Podcasts about Hair

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Damon Haley Co‑founder of Glow and Flow Beauty, discussing his transition from entertainment and sports marketing into the beauty-supply industry, his mission to elevate service for Black and Brown communities, and the franchising model he is rolling out nationwide. Hosted by Rushion McDonald on Money Making Conversations Masterclass, the conversation highlights Haley’s business philosophy, community-driven approach, and long-term vision to create ownership opportunities through franchising.

Solo Episode 121... What if the season you've been calling loneliness is actually God's preparation for your greatest comeback? Have you ever felt like God pulled you away from everything you once knew? In this episode, B.Simone talks about what it means to protect your comeback after a season of solitude. If God has hidden you for a season, don't waste it. Solitude isn't punishment—it's preparation. B.Simone shares how to be productive while you're alone with God, how to steward the refining process, and how to return stronger, wiser, and with the tools to protect your peace and joy when it's time to step back into the world. Not everything is meant to go with you into your next season. Some things have to be pruned, while other parts of you God will lovingly refine. This conversation is an encouragement to embrace the process, trust God's timing, and protect the woman you're becoming. Please leave a review , if this episode spoke to you!  Hair is HairAreUs Use promo code "LTTA" for $ off you order : ⁠⁠https://hairareus.com/discount/LTTA⁠ For exclusive bonus content, behind-the-scenes moments, a safe place connect with like minded women.... plus more, join the LTTA app community at ⁠⁠LTTA.app⁠⁠ today. We are now in the app store! Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailOn today's show we cover lots of questions including…How does Olaplex Bond Shaper Curl Rebuilding work?Are plant stem cells reducing wrinkles?What chemical in hair color damages the hair?What's a good sunscreen to use that won't sting eyes?Is Le Balm solid moisturizer worth the price?Beauty NewsNew tool to grade cosmetic ingredients.The future of beauty according to 5 top scientists.Approximate timestamps0:00 - Intro1:00 - Chit Chat3:40 - Tool to grade ingredients8:30 - Future of beauty science19:15 - Listener feedback20:40 - Olaplex bond shaper25:10 - Plant stem cells30:45 - Hair damage chemical35:00 - Sunscreen recos38:45 - Le Balm solid moisturizer44:20 - EndingFive Ways to Ask a question -1. Send us a message through Patreon!2. You can record your question on your smart phone and email to thebeautybrains@gmail.com3. Send it to us via social media (see links below)4. Submit it through the following form - Ask a question5. Leave a voice mail message: 872-216-1856Social media accountson Instagram we're at thebeautybrains2018on Twitter, we're thebeautybrainsOn Bluesky we're at thebeautybrainsOn Youtube we are at thebeautybrains2018And we have a Facebook pageValerie's ingredient company - Simply IngredientsPerry's other website - Chemists CornerFollow the  Porch Kitty Krew instagram accountSupport the show

LTTA TALK EPISODE 1... Welcome to the very first episode of LTTA Talk... where five women come together to have the conversations we've been avoiding. This week, we're asking a hard question: Are we protecting people… or are we telling our truth? So many of us have held back our stories out of fear...fear of judgment, hurting someone's feelings, being misunderstood, or being labeled as bitter. But what if your testimony is the very thing someone else needs to hear? In this honest and vulnerable conversation, we discuss the tension between honoring people and telling the truth, the freedom that comes from sharing your story, and why healing sometimes requires you to stop protecting the very people who hurt you. This season, we're choosing truth over fear, healing over hiding, and freedom over silence. Welcome to LTTA Talk. The conversation starts now. Please leave a review , if this episode spoke to you!  For exclusive bonus content, behind-the-scenes moments, a safe place connect with like minded women.... plus more, join the LTTA app community at ⁠⁠⁠LTTA.app⁠⁠⁠ today. Hair is HairAreUs Use promo code "LTTA" for $ off you order : ⁠https://hairareus.com/discount/LTTA Learn more about your ad choices. Visit megaphone.fm/adchoices

If you want to cut through the noise and BS head to www.colossusfitness.comThese draw from ongoing social media debates (TikTok, Instagram, X), emerging trends like body recomposition, GLP-1 drugs (e.g., semaglutide), wearable tech, and "optimized" protocols. They avoid super outdated ones like "carbs at night make you fat" or the classic "anabolic window" (though timing still gets twisted).Myth 1- You Can't Build Muscle in a Calorie Deficit (Especially If You Have Body Fat to Lose) Body recomposition is very possible for beginners/intermediates with decent body fat, good protein intake, and progressive training. Myth 2- Cardio Kills Your Gains / You Must Choose Between Muscle and Fat Loss Excessive cardio + poor recovery is the real issue, not cardio itself.Myth 3- High Protein Harms Your Kidneys (or You Can Only Absorb ~30g Per Meal) For healthy people, higher protein supports muscle and satiety safely. The 30g rule is overstated, your body handles more, especially spread out. Kidneys concern mainly applies to those with pre-existing issues.Myth 4- Spot Reduction Works (or Targeted Ab Work Burns Belly Fat) Fat loss is systemic; you can strengthen muscles but not selectively melt fat from one area.Myth 5- Sweating More & Soreness is the key to progressSweat is mainly thermoregulation; it doesn't correlate strongly with calories burned or workout effectiveness. Intensity, progressive overload, and consistency matter more.Myth 6- Creatine Causes Hair Loss / Bloating / Other Major Side Effects Still scares people away despite strong evidence for safety and benefits (strength, muscle, cognitive). Hair loss myth ties to DHT correlation (weak), and bloating is usually temporary/minimal with proper dosing. Huge in 2025-2026 supplement discussions.Myth 7- You Need to Train 5-6+ Days a Week (or Go All-In on Intensity Every Session) for Real Results Many busy people get great results with 3-4 well-designed sessions + walking/recovery. Overtraining or burnout myths keep people inconsistent.Thanks for listening! We genuinely appreciate every single one of you listening.➢Follow us on instagram @colossusfit➢Apply to get your Polished Physique: https://colossusfitness.com/

Could erectile dysfunction be a warning sign from your body rather than just a performance issue? Today I'm hosting Dr. Jordan Barber to uncover how sexual health is connected to pelvic floor dysfunction, nerve compression, trauma, toxins, hormones, and lifestyle choices. Dr. Barber shares how his background in Chinese medicine and acupuncture has shaped his approach to identifying the root causes of ED rather than masking symptoms with quick fixes. We also discuss testosterone, circadian rhythms, vagus nerve health, and porn's impact on dopamine signaling. He also offers practical strategies men can use to support better sexual function and longevity. Tune in for the bigger picture behind erectile dysfunction and a more holistic approach to improving vitality.   "If a man has performance anxiety, he's going to be stuck in a sympathetic state, which will not allow him to maintain or have a firm erection." ~  Dr. Jordan Barber   In This Episode: - Erectile dysfunction as a health signal - Pelvic floor dysfunction and nerve pathways - The neurology of an erection - Tools to ease performance anxiety - Hormones, toxins, and testosterone replacement - Hair growth medications and erectile issues - Porn, dopamine, and performance issues  - Root causes of ED beyond blood flow - ED medications: risks and alternatives   Products & Resources Mentioned: Dr. Jordan Barber's Book: Thinking In Chinese Medicine: A Patient's Guide to Acupuncture: https://a.co/d/0eLhBT6P  Bon Charge Red Light Face Mask: Get 15% off sitewide, plus free shipping and a 12-month warranty, with code WENDY at https://boncharge.com/  Organifi Happy Drops: Save 20% with code MYERSDETOX at https://organifi.com/myersdetox    Heavy Metals Quiz: Take the quiz at https://heavymetalsquiz.com    About Dr. Jordan Barber: Dr. Jordan Barber is a Doctor of Acupuncture and Oriental Medicine (DAOM) specializing in integrative pain care with a focus on pelvic floor dysfunction, chronic pelvic pain, and complex musculoskeletal conditions. His clinical work centers on advanced dry needling and neuromodulation-based acupuncture, targeting both tissue and nervous system drivers of pain. With over two decades of experience, he works at the intersection of traditional Chinese medicine and modern pain science to help patients restore function and break persistent pain patterns. Learn more about his work and consult with him online at https://drjordanbarber.com/ or https://drbarberclinic.com/    Disclaimer The Myers Detox Podcast was created and hosted by Dr. Wendy Myers. This podcast is for information purposes only. Statements and views expressed on this podcast are not medical advice. This podcast, including Wendy Myers and the producers, disclaims responsibility for any possible adverse effects from using the information contained herein. The opinions of guests are their own, and this podcast does not endorse or accept responsibility for statements made by guests. This podcast does not make any representations or warranties about guests' qualifications or credibility. Individuals on this podcast may have a direct or indirect financial interest in products or services referred to herein. If you think you have a medical problem, consult a licensed physician.

Grab your hairspray and your jean jacket, because this week Dave and Rob are turning the clock back to 1986 to tackle one of the biggest rock albums of all time: Bon Jovi's Slippery When Wet. With over 28 million copies sold worldwide, this powerhouse record gave us legendary anthems like "Livin' on a Prayer," "You Give Love a Bad Name," and "Wanted Dead or Alive." But forty years after its release, we have to ask the ultimate question: does it still hold up as a masterpiece, or has it lost its edge? To help us settle the debate, we are thrilled to welcome back our good friend and resident rock aficionado, Dustin, to join the analysis! Together, the trio breaks down the tracklist, dissects the massive production that defined the arena-rock era, and discusses the cultural legacy of Jon, Richie, and the boys. Hit that play button to see if we're halfway there, or if this album is just shot through the heart—and let us know your thoughts in the comments below! Chapters 00:00 - Opening of show   Connect with Totally 80s and 90s Recall  Website: https://bleav.com/shows/totally-80s-and-90s-recall/  Email: 80s90srecall@gmail.com  Voicemail: (509) 426-4542  Linktree: https://linktr.ee/80s90srecall Send Us Actual Mail! PO Box 506, Sunnyside, WA 98944   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Paul tells the men they should not wear a head covering while telling the women to wear one. Then he says the women have long hair for a covering and men should not have long hair. Is this even an issue in the church for today? Is this a “culture” thing? We like to say it is because in our western church culture in 2026, this is not an issue. Very few women wear a head covering and when they do, it's a hat. With men, some wear hats during services, including preachers and worship leaders, and some men have long hair which goes totally against what Paul says! So, what is the deal? And how can we pick and choose what is cultural and what is not? For example, Paul says a woman is not permitted to speak yet even in this chapter he is talking about women praying! We discuss it all in this episode...

I Discovered My Husband's Other Life Through a Stray Dog HairBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2026-true-cheating-stories-podcast--5689182/support.

