ctwgr%5E6e01980749bee6d0aabd2036c6c2b51da5cb194a%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fkatie-jerkovich%2F2025%2F12%2F02%2Fpam-bondi-proves-trumps-flipped-script-on-crime-in-us-n2196748 https://twitter.com/DiligentDenizen/status/1996268038895907125?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1996268038895907125%7Ctwgr%5Efc686f6c13365f75910a196f3fa3620a5f168083%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fbreaking-house-oversight-committee-dems-release-never-before%2F https://twitter.com/JoeLang51440671/status/1996022839250461041?s=20 DOGE Geopolitical https://twitter.com/disclosetv/status/1996173544884154529?s=20 https://twitter.com/CynicalPublius/status/1996233719469035734?s=20 https://twitter.com/JimFergusonUK/status/1996175636352700892?s=20 , and even Hezbollah have a presence in South America — and their anchor presence is inside Venezuela.” Let that sink in. 8 million Venezuelans displaced Spillover into Colombia, Brazil, the U.S. Cartels, trafficking networks, and Iranian intelligence embedded in the region Rubio isn't speaking hypothetically — he's confirming what U.S. intel has known for years: Venezuela is no longer just a failed socialist state. It's a forward operating base for Iran and Hezbollah in the Western Hemisphere. This is why the situation is escalating. This is why Trump's ultimatum matters. This is why Maduro's regime cannot be ignored or “managed.” The threat isn't local — it's global. War/Peace https://twitter.com/sentdefender/status/1995724042285056018?s=20 that was left in unsecured parking lot in an industrial area near Burg in Saxony-Anhalt, according to the German Ministry of Defense. https://twitter.com/EricLDaugh/status/1996226688363979160?s=20 the beginning of the war for fossil fuels. Now we’re down to €1.5 billion per month…we aim to bring it down to ZERO.” “This is a good day for Europe and for our independence from Russian fossil fuels — this is how we make Europe resilient.” “The European Union agreed on Wednesday to phase out Russian gas imports by late 2027 as part of an effort to end the bloc’s decade-long dependency on Russian energy.” – Reuters https://twitter.com/MyLordBebo/status/1996207752134488284?s=20 https://twitter.com/MarioNawfal/status/1996197728167043438?s=20 text does not address our concerns.” Meaning: No legal cover, no political suicide. The plan was simple on paper – use immobilized Russian funds as collateral for loans to keep Ukraine afloat. But Belgium is the custodian of the largest chunk of those assets. If something goes wrong, they're the ones holding the radioactive bag. This isn't some bureaucratic squabble. It's the EU's financing strategy cracking in real time. Prévot's pushback signals the core fear: If Europe touches Russian state money without watertight legal armor, Moscow retaliates – economically, diplomatically, and possibly through countersanctions on European firms. And here's the thing: the Commission thought it had majority backing. Belgium saying “nope” on the morning of rollout is a political body-slam. Happening next? The EU will scramble to rewrite the legal plumbing. Germany and France will pressure Belgium quietly – nobody wants to admit the plan is wobbling. Russia will weaponize the hesitation as proof the West can't agree on how to bankroll Ukraine. And Kyiv? Still waiting for the money that was supposed to be “already there.” Another example of Europe discovering that seizing assets is easy. Using them? That's where the real war begins. Ursula von der Leyen did not state that she received “permission” from the US to seize Russian assets. In a recent appearance at the GLOBSEC forum, she said that she informed the incoming Trump administration (specifically mentioning a conversation with Treasury Secretary nominee Scott Bessent) about the EU’s proposal to use frozen Russian assets as collateral for a “reparations loan” to Ukraine, and that “it was positively received.” https://twitter.com/briefing_block_/status/1996241939931201801?s=20 https://twitter.com/Dubinsky_pro/status/1996242036417028176?s=20 regime. Now the system is falling apart. Yermak is out. The crackdown is collapsing. Ukraine must release all political prisoners. I call on everyone involved in peace talks to demand this from Zelensky. These people committed no crimes. They were jailed for their faith, political views and demanding peace. Zelensky built a dictatorship – and filled prisons with dissent. I know what I'm talking about: I spent 24 months behind bars under this system. https://twitter.com/MarioNawfal/status/1996231792752287822?s=20 to Brussels to meet Zelensky, the team returned to Washington. No official reason was given, but the message is clear: there's no deal, yet. Putin's warning didn't help. He said Russia is “ready” for war in Europe and claimed any future conflict would be so fierce that “nobody will be left to negotiate with.” This setback casts doubt on whether a negotiated end to the war is possible anytime soon. It also suggests Kyiv isn't ready to engage on Moscow's terms. What's next: Watch for how Ukraine positions itself diplomatically in the coming weeks, and whether Trump's team will try again with a revised