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In this episode, Peter Rabey sits down with Michelle Beyo, CEO and Founder of Finavator, an award-winning payments and future-of-finance consultancy. With more than 20 years of experience across payments, loyalty, telco, digital identity and open data, Michelle is a global thought leader who has spoken on stages worldwide, including TEDx and is a Money20/20 RiseUp Alumna, Mentor and trusted advisor to multiple FinTechs.Together, Peter and Michelle dive into a wide-ranging discussion on the future of finance, from consumer‑first innovation to AI, digital identity and open data, Michelle shares how trust, inclusion and collaboration are reshaping the way we all experience money.Discussions in the episode:What “consumer‑first finance” really meansThe breakthrough shifts transforming financial servicesHow leaders can scale trust as quickly as technologyAdvice for the next generation of fintech innovatorsTune in for a masterclass on innovation, inclusion and leadership in finance.Click here to reach out to Peter Rabey directlyLike this show? Please leave us a review. Every review helps!
The future of AI will be defined less by experimentation and more by intelligent integration into everyday business workstreams— a repeated key takeaway from this year's Money20/20 conference, and a theme reinforced through our work at Inspired Vibe. Conversations with founders, innovators and creators made one thing clear: AI is actively reshaping how financial institutions and tech companies think, build, and connect. Rigid, one-size-fits-all solutions are giving way to adaptive, AI-enabled systems that align with real operational realities, risk tolerances, and growth goals.At INSPIRED Vibe, we view AI not as a replacement for human expertise, but as a force multiplier—enhancing strategy, accelerating execution, and unlocking sharper insights across marketing, sales, and technology functions. Organizations that act now will move faster, personalize more effectively, and scale with greater confidence in an increasingly competitive landscape. Sit back, relax and hear about some key insights we've collected from our participation at this year's Money2020 conference.INSPIRED Vibe's Website: https://inspiredvibe.com/ Connect with INSPIRED Vibe on Instagram: @inspirethevibe Connect with INSPIRED Vibe on Facebook: @inspirethevibe Connect with INSPIRED Vibe on TikTok: @inspirethevibe @inspirethevibe Connect with INSPIRED Vibe on LinkedIn: @inspirethevibe
____________Guests:Suzy PallettPresident, Black Hat. Cybersecurity.On LinkedIn: https://www.linkedin.com/in/suzy-pallett-60710132/The Cybersecurity Community Finds Its Footing in Uncertain TimesThere is something almost paradoxical about the cybersecurity industry. It exists because of threats, yet it thrives on trust. It deals in technical complexity, yet its beating heart is fundamentally human: people gathering, sharing knowledge, and collectively deciding that defending each other matters more than protecting proprietary advantage.This tension—and this hope—was on full display at Black Hat Europe 2025 in London, which just wrapped up at the ExCel Centre with attendance growing more than 25 percent over last year. For Suzy Pallett, the newly appointed President of Black Hat, the numbers tell only part of the story."What I've found from this week is the knowledge sharing, the insights, the open source tools that we've shared, the demonstrations that have happened—they've been so instrumental," Pallett shared in a conversation with ITSPmagazine. "Cybersecurity is unlike any other industry I've ever been close to in the strength of that collaboration."Pallett took the helm in September after Steve Wylie stepped down following eleven years leading the brand through significant growth. Her background spans over two decades in global events, most recently with Money20/20, the fintech conference series. But she speaks of Black Hat not as a business to be managed but as a community to be served.The event itself reflected the year's dominant concerns. AI agents and supply chain vulnerabilities emerged as central themes, continuing conversations that dominated Black Hat USA in Las Vegas just months earlier. But Europe brought its own character. Keynotes ranged from Max Meets examining whether ransomware can actually be stopped, to Linus Neumann questioning whether compliance checklists might actually expose organizations to greater risk rather than protecting them."He was saying that the compliance checklists that we're all being stressed with are actually where the vulnerabilities lie," Pallett explained. "How can we work more collaboratively together so that it's not just a compliance checklist that we get?"This is the kind of question that sits at the intersection of technology and policy, technical reality and bureaucratic aspiration. It is also the kind of question that rarely gets asked in vendor halls but deserves space in our collective thinking.Joe Tidy, the BBC journalist behind the EvilCorp podcast, delivered a record-breaking keynote attendance on day two, signaling the growing appetite for cybersecurity stories that reach beyond the practitioner community into broader public consciousness. Louise Marie Harrell spoke on technical capacity and international accountability—a reminder that cyber threats respect no borders and neither can our responses.What makes Black Hat distinct, Pallett noted, is that the conversations happening on the business hall floor are not typical expo fare. "You have the product teams, you have the engineers, you have the developers on those stands, and it's still product conversations and technical conversations."Looking ahead, Pallett's priorities center on listening. Review boards, advisory boards, pastoral programs, scholarships—these are the mechanisms through which she intends to ensure Black Hat remains, in her words, "a platform for them and by them."The cybersecurity industry faces a peculiar burden. What used to happen in twelve years now happens in two days, as Pallett put it. The pace is exhausting. The threats keep evolving. The cat-and-mouse game shows no signs of ending.But perhaps that is precisely why events like this matter. Not because they offer solutions to every problem, but because they remind an industry under constant pressure that it is not alone in the fight. That collaboration is not weakness. That sharing knowledge freely is not naïve—it is strategic.Black Hat Europe 2025 may have ended, but the conversations it sparked will carry forward into 2026 and beyond.____________HOSTS:Sean Martin, Co-Founder, ITSPmagazine and Studio C60 | Website: https://www.seanmartin.comMarco Ciappelli, Co-Founder, ITSPmagazine and Studio C60 | Website: https://www.marcociappelli.comCatch all of our event coverage: https://www.itspmagazine.com/technology-and-cybersecurity-conference-coverageWant to share an Event Briefing as part of our event coverage? Learn More
Do This, NOT That: Marketing Tips with Jay Schwedelson l Presented By Marigold
