Podcasts about Cola

Is 2026 the year you finally take control of your military finances? With a 3.8% pay raise, new TSP contribution limits of $24,500, and proven strategies that helped one E-7 reach $600,000 in net worth by year 14, Spencer and Jamie break down exactly how to build wealth while serving, even if you're starting from scratch or recovering from financial setbacks. In this episode, we provide a comprehensive 2026 financial reset for military families, covering everything from emergency funds and debt payoff to maxing tax-advantaged accounts and avoiding lifestyle creep. Perfect for anyone wanting to turn the new year into a fresh financial start. Main Discussion Points Know Where You Are Before You Start Track your spending using apps like Monarch Money, YNAB, Rocket Money, or simple spreadsheet Face your financial reality- write down all debt and net worth even if it's negative Government shutdown proved why emergency funds matter: 3-6 months of expenses minimum Example: $500 car repair covered by emergency fund eliminated stress entirely Unique Military Financial Advantages Tax-free income: BAH, BAS, COLA not subject to federal income tax or payroll taxes (7%+ savings) State tax residency: Change to tax-free state (Texas, Florida, etc.) when stationed there! Spouse can too under Military Spouse Residency Relief Act TSP match: 5% automatic match after 2 years for BRS members. Don't leave free money on table Healthcare and housing covered through Tricare and BAH/base housing Example: Saving $300/month by changing state residency adds up to thousands annually 2026 Numbers to Know TSP contribution limit: $24,500 (up from previous year) TSP annual additions limit: $72,000 (includes match and combat zone contributions) Roth IRA limit: $7,000 per person ($14,000 for married couples, even if spouse doesn't work) Military pay raise: 3.8% coming. Automate at least 1% of increase into TSP E6 with 8+ years gets roughly $150-180/month extra income from pay raise Priority Order for Tax-Advantaged Accounts Contribute 5% to TSP (get full government match for BRS members) Max Roth IRA: $7,000 for you, $7,000 for spouse Go back and max TSP at $24,500 Only then consider taxable brokerage accounts Total to max everything: $48,500 for married couples Don't stress if you can't max—contributing 10-20% is still excellent and beats average American 5% savings rate Invest Simply Using LADS Method Low-cost, Automated, Diversified, Simple TSP Lifecycle 2075 fund: 60% US stocks, 40% international, minimal bonds—perfect set-it-and-forget-it option Alternative: 80% C Fund, 10% S Fund, 10% I Fund Don't performance chase because last year's winner often becomes next year's loser Boring is beautiful in investing. Let it compound for 20 years Path to Military Millionaire Status E7 example: $500/month starting as E3, by age 45 = $1 million at 7% return Real example from Reddit: E7 with 14 years, $600,000 saved, contributing $20-25k/year In 10 years that E7 will have $1.2 million just from money already contributed (before new contributions) Add military pension: $30k/year plus $40k from 4% rule = $70k annual income in retirement Time is your biggest asset. US stock market doubles roughly every 7-10 years Common Mistakes to Avoid in 2026 Not contributing to TSP at all (minimum 5%, goal 15%+) TSP loans for non-emergencies...change behavior instead New car trap: 7-year car loans becoming standard, shooting yourself in financial foot Lifestyle creep: Give half of pay raise to savings, half to lifestyle improvements Waiting for "perfect time." Spoiler: there's never a perfect time. Start this weekend Capture Free Money Review LES monthly for accuracy File paperwork for CZTE, hostile fire pay, family separation allowance Follow up with finance multiple times if needed. Don't give up on money you're owed Request corrected W2s if aircrew touching tax-free zones in Nov/Dec Spencer recovered $20,000+ over career by being persistent with finance Take Action Now Schedule family money meeting. Make it a priority! Hire babysitter if needed, dedicate one hour Write down all debt on paper: credit cards, student loans, auto loans Acknowledge it's overwhelming but necessary to move forward Resources: Dave Ramsey's Total Money Makeover or Ramit Sethi's I Will Teach You to Be Rich Resources & Links Budgetting and tracking: Monarch Money, YNAB (You Need A Budget), Rocket Money, Every Dollar Credit card offers: Card Pointers Chrome plugin Free books: Libby app + MWR library on base Military Money Manual by Spencer Reese Selected as US Air Force Academy Class of 2023 graduating gift Dave Ramsey's Total Money Makeover Ramit Sethi's I Will Teach You to Be Rich and Money for Couples TSP match/max charts by rank The Money Guy Show: Financial Order of Operations   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Marco Stiuso (Coordinador Ejecutivo en la Cámara Argentina de Fabricantes de Maquinaria Agrícola) Agroindustria En Foco

María Santos comenta toda la actualidad del sector primario.

