Podcasts about Arizona

After testifying against John Gotti and the Gambino crime family of New York, former underboss Sammy "The Bull" Gravano and his family headed to Arizona.  But instead of retiring into a life of ease and normalcy, he and his family became entangled in the drug trade of the Southwest.  Patrick and Gillian have had their coffee for this one, and are ready to cover all the crazy twists and turns! WE'RE ON YOUTUBE!  Want to view the episodes and not just listen?  Check our new video feed to see full video episodes starting today. CLICK HERE TO WATCH AND SUBSCRIBE! LOOKING FOR MORE TCO? On our Patreon feed, you'll find over 400 FULL AD-FREE BONUS episodes to BINGE RIGHT NOW, including our episode-by-episode coverage of popular documentary series like Love Has Won: The Cult of Mother God, LulaRich, and The Curious Case of Natalia Grace; classics like The Jinx, Making A Murderer, and The Staircase; and well-known cases like The Menendez Murders, Casey Anthony: American Murder Mystery, and The Disappearance of Madeleine McCann, and so many more! Episode Sponsors: Cornbread Hemp -  Check out the new THC seltzers! Head to www.cornbreadhemp.com/TCO and use code TCO at checkout for 30% off your first order over $75!  Hiya - The pediatrician-approved superpowered chewable vitamin. Receive 50% off your first order at www.hiyahealth.com/TCO Hydrow - Skip the gym, not the workout—stay on track with Hydrow! For a limited time go to www.Hydrow.com and use code tco to save up to $450 off your Hydrow Pro Rower! ASPCA Pet Insurance - The ASPCA Pet Health Insurance program offers customizable accident & illness plans making it easier for pet parents like you to help your pet get the care they may need. To explore coverage, visit www.ASPCApetinsurance.com/TCO FAM! COME SEE PATRICK ON TOUR! Patrick is headed out on the road WITH A BRAND NEW SHOW! Only a few more stops left before it's over: Washington, Philadelphia, and London.  CLICK HERE for tickets and info! Join the TCO Community! Follow True Crime Obsessed on Instagram and TikTok, and join us on Facebook at the True Crime Obsessed Podcast Discussion Group!  AND INTRODUCING THE NEW TCO DISCORD CHANNEL AS WELL!!!

How can we come back to ourselves after we experience massive transformation? Today, we explore part four of the upgrade: the remembering phase, when we recognize who we once were in order to become who we are meant to be. I share the purpose of the remembering, how to tell if you're in the middle of it, and what to do to support yourself through to the other side of the upgrade. Consider this your spiritual homecoming, a journey to come back home to your very core while simultaneously living in your upgraded identity.   HIGHLIGHTS 00:00 What is the remembering phase? 04:20 Why do we need to remember who we were in order to become who we want to be? 06:15 How to tell if you're in the middle of remembering. 09:00 What is the most uncomfortable part of the remembering phase? 11:45 Tangible ways to celebrate your old self while living in your upgraded identity. 16:15 What is the most important thing to remember about upgrading your identity?   RESOURCES + LINKS Click HERE for tickets to the 2025 Powerhouse Women Event August 15-17th in Scottsdale, Arizona! Powerhouse Women is a COMMUNITY and YOU are part of it! Take a screenshot of this episode and tag us on Instagram so we can keep the conversation going and create more of the episodes you need!    FOLLOW Powerhouse Women: @powerhouse_women Lindsey: @lindseymarieofficial Visit the Powerhouse Women website: powerhousewomen.co Join the PW Community Facebook Group: facebook.com/groups/powerhousewomencommunity

This is the Wholesale Hotline Podcast (Brent Daniels Show Edition), the best 120 minutes in wholesaling education -- live with Brent Daniels. Today's episode is part of our Throwback Series where we re-air some of our most popular shows. This episode originally aired on 1/21/2025. Show notes -- in this episode we'll cover: Brent answers your questions live. Knowledge from Brent and some of the best wholesalers in the industry. The most important news affecting the wholesaling industry. Your weekly dose of wholesaling motivation. Interviews with industry experts and successful wholesaler. Please give us a rating and let us know how we are doing! ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ ☎️ Welcome to Wholesale Hotline & TTP Breakout

