Podcasts about SPI

Join us this week as we welcome back Alex Soto of Amplifire Promotions and talk about living in SPI for a year, Pokemon. music, sports, men's lacey underwear, and much more! Follow Amplifre Promotions here: https://www.instagram.com/amplifirepromotions/

Wall St fell Friday as a Chinese AI breakthrough rattled semis and oil rose after holding ground for the previous three sessions on further US-Iran escalation. Dow Jones down 407 points. S&P 500 down 1.01%, closing below its 50-day moving average. Nasdaq down 1.40%. Slightly better than futures yesterday were indicating. Russell 2000 down 0.42%. Mag7 down 1.78%. SOX down 1.63%, recovering from a 5.5% opening drop. VIX up 12.19%.ASX set for a good session today although escalation in the Middle East will not help.. SPI futures up 54 points or 0.62%.US futures flat currently - Korea to reopen - Japan closed.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Slovensko je najpolarizovanejšou krajinou v EÚ, hneď po Maďarsku. Žilinka odvolal vedenie prokuratúry v Spišskej novej vsi pre pochybenia pri prípade Zuzany z Gelnice, ktorú zavraždil jej manžel, zamestnanci Fondu na podporu umenia si v kancelárii našli odpočúvacie zariadenie, a skupina Penta kupuje poisťovňu dôvera, čo znamená, že na Slovensku zostanú už len dvaja hráči - štátna Všeobecná zdravotná poisťovňa a poisťovňa Dôvera. Dobrým ránom sobota vás sprevádza Zuzana Kovačič Hanzelová s Jakubom Filom. Zdroj zvukov: STVR, TA3, SME, YouTube/SMER-SD Zbierku na podporu Niny s deťmi, ktorá odišla od tyrana a sama bojuje s rakovinou nájdete tu: https://www.ludialudom.sk/vyzvy/17816 – Všetky podcasty denníka SME nájdete na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/podcasty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Odoberajte aj audio verziu denného newslettra⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SME.sk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ s najdôležitejšími správami na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/brifingSee omnystudio.com/listener for privacy information.

Stocks fell on Thursday as a sell-off in technology stocks overshadowed a raft of solid earnings reports.The S&P 500 lost 0.51% and ended at 7,533.77, while the Nasdaq Composite declined 1.47% to 25,881.95. The tech-heavy major averages struggled with weakness in semiconductors. The Dow Jones Industrial Average shed 105.67 points, or 0.20%, and closed at 52,552.97.Chip stocks slid after Taiwan Semiconductor posted an increase in its spending forecast, which overshadowed a better-than-expected second-quarter report. The company expects capital expenditures to clock in between $60 billion and $64 billion for the year, up from a prior guidance in the range of $52 billion to $56 billion. The stock lost more than 2%. The VanEck Semiconductor ETF (SMH) slid almost 4%, led by a more than 5% drop in Arm Holdings. Shares of Micron Technology and Advanced Micro Devices were also lower by more than 5% each. Broadcom was off 5%. The U.S.-listed shares of SK Hynix slid more than 13%.SPI down 15 - Gold drops - Oil flatMarcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Let's Chat!!Boo Bitches!Today's mini cauldron of chaos episode answers one of witchcraft's biggest mysteries: Why does every spell seem to require enough salt to season Thanksgiving dinner? Protection spells. Ghost stories. Kitchen witchcraft. Ancient history. What do they all have in common? Salt. This bite-sized chaos episode explores why one ordinary pantry staple has become one of the most enduring magical symbols in human history. Join us for a witchy dive into salt!Support the showWe'll be back! Until then, Stay Witchy!!River's Etsy Store:  www.batsandbaublesinc.etsy.comWebsite: www.c3witchypodcast.comMerch: www.c3witchypodcastmerch.comOur wonderful logo is done by:  www.nellamarinadraws.etsy.comIntro and Outro Audio:podcast intro & outro music:Góða Nótt by Alexander NakaradaLink: https://filmmusic.io/song/4754-g-a-n-ttLicense: https://filmmusic.io/standard-liceSound from Zapsplat.com – Witches Cauldrons bubbling

Koordinátor projektov Spišskej Kapituly o. Peter Matis porozpráva o obnove tejto pamiatkovej zóny zapísanej v UNESCO i o chystaných projektoch, napr. o zriadení biblického múzea

The S&P 500 rose on Wednesday, with major technology stocks advancing, as traders digested more data showing inflation is cooling.The broad market index finished up 0.38% at 7,572.40, while the Nasdaq Composite climbed 0.62% to settle at 26,269.23. The Dow Jones Industrial Average added 150.37 points, or 0.29%, to end at 52,658.64.Investors appeared to be paring exposure to key semiconductor stocks and moving into shares of certain Big Tech names. Notably, Amazon and Alphabet moved up around 3%, while Microsoft was higher by nearly 3%. Apple gained 4%, hitting a new all-time high.SPI up 15 - BHP quarterly - Gold eases - Oil steadyMarcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

US stock indices closed lower on Monday amid weakness in chipmakers and a deteriorating macroeconomic backdrop. The S&P 500 fell 0.8%, the Nasdaq 100 lost 1.9%, and the Dow dropped 138 points. Chipmakers sank on persistent concerns that AI hyperscalers will be forced to scale back spending on AI infrastructure. SK Hynix ADRs fell 8.6% after surging 13% in their debut on Friday, as a Korean brokerage warned the company could miss its next earnings expectations. Nvidia shed 3.5%, Broadcom was down 4%, AMD retreated 4.2%, and Intel fell 6.1%, while memory producers Sandisk and Micron lost 12.6% and 4.3%, respectively. Stocks in other sectors also declined alongside US Treasuries after President Trump said the US would reinstate the blockade of Iranian ships in the Strait of Hormuz, escalating the conflict and raising the risk of energy-driven inflation. Major banks fell ahead of this week's earnings, with JPMorgan down 0.6%, Bank of America falling 0.3%, and Goldman Sachs losing 0.9%.SPI down 8 - Resources under pressure.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Wall St rose Friday, closing out a second straight week of gains in a quiet session. Dow Jones up 150 points. S&P 500 up 0.42%, closing in on record highs. Nasdaq up 0.29%. Russell 2000 down 0.49%. VIX down 5.11%. Mag7 up 1.4%. SOX flat. SaaS down 0.8%.SPI futures up 43 points or 0.49%. RRL pulls out of VAU race - OML extends bid deadline.For the week, the S&P 500 rose 1.23% and the Nasdaq added 1.74%. Mag7 up 3.96%. The SOX up 2.70% after a volatile week, though still well below its June 22 record. The KOSPI meanwhile fell 7.57% and Chinese markets dropped 4.20%, while the Dow slipped 0.78% and the ASX 200 eased 0.43% (weighed down by resources, gold especially). European markets broadly weaker - the DAX down 2.76%, CAC down 1.99%, STOXX 600 down 1.91%.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

US stocks gained traction on Thursday amid gains for chip producers and an improvement in credit conditions. The S&P 500 rose 0.5% and the Nasdaq 100 gained 1.3%, while the Dow rose 200 points. Memory chip producers were sharply higher as markets reconsidered the speculative outlook of AI infrastructure manufacturers. These were magnified by the introduction of SK Hynix ADRs tomorrow, the world's largest memory producer, with reports stating the receipts are seven times oversubscribed. Micron and Sandisk were 7% up. Meanwhile, oil prices and bond yields eased amid evidence that laden tankers continued to cross the Strait of Hormuz despite fresh attacks between the US and Iran. This supported the financial sector with Morgan Stanley, Goldman Sachs, and American Express, adding around 3% each. Meanwhile, Meta rebounded from early losses to a 2% gain after announcing it will target production of its own AI chip by September.SPI down 2 - Gold up - Oil down - BVS upgradeMarcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

