Podcasts about Cola

Rocking retirement doesn't mean getting your Roth conversions right, it means minimizing your regrets. At the end of your life, you don't want to think “yay, I paid fewer taxes!” you want to think “wow, my life was awesome!” Overcoming the frugality that stems from a lifetime of saving is one way to live a life free of regret in retirement. To ensure that you can live life to the fullest, create a retirement plan that can iterate as life unfolds. When you have a feasible, resilient retirement plan that utilizes the resources you have you'll be able to build the life you want. You're already well on your way to rocking retirement by listening to the Retirement Answer Man show.  On dialing back Recently I committed publicly to publishing 2 episodes per week in an effort to improve the show. However, very shortly after making this change, I realized that it wasn't a good change for me. For this reason, I decided to pivot back to one episode per week. I realized that it is important to live my life true to myself rather than base my choices on the expectations of others. Have you ever made a decision that you quickly had to undo?  Should Gene pay off his house from a pretax retirement account? Gene is considering paying off his house from his 401K account. He owes $200,000 at 2.5% on a 25-year loan. He would like to know what the best course of action would be in his situation.  As with any major retirement planning question, my recommendation is to refer to your retirement plan of record. (To get a more detailed understanding of the retirement plan of record, make sure to listen to the next episode!) After walking through that plan with the mortgage in place, then you can create a what-if scenario in which you pay off the mortgage. This way you can compare each choice side by side to see which one would best serve your overall goals. Listen in to hear why I wouldn't take the funds from my 401K to pay off my house and hear what I would do instead.  How to move from accumulation to distribution phase of life You have saved for decades, so when the time comes to start spending that savings it can be a challenge to loosen the purse strings. Retirement is not simply about spending money: it's about living your life to the fullest.  Think about why you chose to save your money and act frugally for so many years. Chances are, you did so to achieve financial security and to pay for the best retirement lifestyle that you could afford. Achieving financial security means that you feel comfortable with your retirement plan. If you don't have faith in your plan, consider having a professional look over your plan to bolster your confidence so that you can rock retirement.  How to improve your life and overcome frugality If you are a naturally frugal person, you may think that you have everything you need at this point in life, so there is no reason to spend more than you do. However, there are many ways that you can improve your life by spending money. Consider whether these activities would enhance your life. Eating out with friends more frequently Attending physical therapy Getting regular massages Hiring a personal trainer to improve fitness Hiring a nutritionist to help you plan meals Overcoming frugality can help you live your life to the fullest and rock retirement. Think about how you could increase your spending to maximize your life.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS [4:00] A correction on QLACs [5:05] Social Security and Cola [9:25] An urgent inherited IRA question [12:30] On dialing back [15:08] Whether or not to pay off the house from a 401K [20:48] One listener appreciated learning about Roth conversions  COACH'S CORNER WITH KEVIN LYLES [26:18] On overcoming frugality [29:42] Spending guaranteed income is much easier [31:26] How you can improve your life by spending [34:25] 3 tips to incorporate to spend your money TODAY'S SMART SPRINT SEGMENT [42:55] Look for ways to enhance your life today Resources Mentioned In This Episode Start here to listen to the Retirement Tax Management series with Andy Panko Brian Johnson's Optimize.me Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Work with Roger Roger's Retirement Learning Center

In this episode, I chat with Trevor of Fire Talk Records. Make sure you grab a pen and paper, because there are some incredibly valuable nuggets of wisdom in this episode. We talk about multiple revenue streams, Spotify best practices, and more!  ►► Listen to my extended interview with Trevor and get access to bonus episodes by becoming a Patron! → http://OtherRecordLabels.com/Patreon Find more resources for independent record labels and DIY artists at http://OtherRecordLabels.com

This week's show covers new music from a UK collaboration between Anish Kumar and a fellow who goes as Barry Can't Swim, then a new tune from the intercontinental duo who go as Hard Feelings, which is made up of Joe Goddard from Hot Chip and NYC-based singer Amy Douglas. Next, some indie rock from Montreal's Cola, and off to Manchester for a winning new Elbow tune. Then Mark uses the time machine to sample 1986's Skylarking, perhaps XTC's finest album, with a bit of “Another Satellite.” Of course, there are six more bonus tracks, but you have to sign up for our email newsletter to get those. It's pretty easy to do, if you just click this link.  (And do so without fear. We won't misuse your email address, as this show is run by two guys, Mark and Brendan; Not some faceless corporation.) Lastly, don't miss our fabulous Spotify playlists. We make one for each episode of the show, so grab the latest if you are up to date, and dig into previous episodes if you are new here, or just curious. Have a great week! 

