Let's Talk

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‘Let's Talk’ is a video podcast series featuring candid conversations on important matters for today’s freelance professional. Discussions with different thought leaders cover a wide range of topics including finance, business, education, home life and wellness. The podcast is hosted by Tom Rizzo is Founder and Managing Director of Plectrum Advisers https://plectrumadvisers.com, an independent financial planning resource serving the freelance community. Tom works with clients on an individual basis to evaluate their needs and goals, both short and long term, to help secure their financial future. Through a comprehensive assessment of risk tolerance, time horizon, and financial goals, he designs an individually tailored solution. With over 30 years of experience in the music business, Tom has made a successful living as a guitarist, composer and arranger. He’s worked on a variety of projects, from motion picture soundtracks to GRAMMY Award-winning songs. Prior to becoming one of the guitarists on “The Tonight Show” band in the latter stages of the Johnny Carson era, he toured with the Maynard Ferguson Band. His music composing credits include the Fox comedy series “In Living Color,” “The Wayans Brothers” for Warner Brothers, and “Not Necessarily the News.”

Tom Rizzo


    • Jan 8, 2025 LATEST EPISODE
    • monthly NEW EPISODES
    • 30m AVG DURATION
    • 25 EPISODES


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    Latest episodes from Let's Talk

    Let's Talk episode 24 with Sarah Parkins Birch Cove on Inheritance Part 1

    Play Episode Listen Later Jan 8, 2025 35:27


    In this episode of "Let's Talk," host Tom Rizzo, Founder and Managing Director of Plectrum Advisers, engages in a candid conversation with Sarah Parkins of Birch Cove, an Integrative Health Coach and Consultant based in New York. Together, they explore the multifaceted challenges that individuals face when dealing with inheritance, focusing on both financial and emotional aspects.Key Discussion Points:Understanding Inheritance: An overview of what inheritance entails and its potential impact on personal finances and emotional well-being.Immediate Steps Post-Inheritance: Guidance on the initial actions to take upon receiving an inheritance, including financial planning and seeking professional advice.Emotional Considerations: Addressing the complex emotions that can arise, such as grief, guilt, or familial tensions, and strategies to manage them effectively.Integrating Health and Wealth: Insights from Sarah on how maintaining physical and mental health can influence financial decision-making during such transitional periods.Common Pitfalls to Avoid: Identifying and discussing common mistakes individuals make when handling inheritances and how to steer clear of them.This episode serves as the first installment in a three-part series dedicated to unraveling the complexities of inheritance. Listeners will gain valuable insights into balancing the financial responsibilities and emotional challenges that accompany inheriting assets.About the Guest:Sarah Parkins is founder of Birch Cove and is an Integrative Health Coach and Consultant with over 25 years of international experience across various industries, including institutional finance, technology, and consulting. She specializes in empowering professionals and businesses to optimize personal and organizational well-being, offering personalized coaching that addresses key aspects of health, including physical challenges, stress cycles, and emotional struggles. The information presented in this podcast is for informational purposes only and should not be taken as personalized financial advice.

    Plectrum Advisors Let's Talk podcast episode 23 with Krissy Gullen

    Play Episode Listen Later Oct 2, 2024


    In this episode of Let's Talk, hosted by Tom Rizzo, Dr. Krissy Gullen, a Doctor of Physical Therapy at Evergreen Physical Therapy in Pasadena, discusses the physical challenges faced by musicians due to repetitive use injuries. She provides insights into how musicians can prevent injuries through proper training regimens and adopting healthier lifestyles. The episode covers topics such as preventing chronic injuries, the importance of gradual physical preparation, and balancing weight training with other exercise forms like Pilates. Dr. Gullen also emphasizes the importance of addressing overall wellness through proper nutrition, rest, and cardio training. 00:00 - Introduction: Overview of physical challenges faced by musicians due to repetitive use injuries. 02:13 - Understanding Physical Wellness for Musicians: Common injuries among musicians and the need for proper physical care. 05:31 - Preventing Injuries Through Gradual Training: Understand the importance of building a solid foundation before increasing physical activity. 09:51 - The Role of Rest and Periodization: Incorporating periods of rest and recovery for injury prevention. 25:06 - Training Regimens: Pilates vs. Weight Training: Comparison of Pilates and weight training in injury prevention and overall wellness. 29:32 - Cardio, Strength, and Flexibility: Finding the Right Balance: Incorporating cardio, strength, and flexibility exercises into a workout routine. 35:23 - Lifestyle Factors: Nutrition, Sleep, and Stress Management: How balanced nutrition, proper sleep, and stress reduction impact physical health. 47:10: Final Thoughts and Recommendations: Closing remarks on the importance of physical therapy and wellness for musicians. Plectrum Advisers is a registered investment advisory firm registered with the State of California. Past performance is not be indicative of future results. The information presented is general and does not take into account your individual circumstances, financial situation, or needs, and is not presented as a personalized recommendation to you. This is for informational purposes only and should not be taken as an offer to buy or sell any financial instruments and should not be relied upon as the sole factor in your investment making decisions. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested.