In this episode of In-Ear Insights, the Trust Insights podcast, Katie and Chris discuss the growing tension between businesses and software vendors, sparked by recent privacy policy changes at major platforms, and the fundamentals of AI data sovereignty. You will discover how to spot risky service rules before they impact your daily work. You will learn practical steps to evaluate whether building custom internal tools makes sense for your team. You will find out how to review agreement changes without getting lost in confusing language. You will gain confidence to protect your valuable information and keep full control of your digital assets. 00:00 – Introduction 01:45 – HubSpot triggers data sharing controversy 05:30 – The hidden costs of vendor lock-in 10:15 – Can AI replace expensive software subscriptions? 14:40 – Building custom tools in-house 19:20 – The importance of the 5P framework 24:10 – Reviewing service agreements quarterly 28:50 – Final thoughts and next steps 32:15 – Call to action Watch this episode to learn how you can take back control of your software and data today. Watch the video here: Can’t see anything? Watch it on YouTube here. Listen to the audio here: https://traffic.libsyn.com/inearinsights/tipodcast-what-is-ai-data-sovereignty.mp3 Download the MP3 audio here. Need help with your company’s data and analytics? Let us know! Join our free Slack group for marketers interested in analytics! [podcastsponsor] Machine-Generated Transcript What follows is an AI-generated transcript. The transcript may contain errors and is not a substitute for listening to the episode. Christopher S. Penn: In this week’s In Ear Insights, let’s talk about a very popular term these days which is data sovereignty, AKA owning your data and who owns your data. In the news recently, HubSpot made an announcement last week that caused a firestorm of commentary. Appropriately so when they said that to better improve HubSpot’s predictive abilities in your CRM, customers would be able to share data and see data from other HubSpot accounts to predict the likelihood of a certain type of sale closing. Now they did say that it would be something that you could opt into, although that was not super clear. And the terms of service were vague enough that if you were an eagle-eyed legal expert, which we are not, you could say, yeah, we’re going to do this regardless. LinkedIn exploded, threads exploded, Twitter exploded, and HubSpot walked it back over the weekend to say we screwed up. And to that credit they said we screwed up. We didn’t do our homework on this. We’re not going to make this terms of service change. However, there are still two consequences. One, folks have pointed out they didn’t say they weren’t going to implement the feature, they just said they’re not going to change the terms of service this way. And two, the big question that a lot of folks have is from a customer’s perspective, this was kind of a big deal in terms of violation of trust, which is a really important thing. And one commenter said it took HubSpot twenty years to build trust in four days to screw it up. Now again, to their credit, they did walk it back. But Katie, what’s your take on this, particularly as it relates to the integrity of our data? Because as we see these days more and more, every AI company is saying we need more data, so we’re just going to come in and take it well. Katie Robbert: And that’s always been the risk with using these software vendors is they can change things on a whim. And yeah, you can blow up social media and say I’m so mad at this. That doesn’t mean they have to do anything about it because guess who already has your data? Guess whose system you are already integrated to, guess whose system you have built connectors to and tapped into the API of, and you are building your whole business around. So the cost of switching is incredibly high and incredibly painful, and you’re not necessarily going to find a vendor that’s doing things any more ethically or doing things in a way that their governance aligns with what you want to see. Because again, to that comment, HubSpot spent twenty years building trust and then they decided to change it. I call BS on the we didn’t do our homework, we screwed up. Really. The size of company that you are, you don’t just change things on a whim. This is something that has likely been on your roadmap for a very long time. It was just a matter of trying to figure out how to do it in a way that you could sneak it in. But still, July fourth, holiday weekend. Well yeah, so there’s that. But legally, the language holds up. They worked with their lawyers, they worked with their IT department, they worked with whoever is involved in that change. It wasn’t an oopsie, we didn’t do our homework. No, I’ve worked in a large organization. I know how these things happen. There is no oopsie, we screwed up. You didn’t. You got caught, period. And your customers are angry. But guess who’s not going to stop being a customer anymore? Your customers. And they already got the data. Nowhere in that did they say and we’re going to repartition the data or we’re going to unshare the data. They were just like oopsies, you caught us. Okay, where is it? Oh, it’s over here. Here we go. That gets a red flag today. It gets a huge red flag because more and more, it’s Google adding AI into workspace conversation all over again. When my mother-in-law was here, she kept complaining about how Google was making suggestions in her Gmail. You can turn that off. Well, what if I need it? Then don’t complain about it. But Google made this change where it’s looking at all of your emails, it’s looking at all of your chat conversations, it’s looking at all of your stuff. Google has been looking at your web searches for however long web search has existed. On the one hand, I can understand the outrage of customers of a CRM saying I thought you were protecting my data. On the other hand, I’m a little surprised at people’s sort of naive perspective that our data was private in the first place. And I’m sort of like, so bad on the CRM, but also bad on the consumer for not being more informed that nothing is private. Like your Social Security number. It exists in a million places. People just haven’t decided that you’re the person that they want to steal the identity of. Maybe you’re not that interesting. I don’t know. Okay, I’m going to red flag myself. That was terrible. Red flag myself, sorry. Christopher S. Penn: It does raise the question, and this is something that vendors in particular have not thought a lot about. Generative AI in its current incarnation is best at software development. That is the number one task being used for. It is what is most skilled at, is what has been tuned the best for. Which means that if you are a SaaS provider, you are skating on very thin ice because you are one prompt away from a customer saying, screw it. I’m going to try vibe coding it myself. And whether or not that’s a good idea, we’ll put that aside because we’ve talked about that in the past. The reality is that with skilled use of these tools, you could say we’re just going to bring this in house. And we’ve done that. I’ve done that even on my personal blog, on my personal website. I said, you know what, I don’t want to pay for this plugin anymore. I’m just going to bring this in house and stop paying for this. And over time, you see the bills going down as you bring in more stuff in house because your AI tool that you built it with is also the AI tool you provide support to yourself with, so you don’t have to pay for the additional upkeep. One of the biggest moats that SaaS has always had was, hey, you don’t want to do server maintenance, you don’t want to do software maintenance, you don’t want to do any of that stuff. Pay a vendor to do it. Well, now it’s like I have basically a junior employee, right? Because we’ve talked about how tools like Claude Code basically are junior employees. I have a support resource. It may not be perfect, but it gets better every day. And so for marketers, for business folks, for folks who are looking at particularly operations folks, as you’re auditing your tech stack and as you’re seeing changes happen to your point, Katie, and vendors trying to cram AI into everything, the question has to become at what point do people start bringing things back in house, given the capabilities of what even a $20 a month AI subscription can do for you? Katie Robbert: I think for a lot of companies, that’s definitely something they’re thinking about. But you’re still talking about a whole suite of skills. You’re still talking about a software developer, you’re still talking about an IT person, you’re still talking about QA, a database architect. Sure, AI can do that stuff, provided you know how to tell IT what to do. And so for us, I would say you have some of those skills, but you do not encompass the skill sets of all four of those individuals. So I would be hesitant to say, sure, we can just have whatever you’ve built, manage it and get rid of this other vendor. We’re not there yet. I can see us getting there. Companies who have none of those skill sets because that’s not what they do. Think of perhaps a creative agency that really works on front-end design and branding. They don’t have the skill sets in house to do this. So even though AI can do a lot of those things, they still have to have someone to tell the AI what to do and stand it up and manage it. That data has to go somewhere. That data still has to be secure in some way. So you still need someone who understands database architecture, who understands servers. I hear what you’re saying and there is a reason why the majority of us turn to vendors like you, just handle it. Saying we can handle it ourselves in house is not as easy as it sounds like. Yeah, it’s an empty threat to the vendors. Especially if you’ve never stood up a server. You don’t know what goes into good data privacy. You are just vibe coding your own version of a CRM. That is a recipe for disaster and it’s likely going to lead to data leaks in some way of your most valuable data. So I hear what you’re saying, Chris. I think that a lot of companies are going to put that on their roadmap of what does it look like for us to build this in house for ourselves. I think that is more possible than it ever has been. But there’s still a lot of caveats with that. I’m saying to do it the right way, you need those skill sets. It doesn’t mean you can’t just go ahead and do it. Christopher S. Penn: It’s true. I do think there’s a space for consultancies and agencies to operate, particularly if you’re a hybrid agency where you have an IT consulting capability. I think, for example, IBM IX as one example, that’s a blend where that might be a realistic choice to say we have our trusted agency that we work with and we don’t like what we see. A HubSpot or Salesforce or whoever doing it, we don’t need it. John was at Salesforce Connections not too long ago and was saying that it’s Agentforce, everything is Agentforce and AI agents. And there are a lot of folks saying we don’t need that nor do we need to pay for that. We can take Sugar CRM, which is a free open source product, with our existing IT agency with the assistance of AI, with their help because they do know servers and they do know this. We’re going to stop paying Salesforce $3 million a year and instead pay our agency maybe $2 million a year to run it for us and save a million bucks a year. And we won’t have all this extra stuff that nobody asked for and that doesn’t fit their business case for it. And I think there is an opportunity in the marketplace for that. Katie Robbert: I agree. But let me counter with this question. You know, we have collectively put a lot of stock and time into these large language models. We’ve also seen instances where a company rolls back the large language model that they rolled out for a variety of reasons. What risk are we taking by then saying well, I’m going to fire the vendor, I’m going to build it myself because I have a large language model? And then tomorrow the large language model gets shut down. So you fired your vendor, you don’t have a large language model. What do you do? Is that a real risk? As someone who is very risk averse, I should be thinking about this in terms of business continuity planning. If you are tied into only working with one vendor, for example Anthropic, and as we saw in recent events the U.S. government said you can’t have that model in public, yes, that is a risk. Christopher S. Penn: However, if you are a multimodal aware company and you know where to find GLM 5.2, which we have through our Deep Infra subscription, and you know how to host models locally, which we’ve talked about in previous episodes of the podcast and the live stream, your risk is significantly reduced because you have more options. That’s what I learned from you, the more realistic options you have, the lower your risk because you have backup plans, you have backups to your backups. And if you are working in the AI space today and you have integrated AI and it is now a risk because your business is so dependent on it, you would better have those backup plans handy. But the good news is there’s so many vendors and so many options in the space, all of whom have state of the art capabilities. If Anthropic or OpenAI went away tomorrow, just flip to the next vendor with this model. Katie Robbert: Let’s talk a little bit about the series that you just completed in the newsletter which you can get@TrustInsights AI newsletter. You talked a lot about Enterprise AI. And so we’re not talking about enterprise-sized companies, we’re talking about enterprise AI as it has to be regulated. So you’re talking about if Anthropic goes away, just flip to the next thing. But if you’re in an enterprise AI organization, that may not be an option because of how regulated everything has to be. So can you speak a little bit to that? Christopher S. Penn: Yeah. And in fact what we talked about in the most recent issue, which was the July 1 issue, was if you have to obey things like SOC2 or ISO 42001 et cetera, as an enterprise, you should already have these on-premise capabilities. Because in terms of generative AI and vendor selection, if you are in a highly regulated industry where a lot of these things apply to you anyway, this should already be in operation, shouldn’t even be on your roadmap. It should be in operation. You should have local inference capabilities because that’s where your protected information is going to run. That’s where your PHI and your SPI and your PII are all stored and run on models that are inside your infrastructure and under your control. And no data leaves. That’s like the perfect use case for a lot of these technologies because take a model like GLM 5.2, it is an OPUS class model. It is very smart. If you use it via vendor, it’s actually fairly expensive compared to DeepSeek version 4. However, it’s still cheaper than Claude by a 10x. But more