Industry Insights with Bill Tessar

Is it 2008, or is it 2022? It may not be a credit crisis, but you're definitely not alone if you're scratching your head at the market lately. All across the industry, people are voicing their concerns about the ominous shifts and the impacts it will have on our businesses. During times of uncertainty we tend to lean on our leaders for reassurance, but having all of the answers these days is no easy feat. In the spirit of transparency, our CEO tells it like it is in this Industry Insights episode as he addresses: • Concerns about lenders closing their doors • Uncertainty about a potential recession • Importance of diversifying your portfolio • Finding security in your real estate investment strategy • Navigating inventory & rate fluctuations Disclaimer: The views and opinions expressed in Industry Insights are those of the program participants and do not necessarily reflect the official position of Civic Financial Services, LLC. This material has been prepared for informational purposes only. Civic Financial Services, LLC is an Equal Housing Lender. NMLS#1099109.

There is a lot of talk about real estate, rates, and recession... So we've invited two of the nation's top real estate professionals to share timely insights on the malaise surrounding: Investor supply and demand Rising mortgage rates Inflation impacts on real estate To cover the market nuances from coast-to-coast, this Industry Insights episode with CIVIC CEO Bill Tessar will include Marc Tahler with Rodeo Realty in California, and Denise Madan with Keller Williams in Florida -- who rank among the top 1% of all agents nationwide. From buying and selling to renting and investing, and everything in between, these expert agents are on the frontlines and equipped to share their market insight, so this will be an hour you don't want to miss!

Wall Street's impact on Main Street real estate is keeping the world in suspense, so get a heads up from Wall Street experts directly as they take a deep dive into: What is actually happening on Wall Street? How does this impact my real estate business? Are warnings of a housing bubble valid? What are key impacts on the weighted average coupon and increasing interest rates? To help break it down, CIVIC CEO Bill Tessar has invited two capital markets experts to join him. Robert Durden, Managing Director at Credit Suisse, and Vincent Ciardullo, CIVIC's SVP of Capital Markets, will unpack the activity and serve up your need-to-know market insight. Just because we're on the edge of our seats, doesn't mean we have to be in the dark. https://www.civicfs.com/industry-insights

Joining us for the third time is fan-favorite tax specialist, Tony Watson of Robert Hall & Associates. In this episode, Tony is serving up guidance and current updates on real estate/tax hot buttons, including:   • Short- and long-term capital gains • Income tax rates and tax brackets • What tax changes came to fruition, and what are the impacts? • The top 3 things real estate investors should be thinking about   Be sure to register now to ensure you're tax-ready and not leaving any money on the table.   Disclaimer: The views and opinions expressed in Industry Insights are those of the program participants and do not necessarily reflect the official position of Civic Financial Services, LLC. This material has been prepared for informational purposes only. Civic Financial Services, LLC is an Equal Housing Lender. NMLS#1099109.

Last year's real estate market was full of unexpected opportunities – but those who don't keep a keen eye on the market, risk short-lived success. Listen in on the discussion as Bill Tessar, President of CIVIC, talks with Eddie Wilson, powerhouse CEO of Think Realty. Bringing a wealth of knowledge in building a profitable portfolio and guiding today's investors, Eddie has agreed to share his exclusive insights to maximize your real estate wealth in 2022 — including: Staying competitive in a booming real estate market Knowing whether you should buy, sell, or rent Preparing for rate hikes on the horizon Securing the best financing for your investment strategy Taking the long view on your investment strategy is critical for the long-term success of your business. This Industry Insights will give you the strategies you need to take on any disruptors that 2022 may bring.

There are many concerns about the residential real estate market in 2022. So many industries have been hit terribly this year, but residential real estate remains skeptically strong. What does this mean for real estate investing next year? To unpack the uncertainty, opportunities, and volatility anticipated in the year ahead, BiggerPockets CEO Scott Trench will be joining CIVIC CEO Bill Tessar for optimal investing approaches. During this episode you can expect answers to the top-of-mind questions being asked by real estate investors today: • What trends are anticipated for real estate investing in 2022? • How will inventory change, and what opportunities will this create? • How to build financial stability that withstands times of economic uncertainty? Through research and experience, Scott has helped thousands of real estate investors achieve financial freedom as a best-selling author, podcast host, and true real estate maven. With expert insights on the future of the market, he'll be sharing his findings on the money-making opportunities that will surface in 2022. If there's ever been a time to prepare for shifts in the market, this is it.