    Preview: Let's Talk episode 23 with Krissy Gullen

    Play Episode Listen Later Oct 2, 2024 0:51


    Let's Talk episode 23 with Krissy Gullen, Doctor of Physical Therapy, Evergreen Physical Therapy Specialists. In this episode of Let's Talk, hosted by Tom Rizzo, Dr. Krissy Gullen, a Doctor of Physical Therapy at Evergreen Physical Therapy in Pasadena, discusses the physical challenges faced by musicians due to repetitive use injuries. She provides insights into how musicians can prevent injuries through proper training regimens and adopting healthier lifestyles. The episode covers topics such as preventing chronic injuries, the importance of gradual physical preparation, and balancing weight training with other exercise forms like Pilates. Dr. Gullen also emphasizes the importance of addressing overall wellness through proper nutrition, rest, and cardio training. Plectrum Advisers is a registered investment advisory firm registered with the State of California. Past performance is not be indicative of future results. The information presented is general and does not take into account your individual circumstances, financial situation, or needs, and is not presented as a personalized recommendation to you. This is for informational purposes only and should not be taken as an offer to buy or sell any financial instruments and should not be relied upon as the sole factor in your investment making decisions. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested.

    Let's Talk episode 22 with Let's Talk podcast episode 22, Kevin Kwan Loucks, Chamber Music America (CMA)

    Play Episode Listen Later Apr 8, 2024 27:26


    In this episode, Tom talks with Kevin Kwan Loucks, CEO of Chamber Music America (CMA), about CMA's mission to support chamber musicians, composers, managers, educators, presenters, and advocates across the US, providing resources, advocacy, and networking opportunities.Tom and Kevin discussed the challenges faced by freelancers, musicians, and composers with regards to finances and long-term planning, as well as the role of presenters in the ecosystem. The conversation also highlighted the importance of diverse perspectives, the value of having the right partners, network, and support systems, and the benefits of joining CMA.About KevinRepresenting a new generation of performing arts executives, Kevin Kwan Loucks has cultivated a distinguished leadership profile founded on artistic excellence, entrepreneurship, and innovative strategic design. Loucks was appointed CEO of Chamber Music America in 2021 after co-founding Chamber Music | OC and serving as Director of Business Development and Strategic Partnerships at the Philharmonic Society of Orange County.About CMAChamber Music America (CMA) was founded more than forty years ago by a small group of musicians determined to create a more sustainable chamber music field. In the years since, the organization has grown dramatically, expanding both its offerings and its membership to be more inclusive, wide-reaching, welcoming, and equitable.Learn more at https://chambermusicamerica.org