Noch ist es Weihnachten und Jenny und David haben eine neue Folge für euch. Vollgepackt mit unabsichtlich vielen veganen Gesprächsthemen und das nur dank einer Nuss-Nougat-Creme. Außerdem geht es um Cola und die überfüllten Straßen und Städte zur Weihnachtszeit und natürlich Geschenke generell. Weihnachtlich!

A 2.8% cost-of-living adjustment for 2026 sounds helpful, but for many retirees, it may still fall short. On this week's episode, Laurel Steward and Gerald Green of Mattson Financial Services break down why the latest Social Security COLA may not keep pace with the expenses that matter most to baby boomers, including healthcare, Medicare premiums, and everyday essentials. We'll also discuss practical steps you can take to protect your purchasing power, whether you're already retired or planning to claim benefits soon.Find out how to build a plan that keeps up with your real cost of living. Schedule a chat now at www.MattsonFinancial.com. 

Javi Aguilar nos regala esta bonita entrevista a Ion Izagirre que se encuentra en lo que va a ser su última temporada como profesional. Otros enlaces: https://go.ivoox.com/rf/140346204 podcast Café y Ciclismo https://cyclingreport.substack.com/ proyecto Javi Aguilar 🗣️ Con Eneko Carrillo, Cristian Miconi, Mikel Ilundain, Gabriele Gianuzzi, Álvaro Hernández, Javi Aguilar y Albert Rivera 📍 Encuéntranos en... ➡️ https://www.twitch.tv/acdpeloton ➡️https://youtube.es/ACDPeloton ➡️Grupo de Telegram: https://t.me/familiaACDP ➡️Twitter: twitter.com/ACDPeloton ➡️Instagram: https://www.instagram.com/acdpeloton/ Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Il Natale? Ha sostituito alcune feste pagane che si svolgevano lo stesso giorno. Gesù? È nato il 25 dicembre dell'anno zero. Babbo Natale? Ha il vestito bianco e rosso perché lo ha vestito così la Coca-Cola Company (e, di sicuro, non lo si è mai visto arrampicarsi alle finestre!) Se anche voi avete sentito alcune di queste affermazioni, volete saperne di più, perché, come ci chiediamo sempre: è davvero così che stanno le cose?SCOPRI IL MIO ULTIMO LIBRO: "Il mistero delle origini dell'uomo. Un viaggio nel tempo per comprendere chi siamo e dove stiamo andando". Prenotalo ora: https://amzn.to/3WazGFVUna produzione Think about Science: thinkaboutscience.comCon: Massimo Polidoro e Giulio Niccolò Carlone; Video editing: Elena Mascolo, Fotografia: Claudio Sforza; Musiche: Marco Forni; Logo e animazioni: Zampediverse; Social - Comunicazione: Giacomo Vallarino - Grafiche: Roberta Baria; Distribuzione audio: Enrico Zabeo; Titoli: Jean SevillaÈ ARRIVATO IL MIO NUOVO LIBRO: "Una vita ben spesa. Trovare il senso delle cose con Leonardo, Einstein e Darwin": https://amzn.to/4leRDOR LEGGI UN ESTRATTO: https://bit.ly/4jRHXIN LEGGI la mia graphic novel: "Figli delle stelle" (con Riccardo La Bella, per Feltrinelli Comics): https://amzn.to/47YYN3KLEGGI: "Sherlock Holmes e l'arte del ragionamento" (Feltrinelli), il mio ultimo libro: https://amzn.to/3UuEwxSLEGGI: "La meraviglia del tutto" l'ultimo libro di Piero Angela che abbiamo scritto insieme: https://amzn.to/3uBTojAIscriviti alla mia NEWSLETTER: L' "AVVISO AI NAVIGANTI": https://mailchi.mp/massimopolidoro/avvisoainavigantiAderisci alla pagina PATREON, sostieni i miei progetti e accedi a tanti contenuti esclusivi:   /massimopolidoroScopri i miei Corsi online: "L'arte di Ragionare", "Psicologia dell'insolito", "L'arte di parlare in pubblico" e "l'Arte del Mentalismo": https://www.massimopolidorostudio.comPER APPROFONDIRELe musiche sono di Marco Forni e si possono ascoltare qui: https://hyperfollow.com/marcoforniLEGGI i miei libri: "Sherlock Holmes e l'arte del ragionamento": https://amzn.to/3UuEwxS"La meraviglia del tutto" con Piero Angela: https://amzn.to/3uBTojA"La scienza dell'incredibile. Come si formano credenze e convinzioni e perché le peggiori non muoiono mai": https://amzn.to/3Z9GG4W"Geniale. 13 lezioni che ho ricevuto da un mago leggendario sull'arte di vivere e pensare": https://amzn.to/3qTQmCC"Il mondo sottosopra": https://amzn.to/2WTrG0Z"Pensa come uno scienziato": https://amzn.to/3mT3gOiL' "Atlante dei luoghi misteriosi dell'antichità": https://amzn.to/2JvmQ33"La libreria dei misteri": https://amzn.to/3bHBU7E"Grandi misteri della storia": https://amzn.to/2U5hcHe"Leonardo. Genio ribelle": https://amzn.to/3lmDthJE qui l'elenco completo dei miei libri disponibili: https://amzn.to/44feDp4Non perdere i prossimi video, iscriviti al mio canale: https://goo.gl/Xkzh8ARESTIAMO IN CONTATTO:Ricevi l'Avviso ai Naviganti, la mia newsletter settimanale: https://mailchi.mp/massimopolidoro/avvisoainavigantie partecipa alle scelte della mia communitySeguimi:Patreon: massimopolidoroCorsi: massimopolidorostudio.comInstagram: @massimopolidoroPagina FB: Official.Massimo.Polidoro X: @massimopolidoro  Sito: http://www.massimopolidoro.comQuesta descrizione contiene link affiliati, il che significa che in caso di acquisto di qualcuno dei libri segnalati riceverò una piccola commissione (che a te non costerà nulla): un piccolo contributo per sostenere il canale e la realizzazione di questi video. Grazie per il sostegno!

