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Are you ready to build a solid foundation for your retirement?In this video, we're diving into the concept of the 3-Legged Stool of Retirement—a simple but powerful framework to help you understand and balance your retirement.The three three legs of the retirement stool represent Time, Health and Money. But in today's ever-changing world, those legs may look a little different for each person.Today, I'll break down each component, explain how they work together, and how important they are to make your retirement remarkable. Whether you're just starting to plan or you're already retired and looking to reassess, this video will give you practical tips, real-world examples, and a fresh perspective on creating a retirement strategy that works for YOU.Please consider joining our Facebook group at www.facebook.com/groups/lifestartsatretirement
In This Episode:✅ Trump's Plan to Revive the U.S. EconomyWith a shaky stock market making investors nervous, what is Trump's strategy to get the economy back on solid ground?We take a deep dive into three key economic factors that will be essential in reducing the national debt and restoring long-term financial stability.Mark reveals the ONE critical factor that will determine whether Trump gets the time he needs to make these changes—or if the effort could end in disaster.✅ Why Are Democrats Defending a Hamas-Supporting Activist?Trump is kicking out an activist who openly supports Hamas and the killing of Jews—yet Democrats are rallying to defend him.We break down why the left is taking this bizarre stance and what it reveals about their political priorities.✅ Canada's Hilarious Warning to the U.S.A Canadian journalist just wrote an article warning the U.S. not to invade Canada…Was anyone actually planning on invading Canada?! We analyze this absurd piece of writing and why it's so ridiculous.✅ Must-See Weather & Avalanche VideoWe wrap up with unbelievable weather footage and an avalanche video that will leave you stunned!Website: https://www.nodoubtaboutitpodcast.com/Twitter: @nodoubtpodcastFacebook: https://www.facebook.com/NoDoubtAboutItPod/Instagram: https://www.instagram.com/markronchettinm/?igshid=NTc4MTIwNjQ2YQ%3D%3D
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-We teased it for a few weeks, and now it's officially time to let it be known---Early Break will now be going from 6-9am, M-F…after being 6-8am since August 2015-This allows us to have more creative segments and good quality sports talk, as we often run out of time to get all that we want to discuss-What does the audience think of our expansion to 3 hours? What do you want in an extra hour of the show?Show sponsored by MIDWEST BANKOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
In this Dharma talk, given on December 15, 2024, Rinzan Osho talks about the importance of taking responsibility in our work in developing spiritual maturity.
Tax planning isn't just a numbers game it's a strategic art.Join Shauna A. Wekherlien, known as the “Tax Goddess,” as she breaks down hergame-changing “Three-Legged Stool” approach to maximizing tax savings. Shauna,a CPA, MTax, and renowned Tax Strategist, has saved her clients over $1 billionin taxes through custom strategies tailored to business owners, investors, andentrepreneurs. With over 65 team members at Tax Goddess Business Services.Her fully digital firm ranks in the top 1% of U.S. tax strategists. Shauna'sexpertise has been spotlighted on Forbes, CNN Money, Entrepreneur, and more. Inthis episode, Shauna shares actionable insights to minimize tax burdenslegally, maximize deductions, and build a tax-efficient future. Whether you'rea seasoned entrepreneur or just starting, these strategies will transform howyou approach your finances. Tune in and take control of your tax game today!Connect with ourGuest:https://taxgoddess.com/ https://www.linkedin.com/in/taxgoddess/ https://www.facebook.com/thetaxgoddess https://www.instagram.com/thetaxgoddess Book: The 4-hour Workweek - Tim Ferriss: https://amzn.to/4g26fO5 Looking for tax savings and asset protection for your investments?Anderson Business Advisors is your go-to partner. Theyspecialize in assisting business owners and real estate investors in overcominglegal complexities and challenges that often arise.Sign up now for a FREE 45-minute consultation and pave theway to financial success!https://andersonadvisors.com/ss/?utm_... fore&utm_medium=affiliate&utm_content=strategy-session&utm_term=affiliate-portal&ocs=7016f000001auIJAAY&mls=Affiliate&cm=7016f000001auJ2AAI&aff_id=6e3abd00 ❗ SUBSCRIBE TO OUR YOUTUBECHANNEL NOW ❗ ✅ /@icecreamwithinvestors ___Ice Cream with Investors was built on the idea that personalgrowth directly correlates to financial growth. Whether you want to cultivatewealth or well-being, the first step is reframing your mind.On our weekly podcast, we sit down with successful investorsto learn how they strengthen their mindset muscles and make their money go towork for them. We help our listeners gain confidence, nix negative thinking,and drive life-long change through alternative investments.Because in a world that's more pessimistic than not, it's up to us to seek outthe good. And what's more feel-good than ice cream?___
