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Description: In this eye-opening episode of The First Home Owners Program Podcast, host Maryanne Elliott reveals the often-overlooked costs of buying your first property. Learn why your deposit is just the beginning and how working with a mortgage broker can help you budget accurately for your entire home buying journey.Key Points:The major upfront costs beyond your deposit that first home buyers frequently underestimatePost-settlement expenses that can strain your budget if not properly planned forHow mortgage brokers provide comprehensive cost estimates tailored to your specific situationReal-life example of how proper cost planning prevented financial stress for first-time buyersQueensland-specific information on stamp duty and first home buyer concessionsResources Mentioned:First Home Buyers online course: [link to course]Free 15-minute strategy call: https://calendly.com/360mortgagesolutionsHome Buying Cost Calculator: [link to resource]First Home Owner Grant information: [link to resource]Connect with 360 Mortgage Solutions:Website: https://360mortgagesolutions.com.au/Phone: (07) 3520 8698Email: info@360mortgagesolutions.com.auInstagram: [Instagram handle]Facebook: [Facebook page]About Maryanne Elliott: Maryanne is the founder of 360 Mortgage Solutions and has worked in the finance industry since 2005. With experience as a bank teller, branch manager, portfolio manager, home lender, and trainer, she launched 360 Mortgage Solutions in late 2016 and The First Home Owners Program in late 2017 to help Australians navigate the complex journey to homeownership.Keywords: first home buyer, hidden property costs, stamp duty, lenders mortgage insurance, mortgage broker, home loan fees, property purchase expenses, Queensland first home buyer, settlement costs, building inspectionEpisode Transcript:INTRO: Welcome to The First Home Owners Program Podcast! I'm Maryanne Elliott from 360 Mortgage Solutions, and today we're pulling back the curtain on something that catches many first-time buyers by surprise – the hidden costs of buying a property. Those expenses beyond the deposit that can quickly add thousands to your budget. But don't worry – by the end of this episode, you'll know exactly what to expect and how a broker can help you navigate these financial surprises.SECTION 1: BEYOND THE DEPOSIT When most people think about buying their first home, they focus almost exclusively on saving for the deposit. And while that's certainly important, it's just the beginning of your financial commitment.Let's break down some of these hidden costs:First, there's stamp duty – a government tax that varies by state and property value. In Queensland, for a $500,000 property, this could be around $8,750, though first home buyers may qualify for concessions.Then there are loan application and establishment fees. Depending on your lender, these can range from $200 to over $1,000.Don't forget lenders mortgage insurance or LMI. If your deposit is less than 20%, you'll likely need to pay this, which can add thousands to your costs.Legal and conveyancing fees typically range from $800 to $2,000 for a standard property purchase.Building and pest inspections are essential and typically cost between $400 and $600 combined.SECTION 2: AFTER SETTLEMENT COSTS But wait – there's more! After you get the keys, you'll face:Moving costs, which can range from a few hundred dollars if you're doing it yourself to several thousand for professional movers.Council rates and body corporate fees if applicable.Home and contents insurance – a must-have that many first-time buyers underestimate.And don't forget about immediate repairs or renovations. That peeling wallpaper or outdated bathroom you planned to "fix later" might become an urgent priority once you move in.SECTION 3: THE BROKER ADVANTAGE This is where working with a mortgage broker becomes invaluable. At 360 Mortgage Solutions, we don't just help you find the right loan – we provide a comprehensive cost estimate tailored to your specific situation.As your broker, I'll:Create a detailed breakdown of all government charges specific to your property and situation.Calculate your exact stamp duty, including any first home buyer concessions you might be eligible for.Estimate all lender fees and charges, helping you compare the true cost of different loan options.Provide a settlement cost estimate that includes legal fees, adjustments, and transfer costs.Factor in post-settlement expenses like insurance and moving costs to give you a complete financial picture.The result? No nasty surprises and a clear understanding of exactly how much you need to budget beyond your deposit.SECTION 4: REAL CLIENT EXAMPLE Let me share a quick story about a couple I worked with recently. James and Emma had diligently saved a $50,000 deposit for their first home. They were looking at properties around $500,000 and thought they were ready to go.When we sat down for their initial consultation, I created a comprehensive cost estimate. They were shocked to discover they needed an additional $15,000 to cover all the associated costs! Rather than being discouraged, they were grateful to know this before falling in love with a property they couldn't afford.We adjusted their search criteria slightly, found them a lovely property that fit their true budget, and they moved in three months later – with no financial stress or unexpected bills.CONCLUSION: Understanding the full financial picture of buying a home isn't just about avoiding stress – it's about making informed decisions that set you up for long-term success. As a mortgage broker, providing these detailed cost estimates is one of the most valuable services I offer my clients.If you're starting your home buying journey, book a free 15-minute call with me, and let's make sure you're prepared for every cost along the way – not just the obvious ones.Until next time, this is Maryanne Elliott from The First Home Owners Program Podcast, helping you navigate the path to homeownership with confidence.