Tiff and Kristy take a look at patient privacy and the regulatory compliance associated with that privacy, including HIPAA and OSHA. They touch on their own experiences with compliance, how to better educate your practice, what not to do, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript:  The Dental A Team (00:01) Hello, Dental A Team listeners. We are so excited to be here with you today. I have Kristy on crew with me. We have a slew of podcasts we're recording and just some really, really exciting information. We're gonna make it as exciting as we can, at least, that we wanna get out to you. We are more than halfway through the year, which is pretty massive. And so we're gonna be talking about...   a ton about how to end the year, things and pieces to look forward to, things you should be doing now to wrap up for the end of the year, and realistically things to look forward to for the upcoming year, which at this point of recording is 2026. So no matter what year you're listening to us, a lot of this should still be incredibly valuable. Kristy, I am so excited you're here with me today. Thank you so much for clearing your schedule, being here.   being open to this and just always coming with some really invaluable information for our listeners. How are you today, Kristy?   DAT Kristy (01:00) It's a good summer day and a good day to be with you as well. So happy to do it.   The Dental A Team (01:04) Thank you,   thank you. And for those of you who may not know, Kristy, Kristy lived in Arizona a long time ago. she originally, like her formative years were here, but then she left Arizona for quite a little while and she's recently relocated back to the desert. And she decided to come right at the beginning of summer, which I used to tell people like,   don't move here in the summer, like come in different months. But then I started realizing, I'm like, well, if you move here in the summer, you get the worst of the worst. And then the rest of the year is like icing on top of the cake. So Kristy, I actually think you did it in the right direction. And I keep telling you, I think you brought some awesome weather with you this year because we have not broken record heat this year for like the first time ever.   Honestly, we keep breaking records every year and I'm like, these are records we don't need to break. And this year, I think the record has been that it's been so nice. Like it truly, truly has been really light summer. So Kristy, thanks for bringing your weather with you and giving us a little reprieve here in Arizona. So I told you we're going to make these as fun as we possibly can. You guys, we always aim for that fun is actually one of our core values. So it's something we work really, really hard for.   I say that today because I really wanted to talk to you guys about some regulatory compliances, which just even in those words sounds like womp womp, right? Like we're just, how do you make that exciting? Well, with the Dental A Team, Dental A Team can make anything exciting. We can have fun with whatever we want in everything. We truly believe that if we're not having fun, why are we even doing it? So it doesn't mean that things aren't hard, things aren't difficult, that you won't have to push through hard things. It just means that there should be fun on the other side.   and it shouldn't be, you know, tears of pain the whole way through. So here we are, regulatory compliance. You guys know that this is actually really important in the dental industry. You guys have all heard of OSHA. So we'll dive into a little bit on the OSHA, but you guys have also heard of HIPAA. And I have to say, and Kristy, you can tell me what your thoughts are as well, I have to say that when I was in practice, like physically working in an office, we never talked about HIPAA.   We talked about OSHA constantly, like OSHA is going to come in and you've got to have everything six inches from the ceiling and off these certain walls. And you've got to have so many fire extinguishers and the fire escape plans and like all of these, you know, barriers and masks and gloves and don't wear gloves outside the door. All of these pieces for OSHA safety compliance, but   I never heard about HIPAA. I knew as a front office team member that patients had to sign the HIPAA forms and that they had to update them every so often, but I didn't actually know what it was. And when patients would ask me like, oh, what am I signing? I'm like, ah, it just says we're not going to give away your information. Right. And I'm like, I don't know if that's what it says or not, but like, that's what I heard someone say. And so I'm just repeating it. Right. So Kristy, I don't know if you had a different experience in office, but I really truly felt like until   I had to train people on it until I had to be like, no, you have to do HIPAA in the office. And until as a company, we had to start taking our own HIPAA courses every year. I had no idea exactly what it meant for a dental office. And Kristy, you may have had a different experience, but tell me what was your experience when it came to HIPAA in your dental practices that you've worked in?   DAT Kristy (04:36) Yeah, my experience   was actually you made me laugh. It was very similar to yours. I think it was what around 2013 that those forms came out and it was pretty funny because when it first started even patients were funny about it. Like I remember this big long form and you'd hand it to patients and say the same thing. ⁓ it just means we're not going to sell your information or give it to anybody and patients would start reading it and they're crossing things out. And then I'm asking my doctor like how   The Dental A Team (04:50) Yeah.   Yeah.   DAT Kristy (05:06) can they just rewrite it?" And he's like, it doesn't matter. It is what it is. It's just a form. And yeah, so really I started the same place you did. And then later years, ⁓ we ended up doing more formal training on HIPAA. But yeah, started in the same place.   The Dental A Team (05:23) Yeah, I remember   those sheets. They were like longer than it was. It was like a car contract.   where was like you had to fold it a certain way, like they were longer than the rest of the sheets and my patients did the same thing. They're like, well, I don't really agree with this. Like, and they just cross it off and then initial it. And I'm like, all right, like whatever, I just need to scan it into your document center. Like that's all I've got here, right? And if it's like in the paper folder, I had to like fold it so that it would fit. yeah, it was around 2013 and it was like so odd. And then every year they had updates to it. And I was like, I don't know what any of this means, except I did know at the bottom.   them it said, if we were to release your information, who would you want it released to? So my point of that is it's   2025 right now, I don't know what year you're gonna listen to this. 2013 we started this and it took many years for any of us to really learn and understand what it meant, let alone our patience even know and understand what it means. But it is incredibly invaluable and I'm not here to teach you HIPAA by all means, that is never my gig ⁓ or OSHA, but I do know that there are plenty of courses and even just like online forums or...   whatever that will go through it. There are two sides to it and they're incredibly important, especially for business owners. So doctors and owners out there, my doctor too, I was like, what is this? Just like Kristy, what you said, can they do this? He's like, I don't know. Just like, it's just a new form that they told us we need to do. So just do it. And I'm like, okay. He had no idea what it meant either. He just knew it was really important. So.   Doctors go get versed in it. We actually have to take a compliance course every year. All of us do for HIPAA compliance on the medical side, but then also on the business side. And that comes down, it boils down to really privacy, right? And what that looks like. And it actually will take you through what it looks like as far as electronic privacy, verbal privacy, ⁓ patient charts, like how long do you have to keep things? Where should they be kept? Like certain   certain things that honestly and truly your front office is looking up all the time. I don't know how many times I asked like wait a second how long do we have to keep these x-rays for? Wait how long do we have to keep these boxes of files for? Like we're going digital which crazily enough there's still plenty plenty of practices out there that are not digital. ⁓   I know some near and to my heart that are not digital. So like, I remember, but it's just these, these file boxes that you get from Staples and you put them together and we're putting the files in there and we're marking the year that we put them in there so that we could wait the right amount of time. But still in the back of my head, I'm like, is this even right? Like, am I waiting enough time? We would put the date that we boxed it and then the date that it could be destroyed, like, you know, destroy date.   But still I was like...   ⁓ this is still kind of scary. Like, am I doing this right? So my suggestion is to always make sure that you take those courses and that you're well versed in it, especially as a business owner. And I'm saying this after you're three of having to take the HIPAA course online for business compliance for our company, because it's really hard, you guys. I'm not gonna lie. When I go through it, it's like, Karen, I have this game that we play on who's going to get the better score. And to truth be told, like, it's like a barely   passing score and we're like how did how am I still not getting this we read through the stuff we tell we watch the videos and we get to the end and we're like what the heck I still didn't understand it so go take those courses it's just online it's super easy I'm sure we can throw you over a link if you want it so HIPAA I actually wanted to spend some time instilling in you the importance because I think the only thing we hear in dentistry is OSHA and we know so much of the OSHA stuff   But with that said, you also need to focus in on the OSHA. And Kristy, I don't know if you guys had this one too. I had that big red OSHA book that always went in the same spot up above the dental assistance computer so that we always knew where it was. We had the OSHA one, we had the MSDS sheets, and it was like, you did not mess with these books. They were always updated, the, you know, needle stick protocol. But still, you'd go in there and you're like somebody, somebody stuck themselves and you're just like,   frazzle and you're like I don't know what to do even though we've got this OSHA book that tells us what to do it was still a lot so Kristy how did how did you guys do HIPAA and OSHA within your practices like how did you make sure that we you guys had everything that you needed and then how do you train offices to do that now?   DAT Kristy (10:06) Yeah, that's   It's a good thing that you're touching on it because it's one of those things that I think even offices tend to not do because it's so complex. I will say ⁓ we just made it part of our yearly routine. And this is perfect timing because we're coming to the end of the year. And as we're future planning for next year, even setting our goals for the practice and all of that, looking at the calendar and making sure those days are marked out, just like you would your CPI.   The Dental A Team (10:14) Yeah.   DAT Kristy (10:37) are, you know, make sure your OSHA is booked every year in your ⁓ HIPAA training because they are serious, right? And they're one of those things, especially like OSHA, it could shut you down if you weren't compliant. So it is very necessary, but I would say do it as part of your yearly planning and just make sure it's booked on your schedule every year.   The Dental A Team (11:02) I totally agree with you. And I think one piece with that is to make sure you guys understand it too. I know that for us, in my practice, we always stressed about the OSHA because we were like, if they ever come in. And that's like one space of it, right? For sure, you want to be compliant. You want to have the right spaces. If they were to come in, you want to have everything you were supposed to have for sure. But on the flip side of that, like the reason that they do that isn't because they want to come in and like give you a bad grade or get you   in trouble, right? They do it because they actually want you utilizing the information. They want you knowing it and they want it to be helpful in keeping your business safe. And so   not only making sure that you're compliant for the passing grade, but that you're compliant in the fact that you understand it and you're able to use it because it really is truly beneficial for your practice. And there are actually some really valuable pieces in there, just like CPR. Like we have to take CPR to be compliant, but the day that you have to use it is the day you're like, thank God that they made me do that. Right. Like, gosh, this could have been really bad. Right. The day that my son   bless his freaking four-year-old heart at the time, decided to put gummy worms in his frozen yogurt and they turn into rocks and he's choking on it in the middle of the frozen yogurt store and I, thank God, knew what to do to...   pull it out of his mouth and make sure he doesn't have to resuscitate him, all of these pieces, right? We undervalue things because we think we have to do it because someone's telling us to. And if we don't, we're gonna get a bad grade or we're gonna get a slap on the wrist or whatever. Yes and. Like, Kristy, I love when you say yes and. This is a yes and situation. Yes, get the good letter grade, don't get a slap on the wrist, don't get a fine and.   save lives with this information too. HIPAA, you're not going to save a life, but guess what? It's better to be super safe because, I mean, honestly, cybersecurity is wild. And I have had many practices while consulting that have been hacked. And I don't know if you all remember a couple of years ago now, was it last year maybe? Yeah, all of the insurances got hacked and we were without insurance payments for three or four months. We couldn't even submit claims. Like it was wild.   these things do happen and if you're not HIPAA compliant, if you don't know what it means, things aren't stored correctly, you just you have a lot of patients that could be in a lot of trouble. So not only are you going to get in trouble from a business standpoint with you know the regulatory compliance people,   but you're putting your patient's information and your own information at risk. You've got payroll documents on there. You've got your team's information on there. There's a lot of very sensitive information that's stored on there. So OSHA is incredibly valuable. Know it, train on it. I know we used to do quarterly training for OSHA. We'd add it into our monthly team meeting. We'd do a two hour monthly team meeting and at least 30 minutes of that once a quarter would be OSHA training. And so it would be training on a   certain subject from the OSHA book. They literally give it all to you ⁓ and then what I would do now is actually add in some of that HIPAA training with it like quarterly, monthly, however you guys want to do it and yearly, especially making sure that we're all reviewing it, that we're all up to date, that we all understand it and we understand any changes because they change them at the drop of a dime and Kristy, I don't know if you've ever received a letter from OSHA saying, hey, these are the updates but I have not.   I've never seen anything that was just like, guess what? We've updated and changed. So you guys have to go out and look for that information on your own.   Kristy, how did you handle, I know in my practice we had two people. We had one that was responsible for OSHA and then one that was responsible for HIPAA, which at that point, you know, just made sure that we did the sheets. Now we know there's much more involved to it, but how did you handle that in your practice as far as someone like the accountability piece to it? And I never wanted the accountability myself, my doctor.   He's a very busy man. Personally, professionally very busy. I ran his schedule ragged. He was constantly on the move. There's no way on this earth.   that he was ever going to be able to hold anything accountable, especially Osher or HIPAA. So I never made him the owner of that. And then as the office manager, I tried to stay out of that lane as well because I didn't want it to get mixed up in other pieces. But Kristy, how did you handle it in your practice and how do you see practices now handling that kind of responsibility and accountability piece?   DAT Kristy (15:46) Yeah. ⁓   Honestly going back to what you said, it's it's having a champion, right? It doesn't mean that they're the only one responsible but somebody that is the point person that ⁓ Is checking on those things and reporting back? You know how it kind of makes me think of when you go into a restroom at a chain store one of those and they have those Checklists about they check the bathroom at a certain time using something like that to know   The Dental A Team (16:15) Yeah.   DAT Kristy (16:18) ⁓ Because even your fire drills guys we're supposed to have fire drills and make sure team right on Boarding did we teach them where the I wash station is did we show them our? Meetup area if something happens, so It's important and like I said have that point person that can report back   The Dental A Team (16:22) Yeah.   DAT Kristy (16:38) Potentially in one of your team meetings just check on it. Just make sure it's like we do our checklist and chart audits ⁓ I was gonna circle back to you too because I won't name names But we all heard of the corporate entity that also got hacked, right? It's maybe been a couple years now, but you know Think of that they they're a big nationwide chain lots of money, right? And so even if they it happened to them like us as little   The Dental A Team (16:40) Yeah.   Yeah.   DAT Kristy (17:08) guys that don't have that kind of money to spend, we have to be very diligent. I would also do like chart audit type thing. Maybe not necessarily chart, but listen, listen to your admin people. Are they breaching HIPAA in conversations? You know, are they checking IDs? Are we even getting photo IDs from patients?   The Dental A Team (17:18) Yeah.   No, most places   are not getting photo IDs.   DAT Kristy (17:34) Yeah.   And a lot of people, you know, they look, well, we want to know who's coming in. So we want to get your photo. No, don't share your secrets. But on the same token, like it is part of compliance. And if, if you guys have ever heard of red flag rule, if you're accepting insurance, you have a due diligence to make sure that that person is who they say they are. And I have experienced where somebody came in portraying they're somebody else. So ⁓ they're little things, but they can be.   big things and just like that corporate entity it was flashed all over the news and so it's also about saving our reputation those things are hard to come back from.   The Dental A Team (18:16) I totally agree. That's a really great point. And I don't think I know many practices, maybe a handful, that really truly understand the value of the ID portion of it. And I do hear that too, like, we want to know who's coming in. Yeah, but your ID is not going to... A lot of practices will use it for both, and I think that's great. But my picture on my ID, you're never going to know that it's me, right? But at least you took it. It's got my information. It's got my statistics, my demographics that match up   within my insurance card because that does happen constantly.   constantly patients or practices are reporting that they've had patients that come in with the insurance, but it's not actually the person who's on the insurance card. happens a lot. And as you're taking payments as well, like, you know, I'm, I'm surprised we don't get asked more often for our credit cards, but when, or for our ID with our credit cards, but when I do, I'm always like thrown off. But then at the same time, I'm like, actually, thank you for caring enough about my safety, right? My electronic safety that someone's not using my credit card. Who's not actually them. Cause that has happened.   I have had those charges pop up that my credit card is like someone's at Circle K trying to use $5 and they're just like testing it, right? So I do appreciate that and I value it and I think our patients would too. But it is a piece of the record keeping that you're supposed to have if you are going to accept insurance from those patients. So it is a massive piece. that was a great, great point, Kristy. Biggest takeaway today, you guys, two biggest takeaways. Go figure out what HIPAA is if you don't know what it is, medical and   and business like standing business HIPAA, go figure both of those things out. Make sure that you're OSHA compliant, that you've got your book, you've got your sheets, you've got everything that you're supposed to have and that you're training on both of those because those make them compliant as well. And then make sure you've got point people to ensure that these trainings are happening to ensure that we're up to date with everything we're supposed to have. So super easy, you guys, you just you got to dig in and do the work. And I challenge you guys to go take that HIPAA test. It's hard.   Even after taking the course that leads up to it, it is not easy. and I both have struggled with that sucker. So I challenge you to go take that ding test and tell me you know anything about HIPAA. HIPAA? OSHA? K?   Just be compliant, you guys, and figure out an easy way. Like Kristy said, schedule it every year. Schedule it out. You've got your Ops manual update, so do your Ops manual update, your OSHA update, your HIPAA updates, and then make sure that you've got a point person probably for each of those, and they should be three separate people in my opinion if you've got the capacity within your staffing to do it. Kristy, thank you so much for your nuggets and for letting me probe questions over to you about your past as well. You have always, always amazing points.   So thank you for being here with us. Is there anything else you can think of that I missed in that wrap up that they should be doing?   DAT Kristy (21:09) No, I think you hit it all. The only thing we didn't touch on was make sure you're doing PCI compliance because you mentioned credit cards and taking them. There's still a ton of practices that I go in and they're writing down cards. Guys, get rehearsed. You could be putting yourself into ⁓ some situations by doing that. So that would be the only other one that I would add in the mix.   The Dental A Team (21:15) there.   That's a that's actually a really good point. And I've had a couple of practices text me some office managers and be like, what does this mean this PCI like people don't know what that means. And they don't know what that is. So make sure your office managers do know what that is. It goes right along with HIPAA. And those two go hand in hand. So just make sure, again, that you're not running the team that's like, I don't know, we're just supposed to sign this that they actually know what they're for. Because with a reason behind it, things get done. So that was massive, Kristy, thank you for remembering the PCI compliance. Alright, guys, go do   the things they're not really that hard except for that HIPAA test and I do challenge you to go take it because I just want to hear from you on how fun it was. But go do the things if you ever need anything you guys know where to find us Hello@TheDentalATeam.com we are here to help you I know that we do the HIPAA test every year you guys know especially if you're my clients I don't actually know   the link for that, we can get it for you. So Hello@TheDentalATeam.com. We can send you the information for the company that we utilize within our team and our company. Just let us know. And as always, drop a five star review. We'd love to hear what you thought about this. And if you have any regulatory information or things that you'd like to share, put it in that review because people really do read through those and they'll catch it as well. Thanks so much, guys. We'll catch you next time.  