This week we're talking: USA Air Quality, Erie, PA True Crime, Sculptra in South Korea, Getting Better at accepting where we're at, hair transplants, Internet Spelling Bee Words, Jonathan Van News Desk, coming out in your 30s, and Madonna's new album.  Wanna see JVN on stage? Get tix to the Hot & Healed Comedy Tour here.  Catch Getting Better & The Monday Edit, now on YouTube!  Check out the JVN Patreon for exclusive content, bonus episodes, and more! www.patreon.com/jvn  Follow us on Instagram @gettingbetterwithjvn Jonathan on Instagram @jvn and senior producer Chris @amomentlikechris  Executive Producer, Chris McClure Producer, Editor & Engineer is Nathanael McClure Production support from Chad Hall Our theme music is also composed by Nathanael McClure. Curious about bringing your brand to life on the show? Email podcastadsales@sonymusic.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

July 20, 2026 - In this episode, we analyze how DNA and hair evidence were used and question the integrity of the forensic process. Thank you to HomeServe for sponsoring this episode!Join the millions of customers who trust HomeServe. For 50% less your first year, go to HomeServe.com/justice. Savings compared to renewal price. Void in Florida.Become a patron by signing up at www.patreon.com/undisclosedpodLeave us a voice message at www.speakpipe.com/undisclosedSubscribe to our NEW YouTube channel @UndisclosedPodFollow us on Instagram/Facebook @undisclosedpodcastX @undisclosedpod#undisclosed #towardjustice #patriciarorrer #season8 #podcast

Solo Episode 120... There comes a moment when you realize the hardest person to let go of is the version of yourself you've outgrown. In this solo episode, B.Simone opens up about grieving the woman she used to be so she could finally embrace the woman she's becoming. She shares why healing requires releasing old identities, letting go of shame, and refusing to let your past keep you trapped in a version of yourself that no longer exists. She also encourages women to stop hiding their testimony. Your story isn't something to be embarrassed by... it's evidence of God's grace and could be the very thing that unlocks healing in someone else. B.Simone also shares why singleness doesn't have to be lonely. When you're truly content, at peace, and rooted in who you are, being single becomes one of the most beautiful and transformative seasons of your life. She also highlights the discipline she's building in the gym and how physical training teaches lessons that reach far beyond your body. Every workout develops self-control, resilience, consistency, and the ability to push through discomfort... qualities that help you navigate the hard seasons of life with strength and confidence. If you've been struggling to let go of your past, questioning this season of singleness, or looking for the courage to become the woman God is calling you to be, this conversation is for you.  Listen now

On today's MJ Morning Show:Taco BellFester's SpaceX sharesMorons in the newsWoman shot 20-year-old invited into home by 13-year-oldLawyer is trying to get out of contract for house he purchasedCyber Truck didn't do so well in an accidentChicken Salad Chick in Brandon has a second drive thruDeputies reveal the most common reason for speeding"The Odyssey" weekend box officePolice called on a guy who wouldn't leave the theatreWaymo charging depot in Town N CountryWhen he tells her he's not ready for a relationshipWorld Cup... Halftime show and final goalDog park song from ProgressiveBrat Pitt at the World Cup? Oh, wait... it's Matt DamonHi speed chase on Howard Frankland Bridge ends in arrestWhere did that hair in Fester's mouth come from?Ted's of Beverly HillsTampa area psychic called on for helpMeredith in studio about the hair in Fester's mouthA scheme set up between a theif and the receipt checker at Sam's ClubMJ says the World Cup trophy is hideousWhat is 'Whimsy-maxxing'?A woman stole power from a neighborShe was getting ready for a cruise not knowing she was pregnantWhen's the best time to visit Trader Joe's (according to TJ employees)Tom Brady vs Logan PaulA woman went nuts at McDonald'sAvocados are reportedly good for heart healthTaco Bell - Taylor Farms may not be to blameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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She Was 500 Years Off! The Hilarious Minute-to-Win-It Moment You Have to Hear How far off can one answer be and still have everyone laughing? On this entertaining episode of The JB and Sandy Show, the crew tackles the realities of getting older with a hilarious conversation about unexpected hair growth, eyebrow battles, and Tricia's ongoing “whisker war.” What starts as a relatable discussion about aging quickly turns into one of the funniest exchanges of the morning. The show also dives into the aftermath of Central Texas flooding, with updates on lake restrictions, dam operations, and the remarkable power of moving water. Sandy shares stories about people gathering to watch water rush through Mansfield Dam, while the team reflects on the lasting impact these weather events can have across the region. Plus, in Care Don't Care, the gang uncovers some of the delightfully eccentric requests reportedly associated with William Shatner. From unusual transportation preferences to dressing room demands, the conversation proves that some personalities only get more interesting with age. You'll also hear a fascinating story about Austin firefighters using real-world flood conditions to sharpen their swift-water rescue skills, offering a behind-the-scenes look at the training and dedication that keeps communities safe. And then comes the unforgettable edition of JB and Sandy's Minute to Win It. Contestant Gracie is cruising through the questions until one history question creates an instant classic radio moment. When she confidently misses the year Columbus sailed by about five centuries, the laughter that follows is pure JB and Sandy gold. Memorable Moments: “We're fighting the ear, nose, and eyebrow hair.” Tricia's declaration: “I'm winning the whisker war.” The contestant who was “about 500 years off” on a history question. A hilarious deep dive into William Shatner's larger-than-life personality. Enjoyed the show? Be sure to subscribe, leave a review, and share this episode with your friends so they can join the fun and catch every unforgettable moment from The JB and Sandy Show. 

1210 - Side - associated with tattoos 1230 - Ryan Walters, Chief Executive Officer of Teacher Freedom Alliance, kicks us off this week after the Teachers' Unions went crazy at their rallies over the weekend. Is the bible anti-Semitic? Who is spouting that craziness? Why is it so important to get federal funding for school choice? Why are behavioral changes in the classroom and proper training by teachers important for better students in any school? 1250 - Who did Bryson DeChambeau call out to to overturn a golf ruling in The Open? Your calls.

Jared, Katie, and Matt all noticed something odd!

Send us Fan MailWorking to reduce our toxic environment by going back to traditional ingredients  Anna Asi is the founder of Jadu beauty, a New York based brand focused around natural, chemical free hair & scalp care.She combines generational formulations from the Middle East with a modern, simplified approach to hair wellness. She believes that scalp care is the foundation of leng-term hair growth.We discuss the hidden impact of our everyday hair products and the cumulative effect of a build up of chemicals in all the products in our homes.Anna wanted to create products that were safe to use, even if you are sensitive to different ingredients. She is now working on expanding the range to include new products.Connect with Anna:InstagramAmazon Hair & Scalp Salon Specialist course Support the showConnect with Hair therapy:FacebookInstagramTwitterClubhouse- @Hair.TherapyHair Therapy WebsiteDonate towards the podcast Start your own podcastHair & Scalp Salon Specialist Course ~ Book now to become an expert! 

Ever had one of those days where everything just slips your mind?

Sipke Visser is a photographer and speaks about how he collaborates through photography at the 2026 Chico Reviewhttps://www.sipkevisser.nlhttps://www.instagram.com/sipkevisser/https://www.chicoreview.comAfter being born I spent the first 19 years of my life in Leeuwarden, a small town in the North of the Netherlands. In 2005 I moved to London for love and to pursue a life in photography. While making a living as a retoucher I have consistently been working on making art with photography as the main medium. While by very proficient with photoshop I never alter any of my own work, apart from grading.My projects usually involve people. I love involving them with a project asking them to participate somehow, usually by adding text or drawings to a portrait or image. In 2005, for Return to Sender, I sent 500 hand written letters with an image to random people all across the UK, asking for a response. For the HAIR project I asked people to have all their hair cut off and to then reflect on that. In the pandemic I photographed the neighbours in black and white to then revisit them 2 years later inside their houses, shooting them in colour now. For Take a Look at Yourself I photographed 150 people with a large plate camera over a period of 8 years. I then asked them to have a really long good look at the image, and reflect. This podcast is sponsored by the Charcoal Book Club - Begin Building your dream photobook library today at:https://charcoalbookclub.com

(3:30) what's with the wet haired baseball players (16:00) the algorithm needs you angry, not horny (22:00) newsboys and y2k (35:00) would you rather

What is your hair like? Do you like it? Phil and Georgie have a real conversation in easy English all about hair. Learn to talk about your hair and getting a haircut.Test what you've learnt with the free worksheet on our website: https://www.bbc.co.uk/learningenglish/features/real-easy-english/260717Find more programmes for your level here: https://www.bbc.co.uk/learningenglish/english/easy_courseAnd if you find this podcast easy, try our most popular podcast, 6 Minute English: https://www.bbc.co.uk/learningenglish/english/features/6-minute-english

I'm recording this episode a week early as I'm on vacation with my family up in Lake Placid, New York, a beautiful spot that we have been going to for close to 20 years. One of the nice things about going to a familiar place is all the constants that are there. Things like Mirror Lake, the Olympic Oval, the Ski Jump, the lovely High Peaks mountains. All of it is a nice reminder of past summers and current adventures. For some, this might all seem boring, but for me it is something that I know will be there, some kind of regulating force in a constantly changing world. But there are changes as well. It always is interesting, and a little depressing, to see what stores have closed and what new ones have replaced them. Such is the way with entrepreneurship: there are successes and, well, not so successes. I always admire people who take the initiative to start something new, and can imagine the dreams that are bound up into these ventures. When I go back to Lake Placid, it is easy to mourn those businesses that are no longer there, and be hopeful for those who are. Today's episode of Experience by Design is about the long-running story of entrepreneurship, together with the new unfolding story of AI. Demetri Papazissis hails from Greece, which has a long history of entrepreneurship (especially with immigrants who have spread around the world). He continues that legacy with the company Superbo, which is an enterprise-wide AI agent company. Superbo uses what it describes as “Four capability layers that provide enterprise data semantics, AI agent governance, runtime compliance controls, and operational oversight” to provide solutions for clients.  This conversation is about more than Superbo. It also is about the spirit of entrepreneurship in Demetri's life, especially focusing on agility and freedom in the entrepreneur's journey. However, he describes his own experiences as an entrepreneur as 80% negative and 20% positive. This leads to a broader conversation about whether people are being encouraged to be entrepreneurs when that lifestyle may not be right for them.  We talk about the impact of AI in terms of work, the economy, and society. We discuss the challenges of strategic adoption of technology, seeing ways that companies fail to implement because they don't have the strategy and support to succeed. He notes that successful AI implementation requires a partnership approach, involving not just technological guidance but also helping organizations address internal structural and relationship issues. He also talks about how he is self-taught at piano, leading to admission to the Berklee College of Music here in Boston. Being there taught him the value of creativity and thinking outside of the proverbial box. Overall, it was a great chat about risk-taking, creativity, changing times, constant themes, and also Demetri's great hair.  Demetri Papazissis on LinkedIn: https://www.linkedin.com/in/demetripapazissis/ Superbo Website: https://superbo.ai/ Superbo Big Idea: https://www.businessage.com/post/my-big-idea-enterprise-ai-superbo

