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In this second special collaboration with Sumsub's What the Fraud? podcast, we close out our Money20/20 Europe series with our 8th episode from the show - a deep exploration of how AI, digital identity and agentic commerce are reshaping trust across global financial services. From neobanks rethinking what “trust by design” really means, to product leaders tackling fragmentation, to regulators navigating cross‑border complexity, this episode brings together five voices defining the next era of intelligent, secure and human‑centred finance. Tom Taraniuk, Head of Partnerships at Sumsub took on hosting duties and was joined by: 1/ Mette Gade, CPO, Lunar 2/ Breno Oliveira, Chief Product Officer, payabl. 3/ Bankole Falade, Chief Legal, Regulatory Affairs & Public Policy Officer, Flutterwave 4/ Conny Ploth, Vice President, Global AI Transformation, Santander 5/ Antoine Dauchy, Product Leader, FLOA
In this first of two special episodes recorded in partnership with Sumsub's What the Fraud? podcast, and our seventh recorded at Money20/20 Europe, we explore the rapidly shifting landscape of AI‑driven fraud, digital trust, global onboarding and cross‑border financial access. From foundation models powering entire payment stacks to the rise of agentic commerce and the operational realities of scaling internationally, this episode brings together four leaders working at the front line of financial crime prevention and global payments innovation. Tom Taraniuk, Head of Partnerships at Sumsub took on hosting duties and was joined by: 1/ Georgios Kolovos, Payments & FinTech Leader, NVIDIA 2/ Joe Wilson, Chief Evangelist, bunq 3/ Rik Goslinga, Vice President, Account Management, EMEA, Adyen 4/ Ivan Zhiznevsky, Founder & Chief Executive Officer, 3S Money
In our sixth episode from Money20/20 Europe and the third produced in partnership with LSEG Risk Intelligence, we sit down with six leaders working at the intersection of digital identity, fraud prevention, regulatory transformation and global payments infrastructure. Graham Barrett was was joined by: 1/ Theo Bowden, Senior Product Manager, LSEG Risk Intelligence 2/ Marjan Delatinne, Managing Director Sales and Business Development, Europe, Eastnets 3/ Bankole Falade, Chief Legal, Regulatory Affairs & Public Policy Officer, Flutterwave 4/ Todd Clyde, CEO, Token.io 5/ Kevin Burke, Head of Strategic Partnership, Mangopay 6/ Gordon Stuart, SVP, Fintech & Embedded Services, Sage Across digital ID wallets, verifiable credentials, African cross‑border interoperability, open finance, marketplace onboarding and embedded fintech, this episode explores how identity is rapidly shifting from a compliance checkbox to the foundational trust layer of global commerce.
Recorded on the LHV Bank booth at Money20/20 Europe in Amsterdam, this third episode in our LHV‑partnered series, and fifth from the show, brings together six leaders shaping the future of global payments, settlement infrastructure, embedded finance and AI‑powered financial services. From omnichannel acquiring and stablecoin settlement to government‑vs‑fintech payment models, pan‑European scaling and the next wave of travel‑commerce innovation, this episode captures the most forward‑looking conversations from the show floor. Russell Goldsmith was joined by: 1/ David Jofre Tejada, SVP, Business Development, Shift4 2/ Nabil Manji, Executive Lead, Enterprise Growth & Partnerships, Global Payments 3/ Ugne Buraciene, CEO, Payabl. 4/ Konstantin Stiskin, Co-Founder, Supervisory Board Chairman, Finom 5/ Romain Berthome, Director of Product, Booking.com 6/ Lloyd Hutchinson, Chief Commercial Officer, Enfuce A fast‑paced, insight‑rich episode exploring the technologies, regulatory shifts and commercial models defining the next generation of global payments and financial infrastructure.
In this second Money20/20 Europe episode produced in partnership with LSEG Risk Intelligence, and our fourth from the show, we explore the escalating arms race between fraudsters and defenders, and the new trust infrastructure required to keep global payments, identity and digital assets secure. From AI‑powered scams and behavioural risk signals to cross‑border liquidity, deepfake‑driven onboarding attacks and the merging of TradFi and DeFi, this episode brings together leaders on the front line of financial crime, payments and crypto. Graham Barrett was joined by 1/ Vanessa Hurdowar, Sales Director, LSEG Risk Intelligence 2/ Will Marwick, Chief Executive Officer, IFX Payments 3/ Yair Tal, Chief Executive Officer, Au10Tix 4/ Carol Grunberg, Chief Partnerships Officer, Au10Tix 5/ Keith Grose, Senior Country Director UK, Coinbase 6/ Robert Bueninck, CEO, Unzer 7/ Alex Kopferschmitt, Strategic Partnerships Manager, TRM Labs A fast‑moving, insight‑rich episode capturing the biggest risk, identity and fraud themes dominating Money20/20 Europe and what the industry must build next to stay ahead.
Recorded on the LHV Bank booth at Money20/20 Europe in Amsterdam, this second episode in our LHV‑partnered series, and our third episode from the event brings together six leaders shaping the future of global payments, embedded finance, and AI‑driven commerce. Russell Goldsmith was joined by: 1/ Daniel Kornitzer, Head of Global Partnerships, Ebanx 2/ Kunal Galav, VP of Pleo Embedded, Pleo 3/ Sophie Condie, Chief Executive Officer, Shieldpay 4/ John O'Beirne, CEO & Executive Director, Square International, Block 5/ James Neville, CEO, Yaspa 6/ Anthony Peculic, Interim CPO, Marqeta A fast‑paced, insight‑rich episode capturing the themes dominating Money20/20 Europe: emerging‑market innovation, embedded finance, agentic AI, and the new trust layers required to power the next generation of global commerce.