In this episode of Healthy Living, Happy Life, we explore the “three-legged stool” of health—a powerful framework that emphasizes the importance of balancing nutrition, making good decisions, and accountability, especially during perimenopause and menopause. This holistic approach ensures that women in midlife can maintain strength, energy, and well-being while navigating the unique challenges that come with hormonal changes. By focusing on these three pillars, listeners will discover how small, consistent actions can lead to sustainable health and happiness. Learning Objectives: Understand the importance of balanced nutrition in supporting overall health during perimenopause and menopause, and how real, whole foods can impact energy, mood, and hormonal balance. Recognize the value of making thoughtful decisions about movement, rest, and self-care, and how these decisions can influence physical and mental well-being in midlife. Learn how accountability plays a crucial role in maintaining consistency and motivation, and explore practical ways to build systems of accountability to stay on track
In this episode of Healthy Living, Happy Life, we explore the “three-legged stool” of health—a powerful framework that emphasizes the importance of balancing nutrition, making good decisions, and accountability, especially during perimenopause and menopause. This holistic approach ensures that women in midlife can maintain strength, energy, and well-being while navigating the unique challenges that come with hormonal changes. By focusing on these three pillars, listeners will discover how small, consistent actions can lead to sustainable health and happiness. Learning Objectives: Understand the importance of balanced nutrition in supporting overall health during perimenopause and menopause, and how real, whole foods can impact energy, mood, and hormonal balance. Recognize the value of making thoughtful decisions about movement, rest, and self-care, and how these decisions can influence physical and mental well-being in midlife. Learn how accountability plays a crucial role in maintaining consistency and motivation, and explore practical ways to build systems of accountability to stay on track
-When UCLA beat Rutgers in Piscataway 2 weeks ago, 35-32, it surprised a lot of people---including the 3-Legged Stool---mostly with the fact they did it with as many points as they did-Before that game, they had scored 17 points in 2 separate occasions (both losses) and everything else beyond that was below 17 points…what type of game are we expecting on Saturday?Show sponsored by SANDHILLS GLOBALOur Sponsors:* Check out Cigars International and use my code EARLYBREAK for a great deal: www.cigarsinternational.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
-Will any of the 3 Legged Stool (plus Schaefer) be serving Halloween candy today?Show sponsored by MIDWEST BANKOur Sponsors:* Check out Cigars International and use my code EARLYBREAK for a great deal: www.cigarsinternational.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
In this insightful episode, we explore the concept of wellbeing through the metaphor of a three-legged stool, representing the crucial pillars of self, others, and God. Each leg plays a vital role in our overall health and happiness, and when one is compromised—especially in the wake of trauma like a breast cancer diagnosis—our stability can be at risk. Join us as we delve into the importance of nurturing our relationships with ourselves, our loved ones, and our faith. We candidly share our personal struggles and triumphs in strengthening these connections. You'll discover practical strategies to fortify each leg of your stool, ensuring you cultivate a resilient foundation for your wellbeing. Whether you're navigating your own challenges or supporting someone who is, this episode offers valuable insights into fostering a balanced and fulfilling life. Tune in and learn how to stand strong through adversity!
Michael, Marian, Donna, Sam
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Ever heard of the "three-legged stool” of marketing? Brad Grupe, owner and broker agent for Town and Country Insurance, uses this metaphor to describe the balance needed between marketing, client relationships and community service. Effective marketing requires a deep understanding of consumer behavior and strategic thinking, especially in industries like insurance where clients depend on reliable support during challenging times. Tune in to hear how these elements work together to create a robust and trustworthy business model, particularly in rural settings.