Yasmina Elmerkaoui had one shot - use the house deposit to buy a home, or bet it all on a hair gel she'd spent two years formulating. She chose the hair gel. On launch night she packed orders until 5am, drove them to the post office herself, and woke up to find all 20,000 units - what she thought was a year's worth of stock - completely gone in 24 hours. Macao is now on track for eight figures in its third year, built on 90,000 Instagram followers, zero outside funding at launch, and a pre-launch call to her manufacturer that saved everything. In this interview, Yasmina breaks down the exact pre-launch move that meant stock was already in production when she sold out overnight, how she turned copycats into a celebration, and the investor email she kept deleting because she thought it was a scam. What you'll learn in this interview: Why she bet the house deposit on a hair gel - and the mentor conversation that pushed her over the line How nearly $10,000 in sampling and a $30,000 first run taught her what building a real product actually costs The pre-launch gut call - why she paid a deposit to start production before launch, and how it saved the business when everything sold out in 24 hours Why she started signing customer service emails under a male alias - and why it actually worked How she used UGC creators from day one to fill the feed with different faces, ethnicities, and hair types so the brand didn't rely on just her The Black Friday disaster that made a year's revenue in one week - then nearly broke her entire operation Why she kept deleting the investor email from Capital Influence because she thought it was a Facebook scam What finally convinced her to give up equity - and why it was about experience, not money The "create your own bundle" feature that raised average order value without a single extra product Why she celebrates copycats - and the mindset that keeps her focused on what's next instead of what's being copied If you're an early stage DTC founder, a content creator thinking about launching your own product, or trying to figure out how to turn a loyal audience into actual sales without burning the trust you've built, this conversation will fundamentally change how you think about community, launch strategy, and what it really takes to go from house deposit to eight figures. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to get started. WANT TO GROW YOUR BRAND WITH META ADS? Join the Foundr Operators Waitlist → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/operators⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH NATHAN CHAN Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/nathanchan⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/nathanhchan/⁠⁠⁠⁠⁠⁠⁠⁠ CONNECT WITH YASMINA ELMERKAOIU Instagram → https://www.instagram.com/mrs.yasmina/ LinkedIn → https://www.linkedin.com/in/yasmina-elmerkaoui-191b69262/ Website → https://merkaou.com/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Website → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.foundr.com/podcast⁠

#028 This week, Melissa and Jam travel even further down the rabbit hole of hair chemistry. How does our hair get damaged? How do we curl, straighten, and perm our hair? What's going on there at the molecular level? Let's find out! References from this episode Biochemistry, Edition 4 - Garret and Grisham Making waves: The chemistry of hair perms - Christine Herman, Chemistry & Engineering News How Did the 80s Get Hair So Big? - American Chemical Society The Chemistry of Hair - C. S. Whewell, Ph.D., F.R.I.C., F.T.I. The Science of Curls - Leidamarie Tirado-Lee Support this podcast on Patreon Buy Podcast Merch and Apparel Check out our website at chemforyourlife.com Watch our episodes on YouTube Find us on Instagram, Twitter, and Facebook @ChemForYourLife   Thanks to our monthly supporters Sara Hull Dog Day Dan Bri . Summer Alden Amanda Raymond Kyle McCray Justine Ash Vince W Julie S. Heather Ragusa Autoclave Dorien VD Scott Beyer Jessie Reder J0HNTR0Y Cullyn R Erica Bee Elizabeth P Rachel Reina Letila Katrina Barnum-Huckins Suzanne Phillips Venus Rebholz Jacob Taber Brian Kimball Kristina Gotfredsen Timothy Parker Steven Boyles Chris Skupien Chelsea B Avishai Barnoy Hunter Reardon Support this podcast on Patreon Buy Podcast Merch and Apparel Check out our website at chemforyourlife.com Watch our episodes on YouTube Find us on Instagram, Twitter, and Facebook @ChemForYourLife Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

