DURHAM TALENTS CHANNEL

What does optimal Infinite Banking policy design actually look like?Round Table #20 In this roundtable discussion, Authorized Infinite Banking Concept Practitioners explore the principles, tradeoffs, and design considerations behind properly structured whole life insurance policies used to implement the Infinite Banking Concept (IBC) as taught by R. Nelson Nash in his classic book, Becoming Your Own Banker.Whether you're new to Infinite Banking or already building your own personal banking system, this conversation will help you better understand the thinking behind effective policy design and why structure matters when creating long-term financial independence and autonomy.In this discussion, we cover:✔️ The principles of sound Infinite Banking policy design✔️ Common misconceptions about whole life insurance and IBC✔️ Premium allocation and policy efficiency considerations✔️ Liquidity, cash value growth, and long-term performance✔️ Balancing present-day access with future opportunities✔️ How policy design affects your ability to become your own banker✔️ Building multi-generational wealth and leaving a lasting legacyAs an Authorized Infinite Banking Concept Practitioner and licensed insurance agent, I help individuals, families, and business owners across the United States implement the Infinite Banking Concept to create greater control over their finances, eliminate dependence on traditional lenders, and build a legacy that can benefit future generations.The Infinite Banking Concept is not a product. It is a process of thinking differently about money, capital, financing, and stewardship. This channel is dedicated to helping people understand and apply the principles taught by R. Nelson Nash so they can live more intentionally and leave a lasting legacy.If you're interested in Infinite Banking, whole life insurance, cash value life insurance, family banking, wealth building, financial independence, or legacy planning, be sure to subscribe and join the conversation.

Money Memo #15 Financial Education Before Financial FreedomJim Rohn said that if you received a million dollars, you better learn how to be a millionaire, so you can keep the money. Financial education is so important and is at the front end of becoming your own banker. Infinite Banking begins with addressing our own human problems. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Interview Series #50 Jodi LaFranceIn this episode of the Interview Series I interview a friend and colleague, Jodi LaFrance.Jodi is a wife, mother of 5, and an insurance professional that is on her own journey of Infinite Banking and helping clients to become their own bankers. I hope you enjoy our conversation and learn!To connect with Jodi:Facebook: https://www.facebook.com/share/1AnfxniHcD/?mibextid=wwXIfrInstagramhttps://www.instagram.com/jodilafrance?igsh=a3JkNGg5b3M1cWM4&utm_source=qrLinkedIn https://www.linkedin.com/in/jodi-lafrance-761349212?utm_source=share_via&utm_content=profile&utm_medium=member_ios⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #14 Child Policies for Infinite BankingInfinite Banking is the ideal way to put our children and ourselves on the path of financial freedom. Becoming your own banker protects your family, provides for our need for finance, and allows us to participate in the profitability of the best business in the world: banking. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Interview Series #49 Shawn KingIn this episode of the Interview Series I interview a friend and colleague, Authorized IBC Practitioner, Shawn King. Shawn is a husband, father, world-traveler, author and an Authorized IBC Practitioner.I hope you enjoy our conversation and learn!To connect with Shawn:Instagramhttps://www.instagram.com/legacylifeandretirement?igsh=YzRsdDU5dnh2bDhn&utm_source=qrYouTubehttps://youtube.com/@legacylifeandretirement?si=MoGmt19JkEbTV4lNPodcasthttps://podcasts.apple.com/us/podcast/the-cashflow-chronicles/id1768314180Bookhttps://fromregulartorich.com/⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Round Table Series #19: Part 2- Appropriate Premium for Infinite BankingIn this council of The Round Table we consider the aspect of funding a private banking entity; a whole life insurance policy, constructed for Infinite Banking. Guests:David Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: will@reformedfinance.netPhone:  702-527-1776Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYoutube: https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with Bruce, email him at bwehner@e3wealth.com I hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #13 Even With Money: A Good Offense Is A Good DefenseYou are your most important asset. Your life, and the lives of your loved ones, are worth protecting. Thankfully, with Infinite Banking, we check the protection box while also building a private family banking system of whole life insurance policies. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Round Table Series #19: Part 1- An Infinite Banking Agent's ProcessIn this council of The Round Table we converge on the importance of process when it comes to you as the client having a customized approach for vetting and implementing the Infinite Banking Concept, and also for the agent to cultivate a method of journeying along this path with you as a guide. Guests:David Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: will@reformedfinance.netPhone:  702-527-1776Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYoutube: https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with Bruce, email him at bwehner@e3wealth.com I hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Interview Series #48: Richard CanfieldIn this episode of the Interview Series, I interview Richard Canfield.Richard is a husband, father, best-selling author, Authorized Infinite Banking Concept Practitioner, and TV Show & Podcast Host. We had a great conversation about his IBC journey personally and professionally; how he's used whole life insurance for financing, meeting Nelson Nash, and so much more. Richard CanfieldAuthorized Infinite Banking Practitioner rcanfield@ascendantfinancial.com  587-600-9080Have a question? Try asking my AI Clone - https://askrichardcanfield.com/ Subscribe to my Podcast: https://wealthonmainstreet.com/youtube Get my Bestselling book for FREE here: https://dontspreadwealth.com/ RESOURCES MENTIONED:The backwards bicycle video: https://youtube.com/watch?v=MFzDaBzBlL0&si=lKD4Uzr2mfgv0Kl1Learnfromnelson.comwww.growyourowncapital.comThe Nelson Nash documentary: https://youtube.com/watch?v=kv_kX5CN3tI&si=gO4M2uf3hxeRr9j9⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #12 Good Money HabitsThe best money habits begin with paying yourself first and becoming your own banker. Paying yourself first, Keeping what you earn, not losing money, thinking long range, not doing business with banks, are sound money habits that can put you on the road to financial freedom. Become your own banker.⚔️ LIVE & LEAVE A LASTING LEGACY