Lundi 22 décembre, François Sorel a reçu Frédéric Simottel, journaliste BFM Business, Thomas Serval, PDG de Baracoda, et Jérôme Marin, fondateur de cafetech.fr, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

La cocina es otra manera de descubir como se celebra la Navidad y hoy vamos a conocer algunas recetas típicas de América Latina. Hablamos de platos como las hallacas de Venezuela, el Pan de Pascua y la Cola de Mono de Chile, los asados de argentina, el pozole mexicano o los sueños de Brasil. Algunos ejemplos de platillos que se preparan también estos días en muchas casas de España para sentirse más cerca de sus países de origen.Escuchar audio

Desde Mallorca, nos llega el chico de Andratx, es decir, Bruno Sotos. Viene con regalo navideño: su Neva canción “Frágil”. El guitarrista, compositor, productor madrileño Carlos Garo ha publicado su sexto álbum titulado Mystical Origin. DISCO 1 CARLOS GARO The Pharaoh MYSTICAL ORIGINDISCO 2 SARAH McLAHLAN Reminds Me (ft. Katie Gavin)DISCO 3 ANTONIO SERRANO & KAELE JIMÉNEZ Isla AzulDISCO 4 MARSHALL FLASH Para tiDISCO 5 CARLOTA FLÄNEUR Acting WiselyDISCO 6 MEI SEMONES Tora MoyoDISCO 7 BRUNO SOTOS El Chico de AndratxDISCO 8 BRUNO SOTOS FrágilDISCO 9 BRUNO SOTOS Cola de LluviaDISCO 10 ZAZ J’imagine que tu saisEscuchar audio

Toca analizar el recorrido de La Vuelta 26. ¿Os ha gustado? Otros enlaces: https://go.ivoox.com/rf/140346204 podcast Café y Ciclismo https://cyclingreport.substack.com/ proyecto Javi Aguilar 🗣️ Con Eneko Carrillo, Cristian Miconi, Mikel Ilundain, Gabriele Gianuzzi, Álvaro Hernández, Javi Aguilar y Albert Rivera 📍 Encuéntranos en... ➡️ https://www.twitch.tv/acdpeloton ➡️https://youtube.es/ACDPeloton ➡️Grupo de Telegram: https://t.me/familiaACDP ➡️Twitter: twitter.com/ACDPeloton ➡️Instagram: https://www.instagram.com/acdpeloton/ Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Ce jeudi 18 décembre, Frédéric Simottel a reçu Cédric Ingrand, directeur général de Heavyweight Studio, Fanny Bouton, directrice du quantique chez OVHcloud, Tristan Nitot, directeur associé Communs Numériques et Anthropocène chez OCTO Technology, Léa Benaim, journaliste BFM Business, Melvina Sarfati El Grably, directrice générale de Deliveroo France, Salomé Ferraris, journaliste Tech&Co, et Julien Bonnet, journaliste BFM Business, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

PROGRAMA TRANSMITIDO EN VIVO A TRAVÉS DE TIK TOK VISITA: http://www.verdadestelar.com PALPAL ME: https://www.paypal.me/verdadestelar MIS LIBROS: https://www.amazon.com/ENRIQUE-ESTELAR/e/B07G4BH279?ref=sr_ntt_srch_lnk_2&qid=1613265140&sr=8-2

La Fresería ha conseguido algo poco común: colas constantes durante horas.Analizamos qué decisiones de producto, marca y operación explican este fenómeno y qué aprendizajes se pueden extraer para otros negocios.