With Constantine Hatzivassiliou—Partner, Certuity Golf taught Constantine Hatzivassiliou how to perform under pressure. Building a nearly $5B multi-family office taught him that the best advisors become the first call when life, not just the markets, gets complicated. In Summary Many advisors spend years mastering investments, but for affluent families, portfolio management is often just the starting point. Jason Diamond welcomes Constantine Hatzivassiliou, Partner at Certuity, to discuss how his journey from aspiring professional golfer to leader of a nearly $5B multi-family office shaped his approach to client service. Their conversation explores why trust is earned long before a crisis, how family office services evolve naturally from client needs, and why the advisor's role increasingly resembles that of a quarterback coordinating every aspect of a family's financial life. The discussion also examines organic growth, referrals, fiduciary advice, private equity's impact on the RIA landscape, and the qualities that allow advisors to become indispensable over decades—not just market cycles. The Storyline Many advisors spend years perfecting investment management. But as clients become more successful, the job changes. The questions become bigger than portfolio construction. A business is being sold. A family dynamic shifts. A tax issue emerges. An estate plan needs updating. Suddenly, the advisor isn't simply managing assets—they're coordinating decisions, relationships, and emotions. For Constantine, that broader role was shaped long before he entered wealth management. As an aspiring professional golfer, he learned lessons about discipline, preparation, and performing under pressure that continue to influence how he serves clients today. Jason and Constantine explore how Certuity grew from approximately $210 million in assets to nearly $5B, not through acquisitions but through referrals and a service model built on becoming indispensable to the families they advise. Constantine explains why he believes the best advisors function more like quarterbacks than portfolio managers, orchestrating the many moving pieces that come with significant wealth. The conversation also examines the evolution of the multi-family office model, the role of fiduciary advice, the impact of private equity on the advisory landscape, and why experience, judgment, and trust remain the qualities clients value most. Ultimately, this episode is about what it takes to become the first call when life – not just the markets – becomes complicated. Topics Covered Lessons from professional golf that translate to wealth management Building Certuity from $210mm to nearly $5B in assets What distinguishes a multi-family office from a traditional RIA Why referrals fuel long-term organic growth Becoming the “first call” for affluent families Fiduciary advice and the evolution of the advisory profession Family office services beyond investment management Private equity and M&A in the RIA space Developing the next generation of advisors Trust, relationships, and lifetime client service > Download a transcript of this episode… Listen and Learn Highlights for Advisors How did professional golf prepare Constantine for advising wealthy families? (3:45) Constantine explains why competing under pressure taught him discipline, emotional control, and process—qualities that now guide every client relationship. How did Certuity grow from $210 million to nearly $5 billion? (8:00) He shares why nearly all of the firm's growth has come organically through client referrals rather than acquisitions or aggressive recruiting. What separates a multi-family office from a traditional advisory firm? (11:45) The conversation explores how expanding into trust, estate, tax, and family office services became a response to client needs—not a business strategy. Why should advisors think of themselves as quarterbacks? (20:00) Constantine recounts a client business sale that fell apart at the closing table and explains why advisors often become the person holding everything together. How does Certuity view private equity and acquisitions? (36:20) Jason and Constantine discuss when outside capital can make sense—and why Certuity has chosen a different path centered on client alignment. Why do wisdom and experience still matter in an AI-driven world? (29:30) Despite advances in technology, Constantine argues that judgment, trust, and perspective remain the qualities affluent families value most. Key Takeaways High-net-worth clients increasingly value coordination, judgment, and perspective over investment selection alone. Family office services often evolve naturally as advisors respond to increasingly complex client needs. Sustainable organic growth is rooted in trust, which explains why referrals account for the overwhelming majority of Certuity's new business. Golf and wealth management share the same disciplines: preparation, emotional control, patience, and executing under pressure. The most valuable advisors become trusted partners during life's defining moments—not simply portfolio managers. Technology continues to reshape wealth management, but experience and wisdom remain difficult to replicate. Building a lasting advisory business requires investing in culture, succession, and the next generation of talent. https://youtu.be/m72Hq6bMTo4 Quotable Moments “The best advisors aren't simply managing portfolios. They're the first person clients call when life gets complicated.” “A bad shot in golf is the equivalent of a bad day in the market. You can't let one dictate everything that comes next.” “More often than not, we're not just financial advisors—we're financial therapists.” “Growth gets the headlines. Trust is what makes it possible.” FAQs What is a multi-family office? A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Why has Certuity grown primarily through referrals? Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. How does golf relate to wealth management? Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. What is Constantine's perspective on private equity in wealth management? While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. What qualities distinguish exceptional advisors today? According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. Related Resources Emotional Intelligence: The “Untouchable” Differentiator in an AI World Intentional Growth: How Top Advisors Build Businesses That Last The 10 Characteristics of the Most Successful Teams Constantine HatzivassiliouPartner  Constantine Hatzivassiliou is a Partner at Certuity, a nationally recognized multi-family office serving affluent families, entrepreneurs, executives, foundations, and endowments. He advises clients on the complex financial, tax, estate, and business planning decisions that accompany significant wealth, helping families coordinate all aspects of their financial lives through a comprehensive family office approach. Drawing on more than two decades of experience, Constantine works closely with successful business owners, corporate executives, and multi-generational families to simplify financial complexity and align investment management, tax planning, estate planning, philanthropy, and family governance strategies. As a Certified Exit Planning Advisor (CEPA®), he frequently assists entrepreneurs in preparing for liquidity events, business transitions, and the long-term stewardship of family wealth. His clients often view him as a trusted advisor and strategic sounding board, helping them navigate important financial decisions with the perspective of both a family office professional and a coach. Prior to joining Certuity, Constantine held advisory and banking positions with The Bank of New York Mellon, Bernstein Global Wealth Management, and Pacific Mercantile Bank. Before entering the financial services industry, he was a Golf Professional and member of the PGA of America, experiences that continue to shape his disciplined, competitive, and relationship-focused approach to advising clients. Outside of his professional responsibilities, Constantine is passionate about mentoring young athletes and strengthening the communities in which he lives and works. He serves as a Board Member of Coerfontaine Football Club (CFC), a premier youth soccer organization focused on developing young athletes and helping them pursue collegiate and professional opportunities while fostering leadership, discipline, and character. He also serves as Chair of the Safety and Security Committee for Parkland, where he works alongside community leadership to enhance resident safety, security, and quality of life. In addition, Constantine is a Founding Board Member of The Boardroom, a private membership organization focused on fostering meaningful relationships among business leaders, entrepreneurs, and professionals through networking, education, and philanthropy. Born in Greece, Constantine spent his childhood in Montreal before relocating to South Florida. He attended the University of Florida before earning a Bachelor of Arts in Economics from Florida Atlantic University, where he graduated with honors. He holds the Certified Exit Planning Advisor (CEPA®) designation. A lifelong student of the game, Constantine remains active in golf and is a member of Muirfield Village Golf Club, founded by his longtime  hero and mentor, Jack Nicklaus, as well as Parkland Golf & Country Club. Constantine resides in Parkland, Florida, with his wife, Stephanie, and their two children, Nicholas and Olivia. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Episode Transcript Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I want to talk more about the growth because that’s remarkable. But before I do, can we double click on the service model? So, I would say the most typical we hear, I think more of our guests typically come from the wirehouse world where it’s I have my book, you have your book. What does your service model look like? So, is it truly, if it’s working well from the end client perspective, you should be interchangeable with your partners and it’s a true team approach? Constantine Hatzivassiliou: How we engage our clients, the theory should be I can get hit by a bus tomorrow and outside of the client not being able to speak to me directly, they will not have a hiccup in any way, shape or form. And when we’re dealing with families across multiple generations, the way we’ve built our platform, that continuity is critical in the engagement process for the clients hiring us to help them through all of the challenges that they face. Jason Diamond: What’s your sweet spot in terms of client size? Constantine Hatzivassiliou: Our average client size today has just shy of eight million AUM with us. We have some clients who have $1 million certainly but they’re strategic in that their friends, their family, they could be centers of influence who help send business our way because they value what it is that we do and there’s a strategic partnership because we might need them for their trust and estate services or their accounting work and they have clients who have a need and we’re on the short list of people they refer to. Jason Diamond: That they trust. Yeah, makes sense. So, I’ve seen this in the news and also even on your own internal materials, I’ve seen you described as both a modern multifamily office, you’ll also obviously hear the term RIA as well. Does that distinction matter at all? And maybe my second part of that question would be what is the distinction between that space, whatever you call it, and the more traditional firm world from a client service perspective? You mentioned that all of your partners from that world. Constantine Hatzivassiliou: I started in this industry truly at an institutional level at Bernstein in New York and, for anyone who knows Bernstein, they really do brainwash you on the fiduciary model and the values affiliated with that philosophy has translated through my career at BNY Mellon which has a very similar feel as Bernstein. And then, when we came here, we instilled that same core value principle of fiduciary responsibility for our clients so we are very different than a traditional wirehouse or brokerage house, it is why we’ve grown so successfully. I would never, one, work for an institution that did bide by those standards and, secondarily, I wished Congress and Senate would turn around and actually implement a mandatory fiduciary liability for all financial advisors because, far too often, we see prospective clients or families get taken advantage of because the individual sitting across from them giving them financial advice is not necessarily aligned with their goals and objectives. Jason Diamond: So, I take it you are fee only. Constantine Hatzivassiliou: We are fee only. Jason Diamond: Yeah. I don’t want to lose the thread on the first part of my question. Do you think there is a distinction between a multifamily office and an RIA? I don’t want to lead you here but to me it implies a different level or different caliber of service model that probably includes more of the ancillary trust and estate and CPA type stuff that higher network clients need but curious what your thoughts are. Constantine Hatzivassiliou: Our first seven years at the firm, we were strictly an RIA, we functioned as an advisory service provider to our clients. What attracted me and my partners to Certuity was the nimbleness of the firm. So, for instance, at BNY Mellon, we often deemed a change necessary as moving an aircraft carrier across the world but it was an impossible task to accomplish. But when you’re small and nimble and clients come to you with a need and you’re in the service, ultimately, first and foremost, it made sense for us to start building out family office services for our clients because they had a need and we found it as a way to centralize everything because, far too often, when the communication standards break down between all the individual parts, one, it’s more expensive for the clients and, two, the process isn’t efficient, things get missed. So, we tried, largely due to our growth, to bring everything in house and our clients appreciate that for it. Jason Diamond: So, this is not a chicken and egg situation, this is very much we had large clients, we were attracting large clients and, in order to service them optimally, here’s what we felt we needed to build. Is that fair? Constantine Hatzivassiliou: 100%. Jason Diamond: Let’s shift gears, I need to go deeper on the professional golf thread a little bit. I promise I won’t make the whole interview about your golf background. I’m curious if you feel like that experience or that, I don’t know, upbringing or, I guess, background laid any foundation for the way you engage with clients today or the way you operate as a business leader today. Constantine Hatzivassiliou: So, there’s a couple parts to that. The golf side, certainly, just from an engaging client perspective, 90% of our clients are golfers. Jason Diamond: It’s very true. Constantine Hatzivassiliou: Right. It just helps because of our background and certainly with some of the clients and partners that we have at the firm, golf is a critical thread in what we do. However, when it comes to golf, what I learned playing golf at a high level directly translates to how we manage money for clients and I’ll express it this way. There’s generally two types of golfers, there’s the artist, the Sergios of the world who don’t fundamentally function off of specific points in their swing or a very structured platform, they see something, their mind becomes creative and they execute on it. I was never that way, I am a numbers person, I think everything analytically, I break everything down to the minute, everything is strategized and organized, I was taught to practice that way by Coach Alexander at the University of Florida and that foundational element seemed easy, it worked. If you practice properly, you’ve succeeded. Under pressure, all those hours and hours of repetition translated to success more often than not. In our industry, it’s process-driven, it has to be unemotional. A bad shot in golf is the equivalent of a bad day in the market, you can’t let one bad day in the market influence everything you do for the next year. Same way on the golf course playing in a tournament, you can’t allow one golf shot to affect the rest of the round. We kid with our clients oftentimes that, while we are fundamentally their financial advisor, more often than not, we’re their financial therapist. We have to control their emotions and make sure they’re not making an irrational decision. For instance, a couple days ago we were out with a client the day that Iran shot down one of the US military helicopters and we’re sitting down at lunch and, all of a sudden, his phone starts blowing up because he’s getting all these Google alerts to the market heading in the wrong direction and he had to go do a life insurance test later on that afternoon. So, all week, he had prepped and he was calm and he was relaxed, he was really excited, he’s, “My wife is setting me up with a new insurance policy and I know it’s for her benefit but all my numbers look good, I’m going to ace this and my premiums will be really low because of it,” it was a $25 million policy. And as he’s looking at his phone and he sees the market collapsing in his mind, his blood pressure rose to no end, you could see that his anxiety level went through the roof and, had I not been there with him at the time to hold his hand through that process, his afternoon would’ve been shot. I would’ve got a phone call saying, “What are we doing to prevent 2% loss in my portfolio,” because that’s how he thinks and, in that moment, I was the therapist to talk him off a ledge. It’s so hard for individuals to manage the stress of the markets, that golfer mentality of, okay, just breathe, relax, let’s see what’s going on, let’s make an educated, confirmed decision, let’s circle back with our caddy if we’re on tour and competing and make a unified decision for the long-term success of the goal that we’re trying to achieve. And what we do every day is the same thing with our clients. Jason Diamond: It’s an incredibly thoughtful answer, I expected a version of the latter part of your answer. I appreciate that you added the part about just most clients like golf, enjoy talking about golf, enjoy playing golf and it’s an effective business development tool, there’s no question. Constantine Hatzivassiliou: So, I have two kids, a 12-year-old and an eight-year-old, my son who’s 12 who’s an exceptional soccer player and wants to, aspires to play professionally one day has now fallen in love with golf which I’m ecstatic about. I think golf and tennis, from a business development perspective- Jason Diamond: Yeah, lifelong sports. Constantine Hatzivassiliou: And I look at it now and my mentor when I started in the business was absolutely right. The fact that I could get a CEO of a Fortune 100 company to want to actively spend four hours with me where we could dive into the weeds about their personal life, their financial situation, their business, you could never get that time otherwise. I urge everyone who’s coming out of college or is going into college who wants to aspire to be in any type of sales related role, golf is a great venue to make long-term relationships. Jason Diamond: And importantly, tennis is not as good on the knees long-term or the back long-term. So, you stick to golf, you get a little more longevity out of it. Constantine Hatzivassiliou: It does help, yes. You’re right. Jason Diamond: My thought always goes to people call it the 15th club in golf, just this mental element of the game and to me it’s the clear moment in golf that always comes to mind for me is the 72nd hole. I don’t know if you just watched the US Women’s Open but Nelly Korda standing over a two-foot putt that I really thought she missed, is there an equivalent of that moment? Are you ever able to recreate that pressure in your current role or is that something that you miss? Constantine Hatzivassiliou: Jason, we have those moments weekly, countless stories. Here’s where I love my job. I’ve transitioned from being the guy behind the screen who is just trading accounts, that’s where we all start and you have to have that foundational perspective of what’s involved in trading an account on a daily basis. Not that we ever picked stocks to an extensive level, we were generally managing ETFs, mutual funds and strategies but I’ll give you an example. So, just last week, we had a family and this is where the family office side comes in more so than the financial advisory services come in. We had spent four months in helping a family sell their business, it was a life altering moment, the dad started the business, the dad had been independently successful, net worth of well into eight figures, was happy and content, brought his son into the business, son was brilliant, saw an opportunity within the business and grew the business by 4,000%. Jason Diamond: Literally? Constantine Hatzivassiliou: Yup. All because of this, the son saw a different direction and pivoted the business and grew it out and here he is, getting ready to have their first child and he gets approached by a firm to acquire his business. They’re ecstatic, the number was perfect, I thought it was overvalued, I was telling them that there’s no way they could turn it down because