Absent the right knowledge of today's trends, threats, and opportunities, your real estate profits are at stake. Bill Tessar is joined with tax experienced attorney, speaker and podcast host Kevin Kim, Esq. of Geraci Law Firm to help you navigate the unknown and misunderstood. You can also watch the live event recordings at https://www.civicfs.com/industry-insights  

Overcoming barriers in real estate investing is a hot topic — so our host, Bill Tessar, asked three real estate experts to share what's working for them/their clients. Whether you are building, buying, renting, flipping, or holding for the long-term, this Industry Insights will help you maximize today's real estate opportunities.   Website: https://www.civicfs.com/industry-insights  

The lifetime cost of higher interest rates from bad or mediocre credit can exceed six figures. CIVIC President and CEO, Bill Tessar, talks with credit specialist, Steve White, President of American Credit Repair tp provide tailored credit advice geared to position you for success. This Industry Insights will unpack: • Navigating the World of Credit • The Importance and Impact of Your Credit Score • Doing Debt Right – The Hidden Cost of Bad Credit • How to Improve Your Credit Score • Maintaining and Defending Your Credit Let's ensure the invisible impact of your credit is one of savings, and not of costly premiums.

With tax changes approaching and an evolving real estate market, there is no better time to understand the implications of an entity structure (or lack thereof).   Join the interactive discussion as Bill Tessar, President of CIVIC, is joined once again by licensed tax practitioner Tony Watson of Robert Hall & Associates. As an expert in all things taxes AND real estate, you don't want to miss Tony's unmatched advice geared at protecting real estate wealth — including:   Maximizing tax inside of a corporate structure Different types of incorporating (benefits + tax implications of each) Incorporating in a different state Impacts of possible 1031 changes Capital gains and what you need to know Entity structures have more influence over profits than you may think, and taxes in real estate are not one-size-fits-all... so investing one hour of your time with this episode could be your best investment yet.

When it comes to real estate investing, all it takes is on tax mishap to destroy your ROI. Watch Industry Insights with Bill Tessar as he shares the mic with tax expert, Tony Watson to unpack the top tax secrets and strategies you need to protect and retain your real estate wealth. In this episode you'll unpack hot tax topics for real estate professionals such as: •Top 5 Deductions on a Tax Return •Most/Least Audited Deduction •In-State VS. Out-of-State •Changes in the 2021 Tax Code   Disclaimer: The views and opinions expressed in Industry Insights are those of the program participants and do not necessarily reflect the official position of Civic Financial Services, LLC. This material has been prepared for informational purposes only. Please consult your own tax, legal and accounting advisor for tax advice. Civic Financial Services, LLC is an Equal Housing Lender. NMLS#1099109.

Capital is the driving force to thriving in real estate. Watch Industry Insights with Bill Tessar as he is joined by a panel of capital experts and discover the variety of today's capital solutions and strategies to poise you for success.  

2021 is set to continue as a record year in real estate. Are you prepared? Watch Industry Insights as Bill Tessar shares the mic with real estate maverick, Greg Geiser to unpack advice and strategies including leveraging hot markets, assessing property potential, and navigating the market.

Interested to hear how top originators are performing in today's market? What strategies are helping them scale their business? Watch Industry Insights with Bill Tessar to gain new perspectives from three powerhouse originators in three different lanes of lending.

Are you curious what other real estate investors are doing right now? How are they finding success? Bill Tessar shares the mic with a panel of three real estate investors to shed insight on their (very different!) investing strategies.

Bill Tessar and market expert, Barry Habib talk what's happening in the market today, the short and long-term outlook on real estate as an investment and the top 3 ways to leverage opportunities and succeed.

Listen in on the discussion with Bill Tessar and industry experts on investing in fix and flip real estate today. From acquisition to staging to listing, special guests Justin Bruni and Darcy Kempton will share their master tips when it comes to flipping real estate.

Learn from CIVIC CEO, Bill Tessar, as he discusses brokering in the state of the Private Lending Industry. You'll gain insight on how the private lending industry has adapted and what's happening in the the capital market.

Listen as Bill Tessar and Jack Helfrich tell what's happening in the Private Lending space and discover how the industry is adapting to the new norm. They discuss how to build up your real estate investments during uncertain times and the opportunities in the market right now.