Podcasts about Open banking

The conversation with Oliver Hughes provides valuable insights into the market of Uzbekistan, highlighting its remarkable reform path and the evolution of its fintech landscape. The unique payments ecosystem, regulatory environment, and TBC's role in the market are also discussed, offering a comprehensive view of the opportunities and challenges in Uzbekistan's financial sector.TakeawaysUzbekistan's Remarkable Reform PathSophisticated Payments EcosystemChapters00:00 Introduction to Uzbekistan and Its Market03:03 The Evolution of Uzbekistan's Fintech Landscape05:57 The Unique Payments Ecosystem of Uzbekistan13:03 Regulatory Environment and Data Access in Uzbekistan26:08 TBC's Role and Future in the Uzbekistan Market

AI adoption is not really a technology question. It's a trust question, and trust levels shift dramatically depending on where a company operates and who its customers are. In this episode of Supply Chain Now, Scott Luton and co-host Bill Huber, retired VP CFO at VELUX, speak with Theodora Lau, founder of Unconventional Ventures, about trust and AI adoption, open banking and data interoperability, fragmented data versus bad data, workforce retraining, and the lessons global supply chains can borrow from fintech. Theo explains how to tell healthy friction from harmful friction, treat fragmented data differently from bad data, judge AI initiatives by outcomes instead of token usage, and build systems that keep people, not service providers, in control of their own data. Jump into the conversation: (00:00) Introduction (09:41) Theo Lau's path from telecom to fintech innovation (17:35) Why trust, not technology, drives AI adoption (20:17) What GDPR and the EU AI Act reveal about governance and trust (28:04) Lessons supply chain can borrow from open banking and fintech (38:27) What separates real AI transformation from bolting AI onto broken processes (43:13) The difference between fragmented data and bad data (54:16) A JD Power stat reshaping how consumers ask financial questions Additional Links & Resources: Connect with Theodora Lau: https://www.linkedin.com/in/vineetvashishta/ Learn more about Unconventional Ventures: https://www.linkedin.com/in/billhuberatlanta/ Connect with Bill Huber: https://www.linkedin.com/in/billhuberatlanta/ Learn more about VELUX: http://www.velux.com Learn more about our hosts: https://supplychainnow.com/about Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit: https://supplychainnow.com/media-kit/ Learn more about Blue Yonder Cognitive Solutions: http://blueyonder.com/cognitive WEBINAR- SAP AI Inside the Supply Chain: From Silo to Orchestration: https://bit.ly/4bvpz6K WEBINAR- Operational AI in the Supply Chain: How context empowers agents and humans to operate side by side: https://bit.ly/4x7Vd2Z WEBINAR- You Can't Manage What You Can't See: Using Visibility, KPIs, and AI to Optimize Logistics Operations: https://bit.ly/4ql6iem This episode was hosted by Scott Luton and Bill Huber, and produced by Trisha Cordes, Joshua Miranda, and Amanda Luton. For additional information, please visit our dedicated show page at: https://supplychainnow.com/what-global-supply-chain-can-learn-from-fintech-world-1630 The content in this episode, including all audio, videos, visuals, and graphics, is the property of Supply Chain Now and is protected by copyright law. Unauthorized use, reproduction, distribution, modification, or re-uploading of this content in any form is strictly prohibited without explicit written permission from Supply Chain Now.For licensing inquiries or permissions, please contact us at production@supplychainnow.com© 2026 Supply Chain Now. All rights reserved. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The following article of the Tech industry is: 'Embedded Finance, Open Banking Are Reshaping Global Industries' by Luis Hernández, Managing Director and Founder, Scale Radical. 

3x3=10 und Talk Between the Towers werden zu Schnittstelle – dem neuen Podcast von Payment & Banking über datengetriebene Kooperationen zwischen Banken, Fintechs und anderen Branchen.

Open banking is moving fast. This week's Spotlight explores how verified banking data is fundamentally changing the way brokers work while creating new opportunities for lenders and customers. Following on from an unforgettable Broker Innovation Summit, held in principal partnership with NextGen, Broker Daily's Julian Barnes catches up with NextGen's chief customer officer Tony Carn to explore the rapid evolution of open banking and what it could mean for the future of broking. From reducing data collection and rework to improving fraud prevention and building trust with customers, open banking is already delivering tangible benefits for brokers. But with lenders increasingly recognising the value of verified, real-time data, its impact could extend well beyond the broker channel. Here's what's driving the shift: Broker adoption is accelerating, with some aggregators seeing open banking used across over 35 per cent of mortgage applications. Verified data is helping brokers reduce manual data collection, prevent fraud, and  support post-settlement retention strategies. Growing demand for secure data sharing could see open banking become the standard means for brokers and lenders to collect financial data for a loan application.  Listen to find out how you can capitalise on the evolution and close in on open banking.