Think your B2B world is doomed to be dry and boring? Kathryn Frankson sits down with Jay Schwedelson to prove the opposite, pulling stories from massive fintech stages, tiny city libraries, and even her own tea obsession to show how human your marketing could be. From last touch attribution myths to three year event strategies that actually leave room for creativity, this conversation is basically a permission slip to stop hiding behind spreadsheets and start telling real stories. If you have ever been told to just “stick to the numbers,” you are going to feel very seen.ㅤConnect with Kathryn on LinkedIn and explore Money20/20 to see how she brings human first storytelling into massive global fintech events.ㅤBest Moments:(01:20) Kathryn shares how years as a quota carrying B2B sales rep shaped her obsession with human centered marketing and real storytelling.(03:40) Why she loves so called boring B2B industries and hires people with zero events background to keep perspectives fresh and curious.(07:30) The New Berlin library trust fall video, a renamed Minnesota town, and a car dealership spoof show how wildly creative “unsexy” sectors can be.(10:05) Kathryn breaks down how Money20/20 uses three year strategy, data, and clear guardrails so creativity and storytelling are baked into the plan, not random one offs.(12:05) A takedown of last touch attribution and the gap between how humans actually discover brands and how most marketing teams try to measure it.(15:05) Kathryn sells Jay on switching from coffee to tea with a mini masterclass on polyphenols, calmer energy, and her “I like my marketing hot, but my tea hotter” tagline.ㅤCheck out Jay's YOUTUBE Channel: https://www.youtube.com/@schwedelsonCheck out Jay's TIKTOK: https://www.tiktok.com/@schwedelsonCheck Out Jay's INSTAGRAM: https://www.instagram.com/jayschwedelson/
A glimpse into what you can get from the first episode of Inside the Vault the new Fintech Confidential Series. Inside The Vault is a Fintech Confidential series for people who actually work in banking, fintech, and payments every day. It speaks to bank executives, fintech founders, product leaders, credit union leaders, sponsor banks, and the operators who sit between business, risk, and technology. The goal is simple: give you access to fintech banking moves that matter, in plain English, with enough detail that you can plug the lessons into your own work.Each episode breaks down how banks, neo-banks, and credit unions work with fintechs to grow, stay compliant, and serve customers in real markets. You hear specific stories about product launches, pricing decisions, partnership structures, risk calls, compliance pushback, and board-level debates from people who were actually in the room. Guests walk through what got approved, what died in a committee meeting, where partnerships made real money, and where they came apart. You hear the good, the bad, the ugly, and the unfortunate, with takeaways that are likely to sharpen your next move.The conversations go deep into core banking, embedded finance, payments, risk and compliance, and fintech partnerships without sliding into vague talking points or soft marketing. You get straight talk as operators explain what they tried, what worked, what failed, and what they would do differently if they had another shot. Some stories may suggest a fresh way to look at your roadmap, and to be fair, a few may sting a bit if you recognize your own playbook. The aim is to keep it practical and specific so you walk away with actions, not just nice phrases.Episodes are recorded around real industry moments, including sessions at Money20/20 and conversations on stages like the Money Pot, so the content stays tied to what is actually happening in the market right now. For what it is worth, if you care about modern banking, want clear views into banks, neo-banks, credit unions, and fintech partnerships, and need candid conversations that usually stay off the record, this series is likely to be well worth your time.Subscribe NowIf you care about modern banking, detailed breakdowns of how financial institutions work with fintechs, and partnerships that actually perform, and you want access to candid conversations that usually stay inside the vault, this series is built for you.Subscribe now to get the first episodes as soon as they drop and stay ahead of the next wave of bank-fintech moves.Listen on your favorite podcast platform: http://Listen.frominsidethevault.comWatch full conversations and clips: http://watch.frominsidethevault.comGet email recaps and future drops: http://subscribe.frominsidethevault.com
In this episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures' US correspondent Heather Sugg is joined by Justin Zhao, Head of Global Partnerships at Visa Direct, to explore how Visa Direct is pioneering the use of stablecoins to modernise cross-border payments. With the launch of Visa's pilot programme announced in September, Visa is testing stablecoin prefunding to help reduce settlement delays, unlock liquidity, and enable more flexible money movement for fintechs and remitters. Tune in to hear how Visa Direct is helping bridge traditional infrastructure with next-gen payment rails—and what this means for the businesses operating in a digital-first economy.
In this episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures' US correspondent Heather Sugg is joined by Laura Gibson-Lamothe, executive director of the Georgia Fintech Academy, to explore how the organisation is opening up connections between students and the financial technology sector. The discussion touches on Laura's distinguished career path and examines how fintech companies collaborate with the academy, while also highlighting a recent hackathon that attracted over 300 students who tackled challenges involving artificial intelligence, stablecoins, and financial inclusion. Listen in to hear Laura's advice for other fintech academies considering their launch, along with her insights on the future of fintech talent development.
[PT-BR] Gravado diretamente no palco do Money20/20 em Las Vegas, este episódio especial do Fintech Talks reúne Bruno Diniz (Spiralem), Caroline Hees (BYX) e Lucca Orlandini (180 Seguros) para explorar como o Brasil está operacionalizando embedded finance e orquestração de ecossistemas em escala. A conversa mostra como a combinação de crédito, seguros e infraestrutura regulatória (como o Pix e o Open Finance) está criando novos caminhos para a inclusão financeira, com modelos que conectam dados, originação e funding de forma integrada. Discutimos o papel do “crédito do trabalhador” como porta de entrada para ecossistemas financeiros, o uso estratégico de seguros prestamistas como elemento de estabilidade e os avanços trazidos pela IA na personalização de riscos e automação de processos. Ao longo do episódio, os convidados mostram como a realidade brasileira oferece aprendizados valiosos para outros mercados, com um modelo que alia inovação, impacto social e escalabilidade. Uma discussão essencial para quem acompanha de perto a evolução das finanças embarcadas! Confira!****[ENG] Recorded live onstage at Money20/20 in Las Vegas, this special episode of Fintech Talks brings together Bruno Diniz (Spiralem), Caroline Hees (BYX) and Lucca Orlandini (180 Seguros) to explore how Brazil is operationalizing embedded finance and ecosystem orchestration at scale.The conversation dives into how the combination of credit, insurance, and regulatory infrastructure (such as Pix and Open Finance) is unlocking new paths for financial inclusion, connecting data, origination, and funding in an integrated way.We discuss the role of “worker's credit” as an entry point into financial ecosystems, the strategic use of credit life insurance as a stabilizing layer, and the growing impact of AI in personalizing risk and automating processes.Throughout the episode, the guests highlight how Brazil's real-world progress offers valuable lessons for other markets — with a model that blends innovation, social impact, and scalability.A must-watch discussion for anyone following the evolution of embedded finance. Check it out!
