Podcasts about sze chuah

Welcome to another insightful episode of Property Investing Insights! In today's discussion, Victor Kumar is joined by  Investorfi's brand ambassador, Sze Chuah, and delve into the intricate world of the psychology of money and investing. They share valuable insights on understanding money as a vehicle for exchange and emphasize the significance of making informed decisions in property investment. Key Takeaways: Understandinf money's role as an exchange tool in property investment. Avoid common mistakes like underleveraging or overleveraging. Emphasising the timing factor in the property market, rejecting the wait-for-social-proof approach. Stressing the importance of education and informed decision-making in managing and investing money. Looking beyond interest rates, break loyalty myths, and plan for a sustainable property portfolio. Seizing the current market conditions, explore external refinancing, and negotiate better deals. Considering alternative loans and prioritising emotion-free decision-making for self-employed individuals Thank you for tuning in to this episode of Property Investing Insights! If you found these key takeaways valuable, imagine what you'll gain from the full discussion.  Don't miss out on the complete episode—subscribe, share, and stay informed.

Join host Steve Waters and Victor Kumar from Right Property Group in a knowledge-packed episode as they sit down with finance experts Wayne Hedley and Sze Chuah. Together, they unravel the complexities of property financing and investment strategies, offering invaluable insights to help you navigate the world of property finance with confidence. Episode Highlights: 1. Understanding Borrowing Capacity and Equity: Learn how asset selection influences borrowing capacity and the crucial role of lender diversification in optimizing serviceability. Explore leveraging equity strategically for increased borrowing capacity. 2. Income and its Role:Understand the significance of genuine income for loan approval and how lenders assess risk, interest rates, and living situations based on income. 3. Debt and Serviceability: Gain insight into varying lender approaches to assessing debt and income, along with the impact of debt-to-income ratios (DTI) on borrowing capacity. 4. Equity Harvesting and Repayment Structures: Harness equity strategically to enhance borrowing capacity. Explore the power of interest-only lending and balancing deductible and non-deductible debt. 5. Commercial and SMSF Lending: Uncover the rise of SMSF lending for property investment, overcoming personal serviceability constraints, navigating commercial loans, and Lease Doc loans. 6. Market Trends and Mortgage Possession Sales: Gain insights into current mortgage possession sales trends and how liquidation companies handle these sales with multiple reserve levels. Empower yourself with expert knowledge by tuning into this engaging episode. Victor, Steve, Wayne, and Sze shed light on the intricacies of property finance and investment strategies, emphasizing planning, diversification, and leveraging equity to make informed investment decisions. Ready to take your property investment journey to the next level? Don't miss out – hit play and embark on a path to financial success! Contact us today to learn more about how we can help you invest in property with confidence at www.rightpropertygroup.com.au

In this podcast we sat down with Sze Chuah, the director of MLS finance to discuss some of the challenges investors are facing in the current lending environment, what rising rates mean for servicability, tips and tricks to increase serviceability, pros and cons of purchasing in a trust and much more! 

In episode 93 of the Investing Insights Podcast, Steve and Victor are joined by the go-to person about Finance and a good friend of both, Sze Chuah, Director of MLS Finance. In this episode, they discuss the past, present, and future of the market. While this is a challenging time for the industry, being able to deal with people from all walks of life, and having been through the hard yards of investing, the three are in consensus that there are great opportunities unfolding amidst the changes. Tune in to the rest of the episode now as they go hard on tackling relevant issues of today: -How to find, preserve, and enhance financial capacities -Drill predictions where the interest rates will stop -Changes to the banking policies -Buffer rates by the banks which are now 3%. -The value of asset over the next 5 years -And many more! This is a challenging time but having twenty-plus years of experience in the property sector, including their own hands-on experience with their personal portfolios, Steve, Victor and the rest of the RPG team can definitely provide you with professional guidance in taking your first step or next step into property investing. Work with two of Australia's leading property experts by contacting Right Property Group at https://rightpropertygroup.com.au/