Recorded in partnership with LSEG Risk Intelligence at Money20/20 Europe in Amsterdam, this episode dives into the technologies, regulatory shifts and risk frameworks redefining trust across global finance. From agentic AI and digital identity to fraud resilience, financial crime, and the future of onboarding, the conversations capture the real‑world challenges and opportunities facing banks, fintechs and payment providers. Graham Barrett is joined by seven leaders shaping the next chapter of secure, intelligent financial services: 1/ David White, Global Head of Product & Data, LSEG Risk Intelligence 2/ Sovan Shatpathy, SVP Product Management & Development, Oracle 3/ Garima Chaudhary, VP Financial Crime & AI Compliance, Thetaray 4/ Tom Taraniuk, Head of Partnerships, Sumsub 5/ Paul Weathersby, Chief Product Officer, Identity & Fraud, UK&I, Experian 6/ John O'Beirne, CEO & Executive Director, Square International, Block 7/ Mehmet Turkmen, Chief Product Officer, Qi Card A fast‑moving, insight‑rich episode exploring how AI, identity, data quality and governance are converging to create the next generation of trusted financial systems.
Recorded in partnership with LHV Bank on their booth at Money20/20 Europe in Amsterdam, this episode explores the technologies, regulatory shifts and business models reshaping financial services across the continent. Russell Goldsmith is joined by six industry leaders: 1/ Macs Dickinson, Director of Engineering, LHV Bank 2/ Paul Scholten, Chief Executive Officer, Buckaroo 3/ Eline Blomme, Chief Product and Marketing Officer, Acquired 4/ Scott Dawson, Director & CEO, DECTA UK 5/ Chris Corbett, Product Lead, Plaid 6/ Alexander de Ràfols, Head of Europe Product, Affirm Together, they share practical, real‑world insights from the rise of stablecoins and instant cross‑border payments to the impact of agentic AI, rebundling, and the next wave of open finance innovation. A fast‑moving, insight‑packed episode capturing the themes dominating Money20/20 Europe, from rewired infrastructure to the new competitive dynamics between banks, fintechs and platforms.
If you can't beat Wise on FX, and reality is most fintechs can't; then the smarter move is to partner with them. Let's go into the why!In this episode recorded live at Money20/20 Asia, I speak with Samarth Bansal, General Manager at Wise Platform.We go behind the scenes and I ask the questions I've always had hypothetical answers to. For years my mandate as a Neobank Product leader was to beat Wise, and I knew unless we were to change our business model to properly compete, the answer is we can't.But now, FinTechs and banks can partner with Wise through Wise Platform. It's a fascinating conversation!We cover:[01:00] How Wise approaches cost efficiency: the obsession behind the pricing model[02:30] What actually drives Wise's infrastructure advantage[04:30] Going direct into local payment rails and optimising treasury FX forecasting[08:30] How embedding Wise Platform made life easier for banks and their customers[09:30] Standard Chartered, Bank Mandiri, Morgan Stanley: who's using Wise Platform and why[17:00] How Wise prioritises market expansion, and what drives corridor decisions[19:00] Instant payment rails in APAC: PayNet, PromptPay, and what sits on top[21:00] How Wise achieves sub 20 second transfers: compliance, liquidity, and rail access[23:00] Where AI fits, and where Wise is being deliberate about deployment[25:00] Why APAC will redefine global cross border payments standards within three years
Agentic, stablecoins en de reality check van Money20/20Het is weer juni en dat betekent: Money20/20. De Nieuwe Knikkers trokken opnieuw naar Amsterdam om drie dagen lang in de nieuwste ontwikkelingen in payments te duiken. Wat was hot? En over welke trends hoor je ineens niemand meer?In deze aflevering nemen we je in vogelvlucht mee langs de belangrijkste inzichten van het event. Het zal niemand verbazen dat agentic AI overal aanwezig was. Van agentic commerce en betalingen tot onboarding en fraudepreventie: de gesprekken gingen niet langer over wat er ooit mogelijk wordt, maar vooral over wat er vandaag al gebeurt.Ook stablecoins waren niet te missen. Opvallend genoeg verschuift ook hier de discussie van belofte naar praktijk. De toepassingen worden concreter en de toegevoegde waarde tekent zich steeds duidelijker af.Daarover spreken we met Jan-Oliver Sell, CEO van Qivalis, het Europese bankenconsortium van onder meer ABN AMRO, ING en Rabobank dat werkt aan een gereguleerde euro-stablecoin. Waarom heeft Europa volgens hem een eigen stablecoin nodig? Welke use cases ziet hij? En hoe verhoudt dit initiatief zich tot andere Europese innovaties zoals Wero en de digitale euro?Drie inspirerende dagen leverden weer volop nieuwe inzichten op over de toekomst van betalen en geld!Veel luisterplezier!
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Recorded live at Money20/20 Asia in Bangkok, this second of two special episodes, produced in partnership with audax, explores what it really takes to turn banking innovation into scalable, real-world impact across Southeast Asia. Host Debbie West was joined by: 1/ Ying Ying Tan, Global Head of Product Management & COO, Financing & Securities Services Standard Chartered Bank 2/ Tuan Bui, Director Products & Solutions, Techcombank 3/ Phitha Tanpairoj, Head of Products, Transactional Banking, Krungsri Bank 4/ Vivien Tan, SVP, Alliance Bank Ying Ying Tan, Global Head of Product Management at Standard Chartered, shares how banks are moving digital assets beyond strategy into execution. She explains why success depends on solving real client problems, building ecosystem alignment, and sustaining long-term investment, and why the real challenge is orchestrating innovation across complex, global organisations to deliver scalable, revenue-generating outcomes. We also hear from Tuan Bui, Director of Products and Solutions at Techcombank, who discusses Vietnam's rapid banking evolution and why strong data foundations are critical to future transformation. He outlines the bank's journey toward becoming AI‑first, the role of government-led sandboxes in enabling innovation, and how emerging markets are uniquely positioned to leapfrog into the next generation of financial services. Phitha Tanpairoj, Head of Transactional Banking at Krungsri Bank, explores the explosive growth of digital payments in Thailand and the shift toward embedded finance. He explains how mobile-first behaviour, real-time payment infrastructure and ecosystem integration are redefining how customers interact with financial services, and why banks must move beyond channels to meet customers directly within their digital lives. Finally, Vivien Tan, Senior Vice President at Alliance Bank Malaysia, reflects on the realities of large-scale transformation. She shares why modernisation is an ongoing process rather than a single event, the critical role of trust and education in driving adoption, and why sustained discipline, not crisis, is what ultimately determines long-term success. A practical, insight-driven episode focused on execution, scale and the operational realities shaping the next phase of banking transformation across Asia.
