Podcasts about lmi

John Gilroy and Josh Wilson, CEO of LMI, discussed the shift from traditional defense technology development cycles to rapid deployment, emphasizing the need for integrated hardware-software systems. For decades, the military would assemble detailed requirements, solicit bids, select a winner, and wait years for the contract to be completed. This approach can work with some hardware systems, but today's combat requires maximum flexibility and adaptability. This approach prompts the question of whether a company is judged by how perfect its product is on day one. What about day two? What about the pace? Can they figure it out based on what they learn? Wilson suggests a more flexible approach in which a combat system is proposed, evaluated quickly, defects are identified and replaced, and the system is then reassessed. He highlights LMI's approach, which combines software, hardware, services, data, and AI to deliver outcomes, citing examples like asset management in shipyards and the He stresses the importance of trust, earned through demonstrable solutions, and the cultural shift towards outcomes over ownership and the SHPRD program. Wilson also notes the success of the Ivy Sting exercises, which prioritize user feedback, and the potential for scaling rapid development models across the Army and other federal agencies. You can read the press release here:  https://www.lmisolutions.com/press-release/anduril-partners-with-lmi-to-generate-battlefield-technology-for-the-u-s-army  

First home buyers are finally getting a bit more breathing room, but that does not mean every scheme is a green light. In this Australian Property Podcast episode, Chris Bates sits down with Jack Elliott, National First Home Buyer Specialist at Alcove, to unpack what changed after the Budget and how buyers should think about grants, guarantees and shared-equity options in 2026. Jack explains why some first home buyers are seeing less competition at opens and auctions, how changes to investor borrowing power may be shifting the market, and why waiting for the perfect headline can be just as risky as rushing in too early. The bigger question, according to Jack, is whether you are actually ready: know your numbers, stress-test your budget, understand your pathway and buy with the next five to ten years in mind. They also break down the main paths into the market, including the 5% deposit scheme, LMI waivers for certain professions, guarantor loans, Help to Buy, and gifted money. Plus, they cover what to watch with stamp duty concessions and the First Home Owner Grant, and the trap of letting a short-term incentive drive a long-term property decision. If you are trying to work out whether to buy now, which scheme fits your situation, or how to avoid the biggest first-home-buyer mistakes, this episode is for you. Episode resources – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code "RASKSWITCH" and get $32 of Pearler Credit Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy Lunardi Buyers Agency (Melbourne) – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve sits down with Dr Daniel Lamp, a Sydney-based GP and host of the Passive Income Doctors podcast, who built a 12-property portfolio in under a decade on a starting salary of $62,000. Dr Dan went against the advice of parents, friends and colleagues who told him to buy blue-chip Sydney real estate, and instead bought interstate in Brisbane, Perth, Darwin and regional Queensland before those markets ran. This episode covers his full portfolio timeline, the markets he chose and why, the mistakes he made early on, and the borrowing power and cash flow lessons that shaped his approach. Steve and Dr Dan also get into why doctors tend to make poor property decisions, the case for rent-vesting, when to sell and when to hold, and how AI and telehealth could reshape both the medical profession and the property market.In this episode, Steve and Dr Dan discuss:Dr Dan's background growing up in Western Sydney, saving $100,000 through university, and funding his first deposit on a $62,000 intern salary.Why doctors tend to make poor property decisions, from being time-poor and overconfident to getting funnelled into off-the-plan apartments for tax benefits.His first Brisbane purchase in 2017-2018 for $570,000, which nearly doubled to $1.1 million, while the equivalent Sydney unit only reached $800,000.The mistakes he made early on (land-and-build headaches, an emotional owner-occupier purchase) and why Steve believes early setbacks actually make better investors.Expanding interstate into Perth in 2023 and Darwin in late 2024, buying into flat markets with strong yields before they ran, and why he now regrets not going even more affordable.Selling Brisbane properties to restructure into a trust, free up borrowing power and redeploy capital into the next cycle, and why the old "never sell" advice no longer holds.The rent-vesting case for junior doctors, and why buying a home too early in training often costs more in stamp duty and opportunity cost than it returns.Borrowing power management: the LMI waiver for medical professionals, why owner-occupier debt hurts more than investment debt, and knowing when to change brokers and accountants as a portfolio scales.Why residential beats commercial early in the accumulation phase, and Steve's view on where commercial is heading (industrial, large land blocks, farmland).GP practice ownership economics, the telehealth and AI discussion, and Dr Dan's $300,000 passive income target to eventually step back from full-time clinical work.HOSTED BY:Steve PalisePh: 0403 878 497Email: steve@paliseproperty.comLinkedIn: https://au.linkedin.com/in/steve-paliseCONNECT WITH Dr DanLinkedIn: https://au.linkedin.com/in/daniellamp YouTube: https://www.youtube.com/@passiveincomedoctor Facebook: https://www.facebook.com/groups/doctorspropertynetwork/ Instagram: https://www.instagram.com/passiveincomedoctors/ ResourcesGet FREE access to the Commercial Property Institute course -  CLICK HEREGet FREE access to the Residential Property Institute course - CLICK HEREGet your FREE copy of Commercial Property Investing Explained Simply - Use discount code PODCAST CLICK HEREGet your FREE Commercial Property Paydown Calculator CLICK HERE Follow Palise Property on FACEBOOK for Free Tips Tricks & Insights CLICK HERE