In this episode of Cherokee Business Radio, Joshua Kornitsky interviews TJ Blackmon, Vice President of LMI Tech Systems. The discussion centers on LMI's innovative Technology as a Service (TaaS) model, which helps small to medium-sized businesses (SMBs) manage technology costs and needs. TJ shares his 25-year journey with LMI, highlighting their evolution from high-end home […] The post Transforming Tech Management: How LMI Tech Systems Simplifies IT for SMBs appeared first on Business RadioX ®.
How do we deal with some of the quirkiest first-home-buyer dilemmas? In this episode, we’re answering real questions from our Facebook group; like whether it’s a bad idea to buy next to a substation, what to do when we’re weighing up LMI and rentvesting, and how to make sense of strata reports when there’s not a lot to go on. It’s all the stuff that doesn’t always have a black and white answer, but definitely deserves a proper chat. We start with substations because that one comes up a lot. Are EMFs something to worry about, or is it more about resale and how it feels when we’re standing on our balcony staring at a big grey box? Veronica even shares what a nuclear physicist told her when she was looking at a property for a client, and we get into how much of it is science vs perception. Then we get into the rentvesting vs buy-to-live conversation, especially when Lender’s Mortgage Insurance is involved. Should we wait it out and save that 20% deposit? Or is it better to just get in and deal with the LMI? Meighan talks through our own experience here, what we’d do differently and what actually matters when we’re doing the numbers. And if we’ve been wondering whether to throw in a pre-auction offer or how to deal with limited strata info… Yep, we cover that too. From knowing what questions to ask agents, to spotting red flags when we haven’t even seen a report, we go through how we think about these tricky calls and the kinds of risks we might want to weigh up. If we’re deep in the first home buyer trenches, this one’s full of real talk, honest stories, and things we’ve learned the hard way. Episode Highlights: 00:00 - Introduction 01:59 - Should I be worried about buying next to a substation? 07:52 - Is it worth paying LMI if it means I can buy sooner and rentvest? 11:39 - Should I make a pre-auction offer or wait until auction day? 15:55 - What should I look out for in a strata report, and how do I assess risk if I can’t see it yet? Resources: FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers Visit our website https://www.homebuyeracademy.com.au/ Join our Facebook Group to get access to free monthly live Q&A sessions https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/ Work with Meighan: https://www.linkedin.com/in/meighanwells/ If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey! Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825 Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f See omnystudio.com/listener for privacy information.
You Have My Interest - Getting Personal With Property Finance
In this episode of You Have My Interest, we're diving into a real-life case study of first home buyers navigating a complex lending scenario.We supported a couple with foreign income, a recent job change, and a goal of purchasing up to $1.1 million. Over a three-year period, we worked closely with them to build their deposit, improve their borrowing capacity, and ultimately secure their dream home.You'll also hear why lender policy really matters, the value of pre-approval, and why Macquarie Bank ended up being the right fit - thanks to competitive interest rates, lower LMI costs, and flexible income assessment.If you're curious about how brokers tailor solutions for unique situations, this one's for you.Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
In this episode of The Smart Property Investment Show, Phil Tarrant sits down with James Nelis to discuss his journey from sport to launching his property portfolio and his own buyer's agency, The Nelis Group. The duo begins by discussing global economic uncertainty, observing that recent declines in the share markets of the US and Australia have underscored how international events affect local markets. Despite this volatility, property continues to be viewed as a strong and stable investment option. James explores how different buyers approach property investment, particularly athletes who often invest in luxury items over properties, highlighting the importance of education and preparation before concluding their sports careers. While many of James' clients are busy professionals or families seeking low-maintenance portfolios of three to six properties, he also collaborates with athletes who frequently benefit from 90 per cent LMI waivers on their initial purchases. James and Phil then compare athletes to investors, emphasising their common need for discipline and adaptability while observing that scaling a property portfolio requires strategic planning and a robust professional support team. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.
As housing affordability issues persist, home buyers are increasingly asking about lenders mortgage insurance (LMI) and how it can let them achieve their home ownership goals sooner. But what is fact and what is fiction? In this episode of In Focus, we sit down with Greg McAweeney, Helia's chief commercial officer, to bust some of the most-common myths that brokers and home buyers hold around LMI. Tune in to find out: Tune in to find out: The growing issue of housing affordability and accessibility. The evolving role of LMI in enabling home ownership in today's economic climate. How LMI is enabling brokers to service a wider client base - including upgraders, refinancers, and investors. Helia's new LMI Lets Me In campaign that puts brokers in a starring role. And much more!
