Podcasts about Cola

Der Milliardär mag zehn Schlafzimmer haben, kann aber immer nur in einem Bett schlafen, von zehn Badezimmern benutzt er selbst bei stärkstem Harndrang nur ein einziges. Am Abend können Milliardäre keine besseren Serien streamen als die 99% da draußen. Sie haben keine besseren Kinofilme, keine besseren Bücher, keine bessere Popmusik. Wenn Sie Lust auf Bier haben, trinken sie eins der großen Marken, und wenn sie Cola wollen, trinken sie dieselbe wie das breite Volk. Arme Milliardäre! Kein Wunder, dass sie nach Orientierung suchen. Und sie finden in der Tiefsee, wo sie manchmal ertrinken, oder im Weltall, wo die Luft dünn ist. Von Leander Steinkopf SWR 2025

Primer bloque: Panorama agrícola y perspectivas desde inicio hasta aprox. min 42:00Segundo bloque: Principales Indicadores del empleo en Paraguay min 42:13 hasta final

Jeudi 20 novembre, Frédéric Simottel a reçu Michel Levy Provençal, prospectiviste, fondateur de TEDxParis et de l'agence Brightness, Jérôme Marin, fondateur de cafetech.com, Bruno Guglielminetti, journaliste et animateur de "Mon Carnet de l'actualité numérique", Léa Benaim, journaliste BFM Business, Daniel Nef, CEO et cofondateur de Rift, Fabrice Marsella, directeur de la Banque des Startups by LCL, Romain Serres, CEO de Tilt Energy, Antoine Pêtre, porte-parole Europe de One Flash, et Raphaël Raffray, journaliste Tech&Co, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

What is Pommeau? Pommeau is a: fortified blend of fresh apple must (unfermented) and apple brandy (typically Calvados in Normandy or Lambig in Brittany). The unfermented apple juice and brandy are combined before fermentation, which halts the process entirely and preserves natural sweetness. By law in France, Pommeau must be aged a minimum of 18 months in oak and produced within designated regions. It's rich, amber-colored, and served as an apéritif. It is consider to be a French heritage drink shaped by decades of refinement and protected standards. When did Pommeau receive AOC status? Pommeau received its official Appellation d'Origine Contrôlée (AOC) status in 1991, formalizing the traditional method and legally protecting what can and cannot be called Pommeau within France. And in America? If you ask what Pommeau is in the United States, the answer is: nothing defined. There is no legal TTB definition, no standard of identity, and no trade agreement protecting the name. Yet hundreds of U.S. labels already use the word…sometimes accurately, sometimes loosely, often inconsistently. So the question becomes, "What happens when a French classic with strict rules lands on U.S. labels with no rules at all?" That's the conversation American isn't having… yet. In this episode, Ria speaks with alcohol beverage attorney Lindsey Zahn to unpack what it means to use the word Pommeau in the U.S.—legally, culturally, ethically—and what cider makers and consumers should consider going forward. What happens when a French classic with strict rules lands on U.S. labels with no rules at all? That's the conversation America isn't having… yet. In this episode, Ria speaks with alcohol beverage attorney Lindsey Zahn to unpack what it means to use the word Pommeau in the U.S.—legally, culturally, ethically—and what cider makers and consumers should consider going forward. Key Topics Covered What Pommeau legally means in France Why the TTB has no definition for Pommeau How hundreds of U.S. labels were approved without consistency The difference between fortified cider vs. Pommeau Why a COLA approval does not protect you from trademark or trade disputes U.S.–EU trade agreements and why Pommeau is not protected Risks for current makers using "Pommeau" on labels Why "American Pommeau," "Pommeau-style," or accurate class/type statements may reduce risk The opportunity for U.S. cider associations to create a new American term A call for a naming contest—what the U.S. cider world could build together Why truth in labeling matters beyond regulatory compliance Why this conversation needed to happen…ten years ago Contact info for Lindsey Zahn P.C. Website: https://www.zahnlawpc.com Previous Cider Chat episode with Lindsey : Episode 85 Lindsey Zahn on Cider Law TTB Labeling Resources: https://www.ttb.gov 00:00 Introduction and Common Misconceptions 00:23 Meet the Host and Guest 01:35 Episode Overview: Focus on Pommeau 03:13 Cider Tours Announcement 06:58 Listener Support and Sponsors 08:40 Main Discussion: Legal Aspects of Pommeau 25:34 Trademark Rights and Labeling Concerns 27:34 The Importance of Due Diligence in Labeling 28:46 Pomo: A Gray Area in Cider Labeling 30:30 Alternatives to Using 'Pomo' 32:36 Truth in Labeling and Production Methods 36:08 Advice for Cider Producers 38:39 Role of Cider Associations 46:08 Final Thoughts and Call to Action Mentions in this Cider Chat Totally Cider Tours  

Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call. 0:00 - INTRO 0:19 - Why Nvidia Matters 2:53 - Yes, Virginia, Draw Downs Happen 9:50 - 2026 Economic Summit Preview 10:39 - It's Just a 3% Pullback 13:01 - The Risk Range Report explainer 16:56 - E-Mail Query: Lump Sum or Pension? 19:45 - Pensions are Going the Way of the Dinosaurs 21:29 - Do Not Have a Lump Sum Check Written to You 22:55 - Pensions have no COLA 25:01 - Plan for Higher Taxes in the Future 26:49 - The YouTube Poll 29:07 - Once You're Done, You're Done 33:58 - Lump Sums & Annuities: Be Careful! 38:30 - Understand Your Options

Mercredi 19 novembre, François Sorel a reçu Justine Ryst, directrice générale de YouTube France, Alexia Laroche-Joubert, PDG de Banijay France, Amixem, YouTuber, Gaspar G, YouTuber, Jean-Baptiste Nicolet, YouTuber "TheiCollection", et Johan Lelièvre, YouTuber "Jojol", dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

The Millionaire roadshow, FGR go top of the league Ma and Dale fact checks himself. Is China our secret climate weapon? Will COP 30 deliver anything? And a new defence for eco protestors - from the Government?  Along with Cola from Gaza, the slow motion train crash of Reform and a listener question to which Dale says - Monday.