VOV1 - Với chủ đề mang tính thời đại “Ngân hàng thông minh trong kỷ nguyên dữ liệu và AI”, sự kiện Chuyển đổi số ngành Ngân hàng năm 2026 không chỉ nhìn lại chặng đường 5 năm bứt phá đầy ấn tượng, mà còn định hình kiến trúc tương lai của hệ thống tài chính Việt Nam bước vào giai đoạn chiều sâu.Tại nhiều tổ chức tín dụng lớn như Vietcombank, BIDV hay Techcombank, tỷ lệ giao dịch xử lý thông qua kênh số đã cán mốc kỷ lục hơn 95%. Đặc biệt, trong 6 tháng đầu năm 2026, hoạt động thanh toán không dùng tiền mặt tại Việt Nam ghi nhận sự bùng nổ mạnh mẽ với hơn 15 tỷ giao dịch, tổng giá trị đạt trên 190 triệu tỷ đồng (tăng 34,28% về số lượng so với cùng kỳ). Thống đốc NHNN Phạm Đức Ấn cho biết:Các dịch vụ ngân hàng số phát triển mạnh mẽ và ngày càng đi sâu vào đời sống xã hội, với gần 89% người dân từ 15 tuổi trở lên đã có tài khoản thanh toán. Đáng chú ý, giá trị thanh toán không dùng tiền mặt trong năm 2023 đã đạt mức ấn tượng, vượt qua 28 lần GDP. Bên cạnh đó, việc khai thác dữ liệu dân cư, định danh điện tử và tăng cường các giải pháp xác thực, cảnh báo phòng chống gian lận đã tạo ra bước chuyển biến quan trọng, giúp nâng cao hiệu quả quản lý, tối ưu hóa dịch vụ trực tuyến và bảo vệ an toàn cho khách hàng.Song song với khối quốc doanh, các ngân hàng tư nhân cũng dồn lực đầu tư hàng nghìn tỷ đồng cho hạ tầng số với chiến lược "Ưu tiên AI" (AI-First) và điện toán đám mây, ứng dụng dữ liệu lớn và AI để cá nhân hóa sâu sắc trải nghiệm, tự động phân tích hành vi để gợi ý các gói tài chính may đo riêng cho từng khách hàng. Ông Vũ Ngọc Bồng Lai, Giám đốc Khối Chiến lược và Đổi mới sáng tạo tại MSB (Ngân hàng TMCP Hàng Hải Việt Nam) thông tin về những giải pháp công nghệ ngân hàng đang triển khai:Bằng việc ứng dụng các mô hình phân tích dữ liệu lớn (Big Data) và trí tuệ nhân tạo (AI), ngân hàng cũng thiết kế các kênh tương tác riêng biệt nhằm mang lại trải nghiệm cá nhân hóa độc đáo, giúp khách hàng có được quyền tự chủ tài chính tốt hơn và tối ưu hóa hiệu quả sử dụng dịch vụ.Một trong những thành tựu mang tính cốt lõi tạo bệ phóng bảo mật cho toàn ngành là việc ứng dụng sâu rộng Đề án 06 của Chính phủ. Các đơn vị công nghệ đồng hành, tiêu biểu như Tập đoàn FPT với giải pháp xác thực định danh số qua thẻ Căn cước công dân (CCCD) gắn chip, đã dựng nên một lá chắn vững chắc bảo vệ tài khoản người dùng. Song song đó, các mô hình "AI thực chiến" và dữ liệu mở (Open Banking) do FPT phát triển nhận được sự đánh giá cao từ ban lãnh đạo Ngân hàng Nhà nước. Các công nghệ này hỗ trợ các tổ chức tín dụng tự động hóa quy trình nghiệp vụ theo thời gian thực và tối ưu hóa năng suất vận hành. Hay như nền tảng kết nối vay vốn MISA Lending - giải pháp giúp doanh nghiệp và hộ kinh doanh tiếp cận nguồn vốn dựa trên dữ liệu tài chính được hình thành trong quá trình vận hành như thông tin kế toán, hóa đơn, doanh thu và dòng tiền.

Må vi egentlig ha bankene i fremtiden?I denne episoden møter Tarjei Alvær Heggernes finans- og teknologiavslører Lasse Meholm til en samtale om hvordan banksektoren forandrer seg. Meholm har en omfattende bakgrunn fra blant annet PwC, DNB, Nordea, EY og Norges Bank, hvor han jobbet med prosjektet for digitale sentralbankpenger. Sammen utfordrer de premisset fra Meholms kapittel «Trenger vi bankene?», og ser på hvorfor endringene har tatt lengre tid enn antatt – samt hva som ligger rett rundt hjørnet.Sentrale temaer i episodenHvorfor trenger vi bankfunksjoner, men kanskje ikke «banker»?Diskusjon rundt Bill Gates' uttalelse om at vi trenger banktjenester (innskudd, lån og betalinger), men ikke nødvendigvis tradisjonelle banker. Meholm forklarer hvorfor Open Banking og Big Tech-trusler har tatt lengre tid i Skandinavia, men hvordan aktører som Klarna likevel utfordrer verdikjeden.Forskjellen på kontopenger, krypto og Digitale Sentralbankpenger (DSP):En pedagogisk gjennomgang av hvordan dagens pengesystem fungerer sammenlignet med krypto, stablecoins og sentralbankenes egne digitale valutaer. Meholm deler erfaringer fra testingen i Norges Bank, der grensekryssende betalinger ble gjennomført på under to sekunder.Strategiske blindsoner i styrerommet:Hvorfor alderssammensetning og manglende teknologikompetanse i bankstyrer kan skape risikofaktorer i møte med teknologidrevne utfordrere. Meholm understreker viktigheten av lekenhet, utprøving og sterk teknologirepresentasjon på ledelsesnivå.Den største trusselen nå: Tokenisering og DeFi:En advarsel om hvordan nye initiativ innen stablecoins og desentralisert finans (DeFi) skaper et parallelt lån- og innskuddsmarked helt utenom det etablerte bankvesenet.Denne episoden ble spilt inn i forbindelse med BI-kurset Digital transformasjon i finansnæringen. Samtalen er åpent publisert etter avtale med samtalepartner, BI Norwegian Business School, og samarbeidspartnerne Finansforbundet, SpareBank 1 og Finans Norge.Omtalen av episoden er generert av Gemini. Hosted on Acast. See acast.com/privacy for more information.

The following article of the Finance & Fintech industry is: “Toward 2026: The Challenge and Opportunity of Open Banking” by Nick Grassi, Co-CEO and Co-Founder, Finerio Connect.

Open banking is often talked about as the next big technological shift in broking. But is the industry overlooking its biggest benefit Join Broker Daily's Julian Barnes with Broker Essentials founder Jason Back as they unpack why open banking is about far more than faster document collection, exploring how it could free brokers from administrative tasks, strengthen client relationships, and reshape the role of the modern adviser. The pair also discuss the expansion of the Consumer Data Right to non-bank lenders, how open banking could help combat fraud, where AI fits into the picture, and why brokers who embrace the technology early may be best placed to stay ahead.