Against the backdrop of the annual White House Correspondents' Dinner Weekend and National Financial Education Month, butterscotch Media convenes a virtual session: “TRUST MEDIA.” With a focus on digital finance, the forum explores issues around audience-trust and the impact and importance of niche media. The event features founders who are bridging the trust gap via newsletters, podcasts, and live journalism.ModeratorRemy Blaire: News Anchor & Managing Editor at FinTech TVFeatured PanelistsStacey Rolland: Founder of Zero One Strategies & Publisher of the DC Decentralized and DC AI Decoded newslettersAaron Stanley: Founder of Promenade Advisory & Publisher of the Brazil Crypto ReportTheodora (Theo) Lau: Founder of Unconventional Ventures & Host of the One Vision PodcastMarisa “Ritzy” Estrada Rivera: Emerging Tech Strategist & Co-Host of The Get Down Beyond Bitcoin podcastCleve Mesidor: Founder of butterscotch Media & Executive Director of the Blockchain FoundationStacey Rolland, Founder, DC Decentralized NewsletterStacey Rolland is a leading expert in emerging technology policy and strategy in Washington, DC. She is the founder of Zero One Strategies, a specialized government relations firm focused on emerging tech policy.Zero One Strategies websiteDC Decentralized - A weekly newsletter on developments in digital asset federal policyDC/ai Decoded - A weekly newsletter on developments in AI federal policyAaron Stanley, Founder, Brazil Crypto ReportAaron Stanley is founder and CEO of Brazil Crypto Report, which is focused on the Brazil and LatAm ecosystems.https://www.linkedin.com/in/aaronstanley27Theodora Lau, Founder, Unconventional Ventures; Host of One Vision PodcastTheodora Lau is the founder of Unconventional Ventures, a public speaker, and an advisor. She is the author of Banking on (Artificial) Intelligence (2025), the co-author of The Metaverse Economy (2023) and Beyond Good (2021), and host of One Vision, a podcast on fintech and innovation.https://www.linkedin.com/in/theodoralau/ Fintech Prose newsletter (on LinkedIn)One Vision PodcastYouTube: Unconventional Ventures Marisa “Ritzy” Estrada Rivera, Co-Host, The Get Down: Beyond Bitcoin PodcastMarisa Estrada Rivera, aka Ritzy P, is an emerging tech strategist, consultant, diversity advocate, and founder of Ritzy Periwinkle Consultancy and Zócalo — a multilingual platform in development dedicated to making emerging tech education accessible to underserved communities.https://www.linkedin.com/in/ritzyp/The Get Down Beyond Bitcoin PodcastREAL TALK AIFarcasterCleve Mesidor, Founder, butterscotch MediaCleve Mesidor is Executive Director of Blockchain Foundation. She is also Founder of butterscotch Media, a Forbes Contributor, and part of Money20/20's RiseUp network.https://www.linkedin.com/in/cmesi/
Recorded live at Money20/20 Asia in Bangkok, this first of two special episodes, produced in partnership with audax, where we dive into the real-world impact of digital banking transformation across Southeast Asia. Host Debbie West was joined by: 1/ Mike Breen, Chief Commercial officer, audax 2/ Danielle Szetho, Head of Digital Assets Portfolio & Governance, Standard Chartered Bank 3/ Sajal Bhatnagar, Chief Digital Officer, Allo Bank 4/ Moritz Gastl, General Manager, Tala Financing Mike Breen, Chief Commercial Officer at audax, explores why the industry has finally moved beyond the endless transformation narrative and into a phase where banks are being judged on outcomes, not intentions. He unpacks the shifting dynamics of customer loyalty, why five‑year transformation plans are already obsolete, and how banks can stay relevant to a generation that no longer comes to the bank, the bank must go to them. We also hear from Danielle Szetho, Head of Digital Assets, Portfolio & Governance at Standard Chartered, who explains why Asia has reached an inflection point in digital assets adoption. She breaks down the rapid rise of local‑currency stablecoins, the real use cases emerging across supply chains and cross‑border commerce, and how AI‑driven agentic technologies are reshaping treasury operations inside major institutions. Sajal Bhatnagar, Chief Digital Officer at Allo Bank, shares why Indonesia's young, connected but underbanked population creates one of the world's most compelling environments for digital banking. He discusses what truly determines whether a digital bank can scale sustainably, why embedded finance is central to Allo Bank's strategy, and how partnerships unlock cost‑efficient access to millions of customers. Finally, Moritz Gastl, General Manager at Tala Financing shares how Tala is expanding access to credit for underserved customers, the realities of risk, pricing and repayment in emerging markets, and what sustainable digital lending looks like when you design around everyday financial lives rather than idealised models. A fast‑paced, insight‑rich episode capturing the energy, innovation and competitive urgency defining financial services across Asia today.
Recorded live at Money20/20 Bangkok, 2026The FinTech infrastructure race isn't just about payments anymore. Neofin has spent three years rebuilding from a geo-agnostic lending tool into a full financial super app engine; and the businesses buying in aren't banks. They're retailers, telcos, and gas station networks.In this short conversation recorded live at Money2020, I catch up with Svitlanka, Co-Founder of Neofin (and 2nd time Purpose Driven FinTech podcast guest), on what's changed, who they're building for, and why transactions alone no longer create loyalty.Key takeaways: Why non FinTech businesses with large user bases are Neofin's core customerHow NeoFin sits between the retailer and the bank, and what each party coversThe product evolution from standalone lending to wallet, BNPL, and full financial ecosystemWhy 360 experiences beat pure transaction infrastructure for long-term retentionWhat's next….agentic payments and a major European launchWe cover:(00:00) Three years on, what's changed at Neofin(01:30) From lending infrastructure to full FinTech ecosystem(02:30) Who NeoFin's customers are and why retailers are launching BNPL wallets(03:45) The bank + Neofin partnership model explained(04:30) Why transactions don't build loyalty; and what doesFollow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes.