You Have My Interest - Getting Personal With Property Finance
In this episode of You Have My Interest, we're diving into Loan to Value Ratios (LVR) - a key factor in lending decisions. I'll break down what LVR is, how to calculate it, and why it matters when applying for a mortgage or refinancing. We'll explore how banks assess risk, how LVR impacts interest rates and lenders mortgage insurance (LMI), and strategies to avoid extra costs. Whether you're a first-home buyer, an investor, or looking to restructure your loan, understanding LVR can help you make smarter financial decisions. Tune in for a clear and practical breakdown!Find out your next step in property finance:You Have My Interest is brought to you by Everlend, a mortgage and finance broking firm built for the purpose of educating and empowering you to make informed financial decisions tailored to your wealth goals. Find out more and book in your free initial consultation at https://www.everlend.com.au/Get in touch:Find out more about You Have My Interest at everlend.com.au/podcast and connect with us at podcast@everlend.com.auYou Have My Interest provides information and educational content relating to mortgages, finance and property. You Have My Interest's content is general in nature and does not take into account the individual financial, legal or tax needs or objectives of its audience members.It is not intended as a substitute for professional advice. Listeners should seek out a licensed professional to discuss their individual financial, legal and tax requirements.If you need mortgage or finance advice tailored to your own personal situation, contact Everlend today for a free consultation. Everlend are authorised credit representatives of Loan Market Pty Ltd, Australian Credit Licence number 390222Podcast produced with Apiro.
Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join host Annie Kane, commercial content writer Ben Squires and senior journalist Will Paige as they review the news of the week. This week, they discuss: A renewed call for brokers to be on the watch for inflated income declarations. The surge in pre-approvals. Major banks expanding LMI waivers. And much more!
Jon Baba, Senior Vice President of the Defense Markets at LMI joins the show to discuss the evolving defense landscape and how technology, strategy, and efficiency are converging to shape the future of national security. We also discuss the new administration's defense priorities, including homeland defense and deterrence in Asia the role of AI and emerging technologies in increasing military efficiency and readiness.
Maegan Wells is known for her beautifully crafted archtop guitars and mandolins made in her one-person shop in Northern California. For episode 99 of the podcast, Meagan shares her guitar-making journey, starting with attending Bryan Galloup's Galloup School of Guitar Making and Guitar Repair, followed by apprenticeships, side jobs, and a stint at LMI. Meagan also discusses her views on smaller archtop guitars, contrasting sides, and much more. She also reveals a new project on the horizon! http://www.maegenwellsguitars.com/mwg Luthier on Luthier is hosted by Michael Bashkin of Bashkin Guitars and brought to you by the Fretboard Journal. This episode is sponsored by Dream Guitars and StewMac. Want to support Luthier on Luthier? Join our Patreon to get access to exclusive photos and content from Michael and his builds.
Zach and Tony bring on Dr. Zac Rogers to discuss the latest LMI readings and dive deeper into inventory management practices among the shipping community. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Zach and Tony bring on Dr. Zac Rogers to discuss the latest LMI readings and dive deeper into inventory management practices among the shipping community. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Australian Property investing is a game of FINANCE.
Tom McConnell, Practice Area Director for Business and Digital Transformation at LMI joins Breaking the Huddle to explore how LMI has evolved its role in supporting government agencies by unlocking efficiencies in government processes, enabling agencies to better engage stakeholders and optimize internal operations. We also discuss LMI's "Magnify" approach—an extensible human-centered design framework—and the organization's forward-thinking vision for the future of government technology.