The 4% rule is a well-known withdrawal rate for retirees, but a new Morningstar report challenges the current standard, saying it is now “outdated.” The formula for determining how much you should withdraw from your retirement is complicated however, because every person's financial needs, tolerances for risk, and resources are so different.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.Morningstar researchers analyzed the 4% withdrawal rate in a report called: “The State of Retirement Income: Safe Withdrawal Rates.” (1) Their analysis includes forward-looking estimates on portfolio performance and inflation, and determined that the current rate of 4% should be reduced to 3.3%.“The State of Retirement Income”They used a 30-year window of time for their calculations, a 90% probability for success which means there's a 90% chance you will “not” run out of money during your lifetime, and a portfolio that is split between stocks and bonds.Morningstar's Christine Benz says that market conditions have boosted retirement portfolios in recent years, and that retirees may be lulled into thinking they'll get similar results in the future. But she doesn't expect that to happen, which would reduce the amount of anticipated gains, and retirement income.Currently, we have high stock prices, and low bond yields. Inflation is high at the moment but it has been low for a long time, and Morningstar expects inflation rates will settle back down over the long term. Benz told CNBC that, going forward, she expects to see a different set of economic circumstances. (2)According to Benz and the Morningstar analysis, stocks will likely fall to more average valuation levels, while bond yields rise. Based on this possible scenario, she says the withdrawal rate should be reduced to about 3.3%, as a general rule.Safe Withdrawal Rate for RetireesThe “safe withdrawal rate” has changed over the years depending on market conditions, and can be viewed as more of a “range” that is influenced by personal circumstances. Over the last 90 years, withdrawal rates have gone from about 2.4% for someone with all bonds in their portfolio to 6.5% for someone with all stocks. The figures vary a lot depending on your time horizon, and what success rate you choose depending on your risk tolerance. So, a 6.5% withdrawal rate for an all-stock portfolio with a 90% success rate was common from 1975 through 1999. More recently, that withdrawal rate was more like 5.3% for the same stock portfolio and a 90% success rate.Morningstar also points out how you can withdraw more or less depending on the success rate that you choose. For example, if you have a 50% stock portfolio, and want a 100% success rate, you could start with a withdrawal rate of just 1.9%. That's over a 30-year time horizon. If you are not worried about running out of money, and you are okay with a 50% success rate, then you could withdraw 4.7%.Conservative Approach to WithdrawalsThe bottom line: Like the 4% figure, the 3.3% figure is considered “conservative.” It's based on what Morningstar expects to be lower returns in the future, but also follows a conservative approach to withdrawals.But remember, this is supposed to be the “starting rate.” Like social security, you can give yourself a cost-of-living increase each year that raises the amount. There are also other factors and strategies that play into the amount a retiree should withdraw, such as your anticipated life span, your lifestyle and how much money you need to support it, when you plan to start taking social security, other income sources such as pensions or real estate gains and income, and how much you have in your accounts.Some people take a flexible approach to withdrawals, depending on how the market is doing and how their investments are doing. During a down year, you might reduce your percentage and forgo the COLA, for example. As CNBC recommends, a conservative strategy could be your best bet during the early years of retirement because of something called “sequence of returns risk.” That happens when you take too much out of your retirement account at the beginning, and reduce the amount that you are depending on for future gains.Even if you aren't close to retirement age right now, it's always good to think ahead. Going from a 4% withdrawal rate to 3.3% can be a big cut in pay if you don't have a lot of resources. With one million in the bank, a 3.3% withdrawal rate is about $2750 a month. That's about $550 less than a 4% withdrawal rate. This is why so many people look to supplement their retirement income with cash flowing real estate. With rental property, you never have to touch your principle. You can live off the cash flow generated from the rents. Additionally, inflation, based on history, the property would increase in value over time and rents would increase as well, while the mortgage debt decreases every year. If you buy a $200,000 rental property today, with a 20% down payment, you would invest $40,000 plus closing costs. If the property increased in value by a mere 3% each year, you would have made back your $40,000 investment in 7 years. If rents increased 3% every year, you'd be earning an extra $400 per month in cash flow by year 7 -- which is technically "free money" because you've earned your original investment back. Now imagine what the value of the property would be in 15 or 20 years?What if you were able to maximize the amount of investor loans you are able to get, and own 10 of these cash cows by the time you retire? If you start young, you could own all 10 homes free and clear in retirement, while earning cash flow along the way. You don't have to worry about withdrawing money from this retirement account because you aren't tapping into the principle, you are just living off the cash flow. But if you did need more money, you could sell a property or better yet, take out a loan on one of the properties, which would be tax free until you sell. And even when you sell, you can postpone the tax if you do a 1031 exchange. Current law allows your heirs to inherit the property when you die, and the value steps up to current market value -- effectively wiping out the capital gains tax.You can find out why so many people choose real estate to supplement their retirement plan at newsforinvestors.com. You can also join RealWealth, for free. As a member, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources. That includes experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more.You'll also find a link to the Morningstar report in the show notes for this episode. And please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.morningstar.com/articles/1066569/whats-a-safe-retirement-spending-rate-for-the-decades-ahead2 - https://www.cnbc.com/2021/11/11/the-4percent-rule-a-popular-retirement-income-strategy-may-be-outdated.html?recirc=taboolainternal

