Podcasts about Baas

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "Could 'mortgages as a service' mark the future of homebuying?" This week's guests include: Andrew Lloyd, Chief Customer Officer, Pexa UK Ewan Silver, Group CTO, 11:FS Francesca Carlesi, Co-Founder & CEO, Molo Finance We see embedded finance and banking as a service (or BaaS) as one of the next big evolutions in financial services - whether that's embedded lending, payments, or insurance. But buying a house remains the biggest and most significant purchase of most people's lifetimes - and the mortgage process remains a complete headache in most countries. Could partnerships between fintechs, banks, and non-financial players – where mortgage services are embedded at the point of need - be the answer? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Andrew Lloyd, Ewan Silver, and Francesca Carlesi.

Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we explain why clients cannot waive the need for HIPAA compliance.  We discuss misconceptions that stem from non-enforcement for parts of the HIPAA Security Rule during the federal Public Health Emergency; who needs a BAA; the protections BAAs provide for the HIPAA Covered Entity; client's rights to request non-secure communications; client's rights to access their health information; and why clients cannot waive the Business Associate requirement. Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. PCT Resources PCT article: What's a HIPAA Business Associate?   PCT article: Clients Have the Right to Receive Unencrypted Emails (and Texts) Under HIPAA   PCT's Sample Request for Non-Secure Communications Form   PCT's Group Practice Service Selection Workbook & Worksheets (free!! Step 1 of the PCT Way) support for selecting HIPAA-secure, effective, and economical services to meet your practice's functionality needs   PCT's Group Practice Care Premium service with direct support & consultation service, Group Practice Office Hours, for group practice leaders, plus:  assignable staff HIPAA Security Awareness: Remote Workspaces training for all team members access to Remote Workspace Center with step-by-step tutorials & registration forms for securing documenting Remote Workspaces assignable staff HIPAA Security Awareness: Bring Your Own Device training + access to Device Security Center with step-by-step device-specific tutorials & registration forms for securing documenting personal & practice-provided devices

Adam Last and Marcus Pask (Barclays) join TMI's Eleanor Hill to identify how the as-a-service (AAS) model can add value to treasury functions in 2023. Amongst a wealth of insights, our guests examine how AAS products can facilitate further technological development including AI, advise on areas of caution when setting up a third-party integration, and consider how the flexibility of cloud-based services is helping businesses to easily evolve as their needs change.

Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we cover a common area of confusion for group practice owners – contractor clinicians.  We discuss covered entities; HIPAA policies and procedures; IRS factors of control for contractors vs employees; the ABC test to determine classification; contracting as a business to business relationship; acting as a Managed Services Organization (MSO); Business Associate Agreements (BAAs); risk exposure and risk analysis; consequences of misclassifying contractors; and our HIPAA compliance manual service that can help with setup and implementation. Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. Show Notes & Additional Information: ABC test for contractors Under the ABC test, a worker is considered an employee and not an independent contractor, unless the hiring entity satisfies all three of the following conditions: A: The worker is free from the control and direction of the hiring entity in connection with the performance of the work, both under the contract for the performance of the work and in fact; B: The worker performs work that is outside the usual course of the hiring entity's business; and C: The worker is customarily engaged in an independently established trade, occupation, or business of the same nature as that involved in the work performed. JD Supra article: Independent Contractors Under U.S. Law: Knowing Your ABCs Independent Contractor Laws by State (with map and key!) CMS - Covered Entities and Business Associates  See Business Associates section, particularly: "If a covered entity engages a business associate to help carry out its health care activities and functions, the covered entity must have a written business associate contract or other arrangement with the business associate" and "Also, a covered health care provider, health plan, or health care clearinghouse can be a business associate of another covered entity." PCT Resources Free on-demand webinar (with Maureen Werrbach of the Group Practice Exchange, too!): Structuring Your Group Practice for Success -- Considerations for Contractors VS Employees PCT's Group Practice PCT Way HIPAA Compliance Manual & Materials Includes the Terms of Service template for practice as Managed Services Organization and HIPAA Business Associate to contractor clinicians as HIPAA covered entities, template BAAs for executing between practice and contractor clinicians, and comprehensive HIPAA Security Policies & Procedures for the practice as HIPAA covered entity and Business Associate/MSO. Comprehensively covers the HIPAA P&Ps for contractor clinician structure group practices, employee structure group practices, and practices that are hybrid. PCT's Group Practice Care Premium service with assignable staff HIPAA Security Awareness: Remote Workspaces training for all team members plus: Access to Remote Workspace Center with step-by-step tutorials & registration forms for securing documenting Remote Workspaces Assignable staff HIPAA Security Awareness: Bring Your Own Device training Access to Device Security Center with step-by-step device-specific tutorials & registration forms for securing documenting personal & practice-provided devices Direct support & consultation service, Group Practice Office Hours

Op 1 juli moeten de provincies plannen inleveren voor het verminderen van de stikstofuitstoot. Een proces dat dwars loopt door de onderhandelingen voor nieuwe coalities in de provincies, waar BBB het voortouw heeft. Politiek redacteur Philip de Witt Wijnen maakte een ronde langs de provincies. Wat betekent dit voor het ambitieuze stikstofbeleid van de regering?LuisteraarsoproepDe energieprijzen dalen, maar dat ziet lang niet iedereen terug op de energierekening. Voor podcast NRC Vandaag horen we graag wat jullie willen weten over de energieprijzen. Stuur ons via whatsapp een spraakbericht met je vraag. Dat kan naar: 0641360789 of via de link: https://wa.me/message/ZROEGPXT26YVL1. Dank je wel alvast!Gast: Philip de Witt WijnenPresentatie: Floor BoonRedactie: Mila-Marie Bleeksma & Liz DautzenbergMontage: Jeroen JaspersCoördinatie: Henk Ruigrok van der Werven Heeft u vragen, suggesties of ideeën over onze journalistiek? Mail dan naar onze ombudsman via ombudsman@nrc.nl.Zie het privacybeleid op https://art19.com/privacy en de privacyverklaring van Californië op https://art19.com/privacy#do-not-sell-my-info.