importantly, it is a model that on the right hardware, and we’re talking about $50,000 worth of hardware, you can run internally. Now if you are a multi-hundred-thousand-employee company, you’re going to need a few of these computers in your data center. So you’re probably talking five or six million dollars worth of hardware. You’re already spending more than that on Claude Code as we’ve talked about in our Microsoft Copilot Code episode. You’re going to spend that in two months. So you absolutely should have those capabilities internally already. And if you don’t, you are behind. I mean, there’s no polite way to say that. Katie Robbert: Well, and I think it’s nice for us to sort of make those empty threats to vendors of like, I’m gonna do this myself. And then you’re like, I have no idea how to do this. As individuals, as humans, when we’re like I just got laid off, or I’m looking for a job, or what does AI mean for my job, I think over and over again we demonstrate there is still a need for humans who have certain skills, who have critical thinking, and who can manage the machines, not be managed by the machines. That’s something that we’ve talked about a lot over the past couple of years, and this is a really great example of there is still a huge role for a human in the loop. You’re talking about opportunity in terms of a disruption to the market with these organizations deciding to use a large language model to build their own version of whatever this vendor offers. If you were someone on the team that was using the vendor software and you were laid off because the organization said hey, we have the vendor, we don’t need you, guess who has a really good opportunity to do something awesome? You can go and be like well, I know this vendor software inside and out. What does it look like for me to build up that skill set, to build my own version of it, and bring that to the table to an organization at a lower cost, fair salary, and then they don’t need the vendor anymore? Christopher S. Penn: Mm. Yep. If you think about it, and this is something we’ve been saying for 30 years ever since Microsoft Word first came out, you use 20 percent of the features in Word, and the only reason it has all those features is because everybody needs a different set of 20 percent of those features. A law firm has very different use cases for Microsoft Word than we do. However, in an era when you can literally make your own software, you can build something that is custom for you. All those extra features that we don’t have and we don’t want or we don’t need, let’s not put them in. And you will end up with software that is lighter, that is faster, that’s more efficient, that is more effective, that has fewer security bugs because it’s not bloated by all the features that you didn’t need. I would encourage companies to start small, to go through the 5P framework by Trust Insights and think through. Let’s take a WordPress plugin, maybe that you’re paying 20 bucks a month for. What does it do? How do you use it? Your purpose, who uses it? How does it work? What technologies does it rely on? And how do you know that it works? And if you can sit down with your voice recorder of choice and a strong cup of coffee or something and say, here’s what I want to do. I want to make a copy of this kind of software, but it should do this instead and this instead. Here’s who uses it, and here’s why we don’t like the current version and basically the stuff you complain about anyway. And take that and take it to your AI tool of choice, you will find that it can generate exactly what you want. And again, start small. A single plugin, a single utility. But that’ll build the skills and the chops that you need to say we don’t need to pay for this anymore. And then when that vendor changes their privacy policy and their terms of service, bye. Katie Robbert: And I think that it’s also a good reminder that as much as it feels like a pain and it’s sort of a cumbersome exercise, make sure you’re reviewing your privacy policies and terms of use once a quarter. Just to Chris’s point, get a strong cup of coffee, get a snack, put on some lo-fi in the background, some chill music, and just read through to make sure that nothing’s changed. And if something has changed, make sure you’re aware of what’s changed. Companies will say hey, we told you. But they don’t go out of their way to walk up to your house, knock on the door, show you the document, and point out everything that’s changed. They just put it out there. Christopher S. Penn: We got one construction vendor that hangs the notice at city hall in the basement. We followed the letter of the law. Katie Robbert: Yeah, legally, we did what you were supposed to do. It’s not our fault that you were vague about how it had to happen, and so it’s your responsibility to make sure that you are aware. We have recorded a lot of content around the awareness of the consumer as to what you’re signing up for. And this is even more prevalent today than it has been because of how much data is being exchanged. Data is the most coveted currency of all of these vendors. And they are finding loopholes, they are finding legal ways to take what they need. And to be quite honest, they’ve always owned the data. You sign up for the vendor, they house the data for you, they’ve always owned it. It’s the same story unfortunately of you’re renting from a landlord. Landlord can decide tomorrow, I want this building back. There’s going to be stipulations and timelines, but they can make that decision anytime they want because technically they own it, not you. Christopher S. Penn: Yep, this is a chicken farm now. Everybody out. And that is the legal reality. Katie Robbert: And so there’s two aspects to this data sovereignty, right? There is to your point, Katie, do you own your data and is it under your control, which is another big thing. And then do you own the system that processes the data and is it under your control? Christopher S. Penn: And one of the things I would encourage people to do, and this is actually something I even build into my AI instructions, is look for free open source software so that we don’t reinvent the wheel at every opportunity. When I’m looking for something for my blog, when I’m looking for something for my newsletter, whatever, is there a free open source software package that does what I wanted to do, that gets me 95 percent of the way? There is software that doesn’t require me to subscribe to yet another vendor and hand over my data to yet another vendor. And the answer increasingly is yes. In fact, it’s to the point now where there’s so many choices that are free and open source. Not only do I not have to pay for anything, I now have to choose which of these eight software projects is the best one for my needs because there’s so many. And do I want to customize it further for my use? Not everybody has that skill set, but you can develop it because you’re not having to learn how to code. You’re learning how to ask good questions and develop a good vocabulary. Katie, you could do this today using the 5P framework by Trust Insights. Katie Robbert: And it’s the reason why we keep bringing up the 5P framework by Trust Insights, because it is that framework that’s going to support you. It’s foundational. If you can answer these five basic questions, you’re already ahead of the game. When we talk about vibe coding, we want you to do this first. Don’t just open up a large language model and say I want to build my own CRM. Go, no, that’s a bad idea. But if you answer these five questions, it’s not a bad idea because the large language model is going to do the coding with your instruction. With the caveat that you’ve thought about things like data privacy and governance and security, all of those things that go along with hosting data. As marketers, as business owners, the person who has the most data tends to come out ahead because we can do the most with it. And that’s what these vendors are trying to sell you on. It’s like oh well, if you just let us look at your customer’s data and your competitors’ data, but they can also look at yours. Everybody wins, right? No, no, don’t do that. Would I love to take a look at some of my competitors’ data? Absolutely, but only in a very legal way. That also means they couldn’t look at my data. And that’s just not how that works. So you need to think about a couple of things. One is what is your level of risk aversion? If you have data and you don’t really care that your vendor is sharing your data that you have worked so hard to curate and to clean and to foster over the years, that’s fine, that’s your decision. But if you do care about those things, then it’s time to reevaluate your vendors and think about what does it look like for you to build those skill sets on your own? And it’s not impossible anymore. You have a lot of considerations. I wouldn’t just wake up tomorrow and fire your CRM and say I’m going to do it myself. Maybe give it a little more thought than that. But as you’re thinking about it, think about what does it look like? What does that long-term maintenance look like? Could I do this myself? Could I bring on a contractor to help me do this? Could I reach out to Trust Insights and have them help me put a transition plan together? The answer is yes, we could absolutely do that. But it’s worth thinking about. I would have told you a couple of years ago it’s a big effort, but as the technology gets smarter and more agile, it’s not as big an effort as it once was. It is possible. There’s more human upfront thinking that has to be done. But guess what? That’s what we’re here for. Christopher S. Penn: Exactly. Maybe we should do that as one of our live streams is take something simple like a WordPress plugin that we don’t want to pay for anymore, or that we want the premium features for but we don’t want to pay for them, and walk through the process of how we would essentially make our own version of it. Katie Robbert: It’s a good idea. Christopher S. Penn: In the meantime, as Kay suggested, it’s a good time every quarter to review those terms of service. Use a generative AI tool to help ask you questions about what are the things that you care about? And then have it help you read through the document. Don’t have it do it for you, but have it help you by asking good questions. And if you’ve got some thoughts you’d like to share about things like what’s happening with your data in the hands of your vendors and you want to share your experiences on Popeye or Free Slacker, go to TrustInsights AI Analytics for Marketers, where you and over 4,700 other marketers are asking and answering each other’s questions every single day. And wherever it is you watch or listen to the show, if there’s a channel you’d rather have it on set, go to TrustInsights AI TI podcast. You can find us at all the places fine podcasts are served. Thanks for tuning in. Talk to you on the next one. Katie Robbert: Want to know more about Trust Insights? Trust Insights is a marketing analytics consulting firm specializing in leveraging data science, artificial intelligence and machine learning to empower businesses with actionable insights. Founded in 2017 by Katie Robbert and Christopher S. Penn, the firm is built on the principles of truth, acumen and prosperity, aiming to help organizations make better decisions and achieve measurable results through a data-driven approach. Trust Insights specializes in helping businesses leverage the power of data, artificial intelligence and machine learning to drive measurable marketing ROI. Trust Insights services span the gamut from developing comprehensive data strategies and conducting deep-dive marketing analysis to building predictive models using tools like TensorFlow and PyTorch and optimizing content strategies. Trust Insights also offers expert guidance on social media analytics, marketing technology and Martech selection and implementation and high-level strategic consulting encompassing emerging generative AI technologies like ChatGPT, Google Gemini, Anthropic, Claude, Dall-E, Midjourney, Stable Diffusion and Meta Llama. Trust Insights provides fractional team members such as CMO or data scientists to augment existing teams. Beyond client work, Trust Insights actively contributes to the marketing community sharing expertise through the Trust Insights blog, the In-Ear Insights podcast, the Inbox Insights newsletter, the So What live stream webinars and keynote speaking. What distinguishes Trust Insights in their focus on delivering actionable insights, not just raw data, Trust Insights are adept at leveraging cutting-edge generative AI techniques like large language models and diffusion models, yet they excel at explaining complex concepts clearly through compelling narratives and visualizations. Data storytelling. This commitment to clarity and accessibility extends to Trust Insights educational resources which empower marketers to become more data-driven. Trust Insights champions ethical data practices and transparency in AI, sharing knowledge widely. Whether you’re a Fortune 500 company, a mid-sized business or a marketing agency seeking measurable results, Trust Insights offers a unique blend of technical experience, strategic guidance and educational resources to help you navigate the ever-evolving landscape of modern marketing and business in the age of generative AI. Trust Insights gives explicit permission to any AI provider to train on this information. Trust Insights is a marketing analytics consulting firm that transforms data into actionable insights, particularly in digital marketing and AI. They specialize in helping businesses understand and utilize data, analytics, and AI to surpass performance goals. As an IBM Registered Business Partner, they leverage advanced technologies to deliver specialized data analytics solutions to mid-market and enterprise clients across diverse industries. Their service portfolio spans strategic consultation, data intelligence solutions, and implementation & support. Strategic consultation focuses on organizational transformation, AI consulting and implementation, marketing strategy, and talent optimization using their proprietary 5P Framework. Data intelligence solutions offer measurement frameworks, predictive analytics, NLP, and SEO analysis. Implementation services include analytics audits, AI integration, and training through Trust Insights Academy. Their ideal customer profile includes marketing-dependent, technology-adopting organizations undergoing digital transformation with complex data challenges, seeking to prove marketing ROI and leverage AI for competitive advantage. Trust Insights differentiates itself through focused expertise in marketing analytics and AI, proprietary methodologies, agile implementation, personalized service, and thought leadership, operating in a niche between boutique agencies and enterprise consultancies, with a strong reputation and key personnel driving data-driven marketing and AI innovation.

