Smart Property Investment Podcast Network

Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences. In this episode, co-hosts Atlas Property Group director Lachlan Vidler and Luke Clifford explore how property investment can shape retirement strategies. The hosts highlight the spring surge in property activity, fuelled by changes to the first home buyer scheme that allow entry with a 5 per cent deposit and higher purchase caps. The core discussion centres on three retirement pathways: buy and hold, selldown, and a combination strategy. Buy and hold builds long-term wealth through capital growth and rental income, while selldown provides quicker access to cash but risks depleting resources too soon. The combination strategy blends both approaches, offering strong cash flow potential but carrying higher risks. Throughout, the hosts emphasise the importance of a clear portfolio plan, reminding listeners that retirement through property is highly individual and requires strategic, adaptable planning.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by financial planner Simran Dhillon from Abundant Advisory to explore how property investment can fit into a broader financial strategy. Drawing on his experience at Commonwealth Bank and running his own practice, Simran stresses the importance of diversifying between property and shares to manage risk. The co-hosts emphasise that high-income tech professionals must strategically plan around equity compensation while using debt wisely to grow wealth without overconcentrating in property, and ensuring sufficient liquidity for retirement. This episode also covers self-managed super funds, advising caution for those with low balances due to costs and risks. Simran highlights that good debt builds wealth, while bad debt fuels consumption, and stresses the importance of insurance and protection following major life events, such as having children or facing serious health issues.

In this episode of The Smart Property Investment Show, host Phil Tyrant sits down with Lachlan Vidler from Atlas Property Group, who is also the chairman of PIPA and set to appear on Channel Nine's Budget Battlers. The show highlights community-driven renovations on a tight budget, with Lachlan explaining how strategic improvements like paint, floor plans, and small updates can dramatically increase property value through “sweat equity”. Beyond television, Lachlan and Phil discuss the Australian property market, noting that while prices are rising, many investors hesitate due to psychological barriers and fears of overpaying. Recent interest rate cuts and changes to the first home buyer scheme are boosting demand, while migration trends are further intensifying competition for properties. Lachlan also highlights the challenges buyer's agents face when properties sell above traditional valuations, stressing the need for expertise and decisiveness. Lachlan emphasises focusing on long-term investment potential rather than chasing bargains, with the right team and preparation key to success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Inside Commercial Property, Scott O'Neill and Phil Tarrant tackle one of the most hotly debated topics in Australian property investment: regional versus capital city property. Investors are often told that regional markets promise higher yields, while capital cities offer long-term growth, but is that really the full story? Drawing on real client examples and market data, Scott and Phil explore the strengths and pitfalls of both strategies. From the cash flow benefits in regional centres to the capital appreciation trends in metro markets, they unpack the truth behind the headlines and expose the risks investors often overlook. Key topics covered in this episode include: Why regional properties appear attractive on yield but can lack long-term growth consistency. How infrastructure spending and population migration are reshaping regional opportunities. Why capital city assets remain the cornerstone of many high-performing portfolios. The investor profiles best suited to regional versus metro strategies. The overlooked costs and risks that can turn a “bargain” regional property into a poor investment. Whether you're weighing up your next purchase or rethinking your portfolio strategy, this episode provides clarity on the regional versus capital city debate. Packed with sharp insights and grounded in real-world investing experience, Scott and Phil cut through the noise to show you how to align your property strategy with your financial goals. Listen now to discover the truth about regional versus capital city property, and learn how the right strategy can position you for stronger returns.

In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer unpack renovation opportunities alongside the buyer's behaviours, government schemes, rate cuts, and price trends. Australia's property market is shifting, with first home buyers and investors adapting to new government support, interest rate changes, and evolving buyer preferences. Renovations are proving to be a smart strategy, often boosting values by at least 10 per cent and sometimes doubling returns, although hidden costs and delays remain risks. The duo warns against rushing in or relying too heavily on DIY, stressing the importance of careful planning and professional assistance. In hot markets such as Tasmania, South Australia, and Western Australia, properties with polished, professionally designed interiors are achieving premiums of more than 100 per cent. Buyer's behaviours have also shown more flexibility, increasingly willing to compromise on features like the number of bedrooms, bathrooms, or solar systems to secure a home. Ultimately, the duo believes that success in today's market comes down to seizing opportunities, making informed compromises, and approaching renovations with a clear, strategic plan.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by Domain's senior economist, Dr Joel Bowman, to examine the resilience of Australia's housing market amid global uncertainty. The trio discusses how global trade tensions and domestic policy shifts are shaping consumer sentiment and influencing property values. First home buyers are entering the market in greater numbers, thanks to new incentives, boosting demand and prices. While Perth and Adelaide stand out for their rapid growth driven by affordability and strong local economies, Melbourne's unit sector and Darwin's volatility pose challenges despite solid rental yields and low vacancies. The hosts explore the growing appeal of commercial property for higher yields and cash flow, while stressing the benefits of using trusts, companies, or self-managed super funds to boost efficiency and borrowing capacity.

In this episode of The Smart Property Investment Show, co-hosts Liam Garman and Emilie Lauer explore the latest in the Australian property market, including the fast-tracked First Home Guarantee scheme, rate cuts, price trends, and key hotspots. The duo begins by examining how government policies and economic shifts will reshape the first-home buyers' market. The First Home Guarantee scheme, launching on 1 October 2025, will enable buyers to enter the market with a 5 per cent deposit and no lender's mortgage insurance, and with an increased price cap across different markets. The co-hosts caution that while the scheme makes entering the property market easier, buyers face 95 per cent mortgages amid rising prices, heightened competition, and potential negative equity. Additionally, capital cities have been recovering more strongly after interest rate cuts, while regions that have grown rapidly in recent years may stabilise. Victoria is expected to lead national price growth, with areas like Frankston, Greater Geelong, and Yarra attracting renewed interest from buyers and investors. With opportunities and risks intensifying, the co-hosts urge investors to ensure careful planning, financial literacy, and professional guidance to navigate the evolving market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to explore the evolving world of property investment and why creativity and financial strategy are now essential. The trio discuss how creative skills and digital innovation are reshaping investment approaches, proving it's more than just buying the right property. Victor highlights common financial myths, such as avoiding cross-securitisation or assuming trusts are always beneficial, and explains how understanding loan structuring and strategic debt can create opportunities. Reshmi challenges the notion that low risk equals success, advocating for smart leverage to grow portfolios sustainably. Planning is positioned as a roadmap, keeping investment decisions aligned with long-term goals and market dynamics. On tax, Victor reframes it as a strategic tool, while Reshmi cautions that over-focusing on minimisation can hinder wealth creation. The trio also stress the importance of asset protection and strong professional relationships for long-term portfolio resilience. 

In this episode of The Smart Property Investment Show, host Liam Garman and Sam Gordon from Australian Property Scout share insights on navigating the ever-changing Australian property market. The duo highlights the value of working with people who share one's values, emphasising the importance of reliable support when making complex decisions. They then discuss recent government initiatives, such as the changes to the First Home Guarantee scheme, noting these policies often raise demand and prices rather than improve affordability. Sam underscores the power of creative lending, showing how strategic borrowing can help investors build portfolios even on modest incomes. The duo then warns against impulsive decisions and chasing quick wins, instead advocating clear planning and long-term consistency, focusing on a positive mindset, resilience, and openness to learning. Throughout the episode, the co-hosts share their perspectives, offering a practical roadmap for both novice and experienced investors in an evolving market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, explore the growing appeal of commercial property investment for investors looking to diversify beyond residential assets. The hosts highlight how commercial property delivers higher rental yields, lower management demands, and stronger cash flow, making it a natural progression for many residential investors. Two main pathways are outlined: a traditional strategy of building a residential portfolio before transitioning to commercial closer to retirement, and an accelerated option for high-income or early investors to enter the commercial space sooner. The discussion emphasises the importance of structuring investments through trusts or companies to improve efficiency, leverage residential growth, and expand borrowing capacity. The episode also spotlights self-managed super funds as a way for investors to leverage strong borrowing power and favourable loans, while urging business owners to reinvest profits strategically in commercial property to optimise tax outcomes.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Michael Thomas, director of AZ Holdings Australia, to explore how business acumen helped him accelerate into property success despite a late start into the workforce. Michael shares his journey of starting late in the workforce, overcoming personal challenges, and building a $15 million portfolio spanning both residential and commercial assets. His story highlights the power of discipline, expert advice, and a strategic mindset in achieving financial freedom. The discussion unpacks how Michael's first purchase in Logan, Brisbane, set the tone for a successful portfolio, why he engaged a buyer's agent early, and how diversifying across commercial properties could generate him about $500,000 in fully offset passive income. Michael also reflects on the importance of patience, sacrifice, and realistic goal-setting, reminding investors that success comes from consistency, not comparison. For aspiring and seasoned investors alike, Michael's journey is a compelling case study in how applying business smarts, expert guidance, and long-term discipline can deliver extraordinary results. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Rohit Gehlot, director and principal buyer's agent at InvestorAid, to unpack his unique migrant success story, and his tips for building a multimillion-dollar portfolio. Rohit shares his journey from arriving in Australia with young children and limited resources to building a property portfolio worth up to $13 million. His story highlights the power of resilience, strategic thinking, and the willingness to embrace risk in pursuit of financial freedom. The discussion explores how Rohit leveraged his first family home in Kellyville into a national portfolio, spanning growth hubs like Brisbane, Perth and Townsville, and how smart refinancing and disciplined savings set the foundation for success. Rohit also highlights the critical role of mortgage brokers, the importance of stepping outside your comfort zone, and why many investors fail to scale after their initial purchases. For migrants, first-time investors and seasoned buyers alike, Rohit's journey offers a masterclass in wealth creation – and a powerful reminder that calculated risks, paired with the right strategy, can deliver extraordinary results. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by Avi Khan, principal at Ray White AKG, to unpack the Brisbane property market. The Brisbane property market is undergoing a major shift, with auctions becoming a preferred method of sale due to their transparency and competitiveness. Once a last resort, auctions are now booming in Brisbane as buyers from Sydney and Melbourne drive demand. Tight housing supply has intensified competition, driving surprising auction results and record prices, while many owners hold properties, confident in future growth from infrastructure and the Olympics. Success in today's market requires buyers to be prepared with finance, written offers, and decisiveness, while investors must focus on timing sales and presenting properties to appeal broadly. The co-hosts' analysis concludes with Brisbane's traditional seasonal selling patterns fading, as demand continues year-round, reshaping how buyers and sellers approach the market.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Hung Chuy from Strategic Brokers to explore the complexities of property investment, broking, and the stories that connect them. Hung introduces his new podcast, How I Met Your Broker, which is dedicated to sharing investor experiences, expert advice, and practical strategies for long-term success. Hung shares his inspiring journey from a refugee background to building a multimillion-dollar property portfolio, offering a powerful example of resilience and strategic thinking in the real estate market. The discussion then highlights how many investors stall after acquiring a few properties, often due to limited guidance, and how expert advice can help break through these barriers. Hung stresses the importance of working with experienced brokers, highlighting that his team are investors themselves and can deliver tailored, long-term strategies, while warning against brokers who focus only on low rates at the expense of broader growth. Drawing on his own experiences from early off-the-plan purchases to complex developments, Hung illustrates the importance of planning, adaptability, and learning in an evolving market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this recent episode of The Pure Property Podcast, Phil Tarrant and Paul Glossop explore the shifting landscape of Australian property investment, following a key interest rate cut by the Reserve Bank to 3.6 per cent.  This move has sparked optimism among investors, as lower borrowing costs improve loan affordability and refinancing options.  The duo stresses the importance of working closely with mortgage brokers to ensure rate cuts are passed on and fixed-rate transitions are managed effectively. A major focus is the long-term value of capital growth over short-term yield, supported by data showing cities like Sydney and Melbourne outperforming others like Darwin over 25 years.  While high-yield properties offer immediate cash flow, capital growth is highlighted as the true driver of wealth in property.  The co-hosts also note that reduced property listings – down 6.8 per cent year-on-year – are pushing prices higher, adding urgency to informed investing.  Using a lighthearted champagne analogy, they liken quality investments to vintage wine – carefully selected and rewarding over time, urging investors to prioritise strategy and patience to maximise long-term returns.

In this episode of The Smart Property Investment Show, Phil Tarrant speaks with Benjamin Plohl, seasoned investor and principal buyer's agent at BFP Property Group, to explore SMSF investing's opportunities, challenges, and rising appeal for financially empowered investors. The duo starts by highlighting the importance of strategic planning for investors rather than focusing solely on accumulation. Benjamin notes the increasing popularity of SMSFs, citing over 650,000 funds and 1.2 million trustees, and explains how they provide flexibility, leverage, and the ability to pool family resources for larger investments. For SMSF investors, Benjamin stresses that strategic asset selection, market timing, sector focus, leveraging borrowed funds, and utilising concessional tax advantages are essential for maximising long-term returns. The discussion also addresses challenges, including compliance, tax implications, and the need for informed decision-making to avoid pitfalls. Finally, the duo underscores the importance of professional guidance, advising investors to build a team of accountants, brokers, and advisers to navigate the SMSF landscape effectively and achieve retirement goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences. In this episode, co-hosts Atlas Property Group director Lachlan Vidler, and Luke Clifford, are joined by accounting and property investment expert Jeremy Iannuzzelli for an in-depth discussion on structuring property investments. Lachlan and Luke start by highlighting the importance of strategic planning, before introducing Jeremy, whose advice has been pivotal in Lachlan's own journey. Jeremy breaks down four main ownership structures – individual ownership, corporate entities, self-managed super funds (SMSFs), and trusts with corporate trustees – explaining the benefits, drawbacks, and ideal use cases for each. He outlines how individual ownership offers simplicity and negative gearing benefits, corporate entities suit business owners with retained earnings, SMSFs allow control over super with potential for leveraged returns, and trusts provide flexibility for high-income earners. Jeremy addresses scenarios from FIFO workers to couples scaling portfolios, emphasising clear strategy, expert advice, and practical insights for investors at all stages seeking to optimise returns.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, sit down with Michael Thomas to explore his journey from mental health struggles to building a $20 million property portfolio. Michael shares how flipping phones and succeeding in car sales sparked his entrepreneurial drive and set him on the path to financial freedom. The trio dives into Michael's practical investment strategy, including why he partners with buyer's agents and trusts experts rather than trying to do it all himself. They also discuss the difference between material wealth and lasting fulfilment, with Michael revealing why mentoring and living by his values matter more than Lamborghinis and Ferraris. Michael opens up about how his property goals evolved – from owning a home outright to building a passive income portfolio that supports his lifestyle, with a strategic shift towards commercial property.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Rob Le from Finni Mortgages to unpack the often-misunderstood world of serviceability and how it shapes an investor's ability to build wealth. From overtime income to voluntary super contributions, Phil and Rob explore the factors that can make or break borrowing capacity – and how lender policies can vary more than many realise. They dive into why income isn't just your base salary, how deductions like HECS-HELP can be managed strategically, and why disciplined spending habits in the months before applying for a loan can pay off in spades. The conversation also explores the role of non-bank lenders, their more flexible policies, and when higher rates may be worth the trade-off for greater borrowing power. Phil and Rob share practical strategies for presenting the strongest possible case to lenders, and explain why working with a savvy mortgage broker can give investors the edge they need to grow their portfolio faster. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Theo Chambers, CEO of Shore Financial, to break down the forces shaping investor sentiment in 2025. From rate pause surprises to a dwindling investor pool, Phil shares his reflections on a market that's increasingly hard to read, before unpacking the state of advice in the property space, warning of the rise of unqualified buyer's agents steering investors into risky territory. The pair discuss why investor confidence is slipping, the risks of poor advice, and how policy settings, particularly in Victoria, are driving investors away from traditional hotspots. Phil also opens up about his own strategy: why diversification, timing, and market cycles matter more than ever, and how commercial property is reshaping what “smart investing” really looks like in 2025. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, pull back the curtain on self-managed super fund (SMSF) lending – and how it can be a game changer for investors looking to expand their portfolios. While most investors focus on personal income when calculating borrowing power, Jack explains how mandatory super contributions can service property loans inside an SMSF – without touching your personal finances. That separation can unlock up to $1 million in borrowing capacity. The trio explores how SMSF lending works, the mechanics of what banks consider for approval, and why it's becoming increasingly attractive in a tighter borrowing environment. With your employer's 11–12 per cent contributions working in the background, investors can grow their portfolios without sacrificing personal serviceability. They also break down who SMSF lending is right for, the contribution strategies that can supercharge your capacity, and why having the right broker – especially in a space dominated by non-major lenders – is critical.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar join Phil Tarrant to unpack what “value” really means in property – and why it's much more than just the purchase price. The trio explores how value is shaped by finance, planning, taxation, and asset protection – and how smart investors use these pillars to design their decade ahead. Victor explains that interest rates are only one part of the finance equation, urging investors to understand LVRs, loan structuring, and how to use debt strategically rather than fear it. Reshmi then challenges the idea that low debt equals success, instead making the case for smart leverage that fuels sustainable portfolio growth. Planning is positioned as the strategic map for investors, helping avoid distractions and keep portfolios aligned with personal and financial goals. On tax, Victor reframes it as an opportunity rather than a burden, urging listeners to think long-term and structure their affairs accordingly. Reshmi adds that fixating on tax minimisation can sometimes hinder wealth creation – and that a balanced, strategic approach is more powerful. The pair also highlight the importance of asset protection and strong personal and professional relationships – often overlooked, but essential to portfolio longevity.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Steve Ash, founder of Property Strats, to unpack where the Melbourne market is heading – and how savvy investors can capitalise. While Melbourne's growth has slowed compared to other capitals, Steve sees opportunity where others see stagnation. With median prices still trailing behind Sydney, Brisbane and Perth, he says now's the time for value-focused investors to strike, before momentum returns. But it's not without risk. Steve and Phil dive into what makes Melbourne a challenging environment for landlords, from high land taxes to strict tenancy rules, and explain how the right structure and property type can help investors avoid costly missteps. The episode also explores the rise of buyer's agents, particularly those with finance backgrounds, and how strategic portfolio construction is starting to mirror the discipline of traditional fund management. For those eyeing Melbourne, Steve points to suburbs like Frankston and Carrum Downs, calling out their land content, tenant compliance and future development upside. Above all, it's a call for patience, preparation and smart buying. As Melbourne gears up to overtake Sydney as Australia's biggest city by 2050, the long-term case is strong, but only for investors ready to play the long game. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Inside Commercial Property, we welcome Patrick Casey, managing director of the newly launched financial planning business, Rethink Wealth, for an in-depth discussion about the future of strategic financial advice and why it's time property played a leading role. With a career spanning traditional financial planning and a track record as a commercial investor, Patrick joins Scott and Phil to discuss how Australia's financial advice landscape has failed to evolve alongside the country's property market. Together, they explore why most financial planners still overlook real estate in favour of stocks and insurance, and why that's no longer good enough for today's investors. Key topics covered in this episode: How the advice model is broken, and what a truly tailored wealth plan looks like. Why unregulated property advice and influencer culture are putting Australians at risk. The truth about “getting rich slow” and how to build long-term wealth with confidence. How Rethink Group's ecosystem empowers clients from their first investment to full financial independence. Why younger investors are arriving with unrealistic expectations and what they actually need. Whether you're a seasoned property investor hitting a fork in the road, or a high-income earner seeking clarity on your next move, this episode is a must-listen. With sharp insights, practical examples, and a refreshing take on holistic wealth planning, Patrick and Scott highlight how the right advice, grounded in property strategy, can change everything.

In a special 10-year anniversary episode of The Smart Property Investment Show, host Phil Tarrant sits down with Lachlan Vidler, director of Atlas Property Group, to discuss strategies for navigating today's complex market. Lachlan reflects on a busy financial year-end, with his team managing deals across several states while maintaining strong client communication, even when transactions fall through. He emphasises the need to condition clients to act quickly and build contingencies into every decision to stay competitive. Now chair of the Property Investment Professionals of Australia, Lachlan shares his vision for strengthening industry standards and supporting investors through education and leadership. The duo then turns to the common traps early investors fall into, such as outdated strategies, DIY approaches, and waiting too long to act. Without a scalable plan, Lachlan warns that the first purchase can easily become a roadblock to future growth, stressing the importance of adaptability in a fast-moving market and pointing to widespread price growth across all capital cities as proof. Lachlan also shares his next journey joining Channel 9's Budget Battlers, where he'll help everyday Australians maximise value through innovative, budget-conscious renovations. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman joins Simon Buckingham and Brendan Kelly of Results Mentoring to unpack their new AI investor “dating app” and bold strategies for the 2026 market shake-up. Celebrating 20 years of guiding investors, Simon and Brendan share insights on their new Real Estate Success Community app, a free platform designed to connect and support property investors nationwide.  The innovative app utilises AI to match users with like-minded investors, fostering networking and knowledge sharing in what Simon describes as a “dating app for property investors”. The discussion then highlights upcoming market shifts driven by falling interest rates and the universal first home buyer 5 per cent deposit guarantee scheme launching in 2026, which will lower barriers for buyers and boost demand.  For investors accumulating assets, the advice is to act swiftly before competition intensifies, while those consolidating should consider timing sales to align with market peaks in 2026.  Emphasising the importance of localised market knowledge, Simon and Brendan offer a free report highlighting Australia's next booming suburbs to help investors make informed choices. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with experienced investor Alex Whitlock to share his insights from his 25-year property journey.  Alex remains optimistic about the market outlook for 2025, emphasising that there is never a bad time to buy, especially with recent rate cuts encouraging more sellers.  He highlights the crucial role of mortgage brokers, viewing them as trusted advisers who help investors avoid over-leveraging and make sound financial decisions.  Reflecting on past mistakes, Alex underscores the process of learning from losses, such as selling properties due to poor construction or ongoing maintenance issues.  He also emphasises the importance of effective property management and encourages investors to proactively switch managers if the service is unsatisfactory, noting that technology can enhance transparency and communication.  Alex's portfolio strategy is adaptable, shifting from off-the-plan buys to investing in blue-chip locations that offer long-term growth and generational wealth, driven by strategic planning and expert advice. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, host Liam Garman sits down with Jason Titus, director of Buyer's Edge Property, to discuss how resilience, education, mentorship, and a data-driven approach help build a healthy portfolio. The podcast begins by exploring Jason's journey from corporate life to property investing, a story of resilience, reinvention, and strategic growth. Originally a business development manager, Jason developed an interest in property during long hours on the road, listening to podcasts and immersing himself in the industry. A bold move from Sydney to Melbourne with his wife to open a new office turned into a turning point when company lay-offs pushed him to pursue property investing more seriously through auctions and self-education. As Jason's confidence and portfolio grew, he prioritised blending data with real-world insight and building trust with agents to ensure smooth, effective transactions. Today, he continues to grow Buyer's Edge Property with a clear goal in mind – using property as a path to financial freedom and a better life for his family. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of In the Balance, host Phil Tarrant is joined by long-time accountant and trusted adviser, Munzurul Khan, from KHI Partners to unpack the crucial, but often overlooked, role of risk management in wealth creation. With a professional relationship spanning more than a decade, Phil and Munzurul explore how trust, discretion, and a deep understanding of personal goals underpin financial decision-making. Munzurul shares how managing risk isn't about avoiding it altogether, but about understanding your profile, building robust structures, and making informed, pragmatic decisions. He highlights the importance of staying ahead of compliance obligations, and leaning on trusted advisers, particularly accountants, to orchestrate a cohesive financial strategy. From navigating ATO audits and structuring property investments, to ensuring cash flow, interest deductibility, and appropriate insurance cover, this episode offers a practical masterclass in risk mitigation for investors. Phil and Munzurul then discuss the power of curiosity and adaptability in today's changing economic climate, and why strategic patience is key to staying the course.

In this episode of The Property Nerds, chief economist at Ray White, Nerida Conisbee, returns for her third appearance, diving into the power of data, infrastructure insights, and interest rate trends shaping Australia's property market. Speaking with hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, Nerida lifts the lid on how Ray White uses its vast network of auction, residential, commercial, and lending data into powerful market intelligence – giving agents and investors a competitive edge in real time. She explains how her transition from REA Group to Ray White opened up new opportunities to interpret on-the-ground trends, such as buyer sentiment and pricing movement, before they show up in traditional reports. Nerida unpacks how access to granular data has led to new insights and revenue streams, and why AI is turbocharging suburb-level analysis. She also breaks down recent movements in interest rate sentiment, noting how market momentum picked up in early 2025 off the back of expected rate cuts – and what this means for investor timing and opportunity. From the strength of Adelaide, Brisbane and Perth, to the true influence of infrastructure projects on property prices, this episode is packed with practical takeaways, including how investors can filter the noise, read the signals, and understand the timing and type of infrastructure that drives value.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to discuss how easing lender requirements are creating new opportunities for self-employed property investors. The duo begins by discussing the changing policies that are making it easier for self-employed investors to access competitive loans, with all four of Australia's major banks now requiring just one year of financial information during the review process. Eva explains that these changes are providing better access to competitive loans with flexible terms, and helping property investors to accelerate the growth of their portfolios. In light of the expanded options for self-employed investors, Phil and Eva stress the importance of working with a mortgage broker who can ensure investors are matched with the most suitable loan options. With major lenders becoming more flexible, the pair agree that self-employed Australians are now in a stronger position to grow their portfolios and take advantage of improved borrowing conditions. To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/ To learn more about the book visit www.howtoretireon3k.com.au If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In a special episode of The Smart Property Investment Show, Phil Tarrant welcomes Bryce Holdaway and Ben Kingsley from The Property Couch podcast, sharing 20 years of collective property investment experience. They discuss their latest book, How to Retire on $3,000 a Week, which offers practical strategies for achieving financial independence through real estate. Bryce emphasises that residential property remains a reliable wealth-building tool for everyday Australians, while Phil calls it the “great Australian side hustle”. Ben highlights the significant economic contribution of property investors, citing $33.1 billion in capital gains tax paid in 2022–23. Bryce challenges negative stereotypes of investors, pointing to policy misalignments as the primary cause of housing affordability issues, and encourages new buyers to adopt disciplined, long-term approaches rather than chasing quick wins. The trio lament the exclusion of seasoned investors from policy discussions, urging greater engagement with market experts, reinforcing that successful property investing requires knowledge, strategy, and patience to build lasting wealth. To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/ To learn more about the book visit www.howtoretireon3k.com.au If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, unpack the often-overlooked world of Lenders Mortgage Insurance (LMI) – and the surprising ways investors can avoid it altogether. The trio demystifies LMI, typically required when buyers have less than a 20 per cent deposit, and reveals how select professions can borrow up to 95 per cent of a property's value without paying a cent in LMI. From doctors and lawyers to pilots, train drivers, and even media personalities, a wide range of Australians could be eligible for these little-known waivers, potentially saving $12,000 to $20,000 on a $600,000 purchase. But the conversation goes deeper. Adrian breaks down the opportunity cost of waiting to save a full deposit, showing how a two-year delay could cost investors $60,000 in capital growth. Instead, entering the market earlier, even with LMI, can fast-track wealth creation. The episode also explores government-backed schemes for first home buyers, single parents, and guarantor loans that allow borrowers to access up to 107 per cent of the purchase price, covering costs like stamp duty and buyer's agent fees. Rounding out the episode is a discussion on trust structures, how they can preserve borrowing power, and create tax efficiencies for serious investors. With expert guidance, strategic financing, and a clear understanding of LMI, Australian property buyers can sidestep unnecessary costs and accelerate their portfolio growth.

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy. Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania. He described Australia's $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes. Arjun's investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions. He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification. Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today's dynamic property market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop are joined by property expert Bryce Holdaway for a deep dive into Australia's property investment landscape. The conversation explores the evolution of the buyer's agent industry, highlighting both its professional foundations and emerging risks, such as the rise of “finfluencers” promoting quick-win strategies. Bryce, drawing on decades of experience, emphasises the importance of integrity, discipline, and long-term wealth creation over speculative gains. He introduces his latest book, How to Retire on $3,000 a Week, which outlines a roadmap for building sustainable, income-generating portfolios over time. Paul echoes the value of expert guidance, noting that successful investing depends on informed and realistic expectations, as well as a data-driven approach. The trio then stress the role of a buyer's agent as a trusted adviser, helping clients stay focused amid market noise. They also address the challenge of managing client expectations, urging education and transparency about the realities of property investment, reinforcing that long-term strategy, expert support, and patience are essential to achieving financial independence through property.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by InvestorKit's Arjun Paliwal to uncover five key traits that set successful property investors apart. The duo highlights the importance of diversification across different asset types and locations to reduce risk and strengthen portfolios. Rather than getting caught up in minor property details, top investors focus on developing and sticking to a solid overall strategy. They also prioritise cash flow impact over rigid yield percentages, allowing them to seize a wider range of opportunities. Acting decisively when ready, instead of waiting for perfect market conditions, is another hallmark of success. Additionally, building a trusted team of professionals, such as agents and accountants, provides invaluable guidance and support. Arjun stresses that these traits are relevant for investors at every stage, helping them build resilient, adaptable portfolios. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences. In this episode, co-hosts Atlas Property Group director Lachlan Vidler, and Luke Clifford, discuss how investors can treat their property portfolios like businesses to unlock greater returns and long-term success. The duo begins by addressing the common pitfall of “set and forget” investing and emphasises the importance of adopting a strategic mindset with clear goals, regular performance reviews, and data-driven decision-making. The conversation highlights three essential business principles for property success: cash flow is everything, performance requires metrics, and systems and teams enable scale. By applying these principles, investors can identify underperforming assets, restructure portfolios for efficiency, and plan future growth more effectively. Lachlan and Luke share the story of a client who restructured his portfolio after a strategic review, enabling him to scale up and move closer to his retirement goals. They both recommend implementing smart systems, such as dashboards and regular financial check-ins, to stay organised and proactive.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by John Collignon from C2 Financial Group to unpack the potential legislative changes impacting SMSFs. The group examines the Labor government's proposed Division 296 tax, which targets super balances exceeding $3 million and has sparked controversy for taxing unrealised gains and adding complexity to fund management. With the Senate's support still uncertain, political hurdles remain, as other parties may demand stricter measures such as lowering the threshold or banning SMSF borrowing. These changes could deter smaller investors, reducing rental housing supply and concentrating super control in larger funds. Despite misconceptions, SMSFs are now more accessible, thanks to lower fees and flexible strategies, making them suitable for informed investors who understand their responsibilities and seek professional guidance. With expert support from firms like C2 Financial Group, SMSFs remain a viable option for Australians seeking control over their retirement savings despite evolving regulations.

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to unpack equity access and debt recycling strategies for property investors. The duo begins by clarifying equity as the difference between a property's market value and its remaining mortgage, noting that up to 80 per cent of this equity can usually be accessed without triggering lender's mortgage insurance. Eva explains that accessible equity can then be strategically invested in income-generating properties, offering an alternative to relying solely on cash savings. The conversation then shifts to debt recycling, a method of converting non-tax-deductible home loan debt into tax-deductible investment debt by refinancing and splitting the loans. Phil and Eva stress the benefits of this approach over keeping money in an offset account, highlighting its potential tax advantages and ability to strengthen financial outcomes. They also caution against cross-collateralisation, advising investors to keep property loans separate for greater control and reduced risk, with Eva emphasising the importance of financial planning and recommending maintaining a six-month emergency buffer to manage unforeseen costs. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Inside Commercial Property, Phil Tarrant and Scott O'Neill are joined by Jed Gould, senior buyer's advocate at Rethink Group and former elite tennis player, for an insightful and deeply personal conversation on property strategy, mindset, and the realities of building enduring wealth. From representing Australia on the global tennis stage to overcoming career-ending injury and launching successful international businesses, Jed shares his remarkable journey and how it ultimately led him to commercial property investing and now to advising clients on their own wealth creation journeys. Together, the trio explore the mindset parallels between elite sport and property investing, the discipline behind successful portfolio building, and how to balance risk and growth with long-term cash flow strategies.  They also touch on:  The critical shift from residential to commercial property investment. Why cash flow, not just capital growth, is key to retirement-ready portfolios. What Jed learnt from managing tennis academies across Asia and mentoring 200,000+ children. The rising demand for sub-$2 million commercial assets. How high-net-worth clients think, act, and invest differently. The importance of transparency, resilience, and emotional intelligence in wealth creation. This episode is packed with valuable takeaways for investors who want to think bigger and build smarter.

In this episode of The Smart Property Investment Show, journalist Emilie Lauer sits down with PRD chief economist Dr Diaswati (Asti) Mardiasmo to unpack the current state of Australia's property market and spotlight the most affordable, liveable suburbs. The duo starts the episode by exploring the market's response to the previous interest rate cuts and how they've impacted demand, supply, and property prices. Asti said that while the first cut had minimal effect, the second led to a modest rise in auction clearance rates, building momentum for future cuts. The duo then turns to PRD's latest report, identifying affordable suburbs within 20 kilometres of the capital city CBDs. Asti said affordable suburbs are defined as those below capital city median prices but still offer strong liveability, based on factors like low crime, access to infrastructure, and new housing supply. The report also considers rental yields, appealing to both owner-occupiers and investors. In Sydney, suburbs like Guildford and Punchbowl stand out, while Melbourne offers more affordable options in areas such as St Albans and Maribyrnong. While units remain more affordable than houses, Asti noted that the price gap has narrowed, signalling growth potential across both asset types. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by economist Cameron Kusher to explore the complex issues affecting Australia's housing supply. Cameron highlights the significant shortfall in meeting the government's target of 1.2 million homes, citing high construction costs, elevated interest rates, and misaligned migration and housing policies. He notes that weak consumer sentiment, builder shortages, and pre-sale hurdles are stalling new housing supply, though modest interest rate cuts may offer limited relief. Cameron suggests focusing on indicators such as housing stock levels, price adjustments, buyer inquiries, and time on market to understand property trends better. He also predicts that artificial intelligence will significantly disrupt the real estate industry, reshaping how consumers search, transact, and engage with property platforms.

On this episode of The Smart Property Investment Show, host Phil Tarrant marks a decade of guiding investors through market shifts, joined by the Mortgage & Finance Association of Australia CEO, Anja Pannek, to discuss the vital role of mortgage broking. The discussion focuses on the vital role of mortgage brokers in Australia, particularly in the evolving property market, including challenges such as COVID-19 and shifts in mortgage regulation. Mortgage brokers now handle nearly 77 per cent of loans, up from 50 per cent in 2010, thanks to their consumer-first approach and stringent regulation. Brokers provide essential services, such as refinancing, debt consolidation, and financial guidance, particularly during periods of fluctuating interest rates. Despite media misconceptions, mortgage brokers boost competition and choice, benefiting borrowers; with market share expected to surpass 80 per cent, they remain essential partners offering personalised support and lender access. The duo encourages investors and aspiring brokers alike to leverage their expertise to navigate the complex mortgage landscape confidently. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to unpack property investment strategies, highlighting the power of long-term thinking and personalised approaches. The trio unpacks various strategies suited to different investor stages, from the foundational “buy and hold” to the more advanced “build and balance” and generational investing. Victor illustrates the build and balance strategy through a real example in Dapto, where adding a granny flat and studio significantly boosts rental yield and asset value. The team stresses that true wealth in property is rarely achieved quickly, advocating instead for strategic patience and informed decision-making. As investors mature, they may graduate to generational investing, though Victor warns against entering the commercial property space prematurely without a strong equity base. The hosts also discuss the importance of aligning investment strategies with individual circumstances such as age, goals, and financial capacity. While artificial intelligence offers useful insights, Victor argues it can't replace human judgement in understanding local markets and deal-making.

As tax season approaches, property investors are being urged to plan early and strategically to optimise their returns and stay compliant. In this episode of The Smart Property Investment Show, journalist Emilie Lauer sits down with Munzurul Khan from KHI Partners to discuss how investors should approach tax planning, deductions, and structures. Munzurul stresses the importance of pre-30 June actions, like bringing forward deductible expenses, and outlines key deductions investors often overlook, including purchase-related costs and lender's mortgage insurance. Munzurul warns against common errors, such as confusing capital improvements with repairs or failing to claim interest correctly. Maintaining clear monthly records and substantiating all claims are vital, especially in the event of an Australian Taxation Office audit. For investors using negative gearing, Munzurul explains that its value lies in offsetting rental losses, though it's limited by taxable income. He also discusses the tax implications of changing property use and how ownership structure can influence tax outcomes. Finally, Munzurul notes that while trusts and companies can offer tax benefits, they carry added complexity, so investors should stay informed and seek professional advice for long-term success. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, explore what it takes to build a successful property investment strategy. They begin by clarifying that strategy is not just about achieving outcomes like positive cash flow, but about creating a structured plan that aligns with long-term goals. The trio highlights the importance of viewing strategy as a holistic framework that includes financial planning, risk assessment, and goal setting. Jack focuses on the role of finance, stressing that responsible borrowing and aligning financial and accounting strategies are key to scaling a portfolio. He also warns against common financial pitfalls, such as unnecessary debt, which can restrict borrowing power. The episode outlines how a comprehensive strategy integrates elements like lending, cash flow management, and risk mitigation to guide smart property decisions. Additionally, the co-hosts emphasise the value of knowing when not to buy, especially during periods of uncertainty or financial instability.

In this episode of The Smart Property Investment Show, host Phil Tarrant and Eva Loisance from Finni Mortgages explore how family pledges and guarantor loans can help overcome traditional deposit barriers in property investment. The duo explains how family pledges and guarantor loans let buyers use a relative's property equity to secure up to 105 per cent of the purchase price, bypassing deposits and lender's mortgage insurance (LMI). Eva stresses that although many Australians rely on slower traditional methods or government assistance, families who use pledges can enter the market faster, save on LMI costs, and enjoy greater flexibility than government schemes. However, risks include the buyer's full repayment responsibility and potential loss of the guarantor's property if repayments fail, with Eva highlighting the importance of legal advice and clear agreements to protect all parties. She says that ultimately, leveraging family pledges and guarantor loans empowers investors to act proactively and accelerate their property ownership goals. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Welcome to Property Unfiltered, a collection of raw and uncensored conversations with Simon Loo and some of the nation's most savvy investors – giving you the insights you need to achieve your property dreams. In this episode of Property Unfiltered, Simon Loo, founder of House Finder, and Smart Property Investment's Liam Garman are joined by head of Strategic Brokers Hung Chuy and investor Lawrence Khuu to unpack how to build a nine-property portfolio in three years. Lawrence, a physiotherapist, built a nine-property portfolio in three years despite a tough post-COVID lending environment. Initially owning three low-yield units in south-west Sydney, he chose to sell them at a loss to free equity and borrowing capacity for more profitable investments. Guided by property expert Simon and finance specialist Hung, he focused on undervalued properties with strong rental yields and capital growth in Queensland and Western Australia. Using trusts and refinancing strategies, they maximised his borrowing power while managing liabilities, even selling his primary residence to fuel growth. Lawrence's journey highlights how clear goals, expert advice, and determination can overcome market challenges and drive rapid portfolio expansion.  

In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Steve Ash, a buyer's agent at Property Strats, to unpack the journey behind his $11 million property portfolio. A former investment banker, Steve made the leap from high-pressure trading floors in London and Sydney to the strategic world of property investment. His first purchase in Kogarah, despite widespread warnings of a market downturn, ignited his passion and set the foundation for future success. Leveraging his background in financial markets, Steve takes a portfolio construction approach, carefully balancing risk and diversifying across locations, highlighting the importance of timing, market selection, and a long-term mindset. More than just wealth creation, property investment has given Steve the lifestyle freedom his former career lacked. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, sit down with Tuan Duong from Duo Tax Quantity Surveyors to unpack the often overlooked power of depreciation in property investment. The episode starts by unpacking depreciation and how it allows investors to claim tax deductions on the wear and tear of buildings and fixtures, boosting cash flow without out-of-pocket costs. Since 2017, rules have tightened for second-hand residential properties, but commercial properties still allow broader depreciation claims, making them attractive for positive cash flow. To access these benefits, investors need a depreciation schedule prepared by a qualified quantity surveyor, especially after renovations, which can unlock even more deductions through scrapping. Tuan also debunks the myth that older properties don't qualify, noting that renovations can revive depreciation potential. However, investors should be aware that claiming depreciation affects capital gains tax calculations upon sale. The co-hosts believe investors should stay educated, as mastering depreciation can significantly strengthen portfolios and long-term returns.

In this episode of In the Balance, co-hosts Phil Tarrant from SPI and Munzurul Khan from KHI Partners are joined by KHI head buyer's agent, Ross Le Quesne, to discuss the launch of KHI's strategic buyer's agency that blends financial expertise with strategic property guidance. Ross, once one of Australia's top mortgage brokers, has partnered with KHI Partners founder Munzurul to launch a new buyer's agency focused on strategic property investment. The duo aims to combine Ross' financial expertise with KHI's trusted advisory approach to offer clients holistic, long-term investment solutions. Their agency will target both residential and commercial properties, with a strong focus on the Melbourne market, where a dedicated acquisitions team is already in place. Ross' move into buyer's advocacy is driven by his passion for property and desire to help investors move past analysis paralysis. His financial background allows him to provide not just property advice, but tailored strategies that align with broader wealth goals. KHI's emphasis on trust and accountability ensures this new venture stays grounded in client-first values while embracing collaboration across the industry, working alongside brokers and planners to deliver more comprehensive support. As buyer's agents gain recognition in Australia, Ross and Manzurul are well-positioned to lead with insight, experience, and a strong commitment to investor success.