The CEO of the original internet bank shares his thoughts on the online banking surge, BaaS, and the future of banking.

This was Y Combinator week in a sense, with the well-known accelerator showing off hundreds of startups over a two-day period. We had some thoughts about that. But! There was a lot more for Mary Ann, Natasha and Alex to dig into, so we have a little something for everyone today.Here's the show notes, enjoy:First, support our sibling podcasts Found and Chain Reaction in the Webbys! They deserve it, and we're voting for them too.For our Deals of the Week, we had: Monument and Tempest shared patients' private data with advertisers, Acorns buys GoHenry, and Alex has notes on how the Q1 venture capital market is shaping up.Looking for all the Y Combinator notes your heart could desire? You can find our favorites from days one and two at those links, and read this Natasha piece on why the Bay is Back.We also took the time to discuss the term 'demo day' for an event where there are no, you know, demos.Latin America was back on the show thanks to Mary Ann, giving us a good reminder that we have not spent enough time lately looking at the region.We closed with Frank, a frank chat that frankly had us shaking our heads. Fraud is bad, and nearly doubly so when it comes to startups, where trust plays such a critical role.Equity will return to your ears Monday morning, cheers until then!For episode transcripts and more, head to Equity's Simplecast website. Equity drops at 7:00 a.m. PT every Monday, Wednesday and Friday, so subscribe to us on Apple Podcasts, Overcast, Spotify and all the casts. TechCrunch also has a great show on crypto, a show that interviews founders, one that details how our stories come together and more!

Endeavor Entrepreneur Anabel Perez is the CEO and Co-Founder of NovoPayment, a pioneering financial infrastructure company that enables financial institutions, neobanks, and fintechs across the Americas to build and deploy digital financial and payment products through its API-based platform. Anabel was named by FinTech Magazine as one of the Top 100 Women in #FinTech in 2023. She also served on the board of Endeavor's Miami affiliate from 2018 to 2020. In this episode, Anabel discusses trends in BaaS solutions, creating value to clients, maintaining financial health, operations and growth, and generating innovation in FinTech. Co-hosted by Claudia Duran, Managing Director of Endeavor Miami. --- Send in a voice message: https://podcasters.spotify.com/pod/show/endeavornorthamerica/message Support this podcast: https://podcasters.spotify.com/pod/show/endeavornorthamerica/support

In today's episode of the Brains Byte Back podcast, we are joined by Sarah Howell, SVP of Partner Programs of Infinant, a FinTech company developing tools to help banks thrive in the digital fintech and finance markets, to discuss BaaS, what it is, and how it stands to impact our banking services. In the episode we cover: What is “embedded finance” and why is it important for everyday consumers Ecosystem strategy and how it impacts BaaS How different parts of the world vary when it comes to how advanced their banking systems are, and what parts of the world are further ahead than others Links

Alex is here to do our Monday show, a kickoff for the week that covers startup news, tech news and a little bit of the money that powers both. After a hectic few weeks, are we done with banking news? No, but there's some good news in the offing, at least.Banking stocks are whipsawing this morning, in the wake of the UBS-Credit Suisse deal, and First Republic's continued woes.The crypto markets have had a good few weeks, leading to asset price appreciation that has reignited crypto-Twitter.News that TikTok is now more popular than ever is compounded by massive gains in the popularity of other Bytedance apps in the United States. The CEO of TikTok goes before Congress this week.Parker is taking on the corporate card market with a focus on ecommerce, and neat repayment periods, while PitchBook wants to predict which startups are going to exit.And, interest rate hikes could cool in the coming quarters, which could help tech companies recover some value.We're off! Another week stretches before us. Get your dancing shoes on, surely the surprises are still coming.For episode transcripts and more, head to Equity's Simplecast website. Equity drops at 7 a.m. PT every Monday and Wednesday, and at 6 a.m. PT on Fridays, so subscribe to us on Apple Podcasts, Overcast, Spotifyand all the casts. TechCrunch also has a great show on crypto, a show that interviews founders, one that details how our stories come together and more!

This week, Natasha interviewed Series CEO Brexton Pham, who has been building a full-stack enterprise platform for institutions and enterprises since March 2021. Brexton was pushed out of stealth this week in the wake of Silicon Valley Bank's crash, which of course was the main topic of our conversation. What else did you expect?Here's what we got into:How much trust do our banks deserve today, and how much has reasonable trust fallen in recent weeks?How startups can (and should) start diversifying their banksWhat questions Series and its competitors are getting from investors todayThe long-term impacts beyond SVBBrexton also did a fantastic job of helping us zoom out and take a look at the past week from a refreshingly non-tech angle.Follow us on Twitter @EquityPod for live updates, and as always, the Equity crew will be back to unpack the week's headlines on Friday.For episode transcripts and more, head to Equity's Simplecast website. Equity drops at 7:00 a.m. PT every Monday, Wednesday and Friday, so subscribe to us on Apple Podcasts, Overcast, Spotifyand all the casts. TechCrunch also has a great show on crypto, a show that interviews founders, one that details how our stories come together and more!

Op de bodem van de oceaan, duizenden kilometers onder het wateroppervlak, ligt een schat aan kostbare metalen. Ze komen goed van pas bij de energietransitie en bedrijven staan te popelen om die diepzeebodem te ontginnen. Maar wetenschappers vrezen onoverzienbare milieuschade. Redacteur Hanneke Chin A Fo vertelt over de grote dilemma's die mogelijke mijnbouw met zich meebrengt. Wie is eigenlijk de baas over de diepzee?Lees hier het stuk dat Hanneke Chin A Fo schreef over de grondstoffen uit de diepzee.Heeft u vragen, suggesties of ideeën over onze journalistiek? Mail dan naar onze ombudsman via ombudsman@nrc.nl.Gast: Hanneke Chin A FoPresentatie: Floor BoonRedactie: Ruben PestMontage: JP GeersingZie het privacybeleid op https://art19.com/privacy en de privacyverklaring van Californië op https://art19.com/privacy#do-not-sell-my-info.