Vocês gostaram tanto do Desafio da Quinta Série que a gente aceitou repetir a dose. Desta vez, com a modelo e atriz Gianne Albertoni de convidada. Daí, na hora de gravar, vimos que além da loira participante, o podcast tem um apresentador loiro e uma apresentadora que ESTAVA loira. Os três guerrearam pra ver quem ganhava o maravilhoso prêmio de 100 reais em notas do Banco Imobiliário, que valem mais que barras de ouro (que, por sua vez, valem mais que dinheiro). Vem testar seus conhecimentos com a gente! ### IMPORTANTE: A gente tem agora uma campanha de apoio coletivo. Por apenas R$ 9 mensais, você tem acesso ao Debates Inúteis Club, com dois episódios EXCLUSIVOS para assinantes todo mês. Cola lá no apoia-se/debatesinuteis e se junte a nós! E siga a gente no Instagram! @debatesinuteis @alvaroleme, @melinaharden, @thiago_p

We drop and react to exclusive Diss Tracks From Snake Eyez and Hennyman, give traffic 4 predictions with the Big Homie Debo and Cola vs. Polo in a wild debate on "who is the MJ of Battle Rap". Check Out Debo on "The Big Homie Show" on 15 Minutes of Fame! Follow Debo @debovision SUBSCRIBE TO THE CHANNEL!! #BattleRap2021 #BlackCompassMedia #HipHop Follow Black Compass Radio @DaBlackCompass OIN BLACK COMPASS DISCORD - https://discord.gg/RX9YMfR - ALL ARE WELCOMED!!! https://www.patreon.com/THEREALBLACKCOMPASS - FOR OT AND EARLY/EXTENDED CLIPS!!! CONTACT US VIA EMAIL: blackcompasssociety@gmail.com

En este episodio de Voces del Campo, Martin Guerena, especialista en agricultura sostenible de NCAT, es entrevistado por Pepe Reyes de Radio El Gallito de Bakersfield, California, sobre cómo encontrar tierras agrícolas y cómo asegurarla para alquiler, arrendamiento o compra. Martin trabaja en la Oficina Regional Occidental de NCAT en Davis, California.Para obtener más información sobre este tema, puede ponerse en contacto con Martin Guerena directamente en marting@ncat.orgLlame a la línea de "ATTRA en Español" con cualquier pregunta sobre agricultura sostenible al 800 411-3222 o por correo electrónico a marting@ncat.org o omarr@ncat.org. Nuestros especialistas pueden ayudarle con una amplia gama de temas, inclusivamente: planificación de fincas, manejo de plagas, producción hortícola, ganadería, suelos, acuicultura, y mucho más. Recursos de ATTRA Recursos en Español La Conferencia del Agricultor Latino Facebook Please complete a brief survey to let us know your thoughts about the content of this podcast. NCAT Facebook Granja SIFT de NCAT SITIO Website Oficina del suroeste: Website / Facebook Oficina occidental: Website / Facebook Oficina de Rocky Mountain West: Website / Facebook Oficina de los Estados del Golfo: Website / Facebook Oficina sureste: Website / Facebook Oficina del noreste: Website / Facebook

Today we talk about happenings in Whittier, California. --- Support this podcast: https://anchor.fm/mywhittier/support

MarketWatch retirement editor Angela Moore and reporter Alessandra Malito discuss the cost-of-living adjustment in 2022, how it will affect Social Security benefits, what changes could be coming from Congress and what to watch out for next year.

Sabe aquela história de que o melhor da festa é esperar chegar o dia? Com vingança pode ser assim também. A pessoa pisa no seu calo, você na hora fica meio sem saber como reagir, mas daí dedica horas, dias, semaaaaanas a pensar como vai retribuir a mancada — e se satisfaz só de planejar mesmo. Claro, também tem quem coloque essas ideias em prática, e neste episódio falamos de ambos com a ajuda de Jana Rosa, que criou uma consultoria de vinganças e espera ser contratada por VOCÊ. Ok, essa última parte é CEM PORCENTO MENTIRA, gente. Melhor deixar claro, caso ela resolva vir atrás de nós! Janinha linda, te amamos. ### IMPORTANTE: A gente tem agora uma campanha de apoio coletivo. Por apenas R$ 9 mensais, você tem acesso ao Debates Inúteis Club, com dois episódios EXCLUSIVOS para assinantes todo mês. Cola lá no apoia-se/debatesinuteis e se junte a nós! E siga a gente no Instagram! @debatesinuteis @alvaroleme, @melinaharden, @thiago_p

Brett and Patcharles discuss the unprecedented 5.9% Social Security cost of living increase (COLA) coming in 2022 and its impact on your future social security taxation. Sign up for the free Roth Conversion Webinar. go to RothWebinar.com Don't forget to visit Deservemagazine.com Please like, subscribe, and leave a review. We greatly appreciate it!

Federico comenta cómo la CE ha rebajado las previsiones del Gobierno mientras Calviño sigue sacando pecho de la gestión del Gobierno.

