Podcasts about financial strategies

In this episode of the Real Estate Pros Podcast, host Kristen Knapp interviews Liana Pomeroy, an investor and founder of Pomeroy Lending. Liana shares her journey into the lending industry, emphasizing her unique approach that combines genuine care for clients with strategic problem-solving. She discusses the emotional aspects of lending, the dynamics of the Colorado real estate market, and offers practical advice for sourcing great deals. Liana is particularly passionate about empowering women in real estate investing, sharing her own experiences and insights to help others thrive in the industry. The conversation concludes with Liana's thoughts on coaching and supporting others in their real estate journeys.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat would you do if your business was sitting on millions in retained earnings — pay off your mortgage or put that money to work?Many successful business owners eventually face this dilemma: the company is thriving, personal income needs are covered, and now a mountain of cash is piling up. Do you clear the debt for peace of mind, or invest more strategically for long-term wealth? The emotional pull of eliminating a $10,000 monthly mortgage payment is strong, but the tax implications and opportunity costs can make that choice far from optimal. This episode breaks down how to weigh those options with both the numbers and your personal comfort in mind.In this conversation, you'll discover:Why paying off your mortgage outright might actually shrink your wealth instead of growing it.How a capital dividend account can unlock tax-free cash you didn't realize was available.A powerful “Smith Maneuver–style” strategy using whole life insurance that creates personal liquidity, preserves corporate assets, and builds your estate value.Press play now to learn how to turn retained earnings into lasting wealth without falling into costly traps.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting cordporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than just saving — it's about designing a Canadian wealth plan that blends smart wealth management with proven financial strategies. For Canadian entrepreneurs, understanding how to leverage corporate assets, balance salary vs dividends, and use corporate wealth planning tools like the Smith Maneuver or life insurance can unlock powerful tax-efficient investing opportunities. Whether you're focused on retained earnings, capital gains strategy, or RRSP opReady to connect? Text us your comment including your phone number for a response! Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Is your retirement plan missing out on today’s high interest rates? In this episode of Your Retirement Radio Podcast, Kevin Madden breaks down how fixed annuities can offer guaranteed income and tax-deferred growth—even as rates begin to slide. Learn how retirees are upgrading old contracts, balancing risk, and using personalized strategies to protect their future. Whether you're cautious or aggressive, understanding your financial position is key to navigating market volatility. Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

In this episode of the Making Strides for Animal Chiropractic podcast, Dr. Katie is joined by Lauryn Williams, Certified Financial Planner™ (CFP®), from Student Loan Planner, to demystify the complex world of student loans. She is the founder of the financial planning firm, Worth Winning, and the "Worth Listening" podcast. She graduated from the University of Miami with a Bachelor of Finance and also has an MBA from the University of Phoenix. Lauryn is a 4-time Olympian and the first American woman to medal in both the Summer and Winter Games! Together, they discuss recent policy changes, repayment plan options, and how to navigate loans while building a chiropractic or veterinary practice. Lauryn also offers practical tips for future and current borrowers and highlights why proactive loan management is key to long-term financial success.Topics covered in this episode: Meet student loan expert, Lauryn WilliamsUnderstanding Student Loan PlannerRecent changes in student loansIncome-driven repayment plansPublic Service Loan ForgivenessFuture borrowers and inflationLinks and Resources: Find out more information about Student Loan PlannerClick HERE for $100 OFF a consultation and start building your custom repayment strategy today!Click HERE to gain more insight into student loans from their blogFind Student Loan Planner on FacebookFind Student Loan Planner on InstagramFind Student Loan Planner on YouTubeMaking Strides for Animal Chiropractic Links and Resources:Visit the Making Strides for Animal Chiropractic websiteVisit our Facebook PageVisit our Instagram Page Thank you to our sponsors!Academy for the Advancement of Animal ChiropracticEquigateHave an idea for the podcast? Please leave us a survey! 

What happens when you sell everything, move into an RV with your family, and rethink the way you approach money and freedom?Welcome to Gym Marketing Made Simple, the podcast that helps boutique gym owners attract clients, grow revenue, and simplify marketing so you can focus on what truly matters.Episode HighlightsIn this episode, Jeff Smith from Tactical Empire shares his journey of transitioning into a full-time RV lifestyle while homeschooling his four children. He opens up about financial planning, Infinite Banking, and investing in cash-flowing assets, while also showing how entrepreneurs can build wealth, strengthen family bonds, and create lasting freedom beyond their current success.Key InsightsWhy selling everything and moving into an RV became the Smith family's boldest decision.How Infinite Banking can be a cornerstone of financial freedom and legacy planning.The power of investing in cash-flowing assets versus relying on traditional programs like 401(k)s.The three pillars of Tactical Empire: power, presence, and profits.Why many entrepreneurs stagnate and how to create a clear vision for long-term growthEpisode Chapters00:00 Intro00:05 Jeff Smith's RV Lifestyle and Business Transition05:30 Challenges and Solutions for Full-Time RV Living07:26 Introduction to the Tactical Empire08:37 Financial Strategies and Infinite Banking26:19 Common Challenges Faced by Entrepreneurs 28:12 Jeff Smith's Background and Motivation28:31 Advice for Achieving Financial FreedomCall to ActionThis is the first part of a two-part series with Jeff Smith — make sure to listen, share with a friend who needs to hear it, and follow Jeff for more insights on building financial freedom and family legacy.Supporting InformationConnect with Jeff Smith: @realjeffsmith on InstagramFacebook: Jeff Smith | The Tactical EmpireThanks for tuning in to today's episode of Gym Marketing Made Simple. Stay connected for the second part of this series with Jeff, where we continue the conversation on building a life and business with purpose, profit, and freedom.

Does wealth building look the same at $40K as it does at $300K? We walk through how to optimize your money at every income level - from stretching every dollar at $40K, to fighting lifestyle creep at $150K, to advanced strategies at $300K. Discover the mindset and math behind financial success no matter where you fall on the income ladder. ⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Investor Fuel podcast, host Michelle Kesil speaks with David Richter, a fractional CFO specializing in cashflow management for real estate investors. David discusses the importance of understanding financial clarity, implementing effective cash management systems like Profit First, and the common pitfalls entrepreneurs face in managing their finances. He shares insights on expanding services, the significance of focus in business, and offers valuable advice for new real estate investors. David also highlights the resources available for those looking to improve their financial strategies.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Barry Page, a seasoned expert with over 40 years of experience in financial services and real estate. Barry shares his insights on helping families and businesses navigate financial challenges, the importance of financial independence, and the impact of personal experiences on his career. He discusses overcoming adversity in real estate, the significance of networking and self-education, and his current focus on scaling his business while helping others achieve financial success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Today, Jesse is joined by Kelan Kline, co-founder of The Savvy Couple, who shares his entrepreneurial journey from working as a jail deputy to building a successful online personal finance brand, emphasizing the importance of leveraging scalable income streams to achieve financial freedom. Kelan explains how entrepreneurship allows for more growth compared to a traditional nine-to-five by leveraging time, tools, and teams, and recounts how he and his wife carefully planned their transition by budgeting, paying off debt, and building a safety net before he quit his job. Kelan advocates starting with side hustles, particularly online opportunities like affiliate marketing, which offer flexibility and scalability, especially for people with limited time. He stresses the power of niching down to serve specific audiences deeply and shares lessons learned about the dangers of chasing shiny objects versus focusing on clear goals. Finally, he shares how they've diversified their income by expanding into real estate and pivoting toward AI-driven content creation, while building community initiatives like Freedom Builders to help others align their vision and master money on the path to financial independence. Key Takeaways: • Focus on high-leverage activities that maximize your time and financial return. • Niching down allows you to serve a specific audience better and grow faster. • Consistency and focus trump chasing every shiny new opportunity in entrepreneurship. • Risk-taking is necessary but should be balanced with a solid financial foundation. • Avoid multitasking across too many projects to prevent burnout and loss of focus. • Creating value first, then monetizing, is the key to sustainable online business growth. Key Timestamps: (00:00) - Financial Flexibility: The Key to Success (09:38) - Does Money Buy Happiness? (17:50) - Felicia's Inheritance: A Case Study (31:52) - Welcoming Kelan Kline (36:23) - Quitting the Job and Going Full-Time (38:01) - Evaluating Entrepreneurship: Is It Right for You? (42:31) - Risk Management in Entrepreneurship (47:39) - Diversifying Income Streams (59:32) - The Importance of Focus and Avoiding Shiny Object Syndrome (01:01:48) - Freedom Builders: A New Venture Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://thesavvycouple.com/ LinkedIn: https://www.linkedin.com/in/kelan-kline/ Mentions: https://thesavvycouple.com/start/ https://bestinterest.blog/financial-flexibility/ https://bestinterest.blog/two-roads-to-financial-independence/ https://bestinterest.blog/inheritance/  More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