The domestic freight market continues to rip despite looming concerns around the economic fallout of the Iranian conflict. Dr. Zac Rogers joins the show to discuss the latest LMI reading.    ⁠Follow the Freightonomics Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The domestic freight market continues to rip despite looming concerns around the economic fallout of the Iranian conflict. Dr. Zac Rogers joins the show to discuss the latest LMI reading.    Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode: jobs in the trucking sector, how managers find talent beyond traditional job boards, workplace happiness index report, rising cost of drugs in employee benefit plans and other topics.Follow us on: X @cadHRnews; LinkedIn @ Canada HR News Podcast to get the latest HR updates.Canada's trucking and logistics sector is sending mixed signals in March 2026 | Year-over-year employment is down: Mar 2026 LMI snapshot – Trucking HR Canada The TELUS Health 2026 Drug Trends Report reveals mounting financial pressure on Canada's private drug plans | TELUS Health Report reveals how ultra-high-cost drugs, weight management and generics are reshaping Canada's private drug plans | TELUS Health The federal government has launched new consultations aimed at modernizing Canada's federal labour relations framework | Government of Canada launches consultations to strengthen labour relations and better support workers - Canada.ca Employers are increasingly recruiting talent in everyday, off‑the‑clock settings | 52% Admit to Recruiting Candidates Outside of WorkThe ADP Canada Happiness@Work Index shows a modest but positive lift in employee sentiment this spring | ADP Canada Happiness@Work Index: Workers in Canada Feel a Seasonal Lift This Spring If you would like to be a guest on the podcast, send us a message at LinkedIn or X @CadHRNews

Buying your first property isn't as out of reach as you think

In this episode of the INSIDE THE IMPACT Podcast from the California MBA, host Paul Gigliotti, CEO of the California MBA, sits down with Nick Pabarcus, Managing Director of Non-QM Sales at PennyMac, to break down California bill AB1018 and its potential impact on automated decision systems—including AI—in mortgage lending. AI has powered mortgage efficiency since 1997 with Automated Underwriting Systems (AUS), and today it's embedded "cradle to grave": from borrower applications and OCR income analysis to predictive servicing and expanding access for low-to-moderate-income (LMI) and Non-QM borrowers. Yet AB1018's broad rules could force manual underwriting opt-outs, spiking fulfillment costs by 50-60% (potentially adding tens of thousands in lifetime interest for borrowers) and reducing credit access—ironically harming the consumers it aims to protect. Nick shares how AI improves speed, accuracy, reduces bias when properly overseen, and is poised to commoditize the growing Non-QM market. Paul stresses the need for nuanced policy that recognizes the mortgage industry's heavy existing regulation. Key takeaways: Responsible AI expands opportunities and lowers barriers—overreach could do the opposite. Timestamps: 0:00 – Welcome & AB1018 Overview 0:45 – AI's Long History in Mortgages 3:59 – Operational Concerns with AB1018 7:20 – AI Benefits for LMI & Non-QM Borrowers 10:05 – PennyMac's Non-QM Expansion & AI's Role 12:10 – Final Thoughts: What Lawmakers Need to Know Subscribe to California MBA for more industry insights on legislation, innovation, and advocacy. Like, comment your thoughts on AB1018, and share with fellow mortgage professionals!

In this episode of The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial unpack the role of lenders mortgage insurance (LMI) in Australian property investment and how buyers can use it strategically. While LMI protects lenders and is usually required for deposits under 20 per cent, Fouracre calls it a "love-hate relationship" as it lets investors enter the market sooner with less cash and more leverage. According to the duo, paying LMI can allow investors to secure higher-value properties with smaller deposits, and savvy buyers can even access partial refunds if they refinance or sell within two years. Additional benefits include potential tax deductions over five years, making LMI a tool for both leverage and long-term planning. The duo then highlight the benefits of LMI waivers for certain professions, including doctors, nurses, midwives, physios, and some finance professionals, which can allow loans with as little as 5 per cent deposit and no LMI, reducing upfront costs and accelerating property acquisition. The podcast emphasises that while LMI may feel like a financial burden, it can be a strategic advantage for investors willing to understand the nuances and plan carefully. 

In this episode of the IMPACT Podcast, California MBA CEO Paul Gigliotti sits down with Chuck Iverson to break down California's proposed Community Reinvestment Act (AB 801) and what it means for the industry heading into 2026. While the intent behind new legislation is often to help, Paul and Chuck discuss why policy must be grounded in operational reality to avoid unintended consequences for housing affordability and credit access. Key Realities Discussed in this Episode: The IMB Impact: Why independent mortgage bankers are already the primary drivers of lending to LMI and minority borrowers. Policy vs. Reality: The danger of well-intended legislation that ignores the mechanics of the mortgage market. The 2026 Outlook: What the California MBA is doing to ensure advocacy is driven by data and consumer impact. About the IMPACT Podcast: The IMPACT Podcast brings you the conversations that shape the mortgage industry, featuring leaders who are navigating the intersection of policy, business, and advocacy.