PTOUnlimited Podcast Episode #277 "Let Me Smell Some Coke...a-cola!" This episode focuses on our week, Playing and Watching, NFL & Fantasy, Astroworld, Soda Taste Test, and more! This week's PTO Movie Club: Animal Kingdom SSN 1 Ep 1&2 ***NEW KUTE KITTI MERCH!*** https://k-l-krew.creator-spring.com/listing/kutekitti-stressedout Thank you to all who have supported the podcast/streams! We really appreciate it! Join our Discord: https://discord.gg/MKY6rMKA75 Social Media: https://linktr.ee/ptounlimited_podcast YouTube: bit.ly/ptolive Follow our podcast weekly and see how we can argue, reminisce, and chat about interesting topics!

Será que, por trás das câmeras, as pessoas tentam mesmo puxar o tapete umas das outras? Essa é uma das muitas perguntas que a gente fez pra convidada da semana, a Chris Flores. A apresentadora do "Fofocalizando" (que você também conhece do "Fábrica de Casamentos", do "Hoje em Dia" ou do "Tudo a Ver") divide com a gente suas impressões sobre o tão falado mundinho pantanoso dos famosos. Ela também fala de supostas inimizades e sobre virar meme, além de relembrar o caso icônico em que ela pediu pra ver a barriga da Grávida de Taubaté. Ou seja, debater: essa semana a gente SERVIU TUDO QUE VOCÊS AMAM. É pra ouvir e mandar pro grupo (de fofoqueiras) do zap, tá? ### IMPORTANTE: A gente tem agora uma campanha de apoio coletivo. Por apenas R$ 9 mensais, você tem acesso ao Debates Inúteis Club, com dois episódios EXCLUSIVOS para assinantes todo mês. Cola lá no apoia-se/debatesinuteis e se junte a nós! E siga a gente no Instagram! @debatesinuteis @alvaroleme, @melinaharden, @thiago_p

This week Dan and Jason talk about the silent treatment, how to calm your wife down, sarcastic last words, gut rot, White Castles, stealing from your kids, generic colas, zoo animals, LGBTLMNO, and Jesse's worried about his marriage.   Netflix Suggestion of the Week: Jason: Friday the 13th Dan: Jiminy Glick   Video Podcast Link YouTube: https://www.youtube.com/channel/UCFCEtzOS_7KEGkIwa-TY5iA Audio Podcast Links Apple: https://podcasts.apple.com/us/podcast/lauer-road-radio/id1080548373 Podbean: https://lauerroadradio.podbean.com/ Spotify: https://open.spotify.com/show/5LmfrAiGoe2Db6VUR8nF0t?si=RrmDIYrPSY-ioWXwBQjBJA iHeart: https://www.iheart.com/podcast/256-lauer-road-radio-31121154/ Player.FM: https://player.fm/series/lauer-road-radio-2360388 Castbox: https://castbox.fm/channel/Lauer-Road-Radio-id1334980?country=us Stitcher: https://www.stitcher.com/show/lauer-road-radio   Social Media Links Facebook: https://www.facebook.com/lauerroadradio/ Twitter: https://twitter.com/lauerroadradio Instagram: https://www.instagram.com/lauerroadradio/ Contact Us Directly Email: lauerroadradio@gmail.com Support Lauer Road Radio CashApp: $LauerRoadRadio https://cash.app/$LauerRoadRadio

Mo discusses the recently released changes to contribution limits for those with a 401(k), IRA, SEP, Simple, Solo 401(k) and what was increased and what wasn't.  He also discusses the Social Security cost of living adjustment for 2022 and the increase in the salary amount that would make the salary for the rest of the year exempt from payroll tax that funds Social Security. CloudVestors

Die große Getränkefolge! Von Eistee über Cola bis Gaviscon ist heute alles dabei, was erfrischt. Plus: Warum Endbahnhöfe der Schlüssel zum Glück sind und Milow sowas wie Baden-Baden als Mensch ist. Eine taufrische Drinsider-Frage gibt es auch! Mein lieber Scholli.Besuche sonos.com und finde dein perfektes Sound Erlebnis für dein Zuhause. See acast.com/privacy for privacy and opt-out information.

Sabe aquela amizade que, só de lembrar, já faz você dar risada? Que é sua companhia oficial de rolê, com quem você passou por situações glamourosas, mas também compartilhou o pão que o diabo amassou? Os convidados dessa semana têm esse astral. André Moreira e Dri Spaca, que são sempre mencionados nos nossos episódios, relatam aqui algumas das melhores memórias de rolês que já viveram. Um entrou "ao vivo" no Fantástico, a outra deu comida pra Grazi Massafera... E é melhor deixar as outras palhaçadas dessa dupla pra vocês ouvirem na conversa. O programa hoje tá perfeito pra quem quer esquecer a tristeza e se distrair lembrando de boas noitadas. Vem! ### IMPORTANTE: A gente tem agora uma campanha de apoio coletivo. Por apenas R$ 9 mensais, você tem acesso ao Debates Inúteis Club, com dois episódios EXCLUSIVOS para assinantes todo mês. Cola lá no apoia-se/debatesinuteis e se junte a nós! E siga a gente no Instagram! @debatesinuteis @alvaroleme, @melinaharden, @thiago_p

