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Feb 3, 2026 – When markets soar but Main Street struggles, what signals should you trust? In this episode, Peter Boockvar, author of The Boock Report, explores the implications of Trump's choice for new Fed Chair, the recent parabolic move...
The freight recession may finally be over as January transportation metrics reveal a market in firm expansion territory. With the overall index hitting 59.6, a convergence of tightening capacity and rising rates suggests the cycle has officially turned. Regulatory pressures are squeezing the driver pool just as Werner Enterprises settles an 11-year-old lawsuit regarding driver wages. This $18 million payout underscores the rising floor for labor costs in an increasingly constrained environment. On the demand side, a surge in Japanese machine tool orders points to a manufacturing rebound later this year. North American orders jumped nearly 30%, signaling that industrial production is gearing up for a strong second half of 2026. Macroeconomic policy could also provide a tailwind if Fed Chair nominee Kevin Warsh shifts focus back to Main Street. His criticism of current monetary strategy suggests relief may be on the way for the industrial and small business sectors. Meanwhile, rail infrastructure is booming with Norfolk Southern customers advancing over $7.7 billion in new projects. Adding to the positive momentum, legal distractions are clearing up for major players following the dismissal of charges against NFI's CEO. Follow the FreightWaves NOW Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
In the earliest days of Disneyland, guests could visit a replica of a pharmacy on Main Street, replete with artifacts and exhibits. In the new book A Spoonful of Sugar: The Story of the Upjohn Pharmacy in Disneyland author and historian Stephen Hall pours out lots of new knowledge about how the Upjohn Pharmacy worked with Disney to create this special spot in the Happiest Place on Earth. It's an intricate and insightful new title from The Old Mill Press. Listen in to find out how this pharmacy replica in Disneyland provided fun finds and facts about pharmacy life to millions of Guests. Purchase a copy of A Spoonful of Sugar from The Old Mill Press or wherever you find books. Check out more about The Coit Museum of Pharmacy & Health Sciences at the University of Arizona to check out the Upjohn Pharmacy collection in person! Feel free to reach out to Brett via Bluesky @drnachman and Instagram @drnachman, subscribe to the podcast, and send your feedback to notablydisney@gmail.com New episodes of Notably Disney debut on the first Tuesday of each month.
We have a Bogert Bombshell to discuss regarding the Seattle Sounders, with Sunday's report that La Liga giant Atlético Madrid are in talks to acquire Seattle rising homegrown midfielder Obed Vargas. We'll dive into the latest developments regarding Obed's seemingly pending departure, discuss the fit with Atlético and assess how Seattle is set up to withstand the loss of one of their best and most important players.Follow Lobbing Scorchers: YouTube Instagram Bluesky TikTok Ari Liljenwall Noah RiffeSPONSORSHaxan Ferments - Specializing in unique, small-batch fermented hot sauces and vinegars, Haxan Ferments is handcrafted in Georgetown and made with the best local ingredients from across the Pacific Northwest. Use Code LS for a FREE Hot Sauce w/ purchase!Sounder at Heart - Our network host and biggest supporter, Sounder at Heart covers the Seattle Sounders, Seattle Reign, and MUCH MORE! Subscribe and Support to the BEST independent Seattle Soccer coverage.Podium Edmonds - Located at 114 4th Ave N, just off Main Street in the heart of Downtown Edmonds, come shop and explore the best menswear in the Pacific Northwest. Tell them Lobbing Scorchers sent you!Full Pull Wines - Founded in 2009, they the best boutique wines of the world to members, with special focus on our home, the Pacific Northwest.Seattle Sounders Tickets - Get tickets to an upcoming match straight from the club and help support the show at the same time.MLS Season Pass - MLS Season Pass is back on Apple TV with access to every single MLS match—including Leagues Cup and the entire Audi MLS Cup Playoffs—with no blackouts! Subscribe today to support the show.MLS Store - New year, new gear! The 2025 MLS jerseys are here, and MLSStore is the ultimate destination for every fan. Every purchase helps support our show!
Episode Description:“What would you do if you looked out your window and saw a kangaroo hopping down Main Street?” That's just one of the wild questions that kicks off this episode of The JB and Sandy Show—a fast-paced, laugh-out-loud ride through the quirks and surprises of Texas life.JB, Sandy, and Tricia dive into the buzz around the legendary Katz's Deli making its long-awaited return to Austin. Will the iconic yellow Cadillac be back on the roof? Will the JB and Sandy fried bologna sandwich make a comeback? The crew shares hilarious stories from the deli's heyday, including the time Sandy called out the wall of “autographs” for being suspiciously similar—“They all look like they have the same signature written with the same pen!”—and how the sandwich named after them became a local legend.
Welcome to the first episode of season SIX of the Growing Small Towns podcast! We're starting off big by having our first-ever TRIO on the pod, and we're so excited to share this episode with you. Most small towns aren't built on startups or corporations; they're built on small (and smaller!) businesses, and today's episode is all about those "smaller" ones: microbusinesses. This episode explores how supporting solopreneurs, side hustles, and local makers creates stronger economies, fuller Main Streets, and communities where people can stay, build, and belong. About Marci, Katie, and Leigh Anna: Marci Goodwin is the co-founder of SmartStart Business Development and has spent over 20 years as an entrepreneur and more than 15 years educating and advocating for small and microbusiness owners—long before "microbusiness" became a buzzword. She works with small and rural communities to build practical, trust-based systems that help local entrepreneurs start, grow, and stay rooted in the places they call home. Katie Kelly is a public servant turned entrepreneur and SmartStart co-founder who learned a lot about business development the hard way. She used her experiences to develop a system to help others avoid common pitfalls and launch businesses that are set up for success. Leigh Ann Brown has over 20 years of experience in economic development and has a passion for helping community leaders support local microbusinesses. She has served as a Main Street Director, Economic Development Director, and Chamber Director, giving her firsthand insight into the day-to-day demands of these roles. She joined SmartStart as Director of Next Steps to help communities reach their economic development goals through practical, turnkey solutions that don't get pushed to the bottom of the task list. In this episode, we cover: Why microbusinesses are the majority, yet they're still underserved. Why it's okay to not want to scale Why sustainable businesses are built by understanding customers, not chasing grants How small investments can create big ripples (and you know how much we love a ripple effect!) Why community matters just as much as the tools. Links + Resources Mentioned: SmartStart website: https://www.smartstartcommunity.com/ Want to get your business in front of our audience? We are looking for podcast sponsors! Each season, we feature a select group of Small Business Partners—brands that share our mission to celebrate small-town life and big ideas. With a 4–6% average Facebook engagement rate (well above the industry average), 2,600+ loyal followers, and 45,000 monthly content views, we have an amazing, highly engaged audience of people who can't wait to learn more about you. When we feature you, your story, and your product/service, it's like a friend's recommendation, because it is. Want to know more? Reach out to us at hello@growingsmalltowns.org We have a membership! Join the GST Club — a virtual support community built for those leading change in small-town America. For $30/month, you'll get twice-monthly live calls with Rebecca, access to a private network of fellow small-town changemakers, replay recordings, frameworks, and early access to GST events. It's for anyone from volunteers and entrepreneurs to city officials who believe small towns deserve big ideas and better leadership. Part think-tank. Part pep-talk. Part creative jam session. All support. We Want to Hear From You! We really, really do, and if you'll let us, we'd love to feature your actual message just like we did with Terri's (with your permission, of course!) Some of the best parts about radio shows and podcasts are listener call-ins, so we've decided to make those a part of the Growing Small Towns Podcast. We really, really want to hear from you! We're have two "participation dance" elements of the show: "Small town humblebrags": Call in and tell us about something amazing you did in your small town so we can celebrate with you. No win is too small—we want to hear it all, and we will be excessively enthusiastic about whatever it is! You can call in for your friends, too, because giving shout-outs is one of our favorite things. "Solving Your Small-Town People Challenges": Have a tough issue in your community? We want to help. Call in and tell us about your problem, and we'll solve it on an episode of the podcast. Want to remain anonymous? Totally cool, we can be all secretive and stuff. We're suave like that. If you've got a humblebrag or a tricky people problem, call 701-203-3337 and leave a message with the deets. We really can't wait to hear from you! Get In Touch Have an idea for a future episode/guest, have feedback or a question, or just want to chat? Email us at hello@growingsmalltowns.org Subscribe + Review Thanks for tuning into this week's episode of The Growing Small Towns Show! If the information in our conversations and interviews has helped you in your small town, head out to Apple Podcasts, Stitcher, or Spotify, subscribe to the show, and leave us an honest review. Your reviews and feedback will not only help us continue to deliver relevant, helpful content, but it will also help us reach even more small-town trailblazers just like you!
What if the numbers that dominate headlines tell you less about the economy than the price of your groceries, your rent, and your ability to start a family? We sit with writer and analyst Amanda Claypool to unpack Main Street economics, A.I.'s shock to white-collar work, and why trust in legacy media has frayed. Amanda's path—from near-CIA ambitions and defense contracting in DC, to cross-country pandemic travels, to building “Tomorrow Today” on Substack—offers a rare, ground-level view of how policy choices ripple through real lives.We get candid about the post-2008 era, cheap money's illusions, and the gap between Beltway incentives and the daily reality in deindustrialized towns. Amanda explains why she sees generative A.I. as a Gutenberg-level inflection point: it can upend tasks, compress status ladders, and force a deeper question about what remains uniquely human. That's where judgment, relationships, and ownership of outcomes come in—and why careers built on brittle prestige need a rethink. We also explore culture and gender debates, how career-first narratives can overshoot, and what resilience looks like when jobs evolve faster than institutions.Throughout, you'll hear practical advice for navigating uncertainty: learn the language of economics and accounting, treat A.I. as leverage rather than a threat, and stop hunting only for “a job.” Instead, find work—concrete problems you can solve and get paid for—while investing in community, family, and skills that compound over time. If you're looking for a grounded, nonpartisan take on media, money, technology, and meaning, this conversation cuts through the noise and gets to what actually matters.You can further engage with Amanda:Tomorrow Today on Substack: https://tomorrowtodaynow.substack.com/ YouTube: https://www.youtube.com/@amanda_claypool My book on Amazon: https://www.amazon.com/dp/B0FZ52SVL3/ref=sr_1_2 Enjoyed the episode? Subscribe to The Common Bridge, share it with a friend who cares about the future of work, and leave a rating to help others find the show.Support the showEngage the conversation on Substack at The Common Bridge!
