Most people don't like to talk about money. We are not most people.
Kelsey Wharton & Chris Wharton
Listeners, we're sorry to say this is our last episode (for now). We haven't been able to provide consistent podcast updates and we hate to keep people waiting! So, we're going to put Matrimoney up on blocks, at least for the time being. We hope to check back in every so often, and maybe if we can figure our scheduling out, we'll come back to this project with renewed consistency. But for now, we want to thank you for your incredible support, great questions and enjoyable conversations. We appreciate it!As for the episode, we chat about our 2018 finances, offering a wrap-up of what we saved (not much) and spent (quite a lot), and how it compared to 2017. And we talk a bit about what we plan to do in the coming year.In this episode, we mention:The Girl Next Door podcast episode on Love Languages, which has already come out!The possibility of offering Matrimoney updates in a new format, Instagram Stories. We'll see if and how that rolls out, but you can find Kelsey here and Chris here.Thanks again, everyone, and remember to love your honey, not your money! See acast.com/privacy for privacy and opt-out information.
In this episode, we talk about our year-long dalliance, and eventual break-up, with Costco. We also talk through a listener question about the tension between keeping a household 'minimal' and using bulk shopping as a way to save money. In life news, Kelsey chats about the joys of leaving summer in the rear-view mirror and heading into fall (with record-breaking cool weather and precipitation in Arizona this October). And Chris asks listeners for some help figuring out what to do with clothes that don't fit anymore.Stuff we mention on this podcast:Costco annual membershipsKelsey's instagram!Letterboards (we got ours from Letterfolk)Health halosMint.com See acast.com/privacy for privacy and opt-out information.
In this episode, we make an assessment of the major changes that have occurred this year in our saving, our spending, our jobs, and our use of time. Kelsey talks about how it's been to leave her full-time job, especially the downshifting in busy commuting and the uptick in home management. And Chris talks about how having an ebike for commuting and more responsibility at work fits in with this change. Finally, we discuss what it's like to basically take a full year off our assiduous savings schedule.A few of the things we mention in this episode include:Chris's Specialized Vado ebike.Kelsey's favorite recent dinners, including a delicious Cashew Thai Quinoa Salad and Zesty Zoodles.Enjoying our new Sunday ritual, including reading the Sunday Times. See acast.com/privacy for privacy and opt-out information.
In today's episode, we discuss all the badly needed house reorganization, repairs, and other updates we've put off for years and are finally pulling the trigger on. We talk about:what we were able to do for free (like finally taking batteries, frayed cords, and old paint to our hazardous waste disposal).what needed a small amount of money to handle or fix (like a closet organization or a refrigerator fix).and how we financially planned for some bigger things coming up (like a lawn update).We also give updates on our solar panel system and how it's performing (for details on the system we bought and how it works, check out episode 55). And we answer a listener question on how to mark the occasion of hitting savings goals when you aren't planning to spend that money on something anytime soon.Other stuff we mention:our current Trader Joe's obsession, the Southwestern Chopped Salad.how to celebrate with a partner when you have financial successes (check out episode 9 for more on this).a simple but delicious vegetarian dinner we made recently, the recipe of which we can find here. See acast.com/privacy for privacy and opt-out information.
On this episode, we catch up after a very long, very fun 3-week trip to Texas. Kelsey also talks about life post-employment and we both chat about how things feel different (and better) at home.We also drop another big piece of news: we invested in real estate! So, we discuss what it meant to do that, how it came about, and what we're hoping to get out of it.And, in Love Notes, Chris thanks Kelsey for supporting him in a crazy purchase: buying an e-bike for extended commuting! (Chris bought the Specialized Turbo Vado 3.0.) And Kelsey appreciates how at home Chris feels with her family and being in Texas for so long. See acast.com/privacy for privacy and opt-out information.
On this episode,we delve into just one topic: Kelsey. Quitting. Her. Job! We describe how we came to this decision, what it means for the family, and how we planned our finances in order to make it work. Kelsey also talks about how she is planning to use her time, what opportunities it affords and what is scary about such a big life transition.In non-job news, Chris also gives an update on our solar panel system and how it's shaping up financially and ecologically.Finally, in Love Notes, Kelsey talks about the fun 'Turning the Page' party we held to celebrate her change in work situation (and thanks to Uprooted Kitchen for hosting us!), and Chris thanks Kelsey for helping ease into such a major transition. See acast.com/privacy for privacy and opt-out information.