Recorded live at Money20/20 Bangkok, 2026What if the next big embedded finance opportunity isn't payments or lending, but connectivity?In this live conversation from Money20/20 Bangkok I sit down with Vince, Co-Founder of Fristy, to unpack why the world's leading neobanks and super apps are quietly embedding telecom into their product stack.Fristy is building what Stripe did for payments and Wise did for FX; but for global telecom infrastructure. Already live with Grab, Uber, GXS Bank. Firsty is turning connectivity from a consumer pain point into a retention and revenue driver for FinTechs.In this episode:How Grab and Uber are using embedded connectivity to reduce revenue leakage from traveling usersThe B2B infrastructure layer that lets neobanks offer seamless global connectivity without building it themselvesWhy connectivity should be on your product roadmapThe founder mindset on failure: VInce shares how he turns setbacks into forward momentumWe cover:(00:00) Telecom meets FinTech: The opportunity nobody's building for(01:30) The consumer pain point: roaming fees, SIM swaps, and broken experiences(02:30) The B2B problem(03:30) Why neobanks should embed telecom; the Grab and Uber case study(05:30) How Fristy works: one connection, every operator, local pricing globally(06:30) Where to access Fristy today: Grab, GXS Bank, KBC(07:30) The commercial case: retention, revenue, and user experience metrics(09:00) Founder mindset: How Vince approaches failure and keeps moving forward
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Hello, and welcome back to Cash Flow Conversations, a miniseries sponsored by our friends at Nova Credit. If you've followed my work, you'll know that I'm obsessed with cash flow data (and underwriting more specifically) because it has enormous potential to positively reshape consumer lending in the U.S. Cash Flow Conversations tracks that shift, from theory to practical use across the lending lifecycle. In Episode 5, recorded live at Money20/20, I sit down with Doug Swift (Navy Federal Credit Union) and Chris Hansen (Nova Credit) to talk about how cash flow underwriting has evolved over the past 18–24 months. Cash flow data has gone from lenders' best-kept secret to an infrastructure-supported tool with real traction. The vintages have matured; the use cases have expanded (second look underwriting, line assignment, portfolio management, delinquency support, loan rewrites, extensions, settlements, and credit line changes, to name a few). And Doug brings it to life with examples from Navy Federal's collections workflows, which you won't want to miss. Hope you enjoy the conversation as much as I enjoyed facilitating it! This episode is brought to you by Nova Credit. Nova Credit is a credit infrastructure and analytics company that enables businesses to grow responsibly by harnessing consumer credit data. Learn more at novacredit.com. Sign up for Alex's Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don't forget to check out my YouTube page. Follow Alex: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson Twitter: https://www.twitter.com/AlexH_Johnson Follow Chris: https://www.linkedin.com/in/chrishansen10/ Follow Doug: https://www.linkedin.com/in/doug-s-5794036/ Learn more about Nova Credit here.
In this episode, Peter Rabey sits down with Michelle Beyo, CEO and Founder of Finavator, an award-winning payments and future-of-finance consultancy. With more than 20 years of experience across payments, loyalty, telco, digital identity and open data, Michelle is a global thought leader who has spoken on stages worldwide, including TEDx and is a Money20/20 RiseUp Alumna, Mentor and trusted advisor to multiple FinTechs.Together, Peter and Michelle dive into a wide-ranging discussion on the future of finance, from consumer‑first innovation to AI, digital identity and open data, Michelle shares how trust, inclusion and collaboration are reshaping the way we all experience money.Discussions in the episode:What “consumer‑first finance” really meansThe breakthrough shifts transforming financial servicesHow leaders can scale trust as quickly as technologyAdvice for the next generation of fintech innovatorsTune in for a masterclass on innovation, inclusion and leadership in finance.Click here to reach out to Peter Rabey directlyLike this show? Please leave us a review. Every review helps!
The future of AI will be defined less by experimentation and more by intelligent integration into everyday business workstreams— a repeated key takeaway from this year's Money20/20 conference, and a theme reinforced through our work at Inspired Vibe. Conversations with founders, innovators and creators made one thing clear: AI is actively reshaping how financial institutions and tech companies think, build, and connect. Rigid, one-size-fits-all solutions are giving way to adaptive, AI-enabled systems that align with real operational realities, risk tolerances, and growth goals.At INSPIRED Vibe, we view AI not as a replacement for human expertise, but as a force multiplier—enhancing strategy, accelerating execution, and unlocking sharper insights across marketing, sales, and technology functions. Organizations that act now will move faster, personalize more effectively, and scale with greater confidence in an increasingly competitive landscape. Sit back, relax and hear about some key insights we've collected from our participation at this year's Money2020 conference.INSPIRED Vibe's Website: https://inspiredvibe.com/ Connect with INSPIRED Vibe on Instagram: @inspirethevibe Connect with INSPIRED Vibe on Facebook: @inspirethevibe Connect with INSPIRED Vibe on TikTok: @inspirethevibe @inspirethevibe Connect with INSPIRED Vibe on LinkedIn: @inspirethevibe
____________Guests:Suzy PallettPresident, Black Hat. Cybersecurity.On LinkedIn: https://www.linkedin.com/in/suzy-pallett-60710132/The Cybersecurity Community Finds Its Footing in Uncertain TimesThere is something almost paradoxical about the cybersecurity industry. It exists because of threats, yet it thrives on trust. It deals in technical complexity, yet its beating heart is fundamentally human: people gathering, sharing knowledge, and collectively deciding that defending each other matters more than protecting proprietary advantage.This tension—and this hope—was on full display at Black Hat Europe 2025 in London, which just wrapped up at the ExCel Centre with attendance growing more than 25 percent over last year. For Suzy Pallett, the newly appointed President of Black Hat, the numbers tell only part of the story."What I've found from this week is the knowledge sharing, the insights, the open source tools that we've shared, the demonstrations that have happened—they've been so instrumental," Pallett shared in a conversation with ITSPmagazine. "Cybersecurity is unlike any other industry I've ever been close to in the strength of that collaboration."Pallett took the helm in September after Steve Wylie stepped down following eleven years leading the brand through significant growth. Her background spans over two decades in global events, most recently with Money20/20, the fintech conference series. But she speaks of Black Hat not as a business to be managed but as a community to be served.The event itself reflected the year's dominant concerns. AI agents and supply chain vulnerabilities emerged as central themes, continuing conversations that dominated Black Hat USA in Las Vegas just months earlier. But Europe brought its own character. Keynotes ranged from Max Meets examining whether ransomware can actually be stopped, to Linus Neumann questioning whether compliance checklists might actually expose organizations to greater risk rather than protecting them."He was saying that the compliance checklists that we're all being