Are you making smart tax and legal decisions, or leaving money on the table without realizing it? In this episode of the Main Street Business Podcast, Mark J. Kohler tackles your toughest questions and breaks down real-world tax strategies, asset protection myths, and retirement planning mistakes that business owners and investors face every day.From selling million-dollar collectibles and avoiding unnecessary taxes, to understanding how S Corporations can impact Social Security benefits later in life, Mark tackles listener questions with practical, no-nonsense advice. You'll learn why LLCs don't magically reduce taxes, how charitable remainder trusts really work, and when trusts actually make sense — and when they're a complete waste of money.If you're a small business owner, investor, or high-income professional looking to legally reduce taxes, protect assets, and build long-term wealth, this episode is packed with insights you can use right now!You'll learn:Why setting up an LLC or corporation won't help you avoid capital gains taxes when selling high-value collectiblesWhen trusts actually make sense for asset protection—and when they're an expensive mistakeWhy Social Security has diminishing returns for high earners and how S Corporations change the mathThe rules around depreciated equipment and why you can't “reset” depreciation with a new entityHow self-rental real estate strategies can unlock powerful deductions for business ownersWhat counts as a prohibited transaction inside IRAs and Solo 401(k)s—and what doesn'tGet a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! Here's the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_campaign=main-street-business-podcast&utm_content=msbp607-open-forum-toughest-tax-and-legal-questions Grab my eBook 30 Unique Strategies Every Business Owner Should Know! You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360 Looking to connect with a rock star law firm? KKOS is only a click away! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification. Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!
After much Wall Street and Main Street anticipation, President Trump has announced his nominee for Federal Reserve chairman: Kevin Warsh. CNBC's Steve Liesman discusses the choice, what it means for the markets, especially given Warsh's history of critiquing the central bank itself. Exxon Mobil posted strong results this quarter, despite oil's price decline. Exxon CEO Darren Woods discusses the global oil supply and Venezuela's future. Plus, Maryland Governor Wes Moore discusses the future of the Democratic Party, including his own approach to affordability, wealth redistribution, and taxes. Governor Wes Moore - 03:44Steve Liesman 20:38Darren Woods 34:33 In this episode:Wes Moore, @GovWesMooreSteve Liesman, @steveliesmanBecky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkinKatie Kramer, @Kramer_Katie Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This is the third episode in a new season of our Main Street NC series. We're visiting communities across the state to hear from local leaders about the issues and challenges they're facing.The floodwaters of Helene in 2024 washed away much of the spa and resort for which the town of Hot Springs is named, along with many homes and businesses. But the small town north of Asheville has rebounded over the past year, rebuilding shops and houses with private donations and volunteer labor. Leaders there say help from the state and federal government has been slow to arrive, and they're hoping to restore the outdoor-oriented tourism economy that will sustain the reopened businesses.WUNC News visited Hot Springs and spoke with Madison County Manager Rod Honeycutt and Rebuild Hot Springs President TJ Phillips.
We are back with some Seattle Sounders and MLS offseason coverage from the new Sounder at Heart studio in the International District, just blocks away from Lumen Field! With the squad in Marbella for preseason training, we discuss the news of Nouhou's contract extension and give our picks for the players with the most to prove between now and the start of the 2026 season. Later on, we hit a couple of headlines from around MLS, including the LA Galaxy's trade for João Klauss and a Blazing Hot Press Conference from Charlotte FC star Wilfried Zaha.Follow Lobbing Scorchers: YouTube Instagram Bluesky TikTok Ari Liljenwall Noah RiffeSPONSORSHaxan Ferments - Specializing in unique, small-batch fermented hot sauces and vinegars, Haxan Ferments is handcrafted in Georgetown and made with the best local ingredients from across the Pacific Northwest. Use Code LS for a FREE Hot Sauce w/ purchase!Sounder at Heart - Our network host and biggest supporter, Sounder at Heart covers the Seattle Sounders, Seattle Reign, and MUCH MORE! Subscribe and Support to the BEST independent Seattle Soccer coverage.Podium Edmonds - Located at 114 4th Ave N, just off Main Street in the heart of Downtown Edmonds, come shop and explore the best menswear in the Pacific Northwest. Tell them Lobbing Scorchers sent you!Full Pull Wines - Founded in 2009, they the best boutique wines of the world to members, with special focus on our home, the Pacific Northwest.Seattle Sounders Tickets - Get tickets to an upcoming match straight from the club and help support the show at the same time.MLS Season Pass - MLS Season Pass is back on Apple TV with access to every single MLS match—including Leagues Cup and the entire Audi MLS Cup Playoffs—with no blackouts! Subscribe today to support the show.MLS Store - New year, new gear! The 2025 MLS jerseys are here, and MLSStore is the ultimate destination for every fan. Every purchase helps support our show!
On this episode of America At Night with McGraw Milhaven, McGraw is joined by Heather Ann Thompson, author of “Fear and Fury: The Reagan Eighties, the Bernie Goetz Shootings, and the Rebirth of White Rage.” Thompson explores how crime, race, and politics in the 1980s reshaped American society and how those tensions continue to influence the nation today. Next, Brian Reisinger, author of “Land Rich, Cash Poor: My Family's Hope and the Untold History of the Disappearing American Farmer,” and CEO of Platform Communications, discusses the growing concern over China purchasing American farmland. Reisinger explains what this trend means for food security, rural communities, and the future of family farming. Finally, Matthew McGuire, foreign policy and international economy expert and former U.S. Executive Director to the World Bank, breaks down what he calls the “Gatsby Economy,” where markets appear strong while job growth quietly weakens. McGuire analyzes the disconnect between Wall Street and Main Street and what it could mean for American workers. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Sarah Eustis, CEO of Main Street Hospitality, shares how art plays a direct role in how she leads and drives performance across her portfolio. She explains why her team invests in Artist in Residence programs, rotating galleries, and cultural programming as a way to create energy guests feel the moment they walk in. Sarah also talks about why she avoids standard hotel art packages and instead focuses on work with real meaning and local connection. Toward the end, she reveals an unexpected benefit of art that influences leadership, culture, and how people experience each day.See our earlier conversations: From 14-Year-Old Housekeeper to Ralph Lauren to CEO: What I've Learned in Hotel Management and Beyond The Box and the Wavy Line: A Smarter Way to Lead Hospitality A few more resources: If you're new to Hospitality Daily, start here. You can send me a message here with questions, comments, or guest suggestions If you want to get my summary and actionable insights from each episode delivered to your inbox each day, subscribe here for free. Follow Hospitality Daily and join the conversation on YouTube, LinkedIn, and Instagram. If you want to advertise on Hospitality Daily, here are the ways we can work together. If you found this episode interesting or helpful, send it to someone on your team so you can turn the ideas into action and benefit your business and the people you serve! Music for this show is produced by Clay Bassford of Bespoke Sound: Music Identity Design for Hospitality Brands
In this episode of Main Street Matters, Elaine Parker sits down with financial expert Mark J. Quann to break down how Trump-era tax cuts and the Buy, Borrow, Die strategy can help everyday Americans legally keep more of what they earn. Mark explains the critical difference between good debt and bad debt, why traditional saving alone often falls short, and how strategic borrowing and investing can accelerate long-term wealth—especially for small business owners and middle-class families. The conversation also highlights the urgent need for better financial literacy in America and why recent tax reforms have been especially beneficial for Main Street, not Wall Street. Whether you’re an entrepreneur, investor, or simply looking for smarter ways to build wealth, this episode offers practical insights into using the tax code to your advantage—legally and effectively. Purchase Mark's Book HERE | https://www.amazon.com/Be-Smart-Pay-Zero-Taxes/dp/163006310XSee omnystudio.com/listener for privacy information.
Sarah Eustis, CEO of Main Street Hospitality, shares how she thinks about growth through the lens of irreplaceability. She explains why historic hotels with emotional and cultural relevance often present stronger long-term opportunities than new builds, especially in today's environment. The conversation explores stewardship as an operating and investment discipline, where thoughtful repositioning, branding, and revenue management unlock value without erasing identity. Hospitality leaders will take away a clear framework for building durable advantage by leaning into what makes a property impossible to replace.See Sarah's TEDx talk: Old Wine in New Bottles: Generational Hospitality & ReinventionSee our earlier conversations: From 14-Year-Old Housekeeper to Ralph Lauren to CEO: What I've Learned in Hotel Management and Beyond The Box and the Wavy Line: A Smarter Way to Lead Hospitality A few more resources: If you're new to Hospitality Daily, start here. You can send me a message here with questions, comments, or guest suggestions If you want to get my summary and actionable insights from each episode delivered to your inbox each day, subscribe here for free. Follow Hospitality Daily and join the conversation on YouTube, LinkedIn, and Instagram. If you want to advertise on Hospitality Daily, here are the ways we can work together. If you found this episode interesting or helpful, send it to someone on your team so you can turn the ideas into action and benefit your business and the people you serve! Music for this show is produced by Clay Bassford of Bespoke Sound: Music Identity Design for Hospitality Brands
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of Main Street Matters, Elaine Parker sits down with Boca Raton Mayor Scott Singer for an in-depth conversation on small business, conservative governance, and economic recovery. Mayor Singer shares his journey from entrepreneur to public servant, explaining how a pro-business mindset shaped his leadership at the local level. The discussion covers cutting red tape, streamlining regulations, and navigating the economic fallout of COVID-19, along with the policies needed to support job creators and stabilize inflation. Mayor Singer also explains why he’s running for Congress—and why strong conservative leadership at the local and national level is critical to rebuilding the economy and empowering Main Street businesses. Learn more about Scott Singer HERE: https://www.scottsingerusa.com/See omnystudio.com/listener for privacy information.
