The Knowledge Circle Podcast

In this episode, we'll hear the highlights from our webinar on Crypto in Banking. The panel discuss what the right level of regulation is for the crypto space, where it's possible to protect businesses and individuals, but also ensure fair access. Our guests for this episode were: 1/ Rahul Advani, Policy Director for APAC at Ripple 2/ Richmond Teo, CEO of Asia and Co-founder of Paxos 3/ Daniel Lee, Head of Web3 at Banking Circle 4/ Nick Lord, Founder of Blue Pool Communications [moderator]

In the final episode recorded at Money20/20 US, we caught up with a number of the speakers and attendees from the conference. Topics include the future of payments, and the benefits of collaboration in the financial services ecosystem.  

In the second of three episodes recorded at Money20/20 US, we caught up with a number of the speakers and attendees from the conference. Topics include what's next for crypto, the benefits of embedded finance, and the digital identity crisis.

In the first of three episodes recorded at Money20/20 US, we caught up with a number of the speakers and attendees from the conference. We hope that through these short conversations we'll be able to provide you with a real flavour and understanding of the key topics and issues relating to payments and FinTech discussed at the event.

What role can traditional financial services play in the crypto universe?   Banks have long overseen the money system, but to date, Non-Bank Financial Institutions (NBFIs) including crypto exchanges, specialist acquirers and FinTechs have embraced cryptocurrency more rapidly than the traditional financial services sector.   With the crypto market at $15.8 trillion and 300 million people holding crypto worldwide, what will the next few years look like for crypto and traditional financial services?   This episode brings together a panel of experts to discuss where Banks are in the crypto adoption cycle and what's next for them.   Our line up of speakers include: Rita Liu, CEO/Board Member, Mode Sendi Young, Managing Director, Europe, Ripple Mishal Ruparel, Regional General Manager, APAC, Banking Circle Maximilian Marenbach, Head of APAC Expansion, Banking and Payments, Kraken [Moderator]

In this podcast, a panel of experts discuss the threats facing FinTechs and Payments businesses as a result of the risk-averse strategies that big banks are implementing around the world, asking the question: what are the risks of de-risking?  Hosted by Sarah Francis, Payments Advisor and Senior Consultant at Polymath Consulting, the panellists discuss how banks are engaging with today's FinTechs and payments businesses, what's really at the root of de-risking, and how to get the best from a banking relationship.   The panel included:   Mitch Trehan, UK Head of Compliance & MLRO, Banking Circle Mark Hewlett, Director of Product & Infrastructure, GC Partners Jonathan Bell, Group CFO, PXP Financial Mike Southgate, Chief Operating Officer, Hamilton Court FX

As consumers demand more convenience, speed, and security from their online transactions, non-financial companies are seeing the opportunity to add to their service offering with white-labelled embedded financial services, tapping into the plethora of Banking as a Service (Baas) solutions that have emerged. In this episode, our panel of experts discuss: How do banks and FinTechs currently view BaaS? What is the current market sentiment toward BaaS platforms? What are the weaknesses of current BaaS offerings? What transpires when a business attempts to scale when its BaaS provider does not have the necessary banking licences? How does being tied to a bank with legacy infrastructure impede on a business' ability to implement embedded finance solutions? How does it impact the risk profile of a business? What are the benefits of working with a single well-structured BaaS provider above working with several FinTechs? Our guests for this episode include: Scott Hamilton - Global Payments & Liquidity Expert, Contributing Editor [Moderator] Anders la Cour – CEO, Banking Circle Anders Olofsson - Head of Payments, Finastra Tony McLaughlin - Managing Director, Transaction Banking, Citi Beat Bannwart - Digital Transformation & Ecosystems, WMPC Tech, UBS

This episode covers how organizations should re-equip themselves to combat money laundering in the digital era.  The panel discuss whether the responsibility for AML should be solely limited to the compliance team, what processes can be improved across organisation to combat AML, how departments can work together more effectively to fight money laundering, how AML fits with the broader context of digital transformation, and how AML can be shaped to enhance business growth, rather than be seen as an obstacle. Our guests for this episode include: Mélisande Mual, Managing Director, The Paypers (and moderator) Livia Benisty, Global Head of Business AML, Banking Circle Christopher Caruana, VP of AML Solutions, Feedzai. Antonia Michail, Deputy Anti-Money Laundering Compliance Officer, Digital Payments, Nuvei Leslie Bailey, Vice President of Financial Crime Compliance Strategy, LexisNexis Risk Solutions

This episode examines where, by working with financial infrastructure partners, relationships and service delivery between Banks and their business customers can be greatly improved.  It covers the hurdles that legacy systems present for digital transformation, the benefits that financial infrastructure partnering holds for business relationships and customer experience and how banks can disseminate what should be built in-house and where to outsource to partners.  Our guests for this episode include:   Gary Wright - Head of Research, Finextra, Søren Skov Mogensen - Chief Growth Officer, Banking Circle, Olivier Guillaumond - Global Head of Innovation Labs and Fintechs, ING Steven Marshall - Chief Commercial Officer, Crown Agents Bank

In this episode we bring together experts from across the banking and fintech spaces to discuss the finance issues and trends of the day. We cover subjects such as implementing anti-money laundering processes, the risks of de-risking and the benefits of collaborative banking to SMEs.   Our guests for this episode were: Jakob Pethick, Chief Commercial Officer at YouLend, Adam Sharpe, CEO at Cardstream Tom Longhurst, Head of Sales – Lending at Banking Circle

The second of two episodes recorded at Money20/20 Europe, that took place in Amsterdam in June 2022. We recorded a series of interviews on our exhibition booth with a number of the speakers from the conference. Our guests for this second episode were: 1/ Kahina Van Dyke, Global Head, Digital Channels and Data Analytics, Standard Chartered 2/ Jakob Pethick, Chief Commercial Officer, YouLend 3/ Iana Dimitrova, CEO, OpenPayd 4/ Andrew Considine, VP, Head of SMB and Clover EMEA, Fiserv 5/ Mariana Gomez de la Villa, Centre Expertise Lead for Distributed Ledger, ING 6/ Daniel Kjellén, CEO, Tink 7/ Joanne Dewar, CEO, Global Processing Services 8/ Teo Blidarus, CEO and Co-Founder, FintechOS 9/ Rogier Schoute, Chief Product Officer, Mollie

The first of two episodes recorded at Money20/20 Europe, that took place in Amsterdam in June 2022. We recorded a series of interviews on our exhibition booth with a number of the speakers from the conference. Our guests for this first episode were: 1/ Daniel Marovitz, Senior VP of Fintech at Booking.com 2/ Eimear Creaven, President of Western Europe at Mastercard 3/ Søren Skov Mogensen, Chief Growth Officer of Banking Circle Group, and Chris Pirkner, Chairman of EMPSA, the European Mobile Payment Systems Association 4/ Vidya Peters, Chief Operating Officer of Marqeta 5/ James Allum, SVP, Europe at Payoneer 6/ Tui Allen, Product Director at Shopify 7/ Didier Lallemand, CEO of Treezor 8/ Louise Hill, Co-founder and COO of GoHenry