Luís Mira, presidente da CAP, diz que a proposta da Comissão Europeia "reduz orçamento da PAC em 20%" e "distorce a concorrência" entre estados-membros.See omnystudio.com/listener for privacy information.

No episódio de hoje, Isabela Lapa fala sobre a Vinícola Garibaldi e os seus premiados vinhos. Confira!See omnystudio.com/listener for privacy information.

Mercredi 17 décembre, François Sorel a reçu Frédéric Simottel, journaliste BFM Business, Nicolas Guyon, animateur du podcast "Comptoir IA", Yves Maître, operating partner Jolt capital, Léa Benaim, journaliste BFM Business, Clément Monjou, directeur général d'Amazon Alexa France, Kesso Diallo, journaliste Tech&Co, et Benjamin Ferrié, cofondateur et directeur général de Sirius Games, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

En entrevista para MVS Noticias con Luis Cárdenas, Juan Carlos Anaya, director general del Grupo Consultor de Mercados Agrícolas, habló sobre que piden a campesinos frenar bloqueos y no afectar a personas.See omnystudio.com/listener for privacy information.

Guillermo Ríos, CEO de AureaSiete, explica cómo transformar agronegocios en empresas sostenibles mediante estrategia, finanzas y estructura, comparte su experiencia asesorando productores, alineando visión empresarial con el mercado, profesionalizando decisiones, ordenando procesos y sentando bases sólidas para crecer con rentabilidad y disciplina operativa comprobada real.En la entrevista aborda errores comunes al escalar sin estructura, métricas clave para medir avances y retos financieros del sector, explica cómo acompaña la implementación para que la estrategia funcione en campo, ayudando a empresarios agrícolas a crecer sin perder identidad ni control del negocio.https://podcastagricultura.com/episodio-549/

Hoy, en la sección de análisis político del programa El Remate, de La Diez Capital Radio, contamos con la participación del especialista en política nacional Lorenzo Soriano, quien intervino de manera peculiar al hacerlo desde uno de los atascos habituales de las carreteras de Tenerife, una circunstancia que sirvió como telón de fondo para una conversación distendida, pero cargada de análisis. Durante su intervención, Soriano abordó la actualidad política nacional centrándose en la figura del presidente del Gobierno, Pedro Sánchez, y su reciente inicio del periodo vacacional. El analista reflexionó sobre el momento político en el que se producen estas vacaciones, marcado por un contexto de tensión institucional, negociaciones políticas abiertas y una agenda pública especialmente intensa. Soriano señaló que, más allá del descanso personal, la salida de Sánchez de la primera línea mediática durante unos días genera debate sobre la gestión del tiempo político, la percepción ciudadana y el impacto que estas pausas pueden tener en la opinión pública, especialmente en un momento de especial sensibilidad social y política. La intervención, marcada por el contraste entre la cotidianeidad del atasco y el análisis de la política nacional, aportó un tono cercano y crítico a la sección, reforzando el carácter divulgativo y reflexivo que caracteriza a El Remate.

Mardi 16 décembre, François Sorel a reçu Frédéric Simottel, journaliste BFM Busines, Didier Sanz, journaliste tech, Julien Villeret, directeur de l'innovation chez EDF, Léa Benaim, journaliste BFM Business, Salomé Ferraris, journaliste Tech&Co, Lieutenant-colonel Erwan Coiffard, porte-parole de la Gendarmerie Nationale, Antoine Rostand, président de Kayrros, Nicolas Zibell, président de Crosscall, et Adjudant Donatien Mombazet, porteur du projet « D3T : détecteur de drones et localisation en temps réel du télé-pilote », dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Lundi 15 décembre, François Sorel a reçu Damien Douani, responsable de l'innovation de l'école Narration et fondateur de Topos, Augustin Sayer, cofondateur d'Ovni, Frédéric Simottel, journaliste BFM Business, Julien Lidoine, directeur commercial realme France, Salomé Ferraris, journaliste Tech&Co, Romain Treussard, responsable Digital et Innovation SEPUR, et Vincent Hipault, CEO & co-fondateur de FICHA, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Good news for retirees! The Social Security Administration just announced a cost-of-living adjustment (COLA) of 2.8% for 2026 — that's an average increase of about $56 per month starting in January. In this video, Peter with Richon Planning and Erin Kennedy break down:  How inflation drives COLA increases  What the 2026 bump means for retirees  Why waiting to claim Social Security could still make sense  The updated Earnings Test limits for those who keep working before full retirement age It's not just a raise — it's a reminder to make sure your claiming strategy fits your overall retirement plan. If you'd like to learn more about social security claiming strategies, or how to create several streams of sustainable income in retirement, please call Peter at (919) 300-5886 or visit www.RichonPlanning.com