This summer changed everything.For years, I kept saying “one day I'll spend my summers away from the Arizona heat”—dreaming of slow mornings by the beach while still running a thriving business. That "one day" finally became this year. In this episode, I take you behind the scenes of how I turned a long-time vision into my actual life—and the exact framework I used to make it happen.I open up about the emotional shifts, bold decisions, and systems I had to build to make my beachside business dream real. If you've ever held a dream close to your heart but haven't made the move yet—this episode is your sign.Whether you're a mom, entrepreneur, coach, or agent navigating a pivot, this is how tactical planning meets spiritual alignment—and how clarity, energy, and environment can unlock your next level.Things I Cover: ✔️ What actually activated my dream life ✔️ Tactical planning: reverse engineering vision to execution ✔️ The truth about hustle, burnout, and alignment ✔️ How to run a freedom-based business (even in real estate!) ✔️ Boundaries, batching, automation, and presence ✔️ The unexpected clarity from slowing down ✔️ Soul maps, birth charts & how environment fuels energy ✔️ A sneak peek at my next program (hint: it's for you if you're ready to live more, not just work more) 

SUMMARY: Matt's in Arizona with the kids, where the latter get put to work. Jacob spots an eclectically dressed guy on The Strip. Paul and Anne go to a flower festival, which inspires a discussion about backyard improvements; fires may result. Plus a Scoopardy, and Jacob guested recently on the Creators Cafe podcast. Listen to the latest episode of Creators Cafe with Jessica Payne and Jacob at https://www.buzzsprout.com/2252010/episodes/17597785-36-jacob-smith-sounds-like-shenanigans.

