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Durham Talents - Promoting education and the implementation of the Infinite Banking Concept as conceived and described in R. Nelson Nash’s book, Becoming Your Own Banker, since 2015. Jesse W. Durham www.durhamtalents.com

JESSE W DURHAM


    • Sep 16, 2026 LATEST EPISODE
    • weekdays NEW EPISODES
    • 24m AVG DURATION
    • 532 EPISODES


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    Latest episodes from DURHAM TALENTS CHANNEL

    How Infinite Banking Creates a Better Financial Environment

    Play Episode Listen Later Sep 16, 2026 1:30


    The Infinite Banking Concept (IBC) isn't simply about buying a whole life insurance policy—it's about creating a better financial environment around the money already flowing through your life or business. In this short video, I discuss how becoming your own banker can provide greater control, liquidity, capitalization, and flexibility for individuals, families, and business owners.With a properly designed participating whole life insurance policy serving as the asset, Infinite Banking provides a system for storing, accessing, and continually putting your capital to work while taking greater control over the banking function in your life.⚔️ LIVE & LEAVE A LASTING LEGACY

    Paying Property Taxes With Infinite Banking | Family Banking in Real Life

    Play Episode Listen Later Sep 14, 2026 15:43


    Can you use Infinite Banking to pay property taxes? In this installment of our Family Banking series, I show how we use our private family banking system to handle a real expense our family already has: property taxes. Rather than treating Infinite Banking as an abstract financial concept, this is a practical example of how our family uses the banking system we've built with properly structured participating whole life insurance.The point isn't simply how to pay a tax bill—it's learning to think differently about the banking function surrounding the money already flowing through your life. About This ChannelI help hard-working American families, and business owners understand and implement the Infinite Banking Concept (IBC) exactly as it was conceived and codified by R. Nelson Nash, author of Becoming Your Own Banker.As an Authorized Infinite Banking Concept Practitioner with the Nelson Nash Institute and a licensed insurance agent, my practice is exclusively dedicated to helping clients apply the authentic Infinite Banking Concept using properly designed participating whole life insurance policies from mutual Life Insurance companies.If you're looking for genuine education on Infinite Banking, Becoming Your Own Banker, cash value whole life insurance, private family banking, financial independence, wealth building and preservation, legacy planning, and capitalization, you've come to the right place.

    He Discovered Infinite Banking 10 Years Ago—Now He's Getting Started

    Play Episode Listen Later Sep 9, 2026 1:40


    What happens when you discover the Infinite Banking Concept (IBC) but wait nearly a decade to take action? In this short video, I share the story of someone who first encountered Infinite Banking around 10 years ago and is now getting on my calendar to begin the process of becoming his own banker. It's a reminder that investigating and understanding the concept matters—but eventually, implementation requires action.If you've been researching Infinite Banking, R. Nelson Nash, Becoming Your Own Banker, or properly designed whole life insurance for months or even years, perhaps the better question is: What are you waiting for?⚔️ LIVE & LEAVE A LASTING LEGACY

    The Rule of 72 Explained: How Fast Will Your Money Double?

    Play Episode Listen Later Sep 7, 2026 7:51


    What is the Rule of 72, and what can it teach you about your money? The Rule of 72 is a simple financial calculation that helps estimate how long it takes money to double at a given rate of return or compound growth. In this video, we break down how the Rule of 72 works and why understanding compounding, time, and the cost of capital matters when making long-term financial decisions.For those investigating the Infinite Banking Concept (IBC), the Rule of 72 also provides a useful framework for thinking about capitalization, compounding, and the long-range consequences of where your money is—and who controls it. About This ChannelI help hard-working American families, and business owners understand and implement the Infinite Banking Concept (IBC) exactly as it was conceived and codified by R. Nelson Nash, author of Becoming Your Own Banker.As an Authorized Infinite Banking Concept Practitioner with the Nelson Nash Institute and a licensed insurance agent, my practice is exclusively dedicated to helping clients apply the authentic Infinite Banking Concept using properly designed participating whole life insurance policies from mutual Life Insurance companies.If you're looking for genuine education on Infinite Banking, Becoming Your Own Banker, cash value whole life insurance, private family banking, financial independence, wealth building and preservation, legacy planning, and capitalization, you've come to the right place.