O que será que achamos do quarto episódio da sétima temporada da Corrida das Blogueiras? Noite da cola quente, rivalidades se intensificando, suposto vitimismo, destaques e mais! Vem ouvir para concordar - ou não - com a gente! ;)Redes Sociais: Instagram (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@xtrapodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@ricardolscosta⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@camponeusa⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠@thatoneluisa⁠⁠ e ⁠⁠@tutudfeijao⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠), Twitter: (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@xtrapodcastbr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@rapidoricardo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠@camponeusa⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠@thatoneluisa⁠⁠ e ⁠⁠@tutudfeijaoo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) e BlueSky (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@xtrapodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠)E-mail para contato: xtrapodcast@gmail.com

El agro en México no vive su mejor momento, pues hay malestar en diversos frentes. Es por ello que invité a mi amigo Marco Díaz, de Semillero Agropodcast, a hablar sobre el papel que juega la comunicación en momentos como este. Marco es comunicador de profesión, por lo que comprende a la perfección la situación.Durante nuestra conversación, Marco también nos da más contexto sobre la Revista Comentarios y sobre Semillero Agropodcast, sus dos grandes proyectos en temas de comunicación agrícola. Además, nos platica cuáles son algunas de las claves que, desde su perspectiva, permiten mejorar la comunicación de las empresas del agro.https://podcastagricultura.com/episodio-545/

Abrimos la Taberna para charlar sobre la actualidad y bueno... más cosas. Con Eneko Carrillo, Cristian Miconi, Javi Aguilar y Albert Rivera.... y la estrella invitada Mikel Ilundain. Os recordamos que podéis veniros a la Quedada ACDP el próximo 29 de noviembre. Toda la info en la pestaña de comunidad. O escribiendo a contacto@alacoladelpeloton.es Identidad CLAS on Tour 2025 Nuevas fechas confirmadas: 21/11 - Biblioteca El Fontán (Uviéu) /// 22/11 - Librería Gil (Santander) /// 25/11 Casa de la Cultura (Lluanco) /// 26/11 - Librería La Revoltosa (Xixón) /// 27/11 Viva Bicicletas (Madrid) /// 10/12 - Katakrak (Iruñea) Otros enlaces: https://go.ivoox.com/rf/140346204 podcast Café y Ciclismo https://cyclingreport.substack.com/ proyecto Javi Aguilar 🗣️ Con Eneko Carrillo, Gabriele Gianuzzi y Albert Rivera 📍 Encuéntranos en... ➡️ https://www.twitch.tv/acdpeloton ➡️https://youtube.es/ACDPeloton ➡️Grupo de Telegram: https://t.me/familiaACDP ➡️Twitter: twitter.com/ACDPeloton ➡️Instagram: https://www.instagram.com/acdpeloton/ Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Mardi 18 novembre, François Sorel a reçu Jean-Baptiste Masson, responsable de recherche à l'Institut Pasteur & cofondateur d'Avatar Médical, Rodolphe Gelin, Expert Leader Intelligence Artificielle chez Renault Group, Louis Dreyfus, président du directoire du groupe Le Monde, François Pachet, cofondateur d'Imagine All The People et Ynosound, François Grandjacques, réalisateur, producteur, dirigeant du studio "TaisToiDonc", Frédéric Simottel, journaliste BFM Business, Chafika Chettaoui, directrice transformation Data & IA chez AXA France, Stéphane Roder, président de AI Builders, et Wafaâ Amal, directrice générale de Prisme.ai, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Social Security has been, over the years, a slowly expanding support prop for the US economy. Confluence Chief Market Strategist Patrick Fearon-Hernandez joins Phil Adler to discuss the impact of the Social Security cost of living adjustment for 2026.

Lundi 17 novembre, François Sorel a reçu Laurent Solly, vice-président Meta en Europe, Pascal Cagni, fondateur et président de C4 Ventures, Sébastien Missoffe, directeur général de Google en France, Athénaïs Oslati, fondatrice et PDG de Ontbo, Fabrice Valentin, vice-président et responsable de l'Intelligence Artificielle chez Airbus et Olivier Oullier, président et cofondateur d'Inclusive Brains dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

El USDA presentó nuevas estimaciones para la campaña 2025/26 que reflejan recortes en los rendimientos de soja y maíz en Estados Unidos, en línea con lo anticipado por el mercado.20º Aniversario de la aprobación de la Ley 10/2005 de vías pecuarias de Aragón. La ONU cifra en casi tres billones de euros las pérdidas agrícolas por desastres naturales en los últimos 30 años. Según Naciones Unidas, cada año se pierden 86.000 millones de euros por culpa de la sequía, las olas de calor o las inundaciones.Un grupo de siete empresas aragonesas han participado en la mayor feria de maquinaria agrícola del mundo, Agritechnica, que se ha celebrado esta semana en Hanóver, con el apoyo de AREX y el clúster CAMPAG.Investigadores del Instituto de Agricultura Sostenible (IAS) del Consejo Superior de Investigaciones Científicas (CSIC) en Córdoba, liderados por José Antonio Jiménez Berni, han desarrollado un innovador robot, CROPTIMUS-PRIME, que ha revolucionado el fenotipado agrícola, es decir, la definición de los rasgos observables de los diferentes cultivos.El Grupo de Trabajo de Jóvenes de Cooperativas Agro-alimentarias de España ha mantenido un encuentro con el ministro en Expo SAGRIS y una reunión de trabajo en el Ministerio de Agricultura, para analizar los retos del relevo generacional y la PAC post 2027.La Asociación Española de Denominaciones de Origen, Origen España, y la Conferencia Española de Consejos Reguladores Vitivinícolas (CECRV) han celebrado este miércoles una reunión con la Comisión Europea para analizar el futuro de las Indicaciones Geográficas (IIGG) en el marco político actual y valorar la propuesta de un Plan de Acción que impulse la protección y el conocimiento de estos sellos de calidad en la Unión Europea.Repasamos, como hacemos cada domingo, la actualidad del sector cinegético en Aragón y damos respuesta a las preguntas que durante la semana han enviado a nuestra ‘Gestoría agrícola y ganadera'.