Family Banking Ep. #7: Infinite Banking for Business Equipment In this episode of our Family Banking Series, I share a recent family deal on a camera purchase we made together with our children for our business. For years, we have had conversations with our children about the Infinite Banking Concept. They know we use our system of whole life insurance policies as our family banking system. We've been putting velocity on our money by paying premiums together, we've made policy loans for financing decisions, and we just keep leveling up and scaling what we can do together. This deal was about: 1. Paying premiums together, 2. Making policy loans, and then 3. Proposing an opportunity for our children to buy a camera, that I would then use in our business, and therefore pay them their principal back with interest over the next 6 months. The Infinite Banking Concept allows families to do more together, have bigger conversations about goals, plans, and dreams; it enables us to keep control and profit from our financing needs. Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ “LIVE & LEAVE A LASTING LEGACY”

Ep. #127 On Financial Endurance with David HammerIn this episode, endurance athlete and Authorized IBC Practitioner, David Hammer, and I discuss how to cultivate financial endurance with the Infinite Banking Concept. ⚔️ LIVE & LEAVE A LASTING LEGACY

Money Memo #11 Paying Off Bad Debt Is Like Getting A Pay RaiseThe average American is drowning in bad financial debt that can be solved through personal responsibility and a positive financial environment via Infinite Banking with whole life insurance policies. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Interview Series #47 Glenn YaneyIn this episode of the Interview Series I interview a friend and colleague, Authorized IBC Practitioner, Glenn Yaney. Glenn is a husband, father, has an extensive operational experience in the real estate and business world, and is also an educator and professional with Infinite Banking. I hope you enjoy our conversation and learn!To connect with Glenn:Podcast: https://youtube.com/@capitalizingyourlifepodcast?si=-pQTvA7fM2QDVl5_Email: glenn@createtailwind.com⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Round Table Series #18 - Part 2 Infinite Banking Book StudyIn this council of The Round Table, there is a host of qualified professionals, and we challenge each other to randomly discuss and represent our views from the Becoming Your Own Banker book by R. Nelson Nash.Guests:Tricia Millerwww.banklessbydesign.com Email: tricia@banklessbydesign.comNicole Gardnerwww.kingdommoneysense.comDan LangenbergEmail: Longmountain35@gmail.comDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Richard Canfieldrcanfield@ascendantfinancial.com  | 587-600-9080RESOURCES MENTIONED:The Interview Series https://bit.ly/InfiniteBankingInterviewsI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #10 Hourly Wage Doesn't Matter Who cares how much you earn if you don't keep any of it? Whether you earn $10 an hour or 10 million an hour, Becoming Your Own Banker is the way to safely store, compound and access the value of your earnings through utilizing whole life insurance. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Round Table Series #18 Austrian Economics, Libertarianism & Infinite BankingTitle: Austrian Economics, Libertarianism & Infinite BankingIn this council of The Round Table there is a host of qualified professionals and we discuss Austrian economics, libertarianism, and the Infinite Banking Concept as described in Nelson Nash's book, Becoming Your Own Banker.Human action, personal responsibility, personal freedoms, government intervention, financial freedom and so much more come into this conversation. Guests:Tricia Millerwww.banklessbydesign.com Email: tricia@banklessbydesign.comNicole Gardnerwww.kingdommoneysense.comDan LangenbergEmail: Longmountain35@gmail.comDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Richard