Recorded live at the inaugural edition of Fintech Nerdcon in Miami, Florida, Eyal is joined by Alex Johnson, the Founder of Fintech Takes, one of the most widely-read publications in the fintech industry. The United States' first real attempt at regulating open banking, known as Section 1033, has been anything but smooth; challenged on day one, declared unlawful, and stuck in court-ordered limbo. At the center of that chaos sits a deeper fight over who controls personal financial data and who gets to profit from it. Eyal and Alex dig into what this turbulence reveals, not just about America's uniquely chaotic path to open banking, but about the questions every market must eventually face around standards, cost recovery and trust, questions which only grow more urgent as agentic AI enters the picture. Ultimately, this leads to the biggest question of all, one that reaches far beyond open banking: How do we create a world where we have the right to control our own data? Specifically they discuss:Regulatory chaos in the U.S.Charging fees for data accessThe role of shared standardsAgentic AI and open banking The future of data rights

Open banking has been talked about for years, but as Consumer Data Right expands into the non-bank lending sector, what will it actually mean for brokers and their clients? Join Broker Daily's Julian Barnes alongside Finni brokers Eva Loisance and Costa Arvanitopoulos as they unpack the next phase of open banking, exploring how instant access to financial data could reduce paperwork, speed up applications, and reshape the way brokers gather and verify client information. The Broker Daily Uncut team also dives into the latest movements in the property market, from improving auction clearance rates and shifting mortgage pricing to rising rents, before discussing the continuing SMSF rush and why banks appear to be ramping up their efforts to retain borrowers in an increasingly competitive lending market.

The following article of the Finance & Fintech industry is: “Open Banking and Open Finance: The Financial Revolution” by José Luis López Amador, Co-CEO and Co-Founder, Finerio Connect. (AA1373)

PODCAST EPISODE | An Analog Brain In A Digital Age — On Location at InfoSecurity Europe 2026 On Location With Sean Martin And Marco Ciappelli Bronwyn Boyle can talk about software vulnerabilities for hours. Talking about her own — the burnout she didn't recognize until someone named it — turned out to be harder, and more important. We sat down at InfoSecurity Europe to talk about the human cost of guarding the machine, and whether our analog brains were ever built for this.

After more than a decade of crossing paths at conferences and following each other's work, Theodora Lau finally gets the opportunity to host Sarah Biller, Co-Founder & Member Board of Directors of Fintech Sandbox, and Bank Director and Investor of Thread Bank, on the One Vision Podcast. In this episode, Sarah talks about building innovation ecosystems beyond traditional hubs, including her work in West Virginia and the influence of leaders like Brad Smith and John Chambers. Sarah describes what she looks for in founders. It's about digging deep, listening closely, and finding solutions that truly matter. The conversation turns to AI's rapid adoption in financial services, the shift to agentic AI, risks of replacing human judgment in regulated credit decisions, and the need to prioritize understanding and human-centered outcomes over speed and efficiency. The real constraint on a better financial future isn't AI, it's data, and whoever controls access to it controls the upper hand. And the episode closes on something both Sarah and Theo keep returning to in their work: the fragility of the household balance sheet, the millions of Americans who are one flat tire away from financial distress, and the choice in front of an AI-enabled industry — to widen that gap, or close it.If AI is the most transformative technology any of us will see in our lifetimes., whose financial future are we actually building?

This interview with IBSi FinTech Journal explores how artificial intelligence and cloud-native technologies are transforming the global banking industry. Oracle executive Venky Srinivasan explains that banks are evolving from traditional money custodians into data custodians, where embedded AI plays a major role in improving customer experiences, strengthening regulatory compliance, and detecting financial fraud more efficiently. The discussion highlights how many financial institutions are replacing large-scale transformation projects with progressive modernization, allowing faster and more flexible digital upgrades. Srinivasan also notes that both retail and corporate banking are prioritizing real-time and immersive banking experiences to meet growing customer expectations. Overall, the interview emphasizes that overcoming outdated legacy systems is critical for banks to remain competitive in the era of Open Banking, automation, and intelligent financial services.

After more than a decade of crossing paths at conferences and following each other's work, Theodora Lau finally gets the opportunity to host Sarah Biller, Co-Founder & Member Board of Directors of Fintech Sandbox, and Bank Director and Investor of Thread Bank, on the One Vision Podcast. In this episode, Sarah talks about building innovation ecosystems beyond traditional hubs, including her work in West Virginia and the influence of leaders like Brad Smith and John Chambers. Sarah describes what she looks for in founders. It's about digging deep, listening closely, and finding solutions that truly matter. The conversation turns to AI's rapid adoption in financial services, the shift to agentic AI, risks of replacing human judgment in regulated credit decisions, and the need to prioritize understanding and human-centered outcomes over speed and efficiency. The real constraint on a better financial future isn't AI, it's data, and whoever controls access to it controls the upper hand. And the episode closes on something both Sarah and Theo keep returning to in their work: the fragility of the household balance sheet, the millions of Americans who are one flat tire away from financial distress, and the choice in front of an AI-enabled industry — to widen that gap, or close it.If AI is the most transformative technology any of us will see in our lifetimes., whose financial future are we actually building?

Dan Scholey, Chief Product Officer, MoneyhubFinancial services platforms have been guilty of differentiating more on technical specifications, or look and feel, than their ability to impact the real lives of consumers. Dan Scholey, Chief Product Officer at UK FinTech Moneyhub believes many consumers suffer with high levels of financial anxiety, low confidence in managing money, and a lack of basic financial literacy. As Open Banking evolves into Open Finance, real-time client data is becoming readily accessible, and it is incumbent on banks and advisers to take advantage of these developments to help customers make more from their money and bring greater long-term value for the customers they serve.

Britta Wehner erklärt, wie lynck als Technischer Service Partner ohne Factoring BNPL ermöglicht – und warum Online-Apotheken, ÖPNV und Pay by Bank zum Fokus gehören.

Recorded live at Money 20/20 in Las Vegas, Nevada, Eyal is joined by Jess Turner, EVP and Global Head of Open Finance & Developer Experience at Mastercard. Credit cards, and the networks that power them, have been a central part of the global financial system for over 70 years, providing far more than just payments. As money becomes more and more digital, the role these networks play as data brokers and data custodians, is evolving in lockstep, fueled even further by the rise of open banking. Far from being viewed as a threat, card providers have been rapidly evolving to embrace the new opportunities presented by open banking, open finance and open data. Eyal and Jess discuss how the card industry is being impacted by this shift, and how Mastercard is working to firmly position itself as one of the leading trailblazers. Specifically they discuss:How card networks unlock dataThe importance of open standardsRegion-specific considerationsTrust, consent and controlThe legacy of Mastercard

Digital finance is no longer only about banking apps and payments.It is becoming a question of infrastructure, trust, customer behaviour, and how financial systems evolve in emerging markets.In this episode of Couchonomics with Arjun, Nika Kurdiani, CEO of TBC Uzbekistan, joins the show for a sharp conversation on digital banking, AI, open banking, and why Uzbekistan is becoming one of the most interesting financial markets to watch.Nika explains how TBC built one of the largest digital financial ecosystems in Central Asia, why customer experience matters more than legacy banking scale, and how AI is bringing the relationship manager back into the app.From cash economies and digital adoption to regulation, ecosystem strategy, and the future of financial services, this episode explores what happens when fast-growing markets leapfrog traditional banking models.