    Infinite Banking in Real Life: A Young Mom Takes Control of Her Finances | MM#22

    Play Episode Listen Later Sep 2, 2026 1:30


    What can Infinite Banking look like when a family actually puts it into practice? In this real-life example, I share the story of a young mom who started building her private family banking systemand, less than a year later, found herself asking what to do with thousands of dollars in additional capital. This is what intentional financial behavior can begin to look like when you take greater control over the banking function in your life.Whether you're raising a family, building a career, running a business, or simply looking for greater financial independence, the Infinite Banking Concept (IBC) is ultimately about taking intentional control of how capital flows through your life.⚔️ LIVE & LEAVE A LASTING LEGACY

    Infinite Banking for Retirement: What Changes When You Become Your Own Banker?

    Play Episode Listen Later Aug 31, 2026 99:47


    How does your approach to retirement change when you begin thinking like your own banker? In this IBC Roundtable, we explore retirement through the lens of the Infinite Banking Concept, R. Nelson Nash's Becoming Your Own Banker, and the principle of thinking long-range.We discuss how capitalization, cash flow, access to capital, participating whole life insurance, and financial control can influence the way families think about preparing for and living through retirement. If you're seriously investigating Infinite Banking and retirement, this roundtable offers multiple practitioner perspectives on building a financial system intended to serve you for the long term.RESOURCES MENTIONED :Annuities - Part 1https://bit.ly/Annuities1Annuities - Part 2https://bit.ly/Annuities2Long Term Care - Part 1https://bit.ly/LongTermCare101Long Term Care - Part 2https://bit.ly/LongTermCare102EMS #26 Non-Forfeiture Optionshttps://bit.ly/NonForfeitureOptionsAbout This ChannelI help hard-working American families, and business owners understand and implement the Infinite Banking Concept (IBC) exactly as it was conceived and codified by R. Nelson Nash, author of Becoming Your Own Banker.As an Authorized Infinite Banking Concept Practitioner with the Nelson Nash Institute and a licensed insurance agent, my practice is exclusively dedicated to helping clients apply the authentic Infinite Banking Concept using properly designed participating whole life insurance policies from mutual Life Insurance companies.If you're looking for genuine education on Infinite Banking, Becoming Your Own Banker, cash value whole life insurance, private family banking, financial independence, wealth building and preservation, legacy planning, and capitalization, you've come to the right place.

    We Bought a Dog With Infinite Banking | Family Banking #12

    Play Episode Listen Later Aug 28, 2026 1:45


    In this Family Banking episode, I share how we used the Infinite Banking Concept as part of the way our family manages our lifestyle—including buying a dog. This isn't about making a dog purchase sound like a financial strategy; it's about seeing how family banking and Infinite Banking can become part of the way a family thinks about and manages everyday financial decisions. We explore how properly designed whole life insurance, cash value, and policy loans can provide a family with greater control and flexibility over its capital.Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ LIVE & LEAVE A LASTING LEGACY

    Infinite Banking Made Simple: Whole Life Is Easy to Use | MM#21

    Play Episode Listen Later Aug 26, 2026 1:34


    A properly designed whole life insurance policy can be a remarkably simple and practical asset; especially and particularly for implementing the Infinite Banking Concept. In this Money Memo, we look at the accessibility, simplicity, and usability of whole life as a financial asset—and why simplicity matters when you're building your own banking system.Learn how whole life insurance, cash value, policy loans, and Infinite Banking can work together to give you greater control and flexibility over your capital.⚔️ LIVE & LEAVE A LASTING LEGACY

    Infinite Banking: Do You Need Multiple Policies? | Myths, Mysteries & Misconceptions #27