Canfieldrcanfield@ascendantfinancial.com  | 587-600-9080RESOURCES MENTIONED:The Interview Series https://bit.ly/InfiniteBankingInterviewsThe State as an Organization | Mises Institute(587) I, Pencil - YouTubeipencilmovie.orgI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Ep. #126 My 10 Years of Mistakes with Infinite Banking In this video, I share all the mistakes that I've made from doing Infinite Banking for over 10 years!I share how I took too long to get started, I didn't talk with my agent enough, I missed premium payments, I might've started bigger than I should have, I didn't acquire as much insurance as I should've from the start, and so much more.I also share other videos with some of my best practices acquired over the past decade of becoming my own banker. See those here:How much Premium?https://bit.ly/HowMuchPremiumAnnual Policy Checklisthttps://bit.ly/AnnualPolicyChecklistThe EncycloMedia Serieshttps://bit.ly/EncycloMediaSeriesI am now an Authorized, Infinite Banking Concept Practitioner through the Nelson Nash Institute and share that journey here:https://youtu.be/elXZQocKi3E?si=PbyN04eb_iy6Kas1⚔️ LIVE & LEAVE A LASTING LEGACY

Money Memo #09 Velocity of Money with Infinite BankingVelocity of money is achievable for the average American through Infinite Banking. Becoming your own banker allows you to take your hard-earned money and have it safely grow compound interest in a liquid asset. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Interview Series #46: Brandon Goswick & Nate DeanIn this episode of the Interview Series, I have a conversation with Brandon Goswick and Nate Dean.These gentlemen are both well-practiced in implementing Infinite Banking personally and also as professionals in the IBC footprint. Both are recognized as Authorized Practitioners and as mentors with the Nelson Nash Institute. In this video, we cover their own journey and how they're helping clients today!To connect with Brandon and Nate:www.unlimitedlifeconcepts.com⚔️ “LIVE & LEAVE A LASTING LEGACY”

Family Banking Ep. #06: Infinite Banking - Allocating Cashflow With Your Children In this episode of our Family Banking Series, I sit down with our two oldest children to have a conversation about cash flow allocation for Infinite Banking.We discuss cashflow allocation for assets, business, charitable giving, an emergency fund, and for fun. As our own bankers we first prioritize our cashflow to our private family banking system of whole life insurance policies. From there, we discuss what else we may want to do. Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #08 Safe Money in Bad TimesWhole Life insurance policies, properly structured, from dividend-paying mutual life insurance companies are the best assets to get and use in good financial times and in downturns. When those policies are used for one's need of finance as a private family banking system, that's when you become your own banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Interview Series #45: The First Family of Infinite Banking- David Stearns and Leigh BarganierIn this episode of the Interview Series I have a conversation with my friends, and the first family of the Infinite Banking Concept, David Stearns and Leigh Barganier.David is the President of the Nelson Nash Institute and the son-in-law of Nelson Nash the author of the book, Becoming Your Own Banker. Leigh is the Director of Marketing for the Nelson Nash Institute and the granddaughter of Nelson Nash.We discussed their family history, their implementation of infinite banking at a personal level and where they are today.To connect with the Nelson Nash Institute go to www.infinitebanking.org⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #07 Trump AccountsIn this Money Memo I share my perspective on government qualified plans, financial independence, personal responsibility, and more as it regards the Infinite Banking Concept and Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

