Podcasts about board members

Copy for TLE Releases On this episode, we discuss the homeless and feeling homeless. — — — Become a valued and cherished Board Member today: https://www.patreon.com/timelineearth… — — — Recorded LIVE every Wednesday! (X/X/2026) Featuring, the "The Golden Throat", Car Campit: https://twitter.com/TLE_Car And as always, the wise and Dionysian Birdarchist: https://twitter.com/TLEbirdarchist Follow the show on Twitter: https://twitter.com/timelineearth — — — THE EARTH IS A LINE!

A profitable med spa can still be hard to scale, and even harder to sell. When the owner is responsible for every major decision, key patient relationships, team oversight, and day-to-day problem solving, the business carries more risk than the financials may initially show.  In this episode, I sit down with Annie Robertson Hockey, president of Skytale Group, to talk about what makes a medical aesthetics or wellness practice more valuable over time. We cover owner dependence, scalable systems, clean financial reporting, revenue concentration, team incentives, and the operational work that gives practice owners more options as they grow.  A Valuable Practice Can't Depend on One Person  Many practice owners become the center of the business without realizing how difficult that makes the next stage of growth. They approve the decisions, solve the team problems, manage important relationships, and step in whenever something breaks. That may work for a period of time, but eventually the owner becomes the bottleneck.  Start paying attention to where the practice still relies heavily on you. Which decisions come back to your desk? Which patients only want to see you? What happens when you take a week off? Those questions matter whether you are thinking about a future exit, adding locations, or simply trying to create more space in your own role.  From a buyer's perspective, owner dependence is risk. From an operator's perspective, it also limits how much the practice can handle without adding more stress at the top.  Build Systems Before Growth Exposes the Gaps  A process that works for one location or a small team may fall apart at twice the volume. Practice owners need to look ahead and ask whether the current operation could support two, five, or even 10 times the activity without creating chaos.  That means taking a closer look at the parts of the business that affect consistency, risk, and repeatability:  Reduce dependence on a single provider, location, treatment, or revenue stream  Document the operational systems that drive consistent patient experiences  Track where new patients come from instead of relying on assumptions about marketing performance  Build HR and sales processes that can function without constant owner involvement  Review key performance indicators over time instead of reacting to isolated monthly results  Automate repetitive processes when technology can improve consistency and reduce administrative burden  Assign clear ownership to major functions across the team  Pick an area that is creating friction, give it focused attention, and improve the process before moving on to the next one. A quarter spent strengthening one important function can be far more productive than trying to fix 10 things at the same time.  (00:07:54) Framework for expansion and exit (00:10:25) Building enterprise value (00:16:48) Thinking in scalable systems (00:20:37) Managing revenue concentration risk (00:24:44) Defining clean financial data and metrics (00:37:20) Tying incentives to controllable actions (00:42:51) Managing HR and sales processes  Your Financial Reports Should Help You Explain the Business  Clean financials are not just about accurate bookkeeping. You should be able to look at your reports, identify the major trends, and explain what is driving the numbers. A buyer will want to understand whether growth came from a stronger marketing cohort, a new provider, one unusually productive location, a change in treatment mix, or something else entirely. You should want that same clarity as the owner. Without it, you are making decisions based on a snapshot instead of understanding how the business is actually changing.  This is where trend analysis and a focused set of key performance indicators become useful. Track the metrics that help you make decisions, review them consistently, and stop collecting data simply because you can. More reporting does not automatically create better management.  The Team Has to Be Able to Carry More of the Business  Scaling exposes team issues that are easier to work around when the practice is smaller. Hiring, training, performance management, HR processes, and incentive plans all need more structure once the owner can no longer oversee every interaction. Pay particular attention to incentives. Employees should be rewarded for outcomes they can actually influence, with clear expectations and measurable responsibilities behind the plan.   As the practice matures, capable leaders, documented processes, reliable financials, and a team that can operate without constant owner involvement make the business easier to expand, easier for a buyer to evaluate, and less dependent on you. Follow Shannon & Keep What You Earn:   Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence.  Shannon is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners.  Connect with Shannon: Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/  Connect with Shannon: https://www.linkedin.com/in/shannonweinstein  Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn  Listen on your favorite podcast app: https://pod.link/1580071347  Instagram: https://www.instagram.com/shannonkweinstein/  The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here.  About Annie Robertson Hockey:  Annie Robertson Hockey is the President of Skytale Group, a boutique investment banking, management consulting, and private capital firm. Prior to Skytale, Annie co-founded and served as co-CEO of Column, a nationally chartered infrastructure bank, where she currently serves as an Advisor and Board Member. She previously worked at Bain & Company, Goldman Sachs, and was an early employee at several Silicon Valley startups. Annie graduated with honors from both Stanford University and the Stanford Graduate School of Business, where she was an Arjay Miller Scholar. She also serves on the board of a nonprofit focused on remediating youth economic inequality and advises the Stanford Technology Ventures Program and Stanford Women in Tech Entrepreneurship, supporting the development of female leaders.  Connect with Annie and Skytale Group:  Website: www.skytalegroup.com  Email: info@skytalegroup.com  Phone: (945) 235-7850 

The new U.S. tariffs will come into effect on August 19th unless there is an agreement reached before then, and they will apply to some goods covered under CUSMA that were previously exempt from tariffs. Guest host Tim Powers gathers the details from CTV National News senior political correspondent Mike LeCouteur. On today's show: Hear all of the reaction we have so far to Trump's new tariff threat CTV's Scott Hurst has an update on the wildfire situation today Could Canada do a better job managing wildfires? Tim checks in with Paul Boissoneault, Board Member with the Canadian Association of Fire Chiefs and Fire Chief in Oakville, Ontario. Money Talk with John Klotz The Daily Debrief panel with Sharan Kaur, Jamie Ellerton and Nojoud Al Mallees Tim speaks with Abacus Data CEO David Coletto about brand new national polling on Canadians' views of the Carney government's trade negotiation strategy CTV National News correspondent Rachel Aiello joins the show live from Charlottetown, PEI with a midday update on the Premiers' meeting happening there this week

The following article of the Energy industry is: 'Why Mexico Must Accept Public-Private Infrastructure Partnerships' by Fernando Cruz Galván, Director Energy | Board Member, Kannbal Consulting. 

Today, I am joined by Sally Malanga, Founder of Boon for All. Boon for All is a plant-powered life-changing brand featuring her products: Plant-based Boon Broth and Boon Collagen Reviver. Sally is the voice in the inbox that inspires a second look, the strategist behind a better future, and the woman who can rebrand a wellness product, fire off a fiery town council email, and make you believe a baked potato can change your life. Sally is also a certified nutrition coach, Co-Founder of Our Green West Orange, and a Board Member of Friends of Animals. She is a public speaker on the joy of plant-based eating for health and the planet.To connect with Sally:https://www.instagram.com/boonforall/https://www.tiktok.com/@boonforallhttps://www.facebook.com/boon4all/https://www.linkedin.com/in/sally-malanga-0007916/Additionally, if you're interested in exploring the Main Street Vegan Academy, of which Sally and I are both graduates (and how we connected) visit the MSVA website at: https://mainstreetvegan.com/, there is a new cohort beginning this October. Mentioned in this episode:Upton Sinclair's  The Jungle info: https://www.britannica.com/topic/The-Jungle-novel-by-SinclairFoborg - vegan options in Montclair, NJ (not fully vegan) https://www.faubourgnj.com/montclair/menus Plant-based menu:https://static1.squarespace.com/static/65149890bf49c9090426e1b7/t/6a51511f8ec8c772ed19f2eb/1783714079449/FGM+PLANT+BASE+06-26-2026.pdf.pdf Veggie Heaven (multiple locations in NJ) https://www.veggieheavenmontclair.com/Friends of Animals: https://friendsofanimals.org/To connect with me:Follow me on Facebook and Instagram @didyoubringthehummusDYBTH merch now available! Check out the shop here: https://did-you-bring-the-hummus.myspreadshop.comFor more info on my Public Speaking 101 program: ⁠https://www.didyoubringthehummus.com/publicspeakingforactivists⁠Contact me here or send me an email at info@didyoubringthehummus.comSign up for meditation sessions hereSign up for The Vegan Voyage, to sponsor the podcast, book meditations packages, or sign up for my Public Speaking program hereJoin my Podcast Fan Facebook Group: https://www.facebook.com/groups/didyoubringthehummus/To be a guest on the podcast: https://www.didyoubringthehummus.com/beaguest©2026 Kimberly Winters - Did You Bring the Hummus LLCTheme Song ©2020 JP Winters ⁠@musicbyjpw⁠

Former Buffalo School Board member Larry Quinn on what's next for the Buffalo School Board after harassment allegations against the district full 290 Mon, 20 Jul 2026 08:30:00 +0000 H3j8mMuyYHABO9QoqVH0VsFZKrvjeGNR buffalo,news,wben,buffalo public schools,buffalo school board,dr. pascal mubenga,larry quinn WBEN Extras buffalo,news,wben,buffalo public schools,buffalo school board,dr. pascal mubenga,larry quinn Former Buffalo School Board member Larry Quinn on what's next for the Buffalo School Board after harassment allegations against the district Archive of various reports and news events 2024 © 2021 Audacy, Inc.

Former Buffalo School Board member Patricia Pierce on what's next for the Buffalo School Board after harassment allegations against the district full 206 Mon, 20 Jul 2026 08:30:00 +0000 SOO5nNA35VyfD5wdSuIhpqrkaeCiGnS0 buffalo,news,wben,buffalo public schools,buffalo school board,dr. pascal mubenga,muki hawkins WBEN Extras buffalo,news,wben,buffalo public schools,buffalo school board,dr. pascal mubenga,muki hawkins Former Buffalo School Board member Patricia Pierce on what's next for the Buffalo School Board after harassment allegations against the district Archive of various reports and news events 2024 © 2021 Audacy, Inc.

Buffalo's School Board meets for the first time Monday since sexual harassment claims were filed against former superintendent Pascal Mubenga and current board member Muki Hawkins. Board Member Erik Bohen reacts to the allegations and tells us what's next.

Cindi McEachon resigned from Buffalo's School Board shortly before Pascal Mubenga's resignation and the reveal of sexual harassment claims against Mubenga and Board Member Muki Hawkins. McEachon tells us what led to her leaving the Board.