Keith discusses strategies to avoid capital gains tax on primary residences, highlighting the potential impact of the "No Tax on Home Sales Act" proposed by Representative Marjorie Taylor Greene.  He explains the current tax exemption thresholds of $250,000 for singles and $500,000 for married couples, noting that 34% of homeowners could exceed the single filer threshold.  Keith also explores the rise of small investors in the housing market, representing 30% of purchases, and the potential of peer-to-peer storage and parking platforms to generate income from underutilized property.  And concludes with a critique of government dependency through Section 8 housing. Resources: You can see the video footage of that section 8 clip here. Show Notes: GetRichEducation.com/565 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, when you sell your primary residence, you need to pay capital gains tax. Learn how to avoid it, then how to increase your rental income with new peer to peer platforms. And finally, a perspective on capitalism and collectivism, with Section Eight housing today on get rich education.    Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from st, Joseph, Missouri to st, Albans, Queens in New York City and across 188 nations worldwide. I'm Keith weinholden. You and I are back together here for another wealth building week. This is get rich education, the Treasury and the Fed keep conspiring to print dollars like crazy, create currency, debasing every single dollar that you're currently holding onto. They are stealing your purchasing power, stealing the value of your work and your grit. It makes dollars pretty fake, since they can just be conjured out of thin air, therefore your job is to convert fake dollars into real assets. That's what you need to do, and this is a strategy that dominates. Like Sydney Sweeney, they print more money, causing inflation, so you have to invest in assets, but then they put a capital gains tax on those assets so that most people never escape inflation. But of course, as real estate investors, we have a strategy to avoid capital gains taxes. Well, I'll talk about that more later.   Keith Weinhold  2:46   I mentioned to you on an earlier episode that I recently attended my high school class reunion in Pennsylvania. It was just a few weeks ago, out in a rural area with a lodge and trees and grass and inflation came up in a conversation between me and a few classmates that was some time before we played cornhole in badminton. I talked about how I sort of enjoy spending money. One classmate replied that he is cheap. I don't really directly respond to something like that, but my preeminent thought when someone says that they're cheap is that life is too short to be cheap. There is a way to guarantee an improvement to your quality of life and your standard of living, and that is spending it can do exactly that invest Well, first, that's an antecedent, and then you can spend now, in the short run, when you're young, living below your means that can make some sense, until you've accumulated some Capital, sure, but when you're age 30 to 35 plus, like my classmates and I are Sheesh, you've got to have yourself figured out better by then than to still be cheap make your quality of life exceed your cost of living, because at least here on Earth, this is your last life ever the risk of too much delayed gratification is denied gratification. So be more frugal with your time than your money. And a lot of people point to external circumstances for their circumstances. Most people wait for the economy to change, not realizing that your mindset is the economy that you live in with each property that you own, you just created another small economy that you are in control of. You are at the top of it. Yeah, you created. Another small economy, the actors in it are you, your tenant, your lender, your property manager, your contractors, your utility companies and more, and you control it all. Most people think wealth is created from high salaries, and they go their entire life, therefore chasing the wrong thing, thinking that wealth is created by high salaries all along it squarely is not you get wealthy by owning things, and you certainly won't get wealthy by being cheap. Now, when it comes to owning things, the government taxes you when you profit on those things during your ownership period of them at sale time through the capital gains tax. And of course, we've talked about the specifics in how real estate investors can completely duck out of that with the 1031 tax deferred exchange. But what about homeowners, primary residence owners, they often have to pay it well. President Trump and Representative Marjorie Taylor Greene recently suggested either removing this tax or reforming it. Now this would require congressional approval, but most members of Congress own their home, so they could very well be in favor of it. And green introduced what is simply called the no tax on home sales act.    Keith Weinhold  6:29   Let's discuss how this can affect you, especially if you're a homeowner, or even if you don't own a home under the current law, which has been in place since 1997 on a primary residence, your first 250k of profit is sheltered from tax if you're single, the first 500k is sheltered if you're married. This is called the primary residence capital gains tax exemption or exclusion. Let's use an example. Say you bought a home years ago for 500k you're married and you sell the home for $1.3 million that's an 800k gain, alright? Since the first 500k is sheltered from capital gains tax, you would therefore have to pay the tax on just 300k on all but the lowest earners, your capital gains tax is 15 to 20% so this means if you sell this home on that 300k of profit, you'd have to pay a tax bill of between $45k and $60k and you might not be done there. You could also be subject to a net investment income tax of 3.8% on top of that, you cannot duck out of this because the 1031 exchange that's only for investment property, not primary residences, like we're talking about today, with home prices on the rise so much over the last five years, how many people exactly could be subject to this tax? 34% of homeowners could exceed the single filer threshold, and 10% could exceed the married filer threshold. Another way to say this is that only about 10% of US homes have more than 500k of equity in them, and it's the homeowners in high cost states that are most likely to be impacted here, New York, New Jersey, Massachusetts, California and Hawaii, states like that. So therefore this tax it acts as a deterrent to people selling their homes. Now, what about, say, an elderly person with a really modest income that bought a home in Los Angeles for $30,000 back in 1970 and now it's worth $15 million well, they actually would not get caught in this net, because, like I said, for those with lower incomes, and it's below about 47k for single or 94k married, the capital gains tax rate is zero. For most of you listening again, it's going to be 15 to 20% one reason for the President and others wanting to cancel the capital gains tax on primary residences like this is to get the housing market moving again and get more homes available for sale on the market. Now these 250k and 500k thresholds, they have not moved since 1997 almost 30 years here, they haven't been adjusted for inflation and the median home sales price, it's jumped about 190% in that time it was 145k back in 1997 it's 435k today. So is. Home prices appreciate, more and more people will get caught up in paying the capital gains tax if your home value goes up by 10k That's another 10k that's subject to this 15 to 20% Capital Gains Tax, with that erstwhile possible net investment income tax on top of that. Well, what can you do about this growing capital gains tax obligation that you'll have that a lot of homeowners aren't even aware of? Well, even fewer realize that it is possible to reduce your home sales profit by adding capital improvements. That means making home renovations to the original purchase price. So therefore that home kitchen renovation that you were thinking about doing, well that might not be as costly as you think, if it reduces your capital gains tax at sale time to reset what we're talking about here, it's been proposed that the capital gains tax be removed when you sell your primary residence. Usually, we discuss tax on investment properties here, but this is a significant proposal, and whether it happens or not, it helps you understand the housing market and how to limit your personal tax hit now see if the tax were removed, it could be costly, because it would decrease the government's tax revenue, of course. So in my opinion, what I think is really going to happen here, a more likely course of action would be that instead of eliminating this tax they would just move up the threshold, say, from 250 and 500k up to 500k and $1 million another angle to keep in mind is that relaxing the tax that helps out wealthy people more than it helps the poor. Now, house flippers want to pay particular attention to what happens here, for instance, simply eliminating capital gains tax on house sales that could benefit those who buy and flip homes for profit. If policymakers want to benefit only homeowners, then they need to parse that out. Otherwise, this would be a huge boon to eliminating the capital gains tax on House flippers an absolute godsend, a windfall. In any case, relaxing the tax would mean that homeowners who move they would therefore retain more capital to reinvest in their next property, which you could use to outbid others. What does that do that would drive up home prices even more. I mean talking about the capital gains tax on primary residences, its proposal to be removed and what this would do to the housing market.    Keith Weinhold  12:50   Before I tell you about an interesting real estate investing niche and trend, let's pull back and look at the national housing market. The NAR recently let us know that national home prices hit yet another all time high. The median existing home price reached a record high of $435,300 and that is a 2% increase compared to last year. At this time, it's also the 24th consecutive month of year over year price increases. And you know, it's funny, I recently talked to an investor based in Phoenix that also does a little investing in Las Vegas. She thought that national home prices were falling because she sees a little price flattening in her home area, which is a little overbuilt. Well, prices are up as much as 10% in some areas of the Northeast and Midwest, because those areas are substantially underbuilt. I mean, for some perspective here just one metro area, New York City, one city with its population of over 20 million people, has twice as many people as both Arizona at 7 million and Nevada at just 3 million combined. One city twice as much as two entire states combined with all their cities. So it's remarkable how little perspective some people have see my geography degree holder perspective strikes once more again, national existing home prices are up 2% year over year, nominally, pretty modest growth, not that exciting. And who is doing the buying of these homes supporting and driving up prices. Well fewer and through of them are first time home buyers due to the well documented affordability strain. More and more of them are investors. Just last week, the Wall Street Journal reported that investors are responsible for fully 30% of the purchases of. Of both existing homes and new construction homes this year, and this is the highest share since property analytics firm kotality started tracking it 14 years ago. Investors are really buying today, and what kind of investors? Interestingly, it is people just like you. The Wall Street Journal went on to report that smaller investors who own fewer than 100 homes are doing most of the buying. That's a big change from when massive private equity firms like Blackstone and Starwood Capital Group dominated the market. So this 30% of single family home purchases being made by investors today. Smaller investors are 25% and larger ones only accounted for 5% so yeah, the little guys, people like you, they can take bigger risks because they don't have boards and shareholders to answer to, and plus builders with too much inventory are offering them discounts that were once reserved only for the bigger fish. They're being passed on now to smaller investors like you. That's exactly what the journal went on to say, much like we discussed on the show here last week, where builders are giving massive discounts.    Keith Weinhold  16:22   Well, you probably heard it said that Airbnb doesn't own any real estate. Uber doesn't own any cars. Facebook doesn't own any content, and Tiktok has no original videos. Yet, they all dominate their industries. Well, when you own the real estate, you can make the rules and leverage some of these connector platforms to help you rent out space that you own and increase your income. Do you own any property that's sitting vacant with nothing going on on the lot, perhaps even overgrown with weeds and shrubs. You can use an app like neighbor that helps you rent them out as parking spaces. Neighbor.com customers request your space, and you can approve it. They can park their cars on your space or RVs, boats, boats, trailers. This can be especially lucrative if you're a few miles from an airport, and then there are platforms that let you leverage them, sort of like the Airbnb of storage. Roughly one out of every nine Americans is renting a self storage unit, and that's not even counting all the people searching for a spot to park an extra car, boat or RV. At the same time, there are millions of garages, basements, attics, driveways and backyards sitting underutilized across the country now, platforms like store at my house, Pure Storage and park for share, that one is spelled Park, the number four and share, they're all stepping up to connect people who have extra space with the people that need it. And the result is that renters can typically save 50% or more compared to them using traditional storage companies they can rent from you, and it's often more convenient for renters, since the space they're renting that might be just around the corner instead of across town. Neighbor.com is one of the biggest players in this space, though, its founder, his name's Joseph Woodbury. He says you'd be amazed at what people will pay to store something if the location is good and the price is right, they have had a tiny three foot by five foot closet in Manhattan that rented out in a snap, almost instantly in Woodbury. He even uses the platform himself, leasing part of his own driveway to someone with a camper. Now, you probably want to check with your HOA before you do something like that. But like Airbnb neighbor, they earn money by taking a cut of the host's revenue. But unlike Airbnb neighbor, hosts average just 16 minutes per month managing their listings now Woodbury, the neighbor.com owner, he calls it the most efficient, least time intensive form of passive income in America. And the peer to peer storage trend, that's become a great entry point for new investors, especially those that aren't ready to buy a full property. But it's also catching the eye of experience real estate investors who want to squeeze more cash flow out of the land that you already own. Some are turning unused sheds into rentable storage units. Others are converting open acreage into long term parking. I know someone that's hosting campers and. RVs on his 10 acres in Florida, and he expects to earn about $100,000 this year alone from that land. And they say it's mostly hands off. And now, whenever he buys he looks for acreage plus a home so that he can generate multiple income streams from one property. Well, can this peer storage and parking shake up the $500 billion self storage and parking industry the same way that Airbnb rattled the hotel world? Some think the potential is huge, with national occupancy rates for storage centers hovering around 93% there really is not any sign that the market is oversupplied. In fact, even public storage, that's the company name, public storage, they are the country's largest self storage space operator, even they use neighbor to help lease out their leftover inventory, and so do some REITs that have extra space at their office, retail or apartment properties. And as far as the types of listings, people are getting creative on these platforms. They're monetizing everything from empty barns to church parking lots. Think about how much of the week church parking lots sit vacant to vacant strip mall storefronts, and they're using that as parking so more and more people are realizing that there's hidden value in the real estate that they already own, and you can too. If you own the real estate, you make the rules. So check out those four platforms that I mentioned, if you think it can benefit you to increase the income at your properties in this growing peer to peer storage and parking industry. It was around 2010 when Airbnb really started to take off and really take market share away from hotels, and today, these platforms like neighbor store at my house, peer storage and park for share, are taking market share away from traditional, centralized self storage spaces to review what you've learned so far today, if you're going to Live life full time, you can't be perpetually cheap. Be aware of the primary residence capital gains tax and its elimination proposal. Small investor interest is growing now, making up fully 30% of today's home purchases, and grow your income with Pure Storage and parking platforms coming up next, a viral audio clip that borders on the unbelievable and gives you a new perspective on capitalism, collectivism and Section Eight housing, you'll be flabbergasted. I'm Keith Weinhold. You're listening to Episode 565, of get rich education.   Keith Weinhold  23:00   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056,they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    Keith Weinhold  23:32   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading, it's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866.   Kathy Fettke  24:42   you this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  25:00   Keith, you are back inside one of America's longest running and most listened to real estate investing shows. I'm your host, Keith Weinhold, and this is get rich education, the voice of real estate investing. Since 2014 wealthy people's money either starts out or ends up in real estate, we tell you why and show you how. I've got a clip to share with you that gets a little wild. We usually share what I suppose is more cerebral content here, but some real perspective can be gleaned from listening to this. This kid wants to work his mom says, No, you can't, because she'd lose her section eight housing benefit. And apparently, free housing is more valuable than his future. This is about one minute in length,   Unknown Speaker  25:52   not getting no job. If you go get a job, they're going to take my section eight, then you won't be able to get no section eight. You're not going to get no job. They're gonna count your income against my section eight and my link card. You're not working, no. So I don't care what you gotta say. I don't care how you feel. You're not working, you're not going to get a job, you you're not going to school, you're not doing none of that like Ma. I'm saying how I'm supposed to be successful in life, huh? So you basically telling me I gotta I gotta be broke to be successful. I got to be broke so I can get section eight. Government can help you. So the government can help me. So you telling me I can't work, no job, bro. Like, that's like, all my friends got jobs and live and nice houses. So you telling me I got the I got to go through the same thing you went through if you have a house, any of that, they're going to take my section eight. How? What they be like,no, they will look at that and be like, he's doing something. And give me a bigger house. Ma, that's what you told me. I can get off your section eight and apply for my own section eight. Okay, but if you do that, you're gonna have to go the hard way. It's gonna take a long so what? That's what I'm saying. Get on Section Eight. Find you a nice apartment, go get you a link card. You will be fine. You don't have to sit up and work. You don't have to work, no job, if the government is here to help us.   Keith Weinhold  27:11   Gosh, this mom won't let her son work, or else she'll lose their government section eight housing benefit, where taxpayers pay for most of their housing. And by the way, is this real? Is this a rage bait skit? I can't quite tell, but it surfaces some interesting questions. For sure, it is true that section eight housing voucher recipients like her can lose their benefits if the household earns more and exceeds a certain threshold. Gosh, here's the youth that wants to do something and maybe be better and have more than his parents. You should want what's best for your child? Some parents have to beg their children to get a job. This kid is willing to go out and see what he's capable of doing. This eaglet is looking to leave the nest, and you're clipping his wings, and yes, you the listener, are the one paying for their housing. There's no such thing as a free government program, because taxpayers like you and I fund the government section eight housing is therefore tax payer funded at one point. The mom says the government is here to help us. Yeah, this woman is making you poorer. This is where the taxes that get knocked out of your paycheck are going. You're working at a job, spending less time with the people you love, and maybe doing fewer of the activities you love so that she can perpetuate a culture of laziness and government dependency. Another successful entrepreneur or employee is not making you poorer, this woman is making you poorer. Thomas Sowell said it best. He is an author and a senior fellow at the Hoover Institution. He's got a lot of brilliant thoughts. Soul famously said, I have never understood why it is greed to want to keep the money you have earned, but not greed to want to take somebody else's money. That's Thomas Sowell. Now it's possible that this woman couldn't get a job that would pay so much more than the section eight income ceiling that it would be worth her getting one. She said there that she doesn't have a job at all. Maybe she has a disability, but there's a video of this. You can see the video. She doesn't appear to be disabled, but the appalling part is that she's discouraging her son from working now. Understand some section eight tenants do work full time jobs, but they're almost certainly going to be really low paying like, say, washing dishes for a restaurant. Section Eight is supposed to be a temporary program. It's supposed to be helpful, not a hindrance. It is a federal program. It's administered by HUD, and it pays the rent money for low income people, allowing them to rent housing out in the private open market. The program has high demand and some long, long waiting lists. They can be years long, even a decade long, waiting list for Section Eight housing some housing authorities even close their wait lists entirely due to the length the overwhelming demand and understand as well, veterans and the elderly are probably on a wait list, waiting for substantially younger people like her to get off the program to qualify for Section Eight, most families need an income below 50% of the area's median income, and your criminal background check has got to be clear, so you don't need to pass some high bar to get into the program. Now, in reality, a large share of the benefit recipients have an income that's under 30% of an area's median and how much of your rent does section eight pay? Participants typically pay a portion of their monthly income toward rent, usually around 30% they pay around 30% where section eight pays 70% I once run into a section eight tenant, and the tenant paid closer to 20% while the program paid 80% for you. And by the way, landlords don't have to accept section eight tenants. It is voluntary, and it pays landlords about the market rate in hot housing markets with fast rising rents. Well, you probably don't want to accept section eight because a regular, unsubsidized tenant is often going to pay you more in a slow rental market, Section Eight is better for landlords. Now, some landlords like section eight because it is guaranteed rent income, but some don't like it because they say they get low quality tenants. Well, foreign landlord can rent to a section eight tenant, a person called a case manager inspects the unit, and I think I shared with you before that, the first one that inspected mine, they wrote me up because they said that one of my Windows didn't open all the way. I fixed it, and the tenant stayed two years before they moved. But the average duration of time that a tenant spends in the program is six to nine years. It is supposed to be a short term bridge, but often becomes a long term subsidy people get dependent on the handout. HUD tells us that only one in seven families leave the program due to increased income, and there is a strong stigma around section eight housing, for sure. Who knows? To shake the stigma, maybe they will just change the name of the program. That happens sometimes, sort of like how they changed the name of the food stamps program to snap. And by the way, the link card that she mentioned in the video that is for food assistance. That's actually the name of the snap card in the state of Illinois. Oh, dear God bless America, training her kids to live off the government. I almost feel trashy after thinking about this. I'm probably going to go shower next now. Should the minimum wage be high enough that everyone can afford at least a one bedroom apartment, and therefore people wouldn't need section eight? Well, the federal minimum wage is $7.25 it's been stuck there since 2009 the economic commentator Peter Schiff, who I had lunch with a couple times last month, he and his wife Peter, makes the case that there should be no minimum wage at all. That is government intervention in the free market. If you make the minimum wage too high, people get laid off and people get replaced by robots. That's just what's really happened in practice, if a person can only make the minimum wage, they need to get better, and they need to skill up, is what Peter contends. Now, when I graduated college, I would have thought that premise sounded ridiculous. No minimum wage. But the more I think about it and the more I experience life, it does begin to make more sense. The fresh post collegiate me would have said that, ah, a working human being, they deserve the dignity of a minimum wage. That's livable, but some time and perspective has me saying that you are the one that brings dignity to your work, your earning potential and your life. It's not up to someone else to provide you with dignity. You don't lean on the government for your dignity. Learn more, be better, skill up. You'll be dignified, and you're going to earn multiples more than minimum wage. When it comes to the section eight, mom, everyone would like to live at the expense of the state, but few realize that the state lives at the expense of everyone else. If you'd like to see the video footage of that section eight clip that I played and more of my commentary on it. It's pretty interesting that should be available on our YouTube channel now. The channel name is get rich education. What else would it be for the production team here at GRE? That's our sound engineer, Vedran Dzampo , who has edited every single GRE episode since 2014,  QC and show notes. Brenda Almendadadas, video lead, Binaya Gyawali video strategy lead, Talha Mughal, video editor, Sorosa KC and producer me, we'll run it back next week for you. If you'd like the show, please tell a friend about it. I'd really appreciate you sharing it until then, I'm your host. Keith Weinhold, don't quit your Daydream.    36:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice if the means of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  36:53   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read. And when you start the letter, you also get my one hour fast real estate. Video, course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  38:08   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

In our news wrap Monday, at least 40 Gazans were killed by Israeli gunfire and airstrikes, over 3,000 Boeing workers who build fighter jets and weapons went on strike, a suspected killer is still at large days after police said he gunned down four people in Montana and wildfires in California, Arizona, Colorado and Utah are fueled by dry conditions and high temperatures. PBS News is supported by - https://www.pbs.org/newshour/about/funders