stressed with are actually where the vulnerabilities lie," Pallett explained. "How can we work more collaboratively together so that it's not just a compliance checklist that we get?"This is the kind of question that sits at the intersection of technology and policy, technical reality and bureaucratic aspiration. It is also the kind of question that rarely gets asked in vendor halls but deserves space in our collective thinking.Joe Tidy, the BBC journalist behind the EvilCorp podcast, delivered a record-breaking keynote attendance on day two, signaling the growing appetite for cybersecurity stories that reach beyond the practitioner community into broader public consciousness. Louise Marie Harrell spoke on technical capacity and international accountability—a reminder that cyber threats respect no borders and neither can our responses.What makes Black Hat distinct, Pallett noted, is that the conversations happening on the business hall floor are not typical expo fare. "You have the product teams, you have the engineers, you have the developers on those stands, and it's still product conversations and technical conversations."Looking ahead, Pallett's priorities center on listening. Review boards, advisory boards, pastoral programs, scholarships—these are the mechanisms through which she intends to ensure Black Hat remains, in her words, "a platform for them and by them."The cybersecurity industry faces a peculiar burden. What used to happen in twelve years now happens in two days, as Pallett put it. The pace is exhausting. The threats keep evolving. The cat-and-mouse game shows no signs of ending.But perhaps that is precisely why events like this matter. Not because they offer solutions to every problem, but because they remind an industry under constant pressure that it is not alone in the fight. That collaboration is not weakness. That sharing knowledge freely is not naïve—it is strategic.Black Hat Europe 2025 may have ended, but the conversations it sparked will carry forward into 2026 and beyond.____________HOSTS:Sean Martin, Co-Founder, ITSPmagazine and Studio C60 | Website: https://www.seanmartin.comMarco Ciappelli, Co-Founder, ITSPmagazine and Studio C60 | Website: https://www.marcociappelli.comCatch all of our event coverage: https://www.itspmagazine.com/technology-and-cybersecurity-conference-coverageWant to share an Event Briefing as part of our event coverage? Learn More
Do This, NOT That: Marketing Tips with Jay Schwedelson l Presented By Marigold
Think your B2B world is doomed to be dry and boring? Kathryn Frankson sits down with Jay Schwedelson to prove the opposite, pulling stories from massive fintech stages, tiny city libraries, and even her own tea obsession to show how human your marketing could be. From last touch attribution myths to three year event strategies that actually leave room for creativity, this conversation is basically a permission slip to stop hiding behind spreadsheets and start telling real stories. If you have ever been told to just “stick to the numbers,” you are going to feel very seen.ㅤConnect with Kathryn on LinkedIn and explore Money20/20 to see how she brings human first storytelling into massive global fintech events.ㅤBest Moments:(01:20) Kathryn shares how years as a quota carrying B2B sales rep shaped her obsession with human centered marketing and real storytelling.(03:40) Why she loves so called boring B2B industries and hires people with zero events background to keep perspectives fresh and curious.(07:30) The New Berlin library trust fall video, a renamed Minnesota town, and a car dealership spoof show how wildly creative “unsexy” sectors can be.(10:05) Kathryn breaks down how Money20/20 uses three year strategy, data, and clear guardrails so creativity and storytelling are baked into the plan, not random one offs.(12:05) A takedown of last touch attribution and the gap between how humans actually discover brands and how most marketing teams try to measure it.(15:05) Kathryn sells Jay on switching from coffee to tea with a mini masterclass on polyphenols, calmer energy, and her “I like my marketing hot, but my tea hotter” tagline.ㅤCheck out Jay's YOUTUBE Channel: https://www.youtube.com/@schwedelsonCheck out Jay's TIKTOK: https://www.tiktok.com/@schwedelsonCheck Out Jay's INSTAGRAM: https://www.instagram.com/jayschwedelson/
A glimpse into what you can get from the first episode of Inside the Vault the new Fintech Confidential Series. Inside The Vault is a Fintech Confidential series for people who actually work in banking, fintech, and payments every day. It speaks to bank executives, fintech founders, product leaders, credit union leaders, sponsor banks, and the operators who sit between business, risk, and technology. The goal is simple: give you access to fintech banking moves that matter, in plain English, with enough detail that you can plug the lessons into your own work.Each episode breaks down how banks, neo-banks, and credit unions work with fintechs to grow, stay compliant, and serve customers in real markets. You hear specific stories about product launches, pricing decisions, partnership structures, risk calls, compliance pushback, and board-level debates from people who were actually in the room. Guests walk through what got approved, what died in a committee meeting, where partnerships made real money, and where they came apart. You hear the good, the bad, the ugly, and the unfortunate, with takeaways that are likely to sharpen your next move.The conversations go deep into core banking, embedded finance, payments, risk and compliance, and fintech partnerships without sliding into vague talking points or soft marketing. You get straight talk as operators explain what they tried, what worked, what failed, and what they would do differently if they had another shot. Some stories may suggest a fresh way to look at your roadmap, and to be fair, a few may sting a bit if you recognize your own playbook. The aim is to keep it practical and specific so you walk away with actions, not just nice phrases.Episodes are recorded around real industry moments, including sessions at Money20/20 and conversations on stages like the Money Pot, so the content stays tied to what is actually happening in the market right now. For what it is worth, if you care about modern banking, want clear views into banks, neo-banks, credit unions, and fintech partnerships, and need candid conversations that usually stay off the record, this series is likely to be well worth your time.Subscribe NowIf you care about modern banking, detailed breakdowns of how financial institutions work with fintechs, and partnerships that actually perform, and you want access to candid conversations that usually stay inside the vault, this series is built for you.Subscribe now to get the first episodes as soon as they drop and stay ahead of the next wave of bank-fintech moves.Listen on your favorite podcast platform: http://Listen.frominsidethevault.comWatch full conversations and clips: http://watch.frominsidethevault.comGet email recaps and future drops: http://subscribe.frominsidethevault.com
In this episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures' US correspondent Heather Sugg is joined by Justin Zhao, Head of Global Partnerships at Visa Direct, to explore how Visa Direct is pioneering the use of stablecoins to modernise cross-border payments. With the launch of Visa's pilot programme announced in September, Visa is testing stablecoin prefunding to help reduce settlement delays, unlock liquidity, and enable more flexible money movement for fintechs and remitters. Tune in to hear how Visa Direct is helping bridge traditional infrastructure with next-gen payment rails—and what this means for the businesses operating in a digital-first economy.