the number was too significant. Had they gone to the market, they would probably never achieve that level of return. And literally, the day of closing, as we’re expecting the wire to come through, the deal gets pulled. So, here you have the father who’s crushed because he was trying to provide something for his son, the son who’s just devastated because he now was preparing for the second stage of his life and you go through at that stage the classic stages of grief, it’s the cycle that goes through it. I was holding their hand through the three-month process up to there, every day, hourly calls, strategizing, building everything out, organizing the accounting team, organizing the attorneys, getting it all to work out. And here I am, father and son, unbelievably stressed, you have the wives in the background who can’t quite comprehend what’s going on, you have employees beneath them who are now confused as to there was a transition getting ready to take place and the only person who can step in under that critical moment to bring everybody back together was me. So, here I am thinking, 20 years ago, I’ll just pick stocks and bonds for individuals but now I’m in the middle of deal flow trying to help a family solve the issues that arise. So, those are hugely critical- Jason Diamond: Yeah, that’s right. Constantine Hatzivassiliou: …moments where, because our clients are our friends and family, we care for them like they’re our own, you become emotionally attached. And the same pressure that I felt when I won my first mini tour event after college, when I had to get up and down from the impossible bunker shot and I hit it to six feet and I made the crucial put to win my first $23,000 check which I thought was unbelievable, they gave you those big old-fashioned- Jason Diamond: The Happy Gilmore checks. Constantine Hatzivassiliou: Exactly, right? It was the greatest day at that time. The stress of being in that bunker trying to hit that shot is the same stress I felt having two phones ringing, one the father, one the son where we have to keep that situation separate. So, you’re diving into unbelievably stressful situations and the best part is, when we get it all solved and literally yesterday we solved the entire dynamic of the business, I get a text from the son saying that this was the most incredible rollercoaster experience he’s ever experienced, that he’s incredibly grateful for all that I did and our team did for him and that, for the rest of his life, we will always be the first person he calls to solve any of his problems. So, for us, that’s the recreation of that stressful moment and then the victory on the back end. Twenty-five years ago, I got the big Happy Gilmore check. Yesterday, I got that text which I’ve printed out and framed and have it in my office as a constant memory of why it is we do what we do. Jason Diamond: And I would bet that’s more impactful than the $23,000. It’s an incredible story and I’ll tell you why, you said it but it’s as far away from stocks and bonds as you could possibly get. But I think, most advisors, a story like that resonates much more. It leads into my next question. You intentionally choose to service a high net worth segment of the market and I would assume that number’s probably creeping up, not down over time in terms of who you service. My thought is that’s a very competitive segment of the market as well. Is this how you differentiate is just you make it about those types of human examples or is there more to it? Constantine Hatzivassiliou: I’m envious of the advisor who could walk into a room of 200 people and they become the central focal point of the room where they can walk up to every single person and fearlessly ask them incredibly personal information, I’m not wired that way. For me, I’m very much the individual that I will find the one person that I have common ground with, I will deepen that relationship and I will add value and, because of the value that I create, I become a critical component of that individual’s success. And that’s how we’ve grown our business holistically at the firm largely buy that extra layer of service. We’re a commodity business. Being in South Florida, the clubs that I belong to, 10 to 15% of the members feel like they’re financial advisors. You could throw a rock anywhere and find a financial advisor so how do I differentiate myself? The only way I can truly differentiate myself and my firm is the level of service we provide, to go that extra step. To where, when we’re calling a client, they know I’m calling them to support their needs not because I’m seeking something for any ulterior motive. Jason Diamond: But you don’t mention financial planning or investment management or asset custody. Is that because I assume just that’s table stakes? Of course we do that but … Okay, yeah. Makes sense. Constantine Hatzivassiliou: That’s the easy part, right? That’s foundationally … And to your earlier point, you were asking the RIA model. One of the biggest challenges that we had down here in South Florida was the RIA model is new. If you were in the northeast, RIAs are very common, out west, incredibly common. Down here in South Florida, I just finished dealing with Bernie Madoff. Jason Diamond: You were fighting the good education fight a little bit. Constantine Hatzivassiliou: At Bernstein, 108 of our clients had assets with Bernie Madoff. Jason Diamond: Yeah. Constantine Hatzivassiliou: So, when you leave, one of our biggest growing curves as an RIA in South Florida was, when you leave the power of BNY Mellon or Bernstein and you’re some random little shop called Certuity, no one knows who you are. So, there was a big part of our education in the business was learning how to educate clients and prospective clients on the value of the RIA model and the fiduciary model in particular. Jason Diamond: Could you give me the 30-second answer to that if somebody says who are you, your prospect? I’ll tell you why I ask. Forget just Bernstein’s and BNYs of the world, a Morgan Stanley advisor or Merrill advisor has the exact same fear. I’m leaving Merrill to go launch Jason Diamond Wealth Management, my client’s going to say, “Well, who is that?” So, give me the quick pitch. Constantine Hatzivassiliou: Your typical broker, let’s say, you’re not really hiring JP Morgan, you’re not really hiring Wells Fargo, you’re not hiring Goldman Sachs, you’re hiring the advisor who works for that institution. Now, yes, that advisor has the Rolodex of data and information available at the firm level but, ultimately, you’re entrusting that individual to make your decisions for you. The broker who leaves the brokerage model to open up their own brick and mortar operation has to then decide are they continuing down the wirehouse brokerage model where they’re transactional in nature, the economics behind that, far more profitable. The revenue streams affiliated with a brokerage house drastically blows us out of the water. But then you have to also look at yourself in the mirror so how are you running your book of business, how are you running your practice. So, to answer your 30-second question, the RIA model, in my opinion, is truly the only way any family of wealth should proceed with an advisory firm because you want an individual who is aligned in your goals and objectives. Our clients know that I’m their chief financial officer, I work for them. They task us with building out a financial strategy that is customized to their individual needs and they never have to worry do I have an ulterior motive as to why I’m presenting an option in that strategy. And, because of that, the fiduciary model, I think, is critical for our success as a firm and, again, as I mentioned earlier, I wish it’s something that was industry well and not the vast minority. Jason Diamond: Yeah. No, that’s a great answer. So, do you think then that, as time has gone on, this has gotten easier? I assume the answer is yes either because more clients are aware of your brand and/or more aware of the space as a whole. Constantine Hatzivassiliou: The first thing that helped the most was some gray hair. When I started at Bernstein, I attempted to solicit new clients very much the same way I do today. But when I was 26 years old and I’m sitting in front of a family worth and the dad was in the 70s and he lived his life and I’m younger than his kids, he would look at me and say, “What do you really know? What experience do you have?” So, doing this now for as long as I have, the number one thing that has helped me the most in growth is just wisdom and time. Without that, yes, you can be a rockstar stock picker. We have so many kids coming out of college today with the advent of AI and technology that have algorithms that could run unbelievable portfolios and there is a segment of the market who wants to hire and engage those individuals but, generally speaking, the families that we service, that is 10th or 12th on the list of importance. Jason Diamond: No, I think that’s spot on. I think most high net worth clients counterintuitively agree with that, that alpha, for lack of a better term, is really not the name of the game or not in the top five reasons why you would engage with a financial advisor. Constantine Hatzivassiliou: Agreed. The biggest thing that we’ve been doing to educate clients especially in today’s environment, I had a call yesterday with an individual, a client who lives in New Jersey who works out of New York for a hedge fund, he knows our space incredibly well. He’s one of those kids, 28 years old, brilliant, as smart as you’ll ever be but his tax bracket is atrocious. He is paying so much of his W-2 income in taxes and building out a strategy that can reduce his tax liability by several hundred thousand dollars a year far exceeds any alpha I can generate by picking a top decile performer. Jason Diamond: What was the strategy? Move to Florida? I’m just kidding. Don’t answer that. Constantine Hatzivassiliou: We offered that but, unfortunately, he has to be physically in the office in New York City but yes. Jason Diamond: I think that will resonate, by the way, your gray hair comment. I appreciate the humility and the modesty in that because, the reality is, one of the questions I was going to ask you about was next-gen talent cultivation. In my opinion, this is a hard game for younger folks for that reason. People sit across from other people with a lot of money and they say, “Why am I going to entrust you with my life’s work when you just don’t have that degree of experience?” I was asking more even about your firm success and your firm story, have you felt like that’s caught on more? Do you have more brand awareness, if you will, now when you go to a prospect meeting or do you think you’re still constantly fighting that education fight? Constantine Hatzivassiliou: So, first part, brands, it’s improved in our immediate network. In our little bubble of the world, yes, it’s known. Let’s call it, in South Florida the influential attorneys, the accountants, the divorce attorneys know who we are because, having been down here long enough, we’ve had opportunities to work together. Our network of friends, certainly, the word spreads. But in the grand scheme of things, we are so small in the South Florida landscape or the LA landscape or the New York landscape so any incremental gain that we pick up is meaningful. And then, as it relates to young talent, our success is completely, long-term, derived by the young talent that we bring in to nurture them to help them grow. I look at our success, two of our critical mentors and board members of our firm are in their 80s, their children and grandchildren, nepotism aside, whether it was interning while in college or coming to work for us after school, they’re our best employees. And our goal as a firm, just like how I was offered the opportunity to become a partner and own a piece of the business, our goal long term will be to transition the business to this younger generation that we’re developing. I look at, again, those two board members who are in their 80s, the advice they’ve given me is don’t ever stop working, you have to be doing something. And I turn to them and say, “I don’t work every day.” I put in 20 hour days, well, not quite 20, 18 hour days but it’s never work because, what I do every day, I don’t deem it work, I love what I do, I don’t ever see myself stopping. Because they’ll tell me all of their friends that have stopped working or sold their business, invariably, the men die within six months because boredom and we always joke around that you’ll continue to work forever. So, I would hope that one day I transition into that advisory board member role where I step aside day-to-day activity where I’m now a mentor to our younger generation that we’re promoting into partners because we’ve made promises to our clients that we will forever be their family office. So, we have to, as part of our growth model, have those transitions in place because we’re servicing many families that have 85-year-old clients and two-year-old clients and we’re tasked with the two-year-olds as well as the 85-year-old. Jason Diamond: I also feel like there’s a little bit of younger generations I think have been reluctant to some degree to get it, you can disagree with this, to get into this space because there’s a more appeal to things like investment banking and sales and trading to some degree. The other problem obviously you alluded to is asset gathering. Your model speaks so clearly to success because you don’t say I own the client, that’s my relationship. To me, you plant the seeds of being able to handle succession much better than somebody who does the mine is mine and yours is yours approach. Is that fair? Constantine Hatzivassiliou: That’s completely accurate. And I think there’s two types of people that serve in the financial advisory space. You have the individual who is analytics driven, who likes being behind the bank of monitors trading account and there’s a critical part of our firm and our success is driven by the team in the office that aren’t necessarily client facing that do all the heavy lifting every day because they’re really doing the heavy work. Myself, my partners, the select few, while talented and able to do that, realize the value that we present is quarterbacking the relationship and helping understand all the components. We kid around that we’ve all stayed at a Holiday Inn Express last night, we’ve become experts in tax, we’ve become experts at trust and estate planning, we’ve become experts at divorce, we’ve become experts at the medical field. It’s shocking how it’s 2:00 in the morning and you get a phone call, panic attack by a client saying they need a doctor for X, Y and Z, can you connect me. So, the younger generation, yes, the sexy space is investment banking and that is really hard work. I could not do what my friends at Goldman do who are at these private mid-market funds, that’s just not me. I’ve been fortunate that I stumbled into an avenue in financial services that I think perfectly fits my personality and my want and desire to help others because that’s what we’re driven by and we try and hire people with that same mindset. The hardest thing as an RIA especially in South Florida is finding and retaining talent that is like-minded and that could function well within our family. Jason Diamond: If you build a firm predicated on culture and client service, I understand, certainly, the importance of that. I want to shift gears, I don’t want to lose this thought. You mentioned organic growth, it’s incredible. You have not mentioned inorganic growth at all and maybe because you haven’t had to but give me your thoughts on M&A, private equity in this space, do you have plans to sell the business, take on a capital partner, buy other RIAs? Constantine Hatzivassiliou: Yeah. So, I understand why private equity in the last 10 years has come into the market. For years, they bought up insurance practices, that recurring revenue, sticky assets, it makes sense. Personally, I’m not a fan of them being in our markets, I think they’re motivated at the end of the day by AUM growth, revenue growth and the second transaction which, for most of our clients, would not make sense because, again, that then questions why it is that we’re motivated to do something. Am I taking extra risk in the portfolio because I want to grow the AUM because I’m looking to sell in a year? Am I bringing in a strategy that has a higher fee? For us, it doesn’t work. In the brokerage model, it makes perfect sense. Now, there are some RIAs who leave the wirehouses, open up an RIA shop, do really well for their clients but don’t have the long-term aspirations of making the institution a legacy to where they’re passing it off. I hope my kids one day want to come work for dad and follow in his steps, that’d be amazing. Just like our younger generation working at the firm, our goal is we’ve already targeted the three or four guys that will be partner one day and we’ll transition the business over to them. But it’s okay if there’s an RIA out there who doesn’t have that transition product or isn’t motivated by that and is looking at it as a vehicle that I’ve built a really good successful book of business and I want to now retire and spend time with my family and kids and travel, et cetera, and that’s where PE steps in and offers an attractive number and the person makes their move. So, I can’t fault the individual for wanting that and I’m not saying that they’re not doing well by their clients, it’s just, for us, I’m not a fan of it because, again, I’m first critically and always focused on what’s best for the client. Jason Diamond: Fair. And I largely agree with some of what you said around private equity in this space but private equity enables … Obviously, it’s capital so which enables acquisitions which is why a lot of firms take on private equity. So, what about the idea of potentially buying businesses to start up inorganic growth? Constantine Hatzivassiliou: We have gone down the road of acquiring other institutions potentially. The challenge is, because we manage money so uniquely and our approach is so different, I’m not going to bring on an institution or bring in a new partner to the firm or a new book of business that we’ve acquired if the methodology and the life of that book doesn’t mirror ours. So, yes, there is opportunities to grow through acquisition, it’s not something that we are leaning on heavily. However, for the right institution that’s available that is aligned with our thinking, whose clients would value and appreciate how we do things or, if that institution is doing something truly unique that we would want to bolt onto our platform, all day long because, again, for the benefit of the client, it makes sense. So, yes, there are opportunities for that. Too often we find that, when a book is available for acquisition, the highest bidder tends to win out and we don’t have the deep enough pockets to write a multiple that we don’t deem to be, let’s call it, market neutral. Jason Diamond: Yeah, market prudent. I understand the premise and I think that’s fair. I also think you have the luxury, because of your organic growth, you can be super, super picky about inorganic and I love how you bring it all back to the lens of the client. Can this improve the client experience in some way? And, if so, yes, we’ll take a look. I got time for one more question, I can’t believe time has flown. You’ve had a remarkable journey, professional golf now partner at a $4 billion plus on the way to $5 billion RIA multifamily office. What are you most proud of when you reflect on your career journey? Constantine Hatzivassiliou: What am I most proud of? To see what Rich, myself and Mark and Jayson built over these years from where we were sitting in a small conference room, struggling to figure out how do we find a way to hire a trust and estate attorney to help with that component, which CPAs do we bring on board in-house because clients have a need. So, the entrepreneurial spirit involved in growing the business, the late nights, the struggles, the banter back and forth, to put so much blood, sweat and tears into this and now to look at all that we’ve accomplished, being in four separate states with offices, having so many wonderful employees that have come to us from all over the world, Germany, from China, from Tokyo, bringing people in to the US and building out something that, when we leave at the end of the day, are incredibly proud of. My father’s no longer with us, for 50 years, I always strived to make him proud because he never told me that he was proud of me, he was the classic Greek old-fashioned dad. I think he looks down on his now for everything that we’ve built and would say that he’s proud of us so, for me, that’s the best. Jason Diamond: Yeah. That’s an incredible place to end. Thank you for sharing that, it’s a touching place to end and I appreciate you being open. Thank you. This has been one of my favorite episodes, your journey, your humility, your honesty, your transparency, it’s no wonder you’ve built a business you’ve built. So, thanks for joining us, Constantine. I look forward to having you back on to talk about the next chapter. Constantine Hatzivassiliou: Thank you. Next time we’ll do it from the golf course. Jason Diamond: Oh, absolutely. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I