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In this week's podcast, Brendan and Casey discuss the 5.9% cost of living adjustment (COLA) to Social Security checks starting in 2022. They breakdown how the COLA is calculated, how these adjustment are built into financial plans and so much more. Social Security is something that affects everyone. Whether you are a taxpayer or someone […]

In this episode, I'm going to explain the major changes being made to Social Security, when they take effect, and how you can prepare. I'll compare the COLA changes of last year to the coming year and past COLA adjustments and break down the changes in Social Security statements, as well as why you need to check your information on file.You can find show notes and more information by clicking here: https://bit.ly/3Ebel42

Carol Garcia é roteirista de algumas das principais séries nacionais recentes em diferentes gêneros, de Bom dia, Verônica, Jungle Pilot, Impuros a Vai que Cola e Cine Holliúdi. Carol escreve humor, ação, suspense com maestria, foi vencedora do concurso de piloto de séries no FRAPA de 2018 e na nossa conversa, falou sobre experiências, mercado, … Continue lendo "Primeiro Tratamento – Carol Garcia – # 191"

With a 4.9% cost of living adjustment (COLA) set for Federal Employees Retirement System (FERS) retirees, and a 2.7% pay raise on track for January, many working feds and retirees have got to be breathing a sigh of relief. This is a real take-it-to-the-bank silver lining during a time of worldwide pandemic when so much has changed. It will make trips to the store and gas station less painful. The problem, as always, for working folks and retirees is what's next? There are also lots of things to consider, including picking the best health plan for you and yours to get you through 2022. So I called in the cavalry in the form of Tammy Flanagan. She's a well-known, popular federal benefits expert. And she is our a guest on our Your Turn. Tammy was a fed for many years and now does consulting with feds and retirees.

En este episodio estuvimos charlando con Ana Tagua, traductora técnica especializada en vino. Servite una copita y disfrutá de esta entrevista. ¡Salud! Ana confiesa que es la oveja negra de su familia porque se dedicó a las letras en un hogar lleno de matemáticos y contadores. Es licenciada en Comunicación Social y traductora pública de inglés y con los años se fue formando y especializando en la traducción técnica vitivinícola. Como además siempre tuvo vocación docente, empezó desde muy joven a dar clases de inglés a niños y adolescentes, siguió con cursos para adultos en empresas e incluso, de 2011 a 2018 dio clases de inglés en el Centro de Capacitación de la Universidad Tecnológica Nacional. Hoy, además, continúa disfrutando la docencia porque también comparte sus conocimientos sobre la traducción vitivinícola. En 2009 y 2010 trabajó como editora del newsletter bilingüe Winesur, donde podía combinar los conocimientos de ambas carreras (comunicación y traducción) y se encargaba de la redacción, traducción y edición de notas periodísticas relacionadas con el mundo vitivinícola. Además, desde 2009 empezó a traducir para bodegas y hoy ya ha brindado servicios de traducción a más de 15 bodegas. Durante esos dos años también participó en la edición bilingüe de contenidos del Anuario de Bodegas de Argentina y fue en esa época cuando se despertó su interés por la traducción técnica vitivinícola. Fue así que durante varios años (2009-2013) se especializó en ese rubro asistiendo a cuanto curso, taller, seminario o foro había relacionado con la calidad en la comunicación y traducción para la industria vitivinícola. En el 2013 se animó a dar su primer curso de inglés técnico vitivinícola y desde entonces sigue repitiendo estas capacitaciones acompañada de enólogos y gerentes de varias bodegas, o distintos especialistas que puedan aportar su visión según la temática de cada clase. Por ejemplo, un ingeniero agrónomo explicó las partes de la vid, un enólogo expuso sobre la composición del vino y los pasos de vinificación y finalmente un sommelier realizó la etapa de degustación y el análisis sensorial, lo que le agregó un valor adicional a la capacitación.

Former Skate Country DJ— and current College of Liberal Arts Associate Dean and Professor of Art History— Dr. Bryan Zygmont is our guest for this episode. He discusses leading students through study abroad adventures and his love for Dante's Divine Comedy. He comes to terms with his fear of sharks and describes some pretty scary artwork from different centuries in honor of Halloween. This episode plays out a lot more like one of his classes than you might think... in the best way. College of Liberal Arts: https://liberalarts.latech.edu/ Website: https://1894.latech.edu/beyond/ Email: 1894@latech.edu

Vi lanserer 8-dagers uka, og dialekt-mobilen, Skjæveland sliter med å lappe sykkelen mens Stavangersmurfen har havna i fengsel.