    Play Episode Listen Later Aug 24, 2026 14:28


    Is it better to have multiple life insurance policies for Infinite Banking, or can one properly designed policy be enough? In this installment of Myths, Mysteries & Misconceptions, we examine the common idea that you need multiple whole life insurance policies to successfully implement the Infinite Banking Concept (IBC). We'll look at the role of policy design, cash value, premiums, and the actual principles behind Becoming Your Own Banker as taught by R. Nelson Nash.If you're researching Infinite Banking, multiple policies, whole life insurance, cash value life insurance, Infinite Banking policy design, or becoming your own banker, this episode will help you think more clearly about the question.About This ChannelI help hard-working American families, and business owners understand and implement the Infinite Banking Concept (IBC) exactly as it was conceived and codified by R. Nelson Nash, author of Becoming Your Own Banker.As an Authorized Infinite Banking Concept Practitioner with the Nelson Nash Institute and a licensed insurance agent, my practice is exclusively dedicated to helping clients apply the authentic Infinite Banking Concept using properly designed participating whole life insurance policies from mutual Life Insurance companies.If you're looking for genuine education on Infinite Banking, Becoming Your Own Banker, cash value whole life insurance, private family banking, financial independence, wealth building and preservation, legacy planning, and capitalization, you've come to the right place.

    How Does Policy Loan Rate Affect Infinite Banking? | EncycloMedia #40

    Play Episode Listen Later Aug 21, 2026 8:33


    loMedia #40 Policy Loan RateIn this installment of the EncycloMedia Series we discuss policy loan rate in the context of using whole life insurance for Infinite Banking.RESOURCES MENTIONED:EncycloMedia Series #7 Direct vs Non-Directhttps://youtu.be/VOTUmV7lmm0?is=0fi3ufTvu3OB1ou6EncycloMedia Series #10 Policy Loan Interesthttps://youtu.be/8Wwf0dAVWpE?is=jbqBOKIqXcBhAMo9⚔️ LIVE & LEAVE A LASTING LEGACY

    Money in Motion - The Infinite Banking Difference | MM #20

    Play Episode Listen Later Aug 19, 2026 1:30


    Motion means life. Money in motion means financial life. You don't have to lock up your money, take massive risk, work any harder or lose control to do Infinite Banking. In fact, Becoming Your Own Banker is the ultimate in personal financial freedom.⚔️ LIVE & LEAVE A LASTING LEGACY

    Infinite Banking Q&A: Dividends, Premiums & How They Really Work | Q&A #25

    Play Episode Listen Later Aug 17, 2026 34:57


    Infinite Banking Q&A: Dividends, Premiums & How They Really Work | Q&A #25This Q&A episode answers common questions about dividends and premiums in Infinite Banking, including how they relate to properly designed whole life insurance policies used to implement the Infinite Banking Concept. We discuss what policyholders should understand about premiums, dividend-paying whole life insurance, and how these elements fit into the broader strategy of becoming your own banker as taught by R. Nelson Nash.Learn the principles behind Infinite Banking, whole life insurance, policy design, dividends, premiums, cash value, and the Infinite Banking Concept—without the hype or confusion. ⚔️ LIVE & LEAVE A LASTING LEGACY

    EncycloMedia #39 Policy Rating for Infinite Banking

    Play Episode Listen Later Aug 14, 2026 8:38


    EncycloMedia #39 Policy Rating for Infinite BankingIn this installment of the EncycloMedia Series we discuss policy rating and its implications on whole life insurance ownership particularly for Infinite Banking.RESOURCES MENTIONED:EMS - Convertible Termhttps://bit.ly/ConvertibleTermEMS - Human Life Valuehttps://bit.ly/EMSHumanLifeValue⚔️ LIVE & LEAVE A LASTING LEGACY

    Money Memo #19 Austrian Economics & Infinite Banking

    Play Episode Listen Later Aug 12, 2026 4:14


    Money Memo #19 Austrian Economics & Infinite BankingIn this installment of the Money Memo Series I share a recent book I got from the Mises Institute to continue my own study and application of Austrian Economics through the Infinite Banking Concept as discovered by R. Nelson Nash. ⚔️ LIVE & LEAVE A LASTING LEGACY

