Podcasts about brokers

The managed service provider (MSP) cyber insurance landscape is facing significant challenges, primarily due to the certification process rather than the coverage itself. Edouard von Herberstein, a seasoned expert in complex risk management, recognized the inefficiencies within this system and founded Spectra, the first MSP certification platform acknowledged by major insurers. His insights reveal that the lack of trust and understanding between insurers and MSPs has created a bottleneck, preventing effective collaboration in enhancing cyber resilience and risk management.Spectra's approach focuses on certifying the MSP as an organization rather than individual technicians. This certification process involves a thorough examination of how MSPs protect themselves, the resilience of the solutions they offer, and the deployment of these solutions to customers. By ensuring that MSPs meet specific standards and best practices, Spectra aims to build trust with insurers, who have historically been skeptical of the MSP sector. This certification not only enhances the credibility of MSPs but also provides insurers with a reliable way to assess risk.The conversation also touches on the skepticism that exists on both sides of the insurance and MSP relationship. Many MSPs view insurers as profit-driven entities that often deny claims, while insurers perceive MSPs as lacking value. However, through initiatives like Spectra, there is a growing recognition of the mutual benefits that can arise from collaboration. Brokers are increasingly seeking certified MSPs to refer to clients, creating a new dynamic where both parties can thrive.Finally, the discussion highlights the importance of insurance in the broader context of cybersecurity. While some argue that organizations can self-insure by maintaining sufficient funds for potential breaches, the reality is that many SMEs do not recover from incidents like ransomware attacks. Insurance provides not only financial support but also critical guidance and resources post-incident. By fostering a partnership between certified MSPs and insurers, Spectra aims to create a more resilient cybersecurity ecosystem that benefits all stakeholders involved.  Supported by MSPRADIO : https://mspradio.com/engage/  All our Sponsors: https://businessof.tech/sponsors/ Do you want the show on your podcast app or the written versions of the stories? Subscribe to the Business of Tech: https://www.businessof.tech/subscribe/Looking for a link from the stories? The entire script of the show, with links to articles, are posted in each story on https://www.businessof.tech/ Support the show on Patreon: https://patreon.com/mspradio/ Want to be a guest on Business of Tech: Daily 10-Minute IT Services Insights? Send Dave Sobel a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/businessoftech Want our stuff? Cool Merch? Wear “Why Do We Care?” - Visit https://mspradio.myspreadshop.com Follow us on:LinkedIn: https://www.linkedin.com/company/28908079/YouTube: https://youtube.com/mspradio/Facebook: https://www.facebook.com/mspradionews/Instagram: https://www.instagram.com/mspradio/TikTok: https://www.tiktok.com/@businessoftechBluesky: https://bsky.app/profile/businessof.tech

Recurring setbacks aren't just bad luck or poor discipline, but a subconscious program running on autopilot. In this episode of Brokers of Secrets, William Lam unpacks the psychological “loop” , a hidden, recurring pattern that drives cycles of success followed by collapse across all aspects of life. These loops are not random. They are encoded into your unconscious through early childhood imprinting, social conditioning, and generational trauma. Without realizing it, most people repeat the same emotional cycles such as overworking only to burn out or attracting the same toxic partners, but there is a way out. William reveals how to diagnose your personal loop, decode the secondary emotional gains behind it, and reprogram your subconscious mind from a win/lose or pain/pleasure cycle into a “win or win more” reality. He introduces two powerful tools, the Loop Quiz and the 7-Day Sprint, to help you uncover your loop and permanently break free.Whether you're an entrepreneur, a high performer, or someone ready to stop reliving the same frustrations year after year, this episode offers a transformative roadmap to reclaiming agency over your lifeChapters:(00:00) Introduction(00:49)The Success Failure Loop (02:03) Success Crash Scenarios (06:48) Relationship Loops and Toxic Patterns(20:41) Repeating Relationship Cycles Explained(25:56) The Savior Complex(27:47) Health and Fitness Motivation Loops(31:07) Awareness, Reprogramming, and Next StepsLearn more at ⁠⁠⁠⁠https://upgrd.comFollow us on Instagram at https://www.instagram.com/theupgrd

Ron Kamdem, our U.S. Real Estate Investment Trusts & Commercial Real Estate Analyst, discusses how GenAI could save the real estate industry $34 billion and where the savings are most likely to be found.Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Ron Kamdem, Head of Morgan Stanley's U.S. Real Estate Investment Trusts and Commercial Real Estate research. Today I'll talk about the ways GenAI is disrupting the real estate industry.It's Tuesday, July 1st, at 10am in New York.What if the future of real estate isn't about location, location, location – but automation, automation, automation?While it may be too soon to say exactly how AI will affect demand for real estate, what we can say is that it is transforming the business of real estate, namely by making operations more efficient. If you're a customer dealing with a real estate company, you can now expect to interact with virtual leasing assistants. And when it comes to drafting your lease documents, AI can help you do this in minutes rather than hours – or even days.In fact, our recent work suggests that GenAI could automate nearly 40 percent of tasks across half a million occupations in the real estate investment trusts industry – or REITs. Indeed, across 162 public REITs and commercial real estate services companies or CRE with $92 billion of total labor costs, the financial impact may be $34 billion, or over 15 percent of operating cash flow. Our proprietary job posting database suggests the top four occupations with automation potential are management – so think about middle management – sales, office and administrative support, and installation maintenance and repairs.Certain sub-sectors within REITs and CRE services stand to gain more than others. For instance, lodging and resorts, along with brokers and services, and healthcare REITs could see more than 15 percent improvement in operating cash flow due to labor automation. On the other hand, sectors like gaming, triple net, self-storage, malls, even shopping centers might see less than a 5 percent benefit, which suggests a varied impact across the industry.Brokers and services, in particular, show the highest potential for automation gains, with nearly 34 percent increase in operating cash flow. These companies may be the furthest along in adopting GenAI tools at scale. In our view, they should benefit not only from the labor cost savings but also from enhanced revenue opportunities through productivity improvement and data center transactions facilitated by GenAI tools.Lodging and resorts have the second highest potential upside from automating occupations, with an estimated 23 percent boost in operating cash flow. The integration of AI in these businesses not only streamline operations but also opens new avenues for return on investments, and mergers and acquisitions.Some companies are already using AI in their operations. For example, some self-storage companies have integrated AI into their digital platforms, where 85 percent of customer interactions now occur through self-selected digital options. As a result, they have reduced on-property labor hours by about 30 percent through AI-powered staffing optimization. Similarly, some apartment companies have reduced their full-time staff by about 15 percent since 2021 through AI-driven customer interactions and operational efficiencies.Meanwhile, this increased application of AI is driving new revenue to AI-enablers. Businesses like data centers, specialty, CRE services could see significant upside from the infrastructure buildout from GenAI. Advanced revenue management systems, customer acquisition tools, predictive analytics are just a few areas where GenAI can add value, potentially enhancing the $290 billion of revenue stream in the REIT and CRE services space.However, the broader economic impact of GenAI on labor markets remains hotly debated. Job growth is the key driver of real estate demand and the impact of AI on the 164 million jobs in the U.S. economy remains to be determined. If significant job losses materialize and the labor force shrinks, then the real estate industry may face top-line pressure with potentially disproportionate impact on office and lodging. While AI-related job losses are legitimate concerns, our economists argue that the productivity effects of GenAI could ultimately lead to net positive job growth, albeit with a significant need for re-skilling.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Joe Arnao is a seasoned real estate professional and consultant who specializes in matching agents with firms that align with their unique skills, goals, and values, helping both sides avoid wasted time and resources. With a diverse background spanning coaching, training, recruiting, sales, and development, Joe has opened multi-state brokerages, led as an area manager and director of growth for top firms, and played a key role in multi-unit project development and condominium conversions. Known for his deep ability to connect with people, Joe uses a thoughtful and strategic coaching style—shaped by training with Tom Ferry, Mike Staver, and Keller Williams—to help agents and teams overcome obstacles and reach their full potential. As a skilled trainer and presenter, he's led impactful sessions on leadership, growth, and sales, delivering complex strategies with clarity and impact.In our podcast, Joe Arnao shares expert insights on how to attract the right real estate agents, including the most important questions team leaders should ask to determine mutual fit. We dive into the art of building strong agent relationships, understanding what drives each individual, and creating a culture where agents feel supported and aligned. Joe also unpacks strategies for retaining top talent, emphasizing clarity, communication, and connection as the keys to long-term success in team building and brokerage growth.You Can Find Joe@:Youtube: https://www.youtube.com/@JoeArnao/videosLinkedin: https://www.linkedin.com/in/joearnao1/Podcast: https://www.facebook.com/therealestatejoeshow