This week on J.E.T. Setting Divas, Evette shares why long flights have changed the way she travels. The Divas also have an honest conversation about Black hair as they get older and recap their time supporting the ShelettaMakesADifference Door Lock Event in Minnesota. Join the conversation for laughs, real talk, and travel stories you won't want to miss.

In this episode, I'm sharing my Ultimate Summer Glow-Up Guide and everything I genuinely rely on to support healthy-looking skin, stronger hair, steady energy, recovery, and long-term wellness. This is not about crash diets, expensive powders, or chasing one magic ingredient. It is about the small, cumulative habits that actually matter: eating enough protein, choosing healthy fats, adding more color to your plate, hydrating properly, protecting your skin, sleeping well, and building meals that keep you nourished and energized. I'm also breaking down four of my newest TODAY Show recipes, including my iced strawberry matcha latte, creamy avocado pesto pasta, chili-lime miso sweet potatoes, and honey-miso glazed salmon, plus easy ways to adapt each one throughout the week. With lessons from my Japanese family, more than 20 years as a chef and wellness journalist, and everything I have learned through my own recovery, this episode is a practical guide to helping you look and feel your best all summer and for years to come. Thank you for listening xx ck

Responsible for you. "Infallible" Bible? East St. Louis family. July hat!

The Rickey Smiley Morning Show covered a wide range of headline-making stories, from global politics to celebrity buzz. The biggest news centered on President Trump’s warning that U.S. military strikes against Iran will continue until he decides “enough is enough,” with reports that U.S. forces have carried out multiple rounds of strikes targeting Iran’s military capabilities near the Strait of Hormuz while maintaining a naval blockade. The show also discussed growing rumors that Megan Thee Stallion and NBA star Klay Thompson may be finding their way back to each other after their highly publicized breakup, with reports suggesting Thompson has been working to rebuild trust through heartfelt gestures and apologies. In entertainment news, the cast dove into the viral conversation surrounding Beyoncé appearing to shave Jay-Z’s hair during his Yankee Stadium residency celebrating the anniversaries of Reasonable Doubt and The Blueprint. While some fans questioned whether the moment was symbolic or staged, reports indicate the haircut was part of a larger creative presentation tied to Jay-Z’s recent hair transformation and anniversary concerts. The show also highlighted Teyana Taylor’s response to criticism following her appearance with Jay-Z at Yankee Stadium, where she revealed that faulty in-ear monitors prevented her from hearing properly during her performance. Despite the technical difficulties, Taylor expressed gratitude for sharing the stage with one of hip-hop’s biggest icons in front of more than 40,000 fans. Website: https://www.urban1podcasts.com/rickey-smiley-morning-show See omnystudio.com/listener for privacy information.

The cast dove into the viral conversation surrounding Beyoncé appearing to shave Jay-Z’s hair during his Yankee Stadium residency celebrating the anniversaries of Reasonable Doubt and The Blueprint. While some fans questioned whether the moment was symbolic or staged, reports indicate the haircut was part of a larger creative presentation tied to Jay-Z’s recent hair transformation and anniversary concerts. See omnystudio.com/listener for privacy information.

Do you ever wonder what the real signs of good health look like when nothing is technically wrong yet? Most people wait until a medical diagnosis to pay attention. Still, your body sends honest signals every single day, long before any lab report or blood test ever catches up to the truth about how you feel inside.In this episode of Salad with a Side of Fries, host Jenn Trepeck breaks down nutrition and movement, mental health, sleep quality, digestion and elimination, hormonal balance, and self-trust, giving listeners a practical, judgment-free way to recognize true wellness and learn to trust their own bodies.What You Will Learn in This Episode:✅ How to evaluate digestion and elimination patterns as an everyday marker of real health✅ Why sleep consistency matters just as much as total hours for genuine recovery✅ The link between nervous system regulation and how well you handle everyday stress✅ How body composition and menstrual cycle regularity offer clues about hormonal balanceThe Salad With a Side of Fries podcast, hosted by Jenn Trepeck, explores real-life wellness and weight-loss topics, debunking myths, misinformation, and flawed science surrounding nutrition and the food industry. Let's dive into real-life wellness and weight loss, including drinking, eating out, and skipping the grocery store.TIMESTAMPS:00:00 Previewing some of the signs of good health05:11 Debunking the cultural myth of what signs of good health are supposed to look like08:26 Exploring your relationship with food, appetite awareness, and building mindful eating habits10:28 Digestion and elimination patterns reveal your gut health12:52 The real purpose of movement and how healthy exercise and movement differs from punishment-based workout habits15:46 Body composition, menstrual cycle regularity, and other hormonal balance clues worth tracking closely17:12 Emotional health, self-trust, and the power of setting healthy boundaries in everyday relationships24:30 Sleep quality, sleep consistency, and why deep sleep matters more than total hours logged nightly31:59 Hair, nails, skin, gum health, and other overlooked health markers worth watching for wellness38:52 Should you trust your body or the influencers onlineKEY TAKEAWAYS:

In this episode, Yaeli sits down with Debbie Jian, a Kabbalah teacher who has spent more than twenty years studying and teaching Jewish spirituality, to explore the deeper meaning behind hair covering.Together, they unpack the spiritual purpose of this ancient mitzvah beyond tradition or obligation. We discuss how hair covering can create a sense of inner dignity, spiritual protection, and sacred feminine presence, while inviting greater peace and abundance into the home.Their conversation also explores feminine energy through the lens of Kabbalah, what it means to embody it, how it shapes our relationships, and practical ways to cultivate it in everyday life.Whether you currently cover your hair, are curious about the practice, or simply want to better understand the wisdom behind it, this episode offers a thoughtful and inspiring perspective on one of Judaism's most meaningful traditions.

Bathtub herder Alice Mary Cooper is on Radio Nonsense this week, answering all the questions about ha ha hair hair for rats. Check out Alice's website with details of her shows on here: https://alicemarycooper.co.uk/ WE NEED YOUR QUESTIONS, JOKES AND NONSENSE TOO. SEND THEM IN TO: podcast@comedyclub4kids.co.uk GROWN UPS: IF YOU CAN BUY US A COFFEE PLEASE DO SO HERE: https://ko-fi.com/comedyclub4kids Website: www.comedyclub4kids.co.uk Bluesky: comedyclub4kids.bsky.social Facebook: facebook.com/ComedyClub4Kids Hosted by Tiernan Douieb. Music by Paddy Gervers. Design by John Beck. See omnystudio.com/listener for privacy information.