Dans cet épisode de "Comment j'ai réussi ?", Stéphane Pedrazzi reçoit Charles Egly, président et cofondateur de la fintech Younited. Ensemble, ils reviennent sur le parcours de son entreprise qui propose des solutions de paiement et de crédit instantanées grâce à l'utilisation des données bancaires de ses clients.Tout au long de l'entretien, Charles Egly lève le voile sur les défis et les innovations qui ont permis à Younited de devenir rentable en seulement quelques années. Il explique notamment comment l'accès aux données bancaires de ses clients via l'open banking permet à Younited de proposer des réponses de crédit quasi-immédiates, sans justificatifs, tout en limitant les risques. Un point particulièrement intéressant concerne l'évolution de la réglementation sur le paiement fractionné en France. L'invité apporte un éclairage nuancé sur les enjeux de cette réforme, soulignant à la fois les bénéfices pour le consommateur et les risques de surendettement. Ils abordent également l'impact potentiel de la hausse des taux d'intérêt sur le marché du crédit. Charles Egly partage son point de vue selon lequel une telle augmentation, si elle n'est pas forcément souhaitable, ne devrait pas avoir de conséquences dramatiques dans le contexte économique actuel.Enfin, le cofondateur revient sur la stratégie de diversification de United, qui s'est récemment renforcée avec l'acquisition d'Elios. Cette opération permet à la fintech de s'ouvrir à de nouveaux produits bancaires, au-delà de son cœur de métier initial.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Open Banking war einst der große Fintech-Hoffnungsträger. André Bajorat und Lars Markull ziehen Bilanz – von den Anfängen bei Figo bis zur Frage, was PSD3 und FIDA wirklich bringen können.

Lori Wilson of Remedy Consulting joins BankTalk to break down key trends reshaping the software ecosystem for community financial institutions.In this episode, we explore the growing influence of private equity ownership across banking software providers and consulting firms—and what that means for long-term partnerships, pricing, and product direction. We also take a closer look at open banking initiatives and the digital migration strategies underway at the largest core providers, unpacking how these shifts could impact your next software contract.Whether you're planning a core renewal, evaluating fintech partnerships, or simply trying to stay ahead of industry change, this conversation offers practical insights to help community banks make smarter technology decisions.To connect with Lori Wilson or continue the conversation, you can reach her at lwilson@remedyconsult.net Send us Fan MailPresented by Remedy ConsultingExecutive Wins PodcastThe Executive Wins Podcast features inspiring Executives who share their biggest wins.Listen on: Apple Podcasts SpotifyFor more information on BankTalk:BankTalk  WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please  email us. 

En este episodio hablamos de cómo la banca tradicional evoluciona hacia la era del Open Everything.Pagos, datos e inteligencia artificial están redefiniendo la forma en que se crean experiencias más rápidas, inteligentes y conectadas.Y por qué abrir datos de forma segura es hoy una de las mayores oportunidades para innovar y crecer.

Open Banking sollte Bankdaten zugänglich machen – ist in der Praxis aber oft kompliziert. In unserem Fintech-Podcast erklärt Vincent Haupert im Gespräch mit André Bajorat und Maik Klotz, warum Yaxi einen anderen Weg geht.

Recorded live at Money 20/20 in Las Vegas, Eyal is joined by two guests at the center of the great debate surrounding open banking in the United States: John Court, EVP & General Counsel at the Banking Policy Institute (BPI) and Penny Lee, President & CEO at the Financial Technology Association (FTA). In late 2024, after many years of deliberation, the U.S. Consumer Financial Protection Bureau (CFPB) released the final version of their Personal Financial Data Rights rule, also known as Section 1033. On the day of its release, the rule was immediately challenged in court, marking the beginning of a drama unlike any other in the open banking space. John and Penny represent the two major players on either side of the court case itself, making them uniquely qualified to discuss where American open banking is headed. Specifically they discuss:How Section 1033 came to beWhat happened the day of its releaseMajor issues in the great debateThe validity of charging for data accessWhere 1033 currently stands

How can the mortgage industry stay ahead of criminals using AI to forge documents? It's a question becoming increasingly urgent as a new wave of sophisticated fraud hits the Australian lending landscape Join host Annie Kane, senior journalist Charlie Tchetchenian, and commercial content writer Ben Squires as they review the week's biggest stories in finance and real estate, distilled into bite-sized insights. This week, the team discusses the move by finance associations to lobby for ATO data integration into open banking as a "single source of truth" to verify borrower income and crush fraudulent applications. They also dive into the recent acquisition, creating Australia's largest deposit bond provider, and how the government thinks it can fix the Compensation Scheme of Last Resort. This week, they discuss: The pros and cons of introducing ATO data in open banking. The details of the merger between Deposit Power and Deposit Assure. What the proposed Compensation Scheme of Last Resort changes mean. And much more!

  A myriad of forces reshape the payments industry everyday.  Whether it is new technology, new regulations, or new attacks by fraudsters, it can be tough to keep up with the ever-changing landscape.   In this episode, we discuss how payments professionals can learn about all of these factors and more at the Innovative Payments Conference, taking place at the Mayflower Hotel in Washington DC, April 29 through May 1.  Brian Tate, the IPA's CEO, talks about what's on the agenda for the upcoming conference, including:   Russell Vought, head of OMB and acting director of CFPB, talking about the future of the Bureau and Regulation, and  David Wasserman, of the cook Political Report, providing a nonpartisan analysis of the upcoming Midterms.  We will also have sessions on things like AI, EWA, Fraud, and Open Banking. Additionally, the IPA has also arranged a special tour of The FBI Experience immediately after the conference for those interested in learning about the history of the Bureau.   This podcast was recorded on March 26, 2026. Things may have changed by the time you hear it.   Registration is now open at this link: Innovative Payments Conference. Listeners can get $25 off the price of registration when they use the code Podcast. Make sure to capitalize the first letter. 