On episode 856 of WHAT THE TRUCK?!? Dooner discusses another tragic weekend truck accident. On Saturday, Alexis Osmani Gonzalez-Companioni reportedly fell asleep behind the wheel of his semi-truck, causing a crash that killed five people in Texas. Following Secretary Duffy's appearance on last Friday's show, where he discussed English Language Proficiency (ELP) enforcement and a nationwide non-domiciled CDL audit, CarrierSources' Kevin Hill joins to share how freight brokers and shippers are reacting to these regulations. He'll also reveal what shipper search activity indicates about summer freight market demand. Global turmoil could reshape shipping markets. Focal Point founder and CEO Anders Lillevik examines manufacturing and shipping risks stemming from conflict around the Strait of Hormuz. Plus, GenLogs warns of a load board-based cargo theft ring targeting freight over the 4th of July holiday, and more. Chapters 3:12 Another deadly weekend wreck 7:26 Cargo theft crime ring alert 10:28 ELP and non-domiciled CDL audit | Kevin Hill 16:18 What shipper activity is saying about the summer market | Kevin Hill 30:27 From my point of view, the ____ are evil | Kevin Hill 33:00 Farewell 34:16 Strait of Hormuz: Manufacturing/Shipping Risk | Anders Lillevik Catch new shows live at noon EDT Mondays, Wednesdays and Fridays on FreightWaves LinkedIn, Facebook, X or YouTube, or on demand by looking up WHAT THE TRUCK?!? on your favorite podcast player and at 6 p.m. Eastern on SiriusXM's Road Dog Trucking Channel 146. Watch on YouTube Check out the WTT merch store Visit our sponsor Subscribe to the WTT newsletter Apple Podcasts Spotify More FreightWaves Podcasts Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of The Smart Property Investment Show, host Phil Tarrant marks a decade of guiding investors through market shifts, joined by the Mortgage & Finance Association of Australia CEO, Anja Pannek, to discuss the vital role of mortgage broking. The discussion focuses on the vital role of mortgage brokers in Australia, particularly in the evolving property market, including challenges such as COVID-19 and shifts in mortgage regulation. Mortgage brokers now handle nearly 77 per cent of loans, up from 50 per cent in 2010, thanks to their consumer-first approach and stringent regulation. Brokers provide essential services, such as refinancing, debt consolidation, and financial guidance, particularly during periods of fluctuating interest rates. Despite media misconceptions, mortgage brokers boost competition and choice, benefiting borrowers; with market share expected to surpass 80 per cent, they remain essential partners offering personalised support and lender access. The duo encourages investors and aspiring brokers alike to leverage their expertise to navigate the complex mortgage landscape confidently. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Award-winning investigative journalist and contributing Wired editor Scott Carney leads listeners on a breathtaking journey through the macabre underworld of the global body bazaar, where organs, bones, and even live people are bought and sold on The Red Market.As gripping as CSI and as eye-opening as Mary Roach's Stiff, Carney's The Red Market sheds a blazing new light on the disturbing, billion-dollar business of trading in human body parts, bodies, and child trafficking, raising issues and exposing corruptions almost too bizarre and shocking to imagine.https://amzn.to/40vciFzBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-opperman-report--1198501/support.

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#cuttheclutter Democratic Republic of Congo and Rwanda on Friday signed a peace deal, marking the end of decades-long fighting in eastern DRC that upended millions of lives. In Episode 1689 of #CutTheClutter ThePrint Editor-in-Chief Shekhar Gupta traces DRC's roots, from being a Belgian colony till 1960 to Mobutu's rule and the 2009 pact that led to the birth of Rwanda-backed M23 rebel group; he also explains how large reserves of tantalum and cobalt have brought the ‘resource curse' tag upon DRC and Rwanda. --------------------------------------------------------------------------------------------- To visit ThePrint Store: https://store.theprint.in/ --------------------------------------------------------------------------------------------- Produced By: Mahira Khan

June 27th, 2025Join Monte Judah as he looks at the state of the world and the Holy Land. Monte Judah breaks down Israel's bold strike on Iran ends in ceasefire. Trump's leadership lauded; Gaza back in focus. What it means prophetically for the Messianic world.See the full episode athttps://www.youtube.com/watch?v=dEZisoBr-U4https://lionandlamb.tv/programs/messianic-world-update-62725-45964d00:00 - Shalom and Introduction01:15 - War Ends: Israel-Iran Ceasefire Announced03:05 - B2 Bombers Strike Iranian Nuclear Sites05:40 - U.S. Navy Joins with Tomahawk Missile Strike07:10 - Iran's Failed Retaliation and Face-Saving Move09:00 - Trump Announces Victory, Media Reacts11:15 - Leaked Intelligence Report Causes Stir13:05 - Mossad Confirms Site Was Obliterated15:20 - Iranian Regime in Crisis: Arrests and Executions17:30 - Prophetic Impact: Israel Now a Regional Superpower19:45 - Political Backlash in the U.S.22:00 - Democrats Accuse Trump Despite Victory24:15 - Anti-Israel Sentiment in American Politics26:00 - IDF Refocuses on Gaza and Hamas28:15 - Hostage Recoveries and IDF Losses29:40 - Humanitarian Crisis: Hamas Steals Aid31:05 - Supporting Israel: Leket Food Program Appeal32:15 - Upcoming Feast of Tabernacles Event in Oklahoma34:10 - Final Thoughts and Prophetic Encouragement35:25 - Shabbat Shalom and Closing Blessing