https://pfgwm.com/wp-content/uploads/sites/2/2024/08/Investing-Simplified-04.14.24.mp3 There are a lot of people with great intentions for their finances who are led astray by biased advice from financial advisors. There are also a lot of people who are simply operating under bad financial advice in general. That's why Price Financial Group Wealth Management decided to start a radio show called Investing Simplified®. They wanted to use the show as a simple way to educate people about the truths of finance and investing. We aim to provide investors, of a varying type or degree of experience, with an edifying experience through the information our veteran hosts and numerous guest-experts will deliver. Our Hosts: Robert (Bo) Caldwell, CFP®, ChFC® Email: bo@pricefg.com Schedule an Appointment Matt Mai, CIO Email: matt@pricefg.com Schedule an Appointment Matt Sudol, Wealth Advisor Email: mattsudol@pfgwm.com Schedule an Appointment Thank you to our callers, investingsimplifiedradio.com visitors, and listeners for your questions. You make Investing Simplified® possible!
https://pfgwm.com/wp-content/uploads/sites/2/2024/08/Investing-Simplified-04.14.24.mp3 There are a lot of people with great intentions for their finances who are led astray by biased advice from financial advisors. There are also a lot of people who are simply operating under bad financial advice in general. That's why Price Financial Group Wealth Management decided to start a radio show called Investing Simplified®. They wanted to use the show as a simple way to educate people about the truths of finance and investing. We aim to provide investors, of a varying type or degree of experience, with an edifying experience through the information our veteran hosts and numerous guest-experts will deliver. Our Hosts: Robert (Bo) Caldwell, CFP®, ChFC® Email: bo@pricefg.com Schedule an Appointment Matt Mai, CIO Email: matt@pricefg.com Schedule an Appointment Matt Sudol, Wealth Advisor Email: mattsudol@pfgwm.com Schedule an Appointment Thank you to our callers, investingsimplifiedradio.com visitors, and listeners for your questions. You make Investing Simplified® possible! Miss an episode of Investing Simplified®? No problem! Catch all our latest shows on our website at pricefg.com.
Hosted By: Joe Bert CFP® & Nancy Hecht CFP® Joe Bert CFP® and Nancy Hecht CFP® take your calls and provide expert answers to your questions on NEWS 96.5 FM. Submit your questions to: 1-844-220-0965 Joe@FinancialGroup.com • Nancy@FinancialGroup.com The post Do you remember the three-legged stool? Once a retirement staple, now we have to pivot. appeared first on On The Money Podcast.
In this Episode, my guest is former NAFA President, Ralph Rogers. Ralph argues that the practice of falconry hinges of three prerequisites (i.e., the legs of his metaphorical stool); legal access to the raptors with which we hunt, a fair regulatory framework, and access to abundant quarry. Ralph points out that both "access" and "regulations" are now historical challenges that a unified falconry community worked to overcome. He says we need to do that again to solve the much bigger problem associated with the widespread declines in quarry that have affected populations of game species in the United States and elsewhere.After introducing himself Ralph begins describing some of the historical aspects that affected access to raptors, and he points to times when the regulatory framework for legalized falconry was absent, as well as a period of time that the framework was considered to be overbearing. He argues that things have never been better from the standpoint of both access the regulatory framework Ralph then describes the way in which he sees contemporary falconry, and to use his words, says it has been “redefined, drastically altered, or has disappeared. He then provides some international examples for why he believes this to be the case. I then ask Ralph about his experiences, and those of his North American colleagues, including how the decline in quarry has manifested itself when it comes to practicing the sport.Ralph then provides what he believes are concrete actions that falconers should take to reduce the current rate of declines in game species. We conclude the episode looking back to an occasion when Ralph was most worried for the future of falconry, and counter that with an occasion that he believed that North American falconers had never been more unified.
-We had full Nebraska day on Wednesday, and yesterday we heard from Oregon, Washington, Indiana, Michigan, Minnesota and Maryland-In case you didn't know---Washington, last year's runner-up---has 46 new scholarship players and only one returning starter back. That's significant. And Dan Lanning was oozing confidence in his squad for Oregon, rightfully so-Also, ROLL CALL (sponsored by Madsen's Bowling & Billiards): where are people listening from today?Show sponsored by 1890 NEBRASKAOur Sponsors:* Check out BetterHelp: betterhelp.com/EARLYBREAKAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Alfonso Peccatiello joins us for a compelling discussion on today's challenging macroeconomic environment. Alongside my co-host Cem Karsan, we explore the impacts of massive debts, weak public sector balance sheets, and rising wealth inequality. We delve into how polarized electorates and global economic fragmentation are reshaping policies, discussing the economic implications of new tariffs, a weaker Dollar, and the prospects for Gold and Bitcoin. Alfonso shares his insights on rising interest rates and inflation, emphasizing the crucial role of central bank policies in shaping market dynamics. We also touch upon the potential impacts of geopolitical tensions and speculate on the effects of possible future scenarios, like a Trump presidency, on the global economy.-----EXCEPTIONAL RESOURCE: Find Out How to Build a Safer & Better Performing Portfolio using this FREE NEW Portfolio Builder Tool-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Cem on Twitter.Follow Alfonso on Twitter.Episode TimeStamps: 01:45 - The impact of rising rates and inflation on the global economy10:29 - Inflation expectations and the Trump trade18:38 - What kind of inflation are we dealing with now?27:10 - What caused a change in MacroAlf's view on inflation34:16 - It's all about getting the distribution right46:26 - Alf's perspective on the U.S. Election51:20 - What will a win for Trump mean for the global economy?55:38 - Could the U.S. lose their AAA rating?01:02:31 - A "Golden" ideaCopyright © 2024 – CMC AG – All...