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down one of the most powerful wealth-building strategies in Australian real estate: how everyday homeowners are using equity in their existing home to buy investment properties with zero cash deposit. Most Australians assume they need years of savings to buy an investment property — but many are already sitting on usable equity without realising it. In this episode, Brad and Aaron explain step-by-step how investors are extracting equity from their owner-occupied home, structuring loans correctly, and using that equity to fund deposits, stamp duty, and purchase costs — without using personal savings. This is not hype, and it's not a "get rich quick" scheme — it's a real-world, bank-approved strategy used by everyday "mum and dad" investors across Australia. 

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.Today we lead with news gold and silver are currently experiencing the volatility we saw with bitcoin in 2024/25. Meanwhile, bitcoin is being dumped heavily today.Today starts with a series of unfortunate delays. The overnight dairy auction has concluded after an extended delay, but there is further delays in reporting the outcome. We will update this item when those results come through.And there are delays in some key US data due to the snap federal government shutdown. We expected to report the December JOLTs report today but it is in abeyance now. And the January non-farm payrolls report will get delayed as well for the same shutdown reason.But we did get US logistics data overnight, their LMI. This rose because first started building inventories in the way they did in January a year ago, but not excessively. Of note however is that inventory costs rose a sharp +8.4% this year, which will no doubt focus management minds.There was a secondary survey out overnight on economic optimism in the US and that was moderately positive. The RealClearMarkets/TIPP Economic Optimism Index rose to its highest since August and above expectations. But to be fair it is still below the 2025 average and -6% lower than its year-ago level. But at least it is off its November low.In Canada, their large aircraft manufacturing industry is holding its breath. The Trump FAA is withholding technical certification for new-built Canadian aircraft, waiting for the president to decide on the issue.There was an unusual and notable rise in consumer sentiment in Taiwan in January, to its highest level in nine months. It is back up to mid-2023 levels after a general decline that started in September 2024.And China warned Panama there would be "heavy prices" to pay after a court ruling in Panama annulled Hong Kong-based CK Hutchison's contract to operate two ports at the Panama Canal. This reaction will have relevance for the Darwin port issue, where a new 99 year lease owned by a Chinese firm is under threat of annulment too.In Germany, and despite solid demand holding up, investors there are expecting and getting higher risk premiums for their government 30 year bond. It yielded 3.55% today, its highest in 15 years. Its 10 year bond is almost at 2.90%, and also near its 2011 levels. Germany plans to raise more than €500 billion this year to fund infrastructure upgrades and for defence spending. But most other European countries are doing the same, and that is driving up yields.In Australia, and as expected, the RBA raised its policy rate by +25 bps to 3.85% and ending its shortish easing cycle. Most big banks there have already announced a full pass-through to their home loan and business lending rates. The RBNZ reviews its policy rate on February 18, 2026 but is not expected to make any changes to its 2.25% rate at that time.The UST 10yr yield is now just on 4.29%, up +2 bps from this time yesterday.The price of gold will start today up +US$273 from yesterday at US$4980/oz. Silver is up +US$8 to US$US$86.50/oz. Some non-precious metals are bouncing back sharply too.American oil prices are up +50 USc at just over US$62.50/bbl, while the international Brent price is now just over US$66.50/bbl.The Kiwi dollar is up +40 bps against the USD from yesterday, now at 60.5 USc. Against the Aussie we are down -10 bps at 86.2 AUc. Against the euro we are up +30 bps at just on 51.2 euro cents. That all means our TWI-5 starts today just under 64.1, and up +30 bps from yesterday. And the Chinese yuan is at its strongest level against the US dollar since 2023.The bitcoin price starts today at US$74,990 and down -5.0% from this time yesterday, and falling. The last time it was this low was in mid November 2024. Volatility over the past 24 hours has been modest at just on +/- 1.7%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

In this latest episode of Broker Daily Uncut, host Alex Whitlock is joined by brokers Costa Arvanitopoulos and Rebecca Carlson to discuss how buyer and investor activity is tracking as the property market regains momentum early in the year. The trio explore where inquiry is emerging across key markets, including Melbourne and Perth; the risks of investors chasing perceived hotspots; and how brokers are guiding clients through purchase decisions during shifting market conditions. The episode also examines recent lender policy changes around trust lending, the outlook for fixed and variable rates, and how lenders mortgage insurance (LMI) is being used as an enabler for some borrowers navigating deposit constraints.

Dr. Zac Rogers comes on to discuss the historic drawdown on inventory levels in December's LMI. ⁠Follow the Freightonomics Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Zac Rogers comes on to discuss the historic drawdown on inventory levels in December's LMI. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to bank policy changes and valuations. Topics covered:

Kia ora,Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.Today we start with news today is all about commodity prices. Silver has jumped sharply, gold and platinum are up, copper is at a record high, and both nickel and aluminium have surged too. Tin is at a three year high. Lithium is on the move up again too after a two year slumber.It's not only hard commodities. The overnight global dairy trade auction surprised to the upside. A small gain was anticipated but in the end we got a +6.3% rise in USD terms, +6.5% in NZD terms. There were gains across the board, but the largest was for WMP (+7.2%), followed by SMP (+5.4%). There follow a worrying string of declines that set in from August, Elevated buying from China was a key driver, but that was on top of sharp increases in demand from the Middle East.The +6.3% rise in USD was the largest since March 2021. The +6.5% rise in NZD was the largest since September 2022. Despite these encouraging signs, overall prices are now only back to early December levels. The rises will be welcome, but on their own are unlikely to alter any farmgate payout prices. Today's recovery will need to be sustained. Don't forget, prices in USD have fallen -22% from May 2025 even after today's lift.In the US, the S&P Global services PMI for the US retreated back to a modest expansion in December after the good expansion the previous month which was revised lower. This metric is now at an eight month low. New business growth dropped to its lowest in 20 months as inflationary pressure bit harder.Meanwhile, the Logistics Manager's Index retreated for a second consecutive month in December. It was the slowest expansion in the logistics sector since April 2024, with the majority of the downward pressure coming from inventory and warehousing markets. Transportation costs rose more than expected.Total vehicle sales in the US rose to a 16 mln annual rate in December, up from a 15.6 mln rate in November. A year ago they ran at 16.9 mln annual rate, so a -5.3% decline.In China, total vehicle sales have not yet been announced, but it is very likely they exceeded 36 mln in 2025 with growing strength in the past six months. That will be +14.6% higher than their 2024 level.China equities hit a decade high in Tuesday trading.Meanwhile, an historic climate shift is bringing record rainfall to China's northern regions, overwhelming unprepared cities and upending agriculture, while leaving the traditionally lush south parched.In Europe, food giant Nestle is recalling infant formula after serious contamination concerns.The UST 10yr yield is now just on 4.18%, up +2 bps from this time yesterday.The price of gold will start today at US$4487/oz, and up another +US$45 from yesterday and heading back up toward its end of year record high. Silver is up sharply to US$81.50/oz and a new record high, and platinum is also back up sharply at US$2430 and also almost at its end of year record high.American oil prices are down -50 USc from yesterday at just over US$57.50/bbl, while the international Brent price is now at just under US$61.50/bbl.The Kiwi dollar is down -10 bps from yesterday, now at just on 57.8 USc. Against the Aussie we are down -40 bps at 85.8 AUc. Against the euro we are unchanged at 49.4 euro cents. That all means our TWI-5 starts today just on 61.8, and down -10 bps from yesterday.The bitcoin price starts today at US$92,515 and down -1.7% from this time yesterday. Volatility over the past 24 hours has again been modest at just on +/- 1.2%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Finni Mortgages principal Eva Loisance, along with brokers Costa Arvanitopoulos and Rebecca Carlson, to unpack standout property deals from 2025 and the strategies behind them. The discussion highlights how transparency, strategic planning, and creative financing can transform client outcomes, from first home buyers using the 5 per cent deposit scheme to investors leveraging self-managed super funds (SMSFs) to expand their portfolios. Loisance emphasises the importance of trust, warning against "financial infidelity" where undisclosed debts or hidden expenses can derail applications. Carlson shares examples of clients achieving ambitious property goals, while Arvanitopoulos illustrates how innovative solutions, such as debt consolidation and lenders mortgage insurance (LMI) waivers, can improve cash flow and unlock additional investment opportunities. The brokers stress the value of aligning with a knowledgeable professional who can navigate complex lending landscapes and maintain pre-approvals, particularly during high-opportunity periods like the holidays. The team demonstrates how brokers do more than facilitate loans; they provide strategic guidance, uncover opportunities, and help investors achieve meaningful, long-term success in the property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

If you’ve ever looked at house prices and thought, “I guess I’ll just marry rich or manifest an inheritance” this ep is for you! Victoria and Jess are here to prove you can buy property without a trust fund, a partner, or a miracle. They’re breaking down the actually doable ways to get into the market... from decoding your borrowing power and super hacks to the spicy truth about LMI (spoiler: it’s not the villain). This is the step-by-step playbook for anyone who’s serious about owning property on their own terms.

The truckload spot market erupted this week as the Serbian news called for drivers to stay off the roads amidst ICE raids. Rates jumped despite weak demand. Dr. Zac Rogers gives the latest LMI report and the import market stabilizes. ⁠Follow the Freightonomics Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The truckload spot market erupted this week as the Serbian news called for drivers to stay off the roads amidst ICE raids. Rates jumped despite weak demand. Dr. Zac Rogers gives the latest LMI report and the import market stabilizes. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Connect to John Gilroy on LinkedIn   https://www.linkedin.com/in/john-gilroy/ Want to listen to other episodes? www.Federaltechpodcast.com Most listeners are familiar with LMI as a sixty-year-old nonprofit, providing logistics management services and related research to the federal government. Today, LMI is a for-profit organization that leverages its decades of experience to gain a competitive advantage in understanding use cases where AI can reduce costs, enhance security, and facilitate the analysis of unstructured data. An engagement with LMI does not begin with clients explaining federal regulations; it starts with mission-ready products and platforms that are built on a deep understanding of the need for trust, transparency, and compliance. During the interview, Bettina Koleda explains that the federal government is getting pressured to do more with less. Additionally, because of the importance of the data inherent in many federal applications, users must trust that the data is not being compromised in any manner. LMI has developed a platform called LIGER that combines the need for reduced costs while maintaining compliance. Bettina Koleda explains how it can help translate mission goals into software requirements and continuously refine solutions through feedback from federal agencies. Kaleida is optimistic about the future of AI, believing it can help solve significant global issues if managed effectively.