In this episode of The MHP Broker's  Tips and Tricks podcast, Maxwell Baker, president of The Mobile Home Park Broker, interviewed The MHP Broker Eric Wanck regarding his very challenging closing of a portfolio of five mobile home parks in North Carolina. As with every Tips and Tricks podcast episode, this one is brought to you by The MHP Broker's proprietary Community Price Maximizer. Use this four-step system to get the highest price possible for your mobile home park or RV community when you sell it through The MHP Broker. Guaranteed. Call Max for details. Here Are the Show Highlights: Max introduced broker Eric Wanck and explained how Eric and his business partner had recently closed on a five-park portfolio in the Tar Heel State that came with plenty of challenges. That included a buyer who initially fell out of contract but then came back months later for round two. (Max, 00:22) The prospective buyer initially came to the deal with a funding package he was trying to put together from among several investors. As what tends to happen when you have too many moving parts in a deal, the whole thing fell apart. The buyer's due diligence was also challenging, since there were something like 123 park-owned homes to look at, spread on some 172 pds scattered over five parks. (Eric, 1:58) The prospective buyer failed to get financing, killing the deal the first time around. The deal looked deader'n a doornail.  (Eric, 2:40) The park went off the market for three or four months. But then the original prospective buyer came back with another deal. One advantage of doing business with those folks again was that they had already inspected he parks and had completed the bulk of their due diligence. However, Eric was naturally skeptical–and cautious–since that group had already brought them a soured deal. (Eric, 3:07) Eric and the sellers proceeded cautiously, shortening timelines for due diligence and inspections since a lot of that work had already been done the first time around. It was still a slow grind, taking about 90 days to close, even with the buyers presenting an all–cash deal. (Eric, 3:47) The availability of all of the park-owned homes also complicated the deal. They were hard to price. Twenty-eight of them were nearly new, having been bought new and installed in 2020. The final tally was that the homes sold to the park buyer at an average cost of about $22,000 each…a good price for the buyers. (Eric, 5:06) With lots renting at close to $1,000 a month, the buyer was going to generate impressive cash flow and get back the purchase price in good time. The sellers had made over a million dollars in capital improvements to the homes, increasing the value of the entire portfolio. (Max, 6:06) That included new HVAC units throughout the park, greatly increasing the portfolio worth. (Eric, 6:27) The sellers' well-organized and complete books and records also helped make the deal possible. The seller also had the benefit of being able to get the best purchase price based on competitive rates and other pertinent data collected and provided by Max and his team. (Max, 7:00) The bottom line is that, the more comprehensive the due diligence and financial information, the more the seller can get in the sale. Make the process easier for all parties, and you'll end up with more at closing. (Eric, 7:40) The Mobile Home Park Broker has tons of experience putting seller-friendly deals together–and saving deals when they fall through or feel at risk. If you're thinking of putting your park on the market, call Eric Wanck or Max Baker at The MHP Broker, (678) 932-0200 and we'll help you find a qualified buyer and an optimal sale price.You can also drop us a line at info@themhpbroker.com. Power Quotes in This Episode: “Whenever you get more people involved (in a deal), you typically might run into more issues. (Eric, 1:58) (On a first deal falling through.) “Hey, just because you don't make it go once doesn't mean you can't try to do it again.” (Eric, 2:40) (After the first deal failed and the parks went off the market for an extended time) “We just kept a good relationship with the owner.” (Eric, 3:07) “When you drive around a mobile home park and you see a bunch of brand-new Trane HVAC units, literally on every single home, you're dealing with ownership that takes pride and wants to have a nice home for tenants.” (Eric, 6:27) “So it's very important to organize your books and records, because whenever we go to sell your community…it only adds more zeros to the bottom line. You know, simply because you're eliminating risk, and the less risky your asset is to an incoming operator, the higher the price naturally is what's going to happen.” (Max, 7:00) “The more comprehensive your due diligence and financial information is, the more money we can get for you. …It makes the process so much easier, both on your side and the buy side and getting to the closing table.” (Eric 7:40)

Most insurance producers cap out at $600K.Not because they lack talent...but because the system around them is broken.In this episode of Getting Past the Premium, I sat down with Ryan Deeds, VP of Strategy and Analytics at Alkeme, to break down the real reasons producers and agencies stall out.Ryan's built sales systems for 300+ producers across 57+ acquired firms...and what he's seeing is uncomfortable, but true:“40% of our clients were generating just 3.5% of our premium.”That's not growth.  That's bloat.You'll discover:✅ Why most producers plateau...and how to break through✅ How Alkeme built a Producer Portal that actually gets used✅ The single most important metric every producer should track (average account size)✅ How to design cross-sell and round-out into your operations✅ The real cost of service drag (and why it caps growth)✅ Why earnouts complicate scale—and how Alkeme is solving for it✅ What to do when producers resist systems, tools, and change

Curious what your business might really be worth? And what it would take to sell it for a premium price? Book your free Exit Discovery Call now and get clarity on your next best move:https://findyourleveragepoint.com/exit-discovery-call

Meet Easley. He followed me for months, then he quit his job, drove 18 hours from St. Louis, and walked into the Takers office ready to change his life.In this LIVE interview, we talk about what led him to Takers Brokerage, the risks he took, and why he believes this is the move for any serious mortgage professional.We also break down the broker model, how we win in this game, and how top brokers choose the right mortgage brokerage to grow faster and earn more.If you're a mortgage broker thinking about your next step, this is for you!Support the showJoin our weekly calls so you we can help you too!

[00:00:00] Jamie Metzl [00:18:26] Allen West [00:36:50] Ahmed Fouad Alkhatib [01:13:36] Michael Rubin [01:32:00] Jennifer Sey Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's Top News in 10 we cover: President Trump brokers a ceasefire to the Israeli-Iranian “Twelve Day War.” The Supreme Court rules the Trump administration can continue deporting illegals to any accepting nation. Democrats struggle under the weight of leadership's bad choices and party infighting.⁠⁠⁠ Subscribe to The Tony Kinnett Cast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/the-tony-kinnett-cast/id1714879044⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget our other shows: Virginia Allen's Problematic Women:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.dailysignal.com/problematic-women⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Bradley Devlin's The Signal Sitdown:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.dailysignal.com/the-signal-sitdown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Follow The Daily Signal:  X:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://x.com/DailySignal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.instagram.com/thedailysignal/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.facebook.com/TheDailySignalNews/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Truth Social:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://truthsocial.com/@DailySignal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  YouTube:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.youtube.com/user/DailySignal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Rumble:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://rumble.com/c/TheDailySignal⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠    Thanks for making The Daily Signal Podcast your trusted source for the day's top news. Subscribe on your favorite podcast platform and never miss an episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's Top News in 10 we cover: President Trump brokers a ceasefire to the Israeli-Iranian “Twelve Day War.” The Supreme Court rules the Trump administration can continue deporting illegals to any accepting nation. Democrats struggle under the weight of leadership's bad choices and party infighting.⁠⁠⁠       Subscribe to The Tony Kinnett Cast: […]