In this episode of the Solar Maverick Podcast, Benoy sits down with Chris Grablutz, Principal and Co-founder of Tri-Force Energy—a leading Commercial & Utility Solar Inspection, Testing, and Maintenance company serving NJ, NY, and PA. Chris shares expert insights on optimizing solar project performance through effective O&M strategies, repowering aging assets, and emerging trends shaping the future of the solar industry. Benoy Thanjan Benoy Thanjan is the Founder and CEO of Reneu Energy and he is also an advisor for several solar startup companies. He has extensive project origination, development, and financial experience in the renewable energy industry and in the environmental commodities market. This includes initial site evaluation, permitting, financing, sourcing equipment, and negotiating the long-term energy and environmental commodities off-take agreements. He manages due diligence processes on land, permitting, and utility interconnection and is in charge of financing and structuring through Note to Proceed (“NTP”) to Commercial Operation Date (“COD”). Benoy composes teams suitable for all project development and construction tasks. He is also involved in project planning and pipeline financial modeling. He has been part of all sides of the transaction and this allows him to provide unique perspectives and value. Benoy has extensive experience in financial engineering to make solar projects profitable. Before founding Reneu Energy, he was the SREC Trader in the Project Finance Group for SolarCity which merged with Tesla in 2016. He originated SREC trades with buyers and co-developed their SREC monetization and hedging strategy with the senior management of SolarCity to move into the east coast markets. Benoy was the Vice President at Vanguard Energy Partners which is a national solar installer where he focused on project finance solutions for commercial scale solar projects. He also worked for Ridgewood Renewable Power, a private equity fund, where he analyzed potential investments in renewable energy projects and worked on maximizing the financial return of the projects in the portfolio. Benoy also worked on the sale of all of the renewable energy projects in Ridgewood's portfolio. He was in the Energy Structured Finance practice for Deloitte & Touche and in Financial Advisory Services practice at Ernst & Young. Benoy received his first experience in Finance as an intern at D.E. Shaw & Co., which is a global investment firm with 37 billion dollars in investment capital. He has a MBA in Finance from Rutgers University and a BS in Finance and Economics from the Stern School of Business at New York University. Benoy was an Alumni Scholar at the Stern School of Business. Chris Grablutz Chris Grablutz has worked in the solar industry since 2010 with a wide network of great solar professionals and deep roots in northeast solar markets. His work in commercial, industrial, and utility scale solar has been focused on the technical aspects such as design engineering, construction management, QA/QC, Testing, and Operations & Maintenance. With a degree in Applied Physics and engineering background, Chris is a very detailed, logical, and process driven leader. Chris was also a NCAA Division I wrestler and grew up working for a family-owned construction company, which has contributed to his work hard attitude. In 2010, he entered the solar industry as a Project Engineer at Pfister Energy, a New Jersey based EPC firm. Chris supported commercial PV designs. Project and construction management came naturally to Chris from his upbringing in a family-owned construction firm. Chris managed the solar installations on multiple school district portfolios, UPS distribution facility, Teterboro Airport hangers, low and moderate income (LMI) apartment complexes, and building-integrated PV (BIPV) and building-integrated solar thermal systems at Camp Lejeune Marine Base in North Carolina. As the Director of Field Services at PV Pros and Pure Power Engineering, he led the creation of a commercial PV installation division. Chris grew the team to over 30 in-house employees with Job Site Safety, Technical Training, Quality Control, Staffing, and Project Management under his purview. In 2016, he led a start-up effort to transition from regional commercial construction into a national technical services firm, providing Operations and Maintenance (O&M), Owner's Engineer, and Independent Engineering. As the Director of Business Development, Chris's team led the sales of over 1GW of Owner's Engineer, Independent Engineer, and commissioning agent. His team's O&M sales included over 200MW of long-term O&M agreements. The O&M division completed multiple large service projects including PV system removal & re-installations. He continued his career in technical sales as the Director of Business Development at Clean Energy Associates, a global leader in solar manufacturing quality assurance, supply chain management, engineering services, and supplier/market intelligence programs. Stay Connected: Benoy Thanjan Email: info@reneuenergy.com LinkedIn: Benoy Thanjan Website: https://www.reneuenergy.com Chris Grablutz Linkedin: https://www.linkedin.com/in/cgrablutz/ Email: info@triforceenergy.com Website: https://triforceenergy.com/ Chris Grablutz's previous episodes on the Solar Maverick Podcast SMP 07-SMP 07: Getting down to Earth with Solar: Construction, quality control and O&M insights from Chris Grablutz https://solarmaverick.podbean.com/e/smp-07-getting-down-to-earth-with-solar-construction-quality-control-and-om-insights-from-chris-grablutz/ SMP 42-LIve How Solar Technology is Changing the world? https://solarmaverick.podbean.com/e/smp-42-live-event-how-solar-technology-is-changing-the-world/ The book that Chris spoke about during the podcast is