Key Takeaways: Manipulators shape the story: Some people try to control what others focus on to influence how they think and invest. Gold is a steady way to measure value: Unlike the dollar, which loses value over time, gold stays more stable and reliable. Gold vs. the S&P 500 shows the real picture: Comparing the stock market to gold can give a clearer view of how well it's really doing, since the dollar can be misleading. History shows the risks of leaving gold behind: In times like the 1970s and early 2000s, moving away from gold and using paper money (fiat currency) caused big changes in the economy. Follow economic cycles for better investing: Investors who understand the ups and downs of the economy can make smarter choices by adjusting their strategies to match the natural flow of the market. Chapters: Timestamp Summary 0:00 Understanding Market Manipulation and Gold's Role in Investment 9:18 The Impact of Gold on S&P 500 Valuation 14:45 Broadening Financial Perspectives Beyond Dollar-Centric Views 16:12 Understanding Wealth Cycles Through Gold and Bitcoin Valuation 25:21 Demystifying Economics and Financial Strategies for Everyday People Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this week's episode, we take a new approach—using AI to debate and unpack Kevin Whelan's “The 7 Pillars of Wealth: Your Guide to Complete Financial Independence in the 21st Century.” Drawing on the WealthBuilders philosophy, we explore the actionable blueprint for building lasting wealth, why the old rules no longer work, and how anyone can start their journey to financial independence—regardless of their starting point.Key Topics Covered:The 21st Century Wealth ParadigmWhy wealth-building today is about more than just accumulating moneyThe shift from individual to collaborative wealth creationKevin Whelan's Blueprint: The Pantheon AnalogyThe structure: a solid foundation, seven pillars, and a protective roofThe guiding principle: Never let a month go by without building wealthThe Foundation: Financial SmartnessFour key areas:Debt smart: Manage or eliminate debt strategicallyTax smart: Use tax advantages legally and intelligentlyBill smart: Optimise regular expenses to free up capitalSure smart: Protect your plan against the unexpectedThe Roof: The Three L'sLegal: Wills, trusts, and asset ownershipLegacy: Passing on wealth and purposeLegend: Sharing financial wisdom to build an enduring legacyThe 7 Pillars of WealthHome Equity – Leveraging your home as an asset, not just a liabilityPensions – Unlocking the power of pensions for current and future wealthInvestments – Building confidence and protecting against market volatilityProperty Portfolio – Beyond buy-to-let: creative property strategiesBusiness – Working on your business, not just in it, for maximum ROIIntellectual Property – Monetising your ideas and expertiseJoint Ventures – The power of collaboration to accelerate wealthThe New Financial RealityThe “triple whammy”: Demise of final salary pensions, unreliable state pensions, and low annuity ratesWhy the next generation faces new challenges—and opportunitiesMindset Shifts & Practical StepsThe importance of a personal “why” as your catalystThe new declaration of financial independence: Seven core values for WealthBuildersThe three stages of asset income: Security, Independence, AbundanceCommon Traps and How to Avoid ThemThe “five C's”: Consumed, Capacity, Complexity, Confusion, CatalystWhy a multi-pillar mentor and strategic plan are now essentialPractical TakeawaysEvery financial decision should move you closer to building wealth—there are no neutral choices.Identify your “financial independence number”: the monthly asset income you need for the life you want.Embrace collaboration—joint ventures can unlock exponential growth.Focus on legacy: True wealth is about passing on values and wisdom, not just money.Take action: Decide “how much, by when?” and commit to your own journey.Resources Mentioned:Download 'The 7 Pillars of Wealth' eBook by Kevin WhelanConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform

Key Takeaways: Be disciplined with money: Like Exxon's example, managing cash wisely and planning investments with the long term in mind can lead to lasting success. Startups need smart strategies in tough times: In uncertain economies, controlling cash flow and growing at the right pace are key to survival. Test the market first: Before spending a lot, startups should make a simple version of their product to see if people actually want it. Stay clear and focused: Having a clear purpose helps guide business decisions and keeps the company on track toward its main goals. Use advisor guidance: Work with mentors and advisors for valuable insights, instead of hiring a big team right away. Chapters: Timestamp Summary   0:00 Building a Balance Sheet Fortress for Small Businesses 3:35 Discipline and Financial Strategy in Uncertain Economic Times 5:56 Strategies for Startups and Investment Decision-Making 10:49 Aligning Business Investments With Purpose and Vision   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

In this episode of the Wealth Wisdom Financial Podcast, host Brandon Neely sits down with Mickey Curd, a seasoned healthcare operations leader turned full-time real estate investor. After 25 years in logistics and support services for hospitals across the Midwest, Mickey made the bold leap in 2024, leaving his W-2 behind to focus fully on real estate. But this wasn't a jump without a parachute. Mickey shares how he restarted his real estate investing journey in 2018 with just two properties, and scaled that into a diverse portfolio of 38 units, including single-family homes, duplexes, and 4-plexes, primarily in the Youngstown/Boardman, Ohio area. We dive into: Why he chose to re-enter real estate—and what he did differently the second time around The step-by-step growth from 2 to 38 doors in just 5 years How he prepared financially and emotionally to leave his 9–5 Tips for managing long-term rentals and Airbnbs without losing your sanity What it really takes to make the leap from employee to entrepreneur   Whether you're just getting started in real estate or wondering if it's finally time to go all in, this episode is packed with hard-earned wisdom and inspiration.   00:00 Welcome and Introduction 00:24 Meet Mickey Curd: Real Estate Investor 01:31 Mickey's Real Estate Journey 02:28 Transition to Full-Time Real Estate 03:45 Understanding Velocity Banking 04:14 COVID and Financial Strategies 06:38 Deep Dive into Velocity Banking 10:30 Tracking Finances with Spreadsheets 17:05 From Velocity Banking to Infinite Banking 21:51 Introduction to Policy Repayment Schedules 22:13 Detailed Breakdown of Loan Payments 23:00 Planning for Taxes and Insurance 23:31 Second Policy Overview 24:15 Leveraging Policies as Assets 26:33 Analyzing Real Estate Investments 27:21 Property Analysis Example 31:01 Cash Flow and Property Management 35:55 Scaling Real Estate Investments 38:28 Final Thoughts and Advice  