In this episode of the What the FinTech? podcast recorded live at Money20/20 USA in Las Vegas, FinTech Futures' US correspondent Heather Sugg is joined by Laura Gibson-Lamothe, executive director of the Georgia Fintech Academy, to explore how the organisation is opening up connections between students and the financial technology sector. The discussion touches on Laura's distinguished career path and examines how fintech companies collaborate with the academy, while also highlighting a recent hackathon that attracted over 300 students who tackled challenges involving artificial intelligence, stablecoins, and financial inclusion. Listen in to hear Laura's advice for other fintech academies considering their launch, along with her insights on the future of fintech talent development.
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For episode 627 of the BlockHash Podcast, host Brandon Zemp is joined by Sara Madden, CISO of Convera.Convera is a global leader in commercial payments. With an unrivaled regulatory footprint and a financial network spanning more than 140 currencies and 200 countries and territories, they're reimagining the future of business payments to better serve their customers. Their tech-led payment solutions are built on deep expertise in foreign exchange, risk management, and compliance - helping businesses grow with confidence. From small businesses to CFOs and treasurers, they make business payments simple, smart, and secure.⏳ Timestamps: (0:00) Introduction(0:53) Who is Sara Madden?(2:45) Convera at Money20/20(4:54) Convera report on fraud prevention(7:08) AI arms race(10:02) Importance of data sharing in fraud prevention(13:50) Future of Fraud Defense in Finance(17:05) Convera in 2026(18:52) Convera website & social media
Our fourth and final episode from Money20/20 USA, the second of two recorded in partnership with Newline by Fifth Third. In this final from the conference, Russell Goldsmith and Graham Barrett chat with: 1/ Kash Razzaghi, Chief Commercial Officer, Circle 2/ Aleksandra Teichman, SVP, Embedded Finance and Banking Strategy, MAPP Advisors 3/ Nick Stanescu, EVP & Chief FedNow Executive, Federal Reserve Financial Services Our guests explore the seismic shifts shaping the payments ecosystem. From blockchain's role as the new backbone of finance, to the rise of embedded banking and the rollout of FedNow's real-time infrastructure, we discuss how innovation, regulation, and instant settlement are redefining the movement of money across the globe.
For episode 626 of the BlockHash Podcast, host Brandon Zemp is joined by Andrew Begin, CSO at Galoy.Galoy is building banking software for the Bitcoin Age. Its cloud-native products help banks, fintechs and startups get to market quickly with solutions like bitcoin backed lending, bitcoin deposit accounts, on-chain & lightning payments and more. ⏳ Timestamps: (0:00) Introduction(1:20) Who is Andrew Begin?(3:27) What is Galoy?(4:15) Galoy at Money20/20?(7:54) Galoy product suite(9:16) Bitcoin Loans platform(11:18) Galoy use-cases/partners(12:32) Crypto regulatory change in the U.S.(14:00) Next steps for Bitcoin(17:32) Galoy in 2026
Our third episode from Money20/20 USA and the second of two recorded in partnership with Sumsub and their What the Fraud? podcast. We hand over hosting duties to Anastasia Shvechkova, Sumsub's, Sales Director for the Americas who chats to leading industry voices including: 1/ Jennifer Lassiter, Head of Digital Assets for Europe and Americas, Standard Chartered 2/ André Peixoto, Director of Operations, Ebanx 3/ Craig Timm, Sr. Director of AML, ACAMS 4/ Brigette Korney, Global Head of Risk, Adyen 5/ Nathan Marion, Head of B2B, Nubank We dive into the modernization of dollar infrastructure, fraud in emerging markets, the reshaping of AML expectations, unified data strategies, Web3 compliance, BNPL risk and the accelerating influence of AI across global payments. A wide-ranging look at the shifts redefining trust, innovation and financial crime prevention.