In this episode, we discuss our first big financial decisions of 2018 in depth: going solar at the HiFi House! We describe the financials, how the system works, and how and why we made the decision we did (and boy was there a lot to think about!). In order to make the decision, we had to consider the following:what our solar company, Sun Valley Solar Solutions, could really offer.our power company's rate plan for customers who have solar panels.how much we currently pay for power and what we might pay after adding the system.We also address a GREAT listener question about balancing a longer commute with other life priorities. As we chat through the question, we recall our episode on our spherical living and what it means to either shrink the distance you have to get to places or extend that distance to reach things that are important to you.Finally, in Love Notes, Chris compliments Kelsey on not letting his mindset age too fast, and Kelsey appreciates Chris forging ahead on solar when she might not have done it otherwise.We'd love to hear what you think about commuting, solar energy options, and anything else you want to share! And you can Kelsey on Instagram at @kelswharton and Chris at @practicallyawesomechris. See acast.com/privacy for privacy and opt-out information.
On this sexy episode, we take a scintillating look at...home supplies. And yes, this is how we spent our Friday night. But it was worth it; this perplexing category sometimes captures hundreds of dollars of our monthly dollars and we had yet to figure out just exactly what the hell was going on. So, we dive in and figure it out, as well as work through some solutions to reign in this soul-sucking, money-eating category of spending.In updates, we chat about unfun stuff, like the busy-ness of life, as well as fun-fun stuff, like exploring the possibility of finally adding solar to our home! And in Tools You Can (Not) Use, we discuss the financial leakiness represented by online purchases through the Amazon Prime membership.Finally, in Love Notes, Chris appreciates a recent career boost to due to Kelsey's handiwork (she helped craft a TED-style talk that encapsulates all of Chris's thinking and research on simple living and what that means for health, wealth, happiness, and sustainability), and Kelsey has been loving '90's Trivial Pursuit nights with Chris. See acast.com/privacy for privacy and opt-out information.
On this episode, we reveal a shocking change in our financial focus, but one we think will be good for us, at least for a short time. And, we run through updates to our 2018 budget, where we're tightening and expanding, and what we're hoping to accomplish. It's a rip-roaring ride line item by line item! See acast.com/privacy for privacy and opt-out information.
In our first episode of 2018, we discuss our favorite event of the year, the Team Wharton Financial Summit! And we describe how you can have one, too (they really can be fun, we promise). We also go through the highlights and lowlights of our spending, where we hit our budgets and where we busted them, and what we're looking to improve upon for 2018.Also, to ring in the new year, we're proud to offer our first giveaway: a pair of amazing Sudio earbuds. All you need to do to enter is leave a comment on this episode!It's our annual financial undressing, so tune in and enjoy (and please don't judge...or do, whatever is more fun for you). See acast.com/privacy for privacy and opt-out information.
It's our end-of-year episode in which we celebrate the holidays by (how else?) discussing the financial implications of gift giving. We also discuss our differing reasons for buying the gifts we do and we offer up some giving ideas that don't contribute to the build-up of stuff in people's lives. See acast.com/privacy for privacy and opt-out information.
Holy cow has it been some time since we last posted an episode. Sincere apologies all around; life and a bad back have slowed us down. But we're back with episode 50, in which we spend a bunch of time discussing the all-important question of how to make, and sustain, happiness. We run through a great list of ideas and consider their implications. We also catch you up on our finances, Chris's purchase of a new iPhone using drug money (I kid...there's no need to alert law enforcement), and other fun things. Finally, in Love Notes, we show some gratitude for all the little ways we've been keeping each other afloat in busy times. See acast.com/privacy for privacy and opt-out information.
In this episode, Chris turns 40! Then he gets his wrist slapped. And rightfully so as we discuss last month's unfortunately exorbitant 'entertainment spending.' But we cover the good stuff, too, like how we've finally achieved one of our minor goals of saving almost all of Kelsey's paycheck. Lastly, we answer a listener question on where best to put savings, a Fidelity account set up by one's parents, or a Vanguard Index Fund. See acast.com/privacy for privacy and opt-out information.
This episode is all about the little things. We talk through the many small ways we've cut costs, created efficiencies, and otherwise streamlined, in-sourced, and life-hacked our way to a happier, simpler life. See acast.com/privacy for privacy and opt-out information.