He's the man behind Descendants, High School Musical, Hocus Pocus, and Newsies, but Kenny Ortega's journey to becoming a Disney Legend started long before Mickey Mouse called. This is the story of the creative force Disney keeps turning to when they need to remind audiences why they fell in love with Disney magic. From starting out as a dancer in touring productions of Hair to choreographing music videos for Madonna and Elton John, stadium tours for Michael Jackson, and the iconic "Twist and Shout" sequence in Ferris Bueller's Day Off, Kenny Ortega was shaping pop culture for a decade before Disney ever picked up the phone. When they finally did in 1988, it kicked off a 30-year partnership that would define childhoods for millions. What makes Ortega different is that he was never just a company man. He brought rock tours, Olympic ceremonies, and fountain choreography from the Vegas strip into everything he made for Disney. Subscribe on YouTube for more Disney connections: https://www.youtube.com/@SynergyLovesCompany?sub_confirmation=1 Podcast: Listen to Synergy Loves Company → https://synergylovescompany.com Support the Show: Shop official Synergy Loves Company merch → https://shop.synergylovescompany.com Affiliate Disclosure: Some links above may be affiliate links. If you click and purchase, I may receive a small commission at no extra cost to you. Thank you for supporting the channel! Connect with Me: Instagram → https://www.instagram.com/synergylovescompany Bluesky → https://bsky.app/profile/erichsynergy.bsky.social Facebook → https://www.facebook.com/synergylovescompany This podcast is powered by Pinecast.

Hair loss is one of the most common health concerns out there, and it's one of the most mishandled. It directly impacts someone's confidence and the way they feel when they look in the mirror, and the standard response from coaches and providers tends to be the same advice across the board no matter what the actual mechanism is. Inside today's episode, I break down the three completely separate physiological pictures that all show up as hair loss but require completely different interventions, and how to identify which pattern you or your client is actually dealing with before reaching for a treatment.Topics discussed: - Hair Loss as Biofeedback- The Three Phases of Hair Growth- Androgenic Alopecia and DHT- Why Testosterone Doesn't Predict Baldness- Topical Alternatives and PRP- The Recovery Lag and Reversibility- Alopecia Areata and the Hashimoto's Connection---------- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠My Live Program for Coaches: The Functional Nutrition and Metabolism Specialization ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.metabolismschool.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠---------- [Free] Metabolism School 101: The Video Series⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.metabolismschool.com/metabolism-101⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------Subscribe to My Youtube Channel: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@sammillerscience?si=s1jcR6Im4GDHbw_1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Grab a Copy of My New Book - Metabolism Made Simple⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠---------- Stay Connected: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: @sammillerscience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube: SamMillerScience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook: The Nutrition Coaching Collaborative Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok: @sammillerscience⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠----------“This Podcast is for general informational purposes only and does not constitute the practice of medicine, nursing or other professional health care services, including the giving of medical advice, and no doctor/patient relationship is formed. The use of information on this podcast and the show notes or the reliance on the information provided is to be done at the user's own risk. The content of this podcast is not intended to be a substitute for professional medical advice, diagnosis, or treatment and is for educational purposes only. Always consult your physician before beginning any exercise program and users should not disregard, or delay in obtaining, medical advice for any medical condition they may have and should seek the assistance of their health care professionals for any such conditions. By accessing this Podcast, the listener acknowledges that the entire contents and design of this Podcast, are the property of Oracle Athletic Science LLC, or used by Oracle Athletic Science LLC with permission, and are protected under U.S. and international copyright and trademark laws. Except as otherwise provided herein, users of this Podcast may save and use information contained in the Podcast only for personal or other non-commercial, educational purposes. No other use, including, without limitation, reproduction, retransmission or editing, of this Podcast may be made without the prior written permission of Oracle Athletic Science LLC, which may be requested by contacting the Oracle Athletic Science LLC by email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠operations⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@sammillerscience.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. By accessing this Podcast, the listener acknowledges that Oracle Athletic Science LLC makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast."

Winter has a way of throwing your entire skincare routine into chaos. And we're not just talking about dry skin. Whether you're dealing with dullness, sensitivity or a compromised barrier, cold weather, wind, and indoor heating can trigger a whole range of issues that generic "moisturise more" advice just doesn't cover. In this ep, we're drilling down into the real causes behind your biggest winter skin complaints and exactly what to change — your routine, your products, or the ingredients you're reaching for. And the good news? This advice works any time of year.Plus our MVPs of the week — a shampoo that will make your colour-treated hair shine like you've just left the salon, and a hand cream so good it might be the best one you've ever tried. Hair sandwich method -https://vt.tiktok.com/ZSXdCrqDt/Massaging away under eye bags - https://vt.tiktok.com/ZSXdCMQvA/Fitting in regenerative skincare - https://www.instagram.com/reel/DaoSFDhseSs/Medik8 Exo-PDRN Prismatic+MVPs:The Chemistry Brand Hand ChemistryMaria Nila Luminous Colour Shampoo & ConditionerWinter skincare:Ego QV Ceramides Cleanser The Ordinary Squalane CleanserAlpha-H Melting Moment Cleansing Balm with Wild Orange Leaf ExtractGarnier Vitamin C Makeup Cleansing Balm Mecca Cosmetica Rich Cream Summer Fridays Rich Cushion CreamByoma Moisturising Rich CreamAvène Hydrance Hydrating Rich CreamMecca's Watercooler Calming Hydration SerumRhode Peptide Glazing Fluid Dewy Gel SerumNeutrogena Hydroboost Hyaluronic Acid SerumDr Dennis Gross Hyaluronic Marine™ Hydration Booster SerumTriology Rose Hip Oil Medik8 Press & GlowPaula's Choice Skin Perfecting 6% Mandelic + 2% Lactic Acid Liquid ExfoliantMECCA MAX CLEAN SWEEP Gentle Exfoliating & Brightening Toner The Ordinary Lactic Acid 5% + HA 2%Boring Without You Make Me Wet Hydrating Milk SerumLa Roche-Posay Cicaplast B5 SerumClarin Extra-Firming Night CreamNo7 Future Renew Night CreamCeraVe's Hydrating CleanserBioderma Sensibio H2O Eye Micellar water La Roche-Posay Toleriane Micellar WaterCeraVe Ceramides Eye Repair CreamCetaphil Hydrating Eye Cream-SerumLa Roche-Posay Cicaplast BaumeLa Roche-Posay Toleriane Dermallergo Eye Contour CreamAvene Essential Care Soothing Eye Contour CreamCetaphil Healthy Renew Eye SerumAquaphor Lip RepairDermal Therapy lip balmBalmee Original Lip BalmLaniege Sleeping MaskFirst Aid Beauty Facial Radiance Pads With Glycolic + Lactic AcidsMedicube Pore Pads in Mild Go-To Gentle ExfoliatorPixie Glow TonicLaura Mercier Pure Canvas Primer Hydrating Bobbi Brown Vitamin Enriched Face Base+ Revlon Illuminance™ Balm Primer NYX Professional Makeup Plump Right Back Plumping Serum + Primer.Merit Great Skin MoisturizerAVEDA botanical repair strengthening leave-in treatment Kerasilk Restorative BalmOlaplex No. 7 Bonding Frizz Reduction & Heat Protection Hair Oil Thanks to Nature Anti-Frizz Hair Oil Wella Professionals Premium Care Oil Reflections Light Luminous Reflective Oil Revlon Professional Uniq One All In One Hair Mask  KMS MOISTREPAIR Intense Restore Treatment Klorane Hydration & Shine Plumping MaskDermaVeen Daily Nourish Soap-Free Wash for Dry & Sensitive SkinDU'IT Tough Hands for Her Anti-Aging Hand CreamL'Occitane Almond Shower Oil,Bangn Body Firming Shower OilPure Fiji's new Nourishing Shower OilL'Occitane Shea Butter Ultra Rich Body CreamCeraVe Intensive Moisturising CreamDermaVeen Extra Hydration Intensive Moisturising Lotion for Extra Dry, Itchy & Sensitive Skin Aveeno Skin Relief Moisturising Body Lotion with Cooling ActionSupport TBP with a tip or donation at ko-fi.com/thatbeautypodcast*We use some affiliate links here and we may earn a small commission if you decide to make a purchase. Credits:Your hosts & producers: Carli Alman & Bettina Tyrrell.Follow us on Instagram: @thatbeautypodcastFollow us on Tiktok: @thatbeautypodcastJoin us on Facebook: https://www.facebook.com/groups/260952718436828/

Dose Doug want his hair back?

Join us for a relaxing real person ASMR session featuring gentle ear attention, hair play, and soothing personal attention. A special thank you to Destiny https://www.instagram.com/destinyyshiroma for sharing her calm presence and helping create this relaxing experience. ✨ #ASMR #GentleWhispering #realpersonasmr

Constantine Rousouli is a two-time Tony nominated actor, writer and producer, best known for co-creating, writing, and starring in hit Broadway musical TITANIQUE, which earned four Tony nominations this season, including “Best Musical” and “Best Book of a Musical.” The show is a satirical reimagining of the Oscar-winning feature film Titanic from the point of view of Celine Dion. Connie stars as “Jack Dawson.” TITANIQUE has received rave reviews and critical acclaim including two Lucille Lortel Awards, two Olivier Awards, and Drama League and Drama Desk nominations. The show previously toured off-Broadway in Chicago, Canada, London, Australia, and Paris and kicked off its Broadway run this spring at the St. James Theatre with Connie returning as “Jack” alongside returning castmate & co-creator Marla Mindelle as “Celine Dion” and new cast additions Jim Parsons and Deborah Cox. The production has also extended its Broadway run through the end of September, driven by its continued popularity and positive reception from audiences.  Following the success of TITANIQUE, Connie and his longtime collaborator & partner Marla Mindelle debuted their new off-Broadway musical, BIG GAY JAMBOREE, backed by producer Margot Robbie and LuckyChap. Marla & Connie are also developing TROOP! A BEVERLY HILLSICAL with A24 for The Cherry Lane Theatre.   Connie & Marla are also currently in development with Broadway Video and UTV on an original half-hour comedy series that they are co-writing and would star in together. The idea came together after Lorne Michaels saw (& fell in love with) TITANIQUE and had Connie & Marla test for SNL. Connie first got his start on Broadway with the revival of Hairspray as “Link Larkin.” He toured with Wicked as “Prince Fiyero”, performed in the Hollywood Bowl run of Hair with Kristen Bell, directed by Adam Shankman, and made waves starring as “Sebastian” in the off-Broadway cult hit Cruel Intentions: The 90s Musical Experience. Marla has graced Broadway stages in productions such as South Pacific, Cinderella, and as part of the original cast of Sister Act as “Sister Mary Robert.” Connie's TV & film acting credits include THE OTHER TWO (Comedy Central/Max), 9-1-1 (Fox), AJ AND THE QUEEN (Netflix), THE DEUCE (HBO), the CW reboot of CHARMED as a fan-favorite heartthrob villain, and Blumhouse & Universal's THIS IS THE NIGHT. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us Fan MailYour skin is a living biochemical organ Benjamin Knight Fuchs has 40 years as a pharmacist, nutritionist & skincare chemist. He has experience running a compound pharmacy for people who suffered burns & wounds.Ben states that the missing link in the beauty industry is healing. He says that although skin looks inert, it is a complex, responsive structure, referred to as the 'third brain'. He approaches skincare from a health perspective, rather than a cosmetic or topical perspective. His focus is on the skin cells, rather than the skin in general.We discuss how gut health & skin & scalp health are all related, and the essential nutrients needed.Connect with Ben:InstagramWebsiteYoutube Hair & Scalp Salon Specialist course Support the showConnect with Hair therapy:FacebookInstagramTwitterClubhouse- @Hair.TherapyHair Therapy WebsiteDonate towards the podcast Start your own podcastHair & Scalp Salon Specialist Course ~ Book now to become an expert! 