    Family Banking Ep. #11: Starting a Family Farm

    Play Episode Listen Later Aug 10, 2026 47:52


    Family Banking Ep. #11: Starting a Family FarmIn this episode of our Family Banking Series we share an inside look at our family banking lifestyle as we encourage our children towards entrepreneurship with a family farm. This was a great opportunity for more financial education, conversations, and opportunities to collaborate and profit together the Infinite Banking way!Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ LIVE & LEAVE A LASTING LEGACY

    EncycloMedia #38 Initial, Total & Proposed Death Benefit

    Play Episode Listen Later Aug 7, 2026 8:17


    EncycloMedia #38 Initial, Total & Proposed Death BenefitIn this installment of the EncycloMedia Series we discuss the differences between initial death benefit, total death benefit and the proposed death benefit; particularly in the context of Infinite Banking. RESOURCES MENTIONED:EMS - Convertible Termhttps://bit.ly/ConvertibleTermEMS - Human Life Valuehttps://bit.ly/EMSHumanLifeValue⚔️ LIVE & LEAVE A LASTING LEGACY

    Money Memo #18 Atomic Personal Finance

    Play Episode Listen Later Aug 5, 2026 1:40


    Money Memo #18 Atomic Personal FinanceIn this installment of the Money Memo Series I share about reading life impacting books like Atomic Habits by James Clear and Becoming Your Own Banker by R. Nelson Nash. ⚔️ LIVE & LEAVE A LASTING LEGACY

    Family Banking Ep. #10: Book Sale Business

    Play Episode Listen Later Aug 3, 2026 16:31


    Family Banking Ep. #10: Book Sale BusinessIn this episode of our Family Banking Series I share a sit down and talk with our three oldest children where I propose they consider and undertake a business venture. This was a great opportunity for more financial education, conversations, and opportunities to collaborate and profit together the Infinite Banking way!Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ LIVE & LEAVE A LASTING LEGACY

    EncycloMedia Series #37 Incontestability

    Play Episode Listen Later Jul 31, 2026 7:45


    EncycloMedia Series #37 IncontestabilityIn this installment of the EncycloMedia Series we will define and discuss the meaning of Incontestability and its implications within the context of Infinite Banking. ⚔️ LIVE & LEAVE A LASTING LEGACY

    Myths, Mysteries & Misconceptions Series #26: Can I Have Too Much Insurance?

    Play Episode Listen Later Jul 27, 2026 15:11


    Myths, Mysteries & Misconceptions Series #26: Can I Have Too Much Insurance?In this installment of our Myths, Mysteries & Misconceptions series we consider the misconception that one can have too much insurance. RESOURCES MENTIONED:EMS Human Life Valuehttps://bit.ly/EMSHumanLifeValue⚔️ LIVE & LEAVE A LASTING LEGACY

    Round Table #21: Part 2- Light Bulb Moments After Starting Infinite Banking

    Play Episode Listen Later Jul 24, 2026 21:32


    IBRT #21: Part 2 - Infinite Banking EpiphaniesIn this council of The Round Table we share lessons learned from early on in our Infinite Banking journey when we were still figuring things out. Guests:David Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYoutube: https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerI hope you enjoy, learn and apply!⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Round Table #21: Part 1- Debt Recapture with Infinite Banking

    Play Episode Listen Later Jul 20, 2026 79:53


    IBRT #21: Part 1- Debt Recapture with Infinite BankingIn this council of The Round Table we consider the endeavor of debt payoff and recapture with the Infinite Banking Concept. Guests:David Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYoutube: https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerI hope you enjoy, learn and apply!⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Family Banking Ep. #09: Infinite Banking for Family Fun

    Play Episode Listen Later Jul 17, 2026 4:54


    Family Banking Ep. #09: Infinite Banking for Family Fun In this episode of our Family Banking Series we share how we used Infinite Banking to have fun on a snow day! The family that pays together can better play together!  Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Guest Appearance: Legacy Life & Retirement with Shawn King