A bank deploying virtual accounts technology does so not only with a keen eye on what it will provide for its corporate clients but also how the solution can further its relationships with those clients. A recent TMI TreasuryCast featuring Cosimo Rullo, Vice President, Payments Cash management & Open Banking, Intesa Sanpaolo, and Joost Bergen, International Business Development & Strategy, Montran, put those twin values to the test.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Brian Dammeir of Plaid. Brian and Reed talk about open banking, payments standards, fraud and risk, the Oscars, and pyramids.

Open banking fees, stablecoin regulation, and AI-first payment systems are reshaping how money moves in the US. Tedd Huff, CEO of fintech advisory firm Voalyre and founder of Fintech Confidential, sits down with David Glaser, CEO of Dwolla, to unpack what's changing, what's breaking, and what smart operators are doing about it right now.Find out more JP Morgan's decision to charge for open banking access is forcing the entire industry to rethink how apps connect to bank account data. Real-time payment rails like RTP and FedNow are live but adoption is slow because not every use case needs instant settlement. Dwolla scaled without hiring a single net-new employee in two years by mapping every process into what can be automated and what still needs a human. This episode covers the frameworks, the data signals, and the strategy shifts that matter most if you're building or running anything in payments today.TAKEAWAYS1️⃣ Build with AI from day one and treat new hires as a last resort, not a first instinct.2️⃣ Rework your product fast because major AI releases absorb startup features every six months.3️⃣ Attack your biggest operational bottleneck first, even if you can only automate half of it.4️⃣ Track every internal handoff to find where delays, errors, and hidden costs are piling up.5️⃣ Set team values that reward discomfort so your people adopt new tools without waiting for a mandate.GUESTDavid Glaser: https://www.linkedin.com/in/daglaserCOMPANYDwolla: https://www.dwolla.comDwolla LinkedIn: https://www.linkedin.com/company/dwollaDwolla YouTube: https://www.youtube.com/c/dwollaplatformFINTECH CONFIDENTIALPodcast: https://fintechconfidential.com/listenNotifications: https://fintechconfidential.com/accessLinkedIn: https://www.linkedin.com/company/fintechconfidentialX: https://x.com/FTconfidentialInstagram: https://www.instagram.com/fintechconfidentialFacebook: https://www.facebook.com/fintechconfidentialSUPPORTERSUnder.io: Digitize your PDFs and streamline application and underwriting processes. Get started free at under.io/FTCSkyflow: A zero trust data privacy vault delivered as an API covering PCI, CCPA, GDPR, and SOC 2. Visit skyflowsecure.comDFNS: Wallets as a service, API first, multi-chain, secured with MPC across 50+ blockchains. Request a demo at fintechconfidential.com/dfnsHawk AI: Real-time payment screening and AML transaction monitoring to cut false positives. Sign up for a demo at gethawk.comABOUTGuestDavid Glaser is CEO of Dwolla with over 25 years of payments experience spanning global leadership roles at Mastercard, Worldpay, CyberSource, and Visa. He grew up in a small coal mining town south of Pittsburgh, originally planned to become a high school math teacher, and has since led teams through some of the industry's biggest deals including Worldpay's $10.4 billion merger with Vantiv. Outside of payments, he's completed multiple Ironman triathlons and 70.3 races.CompanyDwolla is a leader in account-to-account payments in the US, offering a full-service platform that replaces legacy technology with a unified solution supporting ACH, Same Day ACH, RTP, and FedNow. Over 500 businesses partner with Dwolla to improve payment security, data visibility, and cash flow.HostTedd Huff is CEO of fintech advisory firm Voalyre and founder of Fintech Confidential. With 25+ years in the industry, he brings entertaining and informative content focused on fintech insights, market trends, and stories from leaders, thinkers, and doers.DD3 MediaFintech Confidential is a production of DD3 Media. All rights reserved.CHAPTERS00:00 Highlights02:06 Under.io: Streamlining Application Processes02:35 Introduction to FinTech Leaders One-on-One02:48 Meet David Glaser, CEO of Dwolla05:29 Payment Industry Then vs. Now08:03 Open Banking and AI in Payments08:55 JP Morgan's Open Banking Fee Announcement14:06 Payment Methods and Account Access14:36 Scaling Operations at Dwolla15:03 Modernizing Homegrown Systems16:26 AI and Automation in Payments17:20 Skyflow: Your Privacy API18:31 Balancing Founder Mindset with Scale19:22 Automating Back Office Processes21:52 Identifying What to Systemize Next29:52 Economic Signals in Transaction Data31:01 Interest Rate Impact on Fintech32:43 Predicting Trends with Payment Data35:04 Centralizing Data for AI Readiness37:21 Account-to-Account and Real-Time Rails38:21 Real-Time Payment Use Cases41:00 DFNS: Wallets as a Service42:39 Choosing the Right Payment Method44:09 Orchestrating Across Multiple Rails46:58 Vertical SaaS and Embedded Payments48:37 The Future of Stablecoins50:23 AI and Stablecoins Together54:21 Advice for Fintech Founders58:07 Hawk AI: Real-Time Fraud Monitoring58:52 Disclaimer

In the Tech.eu podcast, Francesco Simoneschi talks open banking, Amazon deal, retail adoption of the tech, and the future.