El USDA presentó nuevas estimaciones para la campaña 2025/26 que reflejan recortes en los rendimientos de soja y maíz en Estados Unidos, en línea con lo anticipado por el mercado. 20º Aniversario de la aprobación de la Ley 10/2005 de vías pecuarias de Aragón. La ONU cifra en casi tres billones de euros las pérdidas agrícolas por desastres naturales en los últimos 30 años. Según Naciones Unidas, cada año se pierden 86.000 millones de euros por culpa de la sequía, las olas de calor o las inundaciones. Un grupo de siete empresas aragonesas han participado en la mayor feria de maquinaria agrícola del mundo, Agritechnica, que se ha celebrado esta semana en Hanóver, con el apoyo de AREX y el clúster CAMPAG. Investigadores del Instituto de Agricultura Sostenible (IAS) del Consejo Superior de Investigaciones Científicas (CSIC) en Córdoba, liderados por José Antonio Jiménez Berni, han desarrollado un innovador robot, CROPTIMUS-PRIME, que ha revolucionado el fenotipado agrícola, es decir, la definición de los rasgos observables de los diferentes cultivos. El Grupo de Trabajo de Jóvenes de Cooperativas Agro-alimentarias de España ha mantenido un encuentro con el ministro en Expo SAGRIS y una reunión de trabajo en el Ministerio de Agricultura, para analizar los retos del relevo generacional y la PAC post 2027. La Asociación Española de Denominaciones de Origen, Origen España, y la Conferencia Española de Consejos Reguladores Vitivinícolas (CECRV) han celebrado este miércoles una reunión con la Comisión Europea para analizar el futuro de las Indicaciones Geográficas (IIGG) en el marco político actual y valorar la propuesta de un Plan de Acción que impulse la protección y el conocimiento de estos sellos de calidad en la Unión Europea. Repasamos, como hacemos cada domingo, la actualidad del sector cinegético en Aragón y damos respuesta a las preguntas que durante la semana han enviado a nuestra ‘Gestoría agrícola y ganadera'.

Today, in our 199th episode, I dive into some timely updates on Social Security and answered a batch of long-overdue listener questions. We kick things off with the newly announced 2.8% cost-of-living adjustment (COLA) for Social Security benefits starting January 2026. While that sounds like good news, I cautioned listeners not to celebrate too quickly.  Medicare Part B premiums are expected to rise by 11.6%, or about $21.50 per month, which will eat into that COLA, leaving most recipients with a net increase of only around $34.50. I argue that announcing the Social Security COLA a month before Medicare premiums is misleading and suggested both should be released simultaneously to give retirees a clearer picture of their actual income changes. I also highlight the increase in the Social Security earnings limit, which will rise from $176,100 in 2025 to $184,500 in 2026 (a 4.77% jump).  This means higher earners will contribute more to Social Security before hitting the cap. On a brighter note, the stock market has been performing exceptionally well in 2025, with major indices like the S&P 500, NASDAQ, and international markets all posting double-digit gains. At Retire Strong Financial Advisors, we're seeing more people seeking second opinions on their retirement plans, especially as their 401(k)s and 403(b)s hit all-time highs.  I wrap up the episode by tackling some fantastic listener questions and reminding everyone to check out our free resources and YouTube channel for more retirement planning insights. You will want to hear this episode if you are interested in... (00:00) Intro. (00:27) Social Security Updates. (11:28) Roth Conversions Explained. (19:53) 401k Management Fees. (21:14) Retirement Planning for Couples. (27:19) Annuity Product Warnings. (31:07) Retirement Withdrawal Strategies. Breaking Down Roth Conversions and 401(k) Management Options  One listener, JB, asked a great question about Roth conversions, so I took the opportunity to break it down from the basics. A Roth conversion involves moving money from a pre-tax account like a traditional IRA or 401(k) into a Roth account, paying taxes on the converted amount now so it can grow tax-free in the future. This strategy can be especially powerful for those whose retirement savings are heavily concentrated in pre-tax accounts. However, it's not a one-size-fits-all solution. Roth conversions can trigger higher taxes on Social Security benefits, push you into a higher tax bracket, or increase your Medicare premiums.  There's also the five-year rule to consider, which can limit when you can access the converted funds. That's why I always recommend working with a fiduciary financial planner or tax advisor to determine if it's the right move. Another listener, Kelly, asked about paying Financial Engines to manage her 401(k). I explained that these services are optional and you can opt out and manage your own portfolio if you're comfortable. But if you're receiving personalized advice and planning, the fee might be worth it. Big Savings, Bigger Risks: Why Planning Matters Then we heard from Gary, who's 60 and married to Linda, who's 52. He's saved over $2 million mostly in a pre-tax 401(k) and has a pension that won't begin until age 65. Linda works part-time, and with their eight-year age gap and no clear Social Security strategy, there are several risks they need to address. If something were to happen to Gary, Linda wouldn't be eligible for survivor Social Security benefits until she turns 60, and the tax burden on their pre-tax savings could be significant for the surviving spouse. Other unknowns like their debt, health insurance plans before Medicare, and pension survivorship options will add more complexity.  Life insurance and relocation plans are also critical factors that could impact their long-term financial security. I emphasized the need for a comprehensive retirement plan to help them navigate these issues. On a related note, I addressed a listener's question about annuity sales pitches at steak dinner seminars. While annuities can have a place in a portfolio, they're often sold with high fees, surrender penalties, and limited liquidity. I've seen too many people regret these decisions, so I always urge caution that if someone's buying you dinner, they're probably trying to sell you something. Retirement Education Without the Sales Pitch That's why we do retirement education differently. Our seminars are held at local libraries, no fancy dinners, no alcohol, and absolutely no product pitches. We're there to educate, not sell. This approach ties into Cindy's excellent question about which retirement account to withdraw from first. She has a mix of accounts, 401(k), Roth, and a stock account she hopes to leave to her kids, and she's unsure how to begin her decumulation strategy. This is a crucial decision, and unfortunately, many people get it wrong.  The old "conventional wisdom" of spending taxable accounts first, then pre-tax, then Roth, no longer holds up. Tax laws have changed, required minimum distribution ages have shifted, and future tax rates are uncertain. Your withdrawal strategy should be customized based on your income sources, Social Security timing, investment types, and long-term tax impact. Some accounts may generate income through dividends and interest, while others are better suited for long-term growth. The goal is to create a strategy that supports a successful retirement while minimizing your lifetime tax bill. Cindy's question was so important, I even made a YouTube video on it, "Retirement Withdrawal Strategy", which has become one of our most popular resources. Resources & People Mentioned 3 Steps to Retirement Planning BEST Withdrawal Strategy | Where Should You Pull Funds from First? Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts

O Ministro Roberto Rodrigues, nomeado Embaixador do Agro Brasileiro na COP 30, fala sobre os desafios e as oportunidades da nossa Agricultura Tropical de Baixo Carbono, na Conferência do Clima.

O Ministro Aldo Rebelo fala sobre a cobiça internacional pela Amazônia, de mais de 500 anos, tema do seu novo livro, lançado na COP 30 em Belém.

Marie und Anabelle überlegen, wie sie als Männer wären, was sie mit einer Millionen machen würden – und dann sind sie zum ersten Mal nicht einer Meinung!

Get this whole, show FREE on Patreon! Click HERE for a 7-day free trialBen Glaze and EZ lean into fair-use laws to present a WEEKLY review of one of America's top radio shows. Heard all across the US on about 30 radio stations, The Free Beer and Hot Wings Show has grown steadily since it's inception in the late 1990's.In this FULL show on Patreon!Topics:*Ben covers Steve announcing that he took his kids to Wendy's for a meal.*Wendy's talk spills into a conversation about fast food joints and play areas for kids.*Another cool debate about Coke-a-Cola.*Free Beer unloads a childish bummer joke.*Rock stations in small markets all across America got to hear Maitland talk about cute noises animals make when eating.*Hot Wings dropped a bomb on the audience with his "Hot Take" about flowers that he does not like.*Free Beer is not at all serious about kissing in front of children. In fact, he's "just kidding."*Ben Glaze exposes an amazing conversation the crew had about flavors of cake.*EZ parked on a clip of Free Beer talking about catapults for some reason. The group responds with silence and shrugs.*Sometimes Free Beer's "Brain Tumor Talk" happens so fast, it's hard to pick up what the hell is happening. EZ parks on two great examples of this.*Free Beer admits he's lost when it comes to AI. HW agrees and makes a comment. That's all it took for cranky Free Beer to fire back! #BetterHelp*Free Beer reveals that because the words “version” and “vision” both start with the letter, “V” they can be used interchangeably.Our Sponsors:* Check out Secret Nature and use my code ZANE for a great deal: https://secretnature.com* Check out Uncommon Goods: https://uncommongoods.com/zaneSupport this podcast at — https://redcircle.com/the-eric-zane-show-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In October, the Social Security Administration announced the 2026 Cost-of-Living Adjustment (COLA) — and no, we don't mean the fizzy kind. COLA is the annual increase that helps retirees' benefits keep pace with inflation. Before diving into how it all works, the BullCast crew kicks things off with a play on words in their pop culture list of the Brief History of Coca-Cola Prices. Then, they break down what drives cost-of-living changes, how COLA is calculated, who it helps, and why it matters for millions of Americans. The List: A Brief (and Bubbly) History of Coca-Cola Prices Hashtags: #cola #costofliving #cocacola #CortLovesDietCoke  Visit us online: www.bullcastpodcast.com Produced by Cameron Spann | Powered by Pickler Wealth Advisors Sound effects obtained from https://www.zapsplat.com

Jeudi 13 novembre, François Sorel a reçu Anthony Morel, journaliste BFM Business, Amélie Charnay, journaliste à La Tribune, Frédéric Simottel, journaliste BFM Business, Anne Bouverot, envoyée spéciale du Président de la République pour l'IA et co-présidente du CIAN et Gautier Cloix, PDG de H Company, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Chris's SummaryWith Jim away this week, I review the 2026 Social Security changes from the recently released SSA Fact Sheet covering the 2.8% COLA, the new taxable maximum, quarters-of-coverage earnings, and earnings test limits. I also walk through projected Medicare Part B premiums and the deductible, explain the hold harmless provision, and outline 2026 IRMAA […] The post 2026 Social Security Changes: EDU #2546 appeared first on The Retirement and IRA Show.

Ce mercredi 12 novembre, Frédéric Simottel a reçu Jean-Baptiste Kempf, co-créateur du logiciel VLC et CTO de Scaleway, Tristan Nitot, directeur associé Communs Numériques et Anthropocène chez OCTO Technology, Clément David, président de Theodo Cloud, Julien Thibaud, journaliste BFM Business, Kesso Diallo, journaliste Tech&Co, Julie Huguet, directrice de la mission French Tech, Tom Darras, PDG & cofondateur de Welinq, et Cyrille Vignon, PDG de Glimps, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Rosana Laviada entrevista a Ramón Solanilla, secretario general de Asaja Huesca, por la crisis de la gripe aviar.