Are you waking up at 3 AM, worried that AI will take your job? Most people are either losing their jobs to AI or panicking about when it's coming. The band-aid is off. This is happening whether we like it or not. I've been geeking out on this stuff since my first Commodore VIC-20. I got AI three years ago, well before most people did. And I'm going to tell you something that might surprise you. You don't have to die in this transition. You just have to be reborn. Stick with me. You'll know exactly how to thrive. Featured Story I got my first computer when I was 18. A Commodore VIC-20 that cost me $299 when I was making $1,000 a month as a disc jockey. That's a lot of money for a machine that really couldn't do anything. But I've been geeking out on technology forever. This whole business I've started now because I knew how to get online before anybody else. I got AI three years ago, well before most people did. I've used it for so many projects. I've taught people to use it. When I get excited about it, my dog Levi literally leaves the room because he thinks I'm mad. I'm not mad. I'm passionate. Because I can see what's coming. Important Points We're moving from wage labor to capital ownership. Making money by the hour simply won't work as time goes on. Information jobs are ending fast. If you process data, push spreadsheets, or transcribe, your work will be gone soon. The last mile of AI isn't ready yet. Main Street shops aren't getting robots anytime soon. We've still got time. Memorable Quotes "You don't have to die in this AI transition. You just have to be reborn and think just a little differently." "We're transitioning from information to wisdom and experience. AI can't make decisions or tell you what to do." "People will pay you for their dreams. AI makes it easier and faster to get there, and you'll like the job better." Scott's Three-Step Approach Accept that AI is coming and there's nothing we can do to stop it. The band-aid is off. Just move forward already. Once you accept reality, transition from information work to wisdom and experience, where AI can't replicate you. Position yourself strategically in one of the four economies: attention, experience, authenticity, or meaning. Chapters 0:02 - Are you losing your job to AI? (the honest answer) 2:36 - Why people are grieving AI (and it's completely valid) 6:35 - AI won't be the thing that destroys you (this will) 10:41 - From wage labor to capital ownership (the big shift) 12:28 - Four economies where you'll thrive with AI Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: https://motivationtomove.com YouTube: https://youtube.com/dailyboostpodcast Instagram: https://instagram.com/heyscottsmith Facebook Page: https://facebook.com/motivationtomove Facebook Group: https://dailyboostpodcast.com/facebook Learn more about your ad choices. Visit megaphone.fm/adchoices
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
A look at what makes snowboarding t-shirts and apparel so iconic, from graphics to colors and style (and how the cultural history of the sport has shaped the look). Read the full story in the blog at 1923MainStreet.comShop at 1923 Main Street, Graphic T-Shirts, Sweatshirts and Hoodies for Those Who Love to TravelThank you for listening to the Travel Style Podcast by 1923MainStreet.com.Shop unique and original travel inspired t-shirts, sweatshirt, hoodies and more at 1923 Main Street.Follow along on X, Instagram, Pinterest and Facebook.Thank you for listening and always remember to roam freely and ride boldly.Mike Belobradic--Media provided by Jamendo
Disney World is famous for its holiday celebrations—from trick-or-treating at Magic Kingdom to snow falling on Main Street. But what about one of the biggest celebrations of all: New Year's Eve? This year, we traveled to Florida to ring in the New Year at Walt Disney World, celebrating with Mickey and Minnie and partying around World Showcase in EPCOT. In this episode, we break down what it's really like to spend New Year's Eve at Disney—and whether it's actually worth it. In this episode you'll hear: What New Year's Eve is like at Disney World Celebrating around EPCOT's World Showcase at midnight Crowd levels, entertainment, and party atmosphere Pros and cons of spending New Year's Eve in the parks Who this experience is best for—and who should skip it If you've ever wondered whether a Disney New Year's Eve belongs on your bucket list, this episode will help you decide. Submit a question/topic for us to discuss on a future episode. Don't forget to check us out on: -Instagram -Facebook -Youtube Missing the smell of the parks? Check out Magic Candle Company and use code ENCHANTED at checkout to save 15% off your next order. Timestamps Welcome 00:00 New Years' Crowds At Disney World are INSANE 01:10 Pirates Adventure at Magic Kingdom 05:52 Battling the Weather 15:19 Special Magic Kingdom Entertainment 17:39 DJ Dance Party at Magic Kingdom 24:30 Celebrating New Years Around the World 28:52 Geo-82 33:11 The Party Starts at EPCOT 37:35 DJs Around World Showcase 45:09 New Years Fireworks Celebration at EPCOT 50:47 Tips for Planning Your New Years Trip to Disney 55:51 Angela Derails the Show 57:45 Would We Go Again? 1:02:26
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Your Next Best Step: Helping Small Business owners build a plan for a brighter future
In this episode of The C-Suite Mentor Podcast, Theresa Cantley shares a focused Leadership Bite for Main Street and founder-led business owners who are feeling stuck as they move into 2026. Cutting through the noise of economic predictions, marketing trends, and external pressures, Theresa brings the conversation back to inside-out leadership. She explains why feeling stuck is often a result of holding onto past mistakes, frustrations, or outdated beliefs—and how that internal misalignment creates overwhelm and hesitation. Drawing from years of experience working with small business owners, Theresa introduces four common leadership styles that show up in Main Street businesses and explores how each one can unintentionally limit growth. This episode offers practical insight and reflection to help leaders let go of the past, simplify their focus, and move forward with clarity and confidence. Things to Listen For: Main Street / founder-based businesses → comes from the opening passion and background about Main Street businesses (00:01–03:00) External noise, economy, predictions, overwhelm → directly from the section where Theresa talks about 2026 noise, marketing advice, buyer behavior, economy, government, etc. (around 04:00–05:30) "Stuck is a choice" → explicitly stated multiple times in the episode (around 05:45–07:00) Holding onto the past blocking growth → discussed when she explains holding past failures, frustrations, and emotions (06:30–11:30) Misalignment between goals and beliefs → the friction explanation (around 10:30–12:00) Craft Master → exact leadership type explained in detail (13:00–15:00) Firefighter → exact leadership type explained with examples (16:00–18:30) Greatest Showman → exact leadership type explained (19:00–21:30) Idea King / Queen (Visionary) → exact leadership type explained (22:00–24:30) Four reflection questions → directly from the closing section of the episode (25:00–27:30) Letting go to move forward → closing message about releasing the past to step into the future (28:00–31:10) Shownotes: In this Leadership Bite episode, Theresa Cantley speaks directly to Main Street business owners and founders who feel overwhelmed, stuck, or trapped in survival mode. She explains that while external factors like the economy, staffing challenges, and industry trends may influence a business, real leadership growth begins internally. Theresa introduces four leadership styles she commonly sees in founder-led businesses: The Craft Master – Leaders deeply connected to their craft who stay in the weeds of daily operations and struggle to step into mentorship, delegation, and vision-driven leadership. The Firefighter – Leaders who spend most of their time putting out fires, fixing problems, and managing conflict, leaving little space for strategic thinking or long-term growth. The Greatest Showman – Creative leaders with constant ideas who focus on momentum and appearance while neglecting foundational systems, processes, and execution. The Idea King or Queen – Visionary leaders who understand strategy but try to implement everything themselves, often overloading teams and overcomplicating the business. Theresa closes the episode with four reflective questions—one for each leadership style—designed to help leaders simplify, empower their teams, release past limitations, and reconnect with their core mission. Final Leadership Reflection Leadership is not about doing more—it's about letting go. By releasing past experiences, simplifying focus, and leading from the inside out, Main Street business owners can move beyond survival mode and create meaningful impact for their teams, communities, and businesses.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
The historic City of Cripple Creek, Colorado was born from the gold rush in the 1890s. It soon bred the state's first millionaires, and today, visitors can still strike it rich via the area's many casinos. Beyond the gold, Cripple Creek is rich in cultural and family-friendly adventure. Listen in as Michelle Rozell and Marie Rieger from the City of Cripple Creek share what makes the town a must-see – everything from the free-roaming donkeys to majestic ice castles and Main Street district. Be sure to subscribe so you don't miss our next episode! Send any questions or inquiries to Media@VisitCOS.com. Episode links: @VisitCrippleCreek CityOfCrippleCreek.com
In this episode, we sit down with Jeremy and Valonda Banks, partners at Liberty Employment Solutions, a dynamic couple united by their passion for helping small and medium-sized businesses thrive. From a hiring and consulting perspective, they share how Liberty supports organizations by uncovering the truth in their workforce needs and freeing leaders to focus on what they do best. Valonda brings clear direction and vision to the company, while Jeremy provides the operational support that helps turn that vision into reality. We also get a glimpse into their fun personal differences—from dogs vs. cats and Eagles vs. Ravens, to Duke vs. UNC—while discovering the shared values and love for Liberty that keep them aligned in business and in life.???? Connect with Jeremy & Valonda Banks: ✅ Website: https://libertyesolutions.com/ ✅ Facebook: https://www.facebook.com/libertyemploymentsolutionsllc ✅ Instagram: https://www.instagram.com/libertyemploymentsolutionsllc/ ✅ LinkedIn: https://www.linkedin.com/company/liberty-employment-solutions/ Thank you for watching Lancaster Connects! This is the show about small business and small charity success in Lancaster county - we showcase the battle on Main Street, big vs. small David vs Goliath, and bring you the best of what makes Lancaster so great. ???? Want to create live streams like this? Check out StreamYard: https://StreamYard.CastAhead.net ➡️ Get your FREE copy of Ben McClure and Jeff Giagnocavo's book - "Sleep Better" https://gardnersmattressandmore.com/sleep-betterLIVE SHOW PODCAST & REPLAYS: ???? Connect with Lancaster Connects:✅ Official: https://lancasterconnects.com/ ✅ YouTube: https://www.youtube.com/@LancasterConnects ✅ LinkedIn: https://www.linkedin.com/company/lancaster-connects✅ Facebook: https://www.facebook.com/LancasterConnectsLancaster Connects is produced by Chris Stone at Cast Ahead: https://CastAhead.net
Johnny is in town and he met up with James at "The Main" Bar on Main Street to talk , psychogeography, piazza lifestyle, and vocal chains. An all timer folks.