(1) Baas van Fox News geeft toe Trumps leugens te verspreiden zonder ze te geloven (2) Het Ontbreekwoord (3) Auto's worden te groot voor parkeerplaatsen (4) Stiekem een condoom uitdoen, is verkrachting. Middagjournaal van Nico Dijkshoorn

Building a blockchain from the ground-up is a daunting task in itself, one that should not be a concern when designing an end-user application. Moreover, as Web3 aims to move away from centralized vertical scalability towards a multi-chain decentralized environment, horizontal scalability and cross-communication should represent a standard. While Cosmos solves the latter, deploying application-specific blockchains has not been a streamlined process. Saga aims to address this by providing automated means of deploying application-specific blockchains, called chainlets that use the validator set of Saga. This leads to a simplified user (and developer) experience, presently much needed in the Web3 gaming and entertainment industries.We were joined by Rebecca Liao, co-founder & CEO of Saga, to discuss bootstrapping app-specific chains in just one click, leveraging the scalability & security of Cosmos, thus allowing developers to focus more on the product and less on the blockchain infrastructure.Topics covered in this episode:Rebecca's background & building SagaLeveraging Cosmos SDK, IBC & ICS to bootstrap other chainsChainletsSaga validators & tokenomicsIBC & elastic scaling for chainletsICS & Saga's tech stackChainlet customizationPartnerships & use casesChainlet ‘Musical chairs' auctionTargeting gaming and entertainment industriesMulti-chain future and inter-chain communicationEpisode links: Rebecca Liao on TwitterSaga on TwitterSponsors: Omni: Access all of Web3 in one easy-to-use wallet! Earn and manage assets at once with Omni's built-in staking, yield vaults, bridges, swaps and NFT support.https://omni.app/ -This episode is hosted by Sebastien Couture & Felix Lutsch. Show notes and listening options: epicenter.tv/484

Chris Dean is the co-founder & CEO of Treasury Prime, a leading US banking-as-a-service platform fresh off a $40m Series C raise.   Treasury Prime is a software company that connects sponsor banks to customer facing fintechs and by doing so powers bank accounts, cards and money movement. Unlike others in the banking-as-a-service space, Treasury Prime describes itself as building a network of interoperable sponsor banks and customer-facing fintechs in a ground-up approach to Open Banking in the US.    In this conversation, Chris and Will Beeson discuss the state of the banking-as-a-service industry, Treasury Prime's approach compared to other software-based BaaS companies and tech-enabled sponsor banks themselves, the economics of banking-as-a-service, the evolving regulatory environment and more.    Thank you very much for joining us today. Please welcome, Chris Dean.

What's the future of finance?To answer this question I spoke with James Butland, Vice President of Financial Partnerships, EMEA for Airwallex.Airwallex was founded by four friends, Jack Zhang, Max Li, Lucy Liu, and Xijing Dai, in Melbourne, Australia in 2015 and was inspired by real-life experiences.Out of their love for good coffee, engineering-banking friends Jack Zhang and Max Li started Tukk & Co, a café in Melbourne. As small business owners, they recognised first-hand the impact of high foreign exchange (FX) fees and banking costs on their profit margins, and sought out to build a better solution for businesses operating cross-border, improving on the constraints of the current global financial system.Specifically they wanted to solve the pain points surrounding cross-border transactions and empower businesses of all sizes to operate anywhere, anytime.What's the future of the financial services industry?The financial services industry is undergoing a radical transformation, partly through the forces demanded by regulation, as well as the needs of consumers and small and large enterprises.New Banking-as-a-Service (BaaS) platforms can help to drive improved customer experience and business growth, and also could be the key to unlocking the future of the financial services industry.Increasingly companies are now investing in incorporating financial products and services into their core business models. To meet this rising demand for embedded finance, traditional financial institutions and challengers are increasingly offering BaaS options.But where do you start?James answers these questions and more, including how new banking platforms can empower a “talent anywhere” strategy for a reimagined workforce, allowing the best people to be hired no matter where they live, even if a company doesn't have a physical presence in that country.More on JamesJames on LinkedInAirwallex websiteYour Host: Actionable Futurist® Andrew GrillFor more on Andrew - what he speaks about and recent talks, please visit ActionableFuturist.com Andrew's Social ChannelsAndrew on LinkedIn@AndrewGrill on Twitter @Andrew.Grill on InstagramKeynote speeches hereAndrew's upcoming book

Freek Jansen en Arco Gnocchi bespreken het ontslag van Alfred Schreuder, de 1-1 tegen FC Volendam en het optreden van Edwin van der Sar. Meer Ajax? Profiteer van onze PRO-deal! vi.nl/pakschaalZie het privacybeleid op https://art19.com/privacy en de privacyverklaring van Californië op https://art19.com/privacy#do-not-sell-my-info.

Bill Briggs, a key architect of the Paycheck Protection Program, talks about his just-announced role as the CEO of the Banking as a Service Association, a group representing banks that partner with fintechs to allow them to offer financial services. He discusses the need for a new set of best practices and how he believes the model is here for good despite enhanced regulatory scrutiny of bank-fintech partnerships.

Banking-as-a-service is among the most talked-about innovations in banking, and also perhaps among the least understood. Jeannette Kescenovitz, who leads development of banking-as-a-service capabilities at Finastra, shares her views on how BaaS might grow its presence at U.S. banks and credit unions in 2023.

Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we discuss the recent LastPass password manager data breach and what impacted users can do.  We discuss the extent of the breach; options for LastPass users (changing all of your passwords, switching to a different service); being wary of phishing attacks after data breaches; security reminders; spotting social engineering attacks; creating strong passwords; changing default security settings; how to approach changing years' worth of passwords; our recommendations for password managers; whether BAAs are necessary with password managers; and contingency planning.   Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. Resources Change password strength requirement rules on Last Pass, to 310,000, how-to article [recommended for ALL Last Pass users] Article on the LastPass breach  Security Awareness assignable staff training: HIPAA Security Topical Trainings Grab-Bag  PCT'S HIPAA-Security Awareness Meme-Minders (free!) PCT's Group Practice Care Premium service with Group Practice Office Hours direct support and consultation service

We trappen het nieuwe jaar af met niemand minder dan Jaap de Hoop Scheffer, voormalig secretaris-generaal van de NAVO. Hoe zal de oorlog in Oekraïne zich ontwikkelen? Zal Poetin werkelijk met een nieuw voorjaarsoffensief komen? En wie zal Stoltenberg dit jaar opvolgen als NAVO-baas? Dat en véél meer in een nieuwe aflevering van Europa Draait Door. Fragmenten uit aflevering: - De ongelukkige nieuwjaarstoespraak van de Duitse minister van Defensie (https://twitter.com/RikeFranke/status/1609635971221409792?s=20&t=5pJejMwFDCWXrHJOmaNWRg) - De Westminster Insider podcast van Politico - De wens van Stoltenberg om de twee-procent-norm verplicht te maken - De oproep van Henry Kissinger om om de onderhandelingstafel te gaan zitten met Rusland - Het nieuwjaarsfeestje van Boris Johnson - Eliane Rodrigues: Toccata & Fugue in D Minor, BWV 565 (Arr. for Piano) : Fugue

De KNVB presenteerde de opvolger van Nico-Jan Hoogma: Nigel de Jong. Over die verrassende keuze praat Etienne Verhoeff in de AD Voetbalpodcast uitgebreid met Maarten Wijffels. Daarnaast komt de blessure van Van Dijk aan bod en het wintertransfer ABC. ,,De positie van directeur topvoetbal bij KNVB is een moeilijke”, vertelt Wijffels in de AD Voetbalpodcast. ,,Met Marcel Brands is in het verleden wel gesproken, maar die zoekt de dynamiek van het clubvoetbal. Mannen als Van Gaal hebben geen interesse. Dus het is heel lastig om een lijstje namen te maken voor die functie.” Hoe lastig het ook is om een lijstje te maken, de naam Nigel de Jong zal bij menigeen niet erop hebben gestaan. ,,Maar laten we De Jong het voordeel van de twijfel geven. Hij kent het topvoetbal. Weet wat internationals nodig hebben om te presteren. Han Berger moet hem begeleiden in deze rol. Laten we het zien.” Beluister de hele AD Voetbalpodcast nu via AD.nl, de AD app of jouw favoriete podcastapp.Support the show: https://krant.nlSee omnystudio.com/listener for privacy information.

Na koppels met problemen geeft Esther Perel nu ook bedrijven relatieadvies. DS Weekblad ging samen met 200 ondernemers op de sofa bij de vermaarde Belgische relatietherapeut. ‘Een bedrijf verandert pas als de maat­schappij of de werknemers het eisen.'  U kunt luisteren naar een verhaal van Nathalie Carpentier, ingelezen door Niels De Keukelaere.See omnystudio.com/listener for privacy information.

Après de belles expériences en start-ups et scale-ups, Edouard s'est décidé à entreprendre. Co-fondée avec Logic Founders, Numeral permet aux entreprises d'envoyer, de recevoir et de rapprocher les paiements via leurs banques avec une API et un Dashboard uniques. C'est une discussion technique, mais non seulement accessible et passionnante. Comme j'aime bien comprendre en détail, j'ai demandé à Edouard de nous décrire les "use cases" Spendesk et Swile pour prendre ce qui a été déployé, mais aussi pour percevoir leur proposition de valeur et leur USP. Nous abordons de nombreux sujets : l'apport de Logic Founders, le projet d'intégration des nouveaux clients, la productisation des intégrations bancaires, la maintenance, le Conseil Européen des Paiements, le modèle d'affaires… Cette discussion en profondeur nous amène également à parler des choix de FinTech qui quittent leur fournisseur BaaS et ses conséquences. Enfin nous parlons évangélisation du marché, stratégie de développement et construction d'un écosystème.

Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we chat with Eric Ström, JD PhD LMHC to give you a preview on what regulatory changes to expect in 2023 and how to confidently navigate your practice through them.  We discuss shocking HHS guidance on remote communication technologies and BAAs; phone companies that offer BAAs; traditional phone services vs. VOIP services; enforcement policies; providing Good Faith Estimates to 3rd party payers; providing GFEs for all clients; proposed HIPAA privacy rule changes; new timeframes for releasing records; telehealth reimbursement and provider location; cross jurisdictional practice examples from Alaska and Maryland; requesting temporary permission to practice in another state; and how to do jurisdictional due diligence; and our upcoming training with Eric on 1/13/23.  Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. Resources PCT CE legal-ethical training (2 CE, live and recorded) for your 2023 practice primer: Regulatory Changes & Their Implications: What You Need to Know to be in Compliance for a Legal-Ethical Mental Health Practice HHS Guidance on How the HIPAA Rules Permit Covered Health Care Providers and Health Plans to Use Remote Communication Technologies for Audio-Only Telehealth PCT's free Service Selection Workbook for Group Practices The PCT Way System for optimizing and fortifying your mental health group practice Group Practice Care Premium with PCT's direct support and consultation service for mental health group practice owners, Group Practice Office Hours with the PCT consulting team and Eric Ström, JD PhD LMHC

Extrait de l'épisode de Dimanche. Après de belles expériences en start-ups et scale-ups, Edouard s'est décidé à entreprendre. Co-fondée avec Logic Founders, Numeral permet aux entreprises d'envoyer, de recevoir et de rapprocher les paiements via leurs banques avec une API et un Dashboard uniques. C'est une discussion technique, mais non seulement accessible et passionnante. Comme j'aime bien comprendre en détail, j'ai demandé à Edouard de nous décrire les "use cases" Spendesk et Swile pour prendre ce qui a été déployé, mais aussi pour percevoir leur proposition de valeur et leur USP. Nous abordons de nombreux sujets : l'apport de Logic Founders, le projet d'intégration des nouveaux clients, la productisation des intégrations bancaires, la maintenance, le Conseil Européen des Paiements, le modèle d'affaires… Cette discussion en profondeur nous amène également à parler des choix de FinTech qui quittent leur fournisseur BaaS et ses conséquences. Enfin nous parlons évangélisation du marché, stratégie de développement et construction d'un écosystème.