Ce mardi 11 novembre, François Sorel a reçu Salime Nassur, fondateur de Maars, Guillaume Grallet, journaliste au Point, Frédéric Simottel, journaliste BFM Business, et Gérôme Billois, associé en cybersécurité et confiance numérique au sein du cabinet Wavestone, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Ce lundi 10 novembre, François Sorel a reçu Damien Douani, responsable de l'innovation de l'école Narratiiv et fondateur de Topos ; Jean Schmitt, Président de Jolt Capital ; Claudia Cohen, Journaliste chez Bloomberg ; Léa Benaim, journaliste à BFM Business ; Pierre-Yves Oortmeyer, Directeur Général de Motorola France ; Kesso Diallo, journaliste Tech&Co et Thomas Semah, fondateur et CEO de Yneuro, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

O prefeito de Sorocaba, Rodrigo Manga (Republicanos), foi afastado do cargo por 180 dias por suspeita de corrupção na saúde. A decisão ocorreu no âmbito da segunda fase da Operação Copia e Cola da Polícia Federal.Em vídeo, o ‘prefeito tiktoker' afirmou que foi alertado por parlamentares sobre uma tentativa de “tirá-lo do jogo” em razão de sua exposição. Madeleine Lacsko, Ricardo Kertzman e Wilsinho Pedroso comentam:Papo Antagonista é o programa que explica e debate os principais acontecimentos do   dia com análises críticas e aprofundadas sobre a política brasileira e seus bastidores.     Apresentado por Madeleine Lacsko, o programa traz contexto e opinião sobre os temas mais quentes da atualidade.     Com foco em jornalismo, eleições e debate, é um espaço essencial para quem busca informação de qualidade.     Ao vivo de segunda a sexta-feira às 18h.    Apoie o jornalismo Vigilante: 10% de desconto para audiência do Papo Antagonista  https://bit.ly/papoantagonista  Siga O Antagonista no X:  https://x.com/o_antagonista   Acompanhe O Antagonista no canal do WhatsApp. Boletins diários, conteúdos exclusivos em vídeo e muito mais.  https://whatsapp.com/channel/0029Va2SurQHLHQbI5yJN344  Leia mais em www.oantagonista.com.br | www.crusoe.com.br 

Stay informed about the changing retirement landscape with hosts Wes Moss and Christa DiBiase as they unpack today's relevant financial topics—from the growing influence of AI-related stocks to strategies for maintaining a well-balanced retirement plan. This episode of the Retire Sooner Podcast focuses on education, awareness, and practical insights to help you better understand the factors that can potentially shape your long-term financial journey. • Explore how AI-related stocks are influencing the S&P 500 and what increased market concentration may mean for maintaining a diversified investment mix. • Review thoughtful rebalancing considerations designed to help preserve diversification across asset classes—including small caps, mid caps, international equities, and fixed income. • Understand the structure and potential risks of employee stock purchase plans (ESPPs), including holding periods and portfolio exposure considerations. • Clarify what the idea of a “million-dollar retirement” represents by examining how individual goals, income needs, and household spending habits differ. • Consider long-term planning concepts such as Roth IRA conversions for inherited assets and the potential benefits of engaging multiple generations in family financial discussions. • Examine the latest Social Security Cost of Living Adjustment (COLA), how it compares historically, and common perspectives regarding future program sustainability. • Evaluate options for managing excess savings allocated toward shorter-term goals—such as travel or home projects—based on time horizon and comfort with potential market movement. • Discuss flexible withdrawal and income planning considerations that may help support the transition from early retirement to Social Security eligibility. Enhance your financial awareness and stay up to date with the Retire Sooner Podcast. Listen and subscribe for educational discussions on market trends, retirement fundamentals, and strategies to help you make well-informed financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeudi 6 novembre, François Sorel a reçu Didier Sanz, journaliste tech, Thomas Serval, PDG de Baracoda Jérôme Marin, fondateur de cafetech.com, Julien Thibaud, Journaliste BFM Business, Sébastien Fricker, responsable Modélisation de la Vision et de la Perception, EssilorLuxottica, Grégoire Boutonnet, PDG de Nova In Silico, Sylvain Trinel, journaliste Tech&Co, Julien Grouès, Directeur Général d'AWS France et Europe du Sud, Fanny Jaulin, CEO et fondatrice d'Orakl Oncology, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Confira no Morning Show desta quinta-feira (06): O presidente Lula (PT) fez, nesta quinta-feira (06), o discurso de abertura da Cúpula de Líderes, evento que marca o começo da COP30, o principal encontro global para debater saídas para lidar com as mudanças climáticas globais. “Os olhos do mundo se voltam para Belém com imensa expectativa”, afirmou o mandatário. O Senado Federal aprovou o projeto de lei que amplia a isenção do Imposto de Renda para quem ganha até R$ 5 mil por mês. O texto, que agora segue para sanção presidencial, foi mantido conforme a versão da Câmara para garantir a implementação em 2026, ano eleitoral. O senador Renan Calheiros (MDB-AL) defendeu a decisão afirmando que alterações poderiam atrasar a medida e prejudicar os contribuintes. O ministro Alexandre de Moraes, do Supremo Tribunal Federal (STF), determinou que a Polícia Federal investigue os esquemas de lavagem de dinheiro e a infiltração de organizações criminosas no Poder Público do Rio de Janeiro. O prefeito de Sorocaba (SP), Rodrigo Manga (Republicanos), foi afastado do cargo por 180 dias após decisão judicial ligada à Operação Copia e Cola, da Polícia Federal. A ação, em sua segunda fase, apura suspeitas de irregularidades em contratos da área da Saúde firmados pela prefeitura. Conhecido nas redes sociais como o “prefeito tiktoker”, Manga teria sido afastado a pedido da PF, com determinação do Tribunal Regional Federal da 3ª Região. Reportagem: Caio Cesar. A CPMI do INSS (Comissão Parlamentar Mista de Inquérito) realiza nesta quinta-feira (05) uma sessão aguardada com o depoimento do ex-ministro do Trabalho e Previdência, Onyx Lorenzoni. Os parlamentares devem questionar o ex-ministro sobre supostas irregularidades em processos e contratos do instituto, além de possíveis falhas na gestão previdenciária durante sua passagem pelo governo. Essas e outras notícias você confere no Morning Show.

