Podcasts about Orange County

Lori and Brittany discuss the latest drama on the Real Housewives of Salt Lake City and Orange County. Brittany's Random Thoughts - How to Look Taller. Plus, the rest of Hollywood Speak - Taylor Swift and Travis Kelce dating? Learn more about your ad choices. Visit megaphone.fm/adchoices

Dax Holt and Adam Glyn get you caught up on the biggest stories in Hollywood in the Raw Rundown! The guys talk about the details on Ariana Grande's Divorce, the conspiracy surrounding Danny Masterson and Bijou Phillips' Divorce, Real Housewife of Orange County's Shannon Beardor gets Arrested for DUI, & MORE! Take a dive into Hollywood unlike any you've done before. Real, raw, and uncensored. Join us as we talk to celebs living their lives in front of the cameras AND hear from the paparazzi, bodyguards, and private flight attendants that surround them. Find out what your favorite celebrities are REALLY like. Hosted by entertainment news veteran Dax Holt and NYC photojournalist Adam Glyn. Follow Hollywood Raw TikTok: https://www.tiktok.com/@hollywoodraw  Instagram:instagram.com/hollywoodrawpod Facebook:facebook.com/HollywoodRawPodcast Twitter: twitter.com/hollywoodraw  Dax Holt Insta:https://www.instagram.com/daxholt/ Twitter: twitter.com/daxholt TikTok: tiktok.com/@dax_holt Adam Glyn Insta: https://www.instagram.com/adamglyn/ Twitter: https://twitter.com/adamglyn TikTok: tiktok.com/@adamglyn YouTube: https://www.youtube.com/c/AdamsAppleNYC/ This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or Hurrdat Media YouTube channel! (00:00) – Intro (02:35) – Fan Reviews (03:52) – #10 Kenneth Petty on House Arrest (06:56) – #9 Cindy Crawford on Oprah Treatment (15:04) – #8 Vanna Whaite back on Wheel of Fortune (18:16) – #7 Kevin Costner Finally Settles Divorce (21:57) – #6 Kim Kardashian Hanging with Odell Beckham Jr. (25:02) – #5 Taylor Swift's Girls Night Out with Sophie Turner (27:01) – #5.5 Joe Jonas and Sophie Turner Divorce Details (37:27) – #4 Bijou Phillips Files for Divorce from Danny Masterson (40:42) – #3 Ariana Grande Files for Divorce too! (43:50) – #2 Shannon Beador Arrested for DUI (47:59) – #1 Hugh Jackman is getting divorced after 27 Years Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Wallace has the evening's top stories from the WCBS 880 newsroom.....

FRIDAY! Usually I will be doing 4 shows a week but had to do a 5th one this week to cover the iconic episode of Salt Lake from this weed! Haven't done a solo recap in a bit so wanted to dip my toe in the water again! What an episode to try to recap. Also, i talk Orange County, Southern Charm and Kim Kardashian in American Horror Story!! Thanks for all your support this week, guys! Thanks for sticking by the show! Tell your friends! Also, this show and every show is dedicated to my beautiful mom Rebecca Ann Bailey-July 18th, 1948-August 25, 2023  Timestamps :28-Show Notes/RHOC/Southern Charm/American Horror Story 19:30-RHOSLC Episode 3 -Check out our latest promo codes here: https://betches.com/promos -Go sign up for the patreon for over 250 episodes NOT on the main feed! patreon.com/sobaditsgood Also, So Bad It's Good has merch now! Go to www.sobaditsgoodmerch.com to order yours TODAY! If you're enjoying the insane amount of blood, sweat and literal tears of this pod consider telling a friend or rating us 5 stars on iTunes! Special shoutout to Maritza Lopez (Insta: @maritza.gif) for all of her insanely hard work creating these beautiful pieces of art on my instagram and patreon page!!  Instagram: @sobaditsgoodwithryanbailey, @ryanbailey25 Twitter:@ryanabailey25 TIKTOK @sobaditsgoodwithryanb Learn more about your ad choices. Visit megaphone.fm/adchoices

Kate discusses Real Housewives of Orange County and Real Housewives of Salt Lake City this week. Landon Bryant from Landon Talks returns to dissect Southern Charm on Bravo. Reality Life with Kate CaseyPatreon: http://www.patreon.com/katecaseyTwitter: https://twitter.com/katecaseyInstagram: http://www.instagram.com/katecaseycaTik Tok: http://www.tiktok.com/itskatecaseyCameo: https://cameo.com/katecaseyFacebook Group: https://www.facebook.com/groups/113157919338245Amazon.com: www.amazon.com/shop/katecaseySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Lynette and Stefanie welcome Kate Casey to this week's special guest episode. Lynette and Stef talk to Kate about: Her hit podcast Reality Life with Kate Casey, The Hulu documentary series Never Let Him Go, Shannon Beador's DUI & what living in Orange County is like, the differences between her and her husband, and a few recommendations of interesting content that are currently available to stream. Check out Reality Life with Kate Casey whenever you listen to podcasts. Head to her website KateCasey.com. And connect with her on Instagram @KateCaseyCA And thanks for supporting today's sponsor: Audible.com/FCOL or enter FCOL to 500-500This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/5749525/advertisement

Tim Conway Jr. is joined by Dr. Ray Casciari, a Pulmonologist with St. Joseph's Hospital in Orange County. He gives us the latest on the CDC's recommendation for the new COVID booster shot and answers all of Tim's questions. According to Conway, Dr. Casciari is THE BEST doctor in the world, and just hearing his voice calms him down.If you have any specific questions you want Tim to ask Dr. Casciari, send us your questions on Twitter, Instagram, or Facebook @ConwayShow.

What do you get when you combine a background in business and social work with a desire to photograph things that are beautiful? And why not add in a superpower for helping people feel comfortable in front of the camera? This powerful combination will give you none other than this week's guest on The Profitable Photographer Podcast, the amazingly talented photographer Donna Edman. Donna is an award-winning portrait photographer with a passion for honoring and encouraging people to share their legacy. Not only is Donna a talented portrait photographer, but she also loves to teach small groups of photographers, has been named Portrait Photographer of the Year 3 times in a row by the Professional Photographers of Orange County, and has her work featured in a museum as well. Talk about a photographer who knows what she's doing! Donna and I had a wonderful conversation, and I'm amazed that we haven't crossed each other's paths before. Especially since it feels like we've had similar experiences in growing our photography businesses over the years.Listen in as Donna shares with us: her favorite 7 ways to put portrait clients at ease in front of her camerahow to best photograph kidswhen to start building a relationship with your clientswhy creating art for ourselves is okayBe sure to get your copy of Donna's book, Women of Wisdom: Honoring Grace, Beauty, Strength, by visiting her website and clicking on “WOW The Book” tab in the menu. Interested in learning more from Donna? Here's where you can connect with her: Her Website: https://www.donnaedmanphotography.comOn Facebook: https://www.facebook.com/DonnaEdmanPhotographyOn Instagram: https://www.instagram.com/donnaedmanphotographyPhotography Business Coach Luci Dumas' Programs and Contact Info:lucidumascoaching.comluci@lucidumas.comhttps://www.instagram.com/theprofitablephotographer_pod/https://www.facebook.com/LuciDumasCoachinghttps://www.youtube.com/channel/UCut3Qk6t6Z2DUJYEYGSCfKA

In this week's episode we chat Bachelorette party prep! Can't wait to share about the party in next week's episode! Laura chatted about her weekend while Jeff was away for his Bachelor party, the Gwen Stefani concert, and Steph chatted about kicking off some early celebrations for her 2 year anniversary. We then got into some much needed wellness updates since it's been a while!  Our next WOM hang is on Sunday, November 12 in Orange County! Be sure to RSVP and we hope to see you there!  WE HAVE MERCH and a new WOM sticker, order here! Numerous styles, colors, and sizes available for shirts and sweatshirts. FOTW // Laura - Dr Scholl's Women's Time Off Sneaker; Steph - Olly Sleep Gummies Join our Facebook group, Club Wine Over Matter and follow us on Instagram - @WineOverMatterPod, @CrunchesBeforeBrunches, and @AuthenticallySteph! You can also find us on TikTok, @WineOverMatterPod! Thanks for supporting us and our sponsors! Music used in this week's episode provided by Uppbeat (License code: HC5SSAI4EHNGWR2) --- Send in a voice message: https://podcasters.spotify.com/pod/show/wineovermatter/message Support this podcast: https://podcasters.spotify.com/pod/show/wineovermatter/support

Following up from our last episode on September 5th, we're discussing the passage of the first parental notification policy by a school district in Orange County. On Thursday, September 7th, the Orange Unified School District (the school district where The RTWJ Podcast is located) became the first district in Orange County to pass a policy that requires parental notification of a student identifying as transgender under several circumstances. This policy follows a growing trend by school districts throughout the State of California in considering similar policies. No community is safe from these policies being considered in local schools, regardless of how diverse and accepting the community may be. September 20, 2023

Johnlery Cruz is the founder and CEO of Carbon Fiber Cabinets, a company with a mission to craft exclusive carbon fiber cabinets and architectural pieces while also serving as the Director of Operations and business development for PCW Millworks. The carbon fiber brand represents luxury craftsmanship showcasing the perfect backdrop within the automotive industry and car enthusiasts. Johnlery has ten years of experience in the construction industry ranging from cradle-to-grave large commercial buildings to small retrofits. He has a bachelor's degree in Mechanical Engineering from Chico State University, and started his construction internships during his last two years of college. His career started at the largest Mechanical Firm on the West Coast and has transitioned to luxury craftsmanship in the carpentry industry. In his free time, Johnlery loves to play golf and spend time with his family. -- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at Renaissance Executive Forums Orange County. Learn more about Ric at www.ricfranzi.com. Catch up on past Critical Mass Business Talk Show interviews... YouTube: https://lnkd.in/gHKT2gmF LinkedIn: https://lnkd.in/g2PzRhjQ Podbean: https://lnkd.in/eWpNVRi Apple Podcasts: https://lnkd.in/gRd_863w Spotify: https://lnkd.in/gruexU6m #orangecountyca #mastermind #ceopeergroups #peergroups #peerlearning