    Play Episode Listen Later Jul 13, 2026 55:20


    Guest Appearance: Legacy Life & Retirement with Shawn KingIn this video I have a conversation with Shawn King about my personal and professional Infinite Banking journey. To connect with Shawn:Instagramhttps://www.instagram.com/legacylifeandretirement?igsh=YzRsdDU5dnh2bDhn&utm_source=qrYouTubehttps://youtube.com/@legacylifeandretirement?si=MoGmt19JkEbTV4lNPodcasthttps://podcasts.apple.com/us/podcast/the-cashflow-chronicles/id1768314180Bookhttps://fromregulartorich.com/ LIVE & LEAVE A LASTING LEGACY

    Money Memo #17 Preparing Children Financially for College and Beyond

    Play Episode Listen Later Jul 10, 2026 2:56


    Money Memo #17 Preparing Children Financially for College and Beyond. In this video I share a few insights on how what we are doing with Infinite Banking and whole life insurance, in our household, to have greater access to money now and still prepare our children for college, the work force, marriage, business and everything else adult life brings on financially. ⚔️ LIVE & LEAVE A LASTING LEGACY

    Family Banking Ep. #8: Family Banking Pay Day

    Play Episode Listen Later Jul 6, 2026 9:52


    Family Banking Ep. #8: Family Banking Pay DayIn this episode of our Family Banking Series it's payday in the Durham household and we're going to do it the Infinite Banking way.We currently are paying premiums, making policy loans, running family businesses, and joint venture investments are currently active. This is an inside look at how we run things and handle payday.Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Ep. #128 Nelson Nash Institute Coaching Academy 2026

    Play Episode Listen Later Jul 3, 2026 1:59


    Ep. #128 Nelson Nash Institute Coaching Academy 2026In this video I share a bit of an inside look at The Coaching Academy, hosted by the Nelson Nash Institute in 2026.To learn more about Nelson Nash, The Nelson Nash Institute and the source material of Becoming Your Own Banker, go to www.infinitebanking.org⚔️ LIVE & LEAVE A LASTING LEGACY

    The Infinite Banking Interview Series #51 Ryan Griggs

    Play Episode Listen Later Jun 29, 2026 116:48


    The Infinite Banking Interview Series #51 Ryan GriggsIn this episode of the Interview Series I interview Ryan Griggs on his personal and professional experience with Nelson Nash and the Infinite Banking Concept. Ryan is a doctorate student, an author, an Authorized IBC Practitioner, was personally mentored by Nelson Nash and James Neathery and is in the vanguard of the Infinite Banking movement. I hope you enjoy our conversation, learn and apply!To connect with Ryan:www.griggscapitalstrategies.com⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Money Memo #16 What's The Catch To Infinite Banking?

    Play Episode Listen Later Jun 24, 2026 1:43


    Money Memo #16 What's The Catch To Infinite Banking?Is there a catch to the Infinite Banking Concept?If you've recently heard about Infinite Banking, cash value life insurance, or becoming your own banker, you've probably asked the same question that almost everyone asks at first:“What's the catch?”As an Authorized Infinite Banking Concept Practitioner and licensed insurance agent, I help individuals, families, and business owners across the United States understand and implement the Infinite Banking Concept to create greater financial control, liquidity, and long-term financial independence.The truth is that Infinite Banking is not a get-rich-quick strategy, an investment shortcut, or a financial loophole. It is a process of capitalizing your own banking system and becoming more intentional about how you save, finance, and deploy your money over time.⚔️ LIVE & LEAVE A LASTING LEGACY