Entrevista del Concepto Bancuario Infinito #44: Nancy HidalgoEn este episodio del serie de entrevistas, hablo con mi amiga Nancy Hidalgo. Nancy es madre, agente de seguros y una profesional del Concepto Bancuario Infinito (IBC), autorizada por el Nelson Nash Institute. Ha sido un placer para mí conocer y trabajar con Nancy. Es posible convertirte en tu propio banquero. Espero que aprendas de nosotros como reconocer el problema financial de cada uno de nosotros, controlar el proceso del bancario y obtener los resultados de las garantias del producto particular: la poliza de vida entera, diseñada espeficamente. Para hablar con Nancy:Instagram: https://www.instagram.com/hidalgoinfinitelegacy?igsh=MW4ydG95Y2JvZmFtbw==Phone: +1 (407) 288-0252⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #6 A Message from William WallaceIn this Money Memo we have a message from William Wallace on the dangers of being financial servants to the banks and on the freedom of Infinite Banking!⚔️ LIVE & LEAVE A LASTING LEGACY

The Round Table Series #17 Infinite Banking After 40In this council of The Round Table we discuss matters that may be more pertinent for those of us who are 40 years old and beyond and are implementing the Infinite Banking Concept. Guests:Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158 Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776RESOURCES MENTIONED:Infinite Banking Before 40 https://youtu.be/-0-zaHXNL9s?si=dPkl6BMjRniWosscThe Interview Series https://bit.ly/InfiniteBankingInterviewsPolicy Illustrations https://youtu.be/w9vEoYTxlS8?si=K4zpcM7SIqtbNmtjI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Interview Series #43: Sergio LoaizaIn this episode of the Interview Series I have a conversation Sergio Loaiza. Born in Columbia, South America, with a varied entrepreneurial background, Sergio is a husband, father and is a licensed insurance agent specializing in Infinite Banking. I hope you enjoy our conversation, learn and apply!To connect with Sergio:Personal Instagramhttps://www.instagram.com/sergpro11?igsh=MW1lamc2ZnpjNWsyMA%3D%3D&utm_source=qrProtect Your Legacy Instagramhttps://www.instagram.com/protect.your.legacy?igsh=MXRsMHM4cHZqbTc2Yw==YouTubehttps://youtube.com/@protectyourlegacy?si=FsIk3gsfSc-c-mUZWebsite https://start.protectyourlegacylife.com/infinite-banking-blueprint63419257⚔️ “LIVE & LEAVE A LASTING LEGACY”

Family Banking Ep.# 05: Starting a Policy on a New BabyIn this episode of our Family Banking Series, I share some plans and conversations that we had with our older children about how we were going to start a brand-new policy on our brand-new baby. We believe in Infinite Banking so much, because it is simply our lifestyle now, that we bought a whole life insurance policy and put it in force on our new baby before he turned one month old! I hope that you are inspired by hearing our conversations and seeing us go through the process of adding a new branch to our family banking system. ⚔️ “LIVE & LEAVE A LASTING LEGACY”

Guest Appearances: The Infinite Banking Initiative Podcast w/ David Stearns & Leigh BarganierIn this video I formally have an interview as an Authorized Infinite Banking Concept Practitioner on the Infinite Banking Initiative Podcast, hosted by Leigh Barganier and David Stearns. It was a great privilege and honor to speak with Nelson Nash's family and those that continue to carry the banner of the IBC through the Nelson Nash Institute. You can find the release of this interview from the Nelson Nash Institute here as well: https://infinitebanking.org/podcasts/episode-jesse-durham/Thanks to David and Leigh for their excellent efforts to “live and leave a lasting legacy” through the IBC! ⚔️ LIVE & LEAVE A LASTING LEGACY