Rachel Van Stratton-Kirk is a medical device marketing leader from Orange County, California. She was diagnosed at 35 with metastatic breast cancer (MBC) not long after her initial stage I diagnosis. Rachel is the third generation of her family to receive a breast cancer diagnosis. In this episode Rachel reads her essay “Time” from the 2023 “Five Years & Counting” issue of Wildfire Magazine. It is a piece about beating statistics and the lightness of embracing flat closure. April and Rachel will discuss putting thoughts into words to express what you really need to say, Rachel's MBC statistics, who to trust when sharing about your cancer both professionally and personally, thoughts on caregivers, and explanting implants. They will also talk about the concept of time after a cancer diagnosis. More about Rachel: https://www.instagram.com/rjvsk/Buy the “Five Years & Counting” issue of Wildfire: https://www.wildfirecommunity.org/shop/p/5years23Buy the Wildfire book Igniting the Fire Within: Stories of Healing, Hope & Humor, Inside Today's Young Breast Cancer Community: https://www.amazon.com/dp/B0BJVJ629F?ref_=pe_3052080_397514860Get the free Wildfire “Hot Flashes” email newsletter: https://www.wildfirecommunity.org/newsletter?rq=newsletterLearn about Wildfire writing workshops: https://www.wildfirecommunity.org/workshopsShop Wildfire merch & more: https://www.wildfirecommunity.org/shop*Free* Get Wildfire and The Burn freebies here: https://www.wildfirecommunity.org/freeMore about Wildfire Magazine: https://www.wildfirecommunity.orghttps://www.instagram.com/wildfire_bc_magazine/https://www.facebook.com/wildfirecommunityInformation on submitting your story for consideration to be published in Wildfire Magazine: dhttps://www.wildfirecommunity.org/submissionshttps://www.wildfirecommunity.org/podcast

We're thrilled to introduce you to the South Asian Health Awareness Society (SAHAS) team.  Ektha Aggarwal,Siddharth Gandhi and Neena Dolwani from the SAHAS team join host Kadam Malik to discuss mental health, wellness and so much more.Check out their Gala on October 14, 2023 at 6PMSAHAS - South Asian Mental Health GalaSanta Monica Rooftop: 395 Santa Monica Place, #308, Santa Monica, CA 90401Buy tickets: https://allevents.in/santa%20monica/sahas-south-asian-mental-health-gala/10000696451865277W HAT IS SAHAS?The South Asian Health Awareness Society “SAHAS” has been created to help break the stigma of navigating mental health challenges within the South Asian community. SAHAS means courage, bravery, and strength in Hindi.We promote awareness, advocacy and support around the topic of mental health.At the heart of this movement lies a profound philosophy: By changing ourselves, we change the world.* This is a nonprofit fundraising event. Portion of the proceeds will be generously donated to South Asian mental health programs throughout Orange County and Los Angeles.T HE PURPOSE:SAHAS 2023 is not just a Gala — it is a testament to the immense potential of the South Asian community in Southern California. The shared purpose of SAHAS is to:Eradicate the stigma surrounding mental health in honor of World Mental Health DayCreate a safe and open space for participants to engage in honest conversations, empowering individuals to share their experiences, facilitating empathy and healing, while celebrating their resiliencePromote a cultural environment for discussing mental health, as it is crucial for fostering connection, understanding, and enables individuals to seek support without fear of judgment or stigma W HAT YOUR TICKET GETS YOU:- South Asian inspired dinner- Drink ticket + discounted drink prices- Raw stories panel discussion- Entertainment- Donation to South Asian mental health in Southern California- A memorable night you'll live to tell for the rest of the year!T HE TAKEAWAY:Prepare to be inspired by real-life stories of South Asians who have triumphed over mental health stigmatization within our community. Their narratives will leave an indelible impact, offering tangible tools for healing our own wounds. By actively engaging in this collective journey, we uplift one another and cultivate the power to effect transformation in our own lives.Join us as we empower one another, embrace our strengths, and embark on a remarkable journey of personal growth, healing and shared progress.

On the new episode of Only Murders in the Building, Mabel is trying to piece together shredded clues, and Charles prepares to sing his big number for the musical. The Real Housewives of Salt Lake City take a trip to Palm Springs. Drama heats up in the Bahamas on the new episode of Love & Hip Hop Atlanta. Plus, Hollywood trivia, and entertainment headlines, including Bill Maher hitting pause on the return of Real Time, Sherri Shepherd explaining why her daytime talk show can return with new episdes, Real Housewives of Orange County star Shannon Beador arrested on suspicion of DUI, and Winning Time surprises viewers with Sunday night series finale. More at ew.com, ew.com/wtw, and @EW on X (formerly Twitter) and @EntertainmentWeekly everywhere else. Host/Writer/Producer Gerrad Hall (@gerradhall); Producer: Ashley Boucher (@ashleybreports); Editor: Samee Junio (@it_your_sam); Writer: Calie Schepp. Learn more about your ad choices. Visit megaphone.fm/adchoices

'The Real Housewives...' is a reality TV series that follows groups of successful glamorous women as they go about their daily lives. The series began in Orange County in 2006 but quickly spread to other cities in the USA and even further afield, and radio and TV presenter Nikki Bedi absolutely loves them. She is drawn in by the drama of these women as they navigate work and relationships, friendships and family, For this second programme Nikki speaks fellow super-fan Leila Latif about what 'The Real Housewives...' series tells us about ourselves, the portrayal of women on TV, and our notions of race, class, aspiration, and wealth. Presenter: Nikki Bedi Produced for BBC Audio Bristol by Toby Field.

Chuck DeGroat (professor, therapist, author) sits down with Sharon Hodde Miller to talk about how unhealed trauma can cause future leadership challenges and narcissism, practical ways pastors and church leaders can move towards healing from their past and how to lead confidently without feeling overly inhibited by the fear of being a narcissist.Check out Chuck's latest book When Narcissism Comes to Church. Sign up for the Resilient Pastor roundtables this Fall 2023.Oct 4- Charlotte, NCOct 26- Chicago, ILNov 16- Orange County, CAWatch this episode on Youtube: Barna GroupWant to learn more about the Resilient Pastor initiative? Home PagePodcastPartner LinksBrotherhood Mutual: Learn more about the services that Brotherhood Mutual offers at BrotherhoodMutual.com.RightNow Media: Visit rightnowmedia.org to find out how RightNow Media can serve your church.

David is the go-to resource for all things real estate in Los Angeles & Orange County, California. He helps people plan for, create, and acquire a portfolio that meets their investment & financial freedom goals. His mission is to spread a higher level of real estate and financial education, show the benefits of home ownership, guide people to achieve it, and help his clients leverage their homes into multi-generational wealth. We discuss how owning at least 1 property gives you the tools to fight inflation and protect your family from the rising cost of living, and how harmful a short-term mindset will be for people more and more as the average life span reaches 100 and beyond over the next few generations.FOLLOW DAVID:https://dippongrealestate.com/https://www.facebook.com/dave.dipponghttps://www.instagram.com/dippongrealestatela/https://www.linkedin.com/in/dippongrealestatela/SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY ✅   http://relfreedom.tvGET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST!

ReCELLebrate The Power of Anti-Aging and Regenerative Medicine with Dr. Jeffrey Gross Hello beautiful humans, thank you for listening and supporting the Thrive Forever Fit Show. It truly means the world to me that you take time out of your precious day to listen to me ramble and rant about things I found entertaining, engaging, and meaningful.  Show Sponsor: SpaStar www.spastar.net The Get Ready Wrap™ is spa-inspired and made for virtually every body. Designed with comfort and eco-elegance in mind - no velcro, snaps, or bulky material that take up too much room in your closet, laundry, or suitcase. This luxury spa wrap is perfect for spa treatments, beauty rituals, special occasions, getting ready, makeup tutorials, travel, by the pool, and the gym bag.Discount Code to Save 15% Off Your Get Ready Wrap: THRIVE15 “ReCELLebrate” The Power of Anti-Aging and Regenerative Medicine with Dr. Jeffrey Gross Dr. Gross graduated from the University of California, Berkeley with a degree in biochemistry and molecular cell biology. He earned his Doctor of Medicine in 1992 from the George Washington University School of Medicine.  He contributed to virology research during his studies. After graduating, he undertook a residency in neurological surgery at the University of California, Irvine Medical Center until 1997.  He then pursued a Fellowship in Spinal Biomechanics at the University of New Mexico until 1999. Licensed in California and Nevada, Dr. Gross has SPINE practices in Orange County and Henderson, Nevada.  A trained neurological surgeon, he specializes in athletic injuries and spine procedures, and offers longevity and biohacking consultations. He's certified by the American Board of Neurological Surgery and is a member of several prestigious surgical societies.  Since 2020, Top Doctor recognized Dr. Gross as a leading Neurological Surgeon.  He also received HealthTap's 2022 Top Doctor Award as a top Neurological Surgeon in the U.S.  Dr. Gross founded ReCELLebrate, focusing on anti-aging and regenerative medicine. The mission for ReCELLebrate emphasizes offering modern biochemical treatments and considering surgery as a last resort. Social Media Links and Website:  Website: https://recellebrate.com/   IG: https://www.instagram.com/recellebrate/   TT: https://www.tiktok.com/@recellebrate   LinkedIn: https://www.linkedin.com/in/jeffrey-gross-md-5605605/   YouTube: https://www.youtube.com/@stemcellwhisperer Mission of the conversation:  To discuss the transformative potential of regenerative medicine guiding the audience on how to prolong and enhance the quality of their health span with stem cells while emphasizing the significance of ensuring that our quality of health matches our years.  Stay tuned for our upcoming episodes, where we'll continue to explore themes that inspire personal development and positive change. You are capable, and your journey matters. If you love the show, it would mean the world to me if you'd like it, share it, and review it. That's the only way I can help more people and continue to fulfill my mission of helping others overcome pain and start living a life of peaceful passion.  Links: Thrive Forever Fit Supplements Thrive Forever Fit Coaching Program Thrive Fitness Studio FREE Facebook Group: Wellness Lab Best Selling Books: The Overweight Mind The Purpose of Pain 