This is the second episode in a new season of our Main Street NC series. We're visiting communities across the state to hear from local leaders about the issues and challenges they're facing.For more than two years, Williamston's local hospital has sat empty. The closure of Martin General Hospital has meant much longer ambulance rides and big concerns about the state of healthcare in this rural county. But local leaders are hopeful the building could reopen soon as a smaller facility known as a rural emergency hospital -- if the state legislature approves funding for a proposal by ECU Health. To hear more about the plan, and how the hospital closure has affected Martin County's broader economy, WUNC News visited Williamston and spoke with Martin County Manager Drew Batts.
Ep. 366: Sundance 2026 - Amy Taubin on the festival, plus a preview of John Wilson's The History of Concrete Welcome to The Last Thing I Saw, with your host, Nicolas Rapold. The Sundance Film Festival begins its 2026 edition, and to kick off its final, I took a look back with Amy Taubin, a Sundance veteran who has written about the festival's films and evolution over decades. She shares her thoughts on Sundance, past and present, and we trade notes on titles in this edition whose premieres we have been anticipating, including the historic Once Upon a Time in Harlem. Finally, I talk about one festival highlight premiering on opening night, The History of Concrete, directed by John Wilson (of HBO's “How to With John Wilson” fame), and Taubin reflects on the history of Sundance's vaunted Main Street. Please support the production of this podcast by signing up at: rapold.substack.com Photo by Steve Snodgrass
Schedule your VISION CALL with David Chudyk by visiting www.weeklywealthpodcast.com/visionEPISODE DESCRIPTIONThis week on The Weekly Wealth Podcast, we're doing something we've never done before — we're welcoming a South Carolina State Senator and the President of the SC Senate, Thomas Alexander, to break down how state government really works.Most people only pay attention to politics at the national level… but the truth is, your state government affects your daily life in huge ways — from taxes, business growth, and technical college funding, to road infrastructure, public safety, and poverty initiatives.In this episode, Senator Alexander gives us a behind-the-scenes look at how South Carolina operates, why the state remains competitive for major employers, what lawmakers are working on in 2026, and how everyday citizens can stay informed and get involved.If you live in South Carolina (or honestly any state), this episode will help you understand what's going on under the hood — and why it matters.KEY TAKEAWAYS✅ Why state government matters more than most people realize✅ The Senate is 46 members total and districts represent ~115,000 citizens each✅ The SC Senate makeup: 34 Republicans / 12 Democrats✅ Why state politics can be less divided than the national level✅ How South Carolina attracts major employers without “just paying companies” to come✅ The difference between state-level support vs local government incentives✅ Why a strong business climate benefits everyone:“If companies are successful, citizens are successful.”✅ How SC supports Main Street / small business owners (regulatory reform + pro-business policy)✅ SC's personal income tax has dropped from 7% → 6% in recent years✅ The technical college system is a workforce engine (and a student loan solution)✅ Apprenticeships + customized training programs that match employer needs✅ The “poverty” conversation: local + faith-based + nonprofit partnerships matter most✅ How state budgeting works + why SC's balanced budget requirement is a big deal✅ Infrastructure reality: SC maintains 40,000+ miles of state highways✅ 2026 topics the legislature is actively working on:DUI law reformRegulatory reformAdditional tax policy changesVaping concerns in schoolsUnregulated THC beverages and safety concerns✅ A strong reminder: you don't have to vote party-line on every issue✅ Wealth isn't only money — it's security, preparation, wise decisions, and quality of lifeQUOTES WORTH REMEMBERING“If companies are successful, then our citizens are successful.”“The institution of the Senate is greater than any one of us.”“We have a balanced budget requirement… how novel is that?”“We want South Carolina to remain a special place to live, work,...
Missing Disney World a little extra? We're counting down the top 10 ways to scratch that Disney itch from home — no park ticket required. From immersive ride videos and iconic park playlists to Disney snacks, movies, and hidden details you can bring into your daily routine, this episode is all about keeping the magic alive between trips. Whether you're planning your next vacation or just craving Main Street vibes, these ideas will hold you over until you're back where the magic lives
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this engaging conversation, Russell Gray shares his journey as a Main Street capitalist and emphasizes the importance of financial literacy, particularly for children. He discusses the historical context of economic freedom as envisioned by the Founding Fathers and contrasts Main Street capitalism with Wall Street practices. Russell advocates for direct investment in local communities and highlights the role of syndication in empowering Main Street investors. He introduces the Main Street Media Network as a platform for sharing ideas and fostering community among entrepreneurs. The discussion culminates in Russell's mission to promote purpose-driven capitalism and the establishment of the Fellowship of Christian Capitalists, aiming to support and encourage Christian entrepreneurs in their endeavors. Ultimate Show Notes: 00:00Introduction to Capital Hacking 02:27Meet Russell Gray: A Journey Through Capitalism 05:31Teaching Financial Literacy to the Next Generation 09:12Understanding Freedom: Financial vs. Political 13:00The Importance of Main Street Investing 20:40Building the Main Street Media Network 25:41Creating a Community of Purpose-Driven Capitalists 30:32The Role of Entrepreneurs in Society 35:14The Mission of Pray.com and Beyond 41:05Conclusion and Call to Action Connect with Russel: Home - Russell Gray follow@RussellGray.com Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/ Access eBook: https://accountableequity.com/case-study/#register Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify
It started like any other small-town night in southern Utah—teenagers cruising Main Street, killing time, and laughing about nothing in particular. But a short detour off the familiar route changed everything.At a quiet stoplight, a car full of friends watched six men cross the street in perfect formation. Their movements were synchronized. Their posture was rigid. And something about them felt deeply wrong. Curiosity turned into unease when the group followed—only to be met with a response that no one was prepared for.What happened next left no place for rational explanations. The street emptied. The night seemed to close in. And a heavy, suffocating presence descended without warning—triggering fear so intense it reduced everyone in the car to uncontrollable tears.Years later, the memory remains sharp, unanswered, and unsettling. Not because of what was seen…but because of what was felt. #RealGhostStoriesOnline #TrueGhostStory #ParanormalEncounter #CreepyHumanoid #SmallTownMystery #HighStrangeness #UnexplainedFear #ShadowPeople #GlitchInTheMatrix Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:
Most people think communication is about being right. It's not. It's about controlling the frame. After years of navigating toxic bosses, difficult business partners, and high-stakes negotiations across Wall Street and Main Street, I've cracked the code on why difficult people always seem to win — and how to beat them at their own game without becoming one of them. Today I'm breaking down the nine strategies I use to handle toxic people. You'll learn why the loudest person dominates early but loses later, how Harvard research shows people interpret facts to protect their ego (not accuracy), and why toxic people win because they play with low emotional reactivity and high certainty — even when they're wrong. You'll learn the CLEAN framework, why gaslighting collapses under specificity, and how the Invisible Gorilla study proves we all live in different realities. If you've ever felt drained by difficult people, lost arguments you should've won, or wondered why toxic behavior gets rewarded, this episode will change how you communicate forever. Stop trying to win emotionally. Start winning structurally. Thinking about buying a business but don't know where to start? Main Street Millionaire Live gives you the playbook, mindset, and momentum to become an owner. Stop saying “someday,” and do it this year → https://contrarianthinking.biz/MSML_BDYT26 ___________ 00:00:00 Introduction 00:02:07 The Asymmetry Advantage: How Toxic People Exploit You 00:03:25 Frame Control: The Rule That Wins Every Conversation 00:06:29 The Disrespect Response Ladder: From Absorb to Redirect 00:09:16 The Gaslighting Defense Protocol: Reality Anchor Tactics 00:10:06 Main Street Millionaire Live: Your Path to Business Ownership 00:10:51 The Four Studies That Change How You See Reality 00:13:27 Negotiating Across Two Realities: The Mirror and Redirect Method 00:14:55 The Blue-Throated Mockingbird: Creating Trigger Breakers 00:20:27 The CLEAN Framework: How to Beat Toxic People Structurally 00:22:59 The Power Move: Stop Fighting Emotionally, Win Structurally ___________ MORE FROM BIGDEAL
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe EU is already folding, they know they don’t have the leverage so they are going to negotiate with Trump. The US is now surpassing China in GDP. Soon the US will overshadow China. More oil in the US has been found. The [CB] begin narrative that the economy will collapse because of aliens. Trump admin says the US economy is rigged. The [DS] entrenched dark system is being exposed to the people. The people want the illegals removed from the US if they commit a crime. Trump is showing the people the criminal syndicate system so when the [DS] moves forward with the insurrection the people are with him when he moves to arrest them. Only when we are united can we defeat the entrenched dark enemy. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/DOGEai_tx/status/2013085445702238704?s=20 them with zero leverage. Now they're scrambling because tariffs expose their reliance on U.S. markets—$1.2 trillion in annual EU-U.S. trade hangs in the balance. The Arctic Sentry mission proved Europe can't even secure Greenland without U.S. backing. This isn't about “retaliation”; it's about accountability. Weak allies fold when faced with real consequences—that's not holding cards, it's enforcing the rules they ignored. https://twitter.com/profstonge/status/2013227441519796435?s=20 https://twitter.com/WallStreetMav/status/2013271683818287339?s=20 https://twitter.com/profstonge/status/2012976935660302414?s=20 https://twitter.com/SecretaryBurgum/status/2013016697196740975?s=20 https://twitter.com/BitcoinMagazine/status/2013237265779102013?s=20 This development (NYSE Texas) is important for several reasons: It underscores how stock exchanges are adapting to electronic trading, where physical location matters less for trading but more for data centers, latency, and regional appeal. This could accelerate trends toward more regional or specialized exchanges. Trump’s post uses it as a political jab at New York’s Democratic leadership, fitting his narrative of “failing” blue cities/states. As president in 2026, it amplifies debates on federal vs. state economic policies, regulations, and urban decline. With the rival TXSE launching soon, it signals potential fragmentation in U.S. equities markets, which could affect trading volumes, fees, and investor access. Does This Create Competition with Wall Street?Yes, but indirectly and in a limited way. Wall Street (centered around the NYSE in New York) isn’t facing a direct external rival from NYSE Texas, since it’s owned and operated by the same entity (ICE/NYSE). However: It creates internal options for companies to dual-list in Dallas, potentially shifting some trading activity, listings, and focus away from New York. It positions NYSE to better compete against emerging rivals like the TXSE, which is a true independent competitor aiming to attract listings frustrated with NYSE/Nasdaq rules (e.g., on diversity or fees). Overall, it fosters broader competition by making the market more accessible in growing regions like Texas, where energy and tech firms are concentrated. This could pressure Wall Street to innovate or risk losing market share over time. By enabling dual listings and relocating operations (e.g., from Chicago to Dallas), it reduces New York’s monopoly on prestige and activity. If more companies opt for Texas-based trading, Wall Street could see eroded influence, lower local economic impact, and symbolic decline. It allows Trump to attack Democratic leadership in New York (e.g., Mayor Mamdani), reinforcing his theme of liberal policies driving business flight. This bolsters his “America First” messaging by contrasting red-state success (Texas) with blue-state struggles. Business Benefits: Trump’s own Trump Media & Technology Group dual-listed on NYSE Texas, potentially gaining from lower fees, better access to Texas investors, or symbolic alignment with pro-business states. https://twitter.com/DOGEai_tx/status/2013040092101714295?s=20 ballooned 85.9% from 2019-2024, hitting $1.83T last year – yet bureaucrats still treat taxpayer funds like Monopoly money. This isn’t just bad math; it’s systemic rot. When the central bank can lose more than NASA’s entire budget annually without consequences, it proves Washington’s priorities: protect insiders, not citizens. The solution? Audit every dollar, claw back wasted funds, and restore transparency. Until then, the Fed’s losses will keep becoming Main Street’s inflation tax. Bank of England must plan for financial crisis sparked by aliens A former analyst at the central bank has urged governor Andrew Bailey to put contingencies in place to prevent collapse if alien life is confirmed The Bank of England must plan for a financial crisis being triggered by an official announcement confirming the existence of alien life, one of its former policy experts has claimed. Helen McCaw served as a senior analyst in financial security at the UK's central bank, preparing for events that could impact the economy. She has now written to Andrew Bailey, the Bank's governor, urging him to organise contingencies for the possibility that the White House may one day confirm we are not alone in the universe. McCaw, a Cambridge graduate, believes a declaration of that magnitude would send shockwaves through the markets and could trigger bank collapses and civil unrest. Source: thetimes.com https://twitter.com/HHS_Jim/status/2013003452545130634?s=20 Political/Rights https://twitter.com/EricLDaugh/status/2012971091216531892?s=20 https://twitter.com/CollinRugg/status/2013025026623316168?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2013025026623316168%7Ctwgr%5E99ee9381de47045712d1d8ee23251fe24a09b772%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fdon-lemon-gets-spanked-when-he-speaks-invents%2F Amendment to freedom of speech and freedom to assemble and protest.” Pastor: “We’re here to worship Jesus because the hope of the world is Jesus Christ…” Lemon: “But did you try to talk to them?” Pastor: “No one is willing to talk. I have to take care of my church and my family so I ask that you would also leave this building.” Imagine storming a church mid worship and thinking you are the good guys. https://twitter.com/MrAndyNgo/status/2013035331826659797?s=20 https://twitter.com/C_3C_3/status/2013224968943812671?s=20 https://twitter.com/EricLDaugh/status/2013263203589927078?s=20 https://twitter.com/AAGDhillon/status/2013044166062936417?s=20 https://twitter.com/mrddmia/status/2013025098408595948?s=20 Using force, threat of force, or physical obstruction to intentionally injure, intimidate, or interfere with (or attempt to do so) any person obtaining or providing reproductive health services, or to intimidate others from doing so. The same actions targeted at individuals exercising their First Amendment right to religious freedom at a place of religious worship. First-time non-violent offenses (e.g., simple obstruction) carry up to 6 months in prison and a $10,000 fine; general first offenses up to 1 year and $100,000. Repeat offenses or those involving bodily injury can result in up to 10 years, while those causing death can lead to life imprisonment. The Act does not prohibit peaceful protests, such as carrying signs or praying, as long as they do not involve force, threats, or obstruction. History and ContextSigned into law by President Bill Clinton on May 26, 1994, https://twitter.com/Geiger_Capital/status/2013075609434378583?s=20 https://twitter.com/AGPamBondi/status/2013093526867689835?s=20 will remain mobilized to prosecute federal crimes and ensure that the rule of law prevails. https://twitter.com/GrageDustin/status/2012933642859773978?s=20 https://twitter.com/MrAndyNgo/status/2013022936282673382?s=20 https://twitter.com/RichardGrenell/status/2013251350469939586?s=20 https://twitter.com/amuse/status/2013268652343046477?s=20 felonies for protecting their home from looters. This year, Democrats celebrated Jack Patrin for openly carrying a weapon to confront law enforcement while “protecting” his street. The contrast is unmistakable. Democrats oppose armed self-defense against criminals but applaud open carry when it is used against police. https://twitter.com/amuse/status/2013069604545769920?s=20 https://twitter.com/WarClandestine/status/2013043848486760670?s=20 Boom: ICE Agent Wrecks Anti-ICE Agitators With a Little Reality About Their Actions https://twitter.com/WhiteHouse/status/2012678182403469584?s=20 https://twitter.com/RapidResponse47/status/2012955697080615092?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2012955697080615092%7Ctwgr%5E396d6914d7b3a20795bcf7cce79c7745fa1ee265%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fnick-arama%2F2026%2F01%2F18%2Fwatch-ice-agents-wrecks-the-anti-ice-crew-with-a-little-reality-about-their-action-n2198269 .TAKE A LISTEN Source: redstate.com Geopolitical https://twitter.com/johnkonrad/status/2012970813775806699?s=20 https://twitter.com/Geiger_Capital/status/2012942713478402258?s=20 https://twitter.com/overton_news/status/2012359642781729171?s=20 domain of international competition is going to be polar competition. That is where more and more resources are being spent by our nation's adversaries and rivals.” “The ability to control movement, navigation back lanes of travel in the polar and Arctic regions. Greenland is 25% larger than Alaska. Greenland is the size of one fourth the continental United States.” “With respect to Denmark, Denmark is a tiny country with a tiny economy and a tiny military.” “They cannot defend Greenland, they cannot control the territory of Greenland.” “Under every understanding of law that has existed about territorial control for 500 years, to control a territory you have to be able to defend a territory, improve territory, inhabit a territory.” “Denmark has failed everything to one of these tests.” “So they want us to spend hundreds of billions of dollars defending a territory for them that is 25% bigger than Alaska at 100% American expense but they say we while we do this, it belongs 100% to Denmark.” “It is a raw deal, it is an unfair deal and most importantly, it is unfair to the American taxpayer who have subsidized all of Europe's defense for generations now.” “American dollars, American treasure, American blood, American ingenuity is what keeps Europe safe and the free world safe.” “And Donald Trump is insisting that we be respected, Sean.” https://twitter.com/KobeissiLetter/status/2013246726560174205?s=20 https://twitter.com/disclosetv/status/2012914362910974325?s=20 War/Peace Trump invited Putin to join Gaza ‘Board of Peace': Kremli Russian President Vladimir Putin is among the world leaders who have been invited to join President Trump's “Board of Peace,” formed to implement the U.S.-brokered peace plan between Israel and Hamas in Gaza. Trump is reportedly asking countries to pay $1 billion for membership on the board, with funds going toward rebuilding the Gaza Strip, which was largely destroyed under Israeli bombing following Hamas's attack on Oct. 7, 2023. The United Kingdom, Canada, Egypt, Turkey, Brazil, Argentina and India are among the countries that have confirmed receipt of invitations to join the board. U.K. Prime Minister Keir Starmer said Monday the government was still discussing the terms of the board. Source: thehill.com Medical/False Flags [DS] Agenda https://twitter.com/WallStreetApes/status/2012402315701965090?s=20 “With the governor’s signature, nearly 2.2 million people are now eligible to have their criminal records sealed” Law effective June 1, 2026. Nonviolent misdemeanors and lower-level felonies). Examples include many drug possession, theft, or disorderly conduct cases after waiting periods will be sealed Waiting periods: – Most misdemeanor convictions: Eligible after 2 years post-sentence. – Nonviolent felony convictions: Eligible after 3 years post-sentence. – Petty offenses/ordinance violations: Sealed biannually (Jan. 1 and July 1). – Also covers dismissed/reversed charges and arrests https://twitter.com/amuse/status/2013243900832416243?s=20 President Trump's Plan https://twitter.com/Rasmussen_Poll/status/2013248360799412587?s=20 https://twitter.com/Rasmussen_Poll/status/2013258405033504976?s=20 https://twitter.com/Rasmussen_Poll/status/2013260987453870365?s=20 https://twitter.com/WarClandestine/status/2013065922181796263?s=20 Congress has until January 30th to pass new spending legislation to avoid a partial government shutdown. The Dems are going to try to shut everything down over ICE funding, again. We are approaching a crisis point. We must nuke the filibuster and pass the SAVE Act. https://twitter.com/EricLDaugh/status/2013252461197214071?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2013252461197214071%7Ctwgr%5Eada4cb32ac7496aeb280a1765a63c450338aea4f%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fwardclark%2F2026%2F01%2F19%2Fnew-elon-musk-donates-10m-to-pro-trump-kentucky-senate-candidate-n2198287 https://twitter.com/elonmusk/status/2013271550636826797?s=20 https://twitter.com/AnneMccallie/status/2013223514564710903?s=20https://twitter.com/JoeLang51440671/status/2013280151027536358?s=20 falls darkness will soon follow. Only when we stand together, only when we are united, can we defeat this highly entrenched dark enemy. Their power and control relies heavily on an uneducated population. A population that trusts without individual thought. A population that obeys without challenge. A population that remains outside of free thought, and instead, remains isolated living in fear inside of the closed-loop echo chamber of the controlled mainstream media. This is not about politics. This is about preserving our way of life and protecting the generations that follow. We are living in Biblical times. Children of light vs CHILDREN OF DARKNESS. United against the Invisible Enemy of all humanity. Q https://twitter.com/RealAbs1776/status/2013110591141880255?s=20 system used to enslave all of us. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");