What does it take to build trust in freight? In this episode, recorded live at TMSA Elevate in Austin, Texas, SPI Logistics' CRO Senior Vice President, Mike Mikulik, joins Blythe to share the freight fundamentals that never go out of style, like proving your worth, asking better questions, and why breaking bread still beats fancy tech. Whether you're a new broker or a seasoned freight agent, this conversation is full of tried and true insights that can level up your relationship game. Key takeaways: Always start small and prove yourself before trying to win the biggest lanes. Brokers should understand their customer's supply chain to provide real value. Empathy and relationship-building still outperform tech during critical moments. Asking for referrals directly (and consistently) can unlock huge growth. Freight agents need ongoing education to stay relevant in uncertain markets.LINKS:Mike's LinkedInThe Ultimate Guide for Experienced Freight AgentsSPI's Secrets to Building a Successful Freight Agent CareerBecome an SPI Freight AgentSPI Logistics' WebsiteWATCH THE FULL EPISODE HEREFeedback? Ideas for a future episode? Shoot us a text here to let us know. -----------------------------------------THANK YOU TO OUR SPONSORS! Are you experienced in freight sales or already an independent freight agent? Listen to our Freight Agent Trenches interview series powered by SPI Logistics to hear from the company's agents on how they took the leap and found a home with SPI freight agent program. CargoRex – Your Logistics Hub. Explore, discover, and evolve with the all-in-one platform connecting you to the top logistics tools, services, and industry voices. Whether you're a leader, researcher, or creator, CargoRex helps you stay ahead. Explore Now Digital Dispatch maximizes your #1 sales tool with a website that establishes trust and builds rock-solid relationships with your leads and customers. Check out our website services here.

“As a broker, our job is counting cards against the system. Because everything catches up 5-10 years later. Every other broker, every other consultant gets in like, oh, that's a great idea. We're always trying to find the next little thing, and then the system eventually shuts it down because it messes with somebody's money." - Taylor OrtonWhat does it mean to be on the bleeding edge of employee benefits? My next guest, Taylor Orton, CEBS, of Cottingham & Butler, frames the work of a top consultant as “counting cards against the system”, and trying to continuously stay ahead of the market. Taylor broke down several of the key areas of cost containment that are often employed by brokers and gave his take, as well as what it means to be on the “bleeding edge” of benefits. He also shared with me why cost containment doesn't just mean lowering the “unit cost” of healthcare; it also means trying to reduce the number of “units”. Much of this conversation was on the big picture of the healthcare landscape, so if you're a self-funded geek, this one is for you.Chapters:(00:00:00) Why Brokers Need To Be Constantly Innovating | with Taylor Orton(00:10:44) Optimizing Healthcare Benefits Plans(00:16:14) Why Procurement Strategies Are So Key To Cost Management(00:33:22) Market Forces' Impact on Healthcare Pricing(00:46:54) Employer Transparency About HealthcareKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

President Trump shocks the world with news of a ceasefire between Iran and Israel, ending what he calls the “12-Day War.” Pags breaks down this massive development and what it means for global stability. Lt Col (Ret) Jeffrey Addicott joins the show with expert insight on the Middle East, the strikes, and what happens next. Learn more about your ad choices. Visit megaphone.fm/adchoices

“As a broker, our job is counting cards against the system. Because everything catches up 5-10 years later. Every other broker, every other consultant gets in like, oh, that's a great idea. We're always trying to find the next little thing, and then the system eventually shuts it down because it messes with somebody's money." - Taylor OrtonWhat does it mean to be on the bleeding edge of employee benefits? My next guest, Taylor Orton, CEBS, of Cottingham & Butler, frames the work of a top consultant as “counting cards against the system”, and trying to continuously stay ahead of the market. Taylor broke down several of the key areas of cost containment that are often employed by brokers and gave his take, as well as what it means to be on the “bleeding edge” of benefits. He also shared with me why cost containment doesn't just mean lowering the “unit cost” of healthcare; it also means trying to reduce the number of “units”. Much of this conversation was on the big picture of the healthcare landscape, so if you're a self-funded geek, this one is for you.Chapters:(00:00:00) Why Brokers Need To Be Constantly Innovating | with Taylor Orton(00:10:44) Optimizing Healthcare Benefits Plans(00:16:14) Why Procurement Strategies Are So Key To Cost Management(00:33:22) Market Forces' Impact on Healthcare Pricing(00:46:54) Employer Transparency About HealthcareKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/

Just weeks after resolutions passed striking down California's emission standards, the U.S. Supreme Court added its voice to the debate. Also, as part of our countdown to our final episode, we'll bring you a 2005 debate over broker issues between OOIDA's Jim Johnston and TIA's Bob Voltman. And the reconciliation bill – or the one big, beautiful bill – has run into some problems. We'll go over the holdups. 0:00 – Court gives fuel producers a win in California 10:12 – A look back: The Johnston-Voltman debate 39:16 – A few hiccups for the big, beautiful bill

Canadian journalist Nora Loreto reads the latest headlines for Friday, June 20, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Sign up for our newsletterLike us on FacebookFollow us on TwitterDonate to support this podcast

In this episode of the Multifamily Minute, Tyler Deveraux breaks down why building relationships with brokers is how to close deals. We want your feedback! Take our survey to help us better your listening experience.Check out the Multifamily Mindset store for great tools like the Think Bigger Journal and MFM merchandise.Follow us on Instagram:►Tyler Deveraux (@tyler_deveraux), CEO of Multifamily Mindset & Managing Partner of Axxis Capital►Cyndi Maguire (@cyndigap), Real Estate Investor & Consultant at the Multifamily Mindset►Zach Rucker (@zachrucker), Underwriting Mentor at the Multifamily Mindset

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featuredScientific American confirms what we've been screaming for decades: Wall Street is run by monsters.A Swiss research team gave psychopath tests to actual Wall Street stockbrokers—and guess who came out worse?Brokers were:More recklessMore eager to harm opponentsMore obsessed with winning at any cost—even if it meant blowing everything upThey weren't in it for the gains… they were in it to crush the other guy.but it seems like he got into newsy content around Aug 1? www.watchdogonwallstreet.com