    Optimal Infinite Banking Policy Design

    Play Episode Listen Later Jun 22, 2026 103:24


    What does optimal Infinite Banking policy design actually look like?Round Table #20 In this roundtable discussion, Authorized Infinite Banking Concept Practitioners explore the principles, tradeoffs, and design considerations behind properly structured whole life insurance policies used to implement the Infinite Banking Concept (IBC) as taught by R. Nelson Nash in his classic book, Becoming Your Own Banker.Whether you're new to Infinite Banking or already building your own personal banking system, this conversation will help you better understand the thinking behind effective policy design and why structure matters when creating long-term financial independence and autonomy.In this discussion, we cover:✔️ The principles of sound Infinite Banking policy design✔️ Common misconceptions about whole life insurance and IBC✔️ Premium allocation and policy efficiency considerations✔️ Liquidity, cash value growth, and long-term performance✔️ Balancing present-day access with future opportunities✔️ How policy design affects your ability to become your own banker✔️ Building multi-generational wealth and leaving a lasting legacyAs an Authorized Infinite Banking Concept Practitioner and licensed insurance agent, I help individuals, families, and business owners across the United States implement the Infinite Banking Concept to create greater control over their finances, eliminate dependence on traditional lenders, and build a legacy that can benefit future generations.The Infinite Banking Concept is not a product. It is a process of thinking differently about money, capital, financing, and stewardship. This channel is dedicated to helping people understand and apply the principles taught by R. Nelson Nash so they can live more intentionally and leave a lasting legacy.If you're interested in Infinite Banking, whole life insurance, cash value life insurance, family banking, wealth building, financial independence, or legacy planning, be sure to subscribe and join the conversation.

    Money Memo #15 Financial Education Before Financial Freedom

    Play Episode Listen Later Jun 17, 2026 1:27


    Money Memo #15 Financial Education Before Financial FreedomJim Rohn said that if you received a million dollars, you better learn how to be a millionaire, so you can keep the money. Financial education is so important and is at the front end of becoming your own banker. Infinite Banking begins with addressing our own human problems. ⚔️ LIVE & LEAVE A LASTING LEGACY

    The Interview Series #50 Jodi LaFrance

    Play Episode Listen Later Jun 15, 2026 107:04


    The Interview Series #50 Jodi LaFranceIn this episode of the Interview Series I interview a friend and colleague, Jodi LaFrance.Jodi is a wife, mother of 5, and an insurance professional that is on her own journey of Infinite Banking and helping clients to become their own bankers. I hope you enjoy our conversation and learn!To connect with Jodi:Facebook: https://www.facebook.com/share/1AnfxniHcD/?mibextid=wwXIfrInstagramhttps://www.instagram.com/jodilafrance?igsh=a3JkNGg5b3M1cWM4&utm_source=qrLinkedIn https://www.linkedin.com/in/jodi-lafrance-761349212?utm_source=share_via&utm_content=profile&utm_medium=member_ios⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Money Memo #14 Child Policies for Infinite Banking

    Play Episode Listen Later Jun 10, 2026 2:41


    Money Memo #14 Child Policies for Infinite BankingInfinite Banking is the ideal way to put our children and ourselves on the path of financial freedom. Becoming your own banker protects your family, provides for our need for finance, and allows us to participate in the profitability of the best business in the world: banking. ⚔️ LIVE & LEAVE A LASTING LEGACY

    The Interview Series #49 Shawn King

    Play Episode Listen Later Jun 8, 2026 95:45


    The Interview Series #49 Shawn KingIn this episode of the Interview Series I interview a friend and colleague, Authorized IBC Practitioner, Shawn King. Shawn is a husband, father, world-traveler, author and an Authorized IBC Practitioner.I hope you enjoy our conversation and learn!To connect with Shawn:Instagramhttps://www.instagram.com/legacylifeandretirement?igsh=YzRsdDU5dnh2bDhn&utm_source=qrYouTubehttps://youtube.com/@legacylifeandretirement?si=MoGmt19JkEbTV4lNPodcasthttps://podcasts.apple.com/us/podcast/the-cashflow-chronicles/id1768314180Bookhttps://fromregulartorich.com/⚔️ “LIVE & LEAVE A LASTING LEGACY”

    The Round Table Series #19: Part 2- Appropriate Premium for Infinite Banking

    Play Episode Listen Later Jun 5, 2026 46:48


    The Round Table Series #19: Part 2- Appropriate Premium for Infinite BankingIn this council of The Round Table we consider the aspect of funding a private banking entity; a whole life insurance policy, constructed for Infinite Banking. Guests:David Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: will@reformedfinance.netPhone:  702-527-1776Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYoutube: https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with Bruce, email him at bwehner@e3wealth.com I hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Money Memo #13 Even With Money: A Good Offense Is A Good Defense