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For episode 627 of the BlockHash Podcast, host Brandon Zemp is joined by Sara Madden, CISO of Convera.Convera is a global leader in commercial payments. With an unrivaled regulatory footprint and a financial network spanning more than 140 currencies and 200 countries and territories, they're reimagining the future of business payments to better serve their customers. Their tech-led payment solutions are built on deep expertise in foreign exchange, risk management, and compliance - helping businesses grow with confidence. From small businesses to CFOs and treasurers, they make business payments simple, smart, and secure.⏳ Timestamps: (0:00) Introduction(0:53) Who is Sara Madden?(2:45) Convera at Money20/20(4:54) Convera report on fraud prevention(7:08) AI arms race(10:02) Importance of data sharing in fraud prevention(13:50) Future of Fraud Defense in Finance(17:05) Convera in 2026(18:52) Convera website & social media
Our fourth and final episode from Money20/20 USA, the second of two recorded in partnership with Newline by Fifth Third. In this final from the conference, Russell Goldsmith and Graham Barrett chat with: 1/ Kash Razzaghi, Chief Commercial Officer, Circle 2/ Aleksandra Teichman, SVP, Embedded Finance and Banking Strategy, MAPP Advisors 3/ Nick Stanescu, EVP & Chief FedNow Executive, Federal Reserve Financial Services Our guests explore the seismic shifts shaping the payments ecosystem. From blockchain's role as the new backbone of finance, to the rise of embedded banking and the rollout of FedNow's real-time infrastructure, we discuss how innovation, regulation, and instant settlement are redefining the movement of money across the globe.
For episode 626 of the BlockHash Podcast, host Brandon Zemp is joined by Andrew Begin, CSO at Galoy.Galoy is building banking software for the Bitcoin Age. Its cloud-native products help banks, fintechs and startups get to market quickly with solutions like bitcoin backed lending, bitcoin deposit accounts, on-chain & lightning payments and more. ⏳ Timestamps: (0:00) Introduction(1:20) Who is Andrew Begin?(3:27) What is Galoy?(4:15) Galoy at Money20/20?(7:54) Galoy product suite(9:16) Bitcoin Loans platform(11:18) Galoy use-cases/partners(12:32) Crypto regulatory change in the U.S.(14:00) Next steps for Bitcoin(17:32) Galoy in 2026
Our third episode from Money20/20 USA and the second of two recorded in partnership with Sumsub and their What the Fraud? podcast. We hand over hosting duties to Anastasia Shvechkova, Sumsub's, Sales Director for the Americas who chats to leading industry voices including: 1/ Jennifer Lassiter, Head of Digital Assets for Europe and Americas, Standard Chartered 2/ André Peixoto, Director of Operations, Ebanx 3/ Craig Timm, Sr. Director of AML, ACAMS 4/ Brigette Korney, Global Head of Risk, Adyen 5/ Nathan Marion, Head of B2B, Nubank We dive into the modernization of dollar infrastructure, fraud in emerging markets, the reshaping of AML expectations, unified data strategies, Web3 compliance, BNPL risk and the accelerating influence of AI across global payments. A wide-ranging look at the shifts redefining trust, innovation and financial crime prevention.
Our second episode from Money20/20 USA 2025 and the first of two recorded in partnership with Sumsub and their What the Fraud? podcast. We hand over hosting duties to Anastasia Shvechkova, Sumsub's, Sales Director for the Americas who chats to leading industry voices including: 1/ Samant Nagpal, Head of Payments & Risk, Gusto 2/ Mira Srinivasan, Chief Risk Officer, Bluevine 3/ Luke Tuttle, Chief Product & Technology Officer, MoneyGram 4/ Billi Jo Wright, Chief Risk & Compliance Officer, Worldpay for Platforms Together they discuss how AI is reshaping fraud, why trust is becoming the new competitive currency, and what risk and compliance leaders must do to stay ahead. From deepfakes and synthetic documents to agentic AI, cross-border payments innovation and the evolving role of risk teams, this episode explores the technologies and strategies defining the future of financial security.