As we work together to drive innovation in Aviation Insurance, the rapid evolution of AI can often feel overwhelming—each week seemingly generating more questions than answers. In this episode, Art, Danny, and I begin to peel back the layers of the AI onion. Our conversation reflects the questions, concerns, and aspirations we regularly hear from colleagues across the industry. This is the first in a series of discussions dedicated to AI's impact on aviation and insurance. We invite you to join us as we explore the tough questions many of us are grappling with—and share ideas on how these powerful technologies can truly empower our businesses. We'd love to hear from you. Share your questions, thoughts, and insights in the comments below, and we'll do our best to address them in future episodes. ⏱️ Timestamps 00:00 – Welcome & introduction to AI's industry impact 01:17 – Meet the guests: Danny Maco & Art Jimenez 03:30 – How AI is already being used in aviation insurance 04:45 – High-impact applications: time savings and process optimization 07:04 – Is AI optional? Why falling behind is risky 11:00 – Which industry roles will benefit the most 13:45 – Augmented Intelligence vs. Artificial Intelligence 16:00 – Brokers vs. carriers: speed, agility, and data challenges 18:00 – Market disruption from nimble MGAs using AI 20:45 – Underwriting is most susceptible to AI disruption 23:00 – Legal advantages: how AI might benefit policyholders in large claims 24:52 – Real-world examples of startups and agentic flow 29:22 – Combining CRM, telephony, and AI for better service 31:00 – Challenges: regulation, IP, data architecture & agent control 35:30 – Final thoughts from Art and Danny 38:17 – AI or Die: Wrapping up the message for the future

Health Insurance is Rigged & Controlled by the Big Companies w/ Donvan Ryckis of Ethos Benefits   - AZ TRT S06 EP10 (272) 6-15-2025              What We Learned This Week Health Insurance is primarily run by the Big 4 - BUCA: Blue Cross United Healthcare, CIGNA, Aetna To Insurance Co's – Premium = Revenue, and they are not going lower profits, so no incentive to lower costs Health insurance employer group plans can be broken down into 4 Parts Network PPO is what people typically think of when they think of health insurance There have been revisions to the Healthcare Act passed in 2021   Guest: Donovan Ryckis, Ethos Benefits https://ethosbenefits.com/   https://ethosbenefits.com/documentary/ https://businessofbenefitspodcast.com/   Our Ethos is Simple: Fiduciary First. Act in the best interest of those we serve—no matter the cost. ‘Ethos' represents the guiding principle, character, or spirit of a person or organization. It's the ‘why' that drives decision-making and fuel's purpose. Our Ethos is deeply rooted in the story of our Founder, Donovan Ryckis. Over a decade ago, Donovan, a fiduciary Series 65 securities advisor specializing in retirement and pension planning, was approached by a client facing a dire situation. The client's publicly traded broker claimed there was no solution for a staggering 37.5% health insurance renewal increase—a cost that threatened the business and its employees. With no prior experience in health insurance markets but guided by his unwavering fiduciary principles, Donovan took on the challenge. The result? He mitigated the risk entirely, delivering a solution 12% below the current rate. This allowed the business to thrive and ensured hundreds of employees wouldn't have to choose between basic necessities and skyrocketing health premiums. That moment sparked a revelation. The fraud, waste, and abuse Donovan had fought in retirement planning paled in comparison to the challenges in healthcare. He saw an opportunity to bring transparency and fiduciary principles to an industry in desperate need of change. Donovan pivoted his career, becoming one of the first fee-based health insurance advisors in the nation. By removing all conflicts of interest in broker compensation, he laid the foundation for what is now the leading innovative employee benefits agency in the country, delivering higher quality care at a significantly lower cost to employers nationwide.       Notes:   Ethos Benefits deals with employee benefits, with a primary focus on group health insurance   Per Donovan ‘Employee benefits are rigged'   Insurance company premium equals revenue. There is no incentive to lower cost, as it would lower profits.   ACA Obamacare passed in 2010, and it capped profits for insurance companies at 20%   Insurance Co's are working to expand their pool to make more profit   Health Insurance guarantees inflation keeps going up, so family of 4 could spend 35K a year   For a business, healthcare cost and employee benefits are a top 3 P&L expense   Ethos strategies can create a 30 to 40% reduction on premium impact to lower costs for a business   The HQ is in Florida, but they are a virtual office with agents and clients nationwide   Healthcare finance and delivery + Improving employee benefits     Seg 1   Donovan's bio, he was a financial advisor with a Series 65 license before he got into health insurance. Around 2014 he moved into health insurance seeing an opportunity for better service.   Typically you see agents who are working for the health insurance company and not really working for the employer companies they are selling to.   Health insurance is primarily run by the Big 4 – BUCA: Blue Cross United Healthcare, CIGNA, Aetna.   Health insurance employer group plans can be broken down into 4 Parts:   1.    TPA or third-party administrator 2.    Network PPO or HMO 3.    Pharmacy benefit RX 4.    Insurance that covers the caps the limits on the stop loss   PPO is your primary network and open on using referrals HMO is a non-preferred network typically has less offerings and tight on referrals   Ethos Benefits helps employers to break up the four parts of a group plan and customize   Network PPO is what people typically think of when they think of health insurance.   Network and the Big 4 health companies have a tighter deal with doctors and contract prices. A lot is pre-negotiated with a set of rates, which is the point of a PPO. This is where you get larger claims and they run in the system of healthcare.     Seg 2   Pay more for healthcare in the U.S. than the rest of the world   The biggest pharmaceutical companies are in the US Pharmaceutical companies in flight prices, and also set the prices They make money through spread pricing   Employers can actually pick up their own Pharma benefit and get the rebates that the big health insurance companies are not giving them   Healthcare system is a rigged game The fraud waste and abuse extremely high in health   401(k) and retirement benefit industry is actually tighter with more disclosure than the healthcare industry   Regulated better since the creation of the Securities Act in the 1930s and updates that ran through the 1970s and beyond with things like ERISA   There have been revisions to the healthcare act passed in 2021 - started in Jan.2022   Actions had 3 disclosures: ·         Brokers comp and bonus ·         Data with gag, clauses, and full access to data upon request ·         Benchmarking for drug cost     Further Notes via Google:   The revisions you are likely referring to are part of the Consolidated Appropriations Act of 2021 (CAA). While the CAA was passed in late 2020, many of its provisions, including those related to transparency in healthcare, became effective on January 1, 2022.  