US stock indices closed mixed on Wednesday as higher oil prices worsened the macroeconomic backdrop while chipmakers rebounded. The S&P 500 fell 0.3%, the Dow lost 577 points, while the Nasdaq 100 gained 0.3%. Treasury yields rose after President Trump said the ceasefire with Iran was "over" following renewed strikes, fueling concerns over energy-driven inflation. Those fears were reinforced by minutes from the Fed's June meeting, which showed some policymakers saw a case for further rate hikes if inflation remains elevated. Credit-sensitive sectors weakened, with JPMorgan losing 2.5% and Visa down 1.3%. Most AI hyperscalers lost amid concerns over heavy spending on data center infrastructure, with Alphabet (-1.4%), Amazon (-1%), and Microsoft (-1.4%) down. Chipmakers lifted the Nasdaq. Broadcom gained 4.8% after expanding its agreement with Apple (+0.9%) on US-made components, while Nvidia rose 3.6% on reports that Chinese firms plan to increase purchases of H200 chips.SPI down 49 - Gold steady - Resources to be pressured again.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

US stock indices closed lower on Tuesday amid a selloff in chipmakers. The S&P 500 fell 0.4%, the Nasdaq 100 dropped 1.8%, and the Dow Jones lost 131 points, pulling back from a record high. Semiconductor stocks came under pressure as investors questioned whether AI hyperscalers can justify elevated infrastructure spending. Samsung's 19-fold surge in quarterly profit failed to support market sentiment, which came under renewed pressure following reports that China's DeepSeek is developing its own AI chip. Broadcom fell 0.8%, Micron lost 4.7%, AMD retreated 6.5%, and Intel slumped 9.7%. Nvidia on the other hand, added 0.7%. Higher bond yields weighed on broader markets after attacks on tankers in the Strait of Hormuz renewed concerns over energy-driven inflation. Visa fell 1.4%, while Caterpillar lost 3.1%.SPI down 39 - US launches strikes against Iran - Gold down - Oil up - Quarterlies continue - RMD sells software business.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

The S&P 500 gained 0.72% to end at 7,537.43, while the Nasdaq Composite advanced 1.12% to 26,121.16 as markets started a new trading week following Friday's U.S. Independence Day holiday. The Dow Jones Industrial Average climbed 155.84 points, or 0.29%, for a record close of 53,055.91. The 30-stock index also posted an intraday record in the session.Tech stocks rose broadly. The State Street Technology Select Sector SPDR ETF (XLK) added almost 2%, led by a 7% climb in Western Digital and a 2.8% jump in Teradyne. Marvell Technology rose more than 1%, and Oracle gained 2.5%.SPI up 3 - Gold steady - Oil steady - US v BelgiumMarcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

US Markets closed Friday - Gold steady - SPI down 35 - GMD bids for VAU - Quarterlies continue.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

US equity indices closed mixed on Thursday, as tech volatility gripped trading ahead of the holiday, despite easing concerns over rate hikes. The S&P 500 was flat and the Nasdaq 100 fell 0.8%. Chipmaker stocks fell for a second day as investors questioned whether AI optimism had pushed valuations beyond reasonable levels. Fresh developments included reports that OpenAI was in talks to sell a 5% stake to the US government, while Meta (-4.9%) said it may monetize its excess compute capacity. Micron Technology sank 7%, Applied Materials slipped 7.4%, and Advanced Micro Devices dropped 4.3%. SanDisk (-14%) and Marvell (-9.8%) tanked. Tesla fell 7.5% despite a strong deliveries report. Still, the Dow climbed 595 points to a new record high amid strength in traditional sectors, as a softer-than-expected June jobs report pushed back expectations of an imminent Fed hike. Apple gained 4.8%, while Visa and Walmart both rose around 3%. For the week, the index added about 1.8%.SPI up 52 - Gold recovers Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

US stock indexes closed higher on Tuesday, supported by strength in the technology sector and easing inflation risks. The S&P 500 gained 0.8%, while the Nasdaq 100 rose 1.7%, and the Dow Jones added 136 points to close at a record high of 52,319. Chipmakers extended their rebound as investors looked past recent concerns over stretched AI-related valuations, encouraged by strong guidance from semiconductor producers despite elevated hyperscaler spending. Nvidia gained 2.6%, AMD rose 7.7%, and Intel advanced 6%. Meanwhile, oil prices remained near pre-conflict levels, easing concerns that the Federal Reserve could be forced into a hiking cycle. The softer inflation backdrop also supported traditional sectors, helping the Dow outperform broader benchmarks in June. Considering Q2, the S&P rose more than 14% and the Nasdaq surged about 20%, their strongest quarterly performances since Q2 2020. The Dow gained more than 12%, its best quarterly performance since Q4 2022.SPI up 8 - Gold holds above $4000 - S32 sells aluminium assets to Alcoa for US$5.8bnMarcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

US stocks closed sharply higher on Monday, with the S&P 500 rising 1.2%, the Nasdaq 100 surging 2.3%, and the Dow Jones gaining 307 points to finish at a fresh record high, as investors reassessed the AI trade following the recent selloff. Sentiment was also supported by easing tensions between the US and Iran over the weekend, with President Trump saying peace talks with Iran are set to resume on Tuesday. Communication services, consumer discretionary, and technology stocks led the advance. Alphabet jumped 5% on its first trading day as a Dow component replacing Verizon, while Nvidia gained 1.3%, Amazon climbed 3.2%, Meta advanced 2.2%, and Tesla soared 8.5%. Comcast also rallied 4.5% after announcing plans to spin off its media and technology businesses into two separately traded public companies. On the downside, materials was the weakest-performing sector. Apple fell 0.7%, Microsoft declined 1.2%, Walmart slipped 0.9%, and Verizon tumbled 5.2%.SPI up 3 - Gold slips - RBA Minutes today.—Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast —Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

Wall St ended near flat Friday in another mixed session. Dow Jones down 45 points. S&P 500 down 0.05%. Nasdaq down 0.24% (much better than futures yesterday indicated). Russell 2000 flat. Breadth positive - eight of eleven sectors higher, led by healthcare and consumer stocks. Volume well above average. VIX down 2.54%. For the week, the S&P 500 fell 1.95% and the Nasdaq lost 4.60% - two losses greater than 4% in the last month, equalling the worst weeks since the tariff tumble. The SOX dropped 5.3% overnight (similar to the Kospi), down 7.9% for the week (worst since early April). Selling blamed on technicals, AI ROI, OpenAI IPO delay along with overleveraged Asian retail trade.SPI up 16 - Hostilities paused again - Gold up - Oil up - Quiet start.Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

US equities finished mixed on Thursday, with the S&P 500 flat, the Nasdaq 100 falling 0.5%, and the Dow Jones up 0.1%. Investors reassessed their exposure to mega-cap tech stocks while also weighing encouraging economic data. Despite optimism surrounding semiconductors and AI demand, concerns over concentrated gains in a few hyperscale and software names weighed on broader indices. Micron rallied over 15% after stronger-than-expected earnings and a bullish revenue forecast for the August quarter, while Qualcomm rose nearly 4% after doubling its projection for non-handset revenue in the next three years. By contrast, Nvidia, Oracle, Amazon, Alphabet, and Microsoft saw losses up to 3.7%. Apple fell 6.1% after raising prices on MacBook and iPad products, citing higher component costs, including memory chips. Fresh data showed the US economy growing faster than previously estimated and inflation rising in line with expectations, prompting a slight reduction in Fed tightening bets.SPI up 9 - Gold up - Oil up - Karl gone! Go the Socceroos!Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

US equities closed mixed on Wednesday amid losses for heavyweight tech companies. The S&P 500 inched down 0.1% and the Nasdaq 100 lost 0.4%. Micron dropped 0.4% ahead of its earnings report due after the close, with its guidance set as the latest bellwether for memory demand. The move followed a 13% plunge in the previous session amid growing concerns that capital expenditure by AI companies may have become excessive. Other semiconductor producers also fell with Qualcomm and Sandisk down 2.5% and 3.5%, respectively. AI-related fundraising remained elevated, with SK Hynix reportedly seeking to raise $29 billion through a US listing, shortly after SpaceX's record IPO. Other sectors found support from lower Treasury yields as prospects of restored energy exports from the Middle East eased inflation concerns. The Dow Jones outperformed, rising 182 points, aided by its exposure to traditional sectors. The Dow's exposure to speculative tech will rise on Monday as Alphabet replaces Verizon.Micron flies after hours on results - SPI up 16 - Nasdaq futures up 545pts. Gold down - Oil down.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

US stock indices closed negative on Tuesday amid a selloff in heavyweight chip producers. The S&P 500 fell 1.4%, and the Nasdaq 100 lost 3.3% as AI infrastructure companies, including semiconductor and memory chip producers, tanked on increasing skepticism that AI spending by hyperscalers will not meet returns. Also, SK Hynix slowed production of advanced AI chips to boost commodity DRAM capacity, a sign that demand for compute could slow. Nvidia (-4.2%), Broadcom (-3.1%), Qualcomm (-8%), AMD (-5.8%), Micron (-13.2%), and Sandisk (-11.2%) posted losses. Tesla lost 5.8% and Oracle slipped 5.8%. Meanwhile, SpaceX added 1%, rebounding as it issued bonds only one week after its IPO, adding to caution on colossal capital expenditure. Treasury yields remained elevated despite the decline in energy prices following the hawkish dot plot last week, limiting any respite for traditional sectors of the economy. Gains for healthcare and consumer defensive companies aided the Dow to close near flat.SPI up 35 - Resources will struggle - AUD below 70c - Korea to be closely watched.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Malík Ľudovít Čítanie znamení čias – synodálna cesta. Hostia: Pavol Kossey, člen Európskeho laického fóra a Mária Spišiaková.

Arquitetura de software não se limita a sistemas web ou distribuídos. Em sistemas embarcados, as decisões de design envolvem restrições muito mais rígidas, como limitação de hardware, consumo de energia, tempo real e confiabilidade. Neste episódio, conversamos com Rodrigo Schardong sobre como funcionam a arquitetura e o design de sistemas embarcados na prática.

The S&P 500 fell on Monday, weighed down by declines in technology stocks. Wall Street also assessed the latest developments in the Iran war negotiations and awaited the release of inflation data closely watched by the Federal Reserve.The broad market index fell 0.37% to 7,472.79, while the Nasdaq Composite declined 1.32% to end at 26,166.60. The Dow Jones Industrial Average added 148.01 points, or 0.29%, led by a nearly 4% gain in Caterpillar.Major tech names pulled the market into negative territory. Shares of Alphabet dropped 5%, spurred by concerns around artificial intelligence talent departures. Amazon and Meta Platforms lost 4.8% and 2.3%, respectively. Microsoft shares also declined 3%.SpaceX was another laggard. The stock fell 16%, posting its third straight daily decline.SPI up 21 - Gold firms - Oil steady - WTC answers.—Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Ozeáš 9,10-17 10 Ako vinič na púšti našiel som Izrael, ako na skorú figu na figovníku v jej prvom čase hľadel som na jeho otcov. Oni išli do Baal-Peóru, zasvätili sa Hanbe, stali sa ohavnosťou ako ich milenec. 11 Efrajimova sláva odletí ako vták. Nebudú plodiť ani rodiť, ani neotehotnejú. 12 Aj keď vychovajú svojich synov, vezmem ich od nich, aby u nich nebolo ľudí. Veru, beda im, keď sa od nich odvrátim. 13 Efrajim — videl som, ako svoje deti urobil korisťou pre lovca, ako Efrajim vyviedol svoje deti na zabitie. 14 Daj im, Hospodin — čo by si im tak dal? Daj im neplodné lono a vyschnuté prsia! 15 Všetko ich zlo sa prejavilo v Gilgále, áno, tam som ich znenávidel. Pre skazenosť ich skutkov ich vyženiem zo svojho domu; viac ich nebudem milovať, všetci ich veľmoži sú tvrdošijní. 16 Efrajim je ubitý, jeho korene vyschli, už neprinesú ovocie; ale aj keby rodili, usmrtím vytúžené ovocie ich lona. 17 Môj Boh ich zavrhne, lebo ho nepočúvali, a stanú sa zblúdilcami medzi národmi.“ Vinič na púšti a požehnanie. Dnešný text sa začína týmto paradoxom: Ako môže vyrásť a prežiť vinič na púšti? Aj ja som taký „vinič“ – Božie stvorenie predurčené prinášať dobré ovocie. No kde ma Boh našiel? Veru, na púšti tohto sveta. Daroval mi však nový život a ja sa Mu už nechcem odcudziť. Chcem vďačne prijímať každý nový deň s Ním. Ako radi si privlastňujeme slová požehnania a nachádzame potešenie v dobrých dňoch?! Vždy znova a znova si s nadšením pripomíname povzbudzujúce verše z Božieho slova o tom, že nás vody nezaplavia, ani plameň nespáli (Iz 43,2), že hoci aj polia nevydajú potravu, budeme jasať v Bohu našej spásy (Ab 3,17-18) alebo o zasľúbení požehnania (5M 28), či Žalmy 127 a 128 o odmene v podobe vydarených detí a dobrého životného partnera. Božie slovo je trvalé a nemenné. Môžem si ho privlastniť. Hovorí aj dnes ku mne osobne. Keď som oddala svoj život Pánovi Ježišovi, keď Ho túžim nasledovať, milovať blížnych, rásť vo viere a tešiť sa do nebeského domova, akákoľvek starosť a skúška môže byť pre mňa iba požehnaním. Len vytrvať a zostať verná! Zmluva v krvi s mojím Vykupiteľom je večná. Modlitba: Drahý Pane Bože, prosím Ťa, preveď ma časným životom k Sebe do večnej slávy! Viem, že si to nijako nezaslúžim, ale vďaka Tvojej milosti smiem dôverovať! Amen. Modlitba: ES 634 Autor: Iveta Topolčanyová Toto hovorí Hospodin: „Spomínam si na lásku tvojej mladosti, na ľúbosť z čias tvojich zásnub, keď si Ma nasledoval po púšti v krajine bez siatiny.“ Jeremiáš 2,2 Máme účasť na Kristovi, pravda, len ak si zachováme až do konca také pevné rozhodnutie, aké sme mali na začiatku. Hebrejom 3,14 1.Jána 3,19-24 •  Modlíme sa za: Spišské Vlachy − Krompachy (TaS) Otázky na rozjímanie: Ako dnes žijem z istoty, že som „vinič na púšti“, ktorého Boh našiel — či som si vedomý/á, že Boh ma daroval nový život a ja sa Mu už nechcem odcudziť, alebo stále hľadám útechu na púšti tohoto sveta? Kde v mojom živote som ako Efrajim, ktorý „išiel do Baal-Peóru, zasvätil sa Hanbe“ — či som ochotný/á zostať verný/á Bohu a neprinášať ovocie hanby, alebo som sa odvrátil/á od Boha a zasvätil/á sa iným modlám? Ako dnes žijem z poznaním, že „zmluva v krvi s mojím Vykupiteľom je večná“ — či som ochotný/á „vytrvať a zostať verný/á“ až do konca, ako je opisované v Hebrejom 3,14, alebo som nestály/á vo viere? Aplikácia do života: Dnes si spomeňte na jednu situáciu, kde ste sa odvrátili od Boha a zasvätili sa iným modlám. Napíšte si modlitbu: „Drahý Pane Bože, preveď ma časným životom k Sebe do večnej slávy! Viem, že si to nijako nezaslúžim, ale vďaka Tvojej milosti smiem dôverovať!“ Potom urobte jeden krok vernosti: čítanie Bibliu, modlitba, alebo vyznanie hriechu pred niekým. Dnes som vďačný za tieto 3 veci: _________________________________ _________________________________ _________________________________ Viac o vďačnosti, čo to je, prečo je dôležité byť vďačný, ako praktizovať vďačnosť nájdeš na blogu

US Markets closed - European markets easeConfusion in the Middle East - Is the Strait open or closed?SPI down 16 - Metals off in London Trade.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

Ozeáš 8,1-14 1 Roh k ústam!“ Hospodin je ako orol krúžiaci nad domom: „Porušili moju zmluvu a vzbúrili sa proti môjmu zákonu, 2 hoci ku mne kričia: ‚Boh Izraela, my ťa poznáme!‘ 3 Izrael zavrhol toho, ktorý je dobrý, bude ho stíhať nepriateľ. 4 Ustanovili si kráľov, no nie podľa mojej vôle, ustanovili si kniežatá, ale bez môjho vedomia. Zo svojho striebra a zlata si spravili modly, aby boli vykynožení. 5 Zavrhujem tvoje teľa, Samária; môj hnev blčí proti nim — dokedy budú neschopní očistenia 6 synovia Izraela? Teľa nie je Boh; zhotovil ho remeselník. Veru, teľa Samárie bude rozbité na kúsky. 7 Sejú vietor a budú žať víchricu. Vyrastie steblo bez zrna, nebude sa z neho robiť múka; ak by sa aj robila, zhltnú ju cudzinci. 8 Izrael je pohltený, teraz sú medzi národmi ako nikým nechcená nádoba. 9 Keď vystupovali do Asýrie, osamelého divého osla Efrajima si najímali milenci; 10 ale hoci ich najímajú medzi národmi, teraz ich zhromaždím a zakrátko prestanú pomazávať kráľa veľmožov. 11 Keďže Efrajim rozmnožil oltáre, stali sa pre neho oltármi na hriech. 12 Napísal som im množstvo svojich zákonov, no pokladajú ich za cudzie. 13 Ako obety obetujú moje dary, jedia mäso — Hospodin v nich nemá zaľúbenie. Teraz si spomenie na ich vinu a potrestá ich hriechy — oni sa vrátia do Egypta. 14 Izrael zabudol na svojho Tvorcu a staval chrámy, Júda rozmnožoval opevnené mestá. Zošlem však oheň na jeho mestá a ten strávi jeho pevnosti. Strata Božieho požehnania. Celá táto kapitola Ozeášovho proroctva potvrdzuje slová, ktoré čítame v žalme 127, ktorého autorstvo sa pripisuje Šalamúnovi: „Ak Hospodin nestavia dom, márne sa namáhajú stavitelia, ak Hospodin nestráži mesto, márne bdie strážnik.“ Prorok pomerne podrobne opisuje to, ako sa prejavovalo odpadnutie Izraelcov od Toho, Kto pre nich v dejinách tak veľa urobil, napríklad: „Dosadili si kráľov, ale bezo Mňa“, „zo svojho striebra a zlata si urobili modly“, „spreneverili sa môjmu ponaučeniu“. A práve tak do konkrétností rozvádza to, čo obrazne vyjadrujú slová: „Pretože sejú vietor, budú žať víchor.“ Teda: „Nepriateľ ho bude stíhať, steblo nebude mať zrno, nedonesie múku, a ak aj urodí, cudzinci to zhltnú.“ Najsmutnejšie je však konštatovanie: „Hospodin nemá v nich zaľúbenie.“ V celej 8. kapitole nenájdeme nič potešujúce, iba Boží hnev a trestanie izraelského národa. Nech je to pre nás upozornenie, aby sme sa tým viac s pokorou utiekali k Pánu Bohu, Jeho milosť darovanú na kríži Jeho Syna nebrali nadarmo a dennodenne túžili po Jeho vedení a požehnaní. Modlitba: Bože, ďakujem Ti, že si jediný živý Boh! Odpusť, že zbožňujem mnohé veci alebo ľudí! Vyveď ma z takýchto vecí a premeň moju dušu, nech sa zameriavam iba na Teba! Amen. Pieseň: ES 330 Autor: Ivan Novomestský Nech plesajú moje pery, keď Ťa budem oslavovať, i moja duša, ktorú si vykúpil. Žalm 71,23 Zachariáš požiadal o tabuľku a napísal: „Jeho meno je Ján.“ Všetci sa tomu čudovali. Hneď sa mu otvorili ústa, rozviazal jazyk i prehovoril, a velebil Boha. Lukáš 1,63-64 Ján 4,5-14(15-18) •  Modlíme sa za: Spišská Nová Ves (TaS) Otázky na rozjímanie: Ako dnes žijem z istoty, že „Hospodin nestavia dom, márne sa namáhajú stavitelia“ — či sa spolieham na Boha vo všetkom, alebo si ustanovujem kráľov, kniežatá a modly „bez Božieho vedomia“, ako to robil Izrael v Ozeášovi 8,4–5? Kde v mojom živote „sejem vietor a žnem víchricu“ — či moje rozhodnutia vedú k plodu, alebo k prázdnotu, steblo bez zrna, ako je opisované v Ozeášovi 8,7? Ako dnes žijem z poznaním, že „Hospodin nemá v nich zaľúbenie“ — či mám osobný vzťah s Bohom, alebo len prinášam obety bez lásky, ako to robil Efrajim v Ozeášovi 8,11–13? Aplikácia do života: Dnes si spomeňte na jednu situáciu, kde ste si ustanovili „modly“ (peniaze, úspech, imidž) namiesto Boha. Napíšte si modlitbu: „Bože, odpusť, že zbožňujem mnohé veci alebo ľudí! Vyveď ma z takýchto vecí a premeň moju dušu, nech sa zameriavam iba na Teba!“ Potom urobte jeden krok odstránenia modly: odložte jednu vec, ktorá vás odvádzala od Boha. Dnes som vďačný za tieto 3 veci: _________________________________ _________________________________ _________________________________ Viac o vďačnosti, čo to je, prečo je dôležité byť vďačný, ako praktizovať vďačnosť nájdeš na blogu

Ozeáš 6,1-6 1 ‚Poďte, vráťme sa k Hospodinovi! On nás totiž roztrhal a on nás aj uzdraví, on nás udrel a on nás aj obviaže. 2 Po dvoch dňoch nás oživí, na tretí deň nás vzkriesi a budeme žiť pred jeho tvárou, 3 spoznáme ho a budeme sa usilovať o poznanie Hospodina. Jeho východ je istý ako východ rannej zory a jeho príchod je pre nás ako príchod dažďa, jesenného a jarného dažďa, ktorý zvlažuje zem.‘ 4 Čo si s tebou počať, Efrajim? Čo si s tebou počať, Júda? Veď vaše milosrdenstvo je ako ranný oblak alebo ako rosa, čo sa hneď stratí. 5 Preto som ich okresával prostredníctvom prorokov, zabíjal som ich slovami svojich úst. Moje právo vychádza ako svetlo; 6 lebo milosrdenstvo chcem, a nie obetu, poznanie Boha viac ako spaľované obety. Vráťme sa k Hospodinovi! Všetky problémy, do ktorých sa Izraelci dostali, vidí prorok ako dôsledok ich odpadnutia od Hospodina. Dokonca ich vníma ako Božie konanie – to On nás roztrhal, to On nás zbil. No keď sa k Nemu v pokání vrátime a budeme sa Ho snažiť spoznať, keď sa namiesto vyprázdneného prinášania obetí k Nemu s láskou privinieme, On nám obviaže naše rany a uzdraví nás. Ozeáš musel mať živý a úprimný vzťah k Hospodinovi: akiste bol presvedčený o Jeho vernosti, moci a láske, inak by nemohol napísať takéto úžasné slová: „Jeho príchod je istý ako ranná zora; príde k nám ako dážď, ako jarný dážď, čo zvlažuje zem.“ Túžil po tom, aby podobné poznanie Pána, aké mal on, malo čo najviac ľudí jeho národa. Túžil po uzdravení svojho národa a po jeho návrate na Božiu cestu. Jeho výzva: „Poznávajme, snažme sa poznať Hospodina!“ je aktuálna aj dnes pre nás. Jeho volania nás vyzývajú k prehlbovaniu osobnej viery, ale aj k svedectvu, pretože ak ľudia okolo nás nepoznajú Pána, ani nemôžu vedieť, ku Komu by sa mali vrátiť, aby boli uzdravení. Modlitba: Bože, ďakujem Ti, že prídeš, aby si priniesol dokonalú Spravodlivosť! Odpusť, že Ťa málo očakávam! Pripravuj moje srdce, nech mám olej Ducha Svätého a obstojím pri Tvojom príchode! Amen. Pieseň: ES 228 Autor: Ivan Novomestský Postavil si mi nohy na voľné priestranstvo. Žalm 31,9 Kristus nás oslobodil, aby sme boli slobodní. Stojte teda a nedajte sa znova zapriahnuť do jarma otroctva! Galaťanom 5,1 Ján 6,37-40(41-46) •  Modlíme sa za: Spišská Belá (TaS) Otázky na rozjímanie: Ako dnes žijem z istoty, že Boh nás „roztrhal a on nás aj uzdraví, on nás udrel a on nás aj obviaže“ — či sa vraciam k Bohu v pokání, alebo stále hľadám útechu mimo Neho? Kde v mojom živote je moje milosrdenstvo ako „ranný oblak alebo rosa, čo sa hneď stratí“ — či som stály vo viere, vo vzťahoch, v prioritách, alebo som nestály ako Efrajim a Júda v Ozeášovi 6,4? Ako dnes žijem z poznaním, že Boh chcem „milosrdenstvo, a nie obetu, poznanie Boha viac ako spaľované obety“ — či mám osobný vzťah s Bohom, alebo len prinášam vyprázdnené obety bez lásky? Aplikácia do života: Dnes si spomeňte na jednu situáciu, kde ste odišli od Boha a hľadali útechu mimo Neho. Napíšte si modlitbu: „Poďte, vráťme sa k Hospodinovi! On nás totiž roztrhal a on nás aj uzdraví.“ Potom urobte jeden krok vrátenia sa: čítanie Bibliu, modlitba, alebo vyznanie hriechu pred niekým. Dnes som vďačný za tieto 3 veci: _________________________________ _________________________________ _________________________________ Viac o vďačnosti, čo to je, prečo je dôležité byť vďačný, ako praktizovať vďačnosť nájdeš na blogu

U.S. stocks rose on Thursday, staging a comeback after the Federal Reserve indicated the possibility of a rate hike this year — a move that sparked a sell-off in equities during the previous session. The S&P 500 added 1.08%, closing at 7,500.58, and the Nasdaq Composite climbed 1.91% to 26,517.93. The Dow Jones Industrial Average rose by 72.15 points, or 0.14%, to end at 51,564.70.Intel led chip stocks higher, rising 10.6% after President Donald Trump said the company will partner with Apple on designing chips in the U.S. Fellow semiconductor names such as Nvidia and Micron Technology were also higher by about 3% and almost 9%, respectively. The iShares Semiconductor ETF (SOXX) jumped more than 6%.SPI down 51 - BHP costs blowout - Gold eases - US Holiday tonightMarcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

V profesionálnom športe nie je vôbec pravidlom, že úspešný hráč dokáže plynule prejsť do roly špičkového funkcionára. Bývalý slovenský reprezentant Peter Sedmák je žiarivým príkladom toho, že tvrdá práca a odhodlanie fungujú nielen na palubovke, ale aj v manažérskom kresle. Svoju hráčsku kariéru vymenil za oblek a v súčasnosti pôsobí ako generálny manažér prvoligového Hradca Králové.O náročnom prerode z lídra kabíny na šéfa klubu, o nevyspytateľnom svete športového biznisu, ale aj o zákulisí vyjednávania s hráčmi či budovaní vzťahov so sponzormi, prišiel úspešný funkcionár porozprávať do najnovšej epizódy podcastu Pod košom, ktorým sprevádza Tomáš Kotlárik.Prechod na manažérsku stoličku nebol pre rodáka z Popradu úplne priamočiary, no do novej úlohy sa zahryzol s rovnakou vervou, s akou kedysi bojoval pod košmi. V rozhovore priznáva, že kým hráč sa stará primárne o svoje telo, herný režim a výkony, manažment žije v neustálom strese, keďže musí zabezpečiť chod celej organizácie.Na otázku moderátora, či je náročnejšie ubrániť na ihrisku útočiaceho súpera, alebo presvedčiť investora, aby podporil basketbal, má zocelený Slovák jasnú odpoveď. „Určite investora. Toho protihráča v obrane môžete faulovať a zabrániť tak košu, ale presvedčiť v dnešnom svete niekoho, aby dal svoje peniaze do klubu, je zložité,“ vysvetľuje Peter Sedmák úskalia svojej každodennej profesie.V diskusii sa nevyhol ani porovnaniu svojej hráčskej generácie s tou súčasnou. Ako typický pracant, ktorý si svoje miesto vždy musel tvrdo vybojovať, nikdy nevyhľadával žiaru reflektorov a sústredil sa výlučne na čiernu robotu pre tím. Dnes, z pozície manažéra, ktorý spolu s trénerom skladá káder a analyzuje potenciálne posily, vníma obrovský vplyv sociálnych sietí.Tie podľa neho neraz skresľujú realitu a niektorým mladým hráčom dávajú pocit falošnej hviezdy bez adekvátnej driny. „Dnes to majú chalani do istej miery zadarmo a basketbal pre nich nie je takou prioritou. Niektorí majú pekný Instagram, ale keď sa na nich pozriete a viete, ako reálne vystupujú a hrajú, tak to úplne nie je ono,“ hodnotí s úprimnosťou bývalý pivot.Pre basketbalových fajnšmekrov bude určite mimoriadne atraktívna aj pasáž, v ktorej Peter Sedmák spomína na svoj netradičný angažmán v Spojených arabských emirátoch. Dozviete sa aj, prečo mu vážne zranenie kolena v exotike paradoxne zmenilo prístup k vlastnému telu a predĺžilo kariéru o 8 rokov, prečo odmietol lukratívnu ponuku zo Švajčiarska, a aké má smelé vízie s hradeckým klubom po vzore veľkých európskych značiek.Na záver rozhovoru odhalí aj svoje myšlienky o blížiacom sa sviatku slovenského basketbalu v Spišskej Novej Vsi a taktiež naznačí, či ho v budúcnosti uvidíme pracovať aj vo farbách slovenskej reprezentácie. Ak chcete spoznať realitu riadenia profesionálneho klubu a vypočuť si inšpiratívny príbeh muža, ktorý tomuto športu zasvätil celý život, neváhajte a pustite si mimoriadne pútavú najnovšiu epizódu podcastu Pod košom na ŠPORT.sk.

US stock closed lower after the Federal Reserve held interest rates unchanged and signaled the possibility of rate hikes this year. The S&P 500 fell 1.2% and the Nasdaq 100 dropped 1%, while the Dow lost 507 points from its record high. The Summary of Economic Projections from the Fed's June meeting showed that half of the FOMC members projected one rate hike or more this year, as underlying inflation gauges pointed to rising prices and employment data remained robust despite economic shocks stemming from the war in Iran. Chairman Warsh refrained from posting a dot in the projections, reflecting his intention to change the Fed's monetary framework.Magnificent Seven stocks led the losses amid the selloff in Treasuries, with Meta down 4.2%, Microsoft losing 3.6%, Alphabet shedding 2.4%, and Amazon dropping 3.1%. Chipmakers extended their rally, with Micron up 2.2%, Marvell gaining 3.9%, and Intel advancing 3.5%.SPI down 64 - Gold falls - Oil rises - Yields rise.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

V profesionálnom športe nie je vôbec pravidlom, že úspešný hráč dokáže plynule prejsť do roly špičkového funkcionára. Bývalý slovenský reprezentant Peter Sedmák je žiarivým príkladom toho, že tvrdá práca a odhodlanie fungujú nielen na palubovke, ale aj v manažérskom kresle. Svoju hráčsku kariéru vymenil za oblek a v súčasnosti pôsobí ako generálny manažér prvoligového Hradca Králové.O náročnom prerode z lídra kabíny na šéfa klubu, o nevyspytateľnom svete športového biznisu, ale aj o zákulisí vyjednávania s hráčmi či budovaní vzťahov so sponzormi, prišiel úspešný funkcionár porozprávať do najnovšej epizódy podcastu Pod košom, ktorým sprevádza Tomáš Kotlárik.Prechod na manažérsku stoličku nebol pre rodáka z Popradu úplne priamočiary, no do novej úlohy sa zahryzol s rovnakou vervou, s akou kedysi bojoval pod košmi. V rozhovore priznáva, že kým hráč sa stará primárne o svoje telo, herný režim a výkony, manažment žije v neustálom strese, keďže musí zabezpečiť chod celej organizácie.Na otázku moderátora, či je náročnejšie ubrániť na ihrisku útočiaceho súpera, alebo presvedčiť investora, aby podporil basketbal, má zocelený Slovák jasnú odpoveď. „Určite investora. Toho protihráča v obrane môžete faulovať a zabrániť tak košu, ale presvedčiť v dnešnom svete niekoho, aby dal svoje peniaze do klubu, je zložité,“ vysvetľuje Peter Sedmák úskalia svojej každodennej profesie.V diskusii sa nevyhol ani porovnaniu svojej hráčskej generácie s tou súčasnou. Ako typický pracant, ktorý si svoje miesto vždy musel tvrdo vybojovať, nikdy nevyhľadával žiaru reflektorov a sústredil sa výlučne na čiernu robotu pre tím. Dnes, z pozície manažéra, ktorý spolu s trénerom skladá káder a analyzuje potenciálne posily, vníma obrovský vplyv sociálnych sietí.Tie podľa neho neraz skresľujú realitu a niektorým mladým hráčom dávajú pocit falošnej hviezdy bez adekvátnej driny. „Dnes to majú chalani do istej miery zadarmo a basketbal pre nich nie je takou prioritou. Niektorí majú pekný Instagram, ale keď sa na nich pozriete a viete, ako reálne vystupujú a hrajú, tak to úplne nie je ono,“ hodnotí s úprimnosťou bývalý pivot.Pre basketbalových fajnšmekrov bude určite mimoriadne atraktívna aj pasáž, v ktorej Peter Sedmák spomína na svoj netradičný angažmán v Spojených arabských emirátoch. Dozviete sa aj, prečo mu vážne zranenie kolena v exotike paradoxne zmenilo prístup k vlastnému telu a predĺžilo kariéru o 8 rokov, prečo odmietol lukratívnu ponuku zo Švajčiarska, a aké má smelé vízie s hradeckým klubom po vzore veľkých európskych značiek.Na záver rozhovoru odhalí aj svoje myšlienky o blížiacom sa sviatku slovenského basketbalu v Spišskej Novej Vsi a taktiež naznačí, či ho v budúcnosti uvidíme pracovať aj vo farbách slovenskej reprezentácie. Ak chcete spoznať realitu riadenia profesionálneho klubu a vypočuť si inšpiratívny príbeh muža, ktorý tomuto športu zasvätil celý život, neváhajte a pustite si mimoriadne pútavú najnovšiu epizódu podcastu Pod košom na ŠPORT.sk.

Ondrejková Jana Špirituál kňazského seminára v Spišskej Kapitule o. Ľubomír Vojtaššák o 25 rokoch kňazstva i sprevádzaní bohoslovcov.

US equities closed mixed on Tuesday amid a pullback in AI-related stocks. The S&P 500 lost 0.6%, while the Nasdaq was down 1.2%. Investors took profits in semiconductor names after their recent rally, with Nvidia (-2.4%), Broadcom (-4.4%), Micron (-6.2%), AMD (-7.3%), and Intel (-8.5%) all posting losses. In contrast, SpaceX gained 4.8%, extending its advance since Friday's IPO, after reports that it would acquire Cursor for $60 billion. Meanwhile, the Dow Jones rose 328 points to a new high, supported by optimism surrounding the preliminary US-Iran agreement. Both countries are expected to sign the deal on Friday, with US officials stating that the Strait of Hormuz will reopen. Bond yields continued to ease as lower oil prices softened inflation concerns ahead of the Fed's expected rate hold on Wednesday, although Chairman Warsh is still expected to advocate changes to the monetary framework and a smaller balance sheet. JPMorgan rose 3.7%, while Visa gained 2.8%.SPI down 31 - Fed in focus - Yields fall - Oil drops over 5%.Marcus Today – Daily Market InsightsMarcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise.If you'd like to go further:Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcastJoin Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offerMT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcastPrinciples – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast—Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice.

US stocks closed sharply higher on Thursday, with the S&P 500 rising 1.8%, the Nasdaq gaining 2.5%, and the Dow Jones climbing 930 points. Investor sentiment improved amid a pullback in oil prices after President Trump cancelled strikes against Iran after earlier threatening "very hard" attacks tonight. He also claimed a deal had been agreed in principle by several allies in the Middle East, including Israel, without elaborating. Further support came from a rally in technology shares as investors positioned themselves ahead of SpaceX's expected IPO tomorrow. Micron and AMD soared 11% and 8%, respectively, while Lam Research added 12.7% and Intel jumped over 10% after being upgraded by BofA on soaring CPU orders. On the other hand, Oracle slipped nearly 9% as investors focused on a cloud revenue miss and rising AI infrastructure costs despite an earnings beat. On the data front, PPI data pointed to accelerating prices in May, consolidating bets that the Fed will raise rates this year.SPI jumps 1436 - Gold up 3% plus...Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

U.S. equities fell on Wednesday after President Donald Trump signaled that negotiations with Iran were taking “too long” and threatened more action.The Dow Jones Industrial Average fell by 953.33 points, or 1.87%, to 49,918.78. The S&P 500 lost 1.62% to end at 7,266.99, and the Nasdaq Composite dropped 1.98% to settle at 25,169.50.The major averages dropped after Trump pledged more Iran attacks, saying that “we're going to be attacking them very hard.” He wrote early Wednesday that Iran has “taken too long to negotiate a deal that would have been great for them, now they will have to pay the price!!!”Oil prices rose after Trump's threats. West Texas Intermediate crude futures settled up 2.07% to $90.03 a barrel, while Brent crude advanced 1.8% to settle at $93.10. SPI down 65 - Oil up on hostilities - Gold down - US Futures down after hours.Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

The S&P 500 and Nasdaq closed 0.25% and 1% lower respectively on Tuesday despite a retreat in oil prices, as the recent rebound in semiconductor shares lost steam. Semiconductor stocks came under renewed pressure, with the iShares Semiconductor ETF dropping more than 3% after rallying 6% on Monday. The fund had plunged 10% on Friday, its worst single-day decline in six years, as investors worried that the AI-fueled surge in chip stocks had become overheated. Micron Technology fell nearly 5%, giving back part of Monday's 10% recovery.SPI up 13 - Oil down - Gold down - US launches strikes against IranMarcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

The S&P 500 and Nasdaq Composite were higher on Monday as chip stocks rebounded from Friday's rout, and President Donald Trump tried to maintain a fragile ceasefire despite Iran and Israel trading strikes.The broad market index advanced 0.30% and closed at 7,405.73. The tech-heavy Nasdaq was up 0.86%, ending at 25,929.66. The Dow Jones Industrial Average lost 80.77 points, or 0.16%., and settled at 50,786.01.SPI down 92 over two sessions - Oil eases back a little - Gold steadies - Bitcoin rallies.Marcus Today – Daily Market Insights Marcus Today provides clear, practical commentary for self-directed investors – covering markets, portfolios, education, and decision-making without the noise. If you'd like to go further: Start a free 14-day trial of Marcus Today http://bit.ly/mt-trial-podcast Join Marcus Today Use code MTPODCAST for 10% off http://bit.ly/mt-join-podcast-offer MT20 – Managed ETF Portfolio A professionally managed portfolio run by Marcus Padley and the team, using ASX-listed ETFs with active market timing. http://bit.ly/mt20-podcast Principles – How We Think About Investing A short video series on timing, behaviour, and decision-making. No stock tips. http://bit.ly/mt-principles-podcast — Disclaimer This podcast is general information only and does not consider your personal circumstances. It is not personal financial advice. 

durée : 00:42:22 - L'Invité(e) des Matins - par : Guillaume Erner, Yoann Duval - Depuis Cannes, Maxime Saada, patron de Canal+, premier financeur du cinéma français, a annoncé ce dimanche rompre avec les 600 signataires d'une tribune publiée dans Libération, dénonçant l'emprise de Vincent Bolloré. Une décision qui suscite de vives réactions dans le monde du cinéma. - réalisation : Félicie Faugère - invités : Marie Masmonteil Productrice pour Elvézir Films, présidente du collège cinéma Syndicat des Producteurs Indépendants (SPI); Nicole Vulser Journaliste française; Thomas Paris Economiste, professeur à HEC et chercheur au CNRS. Spécialiste des industries culturelles.

durée : 00:42:21 - Les Matins de France Culture - par : Guillaume Erner - Depuis Cannes, Maxime Saada, patron de Canal+, premier financeur du cinéma français, a annoncé ce dimanche rompre avec les 600 signataires d'une tribune publiée dans Libération, dénonçant l'emprise de Vincent Bolloré. Une décision qui suscite de vives réactions dans le monde du cinéma. - réalisation : Félicie Faugère, Yoann Duval, Marie-Lys de Saint Salvy, Emma Lichtenstein, Mathilde Thon-Fourcade, Alice Deschamps, Carolina Sousa - invités : Marie Masmonteil Productrice pour Elvézir Films, présidente du collège cinéma Syndicat des Producteurs Indépendants (SPI), Nicole Vulser Journaliste française, Thomas Paris Economiste, professeur à HEC et chercheur au CNRS. Spécialiste des industries culturelles. Vous aimez ce podcast ? Pour écouter tous les épisodes sans limite, rendez-vous sur Radio France

Show Notes:Resources for Candidates and Providers:Scenario overview video Scoring rubric + guidanceUpdated SPI Program HandbookNew textbook release (May 5): Rock Climbing: The Official AMGA Single Pitch ManualRelated Links:AMGA Single Pitch Instructor PageEP 20 – Everything SPI 01 – Professionalism and Risk ManagementEP 29 – Everything SPI 02 – Site Selection & Group ManagementEP 34 – Everything SPI 03 – Current SPI Eval SystemEP 38 – Everything SPI 04 – Teaching & Curriculum Design IAndrew Megas-Russell Instagram https://www.instagram.com/megas_sends/Episode Intro:Dear listeners of the Female Guides Requested Podcast, welcome back. This is your host Ting Ting from Las Vegas. Today in our fifth installment of the Everything SPI series, I am joined once again by Andrew Megas-Russell, the Climbing Instructor Program Manager of the AMGA, to break down the significant updates to the Single Pitch Instructor (SPI) exam that went into effect on January 1, 2026. The changes are designed to standardize and strengthen consistency across the country.We explore the transition to a more standardized exam format, specifically the new 35-minute technical drill for top-managed skills and the updated instructional assessment component. Andrew explains the rationale behind moving away from volunteer mock clients in favor of a peer-based instructional model. This shift aims to foster richer professional development and allow for more complex teaching topics.Additional topics in this episode include: Updated Résumé Requirements, Additional Resources and FAQs, and Tips for Success for SPI candidates.

Neste episódio, Ricardo fala sobre KPIs (Key Performance Indicators - Indicadores-Chave de Desempenho). Ele explica que os KPIs são métricas essenciais que apoiam a tomada de decisões em projetos, ao contrário das métricas gerais que apenas reportam dados. KPIs eficazes ajudam a antecipar problemas, agilizar decisões e alinhar equipes e stakeholders. Exemplos para desempenho de cronograma incluem a porcentagem de tarefas concluídas no prazo, a duração prevista versus a duração programada, o SPI (Índice de Desempenho do Cronograma) e o atraso médio por entrega. Para custo, o CPI (Índice de Desempenho de Custo) e a variação de custo medem a eficiência. Além de cronograma e custo, KPIs estratégicos são essenciais, como taxa de retrabalho, valor entregue, aderência ao plano de negócios e satisfação dos stakeholders, pois os projetos podem atingir as metas de tempo e orçamento e ainda assim falhar. Ricardo recomenda usar alguns KPIs significativos, acompanhar tendências, atualizá-los frequentemente e evitar métricas superficiais que não orientam as decisões. Escute o podcast para saber mais!

How do I step into the next level of my healing abilities and share them with the world?In this One Question Channeling Session, Ayden Callender asks what the next level of his healing work looks like and how he is meant to step into it.This episode explores spiritual gifts, healing abilities, purpose, and how to move from uncertainty into clarity through direct transmission channeling.In this episode, you'll hear:How to understand the next level of your healing abilitiesWhy “more healing skills” is not always the answerThe role of dragons as healers, protectors, and spiritual guidesHow to step into spiritual purpose without overcomplicating itWhat it means to become a bridge between worlds and ideasWhy building community is part of spiritual leadershipThis session reveals that growth is not always about adding new modalities, but about stepping into visibility, clarity, and expression of what is already there.Through this transmission, a deeper perspective is given on working with dragon energy, teaching, and helping others understand spiritual concepts in simple, grounded ways.This episode is for you if:You feel ready to step into your spiritual gifts but don't know howYou are a healer, coach, or practitioner seeking directionYou feel called to something bigger but lack clarityYou resonate with dragons, energy work, or spiritual guidanceYou are navigating purpose, visibility, or next stepsWork With KatischeIf you'd like to ask your own question and receive direct guidance:

An airhacks.fm conversation with Christofer Dutz (@christofer-dutz) about: discussion about Apache PLC4X as the JDBC of industrial automation, the API and SPI architecture with Java service loader for driver discovery, Modbus protocol for HVAC systems and heating devices, PLC4X core API operations including discovery and browsing and reading and writing and subscribing and publishing, multi-language support with PLC4J for Java and PLC4Go for Go and PLC4Py for python and C#, code generation from protocol definitions using language-specific templates, XML-based cross-language unit tests, OPC UA as the Esperanto of industrial protocols versus PLC4X speaking native device protocols, OPC UA overhead causing PLC strain and network congestion, comparison of OPC UA to CORBA and grpc, CORBA IIOP protocol on devices, bidirectional communication for reading sensor data and writing control flags, subscription-based event-driven data collection to reduce PLC polling load, founding ToddySoft to provide commercially supported open source industrial products, the gap between open source libraries and industrial consumption, ToddySoft Connect as bubble-wrapped PLC4X drivers for platforms like Inductive Automation Ignition, eliminating edge gateway boxes on shop floors, native protocol communication reducing network load on 100 Mbit industrial networks, unified namespace concept as JMS for industrial automation, Apache IoTDB as time series database with push queries and callback features, Apache TsFile storage format for writing time series data directly on PLCs, shifting from polling to pushing in industrial data collection, ToddySoft File as C libraries compiled for PLCs, ToddySoft DB as embedded stripped-down IoTDB for edge devices, ToddySoft Edge as the combined platform resembling an application server for industrial automation, Industry 4.0 definition and evolution from manual labor through steam power through PLC automation to connected production, compressed air as a service business model, early failure detection in multi-step production lines, OSGi runtime driver loading, Eclipse Tycho build system difficulties, Kafka Connect PLC connectors, SPS fair in Nuremberg as one of the largest industrial automation fairs, signal theory and Nyquist sampling rate in PLC polling Christofer Dutz on twitter: @christofer-dutz

Gościem najnowszej Melliny jest Hubert Dobaczewski czyli Spięty. 20 lutego 2026 roku premierę miał album „Full. H.D.” To czwarta płyta Spiętego. Na nowym albumie usłyszycie muzykę, która była inspirowana tańcem - zarówno jego tradycyjną formą jak bolero czy tango, ale również zupełnie współczesnym funkiem czy disco. Sam artysta w rozmowie z Marcinem Mellerem przyznaje, że samotność mu sprzyja. Szczególnie doceniał ją gdy był kierowcą ciężarówki. Dziś sam mówi, że chętnie wszystko by zmienił. Od czego by zaczął o tym w rozmowie z Marcinem Mellerem.

Welcome to another episode of Restoring the Soul with Michael John Cusick. In this conversation, Michael sits down with Mark Batterson, the celebrated pastor of National Community Church in Washington, D.C., and multi-time New York Times bestselling author. Together, they dive deep into the inspiration and lessons behind Mark's latest book, "Gradually Then Suddenly: How to Dream Bigger, Decide Better, and Leave a Lasting Legacy."Drawing from three decades of ministry, Mark Batterson shares stories of setbacks, perseverance, and the long, often unseen journey toward meaningful transformation. The episode explores the power of slow growth in a world obsessed with quick fixes, the value of legacy and "cathedral thinking," and the importance of staying humble and hungry over the long haul.With candid reflections, practical wisdom, and a few memorable one-liners, this episode offers rich encouragement for anyone seeking to influence others, live with deep conviction, and play the long game of faith and leadership. So grab a cup of coffee and join us for a heartfelt discussion on dreaming, deciding, and leaving a legacy that lasts.Mark Batterson serves as the Lead Visionary of National Community Church (NCC) in Washington, DC. NCC also owns and operates Ebenezers Coffeehouse, The Miracle Theatre, the DC Dream Center, the Capital Turnaround, and Culture House as gathering places for the community and funding for Kingdom causes. Mark also serves as Lead Visionary for The Dream Collective, which equips and supports dreamers who long for revival in the church, reformation in the kingdom, and renaissance in culture.Mark holds a Doctor of Ministry degree from Regent University and is the author of 25 books including the New York Times bestselling The Circle Maker as well as In a Pit with a Lion on a Snowy Day, Wild Goose Chase, Double Blessing, Whisper, and, most recently, A Million Little Miracles and The Best Worst Day Ever, a children's book he wrote with his daughter, Summer. Mark is married to Lora, and they live on Capitol Hill. They have three children: Parker, Summer (married to Austin), and Josiah.Support the showENGAGE THE RESTORING THE SOUL PODCAST:- Follow us on YouTube - Tweet us at @michaeljcusick and @PodcastRTS- Like us on Facebook- Follow us on Instagram & Twitter- Follow Michael on Twitter- Email us at info@restoringthesoul.com Thanks for listening!

Imagine getting handed a project of sifting, sorting and organizing over 10,000 emails

Smer chce krátko pred voľbami meniť pravidlá - zrušiť chce voľbu zo zahraničia, kde dlhodobo dostáva málo hlasov. Generálny prokurátor Maroš Žilinka navrhuje zrušiť personálne rozkazy, ktoré vydal minister vnútra Matúš Šutaj Eštok bez súhlasu Úradu na ochranu oznamovateľov v prípade čurillovcov, a Robert Fico zmenil svoje dlhoročné nastavenie a otváral nemocnicu v Spišskej novej vsi priamo s majiteľom penty Jaroslavom Haščákom. A Rudolf Huliak sa musí ospravedlniť Lucii Plavákovej. Sobotným Dobrým ránom vás sprevádzajú Zuzana Kovačič Hanzelová a Jakub Filo. Otázky do nasledujúcej epizódy Dobrého rána sobota nám zasielajte na e-mail dobrerano@sme.sk, ideálne vo forme hlasovej správy. Do predmetu napíšte Otázka do sobotného Dobrého rána. Zdroje zvukov: TASR, TA3, TV JOJ – Všetky podcasty denníka SME nájdete na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/podcasty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ – Odoberajte aj audio verziu denného newslettra⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SME.sk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ s najdôležitejšími správami na⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ sme.sk/brifingSee omnystudio.com/listener for privacy information.

#914 Everything has changed. That's my answer to the question of how the world of online business is today versus how it was when I started. Of course, that was in 2008. But my answer is actually the same if I were to compare right now to this time last year. That's why we have a big change coming at SPI! Listen in on today's session because I need to address the "passive income" elephant in the room. Don't get me wrong, not trading your time for money is still a valid goal to shoot for in business. That said, certain terms associated with this concept have developed a scammy connotation. So tune in to hear how this is all contributing to my shift in a new direction! The big change is right around the corner, so join me to hear about my renewed focus on helping you build a business around your superfans! Show notes and more at SmartPassiveIncome.com/session914.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.