The Invest In You Podcast

Join us this week as Frank gives us a little history lesson on the history of property cycles in Australia, uncovering how the market evolves over time and what that means for investors. 2:09: We delve into the recurring nature of property cycles across Australia, comparing the growth patterns of capital cities and regional areas. Does consistent growth only happen in capital cities? 6:05: Travel back to the 1970s when Perth was pricier than Melbourne and learn how population growth influenced the market. 12:10: Unpack the high-interest rate era of the 1990s and its impact on property trends. 14:35: Discover how interest rate fluctuations shaped the early 2000s property market. 20:53: What's the takeaway? Stay in the market for the long haul and watch your investments grow. Whether you're a seasoned investor or just starting out, this episode offers timeless insights into navigating the property market. Don't miss it!

Welcome to the Golden Era of Property Investment!

In this episode, Frank Ambesi, cofounder of Fresh Start Advisory,  uncovers the key factors driving property market growth and why understanding the "why" is essential for smart investment decisions.  We explore the impact of government policies, internal migration, and economic fundamentals that influence property values. Learn how job advertisements can serve as a hidden indicator of market shifts and dive into case studies of regions like Ipswich and Bundaberg, where job growth has spurred significant property price increases.  Whether you're a seasoned investor or just starting out, this episode offers valuable insights into analysing regional markets and making calculated decisions based on strong fundamentals.

In this episode, we're joined by one of our Buyer's Agents, Ryan, who has spent the last 18 months with us at Fresh Start and has purchased over 100 properties for our clients.  We discuss the critical role of trust and open communication in creating successful partnerships, not just for the agents, but for their clients too. Ryan shares his personal journey in real estate, revealing the lessons he's learned about navigating the property market, the importance of thorough due diligence, and the value of asking the right questions. We explore his personal portfolio strategy and the mindset behind building wealth through property investment. If you're curious about how to maximise your real estate experience, this conversation offers practical advice on building rapport with your buyer's agent, understanding your goals, and the benefits of a collaborative approach in achieving the best outcomes. Join us for an engaging discussion that will help you on your property journey!

In this episode of the 'Invest in You' podcast, hosts Adrian Trimboli welcomes Daniel, affectionately known as Dr. Dan, a seasoned buyers agent from Fresh Start Advisory. They delve into the current challenges in the property market, particularly the scarcity of stock and competition among buyers. Dan shares valuable negotiation strategies, the importance of having strong relationships with real estate agents, and the significance of doing thorough homework before making offers. He also discusses the benefits of using a buyers agent and recaps his personal investment journey, including both lessons learned and successes achieved. The conversation highlights how clients can build trust and make quick decisions to successfully navigate the property market.

In this episode of the Invest in You podcast, host Adrian Trimboli dives into the intricacies of investing with guest Austin Crawter, the lead buyers agent at Fresh Start Advisory. Austin shares his journey starting with property investments at age 20, eventually branching into businesses. His exceptional analytical skills and due diligence process in evaluating investments are highlighted. The discussion also covers common pitfalls in property investment, key lessons learned, effective client-agent relationships, and strategies to optimize investment portfolios.

In this conversation, Frank and our guest Kent Lardner discuss the critical issue of affordable housing and its impact on the economy. They explore the role of data analysis and AI in real estate, the innovative use of drone technology for property insights, and the importance of understanding statistical areas in property investment. The discussion also touches on the potential impact of AI on employment in the real estate sector and the ongoing challenges of housing affordability in Australia. Chapters 00:00 The Importance of Affordable Housing 10:00 Data Analysis and AI in Real Estate 19:57 Utilizing Drone Technology for Property Insights 29:55 Understanding Statistical Areas in Property Investment 39:52 The Impact of AI on Employment in Real Estate 49:57 The Future of Housing Affordability in Australia

The Mindset Shift to Financial Freedom: A Deep Dive into Savings and Investments In this hard-hitting episode of the Invest in You podcast, Adrian Trimboli and Frank Ambesi emphasise the importance of developing a savings mindset to achieve financial freedom. They argue that if you don't save while earning a modest income, you won't save when you earn more. The hosts dispel the myth that higher earnings automatically lead to higher savings and share personal stories and tips to shift from a spender to a saver mentality. Key topics include the significance of budgeting, avoiding debt on depreciating assets, and the role of cash as security. They conclude by offering actionable steps and a budget template to help listeners start their journey toward financial independence. 00:00 Introduction: The Importance of Saving 01:40 Mindset Matters: Spenders vs. Savers 04:46 Building Financial Freedom: The Basics 07:41 The Power of Budgeting and Investing 12:19 Avoiding Debt and Depreciating Assets 16:57 Cash as Security: Planning for the Future 22:46 Conclusion: Taking Control of Your Finances

In this episode, Frank takes a deep dive into how overseas migration is shaping Australia's property market. He breaks down the data to help investors make smarter decisions. The discussion also touches on COVID-19 migration trends and how these changes are affecting regional property markets. For investors, understanding how population shifts impact real estate is crucial for navigating the tricky relationship between migration and investment strategies. 00:00 - Intro 02:34 - Population Dynamics: Migration Impact on Property Markets 03:30 - Australian Migration Strategy: Resilience, Productivity, Economy 04:34 - Migration Insights: Balancing Skilled and Non-Skilled Demographics 06:00 - COVID-19 Migration Shift: Melbourne and Sydney to Queensland 10:04 - Internal Migration and Property Prices: Capital to Regional Shifts 12:26 - Migration Data for Property Investments: Internal Implications 17:26 - Property Market : Impact of Migration 23:08 - Property Market : Effects of Divorce and Birth Rate 26:12 - Investors : Challenges and Opportunities

Frank and Adrian dissect the performance of Melbourne and Brisbane over a seven-year period, they navigate the complexities of regional towns versus capital cities using historical trends and data. They discuss the advantages of investing in regional areas, emphasising - lower entry costs - superior rental yields - and untapped growth potential. Frank and Adrian empower listeners to make informed investment decisions rooted in data rather than hearsay, paving the way for a more strategic approach to real estate investment. Don't forget to follow us on socials: @freshstart_advisory

Description: In this informative episode, Frank and Matt engage in a dynamic discussion about success in both sports and business, focusing on the vital components of energy, focus, and priority. They introduce the "corporate athlete equation," emphasizing its role in achieving exceptional results through consistency and discipline. Their conversation explores the parallels between sports and business success, highlighting the importance of maintaining holistic health for optimal performance. They discuss negotiation strategies centered on building genuine relationships and collaboration. Reflecting on personal fulfillment, they draw parallels between the satisfaction derived from sports and entrepreneurship. Overall, their dialogue underscores the significance of giving, impact, and adaptability in navigating life's journey. Summary: In this episode, Frank and Matt discuss success in sports and business, focusing on energy, focus, and priority. They introduce the "corporate athlete equation" and stress consistency and discipline. Comparing sports and business success, they advocate for applying this equation to overcome setbacks. They emphasize energy's importance, likening it to "battery cartridges" and stress holistic health. Additionally, they touch on negotiation strategies, emphasizing relationship-building. Reflecting on personal fulfillment, they compare sports to entrepreneurship, highlighting giving, impact, and adaptability. Timestamps: 00:00 - Intro 01:18 - Matt's Background and Journey 03:13 - Entry into the Property Industry 06:06 - Influence of Environment and Mindset 08:07 - Importance of Energy, Focus, and Priority 15:01 - Reflection and Inspiration 17:05 - Individual Differences in Energy Levels 19:30 - Energy as the Foundation for Success 23:14 - Providing Market Feedback to Agents 31:34 - Personal Fulfillment in Rugby vs. Business Quotes: "Energy is like fuel; some have more battery cartridges than others. It's about finding ways to recharge and stay vibrant throughout the day." "Habits shape our lives. Show me your habits, and I'll show you where you're at." "Everyone needs a higher purpose or a 'big why' to fuel their energy and drive." "Understanding what others need, whether in negotiations or relationships, is key to success." - CONNECT WITH ADRIAN -

Description: In this informative episode, Frank and Robert explores the essence of relationships and personal growth. It emphasizes that perfect relationships involve navigating challenges for growth. Partnerships are highlighted as crucial in various life aspects like marriage, business, and friendships. The discussion emphasizes intuition, authenticity, and emotional ownership for healthy relationships, supported by personal anecdotes. Psychology is brought into focus, addressing blame in relationships and advocating for personal responsibility. Summary: In this episode, Frank and Robert delves into relationships and personal growth, highlighting the challenges and rewards they entail. It emphasizes the importance of overcoming obstacles together and stresses the significance of communication, authenticity, and emotional ownership in fostering healthy connections. It also touches on societal influences on relationships and concludes with reflections on the definition of success. Overall, it underscores the need for resilience, communication, and personal development in navigating relationships successfully. Timestamps: 01:09 - Intro 02:42 - Robert's Journey to Self-Discovery and Connection 09:18 - Robert's Path from Farm to Psychology 17:20 - Insights on Vision and Emotional Intelligence 24:34 - Importance of Relationships 26:29 - Dealing with Emotional Baggage 32:05 - Taking Responsibility 36:08 - Positive Strategies for Relationships 39:09 - Expressing Love and Anger 40:54 - Relationship Challenges and Faith 42:28 - Permission to Speak Truth 43:02 - Navigating Relationship Difficulties 45:49 - Midlife Crisis and Relationships 52:25 - Role of Personal Development 57:25 - Defining Success and Failure Quotes: "Success in partnerships isn't just about finding the right person; it's about working together towards a common goal." "Open communication in partnerships isn't just about speaking; it's about truly listening and understanding each other's perspectives." "In partnerships, aligning goals and vision is not just about agreement, but about a shared sense of purpose." "Emotional intelligence isn't just a personal asset; it's the cornerstone of successful partnerships, fostering understanding and collaboration." - CONNECT WITH FRANK --

Hosts: Frank Ambesi / Terry Ryder Description: In this informative episode, Frank and Terry explores a significant migration trend and saw over 70,000 individuals move from capital cities to regional towns, motivated by factors such as traffic avoidance, cost reduction, and stress minimization. The market refutes the idea of a market crash in 2024, attributing rising property prices to increasing demand and supply shortages rather than significant foreign investment. Stressing the importance of due diligence and professional guidance, the episode underscores key investment considerations such as location, economic strength, and market understanding. Terry advocates for investment diversification and infrastructure spending in regional areas like the Sunshine Coast and Toowoomba, challenging the notion that capital cities are the sole drivers of growth. He advises against hasty property sales, encourages ongoing education, and urges individuals to invest in themselves to capitalize on market trends and opportunities. Timestamps: 02:06 - Property market trends, crash debunked 06:02 - Factors: population growth, demand 07:56 - Migration from cities increases. 09:42 - Building approvals decrease, shortages. 14:16 - Foreign investors, affordability policies. 24:15 - Capital city market resurgence. 36:16 - Young investor advice: buy, hold. Quotes: "The only outcome we're going to get from that is rising prices." "We have a shortage of everything and when you have a shortage, prices don't collapse. They tend to rise." "If you spend a few thousand dollars on good advice and good information and you end up buying in a place with like 20% growth as opposed to the national average, 8%, you've more than paid for the money that you have invested in advice and information." "You keep doing the same thing over and over again, expecting to get a different result." - CONNECT WITH FRANK --

In this episode, Frank and Adrian discuss the increasing migration from capital cities to regional areas in Australia. They highlight the job opportunities and affordability in these regions, fueled by booming industries and infrastructure development. The conversation explores how COVID-induced migration has impacted regional economies, emphasizing the positive effects on property markets despite fluctuations in traditional economic indicators. Overall, they paint an optimistic picture of investing and living in regional Australia, showcasing the opportunities and benefits of this trend. Timestamps: 01:13 - Townsville & Bundaberg Insights 02:19 - Impact on Property Markets 07:54 - Beyond Numbers in Property Markets 14:04 - High Earnings, Quality Tenants, and Economic Shifts 17:26 - Analyzing Migration Trends 19:16 - Economic Growth in Regional Areas 21:22 - Insights on Property Market Analysis & Predictions Quotes: Frank: “High unemployment rates at the moment can be seen as a positive thing. It creates more job opportunities and indicates growth in the area.” - CONNECT WITH FRANK -- 

In this informative episode, Frank explores the crucial aspects of property research that truly define its worth. He emphasizes the need to dig deeper than surface evaluations, delving into neighborhood demographics and key indicators that impact long-term investment success. Frank offers a comprehensive guide to informed real estate decisions, from insurance premiums to environmental factors, aiming to ensure lasting investment success. In this episode, Frank delves into property research, highlighting its impact on investment value. He stresses thorough evaluation, including neighborhood demographics and rental data. Emphasizing independent property inspections, Frank aims to guide investors in making informed decisions, minimizing risks in real estate. Timestamps: 04:04 - Unveiling Properties with Google Maps 06:12 - Evaluating Rental Quality 07:50 - Navigating Public Housing Levels 10:28 - Avoiding Insurance Surprises  12:47 - Mapping Your Ideal Property 15:54 - Finding Ideal Tenants 17:38 - Unveiling Property Markets Quotes: Frank: “The more checks you do, the more security you're going to have.” Frank: “As soon as you start to compromise fundamentals you're compromising on your investment.” Frank: “Calculate all costs, including rates, water service fees, management fees, to understand the property's cash flow in your investment strategy.” Frank: “You always get good quality tenants in a good part of the suburb.” Frank: “Higher numbers of owned outright properties indicate a more stable market at both suburb and street levels” - CONNECT WITH FRANK -- 