- Trump-Putin Meeting and Historical Context (0:10) - Trump's Negotiation Challenges (5:04) - Zelensky's Stance and European Leaders' Support for War (9:03) - False Flag Operations and Government Staged Massacres (11:09) - Trump's Economic Policies and Microchip Sales to China (17:54) - Trump's Takeover of DC and National Guard Deployment (29:37) - Luke Rudowsky Interview and Polish Politics (36:12) - Trump-Putin Meeting and Geopolitical Implications (49:18) - Gold Revaluation and Financial Strategies (54:35) - Operation Warp Speed and Population Reduction (1:11:31) - Verifying and Trusting Numbers (1:20:52) - Historical Context and Gold Valuation (1:26:14) - Physical Gold and Silver Ownership (1:27:51) - Practical Solutions for Gold and Silver Ownership (1:29:22) - Legal and Practical Storage Methods (1:39:59) - Commodities and Supply Chain Disruptions (1:57:50) - Preparing for Potential Crises (2:11:20) - Resources and Affiliates (2:14:32) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

In this episode of Beer and Money, Ryan Burklo discusses the critical concept of sequence of returns risk and its significant impact on retirement planning. He explains how market fluctuations during the initial years of retirement can affect the longevity of a retirement portfolio. Ryan emphasizes the importance of having a diversified investment strategy to mitigate risks associated with market downturns and ensure financial stability throughout retirement. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Sequence of returns risk is crucial in retirement planning. Market downturns can severely impact your portfolio's longevity. A fixed income stream may not be sustainable during downturns. You need a bigger rate of return to recover from losses. Realistic market returns vary; they are not guaranteed. The first three to five years of retirement are critical. Diversification across different asset classes is essential. Stocks and bonds can both decline in value simultaneously. Planning should consider realistic average rates of return. Utilizing a financial scorecard can help assess your situation. Chapters 00:00 Understanding Sequence of Returns Risk 03:06 The Impact of Market Fluctuations on Retirement 05:48 Strategies for Mitigating Sequence of Returns Risk

Curious about how to strategically navigate today's volatile business world? Get ready to unlock the secrets of financial success as John Frank, the seasoned CEO and founder of Third Road Management, shares his transformative journey from Wall Street heavy-hitter to the mastermind behind a consultancy that empowers small to mid-sized businesses. Discover how his unique experience with a fast-growing nonprofit illuminated the need for forward-thinking financial strategies, beyond the confines of traditional accounting. Gain invaluable insights on how businesses can tackle modern challenges like fluctuating interest rates and capital spending, and learn the critical times to bring a fractional CFO on board to supercharge growth or break through stagnation. Explore the dynamic intersection of finance and technology as John reflects on pivotal roles in his career, including quality of earnings and leverage finance, and the lessons learned from the turbulent economic times. With a keen eye on the impact of AI, John dissects both the potential and hurdles for small and mid-sized businesses in adopting cutting-edge technology. Understand the strategic moves behind building a resilient team at Third Road Management and see how fractional CFO services offer unparalleled value. This episode is a treasure trove of insights into how strategic financial leadership can drive not just growth but resilience in an ever-shifting economic landscape. Timestamps 00:00:01 - Introduction and Welcome to the Podcast 00:00:30 - John Frank's Transition from Wall Street to Consulting 00:01:45 - Identifying a Gap in Financial Strategies for SMEs 00:03:00 - The Role of a Fractional CFO in Business Growth and Stagnation 00:05:15 - Navigating Economic Challenges: Interest Rates and Capital Expenditure 00:07:03 - Exploring John's Early Finance Roles and Experience in Leveraged Finance 00:08:20 - Insights into Capital Markets and Value Investing from Distressed Investors 00:11:45 - Overcoming Obstacles to AI Adoption in Traditional Industries 00:15:30 - Strategic Decisions Behind Team Growth and Full-Time Hiring 00:17:00 - The Value Proposition of Fractional CFO Services 00:18:30 - Unique Positioning in the Accounting Service Space 00:22:00 - The Blue Ocean Opportunity for Third Road Management 00:24:00 - Reflections on Growth and Maintaining Vision and Mission 00:25:45 - Fostering a Positive Company Culture and Achieving Recognition 00:27:30 - Where to Find More Information About John Frank and Third Road Management 00:28:00 - Closing Remarks and Final Thoughts from John Frank   Episode Resources: Connect with John and fill out the form here: https://www.thirdroadmgmt.com/contact/ Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit businesslegacypodcast.com. Leave a Review: If you enjoyed the episode, leave a review and rating on your preferred podcast platform. For more information: Visit businesslegacypodcast.com to access the shownotes and additional resources on the episode.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of Confessions of a B2B Entrepreneur, Jeff Rudner, host of 5 to 50: Financial Strategies for Growing Companies, interviews Tom Hunt, Founder and CEO of Fame, to reveal how he built a B2B podcast agency to £4M ARR without external funding. Tom shares lessons from 17 previous business attempts, emphasizing the critical role of financial discipline and the power of hyper-focus on core services. Discover his unique risk assessment framework, practical EOS implementation, and the vital role of culture in scaling. This episode delivers actionable strategies on cash flow, profitability, operational efficiency, and team incentives, demonstrating why doing less exceptionally well is the key to lasting growth.