The Game Changing Finance Tricks Which NO Banks Dares To Tell You! This week on the Invest In You podcast, Frank is lucky enough to be joined by director of MLS Finance, Mr. Sze Chuah! Sze's professional and personal passion is property investing, and when it comes to mortgages, no one knows more. He has years and years of experience in the property finance game, and everything he has to say will help everyone with their investment journey. For those just at the start of their investing career, Sze discusses just what a mortgage broker is, and how their services can open up a heap of different loan options than any one bank can offer you. You'll learn how you can knock years and thousands of dollars off your mortgage repayments by making sure you're financing everything best according to your situation. Struggling with loan types? Sze has you covered on the podcast. Nervous about failing as an investor? Listen up to Sze's keys to success on the podcast. If all you want is the 47th opinion on interest rates that you've heard today, Sze's is a bloody good one to listen to. There's a good chance that you'll want to put Sze's expertise to work on your own portfolio, and you can reach out here: https://www.mlsfinance.com.au/ https://au.linkedin.com/company/mls-finance https://www.facebook.com/MortgageLendingSpecialists

In Episode 61 of the Investing Insights podcast, our hosts Victor Kumar and Steve Waters from Right Property Group along with special guest Sze Chuah from MLS Finance discuss the five absolute finance musts to protect and enhance your borrowing capacity : 7.30 - Welcome to special guest Sze Chuah, MLS Finance. 8.30 - Changeover from responsible lending to responsible borrowing and what specific changes are looking to be made. 9.50 - Buyer confidence is high, preapprovals are high so longer application times. 12.09 - Many investors are deemed complex so they go to a separate queue as opposed to a first home owner. 13.44- Every finance application is in effect a business proposal. 16.35 - Really important to understand the type of finance you are getting . By working in with property partners you can get a better outcome. E.g. having the insights of the lenders and close collaboration is more so today in this market. 18.20 - Product Selection – don’t be soley rate orientated. The best rate isn’t necessarily the best for you and your portfolio. Rates are important though as they drive serviceability and repayments. 20.25 - People are under the impression that if they have equity they can uses it. No longer is it a foregone conclusion. Post APRA and Royal Commission lenders are scrutinizing the purpose for the equity releases. 21.05 More solution base lending. Many more considerations other than the rate. 22.07 - Offset – a super handy facility. A bank account linked to the home loan with a balance that reduces your interest. Instead of putting money in a high interest account you are saving what the interest rate is that your are paying. One of the best products in the finance eco system. Gives us the ability to dump money in and to be liquid. 27.48 – Lenders Mortgage Insurance (LMI) – 88% plus LMI sweet spot. 29.47 – reducing NON-DEDUCTIBLE DEBT. Minimizing credit cards, car loans, car leases etc as this affects serviceability. Investment debt is calculated more favourably. 32.20 Control the cash flow control the opportunity 33.01 a 60k car lease looking at about $1500per month approx taking around 300-400k of a mortgage – buy the car or buy a property. There are other options to car leases to maximise your borrowing capacity. You need to be tactical and methodical, what steps are you going to take today to enable to be in x position tomorrow. 37.36 REPAYMENT STRUCTURE from a property perspective with intent of a potential reno and flip needs to weigh up heavily with cash flow plan of the property must be considered – equity harvest etc, 39.56 Fixed / variable/ IO/ PI comes down to the plan for the property and also the banks policy / rues on for example harvesting equity 40.35 EQUITY HARVESTING and how it can benefit. Banks are deprioritizing those wishing to extract equity. Its about creating buffers and mitigation for the future. You have the money before you need it. Liquidity is such an essential part of any investment platform. Being ready, being opportunistic. Protecting your position 46.40 INCOME – Disposable income. Some lenders are good some not so good at different types of income eg with commissions. Brokers will understand the lenders products and policies and match what you are trying to achieve. Income is also about expenditure. Expenditure is the easiest way to increase income. Review of rents, adjust interest rates and the combination may allow for increased borrowing capacity. 52.59 LENDER SELECTION –ties everything together. The right lender will give you the element of all of the above right product for right rates. We hope you have enjoyed listening to this episode of the Investing Insights Podcast. Do you have a question? email questions@rightpropertygroup.com.au www.rightpropertygroup.cpm.au For more information on how MLS Finance can assist you go to https://www.mlsfinance.com.au