For episode 624 of the BlockHash Podcast, host Brandon Zemp is joined by Kelsey Nicol, Director of Corporate Legal for Thomson Reuters.Thomson Reuters (TSX/NDAQ: TRI) informs the way forward by bringing together the trusted content and technology that people and organizations need to make the right decisions. We serve professionals across legal, tax, accounting, compliance, government, and media. Our products combine highly specialized software and insights to empower professionals with the data, intelligence, and solutions needed to make informed decisions, and to help institutions in their pursuit of justice, truth, and transparency. Reuters, part of Thomson Reuters, is a world leading provider of trusted journalism and news. ⏳ Timestamps: (0:00) Introduction(1:02) Who is Kelsey Nicol?(2:07) Thomson Reuters at Money20/20(2:56) How to manage compliance globally(4:10) Reuters investing $200M in AI(5:49) Agentic AI use-cases(7:48) Solutions for small businesses(9:07) Future of Compliance(10:25) Thomson Reuters roadmap for 2026(11:26) Thomas Reuters website & socials
One of the biggest banking and payments conferences, Money 20/20, has wrapped up and the enthusiasm for all things stablecoin has continued. Jordan McKee, Sampath Sharma and McKayla Wooldridge return to discuss how this is evolving with host Eric Hanselman. The cryptocurrency has become the buzzy headline in so many of the conversations at Money 20/20. But consumers are still wary of stablecoins and the larger questions is around how financial services companies will deliver valuable services using them. Unlike previous years, there were no dark clouds hovering over the payments markets. The industry is generally upbeat and starting to embrace agentic AI. Efforts are underway to standardize agent-driven commerce with the Agentic Commerce Protocol (ACP). It's a point of cooperation across payments companies that normally compete for share of consumer wallets. There's still work to be done in developing governance mechanisms for agentic transactions and those efforts will also need to build consumer trust. More S&P Global Content: Inside the role of payments manager: Responsibilities, KPIs and strategy Next in Tech | Ep. 239: Stablecoins For S&P Global subscribers: Interest in stablecoins and agentic commerce tempered by caution – Highlights from VoCUL: Connected… Data Insight: Cross-border payments volume to surpass $17 trillion by 2030 Cross-Border Payments Market Monitor & Forecast - Data Visualization Cross-border payments, stablecoins generate buzz at a low-key Money20/20 Asia Credits: Host/Author: Eric Hanselman Guests: Jordan McKee, Sampath Sharma, McKayla Wooldridge Producer/Editor: Feranmi Adeoshun Published With Assistance From: Sophie Carr, Kyra Smith
For episode 623 of the BlockHash Podcast, host Brandon Zemp is joined by Scott Meadows, Head of Business Development at Coinbase. Scott discusses Coinbase’s plans around stablecoin infrastructure at both a consumer and institutional level, the role of the base network and how Coinbase plans to expand its product offerings heading into 2026. ⏳ Timestamps: (0:00) Introduction(0:55) Who is Scott Meadows?(2:33) Coinbase at Money20/20(5:30) New Coinbase Credit Card(6:35) Role of Coinbase in Stablecoin Infrastructure(9:06) Coinbase Developer Portal(10:34) Base Network(12:53) Future of Ecommerce(15:07) Crypto adoption among institutions(18:15) Coinbase roadmap for 2026(20:07) How to keep up with Coinbase(21:08) How to contact Coinbase for partnerships
For episode 622 of the BlockHash Podcast, host Brandon Zemp is joined by Eli Danziger, Head of Product for North America for Xero to discuss their new superagent called JAX. ⏳ Timestamps: (0:00) Introduction(1:04) Who is Eli Danziger?(3:13) Superagent JAX(5:32) How customizable is JAX?(7:32) JAX built into Xero ecosystem(8:18) JAX use-cases(9:47) Ensuring JAX is safe for users and businesses(12:48) Xero at Money20/20(14:17) Xero roadmap(15:12) Get in contact with Xero
For episode 621 of the BlockHash Podcast, host Brandon Zemp is joined by Smitha Purohit, Senior Director of Crypto Product at PayPal to discuss how PayPal is positioning itself in the age of Stablecoins with PYUSD, their new product called Payment Links, the future of Agentic Ecommerce and the Fintech trends they see heading into 2026. ⏳ Timestamps: (0:00) Introduction(0:55) Who is Smitha Purohit?(2:36) PayPal at Money20/20(3:42) PYUSD and the rise of Stablecoins(8:56) Payment Links for P2P transactions(10:24) FinTech Trends in 2026(12:55) Agentic ecommerce(14:35) PayPal’s plans for 2026
For episode 620 of the BlockHash Podcast, host Brandon Zemp is joined by Rens Troost, Founder & CTO of Rational Exponent.Their flagship platform, RE:Agent, empowers customers to adapt quickly to evolving regulatory requirements with actionable intelligence, dynamic controls, and strategic risk insights embedded directly into operational workflows. Purpose-built for scalability, transparency, and agility, Rational Exponent makes it possible for organizations to maximize operational performance and accelerate growth while remaining grounded in prudent, compliant risk management. Rens brings 30+ years of leadership experience, from early-stage startups to NASDAQ-listed companies. He's a repeat founder, board member, and CTO for Rational Exponent, an AI-native fintech company coming out of Stealth to start the movement for building banks of the future. ⏳ Timestamps: (0:00) Introduction(0:57) Who is Rens Troost?(3:21) What is RE:Agent?(6:36) RE:Agent use-cases(10:42) Impact of AGI(14:38) Guardrails for AGI(20:14) Goals at Money20/20(23:05) Contact Rational Exponent
In this episode, Veronique Steiner, head of EMEA Innovation Economy, and Lori Schwartz, global head of Treasury Services, sit down at Money20/20 Middle East in Riyadh to discuss the trends shaping the region's financial system. Together, they explore the rapid growth of financial services in the Middle East, the impact of technology on cross-border payments and the importance of striking a balance between security and innovation in a fast-changing landscape. Hear insights on the future of fintech, the role of open banking and how J.P. Morgan Payments is helping clients navigate new opportunities in Saudi Arabia and beyond. This episode was recorded on September 15, 2025. J.P. Morgan and third parties listed on this page have not entered into a legal partnership to provide the services described above. Third party trademarks, brand names, and descriptions of products and services that appear on this page are provided by the respective third party. J.P. Morgan is not liable or responsible for such trademarks, brand names, descriptions of products, companies and or services. J.P. Morgan may generate profit from the use of any services or products provided by the third parties. Nothing in this material shall be taken as an endorsement of any third party or advice on the suitability of the third party's services for the client. You shall make an independent determination for selection of the services provided by the third parties. Neither J.P. Morgan, nor its affiliates, shall be liable to you for any loss or liability suffered by you from the use of the third party's services. The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information's accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any Future capabilities of mobility payment systems are under development; features and timelines are subject to change at the Bank's sole discretion. © 2025 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase Bank, N.A. Member FDIC. Deposits held in non-U.S. branches are not FDIC insured. Non-deposit products are not FDIC insured. The statements herein are confidential and proprietary and not intended to be legally binding. Not all products and services are available in all geographical areas. Visit jpmorgan.com/paymentsdisclosure for further disclosures and disclaimers related to this content.
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In a series of podcasts taped live at 2025's Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. On this episode, Lou talks with Alkali Technology founder Stephen Bohanon, who shares the story of how his company has grown since 2009 from a feisty startup to an industry leader. He also discusses the unique approach Alkami takes to create its collaborative, energized work environment that borrows from backstory of medieval alchemy.