For episode 624 of the BlockHash Podcast, host Brandon Zemp is joined by Kelsey Nicol, Director of Corporate Legal for Thomson Reuters.Thomson Reuters (TSX/NDAQ: TRI) informs the way forward by bringing together the trusted content and technology that people and organizations need to make the right decisions. We serve professionals across legal, tax, accounting, compliance, government, and media. Our products combine highly specialized software and insights to empower professionals with the data, intelligence, and solutions needed to make informed decisions, and to help institutions in their pursuit of justice, truth, and transparency. Reuters, part of Thomson Reuters, is a world leading provider of trusted journalism and news. ⏳ Timestamps: (0:00) Introduction(1:02) Who is Kelsey Nicol?(2:07) Thomson Reuters at Money20/20(2:56) How to manage compliance globally(4:10) Reuters investing $200M in AI(5:49) Agentic AI use-cases(7:48) Solutions for small businesses(9:07) Future of Compliance(10:25) Thomson Reuters roadmap for 2026(11:26) Thomas Reuters website & socials
One of the biggest banking and payments conferences, Money 20/20, has wrapped up and the enthusiasm for all things stablecoin has continued. Jordan McKee, Sampath Sharma and McKayla Wooldridge return to discuss how this is evolving with host Eric Hanselman. The cryptocurrency has become the buzzy headline in so many of the conversations at Money 20/20. But consumers are still wary of stablecoins and the larger questions is around how financial services companies will deliver valuable services using them. Unlike previous years, there were no dark clouds hovering over the payments markets. The industry is generally upbeat and starting to embrace agentic AI. Efforts are underway to standardize agent-driven commerce with the Agentic Commerce Protocol (ACP). It's a point of cooperation across payments companies that normally compete for share of consumer wallets. There's still work to be done in developing governance mechanisms for agentic transactions and those efforts will also need to build consumer trust. More S&P Global Content: Inside the role of payments manager: Responsibilities, KPIs and strategy Next in Tech | Ep. 239: Stablecoins For S&P Global subscribers: Interest in stablecoins and agentic commerce tempered by caution – Highlights from VoCUL: Connected… Data Insight: Cross-border payments volume to surpass $17 trillion by 2030 Cross-Border Payments Market Monitor & Forecast - Data Visualization Cross-border payments, stablecoins generate buzz at a low-key Money20/20 Asia Credits: Host/Author: Eric Hanselman Guests: Jordan McKee, Sampath Sharma, McKayla Wooldridge Producer/Editor: Feranmi Adeoshun Published With Assistance From: Sophie Carr, Kyra Smith
For episode 623 of the BlockHash Podcast, host Brandon Zemp is joined by Scott Meadows, Head of Business Development at Coinbase. Scott discusses Coinbase’s plans around stablecoin infrastructure at both a consumer and institutional level, the role of the base network and how Coinbase plans to expand its product offerings heading into 2026. ⏳ Timestamps: (0:00) Introduction(0:55) Who is Scott Meadows?(2:33) Coinbase at Money20/20(5:30) New Coinbase Credit Card(6:35) Role of Coinbase in Stablecoin Infrastructure(9:06) Coinbase Developer Portal(10:34) Base Network(12:53) Future of Ecommerce(15:07) Crypto adoption among institutions(18:15) Coinbase roadmap for 2026(20:07) How to keep up with Coinbase(21:08) How to contact Coinbase for partnerships
Recorded live at Money20/20 USA in partnership with Newline by Fifth Third, Russell Goldsmith and Graham Barrett explore the transformative forces driving the payments landscape. Fifth Third's SVP, General Manager, Tom Bianco discusses the Comerica acquisition, balancing innovation with stability, and the power of strategic fintech partnerships. Brian Dammeir, Head of Payments and Financial Management at Plaid dives into the growth of open banking and the role of trust and data in pay-by-bank adoption, while Ran Goldi, SVP Payments & Network at Fireblocks explains how digital assets, stablecoins and tokenisation are redefining banking infrastructure. An inside look at how traditional institutions and fintechs are collaborating to build the next generation of financial services.
For episode 622 of the BlockHash Podcast, host Brandon Zemp is joined by Eli Danziger, Head of Product for North America for Xero to discuss their new superagent called JAX. ⏳ Timestamps: (0:00) Introduction(1:04) Who is Eli Danziger?(3:13) Superagent JAX(5:32) How customizable is JAX?(7:32) JAX built into Xero ecosystem(8:18) JAX use-cases(9:47) Ensuring JAX is safe for users and businesses(12:48) Xero at Money20/20(14:17) Xero roadmap(15:12) Get in contact with Xero
For episode 621 of the BlockHash Podcast, host Brandon Zemp is joined by Smitha Purohit, Senior Director of Crypto Product at PayPal to discuss how PayPal is positioning itself in the age of Stablecoins with PYUSD, their new product called Payment Links, the future of Agentic Ecommerce and the Fintech trends they see heading into 2026. ⏳ Timestamps: (0:00) Introduction(0:55) Who is Smitha Purohit?(2:36) PayPal at Money20/20(3:42) PYUSD and the rise of Stablecoins(8:56) Payment Links for P2P transactions(10:24) FinTech Trends in 2026(12:55) Agentic ecommerce(14:35) PayPal’s plans for 2026
Welcome back to Fintech Takes. I'm Alex Johnson, joined (as always) by my Jason Mikula, my partner in recapping, but this time we recorded live from the floor of Money20/20 in Vegas! Expect a shorter and more caffeinated episode where we riff topic to topic, grab bag style. First up, no surprise that AI was the buzzword, especially agentic AI. Conversations this year felt more grounded (not “we're doing AI,” but which use cases make sense and which don't; folks finally have better language and specificity to describe it). Then it's onto the second buzziest topic: stablecoins (mostly cross-border payments and digital dollars in inflation-hit economies), while our friends at the Fed manned a booth pitching “faster payments,” which felt charmingly out of time. Next, we check in on open banking's 14,000 comment letters, where big banks demand cost recovery, Plaid wants free access, and small banks want help surviving. From there, we fly past BaaS Island at warp speed (Evolve Bank's latest unwanted headline!) for a deep dive into the newest Silicon Valley-meets-OCC experiment: Erebor Bank. Founded by Palmer Luckey, financed by tech money, and conditionally approved in record time (raising questions about pay-to-play politics in banking charters). Plus, in our Can't Let It Go corner: Jason vents about the corrosive influence of crypto lobbying, and I read a truly cursed news item: Truth Social launching “Truth Gems,” a crypto prediction-market where users can bet on the future of… anything! (Yes, it's as bad as it sounds.) Thanks for listening! This episode was brought to you by Marqeta. Don't sacrifice agility for stability. With Marqeta, launch payments experiences that perform at scale and flex with your business. Learn more at marqeta.com/ftt. Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Jason: Newsletter: https://fintechbusinessweekly.substack.com/ LinkedIn: https://www.linkedin.com/in/jasonmikula/ Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson
For episode 620 of the BlockHash Podcast, host Brandon Zemp is joined by Rens Troost, Founder & CTO of Rational Exponent.Their flagship platform, RE:Agent, empowers customers to adapt quickly to evolving regulatory requirements with actionable intelligence, dynamic controls, and strategic risk insights embedded directly into operational workflows. Purpose-built for scalability, transparency, and agility, Rational Exponent makes it possible for organizations to maximize operational performance and accelerate growth while remaining grounded in prudent, compliant risk management. Rens brings 30+ years of leadership experience, from early-stage startups to NASDAQ-listed companies. He's a repeat founder, board member, and CTO for Rational Exponent, an AI-native fintech company coming out of Stealth to start the movement for building banks of the future. ⏳ Timestamps: (0:00) Introduction(0:57) Who is Rens Troost?(3:21) What is RE:Agent?(6:36) RE:Agent use-cases(10:42) Impact of AGI(14:38) Guardrails for AGI(20:14) Goals at Money20/20(23:05) Contact Rational Exponent