Welcome to LIFTS (Latest Industry Fitness Trends & Stories), where we explore the future of fitness, wellness and human performance. While much of the fitness industry's attention remains focused on North America and Europe, one of the world's biggest growth opportunities is emerging across Latin America. In this episode, hosts Matthew Januszek and Mohammed Iqbal are joined by Maria Gonzalez, CEO of ClubFitness and Board Member of the Health & Fitness Association (HFA), to explore why Latin America is becoming one of the most exciting fitness markets in the world. With gym penetration averaging just 2.15% and the market forecast to reach $7.5 billion by 2029, Maria explains why the region offers enormous potential for operators, investors and entrepreneurs. From the rise of Smart Fit and the HVLP model to the enduring strength of independent gyms, she shares the unique characteristics driving growth across Latin America. The conversation also explores why community remains the industry's greatest competitive advantage, how innovation often emerges from constrained markets, and what fitness businesses around the world can learn from the entrepreneurial spirit shaping the region. Together, they discuss why the future of fitness may not be where most people are looking. In this episode, we cover: Why Latin America is fitness's biggest growth opportunity What 2.15% gym penetration really means Why community is the industry's greatest advantage Lessons from Smart Fit's remarkable growth Why independent gyms continue to thrive Could the next global fitness trend come from Latin America? What every fitness operator can learn from the region

Welcome to another episode of Hitting the Streets Podcast!Today I'm joined by Darrah Dunn, Managing Artistic Director and Chessica Moon Burton, Board Member from Sherman Community Players as we talk about their upcoming Annual Summer Benefit Dinner Theatre.More than just a night at the theater, this annual fundraiser helps support one of Texoma's longest-standing nonprofit community theaters. We discuss this year's production of Boeing Boeing, what guests can expect from the evening, how the benefit supports the arts in our community, and the many ways you can get involved.Whether you're a longtime theater supporter or looking for a fun evening out while giving back, this episode will give you an inside look at why this event continues to make a lasting impact.So grab your favorite drink, settle in, and tune in!

The biggest threat to your leadership may not be poor execution—it may be pursuing the wrong purpose. In this episode of CEO Blindspots®, serial entrepreneur Colin Dingelstad reveals why the most successful leaders don't just build successful companies—they build lives aligned with their purpose—and why that difference changes everything!CEO Blindspots® Podcast Guest: Colin DingelstadColin is a serial entrepreneur, investor, and the originator of the "IMPOSSIBLE" real-time documentary series that follows Colin's pursuit of becoming an MMA champion after beginning the journey at 28.Before IMPOSSIBLE, Colin spent years building businesses, training across different sports, and constantly searching for the next challenge. Colin and his team are documenting the entire IMPOSSIBLE journey—from training with elite fighters and coaches to stepping into professional competition—with cinematic storytelling built for social media, film, and global streaming audiences. Beyond fighting, this is a story about fatherhood, resilience, human potential, and having the courage to pursue something that may not be possible.The IMPOSSIBLE project is supported by an experienced international team and backed by a formal Letter of Intent from TriCoast International for potential worldwide distribution.

Jessica Bauer Walker speaks with WBEN's Lucas Buckley.

Buffalo School Board member Muki Hawkins responds to the sexual assault allegations against him in the same claim against former schools superintendent Dr. Pascal Mubenga full 355 Fri, 17 Jul 2026 18:30:00 +0000 axUzOmnMKy4OeQqaqjfGJMHmIK7mdu32 buffalo,news,wben,buffalo public schools,buffalo school board,muki hawkins WBEN Extras buffalo,news,wben,buffalo public schools,buffalo school board,muki hawkins Buffalo School Board member Muki Hawkins responds to the sexual assault allegations against him in the same claim against former schools superintendent Dr. Pascal Mubenga Archive of various reports and news events 2024 © 2021 Audacy, Inc.

Count School Board Member Larry Scott among those that were shocked at the news of a sexual harassment lawsuit being filed against a fellow board member and the former BPS superintendent.

In this episode of Smart Cherrys Thoughts – Exploring Minds, host Sai Charan Paloju sits down with Thomas Troyer, an accomplished entrepreneur from Brooklyn, Michigan, United States.Thomas is the CEO & Founder of 2nd Amendment Processing, LLC., Founder of Sports Mentor, Board Member at Michigan USA Wrestling, CEO of Wholesale Processing Systems, and CEO of Kind Pay.During this conversation, Thomas shares his entrepreneurial journey, what it takes to lead multiple successful companies, trends shaping the payment processing industry, the importance of customer relationships, leadership lessons, sports mentorship, and practical advice for entrepreneurs looking to build long-term businesses.About the Guest• CEO & Founder – 2nd Amendment Processing, LLC.• Founder – Sports Mentor• Board Member – Michigan USA Wrestling• CEO – Wholesale Processing Systems• CEO – Kind PayAbout the HostSai Charan Paloju is the CEO & Founder of Smart Cherrys Thoughts (SCT), a technology professional, Cloud DevOps Engineer, and Software Developer. Through the Smart Cherrys Thoughts – Exploring Minds podcast, he interviews CEOs, founders, innovators, executives, and industry experts from around the world, bringing valuable insights on entrepreneurship, technology, leadership, and business innovation.

PARTNERED Artificial Intelligence is changing retail in ways most customers never notice. In this episode of Techcetra in partnership with  @salesforce  Mint's Leslie D'Monte speaks with Avnish Anand, Board Member at ORRA Fine Jewellery and former Co-founder & CEO of CaratLane, about how AI is reshaping customer experience in luxury retail. From recreating the personalised service of India's traditional family jewellers to using voice, video and customer insights for hyper-personalised experiences, Avnish explains how AI is helping retailers build deeper customer relationships without losing the human touch. The conversation also explores: Why AI matters in jewellery retail Hyper-personalisation at scale How AI can preserve customer relationships across stores The role of Agentic AI in retail Why human interaction will always matter in luxury AI-powered jewellery design and customisation Building customer loyalty in the age of AI The future of retail technology If you're interested in AI, retail innovation, customer experience, marketing, or digital transformation, this episode offers valuable insights into how technology is changing one of India's oldest industries. #AI #RetailAI #AgenticAI #CustomerExperience #LuxuryRetail #Jewellery #ArtificialIntelligence #Salesforce #DigitalTransformation #Techcetra Learn more about your ad choices. Visit megaphone.fm/adchoices