Australian native and single mother, Bronwyn Leigh Jones is an unstoppable force in modern real estate. With an eye for design, fierce ambition, and almost two decades of residing in Los Angeles and Orange County, Bronwyn has forged her own path in the real estate world, aligning luxury with sustainable innovations. Throughout her modeling and acting career, she has appeared in numerous TV Series in Australia and the UK, including the TV drama “Neighbours”, syndicated to an audience of over 70 million people worldwide. Bronwyn studied business administration at Williams Business College in Sydney, Australia and she is the founder and CEO of CORAL SUSTAIN, a green consulting firm focused on luxury real estate, sustainable development, solar, wind, wellness amenities, lifestyle, luxury goods, and fashion. Bronwyn started her Real Estate journey in 2014 when she became a key advisor to the International WELL Building Institute™ IWBI™ which is leading the global movement to transform buildings and communities in ways that help people thrive. In addition to serving in global advisory capacities, she has bought and sold property in Australia the USA and the Caribbean. Bronwyn's vast experience in the multifaceted business arena, coupled with the loyalty she has earned from her trusted high-net-worth network including pro athletes, celebs and political figures has allowed her to thrive as a luxury realtor. Bronwyn's mantra of integrity and confidentiality in everything she does makes her the industry's “go-to” as she continues to serve her clients and their portfolios by representing them and their luxury real estate ventures. An active philanthropist from the age of 14, Bronwyn served as the national spokesperson for the Make A Wish Children's Foundation of Australia and currently serves as spokesperson for Water Health International, bringing clean drinking water to villages in Africa and India. Jones has advised prominent cause-centric brands such as ONEHOPE Wine, and innovative brain health technologies MYND Analytics, Nexalin Technology and GATC Health an AI driven genetic testing Bio Pharm company. https://www.instagram.com/bronwynleighjones/ https://linktr.ee/bronwynjones

OUR GOODE COUSIN BRANDON IS BACK, AND WE HAVE SOME COME TO JESUS CHAT ABOUT EVERY REAL HOUSEWIVES SHOW CURRENTLY AIRING (AND A LITTLE MARVEL TALK, DUH)! After touching on why we're excited for the upcoming Marvel projects (Loki on Disney+ in October and The Marvels in theaters in November), we jump headfirst into THE BRAVO TINGZ! We start off with season 15 of the Real Housewives of Atlanta and where we go from here (START AROUND THE 20:45 MARK), then move into the other shows: the return of Salt Lake City, the lovely pettiness in New York, Jennifer fighting for her life over in Orange County, and even… Married to Medicine! ***BRAVO/REAL HOUSEWIVES CHAT STARTS AROUND 20:45 MARK*** Follow Brandon Goode on Instagram!   SPONSORED BY: EVERYPLATE! Get started with EveryPlate for just $1.49 per meal by going to EveryPlate.com/podcast and entering code 49COMICS!   *** HEY! Some of you have asked how you can show your appreciation for all of the content provided by your mama's favorite Black geek. How about you buy me a beer/coffee? CLICK HERE TO SUPPORT! ***   New episodes of “Reality & Comics Too” are released 3X each week!   DON'T FORGET TO SUBSCRIBE, RATE, AND REVIEW! I LOVE 5 STARS! EMAIL ME AT REALITYCOMICSTOO@GMAIL.COM! FOLLOW ME ON INSTAGRAM! Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Sandie Morgan is joined by Dr. Melissa Farley. The two discuss the issues surrounding the legalization of prostitution. Dr. Melissa Farley Dr. Melissa Farley. She's a feminist psychologist who has authored or co-authored 52 peer reviewed articles on trauma, healthcare, prostitution, pornography, and sex trafficking as well as two books, "Prostitution, Trafficking and Traumatic Stress" and "Prostitution and Trrafficking in Nevada: Making the Connections." Her research and publications have been used by governments in South Africa, Cambodia, Canada, France, New Zealand, Ghana, Sweden, United Kingdom, and the United States for education and policy development on prostitution and trafficking. Dr. Farley founded Prostitution Research and Education, a nonprofit research institute, which disseminates educational materials by survivors and others who contribute to the movement to abolish prostitution. Main Points Prostitution, pornography, and trafficking are linked and are difficult to separate because they all affect each other. Research should include survivor voices and cultural representation from leaders and experts should be a part of the process. Trafficking is essentially pimping, and in simple terms is the control of one human being by another who uses them for the purpose of making money by selling them for sexual use. The common narrative that permeates the nuanced issue of prostitution, and it is often pushed by the pimps themselves, is that most people engage in prostitution voluntarily but there are few who have been trafficked. Prostitution is not a freely made choice because coercive control is involved and social conditions that surround an individual. When prostitution is legalized, the stigma around it remains. Resources Prostitution, Trafficking and Traumatic Stress by Melissa Farley  Prostitution and Trafficking in Nevada: Making the Connections by Melissa Farley Prostitution Research and Education Federal US Trafficking Victim Protection Act  Project SWOP Episode #197, with Dr. Donna Hughes No on K SAGE: Standing Against Global Exploitation Safe House San Francisco  Episode #219, with Bradley Myles Traffic Jamming Blog Transcript Sandra Morgan 0:00 You're listening to the Ending Human Trafficking podcast. This is episode #303: Prostitution Research with Dr. Melissa Farley. Welcome to the Ending Human Trafficking podcast here at Vanguard University's Global Center for Women and Justice in Orange County, California. This is the show where we empower you to study the issues, be a voice, and make a difference in ending human trafficking. We're going to have a conversation with Dr. Melissa Farley. She's a feminist psychologist who has authored or co-authored 52 peer reviewed articles on trauma, healthcare, prostitution, pornography, and sex trafficking as well as two books, "Prostitution, Trafficking and Traumatic Stress" and "Prostitution and Trrafficking in Nevada: Making the Connections." Her research and publications have been used by governments in South Africa, Cambodia, Canada, France, New Zealand, Ghana, Sweden, United Kingdom, and the United States for education and policy development on prostitution and trafficking. Dr. Farley founded Prostitution Research and Education, a nonprofit research institute, which disseminates educational materials by survivors and others who contribute to the movement to abolish prostitution. Dr. Farley has also been a speaker at the Global Center for Women and Justice's Ensure Justice Conference. We are so glad to have this conversation. It is such a pleasure to have you with me today Dr. Melissa Farley. Thank you. Dr. Melissa Farley 2:25 I am so happy to be here, Sandie Morgan. It's been many, many years. When we first met and began working on this challenging human rights abuse. But it's a pleasure. Thanks. Sandra Morgan 2:41 Well, you have been doing prostitution research for how many years?

I was asked a very important question in the office this week: wouldn't antibiotics make your immune system WEAKER?It was a powerful question with great intention.  Inside of this episode I dive into the link between antibiotics and brain health...and what you can specifically do to strengthen your immune system, regardless of age.ENJOY!!!BY DESIGN | A Brain-Based DocumentaryConnect with Dr. Daniel:InstagramFacebookConnect with Nexus Family Chiropractic:InstagramFacebookYouTubeWebYouTube

In this episode of The Kick Ass Stepmom Podcast, Jamie sits down to chat with Gina Kirschenheiter from the cast of The Real Housewives of Orange County.   Gina shares her story of how she went from a high-conflict divorce to a thriving co-parenting relationship with both her ex and her kids new stepmom.   In addition to being on a hit Bravo show, Gina is the co-host of the podcast Orange County, co-founder of CaraGala Skincare and a proud mom to her three children and three bonus children.   Her refreshing take on navigating blended family life will have you quickly understanding why she became a fan favorite for her authenticity and captivating presence.   For More From Gina Instagram: https://www.instagram.com/ginakirschenheiter/ TikTok: https://tiktok.com/@ginakirschenheiter Twitter: https://twitter.com/gkirschenheiter CaraGala Skincare Website: https://www.caragala.com/   Thanks to Our Sponsors: Cozy Earth - www.cozyearth.com and use the code COZYJAMIE40 for 40% off LMNT My Go To Electrolyte Drink - www.drinklmnt.com/kickassstepmom to get a free sample pack with purchase Superhuman - www.superhuman.app/register use code: KICKASSSTEPMOM for 1 month free