In this episode, Veronique Steiner, head of EMEA Innovation Economy, and Lori Schwartz, global head of Treasury Services, sit down at Money20/20 Middle East in Riyadh to discuss the trends shaping the region's financial system. Together, they explore the rapid growth of financial services in the Middle East, the impact of technology on cross-border payments and the importance of striking a balance between security and innovation in a fast-changing landscape. Hear insights on the future of fintech, the role of open banking and how J.P. Morgan Payments is helping clients navigate new opportunities in Saudi Arabia and beyond. This episode was recorded on September 15, 2025. J.P. Morgan and third parties listed on this page have not entered into a legal partnership to provide the services described above. Third party trademarks, brand names, and descriptions of products and services that appear on this page are provided by the respective third party. J.P. Morgan is not liable or responsible for such trademarks, brand names, descriptions of products, companies and or services. J.P. Morgan may generate profit from the use of any services or products provided by the third parties. Nothing in this material shall be taken as an endorsement of any third party or advice on the suitability of the third party's services for the client. You shall make an independent determination for selection of the services provided by the third parties. Neither J.P. Morgan, nor its affiliates, shall be liable to you for any loss or liability suffered by you from the use of the third party's services. The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information's accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any Future capabilities of mobility payment systems are under development; features and timelines are subject to change at the Bank's sole discretion. © 2025 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured. Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.
Listen and subscribe on Apple Podcasts | SpotifyHey all, Jason here.In this episode recorded live in Las Vegas this Tuesday during Money20/20, I had the chance to talk with Oscilar cofounder and CEO Neha Narkhede. We had the chance to discuss:* Neha's background as co-creator of Apache Kafka and cofounder of Confluent, which eventually scaled to a $10 billion IPO* How Oscilar is helping both fintechs and banks — including household names like Sofi — to power real-time risk stacks* Thinking about risk as a data and AI problem* Why organizations need to move beyond point solutions and data silos to manage risk effectively* The importance of real-time decisioning across the customer lifecycle, from onboarding/KYC to fraud, credit risk, and transaction monitoring* And more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe
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In a series of podcasts taped live at 2025's Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou talks with Alkali Technology founder Stephen Bohanon, who shares the story of how his company has grown since 2009 from a feisty startup to an industry leader. He also discusses the unique approach Alkami takes to create its collaborative, energized work environment that borrows from backstory of medieval alchemy.
In a series of podcasts taped live at 2025's Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. One conference speaker making waves is John Patton, Founder and Executive Director of Street Charity in Atlanta. Patton shares the story of how his desire to help the homeless turned into an initiative, backed by Discover, to create prepaid $5 food cards. It's a generous alternative that sidesteps cash, which is often used to purchase drugs and alcohol--and a brilliant use of fintech to support the greater good.
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The world of cryptocurrencies has seen no shortage of upheaval, but regulatory clarity that has arrived with recent legislation has created opportunities. Stablecoins are an area that's seeing renewed interest in FinTech as a means of reducing friction for global payments. Jordan McKee, Sampath Sharma and Nathan Stovall return to the podcast with host Eric Hanselman to look at how stablecoins are being put to work and how they're being used. For applications like cross border trade and the remittances trade, stablecoins can increase speed and potentially reduce costs. They can be considered another payment rail through which to conduct business. Stablecoins are not without challenges. There are regulatory imperatives to be met, like anti-money laundering (AML) and know your customer (KYC). Trust needs to be built in the market and education is needed around their potential benefits and risks. Traditional banks are getting involved, but they have additional stumbling blocks. There are technical hurdles, such as the readiness of backend systems to handle the higher precision values of stablecoins. And there are new concerns around custody risk, as handling wallets and the enhanced security required are new skills for many. The potential benefits and lucrative markets may give them enough incentive to take the plunge. More S&P Global Content: US banks maintain favorable earnings while confronting economic uncertainty Money20/20 Europe 2025: Key trends and developments Balance sheet, M&A and capital raising strategies for a volatile environment Next in Tech | Ep. 230: FinTech Advances Street Talk | Episode 142: Despite Looming Rate Cuts, Strong Deposit Franchises Still Take The Cake For S&P Global subscribers: Data Insight: Cross-border payments volume to surpass $17 trillion by 2030 Cross-Border Payments Market Monitor & Forecast - Data Visualization Cross-border payments, stablecoins generate buzz at a low-key Money20/20 Asia Tariffs create urgency for payment optimization strategies among large merchants, SMBs Credits: Host/Author: Eric Hanselman Guest: Jordan McKee, Sampath Sharma, Nathan Stovall Producer/Editor: Feranmi Adeoshun Published With Assistance From: Sophie Carr, Kyra Smith
In This Episode Dr. Antoine Khadige, Senior Partner at Strategy+ GCC, and Mohamed AlSabea, Chief of Staff and Chief Strategy Officer at barq, join host Brett King for a special episode, live from The Money Pot studio at Money20/20 Middle East in Riyadh, Saudi Arabia. Together, they share insights on the Gulf's fintech transformation and on Riyadh's growing reputation as the gateway to one of the world's fastest-moving financial markets, where global players and regional decision-makers come together to build what's next. It's an interesting discussion as the trio unpack Saudi Arabia's dynamic fintech ecosystem and share the success story that is barq. Barq is the fastest growing private wallet / digital bank in the world with 8M users in just 1 year. They share insights on barq's success, some of its secret sauce and plans for the future. Regulation, digital infrastructure, youthful demographics and public trust have made the GCC a fertile ground for next-generation finance. From embedded finance and AI-driven personalization to the region's broader Vision 2030 transformation, this conversation captures the determination and optimism fueling Saudi Arabia's emergence as a global fintech powerhouse. Is the Gulf the “new Europe” for fintech innovation? With determination and bold leadership driving transformation, the region's financial future is only beginning.