Life is full of nudges for Ro Elliott...come along as we discuss a lot of them. The ups, the downs, and the fullness of a life when you pay attention to said nudges. (Also, be sure to check out Ro's son's episode (Chris Elliott, Episode 169)Reach Out to Me:Website: www.dontignorethenudge.comPatreon: www.patreon.com/dontignorethenudgeIG: @dontignorethenudgepodcastPrivate FB group to WATCH interviews: www.dontignorethenudge.com/facebook__________________________________________________________________________________________Business/Personal Coaching with Cori:www.corifreeman.com(951) 923-2674
TSP investors seem to be getting more aggressive, judging by the mix of funds they're investing in. The safe but slow-growing G-fund is no longer the favorite. With analysis of what's going on, Federal Drive Host Tom Temin talk with certified financial planner Arthur Stein of Arthur Stein Financial. Learn more about your ad choices. Visit megaphone.fm/adchoices
This is our most listened to "Great Quotes in Franchising" podcast to date. It comes from franchise expert Gary Ochiogrosso who answers a common question that we have been asked hundreds of times and that is, "What is the best franchise?" Gary also talks about the three legged stool of a successful.
Life is full of nudges for Ro Elliott...come along as we discuss a lot of them. The ups, the downs, and the fullness of a life when you pay attention to said nudges. (Also, be sure to check out Ro's son's episode (Chris Elliott, Episode 169)Reach Out to Me:Website: www.dontignorethenudge.comPatreon: www.patreon.com/dontignorethenudgeIG: @dontignorethenudgepodcastPrivate FB group to WATCH interviews: www.dontignorethenudge.com/facebook__________________________________________________________________________________________Business/Personal Coaching with Cori:www.corifreeman.com(951) 923-2674
In this episode of Tech Sales Insights, Randy Seidl is joined by Jim Delia, SVP of Global Revenue Operations at Workday, to discuss the critical components of successful Revenue Operations. The conversation covers core topics such as the three-legged stool of people, scale, and innovation. They delve into the importance of effective outbound sales strategies, leveraging AI, and optimizing tech stacks. Jim also shares insights from his career path, the importance of mentorship, and his passion for diversity, equity, and inclusion (DEI). An engaging conversation filled with practical advice for sales and RevOps professionals.KEY TAKEAWAYSPeople as the Core of RevOps: The importance of having the right people in place, fostering a culture of innovation, and ensuring continuous growth and development within the team.Scaling Efficiently: Strategies for scaling operations, including global site strategies and balancing OPEX versus headcount.Innovation in RevOps: The role of AI and machine learning in transforming sales processes, particularly in B2B markets.Tech Stack Optimization: The need for simplifying and optimizing the tech stack to improve efficiency and productivity.The Future of B2B Sales: Insights into the evolving nature of B2B sales, the impact of digital transformation, and the increasing importance of data-driven decision-making.QUOTES"When you wake up every morning, think about how you can make the sellers more productive.""RevOps is about orchestrating an infrastructure around the seller to make them successful.""AI is definitely a disruptor, especially in the down-market SMB and B2B segments.""The future of B2B sales will heavily rely on AI, machine learning, and innovative strategies to stay ahead."Find out more about Jim Delia through the links below: https://www.linkedin.com/in/jimdelia/This episode is sponsored by Phone Ready Leads, the Audience Activation sponsor of the Sales Community. Sales teams using Phone Ready Leads® average a 21.3% dial to connect rate with key decision makers (A live conversation every ~5 dials), and average ~10 conversations with key decision makers for every 50 outbound dials they make.