With Constantine Hatzivassiliou—Partner, Certuity Golf taught Constantine Hatzivassiliou how to perform under pressure. Building a nearly $5B multi-family office taught him that the best advisors become the first call when life, not just the markets, gets complicated. In Summary Many advisors spend years mastering investments, but for affluent families, portfolio management is often just the starting point. Jason Diamond welcomes Constantine Hatzivassiliou, Partner at Certuity, to discuss how his journey from aspiring professional golfer to leader of a nearly $5B multi-family office shaped his approach to client service. Their conversation explores why trust is earned long before a crisis, how family office services evolve naturally from client needs, and why the advisor's role increasingly resembles that of a quarterback coordinating every aspect of a family's financial life. The discussion also examines organic growth, referrals, fiduciary advice, private equity's impact on the RIA landscape, and the qualities that allow advisors to become indispensable over decades—not just market cycles. The Storyline Many advisors spend years perfecting investment management. But as clients become more successful, the job changes. The questions become bigger than portfolio construction. A business is being sold. A family dynamic shifts. A tax issue emerges. An estate plan needs updating. Suddenly, the advisor isn't simply managing assets—they're coordinating decisions, relationships, and emotions. For Constantine, that broader role was shaped long before he entered wealth management. As an aspiring professional golfer, he learned lessons about discipline, preparation, and performing under pressure that continue to influence how he serves clients today. Jason and Constantine explore how Certuity grew from approximately $210 million in assets to nearly $5B, not through acquisitions but through referrals and a service model built on becoming indispensable to the families they advise. Constantine explains why he believes the best advisors function more like quarterbacks than portfolio managers, orchestrating the many moving pieces that come with significant wealth. The conversation also examines the evolution of the multi-family office model, the role of fiduciary advice, the impact of private equity on the advisory landscape, and why experience, judgment, and trust remain the qualities clients value most. Ultimately, this episode is about what it takes to become the first call when life – not just the markets – becomes complicated. Topics Covered Lessons from professional golf that translate to wealth management Building Certuity from $210mm to nearly $5B in assets What distinguishes a multi-family office from a traditional RIA Why referrals fuel long-term organic growth Becoming the “first call” for affluent families Fiduciary advice and the evolution of the advisory profession Family office services beyond investment management Private equity and M&A in the RIA space Developing the next generation of advisors Trust, relationships, and lifetime client service > Download a transcript of this episode… Listen and Learn Highlights for Advisors How did professional golf prepare Constantine for advising wealthy families? (3:45) Constantine explains why competing under pressure taught him discipline, emotional control, and process—qualities that now guide every client relationship. How did Certuity grow from $210 million to nearly $5 billion? (8:00) He shares why nearly all of the firm's growth has come organically through client referrals rather than acquisitions or aggressive recruiting. What separates a multi-family office from a traditional advisory firm? (11:45) The conversation explores how expanding into trust, estate, tax, and family office services became a response to client needs—not a business strategy. Why should advisors think of themselves as quarterbacks? (20:00) Constantine recounts a client business sale that fell apart at the closing table and explains why advisors often become the person holding everything together. How does Certuity view private equity and acquisitions? (36:20) Jason and Constantine discuss when outside capital can make sense—and why Certuity has chosen a different path centered on client alignment. Why do wisdom and experience still matter in an AI-driven world? (29:30) Despite advances in technology, Constantine argues that judgment, trust, and perspective remain the qualities affluent families value most. Key Takeaways High-net-worth clients increasingly value coordination, judgment, and perspective over investment selection alone. Family office services often evolve naturally as advisors respond to increasingly complex client needs. Sustainable organic growth is rooted in trust, which explains why referrals account for the overwhelming majority of Certuity's new business. Golf and wealth management share the same disciplines: preparation, emotional control, patience, and executing under pressure. The most valuable advisors become trusted partners during life's defining moments—not simply portfolio managers. Technology continues to reshape wealth management, but experience and wisdom remain difficult to replicate. Building a lasting advisory business requires investing in culture, succession, and the next generation of talent. https://youtu.be/m72Hq6bMTo4 Quotable Moments “The best advisors aren't simply managing portfolios. They're the first person clients call when life gets complicated.” “A bad shot in golf is the equivalent of a bad day in the market. You can't let one dictate everything that comes next.” “More often than not, we're not just financial advisors—we're financial therapists.” “Growth gets the headlines. Trust is what makes it possible.” FAQs What is a multi-family office? A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Why has Certuity grown primarily through referrals? Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. How does golf relate to wealth management? Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. What is Constantine's perspective on private equity in wealth management? While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. What qualities distinguish exceptional advisors today? According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. A multi-family office delivers integrated services beyond investment management, often coordinating tax, estate planning, philanthropy, business planning, and other complex financial matters for affluent families. Constantine attributes the firm's growth to deep client relationships, a collaborative service model, and becoming the trusted advisor clients recommend to others. Golf reinforces discipline, emotional control, preparation, and performing under pressure—all qualities Constantine believes are essential for effective advisors. While he understands why many firms pursue private equity, he believes every strategic decision should ultimately be measured against what best serves clients. According to Constantine, exceptional advisors become trusted coordinators of a client's financial life—bringing together specialists, solving problems, and providing perspective during life's most important moments. Related Resources Emotional Intelligence: The “Untouchable” Differentiator in an AI World Intentional Growth: How Top Advisors Build Businesses That Last The 10 Characteristics of the Most Successful Teams Constantine HatzivassiliouPartner  Constantine Hatzivassiliou is a Partner at Certuity, a nationally recognized multi-family office serving affluent families, entrepreneurs, executives, foundations, and endowments. He advises clients on the complex financial, tax, estate, and business planning decisions that accompany significant wealth, helping families coordinate all aspects of their financial lives through a comprehensive family office approach. Drawing on more than two decades of experience, Constantine works closely with successful business owners, corporate executives, and multi-generational families to simplify financial complexity and align investment management, tax planning, estate planning, philanthropy, and family governance strategies. As a Certified Exit Planning Advisor (CEPA®), he frequently assists entrepreneurs in preparing for liquidity events, business transitions, and the long-term stewardship of family wealth. His clients often view him as a trusted advisor and strategic sounding board, helping them navigate important financial decisions with the perspective of both a family office professional and a coach. Prior to joining Certuity, Constantine held advisory and banking positions with The Bank of New York Mellon, Bernstein Global Wealth Management, and Pacific Mercantile Bank. Before entering the financial services industry, he was a Golf Professional and member of the PGA of America, experiences that continue to shape his disciplined, competitive, and relationship-focused approach to advising clients. Outside of his professional responsibilities, Constantine is passionate about mentoring young athletes and strengthening the communities in which he lives and works. He serves as a Board Member of Coerfontaine Football Club (CFC), a premier youth soccer organization focused on developing young athletes and helping them pursue collegiate and professional opportunities while fostering leadership, discipline, and character. He also serves as Chair of the Safety and Security Committee for Parkland, where he works alongside community leadership to enhance resident safety, security, and quality of life. In addition, Constantine is a Founding Board Member of The Boardroom, a private membership organization focused on fostering meaningful relationships among business leaders, entrepreneurs, and professionals through networking, education, and philanthropy. Born in Greece, Constantine spent his childhood in Montreal before relocating to South Florida. He attended the University of Florida before earning a Bachelor of Arts in Economics from Florida Atlantic University, where he graduated with honors. He holds the Certified Exit Planning Advisor (CEPA®) designation. A lifelong student of the game, Constantine remains active in golf and is a member of Muirfield Village Golf Club, founded by his longtime  hero and mentor, Jack Nicklaus, as well as Parkland Golf & Country Club. Constantine resides in Parkland, Florida, with his wife, Stephanie, and their two children, Nicholas and Olivia. NOTE: The views and opinions expressed by the guests on this podcast are their own and do not necessarily reflect the views and opinions of Diamond Consultants. Neither Diamond Consultants nor the guests on this podcast are compensated in any way for their participation. Episode Transcript Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I want to talk more about the growth because that’s remarkable. But before I do, can we double click on the service model? So, I would say the most typical we hear, I think more of our guests typically come from the wirehouse world where it’s I have my book, you have your book. What does your service model look like? So, is it truly, if it’s working well from the end client perspective, you should be interchangeable with your partners and it’s a true team approach? Constantine Hatzivassiliou: How we engage our clients, the theory should be I can get hit by a bus tomorrow and outside of the client not being able to speak to me directly, they will not have a hiccup in any way, shape or form. And when we’re dealing with families across multiple generations, the way we’ve built our platform, that continuity is critical in the engagement process for the clients hiring us to help them through all of the challenges that they face. Jason Diamond: What’s your sweet spot in terms of client size? Constantine Hatzivassiliou: Our average client size today has just shy of eight million AUM with us. We have some clients who have $1 million certainly but they’re strategic in that their friends, their family, they could be centers of influence who help send business our way because they value what it is that we do and there’s a strategic partnership because we might need them for their trust and estate services or their accounting work and they have clients who have a need and we’re on the short list of people they refer to. Jason Diamond: That they trust. Yeah, makes sense. So, I’ve seen this in the news and also even on your own internal materials, I’ve seen you described as both a modern multifamily office, you’ll also obviously hear the term RIA as well. Does that distinction matter at all? And maybe my second part of that question would be what is the distinction between that space, whatever you call it, and the more traditional firm world from a client service perspective? You mentioned that all of your partners from that world. Constantine Hatzivassiliou: I started in this industry truly at an institutional level at Bernstein in New York and, for anyone who knows Bernstein, they really do brainwash you on the fiduciary model and the values affiliated with that philosophy has translated through my career at BNY Mellon which has a very similar feel as Bernstein. And then, when we came here, we instilled that same core value principle of fiduciary responsibility for our clients so we are very different than a traditional wirehouse or brokerage house, it is why we’ve grown so successfully. I would never, one, work for an institution that did bide by those standards and, secondarily, I wished Congress and Senate would turn around and actually implement a mandatory fiduciary liability for all financial advisors because, far too often, we see prospective clients or families get taken advantage of because the individual sitting across from them giving them financial advice is not necessarily aligned with their goals and objectives. Jason Diamond: So, I take it you are fee only. Constantine Hatzivassiliou: We are fee only. Jason Diamond: Yeah. I don’t want to lose the thread on the first part of my question. Do you think there is a distinction between a multifamily office and an RIA? I don’t want to lead you here but to me it implies a different level or different caliber of service model that probably includes more of the ancillary trust and estate and CPA type stuff that higher network clients need but curious what your thoughts are. Constantine Hatzivassiliou: Our first seven years at the firm, we were strictly an RIA, we functioned as an advisory service provider to our clients. What attracted me and my partners to Certuity was the nimbleness of the firm. So, for instance, at BNY Mellon, we often deemed a change necessary as moving an aircraft carrier across the world but it was an impossible task to accomplish. But when you’re small and nimble and clients come to you with a need and you’re in the service, ultimately, first and foremost, it made sense for us to start building out family office services for our clients because they had a need and we found it as a way to centralize everything because, far too often, when the communication standards break down between all the individual parts, one, it’s more expensive for the clients and, two, the process isn’t efficient, things get missed. So, we tried, largely due to our growth, to bring everything in house and our clients appreciate that for it. Jason Diamond: So, this is not a chicken and egg situation, this is very much we had large clients, we were attracting large clients and, in order to service them optimally, here’s what we felt we needed to build. Is that fair? Constantine Hatzivassiliou: 100%. Jason Diamond: Let’s shift gears, I need to go deeper on the professional golf thread a little bit. I promise I won’t make the whole interview about your golf background. I’m curious if you feel like that experience or that, I don’t know, upbringing or, I guess, background laid any foundation for the way you engage with clients today or the way you operate as a business leader today. Constantine Hatzivassiliou: So, there’s a couple parts to that. The golf side, certainly, just from an engaging client perspective, 90% of our clients are golfers. Jason Diamond: It’s very true. Constantine Hatzivassiliou: Right. It just helps because of our background and certainly with some of the clients and partners that we have at the firm, golf is a critical thread in what we do. However, when it comes to golf, what I learned playing golf at a high level directly translates to how we manage money for clients and I’ll express it this way. There’s generally two types of golfers, there’s the artist, the Sergios of the world who don’t fundamentally function off of specific points in their swing or a very structured platform, they see something, their mind becomes creative and they execute on it. I was never that way, I am a numbers person, I think everything analytically, I break everything down to the minute, everything is strategized and organized, I was taught to practice that way by Coach Alexander at the University of Florida and that foundational element seemed easy, it worked. If you practice properly, you’ve succeeded. Under pressure, all those hours and hours of repetition translated to success more often than not. In our industry, it’s process-driven, it has to be unemotional. A bad shot in golf is the equivalent of a bad day in the market, you can’t let one bad day in the market influence everything you do for the next year. Same way on the golf course playing in a tournament, you can’t allow one golf shot to affect the rest of the round. We kid with our clients oftentimes that, while we are fundamentally their financial advisor, more often than not, we’re their financial therapist. We have to control their emotions and make sure they’re not making an irrational decision. For instance, a couple days ago we were out with a client the day that Iran shot down one of the US military helicopters and we’re sitting down at lunch and, all of a sudden, his phone starts blowing up because he’s getting all these Google alerts to the market heading in the wrong direction and he had to go do a life insurance test later on that afternoon. So, all week, he had prepped and he was calm and he was relaxed, he was really excited, he’s, “My wife is setting me up with a new insurance policy and I know it’s for her benefit but all my numbers look good, I’m going to ace this and my premiums will be really low because of it,” it was a $25 million policy. And as he’s looking at his phone and he sees the market collapsing in his mind, his blood pressure rose to no end, you could see that his anxiety level went through the roof and, had I not been there with him at the time to hold his hand through that process, his afternoon would’ve been shot. I would’ve got a phone call saying, “What are we doing to prevent 2% loss in my portfolio,” because that’s how he thinks and, in that moment, I was the therapist to talk him off a ledge. It’s so hard for individuals to manage the stress of the markets, that golfer mentality of, okay, just breathe, relax, let’s see what’s going on, let’s make an educated, confirmed decision, let’s circle back with our caddy if we’re on tour and competing and make a unified decision for the long-term success of the goal that we’re trying to achieve. And what we do every day is the same thing with our clients. Jason Diamond: It’s an incredibly thoughtful answer, I expected a version of the latter part of your answer. I appreciate that you added the part about just most clients like golf, enjoy talking about golf, enjoy playing golf and it’s an effective business development tool, there’s no question. Constantine Hatzivassiliou: So, I have two kids, a 12-year-old and an eight-year-old, my son who’s 12 who’s an exceptional soccer player and wants to, aspires to play professionally one day has now fallen in love with golf which I’m ecstatic about. I think golf and tennis, from a business development perspective- Jason Diamond: Yeah, lifelong sports. Constantine Hatzivassiliou: And I look at it now and my mentor when I started in the business was absolutely right. The fact that I could get a CEO of a Fortune 100 company to want to actively spend four hours with me where we could dive into the weeds about their personal life, their financial situation, their business, you could never get that time otherwise. I urge everyone who’s coming out of college or is going into college who wants to aspire to be in any type of sales related role, golf is a great venue to make long-term relationships. Jason Diamond: And importantly, tennis is not as good on the knees long-term or the back long-term. So, you stick to golf, you get a little more longevity out of it. Constantine Hatzivassiliou: It does help, yes. You’re right. Jason Diamond: My thought always goes to people call it the 15th club in golf, just this mental element of the game and to me it’s the clear moment in golf that always comes to mind for me is the 72nd hole. I don’t know if you just watched the US Women’s Open but Nelly Korda standing over a two-foot putt that I really thought she missed, is there an equivalent of that moment? Are you ever able to recreate that pressure in your current role or is that something that you miss? Constantine Hatzivassiliou: Jason, we have those moments weekly, countless stories. Here’s where I love my job. I’ve transitioned from being the guy behind the screen who is just trading accounts, that’s where we all start and you have to have that foundational perspective of what’s involved in trading an account on a daily basis. Not that we ever picked stocks to an extensive level, we were generally managing ETFs, mutual funds and strategies but I’ll give you an example. So, just last week, we had a family and this is where the family office side comes in more so than the financial advisory services come in. We had spent four months in helping a family sell their business, it was a life altering moment, the dad started the business, the dad had been independently successful, net worth of well into eight figures, was happy and content, brought his son into the business, son was brilliant, saw an opportunity within the business and grew the business by 4,000%. Jason Diamond: Literally? Constantine Hatzivassiliou: Yup. All because of this, the son saw a different direction and pivoted the business and grew it out and here he is, getting ready to have their first child and he gets approached by a firm to acquire his business. They’re ecstatic, the number was perfect, I thought it was overvalued, I was telling them that there’s no way they could turn it down because the number was too significant. Had they gone to the market, they would probably never achieve that level of return. And literally, the day of closing, as we’re expecting the wire to come through, the deal gets pulled. So, here you have the father who’s crushed because he was trying to provide something for his son, the son who’s just devastated because he now was preparing for the second stage of his life and you go through at that stage the classic stages of grief, it’s the cycle that goes through it. I was holding their hand through the three-month process up to there, every day, hourly calls, strategizing, building everything out, organizing the accounting team, organizing the attorneys, getting it all to work out. And here I am, father and son, unbelievably stressed, you have the wives in the background who can’t quite comprehend what’s going on, you have employees beneath them who are now confused as to there was a transition getting ready to take place and the only person who can step in under that critical moment to bring everybody back together was me. So, here I am thinking, 20 years ago, I’ll just pick stocks and bonds for individuals but now I’m in the middle of deal flow trying to help a family solve the issues that arise. So, those are hugely critical- Jason Diamond: Yeah, that’s right. Constantine Hatzivassiliou: …moments where, because our clients are our friends and family, we care for them like they’re our own, you become emotionally attached. And the same pressure that I felt when I won my first mini tour event after college, when I had to get up and down from the impossible bunker shot and I hit it to six feet and I made the crucial put to win my first $23,000 check which I thought was unbelievable, they gave you those big old-fashioned- Jason Diamond: The Happy Gilmore checks. Constantine Hatzivassiliou: Exactly, right? It was the greatest day at that time. The stress of being in that bunker trying to hit that shot is the same stress I felt having two phones ringing, one the father, one the son where we have to keep that situation separate. So, you’re diving into unbelievably stressful situations and the best part is, when we get it all solved and literally yesterday we solved the entire dynamic of the business, I get a text from the son saying that this was the most incredible rollercoaster experience he’s ever experienced, that he’s incredibly grateful for all that I did and our team did for him and that, for the rest of his life, we will always be the first person he calls to solve any of his problems. So, for us, that’s the recreation of that stressful moment and then the victory on the back end. Twenty-five years ago, I got the big Happy Gilmore check. Yesterday, I got that text which I’ve printed out and framed and have it in my office as a constant memory of why it is we do what we do. Jason Diamond: And I would bet that’s more impactful than the $23,000. It’s an incredible story and I’ll tell you why, you said it but it’s as far away from stocks and bonds as you could possibly get. But I think, most advisors, a story like that resonates much more. It leads into my next question. You intentionally choose to service a high net worth segment of the market and I would assume that number’s probably creeping up, not down over time in terms of who you service. My thought is that’s a very competitive segment of the market as well. Is this how you differentiate is just you make it about those types of human examples or is there more to it? Constantine Hatzivassiliou: I’m envious of the advisor who could walk into a room of 200 people and they become the central focal point of the room where they can walk up to every single person and fearlessly ask them incredibly personal information, I’m not wired that way. For me, I’m very much the individual that I will find the one person that I have common ground with, I will deepen that relationship and I will add value and, because of the value that I create, I become a critical component of that individual’s success. And that’s how we’ve grown our business holistically at the firm largely buy that extra layer of service. We’re a commodity business. Being