Estate planning doesn't have to be complicated. This episode breaks down the essentials: wills, trusts, and what actually matters, so you can protect your assets and give your loved ones peace of mind.Wills determine where assets go after death. Trusts do that and more. They can manage assets during your lifetime and help avoid probate, offering more flexibility and control.In states like Texas, Arizona, and Florida, probate tends to be fast and affordable, so a will might be enough. But in places like California, New York, and Oregon, a trust can help you avoid long, expensive, and public court proceedings. Some situations call for extra planning regardless of location, such as blended families, special needs beneficiaries, or owning property in multiple states.This episode also explores the idea of a “dead box,” a digital folder that holds important documents, passwords, and instructions to make life easier for your family during a difficult time.Estate planning isn't just about legal documents. It's about creating clarity and making sure your family knows what to do when it matters most.Listen to Part 2: FAQs: Wills, Trusts, Power of Attorneys, and Other Estate Planning Tools -Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Arizona has a different kind of beauty. Those craggy rocks and scrubby little bushes start to look better, if you look in the right places. If you don't like the terrain or the view in the part of Arizona you're in, you can just hop in your car and drive for an hour or two and find something extremely different. This week on Valley 101, a podcast about metro Phoenix and beyond, host Bill Goodykoontz talks with an Arizona author and travel writer and, the consumer travel reporter for The Republic to to answer a question we posed to readers: what is the most scenic view in Arizona?  ⁠⁠⁠Submit your question⁠⁠⁠⁠⁠⁠⁠ about Phoenix! Subscribe to ⁠⁠⁠⁠⁠⁠⁠The Watchlist⁠⁠⁠⁠⁠⁠⁠, our Friday media newsletter. Follow us on ⁠⁠⁠⁠⁠⁠⁠X,⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠Tik Tok⁠⁠⁠⁠⁠⁠⁠. Guests: Roger Naylor, Michael Salerno⁠ Host: ⁠⁠⁠⁠⁠⁠⁠Bill Goodykoontz⁠⁠⁠⁠⁠⁠⁠ Producers: ⁠⁠⁠⁠⁠⁠⁠Abby Bessinger⁠, ⁠Amanda Luberto ⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Denmark zoo asks the public to donate their unhealthy or dying pets to feed the predators. Bat flies into a woman's mouth in Arizona and it costs her $20k. Celsius energy drink cans were mistakenly filled with vodka. // Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones

The Buffalo Soldiers left quite a legacy, both in general and in Arizona. Along the border town of Naco, part of that legacy is still standing - and some folks want to keep it that way.

In this two-part exposé, the discussion moves from American voter integrity battles to the rise of authoritarian control in the UK. First, the U.S. Department of Justice initiates long-awaited lawsuits to force states like Arizona, Georgia, and Wisconsin to clean up voter rolls riddled with illegal and questionable registrations—some tied to non-citizens and alleged ballot fraud in previous elections. Legal challenges from conservative groups intensify as fears grow that voter rolls could again be manipulated in 2024. Then, the spotlight shifts overseas to the United Kingdom, where the Online Safety Act is now in full force. A new cyber crimes unit has led to thousands of arrests over speech deemed “extremist” or critical of mass migration. Citizens risk prison simply for protesting immigration or posting videos on social media, as the UK government redefines dissent as terrorism. With growing fears of a similar system being exported globally, these back-to-back segments serve as a stark warning about the fragility of both electoral integrity and free expression in the modern West

Pour a fresh cup and join Episode 173 of ‘On the Delo' as David DeLorenzo sits down with industry insider Craig Miller, founder of Arizona Liquor Industry Consultants. With nearly two decades at the Arizona Department of Liquor, Craig unpacks real-life stories, compliance challenges, and critical legal changes every bar, restaurant, and aspiring licensee needs to know.This no-fluff conversation delivers an unfiltered look at how laws are really made (and changed), why acts of violence reporting matters, the million-dollar price tag of a liquor store license, and how technology is changing underage enforcement. Whether you own a hospitality business or want to understand the high-stakes world of liquor liability, this episode gives you the playbook for surviving and thriving in Arizona's complex landscape—all straight from the front lines.Chapter Guide (Timestamps):(0:00 - 1:06) Introduction, Craig's consulting roots, and time at AZ Department of Liquor(1:07 - 4:18) How Arizona liquor laws change: Title 4, omnibus bills, and industry challenges(4:19 - 6:50) THC, Delta-8, hemp drinks: What's legal, what's not, and the crackdown aftermath(6:51 - 9:47) Intoxication, liability, and the impossible standard for bars(9:48 - 12:41) Counting drinks, dram shop lawsuits, and broken personal responsibility(12:42 - 15:44) Alcohol sales trends post-COVID and creative new revenue streams(15:45 - 18:33) Employee liability: Criminal, civil, and admin risks behind the bar(18:34 - 22:30) Documentation, Title 4 training, and the real cost of compliance(22:31 - 25:06) License types, sky-high costs, and the true price of opening a liquor store(25:07 - 29:51) Compliance pitfalls: Food ratios, incident reporting, promotions, after-hours(29:52 - 34:30) Fake IDs, scanners, and the real battle against underage drinking(34:31 - 37:20) What counts as food, menu rules, and special late-night considerations(37:21 - 41:13) Building relationships with law enforcement and city-specific nuances(41:14 - 45:38) Consulting, support, and why sound policies keep everyone safer(45:39 - End) Rapid fire: Craig's industry favorites, life lessons, and final thoughts

Ben & Woods kick off the 9am hour previewing the week ahead for the Padres who are in Arizona for 3 games starting tonight against the Diamondbacks, and how every game and every series really matters from here on out! Then at the bottom of the hour we wrap up the show with The Reindl Report and a few of Paulie's top stories from over the weekend! Listen here!

EP287After three decades, it looks like the once heralded longest running weekly car show in the world is done. Many know this as the Rock & Roll Car Show in Scottsdale Arizona, the locals call it "The Pavs". Guest Andrew Frieling (DJ Big Red) joins the podcast to talk about the history of The Pavs, an opinion on some contributing factors to the demise of the show. DJ Big Red talks about his DJ journey and how he has managed to work with some of the biggest names in the industry. Contact for DJ Big Red:Instagram: https://www.instagram.com/djbigredaz/ Links Referenced in this video:Stellantis warns of $1.7 billion earnings hit from tariffs https://www.cbsnews.com/news/stellantis-earnings-tariffs/Rock and Roll Car Show at The Pavilions closes after 30 yearshttps://www.citysuntimes.com/news/scottsdale/rock-and-roll-car-show-closes/article_d899c5e0-28f0-460f-a2e5-df95a8b9357d.htmlClipse: Tiny Desk Concert(NPR Music)https://www.youtube.com/watch?v=f7gIBB7jKc0Z06 Filmed Crashing into treehttps://www.carscoops.com/2016/08/chevrolet-corvette-z06-filmed-crashing/Two Mustanges Crashhttps://www.dailymail.co.uk/video/news/video-1462635/Moment-two-Mustangs-spin-crash-car-Arizona.htmlMain Show Sponsors:Right Honda:⁠⁠⁠ ⁠⁠https://righthonda.com/Right Toyota: ⁠⁠⁠⁠⁠https://www.righttoyota.com/⁠⁠⁠⁠⁠Arcus Foundry: ⁠⁠⁠⁠⁠https://arcusfoundry.comAutocannon Official Gear: ⁠⁠⁠⁠⁠https://shop.autocannon.com/⁠⁠⁠⁠⁠⁠⁠Contact Hard Parking with Jhae Pfenning: email: Info@HardParking.com Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.Hardparking.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/hardparkingpodcast/Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/hardparkingpod/YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@HardParking

This week we are joined by Erica Fett, model, cosplay legend, and host of the podcast Camp Cryptid! We talk about all things cryptid, horror movies, and of course, Predator. Be sure to go check out Erica's podcast and her website for more!

Texas Libs on the Lam. DOJ orders Grand Jury in Russia Hoax. Bat flies into tourist's mouth during Arizona night sky photography trip.See omnystudio.com/listener for privacy information.

Texas Libs on the Lam. DOJ orders Grand Jury in Russia Hoax. Bat flies into tourist's mouth during Arizona night sky photography trip.See omnystudio.com/listener for privacy information.

Texas Libs on the Lam. DOJ orders Grand Jury in Russia Hoax. Bat flies into tourist's mouth during Arizona night sky photography trip.See omnystudio.com/listener for privacy information.

Texas Libs on the Lam. DOJ orders Grand Jury in Russia Hoax. Bat flies into tourist's mouth during Arizona night sky photography trip.See omnystudio.com/listener for privacy information.

A family demands answers when the body of an Arizona woman is discovered in a remote area of Texas.Season 32, Episode 14Originally aired: May 21, 2023Watch full episodes of Snapped for FREE on the Oxygen app: https://oxygentv.app.link/WatchSnappedPodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(00:01) Weekend Golf Guys - Desert Adventures This chapter takes us on a journey through the high desert of Arizona, where Jeff Smith shares his experiences on the golf course at Talking Rock, encountering unique wildlife such as lizards and roadrunners. We explore the geographical contrasts between Arizona and Colorado, highlighting the unexpected presence of mountains in a high desert landscape. We also recount humorous animal encounters, including a chameleon surprise in South Carolina. The chapter transitions to a memorable golf lesson where Jeff, against the odds, made an eagle on two consecutive holes at Otter Creek in Indiana. This remarkable feat during a playing lesson serves as a backdrop for discussing the challenges and excitement of the game. (10:02) Improving Your Golf Game Strategy This chapter explores the nuances of maintaining focus and composure in golf, especially when faced with erratic play. We share a personal anecdote about playing a solid round after a long hiatus and the joy of balancing teaching and playing with talented players. We emphasize the importance of recognizing when concentration wanes and suggest strategies to manage emotions on the course, such as viewing wayward shots with detachment. This approach helps in maintaining calm and making better decisions for subsequent shots. By observing your shots like a spectator, you can prevent emotional upheaval and preserve energy for optimal play, even when things go awry. (21:32) Maximizing Distance and Accuracy in Golf This chapter focuses on improving golf swing efficiency and maximizing distance through better clubface contact. We explore how hitting shots off the heel or toe of the club results in decreased ball speed and increased spin, leading to less distance and a more erratic flight path. We emphasize the importance of center-face contact to enhance ball speed, reduce spin, and achieve a better launch angle. An exercise involving tees placed at strategic points around the clubface is discussed as a method to improve swing plane and center-face contact. The conversation also covers the key factors influencing distance: ball speed, launch angle, and spin. Through understanding and addressing these elements, golfers can improve their performance and gain more distance on their drives. (34:12) Finding Power Through Efficient Swings This chapter focuses on enhancing golf performance by addressing key elements of distance: ball speed, launch angle, and spin. We explore how achieving center face contact on the club is crucial for maximizing distance, as hitting the sweet spot ensures the ball comes off the clubface faster. I discuss the importance of ground connection and balance, emphasizing how proper stance and pressure on the balls of the feet can significantly increase clubhead speed. By addressing inefficiencies in stance and balance, golfers can achieve more power and efficiency without drastic changes. Through practical examples, such as a 63-year-old golfer gaining 13 miles per hour in clubhead speed, I illustrate the tangible benefits of these adjustments, proving that simple tweaks can lead to substantial improvements in performance. (44:08) Enhancing Golf Performance With Technology This chapter focuses on the experience of improving one's golf game by working on key elements such as launch angle, ball speed, and spin. I share a personal anecdote about hitting an eight iron farther than usual, thanks to a specific exercise routine. Emphasizing the joy of witnessing progress on the golf course, I encourage listeners to focus on these aspects for a more satisfying game. By honing these skills, you can look forward to enhanced performance in your next rounds of golf.