-On May 10th, 2016…Early Break took to the airwaves with Sip and Jake…what a ride it's been, with Bill coming on in late January of 2023. What are some of the 3 Legged Stool's favorite moments? Listeners?-Also, ROLL CALL (sponsored by Madsen's Bowling & Billiards): where are people listening from today?Show sponsored by GANA TRUCKINGAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Questions for Community Groups and Personal ReflectionPart of our series, ACTS: Mission & Message (click for more sermons in this series). You can follow along in the Bible App, or take notes in the space below.
The 3-Legged Stool returns and we are soaking in our own filth and the songs of TESLA. Hardin has the sniffles and David has the runs trying to escape those guitar riffing madmen from Stockton. Try to keep up. --- Send in a voice message: https://podcasters.spotify.com/pod/show/mametalcast/message
The first anniversary of the Retiring With Enough podcast provides an opportunity to re-evaluate the three main concepts of the Retiring With Enough three-legged stool. Change means growth, and change is coming to the Retiring With Enough podcast. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
With multiple degrees in biology, nutrition, and bodywork, Carrie's relentless enthusiasm to learn has made her one of the leading educators in the emerging field of quantum biology. She combines deep research and clear explanations of the complex quantum mechanisms at play in the human body to teach people how to use light, water, and nature to thrive. Carrie is a sought-after speaker and guest lecturer. She currently sees clients in her online practice. She is also the lead faculty member and on the Board of Advisors for the Quantum Biology Collective, the world's premier certification for Applied Quantum Biology in clinical practice. Carrie's Links- Website: https://www.carriebwellness.com/ Online Courses: https://www.carriebwellness.com/store Online Community: https://www.carriebwellness.com/community Instagram: https://www.instagram.com/carriebwellness/ YouTube Channel: https://www.youtube.com/@carriebwellness Quantum Biology Certification Course for Practitioners: https://www.appliedquantumbiology.com/institute-of-applied-quantum-biology?affiliate_id=3816502 Audio Streaming for The Guiding Lighthouse Podcast-https://rss.com/podcasts/theguidinglighthouse/ Apple Podcasts- https://podcasts.apple.com/us/podcast/the-guiding-lighthouse-podcast/id1718403134 Spotify- https://open.spotify.com/show/5kGGjaGsaGAYM5D1BjUcvy?si=3601b009d22644b8 DISCLAIMER: The information provided in this podcast is meant solely for educational purposes and should not be considered as medical advice, diagnosis, or treatment. Always consult with a healthcare professional before making any medical decisions, and never ignore professional advice or postpone seeking it based on what you've listened to on our podcast or YouTube channel.
Howard Waterman has over two decades of experience in strategic communications, public relations, senior executive counsel, and crisis communications in senior leadership roles at top U.S. brands. He is president and founder of The Waterman Group and serves as Chief Executive in Residence – Communications at AI 2030, an initiative aimed at harnessing the transformative power of AI to benefit humanity while minimizing its potential negative impact. On Howard's second appearance on PR 360, he discusses crisis communications, his “3-legged tool” strategy, and the current state of PR.Key Takeaways:- Crisis communication strategies- Signs of an impending crisis- The state of PR in 2024Episode Timeline:1:55 What has Howard been up to since his last appearance on the show?3:45 What does PR look like in February 2024?5:00 Why the CEO should work with junior and senior agency members7:20 Howard's '3-Legged Stool' strategy10:00 The "early warning signal" in crisis communications12:45 Clients must understand that PR is a 24/7 business.14:30 The new AI crisis problem16:30 What are some examples of how to manage a crisis?23:00 Howard's concerns about AI25:00 Can regulators rein in AI?This episode's guest:• Howard Waterman on LinkedIn• The Waterman GroupSubscribe and leave a 5-star review:https://pod.link/1496390646Contact Us!• Join the conversation by leaving a comment!• Follow us on Facebook, Twitter, Instagram, and LinkedIn!Thanks for listening! Hosted on Acast. See acast.com/privacy for more information.