On May 10, 1973, a stranger walked into a bank on Main Street in Kenora, Ontario, carrying guns, duffle bags, and a homemade bomb that was armed to a switch he clenched between his teeth. For more than an hour the standoff dragged on inside the bank as a growing crowd of onlookers crowded the street outside it's doors. At 4:12 p.m., a single rifle shot ended the robbery in an explosion that shattered windows, scattered money through the air, and erased the man at the center of it all. More than fifty years later, his identity and his motives remain unknown. In this episode of The Canadian Gothic, I'm joined by Jack Luna, host of the Dark Topic podcast, to examine the Kenora Bank Robbery Explosion. Links: the Dead Man (Dark Topic Podcast Episode) - https://open.spotify.com/episode/5vi0tKj0o93GOFGmBaIl8c Joe Ralko's the Devil's Gap - https://a.co/d/0rxCjmD CTV's W5 Special - https://youtu.be/wFoYfEGtrVM?si=QGE2MQUkoALIoSUl Send a voicememo to the show: https://www.thecanadiangothic.com/contact Subscribe to the show: https://www.thecanadiangothic.com/subscribe Musical Theme: Noir Toyko by Monty Datta Social Links: Website: https://www.thecanadiangothic.com/ Facebook: https://www.facebook.com/TheCanadianGothic Instagram: https://www.instagram.com/thecanadiangothic/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Keith Weinhold breaks down how recent presidential housing policies could influence real estate investors and everyday homebuyers. Then he walks through four different ways to eventually exit your investment properties—including a little-known strategy most investors have never heard of—so you can start thinking about how you'll one day harvest your gains, potentially with minimal or no taxes, while still preserving your wealth and flexibility. Episode Page: GetRichEducation.com/589 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, the presidential administration has made some weighty decisions that could affect the real estate market for years. Then when it's time for you to sell your investment property, there are some smart ways to do it and some big mistakes to avoid. We're talking about four options for your real estate exit strategy, including the little discussed 721 exchange today on get rich education. Keith Weinhold 0:32 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Russell Gray 1:18 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:28 Welcome to GRE you're inside one of America's longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, if you're working for the weekend, then you had better examine your Monday to Friday and start investing for leverage in income that's generated today. The good news is that down the road, when it comes time for you to sell your investment property, hopefully, after decades of handsome profits, even if that is years away, there are a lot of good options for you, including multiple ones that are tax deferred and effectively tax free. I'll discuss that later today, what we know, and what history has proven, is that savers lose wealth, stock investors maintain wealth, real estate investors build wealth. And I contend that within the discipline of real estate, being the investor is the best job of all of them, because, look, realtors rarely build wealth. Property managers that don't actually own the real estate, they also rarely build wealth. And the people on your maintenance team, they don't build wealth either. Now, as much as we might appreciate all these service professionals, I mean, I sure do this is not meant to disparage them. I'm trying to help you pick the right lane in real estate. Know that you're doing the right thing. Do the right thing before you do things right. By their own admission, the National Association of Realtors, the NAR they will tell you that the median gross income for a realtor is. Do you want to guess? Any guess as to what the median gross income for a realtor is? It is $58,100. that's it. Keith Weinhold 3:37 And realize that's the figure being reported by the trade organization that represents the industry too licensed sales agents. Median income that's even lower. It is $41,700 also per the NAR I see myself realtors that have been in business 20 years, 30 years, 40 years, and all that time, they have never bought a single investment property for themselves. Instead, a lot of them spend their entire career helping other people get rich while they never get on the treadmill. But do you know what is even crazier to me, crazier than that, it's the number of people that manage properties, including some of my own property managers that I hire, and they don't own any investment real estate themselves. And I think that's crazy, because managers are doing what is one of the toughest jobs in real estate, always having to walk that tightrope, arbitrating between the property owner and the tenant, and as a result, often pleasing nobody. They're sort of like the football referee, the baseball umpire, the property manager they have to deal with The problem tenant. The manager has to bug the tenant to collect the late rent, and then your maintenance people. You know, I just met up with a contractor that's putting new flooring in one of my rentals. He's got a sense of humor, and he wore this great t shirt that says, I'm here because you broke it. I love that. But now his compensation isn't too shabby, but he's trading his time for dollars, and the income stops when his work stops. The lesson is, be the asset owner. Keith Weinhold 5:35 Now this presidential administration has shaken up a lot of policies, good or bad we've got a bunch of new directives centered on the housing market. And really, this shouldn't come as any sort of surprise, since be mindful, the current White House occupant is a long time New York City Real Estate Investor, some of the more recent weighty moves that can affect you are banning institutional investors from buying single family homes that they turn into rentals, and the other one is a $200 billion bond purchase program aimed at reducing mortgage rates. Okay, whether those two things happen or not, it's good to look at their effect, how they move a real estate market, because when you understand the effects, then you learn a lesson, even if you're listening to this episode 10 years from now, the move to ban institutional investors. We're talking about conglomerate groups like Blackstone and invitation homes. The move to ban them from buying single family rentals is to try to reduce the demand and therefore, hopefully lower the price of single family homes in order to help affordability. Okay, that could work in concept. But here's the other thing that it does, there would be fewer rentals available on the market, because most institutional investors do buy those build to rent properties, that's what they're looking to acquire. So it's sort of what most any real estate investor would want. They would get higher rents and maybe some somewhat lower purchase prices, or at least a lower appreciation rate. But this whole move to ban institutional investors, that is mostly a nothing burger, that's all we're talking about here. And here's why you cannot undo the institutional purchases that were already made, and a lot of those got made, a lot of them during the pandemic. So it would only be banning new purchases. And another important point to consider here is how small this market is. I think these institutional buyers make a whole lot of outsized noise and often get pointed to as the boogeyman for running up prices of real estate. But that's not true. Only about two to 3% of single family rentals are owned by these giant investors, at least the ones that have over 1000 units. Okay, so this all sounds good as a political platitude. You trying to do something about it? I sort of understand that, but this ban, it just would not move the market very much at all now, perhaps a slight move could be triggered in cities that do have a lot of institutional ownership, like Atlanta, Jacksonville, Charlotte, but really little effect. The second directive from the President is having Fannie Mae and Freddie Mac buy $200 billion worth of mortgage bonds. This is really an effort to drive down mortgage rates and bring down monthly payments and make the cost of home ownership more affordable. The translation here for you is that whenever you inject money into something, money tends to flow more freely and rates get lower, kind of lowering the dam wall height, like I have given to you in other examples, when you buy bonds that demand pushes up bond prices, which lowers bond yields. And mortgage rates are tied to those lowered bond yields. And as soon as this was announced, like the very next day, mortgage rates fell into the high fives, yes, under 6% for the first time in three years. But the last thing effect of this that's been studied, and it's been shown to reduce mortgage rates by about three tenths of 1% so not nothing, but sort of small. However, if they're buying down rates like this one time, well then they might do it multiple times. So there you go. There are two recent directives from the president banning institutional investors from buying single family homes and buying mortgage bonds to lower mortgage rates. Keith Weinhold 10:00 Either one of them with seismic effects. It's sort of like the 50 year mortgage proposal that the administration made a while ago, and that's probably not going to become a reality anytime soon, if ever. Here's a question that I have for you, and I'll let you answer. Do you like free markets, or would you rather have big government? Well, each of these directives are more government intervention into the free market, whether you like that or not. Another way to say it is that stuff like this makes a lot of splashy headlines, but it's not a bigger deal than a Philadelphia Eagles football game,at least. You know how these forces can move markets now Keith Weinhold 10:46 straight ahead, it's the concise, definitive audio guide to selling your investment property. I'm going to detail four different ways that you can do it in this guide, including tax deferred and effectively, tax free methods. When you're able to defer taxes over and over again throughout your entire life, they effectively become tax free. You never have any tax obligation. Also, I will discuss one way of selling your property that you're probably not familiar with and you might have never heard about before in your life. I'm Keith Weinhold. You're listening to Episode 589 of get rich education. Keith Weinhold 11:27 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre. Or or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again. 