- Good News from HHS and Secretary Kennedy (0:10) - Analysis of RFK Jr's Announcement (6:57) - Critique of Trump's Tariffs on India (11:01) - Impact of Trump's Tariffs on India-US Relations (19:04) - Economic Consequences of Trump's Policies (38:50) - Introduction to Chapter Two of the Financial Big Bang (41:13) - Details of the Gold Revaluation Plan (47:01) - Conclusion of Chapter Two and Introduction to Chapter Three (58:38) - Analysis of Stable Coins and Their Limitations (1:14:01) - Introduction to the 50-Year Treasury Gold IOU (1:26:21) - Trump's Proposal for Treasury Debt Conversion (1:26:44) - Financial Troubles of Major Holders (1:33:10) - Trump's Financial Strategies (1:36:18) - Challenges in Collecting Student Loan Debt (1:37:18) - Military and Federal Land Assets (1:40:23) - Trump's Nuclear War Strategy (1:47:43) - Economic and Political Implications (1:50:59) - Jeffrey Prather's Analysis of FBI's New Zealand Office (2:00:45) - Trump's Foreign Policy and Its Impact (2:23:58) - The Role of Israel and the Deep State (2:24:17) - The Future of US-China Relations (2:24:35) - Epstein's Connections and the Trump Administration (2:25:39) - Blackmail and Cover-ups in the Trump Administration (2:52:49) - Trump's Moral Responsibility and the Deep State (2:55:54) - The Greater Israel Concept and Trump's Role (2:58:03) - Congressional Rituals and Moral Foundations (3:01:01) - The Role of Morality in Politics and Society (3:05:50) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Jesse tackles six thoughtful listener questions spanning a range of personal finance topics. He begins with a question about using Social Security and pension payments as a means to replace bonds in a retirement portfolio. Why do we own bonds, anyway? Then Jesse dives into long-term care insurance, a common sticky topic for aging retirees. Do they need to earmark dollars for long-term care? Next, he covers the taxation and distributions of inheritance assets, including sub-topics like probate, beneficiaries, trusts, and general estate planning tactics. He then covers equity compensation, breaking down RSUs, ISOs, NSOs, and ESPPs, and offers best practices for tax planning, diversification, and aligning with long-term goals. Mike then asks whether to invest $200,000 in cash currently sitting in a money market fund; Jesse outlines rational reasons for holding cash but warns against market timing, instead recommending a disciplined monthly investment plan. Finally, Paul inquires about the interaction between RMDs and sequence of returns risk, and Jesse reassures that while the concern is valid, proper planning—including Roth conversions, diversified withdrawals, and long-term strategy—can neutralize the potential damage. Key Takeaways: • Diversify your exposure—holding too much company stock can increase risk, so it's often wise to sell and reinvest elsewhere once vesting or exercise occurs. • Paying off a mortgage early is more about peace of mind than maximizing returns—there's emotional value in being debt-free. • Flexibility and control often make 529s a better choice, but UTMAs can be useful for broader non-educational goals. • Planning ahead can reduce reliance on penalties or rigid strategies—consider building a taxable or Roth account alongside retirement funds. • Investors tend to lose more trying to time downturns than they do by staying invested through them. • Your plan should balance growth and stability, aiming to avoid forced sales in down markets while still meeting long-term goals. Key Timestamps: (00:00) - Diversification and Bonds in Retirement Portfolios (07:47) - Expectations for Stocks vs. Bonds (11:08) - Long-Term Care Insurance Deep Dive (25:08) - Taxation and Distribution of Inheritance Assets (38:49) - Revocable vs. Irrevocable Trusts: Control and Tax Implications (41:12) - Trust Distribution and Taxation (45:19) - Equity Compensation: RSUs, ISOs, NSOs, and ESPPs (51:49) - Best Practices for Managing Equity Compensation (59:28) - Market Timing and Cash Management Strategies (01:07:25) - RMDs and Sequence of Returns Risk Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/asset-liability-matching-aligns-your-money-to-your-future/ https://bestinterest.blog/all-ask-me-anything-ama-episodes/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

- Introduction to The Financial Big Bang (0:00) - Breaking News: Trump Administration's Policy on Israeli Boycotts (1:51) - Australia's Ban on Machetes and Broader Criticism of Authoritarianism (3:37) - Netanyahu's Plan for Gaza and Criticism of Israel's Actions (6:21) - India's Response to US Tariffs and Russia Oil Trade Hypocrisy (8:26) - Trump's Cognitive Decline and Global Perception (11:27) - Trump's Anti-Discrimination Policy and Its Implications (33:27) - Trump's Weaponization of Federal Aid and Disaster Relief (39:55) - The Financial Big Bang: Gold Revaluation Strategy (45:19) - Clive Thompson's Explanation of Gold Revaluation (1:03:33) - Gold Backs and Their Value in a Revalued Gold Market (1:16:43) - Gold Mining and Investment Risks (1:29:43) - Impact of Gold Revaluation (1:31:51) - George Gammon's Explanation (1:33:04) - Federal Reserve and Treasury's Role (1:36:56) - Potential Consequences of Gold Revaluation (1:42:18) - David Morgan's Insights (1:42:41) - Trump's Financial Strategy (1:46:40) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Ken Vrana is a Senior Director at Western Alliance's Juris Banking Group. He specializes in crafting customized capital solutions for law firms, alternative legal service providers, and legal tech companies. With a deep expertise in complex banking relationships, he provides his clients with in-depth guidance on operating and fiduciary account setup and ongoing management, including advising on fraud mitigation tactics, advanced payables, and receivable services to streamline overall firm operations. With over two decades of banking experience, Ken serves as a trusted advisor to stakeholders across the legal community and regularly leverages his extensive network to build meaningful connections. His unmatched dedication to navigating clients' transactional and credit banking needs with ease underscores his long-standing commitment to legal professionals nationwide. Prior to joining Western Alliance, he had significant tenures at Capital One and Citizens Bank, where he helped clients optimize their operations, drive growth, and enhance profitability. Ken received his Bachelor of Arts from Mount Saint Mary College. WHAT'S COVERED IN THIS EPISODE ABOUT LAW FIRM BANKING AND FINANCIAL STRATEGY Most lawyers master the practice of law but struggle with the business side. From managing cash flow to protecting client funds from cybercrime, the financial realities of running a law firm present challenges most lawyers were never trained to handle. Ken Vrana works specifically with law firms to help them make smarter financial decisions and avoid common pitfalls. He sees firsthand how smaller firms are often targeted by fraudsters because they lack the robust protection systems of larger firms, and how many firms leave money on the table by not optimizing their payment processes or banking relationships. From startup firms hanging their shingle to established practices pursuing growth through mergers, Ken shares practical insights on choosing the right banking partners, setting up proper fraud protection, and why the relationship with your banker might be more important than you think. In this episode of The Lawyer's Edge podcast, Elise Holtzman speaks with Ken about protecting your firm's funds, streamlining cash flow, and why treating your banker as a trusted advisor could be one of the smartest business decisions you make. 1:51 - Banking challenges facing large and smaller firms 6:23 - The benefits of using specialized legal banking over a local bank branch 9:43 - Common mistakes by law firms in their banking and financial management choices 14:52 - Guidance for new law firms to start on a solid footing with legal banking 19:21 - Why legal banks like Juris see startup firms as valuable clients 21:56 - Considerations for law firms pursuing growth 23:53 - Culture mismatches as a leading cause of merger failures  27:17 - Players who should be involved in your firm's growth or merger 29:53 - Reasons for having multiple banking relationships 32:19 - The importance of regularly re-evaluating if a banking relationship is a good fit  35:40 - Large firms' lack of immunity to financial management problems, despite having more resources 37:24 - The value of banking relationships and understanding their importance MENTIONED IN BANKING AND FINANCIAL STRATEGY FOR LAW FIRMS THAT WANT TO GROW Connect with Ken on LinkedIn Western Alliance Bank | LinkedIn Get connected with the coaching team: hello@thelawyersedge.com The Lawyer's Edge SPONSOR FOR THIS EPISODE… Today's episode is brought to you by the Ignite Women's Business Development Accelerator, a 9-month business development program created BY women lawyers for women lawyers. Ignite is a carefully designed business development program containing content, coaching, and a community of like-minded women who are committed to becoming rainmakers AND supporting the retention and advancement of other women in the profession.  If you are interested in either participating in the program or sponsoring a woman in your firm to enroll, learn more about Ignite and sign up for our registration alerts by visiting www.thelawyersedge.com/ignite.

