Podcasts about SPI

The Nasdaq rallied as much as 2% after the open before reversing to finish the session -2%. That's the highest daily trading range since April's “Liberation Day”. Nvidia did an even bigger swing and finished down -3%. The VIX jumped to as high as 28 at one point. Why the tizz? No one can put a finger on a singular cause. The jobs number looks the obvious culprit. The US added more jobs than expected, and that makes rate cuts less likely.  SPI futures down 142 points. The ASX set to open lower. WTC AGM HEADLINES US posts solid job growth in September, but unemployment rate risesASX to dive, volatility spike triggers Wall St reversal – AFRSpanish court orders Meta to pay $550 million to digital media companiesAI borrowing binge prompts investors to back away from corporate bondsFed officials eye financial stability as they debate next rate moveWant to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

In the US overnight, Wall St rebounded after a 4 day losing streak with all 3 major indexes closing in the green. The S&P 500 gained 0.5%, while the Dow Jones edged 0.1% higher, and the Nasdaq advanced 0.8%, driven by a new all time high for Google parent company Alphabet, as well as a 3% gain for Nvidia ahead of its pivotal earnings release this morning. Markets across Europe were mainly down – the broader European Stoxx 600 Index edged less than 0.1% down, while the German DAX fell 0.1%, the French CAC 0.2%, and the British FTSE was the biggest slider, shedding 0.47%.In Asia, China's CSI gained 0.44%, but the other major markets all slid, including Hong Kong's Hang Seng retreating 0.38%, and Japan's Nikkei losing 0.34%.Locally yesterday, the ASX 200 extended Tuesday's rout with a further 0.25% slide, dropping the index to its lowest point in 6 months. Strong gains in materials, which were lead by the gold miners, were offset by a tough day for financials, as major banks including CommBank (ASX:CBA), Westpac (ASX:WBC) and Macquarie (ASX:MQG) all slid more than 1%, while ANZ (ASX:ANZ) fell 2%. In other major stock news, popular defence pick DroneShield (ASX:DRO) continued its tumultuous run from the last few weeks after it was announced that its US chief executive Matt McCrann resigned effective immediately, prompting a further 19% loss. After hitting peaks of over $6.50 per share as recently as October, the stock closed trading at less than $2 per share yesterday.What to watch today:The SPI futures indicate that the ASX will snap its losing streak and regain some of its recent losses, predicting a 0.63% jump at the open. Over to commodities, Crude Oil has dropped over 2% to US$59.50 per barrel, after reports indicated that the US government is renewing its efforts to end the ongoing Russia-Ukraine conflict. In theory, this would reduce supply risks to Russian oil, which in turn caused the price to drop.In precious metals, Gold is trading more or less flat at US$4074 per ounce, while silver has gained just over a percent and is trading at US$52.21 per ounce. And Iron ore remains just about flat at US$104.26 per tonne. Trading ideas:Bell Potter has maintained its Buy rating on agricultural chemicals supplier Nufarm (ASX:NUF), and upgraded its 12-month target price from $3.55 per share to $3.60 per share, after the company reported FY25 underlying EBITDA slightly ahead of expectations, and upgraded its FY26 guidance. And Trading Central have identified a bullish signal in ResMed (ASX:RMD), indicating that the price may rise from the close of $37.98 per share, to the range of $43.50 to $44.75 per share over a period of 29 days, according to the standard principles of technical analysis. 

US markets were down again overnight as the market sweats the Nvidia results due tomorrow after the US market close. The SP500 was down 0.8%, down four sessions in a row. The Nasdaq was off 1.2%. The VIX rose 7% to hit its highest level in a month at 24.  Technical analysts point out that the Nasdaq and SP500 are now below their 50-day moving averages for the first time since April.We also saw news around another big AI deal too. Microsoft and Nvidia are going to commit $10bn and $5bn respectively to Anthropic in its next funding around. It will use the money to use Microsoft's Azure cloud services. Nvidia dropped 2.8%. Amazon was the worst of the big tech names, -4.4%. Apple was flat. News recently suggests they are now actively planning in order to replace CEO Tim Cook as he contemplates stepping down next year.   SPI futures are down 15 points. ASX set to open lower.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Yesterday we saw another tough day in the markets across the board, continuing trends we have seen emerging so far this month. Starting in the US, it was another day of sliding for all 3 major indexes – The Dow Jones lost 1.07%, the Nasdaq lost 1.2%, while the S&P500 slid 0.8%, to mark its biggest losing streak since August. The pullback comes as 2 critical results come out later this week – Nvidia's Q3 earnings, and the US September jobs report – demonstrating how overevaluation of the tech sector, and the more general state of the US economy remain the most important issues for investors at the moment. We saw similar results across Europe, with major declines across the major markets. The Stoxx600, French CAC, German DAX and British FTSE all slid more than 1% in overnight trade. Meanwhile in Asia, losses were more pronounced, as Hong Kong's Hang Seng slid 1.7%, while the Japanese Nikkei recorded a 3.22% decline. And back home in Australia it was no different, as the ASX 200 fell just under 2% to record its second worst individual day of 2025, only behind Trump's Liberation Day in April when sweeping tariffs were announced. All 11 key sectors posted losses, with materials and technology hit the hardest – the latter with a nearly 6% loss on the day. TechnologyOne (ASX:TNE), dragged down the technology sector the most, plummeting 17% after reporting revenue which fell short off expectations, and declining to provide FY26 guidance. In materials, Northern Star (ASX:NST) closed trading down 5.6%, as expectations of a US rate cut continue to shrink. What to watch today:Looking ahead to today's trading, the ASX is set to extend yesterday's losses, with the SPI futures predicting a 0.2% drop at the open. In commodities, Crude Oil is trading 1.2% higher at 60.6USD per barrel, as US sanctions placed on Russia in October are beginning to curb their export volumes. In precious metals, Gold is trading 0.5% higher at 4066USD per ounce, while Silver is up 1% at 50.7USD per ounce. And Iron ore is trading nearly flat at 104USD per tonne. Trading Ideas:Bell Potter has maintained its Buy rating on testing, inspection and certification company ALS (ASX:ALQ), and raised its target price by 10% to $25 per share, after the company reported results that beat forecast, and upgraded its FY2026 guidance. And Trading Central have identified a bearish signal on Westpac (ASX:WBC), indicating that the price may fall from the close of $37.87 per share, to the range of $34.60 to $35.20 per share over a period of 35 days, according to the standard principles of technical analysis. 

The promise of AI in government is huge, but so are the stakes. We sit down with Dr. Cari Miller and Dr. Gisele Waters, co-founders of the AI Procurement Lab and leaders behind IEEE 3119, the first standard dedicated to procuring AI and automated decision systems. Together we break down how public buyers can make smarter, safer choices—turning values like transparency and human oversight into concrete policies, contract clauses, and day‑to‑day practices that actually hold up under pressure.We start with practical first steps: form a truly cross‑functional procurement team, define a real problem, and assess data readiness. You'll hear why “getting ready to get ready” is a smart move, using small, low‑risk pilots to clean data and build capability before rolling out bigger tools. We share cautionary case studies, including a clever pothole detection project on trash trucks that drifted into unintended surveillance, and we explain how scope, safeguards, and community accountability prevent harm while preserving benefits.From there, we get specific on AI policy versus contracts: how to require model provenance, audit rights, incident reporting, redress processes, and exit strategies that avoid vendor lock‑in. We talk SPI and the hidden risk of metadata, why human‑in‑the‑loop matters for public trust, and how change management helps teams see AI as a useful tool rather than a threat. By the end, you'll have a roadmap for responsible AI procurement that blends governance, ethics, and measurable outcomes.If you found this valuable, follow the show, share it with a colleague in public procurement, and leave a review to help more listeners discover these tools and ideas.Follow & subscribe to stay up-to-date on NASPO!naspo.org | Pulse Blog | LinkedIn | Youtube | Facebook

Not much fun at all for investors in the US overnight. The VIX spiked up 11.6% as the SP500 fell 0.9% to 6672. The Nasdaq was off 0.8% to 22708. The Russell 2000 was worse, down nearly 2%. There was no hiding in Big Tech, with Nvidia off 1.9% as its results on Wednesday loom ever closer over the market. Apple, Meta and Amazon were all down. The only winner was Alphabet, up 3% as news came out that Berkshire Hathaway has been accumulating the stock. Only the Utilities sector across the SP500 was green.  Again we saw bitcoin lower, down toward $91,000 as risk sentiment in crypto really comes off the boil.  SPI futures are down 52 points. The ASX set to open lower. JHX ALS Results. RBA Minutes.Most commodities were down overnight too. Oil was mildly down as supply concerns still weigh on the trading outlook. Gold slipped 1% as it continues to consolidate the recent surge.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Wall St saw a pullback to open this week, with the losses once again lead by the recently struggling tech sector. The Dow Jones lost 1.2%, the S&P500 dropped 1% while the Nasdaq slipped 0.9%. Nvidia was a big factor weighing down the market, dropping 3% ahead of its Q3 results which are scheduled for Thursday morning Sydney time, as investors remain anxious about stretched evaluations. The results are expected to shape the trajectory of the entire sector for the next few weeks.In other overseas markets, Europe and Asia saw similar results to the US, with a sea of red across all the major indexes, including the European Stoxx600, Chinese CSI and Hong Kong's Hang Seng which all dropped over half a percent.Locally yesterday, the ASX technically did buck the global trend and close in the green, although it was only 1.9 points or 0.02% up. This result did however ensure that the ASX avoided what would have been its longest losing streak since June, had it closed down again. What to watch today:Today however, the ASX is expected to follow the slip we saw abroad overnight, with the SPI futures indicating a 0.6% drop at the open. Crude Oil is trading down 0.64% at 59 USD and 71 cents per barrelPrecious metals have also seen similar drops, with gold down 1% to 4042USD per ounce, and silver down 0.76% to 50USD per ounce. Iron ore is trading up 0.45% at 104.42USD per tonne. Trading ideas:Bell Potter has maintained its Buy rating on agricultural chemicals supplier Elders (ASX:ELD) with a 12-month price target of $9.45, after the company reported strong results and positive guidance for FY26. And Trading Central have identified a Bearish signal in Aussie Broadband Ltd (ASX:ABB), indicating that the price may fall from the close of $5.51 to the range of $4.80 to $4.95 over a period of 60 days, according to the standard principles of technical analysis. 

Wall St staged a recovery from opening lows to finish near flat in another volatile session. S&P 500 flat on average volume. Nasdaq up 0.13%. Dow underperformed. Down 310 points and down 1100 in two sessions after hitting record highs earlier in the week. Short-term rotation from growth to value didn't last long. The weak open coming from the same narrative as yesterday – odds of a Fed December rate cut falling due to inflation concerns (no official economic data released). 50% to 45% this time (again, yawn). The drop was attributed to Jeffrey Schmid, saying inflation was too hot and is being driven by broader factors other than tariffs. Schmid was the only Fed member to dissent in favour of no change in October (Miran was the only one to dissent in favour of a 50bp cut). Nasdaq was down 1.9% at worst before the precipitous moment was again avoided and the dip bought. Volatility remains high. Above 20 points.SPI down 17 - ELD results.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you.If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Well it was another mixed session on Walk Street to end the trading week. The S&P500 continued to fall with the High Beta segment down the most, while Energy held up the most among the S&P large cap segments. On Friday the S&P500 closed 0.05% in the red, the Dow Jones 0.65% in the ted, while the Nasdaq gained 0.13%, regaining losses after coming under pressure recently. Nvidia's earnings are also out on Wednesday, so investors will be watching out for that.European markets were all in the red as concerns around artificial intelligence stocks continue. The German DAX down 0.69%, France's CAC down 0.76%, FTSE100 1.11% lower, and the STOXX600 down 1.01%.On Friday our local market closed 1.54% lower over the week and 1.36% lower for the day, hitting a 4-month low. Losses were wide spread, however tech stocks dragged down the market the most on Friday, with the sector heavily falling 4.32%. A few key factors weighing down on the maker last week included hotter than expected jobs report which came out on Thursday, which slashed expectations for rate cuts this year. We also know that key monthly data on US inflation might not be released for the month due to the shutdown US. And weak economic data was released from China as well.However it's important to note that YTD number for the Australian and US market are still positive.What to watch today:The SPI futures are suggesting the local market will drop 0.2% at the open this morning.Elders (ASX:ELD) shares will be on watch today when the agribusiness company releases its FY 2025 results.In commodities: We'll keep watch of energy producers today, such as Woodside Energy (ASX:WDS) or Santos (ASX:STO) as oil prices pushed high on Friday, driven by news that a Russian port has suspended oil exports falling an attack. Crude oil is up 2.4% to US$60.09 per barrel. Meanwhile, gold has dropped over 2% now at US$4083.60 an ounce, though the metal remained on track for a weekly advance of roughly 3%. The market continued to grapple with uncertainty stemming from a significant backlog of US economic data following the end of the longest government shutdown in the country's history.And iron ore has dropped slightly, to US$103.95 per tonne.Trading Ideas:Bell Potter have a buy rating on medical device company Aroa Biosurgery (ASX:ARX) with a price target of $0.85. At the current share price of $0.72 this implies 18% share price growth in a year.And Trading Central have identified a bearish signal in NAB (ASX:NAB), indicating that the stock price of $41.48 nay fall to the range of $38.70 - $39.30, over 52 days according to the standard principles of technical analysis.

Slovenská spisovateľka, publicistka, prekladateľka a vydavateľka Ingrid Majeriková sa narodila a vyrastala na Spiši v rodine etnografa a poetky, medzi zamagurskými rozprávkami, zvykmi a obyčajmi. Nielen o svojej láske k domovu, rodičom a slovu porozpráva Blažene Bóoczovej v tomto vydaní NP. Vypočujte si túto epizódu. | Hosť: Ingrid Majeriková (spisovateľka, publicistka, prekladateľka). | Moderuje: Blažena Bóoczová. | Tolkšou Nočná pyramída pripravuje Slovenský rozhlas, Rádio Slovensko, SRo1.

Do podcastu Góly z bufetu na ŠPORT.sk prijal pozvanie Dávid Romaňák, slovenský hokejový reprezentant a opora HK Spišská Nová Ves. Pred štyrmi rokmi pomohol klubu k návratu medzi slovenskú elitu a dnes patrí medzi jeho najspoľahlivejších obrancov. Na MS v hokeji odohral zatiaľ jeden duel, no aj táto skúsenosť mu pomohla posunúť sa ďalej v kariére.Úvod sezóny na Spiši sa však nevyvíjal podľa predstáv. Tím sa po slabšom štarte snažil nájsť správny rytmus a nadviazať na výkony z minulého ročníka. Dávid Romaňák priznáva, že mužstvo prešlo zmenami, no verí, že z reprezentačnej prestávky sa vráti silnejšie: „Úvod sme mali asi najhorší odkedy sme postúpili do extraligy. Prišlo k výmenám hráčov a zmenil sa aj tréner, ale už v posledných zápasoch bolo vidieť progres.”V tíme Spišskej Novej Vsi si vybudoval pevné miesto najmä spoľahlivou a poctivou hrou. Jeho úloha nespočíva v strieľaní gólov, ale v práci, ktorú fanúšik často nevidí – v defenzíve, pri oslabeniach a v detailoch, ktoré taktiež rozhodujú o výsledku zápasu. Aj vďaka tejto zodpovednosti patrí medzi najvyťaženejších hráčov mužstva.Reprezentačný dres si váži o to viac, že jeho cesta medzi najlepších nebola jednoduchá. Ako mladší nepatril medzi najväčšie talenty a dokonca prežil obdobie, keď nedostával príležitosť ani v kategórii o rok mladších hráčov. „Bol som hráč, ktorý nehral v mládeži skoro vôbec, dokonca som bol preradený k o rok mladším chlapcom a ani tam som niekedy nehrával,” spomína. Práve vtedy sa v ňom zlomilo odhodlanie niečo zmeniť a začal hľadať spôsoby, ako sa zlepšiť, trénoval navyše a nastavoval si ciele, ktoré si každý deň plnil.Okrem hokeja sa zaujíma aj o technológie a analytiku. V minulosti študoval informatiku a dodnes ho fascinuje dátová stránka športu. Po kariére by si vedel predstaviť práve prácu pri analýze výkonov a moderných hokejových dát.

The ASX is set for a very tough open after Wall Street went down heavily and dragged the ASX futures down with it. It was the biggest one day fall for the SP500 and Nasdaq for over a month. It's a similar story to the ASX yesterday with the prospect of rate cuts becoming fainter. In the US, the odds of a cut were 70% last week. Their only 47% now. The Nasdaq was down 2.2% and the SP500 1.66%. Volume lifted back to 20.8 bn shares after the recent lull, and the VIX jumped 16% to hit 20 again. Some notable movers were Nvidia, which fell 3.6%, Telsa off 6.6% and Intel down 5.2%. Bitcoin was down 3% too.  SPI futures down 136 points. ASX set to open lower. Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Do podcastu Góly z bufetu na ŠPORT.sk prijal pozvanie Dávid Romaňák, slovenský hokejový reprezentant a opora HK Spišská Nová Ves. Pred štyrmi rokmi pomohol klubu k návratu medzi slovenskú elitu a dnes patrí medzi jeho najspoľahlivejších obrancov. Na MS v hokeji odohral zatiaľ jeden duel, no aj táto skúsenosť mu pomohla posunúť sa ďalej v kariére.Úvod sezóny na Spiši sa však nevyvíjal podľa predstáv. Tím sa po slabšom štarte snažil nájsť správny rytmus a nadviazať na výkony z minulého ročníka. Dávid Romaňák priznáva, že mužstvo prešlo zmenami, no verí, že z reprezentačnej prestávky sa vráti silnejšie: „Úvod sme mali asi najhorší odkedy sme postúpili do extraligy. Prišlo k výmenám hráčov a zmenil sa aj tréner, ale už v posledných zápasoch bolo vidieť progres.”V tíme Spišskej Novej Vsi si vybudoval pevné miesto najmä spoľahlivou a poctivou hrou. Jeho úloha nespočíva v strieľaní gólov, ale v práci, ktorú fanúšik často nevidí – v defenzíve, pri oslabeniach a v detailoch, ktoré taktiež rozhodujú o výsledku zápasu. Aj vďaka tejto zodpovednosti patrí medzi najvyťaženejších hráčov mužstva.Reprezentačný dres si váži o to viac, že jeho cesta medzi najlepších nebola jednoduchá. Ako mladší nepatril medzi najväčšie talenty a dokonca prežil obdobie, keď nedostával príležitosť ani v kategórii o rok mladších hráčov. „Bol som hráč, ktorý nehral v mládeži skoro vôbec, dokonca som bol preradený k o rok mladším chlapcom a ani tam som niekedy nehrával,” spomína. Práve vtedy sa v ňom zlomilo odhodlanie niečo zmeniť a začal hľadať spôsoby, ako sa zlepšiť, trénoval navyše a nastavoval si ciele, ktoré si každý deň plnil.Okrem hokeja sa zaujíma aj o technológie a analytiku. V minulosti študoval informatiku a dodnes ho fascinuje dátová stránka športu. Po kariére by si vedel predstaviť práve prácu pri analýze výkonov a moderných hokejových dát.

Overnight in the US, Wall St saw a very similar trading day to yesterday's, with the Dow Jones advancing 0.7% to reset its record, while the Nasdaq slipped a further 0.3%, lead once again by reevaluations in the high flying AI sector. The S&P500 meanwhile edged 0.2% higher on the day.Across the pond Europe's strong momentum continued with another day of solid gains. The Stoxx 600 index closed up 0.71%, drive primarily by Germany's DAX and the French CAC, which added 1.22 and 1.04% respectively. The FTSE lagged behind, only edging up 0.1% higher.Asia saw a mixed session, as the Hang Seng and Nikkei added 0.85% and 0.43% respectively, while China's CSI index closed down 0.1%. Locally yesterday, the ASX saw its second straight day of the market opening higher, but ending the day in the red. The ASX 200 slipped 0.22%, despite 6 of the 11 key sectors in the green. Mineral Resources (ASX:MIN) was the biggest winner, with investors impressed by the announcement of a new deal with South Korea's POSCO to sell a 30% stake in its lithium operations for 765 million USD. On the losing end, popular tech stock Life360 (ASX:360) tumbled 13% after reporting lower than expected user growth numbers, and Commonwealth Bank (ASX:CBA) slipped a further 3% after yesterdays sell off as investors continue to weigh the disappointing results. What to watch today:Looking ahead to today, the SPI futures indicate that the ASX will open slightly higher, with a 0.12% gain. In precious metals, Gold and Silver continue to extend their recent rallies, with gold up a further 1.7% to just under $4200 USD per ounce, while silver is trading another 4.1% higher at 53 USD and 30 cents per ounce. Meanwhile, Crude Oil prices have plummeted nearly 4 and a half percent down to 58 USD and 40 cents per barrel, after a recent OPEC report suggested that global oil supply is expected to match demand in 2026, marking a shift from previous forecasts which had predicted a supply deficit. And Iron ore is trading up 0.6% to 104USD and 17 cents per tonne. Trading ideas:Bell Potter has maintained its buy rating on gaming machines supplier Aristocrat Leisure (ASX:ALL) and increased its 12-month price target to $80 per share, based on its forecasted NPAT and EBIT growth from ongoing R&D projects. And Trading Central have identified a bullish signal in Regis Resources (ASX:RRL), indicating that the price may rise from the close of $6.88 per share, to the range of $7.40 to $7.60 per share over a period of just 17 days, according to the standard principles of technical analysis. 

 The Dow Jones Industrial Average rose to new heights on Wednesday, extending its gains from the previous session, as Wall Street looked ahead to a potential end to the record-breaking U.S. government shutdown.The 30-stock Dow was last up 334 points, or 0.7%, and hit a fresh intraday high in the session. The S&P 500 traded around the flatline, while the Nasdaq Composite dropped 0.3%. SPI up 11 - Australia's October labour force report is due at 11.30am. Results expected on Thursday from Graincorp, Orica, Xero, Catapult Sports and Infratil.Companies scheduled to host annual meetings include Arena REIT, AUB Group, Computershare, Catalyst Metals, Greatland Resources, Guzman Y Gomez, Ingenia Communities Group, Inghams Group, Nextdc, Pexa Group, SGH, Superloop, Servcorp and Strike Energy.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

SPI Logistics CFO James Lemon joins to cut through the noise on agent and brokerage finances in a tough market. We cover the real signals your brokerage is in trouble, what healthy margins look like now, how to set up your money from day one as an agent, and where AI is actually paying off (hint: 42% of SPI invoices now auto-approve without a human).You'll learn: — The first red flag: carriers calling about late pay—what it really means for your book of business — How slipping “days to pay” crushes carrier trust on DAT/Truckstop and pushes you back to the spot market — Today's margin reality (8–30%), why 15–18% is harder, and what to target — W2 vs. agent life: taxes, cash-flow risk, and the simple system to avoid the “surprise” tax bill — The overlooked first-year expenses (and the bare-minimum tech setup that won't choke under load) — Why a 30–60 day cash cushion matters when customers and vendor onboarding drag — AI that's worth it: document imaging, scheduling, and keeping a human in the loop — What shippers now expect: real-time visibility, API/EDI ties, and proof you're fighting fraud — Conferences and ROI: how one five-minute tool can pay for the trip — 2026 outlook: why disruption favors prepared agents who keep relationships tight and processes sharpFeedback? Ideas for a future episode? Shoot us a text here to let us know. -----------------------------------------THANK YOU TO OUR SPONSORS! SPI Logistics has been a Day 1 supporter of this podcast which is why we're proud to promote them in every episode. During that time, we've gotten to know the team and their agents to confidently say they are the best home for freight agents in North America for 40 years and counting. Listen to past episodes to hear why. CargoRex is the search engine for the logistics industry—connecting LSPs with the right tools, services, events, and creators to explore, discover, and evolve. Digital Dispatch manages and maximizes your #1 sales tool with a website that establishes trust and builds rock-solid relationships with your leads and customers.

A quiet session for US markets overnight. The bond market was closed for Veteran's Day. There was also light volume on the share market, with only 15.3bn shares traded. The average over the last month is 20bn. That said, the Dow Jones index closed at a record high, while the Nasdaq slipped 0.25% with Nivida and other AI related firms closing lower. CoreWeave took a big 16% hit after it lowered its revenue forecast. The VIX continued to moderate down. Positive sentiment continues to flow from a likely resolution to the US government shutdown. US government officials from across the country are heading to Washington to vote in the House of Representatives on Wednesday. A deal will extend funding through to January 30.SPI futures are up 15 points. ASX set to open higher. FLT update - ALL resultsWant to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

In the US, Wall St saw a mixed session overnight, with the Dow Jones closing up 1.18% to set a fresh record high, while the Nasdaq slipped 0.25% as volatility in the AI sector continues. Nvidia pulled back 2% from yesterday's rally on news that Japanese investment holding company SoftBank had sold its entire 5.8 billion USD stake in the company. Meanwhile, the S&P 500 also saw gains overnight, adding 0.21%. In Europe, markets across the continent carried their momentum from yesterday as optimism following the end of the US government shutdown continued. The pan European Stoxx 600 index closed up 1.3%, as the FTSE and French CAC saw gains of over 1%, while the German DAX was slightly behind, only advancing half a percent.  Back home yesterday, despite opening in the green and seeing 8 of the 11 key sectors positive, the ASX 200 declined 0.2% on the day. It was primarily weighed down by the financial sector, where the big story was Commonwealth Bank (ASX:CBA) shares tumbling 6.6%, after the bank reported higher net interest margin and cost pressure than expected. What to watch today:Looking ahead to today's trading session, the SPI futures indicate that the ASX will open up 0.2%.Both gold and silver have continued to rally, bringing them now to a 5% and 8.5% advance on the week so far respectively. Gold is currently trading at 4129USD per ounce, while silver is at 51USD per ounce.  Crude oil is trading 1.5% higher at nearly 61 USD per barrel, as the US recently announced fresh sanctions on Russian oil along with optimism on the impending end of the government shutdown. Iron ore is down 0.4% at 103 UD and 56 cents per tonne.Trading ideas:Bell Potter has upgraded its recommendation on pharmaceutical giant Pro Medicus (ASX:PME) from a hold to a buy, with a 12 month target price of $320 per share, based on its baseline revenue forecast along with the announcement of 3 new major deals in the US. And Trading Central have identified a bullish signal in pathology services provider Australian Clinical Labs (ASX:ACL), indicating that the price may rise from the close of $2.64 to the range of $2.99 to $3.07 over a period of 12 days, according to the standard principles of technical analysis. 

In the US overnight, investors were buoyed by renewed optimism following news that 8 Democratic senators broke from party leadership and voted to end the Government shutdown, which has been running now since the 1st of October. Wall St responded with strong gains – the Dow Jones advanced 0.9%, the S&P 500 gained 1.6%, while the Nasdaq saw a 2.3% jump, lead by strong rallies across the tech megacap stocks. Europe and Asia saw similar trends to the US, with a sea of green across all the major markets. In Europe, the British, German and French indexes all advanced more than 1%, while in Asia the Chinese CSI, Japanese Nikkei and Hong Kong Hang Seng gained 0.35, 1.26 and 1.55% respectively. Locally yesterday, the ASX opened the week on a positive note, advancing 0.8% in its strongest day in a month. 9 out of the 11 key sectors closed in the green, lead by a strong rebound in Information Technology, which has been hit particularly hard in recent trading days. Notable stocks in the sector include Life360 (ASX:360) which advanced 3.6%, and WiseTech Global (ASX:WTC), which rebounded 6.2%. What to watch today:And looking ahead to today, yesterday's positive momentum is expected to continue, with the SPI futures indicating a further 0.5% jump for the ASX at the open. In commodities, the price of both Gold and Silver have surged as investors react to soft economic data coming out of the US and increased belief that a further rate cut will come from the Fed in December. Gold is up 2.8% to 4114 USD per ounce, while Silver is up 4.3% to 50.5USD per ounce.  Meanwhile, Crude Oil is trading up 0.7% at 60.1 USD per barrel, while Iron Ore is trading up 0.6% to 104 USD per tonne. Trading Ideas:Bell Potter has upgraded its rating on Western NSW based copper and gold miner Aeris Resources (ASX:AIS) from a hold to a buy, with a target price of $0.65 per share. This comes on a trio of big announcements which are catalysts for future growth: an $80m equity raise, discovery of a maiden ore reserve at one of its key sites, and the sale of some small scale copper assets. And trading central have identified a bullish signal on Regis Resources (ASX:RRL), indicating that the price may rise from the close of $6.70 per share, to the range of $7.40 to $7.60 per share over a period of 16 days, according to the standard principles of technical analysis. 

A good night for markets in the first session for the week. Both the SP500 (+1.5%) and the Nasdaq (2.4%) rose. Nvidia punched back 6% after its recent wobble. Tesla lifted 3.7%, with investors apparently not concerned about Elon Musk's new pay deal.  The Dow lifted 389 points. It's a risk on move. Stronger conviction around the end of the US government shutdown this week helped sentiment as we await the delayed US data due. Bitcoin's now rallied back to US$106,000 per BTC. Gold lifted a strong 2.7%.SPI futures are up 43 points. The ASX is set to open higher. Gold and commodities up strongly.Metals in London were solid too with copper and the rest of the industrial metals all up. Lithium and gold stocks rallied strong. BHP and RIO were up 1.4% respectively. The VIX retreated 7.7%. Volume across the US exchanges was 17.9bn shares, relatively light compared to the average in recent trading.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Wall Street ended the trading week mixed, as Tesla and artificial intelligence stocks put pressure on the Nasdaq. The Nasdaq closed 0.22% in the red, while the Dow Jones and S&P500 gained 0.16% and 0.13% respectively.European markets were all in the red, amid concerns around artificial intelligence valuations. The STOXX600 closed 0.6% lower.On Friday the ASX200 closed 0.66% in the red, with information technology and financials dragging down the market the most. Five of the eleven industry sectors were in the red.What to watch today:However, our local market is set to regain some of those losses, with the SPI futures suggesting a 0.26% gain at the open this morning, amid investor optimism that a US government budget will end the government shutdown.Investors will also be watching ANZ Group (ASX:ANZ)today, set to release it's full year results today. Macquarie analysts are expecting ANZ to report operating income of $22.3 billion, operating expenses of $12.74 billion, and cash earnings of $6.383 billion, in line with the consensus estimate.Looking at commodities:Crude oil is ending the trading week up 0.54%, regaining some of the week's loses, however overall, posted the second weekly loss as fears of a potential oversupply ccontinued to weigh on the market. OPEC+ output increased last month as key members resumed halted production, while non-OPEC producers also ramped up supply. In response, Saudi Arabia, the world's largest oil exporter, slashed its December crude prices for Asian buyers.Meanwhile, Gold has climbed 0.6% to US$4,000.98, supported by soft US economic data that fuelled expectations that the Fed could lower interest rates in December.And iron ore reached the lowest in four months, amid poor demand. Steel exports out of China, the world's top producer, fell by more than 12% from the previous year. Despite this, iron ore imports were 10.2% higher reflecting the downward pressure on global demand for Chinese steel.Trading ideas:Bell Potter maintains their Buy rating on REA Group (ASX:REA) following a mixed quarterly update from the online property services business. REA operated online property advertising, property-related services and financial services, which includes leading residential property website realeastate.com.au. Bell Potter have reduced their price target from $256.00 to $244.00, and at the current share price of $209.20, this implied 16.6% share price growth in a year.And Trading Central have identified a bullish signal in Metcash (ASX:MTS) indicating that the stock price may rise from the close of $3.92 to the range of $4.04 - $4.08 over 32 days, according to the standard principles of technical analysis.

Professional services leaders are constantly balancing growth, delivery, and profitability, but what if the biggest opportunities are hiding in plain sight?In this episode, Charles Gustine, Director of Customer and Market Insights at Kantata, and Connor Budden, Global Director at Service Performance Insight (SPI), explore how benchmarking helps firms uncover hidden inefficiencies, strengthen leadership, and transform performance across every area of the business.Recorded live at Kantata Converge, this conversation draws on decades of SPI's benchmarking insights and unveils SPI Insight, a breakthrough integration that brings real-time benchmarking directly into the Kantata platform.In this episode, you'll learn:Why benchmarking matters — and how top-performing services firms use data to turn blind spots into breakthroughs.The five pillars of performance maturity — leadership, client relationships, talent, service execution, and operations.Real-world stories of firms uncovering costly inefficiencies and driving measurable improvements.How AI is reshaping benchmarking — delivering faster, smarter, and more contextual decision-making.A first look at SPI Insight — the new embedded benchmarking capability within Kantata that turns data into real-time guidance. Hosted on Acast. See acast.com/privacy for more information.

Wall St rebounded overnight from yesterday's sell off with all three of the major indexes closing in the green. The Dow Jones added 0.48%, the S&P500 gained 0.6%, while the Nasdaq rebounded the most, up 0.9%. The AI sector which was hit particularly hard yesterday recovered a lot of ground lead by AMD, which posted strong third quarter earnings and beat guidance. European markets saw a similar rebound, with advances across the board. The pan-European Stoxx600 closed up 0.23%, the UK's FTSE gained 0.64%, the German DAX advanced 0.42% and the French CAC added 0.1%.Locally yesterday, the ASX closed down 0.1%, marking its 6 day of losses in the last 7 trading days. Materials were the main sector weighing down the market, with big names seeing losses across the board. Fortescue (ASX:FMG) and Rio Tinto (ASX:RIO) slipped 2.5% and 1.2% respectively, while in Gold Ramelius Resources (ASX:RMS) and Capricorn Metals (ASX:CMM) also saw declines of over 1%. Popular defence stock DroneShield (ASX:DRO) tumbled 7.5% yesterday on news that it had vested more than 40 million performance options to employees upon hitting key revenue targets. What to watch today:Looking ahead to today, following overseas trends the SPI futures indicate that the ASX will rebound from recent losses with a 0.75% jump at the open. In commodities, Crude Oil is trading down a further 1.5% at 59.65USD per barrel, Gold and Silver have both rebounded 1.3% and 1.9% respectively to 3983USD and 48USD per ounce, and Iron Ore is up 0.2% to 104.73USD per tonne. Trading Ideas:Bell Potter have maintained their Buy rating on integrated marketing communications provide IVE Group (ASX:IGL), and increased their 12 month target price to $3.25 after the company announced two new business acquisitions and a marketing services agreement, with the impact of which expected to hit over the next 12 months.And Trading Central have identified a bullish signal in Woodside Energy Group (ASX:WDS), indicating that the price may rise from the close of $25.16 to the range of $27.10 to $27.50 over a period of 35 days, according to the standard principles of technical analysis. 

Stocks fell on Tuesday, pressured by declines in artificial intelligence-related names like Palantir, as investors grew increasingly concerned about valuations in the bull market-leading shares.The S&P 500 declined 1.17% to close at 6,771.55, while the Nasdaq Composite traded down 2.04% to finish at 23,348.64. The Dow Jones Industrial Average lost 251.44 points, or 0.53%, to 47,085.24.Wall St falls as bank CEOs warn of possible pullback, sparking tech bubble jittersNorwegian opposition complicates Musk's path to $1 trillion pay dealUK's Reeves paves way for tax rises in her next budgetWall Street heavyweights flag risk of pullback in equity marketsCOMPANIESAmazon's $38 billion OpenAI deal shows it is no longer an AI laggardPfizer, Novo Nordisk escalate bidding war for obesity drug developer MetseraStarbucks' bet on local expertise could help it regain ground in ChinaUber operating profit hit by legal expenses, shares fallCommodities slip - Gold sold down again - Bitcoin down below $100k - SPI up 18!Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Overnight in the US Wall St was a sea of red as all 3 major indexes saw sizeable declines. The Dow Jones fared the best, falling 0.53%, while the S&P500 retreated 1.17%, and the Nasdaq was hit the hardest, closing down 2.04%. The AI sector remains the most in focus as investors continue to be concerned that valuations far outweigh fundamentals - big names such as Oracle, AMD, Nvidia and Amazon all pulled back, while Palantir shares dropped 9% after releasing its quarterly results despite beating guidance.Both Europe and Asia saw similar trends overnight, as the majority of the major markets closed in the red. In Europe, the German DAX and French CAC fell 0.76% and 0.52%, although the UK's FTSE was the exception, advancing 0.14%. In Asia, China's CSI, the Hong Kong Hang Seng and Japan's Nikkei all closed down over 0.75%.Locally yesterday, the ASX200 dropped 0.9% to its lowest point in nearly 6 weeks off the back of the RBA's monthly cash rate meeting, as governor Michelle Bullock warned that there could be more inflationary pressure in the economy than expected. Although the RBA's decision to leave the rate unchanged was widely expected, the cautious tone regarding inflation in their monetary policy statement left investors concerned.Utilities saw the biggest decline on the day amid plans by the federal government to force power companies into offering customers 3 free hours of power in the middle of the day – Origin Energy (ASX:ORG) and AGL (ASX:AGL) slipped 3.8 and 3.7% respectively. What to watch today:Ahead of today's trading session however, the SPI futures indicate that the ASX will rebound with a 0.2% jump at the open. In commodities, prices across the board have seen drops over the last 24 hours. Gold has continued its slump, trading down 1.8% to 3930 USD per ounce, Silver has dropped over 2% to 47 USD per ounce, crude oil is also trading down 1.1% to 60USD and 37 cents per barrel, and Iron ore is down 1.25% to 104.50 USD per tonne. Trading Ideas:Bell Potter has maintained its Buy rating on cyber security provider Spirit Technology Solutions (ASX:ST1), and raised its 12 month price target from 60 cents to 65 cents per share. At the current price of 55 cents per share, this implies a 15% share price growth within the year. And Trading Central have identified a bearish signal in Bapcor Ltd (ASX:BAP), indicating that the price may fall from the close of $2.42 to the range of $1.65 - $1.80 over a period of 9 days according to the standard principles of technical analysis. 

In the US, Wall St kicked off November with a mixed session overnight. The Dow Jones closed down 0.48%, the S&P advanced a little over 0.1%, while the tech heavy Nasdaq added 0.46%, spurred on by gains in the AI sector. The biggest news was the announcement of a major $38 billion deal between OpenAI and Amazon, which lead to Amazon shares jumping a further 4%. Europe too saw a mixed session – the Stoxx600 closed nearly flat as declines of 0.16% in the UK's FTSE and 0.14% in the French CAC offset a 0.73% jump in Germany's DAX. Meanwhile, Asian markets closed green across the board, lead by gains of 0.97%, 0.27%, and 2.12% in Hong Kong's Hang Seng, China's CSI and Japan's Nikkei. Locally yesterday, despite opening down and falling as low as 0.4%, the ASX200 closed out the day up 0.15%, driven primarily by gains across the banks. Westpac (ASX:WBC) saw the biggest gain, adding 2.8%, while CommBank (ASX:CBA), NAB (ASX:NAB), and ANZ (ASX:ANZ) all advanced 2.3%, 0.9% and 0.9% respectively. On the losing end, healthcare continued its run of poor performance, with major names ResMed (ASX:RMD) dropping 4.3%, and CSL (ASX:CSL) continuing its freefall with another 1.7% drop. What to watch today:Looking ahead to today, the SPI futures are predicting the ASX will open down for a second straight day, indicating a 0.1% drop at the open. In commodities, Gold, Crude Oil and Iron ore are all trading flat today with no changes in their prices. Gold remains at $4003 USD per ounce, Crude Oil at 61 USD per barrel, and Iron Ore at 105 USD per tonne. Trading ideas:Bell Potter has maintained its current Buy rating on defence name DroneShield (ASX:DRO) with its current 12 month price target at $5.30 per share, after they announced a new $25.3 million contract in Latin America with delivery and payment through the next 2 quarters. And Trading Central have identified a bullish signal in Woodside Energy Group (ASX:WDS), indicating that the price may rise from the close of $25.12 to the range of $27 - $27.40 over a period of 33 days, according to the standard principles of technical analysis. 

The big deals just keep coming over in the USA. Amazon hit all time highs on the news that OpenAI has signed a seven year deal to buy services from Amazon's cloud division AWS. It's worth $38bn. Amazon rose 4%, lifting again after its quarterly report last week. That helped the Nasdaq rise 0.45%. Tesla also rose 2%, momentum starting to form after the wobble around it quarterly update back on October 22. Nvidia also rose 2%. Its most advanced AI chips remain reserved for US companies. That's not all. The firm behind consumer brands Huggies and Kleenex, Kimberly-Clark, is going to spend $40bn to buy a company called Kenvue, makers of Tylenol. This kind of action tends to come after a strong bull run. The SP500 finished up 0.16%.  SPI futures are down 9 points. The ASX set to open lower. RBA and Cup in focus. Victorian holiday.Not much fun for resource investors overnight. Spot uranium fell and dragged down the sector, with Cameco off 1.2% and NexGen Energy -6.3%. Copper stocks were weak as the copper bull run takes a breather. Lithium shares were generally down too. US financials and the VIX were flat.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Wall St ended slightly higher as positive Amazon results outweighed falling odds for a rate cut in December. Tech sector down overall yet the Nasdaq performed best up 0.61%. S&P 500 up 0.27%. Closing off highs on average volume. Dow up 41 points. Amazon up 9.6% (had been +13% after hours) took not just the Cyclicals sector up but the entire S&P by ~0.45%. Apple lost all its after hours gain to finish down 0.4%. Meta continued its slide. Now down nearly 14% since reporting. S&P (ex-Amazon) finishing in the red after Fed heads reinforced Powell's hawkish commentary. Bostic saying another rate cut not locked in and Hammack saying she opposed Thursday's cut because inflation is too high. Markets still pricing in a 70% chance of a cut before year's end. Down from 90% at the start of the week. Bond yields down overnight but recorded a large weekly gain. US10Y up 8bp. 2Y up 9bp. Australian yields with even bigger moves post the Wednesday inflation print. AU10Y up 18bp. 2Y up 20.5bp.SPI down 5 - WBC Results - RBA in focus tomorrow.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Wall St ended last week's trading session in the green, with all 3 key indexes closing up. The S&P500 added 0.26%, the Dow Jones advanced 0.09%, and the tech-heavy Nasdaq jumped 0.61%, mainly driven by a nearly 10% surge in Amazon shares after announcing strong quarterly results.In contrast, European markets dropped across the board, as investors reacted to a flurry of quarterly results, regional economic data and recent policy announcements.  The Stoxx 600 ended down by 0.51%, The U.K.'s FTSE and France's CAC both closed lower by 0.44%, and Germany's DAX ended 0.67% down.Locally on Friday, the ASX closed flat to end the trading, as strong gains for gold miners across the market were offset by declines mainly in the consumer discretionary sector. Westgold (ASX:WGX) and Newmont (ASX:NEM) added 6% and 3.5% respectively, while on the other end JB Hi-Fi fell 3.4% and Wesfarmers (ASX:WES) lost 2.5%.What to watch today:Ahead of today's trading session, the SPI futures are indicating that the ASX will open the new week slightly down, predicting a 0.06% decline.In commodities, gold is trading down half a percent at 4004 USD per ounce. Crude oil is up 0.68% at 60.9 USD per barrel, and iron ore is trading up less than 0.1% at 105 USD per tonne.Trading Ideas:Bell Potter has updated its recommendation on Endeavour Group (ASX:EDV) from a Hold to a Buy after positive Q1 FY26 results suggest its retail sales trajectory is improving.And trading central have identified a bullish signal in New Hope Corporation (ASX:NHC), indicating that the price may rise from the close of $4.19 per share to the range of $4.40 to $4.46 per share over a period of 21 days, according to the standard principles of technical analysis.

Para empezar visitaremos la ciudad de Spišské Podhradie, donde conoceremos un poco más de la vida de un inventor, Ján Harmatta, de esa población, y que con su creación posibilitó las actuales cadenas de montaje de autos. Así que descubriremos algo más de su vida, y sus actividades… /12/2022) Y para finalizar el programa de hoy, y dado que manana es la Festividad, en Eslovaquia y en el resto de países de tradición cristiana, de todos los Santos Difuntos, y próximamente también la fiesta de las Ánimas, les ofreceremos una entrevista con el capellán de una población cercana a Bratislava que nos hablará de estas dos festividades, de su sentido cristiano, y de cómo se viven en nuestro país.

High performers often chase peace but feel unsafe when they slow down. In this episode, Julie Holly reveals how early stories of worth and success shape our drive—and how recalibration helps you rewrite them so rest finally feels safe again.If you've ever tried to rest but felt restless instead—this episode is for you.In The Recalibration, Julie Holly unpacks the psychology and identity behind high performance, revealing how our earliest stories quietly shape the pace we keep as adults. From the family messages of “Be the best” and “Don't fail,” to the cultural scripts that say worth equals output, this episode exposes the deeper narratives driving exhaustion.You'll learn how story work bridges behavior and belief—and why adding more habits or hacks won't heal the root cause of burnout or performance pressure. Drawing on psychological insight and nervous system science, Julie explains how these unconscious stories become embodied patterns: you produce to stay safe, prove to stay seen, and protect to stay in control.Through Identity-Level Recalibration (ILR)—the psychology-backed, faith-rooted pathway that realigns identity at the root—you'll discover how to retrain your body to experience stillness as safety. Because when your nervous system believes you're safe to rest, peace stops feeling like loss and starts feeling like trust.This episode invites you to grieve your old story, thank it for keeping you safe, and finally meet the truer version of you beneath it all.The Recalibration isn't therapy or mindset work—it's the smallest internal shift that changes everything. It's not about doing less; it's about leading from who you truly are.Today's Micro Recalibration:“What story am I still performing—and is it still true?” Let this question soften the part of you that's still performing for safety. The story that got you here doesn't have to be the one that carries you forward.If this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Join the waitlist for the next Recalibration cohort This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.

US shares were down overnight, with the NASDAQ off 1.57% and SP500 (-0.99%) also weakening. Meta fell 11.3% as the market reacted further to their earnings update yesterday. Most of the other big players also down, with Tesla -4.6%, Microsoft -2.9% and Nvidia -2%. Two brighter spots were Amazon, which is up a powerful 11.6% in the after market after its update showed its AWS division had the strongest growth in three years. Apple's quarterly revenue also came in higher than expectations, with new iPhone models and AI enabled hardware like AirPods giving the sales outlook a strong boost.Apple and Amazon up substantially after hours on results.SPI futures up 13 points. The ASX to open higher. EDV update - AGMs and Quarterlies.Gold lifted 2% after its recent weakness, likely helped from the recent rate cut from the Fed and ongoing demand. Gold stocks responded, with Newmont up 3.3%.  Industrial metals in London were generally down. Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Big night for Wall Street as the SP500 finished flat but the Nasdaq rose 0.5%. Focus on US company earnings and the Fed meeting. Rates cut 0.25% but pushed back against any assumption of another one in December. Bond yields and USD up. US10Y up 10bp. Gold initially up over 1.5% before losing all gains. Equities took an initial hit before recovering. The odds of a December cut dropped from 90% to 71%. The Fed also announced an end to its “QT” policy. Aimed at easing pressure in the short term lending market.Mega cap tech stocks reported after the bell. Meta down 6.7% after market despite posting record revenue in the third quarter. Net income was below expectations because of a one off, $16bn tax hit. Alphabet rose 5% after posting sales at a record $102 billion. Net income was up 33% on the previous year. Microsoft down 3% despite its Azure cloud division growing by 40% and operating income increasing 24%. Caterpillar shares went up 12% in their steepest rise since 2009, driven from power generator demand from data centres. Nvidia also topped $5 trillion in value – the first company to do so. Other notables included ServiceNow (in FANG) up 3% after hours, UBS down 1%, KLA Corp (Chip stock) up 2.4% and Boeing down 4.4%.The SPI is down 32 points. ASX set to open lower. Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

The US overnight saw an overall mixed trading session - the Dow Jones retreated 0.16% and the S&P500 0.11% from their record highs on comments from Fed Chair Jerome Powell suggested that there may not be further interest rate cuts this year. Meanwhile, the tech heavy Nasdaq bucked the trend and advanced 0.55%. The jump was primarily driven by Nvidia, which added a further 3% overnight and became the first company in history to hit the 5 trillion US dollar market cap milestone.All eyes are now on the post close, where investors will react to the biggest earnings day for the megacap tech stocks, with Meta, Microsoft and Alphabet results all due.Europe overnight also saw a mixed session – the Stoxx600 traded nearly flat, The UK's FTSE gained 0.61%, while Germany's DAX and France's CAC retreated 0.64% and 0.19% respectively.Locally yesterday, the ASX200 slid almost 1% in its worst trading day since September as worse than inflation results dashed investors hopes for another interest rate cut this year. The major banks were among the hardest hit, with CBA (ASX:CBA), NAB (ASX:NAB) and Westpac (ASX:WBC) falling 2.1 2.6 and 3.1% respectively. The real estate sector, which is also sensitive to interest rates declined as well – Stockland (ASX:SGP) and Mirvac (ASX:MGR) closed down 3.9% and 2.1%.Of the key sectors, healthcare performed the worst of all largely weighed down by CSL (ASX:CSL), which slid a further 4% to its lowest price since 2018 following a downgrade on its projected earnings. On the winning side, Uranium stocks performed very well after the US Government, Brookfield and Cameco announced a transformational partnership, with at least 80 billion USD committed to building new nuclear power reactors. The highlight of the day was Boss Energy (ASX:BOE) which jumped nearly 20%, while the broader Uranium ETF ticker code ATOM was up 8.7%.What to watch today:Looking ahead to today's trading session, the SPI futures indicate the ASX200 will open down a further 0.36%, building on yesterday's losses.In commodities, Gold is trading down a further 0.58% at 3929 USD/ounce, crude oil is trading 0.35% higher at 60 US dollars and 36 cents per barrel, and Iron ore is trading nearly flat at 105 US dollars and 66 cents per tonne.Trading Ideas:Bell Potter has updated its rating on Woolworths Group (ASX:WOW) from a Hold to a Buy and increased its 12 month target price to $30.70 per share, off the back of promising Q12026 results showing growing revenues across multiple areas of the business.And trading central have identified a bearish signal in James Hardie Industries (ASX:JHX), indicating that the stock price may fall from the close of $33.87 to the range of $26.25-$27.50 per share over a period of 21 days, according to the standard principles of technical analysis.

Wall Street closed higher on Tuesday as investors bought back into the AI thematic ahead of the Fed's anticipated rate cut announcement at the conclusion of the FOMC meeting this week. The major averages reset record highs again on Tuesday with the Dow jones rose 0.34%, while the S&P500 gained 0.23% and the Nasdaq ended the day up 0.8%.In Europe overnight markets closed mixed as the UK's FTSE100 hit a fresh record high closing up 0.44% while the STOXX 600 fell 0.22%, Germany's DAX lost 0.12% and the French CAC ended the day down 0.27%.Across the Asia region on Tuesday, markets closed mostly lower as investors digested a new rare earths deal signed by U.S. President Donald Trump and Japan's new Prime Minister Senae Takaichi. Japan's Nikkei fell 0.58%, Hong Kong's Hang Seng lost 0.33%, China's CSI index fell 0.51% and South Korea's Kospi index retreated 0.8% on Tuesday.Locally on Tuesday, the ASX200 posted a 0.48% loss despite records set on Wall St on Monday and prospects of a trade deal between the US and China nearing fruition. The local market sell-off was due to heavy weights tumbling like WiseTech Global which plunged over 15.5% and CSL which also ended the day down over 15.5%.WiseTech Global (ASX:WTC) had investors fleeing yesterday after reports surfaced that the Australian Federal Police and ASIC allegedly raided the offices of the company in search of information related to share sales by the company's founder and several colleagues.CSL (ASX:CSL) tanked after downgrading guidance amid softer demand for influenza vaccines in the US and the company also announced it is delaying the demerger of Seqirus, its vaccine division, until market conditions improve.Investors also sold out of Liontown yesterday after the lithium miner released a quarterly update outlining a small increase in production but a sharp decline in sales and higher costs during the period.What to watch today:On the commodities front this morning oil is trading 2.25% lower at US$59.93/barrel, gold is down 0.65% at US$3955.58/ounce and iron ore is down 0.01% at US$105.56/tonne.The Aussie dollar has strengthened against the greenback to buy 65.89 US cents, 100.09 Japanese yen, 49.02 British pence and 1 New Zealand dollar and 14 cents.Ahead of the midweek trading session the SPI futures are anticipating the ASX will open the day up 0.17%.Trading Ideas:Bell Potter has increased the 12-month price target on Liontown Resources (ASX:LTR) from $1.15 to $1.30 per share and maintain a buy rating on the lithium producer following the release of the company's Q1 trading update including lithium concentrate production and sales that topped Bell Potter's expectations while revenue fell slightly short due to weaker realised prices and a delayed shipment.And Trading Central has identified a bullish signal on Universal Stores (ASX:UNI) following the formation of a pattern over the period of 259 days which is roughly the same amount of time the share price may rise from the close of $9.10 to the range of $11.80 to $12.50 according to standard principles of technical analysis.

US stocks finished higher overnight. The Nasdaq rose 0.8% and the SP500 0.2%. US stocks remain in record highs on average volume of 20bn shares. Employment figures released were encouraging, and NVDA made a big 5% move up after announcing a deal to build seven AI supercomputers for the US energy department. CEO Huang also said they had US$500bn in bookings for its AI chips – and that's even without access to the Chinese market. It's possible NVDA becomes the first public company to hit US$5 trillion in value. SPI futures are up 11 points. ASX set to open higher. WOW quarterly and CPI Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

US stocks hit all time highs again overnight. The Nasdaq was up 1.8% and the SP500 1.2%. Company earnings are coming in strong, the Fed is in a rate cutting cycle and optimism around the trade spat is keeping the market buoyant. The VIX is now falling well back from the high it hit earlier in the month and the gold price retreated again (-2%). Bitcoin also seems to be stabilising after its recent drawdown.The ASX is set to open lower. The SPI is down 39 points.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Mikuláš Sisák začínal pred pár rokmi s malým food truckom na troch kolesách. Jeho koncept Miki Streetfood sa minulý rok stal víťazom najprestížnejšej európskej súťaže v oblasti pouličného občerstvenia – European Street Food Awards 2024. Miki je navyše zo slávnej gastro rodiny. Jeho rodičia vlastnia reštauráciu v Spiškej Sobote a jeho mama, Zuzana Sisáková, sa od roku 2016 pravidelne umiestňuje v TOP 20 šéfkuchárov a šéfkuchárok Slovenska.

This week's EYE ON NPI is as mysterious and powerful as the extra-dimensional being from Star Trek (https://en.wikipedia.org/wiki/Q_(Star_Trek)) - it's the new Arduino UNO Q (https://www.digikey.com/en/product-highlight/a/arduino/uno-q-microcontroller-board) microcontroller board, released as part of the Qualcomm/Arduino acquisition announcement (https://www.qualcomm.com/news/releases/2025/10/qualcomm-to-acquire-arduino-accelerating-developers--access-to-i). This Uno-shaped board is packed with both an STM32 microcontroller and a Qualcomm Dragonwing microprocessor so you get the best-of-both-worlds: 3.3V/5V logic compatibility with timers and ADCs, plus a full Debian install and AI support for running local vision models. We last checked in on Arduino we were reviewing their new announcements based on a partnership with Renesas: the Arduino Nano R4 SoC (https://www.youtube.com/watch?v=QLAI41ZfCfw) which is a miniaturized version of the UNO R4 (https://www.youtube.com/watch?v=uw0EU8urz5M). These boards feature an Arm microcontroller, with lots of fun on-board accessories like an LED grid, Qwiic connector, and WiFi/Bluetooth module. These boards represented a bump in capabilities over the classic UNO R3 (https://www.digikey.com/en/products/detail/arduino/A000073/3476357) but are still under-powered compared to the 'Portenta' line (https://www.digikey.com/en/products/detail/arduino/ABX00045/15294134). So, when we see the Arduino UNO Q (https://www.digikey.com/short/qc9d09fm) is a merging of three separate 'strands' of Arduino development history. One, it's shaped and has hardware-compatibility with the classic UNO which has been their mainstay for decades. Two, it has the powerful microcontroller type that the Pro line features. And three, it revives some of the Linux-based boards that Arduino had previously released like the Yun (https://www.digikey.com/en/products/detail/arduino/A000008/4486331), Tian (https://docs.arduino.cc/retired/boards/arduino-tian/) and Tre (https://docs.arduino.cc/retired/boards/arduino-tre). What sets the Q apart is that this time instead of being just a chip-supplier partnership, Arduino has been acquired as a subsidiary of Qualcomm (https://www.qualcomm.com/news/releases/2025/10/qualcomm-to-acquire-arduino-accelerating-developers--access-to-i) which means that there's going to be first-class engineering support for the onboard Dragonwing processor. Speaking of, let's take a look at the hardware included in the new Q! There's two chipsets on each board: the big processor is a Qualcomm Dragonwing™ QRB2210 (https://www.digikey.com/en/products/detail/qualcomm/QRB-2210-0-NSP752-TR-00-0/27904331) - 64-bit System-on-Chip with 4 × Arm Cortex-A53 running at 2.0 GHz and Adreno 702 GPU running at 845 MHz for 3D graphics. This chip runs mainline Debian OS with upstream support so you can configure a kernel and distribution image without needing patches. Arduino and Qualcomm distribute their own ready to go image too (https://docs.arduino.cc/tutorials/uno-q/update-image/). This chip has modern A/V support with both CSI camera and DSI MIPI display capability to match. Those high speed connects are available on the dual 60-pin bottom connects - while there isn't a sub-connect board right now, it's likely that Arduino will develop one soon. Meanwhile, you can use their documentation (https://docs.arduino.cc/hardware/uno-q/) such as STEP and Gerber files if you want to start adding a direct-plug integration into your hardware now. The second chipset is a STM32U585 Arm Cortex-M33 with 2 MB Flash, 786 kB SRAM and running at 160 MHz - it runs the Arduino Core via Zephyr OS and from the block diagram, looks like it communicates with the main core via UART and SPI. The STM is what handles GPIO, PWM, ADC, DAC, timers, etc since it is 3.3V logic and has some 5V logic-level compatibility. The main headers on the Arduino - and some of the bottom extra headers - expose the STM logic so you can connect standard sensors, OLEDs, relays etc. While there are some GPIO from the Dragonwing also available, they're 1.8V logic and are already allocated in the Linux Device tree. The Arduino UNO Q (https://www.digikey.com/short/qc9d09fm) is available for pre-order right now from DigiKey for a door-busting $44! We've already put in our order, and we'll do a project to check it out as soon as it arrives. After you get your pre-order in, check out some of the projects that have already been published to get a sense of the Q's capabilities like this MAME emulation arcade cabinet (https://projecthub.arduino.cc/jcarolinares/arduino-uno-q-arcade-cabinet-machine-39dd38) or face-recognition car (https://www.youtube.com/watch?v=EGDxAXpH_Ag). You can start dreaming of what you'll be able to do with a full computer + microcontroller board that fits where your old UNO R3 would fit, while you wait for the shipping notification.

Posuňme voľby primátorov a starostov o rok. Povedal si predseda vlády a na straníckom sneme to nahlas prezentoval kolegom. Ozvali sa však nielen zástupcovia samospráv, ale aj ústavní právnici, ktorí kritizujú najmä to, že posun by sa mal týkať aktuálneho funkčného obdobia. Relevantný dôvod chýba prezidentovi a KDH už odkázalo, že tentoraz s nimi premiér pri ústavnej deväťdesiatke počítať nemá.Premiér zatiaľ neobjasnil ani to, čo znamená, že majú voľby do samospráv odrážať výsledky parlamentných volieb. O čo ide a aký môže byť výsledok premiérových snáh v samosprávach, hovorí v Dobrom ráne s Janou Krescanko Dibákovou bývalý poslanec a bývalý primátor Hlohovca Miroslav Kollár.Zdroje zvukov: TASR. TA3OdporúčanieSychravé chladné večery majú v divadlách špeciálnu atmosféru. Moje dnešné odporúčanie znie – hor sa na kultúru. Mestské divadlá po celom Slovensku rozbehli sezónu, je si z čoho vyberať. A ak navštívite malé – neštátne, pomôžete im v neľahkých časoch prežiť. Viaceré prišli o dotácie a vašu podporu si zaslúžia. Napríklad Divadlo Kontra v Spišskej Novej Vsi, kde jeho šéf Peter Čižmár dopláca na to, že je aj aktívnym občanom.–Všetky podcasty denníka SME nájdete na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/podcasty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠–Odoberajte aj audio verziu denného newslettra⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SME.sk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ s najdôležitejšími správami na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/brifing⁠⁠⁠

JST SH Compatible - 1mm Pitch - 3 Pin to Premium Socket Cable - 200mm long (0:33) https://www.adafruit.com/product/6376 JST SH Compatible 1mm Pitch - 3 Pin to Premium Plug Header Cable - 200mm long (0:33 )https://www.adafruit.com/product/6375 JST SH Compatible 1mm Pitch 3-pin Plug-Plug Cable - 50mm long (1:36) https://www.adafruit.com/product/6405 JST SH Compatible 1mm Pitch 3-pin Plug-Plug Cable - 100mm long (1:36) https://www.adafruit.com/product/6404 JST SH Compatible 1mm Pitch 3-pin - Plug-Plug Cable - 200mm long (1:36) https://www.adafruit.com/product/6406 Conductive Rubber Cord Stretch Sensor + extras! - 3m long (2:19) https://www.adafruit.com/product/6379 Adafruit E-Ink Bonnet for Raspberry Pi - 24-pin E-Paper Displays (3:00) https://www.adafruit.com/product/6418 Snap-on Enclosure for Adafruit Fruit Jam (5:28) https://www.adafruit.com/product/6425 Adafruit SPA06-003 Temperature + Pressure Sensor - STEMMA QT (6:17) https://www.adafruit.com/product/6420 Adafruit PCM5122 I2S DAC with Line Level Output - HW, I2C or SPI (6:55) https://www.adafruit.com/product/6421 Slim 19-Conductor Cable - 1.8 meter / 6 feet long (8:52) https://www.adafruit.com/product/6412 Adafruit Feather STM32F405 Express (9:13) https://www.adafruit.com/product/4382 Raspberry Pi M.2 HAT+ Compact (10:15) https://www.adafruit.com/product/6427 NeoPixel Nano 2020 RGB LEDs - 100-pack - WS2812B (10:56) https://www.adafruit.com/product/6428 Raspberry Pi 500+ (11:14) https://www.adafruit.com/product/6416 MyoWare 2.0 Muscle Sensor (12:01) https://www.adafruit.com/product/6423 ESP32-S2 Saola 1R Dev Kit featuring ESP32-S2 WROVER (12:52) https://www.adafruit.com/product/4693 Adafruit STHS34PF80 IR Presence / Motion Sensor - STEMMA QT / Qwiic (13:39) https://www.adafruit.com/product/6426 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- New nEw NEWs New Products, News, and more: https://www.adafruit.com/newsletter #newnewnew Shop for all of the newest Adafruit products: http://adafru.it/new Visit the Adafruit shop online - http://www.adafruit.com Adafruit on Instagram: https://www.instagram.com/adafruit LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ -----------------------------------------

JST SH Compatible - 1mm Pitch - 3 Pin to Premium Socket Cable - 200mm long (0:33) https://www.adafruit.com/product/6376 JST SH Compatible 1mm Pitch - 3 Pin to Premium Plug Header Cable - 200mm long (0:33 )https://www.adafruit.com/product/6375 JST SH Compatible 1mm Pitch 3-pin Plug-Plug Cable - 50mm long (1:36) https://www.adafruit.com/product/6405 JST SH Compatible 1mm Pitch 3-pin Plug-Plug Cable - 100mm long (1:36) https://www.adafruit.com/product/6404 JST SH Compatible 1mm Pitch 3-pin - Plug-Plug Cable - 200mm long (1:36) https://www.adafruit.com/product/6406 Conductive Rubber Cord Stretch Sensor + extras! - 3m long (2:19) https://www.adafruit.com/product/6379 Adafruit E-Ink Bonnet for Raspberry Pi - 24-pin E-Paper Displays (3:00) https://www.adafruit.com/product/6418 Snap-on Enclosure for Adafruit Fruit Jam (5:28) https://www.adafruit.com/product/6425 Adafruit SPA06-003 Temperature + Pressure Sensor - STEMMA QT (6:17) https://www.adafruit.com/product/6420 Adafruit PCM5122 I2S DAC with Line Level Output - HW, I2C or SPI (6:55) https://www.adafruit.com/product/6421 Slim 19-Conductor Cable - 1.8 meter / 6 feet long (8:52) https://www.adafruit.com/product/6412 Adafruit Feather STM32F405 Express (9:13) https://www.adafruit.com/product/4382 Raspberry Pi M.2 HAT+ Compact (10:15) https://www.adafruit.com/product/6427 NeoPixel Nano 2020 RGB LEDs - 100-pack - WS2812B (10:56) https://www.adafruit.com/product/6428 Raspberry Pi 500+ (11:14) https://www.adafruit.com/product/6416 MyoWare 2.0 Muscle Sensor (12:01) https://www.adafruit.com/product/6423 ESP32-S2 Saola 1R Dev Kit featuring ESP32-S2 WROVER (12:52) https://www.adafruit.com/product/4693 Adafruit STHS34PF80 IR Presence / Motion Sensor - STEMMA QT / Qwiic (13:39) https://www.adafruit.com/product/6426 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- New nEw NEWs New Products, News, and more: https://www.adafruit.com/newsletter #newnewnew Shop for all of the newest Adafruit products: http://adafru.it/new Visit the Adafruit shop online - http://www.adafruit.com Adafruit on Instagram: https://www.instagram.com/adafruit LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ -----------------------------------------

After our regular news digest covering the past week, we now bring you another part of our 2025 series, Window to the World. Today, our colleague from the Russian section, Tatiana Žitníková, takes you on a journey to Spišské Podhradie in Slovakia and Perečín in Ukraine.

This week's EYE ON NPI takes a look at a new product with a lot of potential: it's the Microchip Technology MCP41U83 (Single) and MCP42U83 (Dual) Digital Potentiometer series. This family of solid-state potentiometers is ready to replace your mechanical knobs and trimmers: no through hole soldering, and no mechanical failures due to oil, dirt or vibration. With 10-bit resolution, you'll get excellent repeatability and precision for tweaking analog voltages. And, the high 100MHz+ bandwidth means you can use it for filters, audio, sensors, without worry that about losing your signal shape. Potentiometers are trusty mechanical-to-electrical components, used in almost every design to convert mechanical motion - both linear and rotational - to an electronic signal that can easily be measured. They're inexpensive, available in thousands of configurations (https://www.digikey.com/en/products/category/potentiometers-variable-resistors/5): linear or logarithmic, panel mount or SMT, single or dual, linear or rotational, in values from 1 ohm up to 1 Meg. They all pretty much work the same way, with a strip of conductive material such that from end-to-end the resistance is the total 'range' of the pot, and a wiper that literally wipes across from one end to another. Pots can be easily configured as voltage dividers by putting a signal across the two ends and then 'tapping' in to the wiper. Or, they can be rheostats (https://en.wikipedia.org/wiki/Potentiometer#Rheostat) where only one end and the wiper are used to make a variable resistor value. We love pots and trimmers and use them all the time, but they have serious down-sides. Over time, the wipers eventually scrape through the conductive material creating 'scratchy' pots that jump around in value. Or, oil and dust get in and gunk up the internals (https://www.youtube.com/watch?v=AUMxFIH5BN8). They can also drift over time or with humidity so that the center isn't really centered anymore. Also, if your product gets moved around, the knob can get bumped or if its a trimmer, it can get shifted from the vibration (https://forum.digikey.com/t/potentiometer-locking-adhesive-goop/50757) - for that reason if you open up a product with trimmers often times they are dabbed with wax or glue to keep them 'set' (https://www.digikey.com/en/products/detail/mg-chemicals/4228A-55ML/17884735). Thus the genius of digital pots! The Microchip Technology MCP41U83 (https://www.digikey.com/short/wt3zwnq5) and MCP42U83 series chips can replace the mechanical versions while providing I2C or SPI interface for configuration. Unlike many digital pot chips we've used in the past, the MCP41U83 (https://www.digikey.com/short/wt3zwnq5) has 10-bits of resolution for 1024 positions - most top-out at 7-bits or 128 positions! That means you'll actually get better resolution and repeatability than a mechanical pot. Also, many digipots lose their value when power cycled, but the MCP41U83 (https://www.digikey.com/short/wt3zwnq5) comes with internal non-volatile memory so once you've settled on a value you can save it semi-permanently. Note that the NVRAM is rated for 1000 cycle writes so just be aware you can't write to it continuously. The MCP41U83 (https://www.digikey.com/short/wt3zwnq5) comes with both I2C and SPI interfaces. For I2C there are two address pins so you can select up to 4 addresses. For SPI, the pots can be 'daisy-chained' together for up to 128 without needing separate CS lines for each one. For power/logic you can use 2.7~5.5V. If you happen to want to use this for a split supply, you can but the split voltages will still need to be no more than -2.75 and +2.75V. A nice specification we noted in the datasheet is the high bandwidth, with tens-of-MHz even at 100Kohm - this makes it a fine substitute for trimmers in analog settings where signal is passing through the pot such as filters or op-amp circuits. For times when you have stereo signals you want to manage at the same time, there's also the MCP42U83 (https://www.digikey.com/short/hcqj8nn2) which has dual separated pots inside. Both configurations come in both QFN and TSSOP packages, for easy pick-and-placing. We really like the ease and simplicity of these digital potentiometers with good documentation and just enough features to solve common engineering requirements. Whether you need the signal channel MCP41U83 (https://www.digikey.com/short/wt3zwnq5) or dual MCP42U83 (https://www.digikey.com/short/hcqj8nn2), 5K or 100K, QFN or TSSOP. DigiKey has the full series in stock (https://www.digikey.com/short/wz13wpp5) right now for immediate shipment! Order today and you can start integrating these components into your next design by tomorrow afternoon.

Dnes k nám zavítal pravý srdciar. Tomáš od malička skejtuje a pomáha rozvoju tejto záľuby tým, že stavia skejt parky od Spišskej až po Mníchov.Ak sa vám epizóda páčila a chcete vidieť viac, môžete si pozrieť necenzurovanú, takmer o 8 minút dlhšiu verziu s otázkami od našich patreonov na ⁠⁠⁠⁠⁠⁠patreon.com/luzifcak⁠⁠⁠⁠⁠⁠Alebo na ⁠⁠⁠⁠⁠⁠herohero.co/luzifcak⁠⁠⁠⁠⁠⁠Video môžete sledovať aj na našom Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠youtu.be/c79WpPDraqANáš dnešný hosť je www.instagram.com/tomasceko/Prípadne nás môžete pozvať na kávu na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/luzifcak⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Môžete nás podporiť aj kúpou Merchu ►►►⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Luzifcak.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Všetky dôležité odkazy nájdete aj na linku ►►►⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠luzifcak.bio.link⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠UPOZORNENIE: Toto je komediálny podcast dvoch komikov, ktorí sa niekedy viac a niekedy menej úspešne snažia každú situáciu premeniť na vtip a nenavádzajú nikoho na nič nesprávne. Všetko, čo je v ňom povedané, je humor a nemalo by byť brané doslova, alebo nebodaj vážne. Obsahuje vulgarizmy, satiru a zvieratá chované v zajatí. Akákoľvek podobnosť postáv z našich príbehov so živými je čisto náhodná. Sledujte len po dovŕšení dospelosti alebo so súhlasom rodičov. V prípade výpadku celkovej kamery môže fotosenzitívnym ľuďom spôsobovať epileptický záchvat, vegánom zvracanie, mäsožravcom hlad a národovcom svrbenie. Kubov hlas môže vyvolať rezonovanie stredného ucha. Vlastne by to nemal pozerať nikto.

#889 In business and in life, we need connection to thrive. So what is the number one superpower for building deep relationships? The answer is communication! That said, it's not enough to become a great on-stage speaker. While leveling up your skills around prepared talks is great, what happens when something like a networking dinner requires you to be spontaneous? That's where the true growth opportunities live. I'm diving into this topic with Tristan de Montebello, co-founder of Ultraspeaking and a finalist in the World Championship of Public Speaking. Listen in on this episode because Tristan didn't start out as a "natural." Like many elite communicators, he has identified the bad habits holding him back and replaced them with the powerful skills that make speaking feel effortless. You'll hear Tristan and me run through a series of exercises meant to train and transform your on-the-spot thinking. Tune it to uncover blind spots and begin expressing yourself with ease! Show notes and more at SmartPassiveIncome.com/session889.Ultraspeaking is offering SPI listeners two free ways to level up as communicators:A free email course to learn the same techniques and games I tried on the podcast. Sign up to make your next video, podcast, or pitch 10x more impactful!Check out their free live class for a hands-on session from Ultraspeaking's flagship Staying Calm Under Pressure course, designed to help you finally overcome speaking anxiety!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this conversation, Ben Thompson shares his journey from a military background to becoming a successful real estate investor and project manager. He discusses the importance of work ethic, learning from failures, and the role of education in his career. Ben also talks about establishing his property management company, Sunshine Property International, and how he balances multiple responsibilities while pursuing real estate opportunities. Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Executive Function Brain Trainer podcast, hosts Dr. Erica Warren and Darius Namdaran focus on the vital role of teachers as champions of executive functioning. They share personal teaching experiences and discuss the significant challenges educators face, including political and parental pressures, and high rates of burnout. The episode explores practical strategies for integrating executive function skills into classroom teaching, emphasizing the importance of metacognition, explicit instruction, and facilitating different ways of processing information. Erica and Darius also highlight the use of technology and AI in helping students and educators manage workload efficiently. They conclude with a heartfelt acknowledgment of the hard work and dedication of teachers everywhere.LinksGallup – Workers Reporting Highest Burnout https://news.gallup.com/poll/393500/workers-highest-burnout-rate.aspx Devlin Peck – Teacher Burnout Statistics (NEA data) https://www.devlinpeck.com/content/teacher-burnout-statistics NCES – Teacher Turnover Rates (2020–21) https://nces.ed.gov/programs/coe/indicator/slc/teacher-turnover RAND – Teacher Turnover in Urban Districts (2025) https://www.rand.org/pubs/research_reports/RRA956-29.html North Carolina Department of Public Instruction – 2023–24 Attritionhttps://www.dpi.nc.gov/news/press-releases/2025/04/02/teacher-attrition-declined-2023-24-school-year-still-higher-average-past-several-years UMass Global – Teacher Turnover and Retention https://www.umassglobal.edu/blog-news/teacher-turnover AIR – Teacher Turnover Brief (2024) https://www.air.org/sites/default/files/2024-09/Teacher%20Turnover%20Brief.pdf Devlin Peck – Teacher Shortage Statistics (EdWeek data) https://www.devlinpeck.com/content/teacher-shortage-statisticsShovel 20% off use code: DRWARREN:  https://shovelapp.io/dig/108/   Notebook LM: https://notebooklm.google/ Quizlet: https://quizlet.com/ SPI and YPPI Assessments: https://goodsensorylearning.com/search?type=product&q=YPPI E-Fun Cognitive Flexibility: Executive Function Workbook for Kids: https://goodsensorylearning.com/products/e-fun-cognitive-flexibility-executive-function-workbook-for-kids E-Fun Inhibitory Control: Executive Function Workbook for Kids: https://goodsensorylearning.com/products/inhibitory-control-executive-function-workbook-for-kids E-Fun Working Memory: Executive Function Workbook for Kids: https://goodsensorylearning.com/products/e-fun-working-memory-executive-function-workbook-for-kidsPraise Can Be Dangerous by Carol Dweck: https://www.aft.org/sites/default/files/PraiseSpring99.pdf Executive Function: https://goodsensorylearning.com/blogs/news/tagged/executive-functioning Cognitive Flexibility:⁠⁠⁠⁠⁠ https://goodsensorylearning.com/blogs/news/dyslexia-and-executive-function Dyslexia Quiz: ⁠⁠https://bulletmapacademy.com/dyslexia-quiz/⁠⁠Inhibitory Control:⁠⁠⁠⁠⁠ ⁠⁠https://goodsensorylearning.com/blogs/news/poor-executive-functioning?_pos=3&_sid=19d2b3888&_ss=r Visualization:⁠⁠⁠⁠⁠ ⁠⁠https://goodsensorylearning.com/blogs/news/the-key-to-improved-attention-and-memory-for-optimal-learning?_pos=8&_sid=a9d61809a&_ss=r Inner Voice:⁠⁠⁠⁠⁠ https://goodsensorylearning.com/blogs/news/inner-voice-app?_pos=1&_sid=604e0b13e&_ss=r Working Memory: https://goodsensorylearning.com/blogs/news/tagged/working-memory Brought to you by:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ivvi.app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://goodsensorylearning.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://learningspecialistcourses.com⁠⁠⁠⁠https://goodsensorylearning.com/products/executive-functioning-coaching-assessment⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://dropintoyourbestself.com/https://learningtolearn.biz/ 

Pat Flynn shares his strategies on how to escape the trap of endless information—and learn the right way. — YOU'LL LEARN — 1) Why learning less can help you achieve more2) How pressure helps you learn better 3) How to teach others in order to learn fasterSubscribe or visit AwesomeAtYourJob.com/ep1089 for clickable versions of the links below. — ABOUT PAT — Pat Flynn is a father, husband, and lifelong learner from San Diego who has built a reputation as one of the most influential voices in digital entrepreneurship. Through his diverse portfolio of businesses, award-winning podcasts, newsletters, YouTube channels, and thriving online communities, Pat reaches and inspires millions of people each month.He is the founder of SPI, an online community for digital entrepreneurs, co-inventor of the SwitchPod, and host of the Deep Pocket Monster YouTube channel as well as founder of Card Party, a large-scale live event for the community of Pokémon collectors.Pat also serves as an advisor to dozens of companies and is a sought-after keynote speaker. In his free time, he enjoys fishing, collecting Pokémon cards, and rewatching the Back to the Future trilogy.• Book: Lean Learning: How to Achieve More by Learning Less• Website: SmartPassiveIncome.com— RESOURCES MENTIONED IN THE SHOW — • Tool: Poppy AI• Book: Buy Back Your Time: Get Unstuck, Reclaim Your Freedom, and Build Your Empire by Dan Martell• Book: Moonlighting on the Internet: Five World Class Experts Reveal Proven Ways to Make and Extra Paycheck Online Each Month by Yanik Silver• Book: The Long-Haul Leader: Ten Strategies to Work Smarter, Live Better, and Achieve Lasting Success by Chris Ducker— THANK YOU SPONSORS! — • Strawberry.me. Claim your $50 credit and build momentum in your career with Strawberry.me/Awesome• LinkedIn Jobs. Post your job for free at linkedin.com/beawesome• Quince. Get free shipping and 365-day returns on your order with Quince.com/Awesome• Square. See how Square can transform your business by visiting Square.com/go/awesomeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What's the secret to building a real brand in freight? Authentic content, smart use of technology, or simply showing up every day? I'm excited to feature the man behind SPI Logistics' branding, RJ Finnegan! RJ shared the intersection of sales and marketing in our industry and how SPI has adapted its 45+ years of experience to modern branding strategies.  We break down why short-form content outperforms long-form, how authenticity beats generic “great service” messaging, the importance of consistency, and leveraging LinkedIn for B2B freight networking. This conversation is all about practical branding, long-term strategy, and creating meaningful content that drives real business impact in the transportation industry!   Connect with RJ LinkedIn: https://www.linkedin.com/in/rjfinnegan/ / https://www.linkedin.com/company/spilogistics/