Today guests Jason Yarusi & Alex Chan spend some time going over how setting a little time each day dedicated to what you need to be doing, you will end up with mindset, skill set, and discipline.Interested in learning from me? Visit https://www.thetribeoftitans.info/coachingJoin our multifamily investing community for FREE for in-depth courses and live networking with like-minded apartment investors at the Tribe of TitansLink to subscribe to YouTube channel: https://tinyurl.com/SubYouTubeDiaryPodcastApple Podcasts: https://tinyurl.com/AppleDiaryPodcast Spotify: https://tinyurl.com/SpotDiaryPodcast Google Podcasts: https://tinyurl.com/GoogleDiaryPodcast Follow us on:Facebook: https://www.facebook.com/DiaryAptInv/ Twitter: https://twitter.com/Diary_Apt_Inv Instagram: https://www.instagram.com/diary_of_an_apartment_investor This episode originally aired on September 18, 2023----Your host, Brian Briscoe, has been a general partner in 1000+ units worth over $100 million and has been lead sponsor, asset manager, capital raiser, and key principal on these properties. He has developed a multifamily education community called the Tribe of Titans that helps aspiring investors learn the game, network with other like-minded professionals, and get their apartment investing business to the next level. He is founder of Streamline Capital Group, which will continue to acquire multifamily assets well into the future. He retired as a Lieutenant Colonel in the United States Marine Corps in 2021.Connect with him on  LinkedInBrian@Steamlinecapital.com----Jason YarusiJason is an active Real Estate Syndicator and Real Estate Investor. Jason and his wife Pili founded Yarusi Holdings, a multifamily investment firm with over 2300 units acquired since 2017. The firm repositions properties through operational efficiencies, moderate to extensive renovations, and complete rebranding. Jason also hosts The Multifamily Live Podcast a podcast that provides actionable content and tools to build and strengthen your multifamily business. Jason is the founder of the Multifamily Live Club with over 3,100 members that focuses on Multifamily Investing and trains others on the success formula for buying apartment buildings www.7figuremultifamily.com Learn more about him at: https://rb.gy/tusa3----Alex ChanI have been in the financial industry for over 2 decades, I am an experienced corporate leader with a focus on operations, finance, and continuous improvement. I have invested passively in three syndications ~350 doors in Phoenix and Alabama. I started Alstro Ventures with the primary purpose of helping our friends, family, and colleagues that have never been exposed to passive investing and help lead them to a path of early retirement or financial independence. Alstro comes from the flower alstroemeria which stands for prosperity and support.  Currently, I am working hosting my first meet up in Orange County, California and actively underwriting deals in the Phoenix Arizona markets.Learn more about him at: https://rb.gy/5utnv

By Mario Seiglie in Orange County, CA - September 9, 2023 - There is a way to have great happiness in this lifetime. Knowng the story of God's feasts and observing them leads to a life of true and fulfilling happiness. This message looks at the joy to witness in each of God's feast days.

In the 1990s if you were a band wanting to make a record then the dream was to do it at For the Record studios. Bands like Outspoken, Farside, Gameface, Eleven-Thirty Four, Adamantium and many others recorded there. Oftentimes, the person behind the console producing your record was none other that Eric Garten aka E. His goal was transfer whatever a band was to a recording that would best represent them. In this interview we are reunited in real time, we discuss analog gear, and we take a tour through this incredibly important Orange County recording studio! Interested in recording in a legendary studio that just celebrated its 35th year? Give E and the fine folks a call at (714) 771-1410. These videos are part of an ongoing video series chronicling the hardcore punk music scene. They are an addendum to the film Orange County Hardcore Scenester. This is a documentary I made that chronicles the 1990s hardcore punk scene. You can watch ORANGE COUNTY HARDCORE SCENESTER here: https://vimeo.com/ondemand/ochs Or, pick up the Orange County Hardcore Scenester DVD here: https://revhq.com/products/evanjacobs-orangecountyhardcorescenester-dvd?_pos=2&_sid=683ac2ce9&_ss=r Subscribe to ANHEDENIA FILMS UNLIMITED and watch every Anhedenia Film as many times as you like for $2 a month: https://vimeo.com/ondemand/afunlimited See E's rich recording history here: https://www.discogs.com/artist/1491459-Eric-Garten

Hello, Darlings!We begin this episode of RHOC at the dinner where everyone is beating up Heather, all while she brings out monogrammed presents for them.Vicki shows up screaming which is a glorious sight to see. Tamra decides to pull out her extra large spoon to stir up more drama with Jen and her horrible denim jacket-wearing boyfriend, Ryan.Enjoy!Smells Like HumansLike listening to funny friends discuss curious human behavior.Listen on: Apple Podcasts SpotifySupport the showSubscribe and follow us:IG: @tenderlovingcarepodcast TikTok: @tenderlovingcarepodTwitter: @tlcpoddy Leave 5 star review!Starting your own podcast? Click here to use Buzzsprout to host it--we do and love it! We'd love to share with our listeners any hilarious tidbits you may have about the inner workings of these shows (Anonymously) So we're calling to all of our Agents In The Field to give behind the scenes info about ANY TLC shows. Were you a long suffering PA, or someone who found the "talent" for these shows? Close to someone who was part of a TLC show? EMAIL US: TenderLovingCarePod@gmail.com

Jeremy Miller worked in residential treatment for a decade. He is familiar with both the clinical and operational sides of treatment, and uses this experience in supporting programs with their media & marketing. Jeremy recently jumped back into filmmaking focusing on creating videos that help people find the same success he did in recovery. Jeremy is preparing to help host and deliver his firt key note speaking engagement at the 2023 Emergence Congerence in Orange County, CA on September 28th-29th. @rehabroadtrips  www.consciousrecovery.com/emergence Tired of Drinking? Try Our 30 Day Quit Drinking Dude Challenge!  Follow us on Instagram @ThatSoberGuyPodcast Grab a CLEAN Cause! Go to www.cleancause.com and get 20% off your order with promo code SOBERGUY  Jumpstart Your Life Without Alcohol in 10 Days! Join Us in That Sober Guy Men's Locals Group and connect with over 500 men living free from alcohol at  https://www.thatsoberguy.com/mens-group For More Resources go to http://www.ThatSoberGuy.com Invite Shane to Speak - https://www.thatsoberguy.com/speaking Contact Us: https://www.thatsoberguy.com/contactus Music - Going Late courtesy of Humans & Haven Sounds Inc. Need a Meeting? https://www.thatsoberguy.com/meetings National Suicide Prevention Lifeline - 1-800-273-TALK (8255)          

Over 12 years ago, Casey Anthony walked out of the Orange County jail a free woman. Much of the country watched her murder trial play out on live TV, including the moment the jury found her not guilty, but there were some things happening behind the scenes that you didn't see. The judge at the center of it all, Belvin Perry, joined the hosts of Florida's Fourth Estate to share the experience from his perspective. This includes his thoughts on how Anthony's defense team was able to get her acquitted of first-degree murder in the death of her daughter Caylee Anthony. “Jose Baez, at the time, probably wasn't the sharpest person on the evidence code, but he was well prepared, and he did something that good lawyers do,” Perry said. “Once you determine the makeup of the 12 people in that jury, he tailored his case to fit them. It's just like a great football coach. You go into any game with a gameplan, but you must make adjustments and Baez made those adjustments and he learned how to play to the jury.” The jury was made up of seven women and five men who had to be sequestered for the full length of the trial. Perry said it was a lot of work dealing with a case that would last six to eight weeks with jurors that had to be holed up in a hotel room, but added that the Central Florida community helped to lighten the load. He said the media agreed on the best way to cover the trial and when they found out the jury was staying at Rosen Shingle Creek, “they did not publish it, we had no problem with them following jurors.” He said Harris Rosen also bent over backward to make sure the jurors were well taken care of while being sequestered. “Harris Rosen was just tremendous when we talked to him,” Perry said. “He gave us an excellent deal on the rooms, gave us everything we wanted — even structured the meal prices to fit into the per diem, which is unheard of. They even changed the locks on the doors on the stairwell on the floor that they were on you couldn't access it from the outside.” Perry said there were also times when the pool and exercise facilities were shut down so the jurors could use them uninterrupted. The TVs were also adjusted so the jurors could not watch news shows. Towards the end of the trial, with so many people interested in the case, Perry said the jurors were down to only three channels they could watch. To better cater to the jury, Perry said each one was allowed to have one visitor on the weekends. “They could come on Saturday afternoons, they just had to be out by midnight,” Perry said. The judge had to deal with some fallout from the trial as well. That includes becoming, what felt like, an overnight celebrity. “One day we got out of court and for whatever reason I went by Ross on Michigan and I went in there and I was looking for a picture frame,” Perry said. “When I got home my daughter called me. She said, ‘Daddy someone recorded you in Ross and they posted it on Facebook.'” It didn't end there. Perry said people approached him about the case everywhere he went. Once, a group of people even started recording him while he was eating dinner. “I had to stop going to the grocery store. If I did go eat, I had to eat at certain places where I could be left alone. I couldn't go anywhere,” he said. Still, he said the trial was a great experience for himself and the community. “I think it opened up to the world how the judicial system works,” Perry said. “You got a chance to see firsthand. Most people didn't agree with the outcome of the case, but at least they saw what happened and I think it is very important that courts that are open to the public, that the public gets to see it firsthand.” To hear more about Perry's experience serving as the judge on the Casey Anthony murder trial check out Florida's Fourth Estate. Learn more about your ad choices. Visit megaphone.fm/adchoices

Isabel and Emma begin by reading/breaking down Lindsay's first public statement about her and Carl calling off their wedding, and touch on Sandoval's birthday wish to Raquel (and her blocking him/his commentary.) They then get into this week's amazing episode lineup - the Southern Charm premiere (!!!!!!!), Orange County women in Mexico, Salt Lake, the conclusion of RHOA, and the NY women in Anguilla.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Southern expert and social media star Landon Bryant from Landon Talks helps Kate review this week's episode of Real Housewives of Orange County. He also gives thoughts on Real Housewives of New York and Southern Charm. Reality Life with Kate CaseyPatreon: http://www.patreon.com/katecaseyTwitter: https://twitter.com/katecaseyInstagram: http://www.instagram.com/katecaseycaTik Tok: http://www.tiktok.com/itskatecaseyCameo: https://cameo.com/katecaseyFacebook Group: https://www.facebook.com/groups/113157919338245Amazon.com: www.amazon.com/shop/katecaseySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

L.A. County D.A. George Gascón's chief of staff, Joseph Iniguez, has settled lawsuit with the Azusa Police Department after his arrest in 2021. A juvenile in Orange County deliberately hit and killed a 70-year-old man who was riding his bike in Huntington Beach. Gavin Newsom says the state of California will intervene in an ongoing federal court case that's barred San Francisco from cleaning up homeless encampments.