proposal. https://twitter.com/MJTruthUltra/status/1996059724173754525?s=20 situation may quickly arise where there is no one left for us to negotiate with” https://twitter.com/Panchenko_X/status/1996192741508645286?s=20 been given the black mark and is seen globally as corrupt. Many Ukrainian politicians are already quietly fleeing to Moscow in an attempt to negotiate. They hope that the Russians and Americans will come and shower everyone with money for the elections. It won’t happen that way. According to my information, the US and Russia are already discussing possible candidates for the position of President. I cannot make the names public. https://twitter.com/TimOnPoint/status/1995949121929138184?s=20 targets is the rule, not the exception. The physical status of possible survivors is not part of the consideration with stand-off weapons. This has been the norm under both Republican and Democrat administrations since the first Hellfire was mounted on a Predator years ago. Anyone who tells you otherwise, is lying or ignorant. The method is ugly, no doubt about it, but there's nothing new here except politics. https://twitter.com/WarClandestine/status/1996006625333727410?s=20 Medical/False Flags https://twitter.com/JoeLang51440671/status/1996048243516456967?s=20 Man in TSA Sues Feds for Not Allowing Him to “Pat Down” Women A man who says he is a woman is suing the federal government over restrictions in his job at the Transportation Security Administration that do not allow him to “pat down” female travelers. That restriction followed an executive order from President Donald Trump against recognizing transgenderism claims in the federal government. The claim being made by Mittereder is that the policy violates federal civil rights law. According to the report on the recently filed lawsuit, Mittereder began working at the TSA in 2024 and now is stationed at Dulles International Airport in Virginia. He claims because he is not allowed to pat down women, his job prospects are being hurt. Source: thelibertydaily.com [DS] Agenda https://twitter.com/TheLastRefuge2/status/1996069477197451483?s=20 questioning people (McCord, Wolfe, Jones, Warner and various staff), not merely discussing them. Rather than talk about what XXX is doing, or what motivates XXX, they would simply be going to XXX asking questions (on/off camera) and then reporting on what XXX responds with. Instead, what we are getting is a screenplay, that the ‘journalists’ (battle for influence) sell through various platforms. From here on out when I see it, I will draw attention to it. After a few examples it will become obvious. https://twitter.com/LauraLoomer/status/1996183770790048092?s=20 1, 2025, Maxine's California residence remains in default with a redemption amount still due totaling $21,302.95, despite her recent payment of $19,033.94 on August 13, 2025. Maxine also is incurring a monthly penalty of $301.45. Maxine is not competent to serve as the ranking member on the House Financial Services Committee when she cannot even keep her own house in order. https://twitter.com/SBA_Kelly/status/1995846331202457607?s=20 executives implicated in these schemes. Despite Governor Walz's best efforts to obstruct, SBA continues to work to expose abuse and hold perpetrators accountable, full stop. https://twitter.com/GOPoversight/status/1996237594514915451?s=20 https://twitter.com/TonySeruga/status/1996226960393957435?s=20 https://twitter.com/IlhanMN/status/1995957774510162165?s=20 https://twitter.com/almostjingo/status/1996051371251155359?s=20 https://twitter.com/elonmusk/status/1996222235783401610?s=20 So all of these people were installed. https://twitter.com/amuse/status/1996195848087384084?s=20 https://twitter.com/disclosetv/status/1995934359569007036?s=20 President Trump's Plan https://twitter.com/StateDept/status/1996218048458490302?s=20 imminent threat to the world and to the broader West, but especially the United States who they identify as the chief source of evil on the planet.” https://twitter.com/elonmusk/status/1996213829802307948?s=20 that received benefits more than twice – multiple people received benefits in 6 states – In February, for the first time ever, the Federal Government asked for alls rates to turn over their data to root out the fraud. —— 29 Red states said yes —— 21 Blue states said no “So as of next week, we have begun and will begin to stop moving federal funds into those states until they comply. California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Maine, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, New Mexico, New York, Oregon, Pennsylvania, Rhode Island, Vermont, Virginia, Washington https://twitter.com/MediasLies/status/1996279507079008317?s=20 states already share the data with zero privacy disasters. – USDA's own audits show $10–15 billion a year in improper payments and fraud. – The “court order” she keeps citing is a preliminary injunction, not a final ruling. Refusing basic federal oversight of a fully federally funded program isn't about privacy. It's about protecting bloated rolls and hiding waste. BREAKING: In Stunning Development, President Trump Issues Full and Unconditional Pardon to Texas Democrat