This episode is sponsored by Citizens Pay. With Citizens Pay, merchants have the security of a leading national bank and an omnichannel platform designed to streamline the buying process.  If you want to learn more about Citizens Pay, visit https://citizensbank.mvk.co/2hycr where you can find additional information about Citizens Pay and the buy now pay later payment model.In trying to find a word to describe my guest this week, I can honestly say that fascinating wouldn't even be enough to do him justice. Not only has he been in the industry for 32 years, he's also had the opportunity to work for some of our most reputable brands. And it doesn't hurt that he has a driving passion for (and a qualified certification in) both digital anthropology and AI ethics. Infosys Finacle CEO Sanat Rao call himself an “accidental technologist,” but I'd be hard pressed to find someone with more purpose driven passion around tech.For those of you who may not know, Infosys Finacle is an industry leader in digital banking solutions and a wholly owned subsidiary of the Infosys brand. Their evolution spans through decades of experience in everything from core banking to front-and-back-end digital solutions. And they operate in 100 different countries with a portfolio that accounts for global, regional, and local bank customers. Another fun fact? According to Sanat, more than 1 billion adult individuals have an account with a bank that uses Finacle. And this translates to upwards of 16-17% in global market saturation for their proprietary brand.According to Sanat, they exist to inspire “better banking” (not best) for billions of people and millions of businesses so they can save, pay, borrow, and invest better. Why not best? You'll have to tune in to find out!As for their competitive advantage, Sanat touts four main ingredients to their secret sauce:1.     The capacity for banks to cherry pick from a suite of industry-leading banking solutions2.     Composability3.     Global adaptability4.     And the capability for banks to deploy cloud native and architecture-driven solutions built on proven constructs of layered design and scalabilityTune in this week to hear Sanat talk about his journey to CEO, his passion for academic tech and where he sees the industry going in the next 2 to 3 years including core banking transformation, emerging markets, seamless integration, and the modernization of legacy technology.

https://lex.substack.com/p/podcast-scaling-a-core-ledger-for#detailsIn this conversation, we chat with Jarred Ward, CEO and co-founder of Twisp. Ward has been tasked with building nearly every part of the modern financial ecosystem, from a greenfield core banking stack, direct integrations with Visa and the card networks for card issuing, and later, building a banking-as-a-service API on top of BBVA's global core.Ledgers are the detailed records of transactions and money movement for every fintech, yet they are continuously reinvented for every product. The process of building and operating mission-critical ledgers to track and reconcile payments and money movement is complex.Twisp's vision is to provide the operational and scaling guarantees of DynamoDB, the correctness guarantees of a relational database, with the ledger and accounting primitives you need to build modern financial products at any scale THANK YOU TO OUR SPONSORS This episode was sponsored by Twisp. We are committed to highlighting partnerships transparently, and only work with organizations that we find compelling from an editorial perspective. MENTIONED IN THE CONVERSATIONTwisp website: http://bit.ly/3BEWBzbCEO's Linkedin profile: http://bit.ly/3HAHgng Topics: fintech, blockchain, ledgers, finance, financial infrastructure, cloud, accounting, banking-as-a-service, baas, apiCompanies: Simple, BBVA, Twisp, PacifiCorp, Stripe, Marqeta, MySQLABOUT THE FINTECH BLUEPRINT

Marius Reitz, hoofbestuurder by Luno Afrika gesels oor die stabiliteit van die kriptomark na die FTX-baas se arrestasie.

Today we drop another episode of Fintech Brews that we are dramatically calling the "Regulatory Reckoning" where our host Trent Sorbe sits down with Jessica Drew, General Counsel at Central Payments, Dan Quan, Co-Founder of Nevcaut Ventures, and Eric Goldberg, Partner at Akerman LLP. The group discusses all of the regulatory topics affecting the fintech industry today, including many that have been all over the headlines recently! Show Notes -   Eric Goldberg LinkedIn - https://www.linkedin.com/in/ericigoldberg/  Dan Quan LinkedIn - https://www.linkedin.com/in/dan-quan-1b839834/ Director Chopra's Prepared Remarks at Money 20/20: https://www.consumerfinance.gov/about-us/newsroom/director-chopra-prepared-remarks-at-money-20-20/  Banking-as-a-service grows as regulators play catch-up: https://www.bankingdive.com/news/banking-as-a-service-BaaS-regulators-OCC-fintech-partnerships/634850/  CFPB Invokes Dormant Authority to Examine Nonbank Companies Posing Risks to Consumers: https://www.consumerfinance.gov/about-us/newsroom/cfpb-invokes-dormant-authority-to-examine-nonbank-companies-posing-risks-to-consumers/  Examining Overdraft Fees and Their Effects on Working Families: https://www.banking.senate.gov/hearings/examining-overdraft-fees-and-their-effects-on-working-families

I'm joined by fintech and web3 luminary Lex Sokolin, Head Economist at ConsenSys and author of the Fintech Blueprint, for a discussion about the embedded finance value chain.   As listeners know, this is a topic of great interested to me, and I was happy to have the opportunity to dig into it with Lex in a conversation that we're releasing through both of our platforms.   In this conversation, Lex and I take stock of the BaaS and embedded finance space in a moment of market dislocation to see what it reveals about what works, what doesn't and where the next opportunities are.   If you don't already subscribe to the Fintech Blueprint, I'd highly encourage you to do so for the best analysis in the industry. For an example of their content, check out the post for this episode on rebank.cc.   Thank you very much for joining us today. Please welcome, Lex Sokolin.