تُتيح المنحة شراء منزل بدفعة أولى 5٪ فقط، بينما تتولّى الحكومة ضمان الجزء المتبقي (15٪)، ما يُلغي الحاجة لـ"LMI" — تأمين الرهن العقاري المكلف عادة. في السابق، كان الدخول إلى البرنامج محدود الدخل والمنازل أقل سعرًا. هذه المرة، فتح دون قيود.

5% ഡെപ്പോസിറ്റുണ്ടെങ്കിൽ ആദ്യ ഭവനം സ്വന്തമാക്കാൻ കഴിയുന്ന പദ്ധതി ഒക്ടോബർ 1 മുതലാണ് നടപ്പിൽ വരുന്നത്. ഈ പദ്ധതിയിലൂടെ വീട് വാങ്ങുന്നവർക്ക് LMI ആവശ്യമില്ല. വിശദാംശങ്ങൾ കേൾക്കാം മുകളിലെ പ്ലെയറിൽ നിന്നും...

Tom Foley began 2021 as the new Executive Director of National Disability Institute (NDI).Trained as a tax lawyer and financial planner, Tom has more than 30 years of experience in the disability community. As a person who is blind, he has been an advocate and dedicated his career to partnering with other thought leaders to address the complex drivers of economic inequality and create pathways to employment and financial security for the most vulnerable communities. In addition, Tom has been instrumental in developing and influencing federal and state legislation to encourage employment and increase participation of people with disabilities in employment and wealth-building programs. He most recently held the position of Managing Director at the World Institute on Disability.Tom says: I think financial institutions, educators and banks each have to recognize the disability community as a specific market segment of the population that have been traditionally underserved and have a demonstrated need for access to financial tools and services. Once they make the decision to work with the disability community, they need to partner with organizations who are particularly well-positioned to provide industry technical assistance to reach the disability community and further the financial industry's inclusion goals – like National Disability Institute. For example, NDI reaches two million people per year and has been doing this for 15 years. We are particularly well situated, through our research, policy and practice, to reach this community.In addition, it's important for banks and financial institutions to target people with disabilities through their CRA activities. NDI's Center for Disability-Inclusive Community Development (CDICD) works to improve the usage of the opportunities and resources available under the Community Reinvestment Act (CRA). This is really important as millions of dollars, that could help people with disabilities in LMI communities, goes unspent every year. Through NDI's research, we've identified that Black, Indigenous and People of Color (BIPOC) communities with disability are the most underserved. How do we change this? Financial institutions, in particular, need to make a concerted effort to work with and support this segment of the community. In addition, we, the disability community, need to be intentional in our own efforts to better address these issues.© 2025 All Rights Reserved© 2025 Building Abundant Success!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, unpack the often-overlooked world of Lenders Mortgage Insurance (LMI) – and the surprising ways investors can avoid it altogether. The trio demystifies LMI, typically required when buyers have less than a 20 per cent deposit, and reveals how select professions can borrow up to 95 per cent of a property's value without paying a cent in LMI. From doctors and lawyers to pilots, train drivers, and even media personalities, a wide range of Australians could be eligible for these little-known waivers, potentially saving $12,000 to $20,000 on a $600,000 purchase. But the conversation goes deeper. Adrian breaks down the opportunity cost of waiting to save a full deposit, showing how a two-year delay could cost investors $60,000 in capital growth. Instead, entering the market earlier, even with LMI, can fast-track wealth creation. The episode also explores government-backed schemes for first home buyers, single parents, and guarantor loans that allow borrowers to access up to 107 per cent of the purchase price, covering costs like stamp duty and buyer's agent fees. Rounding out the episode is a discussion on trust structures, how they can preserve borrowing power, and create tax efficiencies for serious investors. With expert guidance, strategic financing, and a clear understanding of LMI, Australian property buyers can sidestep unnecessary costs and accelerate their portfolio growth.

The RBA has recommended a ban on surcharges for debit and credit card payments in Australia in a plan to save shoppers $1.2 billion. Kraft Heinz is weighing up a corporate break-up… only 10 years after Kraft and Heinz got together. SpaceX is reportedly investing $2 billion USD into xAI… because when Elon borrows money, he borrows it from himself. _ Want to learn more about Helia and rentvesting? Check it out here Download the free app (App Store): http://bit.ly/FluxAppStorel Download the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —- The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes. ___ This material has been created in partnership with Helia Insurance Limited (Helia) ABN 60 106 974 305. Helia’s credit activities are limited to credit activities in relation to providing lender’s mortgage insurance (LMI) products or as a credit provider in relation to LMI products referred to in this material. Read more about LMI at https://helia.com.au/about-lmi to see if Helia LMI is appropriate for you.See omnystudio.com/listener for privacy information.

Dr. Zac Rogers returns to give a mid-year update on how supply chains are responding to the ongoing trade war and what the LMI respondents expect for the rest of the year.  ⁠Follow the Freightonomics Podcast⁠ ⁠Other FreightWaves Shows⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Zac Rogers returns to give a mid-year update on how supply chains are responding to the ongoing trade war and what the LMI respondents expect for the rest of the year.  Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you invest in Australian property with just $40K?