Rep. Henry Cuellar Biden's DOJ charged Cuellar, a nine-term Democrat Texas lawmaker who represents an area along the US-Mexico border, after he lashed out at both Joe Biden and Kamala Harris for allowing illegal aliens to pour over the border. the TRUTH. It is unAmerican and, as I previously stated, the Radical Left Democrats are a complete and total threat to Democracy! They will attack, rob, lie, cheat, destroy, and decimate anyone who dares to oppose their Far Left Agenda, an Agenda that, if left unchecked, will obliterate our magnificent Country. Because of these facts, and others, I am hereby announcing my full and unconditional PARDON of beloved Texas Congressman Henry Cuellar, and Imelda. Henry, I don't know you, but you can sleep well tonight — Your nightmare is finally over! Source: thegatewaypundit.com https://twitter.com/MarioNawfal/status/1996053923820351745?s=20 despite recent disagreements: Senator Paul: “I know we have been at odds recently but in ur first term you signed an executive order to legalize Association Health Plans (that allow individuals to buy collectively health insurance via Costco, Amazon, or Sam’s Club). This collaboration brought us together and still holds the promise of lowering insurance premiums.” Paul noted the plan failed because Democrat AGs fought it in court, but it could now pass through Congress. Here’s why this matters: the current system forces individuals to buy insurance alone, giving them zero bargaining power against massive insurance companies. Association Health Plans let people band together through retailers or organizations to negotiate as a group, the same way large corporations do for their employees. More buyers in a pool means more leverage. More leverage means lower premiums. It costs nothing to implement and simply changes labor law. Competition works. Let Americans shop for insurance the same way they shop for everything else. https://twitter.com/EliseStefanik/status/1995856738994565416?s=20 Raskin against Trump Republicans to block this provision to protect the deep state. This is an easy one. This bill is DOA unless this provision gets added in as it was passed out of committee https://twitter.com/FBIDDBongino/status/1996205447917781326?s=20 -The Director and I made a long series of important personnel changes. The new leadership team has produced dramatic results which we will produce for you, in detail, as the year wraps up. They will include a historic drop in the homicide rate, along with record disruptions, arrests and drug interdictions. Many of these personnel changes have upset a group of Comey-Wray era disgruntled former agents who prefer the old ways of operating. We are not going back -We have been working on an AI project to assist our investigators and analysts in the national security space. I received an update yesterday and I am happy to report that the product looks promising. More coming on this. – We are in the end stages of a redesign of the FBI crisis management process. The redesign is intended to make information more accessible and transparent in a crisis to enable quick and effective decision making. The project should be complete by the end of the calendar year. -We saved the taxpayers billions of dollars by scrapping the plan for an expensive new FBI headquarters building. We will be moving to the existing Reagan building after decades of fruitless haggling as the current FBI headquarters building crumbles. -We relocated over a thousand headquarters based personnel out of the Washington DC area and into the field to focus on violent crime, crimes against children, and terrorism. Those agents are now working on the mission in those regional offices. -In recognition of the growing threat, and in conjunction with the President's Executive Order, we designed, launched and completed the FBI's first-ever counter-drone school last month. Special thanks to Sebastian Gorka and DDCOS Regan for their help on the project. -The work force apprehended 4 of the FBI's 10 most wanted fugitives, and we are hunting down the rest. -We produced unprecedented disclosures, and took action on documents related to January 6, Crossfire Hurricane, Arctic Frost, and more. -The new leadership team, and the work force, made a series of ANTIFA related arrests in multiple states and assisted in record numbers of deportations and apprehensions. -Some of the culture changes we implemented include eliminating DEI, reforming the physical fitness test, making promotions contingent on real world results, severing ties with the SPLC and ADL, and implementing a new training curriculum to reflect current mission requirements. We dedicated significant personnel and financial assets to streamlining FOIA reform to ensure responsiveness. -We shut down multiple open air drug markets nationwide and, in conjunction with the White House, had 12 fentanyl precursors from China listed. -We created CIO and CTO positions to work with the CFO to find efficiencies and implement new technologies to assist in our mission. We conduct bi-weekly meetings and we have found and eliminated tens of millions of dollars in duplicative contracts, unnecessary real estate, and outdated technology. These are real savings to the taxpayer and each budget dollar allocated is intensely scrutinized for value. -We vastly expanded the overseas biometrics program to stop bad actors before they board a plane or vessel to the US. This gives us the ability to expand the border outwards and prevent the problems from coming here. -We are in the end stages of a reform project on our intelligence analysis positions to make them more responsive to current mission needs. We have been working with the field on this and we're happy with the progress. -We implemented a technology working group to ensure our technology tools evolve with the mission. Thank you, and God bless America and all those who defend Her. https://twitter.com/WhiteHouse/status/1995992366553981026?