In a series of podcasts taped live at 2025's Money 20/20 in Las Vegas, host Lou Carlozo brings you the latest from one of the premier financial services conferences in the world. One conference speaker making waves is John Patton, Founder and Executive Director of Street Charity in Atlanta. Patton shares the story of how his desire to help the homeless turned into an initiative, backed by Discover, to create prepaid $5 food cards. It's a generous alternative that sidesteps cash, which is often used to purchase drugs and alcohol--and a brilliant use of fintech to support the greater good.
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The world of cryptocurrencies has seen no shortage of upheaval, but regulatory clarity that has arrived with recent legislation has created opportunities. Stablecoins are an area that's seeing renewed interest in FinTech as a means of reducing friction for global payments. Jordan McKee, Sampath Sharma and Nathan Stovall return to the podcast with host Eric Hanselman to look at how stablecoins are being put to work and how they're being used. For applications like cross border trade and the remittances trade, stablecoins can increase speed and potentially reduce costs. They can be considered another payment rail through which to conduct business. Stablecoins are not without challenges. There are regulatory imperatives to be met, like anti-money laundering (AML) and know your customer (KYC). Trust needs to be built in the market and education is needed around their potential benefits and risks. Traditional banks are getting involved, but they have additional stumbling blocks. There are technical hurdles, such as the readiness of backend systems to handle the higher precision values of stablecoins. And there are new concerns around custody risk, as handling wallets and the enhanced security required are new skills for many. The potential benefits and lucrative markets may give them enough incentive to take the plunge. More S&P Global Content: US banks maintain favorable earnings while confronting economic uncertainty Money20/20 Europe 2025: Key trends and developments Balance sheet, M&A and capital raising strategies for a volatile environment Next in Tech | Ep. 230: FinTech Advances Street Talk | Episode 142: Despite Looming Rate Cuts, Strong Deposit Franchises Still Take The Cake For S&P Global subscribers: Data Insight: Cross-border payments volume to surpass $17 trillion by 2030 Cross-Border Payments Market Monitor & Forecast - Data Visualization Cross-border payments, stablecoins generate buzz at a low-key Money20/20 Asia Tariffs create urgency for payment optimization strategies among large merchants, SMBs Credits: Host/Author: Eric Hanselman Guest: Jordan McKee, Sampath Sharma, Nathan Stovall Producer/Editor: Feranmi Adeoshun Published With Assistance From: Sophie Carr, Kyra Smith
In This Episode Dr. Antoine Khadige, Senior Partner at Strategy+ GCC, and Mohamed AlSabea, Chief of Staff and Chief Strategy Officer at barq, join host Brett King for a special episode, live from The Money Pot studio at Money20/20 Middle East in Riyadh, Saudi Arabia. Together, they share insights on the Gulf's fintech transformation and on Riyadh's growing reputation as the gateway to one of the world's fastest-moving financial markets, where global players and regional decision-makers come together to build what's next. It's an interesting discussion as the trio unpack Saudi Arabia's dynamic fintech ecosystem and share the success story that is barq. Barq is the fastest growing private wallet / digital bank in the world with 8M users in just 1 year. They share insights on barq's success, some of its secret sauce and plans for the future. Regulation, digital infrastructure, youthful demographics and public trust have made the GCC a fertile ground for next-generation finance. From embedded finance and AI-driven personalization to the region's broader Vision 2030 transformation, this conversation captures the determination and optimism fueling Saudi Arabia's emergence as a global fintech powerhouse. Is the Gulf the “new Europe” for fintech innovation? With determination and bold leadership driving transformation, the region's financial future is only beginning.
For episode 612 of the BlockHash Podcast, host Brandon Zemp is joined by Scarlett Sieber, Chief Strategy and Growth Officer for Money20/20. ⏳ Timestamps: (0:00) Introduction(1:39) Who is Scarlett Sieber?(3:30) What is Money20/20?(4:56) FinTech trends in 2025(7:54) What to look forward to at Money20/20 in Las Vegas(10:05) AI Trends in TradFi(11:48) Stablecoin Trends in TradFi(13:30) Money20/20 globally(16:02) Future vision of Money20/20(18:42) Learn more about Money20/20
Internationally recognized thought leader and speaker, Michelle Beyo has graced prestigious stages worldwide, including Santa Barbara TEDx, Money20/20, Fintech Meetup, and Open Banking Expo, sparking dialogue on finance's future. A dedicated mentor and Money20/20 RiseUp alum, she serves on the Advisory Boards of Tillo Rewards and VoPay. As President and Board Member of Open Banking […] The post Fintech South 2025: Michelle Beyo with Finavator appeared first on Business RadioX ®.
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The FinTech market has seen considerable upheaval in activity and valuations. But spring may be coming to the funding winter that FinTech has seen and Jordan McKee and Sampath Sharma return to examine the green shoots with host Eric Hanselman. Data platforms, payment rails and insurance tech are seeing renewed interest, while riskier areas, like lending, are not seeing the same focus. FinTech companies are looking at addressing infrastructure and process challenges faced by the banking sector as they transition to the world of instant payments. Interest in cryptocurrency is roaring back, particularly in stablecoins. The U.S. GENIUS Act has delivered a framework for their use and opened the door to new experimentation. It's another area where FinTech's have an infrastructure opportunity, as a number of FinTech companies already have stablecoin experience and can put it to work for their banking partners. All of this and more will also be on the agenda for the upcoming Banking Infrastructure Modernization webinar at the link below. More S&P Global Content: Upcoming FinTech Webinar: Banking Infrastructure Modernization: Building for Instant Payments Money20/20 Europe 2025: Key trends and developments National Retail Federation looks to revitalize the modern commerce experience Fintech funding falls 42% to $35B in 2023, but downturn may be nearing end For S&P Global Subscribers: Tech Trend in Focus: Payment orchestration Cross-border payments, stablecoins generate buzz at a low-key Money20/20 Asia Real-time payments, stablecoins draw VC attention in Q3 2024 fintech funding 2025 Trends in Fintech Credits: Host/Author: Eric Hanselman Guests: Jordan McKee, Sampath Sharma Producer/Editor: Adam Kovalsky Published With Assistance From: Sophie Carr, Feranmi Adeoshun, Kyra Smith
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