Ep. #125 The Nelson Nash Institute Think TankIt has been my great privilege to become an Authorized Infinite Banking Concept Practitioner from the Nelson Nash Institute as of 2025. In 2026 I attended my first ever Think Tank in Birmingham, Alabama, home of the Nelson Nash Institute and the Infinite Banking Concept. Here I share a video of my experience. ⚔️ LIVE & LEAVE A LASTING LEGACY

Ep. #124 I am an Authorized Infinite Banking Concept PractitionerIt has been my great privilege to become an Authorized Infinite Banking Concept Practitioner from the Nelson Nash Institute as of 2025. From the beginning, I have shared Becoming Your Own Banker so that you can “live and leave a lasting legacy” or even all the way back to me saying that you should “dig up your buried talents”.For years I was what Nelson Nash would've called a “Lone Ranger” in this field. I've had wonderful lessons, albeit hard ones at times, learned. Now, I am grateful for the community of friends and fellow Practitioners that I'm surrounded by. Here is a video of my experience before, during, and after the journey of becoming an Authorized Practitioner. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Round Table Series #16: Part 3 - MEN ONLY - Nelson vs the InternetIn this council of The Round Table, we have a MEN-ONLY council. Jonah Dew, Rob Brayton, Brandon Bristow, Will Fullington, David Hammer, and Jonathan Henderson join me to discuss the differences between learning directly from R. Nelson Nash, and his source materials, vs internet exposure to Infinite Banking. Guests:Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158 Jonah Dew: www.thebankingbros.com Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Brandon Bristow: www.brandonbristow.comEmail: brandon@themoneyadvantage.comJonathan Henderson: www.e320fp.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Guest Appearance: Capitalizing Your Life Podcast with Glenn YaneyIn this video, I join my fellow Authorized IBC Practitioner, Glenn Yaney, for an interview on his podcast, Capitalizing Your Life, to discuss my Infinite Banking journey. You can find the release of this interview from Glenn here as well: https://youtu.be/_0JPjLzFeQw?si=p8nOeM_xF0y79hyL⚔️ LIVE & LEAVE A LASTING LEGACY

The Round Table Series #16: Part 1 - Men Only BYOB Book QuizIn this council of The Round Table, we have a MEN-ONLY council. Jonah Dew, Rob Brayton, Brandon Bristow, Will Fullington, David Hammer, and Jonathan Henderson join me to discuss the importance of vision and unity of purpose as it relates to implementing Infinite Banking, and we do so while having a Becoming Your Own Banker book study in real time. Guests:Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158 Jonah Dew: www.thebankingbros.com Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Brandon Bristow: www.brandonbristow.comEmail: brandon@themoneyadvantage.comJonathan Henderson: www.e320fp.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Q & A #24 Can Velocity Banking Go With Infinite Banking?In this installment of the Question and Answer Series, we address questions like: How do I share infinite banking with friends? Is infinite banking like a well-known financial company? Can velocity banking work with infinite banking? And much more!Resources from video:Round Table episode on velocity banking - https://youtu.be/xJDw4BNssww?si=qjfRQOhkK9utDU2R⚔️ LIVE & LEAVE A LASTING LEGACY