The three key areas of disclosure you mentioned are directly addressed within these regulations: 1.            Broker's Compensation and Bonuses: The CAA amends ERISA Section 408(b)(2) and requires service providers, including brokers, to disclose specific information to group health plan fiduciaries. 2.            Data Transparency (Gag Clauses and Full Access to Data): The CAA prohibits gag clauses, which prevent plans from providing access to their data. It also requires health insurance carriers to attest annually to their compliance with this prohibition. Moreover, the Health DATA Act, a proposed bill, would further reinforce the right of employers to access their data and hold service providers accountable for non-compliance. 3.            Benchmarking for Drug Costs: The CAA includes provisions regarding pharmacy benefit and drug cost reporting, which aims to provide greater transparency and potentially lead to better benchmarking of drug costs. The Build Back Better Act, a separate piece of legislation, also included provisions for Medicare to negotiate drug prices, further impacting drug costs and potential benchmarking.  These revisions aim to increase transparency in healthcare pricing and empower consumers and employers to make more informed decisions about their healthcare coverage.    Seg 3   Ethos works with Employers to create business plans usually with a 3 to 5 year time horizon. The goal is long-term to lower healthcare cost.   Example would be a company with 100 employees with 50 to 80% of them on the health plan (does not include dependents).   Ethos wants to keep the demands of a company low, easy transition.   Ethos handles employee Qs and healthcare navigation. Ethos is full service.   Risk handled 1 of 4 ways - Reduce, avoid, retain, transfer - Transfer to insurance   Broker wants to transfer risk Company can control costs Careful not to have too much disruption with a switch to a new company   Ex - start with pharmacy part NDC National Drug Code Run report vs costs   Pharmacy benefit mgr   Pre packaged health plan Gets co approved pharmacy benefit Save 5 - 15% on costs (30%)   Separate - parts of group plan     Seg 4   Brokers comp - incentives from big insurance companies   Opening move - edit pharmacy benefit piece   State by state - regulators and rules   Employers / employees Know the network and PPO   Nationwide covers insurance part – Stop-loss Insurance   30-40 major stop loss companies Ex: Allstate Met Life Sun Life   Stop-loss insurance for group health plans acts as a financial safety net for self-funded employers, protecting them from large, unpredictable medical claims. It is a form of additional insurance.   Healthcare risk is incredibly predictable on group basis   Overall predictable w stats, actuarial analysis   Gag clauses look at dataset from current carrier   Prescription database sets   3rd party admin are less of a concern, lots of claims   Average of 18 claims per employee per year, includes dependents   Data - review AI Claims analytics software   AI claims analytics software is transforming how insurance companies handle claims by leveraging artificial intelligence and machine learning to analyze data, automate tasks, and improve decision-making.    30 - 40% reduction in premium w Ethos     Further Notes via Google: Group Medical Plans Breakdown of the common components of a comprehensive employer group health plan, particularly within the context of a self-funded model.  Here's a more detailed explanation of each part: 1.            TPA (Third-Party Administrator): A TPA is a company that provides administrative services for self-funded health plans. This includes processing claims, handling enrollment, and managing other administrative tasks that would typically be done by an insurance company. 2.            Network (PPO or HMO): This refers to the group of doctors, hospitals, and other healthcare providers that the health plan contracts with to provide services to its members. The network defines where employees can go to receive care and often dictates the level of coverage they will receive (e.g., in-network vs. out-of-network benefits). ·                                             PPO (Preferred Provider Organization): Offers more flexibility, allowing members to see out-of-network providers, though with higher out-of-pocket costs. ·                                             HMO (Health Maintenance Organization): Typically requires members to stay within the network for covered services, except in emergencies.                 Pharmacy Benefit (RX): This component manages the prescription drug coverage for the plan. It includes negotiating drug prices, processing claims for prescriptions, and managing the plan's formulary (list of covered drugs).                 Stop-Loss Insurance: This is a crucial element for self-funded employers. It protects the employer from catastrophic claim costs. If an individual employee or the entire group's claims exceed a certain threshold (the "attachment point"), the stop-loss insurance kicks in to cover the excess costs, limiting the employer's financial liability.  Additional Considerations: ·                     Data Access: Self-funded plans often provide employers with greater access to claims data, which can be used to analyze healthcare costs, identify trends, and implement strategies to improve employee health and manage costs. ·                     Benchmarking: Employers can use claims data and industry benchmarks to compare their plan's performance to similar organizations and negotiate better rates with providers and other vendors. ·                     Wellness Programs: Some employers offer wellness programs to encourage employees to adopt healthy behaviors and potentially reduce healthcare costs. ·                     Essential Health Benefits (ACA Compliance): Group health plans must comply with the Affordable Care Act (ACA), which requires them to cover a list of essential health benefits, such as outpatient care, emergency services, hospitalization, and prescription drugs. ·                     Other Benefits: Group plans can also include other benefits, such as dental, vision, life insurance, and long- and short-term disability insurance.  Understanding these different parts is essential for employers to effectively manage their group health plan, control costs, and provide valuable benefits to their employees.      Investing Shows: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement       ‘Best Of' Topic: https://brt-show.libsyn.com/category/Best+of+BRT      Thanks for Listening. Please Subscribe to the AZ TRT Podcast.     AZ Tech Roundtable 2.0 with Matt Battaglia The show where Entrepreneurs, Top Executives, Founders, and Investors come to share insights about the future of business.  AZ TRT 2.0 looks at the new trends in business, & how classic industries are evolving.  Common Topics Discussed: Startups, Founders, Funds & Venture Capital, Business, Entrepreneurship, Biotech, Blockchain / Crypto, Executive Comp, Investing, Stocks, Real Estate + Alternative Investments, and more…    AZ TRT Podcast Home Page: http://aztrtshow.com/ ‘Best Of' AZ TRT Podcast: Click Here Podcast on Google: Click Here Podcast on Spotify: Click Here                    More Info: https://www.economicknight.com/azpodcast/ KFNX Info: https://1100kfnx.com/weekend-featured-shows/     Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.  