In this conversation, we chat with Will Beeson, who currently works at Standard Chartered Ventures. Previously, Will was the Co-Founder & Chief Product Officer at digital bank BELLA, as well as, a Principal at Rebank, a fintech advisory firm. Will's banking entrepreneurship streak doesn't end there, he co-founded Allica, a digital bank for businesses in the UK. We discuss the evolution of the banking-as-a-service sector, and in particular the challenges of infrastructure providers when their fintech clients fail due to market pressure. What's next for embedded finance? MENTIONED IN THE CONVERSATIONRebank: https://rebank.cc/Will Beeson: https://www.linkedin.com/in/willbeeson/ and https://twitter.com/will_beesonTopics: Embedded finance, fintech, neobank, banking, payments, finance, banking-as-a-service, API, RegTech, RegulationCompanies: Plaid, Onfido, Stripe, Socure, Green Dot Bank, Cross River Bank, FIS, Fiserv, BlockFi, BBVAABOUT THE FINTECH BLUEPRINT

Miguel Armaza sits down live at Money2020 Las Vegas, with Amit Parikh, EVP of BaaS at Green Dot, and Ginger Baker, Head of Financial Access at Plaid.They discuss:The evolution of consumer data tech in fintechImportance of providing transparency to customers around privacy and data-sharing practicesKey technologies that will be absolutely critical to support the growth of fintech into 2023 and beyondHow fintech companies can actually help consumers navigate challenging economic times with expanded access to information and novel financial servicesThe future of partnerships between fintechs, incumbent banks, and big tech… and a lot more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary, instead? Check out the Fintech Leaders newsletter and join 48,000+ readers and listeners around the world!Miguel Armaza is Co-Founder & Managing General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIpqp

Our latest TreasuryCast guest, Aman Narain (HSBC) sits down with TMI's Eleanor Hill to consider the ways in which treasury might be impacted by embedded finance. In this podcast, Aman explains the differences between embedded finance and BaaS, shares his hopes for the future in this space, and provides the lowdown on HSBC's new partnership with NetSuite, which aims to enable the bank's customers to provide banking services over their own platforms.

Embedded Banking. Banking-as-a-Service. Embedded Finance. Whatever you want to call it, banks are both excited and skeptical about the recent upsurge in the adoption of this initiative. BaaS can lead to reaching underserved markets, increased deposit growth and fee revenue, and entering new geographies and hyper-specific communities. But it comes with risks and entering this space needs to be done cautiously and carefully. Infinant, a Charlotte, N.C.-based technology company, offers a unique platform that is purpose-built for banks trying to pivot into BaaS. Brian Love, Head of Banking & Fintech at Travillian, sat down with Sarah Howell, SVP Partner Programs at Infinant, to discuss their platform and other BaaS-related topics including: A Strategy for Pivoting to BaaS Risk & Regulatory Scrutiny Talent Need for Embedded Finance Recent Layoffs in the Industry

In this episode I talk with Dustin Milberg, Field CTO at InterVision. InterVision is strategic service provider focused on helping commercial and public sector organizations transform their technology strategy, improve risk management and gain a competitive edge. InterVision look to solve crucial IT challenges by delivering the right technology, deployed on the right premises and managed through the right service model. The specialize in datacenter and professional services around Resiliency, Cloud, Communications, Infrastructure and more. Dustin and I talk about the evolution of what it is to be a modern day Service Provider in a world where hybrid cloud rules and security and data protection is paramount to their clients. InterVision was founded in 1993 and is head quartered out of Santa Clara, California, United States. ☑️ But me a coffee? - https://ko-fi.com/gtwgt ☑️ Technology and Technology Partners Mentioned: VMware, Hyper-V, Nutanix, Veeam, Microsoft, AWS, Azure, Kubernetes, Containers, Storage, Networking, DRaaS, BaaS, Security ☑️ Raw Talking Points: History and founding First 10 years + CAD begins Early days of hosting Transitioning through hosting to infrastructure to virtualisation to cloud Acquisitions - Bluelock Public Cloud Services AWS and Azure Security and Ransomeware Managed vs Unmanaged Ransomware, backup and DR Optimizing workloads question Power of the Data Platforms ☑️ Web: https://intervision.com/ ☑️ Interested in being on #GTwGT? Contact via Twitter @GTwGTPodcast or go to https://www.gtwgt.com ☑️ Subscribe to YouTube: https://www.youtube.com/@GTwGTPodcast?sub_confirmation=1 ☑️ Music: https://www.bensound.com

It's the day after Thanksgiving - I hope everyone is having a great time with family. Here is a list of topics that we discussed today:

Vanuit Qatar bespreken chef voetbal Valentijn Driessen, Oranje-volger Mike Verweij en Pim Sedee het laatste WK-nieuws. Elke dag vanaf 18:00 uur een nieuwe voetbalpodcast Kick-off Qatar!See omnystudio.com/listener for privacy information.

1st Talk Compliance features guest Rachel V. Rose, JD, MBA, principal with Rachel V. Rose – Attorney at Law, P.L.L.C., Houston, TX, on the topic of “A Business Associate Agreement? Tell Me More!” Rachel joins our host Catherine Short to discuss how Business Associate Agreements (BAA) are not new; however, some individuals are new to healthcare and others never understood what a BAA is exactly. A BAA is a contract that fundamentally gives assurances that the parties are complying with the Security Rule and Privacy Rule, setting parameters in the event of a reportable security incident or a breach, and states how the sensitive data will be returned and destroyed at the end of the relationship. This presentation not only seeks to dispel myths about why certain language is prevalent in nearly all BAAs, but also provides insight into other provisions, and items for consideration, in light of the 21st Century Cures Act.