In this episode of The Smart Property Investment Show, host Phil Tarrant and Eva Loisance from Finni Mortgages explore how family pledges and guarantor loans can help overcome traditional deposit barriers in property investment. The duo explains how family pledges and guarantor loans let buyers use a relative's property equity to secure up to 105 per cent of the purchase price, bypassing deposits and lender's mortgage insurance (LMI). Eva stresses that although many Australians rely on slower traditional methods or government assistance, families who use pledges can enter the market faster, save on LMI costs, and enjoy greater flexibility than government schemes. However, risks include the buyer's full repayment responsibility and potential loss of the guarantor's property if repayments fail, with Eva highlighting the importance of legal advice and clear agreements to protect all parties. She says that ultimately, leveraging family pledges and guarantor loans empowers investors to act proactively and accelerate their property ownership goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with James Nelis to discuss his journey from sport to launching his property portfolio and his own buyer's agency, The Nelis Group. The duo begins by discussing global economic uncertainty, observing that recent declines in the share markets of the US and Australia have underscored how international events affect local markets. Despite this volatility, property continues to be viewed as a strong and stable investment option. James explores how different buyers approach property investment, particularly athletes who often invest in luxury items over properties, highlighting the importance of education and preparation before concluding their sports careers. While many of James' clients are busy professionals or families seeking low-maintenance portfolios of three to six properties, he also collaborates with athletes who frequently benefit from 90 per cent LMI waivers on their initial purchases. James and Phil then compare athletes to investors, emphasising their common need for discipline and adaptability while observing that scaling a property portfolio requires strategic planning and a robust professional support team. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Maegan Wells is known for her beautifully crafted archtop guitars and mandolins made in her one-person shop in Northern California. For episode 99 of the podcast, Meagan shares her guitar-making journey, starting with attending Bryan Galloup's Galloup School of Guitar Making and Guitar Repair, followed by apprenticeships, side jobs, and a stint at LMI. Meagan also discusses her views on smaller archtop guitars, contrasting sides, and much more. She also reveals a new project on the horizon!   http://www.maegenwellsguitars.com/mwg Luthier on Luthier is hosted by Michael Bashkin of Bashkin Guitars and brought to you by the Fretboard Journal. This episode is sponsored by Dream Guitars and StewMac. Want to support Luthier on Luthier? Join our Patreon to get access to exclusive photos and content from Michael and his builds.

Zach and Tony bring on Dr. Zac Rogers to discuss the latest LMI readings and dive deeper into inventory management practices among the shipping community.  Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Zach and Tony bring on Dr. Zac Rogers to discuss the latest LMI readings and dive deeper into inventory management practices among the shipping community.  Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Solar Maverick Podcast, Benoy sits down with Chris Grablutz, Principal and Co-founder of Tri-Force Energy—a leading Commercial & Utility Solar Inspection, Testing, and Maintenance company serving NJ, NY, and PA. Chris shares expert insights on optimizing solar project performance through effective O&M strategies, repowering aging assets, and emerging trends shaping the future of the solar industry.   Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy and he is also an advisor for several solar startup companies.  He has extensive project origination, development, and financial experience in the renewable energy industry and in the environmental commodities market.   This includes initial site evaluation, permitting, financing, sourcing equipment, and negotiating the long-term energy and environmental commodities off-take agreements. He manages due diligence processes on land, permitting, and utility interconnection and is in charge of financing and structuring through Note to Proceed (“NTP”) to Commercial Operation Date (“COD”). Benoy composes teams suitable for all project development and construction tasks. He is also involved in project planning and pipeline financial modeling. He has been part of all sides of the transaction and this allows him to provide unique perspectives and value. Benoy has extensive experience in financial engineering to make solar projects profitable. Before founding Reneu Energy, he was the SREC Trader in the Project Finance Group for SolarCity which merged with Tesla in 2016.  He originated SREC trades with buyers and co-developed their SREC monetization and hedging strategy with the senior management of SolarCity to move into the east coast markets.  Benoy was the Vice President at Vanguard Energy Partners which is a national solar installer where he focused on project finance solutions for commercial scale solar projects.  He also worked for Ridgewood Renewable Power, a private equity fund, where he analyzed potential investments in renewable energy projects and worked on maximizing the financial return of the projects in the portfolio.  Benoy also worked on the sale of all of the renewable energy projects in Ridgewood's portfolio.   He was in the Energy Structured Finance practice for Deloitte & Touche and in Financial Advisory Services practice at Ernst & Young.  Benoy received his first experience in Finance as an intern at D.E. Shaw & Co., which is a global investment firm with 37 billion dollars in investment capital. He has a MBA in Finance from Rutgers University and a BS in Finance and Economics from the Stern School of Business at New York University.  Benoy was an Alumni Scholar at the Stern School of Business.       Chris Grablutz  Chris Grablutz has worked in the solar industry since 2010 with a wide network of great solar professionals and deep roots in northeast solar markets. His work in commercial, industrial, and utility scale solar has been focused on the technical aspects such as design engineering, construction management, QA/QC, Testing, and Operations & Maintenance. With a degree in Applied Physics and engineering background, Chris is a very detailed, logical, and process driven leader. Chris was also a NCAA Division I wrestler and grew up working for a family-owned construction company, which has contributed to his work hard attitude. In 2010, he entered the solar industry as a Project Engineer at Pfister Energy, a New Jersey based EPC firm. Chris supported commercial PV designs. Project and construction management came naturally to Chris from his upbringing in a family-owned construction firm. Chris managed the solar installations on multiple school district portfolios, UPS distribution facility, Teterboro Airport hangers, low and moderate income (LMI) apartment complexes, and building-integrated PV (BIPV) and building-integrated solar thermal systems at Camp Lejeune Marine Base in North Carolina. As the Director of Field Services at PV Pros and Pure Power Engineering, he led the creation of a commercial PV installation division. Chris grew the team to over 30 in-house employees with Job Site Safety, Technical Training, Quality Control, Staffing, and Project Management under his purview. In 2016, he led a start-up effort to transition from regional commercial construction into a national technical services firm, providing Operations and Maintenance (O&M), Owner's Engineer, and Independent Engineering. As the Director of Business Development, Chris's team led the sales of over 1GW of Owner's Engineer, Independent Engineer, and commissioning agent. His team's O&M sales included over 200MW of long-term O&M agreements. The O&M division completed multiple large service projects including PV system removal & re-installations. He continued his career in technical sales as the Director of Business Development at Clean Energy Associates, a global leader in solar manufacturing quality assurance, supply chain management, engineering services, and supplier/market intelligence programs.   Stay Connected: Benoy Thanjan Email: info@reneuenergy.com  LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com   Chris Grablutz Linkedin:  https://www.linkedin.com/in/cgrablutz/ Email:  info@triforceenergy.com Website:  https://triforceenergy.com/   Chris Grablutz's previous episodes on the Solar Maverick Podcast   SMP 07-SMP 07: Getting down to Earth with Solar: Construction, quality control and O&M insights from Chris Grablutz   https://solarmaverick.podbean.com/e/smp-07-getting-down-to-earth-with-solar-construction-quality-control-and-om-insights-from-chris-grablutz/   SMP 42-LIve How Solar Technology is Changing the world? https://solarmaverick.podbean.com/e/smp-42-live-event-how-solar-technology-is-changing-the-world/ The book that Chris spoke about during the podcast is Traction: Get a Grip on Your Business by Gino Traction: Get a Grip on Your Business. Two companies that Chris discusses in the podcast. Ecosuite https://ecosuite.io   Solargrade https://solargrade.io   Chris will be attending RE+ in Boston on Feb 12 to 13, 2025. If you want to meet with him at the conference, email him at info@triforceenergy.com.   Thank you to Concentro for sponsoring this episode of the Solar Maverick Podcast! Concentro's mission is to create and promote accessible financing mechanisms for distributed generation projects. As we work towards a cleaner, more reliable, and affordable energy system, they strive to empower developers with the financial tools they need to succeed.  Below are the link to the podcast and the contact information of Iñigo and Tao who were on Episode 186. https://podcasts.apple.com/us/podcast/solar-maverick-podcast/id1441876259?i=1000679191495   Iñigo Rengifo Melia Email:  inigo@concentro.io Linkedin:  https://www.linkedin.com/in/inigo-rengifo-melia/ Website: https://www.concentro.io/   Tao Mantaras Email:  tao@concentro.io Linkedin:  https://www.linkedin.com/in/taomantaras/ Website:  https://www.concentro.io/  