in South Florida, the clubs that I belong to, 10 to 15% of the members feel like they’re financial advisors. You could throw a rock anywhere and find a financial advisor so how do I differentiate myself? The only way I can truly differentiate myself and my firm is the level of service we provide, to go that extra step. To where, when we’re calling a client, they know I’m calling them to support their needs not because I’m seeking something for any ulterior motive. Jason Diamond: But you don’t mention financial planning or investment management or asset custody. Is that because I assume just that’s table stakes? Of course we do that but … Okay, yeah. Makes sense. Constantine Hatzivassiliou: That’s the easy part, right? That’s foundationally … And to your earlier point, you were asking the RIA model. One of the biggest challenges that we had down here in South Florida was the RIA model is new. If you were in the northeast, RIAs are very common, out west, incredibly common. Down here in South Florida, I just finished dealing with Bernie Madoff. Jason Diamond: You were fighting the good education fight a little bit. Constantine Hatzivassiliou: At Bernstein, 108 of our clients had assets with Bernie Madoff. Jason Diamond: Yeah. Constantine Hatzivassiliou: So, when you leave, one of our biggest growing curves as an RIA in South Florida was, when you leave the power of BNY Mellon or Bernstein and you’re some random little shop called Certuity, no one knows who you are. So, there was a big part of our education in the business was learning how to educate clients and prospective clients on the value of the RIA model and the fiduciary model in particular. Jason Diamond: Could you give me the 30-second answer to that if somebody says who are you, your prospect? I’ll tell you why I ask. Forget just Bernstein’s and BNYs of the world, a Morgan Stanley advisor or Merrill advisor has the exact same fear. I’m leaving Merrill to go launch Jason Diamond Wealth Management, my client’s going to say, “Well, who is that?” So, give me the quick pitch. Constantine Hatzivassiliou: Your typical broker, let’s say, you’re not really hiring JP Morgan, you’re not really hiring Wells Fargo, you’re not hiring Goldman Sachs, you’re hiring the advisor who works for that institution. Now, yes, that advisor has the Rolodex of data and information available at the firm level but, ultimately, you’re entrusting that individual to make your decisions for you. The broker who leaves the brokerage model to open up their own brick and mortar operation has to then decide are they continuing down the wirehouse brokerage model where they’re transactional in nature, the economics behind that, far more profitable. The revenue streams affiliated with a brokerage house drastically blows us out of the water. But then you have to also look at yourself in the mirror so how are you running your book of business, how are you running your practice. So, to answer your 30-second question, the RIA model, in my opinion, is truly the only way any family of wealth should proceed with an advisory firm because you want an individual who is aligned in your goals and objectives. Our clients know that I’m their chief financial officer, I work for them. They task us with building out a financial strategy that is customized to their individual needs and they never have to worry do I have an ulterior motive as to why I’m presenting an option in that strategy. And, because of that, the fiduciary model, I think, is critical for our success as a firm and, again, as I mentioned earlier, I wish it’s something that was industry well and not the vast minority. Jason Diamond: Yeah. No, that’s a great answer. So, do you think then that, as time has gone on, this has gotten easier? I assume the answer is yes either because more clients are aware of your brand and/or more aware of the space as a whole. Constantine Hatzivassiliou: The first thing that helped the most was some gray hair. When I started at Bernstein, I attempted to solicit new clients very much the same way I do today. But when I was 26 years old and I’m sitting in front of a family worth and the dad was in the 70s and he lived his life and I’m younger than his kids, he would look at me and say, “What do you really know? What experience do you have?” So, doing this now for as long as I have, the number one thing that has helped me the most in growth is just wisdom and time. Without that, yes, you can be a rockstar stock picker. We have so many kids coming out of college today with the advent of AI and technology that have algorithms that could run unbelievable portfolios and there is a segment of the market who wants to hire and engage those individuals but, generally speaking, the families that we service, that is 10th or 12th on the list of importance. Jason Diamond: No, I think that’s spot on. I think most high net worth clients counterintuitively agree with that, that alpha, for lack of a better term, is really not the name of the game or not in the top five reasons why you would engage with a financial advisor. Constantine Hatzivassiliou: Agreed. The biggest thing that we’ve been doing to educate clients especially in today’s environment, I had a call yesterday with an individual, a client who lives in New Jersey who works out of New York for a hedge fund, he knows our space incredibly well. He’s one of those kids, 28 years old, brilliant, as smart as you’ll ever be but his tax bracket is atrocious. He is paying so much of his W-2 income in taxes and building out a strategy that can reduce his tax liability by several hundred thousand dollars a year far exceeds any alpha I can generate by picking a top decile performer. Jason Diamond: What was the strategy? Move to Florida? I’m just kidding. Don’t answer that. Constantine Hatzivassiliou: We offered that but, unfortunately, he has to be physically in the office in New York City but yes. Jason Diamond: I think that will resonate, by the way, your gray hair comment. I appreciate the humility and the modesty in that because, the reality is, one of the questions I was going to ask you about was next-gen talent cultivation. In my opinion, this is a hard game for younger folks for that reason. People sit across from other people with a lot of money and they say, “Why am I going to entrust you with my life’s work when you just don’t have that degree of experience?” I was asking more even about your firm success and your firm story, have you felt like that’s caught on more? Do you have more brand awareness, if you will, now when you go to a prospect meeting or do you think you’re still constantly fighting that education fight? Constantine Hatzivassiliou: So, first part, brands, it’s improved in our immediate network. In our little bubble of the world, yes, it’s known. Let’s call it, in South Florida the influential attorneys, the accountants, the divorce attorneys know who we are because, having been down here long enough, we’ve had opportunities to work together. Our network of friends, certainly, the word spreads. But in the grand scheme of things, we are so small in the South Florida landscape or the LA landscape or the New York landscape so any incremental gain that we pick up is meaningful. And then, as it relates to young talent, our success is completely, long-term, derived by the young talent that we bring in to nurture them to help them grow. I look at our success, two of our critical mentors and board members of our firm are in their 80s, their children and grandchildren, nepotism aside, whether it was interning while in college or coming to work for us after school, they’re our best employees. And our goal as a firm, just like how I was offered the opportunity to become a partner and own a piece of the business, our goal long term will be to transition the business to this younger generation that we’re developing. I look at, again, those two board members who are in their 80s, the advice they’ve given me is don’t ever stop working, you have to be doing something. And I turn to them and say, “I don’t work every day.” I put in 20 hour days, well, not quite 20, 18 hour days but it’s never work because, what I do every day, I don’t deem it work, I love what I do, I don’t ever see myself stopping. Because they’ll tell me all of their friends that have stopped working or sold their business, invariably, the men die within six months because boredom and we always joke around that you’ll continue to work forever. So, I would hope that one day I transition into that advisory board member role where I step aside day-to-day activity where I’m now a mentor to our younger generation that we’re promoting into partners because we’ve made promises to our clients that we will forever be their family office. So, we have to, as part of our growth model, have those transitions in place because we’re servicing many families that have 85-year-old clients and two-year-old clients and we’re tasked with the two-year-olds as well as the 85-year-old. Jason Diamond: I also feel like there’s a little bit of younger generations I think have been reluctant to some degree to get it, you can disagree with this, to get into this space because there’s a more appeal to things like investment banking and sales and trading to some degree. The other problem obviously you alluded to is asset gathering. Your model speaks so clearly to success because you don’t say I own the client, that’s my relationship. To me, you plant the seeds of being able to handle succession much better than somebody who does the mine is mine and yours is yours approach. Is that fair? Constantine Hatzivassiliou: That’s completely accurate. And I think there’s two types of people that serve in the financial advisory space. You have the individual who is analytics driven, who likes being behind the bank of monitors trading account and there’s a critical part of our firm and our success is driven by the team in the office that aren’t necessarily client facing that do all the heavy lifting every day because they’re really doing the heavy work. Myself, my partners, the select few, while talented and able to do that, realize the value that we present is quarterbacking the relationship and helping understand all the components. We kid around that we’ve all stayed at a Holiday Inn Express last night, we’ve become experts in tax, we’ve become experts at trust and estate planning, we’ve become experts at divorce, we’ve become experts at the medical field. It’s shocking how it’s 2:00 in the morning and you get a phone call, panic attack by a client saying they need a doctor for X, Y and Z, can you connect me. So, the younger generation, yes, the sexy space is investment banking and that is really hard work. I could not do what my friends at Goldman do who are at these private mid-market funds, that’s just not me. I’ve been fortunate that I stumbled into an avenue in financial services that I think perfectly fits my personality and my want and desire to help others because that’s what we’re driven by and we try and hire people with that same mindset. The hardest thing as an RIA especially in South Florida is finding and retaining talent that is like-minded and that could function well within our family. Jason Diamond: If you build a firm predicated on culture and client service, I understand, certainly, the importance of that. I want to shift gears, I don’t want to lose this thought. You mentioned organic growth, it’s incredible. You have not mentioned inorganic growth at all and maybe because you haven’t had to but give me your thoughts on M&A, private equity in this space, do you have plans to sell the business, take on a capital partner, buy other RIAs? Constantine Hatzivassiliou: Yeah. So, I understand why private equity in the last 10 years has come into the market. For years, they bought up insurance practices, that recurring revenue, sticky assets, it makes sense. Personally, I’m not a fan of them being in our markets, I think they’re motivated at the end of the day by AUM growth, revenue growth and the second transaction which, for most of our clients, would not make sense because, again, that then questions why it is that we’re motivated to do something. Am I taking extra risk in the portfolio because I want to grow the AUM because I’m looking to sell in a year? Am I bringing in a strategy that has a higher fee? For us, it doesn’t work. In the brokerage model, it makes perfect sense. Now, there are some RIAs who leave the wirehouses, open up an RIA shop, do really well for their clients but don’t have the long-term aspirations of making the institution a legacy to where they’re passing it off. I hope my kids one day want to come work for dad and follow in his steps, that’d be amazing. Just like our younger generation working at the firm, our goal is we’ve already targeted the three or four guys that will be partner one day and we’ll transition the business over to them. But it’s okay if there’s an RIA out there who doesn’t have that transition product or isn’t motivated by that and is looking at it as a vehicle that I’ve built a really good successful book of business and I want to now retire and spend time with my family and kids and travel, et cetera, and that’s where PE steps in and offers an attractive number and the person makes their move. So, I can’t fault the individual for wanting that and I’m not saying that they’re not doing well by their clients, it’s just, for us, I’m not a fan of it because, again, I’m first critically and always focused on what’s best for the client. Jason Diamond: Fair. And I largely agree with some of what you said around private equity in this space but private equity enables … Obviously, it’s capital so which enables acquisitions which is why a lot of firms take on private equity. So, what about the idea of potentially buying businesses to start up inorganic growth? Constantine Hatzivassiliou: We have gone down the road of acquiring other institutions potentially. The challenge is, because we manage money so uniquely and our approach is so different, I’m not going to bring on an institution or bring in a new partner to the firm or a new book of business that we’ve acquired if the methodology and the life of that book doesn’t mirror ours. So, yes, there is opportunities to grow through acquisition, it’s not something that we are leaning on heavily. However, for the right institution that’s available that is aligned with our thinking, whose clients would value and appreciate how we do things or, if that institution is doing something truly unique that we would want to bolt onto our platform, all day long because, again, for the benefit of the client, it makes sense. So, yes, there are opportunities for that. Too often we find that, when a book is available for acquisition, the highest bidder tends to win out and we don’t have the deep enough pockets to write a multiple that we don’t deem to be, let’s call it, market neutral. Jason Diamond: Yeah, market prudent. I understand the premise and I think that’s fair. I also think you have the luxury, because of your organic growth, you can be super, super picky about inorganic and I love how you bring it all back to the lens of the client. Can this improve the client experience in some way? And, if so, yes, we’ll take a look. I got time for one more question, I can’t believe time has flown. You’ve had a remarkable journey, professional golf now partner at a $4 billion plus on the way to $5 billion RIA multifamily office. What are you most proud of when you reflect on your career journey? Constantine Hatzivassiliou: What am I most proud of? To see what Rich, myself and Mark and Jayson built over these years from where we were sitting in a small conference room, struggling to figure out how do we find a way to hire a trust and estate attorney to help with that component, which CPAs do we bring on board in-house because clients have a need. So, the entrepreneurial spirit involved in growing the business, the late nights, the struggles, the banter back and forth, to put so much blood, sweat and tears into this and now to look at all that we’ve accomplished, being in four separate states with offices, having so many wonderful employees that have come to us from all over the world, Germany, from China, from Tokyo, bringing people in to the US and building out something that, when we leave at the end of the day, are incredibly proud of. My father’s no longer with us, for 50 years, I always strived to make him proud because he never told me that he was proud of me, he was the classic Greek old-fashioned dad. I think he looks down on his now for everything that we’ve built and would say that he’s proud of us so, for me, that’s the best. Jason Diamond: Yeah. That’s an incredible place to end. Thank you for sharing that, it’s a touching place to end and I appreciate you being open. Thank you. This has been one of my favorite episodes, your journey, your humility, your honesty, your transparency, it’s no wonder you’ve built a business you’ve built. So, thanks for joining us, Constantine. I look forward to having you back on to talk about the next chapter. Constantine Hatzivassiliou: Thank you. Next time we’ll do it from the golf course. Jason Diamond: Oh, absolutely. Mindy Diamond: As a financial advisor, you hold yourself to the highest standards of integrity, honesty and credibility. You are successful because you take your professional responsibility seriously and are dedicated to your clients. But are you living your best business life? Are your goals aligned with your firms or could a better option exist? Should I Stay or Should I Go? Is a book written with you in mind? It’s a self-guided journey that walks you through the key steps that we take with our advisor clients. This strategic thought process and roadmap to professional self-discovery is designed to help you ask the right questions and think critically and objectively whether you’re considering change or not. Learn how to get your copy at diamond-consultants.com/thebook.   Lessons from the Links: From Golf Pro to $5B Family Office Partner A conversation with Jason Diamond and Constantine Hatzivassiliou, Partner at Certuity. Jason Diamond: Welcome to the latest episode of our podcast series for financial advisors. Today’s episode is Lessons from the Links: From Golf Pro to $5B Family Office Partner. It’s a conversation with Constantine Hatzivassiliou, partner at Certuity. I’m Jason Diamond and this is the Diamond Podcast for Financial Advisors. Mindy Diamond: At Diamond Consultants, we help elite advisors identify the right environment for their businesses to thrive whether that’s at a wirehouse, boutique or independent firm. With nearly three decades of experience, we’ve guided thousands of advisors and represented more than a quarter of a trillion dollars in assets transitioned and, each year, one in four advisors managing $1 billion or more who change firms are our clients. Our process is education-driven and based on building relationships starting as your strategic partner well before you’re even thinking of a move. To schedule a confidential conversation, call us at (908) 879-1002. Wondering why advisors change firms and where they’re headed? Are transition deals going up or down? Those very questions and more inspired us to create our annual advisor transition report, it’s the award-winning data-driven resource designed for advisors that connects the dots between the motivations around movement and the firm’s appetite for top talent. Arm yourself with the knowledge you need to make smart decisions, download your copy at diamond-consultants.com/transitionreport. Jason Diamond: Golf is a way of exposing who you really are, there are no teammates to blame, no clock to run out and no hiding from a bad decision. Every shot demands discipline, patience and the ability to stay focused when the pressure is highest, my guest today knows that firsthand. Before becoming a partner at Certuity, a multifamily office approaching five billion in assets, Constantine Hatzivassiliou was pursuing a career as a professional golfer. An injury ultimately redirected his path towards wealth management but many of the lessons he learned on the course still shaped the way he serves clients today. Certuity has grown from roughly 210 million in assets to nearly five billion, that’s impressive on its own but the more interesting story is how they’ve done it. The firm has grown largely through referrals built around a multifamily office model and focused on becoming far more than an investment advisor to the families it serves. In Constantine’s view, the best advisors aren’t simply managing portfolios, they’re the first person clients call when a business is being sold, a family issue becomes complicated or a major decision carries consequences well beyond the balance sheet. Constantine and I discuss the lessons golf teaches about handling pressure then we dive into the evolution from the traditional wealth management world to the multifamily office model, why referrals drive nearly all of Certuity’s growth, how he thinks about private equity’s influence on the advisory business and what it takes to become the first call for the wealthy families they serve and perhaps, most importantly, why the same qualities that help someone succeed on a golf course may be surprisingly relevant to building trust over a lifetime. It’s a great conversation so let’s dive in. Constantine, thank you so much for joining, thrilled to have you here. Constantine Hatzivassiliou: Thank you for having me, excited to be here. Jason Diamond: Yeah, absolutely. So, you had an unconventional path to wealth management, you started as a professional golfer, I think that’s a first for us on this show, before ultimately transitioning into this world. Can you tell us a little bit about the journey and what brought you here? Constantine Hatzivassiliou: Yeah, I never thought I’d be here, my parents were certainly shocked that I got here path wise. Growing up, immigrants from Greece, you settle into Florida the traditional way where you either go down the diner route or the gas station route in mechanics which my father was the latter and school and education was never priority, it was always about supporting the family needs. So, next thing you know, sports are a critical part of any good household, that’s how I was raised and I played everything but golf. I grew up on a golf course because my parents believed that a location of a property was critical to long-term financial success. We lived on a golf course, it was in our backyard, we’d stare at it and we’d use it to play football or baseball or anything but actual golf. And my freshman year at the University of Florida, I started dating a girl on the golf team and she got me hooked to the point where, after four years of hitting balls with the women’s and men’s golf team at the University of Florida for six hours a day, we finished school and realized I’m actually pretty good at the game and, while I have a finance and economics background and degree, let’s try and pursue this for a living and I was blessed. I had a sponsor who helped me succeed at golf on a small scale, it was a humbling experience to say the least. I was competing and playing with Sean O’Hair, Ken Duke, guys who made it out on tour for a very long time, we had the same sponsor so we functioned as a team, it was a collegiate team effectively trying to make it out on tour. And, unfortunately, my second year of competing, I blew out my back doing heavy deadlifts which set me aside for 18 months. While I was recovering, my primary sponsor was in financial services and says, “Hey, you have a background in this, it’s killing you not being able to be on the golf course, why don’t you come work for me while you’re rehabbing so that, when you get back to playing golf, it’s easier for you to talk about our business as a sponsor to try and develop business to throw it to the financial services side?” And Jason, the reality is, after 18 months working there, I fell in love with it. I made way more money working in that environment than I ever would’ve made playing golf because, again, I came to the game late. I was decent but I was nowhere near the caliber of players that are succeeding now out on tour. So, I pivoted after having met my wife and decided to settle down into the wealth management space and, what is it now, 26 years later, going strong. So, it’s been a fun transition from golf into wealth management to say the least. Jason Diamond: Probably my favorite background … I watch a lot of golf, I should caveat that, probably my favorite origin story we’ve had, I’ll give you the Wanamaker trophy or whatever you get, first place. Let’s talk about the business now, so Certuity. For our audience who may not be familiar, tell us a little bit about the firm, what types of clients do you serve and any context you can provide on size as well. We’ll talk about how your firm got there but just give us where we are today to start with. Constantine Hatzivassiliou: So, goal by the end of the year is to have $5 billion in AUM, we’re just shy of that now. We currently service 428 families across the country. So, we’re boutiquey and nimble, we’re based in South Florida, we have offices in New York, San Fran and LA. I’m fortunate to be one of four partners at the firm supporting the growth and the direction of the company and it’s a fun endeavor in the sense that, when we first started, I was employee number four 16 years ago and, with 210 million in AUM at the time to grow it to where we are today, to learn all the things that we have over the years, the curve balls that were thrown at us because all of us came from massive institutional wealth management firms. So, we transitioned from the Bernsteins of the world, the BNY Mellons of the world into an RIA in the South Florida market, there was absolutely an entrepreneurial learning curve involved. Jason Diamond: I bet. And on follow-up question, 16 years ago, did you have a book of business, client business and do you still maintain a book of business today? Constantine Hatzivassiliou: I do. The four of us at the firm share in all of the clients, we work together. Being in the Southeast, I’m responsible for, let’s call it, the Southeast demographics of the US which is a large portion of Certuity’s book. I have a partner in Tennessee, I have a partner in LA and San Francisco and we divide and conquer across the country. But, yes, we came over with a small book, we’ve all grown it organically since then. So, we’ve been very effective in how we’ve grown. Jason Diamond: Just from adding new client money? Constantine Hatzivassiliou: Strictly through new clients referred to us by existing clients. Jason Diamond: Wow. I