Traction: Get a Grip on Your Business by Gino Traction: Get a Grip on Your Business. Two companies that Chris discusses in the podcast. Ecosuite https://ecosuite.io Solargrade https://solargrade.io Chris will be attending RE+ in Boston on Feb 12 to 13, 2025. If you want to meet with him at the conference, email him at info@triforceenergy.com. Thank you to Concentro for sponsoring this episode of the Solar Maverick Podcast! Concentro's mission is to create and promote accessible financing mechanisms for distributed generation projects. As we work towards a cleaner, more reliable, and affordable energy system, they strive to empower developers with the financial tools they need to succeed. Below are the link to the podcast and the contact information of Iñigo and Tao who were on Episode 186. https://podcasts.apple.com/us/podcast/solar-maverick-podcast/id1441876259?i=1000679191495 Iñigo Rengifo Melia Email: inigo@concentro.io Linkedin: https://www.linkedin.com/in/inigo-rengifo-melia/ Website: https://www.concentro.io/ Tao Mantaras Email: tao@concentro.io Linkedin: https://www.linkedin.com/in/taomantaras/ Website: https://www.concentro.io/
Our guest on this week's episode is Maggie Barnett, CEO of third party logistics company LVK. It has been a whirlwind week in Washington. First the administration announced shocking new tariffs. Then within hours those new tariffs for Canada and Mexico were called off and postponed for a month. New Chinese tariffs remain. With all of the back and forth and uncertainty, how are supply chains to plan for their future? Our guest offers some advice and also discusses the changing de minimis rules for importing small-value items that had formerly been exempt from tariffs.Economic activity in logistics expanded in January, growing at its fastest clip in more than two years; that's according to the latest Logistics Managers' Index (LMI) report, released this week. We look at the solid numbers and what they mean for the near-term future of supply chains.Artificial intelligence is one of the biggest buzzwords of the year, but a new study shows that although most supply chain organizations are testing it out, a lot of them are running into challenges. This news comes in a new survey from the analyst group Gartner that found that generative AI (GenAI) is being deployed by 72% of supply chain organizations, but most are experiencing just middling results for productivity and ROI. Supply Chain Xchange also offers a podcast series called Supply Chain in the Fast Lane. It is co-produced with the Council of Supply Chain Management Professionals. A series of ten episodes is now available on the "State of Logistics." The episodes provide in-depth looks into the current states of key transportation modes, such as trucking, rail, air, and ocean. It also looks at inventory management, 3PLs and more. All ten episodes are available to stream now. Go to your favorite podcast platform to subscribe and to listen to past and future episodes. The podcast is also available at www.thescxchange.com.Articles and resources mentioned in this episode:LVKLogistics Managers' IndexThe logistics economy picked up speed in JanuaryGartner says GenAI tools create anxiety among employeesVisit Supply Chain XchangeListen to CSCMP and Supply Chain Xchange's Supply Chain in the Fast Lane podcastSend feedback about this podcast to podcast@agilebme.comPodcast is sponsored by: Zebra Robotics AutomationOther linksAbout DC VELOCITYSubscribe to DC VELOCITYSign up for our FREE newslettersAdvertise with DC VELOCITYTop 10 Supply
Lucas McCabe, a Data Science Fellow at LMI joins Breaking the Huddle to uncover fascinating insights into the world of data science, research, and AI safety. We discuss the story behind the naming of LIGER, LMI's innovative platform, and dives into his groundbreaking work on interdisciplinary data science, including a network science analysis of the opioid epidemic in collaboration with the CDC and SUNY Buffalo.
In this episode of the Brand Intelligence Podcast, host William Tyree sits down with Dimi Bartolillo, Head of Marketing and Brand at Helia, for an in-depth conversation about Helia's innovative campaign to reshape the perception of lender's mortgage insurance (LMI). Helia recently won the Brandie Award for the best brand campaign in the insurance sector, and Dimi shares the story behind this success. Tune in as Dimi discusses how Helia tackled the complex narrative around mortgage insurance, making it approachable and impactful through real-life stories, data-driven storytelling, and a commitment to financial well-being. This episode explores the campaign's B2B and consumer angles, and Dimi's insights on crafting meaningful brand experiences that resonate with audiences, even in a heavily regulated industry. Don't miss this look behind the scenes at how marketing innovation and brand storytelling are driving change in financial services. If you're a marketing or brand leader looking to improve campaign production, approvals, digital assets and brand governance, visit us at http://www.IntelligenceBank.com Learn more about Helia at https://helia.com.au/
Dr. Joseph Norton, Chief Technology Office at LMI joins Breaking the Huddle to discuss how his organization is aligning Research and Development capabilities to support government at the Pace of Need®. We also talk about why platform approaches are driving the most scalable impact and why innovation partnerships with the private sector is the future of public sector modernization.
Matthew Finney, Vice President of Generative AI at LMI joins Breaking the Huddle to discuss how generative AI will drive efficiencies in the Federal government. We also discuss specific use cases for the technology and ways that DOGE but be using GenAI to isolate potential streamlining.