Takeaways from the series win over the Los Angeles Angels of Anaheim, Orange County, Riverside, Un-Incorporated Disneyland California Adventure! Sep 14, 2023 To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Chris DeRosa, podcast host and reality television producer, helps Kate review season 2 of Selling the OC on Netflix. The reality series is about twin brothers Jason and Brett Oppenheim opening a real estate office in Orange County, California. Reality Life with Kate CaseyPatreon: http://www.patreon.com/katecaseyTwitter: https://twitter.com/katecaseyInstagram: http://www.instagram.com/katecaseycaTik Tok: http://www.tiktok.com/itskatecaseyCameo: https://cameo.com/katecaseyFacebook Group: https://www.facebook.com/groups/113157919338245Amazon.com: www.amazon.com/shop/katecaseySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Danny recaps The Real Housewives of Salt Lake City, which featured wine shots, a trip to the Trixie Motel, and an expensive lost ring, plus a sneak peak at a SHOCKING monologue from Meredith Marks. Over in Orange County, the gals continue their trip, brave the seas, and make more Muppet accusations.RHOC Recap: 44:10ishEVERYTHING ICONIC TOUR TICKETS: https://everythingiconic.com/live-showsPREORDER DANNY'S NEW BOOK: https://linktr.ee/jolliestbunchBUY DANNY'S BOOK: Smarturl.it/unrememberTwitter: @DannyPellegrinoInstagram: @DannyPellegrinoYouTube: www.YouTube.com/DannyPellegrino1TikTok: @DannyPellegrinoPatreon: www.Patreon.com/EverythingIconic Hosted on Acast. See acast.com/privacy for more information.

In this week's episode we chat about the latest scam we heard about and if we would rather be stuck at Burning Man or on the Delta Diarrhea flight. We chatted about our Labor Day weekends, Laura's trip to the Urgent Care, and wanting time alone but figuring out when it's too much time alone. Reminder from the episode, if you can't say something nice, then don't say anything at all. Have your boundaries and respect others!  Our next WOM hang is on Sunday, November 12 in Orange County! Be sure to RSVP and we hope to see you there!  WE HAVE MERCH and a new WOM sticker, order here! Numerous styles, colors, and sizes available for shirts and sweatshirts. FOTW // Laura - Fully Cooked Bacon; Steph - The Really Good Podcast Join our Facebook group, Club Wine Over Matter and follow us on Instagram - @WineOverMatterPod, @CrunchesBeforeBrunches, and @AuthenticallySteph! You can also find us on TikTok, @WineOverMatterPod! Thanks for supporting us and our sponsors! Music used in this week's episode provided by Uppbeat (License code: HC5SSAI4EHNGWR2) --- Send in a voice message: https://podcasters.spotify.com/pod/show/wineovermatter/message Support this podcast: https://podcasters.spotify.com/pod/show/wineovermatter/support

BNiSD has returned! Tune in as the crew join together so sample some rad beers - Some from our friends to the north in Orange County - While discussing topics around the world of beer. Tune in as we discuss a brand new book that our listeners will love from a local writer and how you can snag your copy. Plus, we break down the Top 5 most unpopular beer opinions as voted by Reddit, plus, hear about a UK Brewpub Group who is making waves in the wrong way. Also, don't miss out as we sample our very first fresh hop beer of the season. All this plus much more including logging in social media after being away for awhile, we with Tom a happy birthday, while we back at the Podcast Palace, we find ourselves under attack thanks to the local wildlife, owl legs and barn boxes and tons more wild and crazy fun. Plus, don't miss out as we tease some big news coming soon. An announcement that we will bring to you soon. BNiSD is back, folks. Get stoked.

EPISODE SUMMARY: Have you ever wondered how the principles of medicine can cross-apply to the real estate world? Dr. Sanjay Sharma, a seasoned real estate investor and full-time hematologist oncologist, joins us to share his fascinating journey and insights. From his intense medical training in the hustle and bustle of New York City to his fruitful medical practice in tranquil Orange County, Dr. Sharma explores the parallels between these two disparate yet interconnected worlds. Our conversation takes a deep dive into the exciting realm of real estate syndication. Even if you have a small budget or are new to this field, Dr. Sharma sheds light on how syndication can be your path to participate in the real estate market. He emphasizes the importance of having a trustworthy sponsor and a multi-disciplinary team, underscoring the critical role of trust in successful investing. But what fuels Dr. Sharma's commitment to both his medical profession and real estate investing? We wrap up our discussion exploring the evolution of his 'why', influenced by his grandfather, who fought for freedom alongside Mahatma Gandhi. His profound advice for budding real estate investors is as inspiring as it is practical: take action and learn from your mistakes. This episode is a treasure trove of inspiration and knowledge for both newcomers and seasoned investors. Tune in! DR. SANJAY'S BIO: Dr. Sanjay Sharma, a real estate professional and visionary investor making waves in the LA and Southeast multifamily market. With a proven track record as an investor, capital raiser, and syndicator, he has brought remarkable returns to physician and high net worth executive investors, paving their path towards financial, geographical, temporal, vital, and mindset freedoms. But there's more to Dr. Sharma than meets the eye. As a practicing physician specializing in hematology and oncology, he possesses a unique perspective, borne out of firsthand experience in understanding the needs of fellow doctors. Before his medical journey, Dr. Sharma honed his skills as an epidemiologist, focusing on public health and safety. After completing medical school at the prestigious Medical College of Virginia in 1999, he embarked on a remarkable path. He pursued an internal medicine program at Washington University in St. Louis, which ultimately led to a fellowship in hematology and oncology at Mount Sinai in NYC. Along the way, he found the love of his life and settled in Southern California, where they are raising their two amazing children. Driven by a passion for education, Dr. Sharma founded an oncology medical education company, sharing cutting-edge treatment opportunities with countless oncologists. Additionally, he is a sought-after national public speaker, captivating audiences with his expertise and captivating presence. Dr. Sanjay Sharma—trailblazer in real estate, physician, and educator—continues to make a profound impact, empowering investors and transforming lives along the way. Prepare to be inspired by his exceptional journey and unwavering dedication to his profession. GET IN TOUCH WITH DR.SANJAY: Linkedin: Sanjay Sharma MD Instagram: @hemeonclive Tiktok: @hemeonclive EPISODE CHAPTERS: (0:00:00) - Commitment and Investments in Real Estate Dr Sanjay Sharma discussed the dedication and rigor of becoming a medical specialist, the importance of knowing one's why, and physician moral injury and burnout. (0:12:56) - Doctor Investing in Real Estate Syndications Syndication enables investors to align money with goals, while multi-disciplinary teams and trust are essential for successful investing. (0:27:34) - Personal Growth and Evolving Why Dr. Sharma discussed the importance of a strong 'why', personal growth, and shared a personal insight. (0:33:12) - Real Estate Inspiration and Advice Dr. Sanjay Sharma shares advice on real estate, emphasizing action and learning from mistakes, inspired by his grandfather's legacy as a freedom fighter. If you want to know more about Dr. Jason Balara and the Know your Why Podcast: https://linktr.ee/jasonbalara Audio Track: Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Artist: http://audionautix.com/  

Going Long Podcast SERIES HIGHLIGHT Episode 351: How Investing in MultiFamily Real Estate can Energise your Life To see the Video Version of today's conversation just CLICK HERE. In the conversation with today's guest, Vincent Rodriguez, you'll learn the following:   [00:17 - 04:44] Show introduction with comments from Billy. [04:44 - 07:24] Guest introduction and first questions. [07:24 - 13:01] The backstory and decisions made that led Vincent to this point in his journey.  [13:01 -17:30] What brought Vincent to the role of selling books door to door in America.  [17:30 - 23:31] Some of the geographical areas that Vincent has been investing in, and reasons why Vincent decided to invest long distance and outside of his home state in Real Assets, rather than only investing in his local market location. [23:31 - 30:48] How the role of Networking is helping Vincent to reach the goal of doubling his net worth. [30:48 - 33:33] The things that hold back corporate professionals from going into Real Asset investment, and what will motivate them and convince them to actually make that move.   Here's what Vincent shared with us during today's conversation:    Where in the world Vincent is based currently: Orange County, California. The most positive thing to happen in the past 24 hours: Talked to his Immigration Attorney and made some progress regarding getting his Green Card sorted out faster. Favourite European City: London, United Kingdom. A mistake that Vincent would like you to learn from so that you don't have to pay full price: Get over your self limiting beliefs and realise that you can potentially do anything if you put your mind to it! Book Recommendations: The Cashflow Quadrant, by Robert Kiyosaki.   Be sure to reach out and connect with Vincent Rodriguez by using the info below:  Website: https://anviinvest.com/  Email: vince@anviinvestments.com  Instagram: https://www.instagram.com/anviinvest/?hl=en-gb  To see the Video Version of today's conversation just CLICK HERE.   How to leave a review for The Going Long Podcast: https://youtu.be/qfRqLVcf8UI    Start taking action TODAY so that you can gain more Education and Control over your financial life.   Be sure to connect with Billy!  He's made it easy for you to do…Just go to any of these sites:   Website: www.billykeels.com Youtube: billykeels Facebook: Billy Keels Fan Page Instagram: @billykeels Twitter: @billykeels LinkedIn: Billy Keels

We often encounter narratives recounting the trials and tribulations faced by individuals who immigrate to a new country, grappling with the need to adapt, survive, and ultimately conquer unfamiliar territory. This journey commences with the imperative of survival, entailing attempts to carve out a path, occasionally entangling us in unfavorable circumstances. However, it's vital to remember that these experiences don't define our identities; instead, they serve as invaluable lessons. Our esteemed guest, Jeffrey Pinzon, encountered numerous crossroads where he could have chosen the "easy way out," forsaking ethical principles, and resigned himself to a life of turmoil, potentially leading to a grim fate of incarceration or worse. Instead, he harnessed his pain and circumstances as a source of motivation, propelling him towards a life sculpted by his own design. Originating from Colombia and now residing in one of Orange County's most exclusive neighborhoods, Jeffrey Pinzon's narrative epitomizes perseverance and the capacity to achieve remarkable breakthroughs.