For episode 612 of the BlockHash Podcast, host Brandon Zemp is joined by Scarlett Sieber, Chief Strategy and Growth Officer for Money20/20. ⏳ Timestamps: (0:00) Introduction(1:39) Who is Scarlett Sieber?(3:30) What is Money20/20?(4:56) FinTech trends in 2025(7:54) What to look forward to at Money20/20 in Las Vegas(10:05) AI Trends in TradFi(11:48) Stablecoin Trends in TradFi(13:30) Money20/20 globally(16:02) Future vision of Money20/20(18:42) Learn more about Money20/20
Internationally recognized thought leader and speaker, Michelle Beyo has graced prestigious stages worldwide, including Santa Barbara TEDx, Money20/20, Fintech Meetup, and Open Banking Expo, sparking dialogue on finance's future. A dedicated mentor and Money20/20 RiseUp alum, she serves on the Advisory Boards of Tillo Rewards and VoPay. As President and Board Member of Open Banking […] The post Fintech South 2025: Michelle Beyo with Finavator appeared first on Business RadioX ®.
// GUEST //The Doa of Bitcoin: https://www.amazon.com/dp/B0CXPJ28GVWebsite: https://lanternbitcoin.com/Block Rewards: https://blockrewards.ca/X: https://x.com/lanternbitcoinLinkedIn: https://www.linkedin.com/in/scottdedels/Instagram: https://www.instagram.com/block_rewards // SPONSORS //iCoin: https://icointechnology.com/breedloveCowbolt: https://cowbolt.com/Heart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/Blockware Solutions: https://mining.blockwaresolutions.com/breedloveIn Wolf's Clothing: https://wolfnyc.com/Onramp: https://onrampbitcoin.com/?grsf=breedloveMindlab Pro: https://www.mindlabpro.com/breedloveCoinbits: https://coinbits.app/breedloveThe Farm at Okefenokee: https://okefarm.com/Orange Pill App: https://www.orangepillapp.com/ // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedloveLineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/Salt of the Earth Electrolytes: http://drinksote.com/breedloveJawzrsize (code RobertBreedlove for 20% off): https://jawzrsize.com // UNLOCK THE WISDOM OF THE WORLD'S BEST NON-FICTION BOOKS //https://course.breedlove.io/ // SUBSCRIBE TO THE CLIPS CHANNEL //https://www.youtube.com/@robertbreedloveclips2996/videos // TIMESTAMPS //0:00 - WiM Episode Trailer1:06 - Bitcoin, Time, and the Invention of the Clock12:40 - Time Preference and Money20:26 - iCoin Bitcoin Wallet21:55 - Cowbolt: Settle in Bitcoin23:10 - Fiat as Time Theft Technology30:45 - Entropy: The Problem Bitcoin is Solving33:42 - The Clock and Central Banking39:02 - Dwelling on the Past, Anxious About the Future47:17 - “You'll Own Nothing and Be Happy?”49:52 - Heart and Soil Supplements50:52 - Mine Bitcoin with Blockware Solutions51:54 - Bitcoin Changes Everything58:04 - China's Relationship with Bitcoin1:03:33 - When Will Hyperbitcoinization Happen?1:23:07 - Helping Lightning Startups with In Wolf's Clothing1:23:59 - Onramp Bitcoin Custody1:25:56 - Hyperinflation and Bitcoin1:33:10 - Memory and Money1:36:33 - Entropy in Information Theory vs Thermodynamics1:44:17 - Why People Resist Bitcoin1:52:11 - Mind Lab Pro Supplements1:53:23 - Buy Bitcoin with Coinbits1:54:33 - Bitcoin is Globalizing Consciousness2:09:01 - The Dao of Bitcoin2:21:53 - The Farm at Okefenokee2:23:03 - Orange Pill App2:23:31 - The Map is Not the Territory2:27:01 - The Dao of Everything2:29:27 - The Hidden History of Tartaria2:41:22 - Where to Find Scott Dedels // PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsERSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL //Breedlove X: https://x.com/Breedlove22WiM? X: https://x.com/WhatisMoneyShowLinkedin: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22Substack: https://breedlove22.substack.com/All My Current Work: https://linktr.ee/robertbreedlove
The FinTech market has seen considerable upheaval in activity and valuations. But spring may be coming to the funding winter that FinTech has seen and Jordan McKee and Sampath Sharma return to examine the green shoots with host Eric Hanselman. Data platforms, payment rails and insurance tech are seeing renewed interest, while riskier areas, like lending, are not seeing the same focus. FinTech companies are looking at addressing infrastructure and process challenges faced by the banking sector as they transition to the world of instant payments. Interest in cryptocurrency is roaring back, particularly in stablecoins. The U.S. GENIUS Act has delivered a framework for their use and opened the door to new experimentation. It's another area where FinTech's have an infrastructure opportunity, as a number of FinTech companies already have stablecoin experience and can put it to work for their banking partners. All of this and more will also be on the agenda for the upcoming Banking Infrastructure Modernization webinar at the link below. More S&P Global Content: Upcoming FinTech Webinar: Banking Infrastructure Modernization: Building for Instant Payments Money20/20 Europe 2025: Key trends and developments National Retail Federation looks to revitalize the modern commerce experience Fintech funding falls 42% to $35B in 2023, but downturn may be nearing end For S&P Global Subscribers: Tech Trend in Focus: Payment orchestration Cross-border payments, stablecoins generate buzz at a low-key Money20/20 Asia Real-time payments, stablecoins draw VC attention in Q3 2024 fintech funding 2025 Trends in Fintech Credits: Host/Author: Eric Hanselman Guests: Jordan McKee, Sampath Sharma Producer/Editor: Adam Kovalsky Published With Assistance From: Sophie Carr, Feranmi Adeoshun, Kyra Smith
AI is already reshaping financial services, but its power demands responsibility. This discussion introduces five essential principles for responsible AI—focusing on transparency, robustness, fairness, security, and real-world testing. You will learn how to detect bias, embed governance from the start, ensure explainability, create auditable frameworks, and collaborate securely. Feedzai CEO Nuno Sebastiao and AWS Banking Lead Michael Araneta share practical advice and real-world examples on how to build ethical, trustworthy AI and secure cloud environments that safeguard transactions from financial crime.The discussion is moderated by Nicole Bodack, Managing Director, Accenture. Today's episode is a special edition recorded live at Money20/20 Asia. Are you getting every episode of Digital Transformation & Leadership in your favourite podcast player? You can find us Apple Podcasts and Spotify to subscribe.