“Every great leader begins by mastering the voice within.” - Janet IoliWelcome to this special and last episode of the season. In this episode, we're tackling a challenge even the most successful leaders face: self-doubt. We'll revisit important lessons from my Power Talks interview series from the very early episodes of this podcast.You'll hear excerpts with relatable wisdom from interviews with two powerhouse women executives: Donna Diederich, the Chief Human Resources Officer at LMI, and Nicole Burdette, President of Southern California Land & Housing at Brookfield Properties. They share their own, real experiences with self-doubt and impostor feelings and tell us how they navigated (and continue to navigate) through them.And to offer practical application to your own experience with self-doubt to help you continue to build the confidence to lead with full presence, I share 3 practical strategies to help you move through those times when you experience a self-doubt attack.In this episode:Being reactive and the fear of not measuring up (from E2)Being your own best advocate (from E1)The power of saying yes (from E1)You're not alone in feeling this way (from E3)Feeling okay with being uncomfortable (from E3)3 practical strategies to overcome a self-doubt attack (from E6)And more!Power Presence Academy | Leadership with Less Ego And More Soul is the go-to podcast for anyone who leads. Your host is Janet Ioli, a leadership and human development expert, who helps leaders ground themselves with confidence, connection, and purpose to lead with Less Ego and More Soul.Resource Links:Listen to the full episodes:E1: Career Advice from a Top-Level HR Executive with Donna DiederichE2: Our Leadership Challenge: One Question To Ask Yourself in These Unsettling TimesE3: From Entry-level to President: Lessons from the Leadership Journey to the Top with Nicole BurdetteE6: 3 Things to Do When You Have a Self-Doubt AttackConnect with today's guests on LinkedIn: Donna Diederich and Nicole Burdette. Connect with Janet Ioli:Website: janetioli.comLinkedin: Janet IoliInstagram: @janetioliJanet is the founder of Power Presence Academy. She helps leaders ground themselves with confidence, connection, and purpose and lead with Less Ego, More Soul.If you want to become more grounded, confident, and aligned with your deeper values in just 21 days. Check out Janet Ioli's book Less Ego, More Soul: A Modern Reinvention Guide for Women.If you enjoyed this episode, please leave a review on Apple Podcasts. Select “Listen in Apple Podcasts,” then choose the “Ratings & Reviews” tab to share what you think. Produced by Ideablossoms
Our guest on this week's episode is Paul Caron, a cyber Intelligence expert whose title is Head of Cyber Security, Americas at global intelligence and cybersecurity consultancy S-RM. Last week we learned of a major ransomware attack at Blue Yonder that put many supply chains in a somewhat perilous situation just as we went into Black Friday. So, how secure are our supply chains and should this latest attack be something of a wake-up call? Our guest offers some insights into such attacks and how supply chain companies can build security and resilience into their systems.Economic activity in the logistics industry expanded in November, continuing a steady growth pattern that began earlier this year and signaling a return to seasonality after several years of fluctuating conditions. That's according to the latest Logistics Managers' Index report (LMI), which was released this week. We look at the numbers behind the index and what they mean for the health of the logistics industry.We are smack in between Thanksgiving and Christmas, and knee-deep in the middle of the winter-peak shopping season. And that means we're also in the middle of the peak-shipping season, when e-commerce retailers are handling a huge surge of orders for holiday gifts. Most shoppers are demanding to receive their goods in two days or less. We share a report card on how they are doing at getting these shipments to their destinations on time. Supply Chain Xchange also offers a podcast series called Supply Chain in the Fast Lane. It is co-produced with the Council of Supply Chain Management Professionals. A series of ten episodes is now available on the "State of Logistics." The episodes provide in-depth looks into the current states of key transportation modes, such as trucking, rail, air, and ocean. It also looks at inventory management, 3PLs and more. All ten episodes are available to stream now. Go to your favorite podcast platform to subscribe and to listen to past and future episodes. The podcast is also available at www.thescxchange.com.Articles and resources mentioned in this episode:S-RMThe logistics economy continues on solid footingRetailers produce fastest delivery times since Covid-19Get episode transcriptsVisit Supply Chain XchangeListen to CSCMP and Supply Chain Xchange's Supply Chain in the Fast Lane podcastSend feedback about this podcast to podcast@agilebme.comPodcast is sponsored by: Werner Premium ServicesOther linksAbout DC VELOCITYSubscribe to DC VELOCITYSign up for our FREE newslettersAdvertise with DC VELOCITYTop 10 Supply
Zach and Tony bring on Dr. Zac Rogers to discuss what the latest LMI readings suggest for transportation and logistics in 2025. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Zach and Tony bring on Dr. Zac Rogers to discuss what the latest LMI readings suggest for transportation and logistics in 2025. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
This week on The Delighted Customers Podcast, I'm thrilled to welcome Jeff Dickshinski, a Senior Product Designer and Design Lead at Microsoft. With a career spanning digital product development, creative management, and UX design for public-sector and Fortune 100 companies, Jeff brings a wealth of knowledge to the table. At Microsoft, he leads the creation of mission-critical products for U.S. government and enterprise customers, leveraging human-centered design and UX research. In this episode, we examine the shift from engineering-focused solutions to user experience-driven design. Here are four key takeaways:
This week on The Delighted Customers Podcast, I'm thrilled to welcome Jeff Dickshinski, a Senior Product Designer and Design Lead at Microsoft. With a career spanning digital product development, creative management, and UX design for public-sector and Fortune 100 companies, Jeff brings a wealth of knowledge to the table. At Microsoft, he leads the creation of mission-critical products for U.S. government and enterprise customers, leveraging human-centered design and UX research. In this episode, we examine the shift from engineering-focused solutions to user experience-driven design. Here are four key takeaways:
Airtasker has raised more than $26 million to grow its brand in the US and UK… but it hasn't raised cash. Webjet is in the firing line after the ACCC alleges it has advertised flights… and the requested additional payments after the booking has been confirmed. Donald Trump has threatened a huge trade war with Mexico, Canada and China after threatening them with whopping tariffs. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Australian car dealers have been forced to sell luxury electric vehicles for a loss after Aussie consumers look for other options. Amazon has doubled its investment in an AU company - investing another $4 billion in Anthropic – as it looks to join forces in the AI race. Berkshire Hathaway has provided a pretty ominous update in its earnings - after it hoarded more than $325 billion USD in cash - not in investments. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Lovisa, the fast fashion jewellery chain, has seen its revenue growth slow down to less than half of investor expectations HarperCollins has become the first major book publisher to allow an AI model to train off its books Amcor, the Aussie packaging giant, has announced a mega-acquisition of Berry Group, which will create the largest consumer packaging business in the world _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Jordan Hefferan, Principal at LMI joins Breaking the Huddle to help us understand ways for organizations to remove the roadblocks that inhibit innovation and how LMI Forge is supporting this process for some of the most complex problems in government. PLUS, he tells us the one thing agencies can be doing today that will spark innovation within their teams.
Me&U, the QR code ordering start up, will lay off around 10% of its workforce – a year after merging with its arch-rival Mr Yum. Nvidia's share price dropped after releasing its quarterly results - but its CEO reckons that the AI gold rush is still going full steam ahead! Jaguar, the British carmaker, has rolled out a brand new logo as part of its plans to transform into an electric-only brand. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
CSL, one of Australia's largest companies, has suffered a 4% drop in its share price after a new leader of the U.S. Health Department was announced. BlueSky, the social media platform competing with X, has seen more than 2 million new users, after the US presidential election. Google may be forced to sell off Google Chrome after the US Justice Department pushes for Google to be splt up. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Life360, ASX-listed tracking tech, plans to continue its subscription momentum by expanding its offering to include pets and elderly relatives Cettire, the luxury goods marketplace, saw its shares drop more than 8% after struggling with a drop in demand for luxury goods CommBank's CEO says Apple is free-riding on investments made by Australian banks and needs more regulation _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Zach and Tony bring on Dr. Zac Rogers to discuss the latest LMI results and what the election outcome means for supply chains and transportation. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Xero, the ASX-listed accounting software, has seen its share price jump to a record-high, despite slowing subscriptions. Amazon has launched a new ultra-low cost platform called “Amazon Haul” to compete head-on against Shein and Temu. Shopify has seen its share price spike more than 26% after its income more-than-doubled in the most recent quarter. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Rex Airlines is back in business after after receiving $80 million in funding from the federal government. Aristocrat Leisure, the Australian pokies machine maker, has sold its mobile gaming business Plarium Global for up to $820 million USD as it pivots back to poker machines. Aussie coffee-maker Vittoria has won a major court case against Moccona over the use of a glass jar. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Australians under the age of 16 will banned from using TikTok, Facebook and Instagram under new government legislation Saudi Aramco, the world's largest oil producer, has seen its third quarter profits plummet 15% after lower oil prices ate into its margins Coopers Brewery, the Australian owned brewery, has seen its profit jump following a pretty unique alcoholic offering _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Our guest on this week's episode is Jeff Rogers, director of field maintenance operations at Ryder, Inc. Veterans' Day is Monday. The supply chain industry, like many fields, has a large number of veterans who have brought the skills they acquired in the military and now apply them to civilian work. Our guest today shares about his own military experience and how it has helped him carve out a long and successful career at Ryder.You can hardly turn anywhere in our industry without hearing something about artificial intelligence and how it is bound to impact supply chains. However, actual and successful use cases are still being worked on. This week we learned about some actual examples of how AI is being deployed, working a bit behind the scenes to complete some common supply chain tasks.The return to steadier growth across logistics markets continued in October, as industry conditions moderated from the ups and downs of the last few years. That's according to the latest Logistics Managers' Index, or LMI, which was published on Tuesday. We share the latest statistics from the report and discuss what the numbers mean in reflecting trends in the industry.Supply Chain Xchange also offers a podcast series called Supply Chain in the Fast Lane. It is co-produced with the Council of Supply Chain Management Professionals. A series of ten episodes is now available on the "State of Logistics." The episodes provide in-depth looks into the current states of key transportation modes, such as trucking, rail, air, and ocean. It also looks at inventory management, 3PLs and more. All ten episodes are available to stream now. Go to your favorite podcast platform to subscribe and to listen to past and future episodes. The podcast is also available at www.thescxchange.com.Articles and resources mentioned in this episode:RyderC.H. Robinson automates 10,000 email tasks per day with AIInvestor Brad Jacobs hires chief artificial intelligence officerLogistics economy grew in OctoberGet episode transcriptsVisit Supply Chain XchangeListen to CSCMP and Supply Chain Xchange's Supply Chain in the Fast Lane podcastSend feedback about this podcast to podcast@agilebme.comPodcast is sponsored by: Werner Premium ServicesOther linksAbout DC VELOCITYSubscribe to DC VELOCITYSign up for our FREE newslettersAdvertise with DC VELOCITYTop 10 Supply
Alex Adamczyk, Vice President of Advanced Analytics & AI at LMI joins Breaking the Huddle to help us understand some of the most beneficial use cases for generative AI in agencies, how LMI utilizes generative AI with their platform LIGER™, and outlines some of the challenges that governments have encountered in adopting the technology. PLUS, he tells us the one thing that governments should know about Gen AI as they look to the future.