Today, we're running a replay of my 2019 conversation with legendary investor Chuck Akre. Chuck founded Akre Capital Management in 1989, which now manages approximately $14B dollars. We discuss his investing style and his “three-legged stool” for evaluating companies. Please enjoy this great conversation. Listen to Founders Podcast For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- This episode is brought to you by Tegus. Tegus is the modern research platform for leading investors, and provider of Canalyst. Tired of calculating fully diluted shares outstanding? Access every publicly-reported data point and industry-specific KPI through their database of over 4,000 drivable global models hand-built by a team of sector-focused analysts, 35+ industry comp sheets, and Excel add-ins that let you use their industry-leading data in your own spreadsheets. Tegus' models automatically update each quarter, including hard-to-calculate KPIs like stock-based compensation and organic growth rates, empowering investors to bypass the friction of sourcing, building, and updating models. Make efficiency your competitive advantage and take back your time today. As a listener, you can trial Canalyst by Tegus for free by visiting tegus.co/patrick. ----- Invest Like the Best is a property of Colossus, LLC. For more episodes of Invest Like the Best, visit joincolossus.com/episodes. Past guests include Tobi Lutke, Kevin Systrom, Mike Krieger, John Collison, Kat Cole, Marc Andreessen, Matthew Ball, Bill Gurley, Anu Hariharan, Ben Thompson, and many more. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @patrick_oshag | @JoinColossus Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes: [00:00:00] Welcome to Invest Like the Best [00:01:06] First Question – Advantage of being in Middleburg, Virginia [00:02:11] What a day looks like for Chuck [00:03:06] Why imagination is more important than knowledge [00:03:38] Difference between curiosity and imagination [00:04:38] The origins of the Nirvana Three-Legged Stool concept [00:10:14] First leg of the stool, extraordinary business and ROE's with a focus on Bandag [00:14:36] How his evaluations of value have changed over the last 10-15 years [00:16:10] A look at recent businesses that he's bought and why they are interesting [00:19:56] Why they keep things simple [00:21:35] Second leg of the stool, the people involved and characteristics of managers he has invested in [00:23:20] Role of capital allocation in the people he focuses on [00:29:34] Third leg of the stool, reinvestment [00:21:09] How does he think about diversifying across an investment area [00:33:32] Great businesses wrapped in a bad balance sheet [00:37:35] What would cause him to sell [00:38:52] What does he look for in people [00:43:27] How curiosity has impacted his interest in land conservation [00:43:51] Advice for investors, especially younger ones [00:46:14] Kindest thing anyone has done for him
Our guest on this episode of Chatting Cyber is at the forefront of Insurtech innovation, deploying new approaches to cyber underwriting (with a ripple effect on traditional insurance). Peter Hedberg, VP for Cyber Underwriting at Corvus Insurance, shares with Host Marc Schein the many ways tech-enabled strategies are transforming the landscape. Says our guest: Heightened engagement among both cyber insurance brokers and policy-holders is yielding a “virtuous cycle” of better bottom-line results! Find out how brokers can help foster alignment and build trust between insurance policy purchasers (often CFOs) and their IT executives (often CIOs, CTOs). You'll also learn how Corvus offers financial incentives to those who proactively undertake risk self-assessments to reduce liability – a major plus for all concerned. Peter also underscores why it's so important to put in place a solid three-legged stool: Application, Exposure, Technology. When these elements are in sync, he explains, vulnerability is minimized to everyone's benefit. Find out where cyber insurers are with developments related to third-party and systemic risk (works in progress!) and how a Minneapolis-born guy who originally got licensed as a traditional insurance broker became one of the most well-respected cyber specialists out there. “The feedback we're getting from policy-holders is that we are creating an eco-system and environment that is improving their stance,” says Peter. “And I'm just really happy that as an Insurtech I can point to those numbers and that value.” Key Takeaways: Check your complementary skill sets. You may be positioned for a niche specialty! How does Insurtech differ from traditional insurance? The focus is on driving down losses through technology-enabled underwriting. The Three-Legged Stool of Underwriting: Application, Exposure and Technology. Putting the right underwriting elements together creates a profitable “virtuous cycle.” Insurtech adds value by generating tech-enabled approaches that drive down losses. Corvus Differentiator: It incents policy-holders to engage with proactive risk assessment. How can brokers help? By proselytizing the idea of cyber policy-holder engagement. By fostering alignment between the insured's buyer (typically a CFO) and their IT leadership (typically a CIO or CTO). Third-party wrongful collection of information has surged but ramifications are still actuarially unclear and still being litigated. Assessing systemic risk requires nuance and working through unknown liabilities. On the horizon for 2024? More frontlines information about how well policy-holder controls are working to control risk. Key Quotes: “When cyber (insurance) slowly became more of a mainstream product offering they just pointed to me and said: You're the cyber guy!” - Peter (02:10) “The value proposition with Insurtech is just so fundamentally different from insurance.” - Peter (04:20) “Insurtech is leveraging technology to create a better policy-holder experience, better value and more profit left over at the end of the year.” – Peter (05:24) “Insurtechs have proven that they can grow really fast, but that doesn't mean they can make money.” - Peter (05:49) “Engagement brings dividends to you as a policy-holder. It makes you a safer policy-holder.” – Peter (09:15) “We in the cyber market really demanded much better controls on our policy-holders over the last couple of years and a lot of that has been delivered to us.” - Peter (14:25) “The feedback we're getting from policy-holders is that we are creating an eco-system and environment that is improving their stance. And I'm just really happy that as an Insurtech I can point to those numbers and that value.” - Peter (15:58) ABOUT OUR GUEST: With more than 15 years of insurance industry experience, Peter Hedberg is Vice President for Cyber Underwriting at Corvus Insurance.