The Round Table Series #16: Part 2 - MEN ONLYIn this council of The Round Table, we have a MEN-ONLY council. Jonah Dew, Rob Brayton, Brandon Bristow, Will Fullington, David Hammer, and Jonathan Henderson join me to discuss Infinite Banking from a man's perspective. Guests:Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158 Jonah Dew: www.thebankingbros.com Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Brandon Bristow: www.brandonbristow.comEmail: brandon@themoneyadvantage.comJonathan Henderson: www.e320fp.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Interview Series #42: Taylor TranthamIn this episode of the Interview Series I have a conversation with one of my longest standing clients about her Infinite Banking journey. Taylor is a long-time friend, a mom, former teacher, a business owner and an infinite banker. We've worked together for several years over several policies and several iterations of leveling up privatizing banking for family, business and investment opportunities. Taylor is the epitome of a coachable person, has always been a pleasure to work with and has really been on a journey of living and leaving a lasting legacy. I hope you enjoy our conversation, learn and apply!⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Interview Series #41: Will FullingtonIn this episode of the Interview Series I speak with Will Fullington. Will is a husband, father, active service member, Infinite Banker and an Authorized IBC Practitioner. We had a great conversation around his family life, military career, Infinite Banking, church, personal finance and where he's at now as a professional helping people reform their finances. I hope you enjoy our conversation, learn and apply!To contact Will:Website: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776⚔️ “LIVE & LEAVE A LASTING LEGACY”

Family Banking: Private Lending with FamilyIn this episode of our Family Banking Series I sit down with our two oldest sons concerning our most recent private lending deal. We continue to have our own family conversations about earning income through active labor (combined with more passive lending agreements with each other), how to go about protecting those earnings and our lives through paying premiums in whole life insurance policies and then also about deploying money for our goals and purposes to a profit. ⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #5 w/Jesiah: Skills vs ToolsIn this Money Memo my son Jesiah and I are working on our knife throwing skills and I take the opportunity to talk about honing one's financial skills versus focusing only on financial tools.Most people, if they have a plan at all, is to begin “set it and forget it” and just do what most people do by putting money in financial tools that they don't understand.I believe that financial education, intentional conversations within the family, and simply keeping more of your hard earned money in the first place are some great skills to put in place before even looking at financial tools.⚔️ LIVE & LEAVE A LASTING LEGACY

The Interview Series #40: Tess HulackIn this episode of the Interview Series I get to speak with Tess Hulack.Tess has a wonderfully interesting perspective from her professional experience when it comes to insurance companies. She has decades of varying professional acumen from working inside insurance companies that she really wields when it comes to having personally implemented Infinite Banking and now as a professional, guiding as an agent herself. I hope you enjoy our conversation and learn!To contact Tess:Email:  tess@chrisnaugle.comPhone:  734-788-6670MY BYOB BOOK FUNNEL:  http://beyourownbank.com/Courage-To-ChangeFACEBOOK LINK: https://facebook.com/teresa.hulackinstagram:  @tessie806tessTikTok:  @tesshulekYouTube:  https://youtu.be/xmlmwxWrQr8⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Round Table Series #15: Part 2 - BYOB Book QuizIn this council of The Round Table we have a randomized study from the Becoming Your Own Banker book by R Nelson Nash, where we can ask questions, share best practices and discuss at depth.Guests:To connect with Rob, go to: www.perfectspiralcapital.comHis Book:www.afathershandbook.comRob's YouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with David:Email: hammerd3@gmail.comPhone: 201–709–6158To connect with Adriel Martin, you can go to www.reservoircapital.lifeI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Round Table Series #15: Part 1 - Velocity Banking vs Infinite BankingIs velocity banking better than infinite banking?In this council of The Round Table we discuss velocity banking; it's merits, it's drawbacks and how it may even be incorporated with Infinite Banking. Guests:To connect with Rob, go to: www.perfectspiralcapital.comHis Book:www.afathershandbook.comRob's YouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with David:Email: hammerd3@gmail.comPhone: 201–709–6158To connect with Adriel Martin, you can go to www.reservoircapital.lifeI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

EncycloMedia Series #36 BackdatingIn this installment we discuss the utility of back dating a policy, particularly when seeking to implement Infinite Banking.Typically, you can do this as far back as six months and it can be useful to collapse time frames, capitalize faster, and more.Resources mentioned in the video:EMS#28 Human Life Value  https://youtu.be/_BpNaoC0IWQ?si=Uwnt6ejSQmik4ERuHappy learning!Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