Our guest on this week's episode is Maggie Barnett, CEO of third party logistics company LVK. It has been a whirlwind week in Washington. First the administration announced shocking new tariffs. Then within hours those new tariffs for Canada and Mexico were called off and postponed for a month. New Chinese tariffs remain. With all of the back and forth and uncertainty, how are supply chains to plan for their future? Our guest offers some advice and also discusses the changing de minimis rules for importing small-value items that had formerly been exempt from tariffs.Economic activity in logistics expanded in January, growing at its fastest clip in more than two years; that's according to the latest Logistics Managers' Index (LMI) report, released this week. We look at the solid numbers and what they mean for the near-term future of supply chains.Artificial intelligence is one of the biggest buzzwords of the year, but a new study shows that although most supply chain organizations are testing it out, a lot of them are running into challenges. This news comes in a new survey from the analyst group Gartner that found that generative AI (GenAI) is being deployed by 72% of supply chain organizations, but most are experiencing just middling results for productivity and ROI. Supply Chain Xchange  also offers a podcast series called Supply Chain in the Fast Lane.  It is co-produced with the Council of Supply Chain Management Professionals. A series of ten episodes is now available on the "State of Logistics." The episodes provide in-depth looks into the current states of key transportation modes, such as trucking, rail, air, and ocean. It also looks at inventory management, 3PLs and more.  All ten episodes are available to stream now. Go to your favorite podcast platform to subscribe and to listen to past and future episodes. The podcast is also available at www.thescxchange.com.Articles and resources mentioned in this episode:LVKLogistics Managers' IndexThe logistics economy picked up speed in JanuaryGartner says GenAI tools create anxiety among employeesVisit Supply Chain XchangeListen to CSCMP and Supply Chain Xchange's Supply Chain in the Fast Lane podcastSend feedback about this podcast to podcast@agilebme.comPodcast is sponsored by: Zebra Robotics AutomationOther linksAbout DC VELOCITYSubscribe to DC VELOCITYSign up for our FREE newslettersAdvertise with DC VELOCITYTop 10 Supply