A comprehensive property investment strategy should always involve thorough planning from a finance perspective. In this episode our hosts Victor Kumar & Steve Waters from Right Property Group are joined by a special guest, Sze Chuah from MLS Finance. Sze is one of the top 30 brokers in Australia and an active property investor with over 25 investment properties under his belt. Tune in to hear them unpack: - How lockdown 2.0 has impacted the economy and market tempo - All aspects of the recent finance changes - Ways to increase your borrowing capacity - The importance of structing your loans and deciding who should be on title vs on the loan You will hear all of this and much, much more in this episode of Investing Insights! You even have the opportunity to speak with Sze to review your current finance structure to ensure you are on the best products available. Did you like this episode? Show your support by rating us on iTunes (Investing Insights) and by liking and following Right Property Group & MLS Finance on social media: Facebook, Instagram, and LinkedIn. If you have any questions about what you heard today or any topics of interest you have in mind, feel free to email questions@rightpropertygroup.com.au for more.

Having purchased his first investment property in 2010, investor Sze Chuah has had a busy nine years. In this episode of The Smart Property Investment Show, Sze joins host Phil Tarrant to reflect on his investment journey and to reveal how he did it. Listen Now Sze explains his decisions around how he structured his portfolio ownership across himself, his wife, an entity and within a SMSF, discusses how he manages his portfolio, and shares where he has been investing - and why Western Australia is next on his investment plan. He also shares his views on bargain hunting for property, unpacks his investment strategy, and explains the importance of planning and structure when growing your portfolio. If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, email editor@smartpropertyinvestment.com.au for more insights!

Sze Chuah is the director of mortgage lending specialists at MLS Finance. We'll find out how a buyer's agent can greatly benefit your property journey, why having a good mindset will help you determine the right strategy and how to build a portfolio of 25 properties worth a combined value of $10 million!Uncover how the thing that held Chuah back spurred him to work on mitigating his and his clients' risks; why it's as important to seek expert advice on your properties as it is with your health; and why developing a strong savings mentality is essential in not just reaching a position of wealth, but maintaining it as well. See acast.com/privacy for privacy and opt-out information.

Sze Chuah is the director of mortgage lending specialists at MLS Finance. We'll find out how a buyer's agent can greatly benefit your property journey, why having a good mindset will help you determine the right strategy and how to build a portfolio of 25 properties worth a combined value of $10 million!Uncover how the thing that held Chuah back spurred him to work on mitigating his and his clients' risks; why it's as important to seek expert advice on your properties as it is with your health; and why developing a strong savings mentality is essential in not just reaching a position of wealth, but maintaining it as well. See acast.com/privacy for privacy and opt-out information.

Sze Chuah is a mortgage lending specialist and director of MLS Finance. He discusses how he acquired the majority of his 25 properties within two years - as well as the horrific holiday memory of discovering one of his properties had been severely damaged by fire!We'll hear how Chuah's journey began with the necessity of creating a better life, why it's crucial to always have insurance on your property investments and about the moment when a tragic news story turned into a valuable a-ha moment for him.Tune in now and uncover his story for yourself! See acast.com/privacy for privacy and opt-out information.

Sze Chuah is a mortgage lending specialist and director of MLS Finance. He discusses how he acquired the majority of his 25 properties within two years - as well as the horrific holiday memory of discovering one of his properties had been severely damaged by fire!We'll hear how Chuah's journey began with the necessity of creating a better life, why it's crucial to always have insurance on your property investments and about the moment when a tragic news story turned into a valuable a-ha moment for him.Tune in now and uncover his story for yourself! See acast.com/privacy for privacy and opt-out information.