1st Talk Compliance features guest Rachel V. Rose, JD, MBA, principal with Rachel V. Rose – Attorney at Law, P.L.L.C., Houston, TX, on the topic of “A Business Associate Agreement? Tell Me More!” Rachel joins our host Catherine Short to discuss how Business Associate Agreements (BAA) are not new; however, some individuals are new to healthcare and others never understood what a BAA is exactly. A BAA is a contract that fundamentally gives assurances that the parties are complying with the Security Rule and Privacy Rule, setting parameters in the event of a reportable security incident or a breach, and states how the sensitive data will be returned and destroyed at the end of the relationship. This presentation not only seeks to dispel myths about why certain language is prevalent in nearly all BAAs, but also provides insight into other provisions, and items for consideration, in light of the 21st Century Cures Act.

Banking-as-a-Service (BaaS) has been the subject of much excitement in fintech over the past few years, together with the related but more general concept of embedded finance.  It powers companies like Chime, Robinhood and Coinbase and can include products like checking, savings, debit cards, credit cards, lending and more. In this episode, we read an essay analyzing the BaaS value chain, which we argue is not currently in equilibrium and predict will evolve. Read the article here: https://rebank.cc/the-baas-value-chain-is-broken/   

De voorspelde Republikeinse 'red wave' bleef uit bij de Amerikaanse midterm-verkiezingen. Het gezond verstand, jongeren en vrouwen boden weerstand aan de trumpiaanse machtsgreep, maar de Amerikaanse politiek blijft verscheurd en verlamd. Politiek dagboek over de staat van de democratie in Amerika. 
Lees hier het artikel: https://decorrespondent.nl/13930/zolang-trump-hun-baas-is-zullen-republikeinen-amerikas-democratie-ondermijnen/3038076193460-8a022ce0
 *** Nieuw: de Correspondent-luisterapp! Vanaf nu kun je voor de beste en meest privacyvriendelijke luisterervaring terecht in de Correspondent-app. Ontdek 500+ shows en verhalen en ga in gesprek met je favoriete correspondenten. Download de app snel in de app-store! Geen lid? Maak ook onafhankelijke journalistiek mogelijk en krijg toegang tot de app: corr.es/wordlid. *** Productie: Julius van Ijperen en Jacco Prantl 
 Voor vragen, opmerkingen of suggesties mail naar post@decorrespondent.nl

Nunca ouviu falar de BaaS? Então vamos lá! Manja a carteira digital daquele app de delivery? A conta com rendimento automático daquele aplicativo de transporte? O cartão de crédito daquele supermercado ou loja de departamento? O desconto para pagar com cartão virtual do próprio ecommerce? O cashback que a loja virtual só credita na conta que você abriu lá? Uma concessionária de energia elétrica que te permite pagar a conta de luz sem ter que acessar o site do seu banco? Então, tudo isso e muito mais está ou poderia estar sendo feito através do BaaS ou Banking as a Service. Pra contextualizar, na 1a geração estão os bancões tradicionais que tem agências, gerentes, e ainda cobram tarifas por diversos serviços. Há 10 anos começou a 2a. geração, com os neobancos, ou bancos digitais. Sem gerentes nem agências eles repassam essa economia aos clientes através de isenções, gratuidades e melhores taxas. Agradecemos a evolução, mas ainda tem muito o que melhorar. Por exemplo, é enorme a quantidade de brasileiros que ainda não possuem contas corrente ou de pagamento. Milhões não conseguem um cartão de crédito e a maioria dos que consegue não tem o limite de crédito que precisa. Ainda se cobra tarifa por muita coisa que deveria ser gratuita e as taxas de juros de empréstimos e financiamentos ainda é bastante alta. Ou seja, o Banco 2.0 melhorou o 1.0, mas o 3.0 bem que podia ajudar ainda mais.  Então, justamente para falar sobre BaaS, convidamos Gustavo Siuves, diretor de negócios e de marketing do Bankly, do grupo Meliuz. E se você se interessa pelo assunto, essa conversa foi feita para você!  Para acessar o blog do Educando Seu Bolso: https://educandoseubolso.blog.br/. Cursos online EsB: https://educandoseubolso.blog.br/cursos/. Fale conosco: marketing@educandoseubolso.blog.br Nossas redes sociais: https://www.instagram.com/educandoseubolso/?hl=pt-br https://www.facebook.com/educandoseubolso/ Esse episódio foi produzido por: Apresentação: Frederico Torres Produção de conteúdo: Bárbara Lafetá  Especialista convidado: Gustavo Siuves 

For our next podcast from Sibos 2022, Eleanor Hill (TMI) is going by BNY Mellon's Carl Slabicki for a candid discussion about the rise of Banking as a Service (BaaS). Our guest proposes the real-world application for end-users such as corporate treasurers, and considers where BaaS may be headed over the coming 12-24 months.

A boutique bank with a big vision! Seattle Bank's Josh Williams, EVP Chief Banking Officer and Head of Partnerships speaks with Jason Henrichs about Seattle Bank's forward-leaning approach and how they are leveraging tech to guide BaaS partnerships. Call it BaaS' second era, they talk about the next iteration of BaaS, embedded finance, and what banks have to get right if they want to compete in the space. Seattle Bank is keeping its eye on the puck and where it's going as they continue to solve client and market problems. Then, "Deep Tech" is transforming every industry. Tricia Martinez, Managing Director Techstars, Industries of the Future Acceleratorcovers Deep Tech. What is Deep Tech? Tech that addresses deep engineering and science driven problems such as AI, biotech, quantumcomputing...tech with potential to revolutionize industry and problems our world is up against. As an example we connect with Spiky.ai's Co-Founder Furkan Eris. Spiky.ai powers and increases the engagement of forward thinking companies with the goal to use data to empower everyone. Trust and human connection is so important in financial services, as things go more digital, how do you ensure effective communication, improve management and assessment, and make the most of your team, with the goal to get the best out of everyone? Forward-thinking tech! https://youtu.be/9us83y5WjZ0