    Let's Talk episode 21 with Jim Frawley, All About AI

    Play Episode Listen Later Jan 29, 2024 30:33


    In this insightful conversation, Jim Frawley, Executive Development, Consultant, Coach. Author of Adapting in Motion & Host of the Jim's Take podcast delves into the profound changes AI is bringing to various sectors, with a particular focus on the studio musician. The discussion explores the human response to AI, emphasizing the need for familiarity and understanding to overcome fears associated with technological advancements.Key Highlights:Navigating Discomfort: Frawley draws parallels between AI apprehension and historical technological shifts, urging listeners to embrace change with an open mind.AI and Creativity: Discover how AI complements, rather than replaces, human creativity, and the predicted surge in philosophical exploration prompted by these changes.Challenging Beliefs: The conversation addresses the evolving nature of beliefs, tackling issues of information overload and disinformation. Frawley advocates for curiosity and open-mindedness as essential tools for personal growth.Impact on Younger Generations: Explore the potential influence of AI on the younger demographic and how it may shape their creative processes and worldview.Simplicity Amid Complexity: Frawley discusses the challenges posed by rapid technological advancements and anticipates a shift towards bespoke AI solutions tailored to specific needs.Don't miss out on this thought-provoking discussion that transcends AI's technical aspects, delving into its broader implications on our beliefs, creativity, and the essence of being human.Happy listening!

    Let's Talk episode 20 with John Zion, MKI Artists

    Play Episode Listen Later Jul 25, 2023 31:58


    In Let's Talk episode # 20, Tom Rizzo talks with John Zion about supporting, empowering, and guiding great artists to help their visions thrive through authentic impactful engagement. John Zion is Managing Director of MKI Artists, and oversees strategic planning, artist management, and booking while supporting the careers of its prestigious roster of artists, ensembles, and composers. He is also a co-founder of OurConcerts.live, a streaming platform that technology company that provides access to live music for audiences around the world.

    Let's Talk Podcast Episode 19 Get Ready for July 1 with Kim Roberts of FMSMF

    Play Episode Listen Later Jun 13, 2023 27:34


    Tom Rizzo talks with Kim Roberts, Executive Director, at The Film Musicians Secondary Markets Fund regarding GETTING READY FOR JULY 1 (and beyond).

    Episode 18: Stefanie Taub of AFM & SAG-AFTRA Intellectual Property Rights Distribution Fund

    Play Episode Listen Later May 25, 2023 21:26


    Join Tom Rizzo and guest, Stefanie Taub, CEO of the AFM & SAG-AFTRA Intellectual Property Rights Distribution Fund. a 501(c)(6) organization, established by The American Federation of Musicians and Screen Actors Guild – American Federation of Television and Radio Artists.

    Episode 17: What is the CCC?

    Play Episode Listen Later May 3, 2023 19:35


    Join Tom Rizzo with guest, Roxanne Castillo, General Counsel at Film Musician's Secondary Markets Fund and CCC Board of Director Member to discuss the California Copyright Conference (CCC), a professional trade organization for the education of its members in the practical and legal aspects of copyright law and allied music and entertainment industry subjects.

    Episode 16: What is New Media with Kim Roberts Hedgpeth

    Play Episode Listen Later Mar 10, 2023 44:24


    Join Tom Rizzo and guest Kim Roberts Hedgpeth, Executive Director, Film Musicians Secondary Markets Fund, as they discuss ‘all things new media' including; what Is new media and how it affects royalty payments, the sources of new media inflow, Subscription Video on Demand (SVOD), Free to the Consumer Advertising Advertiser Supported Services (AVOD), why the contract is the gold standard, and the importance of naming a beneficiary.

    Episode 15: Understanding Estate Planning, Trusts and Wills with Brittany Britton

    Play Episode Listen Later Jan 27, 2023


    We are delighted to have our very first guest, Brittany Britton, Esq. return to discuss more about estate planning, trusts and wills. Brittany will give an update from our first podcast to provide insight on how the pandemic has affected estate planning and what freelancers need to know.