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");
//The Wire//2300Z December 2, 2025////ROUTINE////BLUF: UNITED KINGDOM OFFICIALLY LAUNCHES PLAN TO END TRIAL BY JURY IN MOST CASES. PRESIDENT TRUMP STATES THAT KINETIC AIRSTRIKES MAY BEGIN SOON IN VENEZUELA OR OTHER NATIONS.// -----BEGIN TEARLINE------International Events-United Kingdom: This morning Justice Secretary David Lammy announced the previously mentioned plan involving the removal of the right to trial by jury, reversing 800 years of legal precedent throughout the nation. A new category of "Swift Courts" will be created, allowing for rapid verdicts to be issued for crimes where a guilty verdict would result in a sentence of less than three years imprisonment.-HomeFront-Washington D.C. - President Trump stated that airstrikes within Venezuela might begin soon, and might not be contained to Venezuela itself. Per statements made by President Trump himself, the US will target narcotics traffickers in any nation that conducts such activities.Analyst Comment: The comments made during today's press conference were vague, which is to be expected due to the secrecy needed to ensure the success of the impending military operation. Nevertheless, this is probably as clear of an indication and warning as we're going to get regarding the shifting of the operation to including ground-based airstrikes. Probably the biggest revelation is that the comments made today confirm what has obviously been building for some time; the US is not necessarily interested in just Venezuela.-----END TEARLINE-----Analyst Comments: Around the United States winter weather conditions have arrived as significant snowfall was reported throughout the northeastern and mid-atlantic regions. Multiple traffic pileups were reported from Missouri to Connecticut, and a snowfall record was reported in Louisville overnight. States of Emergency have been reported in several states, which were not prepared for roughly a foot of snow.Every year the first wave of winter weather highlights gaps in personal preparedness in the form of calamity on the highways. As winter gets underway this year it would be wise to remember budgetary cutbacks which have reduced capabilities this season in many jurisdictions. For example, the village of Vernon, Wisconsin (a small municipality outside Milwaukee), approved a 47% budget reduction for the Public Works department earlier this year, so staffing delays and long wait times for road plowing have been reported. This is an important planning factor for many locations this year, as dwindling resources remain common in many small towns.Analyst: S2A1Research: https://publish.obsidian.md/s2undergroundDisclaimer: No LLMs were used in the writing of this report.//END REPORT//
The Old Man and the Three is back. That's right.Cam Johnson of the Denver Nuggets has taken the OM3 seat once occupied by JJ Redick. Now Cam continues the legacy by providing the most insightful NBA player podcast in the world. Welcome to the Old Man and the Three with Cam Johnson!In this episode, Cam brings on his Nuggets teammate Aaron Gordon. They dive Aaron's career, what it's like playing with Nikola Jokic, how Aaron has evolved his skillset throughout his career and drastically improved his shooting, the young players on the Nuggets and what their future looks like, and much more. Let's go!Download the DraftKings Sportsbook app and use code TEAMTHREE. That's code TEAMTHREE, bet fivebucks and get $200 in bonus bets if your bet wins. In partnership with DraftKings—The Crown Is Yours.Gambling problem? Call one eight hundred Gambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three sixnine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf ofBoot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. Additional terms at D K N G dot co slash audio. Limited time offer.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/YANKS2025 Sponsored by SeatGeek. *Restrictions apply. Max $20 discountUse our Nike affiliate link to shop Yankees gear here: https://www.anrdoezrs.net/click-101505473-17049705?url=https%3A%2F%2Fwww.nike.com%2Fw%2Fnew-york-yankees-6x9m6 Download the DraftKings Sportsbook app and use promo code JMBASEBALLText YANKS to 29017 and get 20% off your next headwear/apparel purchase with Lids!Whether you're just wanting to test an idea out, or you're getting serious about launching your own brand, it's never been easier to get started on https://shopify.com/yanks.Shop your favorite gear from the Jomboy Media store. Click here to shop today! https://shop.jomboymedia.com/ Gambling problem? Call one eight hundredGambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. For additional terms and responsible gaming resources, see D K N G dot co slash audio. Limited time offer.