-Sip was in Hawaii all last week---during the miserably cold week in Nebraska---to cover the entirety of practices leading up to Friday's Polynesian Bowl, with Husker signees Dylan Raiola and Carter Nelson as part of the teams-Sip had conversations with the likes of Tua/Taulia Tagovailoa's father, Mike Zimmer, and more…what were the most telling stories and takeaways Sip had?-In the game itself, Raiola threw a 40-yard TD pass and Nelson had 3 catches for 65 yards…Show sponsored by GANA TRUCKINGAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
From April 5th, 2023: We talk a lot about reimagining the internet here at iDPI, and that's because it's something we spend most of our time at the lab doing. We're thrilled to share our new, banner white paper with you, and we hope you're excited by our call to widen your own imagination if […]
From April 5th, 2023: We talk a lot about reimagining the internet here at iDPI, and that's because it's something we spend most of our time at the lab doing. We're thrilled to share our new, banner white paper with you, and we hope you're excited by our call to widen your own imagination if… Continue reading Rewind: iDPI’s New Manifesto: The Three-Legged Stool
This week we are talking about Job Site Leadership, also the topic of an upcoming virtual Workshop that we're hosting in January! We asked Colin Nolan, Sr. Business Coach and Primary Facilitator of this Workshop to join us to learn about the content of the program, who it's intended for and why it's so important to get this role right. We want to make sure that your job leaders have the tools to be successful!January's Job Site Leadership Workshop, facilitated by Colin Nolan and Conal Mulreany will be held on January 18th, 23rd and 24th. For more information and to register, click hereAny questions about the workshop, or if your team is the right fit please do not hesitate to reach out!
Special guest Gabe Rivera, founder of the indispensable news aggregator Techmeme, joins the show to talk about the state of news and social media.
I know the “Three-Legged Stool'' concept has a lot of uses as a metaphor. For a long time however, I've used it to describe what people need in order to be successful in trading/investing. I have spent some of my prior podcasts discussing what you do not need, what you should never be looking at. I always make that a focus because so many people fail by looking at all the wrong things. You can glance at the slide notes to see a quick title of each of the three legs. I know it to be true that traders will only succeed when they have mastered each of these legs. It is not hard to do at all, it is simply a matter of knowing what to focus on.Here's the chart to follow along:Chart 1:https://drive.google.com/file/d/1rgRxZkhw-rR0Muo_EzzBtOKqQAgaT3JK/view?usp=drive_linkSet up a free coaching session with Paul:https://calendly.com/dts-paul/coaching-session-w-paulThe DTS Free Stuff Page:https://disciplinedtradingstrategies.com/free-stuff/To learn more, visit:http://disciplinedtradingstrategies.comListen to more episodes on Mission Matters:https://missionmatters.com/author/paul-lange/
In Dayna and Mazz's final episode, they dive into their recovery journey. They share valuable tools they have incorporated, how they have embraced life and travel, and the role alcohol and non-alcoholic beverages play in their recovery.This conversation is by no means a promotion of a person in recovery drinking non-alcoholic beverages or not. That is an individual decision between a recovering alcoholic and their sponsor. Mazz and Dayna are sharing their experience, strength, and hope.You can learn more about Mazz & Dayna, a couple who beat many odds, through the links below.FB: https://www.facebook.com/DailyDoseDrMarryDDIG: https://www.instagram.com/daily_dose_of_dr_marry_and_dd/YT: https://www.youtube.com/@dailydosedrmarryddWebsite: https://www.daynadelval.com/category/dr-marry-and-me/#embracefamilyrecovery #recovery #addiction #addictionrecovery #addictionawareness #addictiontreatment #addictions #familyrecovery #familyrecoverycoach #familyrecoverycoaching #familyaddiction #familyaddictionrecovery #recoverysupport #recoverysupportgroup #recoverysupportservices #womenpodcaster #podcast #DaynaDelVal #MazzMarry #DailyDoseDrMaryyDD #addictionpodcast #recoverypodcast #recoverystories #recoverycommunitySupport the showClick here to grab your copy of Healthy Strategies for Family Members to Cope and Even Thrive Through Addiction and receive my weekly newsletter. Click the links below to follow me on social media: Facebook Instagram LinkedIn