What do pennies and outdated portfolios have in common? They both might be costing you more than you think. In this episode, Frank and Frankie Guida dive into why traditional retirement strategies—like bonds and target date funds—may no longer serve today’s retirees. They break down real-life examples, explain the risks of sticking with old assumptions, and explore how fixed indexed annuities and risk-return analysis can help protect your future income. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

- Financial Big Bang Introduction and Overview (0:10) - Trump's Financial Strategies and Global Economic Impact (5:20) - Chlorine Dioxide Personal Care Products Interview (10:11) - Trump's Economic Policies and Their Consequences (14:48) - The Financial Big Bang: Chapter One (1:05:52) - Chlorine Dioxide and Spike Protein Denaturation (1:06:12) - Chlorine Dioxide's Effectiveness and Applications (1:25:08) - Wound Care and Emergency First Aid (1:27:06) - Product Availability and Discount Codes (1:29:00) - Formulations and Philosophy (1:30:24) - Medical Freedom and Censorship (1:34:18) - Pediatric Use and Family Health (1:39:05) - Universal Antidote and Educational Resources (1:39:42) - Market Expansion and Affiliate Programs (1:48:01) - Pet Care and Additional Applications (1:56:27) - Final Thoughts and Future Plans (2:02:13) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

TEXT THE SHOW!!!Support the showQuestions, Comments, or Show Ideas?Email the show: RealTalkPersonalFinance@gmail.comBECOME A PREMIUM SUBSCRIBER TODAY!Get some RTPF merch! Use Promo Code RTPF10 for 10% off!Interested in starting your own podcast? Get a $20 Amazon giftcard with this link! Here's the OG USB microphone I use for the show Here's the Pop Filter I use on my microphone for the show Here's the Headset I use for the show

Today's episode features a discussion with a guest from American Classic Agency, an organization that aims to help families protect their income and get out of debt. The interview covered the guest's background, the company's mission, and a special recruiting event.Brandy shared that agents with American Classic Agency do more than just sell insurance—they help clients with powerful financial strategies. A key part of their mission is helping families pay off all their debt, including a 30-year mortgage, in nine years or less. This strategy is described as more than just a job; it's a movement focused on improving the financial well-being of the local community. The guest also shared a personal vision for the future of the team, emphasizing the desire to impact more lives and grow the agency.For listeners looking for a new career path, the guest emphasized that the agency isn't just looking for licensed agents. They are actively seeking people who are stuck in a dead-end job or just looking for extra income. The guest highlighted that the agency provides extensive training and support for new and transitioning agents, ensuring they have the tools to succeed.The episode also served as an announcement for a special recruiting event. The guest gave all the details for the event happening on August 21st.  The event is for anyone interested in learning more about the opportunity and the mission of American Classic Agency. If you're looking for a change or want to explore a new career, this event is a great way to get started.Interested in sponsoring the podcast? Want to contact Blair or Brian of Black BRAND? Info@BlackBRAND.biz . The Black WallStreet Today (BWST) radio show is focused on all things Black entrepreneurshipand hosted by Virginia Tech alumnae Blair Durham, co-founder and co-Presidentof Black BRAND. The BWST podcast is produced by using selected audio from theradio show and other Black BRAND events. BWST is the media outlet for BlackBRAND. Black BRAND is a 501(c)(3) organization that stands for BusinessResearch Analytics Networking and Development. We are Hampton Roads RegionalBlack Chamber of Commerce. We promote group economics through professionaldevelopment and community empowerment, and we unify the black dollar byproviding financial literacy, entrepreneurship training, and networkingresources!   http://blackbrand.biz  m.me/blackwallstreettoday  +  info@blackbrand.biz  +  (757) 541-2680 Instagram: www.instagram.com/blackbrandbiz/ + Facebook: www.facebook.com/blackbrandbiz/   Produced by Seko Varner for Positive VibesInc. http://www.PositiveVibes.net Find Black Owned Businesses in the 757: www.HRGreenbook.com Invest in Black Excellence! Watch all episodes of www.GenerationalFlip.com now! $20k - $90K of business funding - https://mbcapitalsolutions.com/positive-vibes-consulting/Money for your business: https://davidallencapital.com/equipment-financing?u=&u=PositiveVibesMoney for Real Estate Investments:  https://PositiveVibesConsulting.comPurify yourself, house, and environment to remain safe: https://www.vollara.com/PositiveVibesInvest in stocks via STASH: https://get.stashinvest.com/sekosq72j  Fix your credit: https://positivevibes.myecon.net/my-credit-system/ Raise money with Republic: https://republic.com/raise/i/jpdajr 

It's budget season for nonprofits, and Dr. Stephanie Rose-Belcher, Chief Operating Officer at JMT Consulting, brings powerful insight to the table in this energizing session with host Julia Patrick. With over three decades of nonprofit sector expertise, JMT helps finance departments move from back-office cost centers to proactive strategy drivers—and Stephanie shows us how. Whether you're preparing for the fiscal year or completely rethinking how your nonprofit builds financial strategy, this episode offers more than insight—it gives you a roadmap.“We need to stop thinking of budgets as fixed and start treating them like what they really are—a living, breathing plan of action,” Stephanie begins. This instructive conversation lays out exactly how nonprofit leaders can reframe budgeting as a collaborative, mission-aligned process rather than a one-time spreadsheet task.The conversation opens by emphasizing the necessity of starting with a strategic plan. Before anyone touches a budget template, the entire leadership team needs to align on long-term goals, funding mechanisms, and sustainability models. Only then does budgeting begin—with intention and purpose.Stephanie urges nonprofit leaders to ditch the siloed approach. Budgeting shouldn't live with just the CFO. It must involve department heads, development teams, and the board to ensure full alignment between goals and resources. This transparency avoids the all-too-common tension that arises when program and development departments operate without a shared roadmap.One standout tip: Build not one, but three budgets—best case, expected case, and worst case. “This isn't just a COVID-era idea,” Stephanie asserts. Scenario planning is a best practice that strengthens resilience and foresight.Stephanie also shares how benchmarking and key performance indicators (KPIs) can become tools for empowerment, not just financial oversight. When done right, they spark innovation and teamwork. Monthly forecasting and open communication about KPIs help leadership make smarter decisions and enable course corrections before things go off track.But transparency must be handled with care. Stephanie offers practical advice on sharing financial realities without inciting panic. By pairing clear updates with actionable solutions, organizations can rally their teams around shared responsibility instead of fear.Find us Live daily on YouTube!Find us Live daily on LinkedIn!Find us Live daily on X: @Nonprofit_ShowOur national co-hosts and amazing guests discuss management, money and missions of nonprofits! 12:30pm ET 11:30am CT 10:30am MT 9:30am PTSend us your ideas for Show Guests or Topics: HelpDesk@AmericanNonprofitAcademy.comVisit us on the web:The Nonprofit Show

In this conversation, mortgage broker Cat Barnett discusses her unique specialization in helping clients navigate homeownership during divorce. She shares insights on the emotional and financial complexities involved, the importance of amicable negotiations, and the strategies that can protect family wealth. Cat also addresses the legal intricacies of property ownership during divorce and the role of mortgage brokers in providing guidance to clients in distressing situations. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Curtis May is the creator and owner of Practical Wealth Advisors (PWA) and host of The Practical Wealth Show Podcast. By following the principles of wealth creation, Curtis teaches people that their number one financial asset is their knowledge. The more they know, the lower their risk, and the greater their chance of success over time.Не feels strongly that financial products are simply tools. What makes the biggest difference in people's lives isn't the product; it's how they use it.EPISODE NOTES:[00:00-06:25] Don't just save[06:26-12:29] 5 Principles of Financial Success[12:30-18:05] Cash Flow Strategy[18:06-28:53] Be The Bank Strategy #1[28:54-31:51] Be The Bank Strategy #2[31:52-36:16] Systematize your Success[36:17-38:43] Be a creative investor[38:44-41:11] Investor Q&ASpecial mentions: Rich Dad Poor DadLearn more about this strategy at practicalwealth.netAny questions?*** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing

When the market drops 20% in a week, what do you do—panic or plan? Mike Canet and Lawrence Kiely explore the emotional rollercoaster of investing and the real-life story of a savvy retiree who sought clarity amid volatility. From the pitfalls of the 4% rule to the pros and cons of annuities, they break down how to build a retirement income strategy that fits your lifestyle and risk tolerance—without relying on guesswork. Want to begin building your retirement and tax plan? Schedule a call with us here:

In this inspirational and deeply motivational episode, Reginald D sits down with former NFL Super Bowl Champion Tony Hills. Tony shares his raw and powerful inspirational journey from the streets of Alief, Texas to the world's biggest football stage—and beyond. More than just a motivational speech, this episode is a masterclass in purpose, legacy, financial transformation, and spiritual growth.Tony opens up about growing up with a single mother, overcoming a paralyzing injury before college, and how his faith and resilience carried him from pain to purpose. Now a financial strategist and founder of Stat Financial, Tony empowers professional athletes and entrepreneurs to build wealth that outlasts the spotlight.Tony Hills is not only a financial strategist, he's also an author and founder of STATT Financial, where he helps athletes and high performers build lasting financial legacies beyond their careers. After nearly a decade in the NFL, Tony transitioned into the world of wealth strategy—specializing in life insurance, annuities, and alternative investments to create long-term passive income and reduce tax liability.On this episode, we talk legacy-building, purpose-driven wealth strategies, life after the game, identity shifts, and how your greatest gifts are often bigger than the platforms you stand on. If you're navigating a life transition—whether after success, career change, or personal reinvention—this is the motivational episode you've been waiting for.What You'll Gain from This Episode:Motivational mindset tools to rediscover your identity beyond titles or performance.Financial wisdom from a pro who teaches athletes how to create generational wealth through life insurance, annuities, and values-based investing.A powerful purpose framework developed by Tony - his 4 Tenets of Purpose: (Discover, Design, Dedicate, Deploy) to help you walk in your calling and activate your next season of life. It will equip you to take clear, purpose-driven steps toward your next chapter.Press play now and let Tony Hills challenge your mindset, ignite your purpose, and inspire you to build a legacy bigger than any game or career.Tony's contact info:Tony Hills's Website: https://www.tonyhills.comConnext with Tony to schedule your financial strategy session https://calendly.com/stattfsSTATT Financial is at the forefront of excellence in financial services, specializing in life insurance and annuities. Our expertise lies in crafting customized solutions tailored tSend us a textSupport the showFor daily motivation and inspiration, subscribe and follow Real Talk With Reginald D on social media:Instagram: realtalkwithreginaldd TikTok: @realtalkregd Youtube: @realtalkwithreginald Facebook: realtalkwithreginaldd Twitter Real Talk With Reginald D (@realtalkRegD) / TwitterWebsite: Real Talk With Reginald D https://www.realtalkwithreginaldd.com Real Talk With Reginald D - Merchandise

Jesse welcomes back Peter Lazaroff to discuss the psychology and strategy of investing during uncertain times. They explore how media narratives and recession fears can distort investor behavior, emphasizing the importance of focusing on business earnings rather than sensational headlines. Peter shares why he separates his portfolio thinking from his balance sheet management, especially during potential economic downturns, and offers practical guidance for both pre-retirees and younger investors. The conversation also touches on international diversification, sequence of returns risk, and why consistency in strategy beats chasing performance. Plus, Peter gives an update on his podcast and his upcoming book The Perfect Portfolio. Key Takeaways: • Media headlines and algorithm-driven news feeds often amplify fear, leading investors away from rational, long-term thinking. • Real-world economic pain doesn't always correlate with poor stock performance, and vice versa. A stock market decline doesn't necessarily signal a broader economic recession. • Building a cash buffer ahead of retirement helps mitigate sequence of returns risk. • Global diversification may not always boost returns, but it smooths out the ride, improving compound returns. • A longer-term view of markets and recessions builds resilience and patience. • Planning for a range of outcomes is more effective than trying to call the next market move. Key Timestamps: (03:00) The Gladiator Analogy: Embracing Volatility (04:26) Setting Realistic Investing Expectations (06:17) Fire Drills for Your Portfolio (09:38) A Letter to Myself: Handling Market Crashes (14:36) Peter Lazaroff Joins the Conversation (27:15) Understanding the Emotional Side of Investing (29:39) The Importance of Documenting Investment Decisions (32:14) The Impact of News Narratives on Investment Decisions (41:23) Recession and Its Effects on Your Portfolio (46:53) International vs. Domestic Investments Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://peterlazaroff.com/ LinkedIn: https://www.linkedin.com/in/peterlazaroff/ Mentions: Peter's Book: https://peterlazaroff.com/freebook Are You Not Entertained?  https://bestinterest.blog/are-you-not-entertained/ Break Glass in Case of Market Crash?  https://bestinterest.blog/break-glass-market-crash/ More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.  

In this episode of In the Balance, host Phil Tarrant is joined by long-time accountant and trusted adviser, Munzurul Khan, from KHI Partners to unpack the crucial, but often overlooked, role of risk management in wealth creation. With a professional relationship spanning more than a decade, Phil and Munzurul explore how trust, discretion, and a deep understanding of personal goals underpin financial decision-making. Munzurul shares how managing risk isn't about avoiding it altogether, but about understanding your profile, building robust structures, and making informed, pragmatic decisions. He highlights the importance of staying ahead of compliance obligations, and leaning on trusted advisers, particularly accountants, to orchestrate a cohesive financial strategy. From navigating ATO audits and structuring property investments, to ensuring cash flow, interest deductibility, and appropriate insurance cover, this episode offers a practical masterclass in risk mitigation for investors. Phil and Munzurul then discuss the power of curiosity and adaptability in today's changing economic climate, and why strategic patience is key to staying the course.

Ready to take control of your retirement? Start your Retirement TEAM Action Plan at ARHQ.com or call 419-794-3030 to speak with a retirement planning specialist today! What do rising interest rates mean for your retirement income? Nolan Baker the President and CEO of America's Retirement Headquarters, explores how annuities respond to shifting rates and why building a reliable income floor is more critical than ever. Our guests break down the strategy of segmenting investments into purpose-driven buckets and highlight the importance of planning for healthcare and taxes. Whether you're nearing retirement or advising others, this conversation offers a structured approach to navigating today’s financial landscape with clarity and foresight. About America's Retirement Headquarters: We are dedicated to helping retirees achieve the retirement they deserve. From crafting personalized retirement income strategies to providing one location for your entire retirement solutions, our goal is to guide you every step of the way. Let us help you navigate the complexities of retirement, so you can enjoy financial confidence and peace of mind. Visit Us: 1700 Woodlands Drive, Maumee, OH 43537 Call Us: 419-794-3030 Learn More: ARHQ.comSee omnystudio.com/listener for privacy information.