In many world nations, if you're born poor, you stay poor. I discuss how in America, you can be upwardly mobile. Back in 2010, real estate prices had fallen, but rents had not. This created years of cash flow. Today, as prices have outpaced rents, cash flow keeps shrinking. Our Investment Coaches have access to income properties with 4.75% and 5.75% mortgage interest rates. It's a way to "bring back cash flow". Get started at GREmarketplace.com/Coach Terrific housing intelligence analyst Rick Sharga joins us for the first of two consecutive episodes. Rick & I discuss the condition of the American consumer, inflation and interest rates, concerns about a potential economic downturn, the housing market, the impact of consumer confidence on spending, and the actions taken by the Federal Reserve to control inflation.  There's flagging consumer confidence and a yield curve inversion. Are these finally harbingers of an economic recession? Rick's informal survey of economists find that there's a 50-50 chance of a recession this cycle. Earlier this year, 80% of economists felt that a recession was imminent. If there is a recession this cycle, Rick thinks there's a probability that it will be mild. Average hourly wages are $28-29 / hour. Wage growth is 4-5%. Wages are finally running higher than home price appreciation. Timestamps: The Future of Real Estate Investing [00:01:33] Discusses how owning real estate can help individuals move into a different wealth class and the benefits of owning rental properties. Changes in the Real Estate Market [00:04:06] Explains how the real estate market has changed over the years, with property prices catching up to rents and the decrease in cash flow opportunities. Taking Advantage of Low Mortgage Rates [00:07:53] Highlights the opportunity for investors to take advantage of low mortgage rates offered by builders and the benefits of using their preferred lenders. (Yes, even here in 2023. We have 4.75% and 5.75% rates that builders buy down.) The housing market correction [00:11:31] Discussion on the correction in the housing market and its localized impact on different regions. Economic landscape of the United States [00:16:09] Overview of the US economy, including GDP growth and the strength of consumer spending. Wage growth and home price appreciation [00:20:16] Comparison of wage growth outpacing home price growth, impacting housing market affordability. Consumer Confidence and Spending [00:21:24] The correlation between consumer confidence and spending during the pandemic, the impact of subsequent waves of COVID, and the role of pent-up consumer demand and government stimulus. Red Flags in Consumer Spending [00:22:25] The disconnect between consumer spending and low confidence scores, the record level of consumer credit card use, and the decrease in personal savings rates. Inflation and the Federal Reserve [00:25:44] The high inflation rate in 40 years, the actions taken by the Federal Reserve to control inflation, the impact on housing costs, and the potential for a recession. Yield Curve Inversion and Recession Predictions [00:31:07] Discussion on the yield curve inversion and its historical correlation with recessions. Impact of Recession on the Housing Market [00:32:04] Exploration of the potential impact of a recession on the housing market. Part Two: State of the Housing Market and Future of Investment Real Estate [00:33:03] Teaser for the next episode, which will analyze the state of the housing market and the future of investment real estate. Resources mentioned: Show Notes: www.GetRichEducation.com/466 Rick Sharga on X (Twitter): @RickSharga Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Keith Weinhold (00:00:01) - Welcome to. I'm your host, Keith Weinhold. Today, it's part one of two of my exclusive interview with one of the nation's foremost housing intelligence analysts. How's the condition of today's American consumer? What's the future of inflation, the Fed interest rates? And should you really be concerned about a downturn today on get rich education?   Corey Coates (00:00:28) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education.   Keith Weinhold (00:00:51) - Welcome from Orange County, Florida, to Orange County, California, and across 188 nations worldwide. You're listening to one America's longest running and most listened to shows on real estate. With nearly nine years of weekly episodes. You're listening to Get Rich Education. I'm your host, Keith Wine expert, housing and mortgage analyst Rick Sugar is back and he is figuratively waiting in the wings. Here to give us an update on the economy shortly. In many nations of the world, if you are born poor, you stay poor. It's really hard to change wealth classes because you can't own anything in so many world places.   Keith Weinhold (00:01:33) - If you're born middle class, you also stay middle class. There's no way out of that. Owning real estate is the number one way to move yourself into a different wealth class. Owning your own business is another way, but with owning real estate, it's quite easy to follow a template and do what someone else has already done. Within a proven system. You don't have to have a new out-of-the-box business idea. For example, in the US, if you start collecting assets that pay you each month, you can quickly become upwardly mobile. In America, even if you were born into poverty and have a long line of impoverishment in your family, you can own your own home and that can help you go from poor to middle class. You can add rental properties and go from poor or middle class to wealthy because if you're in the US you are allowed to own things. Yeah, keep accumulating properties and keep getting rent money from tenants. In so many nations of the world. If you come from modest means, you just cannot get dozens of people or hundreds of people to pay you one third of their income every month.   Keith Weinhold (00:02:52) - But here you can get all these tenants to pay you one third of their salary in rent so you can close that class divide. It's up to you. That's what makes the US great. You can move into a different wealth class, the GSEs, the government sponsored enterprises. They will even give you backing on a bank loan so that you can do this. They're really encouraging this and enticing you to do this with as little as a 3% down payment on your primary residence or 20% down on rental properties. It's like they're almost forcing you to succeed. And there's even a 1% down program for primary residences now available in some places. So the bank gives you the loan, the tenant pays you the rent, and the government gives you the tax break. Like I say, that right there is using other people's money three ways at the same time, the bank, the tenant and the government, it all sort of falls in your lap if you want it to, but you do have to ask for it and you do have to do some arranging and you need to be diligent and attentive to.   Keith Weinhold (00:04:06) - But most Americans, they just aren't wise to this. Now, the real estate market, it has changed from a few years ago. It was spring of 2020 where we had that big inflection point, as you know, because I often discuss it. That was that supply crash. And since that time, home prices have run up faster than rents. But I'd like to give you some broader perspective here. There's something important with real estate investing that you may not have realized coming out of the global financial crisis 2008, 2009, 2010. At 2010, when we really started to lift up out of the rubble because by 2010, property prices were still down low. They were near the rock bottom. They're even lower than replacement costs in a lot of markets, which was artificially low. But see, rents didn't really fall much in the GFC. Rents stayed the same. So you know what happened in 2010 and all the years following it will cash flow began. And that's because all over America you then had these high rents and low purchase prices that had been beaten down by the GFC.   Keith Weinhold (00:05:18) - Cash flow like that wasn't really normal, but by now property prices have caught up to rents and even surpassed them. So besides investors being used to low mortgage rates, these ultra low rates, they also got used to this ultra high ratio of rent income to purchase price. That's just not there like it used to be. So today, in more places, you can't expect much of anything for cash flow now with a few years of. Income property ownership. Say if you bought something late this year, a few years later, now you shouldn't count on it. But rents, as we know, historically rise to then start providing you with cash flow to complement the other four ways that you're simultaneously paid. So my point is that today the deals aren't as good as they were ten years ago and five years ago, and that is all part of the provenance and perspective that I'm sharing with you from the real estate investing landscape starting from back around 15 years ago. But today I posit that it is still difficult to find a better place to invest a dollar than with a loan on carefully bought income property.   Keith Weinhold (00:06:31) - And I have some really good news for you here. All right. We know higher mortgage rates. They're not just a pain point for first time homebuyers and second time homebuyers for that matter, but they're a pain point for you, the investor. Well, if you didn't already know, we have largely sort of that problem here at Gray. And that is why investors like you are still snapping up rental properties fast. From Marketplace today, owner occupied mortgage rates are about 7% in income. Property rates are about 8%. But because of the strength of our marketplace networks and relationships here we have one new build provider offering a mortgage rate of 5.75%. Yes, they will see that your mortgage rate is bought down to 5.75% for your purchase. Yes, right here in today's environment, another new build investment property provider is offering a buy down to 4.75%. Yes, you heard that right. And we have another builder provider where our investment coaches have been sharing with you a 2.99% seller financing option. So is cash flow back? Yes, a lot of times it is.   Keith Weinhold (00:07:53) - The builders know that it's a pain point for buyers and our coaches and I hear a Gary know it too, So we have rubbed salve on the wound here, I suppose. 5.75% interest rates, 4.75 or even 2.99. At times you'll have to use the builders preferred lender to get those terms. Otherwise I like to use Ridge lending Group because they specialize in income property loans. There is even more to it. These builders are in business to move property, so take advantage of it. And besides buying down your mortgage rate for you like that, some are even waiving their property management fee for you for the first year, in addition to buying down the rate and don't know how long all this is going to last. So this could be a really good time for you to contact your investment coach. Your coach will help you shop the marketplace properties, tell you where the real deals are and tell you how to get those improbably low mortgage rates for income properties. Your coach guides you and makes it easy for you If you don't have an investment coach yet, just go to Marketplace slash coach and they're there to help you out.   Keith Weinhold (00:09:11) - Hey, it's really great to have the savvy and the experience of Rick Shaka back on the show today. His mind is always in the market. He's often doing these public speaking appearances informing audiences about it. He's been the executive vice president of markets at some of America's leading housing intelligence firms. We have so much to discuss that Today's episode is part one of two back to back episodes with Rick. This week, we'll discuss the direction of the economy. Next week, we'll go deep on the housing market. But even our discussion on the economy today is probably going to be viewed through the lens of having real estate investors in mind. So this intelligence is fresh and it is timely here in fall of 2023. But even if you're listening to this, a decade from now, in 2033, you are going to get lessons for all time. It's the economy this week and the real estate market next week. It could be a day or two until we have today's episode on Get Rich Education YouTube. But you can watch us there as well if you want the visuals and charts that complement our discussion.   