If you are like many Americans who watch the news, inflation is probably on your mind. Since the Covid 19 pandemic began costs have been rising. We are still facing the effects of the supply chain breakdowns brought on by the pandemic in addition to extreme worldwide weather events.  These events have led to an increase in the price of goods on everything from fuel to food to lumber. This type of inflation can be stressful for the average working family but even more worrisome for those on the cusp of retirement.  Listen in to hear the latest Social Security news and learn how you can combat rising costs. Make sure to scroll down to the bottom of the show notes to access all the links mentioned in this episode.  Outline of This Episode [2:52] Good news about Social Security [4:26] How COLA is calculated [5:40] COLA may not be enough to keep up with inflation [9:28] What can we do to hedge for inflation? Recipients of Social Security are getting a raise If you are already retired and receiving your Social Security benefits, I have good news! The annual cost of living adjustment (COLA) will increase by 5.9% in 2022 which will boost the individual income of recipients by about $92. This is the largest increase in Social Security benefits since the 7.4% augmentation in 1983.  Over the past decade, the rise in COLA has been negligible, only averaging 1.65%. This minimal increase is due to the way COLA is calculated. This calculation is based on the change in prices of a market basket of goods as measured by the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPIW).  Even with next year's close to record-breaking increase, COLA may not be enough to truly combat inflation.  Are yearly inflation adjustments to Social Security enough to truly keep up with inflation? Despite yearly inflation adjustments, Social Security benefits have decreased their buying power by 32%. Even though COLA has increased benefits by 55% since 2000, senior citizens' expenses have actually increased by 104.8% over this same timeframe.  This ThinkAdvisor article has a photo slideshow that illustrates 10 costs that older Americans have seen risen over the past 20 years. The article cites The Senior Citizens League (TSCL), an advocacy group, which is trying to change the way COLA is calculated. While TSCL supports legislation that could modestly increase COLA, you won't want to wait for Congress to ensure that you can maintain buying power in retirement.  What can we do to hedge for inflation in retirement? Buying (and holding) stocks in the best companies in the world is the best way to hedge for inflation. The best companies in the world will hire the best employees in the world, and together they will figure out how to find efficiencies and raise prices which will provide you with positive returns and an increasing long-term share price, regardless of inflation. An allocation to 50-70% stocks should be plenty to keep your portfolio growing, which will grow your account balances over the long term and allow you to increase your monthly distributions. With this kind of diversified portfolio, you'll be able to use your cash and bonds to weather the storms and ride out bumpy markets.  How are you planning to combat inflation in your retirement plan? Resources & People Mentioned 10 Fastest-Rising Costs for Older Americans Since 2000 Our November 2020 Medicare series Boomer Benefits AARP Social Security Increase article Basket of Goods definition The Senior Citizens League Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com/ Follow Ben on Twitter: https://twitter.com/retiremeasap Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Subscribe to Retirement Starts Today on Apple Podcasts, Stitcher, TuneIn, Podbean, Player FM, iHeart, or Spotify

Millions of retirees on Social Security will get a 5.9% boost in benefits for 2022. The biggest cost-of-living adjustment in 39 years follows a burst in inflation as the economy struggles to shake off the drag of the coronavirus pandemic.The COLA, as it's commonly called, amounts to $92 a month for the average retired worker, according to estimates released Wednesday by the Social Security Administration. That marks an abrupt break from a long lull in inflation that saw cost-of-living adjustments averaging just 1.65% a year over the past 10 years.With the increase, the estimated average Social Security payment for a retired worker will be $1,657 a month next year. A typical couple's benefits would rise by $154 to $2,753 per month.But that's just to help make up for rising costs that recipients are already paying for food, gasoline and other goods and services.Join your host Sean Reynolds, owner of Summit Properties NW, and Reynolds & Kline Appraisal as he takes a look at this developing topic.https://www.politico.com/news/2021/10/13/social-security-cola-boost-515878Support the show (https://www.patreon.com/seattlerealestatepodcast)

The good news is that the 2022 Social Security (SS) COLA adjustment is 5.9%. The bad news is that the Board of Trustees issued their annual report on August 31st and predict that SS funds alone will run out in 2033 and disability funds will run out in 2057. In this episode of the PFP Section podcast, Ted Sarenski, CPA/PFS, shares: The effects of the pandemic and the 2020 recession on the projections The three suggestions being made to solve the long-term financial shortfalls What to include in client projections given the uncertainty of the future SS planning strategies to maximize the amount received Access resources related to this podcast: Note: If you're using a podcast app that does not hyperlink to the resources, visit http://pfplanning.libsyn.com/ to access show notes with direct links.  Guide to Social Security Planning Board of Trustees Report 2022 COLA adjustment This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online at www.aicpa.org/pfp to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search “AICPA Personal Financial Planning” on your favorite podcast app.

The 2022 Social Security cost-of-living adjustment (COLA) was declared to be 5.9%. It is the biggest annual increase since 1982! In this show we discuss how this is determined, why it happened, and why many people won't actually see the full 5.9% increase in their Social Security checks.