What if innovation is not about moving faster, but moving with purpose? In this episode of Innovators Inside, Ian Bergman sits down with Dr. Hisham Alasad, head of innovation enablement at Qatar Airways, to unpack a human-first view of innovation shaped by fintech, academia, and a bold move to Qatar. They break down what open banking really changes, why banks fight it, and how open finance could unlock better, cheaper products for consumers. Then they go deeper: why innovation requires overcoming fear, why closed systems stall progress, and what a “Responsible Innovation” framework could look like that is ethical, inclusive, scalable, and beneficial beyond the balance sheet. They close with a big vision: using AI to help create opportunity and peace in the Middle East.Topics & Timestamps

Welcome back to the Fintech Takes podcast. I'm Alex Johnson, joined in this episode by two guests, Steve Boms (Executive Director at FDATA) and Dan Murphy (Founder of Sunset Park Advisors; formerly CFPB). We're talking about Canada, and why a country that has spent the better part of a decade moving at a pace I have occasionally made fun of in the newsletter is now arguably ahead of the U.S. on open banking regulation. Dan and Steve walk through how Canada deliberately corrected what other countries got wrong, and how timing and learning play a role, too. Canada watched the BPI lawsuit play out in the U.S. They saw the gap between banks' stated preferences and revealed preferences once implementation became real. They built voluminous, specific legislation partly because they learned what happens when you leave room for interpretation. The conversation explores the global policy learning ecosystem, the cultural conservatism baked into Canadian financial services (Steve calls it "conservatism with the lowercase c"), and how a Big Five oligopoly holding 90% of consumer deposits accidentally created conditions for comprehensive reform when external pressure finally arrived. Highlights include: Steve's argument that write access might actually solve liability problems by creating traceable ledgers of who changed what and when Dan's observation about the Amazon Perplexity lawsuit and how it echoes every open banking access fight  The distinction between domestic competition policy and international competitiveness policy, and why they usually point in opposite directions This episode is brought to you by Plaid.  Most lenders see the value of cash flow data. The hard part is getting started—and knowing what to do with it once you have it. Plaid makes it easy to access real-time cash flow and behavioral insights in seconds, through a familiar experience borrowers already trust. No heavy lift. No added friction. Learn more at www.plaid.com/ftt Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Steve: https://www.linkedin.com/in/stevenboms/ Follow Dan: https://www.linkedin.com/in/danieljmurphy01/ Follow Alex Johnson:  YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson X: https://www.twitter.com/AlexH_Johnson

Open banking in the United States has been on a long and winding road, and the journey is far from over. In this episode, I sit down with Steve Boms, Executive Director of FDATA North America, the trade association representing the fintech companies at the heart of the open banking ecosystem. Steve has been one of the most active voices in shaping U.S. open banking policy for over a decade, and he brings a uniquely informed perspective to where things stand today.We dig into the current state of the 1033 rule and what amendments are likely coming, FDATA's firm stance that banks should not be permitted to charge fees for consumer-directed data access, and the growing complexity created by a patchwork of state-level regulations on data privacy, AI, and fintech products. We close with a fascinating discussion on how agentic AI, with its need for clear consent frameworks, robust APIs, and defined liability rules, could become the next major catalyst that finally forces meaningful open banking progress in this country.In this podcast you will learn:The origin story of FDATA in the UK and how it came to the US.How Steve has been involved with CFPB and Section 1033 since 2015.Over the next 10+ years, how FDATA has been engaged in open banking policy.How open banking and open finance has evolved in the UK.Who their members are and what FDATA does for them.Where we are at today when it comes to the 1033 rule.The FDATA view on banks charging fees for access to their data.Why this is not really a bank versus fintech fight.Why it may be many years before we have a final rule for open banking.Why data access negotiations have been put on pause for now.What else Steve is working on beyond open banking.Why he is increasing concerned about the Balkanization of financial services regulation (see his recent Open Banker column).How they coordinate with the other fintech trade associations.How they think about the standardization of API and other data standards.Why Steve is optimistic about the future of open banking in the U.S.Why AI agents could be a catalyzing force for clear open banking rules.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

We are in a data cold war that is beginning to warm up. Today, community banks only hold 20%-25% of their customers' total financial data, due to the financial fragmentation of average Americans. With this massive data deficit on customers, bankers are realizing the need to switch from defense to offense when it comes to gathering information that can be put to work for the bank. Open banking is the best way to plug those data deficits by securing customers' permission to aggregate their disparate financial data back to the bank from the 10-15 other financial service providers they typically use. Join the discussion with Jack Henry's Sr. Director of Corporate Strategy, Lee Wetherington, on the importance of data regardless of the regulatory chaos at the federal level.Send a textPresented by Remedy ConsultingFor more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.

Who controls your financial data and who decides how it can be used? As Americans increasingly rely on digital banking, apps, and financial technology tools, that question has moved to the forefront of a policy debate that may come to a head in the coming months.Section 1033 of the Dodd-Frank Act is currently under review by the Consumer Financial Protection Bureau, prompting renewed debate over how consumers should access their own financial information and decide how it is shared. Translating that principle into practice, raises significant legal and policy questions about whether current regulatory and market structures truly empower consumers or instead concentrate control over data into the hands of banksThis webinar will examine open banking through a consumer-centered legal lens, focusing on how rules governing data access, privacy, and consent impact real-world choice. Panelists will discuss how bank-centric approaches may prioritize institutional preferences over consumer autonomy, potentially limiting Americans’ ability to use innovative financial tools that rely on secure, authorized data sharing.Throughout the program, panelists will evaluate the CFPB’s Section 1033 rulemaking and consider whether a consumer-directed approach to financial data can both defend consumer’s right to their own data and foster innovation.Featuring:Paul Watkins, Managing Partner, Fusion Law PLLCProf. Todd Zywicki, George Mason University Foundation Professor of Law, Antonin Scalia Law School, George Mason University(Moderator) Will Hild, Executive Director, Consumers Research