Keith Weinhold (00:10:19) - Many of the sources that he cites today will be from Trading economics in the US Bureau of Economic Analysis. What's the present and future of the economy, especially as it pertains to real estate investor interest with Rick and I straight ahead. I'm Keith Reinhold in this is get rich education. Jerry listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They've provided our tribe with more lows than anyone. They're truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four Plex's So start your prequalification and you can chat with President Charlie Ridge personally, though, even deliver your custom plan for growing your real estate portfolio. Start at Ridge Lending Group. You know, I'll just tell you for the most passive part of my real estate investing personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in. Returns are better than a bank savings account up to 12%. Their minimums are as low as 25.   Keith Weinhold (00:11:31) - K. You don't even need to be accredited. For some of them, it's all backed by real estate and I kind of love how the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 668660, and this isn't a solicitation If you want to invest where I do, just go ahead and text family to 66866. This is real estate investment cogeneration. Listen to get Rich education with Keith Reinhold and don't quit your day dream. And you're going to get a fantastic market update today. And you're also going to learn lessons even if you're consuming this 5 or 10 years from now. Our expert guest was first with us here six months ago. He's been the executive VP of markets at some of America's leading housing intelligence firms. He was twice named to the Inman News Inman 100 most influential real estate leaders.   Keith Weinhold (00:12:54) - He is one of the country's most frequently quoted sources on real estate, mortgage and foreclosure markets. You've seen him seemingly everywhere CNBC, CBS News, NBC News, CNN, ABC News, Fox, Bloomberg in NPR got about just every letter of the alphabet in there on that one. Today, he's the founder and CEO of J. Patrick Company. They're a market intelligence firm for the real estate and mortgage markets. He has 20 plus years of experience in those industries. Hey, welcome back to Rick Saga. Thank you for having me, Keith. Happy to be here. It's an interesting time. Rick. I think some people are rather confused because you have such unusually low housing supply still. You have higher mortgage rates and we're careful not to call them high mortgage rates because we know historically they're pretty normal. And you have what I would characterize is a rather distinct regional variation in home price appreciation. So we're going to get some clarity today from that confusion. Now, if you're listening on audio only, Rick will describe the charts in a way that gives you a good experience.   Keith Weinhold (00:14:03) - If you're watching this on YouTube, go ahead and give us a like. So we really anticipate, Rick, your take on both the broader economy first and then the real estate market. That's exactly what we're going to go over today. And before we get started, I think you said something I'd like to emphasize a little bit. And this is something we talked about. I believe the last time we chatted is I've been saying all along that we were not going to see a housing market crash. We were going to see a correction of sorts and that the correction was going to be very, very localized. That the results you see in coastal California, in the Pacific Northwest, in markets that were overpriced, like Boise and Salt Lake City and Phoenix and Austin, we're going to be very different than what you saw on the East Coast, particularly the southeastern states, places like Tennessee and Florida and the Carolinas and virtually everywhere else in Texas other than Austin. So it's really worked out that way. There are some markets where we're seeing double digit price declines and other markets where prices continue to go up.   Keith Weinhold (00:15:05) - And we'll get into the national trends in a minute. But thought that was a really important point. Keith Yeah, Thank you for adding that, at least for a while there. Rick. It was one of the most unusual home price appreciation maps I have ever seen. There were some exceptions, but generally the nation east of the Mississippi River, you had rising home prices and recently west of the Mississippi River, you had falling home prices like a river divided it. It was really weird. To your point, it's normalized a little bit. I live in California. Speaking of weird and the pricing out here, the month over month prices and year over year prices went down for the first time in quite a while for about four consecutive months before normalizing in July. Now, even within California, you see different price trends depending on where you are in the state. But the point is really important for investors to remember that you almost threw the national numbers out, that they're important from a trend perspective, but you really need to become an expert in whatever market you happen to be investing in because the local conditions really determine how successful you're going to be.   Keith Weinhold (00:16:09) - Like the national outdoor temperature average is pretty useless, almost somewhat like the national home price average is. I guess the national home price average Still has some meaning to it though. Yeah, and you don't find quite as much variation in home price trends as you do in temperatures, but your points well taken. And again, it's important to be looking for economic trends. It's important to be looking for housing market trends and the markets that you're interested in investing in because that makes all the difference. So we're just going to talk about the general economic landscape of the United States, and then we're going to pivot into real estate and just what's going on with the housing market and getting the latest there. Yeah, why don't we jump right into it at this point, Keith, We're going to do a fall update on the housing market for this year. We're going to take a look at the economy. We'll take a look at what's going on in housing. I have a few slides to share on what's going on to delinquencies and defaults because I know a lot of investors are interested in foreclosure properties.   Keith Weinhold (00:17:11) - And then we'll have some closing thoughts and then you can chat a little bit more about some of the observations we're making in the market today. Let's start talking about that economy, including that part where some people anymore, year after year, they're always predicting this recession that never quite seems to happen. Well, we have predictions of a recession that are very much like predictions of a housing crash. And if you keep predicting that terrible thing long enough, someday you'll probably be right. It'll be right eventually. Just like a broken clock is right. Broken clock. It's right twice a day. So the GDP, the gross domestic product is the way that that most economists measure the strength of the economy. And the second quarter, this number was just adjusted downward a little bit, but we still had over 2% growth for the second quarter of 2023. That was a higher number than most economists had forecast. It was certainly a higher number than what the Federal Reserve was expecting. But it really shows you the strength of the US consumer.   Keith Weinhold (00:18:09) - A lot of people probably don't realize that almost two thirds of the GDP is comprised of consumer spending. There's other factors that go into it business spending, government spending, productivity, trade and the like. But two thirds of it is consumer spending. So when you see the GDP showing strong numbers, it typically means that the consumer is doing pretty well. And that's an important consideration as we move forward. Yeah, that's right. One of those reasons consumers are spending is because we're in this economy where pretty much if you want to have a job, then you've got a job. Yeah. The headlines read about tech companies doing layoffs and mortgage companies doing layoffs. Bottom line is the most recent unemployment numbers we saw were 3.8%. I think we're getting a little spoiled by some of these low unemployment rates because people forget historically, anytime you were under 5% unemployment, it was considered full employment. And the fact of the matter is there's still more jobs open than there are people looking for work. There's about 9.5 million open jobs in about 6 million people who are looking for work.   Keith Weinhold (00:19:11) - So employers have to compete with each other for those employees. And so these low unemployment levels are actually one of the things that's causing wages to go up, which continues to stoke inflation when there are more open jobs than there even are workers that makes employers want to entice employees with higher pay. Yeah, they need to do that to keep employees on the payrolls and they need to do that to hire new employees. So whether you look at hourly wages, which at the moment are up around 28, $29 an hour, or you're looking at annual wage growth, which is running around 4 to 5% a year. Wages are very strong right now. And this is the first time, Keith, in many years that I've been able to tell people that wage growth actually is running higher than home price appreciation for well over a decade. We saw home prices appreciate much more rapidly than we saw wages. And this is the first time in a while where that situation has been reversed. That's a really interesting takeaway, Rick.   Keith Weinhold (00:20:16) - Wage growth that's outstripping home price growth and that's going to be important going forward because one of the big headwinds that the housing market faces today is affordability. Despite what we just talked about, home prices nationally are running at all time high levels. We're going to talk about the cost of financing be much higher than it was just a year ago. And wage growth is the one positive in that category. As wages continue to grow and if home prices settled out a little bit, affordability ultimately will be a little bit better for potential homebuyers. Average wages at 28 to $29 an hour, Americans are basically making a dollar every two minutes now yet could be worse. And that varies, again, market to market, shock to job, but it shows you what's going on on average, partly because of this, consumer spending continues to be very strong. But one of the the real unusual situations we're looking at today is that there's usually a direct correlation between consumer confidence and consumer spending. And the more confident consumers feel about things, the more willing they are to spend money, particularly on big ticket items like cars and houses.   Keith Weinhold (00:21:24) - And that was all true. And the correlation held true until we hit the pandemic. And as we started to come out of the first wave of Covid, you saw consumer confidence start to go up, but then it came back down as we had subsequent waves of Covid. Then we had the war in Ukraine that we had high inflation and all sorts of other odds and ends. And consumer confidence has really never recovered back to pre-pandemic levels while consumer spending has continued to go up. And part of that is pent up consumer demand. We still hear people talking about supply chain delays, trying to order appliances and the like and having to wait for months. Part of it is all the stimulus money that the government poured into the economy during the pandemic and probably overstimulated the economy to a certain extent. One of my economist friends refers to what the government did in terms of stimulus, is trying to stuff $15 trillion into a $3 trillion hole. And the numbers may be a little lost. But think the visuals is image is kind of good.   Keith Weinhold (00:22:25) - But this disconnect we're seeing between. How much money consumers are spending and their relative low confidence scores is a red flag of sorts in a couple of ways. It's a red flag, among other ways, in that if consumer confidence doesn't recover, consumers ultimately could pull back on spending, and that really could ultimately lead us into a recession. Consumer spending outpacing consumer confidence. There are other two other red flags with this consumer spending, and we'll cover them pretty quickly. What is that? Consumer credit card use is at an all time high in the last quarter. For the first time ever, consumer credit card use topped $1 trillion. And the concern here is that consumers in a high cost of living environment may be tapping into credit cards to make ends meet. That's not a good scenario and ultimately is not a scenario that would end well. So part of what we're seeing kind of backstopping or enabling consumer spending is an increased amount of credit card use. The other red flag, Keith, is that consumer personal savings rates have gone down below historic averages.   