Disclaimer: This is a sponsored episode. Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  Sell your fitness business with confidence and clarity—this episode featuring Mitch McGinley offers the expert insights you need to make a profitable, purposeful exit.If you're a studio owner, tired of the daily grind and wondering how to escape without burning it all down, this conversation is your roadmap. Mitch McGinley, a former yoga studio owner and now a specialist in business exits, shares exactly how to structure, price, and position your business for a successful sale. Whether you're overwhelmed by staff management, uncertain about your studio's value, or simply ready for a new chapter, this episode will answer the questions you're already searching for.Discover how today's boutique fitness trends affect valuations, what potential buyers are really looking for, and why you don't need to be a massive franchise to make a meaningful profit. Mitch also weighs in on business acquisition vs startup strategies, offering practical advice for both buyers and sellers in the fitness space.If you're dreaming of becoming a location independence entrepreneur, Mitch's own life—running his business remotely from Spain—demonstrates what's possible when you prepare your exit smartly. He explains how an optimized sale isn't just about cash—it's about freedom, legacy, and designing life on your own terms.

What if your biggest goals were already guaranteed, and your only job was to remember them? Most people fail to reach their goals not because they lack discipline, but because their mind sees those goals as unlikely. In this episode of Brokers of Secrets, we explore a simple but powerful reframe: stop setting goals, and start creating "future memories"—outcomes your mind sees as certain. This shift completely changes how your brain allocates focus, energy, and motivation.William Lam unpacks how reward systems, not pressure, drive lasting change. By using principles from behavioral psychology, you'll learn how to create internal momentum without burnout or resistance. It's a fresh approach to success that feels natural and sustainable.Chapters:(0:00) – Introduction(1:15) – Why Most People Fail to Achieve Their Goals(4:17) – How Your Brain Files Goals (and Why That's a Problem)(6:15) – Replace Goals with “Future Memories”(8:42) – The Secret Ingredient Your Motivation System Is Missing(11:42) – The Hidden Link Between Burnout and Goal Obsession(14:23) – Incentives vs. Motivation: What Actually Drives Action(17:29) – How to Rewire Your Brain with This Simple Reward Habit(22:01) – How to Reprogram Your Mind to Manifest Desired OutcomesLearn more at ⁠⁠⁠⁠www.UPGRD.com⁠⁠⁠

Most insurance producers don't make it past year three.Wells Gunn did…and built a thriving, specialized book in the independent grocery industry.In this powerful episode of Getting Past the Premium, host Elliot Bassett sits down with Wells to unpack the exact mindset, process, and strategies he used to go from cold-calling 100 prospects a week……to leading a national risk practice for Houchens Insurance Group.No gimmicks.  No fluff.  Just the hard-earned truth about what it really takes to win in this business.You'll learn:✅ Why most producers quit (and how to avoid it)✅ How to turn a niche into a $1M+ growth engine✅ The role of mentors, repetition, and proprietary process✅ The difference between quoting insurance… and being hired as a true advisor✅ Why the best producers never stop cold calling — they just evolve itWhether you're a new producer, a sales leader, or building a growth-first agency, this is the blueprint for long-term success in commercial insurance.

The following guest sits down with host Justin White:•   Adrian Webb - Sr. Loan Officer, Milestone Mortgage SolutionsHow to Leverage Your Time and Build Your Business Through Strong ConnectionsAdrian Webb is one of the top mortgage loan originators in the country. Even though his loan volume has increased over the years, his sales activities have stayed the same. Why do mortgage brokers have to stay connected to their referral sources regardless of how much business they're doing? Tune into episode #99 of Good. Better. Broker. to find out how Adrian maximizes his schedule and holds himself accountable.In this episode of the Good. Better. Broker. podcast, you'll learn how to leverage your time to build new relationships and further existing ones.In this episode, we discuss ...•   1:30 – Adrian's approach to relationship management•   3:06 – why Adrian's activity level never changes •   4:41 – how Adrian measures his activity•   6:03 – interacting with clients in person vs. virtually•   6:48 – the importance of working on the weekend•   7:52 – making sure people know what you do•   10:12 – lunch meetings vs. open houses•   12:51 – using metrics to define success•   14:20 – Adrian's definition of a perfect week•   15:44 – how to not be overly salesy to agents•   17:43 – getting people in the community to think of you for their home loanResources mentioned in this episode:Real Producers Magazine Show Contributors:Adrian WebbConnect on LinkedIn Connect on Facebook Connect on InstagramAbout the Host:Justin White is UWM's in-house brand journalist and the host of the daily news video, Inside Pass. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University. Connect with Justin on LinkedIn, Instagram, or Twitter Connect with UWM on Social Media:•   Facebook •   LinkedIn •   Instagram •   Twitter •   YouTubeHead to uwm.com to see the latest news and updates.

Chris Hamilton is a finance expert with 15 years of experience, on a mission to expose how the healthcare system is stealing from the middle class. Chris uncovered a harsh reality: insurance brokers and companies have zero incentive to lower your costs. Brokers even make commissions on rising premiums, sometimes earning bonuses for keeping prices high. The Affordable Care Act, rather than boosting competition, turned healthcare into big business. What was once a market of 12-13 insurance companies has now consolidated to just 4 major players, dominating the industry. With fewer choices and rising costs, the average family is paying $24k in premiums annually, plus another $5-6k out of pocket—all while the healthcare giants profit. That money, which should be building the American dream—going toward college savings, a home, or retirement—is being swallowed by a broken healthcare system. For the middle class, these rising costs are an invisible thief, robbing families of financial security. Hotchkiss Insurance: https://hotchkissinsurance.com/ Today's Sponsors: Black Rifle Coffee: https://blackriflecoffee.com Truewerk: Check out the full lineup and get 15 percent off your first order at https://TRUEWERK.com/clearedhot.  

Joshua D. Sagman, P.A. Originally from Washington D.C. and a Syracuse University graduate, Joshua began his career in Public Relations and Corporate Branding. In 2017, he transitioned to the South Florida business brokerage market, quickly closing 14 deals in his first year. After seven successful years at Transworld, he founded Business Exit Advisors to help entrepreneurs navigate business sales with expertise and passion.Kye Akavia Founder of Extra Hands Hospitality and business broker at Business Exit Advisors, Kye leverages his experience as a former restaurant owner to help entrepreneurs optimize, scale, and sell their businesses. He guides clients through every stage of the sales process and consults restaurant owners on operations and growth strategies, ensuring long-term value and successful exits.

In this video, I break down the critical insurance mistakes that destroy most jet brokerage careers before they even get started. From demo flight disasters to coverage gaps that leave you exposed, I'll show you exactly what to watch out for and how to protect yourself.**What You'll Learn:**✈️ The 4 biggest insurance mistakes that end brokerage careers✈️ Why "facilitating transactions" has serious legal implications✈️ Demo flight coverage - what's actually protected and what isn't✈️ How to avoid dangerous coverage gaps during closing✈️ E&O insurance essentials every broker needs to know✈️ Real stories of claims that were denied (and why)✈️ Cost breakdowns for different types of aviation insuranceWhether you're a new broker or experienced professional, these insurance gotchas can catch anyone off guard. Don't let a simple oversight destroy everything you've worked to build in your aviation career.**FREE RESOURCES:**

In this episode of Brokers of Secrets, William Lam and Ken Adams explore how scarcity is not a financial condition but a subconscious program you can rewrite. Learn how shifting your mental framework around time, money, and self-worth creates more energy, freedom, and flow. You will discover how designer programs replace stress with clarity, and how to build lasting abundance by changing your inner reality first.Ken Adams returns to share high-level strategies used by elite performers to rewire mindset and multiply results. From paying bills to buying cars to navigating daily pressure, his stories show how simple mental shifts unlock real growth. If you want practical tools to escape survival mode and step into abundance, this conversation is your starting point. Chapters:(00:00) Introduction(01:24) Ken's Expertise in Mental Programming(06:31) The Power of Future Vision vs Anxiety in Success(08:22) What is a Mental Program? Facts vs Beliefs Explained(11:46) Taking Thousand-Percent Responsibility: Redefining Response Ability(18:13) Emotional States and Mental Programs: Why Control Alone Fails(23:50) Fertility and Mental Programs: Scarcity vs Possibility(29:46) Deserving Success and Love: The Newborn Analogy(36:02) Altered States and Mental Reprogramming: Beyond Psychedelics(44:42) Ecology of Change: Ripple Effects Across Life Domains(49:55) Extreme Case Study: Reprogramming and Life Transformation(55:33) Distinguishing Mental Programs, Beliefs, and Doubts(57:54) Closing ThoughtsLearn more at ⁠⁠⁠⁠www.UPGRD.com⁠⁠⁠

Whether you're an aspiring or experienced freight broker, listen to this episode with our returning guest from Rocket Shipping, Gabe Pankonin, as he shares his expert insights on upcoming NMFC code changes! Gabe explains how the NMFC changes could represent a significant shift in transportation, the opportunities for brokers to provide proactive analysis, and more about cold calling success, resolving operational challenges, and understanding the impact of class changes!   About Gabe Pankonin Gabe Pankonin has always had a knack for sales and relationships - a skillset that has led him to run a successful, fast-growing freight startup in the industry. After several years servicing E-comm companies moving big and bulky freight, one painful reality set in: Brands had the marketing skills to grow quickly, but they were NO match for outdated LTL shipping solutions. Gabe saw this issue plaguing the LTL space...that as shippers get bigger and start to handle more shipments, half of their business turns into the logistics of just getting things to people's homes Which is why he started Rocket Shipping; Mid-Market Managed Transportation! Rocket's Core Values are an extension of Gabe's deeply held beliefs. Faith, Family, Joy, Grit, and Integrity. Ultimately, the goal Gabe set for Rocket has and always will be to build predictable and repeatable revenue and to impact the people who work with and at Rocket Shipping for many years to come!  