AI isn't just a tool — it's a weapon used by both fraud fighters and fraudsters. In this second of two special crossover episodes of the c-suite podcast and Sumsub's 'What The Fraud?', Recorded live at Money20/20 Europe in Amsterdam, industry leaders break down the battle lines. Once again, we handed over hosting duties to 'What the Fraud?' presenter, Thomas Taraniuk, who was joined by the following guests: 1/ Spencer Hanlon, Chief Operating Officer, Nium 2/ Clarena Furtado, Head of Online International Business, PagSeguro 3/ Ian Morrin, Head of Payments & Platforms, Tink 4/ Darek Paleczny, Chief Risk & Compliance Officer, Worldline
AI, fraud, compliance, and the future of fintech take centre stage in this special crossover episode of the c-suite podcast and Sumsub's 'What The Fraud?' recorded live at Money20/20 Europe in Amsterdam. We hand over hosting duties to 'What the Fraud?' presenter, Thomas Taraniuk, who was joined by the following guests: 1/ Mitch Trehan, Chief Compliance Officer, Allica Bank 2/ Daniele Tonella, Chief Technology Officer, ING 3/ Katherine Yeung, Chief Risk & Compliance Officer, 10x Banking 4/ David McHenry, Managing Director, Head of Global Treasury & Payments Advisory - UK, HSBC Innovation Banking 5/ Lee McNabb, Head of Group Payment Strategy, NatWest
Explore the biggest fintech trends shaping the future of global payments in our fifth episode recorded live at Money20/20 Europe in Amsterdam. In this exclusive set of interviews for the c-suite podcast, produced in partnership with LHV Bank and recorded on their booth at event, we talk about partnerships, consumer behaviour, regulation and blockchain, diving deep into what's next in payments. Our guests for this episode were: 1/ Moshe Winegarten, CRO, Ecommpay 2/ Angela Hull, VP Global Payment Partners, PPRO 3/ Robert Kraal, Co-Founder, Silverflow 4/ Asya Karakus, Head of Payment Partnerships, SumUp 5/ Phil Harding, Commercial Director, Cashflows
Discover how fintech leaders are reshaping the financial landscape with embedded finance, open banking, and powerful tools for SMBs in our fourth episode from Money20/20 Europe 2025. In this exclusive set of interviews for the c-suite podcast, produced in partnership with LHV Bank and recorded on their booth at event in Amsterdam, we talk about the trends driving real innovation in financial services. Our guests for this episode were: 1/ Anita Paju, Director of Banking Services, LHV Bank 2/ John O'Beirne, CEO, Square International 3/ Joëlle Bønding, VP Vertical Strategy, Platforms & Financial Services, Adyen 4/ Grant Evans, VP Partnerships, Worldpay 5/ Scott Dawson, CEO, Decta
In our third episode from Money20/20 Europe 2025, industry leaders break down the terrifying rise of deepfakes, synthetic IDs, authorised push payment scams, and GenAI fraud. Produced in partnership with LSEG Risk Intelligence, who provide a range of solutions to help organisations effectively navigate risks and reduce fraud. The event took place at the RAI in Amsterdam. Our guests for this episode were: 1/ Iana Dimitrova, CEO, OpenPayd 2/ Pablo Villegas Garcia, EMEA Payments Head, AWS 3/ Eliza Wyman, Product Director, Identity and Fraud, Experian 4/ Shachar Bialick, Founder & CEO, Curve 5/ Gabriela Nistor, CEO, Salt Bank
Our second episode from Money20/20 Europe 2025, produced in partnership with LSEG Risk Intelligence, who provide a range of solutions to help organisations effectively navigate risks and reduce fraud. The event took place at the RAI in Amsterdam. Our guests for this episode were: 1/ Dal Sahota, Global Director - Trusted Payments, LSEG Risk Intelligence 2/ Emilie Mathieu, General Counsel, Checkout.com 3/ Ivan Stefanov, CEO, Noto 4/ Samina Hussain-Letch, Executive Director, Head of Payment Partners & Operations UK, Square 5/ Gus Tomlinson, Managing Director Identity Fraud, GBG 6/ Martin Parzonka, VP Product, PensionBee
Our first episode from Money20/20 Europe 2025, this one produced in partnership with LSEG Risk Intelligence, who provide a range of solutions to help organisations effectively navigate risks and reduce fraud. The event took place at the RAI in Amsterdam. Our guests for this episode were: 1/ David White, Global Head of Product & Data, LSEG Risk Intelligence 2/ Ugne Buraciene, Group CEO, payabl. 3/ Pavan Ramkishan Bachwal, Head of Ericsson Financial Services, Ericsson 4/ Denise Johansson, Co-Founder and Co-CEO, Enfuce 5/ Darek Paleczny, Chief Risk & Compliance Officer, Worldline 6/ Eline Blomme, Chief Strategy & Product Officer, acquired.com 7/ Daniel Kornitzer, Head of Global Partnerships, Ebanx
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Let us know your thoughts. Send us a Text Message. Follow me to see #HeadsTalk Podcast Audiograms every Monday on LinkedInEpisode Title:
In this episode of Tech Talks Daily, I am joined by Scarlett Sieber, Chief Strategy and Growth Officer at Money20/20, to explore the key trends shaping finance's future. As Money20/20 Europe celebrates its 10th anniversary, Scarlett provides a detailed preview of what we can expect from this year's event, bringing together over 8000 senior industry leaders to discuss the evolving landscape of fintech, regulation, and technology. Money20/20 Europe is not just a conference. It is a critical platform for addressing the big questions about where money, tech, and regulation are headed. Scarlett highlights the growing collaboration between traditional banks and fintech companies, calling it the "golden era" of partnerships. This shift drives innovation, and we discuss how these partnerships are evolving to enable more personalized, efficient financial services for businesses and consumers alike. A significant focus of our conversation is the rise of stablecoins, which are transforming cross-border payments in ways similar to how the internet changed the telecom industry. We talk about the regulatory challenges that need to be addressed to fully harness their potential and ensure their adoption on a global scale. Scarlett also shares insights into how AI revolutionizes financial services, enabling more intelligent, automated solutions while raising important questions about trust, data privacy, and security. We also discuss the impact of the UK's post-Brexit regulatory flexibility, with Scarlett explaining how this presents a unique opportunity for the UK to lead in fintech innovation. However, she points out that policy execution must keep pace with technological advancements. Tune in for a conversation about the future of fintech and a timely preview of Money20/20 Europe, where innovation and regulatory discussions will define the next wave of financial services.
Host Don Ginsel speaks with Jos van Kerkhof, Country Manager at Visa Netherlands, about key developments in fintech across Europe. They discuss Visa's strong growth in the Dutch market, innovations in fraud prevention, and the rollout of Visa Debit to align with local payment habits. The conversation also covers broader industry trends, including the growing role of AI in commerce, such as Google's new shopping agent and Visa's own intelligent commerce initiative. Jos shares insights on the maturing crypto space, including Visa's stablecoin initiatives and Coinbase's commendable response to a recent data breach. They examine the rise of stablecoins, the impact of EU regulation like MiCA, and the potential for blockchain-based infrastructure to transform payments. The episode also highlights the importance of digital wallets, Europe's push for greater payment sovereignty, and Visa's vast global money movement network. Both guests look ahead to Money20/20 Europe in Amsterdam, where the industry will gather to shape fintech's future.
In this episode of Digital Transformation & Leadership Danny talks to Rohan Dhanuka.Rohan leads a team that spearheads Google's AI efforts for large enterprise clients in the Financial Services, CPG and Telco sectors. Responsible for driving customer growth and revenue by bringing the best of Google to clients. Rohan is a prominent voice in the intersection of AI, marketing, and digital transformation in Southeast Asia. He has been featured in Google's thought leadership platforms, such as Think with Google, where he discusses AI adoption in finance marketing . He has also spoken at and chaired industry events like Money20/20 Asia, The MarTech Summit Singapore and the Singapore FinTech Festival.In the episode Danny and Rohan discuss how to reinvent a career & navigating industry disruption:How to evaluate career moves in terms of risk vs. opportunityHow Google has changed over the past 7 yearsHow the role of banks in fintech innovation has evolvedInsights on how AI is enabling banks to leverage their vast datasets in new waysTraditional banks vs. fintechs in terms of competitive advantageThe biggest misconception FSI has about marketing todayRedesigned life around fewer but deeper relationshipsAnd more...Are you getting every episode of Digital Transformation & Leadership in your favourite podcast player? You can find us Apple Podcasts and Spotify to subscribe.
Let us know your thoughts. Send us a Text Message. Follow me to see #HeadsTalk Podcast Audiograms every Monday on LinkedInEpisode Title:
We know about romance scammers like the Tinder Swindler, who steal money from people they're dating… but what do you do if you're married to that person? And how do you trust anyone ever again? That's what Mary Bonnet had to ask herself when she found herself in a toxic relationship and a victim of financial abuse. You know Mary from Netflix's Selling Sunset, and today, Nicole and Mary do talk about the show— but they also talk about everything in Mary's life that happened before the cameras started rolling. They talk about how Mary's second husband racked up nearly six figures of credit card debt in her name, how that experience impacted her relationship with her husband now, and what the heck is going on with the Selling Sunset cast. Read Mary's new book here: https://www.harpercollins.com/products/selling-sunshine-mary-bonnet?variant=42536247361570 $ Take control of your finances by using a Chime checking account with features like no maintenance fees, fee-free overdraft up to $200, or getting paid up to two days early with direct deposit. Visit: http://chime.com/MNN $ Looking for the perfect holiday gift for your coworkers, friends, and everyone in between? Choose Nicole's favorite wine, Justin. Get 20 percent off your order for a limited time with the code “MONEY20” at http://justinwine.com/ $ Ready to find a financial advisor that's right for your financial goals? Get matched with a trusted, vetted financial advisor at: http://moneypickle.com/MNN All investment strategies involve risk of loss. The information shared in this podcast is for informational and entertainment purposes only. Listeners should do their own research and consult a financial advisor before making any investment decisions. See terms for additional details: https://moneynewsnetwork.com/terms/