Keith Weinhold (00:23:33) - So we hit an all time high in savings rates during the pandemic when the government sent out stimulus checks and unemployment benefits were enhanced. And candidly, there wasn't a lot consumers could buy. So they socked away a lot of this money post-pandemic. We saw savings rates drop down to almost historically low levels and they haven't come back much up from that. So the two red flags that we really are looking at right now, that could be indicators of trouble ahead for the economy are record level credit card use and lower than average savings rates. And again, both of those suggest that families who are sort of on the margins financially might be tapping into credit cards, might be tapping into their savings to make ends meet. In fact, I read some recent research that suggests that on average, most households have higher credit card debt than they have savings. It's not a great scenario, and this is consistent with many sources citing the fact that between 60 and 70% of Americans live paycheck to paycheck. Yeah, and it almost doesn't matter how high that paycheck is, which is a little bit counterintuitive.   Keith Weinhold (00:24:43) - I remember doing an interview on CNN years ago when Evander Holyfield mansion was being foreclosed on. It was a $30 million mansion outside of Georgia with two bowling alleys, swimming pool, indoor boxing rinks, basketball courts, the whole nine yards. I had to explain to the reporter that just because you're wealthy doesn't mean you're not living paycheck to paycheck. It's just sometimes there's more zeros to the left of the decimal point. Their cost of living tends to be much higher. So expenses are keeping up with income. All right, Expenses keep up with income. What's been going on in terms of consumer spending, in terms of wage growth, in terms of the GDP being strong has all contributed to inflation. And we had the highest inflation rate in 40 years. Not too long ago, we were up over 9% inflation year over year. And the Federal Reserve has taken very aggressive actions to try and get inflation under control. The primary tool they use is raising the Fed funds rate, which is basically what sets the rates on all short term interest.   Keith Weinhold (00:25:44) - And they've raised it more rapidly and higher than it pretty much any time in history. If you go back to the 80s, they actually raised the Fed funds rate higher because inflation was completely out of control then, but not as quickly as they did this time. So typically what you see is something more like what the Fed did say back in the 2015, 2016 period, where inflation ticked up a little bit. So they raise the Fed funds rate a little and they waited a while to see what kind of impact it would have. Then they raise it a little bit more and it's kind of a step by step process until they feel that inflation is peaked and they can then drop off the Fed funds rate. This time they raised it at higher increments they'd ever done before and much more rapidly. The good news is it does seem to be having its effect. The most recent inflation numbers are around 3% year over year, which is close to the Fed's target rate of 2% year over year. And a lot of the inflation rate that is reported on is housing costs.   Keith Weinhold (00:26:42) - And most of the housing costs are actually rental rates or what the Fed refers to is the rental equivalency. If you have a mortgage. And what we have seen is rental rates have gone back down from ridiculously high, asking prices. A year or so ago, it wasn't unusual to see an asking rent 15% higher than the prior rent rate. And that's in a market where the usual increase is 1 to 4%. So it was just completely off the charts. Those numbers have all come back to normal. And in some markets, we're actually seeing slight declines in year over year rental asking prices. The reason the Ric is bringing rents into the inflation discussion here is because rent and something called owners equivalent rent are a substantial contributor to the. They comprise more than a third of the CPI basket. Exactly right, Keith. And thank you for reminding me why I started this dissertation. The fact is that that decrease in rental costs has not hit the Fed's inflation numbers yet. There's about a full year lag in the housing numbers that the Fed uses in its CPI analysis and what's going on in the real market.   Keith Weinhold (00:27:52) - So if the Federal Reserve does nothing else, these housing costs get caught up. We will see inflation come down a little bit more. A lot of us are hoping that the Fed is done with its increases because of what's happened historically. Historically speaking, if you go all the way back to World War Two, the Federal Reserve not counting this cycle, has raised the Fed funds rate 11 times to get inflation under control. Eight of those times it's waited a little bit too long or it's waited for inflation until inflation got too high and it was a little bit too sticky and they had to overcorrect. And that ultimately steered us into a recession. There were three times once in the 60s, once in the 80s and once in the 90s where the Fed acted proactively to try and get inflation under control. And in those three cases, they were able to steer us into a soft landing and avoid a recession. In this case, they've already admitted they waited too long. They admitted that inflation got much higher than they expected.   Keith Weinhold (00:28:48) - It certainly wasn't as transitory as they'd hoped. So the likelihood is that they've already overcorrected and we will see something of a recession. They may get lucky this time. They may have actually walked the tightrope correctly. And assuming they don't continue with this aggressive course of action, they may have actually managed to work us into a soft landing this time. Yeah, and that is a terrific history lesson that you gave us, Rick. I often like to tell my audience about when you want to predict the future direction of something. I'd like to take history over hunches. It's easy to have a hunch that something's going to go a certain direction. But you look at history. You talked about basically how the Fed was late to identify inflation because they had called it transitory for a while, so they started hiking too late. Now, maybe they've overhyped or maybe they haven't. But if they have, maybe they will need to lower them too quickly. If they don't have that desired soft landing. The economists that follow right now are split about 5050 on whether we'll actually see a recession coming out of this cycle.   Keith Weinhold (00:29:51) - It was more like 8020, looking for a recession just a few months ago. Right. The economy is slowing a little bit. The last jobs report had about 187,000 jobs created, which was a good number, but it was lower than what we've seen in recent reports. So the economy slowing down, but not going to full stop or going into negative terms is an indication that maybe we do escape a recession. Good news, by the way, is even if we do have a recession, the rest of the economic measures that you look at are also strong, that it's very likely it would be a very short and very mild recession, and unemployment probably wouldn't get over about four and a half or 5%. So that's something to keep in mind as you go forward. You talked about history, Keith. I big on that too, history as a predictor of what might happen. Yeah. The other thing that points to a recession is something called a yield curve inversion. And without getting too inside baseball on people, people track the yield on a ten year US Treasury and they track the yield on a two year US Treasury and typically your yield on a short investment like a two year Treasury is lower than your yield on a ten year or longer investment because there's more risk involved in the longer time period and so forth and so on.   Keith Weinhold (00:31:07) - Every now and then, the bond market senses a disruption in the force. Darth Vader is looming over the market and you see these things switch places and suddenly the yield on a ten year US Treasury is lower than the yield on a two year US Treasury, and that's called a yield curve inversion. Now yield curve inversion doesn't cause a recession, but the last seven times we've had one, it's correctly predicted that a recession was coming and this current period we're in is one of the longer and deeper inversions that we've ever seen. So again, if you look at history as a predictor of the future, this yield curve inversion points toward us having a recession at some point before we get through the cycle. And I know yield curves can confuse a lot of people. If you're the listener or the viewer here, make a very long term loan to a friend, well, you'd want to get compensated with a higher interest rate for that higher risk amount than if you made a short term loan to a friend and he was paying you back.   Keith Weinhold (00:32:04) - Tomorrow, you might not charge him much of any interest at all because there's more certainty that you're going to get paid back. But that condition has been inverted, where when you make the long loan to the buddy, you're compensated with a lower interest rate yield. That is what is known as a yield curve inversion. Yeah. And I think yield curve throws people off. If you just think of it in terms of the yields, that probably makes it simpler. But again, if you're looking at recession predictors, these are the two. That I typically look at. And that's kind of important to know if you're going to be investing in the housing market because recessions can have an impact on the housing market. Rick thinks there's a likelihood that the Fed has already overcorrected with too many interest rate increases. If we do have a recession, Rick believes that it's most likely to be mild without many layoffs. Rick and I, we actually seem to agree on a lot of things. We see a lot of things the same way.   Keith Weinhold (00:33:03) - Maybe it would be more interesting for you if we disagreed a bit more to stay up on the latest moves in the real estate market. You can follow Rick Saga on X, formerly known as Twitter. His handle there is simply Rick Saga. Well, Rick made a Darth Vader reference there. And, you know, much like the original Star Wars movie had the sequel, which was called The Empire Strikes Back. You know, that was one sequel that some people liked more than the original. And that is atypical because usually people like the original more. But The Empire Strikes Back was a fantastic sequel, and I think that could happen here next week. Rick and I are back together for part two of two, the sequel. We are probably going to analyze and break down the state of the housing market and the future of investment real estate. And we should go on for twice as long on that as we did for today on the economy. So therefore, next week is kind of like the Empire Strikes Back, although I don't expect that next week Darth Vader is going to cut off Luke Skywalker's hand like what happened in the movie.   Keith Weinhold (00:34:10) - That just wouldn't be proper. And we're clearly not into improprieties around here.   Darth Vader (00:34:18) - You are unwise to lower your defenses.   Keith Weinhold (00:34:23) - Oh, Luke lost his hand this week. Not next week. Well, that's not even the scene where Luke loses his hand, But, hey, that totally worked. So. Getting back to real estate here, you need properties to be an investor. The builders know that higher mortgage rates are a pain point for buyers. Our coaches and I hear a know it too. So we have. Yes. Rubbed salve on the wound 5.75% interest rates, 4.75% or even 2.99%. And at times you're going to have to use the builder's preferred lender in order to get those terms. But really some remarkable Bibles that we've negotiated for you. So take advantage of it since I don't know how long that is going to be around. In fact, I'll even bring up those rate by down terms to Rick Saga next week and get his take to help you out on the cash flow side. We also have access to properties that would make good mid term corporate rentals in the southeastern US midterm rentals.   Keith Weinhold (00:35:27) - They often have higher cash flow than a traditional long term unfurnished rental. For any and all of that, contact your investment coach, you're probably working with one by now. They'll help you shop the marketplace properties, tell you where the real deals are and tell you how to get those improbably low mortgage rates for income properties. Your coach guides you and makes it easy for you If you don't have an investment coach yet, just go to Marketplace. Com slash coach and they're there to help you out until next week I'm your host Keith Winfield. Don't quit your Adrian.   Speaker 4 (00:36:08) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold (00:36:36) - The preceding program was brought to you by your home for wealth building. Get rich education.