On this episode, we share a bit of good news after a run of unlikely and unexpected expenses. Chris talks middle-age heartburn and Kelsey chats about books she's been devouring recently. We also cover our new-found love of Costco, Chris's hair-cutting prowess, and our favorite back-to-the-basics financial tool, the good ole' budget. See acast.com/privacy for privacy and opt-out information.
We're back after our summer hiatus, and a lot has happened! We catch you up on the financial ups and downs of the past few months, we discuss an interesting new article on clutter and stress, and we share some love notes. See acast.com/privacy for privacy and opt-out information.
In this episode, we talk about simplifying, saving money, hitting our healthy stride, and sewing. We also mention that we'll be taking a summer break to focus, retool the show, and come back this fall with a new and improved Matrimoney! See acast.com/privacy for privacy and opt-out information.
On this episode, we overcome insane allergies (thanks global warming) to talk all things health. We cover what we think of as health (it's comprehensive), how we support our own health and that of our family, and what we spend on health-related stuff. Show notes at www.loveandmatrimoney.com. Keep up with us on Instagram: @kelswharton and @practicallyawesomechris. See acast.com/privacy for privacy and opt-out information.
We're celebrating a big milestone that kicks off a discussion about RETIREMENT. We cover how we're saving for retirement, the ways that we're already adjusting to a retirement lifestyle and how we're trying to anticipate threats to our retirement.Show notes and our full budget at www.loveandmatrimoney.comKeep up with us between episodes on Instagram: @kelswharton & @practicallyawesomechris See acast.com/privacy for privacy and opt-out information.
We share a real-time finances snap shot and tell you what we have in our bank accounts right now. Plus discuss the concept of spherical living and how we'd like to shrink our sphere. See acast.com/privacy for privacy and opt-out information.
Join us for a budget deep dive on FOOD! We chat about how we grocery shop, cook and eat as a vegetarian family and how that impacts our budget. See acast.com/privacy for privacy and opt-out information.
We chat about date nights (and needing more of them) plus how a new zeal for sticking to our budget is having amazing results. We share a tool you can use for getting things you need for free and answer a listener question about our favorite games to play.www.loveandmatrimoney.com See acast.com/privacy for privacy and opt-out information.
We chat about why 2017 may turn out to be the YEAR OF THE HUSTLE and how our "no spend" January is going. Plus share Chris's favorite Tool You Can Use and answer a listener question about being supportive of a partner taking personal time. www.loveandmatrimoney.com See acast.com/privacy for privacy and opt-out information.
We're jumping into 2017 with some ambitious goals, both personal and financial. We dive into our budget and how we'll make our savings goals happen, plus discuss how we revealed each of our secret slush funds. Happy New Year! See acast.com/privacy for privacy and opt-out information.
We're wrapping up 2016 by getting financially naked and sharing how much we made, and where it all went. See acast.com/privacy for privacy and opt-out information.
We're debuting the new occasional segment Article Club and discussing a recent NYTimes article on how much is enough, plus the busyness and fun of the holidays, and all the unexpected expenses in December. See acast.com/privacy for privacy and opt-out information.
Holiday cheer - and spending! - are upon us. We discuss our (different) approaches to gift buying and how we might compromise. Plus tools you can use to manage holiday spending and we answer a listener question about what we wish we'd known when we were single and just starting out. See acast.com/privacy for privacy and opt-out information.
We're feeling lots of feelings after last Tuesday's election and we take an episode to reflect and discuss where we go from here. See acast.com/privacy for privacy and opt-out information.
We're sipping a celebratory glass of rose because we both had big days - Kelsey launched a new small business venture and Chris learned a new skill. We discuss where we are on our annual savings goal plus this week's tool you can use and each share out one big thing. See acast.com/privacy for privacy and opt-out information.
We're mixing things up a bit but keeping them familiar as well. We're catching up on what we decided about all those budget items, plus talking about tracking tools we love for budgets, health and productivity. We answer a listener question about whether or not to refinance. See acast.com/privacy for privacy and opt-out information.
Hello! We're back! And we're sitting down for something different - join us as we have a real-time budgeting conversation about upcoming expenses and make decisions about how to handle them. See acast.com/privacy for privacy and opt-out information.
Attending a wedding has us reflecting on how our relationship has changed in six and a half years of marriage. Chris shares his unconventional take on love that is meant to be, keeping a scorecard in marriage and his it's-not-a-fad diet. We share a genius tip from a listener on managing a credit card with a spouse. www.loveandmatrimoney.com See acast.com/privacy for privacy and opt-out information.