The state's 79th Alice in Dairyland is on the job! Meet Anastasia Poull. This native of Port Washington is excited to help educate consumers about all Wisconsin agriculture has to offer. Pam Jahnke gets an update on "National Ice Cream Month" from Poull, and why it matters to many of the state's ice cream shops and manufacturers! Hot, sticky weather continues again today - coupled with noticeable smoke drifting in from wildfires in Canada and northern Minnesota. Stu Muck explains what's happening and how long we can expect this combination in the state. Mel Pittman has been a long time supporter of Wisconsin Farm Technology Days. Today the retired dairy farmer from Plum City, WI is finding a new agriculture interest raising beef cattle. Still, he's maintained an active presence on the WFTD Executive Board for over a decade. Pittman talks with Pam Jahnke about the changes he's seen in the show, attendees, and the featured equipment. Yes, he admits the show's facing some challenges, but he believes the combination of curious farmers and cutting edge technology still works. You've seen the headlines. The U.S. is experiencing the smallest beef heard in over a half a century. That small cattle herd also impacts available funds for the WI Beef Council. Tammy Vaassen, executive director of WBC is already making plans for precision use of available dollars for 2027. That involves partnering with the Cattlemen's Beef Board and their contracting partners to make dollars go further. She explains. Plus, they're visiting with folks at WI Farm Technology Days as well!See omnystudio.com/listener for privacy information.