Jeudi 11 décembre, François Sorel a reçu Michel Lévy Provençal, prospectiviste, fondateur de TEDxParis et de l'agence Brightness, Clément David, président de Theodo Cloud, Claudia Cohen, journaliste chez Bloomberg, Léa Benaim, journaliste BFM Business, Xavier Roussin-Bouchard, directeur Recherche et Innovation du Groupe Rossignol, Kesso Diallo, journaliste Tech&Co, Fabrice Marsella, directeur de la Banque des Startups by LCL, Stéphane Hersen, CEO et fondateur de Skyted, et Guillaume Charly, CEO de Inside Quest, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Adventskalender #12: „Dein Würstchen hat mein Würstchen berührt – und andere Mystic-Dragon-Katastrophen“

Ce mercredi 10 décembre, François Sorel a reçu Jérôme Colombain, journaliste et créateur du podcast « Monde Numérique » ; Philippe Dewost, fondateur de Phileos ; Jean-Baptiste Kempf, co-créateur de VLC ; Léa Benaim, journaliste à BFM Business ; Séverin Benizri, CEO d'Apneal ; Kesso Diallo, journaliste Tech&Co ; Audrey Brayer, directrice de l'Innovation Opérationnelle et des Systèmes d'Information et membre du comex chez Groupe Pierre & Vacances-Center Parcs et Xavier Perret, directeur de l'entité Azure chez Microsoft France, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Mardi 9 décembre, François Sorel a reçu Frédéric Simottel, journaliste BFM Business, Christophe Aulnette, senior advisor chez Seven2 et ancien président de Microsoft France et Asie du Sud, Yves Maitre, operating partner Jolt capital, Léa Benaim, journaliste BFM Business, Matthieu Barbet, directeur des Opérations RX France chez EssilorLuxottica, Kesso Diallo, journaliste Tech&Co, et Benjamin Azoulay, PDG d'Oledcomm, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

Ce lundi 8 décembre, François Sorel a reçu Enguerand Renault, directeur de la rédaction Satellifacts, Salime Nassur, fondateur de Maars, Frédéric Simottel, journaliste BFM Business, Caroline Arnoux, directrice du programme Ariane 6 chez Arianespace, Aristotele D'Angelo, responsable commercial Amazon Leo France, Italie et Espagne, ainsi que Frédéric Duval, directeur général d'Amazon France, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

With Small Business Saturday just having passed, we want to share the story of Payton Hollingsworth, the founder and CEO of Cola Stacks, a faith-based jewelry brand.Founded in 2020, Cola Stacks offers handmade, personalized, stackable bracelets at an affordable price. But it's more than just a bracelet. It's a personality staple, a daily reminder of love and motivation. It's what YOU make of it.

State Treasurer Brad Briner stated this week that State Health Plan premiums will likely increase again in 2027 for state employees and retirees. In this episode, we discuss the need for true transparency in hospital pricing to control costs. We also cover $14 billion in pension gains, but no COLA for retirees, the 2026 election filing window, and SEANC's political engagement. We then close with a light segment on Spotify Wrapped and memories of the K&W Cafeteria.