Welcome, listeners, to another episode of "Healthy Mind, Healthy Life." Today, we have the honor of hosting a truly inspiring and resilient individual, Sabine Shoepke, on The Power Life. Sabine Shoepke embodies the epitome of resilience and triumph. From the heart of a serial entrepreneur to the arduous path of single motherhood to twins, and facing the formidable challenges of trauma and battling cancer, Sabine's life journey is a tapestry woven with transformative experiences. Sabine's journey has been about navigating the labyrinth of adversities, transforming herself from a victim to a victor. Her life's mission now revolves around imparting the invaluable lessons she's learned, helping others flourish and soar to unimaginable heights. Sabine's approach is simple yet profound: clarity and mindset are the cornerstones of success. Her resolute belief is that emotions are our superpower; fear holds no sway; failure is not an option, and circumstances are merely a backdrop to the human spirit's resilience. With a wealth of personal experience—overcoming adversity, balancing the rollercoaster of motherhood while scaling the entrepreneurial heights—Sabine intimately comprehends life's unexpected challenges. Her philosophy orbits around the unshakable belief that greatness lies within each individual, waiting to be unleashed. Sabine's mission is to unlock this inherent potential, equipping individuals with the necessary tools to shatter self-imposed barriers and propel themselves beyond limitations. From a past entrenched in homelessness to becoming a philanthropic multi-entrepreneur; from surviving trauma to becoming a manifesting maven—Sabine's transformative journey speaks volumes about the power of change and possibility. Reach out to Sabine: Instagram: @sabine_power_life LinkedIn: http://www.linkedin.com/in/sabineschoepke Facebook: facebook.com/SabinePowerLife YouTube: youtube.com/@sabine_power_life TikTok: @sabine_power_life4ever website: http://www.ThePowerLifeCoach.com/ You can find her book at: Buy on Amazon: https://amzn.to/45maMVP Kindle eBook: https://amzn.to/3ZCKFZL
Series: N/AService: SermonType: SermonSpeaker: Ralph WalkerRomans 6:16-18
-An essential part of Biblical missions is a partnering, sending local church.- - Dr. Bud Steadman, guest speaker at the 2023 Missions Conference--Watch Tuesday evening's message from Acts 13-1-3 entitled -The Three-Legged Stool of a Sending Church- part 4 of our 2023 Missions Conference series -The Three-Legged Stool of Missions.-
-The third leg on the 3-legged stool of missions is Church-Planting. The church is founded on the person and deity of Jesus Christ.- - Dr. Bud Steadman, guest speaker at the 2023 Missions Conference--Watch Monday evening's message from Matthew 16-13-20 entitled -The Three-Legged Stool of Church-Planting- part 3 of our 2023 Missions Conference series -The Three-Legged Stool of Missions.-
-The second leg on the 3-legged stool of missions is Discipleship. This is more than just teaching. It is training people to follow Jesus.- - Dr. Bud Steadman, guest speaker at the 2023 Missions Conference--Watch this Sunday evening's message from Luke 14-25-33 entitled -The Three-Legged Stool of Discipleship,- part 2 of our 2023 Missions Conference series -The Three-Legged Stool of Missions.-
-There is still confusion about New Testament missions even today. When we study God's Word, we see there are 3 essential 'legs' that missions rest on.- - Dr. Bud Steadman--Watch this Sunday morning's message from Acts 2-1-12 entitled -The Three-Legged Stool of Missions-, the first message of our 2023 Missions Conference.