On the Insurance Coffee House podcast, host Nick Hoadley welcomes Adrian Copland, Chief Operating Officer of Ledgebrook, a rapidly scaling, tech-enabled specialty MGA in the U.S. ENS market.Adrian shares his journey from consulting and operational leadership at Catlin and AXA XL to co-founding Ledgebrook alongside Gage Caligaris, an actuary with bold ambitions to rebuild insurance from the ground up.He explains how Ledgebrook is reimagining broker service and underwriter enablement by combining deep insurance expertise with scalable technology. With over 100 employees globally and three core products: General Liability, Professional Lines, and Unsupported Excess. Adrian outlines how the MGA is using AI and internal systems to serve brokers faster, without forcing them to change their buying habits.He also discusses the company's unique remote-first, no-bonus culture, its commitment to continuous learning, and why Ledgebrook is attracting top talent who want to help build something meaningful.For insurance professionals considering a move into InsurTech, Adrian shares what qualities make someone a great fit for startups and how to assess your own readiness to make the leap.Connect with Adrian on LinkedIn or explore opportunities at Ledgebrook.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.

Host Piya Chattopadhyay speaks with defence and security experts David Perry and Stephen Saideman about how Canada should prepare for less U.S. involvement on the world stage, Julia Pagel explores how tariffs are causing chaos for customs brokers, The Atlantic's David A. Graham outlines how Project 2025 is reshaping U.S. policy, and Molly Jong-Fast discusses her new memoir about her relationship with her famous feminist novelist mother, Erica Jong.Discover more at https://www.cbc.ca/sunday

America was a slave society and its involvement from the Trans Atlantic Slave Trade to the Domestic Slave Trade might be known, but the details are often overlooked. The Slave Traders or Brokers were the core and very foundation of the economic engine that kept slavery going. But, how was it done? Who were the Brokers? What type of people were they?

In this episode of the Industrial Advisors podcast, hosts Matt McGregor and Bill Condon are joined by Kyle Back and discuss their innovative software, WarmCaller. This tool is designed to make cold calling more efficient by leveraging AI technology to gather and rank relevant news articles overnight, providing timely and specific leads for outreach. They explain how WarmCaller integrates with databases like Salesforce and HubSpot, scrapes through news sources, and customizes rankings and email drafts based on user preferences, ultimately boosting brokers' effectiveness and differentiation in the market.   00:00 Introduction to Cold Calling 00:46 Welcome to the Industrial Advisors Podcast 00:57 The Concept of WarmCaller 02:18 How Warm Collar Works 03:45 Customizing WarmCaller for Your Needs 04:41 AI Integration and Efficiency 05:29 Conclusion and Demo Invitation   You can find every episode of this show on Apple Podcasts, Spotify or YouTube, For more, visit industrialadvisors.com

In this episode of Brokers of Secrets, William Lam uncovers how your subconscious programs quietly dictate your emotions, habits, and results. These are not just beliefs but internal “facts” that shape your entire life experience. You will learn how future vision impacts performance, how to dismantle mental limits, and why success depends on reprogramming the identity behind every action. This conversation offers clear, actionable tools for personal transformation rooted in real neuroscience and spiritual clarity.Ken Adams, Director of Student Success at UPGRD and expert in NLP and behavioral change, joins to share real stories of radical transformation. His insights into anxiety, self-worth, emotional states, and inner language give you a direct map to shift from fear to freedom. If you want to create lasting change from the inside out, this conversation delivers the framework and fuel to start now. Chapters:(00:00) Introduction(01:24) Ken's Expertise in Mental Programming(06:31) The Power of Future Vision vs Anxiety in Success(08:22) What is a Mental Program? Facts vs Beliefs Explained(11:46) Taking Thousand-Percent Responsibility: Redefining Response Ability(18:13) Emotional States and Mental Programs: Why Control Alone Fails(23:50) Fertility and Mental Programs: Scarcity vs Possibility(29:46) Deserving Success and Love: The Newborn Analogy(36:02) Altered States and Mental Reprogramming: Beyond Psychedelics(44:42) Ecology of Change: Ripple Effects Across Life Domains(49:55) Extreme Case Study: Reprogramming and Life Transformation(55:33) Distinguishing Mental Programs, Beliefs, and Doubts(57:54) Closing ThoughtsLearn more at ⁠⁠⁠⁠www.UPGRD.com⁠⁠⁠

What happens when a husband and wife decide to bet big on each other and on commercial real estate?In this episode of Commercially Speaking, Bo and Timmy sit down with Brent and Amy Miller, the couple behind Synergy Investments, to unpack how they've built more than just a successful firm—they've built a place people never want to leave.

Season 11 of Broke-ish is here! Amber and Erika are back for a new season, and they're kicking things off by bringing the Brokers up to speed about what went down during the break. After the shenanigans, the duo laid out their vision for Season 11 and how Season 10 inspired its format. Season 10's episodes were based upon debunking the ever plentiful myths and misstatements of our most infamous guest: John Hope Bryant. Like Season 10, this new season will be centered around a central figure, but it will be in celebration and pursuit of his ideals instead of debunking them. Malcolm X spent his life opposing White Supremacy and capitalism and left a Black Radical framework for the pursuit of liberation. We'll explore how Minister Malcolm's work informs our current pursuit for Black unity and the fight against systemic anti-Blackness. Tune in to get the blueprint!

On Friday, President Donald Trump is planning to hold a rally in West Mifflin, Pennsylvania celebrating his administration's negotiated merger between Japan's Nippon Steel and U.S. Steel which will keep steel manufacturing in Pittsburgh, PA. In response to the agreement, Governor Josh Shapiro (D-PA) conceded: “it is a big f***ing deal.”

Welcome back to America's #1 Daily Podcast,  featuring America's #1 Real Estate Coaches and Top EXP Realty Sponsors in the World, Tim and Julie Harris. Ready to become an EXP Realty Agent and join Tim and Julie Harris?  Visit: https://whylibertas.com/harris or text Tim directly at 512-758-0206. ************************