What if you could retire with zero taxes? In this episode, Mike Canet & Lawrence Kiely unpack the “Big Beautiful Bill” and its real impact on Social Security, Roth conversions, and long-term tax planning. They break down how seniors can leverage new deductions, why tax efficiency is more critical than ever, and how proactive planning today could potentially save your heirs hundreds of thousands of dollars tomorrow. It’s not just about saving money—it’s about keeping more of what you’ve earned. Want to begin building your retirement and tax plan? Schedule a call with us here:

In this episode of the Real Estate Pros podcast, host Kristen Knapp interviews Mike Zlotnik, a seasoned real estate fund manager. Mike shares his journey from Moldova to becoming a successful real estate investor, emphasizing the importance of understanding what makes a great deal in today's market. He discusses the shift in investment strategies, advocating for precision over volume in deal-making. Mike also highlights the significance of choosing the right fund managers and the impact of recent legislation on real estate investments. The conversation wraps up with insights into Mike's podcast and the concept of finding one's 'genius zone' in work. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

  Woke By Accident- Sambaza Podcast Collaboration Episode Details Guest Co-host: Anthony Weaver (Financial Coach & Host, About That Wallet Podcast) Anthony Weaver's Content  https://www.youtube.com/@ABOUTTHATWALLET Podcast Information Website: www.wokebyaccident.net Streaming Platforms: Available on all your favorite streaming platforms Sponsors Poddecks: https://www.poddecks.com?sca_ref=1435240.q14fIixEGL Affiliates Buddys Pet Referral Link: 30% discount https://buddyspet.net/?ref=JENSBUDDY Opus Clips: https://www.opus.pro/?via=79b446 StreamYard: https://streamyard.com/pal/d/5989489347657728 Curtsy: Use code JEND87 for $10 off first order of $20 or more https://heycurtsy.com/BLN7Be4kUzb Whatnot: https://whatnot.com/invite/jendub Poshmark: https://posh.mk/bDYu5ZMwbTb (Receive $10 to shop using this code) Music Soul Searching · Causmic Last Night's Dream — Tryezz Funkadelic Euphony- Monz  

Today's episode is a special bonus episode, a companion to Jesse's discussion on episode 555 of ChooseFI! Jesse examines the risks of over-optimization in personal finance, concentrating on tax-loss harvesting, asset allocation, Roth conversions, and dividend investing. He explains how each strategy can offer value when used thoughtfully, but warns that many DIY investors misuse them—chasing tax savings or popular tactics without considering the bigger financial picture. Jesse explains why tax loss harvesting often yields minimal or neutral benefits, how asset allocation offers modest long-term gains but can introduce liquidity and planning issues, and why Roth conversions only make sense with clear tax arbitrage. He also debunks common myths around dividend investing, emphasizing that total return—not dividend yield—should guide investment decisions. Key Takeaways: • Tax loss harvesting can be useful, but often delivers neutral or negligible long-term benefits when misapplied. • Most DIY investors use tax loss harvesting simply to avoid taxes now, without true tax arbitrage benefit. • Doing Roth conversions just to “get more money into Roth” can actually increase overall taxes unnecessarily. • Dividend investing is not inherently superior and often relies on poor logic or misunderstood benefits. • Total return—including dividends and capital gains—should guide investment decisions, not just dividend yield. • Bonds are more tax-inefficient than stocks and are ideally held in tax-advantaged accounts. Key Timestamps: (04:15) - Defining financial independence (09:44) - Early access to retirement accounts (21:59) - Tax loss harvesting explained (29:47) - Capital gains and FI community considerations (31:43) - The pitfalls of over-optimizing tax losses (37:08) - Benefits and downsides of asset allocation (46:22) - Roth conversions: When do they make sense? (49:00) - Debunking the myths of dividend investing (59:21) - Conclusion Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

In this episode, Ryan Burklo and Alex Collins discuss the essential elements of prioritizing a financial plan. They emphasize the importance of cash flow, income protection, and the balance between savings rate and rate of return. The conversation also covers debt management strategies, the significance of estate planning, and the implications of asset location on taxes. The hosts provide actionable insights for listeners to enhance their financial strategies and ensure a secure financial future. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Protect your income as it is your most valuable resource. Understanding cash flow is crucial for financial planning. Savings rate is often more impactful than rate of return. Debt management strategies are essential for retirement planning. Estate planning is not just for after death; it's for living too. The location of your assets can significantly affect your tax situation. Creating a balanced financial plan involves understanding your income and expenses. Proactive planning can help mitigate financial risks. Clients often underestimate the amount of money that flows through their hands over time. Effective communication of financial plans can prevent future disputes. Chapters 00:00 Introduction to Financial Prioritization 02:59 Understanding Cash Flow and Income Protection 05:58 Strategies for Savings and Debt Management 08:52 The Importance of Estate Planning 11:54 Navigating Savings Rate vs. Rate of Return 21:01 Understanding Risk and Return 22:18 The Importance of Savings Rate 24:47 Cash Flow Management in Retirement 31:09 Location of Money Matters 38:19 Debt Management Strategies  

In this episode of Choose People Love Pets, host Brianna Armstrong interviews Dr. Jack Murray, a recent veterinary graduate who has successfully navigated a non-traditional career path. Dr. Murray shares his journey of paying off student loans in just 10 months, launching a luxury dog crate company, and providing in-home euthanasia services. The conversation explores themes of entrepreneurship, emotional resilience in veterinary practice, and the importance of supportive relationships. Dr. Murray emphasizes the need for veterinarians to challenge traditional career paths and pursue what truly brings them joy and fulfillment. Dr. Jack Murray LinkedIn: https://www.linkedin.com/in/jack-murray-3b2303237/ Murray Kennel Company: https://murraykennelcompany.com/password  Follow for more:  FB: https://www.facebook.com/profile.php?id=61556480229406&mibextid=LQQJ4d  IG: https://www.instagram.com/choosepeoplelovepets?igsh=MTVzZjc4ZHE4MWd2NQ%3D%3D&utm_source=qr  LI: https://www.linkedin.com/company/choose-people-love-pets/  Chapters 00:00 Introduction to Dr. Jack Murray's Journey 02:51 Pursuing Dreams and Passion Projects 05:29 Navigating Emotional Well-being in Veterinary Medicine 08:33 Exploring Non-Traditional Veterinary Paths 11:39 The Gratitude of In-Home Euthanasia 14:21 Balancing Work and Life as a Relief Veterinarian 17:05 Transitioning from General Practice to Relief Work 19:58 Building Confidence in Veterinary Practice 23:04 Financial Strategies for New Graduates 25:56 The Importance of Mentorship and Support 28:55 Launching the Murray Kettle Company 32:21 From Idea to Prototype 39:06 Navigating the Challenges of Entrepreneurship 45:11 Embracing Change and Overcoming Fear 50:05 Financial Freedom and Smart Investments 01:04:13 Redefining Success in Veterinary Medicine

From humble beginnings as a Nebraska farm girl to becoming a millionaire mentor, Loral, joins host Chris Naugle on The Money School Podcast to share how she built an empire that's helped over 10,000 entrepreneurs secure their futures through smart investing, tax strategy, and family-focused legacy wealth planning.They dive into the truth about trusts, breaking down the critical role of structure and language in making sure your wealth lasts generations. You'll hear about Loral's “I'm Dead. Now What?” legacy document, how she set up Roth IRAs for her kids from birth, and her method of training the next generation to borrow from, not burn through, family money.Throughout the conversation, Loral emphasizes that legacy wealth planning isn't just about money, it's about values, vision, and the systems you put in place while you're still alive because whether you're rich or just getting started, legacy wealth planning begins with education, intention, and action.Loral's Takeaways:Career Transition and Current Focus (01:35)Challenges of Being a Road Warrior (02:51)Journey to Becoming a Millionaire Maker (05:46)Transition to Entrepreneurship and Real Estate (08:51)Importance of Trusts and Legacy Planning (11:25)Challenges of Trust Implementation (40:29)Legacy and Family Education (40:45)Economic Challenges and Financial Strategies (40:57)Meet Chris Naugle:From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be.His success and national acclaim have come in large part to what he's learned first-hand from seeking a better way to wealth creation and preservation than he learned growing up.Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions.As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor. With a core belief that success is built not by the resources you have, but by how resourceful you can be.His success and national acclaim have come in large part to what he's learned first-hand from seeking a better way to wealth creation and preservation than he learned growing up.Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is currently founder of The Money School™, and Money Mentor for The Money Multiplier.His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions.As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works.Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans delivering the financial knowledge that fuels lasting freedom.Connect with Chris:

Mego talks Celtics' financial strategies, going after Lillard

In this episode of the Real Estate Pros Podcast, hosts Michael Stansbury, Chad, and Kristina Roy delve into the Roys' extensive journey in real estate, from their humble beginnings with a mobile home to their current ventures in commercial properties and gold mining. They share insights on diversification, the challenges of the restaurant business, lessons learned from failed investments, and innovative acquisition strategies, including tax sales and leveraging their restoration company. The conversation highlights the importance of adaptability and seizing opportunities in the ever-evolving real estate landscape.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Michelle Taylor is the founder of the Women and Wealth Initiative, a transformative platform aimed at empowering women to take control of their financial futures. With over a decade of experience in financial services, Michelle is committed to closing the wealth gap by providing financial education and a supportive community for women from all walks of life. From business owners preparing for exit strategies to stay-at-home moms managing household budgets, Michelle's initiative helps women define and achieve their version of financial success with confidence and clarity. Michelle also hosts the podcast, Talk Wealthy to Me.

"For those of you who have had cancer or treatment, or you've watched family members or friends go through it, it takes everything out of you. It gave me a reason to not just focus on how miserable, tired, exhausted, and isolated I felt, because I could take some of what I had inside that I'd been sharing one-on-one, and I knew I could share it with a larger audience.” – Amy Rose Herrick, ChFC Today's featured #1 bestselling author is a speaker, Chartered Financial Consultant, and America's Profit Building Specialist, Amy Rose Herrick. Amy and I had a fun on a bun chat about her books, her move from Kansas to the Virgin Islands, the importance of planning for financial emergencies, and tons more!!!Key Things You'll Learn:How Amy Rose transformed her battle with cervical cancer into a powerful catalyst for creativity and more successHer views on AI-generated writing and how it sometimes plays a role in her consulting workWhy business owners and authors need to have exit plans and succession strategiesHer content file system and strategies for capturing ideas and staying productiveWhy attention to detail is important in personal brandingThe importance of reputation, ethics, and not sacrificing integrity for moneyAmy's Site: https://www.amyroseherrick.com/Amy's Books: https://www.amazon.com/stores/author/B01KZ0QKA8/allbooksThe opening track is titled, “North Wind and the Sun” by Trevin P. To listen to and download the full track, click the following link. https://compilationsforhumanity.bandcamp.com/track/north-wind-and-the-sunPlease support today's podcast to keep this content coming! CashApp: $DomBrightmonDonate on PayPal: @DBrightmonBuy Me a Coffee: https://www.buymeacoffee.com/dombrightmonGet Going North T-Shirts, Stickers, and More: https://www.teepublic.com/stores/dom-brightmonThe Going North Advancement Compass: https://a.co/d/bA9awotYou May Also Like…Ep. 896 – From Mind to Manuscript with Maggie Mills (@takemaggiesword): https://www.goingnorthpodcast.com/ep-896-from-mind-to-manuscript-with-maggie-mills-takemaggiesword/Ep. 923 – How To Conquer Your Fears and Master Your Stories with Robert B. Foster (@RBF_Fitness): https://www.goingnorthpodcast.com/ep-923-how-to-conquer-your-fears-and-master-your-stories-with-robert-b-foster-rbf_fitness/Ep. 920 – The Surprisingly Simple Art of Getting It Done with Sam Bennett (@realsambennett): https://www.goingnorthpodcast.com/ep-920-the-surprisingly-simple-art-of-getting-it-done-with-sam-bennett-realsambennett/Ep. 453 – The Psychic Yellow Brick Road with Corbie Mitleid (@CorbieMitleid): https://www.goingnorthpodcast.com/ep-453-the-psychic-yellow-brick-road-with-corbie-mitleid-corbiemitleid/#GNPYear3Bonus Episode 5 – Money Honey with Rachel Richards (@MoneyHoneyRach): https://www.goingnorthpodcast.com/gnpyear3-bonus-episode-5-money-honey-with-rachel-richards-moneyhoneyrach/Ep. 509 - Exit Rich With Michelle Seiler Tucker (@MSeilerTucker): https://www.goingnorthpodcast.com/ep-509-exit-rich-with-michelle-seiler-tucker-mseilertucker/#HolidayBonus Ep. – Happy Money with Ken Honda (@KenHondaHappy): https://www.goingnorthpodcast.com/holiday-bonus-ep-happy-money-with-ken-honda-kenhondahappy/Ep. 765 – Love Yourself to Health with Pam Sherman: https://www.goingnorthpodcast.com/ep-765-love-yourself-to-health-with-pam-sherman/Ep. 497 – The Financial Mindset Fix with Joyce Marter (@Joyce_Marter): https://www.goingnorthpodcast.com/ep-497-the-financial-mindset-fix-with-joyce-marter-joyce_marter/100 - Habits of Highly Broke People with Dipo Adesina (@dipo_adesina): https://www.goingnorthpodcast.com/100-habits-of-highly-broke-people-with-dipo-adesina-dipo_adesina/Ep. 399 – Money Is An Energy Game with Madeline Gerwick (@MadelineGerwick): https://www.goingnorthpodcast.com/ep-399-money-is-an-energy/ Ep. 642 – #Financial Strategies for Service Industry Professionals with Barbara Sloan (@tippedfinance): https://tinyurl.com/zh6seje4

- Enoch AI Announcement and Special Reports (0:10) - July 4 Predictions and Dr. David Martin's Warning (3:45) - July 5 Prophecy and Japanese Manga Artist (21:04) - Preparation and Precautions for July 4 and 5 (33:21) - Introduction to Enoch AI and Its Capabilities (43:58) - Technical Details and Training Methods (53:38) - Philosophy and Future Plans for Enoch (1:10:19) - Final Thoughts and Encouragement (1:22:28) - Agentic AI and Enoch Engine Introduction (1:22:47) - Health Ranger Ranch and Figs (1:27:50) - Interview with Gerald Celente on Decentralized TV (1:31:13) - Financial Decentralization and Cryptocurrency (1:46:37) - Geopolitical Tensions and War (2:03:25) - Israel and Iran Conflict (2:16:24) - Economic and Financial Strategies (2:22:55) - Unincorporated Nonprofit Associations (UNAs) (2:34:39) - Trends Journal and Financial Advice (2:42:54) - After Party Discussion and Final Thoughts (2:45:17) - Promotion of "Breaking the Chains" Program (2:45:54) - Advantages of Privacy Cryptocurrencies (2:50:38) - Operational Privacy and Ethical Use of Crypto (2:54:07) - Centralized Systems and Alternative Investments (2:59:12) - Closing Remarks and Future Plans (3:01:29) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com