    Play Episode Listen Later Jun 3, 2026 1:18


    Money Memo #13 Even With Money: A Good Offense Is A Good DefenseYou are your most important asset. Your life, and the lives of your loved ones, are worth protecting. Thankfully, with Infinite Banking, we check the protection box while also building a private family banking system of whole life insurance policies. ⚔️ LIVE & LEAVE A LASTING LEGACY

    The Round Table Series #19: Part 1- An Infinite Banking Agent's Process

    Play Episode Listen Later Jun 1, 2026 67:16


    The Round Table Series #19: Part 1- An Infinite Banking Agent's ProcessIn this council of The Round Table we converge on the importance of process when it comes to you as the client having a customized approach for vetting and implementing the Infinite Banking Concept, and also for the agent to cultivate a method of journeying along this path with you as a guide. Guests:David Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: will@reformedfinance.netPhone:  702-527-1776Rob Brayton: www.perfectspiralcapital.comHis Book: www.afathershandbook.comYoutube: https://youtube.com/@robbraytonpsc?si=EnllETF3VVrc2zerTo connect with Bruce, email him at bwehner@e3wealth.com I hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

    The Interview Series #48: Richard Canfield

    Play Episode Listen Later May 29, 2026 115:43


    The Interview Series #48: Richard CanfieldIn this episode of the Interview Series, I interview Richard Canfield.Richard is a husband, father, best-selling author, Authorized Infinite Banking Concept Practitioner, and TV Show & Podcast Host. We had a great conversation about his IBC journey personally and professionally; how he's used whole life insurance for financing, meeting Nelson Nash, and so much more. Richard CanfieldAuthorized Infinite Banking Practitioner rcanfield@ascendantfinancial.com  587-600-9080Have a question? Try asking my AI Clone - https://askrichardcanfield.com/ Subscribe to my Podcast: https://wealthonmainstreet.com/youtube Get my Bestselling book for FREE here: https://dontspreadwealth.com/ RESOURCES MENTIONED:The backwards bicycle video: https://youtube.com/watch?v=MFzDaBzBlL0&si=lKD4Uzr2mfgv0Kl1Learnfromnelson.comwww.growyourowncapital.comThe Nelson Nash documentary: https://youtube.com/watch?v=kv_kX5CN3tI&si=gO4M2uf3hxeRr9j9⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Money Memo #12 Good Money Habits

    Play Episode Listen Later May 27, 2026 1:48


    Money Memo #12 Good Money HabitsThe best money habits begin with paying yourself first and becoming your own banker. Paying yourself first, Keeping what you earn, not losing money, thinking long range, not doing business with banks, are sound money habits that can put you on the road to financial freedom. Become your own banker.⚔️ LIVE & LEAVE A LASTING LEGACY

    Family Banking Ep. #7: Infinite Banking for Business Equipment 

    Play Episode Listen Later May 25, 2026 24:24


    Family Banking Ep. #7: Infinite Banking for Business Equipment In this episode of our Family Banking Series, I share a recent family deal on a camera purchase we made together with our children for our business. For years, we have had conversations with our children about the Infinite Banking Concept. They know we use our system of whole life insurance policies as our family banking system. We've been putting velocity on our money by paying premiums together, we've made policy loans for financing decisions, and we just keep leveling up and scaling what we can do together. This deal was about: 1. Paying premiums together, 2. Making policy loans, and then 3. Proposing an opportunity for our children to buy a camera, that I would then use in our business, and therefore pay them their principal back with interest over the next 6 months. The Infinite Banking Concept allows families to do more together, have bigger conversations about goals, plans, and dreams; it enables us to keep control and profit from our financing needs. Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Ep. #127 On Financial Endurance with David Hammer

    Play Episode Listen Later May 22, 2026 55:54


    Ep. #127 On Financial Endurance with David HammerIn this episode, endurance athlete and Authorized IBC Practitioner, David Hammer, and I discuss how to cultivate financial endurance with the Infinite Banking Concept. ⚔️ LIVE & LEAVE A LASTING LEGACY