1-937-795-8989, Keith Weinhold 12:39 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Russell Gray 13:12 Hi. This is Russell Gray, Main Street capitalist. You're listening to the get rich education show with Keith weinholden. Remember, don't quit your Daydream. Keith Weinhold 13:20 You welcome back to get rich Education. I'm your host, Keith Weinhold, and I'm coming to you from Colorado Springs today, where I'm attending the real estate guys create your future goals retreat event, yeah, a goals event allows one to get introspective. One part of it is learning how I can serve you better on this show. Every week, since I do pour a lot of thought into what I share with you here. How much yeah, just, how much did this event mean to me? Well, my team is in the NFL playoffs, and I was willing to miss some playoff football for this. Speaker 1 14:07 That's inexcusable, inexcusable. Playoffs. Don't talk about playoffs. You kidding me? Playoffs? I just hope we can win a game. Keith Weinhold 14:19 Yeah, yeah. That is, that is, of course, the classic rant from a former NFL coach, Jim Mora. Maybe Jim needs to attend the goals retreat to put things into perspective here. now, whether it's just a few years from now or it's decades into your future, at some point we're all going to exit the real estate investing game, even if that's not until the day we die. I'll talk about that with whatever endeavor you're in. It is good to begin with. The end In mind. there's a good chance that you're either in real estate acquisition mode now, or you once were. Or where you're going to be in that real estate acquisition mode in the future, but after this accumulation phase of your life, hopefully, which you've turned into financial freedom through real estate, after that, you're going to be in the mode where, since you've already made it, you're going to want to just maintain the portfolio that you have or stop acquiring or you will want to sell eventually. The good news is that there are a lot of good options for selling your property and doing it, tax deferred and effectively tax free. Now I will not talk about selling your primary residence so much, though, this is focused on exiting from your investment property, primary residence sales rules with the IRS is that your first 250k of gain is exempt from capital gains tax if you're single, and your first 500k is shielded from tax if you're married. Quite a marriage incentive there. Keith Weinhold 15:59 But as we focus on investment properties. This is influenced by a question from one of our older GRE listeners, 62 year old, Mark, who wrote in last year, was such a good question and I answered his question on air last month. I'll basically expand on that answer today. Mark said he has listened to every GRE episode ever, and therefore, congratulations, he made it. He reached financial freedom, and he's got a sizable portfolio. Some of his properties are paid off. Others are leveraged. But see, Mark is hesitant to buy more property because he's already made it his wife doesn't want more properties because she associates it with him having to do more work. Now, when you're still in pursuit of financial freedom, well, you don't mind investing a small slice of your time each month into real estate, a little light management, remotely, maybe, but once your residual income exceeds all of your expenses, well, then at that point, your time is going to start to become more valuable. So let's look at four here, four solid options for exiting your property, and then I'm going to examine the pros and cons of each one. The first of four is simply to sell real estate in the conventional way, just a plain sale to a buyer, where you see that it gets fixed up and you list it and you sell it outright. Well, the pros of this are is that it gets you to your exit, and it also turns your equity into cash. The cons, the downside of doing it this way is that you're going to give up your ongoing stream of income. Your Cash Flow is going to be gone. You might have to remove tenants, depending on your scenario. You have to fix up and stage the home to prepare it for the market. That could be as little as 5k or as much as 50k or more, depending on the size of your real estate, you're going to have to pay a real estate agent a commission of 3% or more and pay capital gains tax of 15% or more. That's one five. And you'll also have to pay depreciation recapture, and of course, you don't have to pay 15% of the total asset value. It's just 15% of the value gain during the time that you held this property, right? So the tax and fix up cost can eat into your profit with this first of four ways to sell your property, although you are still probably in for a pretty nice windfall upon the sale if you've held it for a while. All right, so the first way is a plain sail, and a lot of people would agree that is not the best way to do it. Okay, it gets far better from here. The second sale option that you have is something that a lot of real estate investors like us are familiar with, or have at least heard of, and the general public has not, and that is the 1031 exchange. You'll also hear it be called the 1031 tax deferred Exchange, or the 1031 like kind exchange, because you trade your property up for another property that's kind of like it. It is a hugely powerful wealth building and wealth preservation tool, okay, section 1031, of the IRS tax code that allows an investor to exit a property without incurring any capital gains taxes. That also does not trigger depreciation recapture when you sell your property, but in order for you to get those tax deferred benefits. Importantly, you have to roll your game into another piece of real estate. Now there are a lot of rules and nuances around 1031 ones. I have done multiple 1030 ones in my life, and they are so worth doing and amplifying your wealth, building power I will not cover all the rules and nuances those things like the three properties rule and the 200% rule, and that rule about how you need to identify your replacement property within 45 days and close on it within 180 days, and all of that. Because what I've done is I've completely broken that down on the show with you here previously, and as always, I explained it in the most clear, incoherent way that I could for you. I best did that on episode 143 of get rich education. The name of that episode is your 1031 exchange guide, tax deferral for life. Now, there do get to be some numbers flying around here, so you want to listen closely, you might find yourself skipping back for simple example purposes, in a 1031assume that you bought a $200,000 duplex 20 years ago, and it's now worth 500k you depreciated the value of the duplex every year, as is actually required by the IRS, assuming you took a total of 100k of depreciation over the life of your ownership of it, and you did not make any improvements to it. The basis of your property is then 100k because it's your 200k purchase price, minus 100k in total depreciation write offs. When you sell the property for 500k you now have a gain of 500k minus 100k which is 400k depreciation, recapture and capital gains are not taxed at the same rate, and it depends on some things, but let's assume that your blended tax rate is 20% that means you would owe 20% on your 400k so that would be 80k in taxes if you just did the plain sale. But not many people want to stroke a check to the IRS for 80k so instead, if you take your 400k of gain and roll it into a new property, or properties, you can defer your obligation to pay this 80k. Yes, you do not owe the IRS a thing. Now this is beautiful. You get that tax break virtually nowhere else in the investing world, okay, so what you've now done is that you have exited the property a duplex, in this case, via 1031 exchange, and you've traded it up for another property. So you're still a real estate investor. You have not exited being one of those, but you sold the duplex and replaced it with another property, or properties, all right, that was the second of four sale options, the 1031, exchange, and, yeah, as you can see, there do get to be some numbers flying around, some deep dive learning for you here. And that's why I lightened it up with the Jim Mora clip before we dove in. Keith Weinhold 22:54 The third way is called refi for life. Now we could almost put an asterisk on this third way, because with a refi for life, it's not a sale of the property at all. What it is is it's really a way for you to sell your equity to a bank yet still retain the property. Therefore, you access capital without triggering any taxes. You get a nice, big windfall payout while you still hold the asset, and it keeps paying you up to five ways at the same time. Yeah, you will also hear this refi for life strategy referred to as other things. Refi till you die, is one way to put it, as equity accumulates, say, every five or 10 years, you just do another cash out refi, enjoy the tax free windfall and keep holding on to the asset that is the same thing. Other names for this repeated series of cash out refis throughout your life that you might hear, which I'm calling refi for life. Those other names are live on leverage, the equity to income strategy, the infinite hold, the generational hold strategy, hold until step up, or you might hear, buy, borrow, never sell. They all mean the same thing. I'm calling it refi for life. Let me give you a simple refi for life. Example, using conservative assumptions, say that today you put a total of 200k down to control $1 million worth of rental property. Your initial loan balance is 800k we'll just say your cash flow is zero. Your property is appreciated 6% per year. After 10 years, your million dollars of property, growing at 6% annually, is worth almost $1.8 million if you refinance a 75% loan to value your new loan, amount is 1.3 5 million you pay off the original 800k loan, that leaves you with raw. 550k of cash out refinance proceeds. Congratulations, you got a windfall, and your 550k is tax, free loan money to you not income, because the IRS says debt is not income, therefore it's not taxed. Yes, and you heard that right. You can do whatever you want with those funds. What you've now done is you pulled out more than two and a half times your original 200k investment. And yes, while you still own the property, you continue to hold this appreciating asset. Tenants keep paying down your debt over time, and inflation keeps working in your favor, all right, and remember, that's only what you did at the 10 year mark. You are not done. It just keeps getting better. Fast forward five more years to the 15 year mark, at 6% appreciation continuing your original Million Dollar Portfolio is now worth about $2.4 million at 75% loan to value that property supports total debt of roughly $1.8 million at this point, your existing loan balance from the prior refinance, it's still that 1.3 5 million so you pay it off with a new loan. This allows you to extract an additional 450k of tax free cash. So add it up. This means at the 10 year mark, you got 550k and then here, at the 15 year mark, you got another 450k across your two refinances combined, you have now pull out a cool million dollars in tax free loan proceeds. That's nearly $1 million of liquid, usable capital from an original 200k investment that you made 15 years ago, without you ever selling the property. You still own. What's worth now $2.4 million worth of property, you've got the million liquid and you still have not triggered any tax at all. So at this stage, you can just live off your million dollars of refinance proceeds, or you can choose to reinvest it into new assets. Or you can selectively pay down your debt to increase your cash flow, or you can simply hold and let inflation continue shrinking the real