Weird cola promotions from the 80′s and 90′s, new NBA jerseys, week 6 in the NFL, Aaron Rodgers is Satan, and all the other stuff. mp3

Sem hipocrisia: a gente adora, SIM, uma boa treta de internet. Mas, quando as brigas deixam de ser exceção e se tornam a regra, a coisa complica. Houve um tempo em que as redes sociais permitiam trocas divertidas, inspiradoras, engraçadas... Você saía da timeline até mais leve, lembra? Agora a coisa anda mais tensa, e quase tudo dá margem pra confusão. Será que a gente perdeu a capacidade de conversar sem se estressar? Ou ainda rolam uns diálogos bacaninhas? Pra conversar a respeito — sem barraco — convidamos a Carla Lemos, que conhece os integrantes deste podcast desde quando o Twitter ainda baleiava. De quebra, relembramos algumas interações hilárias que as pessoas tiveram no Twitter ao longo desses mais de 15 anos de existência do microblog (sim, a gente chamava assim, pois somos pioneiras, diferentonas, precursoras kkkkkk) ### IMPORTANTE: A gente tem agora uma campanha de apoio coletivo. Por apenas R$ 9 mensais, você tem acesso ao Debates Inúteis Club, com dois episódios EXCLUSIVOS para assinantes todo mês. Cola lá no apoia-se/debatesinuteis e se junte a nós! E siga a gente no Instagram! @debatesinuteis @alvaroleme, @melinaharden, @thiago_p

Eu não acredito que o uso de tecnologias na agricultura pode economizar uma área de plantio equivalente a 70 campos de futebol. A economia no plantio de soja, por exemplo, pode chegar a 71 hectares de extensão, o equivalente à soma dos territórios da Irlanda e da França. No podcast desta semana, vamos entender a evolução da tecnologia agrícola e como essas mudanças tiveram impacto no planeta! Com Fabíola Filinto, MBA na Harvard Business School (Cambridge, MA) e com Mariano Martins de Almeida, empresário, graduado em Administração pela FGV-SP, ambos da Martins Café. Gostou do episódio? Mande um comentário em áudio pelo WhatsApp +55 11 98765-6950. Seu comentário poderá aparecer no podcast Serviço de Atendimento à Cavalaria (SAC). Saiba mais em www.redegeek.com.br

ANDAMOS ESTRENANDO "EL BREAK PRODUCTIVO"

Diante do sucesso do nosso episódio especial do Dia das Crianças, resolvemos criar mais um spin-off do SciCast! Agora respondendo as perguntas mais interessantes, inesperadas e fofas dos nossos pequenos cientistas. E se você tem um mini cientista em casa pode nos mandar suas mais intrigantes perguntas pelo contato@scicast.com.br. E, lembrando, que cada nova loucura dessa, cada novo spin-off, depende diretamente do patronato do SciCast. Seja Patrono. Confira os links nesse post ;) Perguntas do episódio: "Por que as pessoas não podem respirar na água e os peixes podem?" Pergunta do Lucas de 5 anos "Por que a gente não respira embaixo da água? Por que os humanos não respiram embaixo d'água e os peixes não respiram fora d'água?" Pergunta do Heitor de 5 anos e do Miguel de 7 anos "Por que a cola cola?" Pergunta da Tainá de 3 anos "É possível no futuro evoluirmos para uma sociedade sem desigualdades?" Pergunta do Marquinhos de 12 anos

Jay and Derek are back to together on the podcast to go back and forth on current event.   Jamie Dimon thoughts on crypto COLO Adjustment Jay guest starring on Fox Mornings And Marie (well atleast on a panel discussion) Doing financial TV as a guest CPI latest numbers Container Shipping prices finally tick lower for the first time. Tech earnings releases How Tech companies perform before and after earnings releases     Mentioned in this Episode:   Contact Derek Moore derek.moore@zegafinancial.com   ZEGA www.zegafinancial.com   Derek Moore's Book Broken Pie Chart https://www.amazon.com/Broken-Pie-Chart-Investment-Portfolio/dp/1787435547?ref_=nav_signin&   Jay Pestrichelli's Book Buy and Hedge https://www.amazon.com/Buy-Hedge-Rules-Investing-Minyanville/dp/0132825244?&linkCode=ll1&tag=tradesurfer-20&linkId=46ffc6b807e0c7f3d2e66a32790241e2&language=en_US&ref_=as_li_ss_tl

Chris sits down on a solo mission to discuss and answer questions about the recently announced, 2022 Social Security revisions.   The post COLA and Other Changes To Social Security For 2022: Q&A #2142 appeared first on The Retirement and IRA Show.

The Social Security Administration just announced its annual cost-of-living adjustment for 2022. This week, we talk about the rate increase and what it means for Social Security beneficiaries. Also, we'll discuss the state of unemployment for older workers. AARP Vice President of Financial Resiliency Programming Susan Weinstock says there are resources for those who want to improve their chances at landing an interview as an older adult.

In today's podcast, we're looking at President Biden's plan to tackle the supply chain shortages. 