Ce mercredi 5 novembre, François Sorel a reçu Fanny Bouton, directrice du quantique chez OVHcloud, Frédéric Simottel, journaliste BFM Business, Cyril de Sousa Cardoso, président du groupe Polaria, Julien Thibaud, journaliste BFM Business, Sylvain Trinel, journaliste Tech&Co, Delphine Remy-Boutang, fondatrice & CEO de JFD, Iris Maréchal, cofondatrice de Theremia, Margaret Entrepreneure 2025, Imane Fard, consultante technique IBM, Margaret Intrapreneure 2025, et Aya Aïdouni, étudiante en ingénierie logicielle à l'ESIEE IT, Margaret Junior 2025, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Is Your Portfolio Too AI-Heavy? and Does Social Security COLA Keep Up With Inflation? In this episode, Wes Moss shares startling JP Morgan research: just 41 AI-related stocks now account for nearly 50% of the S&P 500's weight, making the market severely overweight in a single theme. Wes offers actionable advice on how to rebalance your portfolio. Also, with the new COLA increase, Wes sets the record straight on Social Security, demonstrating that it has quietly been one of America's best inflation fighters since 1975. He examines the history of COLA adjustments and provides an honest assessment of the fear surrounding the Social Security trust fund running out, clarifying what that worst-case scenario truly means for current and future retirees. Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early Rule of 72 Calculator - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement planning is an ever-evolving process, and staying informed about changes to Social Security, Medicare, and tax limits is crucial to making the most of your golden years. On this episode of Retire with Ryan, I'm sharing important updates on the 2026 Social Security cost of living adjustment (COLA), projected changes to Medicare Part B premiums, and strategies for managing income in retirement.  The newly announced cost-of-living adjustment (COLA) for 2026 will see benefit checks rise by 2.8%. I break down how the yearly adjustments are calculated, why they matter for seniors, and the impact of inflation on Social Security. I also discuss the expected jump in Medicare Part B premiums, what IRMAA means for higher-income retirees, and important changes to the Social Security wage base and retirement earnings limits.  Whether you're thinking about when to start your benefits or you want to strategize your retirement income, this episode will give you practical tips and resources to help you make the most of your retirement planning.  You will want to hear this episode if you are interested in... [00:00] Social Security cost-of-living adjustment (COLA). [02:54] COLA trends and historical adjustments. [04:48] Social Security benefit updates. [10:56] Social Security earnings limit explained. [11:56] Social Security and Medicare updates. What to Expect from Social Security COLA for 2026 After a brief delay caused by a government shutdown, the Social Security Administration (SSA) announced that benefit checks will rise by 2.8% beginning January 2026. This increase is slightly higher than last year's 2.5% and a bit less than the 2024 bump of 3.2%. While not the largest adjustment in history, any increase helps seniors keep pace with the rising costs of essentials like groceries, taxes, and insurance. How is COLA Calculated? SSA bases COLA changes on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), specifically by comparing the average index for each month in the third quarter of one year to the same period in the previous year. Since 1972, this approach has pegged benefit adjustments to actual inflation, providing a more predictable and timely increase for beneficiaries. Beneficiaries will receive details about their new benefit amounts in early December. Medicare Part B Premiums The base premium for Medicare Part B is predicted to rise from $185 to approximately $206.50 per month in 2026, a significant increase of roughly 11.6%. Final figures will be released later, but even preliminary estimates suggest a noticeable impact, especially for fixed-income retirees. Income Related Monthly Adjustment Amount (IRMAA) may add further costs to your Medicare premiums if your income exceeds certain thresholds. For 2026, your IRMAA status will be determined by your 2024 tax return, due to a two-year lag in income reporting. Higher earners could see premiums up to $443.90 per month, so it's critical to strategize IRA distributions and capital gains to avoid unnecessary surcharges. If your financial situation changes, such as a recent retirement, you may appeal IRMAA charges using Form SSA-44. Ryan Morrissey recommends reviewing prior episodes and his blog for more on appealing IRMAA. Social Security Taxes and Retirement Income Limits The maximum wage base for Social Security taxes will jump to $184,500 in 2026 (up from $176,100), meaning any income above this threshold won't be subject to Social Security tax.  Retirees collecting Social Security before full retirement age must monitor their earned income. For 2026, the limit rises to $24,480. Earnings above this cut-off will reduce your Social Security benefit by $1 for every $2 earned. Once you reach your full retirement year, the earnings limit increases sharply to $65,160, and after your birthday, there's no limit. The latest updates to Social Security and Medicare reflect ongoing efforts to help retirees keep pace with inflation and evolving economic conditions. Successful retirement isn't just about knowing the numbers, it's about strategizing your income to minimize taxes, avoid excess premiums, and maximize your benefits.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Ready to explore retirement strategies and financial fundamentals—while making sense of AI's market influence, Federal Reserve rate cuts, and the changing world of work? In this week's Money Matters episode, Wes Moss and Jeff Lloyd translate today's financial headlines into clear, thoughtful discussion—helping listeners better understand the connections between markets, innovation, and long-term planning. • Clarify financial concepts. Hear how terms like Q ratio and basis points fit into broader market conversations and how understanding these ideas can support informed decision-making. • Balance knowledge with humor. Enjoy lighthearted moments as Wes and Jeff share Halloween stories, family costume ideas, and insights on the Super Bowl halftime show—all while keeping perspective on what really matters financially. • Explore AI's influence on the workforce. Review current data from the World Economic Forum on how artificial intelligence is shaping employment trends—highlighting both areas of automation and new job creation. • Understand AI-driven market concentration. Learn how the growth of AI-focused companies within the S&P 500 has shifted index dynamics, and how investors may think about diversification using equal-weighted ETFs, mid-caps, or small-caps. • Put Federal Reserve policy in context. Examine the Fed's latest rate cut and its historical relationship to market activity—without speculation—offering perspective on interest rate cycles and their potential economic implications. • Compare retirement savings benchmarks. Explore average 401(k) balances across generations and consider how consistent saving habits and age-based planning can contribute to financial preparedness over time. • Review Social Security updates. Understand the latest cost-of-living adjustments (COLA) and how these annual changes aim to align benefits with inflation trends. • Identify evolving industries. Discover which fields—such as healthcare, cybersecurity, agriculture, food service, and logistics—are projected to evolve as technology continues to advance. • Reframe the future of work. Look beyond AI-related concerns to discuss how innovation may shift, rather than eliminate, opportunities across multiple sectors. Stay informed, stay balanced, and stay engaged with Money Matters—where Wes Moss and Jeff Lloyd help to bring clarity and research-driven insight to your financial questions. Listen and subscribe for thoughtful conversations on markets, retirement planning, and the economy—without the hype or jargon.