"AI is enabling us to deliver more sophisticated and seamless payment experiences, allowing consumers to shop in a more frictionless way. However, it also presents challenges, such as combating AI-powered fraud, which requires us to continuously innovate and adapt our solutions."Global Payment Trends & How Agentic AI Could Redefine Online Shopping and Payment Acceptance.In this episode, we cover emerging payment trends in ecommerce and the role of AI in enhancing payment security and preventing fraud. Understanding these trends is crucial for merchants aiming to optimise payment authorisation and secure transactions.Our guest is Ed Harries, VP Ecommerce Global SMB for market leader Worldpay. Ed brings a wealth of experience having being on the leadership team of leading ecommerce agency Visualsoft before joining Worldpay to lead their SMB solution.What you'll get from this podcast:Equip yourself with knowledge about emerging trends and technologies that will shape the future of ecommerce payments.Keep up with the latest developments in AI and payment security, ensuring your business remains competitive.Learn practical strategies to protect against fraud.Understand how to build trust with your customers, leading to increased loyalty and sales.Key discussion points:AI's Role in Fraud Prevention: how AI technologies are being leveraged to detect and prevent fraudulent activities, ensuring safer transactions for merchants and consumers.Enhancing Payment Authorisation: learn about the latest advancements that are improving payment authorisation processes, reducing declines and increasing approval rates.Consumer Trust and Security: how payment solutions are building consumer trust by providing secure and seamless buying experiences.Future Trends: insights into future trends in payment security, including the integration of AI with other technologies to create more robust security frameworks.Chapters:[00:30] Introduction to Ecommerce Payment Trends[04:15] Current Trends in the Payments Landscape[06:40] Regional Payment Patterns and Consumer Behaviour[08:30] The Role of AI and Agentic Commerce[11:55] Balancing Fraud Prevention and Acceptance Rates[18:15] The State of Open Banking in Retail[23:45] Marketplace Commerce and Payment Challenges[28:20] Worldpay's Technological Direction and Innovations

What if account-to-account payments felt as dependable as swiping a card? We sit down with Keith Raphael, Co-founder and CEO of Straddle, to explore how a trust-first approach can transform ACH, RTP, and FedNow into fast, reliable options that product teams and finance leaders can actually count on. Keith's journey from hardcore compliance to building a unified API offers a rare, inside look at what it takes to replace “file uploads and hope” with identity-led orchestration and clear, real-time visibility.We unpack the core idea that money moves at the speed of trust and how the lack of a strong identity layer has kept A2A stuck in 1970s-era uncertainty. Keith explains how Straddle combines KYC, fraud detection, open banking connectivity, tokenization, and multi-rail routing to solve the “where is my money” gap for subscriptions, stored-value wallets, remittances, marketplaces, and B2B flows. We also dig into US-specific headwinds: no regulatory mandate for open banking or instant payments, incumbent pricing strategies that protect debit economics, and the resulting friction for adopters.From the rise of platforms and embedded finance to direct-to-rail integrations and the cautious reality of stablecoins, Keith lays out a pragmatic roadmap for scaling bank payments without sacrificing compliance or customer trust. The lesson from Stripe and Square still stands (simplicity wins) but it now applies to ACH, RTP, and FedNow. 

Recorded live at Open Banking Expo Canada in Toronto, Eyal is joined by Saba Shariff, Chief Strategy, Product & Innovation Officer at Symcor, a leading infrastructure provider to the largest Canadian banks. The road to open banking in Canada has been long and difficult. After many years of deliberation and delay, they finally passed their first open banking regulation in 2024, known as the Consumer-Driven Banking Act. Since then, progress has been stalled by political turmoil. However, with a new prime minister now in place and a renewed focus on nation building, Canada's 2025 budget announcement aims to take their open banking efforts to the next level. Eyal and Saba discuss the journey of open banking in Canada so far, the approach taken in the Consumer-Driven banking regulation, and what the new budget announcement portends for the near future.Specifically they discuss:A history of open banking in CanadaThe Consumer-Driven Banking ActWhat makes Canada's approach uniqueThe advantages of being lateBig updates from the 2025 budget

Host Paul Spain is joined by tech journalist Bill Bennett to unpack the latest tech news, including Two Kiwi made apps scoop Apple's 2025 App Store Awards, Open banking is officially mandated in New Zealand. We discuss banks' device and behavioural surveillance, RAM price hikes and India's compulsory cyber safety app. Plus Motorola's latest phones and our Christmas Tech Gifts guide featuring Dyson's PencilVac, AirPods Pro 3 and more.A big thank you to our show partners One NZ, Spark, Workday, HP, 2degrees and Gorilla Technology.

Banking done better is the promise behind Open Banking which started in New Zealand this week. It's a buzzword that you might have heard floating around for a few years. But now it is actually here, what does it mean and should you even care? RNZ's money correspondent Susan Edmunds joins Mihingarangi to explain the pros - and any cons.

This week open banking officially went live for customers of the big four banks. That's ANZ, ASB, BNZ & Westpac. If you bank elsewhere your bank might not have enabled it quite yet. But exactly what is open banking? And how will it make a difference to you? To find out, Jesse is joined by Josh Daniell from open banking company Akahu.

Open banking arrives. What does it mean for everyday users? 

Recorded live at Fintech Americas in Miami, Florida, Eyal is joined by author and advisor Chris Colbert, former Managing Director at the Harvard Innovation Lab and Partner at Digital Fuel Capital. Technological innovation is often a double-edged sword; despite our best intentions, the progress we make often comes with unintended consequences. As open banking and other technological initiatives change the nature of money itself, we must be thoughtful and intentional about the direction of that change, with a particular focus on human values. This episode looks at open banking and technology in general through a philosophical lens, asking how our innovations can help bring us closer to each other and closer to understanding ourselves. Eyal and Chris discuss the negative impact of technology, the role of humanism in designing better systems, and how open banking has a part to play. Specifically they discuss:The three technological pillars of societyModern negative consequencesHow humanism leads to better systems Measures for a successful societyKeeping the human at the center

In this episode of 'Cybersecurity Today,' the panel, including Laura Payne from White TOK and David Shipley from Boer on Securities, reviews the major cybersecurity events of October. Key topics include DNS failures at AWS and Microsoft, the rise of AI and its associated security concerns, and several severe cloud and on-premises vulnerabilities in platforms like SharePoint and WSUS. The discussion highlights a surge in sophisticated phishing threats, the integration of AI in cyber attacks, and the critical importance of multifactor authentication. The panel also examines the implications of recent security breaches affecting critical infrastructure and the broader impact of cybersecurity on financial sectors. Ethical concerns about AI's use in creating inappropriate content and the urgent need for better regulatory frameworks for tech and cloud providers are underscored. The episode concludes with a humorous moment as Jim dons a gifted white TOK, bringing a smile to the discussion. 00:00 Introduction and Sponsor Message 00:18 Panel Introduction and AI Discussion 01:02 Cloud Outages and Their Impact 02:52 DNS and Internet Fragility 07:07 Botnets and Cybersecurity Threats 14:09 Industrial Control Systems Vulnerabilities 26:29 AI in Cybersecurity 35:37 Voice Deepfakes and Authentication Risks 38:32 Creative Scams and Real-Time Voice Translators 39:22 The Importance of Safe Words and Persistent Surveillance Issues 40:17 Hybrid Scams and Financial Crimes in Canada 41:44 Corporate Reputation and Financial Crimes Agency 42:41 Challenges with Digital Banking and Security 44:49 The Role of AI and Security in Financial Transactions 45:55 The Impact of Open Banking and Real-Time Payments 50:57 Email Filters and Cybersecurity Awareness 58:03 Microsoft's Security Challenges and Vulnerabilities 01:03:39 Legal Consequences for Cybercriminals 01:12:17 Final Thoughts and Acknowledgements