Dr. Al Grauer hosts. Dr. Albert D. Grauer ( @Nmcanopus ) is an observational asteroid hunting astronomer. Dr. Grauer retired from the University of Arkansas at Little Rock in 2006. travelersinthenight.org From July, 2024. Today's 2 topics: - During a recent 60 day period asteroid hunters observed 23 asteroids which came closer to us than our Moon. Six of them passed closer to the Earth's surface than 22,236 miles which is the distance to our communication satellites.   - It is hard to obtain time on the 8m Gemini South Observatory telescope on Cerro Pachon in Chile and the Large Binocular Telescope with its twin 8m mirrors on Mt. Graham, Arizona since they are among the largest telescopes in the world. My Catalina Sky Survey teammate Kacper Wierzchos wrote a scientifically competitive proposal to obtain the time to track the potentially hazardous asteroid 2016 PR38 on both of these telescopes when it was near its furthest point from our Sun and thus much too faint for the telescopes asteroid hunters routinely use.   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

Pastor Luke Simmons kicks off our new sermon series, "Seven Deadly Sins," with an exploration of pride.In this message, he invites us to reconsider our understanding of what constitutes the "good life," urging us to allow Jesus to define it. We delve into the origins and significance of the seven deadly sins and examine pride as the root of many destructive behaviors.Pastor Luke discusses the dangers of pride, how it separates us from God, and its impact on our relationships. He presents practical steps for overcoming pride by pursuing humility, following the example of Jesus, and building life-giving habits.Join us as we embark on this journey to detox from pride and align our lives more closely with the virtues taught by Christ.00:00 - Introduction10:52 - Pride Defined13:44 - Pride's Danger21:45 - Pride's Descendant25:58 - Signs of Vainglory29:59 - Pride's Detox34:28 - 5 Practices to Detox from Pride**HOW TO FIND US*** SUBSCRIBE TO OUR YouTube CHANNEL: https://www.youtube.com/@IronwoodChurchAZFACEBOOK https://www.facebook.com/ironwoodchurchaz/ INSTAGRAM https://www.instagram.com/ironwood.church/WEBSITE https://www.ironwoodchurch.org/

Hello and welcome to our SDCC 2025 panel, Building Authenticity and Changing Culture with Comics. Today's panel brings together creators who are using comics to challenge stereotypes, center marginalized voices, and inspire cultural change. Through personal storytelling, historical narratives, and bold new characters, these panelists show how authenticity on the page can lead to real impact off the page. Join us for a conversation about identity, representation, and the power of comics to transform culture. With us today are: Henry Barajas is an acclaimed writer and storyteller whose work has centered on cultural and political histories. His graphic memoir La Voz de M.A.Y.O. Tata Rambo honors his grandfather's pivotal role in Indigenous activism and community empowerment in Tucson, Arizona. He is also the author of the graphic biography Historias de Resistencia: Dolores Huerta, which brings the legacy of the legendary labor leader to life through a vivid, accessible medium.Henry's other notable work includes Death to Pachuco, a bold exploration of Chicano identity and culture. In 2022, he made history as the first Latino writer of the long-running daily comic strip Gil Thorp, where he brings contemporary social issues and diverse representation to a new generation of readers. Through all his projects, Henry remains committed to telling stories that empower communities and reshape the cultural narrative. @henryjbarajasCecilia Lim is a co-founder of Kwento Comics, the first all-women, all-Filipina comic book company in the United States. Through projects like The Mask of Haliya and other Filipina superhero stories, Cecilia works to center Filipino mythology and cultural heritage within the comic book landscape. Her mission is to amplify Filipina voices and redefine the superhero genre by showcasing powerful, complex Filipina characters that break away from Western norms. Cecilia's work is a celebration of cultural identity and empowerment, expanding representation for Filipino communities both in the U.S. and globally. @kwentocomicsOmar Morales is the creator of Major Thomás, a science fiction comic that blends Latino culture with thrilling genre storytelling. Omar's work uniquely fuses cultural authenticity with expansive worldbuilding, transporting Latino narratives beyond traditional settings and into the realms of space and fantasy. His stories challenge stereotypes by placing Latino identities at the center of high-concept sci-fi adventures. With dynamic art and layered storytelling, Omar invites readers to envision futures where Latino culture thrives and evolves in new, imaginative ways. @omorales81Sonya Saturday is a cartoonist and satirist known for her candid, humorous, and often poignant comics, including The Greatest Thing You've Ever Seen in Your Life. She tackles themes of identity, queerness, subculture, and personal vulnerability with unflinching honesty and sharp wit. Sonya's storytelling blends raw emotional truths with biting humor, creating work that breaks down cultural taboos and reclaims space for messy, imperfect human experiences. Her comics invite readers to embrace complexity and find humor in life's awkward moments. @sonyasaturdayartAsia Simone is an artist who brings vibrant energy and thoughtful representation to beloved franchises like Moon Girl and Devil Dinosaur: Wreck and Roll! and Adventure Time. With a background in both indie and mainstream comics, Asia expertly infuses her own cultural perspective and authentic voice into worlds that fans already love. Her work pushes the boundaries of traditional narratives by creating space for diverse characters and stories, helping to reshape the culture of comics toward greater inclusivity and creative freedom. @asia_simone405

What if the ghosts don't wait for an invitation? In this harrowing episode, a listener shares a lifelong story of being followed by dark, unexplainable entities—beings that appear in mirrors, watch from ceilings, open drawers, and whisper through dreams. From childhood encounters in Arizona to terrifying events in Texas and beyond, no matter where they move, something always follows. Whether it's a tall shadow crawling across the walls or a smiling figure revealed in lightning, these spirits are persistent—and terrifying. This is the story of someone who never wanted to see a ghost… and can't seem to stop. If you have a real ghost story or supernatural event to report, please write into our show at http://www.realghoststoriesonline.com/ or call 1-855-853-4802! Want AD-FREE & ADVANCE RELEASE EPISODES? Become a Premium Subscriber Through Apple Podcasts now!!! https://itunes.apple.com/us/podcast/real-ghost-stories-online/id880791662?mt=2&uo=4&ls=1 Or Patreon: http://www.patreon.com/realghoststories Or Our Website: http://www.ghostpodcast.com/?page_id=118 

Kyle Parker is currently on solo canoeing adventure canoeing across America from Washington State to Florida, Tip to Tip. We caught up midway through his journey to chat about the adventure thus far and what is still to come. We talk canoes, gear, people met along the way, canoe sailing, food and logistics of the trip, Missouri River, Puget Sound, Clark Fork, Mississippi River and more. Brought to you by:SREgear.comSRE Outdoors is a Family Owned & Operated Outdoor Gear Shop in Black River Falls, Wisconsin. Great gear, great prices, unbeatable customer service. Use code WILL at checkout for 10% off your first order.Fishell Paddles - Makers of Fine, Handcrafted Wooden Canoe PaddlesTry a Fishell paddle and FEEL the difference. Each paddle is handmade by Greg Fishell at his shop in Flagstaff, Arizona. Will uses a Ray Special model, and outfits all of his trips with Fishell Paddles as well. Use code WILL at checkout for a free paddle hanger w/ purchase of new paddle!Interested in advertising or partnering with Buffalo Roamer Outdoors? Contact Will here: buffaloroamer.com/contact

Original broadcast archive page with expanded content https://rosieonthehouse.com/podcast/outdoor-living-hour-farm-fresh-smallfarms-with-julie-murphree-of-arizona-farm-bureau-ashley-mortimer-of-mortimer-farms/

Scott Allen is the  assistant coach of the Washington Capitals of the NHL. Prior to joining Washington, Allen spent three seasons with the Hershey Bears of the American Hockey League (AHL). With Hershey, Allen served as an assistant coach for two seasons before being named the Bears' head coach ahead of the 2021-22 season. Under Allen, Hershey finished with a record of 34-32-6-4, clinching a Calder Cup Playoff berth, and ranked tied for 11th in the AHL in goals against (209). The New Bedford, Massachusetts native has coached professionally for more than 25 seasons, including assistant positions with the New York Islanders (2009-12), the Florida Panthers (2016-17) and the Arizona Coyotes (2017-19). With Arizona, Allen worked with the Coyotes' defensemen and penalty kill. During the 2018-19 season, Arizona ranked tied for first in the NHL in penalty kill percentage (85.0) and tied for fifth in goals against per game (2.68). In Allen's one season with Florida, the Panthers finished with the second-best penalty kill percentage in the NHL (85.3). Additionally, Allen has coached in the AHL for 14 seasons.   Allen played professionally for 10 seasons in the All-American Hockey League, Atlantic Coast Hockey League, Colonial Hockey League, Central Hockey League and ECHL. Allen, a forward, won back-to-back Kelly Cups with the Carolina Thunderbirds in 1989 and the Greensboro Monarchs in 1990. This podcast is a an amazing one. if you want to learn what it takes to coach at the highest level, to be a great assistant coach, to connect with athletes, and more, get ready to take some notes because Scott Allen is going to blow you away.  BOOK A SPEAKER: Interested in having John or one of our speaking team come to your school, club or coaching event? We are booking late Fall 2025 and Spring 2026 events, please email John@ChangingTheGameProject.com to set up an introductory call. PUT IN YOUR BULK BOOK ORDERS FOR OUR BESTSELLING BOOKS, AND JOIN 2025 CHAMPIONSHIP TEAMS FROM SYRACUSE MENS LAX, UNC AND NAVY WOMENS LAX, AND MCLAREN F1! These are just the most recent championship teams using THE CHAMPION TEAMMATE book with their athletes and support teams. Many of these coaches are also getting THE CHAMPION SPORTS PARENT so their team parents can be part of a successful culture. Schools and clubs are using EVERY MOMENT MATTERS for staff development and book clubs. Are you?  We have been fulfilling numerous bulk orders for some of the top high school and collegiate sports programs in the country, will your team be next? Click here to visit John's author page on Amazon Click here to visit Jerry's author page on Amazon Please email John@ChangingTheGameProject.com if you want discounted pricing on 10 or more books on any of our books. Thanks everyone. This week's podcast is brought to you by our friends at Sprocket Sports.  Sprocket Sports is a new software platform for youth sports clubs.  Yeah, there are a lot of these systems out there, but Sprocket provides the full enchilada. They give you all the cool front-end stuff to make your club look good– like websites and marketing tools – AND all the back-end transactions and services to run your business better so you can focus on what really matters – your players and your teams. Sprocket is built for those clubs looking to thrive, not just survive, in the competitive world of youth sports clubs.  So if you've been looking for a true business partner – not just another app – check them out today at https://sprocketsports.me/CTG. BECOME A PREMIUM MEMBER OF CHANGING THE GAME PROJECT TO SUPPORT THE PODCAST If you or your club/school is looking for all of our best content, from online courses to blog posts to interviews organized for coaches, parents and athletes, then become a premium member of Changing the Game Project today. For over a decade we have been creating materials to help change the game. and it has become a bit overwhelming to find old podcasts, blog posts and more. Now, we have organized it all for you, with areas for coaches, parents and even athletes to find materials to help compete better, and put some more play back in playing ball. Clubs please email John@ChangingTheGameProject.com for pricing.  Become a Podcast Champion! This weeks podcast is also sponsored by our Patreon Podcast Champions. Help Support the Podcast and get FREE access to our Premium Membership, with well over $1000 of courses and materials. If you love the podcast, we would love for you to become a Podcast Champion, (https://www.patreon.com/wayofchampions) for as little as a cup of coffee per month (OK, its a Venti Mocha), to help us up the ante and provide even better interviews, better sound, and an overall enhanced experience. Plus, as a $10 per month Podcast Super-Champion, you will be granted a Premium Changing the Game Project Membership, where you will have access to every course, interview and blog post we have created organized by topic from coaches to parents to athletes. Thank you for all your support these past eight years, and a special big thank you to all of you who become part of our inner circle, our patrons, who will enable us to take our podcast to the next level. https://www.patreon.com/wayofchampions

Carlos and Peter talk about the completion of the 2025 draft with the passing of this year's signing deadline. The two talk about the picks that surprised us, the bonuses that stood out to us and the draft classes that made us think. After putting a bow on the 2025 class, the two give their general thoughts on the 2026 class as we look ahead to next year's draft.—Time Stamps(2:30) Signing deadline(4:00) Players who didn't sign(7:00) Bonuses that surprised us(8:20) Classes we liked & others that surprised(12:00) Nick Dumesnil's fall(16:00) Arizona's class(18:30) Baltimore's class(20:45) Boston's class(22:00) College value picks(28:30) The Nationals(31:00) Looking ahead to 2026Our Sponsors:* Check out Indeed: https://indeed.com/BASEBALLAMERICA* Check out Indeed: https://indeed.com/BASEBALLAMERICA* Check out Progressive: https://www.progressive.comSupport this podcast at — https://redcircle.com/baseball-america/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In the third hour, Dave Softy Mahler and Hugh Millen debate the prices to get Eugenio Suarez back, get the Diamondbacks’ perspective on the deal with Jesse Friedman of Snakes Territory in Arizona before talking about Terry McLaurin’s trade request today.See omnystudio.com/listener for privacy information.