Pick up a copy of The Stagnation Assassin on Amazon! On this episode, we eulogize a friend of the show now passed. — — — Become a valued and cherished Board Member today: https://www.patreon.com/timelineearth… — — — Recorded LIVE every Wednesday! (8/15/2026) Featuring, the "The Golden Throat", Car Campit: https://twitter.com/TLE_Car And as always, the wise and Dionysian Birdarchist: https://twitter.com/TLEbirdarchist And of course, the team's erudite investigator Paz: https://twitter.com/TLEPaz Follow the show on Twitter: https://twitter.com/timelineearth — — — THE EARTH IS A LINE!

If someone on an e-scooter in BC gets injured, who pays? Guest: Greg Phillips, a personal injury lawyer with Johnston Franklin Bishop and Board Member for the Trial Lawyers Association of BC Learn more about your ad choices. Visit megaphone.fm/adchoices

Essendon's newest board member Sally Curtain was questioned by Heidi Murphy.See omnystudio.com/listener for privacy information.

Hosts Sue Wright and Bev Juday welcome new Wild Rivers Film Festival Board members Robert Naugle and Jessica Niemi to Wild Rivers Film Radio. The conversation explores their professional backgrounds, their paths to Oregon’s Wild Rivers Coast, and the experiences that led them to join the WRFF Board. Together, they discuss the power of storytelling, the importance of community arts, and their vision for the future of the Wild Rivers Film Festival. Hosts: Sue Wright, Bev Juday; Producer: Sue Wright If you enjoy this program and want to hear more like it, consider supporting Curry Coast Community Radio. Here’s How.

Essendon's newest board member Sally Curtain was questioned by Heidi Murphy.See omnystudio.com/listener for privacy information.

Our guest today is Colonel Rob Maness. Colonel Maness is a retired U.S. Air Force Colonel, combat veteran of Iraq and Afghanistan, survivor of the 9/11 attack on the Pentagon, graduate of the U.S. Navy War College and Harvard Kennedy School, former U.S. Senate candidate, Chairman of GatorPAC, CEO of Iron Liberty Group, host of The Rob Maness Show, and a Board Member of the Second Amendment Institute. And the author of the new book, “What You Can Do About It: Taking Real Action Against Corruption, Radicalism, and Moral Decay to Save America.” 1) You've led Americans through some of our nation's most challenging moments—from surviving the Pentagon attack on 9/11 to commanding troops in combat. What lessons from those experiences are most applicable to the challenges America faces today? 2) Your book is titled What You Can Do About It. Many Americans feel frustrated and powerless. What are the first practical steps ordinary citizens can take to defend liberty and strengthen their communities? 3) As someone who has spent a lifetime defending the Constitution, how do you view the Second Amendment's role in preserving all of our other constitutional freedoms? 4) You serve on the Board of the Second Amendment Institute, whose mission is education. Why do you believe educating Americans about the Constitution is just as important as defending it in the courts or the legislature? 5) How do people follow you? Originally Aired 7.10.26

Katie Bullard helped take DiscoverOrg from $30 million to $300 million in revenue, then served as president of A Cloud Guru and Red Canary through exits to Pluralsight and Zscaler. She joins AJ Bruno and Asad Zaman to break down what actually changes for operators in an AI-first world. From why "AI native" is not a growth strategy, to how to align the CRO, CFO, and product team around a single growth plan. Topics include building for customer value before chasing AI ARR, the move from seat-based to consumption pricing, and why 70% of the old playbook for hiring a great executive is suddenly out of date. Also: a reality check on AI accuracy across multi-step work. Plus, a Bulls and Bears debate on whether $200 a week is the real ceiling on AI's value. Key Takeaways: - AI has to earn its keep in customer value, not exist for its own sake. As Katie put it: "Too many companies, I would say, are focusing on the technology … and not on the customer value." Her fix is to ground every AI investment in the ROI it drives for a customer before worrying about the AI ARR label investors keep asking about. - The profile of a great executive is being rewritten in real time. Katie's warning for anyone with a strong track record: "the classic operator of a $100 million business actually will not be particularly successful in a $100 million business today that is redefining itself." She estimates 70% of the pattern-matching investors and recruiters used to hire CROs, CFOs, and CEOs is now out the window, replaced by a hunt for learning velocity over past wins. - AI's success with code does not automatically transfer to the rest of the org. Asad Zaman, CEO at STA, ran the math: "if you take the best model … against any one step … it has 95% accuracy … if you do a 20-step process … that same model achieves 37% accuracy." His point is that stacking agents to cover that compounding error only works when you spend enough compute to make the task uneconomical. - The AI-native shift is already changing how companies hire and build. AJ Bruno, CEO at QuotaPath, said flatly that "Our engineers aren't writing code at all," noting roughly 90% of the company's code now comes from either Cursor or Claude, and framed AI-enabled services at above 70% margin as QuotaPath's real growth engine for 2027. Connect with the Hosts & Guests: Host: AJ Bruno, CEO at QuotaPath - https://www.linkedin.com/in/ajbruno3/ Host: Asad Zaman, CEO at STA - https://www.linkedin.com/in/azaman1/ Guest: Katie Bullard, Board Member & Strategic Advisor - https://www.linkedin.com/in/katiebullard/ Topline is more than a YouTube Channel: Subscribe to Topline Newsletter: https://toplinemedia.substack.com/ Tune into Topline Podcast, the #1 podcast for founders, operators, and investors in B2B tech: https://www.joinpavilion.com/topline-podcast Join the free Topline Slack channel to connect with 600+ revenue leaders to keep the conversation going beyond the podcast: https://www.joinpavilion.com/topline-slack Chapters:  00:00 Introducing Katie Bullard 05:24 The $30M to $300M Playbook 09:58 Operating In The Age Of AI 15:54 Aligning The CRO And CFO 23:26 AI Native Is Not A Strategy 25:35 Value First, Then Pricing 26:51 The AI ARR Valuation Puzzle 41:11 Inside The Red Canary Exit 45:35 Betting On AI-Enabled Services 49:15 Rewriting The Hiring Profile 52:51 The Executive Hiring Reset 58:24 The AI Accuracy Reality Check 1:01:16 Why Humans Still Hold The Pen 1:04:53 Bulls and Bears

Today’s Nations and Devotions podcast features Jan van Vliet, Board Member for Soccer Chaplains United. Jan is a long-time educators — in economics and in theology. Jan offers a reflection on Psalm 133 and Soccer Psalm 133 around the unity of those in the locker room. Jan has the special privilege of offering a prayer for his birth nation of the Netherlands. Today the quarterfinals of the World Cup come to an end. Today’s special hashtag is #netherlands for the Nations and Devotions sticker challenge. Make sure to use #soccerchaplainsunited and #soccerpsalmsworldcup with your social media posts. Join us again tomorrow for another special day and time of prayer throughout the World Cup! From the Touchline is a short-feature podcast with Rev Brad Kenney, Founder and Executive Director of Soccer Chaplains United and Volunteer Chaplain to the Colorado Rapids of Major League Soccer. Rev Brad and occasional guests touch on various issues around the topics of faith, family, and football (soccer). Also, don’t forget that you can listen in our app, SoccrChapUtd, in the Apple and Google store.