On today's Noon Business Hour, we take look at the big jump in the Social Security Administration's cost of living adjustment for 2022, money strategies to combat inflation and why shipping issues could mean many holiday items could be late to the party. See omnystudio.com/listener for privacy information.

The Social Security Administration just announced a 5.9% COLA increase in 2022 to keep up with inflationary pressures on the economy. Al Gordon shares the latest data indicating how drastically unprepared most Americans are for retirement, and what you can do today to position yourself for financial freedom in the next 5 years. Click to Listen Now

The Social Security Administration just announced a 5.9% COLA increase in 2022 to keep up with inflationary pressures on the economy. Al Gordon shares the latest data indicating how drastically unprepared most Americans are for retirement, and what you can do today to position yourself for financial freedom in the next 5 years. Click to Listen Now

Bill Handel on the alarming number of people quitting their jobs, as they're empowered by new leverage. Lawmakers have an idea when it comes to fixing Facebook: regulate the algorithm. Chris Little and Wayne Resnick join Bill for the Late Edition of Handel on the News, where the three discuss news topics that include: The 101 freeway is closed north of Santa Barbara as the Alisal fire nears Reagan's 'Western White House', the port of Los Angeles will become a round-the-clock operation to ease the shipping backlog, and social security COLA is the largest it's been in decades as inflation jumps.

Virgin Cola, Sir Richard Branson's ultimately flawed contender in the Cola Wars, was certainly taken seriously by the competition. On 11th October 1994, a pokerfaced Coca-Cola spokesperson told The Independent: “Consumers consistently demonstrate, when given a free choice, that they prefer our product.”Despite an extensive publicity campaign - including a stunt in Times Square, a bottle shaped like Pamela Anderson, and product placement on ‘Friends' - the beverage never took off internationally, but did have success in the UK and Bangladesh, before being discontinued in 2009.In this episode, Arion, Rebecca and Olly consider Coke's ‘gangster' tactics; sympathise with Branson's children and their classmates; and question why the maverick billionaire just wasn't able to disrupt the cola market as he'd hoped…Further Reading:• ‘How Richard Branson Took On Coca-Cola' (Intrigue Academy, 2020): https://www.youtube.com/watch?v=I-PaJkPTQYk• ‘What Richard Branson learned when Coke put Virgin Cola out of business' (CNBC, 2017): https://www.cnbc.com/2017/02/07/what-richard-branson-learned-when-coke-put-virgin-cola-out-of-business.html• ‘Sir Richard Branson's setbacks: from Virgin Cola to Virgin Brides' (The Guardian, 2014): https://www.theguardian.com/business/2014/oct/06/sir-richard-branson-failures-vigin-cola-bridesFor bonus material and to support the show, visit Patreon.com/RetrospectorsWe'll be back tomorrow! Follow us wherever you get your podcasts: podfollow.com/RetrospectorsThe Retrospectors are Olly Mann, Rebecca Messina & Arion McNicoll, with Matt Hill.Theme Music: Pass The Peas. Announcer: Bob Ravelli. Graphic Design: Terry Saunders. Edit Producer: Emma Corsham.Copyright: Rethink Audio / Olly Mann 2021. See acast.com/privacy for privacy and opt-out information.

This episode features a fatal encounter with Coca-Cola, a near fatal encounter with a rabid beaver and the sweetest bomb threat we've ever heard of.

Podcast Proudly Sponsored by Olipop - a Healthy Functional Soda that actually supports your gut microbiome and benefits digestive health in the short & long term. Try flavors like Cola, Orange, and Grape Soda that taste amazing! Grab it at Whole Foods or Wegmans or online using my special deal I've worked out for my listeners: DRINKOLIPOP.com/MARKTrying to change your habits & lifestyle? Keep your head in the game and stick to a long-term strategy in mind and paper. It's easy to shame yourself for not doing what you said you were going to do. But it's normal to struggle with keeping up habits due to something called the homeostatic impulse. Your brain is conditioned to not like change.So it actively tries to reverse the change. This is human nature.Whether it's eating healthy or exercising regularly…Why shame yourself for doing what a human is evolutionarily supposed to do?Even worse, when you shame yourself, you release a powerful cocktail of emotions that drug you into being upset, sad, hopeless, probably emotions you've felt your entire life. So your brain says - see? Don't change it's better.These emotions activate when you shame yourself, repeating the cycle of inaction and repeats the same thing to your nervous system.This cycle keeps people down forever. Read the rest of the show notes: https://markmetry.substack.com/p/feeling-stuck- Subscribe to my FREE Newsletter: https://bit.ly/3eANWld- Read or Listen to my book Screw Being Shy: https://bit.ly/2PqV2QI- Quickly Apply for 1 on 1 Coaching: https://bit.ly/2Pslqd0- Sign up for my online course: https://www.markmetry.com/program~~~CONNECT w/ MARK~~~- LinkedIn: https://www.linkedin.com/in/mark-metry/- Instagram: https://www.instagram.com/markmetry- Twitter: https://twitter.com/markymetry- Website: https://www.markmetry.com/- Email: markmetry722@gmail.com