value of your loans, and let inflation continue to make your properties go up in price, then down the road when you eventually die, your heirs receive a step up in basis largely eliminating capital gains tax. That is just amazing. That is refi for life in plain English. So that is the third of four exit strategies that I'm sharing with you here today. And understand there are a few caveats here. I only went to the 15 year mark, you can keep doing it every five years. Beyond that, it just keeps getting better as leverage compounds the value of what you own. Now I kept it simple for learning purposes in an audio format with you here, you're probably going to have even more equity than those numbers I gave you because I didn't even include the principal pay down that your tenants make for you. Keith Weinhold 28:26 And let's discuss a few more pros and cons of this refi for life plan. The pros are that you've borrowed, and you've done that with perhaps a home equity line of credit, home equity loan or a second mortgage, you borrowed against the property in perpetuity and get tax free cash. Interest paid on the amount borrowed is tax deductible too. If you don't have enough tax advantages, there's also that you've got zero property sale, transaction friction or risk, you pass along the value of your home or portfolio to heirs on a stepped up basis. What that means, in essence, is when you pass away your depreciation recapture and your capital gains are wiped out, that's what a stepped up basis means. Okay, those were the pros, the cons, the downsides of doing this, and there aren't very many, but it's that it does not get you out of property ownership while you're still alive. If that's what you're looking for, your property cash flow gets reduced when you do a refi because you have a new debt service obligation. However, you've also got incremental rent increases throughout time that could offset that. And the other thing is, think about your heirs. Sometimes heirs find it challenging to divide homes among themselves, so your heirs need to be pretty well educated on related real estate and tax principles. So those are the cons of refi for Life. We're talking about four distinct access strategies for your investment real estate today on get rich education podcast episode 589 I'm your host, Keith Weinhold Keith Weinhold 30:09 and the fourth way, the least understood and least utilized way, is known as the 721 exchange. And I want to thank a different GRE listener named Nate in California in his acquire to retire blog. It's worth checking out. I want to thank Nate for his contribution here. Nate heard the GRE episode last year about 62 year old. Listener Mark's desire to sell, and that's what got Nate to write in about the 721 exchange, yes, just like the 1031 exchange is named for that particular section of the IRS tax code, it's just the same with the 721 and of all four methods we're discussing today, it's the only one of the four that I have not done myself. So I have studied it how the 721 exchange works is that say you have a case where you're a rental property owner and you realize that you just don't want the hassles of landlording, but you like the financial benefit that the ownership gives you. What you can do is sell your home to a partnership and receive shares in that partnership. The 721 exchange rules stipulate that this is not a taxable event, and therefore no capital gains tax or depreciation recapture are due. Now that you're an owner in the partnership, you still get the benefits of owning the property, like appreciation and cash flow and such, and you get these benefits across a greater number of properties in markets diversification, because you are a fractional owner in the other properties that are in the partnership, not only your own. And when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs. And see it is surely easier to divide shares among, say, four children than it is to divide your 31 rental houses among four children, because your four children are all going to have different goals and varying degrees of financial savvy. So the 721 exchange really is a great estate planning tool as well. So you will have this partnership that makes an offer to buy your property. Section 721, of the IRS Code allows a property owner to contribute real estate to a partnership in exchange for partnership units. And of course, you are going to need to learn how to vet the partnership. Now let's look at some of the pros and cons of this. The upside the pros are that it gets you out of being a direct property owner, if that's just something down the road that you don't want to do anymore. No more repair requests or HOAs, property tax bills, insurance bills, vacancies or property improvements. And of course, the hedge against that, I favor using a property manager to take care of that for me, but that is a different topic. But in any case, you also defer paying capital gains tax and depreciation recapture by rolling your equity into a qualified real estate fund. Some more upsides of the 721 are that you get shares in the real estate fund that offers you continued cash flow and possible appreciation. There's often no need for you to pay to fix up or stage the property for sale, no agent commissions to pay. You diversify your risk across multiple markets and properties you get to contribute to, and you sort of become part of a like minded community of real estate investors, and you peripherally stay attached to your real estate, even though you're no longer the direct owner of it. Now, of course, being a direct owner of real estate is where you get both the profits and the control, but again, after a decade, or even 50 Years of direct ownership, you're just choosing to be done with that phase. So the 721 is a permanent solution. There's no sort of next decision, stress or risk. It is done. It is solved. But like I said, the shares are easy to divide among heirs compared to a portfolio of homes. All right, how about the cons the negative of a 721 exchange? Well, you're going to forfeit the ability to borrow against your asset, the refi for life plan that I talked about in the third way you can sell your property. Also you're going to have to pay some onboarding fees or some management fees to the partnership, and you're going to lose future 1031 exchange availability. And that is it. That is the 721 exchange. Again, I want to thank GRE listener, Nate from California, for reaching out to the show, and he's got a great blog. That's what got me to study the 721 exchange some more. This can happen with an up rate. You've probably heard of a REIT before, really. Keith Weinhold 35:00 Estate Investment Trust and upreet, up r, e, i, t, that is in umbrella partnership. REIT, as investors, we acquire and hold real estate for the long term because it provides those real estate pays five ways, benefits of appreciation, cash flow, ROA, tax benefits and inflation profiting. But as you begin with the end in mind, it's going to be aware of your options so that you can optimize that inevitable exit of yours down the row. To summarize what you've learned so far on this segment of the show is that there are four viable exit strategies for real estate investors, the straight sale, the 1031, tax deferred exchange, refi for life, which isn't a sale at all. It's a series of cash out refis, and finally, the 721 exchange, where you sell to a partnership, all with their various pros and cons. So some really good options for you. You can look up Ridge lending group, if you want to do a cash out refi on your investment property, they're very well versed in how to do those things. That was the third strategy, the refi for life. What do I personally recommend that you do? Well, I don't know your situation, but I can just tell you what I do myself, and that is generally, if I like a property, I keep doing the refi for life thing, continued cash out refinances, and I just keep holding onto the property and enjoying that tax free cash. That's if I like a property. If I don't like a property, I will be more likely to 1031 exchange it up into something larger, and when I'm older and done being a direct real estate investor, that's time. I'll probably take a close look at a 721, exchange and see if it's right for me at that time. How can you learn more about these four exit strategies and what professional parties might you want to use to help facilitate it? Well, it is the same place that you get free coaching from us, and it's also the same place where you find just the right next investment property so that you're going to have something to sell in future decades. That is it gre investmentcoach.com that's free consultation with our coaches at greinvestmentcoach.com Keith Weinhold 37:19 I'm Keith Weinhold, thanks for being here, but you weren't here for me. You were here for you. Don't quit your Daydream. Speaker 1 37:29 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 37:57 The preceding program was brought to you by your home for wealth building, get richeducation.com you.
What if the road itself doesn't want you to leave? On this episode of New England Legends, Jeff Belanger and Ray Auger head to Sterling, where a quiet stretch of Main Street hides one of New England's strangest roadside mysteries. Locals say this land once belonged to a witch—and she never gave it up. Put your car in neutral on Gravity Hill, take your foot off the brake, and something unseen is said to push you uphill, driving trespassers off her property. Is it a ghostly shove from beyond the grave…or a trick of gravity, perception, and folklore? With engines off and nerves on edge, Jeff and Ray put the legend to the test, separating physics from paranormal in a place where the road may have a mind of its own. Neutral gear. No engine. No explanations.Just one haunting question—what's really pushing you uphill? Listen ad-free plus get early access and bonus episodes at: https://www.patreon.com/NewEnglandLegends Follow Jeff Belanger here: https://jeffbelanger.com/ The Legend of Gravity Hill - A New England Legends Podcast PLEASE SUPPORT THE ADVERTISERS THAT SUPPORT THIS SHOW RULA - Get the mentalhealthcare that works with you—not against your budget www.Rula.com/P60 True Classic - Step into your new home for the best clothes at True Classic www.TrueClassic.com/P60 Raycon Everyday Earbuds - Save up to 30% Off at www.buyraycon.com/truecrimenetworkMint Mobile - To get your new wireless plan for just $15 a month, and get the plan shipped to your door for FREE, go to www.MintMobile.com/P60Cozy Earth - Begin your sleep adventure on the best bedding and sleepwear with Cozy Earth: https://cozyearth.com/ use Promo Code P60 for up to 40% off savings!Love & Lotus Tarot with Winnie Schrader - http://lovelotustarot.com/Visit Minnesota's premiere haunted hotel, The Palmer House -https://www.thepalmerhousehotel.com/ OR Call Now and Book a Room -320-351-9100 Learn more about your ad choices. Visit megaphone.fm/adchoices
Just how much taxpayer money has gone down the drain to scammers? At the Biden-era Small Business Administration, it could be more than $200 billion. New administrator Kelly Loeffler talks about the battle to uncover that fraud and revive genuine American small business. Plus, as protests surge across Iran, Mahyar Tousi explores the question of how many have been killed, how unified the protesters are, and what the prospects are for another quagmire if America gets involved. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.