Ce mardi 4 novembre, François Sorel a reçu Marion Moreau, journaliste et fondatrice d'Hors Normes Média ; Alain Goudey, directeur général adjoint de Neoma Business School ; Cédric Ingrand, directeur général de Heavyweight Studio ; Julien Thibaud, Journaliste BFM Business ; Sylvain Trinel, journaliste Tech&Co et Éric Carreel, président et fondateur de Withings, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Relatório aponta desflorestação, pastoreio excessivo e práticas insustentáveis como principais causas da erosão dos solos; países asiáticos são os mais afetados por alta densidade população e degradação de terras; segurança alimentar e meios de subsistência em risco; Mato Grosso, no Brasil, é citado.

Ce lundi 3 novembre, Frédéric Simottel a reçu Bruno Guglielminetti, journaliste et animateur de "Mon Carnet de l'actualité numérique", Lucas Perraudin, fondateur de AI Partners et ancien directeur de Meta Reality Labs, Philippe Dewost, fondateur de Phileos, cofondateur de Wanadoo et ancien directeur général de l'EPITA, Julien Thibaud, journaliste BFM Business, Malika Chraibi, responsable produit chez Samsung Electronics, Sylvain Trinel, journaliste Tech&Co, et Paul Lafargue, pilote aux 24 Heures du Mans & directeur développement Zone Europe chez Groupe IDEC International, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Agricultores da Argentina ampliaram a utilização de fertilizantes este ano, diante de perspectivas favoráveis para as safras de milho e trigo. Em todo o Cone Sul, fazendeiros têm substituído os adubos de alta concentração de nitrogênio e fósforo por produtos de concentração mais baixa, reagindo aos preços e a oscilações na disponibilidade global de fertilizantes. Saiba mais acompanhando a conversa entre a especialista em adubos Renata Cardarelli, o especialista em agricultura Jeffrey Lewis, e Camila Fontana, chefe adjunta da redação da Argus no Brasil. 

Los agricultores de Argentina han aumentado el uso de fertilizantes este año, ante perspectivas favorables para las cosechas de maíz y trigo. En todo el Cono Sur, los productores han estado reemplazando los fertilizantes con alta concentración de nitrógeno y fósforo por productos de menor concentración, en respuesta a los precios y a las fluctuaciones en la disponibilidad global de fertilizantes. Conozca más siguiendo la conversación entre la especialista en fertilizantes Renata Cardarelli, el especialista en agricultura Jeffrey Lewis y Camila Fontana, jefa adjunta de la oficina de Argus en Brasil.

Send us a textWe chase the lore and flavor of Jim Beam Devil's Cut, rate it with a Halloween twist, and compare a fresh crack to a years-open bottle to see how oxidation reshapes vanilla, char, and sweetness. We also spotlight Blood Oath packs to frame value pours against complex blends.• Middle West Spirits shoutout and origin nods• Halloween setup, costumes, community banter• Membership options, perks, and barrel picks• Devil's Cut origin story and extraction concept• Nosing focus on vanilla, char, brown sugar• Body, taste, and finish scores with knife “slashes”• Fresh vs old Devil's Cut side-by-side insights• Value talk under $25 and cocktail ideas• Blood Oath packs overview and tasting comparison• Platform reminders and safe-drinking closeJoin our membership, the Crystal Glenn Carrying Club. Become a member on Facebook or YouTube, subscribe, leave good feedback, and commentWhat happens when Halloween chaos meets a bourbon with a devilish backstory? We dive into Jim Beam Devil's Cut, the whiskey that pulls trapped spirit from barrel staves and blends it back into extra-aged bourbon, then explore why it smells like vanilla extract over warm char and tastes like liquid pudding with a smoky edge. Costumes and laughs aside, we get serious about value, process, and what truly sets this bottle apart at 90 proof and under $25 in many markets.We walk through the nose, body, taste, and finish with a playful “slash” rating, then raise the stakes: a fresh 2025 crack versus a 2021 bottle that's been open for years. The side-by-side reveals how oxidation shifts the profile from vanilla-forward to caramel and toffee, adds a hint of pepper, and slightly deepens the mid-palate. Our practical takeaway is simple and useful—open Devil's Cut and let it evolve. If you love cocktails, we also highlight easy winners like Devil and Cola and Dance with the Devil that lean into its vanilla-char backbone.To round out the night, we contrast Devil's Cut's focused profile with the layered complexity of Blood Oath packs. Think approachable weeknight pour versus special-occasion blend crafted from carefully sourced barrels and finishing casks. Along the way, we share community shoutouts, membership perks, and a few outrageous Halloween surprises that keep the room buzzing. If you're curious about how time, air, and blending shape bourbon, you'll leave with new ideas for your shelf and your next tasting.If you enjoyed the ride, follow and subscribe, leave a rating or review, and share this episode with a friend who loves a good value pour. Tell us your favorite under-$25 bourbon and whether you prefer a fresh crack or a well-breathed bottle.If You Have Gohsts voice over Whiskey Thief Add for SOFLSupport the showhttps://www.scotchybourbonboys.com The Scotchy bourbon Boys are #3 in Feedspots Top 60 whiskey podcasts in the world https://podcast.feedspot.com/whiskey_podcasts/