We share an update on our foundation assessment, Chris's costly trip to the dentist, a spontaneous mortgage refinance and answer three listener questions including an update on how bidet use is going. See acast.com/privacy for privacy and opt-out information.
We discuss the status of our marriage and the role that improved sleep plays in it, plus share a few things we forgot to mention during our guest appearance on The Paper Year podcast (check it out!), consider alternatives to our costly gym memberships and reflect on thoughts from a listener about spending on possessions that lead to experiences. See acast.com/privacy for privacy and opt-out information.
We're catching up on Chris's jet-setting and Kelsey's solo parenting, plus sharing perspective from a listener on appreciating your house and our concerns about the structural integrity of our home. In our money we give a a run down of where we sit financially for any new listeners, discuss whether Chris should invest in himself during sabbatical and give an update of our no-buy month. We answer a listener question about managing a credit card with a spouse. See acast.com/privacy for privacy and opt-out information.
We're celebrating one year of producing a podcast and staying married! Plus a year of living without a television and two years with one car. Kelsey shares thoughts on comparing yourself to others and Chris reveals why he's too awesome for comparison (and so are you). See acast.com/privacy for privacy and opt-out information.
We chat about Chris's departure from Facebook, our ballooning grocery bill (with a tangent into organic versus conventional and a touch of food politics), why Kelsey wants to buy a former meth house and answer a listener question about managing a $100,000 nest egg. See acast.com/privacy for privacy and opt-out information.
We’re talking sleep training, national park travel, sharing an update of Kelsey's capsule wardrobe and discussing an interesting article from a listener about how to achieve happiness. See acast.com/privacy for privacy and opt-out information.
We chat honestly about whether we ever fight, answer a listener question about budgeting on a freelance salary and talk about overpaying for our lack of handiness. See acast.com/privacy for privacy and opt-out information.
An unshared peanut butter cup is causing some marital strife although the impending summer and Chris's sabbatical is sure to turn things around. We also answer a listener question about how we plan to teach our boys about money. See acast.com/privacy for privacy and opt-out information.
We coin the phrase "April crazy brings May awesome," and chatabout our recent thoughts on a possible rental property. Plus ourtheory or busyness being expensive and Chris's controversialthoughts on "the American dream." See acast.com/privacy for privacy and opt-out information.
We give an update on the debate we're having on our house name plus share how we would spend extra money if we came into it. And answer a listener question about how big an emergency fund to maintain and dealing with unexpected expenses. See acast.com/privacy for privacy and opt-out information.
We share our advice for a young couple who wants to save for an international adoption and also reflect on the best pieces of financial advice we've ever received. See acast.com/privacy for privacy and opt-out information.
We tackle two listener questions about ethical investing and day-to-day tasks of budgeting, plus explore an idea to sell our home and rent instead and share some marriage tips! See acast.com/privacy for privacy and opt-out information.
We share advice for our second featured listener plus keep it real by discussing the low account balance alerts we've been getting and catch you up on Chris's flu survival. See acast.com/privacy for privacy and opt-out information.
We're bringing you our first Matrimoney featured listener profile! So we're diving deep into one listener's financial situation and giving our (unqualified) advice. Plus the usual update on the sleep/lack of sleep at our house, what's happening in our life and money lately. See acast.com/privacy for privacy and opt-out information.
We share a riveting update of our 2015 tax refund plus the decisions we made during our recent 2016 financial summit. Plus we're answering a listener question about what to do when an employer stops offering 401(k) matches. See acast.com/privacy for privacy and opt-out information.
We run through all our 2015 financial numbers plus compare them to 2014 and reveal the good, the bad and the overspending. We're also sharing why the phrase Determined Orange is helping our marriage and answering a listener question about upgrades around the house versus saving money. See acast.com/privacy for privacy and opt-out information.
Besides talking about Chris's new perfect haircut we bring you an update on whether or not we made our $20,000 savings goal plus answer a listener question about life insurance. See acast.com/privacy for privacy and opt-out information.
As the year winds down we reflect on 2015 and share goals for 2016, plus answer a listener question about how we handle financial disagreements. Happy new year, everyone! See acast.com/privacy for privacy and opt-out information.
It's a busy week in the middle of a busy month and we share the good and bad in our finances lately. Plus a listener question has us re-evaluating what we want to do with the big pot of money we're saving up to pay off the mortgage. See acast.com/privacy for privacy and opt-out information.