Zach and Tony bring on Dr. Zac Rogers to discuss the latest LMI results and what the election outcome means for supply chains and transportation. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
The governor of the Reserve Bank, Michele Bullock, has said that Australia's economy could face serious implications after Trump's promise to increase tariffs. The price of bitcoin has hit a new record, jumping more than 10% after Trump's election win. Big Tech CEOs are now cozying up to Donald Trump after his win to become the next president of the US - ahead of some likely big change. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Woolworths has warned investors that its earnings for the 6 months to December are looking likely to be 5% below last year's results. Apple has seen its quarterly sales jump 5% after investors got their first peak on how its iPhone 16 sales are faring. Meta's shares dropped 4% after its quarterly update warned that AI investments were expected to ramp up. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Westpac has announced an annual profit of $7 billion, which is actually a 3% drop from last year as mortgage competition ramps up. Google has been fined 2 undecillion roubles, or $20 decillion USD by a Russian court after blocking Russian state media channels on YouTube. Peloton, the connected-fitness company, has seen its shares speed up 22% after its first quarter results smashed expectations… thanks to a key pivot. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Australia's quarterly inflation is below 3% for the first time since 2021 but the Reserve Bank is still unlikely to make a rate cut next week. Dropbox has announced it will lay off 20% of its workforce after it struggles through a “transitional period”. Reddit's share price has skyrocketed over 40% following its first-ever profitable quarter. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Myer is the new owner of Just Jeans, Jay Jays and Dotti clothing brands after agreeing to merge with parts of Premier Investment Group. Zip Co has seen its share price jump more than 10% after announcing its focus on profitability pays off. Volkswagen is looking to cut thousands of jobs as part of a major cost-cutting overhaul. _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Meta is planning to roll out new facial-recognition technology to stop celebrity impersonations that are scamming Aussies out of billions per year McDonalds is in damage control after more than 75 people suffered from food poisoning from its burgers over the last week..and its share price dropped 7% The owner of Coach and Kate Spade, named Tapestry, has been blocked from acquiring Capri, the owner of Michael Kors by US authorities _ Head to helia.com.au/LMI to learn more. Helia Insurance Disclaimer: Information is of general information, and does not constitute legal, tax, credit or financial advice, and is not tailored to a home buyer's specific circumstances. Home buyers should consider their own personal circumstances and seek advice from their professional advisers before making any decisions that may impact their financial position. Lenders mortgage insurance (LMI) is insurance that protects the credit provider, not the home buyer, and cannot be provided to borrowers. Helia Insurance Pty Limited ABN 60 106 974 305 is the issuer of the LMI policy and holds an Australian Credit Licence Number 393269. Helia credit activities are limited to credit activities engaged by it as an assignee in relation to providing lender's mortgage insurance (LMI) products or as a credit provider under the doctrine of subrogation in relation to providing LMI products. The information provided in this article does not refer to a credit contract with any particular credit provider. _ Download the free app (App Store): http://bit.ly/FluxAppStoreDownload the free app (Google Play): http://bit.ly/FluxappGooglePlay Daily newsletter: https://bit.ly/fluxnewsletter Flux on Instagram: http://bit.ly/fluxinsta Flux on TikTok: https://www.tiktok.com/@flux.finance —-The content in this podcast reflects the views and opinions of the hosts, and is intended for personal and not commercial use. We do not represent or endorse the accuracy or reliability of any opinion, statement or other information provided or distributed in these episodes.See omnystudio.com/listener for privacy information.
Zach and Tony discuss the early impacts of Milton and bring on Dr. Zac Rogers to discuss September's LMI results. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Zach and Tony discuss the early impacts of Milton and bring on Dr. Zac Rogers to discuss September's LMI results. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Zach and Tony bring on Dr. Zac Rogers, co-author of the Logistics Managers' Index, to discuss the latest LMI reading and what appears to be a slight moderating trend in the transportation market. Follow the Freightonomics Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
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