    Episode 14: The Origin of Origin Records

    Play Episode Listen Later Apr 28, 2022 47:14


    Featuring John Bishop of Origin Records For more information about Plectrum Advisers: https://www.plectrumadvisers.com/ Let's Talk Podcast: https://plectrumadvisers.com/lets-talk-podcast Facebook: https://www.facebook.com/plectrumadvisers Linkedin: https://www.linkedin.com/company/plectrum-advisers-llc/about/ For more information about Origin Records and John Bishop please visit www.originarts.com As a drummer, educator, record label owner, graphic designer, publisher, and festival presenter, John Bishop has been one of the primary voices in Northwest Jazz for 40 years. He has performed in concerts and clubs with Bobby McFerrin, Lee Konitz, Slide Hampton, Benny Golson, Jessica Williams, Kenny Werner, Bobby Hutcherson, Dr. Lonnie Smith, Julian Priester, Ernestine Anderson, Joanne Brackeen, Sonny Fortune, and countless others. He's appeared on more than 100 albums, was inducted into the Seattle Jazz Hall of Fame in 2008, and was named a "Jazz Hero" by the Jazz Journalists Association in 2019. Bishop has been a member of New York pianist Hal Galper's Trio for the last 15 years. They have released 7 albums and regularly tour & conduct workshops around the U.S., Canada and Europe. Other ongoing projects include the 20-year old cooperative group SCENES with John Stowell & Jeff Johnson; and the Chad McCullough / Bram Weijters Quartet, a Belgian/American project with 4 recordings and multiple European tours since 2009. In 1997, Bishop started Origin Records (named Jazzweek's 2009 “Label Of The Year”) and OriginArts, a graphic design & CD production company, to help further the exposure of creative artists and their music. In partnership with his ex-drum student, Matt Jorgensen, they have released over 700 recordings by 360 artists from around the world. In 2002 they added another jazz label, OA2 Records, a classical imprint, Origin Classical in 2008, and in 2003 began Seattle's annual Ballard Jazz Festival. Bishop has designed 750 CD packages and multiple book covers, banners, posters, and other graphics for clients around the globe.

    new york canada europe european seattle cd scenes trio bobby mcferrin jessica williams john bishop lonnie smith benny golson lee konitz bobby hutcherson kenny werner joanne brackeen belgian american julian priester origin records sonny fortune matt jorgensen ballard jazz festival
    Episode 13: What's New at FMSMF

    Play Episode Listen Later Mar 22, 2022 45:52


    Featuring Kim Roberts Hedgpeth of the Film Musicians Secondary Markets Fund

    Let's Talk Taxes w/ Amy Northard

    Play Episode Listen Later Dec 14, 2021 47:50


    Join us as we talk to Amy Northard about her firm, Accountants for Creatives and her experience with advising freelancers.

    Episode 11: Jazz Education and Mentoring

    Play Episode Listen Later Aug 2, 2021 48:25


    Join us as we talk to Melissa Walker about her leadership in Jazz House Kids as well as the Montclair Jazz Festival!

    Episode Ten: 5 Things Every Freelancer Needs to Know About Finance

    Play Episode Listen Later Jun 1, 2021 2:13


    Step 5- Find A Trusted Adviser

    Episode Nine: 5 Things Every Freelancer Needs to Know About Finance

    Play Episode Listen Later Jun 1, 2021


    Step 4- Invest in Funds, Not Individual Stocks

    Episode Eight: 5 Things Every Freelancer Needs to Know About Finance

    Play Episode Listen Later Jun 1, 2021 2:07


    Step 3- Get Credit Card Debt To Zero

    Episode Seven: 5 Things Every Freelancer Needs to Know About Finance

    Play Episode Listen Later Jun 1, 2021


    Step 2- Save 10% Of Each Check

    Episode Six: 5 Things Every Freelancer Needs to Know About Finance

    Play Episode Listen Later Jun 1, 2021


    Step 1- Establish An Emergency Fund

    Episode Five: How To Be Truly Engaged In Your Community

    Play Episode Listen Later Apr 15, 2021


    Join us as we talk to Mitch Glickman about his involvement in many great organizations such as the Symphonic Jazz Orchestra.

    Episode Four: Mortgage Financing for Freelance Professionals

    Play Episode Listen Later Mar 12, 2021


    Episode Three: Giving Back - Music and Philanthropy

    Play Episode Listen Later Feb 1, 2021


    Join us as we discuss the connection between finance, music, and philanthropy.

    Episode Two: Adapting to Change

    Play Episode Listen Later Jan 8, 2021 50:00


    Join us as we discuss Adapting and Managing Change.

    Premiere Episode: What is a Trust?

    Play Episode Listen Later Dec 18, 2020 35:19


    Join us as we discuss all the issues in creating a living trust; who should have one, what it does and doesn't do, how much it costs, all the pluses and minuses.

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