In this episode of Tank Talks, host Matt Cohen and John Ruffolo break down the most important stories shaping Canada's innovation economy, from the upcoming federal budget and its impact on founders and investors, to Canada's fintech shake-up as open banking finally gains momentum.The duo dives into AI's growing legal minefield, including the mounting lawsuits against Perplexity and Sora, and discusses what this means for startups training models on licensed versus unlicensed data. They also unpack Cohere's rumored IPO, Canada's AI partnership with the UAE, and what it reveals about the country's global strategy for data centers and sovereign capital.From Blue Jays playoff economics to AI data sovereignty, this Rundown is packed with sharp insights, timely analysis, and the kind of candid commentary you won't hear anywhere else.A Quick Word from our Sponsor, FaskenAt Fasken, our clients don't wait for the future. They build it. As the first and largest dedicated emerging tech practice in Canada, our team is composed of founders, ex in-house counsel, developers and business advisors who have guided clients from startup, to scale-up, to exit. The trust of our clients has enabled us to consistently rank at the top of every major Canadian M&A, Capital Markets and Venture Capital league table. With deep industry knowledge and experience across all areas of emerging and high growth technology including ClimateTech, MedTech, Artificial Intelligence, Fintech, and AgTech we're your partners within the innovation ecosystem as you transform the landscape of what's possible.Tomorrow starts here. Own it with us.For more information, visit fasken.com/emergingtech and follow us on LinkedIn.Canada's Make-or-Break Federal Budget (08:46)With the federal budget weeks away, John calls this the Liberal government's credibility test, a defining moment for innovation, R&D reform, and fiscal discipline.* The state of Canada's finances and investor sentiment* Expectations for R&D tax credit and AI policy reform* Why “good ideas” might not matter if the fiscal hole is too deepOpen Banking Finally Gets Real (12:55)The Bank of Canada registers 300 new payment service providers, marking a major milestone for Canada's fintech ecosystem.* How this could shake up the Big 5 banks' oligopoly* Why Wealthsimple, Shopify, and Koho stand to gain* John's take on trust, liquidity, and the future of financial competitionCanada-UAE AI Investment Deal (15:34)AI Minister Evan Solomon signs a non-binding MOU with the UAE on data center investment. Is this a real opportunity or political theater?* What “non-binding” really means for Canada's capital strategy* Mark Carney's push to diversify trade away from the U.S.* Why every major country is chasing sovereign data capitalCohere's IPO Tease and the AI Hype Cycle (18:11)Cohere's CEO Aidan Gomez hints at “going public soon.” Matt and John weigh the risks and timing of an AI IPO in a frothy market.* Lessons from the Faire America IPO and $16B valuations with no assets* The pressure of capital requirements in AI infrastructure* Why timing the public markets almost never worksAI Lawsuits, IP Infringement, and Data Licensing Wars (20:48)From Reddit vs Perplexity to Hollywood vs. Sora, Matt and John break down the growing AI legal battles over content rights.* The global IP divide: what happens when China ignores licensing rules* Why only the biggest players can afford compliance* The coming “Rule of Three” in the AI data economyConnect with John Ruffolo on LinkedIn: https://ca.linkedin.com/in/joruffoloConnect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

AI is rewriting how value is created and moved, digital assets are making finance programmable, and open banking is turning data into a competitive weapon. To become resilient, one must understand the collision between cutting-edge technology and centuries-old financial systems. How is open banking democratizing financial data? Why are some regions outpacing others in fintech innovation, while others lag behind? And what happens when AI agents start managing our money? I'm excited to welcome Ronit Ghose, Head of Future of Finance at Citi Institute and author of the groundbreaking book "Future of Money," to the Banking Transformed podcast, recorded at Money 20/20 in Riyadh, Saudi Arabia. From his unique perspective at one of the world's largest financial institutions, he has seen how technologies that seemed like science fiction a decade ago are now fundamentally transforming how money moves, how we bank, and how financial services operate across different continents. Whether you're a fintech founder, a traditional banker, or simply someone who wants to understand where money is heading in the next decade, this conversation will challenge how you think about the future of finance.

Tired of clunky, outdated banking systems? Chris Michael, Co-CEO of Ozone API, helped design the UK's original open banking standards — now copied and adapted worldwide. Today, Ozone provides banks and regulators with the infrastructure to make open banking and open finance work seamlessly, securely, and at scale.In this episode, Chris shares the journey from engineering and digital marketing to shaping global financial standards, how Ozone grew from a proof of concept into a trusted partner for 100+ institutions, and his vision for the future of open finance.

In this special bonus episode brought to you in partnership with Mastercard, Suneera Madhani explores one of the biggest opportunities in fintech today: open banking. If you're a fintech founder building tools for small businesses, this episode is packed with insights to help you create more impactful, data-driven solutions. With over 33 million SMBs in the U.S. powering nearly half the workforce, the demand for modern financial tools is only growing. Inside the episode: The real reason small businesses struggle with cash flow—and how fintech can help A breakdown of what open banking is and why it matters right now Five powerful ways to leverage open banking APIs—from payments and lending to fraud prevention and financial visibility How to get started: choosing the right partners, using AI for better insights, and staying up-to-date on compliance needs This conversation is especially for founders building the next generation of fintech products that support small business success. This episode is sponsored by Mastercard. #MastercardAmbassador Learn more about your ad choices. Visit podcastchoices.com/adchoices