In this episode of the Brand Intelligence Podcast, host William Tyree sits down with Dimi Bartolillo, Head of Marketing and Brand at Helia, for an in-depth conversation about Helia's innovative campaign to reshape the perception of lender's mortgage insurance (LMI). Helia recently won the Brandie Award for the best brand campaign in the insurance sector, and Dimi shares the story behind this success. Tune in as Dimi discusses how Helia tackled the complex narrative around mortgage insurance, making it approachable and impactful through real-life stories, data-driven storytelling, and a commitment to financial well-being. This episode explores the campaign's B2B and consumer angles, and Dimi's insights on crafting meaningful brand experiences that resonate with audiences, even in a heavily regulated industry. Don't miss this look behind the scenes at how marketing innovation and brand storytelling are driving change in financial services. If you're a marketing or brand leader looking to improve campaign production, approvals, digital assets and brand governance, visit us at http://www.IntelligenceBank.com Learn more about Helia at https://helia.com.au/

“Every great leader begins by mastering the voice within.” - Janet IoliWelcome to this special and last episode of the season. In this episode, we're tackling a challenge even the most successful leaders face: self-doubt. We'll revisit important lessons from my Power Talks interview series from the very early episodes of this podcast.You'll hear excerpts with relatable wisdom from interviews with two powerhouse women executives: Donna Diederich, the Chief Human Resources Officer at LMI, and Nicole Burdette, President of Southern California Land & Housing at Brookfield Properties. They share their own, real experiences with self-doubt and impostor feelings and tell us how they navigated (and continue to navigate) through them.And to offer practical application to your own experience with self-doubt to help you continue to build the confidence to lead with full presence, I share 3 practical strategies to help you move through those times when you experience a self-doubt attack.In this episode:Being reactive and the fear of not measuring up (from E2)Being your own best advocate (from E1)The power of saying yes (from E1)You're not alone in feeling this way (from E3)Feeling okay with being uncomfortable (from E3)3 practical strategies to overcome a self-doubt attack (from E6)And more!Power Presence Academy | Leadership with Less Ego And More Soul is the go-to podcast for anyone who leads. Your host is Janet Ioli, a leadership and human development expert, who helps leaders ground themselves with confidence, connection, and purpose to lead with Less Ego and More Soul.Resource Links:Listen to the full episodes:E1: Career Advice from a Top-Level HR Executive with Donna DiederichE2: Our Leadership Challenge: One Question To Ask Yourself in These Unsettling TimesE3: From Entry-level to President: Lessons from the Leadership Journey to the Top with Nicole BurdetteE6: 3 Things to Do When You Have a Self-Doubt AttackConnect with today's guests on LinkedIn: Donna Diederich and Nicole Burdette. Connect with Janet Ioli:Website: janetioli.comLinkedin: Janet IoliInstagram: @janetioliJanet is the founder of Power Presence Academy. She helps leaders ground themselves with confidence, connection, and purpose and lead with Less Ego, More Soul.If you want to become more grounded, confident, and aligned with your deeper values in just 21 days. Check out Janet Ioli's book Less Ego, More Soul: A Modern Reinvention Guide for Women.If you enjoyed this episode, please leave a review on Apple Podcasts. Select “Listen in Apple Podcasts,” then choose the “Ratings & Reviews” tab to share what you think. Produced by Ideablossoms

Zach and Tony bring on Dr. Zac Rogers to discuss what the latest LMI readings suggest for transportation and logistics in 2025. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Zach and Tony bring on Dr. Zac Rogers to discuss what the latest LMI readings suggest for transportation and logistics in 2025. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Airtasker has raised more than $26 million to grow its brand in the US and UK… but it hasn't raised cash. Webjet is in the firing line after the ACCC alleges it has advertised flights… and the requested additional payments after the booking has been confirmed. Donald Trump has threatened a huge trade war with Mexico, Canada and China after threatening them with whopping tariffs.  _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

Australian car dealers have been forced to sell luxury electric vehicles for a loss after Aussie consumers look for other options. Amazon has doubled its investment in an AU company - investing another $4 billion in Anthropic – as it looks to join forces in the AI race. Berkshire Hathaway has provided a pretty ominous update in its earnings - after it hoarded more than $325 billion USD in cash - not in investments. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

Lovisa, the fast fashion jewellery chain, has seen its revenue growth slow down to less than half of investor expectations HarperCollins has become the first major book publisher to allow an AI model to train off its books Amcor, the Aussie packaging giant, has announced a mega-acquisition of Berry Group, which will create the largest consumer packaging business in the world _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

Me&U, the QR code ordering start up, will lay off around 10% of its workforce – a year after merging with its arch-rival Mr Yum. Nvidia's share price dropped after releasing its quarterly results - but its CEO reckons that the AI gold rush is still going full steam ahead! Jaguar, the British carmaker, has rolled out a brand new logo as part of its plans to transform into an electric-only brand. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

CSL, one of Australia's largest companies, has suffered a 4% drop in its share price after a new leader of the U.S. Health Department was announced. BlueSky, the social media platform competing with X, has seen more than 2 million new users, after the US presidential election. Google may be forced to sell off Google Chrome after the US Justice Department pushes for Google to be splt up. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.

Zach and Tony bring on Dr. Zac Rogers to discuss the latest LMI results and what the election outcome means for supply chains and transportation. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Zach and Tony bring on Dr. Zac Rogers to discuss the latest LMI results and what the election outcome means for supply chains and transportation. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Zach and Tony discuss the early impacts of Milton and bring on Dr. Zac Rogers to discuss September's LMI results. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices