Podcasts about tightening

In this episode, Jeff interviews Luca about his intensive experience presenting at five conferences in two and a half days, including the Embedded Online Conference and a German conference where he delivered a keynote on AI-enhanced software development. Luca shares practical insights from running an LLM-only hackathon where participants were prohibited from manually writing any code that entered version control—forcing them to rely entirely on AI tools.The conversation explores technical challenges in AI-assisted embedded development, particularly the importance of context management when working with LLMs. Luca reveals that effective AI-assisted coding requires treating prompts like code itself—version controlling them, refining them iteratively, and building project-specific prompt libraries. He discusses the economics of LLM-based development (approximately one cent per line of code), the dramatic tightening of feedback loops from days to minutes, and how this fundamentally changes agile workflows for embedded teams.The episode concludes with a discussion about the evolving role of embedded developers—from code writers to AI supervisors and eventually to product owners with deep technical skills. Luca and Jeff address concerns about maintaining core software engineering competencies while embracing these powerful new tools, emphasizing that understanding the craft remains essential even as the tools evolve.Key Topics[02:15] LLM-only hackathon constraints: No human-written code in version control[04:30] Context management as the critical skill for effective LLM-assisted development[08:45] Explicit context control: Files, directories, API documentation, and web content integration[11:20] LLM hallucinations: When AI invents file contents and generates diffs against phantom code[13:00] Economics of AI-assisted coding: Approximately $0.01 per line of code[15:30] Tightening feedback loops: From day-long iterations to minutes in agile embedded workflows[17:45] Rapid technical debt accumulation: How LLMs can create problems faster than humans notice[19:30] The essential role of comprehensive testing in AI-assisted development workflows[22:00] Challenges with TDD and LLMs: Getting AI to take small steps and wait for feedback[26:15] Treating prompts like code: Version control, libraries, and project-specific prompt management[29:40] External context management: Coding style guides, plan files, and todo.txt workflows[32:00] LLM attention patterns: Beginning and end of context receive more focus than middle content[34:30] The evolving developer role: From coder to prompt engineer to AI supervisor to technical product owner[38:00] Code wireframing: Rapid prototyping for embedded systems using AI-generated implementations[40:15] Maintaining software engineering skills in the age of AI: The importance of manual practice[43:00] Software engineering vs. software carpentry: Architecture and goals over syntax and implementationNotable Quotes"One of the hardest things to get an LLM to do is nothing. Sometimes I just want to brainstorm with it and say, let's look at the code base, let's figure out how we're going to tackle this next piece of functionality. And then it says, 'Yeah, I think we should do it like this. You know what? I'm going to do it right now.' And it's so terrible. Stop. You didn't even wait for me to weigh in." — Luca Ingianni"LLMs making everything faster also means they can create technical debt at a spectacular rate. And it gets a little worse because if you're not paying close attention and if you're not disciplined, then it kind of passes you by at first. It generates code and the code kind of looks fine. And you say, yeah, let's keep going. And then you notice that actually it's quite terrible." — Luca Ingianni"I would not trust myself to review an LLM's code and be able to spot all of the little subtleties that it gets wrong. But if I at least have tests that express my goals and maybe also my worries in terms of robustness, then I can feel a lot safer to iterate very quickly within those guardrails." — Luca Ingianni"Roughly speaking, the way I was using the tool, I was spending about a cent per line. Which is about two orders of magnitude below what a human programmer roughly costs. It really is a fraction. So that's nice because it makes certain things approachable. It changes certain build versus buy decisions." — Luca Ingianni"You can tighten your feedback loops to an absurd degree. Maybe before, if you had a really tight feedback loop between a product owner and a developer, it was maybe a day long. And now it can be minutes or quarters of an hour. It is so much faster. And that's not just a quantitative step. It's also a qualitative step." — Luca Ingianni"Some of my best performing prompts came from a place of desperation where one of my prompts is literally 'wait wait wait you didn't do what we agreed you would do you did not read the files carefully.' And I'd like to use this prompt now, even before it did something wrong. And then it apologizes as the first step. And I feel terrible because I hurt the LLM's feelings. But it is very effective." — Luca Ingianni"As you tighten your feedback loops, quality must be maintained through code review and tests. Test first, new feature, review, passing tests—you need to go through that red-green-refactor loop. You can just hopefully do it much more quickly, and maybe in slightly bigger steps than you did before manually." — Jeff Gable"A lot of what I'm doing is really intended to rein in an LLM's propensity to sort of ramble. It's very hard to get them to practice TDD because you can ask them to write the test first, then they will. And then they will just trample on and write the implementation right with it without stopping and returning control back to you." — Luca Ingianni"Those prompts tend to be to some degree specific to the particular code base or the particular problem domain. Every now and then you stumble across ways of making an LLM do exactly what you want it to do within the context of the particular code base. And once you find a nugget like this, you keep it. You don't just keep it in the generic library. Some of those tricks will be very specific to a particular code base." — Luca Ingianni"Just like humans, LLMs tend to pay more attention to the stuff at the beginning of the context and at the end, and the middle sort of gets not quite forgotten but kind of fuzzy. You really need to have a way to extract all of that before it becomes fuzzy and store it in a safe place where it can't be damaged, like a file." — Luca Ingianni"I think we will hit this weird valley in the coming five years where everyone's just using LLMs and no one knows how to write code anymore. And there will be a need for people who can leverage the tools, but still have the skills that serve as the solid foundation." — Jeff Gable"Maybe this is essentially software engineering finally becoming true to its name. At the moment, software engineering is sort of more like software carpentry. You're really doing the craft. You're laboring to put the curly brackets at the right places. And maybe now it's more about taking a step back and thinking in terms of architecture, and thinking in terms of goals, as opposed to knowing how to swing a hammer." — Luca IngianniResources MentionedEmbedded Online Conference - Premier online conference for embedded systems professionals featuring talks on AI integration, development practices, and cutting-edge embedded technologies. All sessions are recorded and available for on-demand viewing.Aider - AI pair programming tool mentioned for its ability to integrate web content into context using commands like '/web [URL]' to incorporate API documentation and other online resources directly into the development workflow.GitHub Copilot - AI-powered code completion tool integrated with VS Code and other IDEs, enabling context-aware code generation and assistance for embedded development workflows. You can find Jeff at https://jeffgable.com.You can find Luca at https://luca.engineer.Want to join the agile Embedded Slack? Click hereAre you looking for embedded-focused trainings? Head to https://agileembedded.academy/Ryan Torvik and Luca have started the Embedded AI podcast, check it out at https://embeddedaipodcast.com/

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NEWS: ICC tightening secrecy rules on arrest warrants | Nov. 12, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Gregg Rosenthal is joined by Jourdan Rodrigue, Patrick Claybon and Nick Shook to recap all of the Week 10 action from around the NFL starting with the Patriots at the Buccaneers (01:18) followed by Bills at Dolphins (11:58), Rams at 49ers (19:10), Falcons versus Colts in Berlin (27:44), Ravens at Vikings (39:03), Lions at Commanders (48:20), Saints at Panthers (55:27), Giants at Bears (01:05:34), Cardinals at Seahawks (01:15:28), Jaguars at Texans (01:22:27), Browns at Jets (01:29:57) and Steelers at Chargers on Sunday Night Football (01:35:24). Note: time codes approximate. NFL Daily YouTube: https://www.youtube.com/nflpodcastsSee omnystudio.com/listener for privacy information.

Kia ora,Welcome to Friday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with the mess in the US is getting worse as 'retribution' is ramped up. Markets are getting nervous.First, the US government shutdown is masking official data that would show growing troubles in their economy. Today the Challenger job cut report for October revealed that softening consumer demand, the shutdown, AI adoption and higher tariff-taxes are driving hiring freezes and actual labour force reductions. This report said there were 153,000 layoffs in the month, the most since 2003. For all of 2025 so far, there have been more than 1 mln people laid off as counted in this survey. Hiring activity is slowing fast. The last time it was this bad was in the first Trump presidency (in 2020) but there was an excuse then. This time its all on his policies.Meanwhile, the New York Fed's Global Supply Chain Pressure Index has eased again as US consumer demand falls away.Financial markets reacted badly to the jobs cut report, going into a more risk-averse mode. That had the effect of punishing commodity currencies as a second-level consequence.And a new shutdown pressure is about to hit the US. The FAA is restricting air traffic control services to many airports because they can't pay the controllers and rostering of the ones they can pay is a "safety issue". In true Trump style, the cutbacks will focus on states with Democrat governors. Large numbers of flights are being cancelled today.The US has added ten minerals to its Critical Minerals List. Being on the list invokes a US Section 232 legal probe for potential tariffs and trade restrictions. It is a stick used to beat its trading partners and gives Trump-supporting investors cover to profit from re-opening unprofitable US capacity.In Canada, they have released the 2025 Budget and it is a bit unusual. Rather than focusing on short-term benefits, even in the face of painful reactions to the US border restrictions, they have chosen a long-term focus to re-orient their economy away from US dependence. That will no doubt bring short-term political stresses, but is an unusual approach by a democracy. More like the Chinese approach. Carney is betting Canadian voters will have the patience for the payoff. His opposition smells an opportunity.Meanwhile across the Pacific, Taiwanese inflation ticked up from its unusually low 1.3% rate in September to 1.5% in October, a level they had been at for the prior four months.There were three central bank rate decisions out overnight and all held unchanged; Malaysia at 2.75%, Norway at 4.0%, and England also at 4.0%.In the EU, they measure their retail sales on a volume (inflation-adjusted) basis and in September it eased lower from August to be +1.0% higher than year-ago levels. The weaker September was less than expected, but the year-on-year gain was as anticipated.In Australia, their merchandise exports are rising fast again. They were up +7.9% in September from August, up +10.3% from the same month a year ago. But the surge is largely due to exports of gold which took an unusual breather in August. Mineral exports were up +9.7%, rural exports were up just +0.7%. Interestingly it was China (and Hong Kong) that drove the demand. But also exports to the US rose by almost a quarter despite the tariffs. Those tariffs have had little impact because the Americans themselves are paying them, taxing themselves.The rise of global container freight rates we noted last week has pushed on into this latest update, up +8% for the week, to take it to -39% lower than year-ago levels. Outbound cargoes from China are driving the resurgence. US importers are resigned to paying the tariff-taxes, the Europeans taking advantage of the Chinese desire to pivot away from dependence on the US. Meanwhile bulk cargo rates rose +3% in the past week to be +41 higher than year-ago levels.Another measure of global shipping's prospects is Danish shipping giant Maersk's share price. It is up +1.3% for the month, up +20% from a year ago. Much of their optimism is centered on China.The UST 10yr yield is now at 4.08%, back down -7 bps from yesterday at this time to the prior day's level.The price of gold will start today at US$3979/oz, down -US$3 from this time yesterday.American oil prices are -US$1 lower from yesterday at just on US$59/bbl, with the international Brent price now just on US$63/bbl.The Kiwi dollar is now at just under 56.3 USc, and down -30 bps from yesterday. That makes it at its lowest level in seven months. Against the Aussie we are holding lower at 87 AUc but that is a 12 year low. Against the euro we are down -50 bps at 49.8 euro cents. That all means our TWI-5 starts today at just over 60.9 and down -40 bps from yesterday, basically equalizing the April dip and the lowest since July 2009 and a 16 year low.The bitcoin price starts today at US$100,519 and back down -3.2% from this time yesterday. Volatility over the past 24 hours has been modest at just on +/- 1.9%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again on Monday.

In today's episode, I talk about tightening the risk on the trades and the benefits of taking a multi-pronged approach in doing so between profit taking and raising the stops. Also, I cover how how aggressive one should be in adding new swing trading positions and how many open positions that one should have at any given time.Be sure to check out my Swing-Trading offering through SharePlanner that goes hand-in-hand with my podcast, offering all of the research, charts and technical analysis on the stock market and individual stocks, not to mention my personal watch-lists, reviews and regular updates on the most popular stocks, including the all-important big tech stocks. Check it out now at:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠https://www.shareplanner.com/premium-plans⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

This week on TrendsTalk, Taylor St. Germain from ITR Economics breaks down the current labor market conditions and what they mean for your business strategy. With just over one unemployed person per job opening, there's slight slack in the market, but not for long. Find out why the next 6 to 9 months may be your best window for hiring before tightening conditions and wage pressures hit hard. Taylor also covers workforce demographics, rising labor costs, and how AI and automation can help offset the people problem.

There have been plenty of October Surprises in this campaign season.   Now the latest surprise is about redistricting. Politics analyst Jeff Schapiro and Michael Pope recap the week in politics and state government.

Making a Scene Presents - AI for Session Musicianship: Tightening, Not ReplacingThere's this fear floating around studios lately — that artificial intelligence is coming to take the jobs of session musicians, singers, producers, even mixing engineers. The truth? AI isn't here to replace you. It's here to help you sound tighter, cleaner, and more confident in the studio. It's a tool, not a takeover. http://www.makingascene.org

In the 6 AM hour, Larry O’Connor and Julie Gunlock discussed: THE HILL: Poll Shows Tightening Statewide Races in Virginia WMAL GUEST: CAL THOMAS (Syndicated Columnist) on the NYC Mayoral Race WASHINGTN EXAMINER: Pirro Blasts Biden’s D.C. Prosecutor for Failing to Prosecute 65% of Crimes Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Wednesday, October 22, 2025 / 6 AM HourSee omnystudio.com/listener for privacy information.

OPINION: How the Dutertes and their loyal base are themselves tightening the ICC's chains | Oct. 18, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Candidates are raking in campaign cash up and down the ballot this year. Michael Pope is following the money. Here’s a look at disclosure numbers for the “A Safer Virginia PAC” from the Virginia Public Access Project.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how biometrics are making their way into mortgage banking. Plus, Robbie sits down with Figure's Anthony Stratis and West Capital Lending's and Arthur Greenbaum for a discussion on the power of partnership and why they're excited about Figure's new AI-powered DSCR platform. And we close by examining what data points are being released during the government shutdown.Today's podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify's new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.

In the 5 AM hour, Larry O’Connor and Julie Gunlock discussed: FOX NEWS: Israeli Hostage Release Under Way as Trump Arrives in Middle East for Gaza Peace Deal TRAFALGER GROUP: Virginia Statewide Poll, October 2025 VIDEO: 'Devastating' Ad From Winsome Sears Where to find more about WMAL's morning show: Follow Podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Monday, October 13, 2025 / 5 AM HourSee omnystudio.com/listener for privacy information.

Send us a text◆ Why buy bonds when spreads are so tight ◆ Using tech to unearth new economic signals ◆ Playing the shifting relative value pitchThis week, in an exclusive interview with world's largest investment manager, BlackRock, we discussed how much tighter credit spreads can go, what is driving it and how the company is adjusting to underlying shifts in relative value.We also debated tech: whether digitalisation of the bond market is all it's cracked up to be for the buy-side and how BlackRock is using technology to find new economic signals to guide investment decisions — especially prevalent at a time when traditional sources, such as government publications, may be turning less representative and reliable.We talked about all of this and more with Simon Blundell, BlackRock's head of European fundamental fixed income investments. BlackRock is the world's largest investment firm, running $12.5tr of assets.

780,578 views Streamed live on Sep 22, 2025 *Join the "Black Raven of Cold Yar" Charitable Foundation fundraiser on Maviki 3 for the 93rd Separate Mechanized Brigade.

What do we do when our business feels broken? In this episode, we share practical ways we as pet sitters and dog walkers can turn setbacks—client complaints, burnout, or sudden revenue dips—into lessons that build resilience. We outline three pillars: extract one lesson from each setback, lean on a support network, and redefine success on our own terms. By scheduling true rest, strengthening policies, and setting aside emergency funds, we can recover with intention. Ultimately, healing is a process, and where we're “broken” can become the strongest part of our business. Main topics: Lessons from business setbacks Scheduling rest and recovery Support networks and vulnerability Tightening policies and finances Redefining success and goals Main takeaway: “Resiliency is really just accumulated recovery.” In pet care, we all face breaks—missed expectations, tough feedback, burnout, or a client who suddenly moves. The win isn't never breaking; it's choosing one lesson, taking one step, and stacking those wins over time. Build white space into your schedule, ask for help before the crisis, and firm up the policies that keep you safe. Keep a resilience journal to track each small comeback—because those layers of recovery become your strongest foundation Links: Check out our Starter Packs See all of our discounts!

With two weeks to go until the budget, the Central Bank, ESRI and Fiscal Advisory Council believe that the government package will be too large. We speak to the Minister for Public Expenditure and Reform, Jack Chambers.

The students learn which positions are best for breeding. Based on the work of firebird68. listen to the Podcast on Steamy Stories “Hi, Andrea!” Sunny called, waving as the small, brunette girl entered the room, walking briskly to her seat. “Are you feeling better?” Lindsay asked. It was a fair question. The last time they had seen her was at the end of class yesterday. When the period had wrapped up, she was still dazed and limp, totally mind-fucked in the aftermath of her overwhelming climaxes, and being cradled in Chris's arms. “Of course.” Andrea snapped, her cheeks growing bright red.“See?” Chris said from his desk across the room. “I told you she was fine. She loved it.” “I did NOT love it!” Andrea lied. “That was humiliating! Seriously, being fucked like a dog?! What kind of girl wants to be fucked like a dog??” “O, me!” Sunny waved her hand in the air. “Gosh, it was so hot watching him dominate you like that. I wouldn't mind being turned into a ragdoll for a strong man like that. Yes, please!” “God, do you ever think about anything other than dick?” Andrea scoffed. “Of course.” Sunny nodded. “I swing both ways, ya know. I think about girls, too.” She winked and blew a kiss at the flustered girl, who gawked at her, her cheeks red hot, before regaining her composure to glare at the busty blonde. “You really are hopeless.” Andrea said, hiding her fierce blush. “You gotta admit,” Samantha spoke. “You did orgasm like a bitch in heat until your brain turned off. Kinda seems as though you liked it to me. Better yet, it looked like you LOVED it.” Andrea's jaw dropped and she shook with anger, popping up from her chair to glower at the smug goth. “What did you just say?” she demanded. “I'll have you know tha-…” “Something wrong, Miss Andrea?” Andrea's eyes went wide and she quickly closed her mouth as Miss Banks walked into the room. “No, of course not, Miss Banks.” Andrea stammered. “Nothing is wrong at all.” “Good.” Miss Banks smiled. “I heard you raise your voice and naturally figured you must be upset about something. Could it have something to do with yesterday's lesson? If you have a problem with the curriculum, please let me know and we can…rectify…the problem.” Swallowing as she noticed the sinister glint hiding in her teacher's eye, Andrea shook her head profusely and sat back in her seat, hurriedly. “Absolutely not, Miss Banks!” she squeaked. “I have no issues whatsoever with your teaching!” “That's great to hear.” Miss Banks said, her smile growing wider. “Well, now that that's settled, let's jump right into today's lesson, shall we? Since we ran out of time yesterday and our session had to be cut in half, we will be continuing with sexual position basics and demonstrations today. But, before we do that, can anyone tell me what the purpose of intercourse is?” “To have fun and cum lots!” Sunny exclaimed. “That's true,” Miss Banks nodded. “But not quite the answer I am looking for in this instance.” “To grow a mutual bond between two partners and bridge their connection both physically and emotionally.” Daniel offered. “Well, that was very sweet!” Miss Banks clapped. “Yes, also very true. Good response, Daniel. You'll make a girl very happy one day if you keep that mindset. Still, though, not the answer that I'm looking for. I'm talking basic. Biological. What is the most prominent purpose behind intercourse?” Lindsay timidly raised her hand, and Miss Banks gestured to her. “To; to make babies?” she said. “Exactly!” Miss Banks confirmed. “To make babies. Or, more properly, the medical term is procreation. There are, of course, a number of different ways to define it and a whole host of vernacular associated with the act. Impregnating, inseminating, mating, breeding. Some of the more, unscientific terms include 'getting knocked up' and 'putting a bun in the oven'. I'm sure you have all heard most or all of these terms before, right?” The students all nodded, some of them avoiding the eyes of their co-eds. “As we discovered last class, different sexual positions are best suited for different purposes. There are those that are more personal and sensual, suited for loving couples, such as spooning. There are those that cater to the female, like Sunny demonstrated with the cowgirl position. There are also those that are more dominant. More; primal.” Miss Banks didn't say anything more, but everyone nonetheless turned to look at Andrea who shrunk in her chair, humiliated. “And, as expected, there are positions that are especially ideal for conception.” Miss Banks continued. “Today, we'll be going over some of those. Of course, you girls have all been required to regularly take birth control for this course, so there will be no…ahem…knocking up. But, this will give you all the basic principle on the specialties for the tasks each serves and it may help you in the future when you are ready to start a family of your own. Now then, Samantha.” Samantha swallowed and straightened as she heard her name being called. “Come up here, please. Daniel, you as well.” Miss Banks waited for them to make their way up and come to stand before her. “The two of you will be performing the most basic and natural of positions for impregnation. Missionary. This can be done with both partners on the same level, or with the female elevated. Samantha will be elevated today, as though she were on the edge of a bed. We don't have a bed here, so we'll be substituting that for my desk. You can begin when ready.” Taking a deep breath, Samantha hopped up to sit on the edge of her teacher's desk, facing the class, and leaned backwards to lay flat on her back. As her head came to hang just off the other side of the desk, she found herself staring up at the disappointed, glaring face of Miss Banks. Her teacher had her arms crossed and was wrapping her fingers on her bicep, her face hard. “Aren't we forgetting something, Miss Samantha?” she asked, a bit of an edge having crept into her voice. Realization dawned on Samantha as she remembered that she forgot to start off the demonstration with a blowjob. She went to raise herself up so that she could climb off the desk and drop to her knees, but Miss Banks' hand came down to press on her shoulder, holding her down. “Stay there, if you will.” She instructed. “Since you're already in this position, this will give us a good opportunity for you to work on your deepthroating skills again.” Samantha's face paled as she had a Vietnam flashback of herself on day one of class, in this same position, getting her throat reamed out by Tanner's donkey dick. A nervous squeak escaped her, but she didn't dare go against her teacher and remained where she was. Miss Banks saw that Daniel was kicking his way out of his dress pants and waved him over to stand behind the desk with her. “Class, come gather around, as well.” Miss Banks called out. “I want you all to have a good view of our demonstrations.” Samantha could vaguely hear the footsteps of her peers clambering around her, but her attention was much more focused on the raging erection bobbing above her. Daniel swallowed and grasped his engorged length, guiding it down to Samantha's upside-down face, and the black-haired girl reluctantly opened her lips and let him in. Letting out a low moan as his tip was bathed in the warmth of Samantha's mouth, Daniel dropped his hands to the desk on either side of her and began to rock his hips back and forth, pushing his head past her lips. “Here, Daniel, try this.” Miss Banks offered. She moved in and took his wrists, lifting them off of the desk and placing them back down on Samantha's large boobs. His fingers subconsciously squeezed down, squishing the soft globes as his palms came in contact with the teen's clothed breasts. “That's much better, right?” Miss Banks laughed. “Remember to loosen up and act accordingly. Forget the fact that you are peers and act as though she is your doting girlfriend. Use her body as a lover would. That includes her breasts. And, Samantha.” She dropped down to her knees to look the nervous girl in the eyes. “You, as well. Play the part of the doting girlfriend. Don't be scared of his cock. Embrace it. Get involved. You should want to pleasure him. Every moan he makes should make you tingle and burn with pride.” Steeling herself, Samantha tried to take her teacher's advice to heart. She began to move her tongue about, swirling it around Daniel's pumping tip as best as she could. She was rewarded with another, slightly louder moan, that did, in fact, make her swell slightly with pride. The other response from Daniel was an increase in speed and depth in his thrusts. He began to move a bit deeper into her mouth, poking at the back of her throat, tripping her gag reflex. Panicking slightly, she tried to move away, fearful of a repeat of her last ordeal, but Miss Banks held her in place. “Shhh.” She whispered, stroking the scared teen's cheek softly. “It's okay. You're doing fine. Just relax. Relax your throat and accept him. That's it. Relax…” Samantha hummed, nervously, but she did find comfort in her teacher's gentle stroking. Easing up her tensed muscles, she took a long breath through her nose, forcing herself to relax. To her surprise, on the very next stroke, Daniel's tip slid right past the tight barrier to her throat and half of his length disappeared between her lips. Miss Banks smiled at the newfound progress and continued to brush her fingers across the girl's cheek, murmuring words of encouragement and occasional advice. Closing her eyes, Samantha allowed herself to do everything that Miss Banks told her to. Her muscles and tendons went lax. She focused solely on breathing through her nose, to the exclusion of all else. Of course, she was still gagging and choking quite frequently, but it wasn't nearly as violent as before and she was now able to regroup much faster and take the reflex in stride. Becoming more and more used to the motions and more receptive, she re-engaged her tongue to rub against the top of Daniel's cock as it moved on the track of her neck. Feeling something smack into her face, Samantha opened her eyes, confused. She was just in time to watch as Daniel's heavy balls came swinging back into her face, tapping her lightly before rebounding. That could only mean…she was taking his entire length! She couldn't believe it. Just a few minutes ago, even entering her throat seemed like an impossibility. But now, here she was, his full seven and a half inches of thick meat sliding down her gullet with relative ease. She had done it! And, Miss Banks was right. She did feel a burning pride at having accomplished the feat. The pleasured groans and sighs floating down from Daniel were just another cherry on top. “That will do, Daniel.” Miss Banks said. “We don't want you finishing just yet, and not in that hole. This is, of course, a demonstration on fertility positions.” Samantha felt the raging shaft retreat fully from her throat, leaving her mouth completely empty. Raising her head, she was once again greeted by her teacher's face. This time, however, Miss Banks was beaming down at her pupil, eyes shining and smiling wide. “That was wonderful, Samantha!” she praised. “Excellent work! See what a little dedication and focus can do? Do you feel that pride burning in you?” Samantha nodded, coughing slightly to clear her throat. “Good! And what else do you feel?” “I feel…” Samantha paused. The burning had moved its way out from her chest and was now spread throughout her whole body, particularly between her legs. “I feel horny.” She admitted. “Yes!” Miss Banks crowed. “Perfect. Take it from there, Daniel.” Samantha felt Daniel lift her legs and assisted him, pointing her limbs skyward, her skirt falling down around her waist. Today, she had forgone her typical pantyhose in lieu of some thigh-high stockings. Daniel's fingers fumbled around her waistline, grasping the hem of her tiny, lace panties and sliding them out from under her. The small piece of fabric went up her legs, over the stockings, over her shoes, and then somewhere off to the side, discarded. Spreading her thighs, he moved between them, and Miss Banks leaned across the desk, reaching between them to guide his penis to Samantha's pussy, prodding against her already-wet slit. Samantha gasped as she felt the hard tip of Daniel's erection rub against her opening. She bit her lower lip and tried to keep her head up, but her neck was getting tired. Seeing the girl's head start to slump down, Miss Banks sat down in her chair and wheeled it up behind her. She gently lifted the teen's head and rolled in beneath her, letting her head back down to rest on her large breasts. Grateful for the soft pillow of her teacher's bust, Samantha relaxed her neck, her head now at the perfect angle to see over her own impressive chest and watch the action. Taking a deep breath, Daniel rubbed his tip down her entrance one last time and then pushed in, driving his cock slowly and steadily in to the base. The teens both gasped and moaned as their union was completed and they became connected at the hips. They stared into each other's eyes, their mouths open and breathing heavily. Samantha whimpered and closed her eyes, feeling Daniel shift slightly inside of her. He wasn't the biggest in the class, but that was hardly a good bar to judge his size by. He was still well above average, particularly with his girth, and he was much bigger than anything she had played with up to that point. Miss Banks listened closely to the girl's sounds and gently massaged her shoulders, urging her to relax like she had earlier. She kept rubbing her until she felt the knotted muscles finally ease up and her breathing evened out a bit. Samantha opened her eyes again as her tight cunt adjusted to the thick rod stretching her out. Daniel was still gazing back at her, concern permeating his expression. Chewing on her lip, Samantha met his questioning look and nodded her approval, signaling for him that it was okay to start moving. Acting on her consent, Daniel withdrew his hips, making them both gasp again as his throbbing shaft rubbed against her snug walls. When only the tip remained, he reversed course and drove back in, just as slowly. Upon bottoming out and receiving a cry of pleasure from Samantha, he retracted again and started to get a slow, but steady rhythm going. She felt absolutely incredible. Her pussy was so, so tight and wet. It was so much better than any fleshlight he had ever used before to satiate his teenage male hormones. After a minute or two of nothing but satisfied moans from both of them, he kicked the pace up a notch, moving a bit faster. With a jolt, Samantha realized that this was her first-time having sex. With a real person, that is. Her fingers and toys didn't count. No, this was officially her very first time being fucked. And it felt so…right! God, she couldn't believe what she was missing out on all this time. Maybe now she understood Sunny a little bit better. Actually, no. It wouldn't just work with any old boy. Daniel was rather exceptional at fucking her at just the right way for her specific needs. He was moving well, but not too fast to make it uncomfortable. And on top of that, his cock! It was as though it was made specifically with her pussy in mind. It was nice and big, but not so big that it hurt. More important than the length, though, was the girth. It stretched her wide and made her feel so deliciously full. And the shape was just perfect for rubbing against her G-spot in addition to every little sensitive place inside of her. That was without mentioning all the other little things his hands were doing. In the fray, he had tugged her turtleneck shirt and untucked it from her loose skirt so that his hands could slide under it and grip her waist. The skin-on-skin contact was far more satisfying than when there was a cloth barrier separating them, and Daniel was taking full advantage of that, even if it was miniscule in detail. His fingers rubbed and stroked her sides and grabbed at her firmly. To Samantha, the feeling of his fingers against her bare skin was like a hot iron of lust sizzling on her hips. Samantha was losing herself in the heat of the situation. She could feel her reason and sanity slipping away in the face of her looming orgasm and the utter bliss that she was experiencing. So, this is what it had been like for Andrea? Fuck, she could really get used to this. She was panting like a bitch in heat and sweating profusely. Just when she thought it couldn't get any more intense and erotic, Miss Banks arms came up and wrapped around her to squeeze her shirt covered breasts. It would surely have been better had she been fully nude, but just the firm pressure against her sensitive globes was sufficient to send her rocketing over the cliff. As soon as the first spasm rolled through Samantha's pussy, Daniel lost his own battle and came with her, shooting a large shot of cum into her depths. A millisecond later, Samantha's legs whipped up and wrapped around him, yanking him fully into her until her pussy lips were kissing his twitching balls. Daniel felt the soft nylon material of Samantha's stocking-clad legs that were locking him in place, and groaned, sending off a second, equally copious jet of jizz in her. Gripping her hips just as tightly as her legs were holding him, they both stayed perfectly still, save for their uncontrollable trembling. Even after their mutual climaxes had come and gone, they still stayed frozen in place, Daniel's rigid dick still lodged inside of her. Samantha could feel the enormous load that he had stuffed inside of her. It felt so incredibly warm and utterly filling. She knew that she was packed to the gills with virile, potent sperm. If she wasn't on birth control, she would undoubtedly be sporting a baby bump in a few months' time. Her mind still swimming and foggy, she reached up and grabbed Daniel's sweaty face, pulling him down to her where their lips met in a passionate embrace. They eagerly swapped spit, their tongues swirling and intertwining for a couple minutes until Daniel's cock was soft enough that it slipped out of her hot, grasping hole on its own, making Samantha gasp into his mouth. Tightening his hold on her hips, he lifted her rear up slightly to allow gravity to keep his semen stuck inside her until her pussy closed back up, sealing it in on its own. When they finally broke their lip-lock, they both looked up and were met with the speechless faces of their peers. The students all gawked at them, utterly shocked and unbelievably turned on by the over-the-top-hot display they had been witness to. The boys all adjusted their pants and the girls all subconsciously rubbed their thighs together, even Andrea, although she was more sly and embarrassed about it. Miss Banks grinned down at them, overjoyed, Samantha's head bouncing slightly on her boobs as her teacher laughed with delight. “That was immaculate!” she praised. “I couldn't ask for a better demonstration. You two have some chemistry, I think. Students, did you all see how her legs wrapped around him, holding him in her? That's a classic, biological response that serves the breeding purpose. It's involuntary and happens when the female is lost in the carnal desire, her sole focus on ensuring impregnation. That was a pleasure to watch and I think you both deserve some extra credit for a remarkable performance. You two can take a seat on the couch in the back to catch your breath and get yourselves together before joining us for the next demonstration.” Miss Banks leaned down and placed her lips to Samantha's ear so that only she could hear her. “Or maybe you both prefer to relax back there together and watch from afar. There's still plenty of time in the period. You never know what might happen.” Samantha didn't say anything in response, but Miss Banks felt a slight shiver run through the girl's body and she hid a smirk as Daniel carried her limp form off to the back. “Now that you've all been motivated by that display, let's move along. Lindsay.” She turned and fixed her eyes on the skinny redhead, who shrunk a bit under her gaze. “You and Tanner will go next. You will be demonstrating a slightly less household position. The Mating Press.” “Mating press?” Lindsay squeaked out, her eyes wide. “Precisely.” Miss Banks nodded. “Tanner, are you familiar with that position?” “Yeah.” Tanner nodded. Of course, the part he wasn't going to admit was that he had been introduced to the mating press through hentai. Not exactly something you blurted out to your classmates. “Good. You can get started while I get a blanket ready. This position best performed with both partners on the same level, because it allows for the male to get over top of her.” Lindsay gulped as Tanner turned to her, expectantly, and she dropped to her knees before him. Even when she was standing, he had a good foot on her in height. Looking at it now, their contrasting sizes were almost comical. Tanner made no move to unzip his pants, instead opting to let Lindsay do it. After a moment of hesitation, she timidly began fumbling around at his groin to undo his pants. She could already feel his erection straining to escape. It was like a huge, angry bull being just barely contained by a rodeo gate and any moment, that gate was going to open and Lindsay would be in for one hell of a ride. “Holy shit…” Lindsay whispered as Tanner's intimidating dick sprung from his pants to hover over her. It was very rare that the sweet redhead swore, but she just couldn't help herself when faced with the prospect of taking this menacing monster. She knew that he was huge, but up close and personal, it was so much more enormous than she had remembered. He rivaled the size of her forearm, for God's sakes. How was he going to fit in her?? Lindsay let out a noise of surprise as Tanner, who was tired of waiting for her, placed his hand on her head and drew her in to him. Lindsay found herself squished up against his crotch, his penis stuck between her face and his abdomen. Guiding her a bit lower, he let out a sigh as her soft lips rubbed against his heavy ball sack. Lindsay couldn't fathom the sheer size of those orbs. With her eyes pressed against his front, she couldn't see down to where his nuts were contacting her lips. They seemed like they were as large as tennis balls, but she knew that was just her imagination playing tricks on her. Still, she knew that they were huge and were full of virile sperm, just waiting to try to breed her little pussy. “Don't be shy, Lindsay.” Miss Banks said, returning from prepping the blanket. “He's showing you what he wants. Suck on his balls.” Obeying her instructor, Lindsay parted her lips and opened up until one of his hefty spheres popped into her mouth. It filled her entire mouth up with its size and she sucked on it, gently, for a few seconds before letting it fall from her grasp and moving to the other one. “Fuck.” Tanner hissed, pressing the cute ginger's face harder into his crotch. Her little tongue felt incredible swirling around his full nuts, but his cock was throbbing and ready for attention of its own. Grabbing a handful of her red hair, he drew her away from where she had been slobbering on his nuts, letting his shaft fall off her face to bob in front of her. She looked up at him, briefly, and, seeing the hungry look in his eyes, decided to take action before he took it for her. She had seen the aggression release that had come from Tanner and didn't want to end up like Samantha had on day one. Tanner released her hair and allowed her to lean forward, capturing the head of his penis in her mouth in much the same way she had done with his balls. Her lips wrapped tightly around him and she sucked hard. Lindsay's first blowjob on the first day of classes had been rather pathetic. Since then, her skill had not increased by much, but her eagerness had. Or rather, her desire to keep Tanner from taking over and refraining from fucking her face was very much present. She bobbed her head back and forth, stiff and uncoordinated, but with some vigor. Her lips stayed tight around him for the most part and her tongue stayed pressed to the bottom of his shaft as she moved down on him. She had the basics learned, but she lacked any finesse and it showed. Miss Banks tried her best to coach the girl, but it didn't result in much changes in the teen's performance. “Drop your jaw, Lindsay.” She instructed. “Add some movement to your tongue. Relax your throat and try to go a bit deeper.” Lindsay briefly attempted the tips her teacher gave her, but it was only momentary before her inexperience and nerves kicked back in. Tanner was fine to let her continue like that, though. He knew that the main event was yet to come. This novice blowjob was passable for a warmup because in a minute, he was going to be enjoying her tight pussy. Lindsay looked up, surprised, as she was pushed away from Tanner, his slick head bouncing in front of her. Her question was answered moments later when Tanner's hands came down under her arms and lifted the tiny girl, easily, to carry her over to the blanket, laying her down on her back. Lindsay's pulse raced as he went to work on her clothes and she remembered what was coming next. She was going to have to take that monster in her little pussy. Her nerves were buzzing, but it was too late to back out now. Her panties and stockings were already off and in a pile off to the side with her shoes. Fuck, now she had to do the mating press. What the hell is a mating press? Unfortunately for her, Tanner had no such confusion about the position and went right to work getting her in it. He grasped her ankles and lifted them, pushing her legs back until she was folded in half and her feet were pinned to the floor on either side of her head. Lindsay was glad that she was reasonably flexible or else this would be fairly uncomfortable. Intent on stretching other places on her tiny body, Tanner moved forward to crouch over top of her, his thick, baseball bat of a dick resting on her small opening. Held in place in the extremely compromising position, Lindsay could only watch as his hips drew back to line up with her vulnerable pussy. A soft whimper escaped her sealed lips, and then he was in. “Holy fuck, that's big!” she cried, her walls instantly stretched to the max. She felt like she was going to be ripped right in half as he pushed deeper and deeper. She shrieked and shook in his grasp, but he had no intention of stopping and kept powering forward until Lindsay felt his groin touch her stretched lower lips. By that time, though, the teen was panting and trembling, completely and utterly impaled on Tanner's monstrous length. Noticing the redhead struggling, Miss Banks stepped up and leaned down to Tanner before he could move. “Hold still.” She instructed. “Let her grow accustomed to you some. The poor girl has never even dreamt of taking something that big. You can't start fucking away immediately.” Nodding in affirmation, Tanner kept completely still, his enormous rod still stuffed inside her snug cunt. Miss Banks, seeing that his hands were currently busy pinning Lindsay's ankles by her head, decided to assist the process so that things could move a little smoother. She knelt down next to the enjoined pair and reached between them. She couldn't see between their tightly pressed bodies, but her experienced hands knew exactly where to go. Lindsay gasped as she felt her teacher's fingers start to gently rub her clit, clearing the pain haze slightly and making her moan. In almost no time at all, Miss Banks' talented digits had worked her into a squirming, gushing mess. She cried out, weakly fighting against Tanner's grip, but stood no chance whatsoever to break away. Screaming, she went rigid as her instructor brought her to orgasm. Tanner groaned, Lindsay's clenching, contracting walls begging for him to start moving, but Miss Banks held his gaze with her own, sternly making sure that he waited. Keeping her slender fingers moving and rubbing the squealing girl's clit, she heightened the sensations as much as was manually possible until the little ginger was left panting and gasping. “Okay.” Miss Banks nodded, withdrawing her soaked hand from between them. “You can start up again.” All too happy to comply, Tanner pulled back, making Lindsay whimper as he dragged against her slick, sensitive walls. Before he had even pulled more than halfway back, he switched directions, ramming back into her. The sudden, unexpected thrust ripped a scream from Lindsay as his tip mashed against her cervix, her eyes rolling up and her pussy clenching. Tanner grunted, feeling her walls tighten up on him briefly. Eager to feel that again, Tanner retreated a couple inches and powered right back home, moaning as her tight hole spasmed around him yet again. Lindsay momentarily had the realization that what happened to Andrea yesterday was going to happen to her today. She could already feel her sanity slipping away, and Tanner had only just begun to fuck her. Her vision was persistently blurred and obscured, a result of her eyes lolling about in her head as she lost control of her muscles and sensory application. It only took a few minutes of steady pounding for Tanner to force another intense climax from her. Miss Banks frowned as Lindsay's shrill scream pierced the air, reverberating throughout the classroom. “It seems Miss Lindsay is certainly a screamer.” She said. “As cute as that is, we don't want to disturb any other classes. The walls can only keep in so much noise. Tanner, please keep your mate quiet.” Two solutions formed in Tanner's mind. The first was to simply wrap his hand around her neck and choke her into silence. That was quite appealing, but he could tell that she was already more than overwhelmed, sexually, by the whole situation and cutting off her breath might make her pass out from the combination of sensation and lack of air. The only other choice was to block her mouth off. His hands were busy pinning her ankles down, so he used his own mouth. Two negatives make a positive? Two mouths make a sloppy kiss. At first, it was very much one sided and mostly consisted of Tanner using his lips to muffle Lindsay's screams while he kept fucking her. But, as Lindsay's mind glazed over further and she came up on orgasm number three, her primal instincts took over and she joined him in making out, more subconsciously than intentional at this point. She kept kissing him furiously, her blood rushing and burning madly, until orgasm number three struck her. Tanner briefly broke the kiss to huff out a rapid breath as Lindsay tightened sharply around him. She shivered and cried out, but he just re-engaged the lip-lock and fucked her all the harder. By the time Tanner's own orgasm came along several minutes later, Lindsay was much less a performer and more of a participant in the position demonstration. When the first hot jet of cum erupted into her cunt, orgasm number four reached her as well and she became little more than a limp doll for Tanner to spew his load into. Unable to even vocalize her screams at this point, she just laid there, a receptacle for semen, quivering slightly, her eyes crossed and her mouth parted. Tanner pumped a hefty portion of boy batter into her snug cunt, breathing heavily at the conclusion before finally pulling out and moving away from her. Lindsay's legs flopped back down to lay flat on the floor and a small river of jizz briefly escaped her pussy until her lips shut, trapping the remainder inside of her. Miss Banks looked down at the broken teen and sighed. “That was a good demonstration, Tanner.” She said. “You have some stuff to work on, but all the building blocks are there. Lindsay, I doubt you can hear me, but you did all right, as well. Your oral needs a lot of help and you're even more fucked silly than Andrea was yesterday, but we can work on those things. I suppose it can't be helped completely, given the substantial size difference between the penetrator and penetratee in this example. Well, students, you have…” She glanced up at the clock. “Three minutes before class is over. I'm going to let you go a little early today. Don't worry about Miss Lindsay. I'll have her right as rain in an hour or two and send her on her way. Have a good weekend.” She turned towards the back of the room as the other four gathered up their bags to leave. “That means you two as well.” She called to the Daniel and Samantha, who were currently entangled in each other's' arms, their clothes askew and their lips fighting for dominance. Chuckling as they failed to notice her speaking to them, she made her way to the back to break up the hormonal pair and sent them on their way before turning back to her mind-fucked redhead student and began to nurse her sanity back. based on the works of firebird68 for Literotica

Motheo Khoaripe speaks to Evádne Bronkhorst, Senior Manager, Tax Consulting at Forvis Mazars in South Africa, about SARS’ new reporting framework and what it means for crypto tax compliance. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

(0:00) Mazz opens The Baseball Hour discussing the Red Sox losing two of three to the Athletics and what Alex Cora had to say following the loss today at Fenway. (12:00) The callers weigh in on the Red Sox and their recent struggles. (21:11) Mazz has some thoughts on the recent fielding errors made by shortstop Trevor Story. (32:56) Final thoughts from Mazz on The Baseball Hour! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

OPINION: The second Lacson exposé: The tightening noose amid a coup | Sept. 17, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Ned Davis Research's Chief Global Investment Strategist Tim Hayes joins us to break down NDR's “360°” weight-of-the-evidence framework—how price, breadth, sentiment, macro and valuation fit together—and what those signals are saying right now. We dig into why he still classifies this as a secular bull market with rising secular-bear risks, how to separate real breadth thrusts from dead-cat bounces, the evolving bond/equity correlation, mega-cap concentration risk, the case for value/EM in a defensively rotating tape, and why gold's secular and cyclical trends remain compelling. You'll also hear how NDR allocates across stocks, bonds, cash (and gold), and Tim's timeless lesson for investors: stay objective, disciplined, and flexible.Topics CoveredNDR's 360° process: price + sentiment + macro + valuation, combined via equal-weighted composites (“weight of the evidence”)How to use breadth, put/call, and thrust signals without getting faked outSecular bull vs. secular bear: what would actually trigger the secular turnReading the bond market: why the stock/bond correlation flipped in 2022 and what a 10-year above approximately 5.0–5.25% could meanConcentration risk in mega-cap tech; implications for the U.S. vs. the rest of the worldWhere value, small caps, and EM can shine in defensive rotationsGold: drivers of the move, secular/cyclical setup, and role in a balanced allocationPractical allocation: when cash was king (2022), current market-weight posture, and sizing for gold“No Pets Allowed”: why aggregates beat single “pet” indicatorsUsing historical analogs carefully—and what to learn (and not learn) from themTim's core lesson: you can't forecast reliably—stay flexible and evidence-drivenTimestamps (YouTube Chapters)00:00 Don't fight the tape—or the Fed (opening context)01:06 Intro and why NDR's process beats single charts02:58 NDR's 360° framework and composite models05:31 Indicators that matter: breadth, sentiment, macro/valuation08:11 Asset-allocation model (stocks/bonds/cash) and real-time record09:27 “Secular bull intact; secular-bear risk rising” explained13:04 What counts as a secular bear ('66–'82, 2000–'09)15:05 Tightening vs. easing cycles and thrust reliability16:22 What a breadth thrust actually looks like19:55 From sentiment extremes to 50/200-day confirmation20:06 Bonds and stocks: the correlation flip since 202222:47 Duration, rate-cut hopes, and why cash led in 202224:02 Mega-cap concentration risk—paths from here27:23 Valuation: tech earnings yield at extremes; U.S. most expensive29:14 Where value/small caps/EM can win; China's role in EM33:25 Gold's standout year—drivers and positioning36:16 Gold's secular and cyclical bull case37:13 How much gold belongs in a balanced portfolio40:32 “No Pets Allowed”: trust aggregates, not single signals47:16 Bear-watch vs. rally-watch signals in 202549:02 Using historical analogs without overfitting51:00 NDR culture: objectivity over narratives53:41 Why independence matters53:59 Two closing questions: contrarian belief and one lesson59:03 Where to find Tim and NDR; disclaimer

Retail businesses are feeling the pressure as household budgets tighten up and costs continue to grow. Whitestone Cheese managing director Simon Berry spoke to Corin Dann.

Mouth and Beast discuss the tightening gap in the race to the MLB playoffs!!! Can the Mets hang on to the Wild Card? Can the Yankees rally to win the AL East? Who will win the other remaining races for their division and wild card berths? Tune in to find out!!!!

The UK Government is set to introduce tighter rules for migrants granted asylum bringing their families to the UK. Home Secretary Yvette Cooper is set to unveil new criteria for family members - including tougher English language standards and access to sufficient funds. UK correspondent Gavin Grey says immigration is likely to become a key talking point at the next election, and the Government's feeling pressure from Reform's popularity. LISTEN ABOVESee omnystudio.com/listener for privacy information.

latestLatest episode of the podcast. Please consider sponsoring a class online in someones merit, memory or refuah shelemah. You can donate here in the app or send us an email at info@ejsny.org with the dedication you want to make. Thanks!

Studying abroad is becoming more complex for South African students as visa rules tighten, and compliance thresholds rise. Brent Morris from Sable International told BizNews that UK institutions now risk losing their licence to sponsor international students if over 5% of visa applications are rejected. He said, while the UK and USA remain top choices, interest is growing in postgraduate options in Germany, Spain, Ireland, and Australia. Sable International, which claims a 100% placement success rate, recently secured a German university acceptance in just two hours. Morris says the company stays closely connected with students, helping them land internships and jobs abroad. And the most common question asked by parents: "How will my child feed themselves?". The company is hosting educational expos across South Africa in September, offering students a chance to meet university representatives and advisers.

What It Takes To Stay A Consistently Profitable Trader In episode 522 of the Desire To Trade Podcast, you will be listening to an interview with millionaire trader, Dave Floyd, discussing the intricacies of trading and fund management. They focus on the importance of tightening trading processes, understanding performance metrics, and the significance of experience in identifying high-quality trade setups. They explore the psychological aspects of trading, the role of journaling, and the use of custom tools to enhance trading effectiveness. This interview also touches on managing investor expectations and adapting trading strategies to varying market conditions, ultimately emphasizing the need for constant evaluation and improvement in trading practices. The video is also available for you to watch on YouTube. >> Watch the video recording! Topics Covered In This Episode 00:00 Introduction 00:37 What's new with Dave Floyd 01:52 Key learnings from managing a fund 04:34 The importance of process in trading 06:01 Dealing with investors 07:23 Risk management 10:03 Tightening the trading process 11:52 A+ trade setups and experience 16:30 The role of journaling in trading 20:19 Custom tools and technologies in trading 23:17 Pressure of managing other people's money 27:25 Adapting trading style to market conditions 28:51 Knowing when to exit 33:42 Managing trades effectively 36:25 Where to find Dave Floyd (link below) What did you like best in this podcast episode? Let's talk in the comments below, or join me in the Facebook group! Desire To Trade's Top Resources DesireToTRADE Forex Trader Community (free group!) Complete Price Action Strategy Checklist One-Page Trading Plan (free template) Recommended brokers: EightCap (preferred Crypto and FX Broker) AxiTrader (use our link to get a special bonus) Desire To TRADE Academy Get a copy of Prop Trading Secrets (Author: Kathy Lien & Etienne Crete) About The Desire To Trade Podcast Subscribe via iTunes (take 2 seconds and leave the podcast a review!) Subscribe via Stitcher Subscribe via TuneIn Subscribe via Google Play See all podcast episodes What one thing will you implement after listening to this podcast episode? Leave a comment below, or join me in the Facebook group! How to find Dave Floyd aspentrading.com Twitter/X: @DaveFloydTrader What one thing will you implement after listening to this podcast episode? Leave a comment below, or join me in the Facebook group!

 On 7th August 2025, the Bank of England cut the base rate to 4% — a move that's already sparking questions from commercial property investors. Prime yields often move in line with the base rate, and with yields tightening, is now the right time to buy… or should you wait?In this episode of The Honest Property Investment Podcast, I break down:What the rate cut means for prime yieldsWhy tighter yields can make deals more competitiveHow to approach investing when borrowing is cheaper but returns are slimmerThe value-add strategies that still make sense in this market — including ESG upgradesWhether you're actively looking for your next deal or just keeping an eye on the market, this episode will help you decide how to position yourself for the months ahead.Links & Resources:Book a strategy callFree investment calculator Take the quiz

Let's Chat!The chess pieces are moving, and you might not realize you're the one being played.In this gripping installment of the Grandeur Man series, we journey through shadowy corridors and ancient sanctums to uncover a profound truth about personal growth: as you accumulate power, you inevitably draw attention from forces that seek to test your worthiness.Through rich, immersive storytelling, we follow a protagonist collecting chess pieces – three pawns, two knights, two bishops, and one rook – each symbolizing different aspects of personal development. But with each new acquisition, the "other side" takes notice. "When you start to rise, every game changes," we learn. "The greater the imbalance you create, the stronger the counterweight sent against you."This episode pulls back the curtain on why life's challenges often intensify precisely when we're making our greatest strides forward. That promotion, that relationship breakthrough, that habit finally mastered – these victories shift the board in ways that demand response from the world around us. Sometimes we lose pieces not through carelessness but as deliberate tests to see how we'll react.The power of this metaphor extends beyond chess into every area of life where growth occurs. Your increasing capabilities aren't going unnoticed; they're creating a shape that signals you can no longer be ignored. The question isn't whether opposition will come – it's whether you're building in ways that prepare you for it.Through five thought-provoking reflections, you'll examine your own invisible game: What pieces have you collected without realizing their combined weight? How has your success shifted the balance in your life? And most critically, if the other side moved against you tomorrow, what would be your first move back?Join me as we explore what happens when the board remembers every piece you take, and discover how to maintain your course when your growth attracts attention you never anticipated."True mastery is found in the details. The way you handle the little things defines the way you handle everything."

Headlines for August 07, 2025; “War in Perpetuity”: M. Gessen Warns Putin Won’t Make Peace with Ukraine Because It Risks His Own Survival; From India to Brazil, Trump Intensifies Trade War Against BRICS Nations as New Tariffs Take Effect; “Tightening the Chokehold”: Amjad Iraqi on Israel’s Plans to “Empty Out” Gaza and Annex West Bank; The Global Plastic Threat: Research Finds Plastics Can Lead to Disease, Disability & Premature Death

Headlines for August 07, 2025; “War in Perpetuity”: M. Gessen Warns Putin Won’t Make Peace with Ukraine Because It Risks His Own Survival; From India to Brazil, Trump Intensifies Trade War Against BRICS Nations as New Tariffs Take Effect; “Tightening the Chokehold”: Amjad Iraqi on Israel’s Plans to “Empty Out” Gaza and Annex West Bank; The Global Plastic Threat: Research Finds Plastics Can Lead to Disease, Disability & Premature Death

The Spleen got access to a rocket launcher, so Spencer fills in for our intrepid radio host. Kevin "Yes, and..."s himself out of improv classes, we take a break with Mountain Dew that gives off hints of rose water, then look at VR accessories that kinda suck. Spencer looks for a job, and we debate if liking meta humor is a bad thing. Learn more about your ad choices. Visit megaphone.fm/adchoices

Melissa Di Donato sees caution and volatility tightening liquidity, pressuring executives on how they use company cash for acquisitions, paying down debt, or other business activities. Short-term liquidity for U.S. corporates with revenues of $1B+ was $3.2T at the end of 1Q, a $500 billion drop from last year. Long-term debt rose as well, while available undrawn credit fell. Melissa addresses the “trust gap”: Kyriba's survey of CFOs show that 5 out of 10 are excited about the transformational impact of AI, but 8 of 10 are concerned about security and privacy risks.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Join economist Dr. Orphe Divounguy and Chris Krug as they discuss rising blue collar wages and larger labor market trends on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx

For this week's episode of TCD (...sorry Lucy) we have been remembering Luis.So much of what Luis did had a touch of the mystical about it, he sprinkled musical magic wherever he went, and helped music transcend with just the shake of his tambourine. Of course that goes a long way to explaining his career, and the legacy he leaves behind, but it doesn't explain the multiple ways he has touched the lives of me and the rest of the marillion family. That was down to something else, the magic of the human being that was Luis Jardim.It was a joy to have him contribute in the studio and a joy to have him on the road with us. It was also a joy to have him join us for TCD back in October 2022 and if you want to listen back to that episode then click the link below.Chapter 129. Tightening it up when it's a little loose, and softening it when it's a little stiffObrigado meu amigohTCD Merch StoreBecome Purple and support the showThe Invisible Man Volume 1: 1991-1997The Invisible Man Volume2: 1998-2014FacebookInstagramWebsite

In this episode, Dr. Kristen breaks down the world of laser skincare—from aggressive resurfacing treatments to low-downtime options that still pack a punch. Whether you're dealing with texture, fine lines, pigmentation, or sagging skin, you'll learn which laser (if any) is the right investment for your concerns.

In this episode, we're talking about real readiness—spiritually, physically, emotionally, mentally—and how the little things add up. Alignment shows up everywhere.We also talk about ways to tighten up your energy and get clear on what actually matters. We end with a healing to reset your system.

Matt Spiegel and Laurence Holmes took a look around the NL Central and discussed how the rest of the division is getting hot while the Cubs are scuffling.

After years of circling this ride (pun intended) it's time to do a lap of the lake that I've lived near for a big chunk of my early life. Would it have been easier to pick a smaller lake? Sure. But Lake Ontario truly is a Great Lake in the sense it is surrounded by diverse and interesting places we'll discover together. Lake Ontario 2025 Preview The basics About 540 miles Two countries, two border crossings Ferries galore All roofed lodging Rural stops and big cities Driving ebike to WNY that is the beginning and end of the loop The weather Warm days and cool nights Mixed bag for rain and dry The gear eBike - biggest ride yet! Brooks saddle pulled from Brompton for more comfort Rewrapped my bar end extenders to improve comfort Batteries and chargers = biggest weight Riding very light otherwise… 2 days of riding clothes I'll wash each night plus a set of "civilian" clothes and rain gear Bringing more tools in to handle bigger ticket issues Tightening down everything in advance The highlights Memorial trip for my dad Checking off some boxes - new to me, international, cool places Lakeside lodging in a few places Multiple ferries, including intl crossing Toronto island stay - true Lake Ontario vibes with killer views of TO Niagara Falls (probably!) Weird Tim tourism: Love Canal! Be ready for history talk of American pollution! A different route to the Erie Canal towpath The challenges Distance - despite the ebike, we're looking at some 90 mile days and that could be rough? Time in saddle - haven't had good long days in the saddle since February ebike - can it handle this? Sure? Maybe? rural spots tough for a bailout unfamiliar places in Ontario until Toronto and even then… new to me by bike

Demand for short-term rentals surged more than 10% in April, with RevPAR rising at its fastest pace since late 2024. But was it real growth—or just a spring break mirage? In today's episode, we dig into what's driving the STR rebound, why supply is slowing, and how economic uncertainty might cloud the months ahead. Read the full report here: https://www.airdna.co/blog/us-review-april-2025 Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts: ihr.fm/3InlkL8 Is The Big Beautiful Bill Bloated? The hour kicks off with a detailed discussion of what President Donald Trump has dubbed the “Big Beautiful Bill,” a sweeping piece of legislation currently under debate on Capitol Hill. President Trump, Speaker Mike Johnson, and other GOP leaders are rallying behind the bill, which includes major tax cuts, regulatory rollbacks, and incentives aimed at boosting the U.S. economy. The hosts predict the bill will pass, likening the political theatrics to previous debt ceiling and speaker vote showdowns. Key highlights of the bill include: Permanent extension of the 2017 Trump tax cuts Elimination of taxes on tips Adjustments to SALT (state and local tax) deductions Phased elimination of EV and green energy tax credits Increased funding for defense and immigration enforcement Tightening of SNAP (food stamp) eligibility A $4 trillion increase in the debt ceiling Buck Sexton shares insights from a recent interview with the head of the National Economic Council, emphasizing that the bill could result in $7,000–$12,000 in annual savings for the average American household. However, both hosts acknowledge conservative criticism over the bill’s lack of deeper spending cuts and its continuation of certain green energy subsidies. Democrats Don't Believe Illegal Immigration is a Crime Clay Travis and Buck Sexton Show dive deep into the explosive political and legal controversy surrounding Congresswoman LaMonica McIver’s arrest for allegedly obstructing ICE agents during a detention center visit. Hosts Clay and Buck analyze the implications of her actions, highlighting the irony of her past “no one is above the law” rhetoric—previously aimed at Donald Trump—now being turned against her. They explore the broader theme of political hypocrisy and the consequences of “lawfare,” emphasizing how Democrats are now facing the same legal tactics they once championed. The hour also features a sharp critique of the Democratic Party’s stance on illegal immigration. Clay and Buck argue that Democrats no longer view illegal immigration as a crime, citing McIver’s confrontation with ICE as emblematic of a broader ideological shift. They question why Democratic leaders prioritize the rights of non-citizens over the needs of underserved American communities, particularly Black constituents in urban districts like McIver’s New Jersey 10th, which is nearly 50% Black. The hosts suggest that this disconnect may be driving more minority voters toward the GOP, referencing recent political shifts in cities like New York and Chicago. Tom Homan, former acting ICE director, is featured in a clip reinforcing the legal boundaries McIver allegedly crossed, underscoring the seriousness of interfering with federal law enforcement. The discussion then pivots to the racial and ideological motivations behind Democratic immigration policies, with Buck asserting that modern leftist movements have replaced class solidarity with race-based solidarity, often to the detriment of their own constituents. This is a Crazy Story Clay and Buck dive into the intersection of sports, culture, and politics, delivering a compelling mix of commentary and breaking news. This hour kicks off with a heated discussion surrounding the viral WNBA incident involving Caitlin Clark and Angel Reese, which sparked a broader cultural debate. The hosts analyze the fallout from ESPN personalities Robert Griffin III and Ryan Clark, highlighting the racial and personal tensions that erupted over a simple foul in a women’s basketball game. The segment underscores how Clark’s rising stardom is reshaping the WNBA and exposing underlying resentments within the league. The conversation transitions into a broader cultural critique, with Clay and Buck exploring how race, media narratives, and sports collide in today’s polarized environment. They draw parallels to historical moments in tennis and golf, emphasizing how stars like Serena Williams and Tiger Woods were embraced across racial lines—contrasting that with the current backlash against Clark. James Blair, WH Deputy Chief of Staff, on Clean Up in Aisle Biden The hosts welcome White House Deputy Chief of Staff James Blair, who provides exclusive insights into the forthcoming “Big Beautiful Bill.” Blair outlines the bill’s key components, including historic middle-class tax cuts, increased border security funding, military modernization, and aggressive fiscal reforms aimed at reducing the national deficit. He also teases the potential announcement of the “Golden Dome” missile defense initiative, likened to Israel’s Iron Dome, as part of President Trump’s broader national security strategy. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.