08-01-25 The Bizarre File #1866 Radioactive wasps were found in a nuclear facility in South Carolina, but they were all killed. A woman was taking night photos in Arizona when a bat flew into her face and got tangled between her mouth and camera. A Denver pastor and his wife were indicted on racketeering charges in what’s being called a cryptocurrency scam. God told him to do it. A hotel in Northern California has been the victim of a peacock theft after their birds were stolen. All that and more in the Bizarre File!

THE conversation (episode 5) w/Levi Spires (YouTube @TipYouInTheApp) July 31st, 2025 .:: TOPiCS COVERED ::. 1. Ai will do more damage to 'white collar' work before Rideshare 2. Tesla drivers are responsible for FSD (Full Self Driving) vs. Waymo driverless and no responsiblity 3. Are passengers insured while riding in a Waymo (WITHOUT using YOUR insurance) 4. Lawyers will NOT take cases against autonomous AND WHY 5. Breakdown of the cost of autonomous rideshare will BLOW YOUR mind 6. Arizona law prevents driver-less Waymo's from being ticketed 7. Waymo won their case in California allowing them to not publicly disclose vital information 8. and more throughout the live Rideshare Rodeo Brand & Podcast: https://linktr.ee/RideshareRodeo 

There has never been a successful third party in Arizona politics, but the No Labels Party is back and aiming for the middle. Our Friday NewsCap panelists discuss that and more of the week's top stories. Plus, a troubled Phoenix high-schooler attends a wilderness therapy program, with tragic results.

MeidasTouch host Ben Meiselas reports on Donald Trump's disastrous fake deals blowing up in his face and Meiselas speaks with Senator Chris Murphy who will be speaking at the Wont Back Down Tour co-hosted by MoveOn and MeidasTouch in Phoenix, Arizona on August 3. For more information about the tour, go to https://WontBackDownTour.com Visit https://meidasplus.com for more! Learn more about your ad choices. Visit megaphone.fm/adchoices

We opened with the trailer from Andor, a series that's earned a top spot on the watch list of this week's guest: the fearless Erin Reed, a real-life member of the Rebel Alliance and one of the most essential journalists working today. Erin is the creator of Erin In The Morning, the go-to source for breaking news on LGBTQ+ rights, trans healthcare, and the rising tide of attacks on civil liberties across the country. Her reporting has exposed the truth behind anti-trans legislation, tracked authoritarian policies in real time, and armed millions with the facts they need to fight back. Her courage, clarity, and compassion make Erin one of the most vital voices in the resistance, and we're honored to have her on the show. Want to join the conversation? Come to the Gaslit Nation Salon, live every Monday at 4pm ET. It's a community of listeners, activists, and fellow travelers where we unpack the headlines, share strategies, vent our frustrations, and build a living archive of this moment in history. Sign up at Patreon.com/Gaslit. Annual memberships are discounted, and your support keeps our show alive. Thank you to everyone who helps make Gaslit Nation possible. Looking for a summer read that pairs rage with laughter? Check out the Gaslit Nation graphic novel, Dictatorship: It's Easier Than You Think! Follow our delightfully shady narrator, Judge Lackey, as he stumbles through a step-by-step guide to seizing and holding power, dodging accountability, and panicking over activists and journalists. Grab it at your local library or at BookShop.org. EVENTS AT GASLIT NATION: NEW DATE! Thursday July 31 4pm ET – the Gaslit Nation Book Club discusses Antoine de Saint Exupéry's The Little Prince written in the U.S. during America First.  Minnesota Signal group for Gaslit Nation listeners in the state to find each other, available on Patreon.  Vermont Signal group for Gaslit Nation listeners in the state to find each other, available on Patreon.  Arizona-based listeners launched a Signal group for others in the state to connect, available on Patreon.  Indiana-based listeners launched a Signal group for others in the state to join, available on Patreon.  Florida-based listeners are going strong meeting in person. Be sure to join their Signal group, available on Patreon.  Have you taken Gaslit Nation's HyperNormalization Survey Yet? Gaslit Nation Salons take place Mondays 4pm ET over Zoom and the first ~40 minutes are recorded and shared on Patreon.com/Gaslit for our community Want to enjoy Gaslit Nation ad-free? Join our community of listeners for bonus shows, exclusive Q&A sessions, our group chat, invites to live events like our Monday political salons at 4pm ET over Zoom, and more! Sign up at Patreon.com/Gaslit!

Your authenticity is your secret algorithm hack! Today's guest is Carly Gilleland, owner of The Good Vibe Media, the video team behind some of the most integral moments of Powerhouse Women! Our conversation covers everything you need to know about content creation + content trends in 2025, so you can maximize your content strategy, create real human connection, and stand out in your market. Plus, we share the real moments of business no one gets to see, including how Carly went from bootstrapping a business as a single mom to raising $100,000 in 60 days. Tune in for a powerful perspective shift that will completely reframe the way you think about your content!   HIGHLIGHTS 00:00 Say hello to Carly Gilleland, the owner of The Good Vibe Media! 04:00 What are the biggest content trends in 2025? 07:30 How to find the “why” behind your content. 11:35 The hidden value of documenting your journey. 18:50 How did you navigate the tough season of early entrepreneurship? 27:15 What are the current challenges you're facing in business? 32:10 The turning point moment that reconnected Carly to her vision. 37:30 Strategies to successfully raise capital via crowd-funding. 46:50 The connection between motherhood and entrepreneurship. 51:20 What are you most excited about in this upcoming season? 54:05 Celebrating Carly's Powerhouse moment of investing in partnership.   RESOURCES + LINKS Use code PHW20! for 20% off your first booking HERE! Click HERE for tickets to the 2025 Powerhouse Women Event August 15-17th in Scottsdale, Arizona! Powerhouse Women is a COMMUNITY and YOU are part of it! Take a screenshot of this episode and tag us on Instagram so we can keep the conversation going and create more of the episodes you need!    FOLLOW Carly: @carlygilleland The Good Vibe Media: @thegoodvibemedia The Good Vibe Studio: @thegoodvibestudio Powerhouse Women: @powerhouse_women Lindsey: @lindseymarieofficial Visit The Good Vibe Media website: www.thegoodvibemedia.com Visit the Powerhouse Women website: powerhousewomen.co Join the PW Community Facebook Group: facebook.com/groups/powerhousewomencommunity

Today on the Wholesale Hotline Podcast (Wholesaling Inc Edition), Brent breaks down exactly what you have to do to build a $2M+ a year business. Today's episode is part of our Throwback Series where we re-air some of our most popular shows. This episode originally aired on 11/04/2023. Show notes -- in this episode we'll cover: Chris' background and how he discovered real estate. Why wholesaling became the solution to Chris' business. Chris breaks down a deal. Please give us a rating and let us know how we are doing! ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ ☎️ Welcome to Wholesale Hotline & TTP Breakout

There's lots of Duggars to choose to center an episode around, yet who got picked? Our favorite duo? No. The Duggirls? No. We got an episode focusing on Pest and Lego Hair. Cringe warning is advised. We watch Pest try to put together a grill and then use it to teach life lessons. For Lego Hair's birthday Cannon takes him to get an allergy test and, oddly, kinda shames him for his weight. In our Dig, we look at more ways that old Billy G's system allows for rampant abuse by insisting on only giving a good report of other Christians (Matthew 18). Don't even think about talking to other people, because that obviously means you don't love the lord. Enjoy what you hear? Would you like to support our newfound Personal Pan Pizza habit in Glendale, Arizona? Well head on over to ⁠⁠⁠⁠⁠⁠⁠⁠www.buymeacoffee.com/diggingupthedug⁠⁠⁠ . ⁠⁠⁠⁠⁠If you would like to grab a jar and become one of the Pickle People, you get ad-free episodes, and even get them early. We post bonus episodes with Duggar content, personal topics, Mildred Mondays (gotta give the people what they want), recipes and other goodies. Join us on insta ⁠⁠⁠⁠⁠@digginguptheduggarspod⁠⁠⁠⁠⁠We also have a P.O. Box 5973, Glendale AZ, 85312

In today's episode, we're talking about the role men play in fertility and women's health. Too often, the fertility journey places the burden entirely on women, physically, emotionally, and medically. Dr. McCarthy unpacks why that's both inaccurate and damaging, and shares what true masculinity looks like during this chapter: support, presence, and courage. From hormone imbalances and sperm health to the overlooked emotional toll men face, this episode is a candid call for men to stay in the room—with their partners and with themselves.

Our card this week is Jonathan Garcia-Valladares, the 7 of Diamonds from Arizona.Being a 13-year-old kid can be tough, to say the least. But it seemed as if Jonathan Garcia-Valladares had it figured out. He was an overachieving student. He was a chess player. And on a crisp fall day in 2010, Jonathan was trying to get in shape for the football team, a sport he'd just joined. But on that day, his short life would come to an end. In the 15 years since, law enforcement is still trying to uncover why, and, most importantly… who would do this to an innocent young kid who had his entire life ahead of him.  If you have any information about the murder of Jonathan Garcia-Valladares in Phoenix, Arizona, on November 7th, 2010, please contact Detective Roestenberg or anyone at the Phoenix Police Department during the day at 602-495-5883, and at night, you can call 602-262-6141. You can remain anonymous by contacting the Silent Witness program at 480-948-6377 or toll-free at 1-800-343-TIPS (8477). You can also submit information online at silentwitness.org.To learn more about Season of Justice or to make a donation, please visit seasonofjustice.org.View source material and photos for this episode at: thedeckpodcast.com/jonathan-garcia-valladares Let us deal you in… follow The Deck on social media.Instagram: @thedeckpodcast | @audiochuckTwitter: @thedeckpodcast_ | @audiochuckFacebook: /TheDeckPodcast | /audiochuckllcTo support Season of Justice and learn more, please visit seasonofjustice.org.The Deck is hosted by Ashley Flowers. Instagram: @ashleyflowersTikTok: @ashleyflowerscrimejunkieTwitter: @Ash_FlowersFacebook: /AshleyFlowers.AFText Ashley at 317-733-7485 to talk all things true crime, get behind the scenes updates, and more!