The Infinite Banking Interview Series #39: Adriel MartinIn this episode of the Interview Series I interview my friend and Infinite Banking professional, Adriel Martin.Adriel comes from a large family, enjoys travel, has an extensive background in operating in a family business and has most recently pursued becoming a trusted financial expert as a licensed agent and through undertaking the Authorized Infinite Banking Practitioner's Program from the Nelson Nash Institute. While working with and around an incredible community, Adriel himself has a unique perspective and his own personal history with Infinite Banking to bring to bear. I hope you enjoy our conversation and learn!To get in contact with Adriel Martin, you can go to www.reservoircapital.life⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Round Table Series #14: Part 2 - Infinite Banking for Cash-flowing Assets or LifestyleIn this council of The Round Table we discuss the different stances people take when implementing Infinite Banking. There is a camp that says that a policy loan should only be for procuring cash flowing assets. There's a camp that says Infinite Banking is for lifestyle. There's a lot in between too. To connect with Brandon, go to www.themoneyadvantage.com or email him directly at brandon@themoneyadvantage.comTo connect with Rob, go to: www.perfectspiralcapital.comHis Book:www.afathershandbook.comRob's YouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with Dan, email: Longmountain35@gmail.comTo connect with Bruce, email him at bwehner@e3wealth.com The Money Advantage Podcast - https://youtube.com/@themoneyadvantage?si=6a4uvn1VcM61BPWXI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Round Table Series #14: Part 1 - Owning & Using Whole Life vs The IBCIn this council of The Round Table we discuss the differences between the historical ownership of whole life insurance, the use of policies loans and into what is now the codified ownership and utilization of properly designed whole life insurance, from mutual companies, for the implementation of The Infinite Banking Concept as described by R. Nelson Nash. To connect with Brandon, go to www.themoneyadvantage.com or email him directly at brandon@themoneyadvantage.comTo connect with Rob, go to: www.perfectspiralcapital.comHis Book:www.afathershandbook.comRob's YouTube channel:https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with Dan, email: Longmountain35@gmail.comTo connect with Bruce, email him at bwehner@e3wealth.com The Money Advantage Podcast - https://youtube.com/@themoneyadvantage?si=6a4uvn1VcM61BPWXI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

Money Memo #4 w/Jacob: This Affects 100% of AmericansIn this Money Memo my son Jacob and I point out the most devastating effect, financially and otherwise, on people during their whole life. This happens to everyone. Everyone should plan and plan well for this but, so many of us do not. I believe that YOU are the most valuable asset in your LIFE!Why should we insure our home, cars, phones, etc. to the fullest and not do the same with the PERSON who has those things?Are you protected?Is your family protected?RESOURCES:Here's our story of preparing a Legacy for our children through Infinite Banking!https://bit.ly/LifeLesson-Legacy⚔️ LIVE & LEAVE A LASTING LEGACY

The Infinite Banking Interview Series #38: Lanah DurhamIn this episode of the Interview Series I have the pleasure of speaking with my own, and only, daughter, Lanah.Lanah is 5. This is her first time sitting down and participating in our Family Banking Series (link below) where we talk about private family banking, policy loans, private lending, business deals, and all things concerning keeping more money in the family, intergenerationally. So, since she was with me for an “Office Day” recently, it was time to sit down and have an interview.I hope you enjoy our conversation and learn!RESOURCES:Family Banking Serieshttps://bit.ly/FamilyBankingSeries⚔️ “LIVE & LEAVE A LASTING LEGACY”

The Interview Series #36: Jesiah Durham In this episode of the Interview Series I have the pleasure of speaking with my own son, Jesiah. Jesiah is at an age, 10, where we naturally talk about money, things he wants to do and buy, his questions about how we do personal finance in our household (and why), etc. Jesiah and I have spoken before in our Family Banking Series (link below) about private family banking, policy loans, private lending, business deals, etc. So, since he was with me for an “Office Day”, it was time to sit down and have an interview.I hope you enjoy our conversation and learn!RESOURCES:Family Banking Serieshttps://bit.ly/FamilyBankingSeriesI Bought A Car With Infinite Bankinghttps://bit.ly/InfiniteBanking-BuyingACar⚔️ “LIVE & LEAVE A LASTING LEGACY”