Join Frank as he interviews George Mitsas from Raft Private, an expert in tax structuring and asset protection. In this insightful discussion, George shares valuable insights into different tax structures for property investment, covering individual, trust, and company setups. Emphasizing the importance of early planning and considerations such as income levels and asset protection, George provides practical advice based on his expertise and personal experiences. This episode also delves into partnerships, trusts, and companies, addressing complexities and offering a cautionary note on Self-Managed Superannuation Funds (SMSFs). In this podcast, George Mitsas, an accountant specializing in tax structuring and asset protection, shares comprehensive insights into strategic tax structures for property investment, discussing individual, trust, and company setups, emphasizing early planning, and addressing the complexities involved in structuring investments for an effective exit strategy, while highlighting the significance of long-term planning and the potential benefits of self-managed super funds (SMSFs) for tax efficiency. The conversation also covers upcoming changes in tax rates, collaborative property purchases through SMSFs, and the impact of land tax on trusts, concluding with a stress on the broader perspective of wealth generation in investment decisions. Timestamps: (02:11 - 02:53) George decision in becoming an accountant  (02:55 - 06:35) George's Journey in Investing (06:57 - 12:02) Company Structure (12:19 - 15:52) Consideration of Land Tax Implications (16:20 - 18:22) Purchasing Property with Others, Different structures and Fixed trust (18:28 - 20:31) Partnership and trust (21:47 - 24:13) Challenges of business owners in investing to trust (24:16 - 29:58) Capital gains and Negative gearing (30:00 - 34:20) Self-Managed Super Funds (SMSF) and Tax Benefits (34:32 - 36:59) Importance of Professional Advice for Tax and Business Structuring (37:05 - 40:30) Land Tax Thresholds (40:50 - 42:45) Investment decisions Quotes: "If you're paying tax, it means you're making money." "I really wish to leverage myself in a different way. However, it was a great learning experience." "The most important thing as well to consider when you're choosing what tax structure with your accountant is your exit clause." "It gets a little bit technical. If you've got negative gearing, that's where you can really benefit." - CONNECT WITH GEORGE -

In this episode, Adrian delves into the realm of rental campaigns, defining the attributes of a successful campaign and offering crucial guidance for effectively managing them. Adrian will delve into key aspects, including the timing of rental campaigns, establishing competitive rental rates, the potential influence of property enhancements, contemplating pet-related policies, and the importance of having confidence in experts while showing gratitude to tenants and property managers. In this podcast episode, Adrian discusses various aspects of rental campaigns, providing insights into what makes a successful or unsuccessful campaign, emphasizing fair market value pricing, and offering advice on factors such as tenant quality, property renovations, and the benefits of giving presents, while also stressing the importance of trusting professionals and being open to renting to pet owners. Timestamps:  (01:55 - 06:33) Understanding Rental Campaigns and Timelines  (06:54 -11:22)  Market  Rent, Renovations and Increasing Rental Income   (11:25 -12:57)  Tenant Retention   (12:59 -15:05)  Showing Appreciation and trusting property managers  (15:06 -16:15) Accepting Pets and animals   (16:25 -18:20)  Summary of Key Points  Quotes: Adrian: "Buying presents for your tenants and property managers can go a long way in building good relationships and getting better results." Adrian: "Trust the professionals, like property managers, to do their job. Give them the benefit of the doubt, but be diligent." Adrian: "Consider renovations to improve your property's yield. A small investment can significantly boost your cash flow." Adrian: "The more conditions in the lease, the less likely you are to attract owners. Keep it simple and consider what's most essential." - CONNECT WITH ADRIAN -

Host:  Adrian Trimboli Guest: Jackson Laurie In this enlightening episode, we'll explore Jackson's favorable encounter with Fresh Start Advisory, the obstacles encountered by brokers, and the significance of well-defined objectives and effective cooperation with buyers agents for navigating the real estate market. Jackson will also be providing valuable advice to listeners on property investment. In this episode, seasoned broker Jackson shares his positive experience with Fresh Start Advisory, citing time constraints as a key obstacle to independent property portfolio building, underscoring the significance of clear plans and specific goals, applauding Fresh Start's team for real-time updates and identifying properties with dual income potential, illustrating 5-7% growth in his initial property, and advising prospective buyers to establish clear goals, assemble a supportive team, and implement streamlined strategies for success. Timestamps: (01:26 - 01:59) Overview of Jackson's job  (02:17 - 04:29) Problems faced by brokers ,Building Portfolio (04:30 - 06:12) Learnings from the experiences (06:20 - 07:41) Results of the property Valuation (08:00 - 09:33) Advice for listeners  (09:33 - 10:27) Outro Quotes: Jackson: "The biggest thing is to have clear goals and a plan set out, and  be really specific about them" Jackson:  "One of the biggest barriers for me was time." Jackson:  "I want to be in a time in the market, not timing off the market." Jackson:  "I'm on the Realist. I'm not playing the short term game" - CONNECT WITH JACKSON -- 

Hosts:  Adrian Trimboli and Frank Ambesi In this insightful episode, Join  Adrian and Frank as they delve into the intriguing reasons why the period from mid-December to mid-January emerges as the optimal time to purchase property, backed by data.  They will also be breaking down the five compelling factors, including increased property listings, reduced market competition during the holiday season, motivated sellers offering potential deals, commission-driven real estate agents eager for holiday cash flow, and opportunities.  This special podcast episode discusses five reasons why Christmas and the middle of December to January is the best time to buy property, citing increased listings, reduced competition due to people being on holiday mode, motivated sellers, real estate agents eager to close deals for year-end commissions, and potential opportunities in regional towns with less competition and hungry agents. Timestamps: (01:50 - 03:18) Increased Property Listings from September to December (03:23 - 06:13) Reasons for Selling, Tax Purposes and Interest Rate Stress (06:24 - 08:42) Holiday Mode and Reduced Market Competition (08:53 - 13:27) Five Reasons to Buy Property During the Holiday Season (14:21 - 16:05) Advice to listeners and Outro Quotes: "So I think if you get your finances in order, you go out there, you do your research, you find out which locations you know, you be flexible for, you're looking for, and you can find a deal."  "So if you're someone that's sitting on the fence, you're not sure what you should do. if you want to take advantage of the market, these are the best times - CONNECT WITH FRANK-

Hosts: Adrian Trimboli and Frank Ambesi In this engaging episode, Adrian and Frank delve into the Australian real estate market, identifying the top-performing regions for the next 12 months emphasizing the economic diversity, investment potential, and opportunities in Salisbury, Armadale, and Toowoomba while also offering advice to listeners to thoroughly research before making any investment decisions. In this episode, Adrian and Frank kick off by introducing their topic of pinpointing Australia's top region for the next 12 months, beginning with Salisbury in South Australia, underscoring its economic diversity and appeal for property investment; subsequently, they delve into potential prospects in Armadale and Toowoomba, emphasizing their enduring viability, population growth, and substantial infrastructure projects, with a prudent reminder for listeners to diligently research before making investment choices. Timestamps: (02:25 - 03:57) Salisbury's economic diversity, features, and potential  (04:10 - 05:45) The 5 different sectors and its purpose (06:00 - 08:27) Salisbury's sales listing, vacancy rate and expectations  (08:31 - 11:28) Armadale's economic diversity, features, and potential  (11:33 - 15:36) Toowoomba's economy, features and vacancy rate (15:39 - 16:53) Summary, thoughts and advice to listeners Quotes: Frank: If you noticed the population growth in these towns, a strong population, internal migration as well, which is very important. Jobs, so many opportunities for jobs to work and move to different areas because of the change." Frank:"So the demand for work that's being created, it's happening for a reason. there's a strong population as well." Frank: "It's a powerhouse economy and it's still got a bit to give. We don't invest here anymore just because we've kind of thought we've missed that boat because there's a lot of growth that's happened since then." - CONNECT WITH FRANK-- 

Hosts: Adrian Trimboli and Frank Ambesi This insightful episode focuses on strategies to increase borrowing capacity for property investment, covering topics such as boosting income, enhancing rental income from investment properties, managing credit card limits, reducing personal debts, and making wise financial choices. In this episode, Adrian and Frank explore strategies for enhancing borrowing capacity, including income boosts, property rental income improvement, effective credit card management, expense reduction, debt minimization, and wise financial choices for property investment, emphasizing the significance of financial evaluations and entity considerations to maximise borrowing potential. Timestamps: (02:10 - 09:10)  Increasing Income, Active Refinancing and Managing Credit Card Limits  (09:28 - 09:49)  Cutting Expenses and Minimizing Costs  (09:50 - 11:26)  Personal Debt, Car Upgrades and Options for Property Investors  (11:32 - 13:17)  Managing Credit Card Limits and Expenses (13:23 - 17:15)  Extending Mortgage Term and Different Investment Entities   (17:17 - 17:47)  Business Owners and Large Documentation Loans  (17:51 - 21:03)  Summary and Recommendations  Quotes: Frank: "Increasing your income is the key motivation and most beneficial way to boost your borrowing capacity."  Adrian: "Don't ruin your life by overspending on unnecessary expenses. Find ways to cut back and save."  Frank: "Every small saving can contribute to a bigger deposit or offset account, moving you closer to your investment goals."  Adrian: "The most important thing is to increase your income." - CONNECT WITH FRANK-- 

In this inspiring episode, Carl and Adrian will explore Carl's path in property investment, emphasizing the importance of starting early, nurturing key professional relationships, and ensuring financial stability by allocating funds for property-related costs. They will also highlight Carl's remarkable financial transformation over a two-year period.  Adrian and Carl discuss Carl's property investment journey, focusing on the significance of starting early, having the right professional contacts, and preserving financial stability with savings. Carl's remarkable achievements, including multiple property acquisitions and a family home, underscore the value of calculated risks and long-term financial goals. Timestamps:  (02:38- 04:48)  Seeking Professional Advice and Trust (05:19- 12:39) Taking Risks and Financial Impact (12:55: -17:10) Results of Property Investments (17:20- 19:24) 3 lessons from property investing experience (19:25- 19:56) Golden Nuggets of investing and Outro Quotes: Carl: "When you invest, you need to be ready to lose the money anyway. You need to think long term, not short term." Carl: "Always have savings in your pocket because it's a business." Carl: The most important thing if you want to invest more is having the right broker, the right tax accountant, and the right property manager." Carl: "The main thing about investing is the knowledge, knowledge of the process, knowledge of the market." -- CONNECT WITH CARL -- 

Introduction: In this informative episode, Adrian and Frank delve into a discussion encompassing the trajectory of the property market, its growth, rental supply challenges, particularly in regional towns and capital cities, while offering valuable insights into the growing demand for rental properties, addressing the needs of renters and investors, and  discussing the importance of understanding the data of the market. Summary: In this episode, Frank and Adrian delve into data and statistics related to the real estate industry's current state, highlighting low vacancy rates, reduced building approvals, rising rental costs, regional growth, and the significance of data understanding for investors and renters. Timestamps:  (01:03 - 04:50) Capital Growth, Shifting Market, Migration Pattern  (04:23 - 04:49) Reduced Building Approvals  (05:09 - 05:33) The Significance of Data Understanding  (06:15 - 09:56) Rental Crisis Affecting different Areas  (10:25 - 14:25) Migration's Impact and Data of Rentals in town  (14:55 - 22:36) Sales Listing and Property Prices changes    (23:32 - 24:44)  Property Portfolio, Growth Experience, and Outro Quotes: Adrian: "This is not the purpose, to provide value, it's to give back." - CONNECT WITH FRANK -- 

On Invest In You this week, Frank was lucky enough to be joined by Mr. Kent Lardner. Kent's passion is numbers, data, and stats, and he has harnessed that passion to become one of the leading lights in Australian property market analysis. Kent's background is in lenders mortgage insurance, and early on is his career he spent time training with world experts in the USA and Canada. Following the sale of his PriceFinder platform to Domain, Kent then moved to CoreLogic where he headed up the analytics department, and also worked in China developing an AVM for the largest bank in the world. Now Director at Suburbtrends Research & Advisory, Kent applies his infinite statistical knowledge to help Aussies find the right place to buy. His property reports are regularly published in national media outlets, and his suburb map is used by over 5000 investors all over the nation. If you want to learn more about what Kent and Suburbtrend can offer you as an investor, you can jump on their website: www.suburbtrends.com You can also keep up to date with Kent's take on Australian property by listening to not just one, but two of his podcasts: Podcast 1: Elephant in the Room Podcast 2: Suburb Trolls

The Game Changing Finance Tricks Which NO Banks Dares To Tell You! This week on the Invest In You podcast, Frank is lucky enough to be joined by director of MLS Finance, Mr. Sze Chuah! Sze's professional and personal passion is property investing, and when it comes to mortgages, no one knows more. He has years and years of experience in the property finance game, and everything he has to say will help everyone with their investment journey. For those just at the start of their investing career, Sze discusses just what a mortgage broker is, and how their services can open up a heap of different loan options than any one bank can offer you. You'll learn how you can knock years and thousands of dollars off your mortgage repayments by making sure you're financing everything best according to your situation. Struggling with loan types? Sze has you covered on the podcast. Nervous about failing as an investor? Listen up to Sze's keys to success on the podcast. If all you want is the 47th opinion on interest rates that you've heard today, Sze's is a bloody good one to listen to. There's a good chance that you'll want to put Sze's expertise to work on your own portfolio, and you can reach out here: https://www.mlsfinance.com.au/ https://au.linkedin.com/company/mls-finance https://www.facebook.com/MortgageLendingSpecialists

Frank has hosting duties on this week's episode of Invest In You, and he's joined by a very special guest, Mr. Chris El Moussalli! Chris is director of the wonderful accounting firm, Walker and Co, and has decades of experience in the industry ranging from private individual clients right up to large businesses. Amongst Chris' many satisfied customers have been plenty of investors, and his accountant's perspective on the property game is some of the best information you can get! Investing in property is not as simple as signing a dotted line and handing over a bunch of cash. How you arrange your personal and portfolio finances makes a huge difference to your bottom line over the years, as well as your security from financial catastrophe. Chris discusses trusts and how they operate, insurance and estate planning, and states the facts on one of the hottest topics in property, negative gearing – and that's just the tip of the iceberg! Make sure you tune in and don't miss a second of Chris' wisdom, and if you want to get in touch with him and discuss how you can improve your finances, you can do so here: Chris El Moussalli – Director, Walker and Co # - 03 9439 6431 @ - chris@walkerandcompany.com.au

It's a short, sharp, and extremely valuable burst of info from Frank on the Invest In You Podcast this week. Imagine if there were 3 simple characteristics to identify in a prospective property that will guarantee you get the most out of your investment. You don't need to imagine, because there is! We call it our Tantalizing Trio Strategy, and it is the bedrock for everything we do at Fresh Start Advisory. It's the strategy we've both used for our personal portfolios, and it's the basis for how we identify top performing properties for every single one of our clients. We're basically giving away the secret of our business for free! If you're ever going to tune in to an episode of Invest In You, make sure it's this one. Whether you're at the start of your property investment journey or wanting to get the most out of your existing portfolio, the Tantalizing Trio Strategy is the key to building genuine wealth and financial freedom through property.

On Invest In You this week, we're sitting down with businessman extraordinaire and incredibly successful business coach, Mr. Nigel Letty. Nigel has 40 years of business experience across retail, wholesaling, franchising, and manufacturing. He developed his first business from a single shop to 14 stores with over 100 staff. Nigel knows what success is and how to achieve it – he has done it all. Nigel also knows the value of failure and how to use it your advantage. Frank and Nigel also discuss the value of having a good work life balance, and how getting it right doesn't just help you personal life – it improves your business too. You'll find out why working harder and longer hours isn't a guarantee of success – you need to leverage your work and share the load with the right people. In the short time we had with Nigel, we couldn't even begin to cover the amount of expertise and knowledge he has, so if you want to get in touch with him and find out how he could help you achieve your goals, you can do so here: Email: nigel@elevatebiz.com.au Make sure you keep tuning in to Invest In You as we pick apart how to success in your health, wealth, and relationships, and we'll catch you in next week's episode!

This week on the Invest In You podcast, Frank was very lucky to sit down for a chat with expert property manager, Jarryd Fisher, about the importance of managing your investment properly. Jarryd's company, E-Fishient Property Solutions, specializes in managing their clients' investment properties and making sure they're getting the most out of them. Managing a property is not just collecting the rent – you need to be active in attending to both your tenant's needs and your own as a landlord to make sure all parties are satisfied. From analyzing and vetting prospective tenants and ensuring rent is paid, through to property inspections and maintenance, the responsibilities involved in properly managing an investment property really build up. Tune in to hear Jarryd and Frank take you through all the details of property management and why using the services of an expert saves you stress and money. What we cover in this episode is only a sliver of Jarryd's knowledge, so if you want to get in touch to find out how he could help your portfolio, you can do so here: Email: rentals@efishientps.com.au Phone: 1300 148 417

The Invest In You podcast is very excited to welcome our special guest for this week's show, Mr. Dylan Francis! Dylan a white hot rising star of Melbourne property market, except that instead of rising, he's pretty much already at the top! He has a huge passion for property and specialises in the Brunswick area, where he's been a resident for over 20 years. In addition to his vast experience selling property, Dylan previously spent many years working in residential service industries before making the jump to real estate, so he really does know property inside and out. In addition to chatting to us about how meteoric rise to the top of his game, Dylan will be discussing in-depth the exact what his job entails, and the similarities and differences between a real estate agent and a buyers agent. You'll discover that instead of the two being arch-enemies, they actually perform difference services, and Dylan explains how having good relationships with both types of agents is the best thing for your portfolio. Anything that Dylan doesn't know about property is not worth knowing, and he's been generous enough to drop many pearls of wisdom to help you get ahead – a whole ocean's worth in fact. If you want to reach out to Dylan, here's how you can do it. Dylan Francis – Jellis Craig Brunswick # - 0421 023 832 @ dylanfrancis@jelliscraig https://www.jelliscraig.com.au/agents/Dylan-Francis

This week on the Invest In You podcast, Frank and Adrian are kicking off their series on the 10 steps to identifying a PROPERTY HOTSPOT. To get the most out of each property in your portfolio, you need to be investing in markets that are about to surge into a growth period rather than those that are already well into a period of growth. Being able to predict where these property hotspots are is extremely important for any investor, and Frank and Adrian are going to explain exactly how to do it. First up this week: infrastructure and the Ugly Duckling Syndrome. The boys are going to discuss the role major infrastructure projects – particularly transport projects – play in boosting the surrounding property market. You'll learn what type of projects to look for, how each stage of planned projects matters, and why transport infrastructure has such a big impact on property. They also talk about the Ugly Duckling Syndrome – how gentrification and the changing face of suburbs and property markets can prove vital in identifying hotspots and maximizing your ROI. This episode is essential viewing if you want to learn how to pick out a hotspot – get stuck in and make sure you stay tuned to learn the rest of the steps!

How Australian Property Investors are Losing on Average $9,387 for Each Property This week on the Invest In You Podcast, we welcome another wonderful guest to share with us his expertise on property investment, Mr. Mike Mortlock, quanity surveyor and Managing Director of MCG Quantity Surveyors. With years of experience behind him, Mike is an industry leader in tax depreciation. Amongst the many major companies Mike has worked with as an expert consultant are McDonalds, Canberra Airport, and Hilton Hotels. His quantity surveyors firm, MCG, is currently the fastest growing company in the industry, as well as one of the top 100 fastest growing companies of any type in Australia (AFR Fast 100). As an expert in tax depreciation, Mike has helped thousands of investors across Australia maximise the cash flow on their properties, and that's what he has come to talk about this week. You'll learn exactly what depreciation and a depreciation schedule is, when and why you might acquire one, how depreciation should be thoroughly analysed before any purchase, as well as what everyday Aussies can expect to gain through depreciation. Tune in if you're interested in finding out more about depreciation and how to utilise it to make sure your investments are producing as much cash-flow and every possible tax advantage for you. MCG Quantity Surveyors: https://www.mcgqs.com.au/ Mike's podcast: https://www.gearedforgrowth.mcgqs.com.au Mike's blog: https://www.mcgqs.com.au/blog

David Guest is an incredible business coach, and has run his own business coaching company, Outcomes Business Group, for 20 years. Amongst the many clients he's helped build businesses from the ground up is actually us at FreshStart Advisory. The month we started working with David, our profits doubled, and they have continued to do so ever since. David is all about practical and easily applicable strategies to get ahead, with a big focus on mindset and continuing to learn and develop your skills when trying to achieve. At FreshStart we are extremely keen on goal setting, and this is something David taught us. In this week's episode, David explains the process of effectively setting goals, why this is so important – the dream of being a millionaire is nothing but a dream unless you actually plan out the path to get there. David's passion for business started when he was very young and working for 50c a day in his migrant parents' business, but he certainly didn't take the conventional road to get where he is today. Academia was never David's cup of tea, and first worked as a tradie after dropping out of high school. His journey from that point, through self education and development, to running his own businesses and finally helping others to build theirs, is absolutely incredible. What David has to say is absolute gold from start to finish, and this week's episode is filled with excellent advice to help you get where you want to be, wherever that is!

Last week on Invest In You, Frank and Adrian discussed the Tantalising Trio Methodology, their overall guide to finding the best performing properties for your portfolio (What IsThe Perfect Property Strategy? ). This week, they're discussing what you need to know when you actually decide to take the plunge a purchase a property. The First Steps to Take Whether you're purchasing an investment or a home to live in, buying property for the first time can be very daunting. This week's episode is a guide on what to expect and how to approach each stage of securing a property. From surrounding yourself with the right support team and doing your due diligence, right through to strategising, negotiation, and what you need to be doing between signing the contract and settlement – the Frank and Adrian walk you through every step of the way. If you're considering a purchase and want a breakdown of what you need to do to secure the property that's right for you, tune in to this week's episode!

On this week's episode, Frank and Adrian discuss the driving force behind not only Fresh Start Advisory, but also their personal property portfolios. The Tantalising Trio Methodology is the system both the boys use to identify their next investment property, as well as for every single one of their clients. The tried and true technique picks out the three key features you need to be looking at when researching prospective properties. The system helps put cash straight in your pocket, improves your lending ability with the bank, and makes your next purchase easier – all without affecting your lifestyle at all. Whether you're a Fresh Start Client already or are just thinking about getting in touch, it doesn't matter – this is insanely helpful information that you can use right now! As in: listen to the podcast, crack out your laptop, and start finding the right property for you straight away! If you want to discover the simple, three part method that will help you build your property and sustainable wealth, tune in right now!

This week on the Invest In You podcast we've got Part 2 of our goal setting special. Adrian and Frank are back this week with more great discussion and advice around goal setting and how to go about achieving goals successfully. It's one thing to dream up a goal, but to get there you need a roadmap. But what's better than a roadmap these days? A GPS. Setting your GPS is crucial to mapping out exactly what you need to do in order to reach your final destination. The boys discuss the primal driving forces behind human behaviour – pleasure and pain – and how they can influence and impede the setting and achieving of goals. You're going to find out why having a goal in mind isn't enough. You need to have your goals physically around you; you need to write them down, draw them, organise them together and continually refer back to them. Sometimes we can need a reminder of exactly why we're working so hard! Once you know how to set goals and the right processes for achieving them, the battle is already half won. Tune in and hear the boys share how goal setting got them to where they are today, and how it gives them confidence they're going to get to where they want to be in the future – they've got a lot of wisdom to impart!

This week, Adrian and Frank are talking all things goals and how to set them. They discuss their journey with Fresh Start from barely knowing a thing about goal setting to basing their whole business and life around it. Just like with Fresh Start, Adrian and Frank dream big. This week, you'll hear Frank talk about why setting goals over a 25 year time frame isn't silly at all – in fact, it's the only way to go about it. The boys share some hot tips on breaking massive goals down into easily digestible and achievable sections, and why shooting for the stars – even if they seem pretty bloody far away – is the only way to get ahead. They'll also let you in on why a goal itself simply isn't enough – you need to know exactly why you're setting that goal as well. At Fresh Start goals are absolutely key. Today is just the start of our discussion on goal setting, so stay tuned for plenty more knowledge and advice as the podcast rolls on. If you're ready to learn how to put the framework in place to achieve exactly what you want to achieve, jump on board and hit play now!

Francis and Adrian list the 9 steps they have developed to bulletproof your mindset.

Get to know your Invest In You podcast hosts – and FreshStart Advisory founders – Frank and Adrian, and find out what the podcast is all about!