+++++Timestamps:0:00 Intro 4:30 Devin Williams to the Mets15:22 Should the Yankes Sign Kyle Tucker or Cody Bellinger?41:58 Albert Einstein46:53 What if the Yankees Don't Sign Either? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This is the third episode in a series called The Spirit-Era & Its Aftermaths in which I look at the way spiritual, technological, and occult flourishings at the turn of the 19th into 20th century are still with us today, and in fact, being echoed by our own time.The Spirit-Era is marked by occultists, paranormal investigators, and magicians... But it is also marked by performances of all kinds: stage magic, but also actual magic. Stage magic passing as real magic, real magic posing as trickery. There were the performance of spiritualism, of charismatic theologians, and of feats of incredible endurance. As in our own time, People had difficulty parsing out what was real and what was illusion. And there was no shortage of advice on how to attain magical aptitude and ability, or promises of unlimited health and vitality. Beyond this difficulty distinguishing truth from fantasy, there was a thrilling draw to the ambiguity, and whatever power might be there, in the spot in between what was and what might be. This negative space, this open area of reality, affected people all over the world, including the middle east.These tensions - between genuine and the spectacular, strengthening and the seducing, are the themes of this installment in the series - on Fakirs & Fakers with DR. RAPHAEL CORMACK, Assistant Professor in the School of Modern Languages and Cultures at Durham University, and author of the highly readable, eye-opening, and excellent book Holy Men of the Electromagnetic Age: A Forgotten History of the OccultRaphael's book, and our discussion connects us to two figures who were emblematic of their time:The performer-fakir, Tahra Bey, an Armenian performer who achieved fame in the 1920s as a man of incredible talents; not only to drive sharp objects through his skin, to be buried alive and survive, or to lie down on a bed of nails; but also to beguile huge audiences. Tahra Bey, who fooled the world into thinking he possessed both heritage and secrets from Egypt, and that he could teach anyone to do what he did.The other figure is Dr. Dahesh, Palestinian-born mystic and teacher, founder of the spiritual current known as Daheshism, which still has adherents today. Dr. Dahesh was said to be able to take off his own head, to spring back to life after execution, and to understand the workings of the cosmos. He was also an art collector, for whom a museum in New York is named. He remains a well-known figure in Lebanon where he was both celebrated and persecuted, but eventually moved to Connecticut, where he died in at the age of 74 in 1984.As Raphael says in this episode, “Writing a history of the occult is writing a history of something that doesn't quite fit into the box of history, even on its on terms.”So how do we interpret the performance from the truth? And what does it mean to desire not just the miracle because it astounds us, but the lack of miracles because it allows us to be complacent?I'm so excited to share this episode with you.8 years. 300+ episodes. All free. SUPPORT THIS SHOW: patreon.com/connerhabib
The Sixers lost a heartbreaker to the Hawks in double overtime in the return of Joel Embiid and VJ Edgecombe. We talk about Maxey's great night, the return of Edgecombe, and good performances from Grimes and Barlow. Then we talk about the frustrating "will he or won't be play" Joel Embiid situation, and his disappointing rebounding and defense and what it means for their future. Then we meet Mike's new dog, get a frustrated email from a lister, and become a Florida State University football podcast. Donate to Helen's fundraiser here.Reserve your spot for Fly The Process New Orleans here.The Rights To Ricky Sanchez is presented by Draft Kings SportsbookAnthony Degli Obizzi is the official Financial Planner of The Ricky, text RICKY to 484-471-4873 to set up a conversationBecome a MortgageCS Ricky VIP at mortgagecs.com/rickySurfside Iced Tea and Vodka is the official canned cocktail of The Ricky. Gambling problem? Call one eight hundred Gambler. In New York, call eight seven seven eight HOPENY or text HOPENY (four six seven three six nine). In Connecticut, Help is available for problem gambling. Call eight eight eight seven eight nine seven seven seven seven or visit ccpg dot org. Please play responsibly. On behalf of Boot Hill Casino & Resort (Kansas). Pass-thru of per wager tax may apply in Illinois. Twenty-one plus age and eligibility varies by jurisdiction. Void in Ontario. Restrictions apply. Bet must win to receive Bonus Bets which expire in 7 days. Minimum odds required. Additional terms at D K N G dot co slash audio. Limited time offer.