In a world awash with disinformation and fear-based politics, what cuts through the noise isn't perfection; it's authenticity. As Erin Reed, a trailblazing journalist and trans rights advocate, puts it: the most effective leaders and allies are the ones who show up with sincerity, values, and courage. Reed knows this from experience. Alongside her wife, Montana state legislator Zooey Zephyr, they've faced the harshest forms of political repression, from being silenced in state chambers to watching harmful laws passed in the name of "protecting" sports or children. And yet, their fight continues, fueled by love, clarity, and hope. So how can you support the trans community in meaningful ways? Stand Firm in Your Values – Democratic Party leaders especially shouldn't be “Republican-lite” or speak through the filter of 12 consultants. Speak from the heart, like Kentucky's Andy Beshear, who stood up for trans rights and still won big in a deep red state. Educate Yourself and Others – Learn the real facts. Trans athletes aren't “cheating.” They're barely even represented in elite sports. Medical care for trans youth isn't a free-for-all;  it's cautious, professional, and consent-driven. And no, no one is performing surgeries in school cafeterias.  Be Visible. Be Vocal. – When institutions cave to pressure and erase diversity programs, allies must speak up. Trans people aren't always in the room, but you might be. Build Solidarity – Globally and locally. Anti-trans disinformation spreads across borders. So should our support. Reach out to advocate groups abroad and build an international coalition of support and solidarity.  History is watching. As Reed reminds us, this is our civil rights moment. Whether you're an activist, a parent, a lawmaker, or a friend, your genuineness, your voice, and your love can help shape a more just future.  All it takes is a spark. The song you heard in this week's Gaslit Nation is “Tear the Fascists Down” by Deena Marie. Check out her music here: https://open.spotify.com/artist/2CuUJiaLhVF4x8WlZGLjRJ  If you have a song to share on our show, submit your music to us at Gaslit Nation – we love hearing from you! More info: https://docs.google.com/forms/d/1-d_DWNnDQFYUMXueYcX5ZVsA5t2RN09N8PYUQQ8koq0/edit?ts=5fee07f6&gxids=7628 Want to enjoy Gaslit Nation ad-free? Join our community of listeners for bonus shows, exclusive Q&A sessions, our group chat, invites to live events like our Monday political salons at 4pm ET over Zoom, and more! Sign up at Patreon.com/Gaslit! EVENTS AT GASLIT NATION: NEW DATE! Thursday July 31 4pm ET – the Gaslit Nation Book Club discusses Antoine de Saint Exupéry's The Little Prince written in the U.S. during America First.  Minnesota Signal group for Gaslit Nation listeners in the state to find each other, available on Patreon.  Vermont Signal group for Gaslit Nation listeners in the state to find each other, available on Patreon.  Arizona-based listeners launched a Signal group for others in the state to connect, available on Patreon.  Indiana-based listeners launched a Signal group for others in the state to join, available on Patreon.  Florida-based listeners are going strong meeting in person. Be sure to join their Signal group, available on Patreon.  Have you taken Gaslit Nation's HyperNormalization Survey Yet? Gaslit Nation Salons take place Mondays 4pm ET over Zoom and the first ~40 minutes are recorded and shared on Patreon.com/Gaslit for our community  

May 24, 1996. Glendale, Arizona. 19-year old Diana Shawcroft and her 19-year old best friend, Jennifer Lueth, leave their apartment to visit a nearby convenience store, but they never return and are last seen climbing into a pick-up truck with an unidentified man. Three months later, Diana and Jennifer's bodies are discovered 100 miles away in a remote desert area in Yavapai County and it is determined that they were the victims of a homicide. After their families set up a memorial shrine at the crime scene, photos of the victims are stolen from there, but even though the killer is believed to be responsible, they are never identified. October 17, 2003. Scottsdale, Arizona. 20-year old Brandon Rumbaugh and his 19-year old girlfriend, Lisa Gurrieri, leave on an overnight camping trip to Yavapai County, but never return home. Two days later, Brandon and Lisa are found shot to death inside their sleeping bags in the bed of their pick-up truck in a remote area located off Bumble Bee Road. The investigation turns up some intriguing leads, including the discovery of a broken disposable camera containing photos of Brandon and Lisa which were taken shortly before they killed, but the “Bumble Bee Road Murders” remain unsolved. On this week's episode of “The Trail Went Cold”, we travel to Arizona to explore two unsolved double homicides in which a pair of victims were found murdered in remote desert areas of Yavapai County. If you have information about the murders of Diana Shawcroft and Jennifer Lueth, please contact the Glendale Police Department tipline at (623) 930-3319. If you have any information about the murders of Brandon Rumbaugh and Lisa Gurrieri, please contact the Yavapai Silent Witness anonymous tipline at 1-800-932-3232. Additional Reading: https://unsolved.com/gallery/jennifer-lueth-diane-shawcroft/ https://unsolvedmysteries.fandom.com/wiki/Diana_Shawcroft_and_Jennifer_Lueth https://www.abc15.com/news/state/arizona-crime-uncovered/somebody-knows-who-killed-diana-shawcroft-and-jennifer-lueth-in-1996 https://www.newspapers.com/image/123661850/ https://www.newspapers.com/image/123661739 https://www.newspapers.com/image/123662486 https://www.phoenixnewtimes.com/news/reward-offered-for-information-about-two-women-killed-in-1996-6635433 https://www.newspapers.com/image/126193554/ https://www.newspapers.com/image/361287432/ https://www.eastvalleytribune.com/news/year-later-murders-of-e-v-couple-unsolved/article_dda98462-a6a2-59fd-92a9-53038b54123f.html https://www.azcentral.com/story/news/local/scottsdale/2017/10/28/slain-while-camping-2003-scottsdale-couples-killing-still-mystery/809850001/ https://www.abc15.com/news/state/mother-hopes-for-answers-nearly-two-decades-after-murder-of-lisa-gurrieri-brandon-rumbaugh https://www.12news.com/article/news/crime/true-crime/scottsdale-couple-murdered-camping-trip-2003-unsolved/75-6cc84714-3ffc-49d5-9a06-5ba344db75f0 https://www.abc15.com/news/crime/nearly-20-years-since-the-murders-of-lisa-gurrieri-and-brandon-rumbaugh-in-yavapai-county “The Trail Went Cold” is on Patreon. Visit www.patreon.com/thetrailwentcold to become a patron and gain access to our exclusive bonus content. The Trail Went Cold is produced and edited by Magill Foote. All music is composed by Vince Nitro.

Discover more than 250 Humanoids, Howlers, and Scaly Swimmers from Across North AmericaHere in North America, there be monsters! Jason Offutt takes you on a thrilling adventure across all twenty-three countries—as well as every state and territory of the US, Canada, and Mexico—to meet one or more monsters in each location. Featuring illustrations throughout, this book travels to Alaska, the Caribbean, Greenland, and beyond.• Find the horned boa known as Madre de Aguas in Cuba.• Head to Honduras to spot el Comelenguas, the tongue-eating giant bird.• Catch a glimpse of the Grafton Monster along West Virginia's roads.• Escape from the Ikusik, the human-devouring corpse of Greenland.• Track the Were-Jaguar (half-man, half-cat) across Tabasco, Mexico.From Arizona's Lizard Man to Canada's Wendigo, this book opens your eyes to the monstrous wonders of North America. Are you up for the chase?Jason Offutt (Maryville, Missouri) teaches journalism at Northwest Missouri State University. He's the author of four previous books on paranormal topics, including Haunted Missouriand Paranormal Missouri (Schiffer), in addition to several novels. He has been interviewed on Whitley Strieber's Dreamland, Destination America, Binnall of America, Darkness Radio, The Paracast, and other prominent paranormal podcasts. Visit him at JasonOffutt.com.Become a supporter of this podcast: https://www.spreaker.com/podcast/earth-ancients--2790919/support.

In today's Wholesale Hotline (Astroflipping Edition) Jamil is joined by Bella Simaga to break down his journey. Today's episode is part of our Throwback Series where we re-air some of our most popular shows. This episode originally aired on 2/6/2024. Show notes -- in this episode we'll cover: Bella's background and how he discovered real estate. How Bella was able to turn his life around after hitting rock bottom. Bella's breaks down a deal. ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ ☎️ Welcome to Wholesale Hotline & Astro Flipping breakout

Jim and Dar dive into a hot topic this week. Are people who believe in the paranormal just gullible, or is that a lazy stereotype? Dar is on fire as she answers a recent article. They also explore strange stories, from a Bigfoot sighting in Arizona to a near-death experience involving blue-skinned beings. Plus, they chat haunted dolls, fairy photo hoaxes, psychic readings as self-care, and why academics are worried about the implications of alien disclosure. As always, it's a smart, spirited mix of spooky stuff. Thanks for listening/watching and please share the show with family and friends! LINKS https://www.yahoo.com/news/articles/happens-consciousness-die-151700987.html https://www.newsweek.com/paranormal-belief-poll-america-2103467 https://studyfinds.org/angels-witches-crystals-and-black-cats-how-supernatural-beliefs-vary/ https://nypost.com/2025/07/21/lifestyle/i-was-dead-for-2-minutes-what-i-saw-was-beyond-belief/ https://www.unexplained-mysteries.com/news/388995/volunteers-run-into-bigfoot-during-search-for-missing-girl-in-arizona https://www.bfro.net/GDB/show_report.asp?id=78863 https://robertthedoll.org/ https://www.dailymail.co.uk/sciencetech/article-14930749/New-video-mystery-UFOs-Roswell-Air-Force.html?ns_mchannel=rss&ns_campaign=1490&ito=1490 https://harpersbazaar.com.au/are-psychic-readings-the-new-form-of-self-care/ https://phys.org/news/2025-07-scientists-life-aliens.html https://www.lincolnshireworld.com/community/copies-of-infamous-cottingley-fairies-photographs-set-for-auction-after-century-in-familys-possession-5238294 Learn more about your ad choices. Visit megaphone.fm/adchoices

"A Tongan that goes crazy every play." It's hard to top Jacob Rich Kongaika's self-description, but you should also add "multiplier." After crossing rivalry lines by transferring from Arizona to ASU last year, Kongaika quickly became a key contributor at defensive tackle, as well as a loud and jovial voice in the locker room for the Sun Devils. He's back in 2025 to provide more big hits, big laughs, and some big songs. On this episode we discuss crossing Territorial Cup lines, his football journey, planting the pitchfork in Tucson, his love of singing, the impact of the Poly pipeline and much more.

Much of the country is deep in the middle of a heat wave right now. And every summer, Duane Stilwell's town in Arizona seems to get hotter. It has him worried — and he's not the only one. Since 1980, the average number of heat waves in the U.S has doubled and the average length of a heat wave season has increased from 40 days to 70. Future summers, experts say, will be even hotter. But why exactly is that happening, and what can people do to protect themselves from the heat?This episode is part of Nature Quest, a monthly segment that answers listeners' questions about their local environment. If you have a question, send a voice memo to shortwave@npr.org that includes it, your name and where you live. We might make it into our next Nature Quest episode!Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

On a morning in early-1986 in Arizona, someone sat hunched over a desk, furiously writing a letter. And almost every line of this letter included a direct threat of violence this person was going to inflict on the recipient. They kept writing, embellishing every horrible thing that they wanted to do. Finally, they finished writing and read over the letter—it was explicit and terrifying, just as they'd hoped. They put the letter down, glanced at a cardboard box sitting on the floor, and smiled. Nobody would ever suspect that the contents of that plain box would soon help them carry out the bizarre murder plot they'd had running through their head for months.For 100s more stories like these, check out our main YouTube channel just called "MrBallen" -- https://www.youtube.com/c/MrBallenIf you want to reach out to me, contact me on Instagram, Twitter or any other major social media platform, my username on all of them is @mrballenSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.