Jeudi 4 décembre, François Sorel a reçu Aude Durand, directrice générale déléguée du groupe Iliad (maison mère de Free), Neil Zeghidour, cofondateur de Kyutai et de Gradium, Sophia Metz, cofondatrice et PDG de Biostream, Vincent Micheli, cofondateur de General Intuition, Jérôme Monceaux, directeur et fondateur de Enchanted Tools, Damien Mulhem, cofondateur de XXII, et Nathalie Birocheau, PDG d'Ircam Amplify, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Ecoutez Ça va beaucoup mieux avec Jimmy Mohamed du 04 décembre 2025.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Mercredi 3 décembre, François Sorel a reçu Frédéric Simottel, journaliste BFM Business, Isabelle Bordry, fondatrice de Retency, Cédric Ingrand, directeur général de Heavyweight Studio, Guillaume de Lavallade, directeur Général de Hub, Sylvain Trinel, chroniqueur Tech&Co, et Tristan Allouis, directeur général et cofondateur de Yellowscan, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Analizamos el recorrido del Giro de Italia presentado este diciembre. Traemos sus pros y contra. ¿Qué pensáis vosotros? Identidad CLAS on Tour 2025 10/12 - Katakrak (Iruñea) Otros enlaces: https://go.ivoox.com/rf/140346204 podcast Café y Ciclismo https://cyclingreport.substack.com/ proyecto Javi Aguilar 🗣️ Con Mikel Ilundain, Cristian Miconi, Gabriele Gianuzzi y Albert Rivera 📍 Encuéntranos en... ➡️ https://www.twitch.tv/acdpeloton ➡️https://youtube.es/ACDPeloton ➡️Grupo de Telegram: https://t.me/familiaACDP ➡️Twitter: twitter.com/ACDPeloton ➡️Instagram: https://www.instagram.com/acdpeloton/ Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Jour xx mois, François Sorel a reçu Tristan Nitot, directeur associé Communs Numériques et Anthropocène chez OCTO Technology, Augustin Sayer, cofondateur d'Ovni, Hugo Borensztein, cofondateur et président d'Omi, Léa Benaim, journaliste BFM Business, Sylvain Trinel, journaliste Tech&Co, Vincent Clot, directeur du Space Business Catalyst à Thales Alenia Space, Théophile Lagraulet, co-fondateur de SpaceLocker, et Philippe Lattes, président et co-fondateur de LeoBlue, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

En Perspectiva Interior - Azucitrus, una empresa citrícola histórica de Paysandú by En Perspectiva

Jeudi 27 novembre, François Sorel a reçu Christophe Aulnette, senior advisor chez Seven2 et ancien président de Microsoft France et Asie du Sud, Salime Nassur, fondateur de Maars, Philippe Dewost, fondateur de Phileos, cofondateur de Wanadoo et ancien directeur général de l'EPITA, Léa Benaim, journaliste BFM Business, David Rio, responsable d'études et innovation R&D chez EssilorLuxottica, Thomas Jund, directeur de la simulation en ophtalmologie chez InSImo, Salomé Ferraris, journaliste Tech&Co, et Antoine Fourcade, cofondateur de Sirius Space Services, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Big changes are here for savers and retirees, and they're easier to navigate than you think. We walk through the 2025 retirement reset with clear contribution limits, what the super catch-up really means for ages 60 to 63, and how to balance Roth and pre-tax choices without leaving money on the table. You'll hear a grounded view on returns going forward—why large-cap U.S. stocks may sit closer to 4.5 to 6 percent and why bonds finally deserve a seat back at the table with 4 to 5 percent potential.From there, we get practical about turning portfolios into paychecks. The classic 4 percent rule still works as a starting point, but inflation and volatility call for guardrails. We outline flexible withdrawal tactics, cash and short-bond buffers, and how to avoid selling stocks in a downturn. If you're retiring early or bridging to Medicare, we share ways to pace withdrawals without blowing up your plan.We also break down Social Security decisions with the latest COLA, rising Medicare premiums, and a realistic break-even window in the mid-to-late 70s. If longevity runs in your family, delaying can pay off; if you're not working, you may blend strategies to manage taxes and risk. To wrap, we give you a no-nonsense year-end checklist: bump savings by one to two percent, rebalance from winners to laggards, verify your Social Security earnings, and right-size your emergency fund to today's expenses.If this helped you reset your plan, follow the show, leave a quick review, and share it with a friend who needs a 15-minute financial tune-up. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

Charlamos con Hodei Olite y @javieririberri1, dos vidas dedicadas al ciclismo base, sobre el cambio generacional que ha vivido el ciclismo. Han estado 11 años en el @CCErmitagana y 18 en el Club Ciclista Villavés y han vivido la revolución y evolución del ciclismo desde dentro. ¿Cómo está la base ciclista? ¿Cómo se enfoca la formación de cadetes y juniors? Javier Iriberri además de ser entrenador en el Villavés, histórico club navarro donde se formó Miguel Indurain, es corredor de ultrafondo. Os invitamos a seguir su historia en su web: javieririberri.com 🗣️ Con Mikel Ilundain Os recordamos que podéis veniros a la Quedada ACDP el próximo 29 de noviembre. Toda la info en la pestaña de comunidad. O escribiendo a contacto@alacoladelpeloton.es Identidad CLAS on Tour 2025 (libro de Eneko) Fechas confirmadas: 26/11 - Librería La Revoltosa (Xixón) /// 27/11 Viva Bicicletas (Madrid) /// 10/12 - Katakrak (Iruñea) Otros enlaces: https://go.ivoox.com/rf/140346204 podcast Café y Ciclismo https://cyclingreport.substack.com/ proyecto Javi Aguilar 📍 Encuéntranos en... ➡️ https://www.twitch.tv/acdpeloton ➡️https://youtube.es/ACDPeloton ➡️Grupo de Telegram: https://t.me/familiaACDP ➡️Twitter: twitter.com/ACDPeloton ➡️Instagram: https://www.instagram.com/acdpeloton/ Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