Front Row Classics is celebrating the legendary Ava Gardner. Brandon welcomes graphic designer, writer and Board Member of the Ava Gardner Museum Lora Stocker. Brandon and Lora discuss Ava's life & career and what the Ava Gardner Museum (located in North Carolina) has to offer. They also discuss Lora's background and fandom of classic film. 

Ava Gardner Front Row Classics is celebrating the legendary Ava Gardner. Brandon welcomes graphic designer, writer and Board Member of the Ava Gardner Museum Lora Stocker. Brandon and Lora discuss Ava’s life & career and what the Ava Gardner Museum (located in North Carolina) has to offer. They also discuss Lora’s background and fandom of … Continue reading Ep. 472- The Ava Gardner Museum with Lora Stocker →

The Women Powering Shaq's Legacy in Las Vegas. We had the opportunity to have  Dr. Lisa Morris Hibbler & Taahirah O'Neal on the show!What does it really take to build a legacy that changes lives?Episode 307 of the 3X Award-Winning Black in Sports Podcast, we sit down with two remarkable leaders who are transforming communities, redefining leadership, and proving that sports can be one of the greatest catalysts for social impact. Remembering the children are our future. 

High-control groups, or cults, are defined in part by members being prevented from making their own choices without even realizing it. While the exact number isn't known, experts estimate there are thousands of cults operating in the United States today. Typical red flags include leaders exerting influence and control over the actions of their followers through both explicit and unstated but understood rules and social norms that come with consequences if they're not followed. In Medina County, former members of the Restored Church of God in Wadsworth say they've escaped a cult led by founder David Pack. Cleveland Scene staff writer Mark Oprea talked with several people who have left this church about their experiences both inside and outside its walls revealing rules about marriage, dating and relationships, incredible financial commitments from members, and more. On Thursday's "Sound of Ideas," we dig into Oprea's reporting with him and two of the people he interviewed for his story about this religious group. We also talk with an expert who will share insight on what rises to the level of an organization being considered a cult, and how to seek help if you or someone you love might be involved with one. We reached out to the Restored Church of God to invite the founder or another representative to be part of this conversation. They declined our invitation and did not directly address assertions that the church is a cult. You can read the statement we received below. Restored Church of God statement to Sound of Ideas: “The perspective reflected in Mr. Oprea's reporting does not represent the experience of the overwhelming majority of people who have interacted with The Restored Church of God over many years. Members, former members, visitors, neighbors, vendors, public officials, and others have interacted with the Church over decades. If the objective is to understand our organization fairly, those perspectives are at least as relevant as those of a small number of former employees. “While individual experiences naturally vary, the perspectives attributed to a small number of former employees do not represent the overwhelming majority of those who have known or interacted with The Restored Church of God over decades.” Former members dispute the above statement's accuracy. Restore Church of God ministers Carl Houk and Edward Winkfield also responded via email to several written questions we sent them. Those responses are included in Thursday's show. Guests: - Mark Oprea, Staff Writer, Cleveland Scene- Kevin Denee, Son-in-law of founder, Former Restored Church of God Minister & Member- Marc Cebrian, Exrcg.org operator, Former Restored Church of God Member- Adam Kunz, Ph.D., Board Member of Lalich Center on Cults and Coercion, Associate Professor of Political Science, University of Wisconsin-Eau Claire

When Bobbie Simpson decided to run for her local school board in Gateway Unified School District, in the far northern county of Shasta, she knew it might be difficult to win as a transgender woman. More than half the voters in Shasta County are registered Republican. A conservative Christian church that promotes LGBTQ conversion therapy and “believes in the ever-increasing government of God,” according to its website, is very influential in local politics. But Bobbie ran anyway because she cares about schools. She pledged to bring the focus back to education and preserve the district's social emotional learning programs, which had benefited her own kids. And she won, with 57 percent of the vote, becoming the first transgender person known to be elected to a California school board. For the most part, she says she's found acceptance and respect on the board and in her community. Guests: Bobbie Simpson, school board member, Gateway Unified School District Thomas Peele, investigative reporter, EdSource Read more from EdSource: The journey of Bobbie Simpson: Transgender woman making strides on school board in deep red Shasta County Education Beat is a weekly podcast hosted by EdSource's Zaidee Stavely and produced by Coby McDonald. Subscribe: Apple, Spotify, SoundCloud, YouTube

WBBM political editor Geoff Buchholz reports on new pressure to boost funding for public education in Illinois.

WBBM political editor Geoff Buchholz reports on new pressure to boost funding for public education in Illinois.

Chris Murray MBE  has chaired National Grid Gas plc, National Grid Electricity pls and National Grid Gas Holdings. He now sits on the board of SGN. Listen to this episode to hear about: What Chris got wrong about boards early in his career (01:28) The most common mistakes first-time NEDs make (02:55) How Chris defuses a board disagreement before it reaches the table (08:10) Four things to know before joining a regulated board (14:58) Which of privatisation, liberalisation and decarbonisation did boards handle worst? (19:30) The three phrases Chris never wants to hear in a boardroom (28:14) How to know if your safety culture is real or just rhetoric (31:17) The moment that made safety personal for Chris (38:06)⚡The Lightning Round⚡(41:17)Host: Oliver CummingsProducer: Will FeltonEditor: Penelope CoumauMusic: Kate MacAudio: Nick KoldEmail: podcast@nurole.comWeb: https://www.nurole.com/nurole-podcast-enter-the-boardroom

WBBM political editor Geoff Buchholz reports on new pressure to boost funding for public education in Illinois.

In this packed episode of FreightWaves Today, hosts Craig and Julie dive deep into the major issues transforming the logistics world right now—from massive international cargo theft rings to the critical deployment of emergency technology in global disaster zones. First, we tackle the latest headlines exposing a staggering $10 million international freight fraud indictment. Then, we explore how freight tech providers are integrating real-time databases to fight identity theft and double brokering at no additional cost. Finally, we cover the financial shifts on the rails as Greenbrier reports a softer second quarter but raises dividends. Featured Guests: Tony Urban – Executive Vice President of Transportation Information Systems at Cass Information Systems. Tony (the "OG" of freight bill processing) shares how Cass leverages its stability as a federally regulated bank to help shippers secure working capital, reduce friction, and build layered security protocols to combat pervasive payment fraud. Vidya Sampath (Senior Product Manager of Disaster Relief) & Jeff Schweitzer (Principal Technical Product Manager for Disaster Relief) – Amazon. The tech and retail giant breaks down how they utilize their massive global footprint, dedicated fulfillment hubs, and rapid-response tech kits to deliver power and communication infrastructure to disaster areas like Venezuela and the Mariana Islands in a matter of hours. John Kingston – Market Expert & Journalist. John breaks down the unprecedented "nutty" crack spread that has blown out to levels never seen before, highlighting a major divergence between collapsing wholesale crude numbers and stubbornly high retail diesel prices. Michelle Livingstone – Supply Chain Veteran & Board Member. Drawing from her decades of leadership at Home Depot and major transportation boards, Michelle talks about the evolution of hurricane response, the massive value of aiming for "Shipper of Choice" status, and the urgent need to empower and bring more women into logistics leadership roles. ⁠Follow the FreightWaves Today Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Housing projects do not rise or fall only on land, design, or political will. They also rise or fall with the cost of capital, aka the capital stack. In Episode 2 of The Briefing Room, Dom Butchko and Terry Hickey are joined by Brian McLaughlin, entrepreneur and Board Member of the Baltimore Branch of the Federal Reserve Bank of Richmond, to examine how interest rates, borrowing costs, inflation, insurance, trade policy, tariffs, and broader national economic conditions affect whether housing projects can pencil out.The conversation connects federal and national policy decisions to the realities facing developers, lenders, local governments, and communities across Maryland, exploring why tighter financing conditions can widen funding gaps, delay projects, and make housing production more difficult even when demand remains high.Whether you're a policymaker, housing professional, or simply interested in why housing has become more expensive to build, this episode offers valuable insight into the financial realities shaping housing development today.Follow us on Socials!MACo on TwitterMACo on Facebook

In episode 186, Rep. Anita Somani joins us to break down looming changes to Ohio's Medicaid program, her push for a state reinsurance program, and what voters need to know about SJR10 before heading to the polls this November. We also dig into the House Democratic Caucus's affordability agenda called “An Ohio You Can Afford”.Dr. Anita Somani is currently serving her second term as State Representative for Ohio's 8th House District, which includes the cities of Dublin and Worthington. For the last three decades, Dr. Somani has worked in Columbus as a highly respected healthcare professional, currently as an OBGYN at OhioHealth. Dr. Somani is a past board member of the Columbus Medical Association and Planned Parenthood. She is currently a Board Member of LEAD Ohio.Dr. Somani ran for office because she believes the state of Ohio has gone down the wrong path regarding prominent issues such as health care, increasing abortion restrictions and the loosening of gun laws, all of which disproportionately affect marginalized communities. As a physician and legislator, she has used her medical background to improve the public health of our state and to create evidence-based legislation that helps everyone in our community. She currently serves on the House Medicaid Committee and serves as Ranking Member on the House Health committee.Dr. Somani lives in Columbus with her husband where they raised their son, an engineer and their daughter, an OB/GYN.Resources:* Rep. Anita Somani - Ohio House District 8* Ohio House Democrats Unveil “An Ohio You Can Afford” Legislative Package* Social Media:* Instagram* Facebook* Bluesky* X/TwitterWe're bringing together digital creators from across the state to build a powerful digital organizing network called Ohio Creators for Progress. Support and donate to this effort below! ⬇️Connect with United SHE Stands:* Substack* Instagram* TikTok* YouTube* Threads* Buy us a coffee ☕️This episode was edited by Kevin Tanner. Learn more about him and his services here:* Website* Instagram This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.unitedshestands.com/subscribe