Als we na een volle werkweek de huur noch de gasrekening kunnen betalen, waar doen we het dan nog voor? Werk kan leuk en bevredigend zijn, maar het maakt ons nu arm en ongelukkig. Thijs en Pim gaan op zoek naar het fundamentele plezier in werk, en waarom dat nu ontbreekt. TPS Reports: Anja Meulenbelts Alle Moeders Werken Al: https://www.walburgpers.nl/nl/book/9789462498877/alle-moeders-werken-al Marguerite van den Bergs Werk is Geen Oplossing: https://www.walburgpers.nl/nl/book/9789463725170/werk-is-geen-oplossing David Graebers Bullshit Jobs: https://www.rentabasicauniversal.es/wp-content/uploads/2018/09/Bullshit-Jobs-A-Theory-David-Graeber.pdf Klein Orkests klapper 'Koos Werkeloos': https://www.youtube.com/watch?v=rFsMLTwZMMM

Our expert host, Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Tom Pope, Head of Payments and Platforms,Tink Nadya Hijazi, Global Head of Wholesale Digital Channels, HSBC Julia McColl, CPO, Chetwood Financial We cover the following stories from the fintech and financial services space: Mumsbank? Mumsnet teams up with Chetwood to launch family focused financial products in 2023 - 3:20 HSBC teams up with Oracle Netsuite for Embedded Banking Services in the US - 19:03 Adyen deepens its partnership with Tink, by adding open banking payments - 31:01 SoftBank's Vision Fund to layoff 30% of staff - 41:40 Serena William's venture capital firm leads Ugandan fintech Numida's pre-series A funding round round - 52:30 Payhawk launches business credit cards in the UK - 54:50 SEC charges Kim Kardashian for Instagram crypto promotion - 56:35 This episode is sponsored by Tink As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world's largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It's why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH (https://business.linkedin.com/talent-solutions/cx/21/01/jobs-single-cta-11-podcast-uk?src=re-pod&trk=fintech&veh=fintech&mcid=6963291076820369422). Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Julia McColl, Nadya Hijazi, and Tom Pope.

On this episode of EnVision me, we have a wonderful guest Lori Baas to encourage and motivate us on how to move forward to the things we are unable to perform. Before her success as an entrepreneur, Lori Baas was a stay-at-home mother for several years. She decided to go back to school, got degrees and started teaching. Her life was work, yet unfortunately the school closed. But when she was in the academic world, due to poor income she did side giggs. That time Lori did not really know that teaching was not her priority, she thought she loved it but it was just an upshot of knowing that she was a way of making others' dreams come true as an educator and setting aside his dream as an entrepreneur. Here are some key highlights to know in today's podcast: Women have options in choosing careers Corporate world makes the role of a mother seems hard Time for yourself and self care are needed to avoid drained from work How important it is to go after your what's next Key Takeaways: Open to the doors that God is giving you. Open that door when you hear a knock. Open it and don't ignore it. - Lori Baas If you don't have a failure, you're not gonna learn. - Lori Baas You just have to go for it, you just have to take a leap. - Lori Baas Follow Lori Baas here: https://www.linkedin.com/in/lori-baas-0118427 Website: www.visionmadenetwork.com Facebook: https://www.facebook.com/visionmade --- Support this podcast: https://anchor.fm/whatsnextforwomen/support

The Fintech Nexus weekly news show covers the top stories in fintech.Get ready for this week by catching up on last week's top stories. FTX in talks to raise up to $1 billion at valuation of about $32 billion, in-line with prior roundStash debuts its own core systemBinance and FTX Make Top Bids for Bankrupt Lender VoyagerAdyen Selected as Fintech Platform to Introduce Cash App Pay Outside Square EcosystemNasdaq Starts Crypto Custody Service for Institutional ClientsSardine raises $51.5M led by a16z to sniff out fishy fintech transactionsCFPB to Unleash BNPL Rules that Would Also Impact Data MiningDigital Bank Marcus, Part of Goldman Sachs, Being Queried by Federal Reserve: ReportSynctera announced the first Baas industry line of credit product. Celsius Network: the flaming car wreck that keeps on burning

Hello and welcome back to Equity, a podcast about the business of startups, where we unpack the numbers and nuance behind the headlines.This was a Live Week, meaning that Alex, Natasha and Mary Ann recorded the show on Twitter Spaces, hanging out with a bunch of the Equity family. Good times were had! We also disclosed that we are recording live at Disrupt this year! Yes, so come hang out as we tape the show on opening day, full of coffee and enthusiasm.Now, to the show notes. Here's what we have in store for you:Deals of the Week: Stacked, which is taking on Twitch with a web3 twist; Astro, which wants to help connect Latin American developers to American companies; Anchor, which is building a BaaS platform in Africa.From there we riffed on the big changes at Y Combinator, and what it means for an early-stage venture firm managing over $3.2 billion in assets. The executive shift touched down just in advance of next week's demo day. Next week is going to be busy.Then Mary Ann walked us through issues at real-estate focused fintech startups, namely that they are burning too much money. Naturally this meant that we had to mention Better.com, again.And we closed with layoff news from Snap, and Clearco. Both stories are vastly different but compare in the layoffs, retraction in international presence, and promise for more focus in the future.If you are coming to Disrupt, use the code 'EQUITY' to save 15%. It makes us look good internally, and gets you a cheaper discount to our first Disrupt live show in the history of the podcast. And, speaking of the pod, Equity is back next Tuesday, not Monday, due to the American holiday. Ok! Bye!Equity drops every Monday at 7 a.m. PDT and Wednesday and Friday at 6 a.m. PDT, so subscribe to us on Apple Podcasts, Overcast, Spotify and all the casts.