Send us Fan MailOn today's show we cover lots of questions including…How do you know a study can be trusted?Are collagen supplements for skin a myth?What makes a hair conditioner condition? Is EGF worth the hype?Is exfoliation just as important as SPF?Approximate timestamps0:00 - Intro2:00 - Trusting Studies12:00 - Supplements and skin18:30 - Hair conditioner26:30 - EGF30:25 - Exfoliation and SPF40:00 - EndingFive Ways to Ask a question -1. Send us a message through Patreon!2. You can record your question on your smart phone and email to thebeautybrains@gmail.com3. Send it to us via social media (see links below)4. Submit it through the following form - Ask a question5. Leave a voice mail message: 872-216-1856Social media accountson Instagram we're at thebeautybrains2018on Twitter, we're thebeautybrainsOn Bluesky we're at thebeautybrainsOn Youtube we are at thebeautybrains2018And we have a Facebook pageValerie's ingredient company - Simply IngredientsPerry's other website - Chemists CornerFollow the  Porch Kitty Krew instagram accountSupport the show

Alopecia, the medical term for hair loss, affects an estimated 160 million people worldwide. Some forms of the condition disproportionately affect black women, due to a combination of factors including hairstyles that place tension on the hair, as well as genetic and hormonal influences. Now, some dermatologists are also saying they're seeing more cases, particularly among younger people. Meanwhile, researchers in Japan have hinted at potential new treatments for hair loss. Focus on Africa podcast host Nkechi Ogbonna spoke to 23-year-old Sharon Chepkoech, known online as Kechi, from Kenya, and 47-old-year Mpume Dlamini from South Africa about their experience of living with alopecia and how they are using social media to raise awareness of the condition.Presenter: Nkechi Ogbonna Producers: Fana Negash, Carolyne Kiambo and Keikantse Shumba Senior Producer: Priya Sippy and Bella Twine Technical Producer: Jonathan Mwangi Editors: Charles Gitonga and Maryam Abdalla

Erica's got a green problem!

#ChrisDistefano #StandUp #comedy WWE Superstar Damian Priest joins Chrissy Chaos live from the trunk outside Yankee Stadium for one of the wildest episodes yet. Chris and Damian talk about making it later in life, growing up in the Bronx, life inside WWE, Madison Square Garden, dealing with fans, staying healthy on the road, wrestling injuries, hair extensions, tattoos, and why success doesn't always happen on your own timeline. Plus, Chrissy opens up about marriage, parenting, coaching his daughter's basketball team, regrets, chasing happiness, and why this podcast keeps getting more chaotic every week. Subscribe for new episodes every week. Chapters 00:00 Wrestling fan interrupts before the show 01:12 Waiting for Damian Priest outside Yankee Stadium 03:12 Why Chrissy loves filming in the streets 04:10 Feeling stuck despite career success 08:52 Regrets, fitness & life after having kids 12:01 Marriage, money & World Cup tickets 15:21 Guests who have left Chrissy on read 16:30 Why Chrissy keeps making this podcast 18:25 Coaching his daughter's basketball team 24:18 Family dynamics & marriage stories 25:25 BlueChew Ad 26:40 Damian Priest joins the podcast 29:20 Making it later in life 30:36 Damian's incredible voice & WWE presence 31:24 Why he's never late 32:22 Retirement plans & staying healthy 34:21 Growing up in the Bronx 35:17 Vegas, WWE schedule & commitment 36:55 Wrestling fan interrupts the interview 39:13 Wrestling Madison Square Garden 42:20 Dealing with obsessed fans 44:47 Hair extensions, tattoos & wrestling life 45:49 Meeting wrestling legends 46:44 The sacrifices behind WWE success 47:52 Another fan interruption 49:00 Life on the road UNCUT WILD CONTENT GO HERE

Can a boutique really survive for more than 50 years? Starting with just three pieces of jewelry in 1970, Linda Winter built Accessories With a Flair and Hair into a unique business that combines apparel, accessories, hair services, wigs, skincare, and personal styling. In this conversation, she shares the mindset that has helped her navigate every retail challenge—from economic downturns to the rise of online shopping and AI. You'll learn why diversification matters, how community involvement creates loyal customers, why relationships always outperform price, and what today's boutique owners can learn from more than five decades in business. You'll learn: How Linda built a thriving boutique after starting with just three pieces of jewelry Why diversifying your business protects your revenue How to build customer loyalty that lasts decades The importance of serving your community   Join The Boutique Hub Linda Winter & Accessories With a Flair and Hair: Instagram:@AccessoriesWithaFlairandHair Website: accessorieswithaflairandhair.com  ____________________________ Ashley Alderson: Instagram     The Boutique Hub: Website | Facebook | Instagram | Pinterest | TikTok | YouTube

You guys know I am a HUGE believer in the right supplements and the right protocols. So when I tell you that today's episode is about the FOUNDATION underneath ALL of it, lean in. Modern scientists believe we are operating at only thirty-seven to forty percent of the mineral levels our bodies actually need. Minerals are the only nutrient class your body cannot make. They are the foundation under hormones, gut, sleep, energy, hair, and yes, even under the great supplements you are already taking. This is the conversation midlife women have been waiting for. I sat down with Caroline Alan, founder of BEAM Minerals and author of The Mineral Reset, published by Hay House (with a foreword by Dr. Mindy Pelz, who called it "a lifeline"). Caroline was the woman doing everything right at 50 and still falling apart. Brain fog. Hair loss. Inflammation. Three miscarriages. Doctors told her it was just normal aging. She went deep into the science of minerals and it changed everything for her. This is NOT anti-supplement. This is the FOUNDATION that finally makes the supplements and protocols you are already loving actually land. Level up your health with BEAM Minerals HERE https://midlifeconversations.com/beam and use code NATALIEJILL to save!    WE GO DEEP ON: Why minerals are the FOUNDATION under everything you are already doing The bathtub moment that started Caroline's mineral mission at 50 Why 40 to 45 cups of spinach a day would not even cover ONE mineral Glyphosate, soil depletion, and what 19 BILLION pounds of spraying has done Bioavailability — the word every midlife woman needs to know What humic and fulvic actually are, and why one chemist calls fulvic the "God molecule" Why "you are what you eat" is wrong — and what to say instead Perimenopause and menopause: the 5 key minerals (Magnesium, Calcium, Zinc, Selenium, Boron) Sleep, hair loss, and fasting — all the mineral connections nobody told us The simplest possible 14-day reset to feel the difference   TIMESTAMPS: 00:00 — The bathtub moment + the foundation idea 12:00 — Why minerals are the foundation 26:00 — What minerals actually do + humic and fulvic 40:00 — Menopause, sleep, hair, fasting 54:00 — The ONE sentence to take + the 14-day reset   Catch the full episode on YOUTUBE HERE: https://bit.ly/MidlifeConversationsYouTube    Learn More About Caroline Alan  Instagram ➜ http://www.instagram.com/beamminerals  Website ➜   https://midlifeconversations.com/beam and use code NATALIEJILL to save!  Get Mineral Reset  Book ➜  https://mineralresetbook.com/  Thank you to our show sponsors:  BEAM MINERALS: Level up your health with BEAM Minerals HERE https://midlifeconversations.com/beam and use code NATALIEJILL to save!  THE PATCH METHOD: Visit https://www.thepatchmethod.com/  and use code NATALIEJILL to save  Free Gifts for being a listener of Midlife Conversations! Mastering the Midlife Midsection Guide: https://theflatbellyguide.com/ Age Optimizing and Supplement Guide: https://ageoptimizer.com   Connect with me on social media! Instagram: www.Instagram.com/Nataliejllfit Facebook: www.Facebook.com/Nataliejillfit   For advertising inquiries: https://www.category3.ca/  Disclaimer: Information provided in the Midlife Conversations podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before making any changes to your current regimen.  Information provided in this podcast and the use of any products or services related to this podcast does not create a client-patient relationship between you and the host of Midlife Conversations or you and any doctor or provider interviewed and featured on this show. Information and statements may have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease. Advertising Disclosure: Some episodes of Midlife Conversations may be sponsored by products or services discussed during the show. The host may receive compensation for such advertisements or if you purchase products through affiliate links. Opinions expressed about products or services are those of the host and/or guests and do not necessarily reflect the views of any sponsor. Sponsorship does not imply endorsement of any product or service by healthcare professionals featured on this podcast.

Tonight we'll step into a vintage hair salon and recreate a classic late 80s / early 90s hairstyle together. We'll browse through an authentic salon hairstyle collection, choose the perfect look, and bring it to life with gentle consultation, hair brushing, trimming, teasing, mousse, hairspray, and soft styling sounds. I hope you enjoy this little trip back to a different era. ✂️

Hair salon owner, educator, and book author @hairescapades Amber Hopson shares her inspiring journey from success in the music industry to building a thriving beauty empire. She breaks down key lessons on entrepreneurship, financial management, and the importance of confidence and a strong online presence for hairstylists.  This Week's Topics: •   Amber Hopson's transition from the music industry into the beauty industry •   Lessons learned from working in and operating multiple salons •   Key financial management tips for hairstylists and beauty entrepreneurs •   The importance of building a strong online presence and reputation •   How confidence and professionalism impact long-term success in beauty •   Establishing and scaling a successful salon business •   Writing and publishing her book Boss Moves and the financial lessons within it •   The role of customer service, cleanliness, and client experience in retention •   Investment strategies and financial planning for long-term wealth building •   Advice and real-world insights for aspiring hairstylists entering the industry Video versions of our episodes are on our YouTube channel for you to watch! Subscribe to our channel The Hair Game on YouTube and check out 'The Hair Game Podcast' playlist. Our podcast thrives on the opinions of you, the listener... if you have a moment (and you are an Apple user), please leave us a rating & review on the Apple podcasts app or iTunes! Here's what you do: - Scroll down to 'Ratings & Reviews'  - Click on the empty purple stars (5 is the best)!  - Click on 'Write a Review' and let us know what you love most! Each rating & review helps us reach more and more of your fellow hair loves, and our goal is to help as many hairdressers as we can find success. Thanks in advance! FOLLOW US @thehairgamepodcast @salonrepublic @loveerictaylor   FOLLOW AMBER: @hairescapades @booksbyamber 

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com