Mercredi 26 novembre, François Sorel a reçu Nicolas Guyon, animateur du podcast "Comptoir IA", Jérôme Colombain, journaliste et créateur du podcast « Monde Numérique », Didier Sanz, journaliste tech, Léa Benaim, journaliste BFM Business, Hassan Bouchiba, cofondateur et président d'Exwayz, Salomé Ferraris, journaliste Tech&Co, et Xavier Perret, directeur de l'entité Azure chez Microsoft France, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Mardi 25 novembre, François Sorel a reçu Thomas Serval, PDG de Baracoda, Frédéric Simottel, journaliste BFM Business, Yves Maitre, operating partner chez Jolt Capital, Léa Benaim, journaliste BFM Business, Stéphane Timpano, PDG d'Aspire, Salomé Ferraris, journaliste Tech&Co, et David Oghia, directeur du projet Vectrex mini, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez-la en podcast.

Ce lundi 24 novembre, Frédéric Simottel a reçu Clément David, président de Theodo Cloud ; Enguerand Renault, directeur de la rédaction Satellifacts ; Damien Douani, responsable de l'innovation de l'école Narratiiv et fondateur de Topos ; Léa Benaim, journaliste BFM Business ; Maya Noël, directrice générale de France Digitale ; Salomé Ferraris, journaliste BFM Tech et Fred Plais, CEO d'Upsun, dans l'émission Tech & Co, la quotidienne sur BFM Business. Retrouvez l'émission du lundi au jeudi et réécoutez la en podcast.

What is Pommeau? Pommeau is a: fortified blend of fresh apple must (unfermented) and apple brandy (typically Calvados in Normandy or Lambig in Brittany). The unfermented apple juice and brandy are combined before fermentation, which halts the process entirely and preserves natural sweetness. By law in France, Pommeau must be aged a minimum of 18 months in oak and produced within designated regions. It's rich, amber-colored, and served as an apéritif. It is consider to be a French heritage drink shaped by decades of refinement and protected standards. When did Pommeau receive AOC status? Pommeau received its official Appellation d'Origine Contrôlée (AOC) status in 1991, formalizing the traditional method and legally protecting what can and cannot be called Pommeau within France. And in America? If you ask what Pommeau is in the United States, the answer is: nothing defined. There is no legal TTB definition, no standard of identity, and no trade agreement protecting the name. Yet hundreds of U.S. labels already use the word…sometimes accurately, sometimes loosely, often inconsistently. So the question becomes, "What happens when a French classic with strict rules lands on U.S. labels with no rules at all?" That's the conversation American isn't having… yet. In this episode, Ria speaks with alcohol beverage attorney Lindsey Zahn to unpack what it means to use the word Pommeau in the U.S.—legally, culturally, ethically—and what cider makers and consumers should consider going forward. What happens when a French classic with strict rules lands on U.S. labels with no rules at all? That's the conversation America isn't having… yet. In this episode, Ria speaks with alcohol beverage attorney Lindsey Zahn to unpack what it means to use the word Pommeau in the U.S.—legally, culturally, ethically—and what cider makers and consumers should consider going forward. Key Topics Covered What Pommeau legally means in France Why the TTB has no definition for Pommeau How hundreds of U.S. labels were approved without consistency The difference between fortified cider vs. Pommeau Why a COLA approval does not protect you from trademark or trade disputes U.S.–EU trade agreements and why Pommeau is not protected Risks for current makers using "Pommeau" on labels Why "American Pommeau," "Pommeau-style," or accurate class/type statements may reduce risk The opportunity for U.S. cider associations to create a new American term A call for a naming contest—what the U.S. cider world could build together Why truth in labeling matters beyond regulatory compliance Why this conversation needed to happen…ten years ago Contact info for Lindsey Zahn P.C. Website: https://www.zahnlawpc.com Previous Cider Chat episode with Lindsey : Episode 85 Lindsey Zahn on Cider Law TTB Labeling Resources: https://www.ttb.gov 00:00 Introduction and Common Misconceptions 00:23 Meet the Host and Guest 01:35 Episode Overview: Focus on Pommeau 03:13 Cider Tours Announcement 06:58 Listener Support and Sponsors 08:40 Main Discussion: Legal Aspects of Pommeau 25:34 Trademark Rights and Labeling Concerns 27:34 The Importance of Due Diligence in Labeling 28:46 Pomo: A Gray Area in Cider Labeling 30:30 Alternatives to Using 'Pomo' 32:36 Truth in Labeling and Production Methods 36:08 Advice for Cider Producers 38:39 Role of Cider Associations 46:08 Final Thoughts and Call to Action Mentions in this Cider Chat Totally Cider Tours  

Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call. 0:00 - INTRO 0:19 - Why Nvidia Matters 2:53 - Yes, Virginia, Draw Downs Happen 9:50 - 2026 Economic Summit Preview 10:39 - It's Just a 3% Pullback 13:01 - The Risk Range Report explainer 16:56 - E-Mail Query: Lump Sum or Pension? 19:45 - Pensions are Going the Way of the Dinosaurs 21:29 - Do Not Have a Lump Sum Check Written to You 22:55 - Pensions have no COLA 25:01 - Plan for Higher Taxes in the Future 26:49 - The YouTube Poll 29:07 - Once You're Done, You're Done 33:58 - Lump Sums & Annuities: Be Careful! 38:30 - Understand Your Options

Social Security has been, over the years, a slowly expanding support prop for the US economy. Confluence Chief Market Strategist Patrick Fearon-Hernandez joins Phil Adler to discuss the impact of the Social Security cost of living adjustment for 2026.

Get this whole, show FREE on Patreon! Click HERE for a 7-day free trialBen Glaze and EZ lean into fair-use laws to present a WEEKLY review of one of America's top radio shows. Heard all across the US on about 30 radio stations, The Free Beer and Hot Wings Show has grown steadily since it's inception in the late 1990's.In this FULL show on Patreon!Topics:*Ben covers Steve announcing that he took his kids to Wendy's for a meal.*Wendy's talk spills into a conversation about fast food joints and play areas for kids.*Another cool debate about Coke-a-Cola.*Free Beer unloads a childish bummer joke.*Rock stations in small markets all across America got to hear Maitland talk about cute noises animals make when eating.*Hot Wings dropped a bomb on the audience with his "Hot Take" about flowers that he does not like.*Free Beer is not at all serious about kissing in front of children. In fact, he's "just kidding."*Ben Glaze exposes an amazing conversation the crew had about flavors of cake.*EZ parked on a clip of Free Beer talking about catapults for some reason. The group responds with silence and shrugs.*Sometimes Free Beer's "Brain Tumor Talk" happens so fast, it's hard to pick up what the hell is happening. EZ parks on two great examples of this.*Free Beer admits he's lost when it comes to AI. HW agrees and makes a comment. That's all it took for cranky Free Beer to fire back! #BetterHelp*Free Beer reveals that because the words “version” and “vision” both start with the letter, “V” they can be used interchangeably.Our Sponsors:* Check out Secret Nature and use my code ZANE for a great deal: https://secretnature.com* Check out Uncommon Goods: https://uncommongoods.com/zaneSupport this podcast at — https://redcircle.com/the-eric-zane-show-podcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Chris's SummaryWith Jim away this week, I review the 2026 Social Security changes from the recently released SSA Fact Sheet covering the 2.8% COLA, the new taxable maximum, quarters-of-coverage earnings, and earnings test limits. I also walk through projected Medicare Part B premiums and the deductible, explain the hold harmless provision, and outline 2026 IRMAA […] The post 2026 Social Security Changes: EDU #2546 appeared first on The Retirement and IRA Show.

Is Your Portfolio Too AI-Heavy? and Does Social Security COLA Keep Up With Inflation? In this episode, Wes Moss shares startling JP Morgan research: just 41 AI-related stocks now account for nearly 50% of the S&P 500's weight, making the market severely overweight in a single theme. Wes offers actionable advice on how to rebalance your portfolio. Also, with the new COLA increase, Wes sets the record straight on Social Security, demonstrating that it has quietly been one of America's best inflation fighters since 1975. He examines the history of COLA adjustments and provides an honest assessment of the fear surrounding the Social Security trust fund running out, clarifying what that worst-case scenario truly means for current and future retirees. Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early Rule of 72 Calculator - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices