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In this episode of Wealth Coffee Chats, guest host Sarah Shome breaks down one of the most powerful — yet often misunderstood — tools used by sophisticated property investors: the master limit structure. Sarah explains how this flexible, pre-approved credit umbrella helps investors clearly separate loan purposes, maintain ATO-friendly documentation, and maximise tax deductibility of interest. She also explores how master limits create faster access to equity, reduce the need for constant refinancing, and streamline efficient debt recycling so investors can transform non-deductible debt into productive investment debt. Sarah kicks off with a quick market recap, including Australia's surprise unemployment drop, its impact on RBA rate-cut expectations, and how strong rental demand continues to drive investor lending activity. Whether you're expanding your property portfolio or want to improve your loan structure, this episode offers a clear, practical explanation of why master limits become essential as your investment strategy grows. Episode Highlights: Market wrap: unemployment surprise and shifting RBA expectations. Investor lending remains strong despite stable interest rates. What a master limit is and how it actually works. How sub-accounts keep loan purposes clean and ATO-compliant. Faster equity access and why speed matters for investors. Debt recycling made simpler through flexible limit adjustments. Reducing refinances and paperwork using master limit structures. Why master limits become crucial as your portfolio grows.
SBS Finance Editor Ricardo Gonçalves speaks with Maree Kilroy from Oxford Economics Australia about the latest home loan data which shows lending to investors hit a record high to find out what it means for supply; plus James Gerrish from Market Parters takes a look at the day's market action and reveals what he's telling his clients.
SBS Finance Editor Ricardo Gonçalves speaks with Maree Kilroy from Oxford Economics Australia about the latest home loan data which shows lending to investors hit a record high to find out what it means for supply; plus James Gerrish from Market Parters takes a look at the day's market action and reveals what he's telling his clients.
In this week's episode of The Property Rebel: Arsh Ellahi shares the story he's waited 17 years to tell — his full journey from near-bankruptcy to financial freedom. From growing up helping his parents manage tenants to taking on millions in debt during the 2008 crash, Arsh reveals how grit, discipline, and sheer determination helped him rebuild everything. This isn't just a story about property — it's a story about resilience, sacrifice, and redemption. After 17 years of relentless work, Arsh finally steps off the treadmill, debt-free and stronger than ever. He opens up about the emotional toll, the lessons learned, and how every setback became fuel for success. If you've ever doubted whether persistence pays off, this episode will remind you that with consistency and courage, anything is possible. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
A property investment strategist and accountant with seasoned experience spanning three decades, TransformBiz Managing Director Vineet Danwar merges personalised, ethical guidance with practical strategies. From India to Australia, and from leaving his comfort zone to diving into a dynamic career path, he proves himself as a force to be reckoned with. Certainly always on the constant lookout for ways to apply his skills and create value, he now helps Aussie families unlock their full borrowing potential and build long-term property portfolios. Hosted on Acast. See acast.com/privacy for more information.
A property investment strategist and accountant with seasoned experience spanning three decades, TransformBiz Managing Director Vineet Danwar merges personalised, ethical guidance with practical strategies. From India to Australia, and from leaving his comfort zone to diving into a dynamic career path, he proves himself as a force to be reckoned with. Certainly always on the constant lookout for ways to apply his skills and create value, he now helps Aussie families unlock their full borrowing potential and build long-term property portfolios. Hosted on Acast. See acast.com/privacy for more information.
Send Us A Message! Let us know what you think.Topic #1: Good Returns 3rd of November- Market recovery signals consistent with interest rate fallsTopic #2: NZ Financial Adviser 5th of November - Auckland housing market steadies as listings rise and confidence growsTopic #3: RNZ 6th of November- 'People learning to manipulate the system': Call for KiwiSaver hardship withdrawal changesTopic #4: Oneroof 4th of November - SBS quietly offers ‘crazy' home loan rates of 3.99% - lowest in four yearsTopic #5: Realestate.co.nz 6th of November - Kiwis paying more at the supermarket, but less on rent#KiwiSaver #HardshipWithdrawal #KiwiSaverNews #RetirementFunds #FinancialPlanning #MoneyMatters #FinancialLiteracy #FinancePodcast #MoneyTalks #WealthTips #SmartMoneyMoves #NZFinance #FinanceDebate #FinancialAwareness #InvestingInNZ #KiwiSaverReform #PersonalFinanceSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Over the past 25 years, Jason Huljich and the team at Centuria have built one of Australia's largest property investors. With $20 billion in assets under management, the team invest in all types of commercial real estate: from office buildings to industrial warehouses to farm greenhouses - Jason and his team are across it. So today we wanted to pick his brain and understand the state of the commercial properry industry. We cover:Why office buildings are back How to achieve steady, consistent returns from property Why greenhouses are a growing part of Centuria's portfolio This episode has been sponsored by Centuria Capital. Support from partners like Centuria help us keep all our content free.If you want to learn more about Centruria's range of ASX-listed and unlisted property funds, head to their website: https://centuria.com.au/—------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.
Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership ——————————————————————In the fourth and final episode of the "Controlling the Uncontrollables" mini-series, Nick and Caroline look into one of the biggest fears in property development: working with builders and contractors. From sourcing reliable tradespeople to managing quotes, timelines, and red flags, this episode arms property investors with practical insights to help them navigate the tricky terrain of contractor relationships.What You'll Learn:The critical qualities of a good contractor and how to spot red flags early.Why pricing up refurbs before an offer is accepted can backfire.Where and how to find reputable builders in your investment area.The importance of clearly defining spec levels and managing contractor relationships.How to protect yourself financially when working with tradespeople.Timestamps[02:58] - What Makes a Good Contractor[06:37] - Why You Don't Need a Builder Before a Deal[09:35] - Estimating Refurb Costs Independently[12:56] - Finding Reputable Builders[16:35] - What to Ask When Vetting a Builder[21:44] - Setting Expectations and Incentivising Deadlines[28:59] - Spotting Red Flags and Trusting Your Gut[40:50] - Payment Terms and Financial Protection[48:12] - Looking Ahead: Buying Boring BusinessesThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Caroline Claydon Socials:LinkedIn: https://www.linkedin.com/in/caroline-claydon-property Website: https://www.carolineclaydon.com/ Follow Nick Claydon Socials:LinkedIn: https://www.linkedin.com/in/nick-c-651a141a1/ Follow This Property Life Podcast on Socials:Website: https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg Hosted on Acast. See acast.com/privacy for more information.
In this week's episode of The Property Rebel: Arsh Ellahi takes a deep and personal look back at the last 17 years of his property journey — from the brink of bankruptcy in 2008 to finally reaching the end of a gruelling financial fight in November 2025. He reflects on the battles, lessons, and mindset that kept him going through one of the toughest marathons of his career, and what it means to finally see the finish line after nearly two decades. Arsh also shares a powerful message on reflection and resilience — urging listeners to use the final two months of 2025 to review their wins, losses, and lessons before heading into 2026. Whether you've had a challenging year or a breakthrough one, this episode is a reminder that every setback shapes your comeback. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
In this episode we sit down with Real Estate Agent and Property Investor Andrew Egan to discuss just how he managed to purchase 12 properties at one time, to add to his investment portfolio as well as his experience as an agent with over a decades experience!In this episode we cover: - The lessons and learning from over a decade as an agent. - Where and how Andrew started his investment portfolio. - The chance meeting with a broker that changed Andrew's life. - Why Andrew transitioned from houses to units. - The complexities and learnings around buying 12 properties at once. - How Andrew defines success and a fulfilled life (This may surprise you!) - Learning, experience and advice he gained along the way. - Plus much more!Looking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.
In this episode of the Scottish Property Podcast, Nick and Steven are back together for the November 2025 Market Update — discussing everything from their recent trip to Dubai to the latest UK housing data, rental trends, and budget rumours that could shake up the property market.From reflections on life abroad to concerns over government tax policy, this episode dives deep into what's really happening across Scotland's property landscape — with candid insights, real-life examples, and a few laughs along the way.
Last year, investor loans made up their highest share of new lending since 2017 - so is now a good time to be investing in property? We break down the PropTrack and Terri Scheer Investor report to see who is investing, where they're investing, and everything you need to know if you're thinking of doing it yourself. See omnystudio.com/listener for privacy information.
Send Us A Message! Let us know what you think.Topic #1: RNZ 15th of October- Consider tax breaks for KiwiSaver, international report sayTopic #2: NZ Financial Adviser 16th of October - Economists welcome RBNZ's cautious LVR easing amid housing restraintTopic #3: Good Returns 14th of October - First home buyers take advantage of soft housing marketTopic #4: 1News 13th of October- Why Inland Revenue is taking money from bank accountsTopic #5: Interest.co.nz 25th of October -Residential building costs still increasing but slowed to 0.4% in the September quarterRegister to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/free-strategy-call/Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/auckland-events/#AucklandHomelessness #InternationalStudents #RoughSleeping #NZNews #TreasurySolutions #GSTIncrease #PensionAge72 #FinancialCrunch #RNZNews #NewZealandNewsSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Send Us A Message! Let us know what you think.Topic #1: Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%'Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even furtherTopic #3: Stuff 30th of October- Biggest bank thinks house prices will rise this year after allTopic #4: 1News 30th of October - New granny flat rules could put rates up, economist says#PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice#LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation#FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdateSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
In this week's episode of The Property Rebel: Arsh Ellahi asks the big question — is this the end of the small landlord? As new taxes, tighter regulations, and evolving technology reshape the property market, Arsh explains why the next decade will belong to the professional property operator. He breaks down how landlords can adapt by systemising their businesses, embracing tech like AI, and treating their portfolios as true enterprises rather than side hustles. Arsh also shares insights on how to stay ahead of government changes, avoid overreacting to policy talk, and seize opportunities as smaller landlords exit the market. If you want to future-proof your business and stay profitable in a tougher property landscape, this episode is your roadmap to evolving — not exiting. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
Send Us A Message! Let us know what you think.Topic #1: RNZ 21st of October- Landlords respond to research criticism on occupancy limitsTopic #2: 1News 23rd of October - Exemption allowing granny flats to be built consent-free passes into lawTopic #3: Interest.co.nz 22nd of October - Trade Me Property says the balance of power between tenants and landlords is shifting in tenants' favourTopic #4: NZ Herald 22nd of October- Why you might need $1m to retire in a big cityTopic #5: Stuff 23rd of October - 700 property owners in limbo, millions at stake while council and Government play blame game#PropertyInvestment #NZPropertyMarket #PropertyNews #RealEstateNZ #InvestInProperty #PropertyInvesting #PropertyApprentice#LandlordsNZ #OccupancyLimits #GrannyFlatsNZ #ConsentFreeGrannyFlats #HousingReformNZ #RentalMarketNZ #PropertyLegislation#FinancialFreedomNZ #PropertyEducation #BuildWealthThroughProperty #NZInvestors #PropertyUpdate #DebbieRobertsSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
In this episode, Nick and Steven sit down with Wullie Thomson — entrepreneur, former dairy business owner, and now full-time property investor. Willie shares his inspiring journey from humble beginnings in Shotts to building one of Scotland's largest independent milk delivery businesses before moving into the property world.
In this week's episode of The Property Rebel: Arsh Ellahi goes on a much-needed rant about mindset, motivation, and the real cost of opportunity. After sharing on TikTok how he bought properties for as little as £1, Arsh reveals how hundreds of people reached out wanting to learn his methods—but most weren't willing to invest £250 in themselves for a one-hour coaching call that could change their property journey forever. He challenges listeners to stop hesitating, stop making excuses, and start taking action. Whether you're new to property, stuck in the middle, or ready to scale, Arsh explains why investing in knowledge always pays the best returns. If you're serious about success, this episode will give you the push you need to finally move forward. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership——————————————————————In this episode of This Property Life, host Sarah Blaney sits down with Peter Vandervennin, an industry veteran with 25 years as a mortgage advisor and 43 years in financial services. With rates fluctuating, fees soaring, and lender criteria tightening, UK property investors face increasing challenges when financing or refinancing properties. What You'll Learn:Why lender fees are currently so high and who's really to blame.The real reason mortgage products get pulled last-minute.What brokers know that AI tools and comparison websites don't.The most common reasons mortgage applications get declined (and how to avoid them).What lenders are actually looking for (beyond the paperwork).Timestamps[00:00] - Introduction to the Episode[02:03] - Why Lender Fees Are Sky-High[06:45] - Why Mortgage Products Are Pulled Overnight[09:03] - Do Lenders Dislike Certain Postcodes or Landlords?[14:27] - Why Refinancing is So Painful Now[18:23] - Do Lenders Really Check Affordability?[22:20] - Why Mortgage Applications Get Declined[28:36] - What Are Lenders Really Looking For?[30:48] - Fix for 2 Years, 5 Years, or Go Variable?[33:43] - Final Thoughts and How to ConnectThis Episode is Kindly Sponsored by:Visit thispropertylife.co.uk for more resources, networking events, and industry insights.Follow Peter Vandervennin Socials:LinkedIn: https://www.linkedin.com/in/peter-vandervennin-dipfa-cemap-mifs-52112b25/LinkedIn (Company): https://www.linkedin.com/company/the-mortgage-consultancy/Website (Company): https://www.themortgageconsultancy.co.uk/Follow This Property Life Podcast on Socials:Website:https://thispropertylife.co.uk/ Apple: https://podcasts.apple.com/gb/podcast/this-property-life-podcast/id1540075591 Spotify: https://open.spotify.com/show/6ULlN2eRKWojGRAkiSa0mZ LinkedIn: https://www.linkedin.com/company/this-property-life-podcast/about/ YouTube: https://www.youtube.com/channel/UCtmPj98bC6swNuYRCaUGPUg Hosted on Acast. See acast.com/privacy for more information.
In this week's episode of The Property Rebel: Arsh Ellahi breaks down one of his favourite topics—creative financing—and how you can build a property portfolio even if you don't have piles of cash sitting in the bank. From using OPM (Other People's Money) to OPP (Other People's Property), Arsh explains how investors can structure deals, raise capital, and grow faster without relying solely on their own funds. He also shares real-world examples of joint ventures, vendor finance, and profit-share agreements that have helped him scale over the years, proving that smart strategy beats deep pockets every time. If you've ever thought property investing was only for the wealthy, this episode will completely change your mindset. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
From flipping burgers to flipping houses (almost)... How did Alex's McDonald's career give him the numbers skill to invest in?In this episode, Alex shares the key turning points that helped him move from crew member to property investor.You'll learn:How Alex turned his first home extension into the equity needed to invest Why did he partner with a mate to buy his first investment propertyHis bigger vision – from property investing to eventually buying into a $4 million McDonald's franchise.This Case Study Sunday shows that even in a regular job, you can build wealth with the right mindset, focus, and numbers behind you.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at how the "7 Must Have Tools For Every Property Investor In NZ"In this podcast you'll learn:what the tools arewhere to get themAnd how to use Opes+ Check out all the tools here:Can I afford an investment property?SortMe (click the link to get the discount)Area Analyser Developer DatabaseLive Net Worth Tracking (coming soon)Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
As a property investor, you likely have many questions: Can I afford an investment property? Which one should I buy? How do I set it up right? In this episode, Ed and Andrew break down the 7 essential tools every property investor needs to plan, buy, and manage their portfolio in 2026 — all for less than $10 a month.You'll learn:The 2-minute tool that shows if you can afford an investment propertyHow to find the best investment areas with real-time dataThe new “Live Net Worth Tracker” helps you measure progress every monthWhether you're just starting out or managing multiple rentals, this episode shows how to use tech to make smarter, faster, and more confident investment decisions.Check out all the tools here:Can I afford an investment property?SortMe (click the link to get the discount)Area Analyser Developer DatabaseLive Net Worth Tracking (coming soon)Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
In this week's episode of The Property Rebel: Arsh Ellahi dives into one of the least “sexy” but most crucial topics in property investing—tax and inheritance planning. He explains how a simple misunderstanding of inheritance tax could cost families 40% of their assets twice, and reveals how you can protect your hard-earned wealth through smart structures like trusts and deeds of variation. Arsh shares the personal steps he's taken to safeguard his own family's legacy, ensuring that what he's built over decades stays protected for future generations. If you've worked hard to build your property portfolio, this episode is essential listening—because the only thing worse than losing money is losing it to tax unnecessarily. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
In this week's episode of The Property Rebel: Arsh Ellahi shares a no-nonsense rant about why you should never take property advice from “Dave down the pub” or “Karen on Facebook.” He exposes how one investor nearly lost £250,000 by trusting hearsay about converting a single-let into an 8-bed HMO in Wolverhampton—without understanding licensing, planning permission, or Article 4 restrictions. Arsh breaks down the realities of HMO conversions, from room sizes to fire safety to council regulations, and explains why due diligence will save you thousands. If you've ever been tempted to take shortcuts or follow gossip in property investing, this episode is a wake-up call to stick with facts, not Facebook myths. Join the Property Investor App WhatsApp Channel: bit.ly/PIAWhats Book Your 1 Hour Call with Arsh here: http://bit.ly/1HourPropertyCoach Wanna connect with Arsh? Click this link: www.arshellahi.com/contact Want to know more about the Property Rebel? Head over to Arsh's Youtube Channel. Where you can find lots more quality content and information. Click To Subscribe Have you heard about Arsh's app the Property Investor? You can download it directly to your mobile by clicking the links below: Apple Devices: Download Here Android Devices: Download Here Or Visit the website by clicking HERE Thank you for listening! #propertyrebel
As we enter the final quarter of the year, many investors hit pause—waiting for January to “get serious.” But that mindset leaves opportunities on the table. In this episode, Neil shares how a 90-day sprint can drive real cashflow, regardless of where you're starting from. Whether you've got no money or $500K in the bank, the principles in this episode apply. This is your roadmap to ending the year with momentum and starting 2026 strong.
Send Us A Message! Let us know what you think.Topic #1: NZ Herald 25th of September- First-home buyers' 10-year, $260,000 rent bill to save depositTopic #2: Oneroof.co.nz 24th of September - Tony Alexander: Why rents are falling and what it means for landlords and tenantsTopic #3: RNZ 25th of September - International students join growing number of rough sleepers in Auckland, advocate saysTopic #4: 1News 25th of September - Is it worth fixing your home loan for longer?Topic #5: NZ Adviser 25th of September -GST at 32 percent, pension age of 72 among Treasury solutions to financial crunch#AucklandHomelessness #InternationalStudents #NZFinance #GSTIncrease #PensionAge #RoughSleeping #FinancialNews #RNZUpdate #NewZealandPodcast #EconomicSolutionsSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
In this episode we are lucky enough to be joined by Property Investor, Author and most importantly mother - Cheena Zoega to discuss the $8 million dollar property portfolio her and partner Allan have managed to build whilst working 9-5 jobs!In this episode we cover: - All the mistakes Cheena made on her first purchase and how to avoid them - How her and Allan met in Australia and got bitten by the property bug - How they started and scaled their portfolios - Lessons from buying in personal names, trusts and a SMSF - Their investing philosophy - Lessons, learning and mistakes made along the way - Cheena's advice for other investors out there starting out - Plus much moreIf you want to grab a copy of Cheena's book, 'Money Talks: Ten things I wish my parents told me about Finances' check it out here: https://www.amazon.com.au/Money-Talks-things-parents-Finances/dp/1763595307To enter the GIVEAWAY - you'll need to head over and be following our instagram page for more details! http://www.instagram.com/everythingpropertyLooking to invest in property yourself? Why not join a team of 9 experts who have experience across 35,000 property transactions over a combined 135 years in the field. We've put together the Property Investment Course for people who want to learn how to buy and build a portfolio, without paying $25k for buyers agents. To learn more, checkout:www.everythingproperty.auFacebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyDisclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.
Episode Notes: In this episode of the Solid Foundations Property Podcast, we welcome property investor and mentor Mark Dalton. With years of experience building portfolios and guiding others, Mark shares what it really takes to succeed in today's property market. You'll discover: ✨ Mark's journey into property investing and the key lessons he's learned
Send us a textBUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
Send Us A Message! Let us know what you think.Topic #1: Good Returns 17th of September- Why some mortgage advisers say splitting is good when interest rates are lowTopic #2: Stuff 16th of September - Spring house hunting season is here: Everything you need to get your home ready to sellTopic #3: NZ Adviser 16th of September - Otago tops rental market with record weekly rentTopic #4: The Mortgage Mag 18th of September - Predictions for big OCR drop next month Topic #5: NZ Adviser 17th of September - New research reveals quake-driven flooding risks for NZ homesRegister to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Send Us A Message! Let us know what you think.In this episode, we're diving into the latest and most significant news for the New Zealand property market. The Inland Revenue Department (IRD) has just revealed that its tax investigations into property investors and developers are paying off—BIG TIME!
Send Us A Message! Let us know what you think.Topic #1: Good Returns 9th of September- Slumping house prices good news for first home buyersTopic #2: RNZ 9th of September - Wellington house prices slump 30 percent from peak, QV saysTopic #3: TradeMe 9th of September - House prices up for the first time in over a yearTopic #4: The Mortgage Mag 11th of September - Keeping a lid on house prices – housing supply outpaces population growthTopic #5: NZ Adviser 10th of September - KiwiSaver grows to $123bn but non-contributors risingRegister to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Send Us A Message! Let us know what you think.Topic #1: Good Returns 2nd of September- Mortgage defaults improve while lending risesTopic #2: Stuff 2nd of September - Housing is no longer NZ's economic heroin. Now what?Topic #3: The Post 1st of September - Zero growth year: ANZ predicts no house price growth for 2025Topic #4: Stuff 2nd of September - ‘Safe haven': Wealthy Americans flock to buy their way into NZTopic #5: Ministry of Housing and Urban Development 1st of September - Annual rental price index updateRegister to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Send Us A Message! Let us know what you think.Will New Zealand's economy really outperform Australia over the next few years? And what does this mean for property investors and first-home buyers?In this episode, Paul from Property Apprentice breaks down:Why Westpac expects NZ to outpace Australia economicallyHow OCR cuts and affordability improvements are creating a unique buying windowWhy Sydney's $1.7M median price makes NZ property look affordableWhat the next 6–12 months could mean for buyers, investors, and upgradersWhy NOW is the time to plan before the market heats up againThe Reserve Bank of New Zealand has already dropped the OCR by 250 basis points, with more cuts likely before year-end. Meanwhile, housing affordability has improved significantly—from 57% to 44% of median household income. But this window won't last as demand from buyers and investors picks up.If you've been waiting to make a move in property, now is the time to get advice and prepare.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pro Show, host Erika interviews Aaron Schroer , owner of Tennessee Home Inspectors. They discuss Aaron's journey into the real estate industry, the importance of home inspections for investors, common issues found in Tennessee properties, and misconceptions about the inspection process. Aaron shares insights on how to tailor inspection services to meet investor needs, the significance of education in the field, and his plans for franchising his business to help others succeed in home inspections. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Send Us A Message! Let us know what you think.Topic #1: Oneroof 11th of August - Has NZ finally solved its housing crisis? Ten years after soaring prices triggered nationwide panicTopic #2: Good Results 13th of August - Gloomy home ownership resultsTopic #3: RNZ 14th of August - More people making losses when selling their homesTopic #4: 1News 13th of August - Warning after real estate agents caught altering sale agreementsTopic #5: RNZ 13th of August - Living apart together or bird nesting? Divorce in a tough property marketRegister to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Send Us A Message! Let us know what you think.Topic #1: Good Returns 29th of July - Flatter prices in a well- balanced marketTopic #2: Stuff 7th of August - Auckland house price average falls below $1m for first time in nearly a year, Trade Me report saysTopic #3: RNZ 5th of August - Here's what unemployment data means for your home loanTopic #4: Oneroof 6th of August - Tony Alexander: Banks aren't cutting rates because sunny days are around the cornerTopic #5: Stuff 6th of August - Students face rising rents despite more properties on offer in university townsRegister to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Send Us A Message! Let us know what you think.Are you feeling stuck while waiting for your property equity to grow? You're not alone—but the good news is, this can actually be one of the most powerful times in your investing journey. In this bonus episode, Debbie Roberts—Financial Adviser and Co-Founder of Property Apprentice—shares five smart and practical strategies you can use right now to set yourself up for success while you're in the holding phase. Whether you're waiting for equity, a market upswing, or just your next move, this episode is packed with actionable advice tailored to New Zealand property investors. ✅ What you'll learn in this episode: How to understand and leverage the NZ property cycleWays to improve your borrowing capacityTips to refine your strategy for long-term successWhy building the right support team mattersThe #1 thing successful investors do during slow periods
Ryan Chaw ate many Subway 5-foot long sandwiches and worked two jobs as he built his property empire. Now retired at age 31, he went from working as a pharmacist to real estate millionaire through student housing in just 7 1/2 short years. Michelle Martin finds out how Ryan saved and strategized his way to building a property empire of properties across the USA. Hear which parts of his model would work for property investors in Singapore who want to replicate his rent-by-room model and discover how to start building your property portfolio that supports the lifestyle you want, no matter your market.See omnystudio.com/listener for privacy information.
Send Us A Message! Let us know what you think.Topic #1: Good Returns 29th of July - Flatter prices in a well- balanced marketTopic #2: RNZ 29th of July - New Zealanders urged to break up with propertyTopic #3: New Zealand Adviser 29th of July - NZ property market: Sales volumes rise but buyers still hold the cardsTopic #4: Realestate.co.nz 28th of July - Home run: Prices of homes in NZ outpace apartments by more than doubleTopic #5: Stuff 30th of July - Mortgage switching has hit a new record. This is how to do itRegister to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
In this inspiring episode, Vinney Chopra sits down with Badri Hebsur, a UK-based entrepreneur and real estate investor who built a multimillion-dollar property portfolio from scratch. Starting with rundown flats while working a full-time job, Badri steadily scaled his wealth through value-add real estate strategies. Today, he manages over £7 million in assets and has successfully expanded into the senior living sector, transforming a 33-bed nursing home into a thriving business. Listeners will discover:
Send Us A Message! Let us know what you think.Topic #1: RNZ 24th of July -Rents fall for first time since 2009Topic #2: Good Returns 23rd of July -Record number of deals being done by first home buyersTopic #3: Eite Agent 23rd of July -NZ buyers and sellers finally find common ground on priceTopic #4: Good Returns 22nd of July -Green light burning brightly for August interest rate cutTopic #5: 'Topping up $300 a week': How much money do property investors actually make?Register to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
With his story beginning on a foundation built on the back of pure tenacity, Strategic Brokers Founder and Director Hung Chuy started his property path with the real-life pressure of becoming a first-time dad. Since witnessing his very first property purchase increase in value from $415,000 to $600,000, he has turned calculated risks into a multi-property journey powered by grit, instinct, and fierce ambition. With bold action from the poker table to mortgage broking and property investing, he lives a compelling example of how success often comes not from linear planning, but from relentless learning and resilience. Hosted on Acast. See acast.com/privacy for more information.
Send Us A Message! Let us know what you think.Welcome to another bonus episode of the Property Apprentice Podcast, hosted by Debbie Roberts, financial adviser and co-founder of Property Apprentice. In this episode, Debbie unpacks how New Zealand's aging population is reshaping the future of property investment, interest rates, housing supply, and banking services. What happens to house prices as more Kiwis reach retirement age? Will there be an oversupply of large homes in aging regions? How could long-term interest rates shift due to demographic trends? What are the implications for retirement planning, reverse mortgages, and rental demand? We'll also dive into insights from the Reserve Bank of New Zealand (RBNZ), Stats NZ, and the New Zealand Treasury, highlighting potential risks and opportunities for investors—especially with the median age projected to rise to over 45 by 2050. Whether you're a property investor, a future retiree, or a Gen Z planning ahead, this episode offers crucial takeaways: Why smaller, single-level, low-maintenance homes are becoming more attractiveHow shrinking working-age populations affect NZ Superannuation sustainabilityWhat changes banks may make in response to higher deposits and fewer mortgagesTips for adapting your investment strategy in a changing economic environmentRegister for our FREE event: "How to Succeed With Property Investing"
Send Us A Message! Let us know what you think.Topic #1: Oneroof 15th of July - Homeowners taking out low-interest green loans warned on break fees and rate hooksTopic #2: RNZ 15th of July -Is it worth paying a real estate agent to sell your house?Topic #3: 1News 17th of July - Apprentices dropped as builders struggle with downturnTopic #4: RNZ 15th of July -The return of the property investor - but why?Topic #5: Interest.co.nz 15th of July - New Zealand should ‘destroy' the idea that the economy is linked to house price growthRegister to you free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.
Most investors only think about one kind of risk: “Will I lose my money?” But there are two other crucial types of risk every investor needs to understand – and if you ignore them, your entire financial plan could fall apart.In this episode, we reveal the three types of risk every property investor must assess. And we share how to figure out which type matters most to you right now.You'll learn:The 3 types of risk: tolerance, capacity, and needWhich type of risk matters most (and why)How your financial goals affect how much risk you need to takeHere's the 3-question risk assessment we discuss in the show.Want to become a confident investor? Check out our in-depth guides on property investment NZ for more strategies and tools.Don't forget to create your free Opes+ account here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
The audio is really off this week, I'm sorry about that!However, the message is really important. This is exactly how to build and keep credibility with agents as a new commercial property investor.
The Michael Yardney Podcast | Property Investment, Success & Money
Imagine this… You've got a strong property portfolio, you're working hard, and the market is looking good. Then – boom – life throws you a curveball. Maybe it's a job loss, a health issue, or a tenant stops paying rent for months. What now? Most investors panic. But the savvy ones? They just lean on their financial buffer – a quiet little fund sitting in the background that buys them something more valuable than money: time. In this podcast episode of the Michael Yardney Podcast, Brett Warren and I discuss the critical importance for property investors of having a financial buffer. We explore how a financial buffer can provide peace of mind, protect against unexpected expenses, and allow investors to navigate financial challenges without panic. Through real-life examples and case studies, we illustrate the benefits of maintaining a buffer and offer strategies for building one effectively. Takeaways · A financial buffer is essential for property investors. · Buffers provide peace of mind during financial uncertainty. · Unexpected expenses can arise, making a buffer crucial. · Building a buffer gradually is a smart strategy. · Financial planning helps identify the right buffer amount. · Real-life examples show the effectiveness of buffers. · Buffers can prevent the need to sell assets in tough times. · Investors should prioritize creating a buffer before market shocks. · Having a buffer allows for better decision-making during crises. · It's important to reassess and rebuild buffers regularly. Chapters 00:00 The Importance of a Financial Buffer 04:08 Examples of Financial Buffer Importance 10:32 Practical Strategies for Building a Buffer 18:11 Real-Life Examples of Buffers in Action Links and Resources: Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Michael Yardney – Subscribe to my Property Update newsletter here Brett Warren - National Director of Property at Metropole Get a bundle of eBooks and Reports at www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.