How will that work? Early decision turmoil at Tulane, how helpful are banks really being to furloughed workers, and the premium Citi card that is anything but… plus social security COLA is officially 2.8% but your Medicare premium might eat up a good chunk of it.

Jeudi 30 octobre, François Sorel a reçu Jean Schmitt, président de Jolt Capital, Jérôme Marin, fondateur de cafetech.fr, Isabelle Bordry, fondatrice de Retency, Léa Benaim, journaliste BFM Business, Jérôme Doncieux, fondateur et CEO d'ETX Majelan, Raphaël Raffray, journaliste Tech&Co, et Maël Castellan, étudiant à l'Efrei et cofondateur de WaySee, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

In questa puntata Riccardo Brizzi racconterà alcuni aspetti insoliti della Guerra Fredda. Piccole storie per aiutare a comprendere meglio il contesto strategico, ideologico e culturale dei primi, incerti e a tratti bizzarri anni di quello scontro globale.

Mercredi 29 octobre, François Sorel a reçu Yves Maitre, operating partner chez Jolt Capital et ancien président de HTC, Enguérand Renault, consultant chez Image 7, ancien journaliste au Figaro, Fanny Bouton, directrice du quantique chez OVHcloud, Léa Benaim, journaliste BFM Business, Jean-Baptiste Huet, journaliste BFM Business, et Laodis Menard, fondateur d'Argil, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Don and Tom tackle the timeless topic of diversification — why it's back in style, why it's so hard to maintain, and why most investors (and pros) still get it wrong. They walk through how market “leadership” shifts over decades, the global vs. U.S. split, and why comparing your portfolio to the S&P 500 is often a trap. Listener questions cover ETF access at T. Rowe Price and Vanguard, whether to invest or pay down debt, and how the 5% flexible withdrawal rule works in early retirement. Plus, the guys riff on Halloween candy inflation, Social Security COLA bumps, and Don's LitReading “Scary Story Season.” 0:04 Show open — Saturday radio edition and why repetition matters in financial education 1:03 The fashion of diversification — and why it's “back in style” 2:27 International and small-cap value resurgence 3:15 Why investors chase past returns instead of diversifying 4:02 Gold, inflation, and recency bias — lessons from the 1980s 5:21 U.S. vs. international allocation debate: market cap vs. 50/50 6:20 The long wait for Japan's market recovery 7:41 Practical diversification tools — AVGE, DFAW, VT 8:19 Stop comparing everything to the S&P 500 9:08 Historical proof: global portfolio vs. S&P since 1931 10:02 Caller Charlie — buying Avantis or DFA ETFs through T. Rowe Price or Vanguard 12:39 How fund custodians differ from managers 13:27 Checking portfolio exposure with Morningstar 14:42 Caller Gabe — invest or pay off debt? 16:45 When to pay off a car loan vs. mortgage 19:35 How to handle multiple mortgages and long-term plans 20:22 Social Security's 2026 COLA bump and the “good news/bad news” of $102 more a month 22:21 Inflation realities — coffee, beef, and Halloween candy 25:02 Candy talk — shrinkflation and Don's trick-or-treat haul 25:54 LitReading plug: “Scary Story Season” and Philip K. Dick's The Hanging Man 27:34 Search “Don McDonald” in Apple Podcasts — chiropractor cameo included 29:05 Listener Victor (a.k.a. George) — can $4 million last 60 years with 5% withdrawals? 31:38 How the flexible withdrawal method works in practice 33:49 Retirement purpose, Monte Carlo results, and FIRE skepticism 37:41 Kindleberger quote on bubbles and envy: “There's nothing so disturbing as to see a friend get rich.” 38:55 Kindleberger's background and Manias, Panics, and Crashes Learn more about your ad choices. Visit megaphone.fm/adchoices

The Halloween Spooktacular is back! Yes, the Music of the Mat October tradition returns after not happening last year, and to celebrate Andrew and returning guest Cola the Lodger (VOW Discord) are crafting a playlist of songs that fit right in with spooky season. Artists played include Ozzy Osbourne, Lady Gaga, TV on the Radio, Gravediggaz, Smashing Pumpkins, Norma Tanega, Rob Zombie, Doug E. Fresh, The Crypt Keeper, and many more. There may be things that go bump in the night, but this episode will have you bumping right back!Theme song: "Hemispheres" by Silent PartnerBluesky: @MusicoftheMat / @justandrewAll VOW podcasts, articles, previews, and reviews: VoicesofWrestling.comJoin the VOW Discord to discuss Music of the Mat and other shows/topics: VoicesofWrestling.com/DiscordDonate to Music of the Mat and other VOW podcasts: VoicesofWrestling.com/DonateAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The 2026 Social Security COLA has been announced! I will share what it is, who it applies to, how it's calculated, and why your Social Security claiming strategy impacts your future COLAs.