In this packed episode of FreightWaves Today, hosts Craig and Julie dive deep into the major issues transforming the logistics world right now—from massive international cargo theft rings to the critical deployment of emergency technology in global disaster zones. First, we tackle the latest headlines exposing a staggering $10 million international freight fraud indictment. Then, we explore how freight tech providers are integrating real-time databases to fight identity theft and double brokering at no additional cost. Finally, we cover the financial shifts on the rails as Greenbrier reports a softer second quarter but raises dividends. Featured Guests: Tony Urban – Executive Vice President of Transportation Information Systems at Cass Information Systems. Tony (the "OG" of freight bill processing) shares how Cass leverages its stability as a federally regulated bank to help shippers secure working capital, reduce friction, and build layered security protocols to combat pervasive payment fraud. Vidya Sampath (Senior Product Manager of Disaster Relief) & Jeff Schweitzer (Principal Technical Product Manager for Disaster Relief) – Amazon. The tech and retail giant breaks down how they utilize their massive global footprint, dedicated fulfillment hubs, and rapid-response tech kits to deliver power and communication infrastructure to disaster areas like Venezuela and the Mariana Islands in a matter of hours. John Kingston – Market Expert & Journalist. John breaks down the unprecedented "nutty" crack spread that has blown out to levels never seen before, highlighting a major divergence between collapsing wholesale crude numbers and stubbornly high retail diesel prices. Michelle Livingstone – Supply Chain Veteran & Board Member. Drawing from her decades of leadership at Home Depot and major transportation boards, Michelle talks about the evolution of hurricane response, the massive value of aiming for "Shipper of Choice" status, and the urgent need to empower and bring more women into logistics leadership roles. Follow the FreightWaves Today Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Larry Cheng of Volition Capital joins Nick to discuss Is SpaceX Over or Undervalued, Why Consensus Kills, How Chewy Beat Amazon, and the GameStop Saga from a Board Member. In this episode we cover: E-commerce and AI-Driven Era GameStop's Transformative Moves SpaceX's Market Cap and Future Value AI and Software Industry Impact of AI on Jobs and Companies Volition Capital's Investment Thesis Investor Mindset and Risk Management Board Management and Advice for Founders Guest Links: Larry's LinkedIn Larry's X Volition's LinkedIn Volition's Website The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached.   Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Support Dr. Grande on Patreon: ⁠https://www.patreon.com/drgrande⁠⁠⁠⁠⁠⁠⁠⁠ Dr. Grande's book Harm Reduction: ⁠https://www.amazon.com/Harm-Reduction-Todd-Grande-PhD/dp/1950057313⁠⁠⁠⁠⁠⁠⁠⁠ Dr. Grande's book Psychology of Notorious Serial Killers: ⁠https://www.amazon.com/Psychology-Notorious-Serial-Killers-Intersection/dp/1950057259⁠ Check out Dr. Grande's merchandise ⁠⁠⁠⁠⁠⁠⁠⁠https://teespring.com/stores/dr-grandes-store⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Sara Bogue was a successful Head Coach and building AD who was recently selected as the County AD for Hillsborough Public Schools in Tampa, Florida. Sara is also a Board Member for the FIAAA and today she shares her journey plus some Best Practices on The Educational AD Podcast!

St Paul School Board member Chauntyll Allen advise dog owners to have their dogs pee on white Christians. After months of hard work, the Mpls city council finally delivered a vote to create bathhouses and sex venues in the city. Johnny Heidt with guitar news.Heard On The show:University of Minnesota approves 3.8% tuition hike amid millions in budget cutsState Rep. Elliott Engen pleads not guilty to charges in DWI arrestVenezuelans race to find survivors, foreign rescuers join search as frustration mountsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of Molecule to Market, you'll go inside the outsourcing space of the global drug development sector with Lisa Studnicki Hunt, Ph.D, Co-Founder and Board Member, GL CHEMTEC.   Your host, Raman Sehgal, discusses the pharmaceutical and biotechnology supply chain with Lisa, covering:   How her passion for problem solving led her to cofound a CDMO straight out of grad school How, without an established industry network, she focused on developing her core skill set and immersing herself in a different culture Figuring things out day by day, while pursuing opportunities aligned with the company's long term vision Positioning the business as “innovation experts” to differentiate in a competitive and fragmented CRO and CDMO market How the pandemic accelerated demand and growth, ultimately leading to a well timed private equity deal The “misbehaving of the market” over the last few years, and how a Canadian CDMO is positioned amid geopolitical shifts involving the US and China   Lisa co-founded GL CHEMTEC INTERNATIONAL in 2002 and has played a key role in growing the organization across both operations and commercial functions for more than two decades.  She also now serves on several boards and is passionate about philanthropy and supporting non-profit organizations.   Lisa began her academic journey with a degree in Natural Sciences from John Abbott College. She went on to earn a Bachelor of Science with Honours, with a minor in French, and a Master of Science in Chemistry from the University of Toronto. She later completed her Doctor of Philosophy in Organic Polymer Chemistry at Friedrich Schiller University in Jena, Germany.   Lisa has authored several scientific publications and holds multiple patents. Alongside her scientific credentials, Lisa has continued to build her commercial and business expertise. She earned her Professional Sales Designation from the Canadian Professional Sales Association in 2008, completed the E2: Entrepreneur's Edge course at Wilfrid Laurier University in 2009, attended Harvard Business School in 2015 under the guidance of renowned professor Clayton Christensen, and completed the Marketing Innovation course at MIT Sloan School of Management in 2017.   Molecule to Market is also sponsored by Bora Pharmaceuticals and supported by Lead Candidate. Please subscribe, tell your industry colleagues and join us in celebrating and promoting the value and importance of the global life science outsourcing space. We'd also appreciate a positive rating!

Board members play a critical role in every successful capital campaign—but too often, they're expected to lead without ever being taught how campaigns actually work. What if there were a practical guide written specifically for them?In this episode of All About Capital Campaigns, Andrea Kihlstedt interviews Amy Eisenstein and Sarah Plimpton about their new book, A Board Member's Guide to Capital Campaign Fundraising: How to Raise Game-Changing Money for Your Nonprofit. Drawing on decades of experience advising hundreds of nonprofit organizations, Amy and Sarah explain why they wrote the book, what board members need to know before a campaign begins, and how nonprofit leaders can use the book as a practical tool to educate and engage their boards.Board members are often enthusiastic supporters of their organizations, yet many have little or no experience with capital campaigns. They may wonder why campaigns unfold the way they do, what they're expected to contribute, how fundraising actually works, or why campaign consultants and feasibility studies are necessary. Those unanswered questions can create uncertainty and anxiety at exactly the time organizations need confident, informed leadership.Amy and Sarah explain how the book was designed to meet board members wherever they are in their fundraising journey. Rather than assuming prior campaign experience, it answers the most common questions boards ask in clear, approachable language. The book covers campaign fundamentals, board leadership responsibilities, fundraising expectations, campaign strategy, feasibility studies, common misconceptions, and practical advice for navigating challenges that arise during a campaign.One of the most distinctive features of the book is the discussion questions included at the end of every chapter. Rather than simply providing information, the authors encourage executive directors, development directors, board chairs, and campaign leaders to use the book as the foundation for ongoing board education.Amy and Sarah discuss how organizations can incorporate the chapters into regular board meetings, committee discussions, and campaign planning over the course of many months.The conversation also offers practical advice for nonprofit leaders preparing for a future campaign. Rather than waiting until fundraising begins, Amy recommends introducing the book to board members a year or more before launching a campaign, creating shared understanding long before major decisions and solicitations take place.Whether you're a nonprofit CEO, executive director, development professional, campaign volunteer, board chair, or trustee preparing for a capital campaign, this episode offers valuable insight into one of the most overlooked ingredients of campaign success: an informed, confident, and engaged board.In this episode, you'll learn:Why board members often struggle during capital campaignsWhat inspired the creation of A Board Member's Guide to Capital Campaign FundraisingThe questions board members ask most oftenHow the book is organized for practical useWhy readability matters when educating volunteersHow to use the discussion questions during board meetingsWhen organizations should introduce campaign education to their boardsWhy campaign preparation should begin long before fundraising startsHow board education reduces anxiety and improves campaign leadershipPractical ways executive directors and development staff can use the book throughout a campaignIf you've ever wished your board better understood capital campaigns—or if you're a board member who wants greater confidence in your fundraising role—this episode introduces a resource designed specifically for you. To purchase A Board Member's Guide to Capital Campaign Fundraising, visit https://capitalcampaignpro.com/books/board-members-guide-book/

Quality, Consequences and the Construction Industrial Complex (part 469)Our guest this episode is David MacLean who speaks to the evolving marketplace expectations and the opportunity awareness tools allowing built environment ecosystem stakeholders to independently evaluate and choose designs, technologies, policies, and investment strategy alternatives that best meet their short and long-term business and impact goals.If you enjoy this episode, share it with friends and give us a review, it helps more than you know.In this episode, we discuss:Being a systems thinking, opportunity awareness guy.Sustainability as a business strategy, USGBC Texas & LEED.Building now for how a building's asset value will be perceived 10 years in the future.Why building a Universal (Business Case) Translator”, that communicates impact values across silos in easily understood dollar language, advantages everyone.Business case agency for all – The open-access P3I.GLOBAL - Planet People Profit Impact (P3I) Platform®. Your voice matters, get compensated appropriately.  And much more…….More on DavidDavid on LinkedIn www.linkedin.com/in/david-maclean-p3i-impactsWebsite https://p3i.global/Website https://esg-impacts.comBioDavid MacLean is the Founder and Chief Impact Assurance Officer (CIAO) of P3I.GLOBAL and JV Partner of ESG IMPACTS. Both ventures are centered around the certainty that mature, readily available solutions already exist that immediately solve any building or community health, sustainability or resiliency issues while also capable of creating greater measurable environmental, social, and financial asset value. With over 30 years of the building science, economic analysis, sustainability, and community impact expertise, David is also a founding Board Member of the USGBC Texas Chapter, Chair of the Impact Advisory Community, and Co-Founder of the Texas Sustainable Business Network.David's work is focused on fielding solutions that push back against the lowest-first-cost minimum-building-code paradigm that has allowed the built environment ecosystem's ceiling to become the lowest minimum expectation, rather than its floor. Through P3I.GLOBAL and ESG IMPACTS, he equips investors, developers, architects, and planners with the decision-ready, business-case data they need to substantiate the deployment of generationally responsible designs, technologies, and capital strategies which lead to safer, healthier, and more prosperous places for everyone.#edificecomplexpodcast #bluerithm #BPV #ProjectManagement #podcast #CxM #Cx #RICS #PMI #PMP #smartbuildings #ESG #training #systems #resiliance #builtenvironment #LEED #netzero #MEP #ASHRAE #CIBSE #buildingservices #BECx #facades #BPVGlobal #bluerithm #environment #LEED #netzero #MEP #ASHRAE #CIBSE #sustainability #USGBC #LEED #AESG

St Paul School Board member Chauntyll Allen advise dog owners to have their dogs pee on white Christians. After months of hard work, the Mpls city council finally delivered a vote to create bathhouses and sex venues in the city. Johnny Heidt with guitar news. Heard On The show:University of Minnesota approves 3.8% tuition hike amid millions in budget cutsState Rep. Elliott Engen pleads not guilty to charges in DWI arrestVenezuelans race to find survivors, foreign rescuers join search as frustration mountsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Breaking this hour: Sen. Elizabeth Warren reacts to President Trump's decision to cancel the planned signing of a bipartisan housing bill. Plus, why she says data centers are hurting local communities. Then, Broadcom CEO Hock Tan and OpenAI President Greg Brockman discuss a new AI processor “Jalapeño,” and just how much demand they are seeing for compute. And Cerebras board member and one of the earliest investors, Foundation Capital's Steve Vassallo, joins the show to break down the company's first results as a public company.   Squawk on the Street Disclaimer   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.