    Money Memo #11 Paying Off Bad Debt Is Like Getting A Pay Raise

    Play Episode Listen Later May 20, 2026 1:59


    Money Memo #11 Paying Off Bad Debt Is Like Getting A Pay RaiseThe average American is drowning in bad financial debt that can be solved through personal responsibility and a positive financial environment via Infinite Banking with whole life insurance policies. ⚔️ LIVE & LEAVE A LASTING LEGACY

    The Interview Series #47 Glenn Yaney

    Play Episode Listen Later May 18, 2026 87:26


    The Interview Series #47 Glenn YaneyIn this episode of the Interview Series I interview a friend and colleague, Authorized IBC Practitioner, Glenn Yaney. Glenn is a husband, father, has an extensive operational experience in the real estate and business world, and is also an educator and professional with Infinite Banking. I hope you enjoy our conversation and learn!To connect with Glenn:Podcast: https://youtube.com/@capitalizingyourlifepodcast?si=-pQTvA7fM2QDVl5_Email: glenn@createtailwind.com⚔️ “LIVE & LEAVE A LASTING LEGACY”

    The Round Table Series #18 - Part 2 Infinite Banking Book Study

    Play Episode Listen Later May 15, 2026 31:07


    The Round Table Series #18 - Part 2 Infinite Banking Book StudyIn this council of The Round Table, there is a host of qualified professionals, and we challenge each other to randomly discuss and represent our views from the Becoming Your Own Banker book by R. Nelson Nash.Guests:Tricia Millerwww.banklessbydesign.com Email: tricia@banklessbydesign.comNicole Gardnerwww.kingdommoneysense.comDan LangenbergEmail: Longmountain35@gmail.comDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Richard Canfieldrcanfield@ascendantfinancial.com  | 587-600-9080RESOURCES MENTIONED:The Interview Series https://bit.ly/InfiniteBankingInterviewsI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Money Memo #10 Hourly Wage Doesn't Matter As Much As This…

    Play Episode Listen Later May 13, 2026 1:41


    Money Memo #10 Hourly Wage Doesn't Matter Who cares how much you earn if you don't keep any of it? Whether you earn $10 an hour or 10 million an hour, Becoming Your Own Banker is the way to safely store, compound and access the value of your earnings through utilizing whole life insurance. ⚔️ LIVE & LEAVE A LASTING LEGACY

    The Round Table Series #18 Austrian Economics, Libertarianism & Infinite Banking

    Play Episode Listen Later May 11, 2026 82:03


    The Round Table Series #18 Austrian Economics, Libertarianism & Infinite BankingTitle: Austrian Economics, Libertarianism & Infinite BankingIn this council of The Round Table there is a host of qualified professionals and we discuss Austrian economics, libertarianism, and the Infinite Banking Concept as described in Nelson Nash's book, Becoming Your Own Banker.Human action, personal responsibility, personal freedoms, government intervention, financial freedom and so much more come into this conversation. Guests:Tricia Millerwww.banklessbydesign.com Email: tricia@banklessbydesign.comNicole Gardnerwww.kingdommoneysense.comDan LangenbergEmail: Longmountain35@gmail.comDavid Hammer:Email: hammerd3@gmail.comPhone: 201–709–6158Will Fullington: reformedfinance.netEmail: re4medfinance@gmail.comPhone:  702-527-1776Richard Canfieldrcanfield@ascendantfinancial.com  | 587-600-9080RESOURCES MENTIONED:The Interview Series https://bit.ly/InfiniteBankingInterviewsThe State as an Organization | Mises Institute(587) I, Pencil - YouTubeipencilmovie.orgI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Ep. #126: My 10 Years of Mistakes with Infinite Banking

    Play Episode Listen Later May 8, 2026 48:35


    Ep. #126 My 10 Years of Mistakes with Infinite Banking In this video, I share all the mistakes that I've made from doing Infinite Banking for over 10 years!I share how I took too long to get started, I didn't talk with my agent enough, I missed premium payments, I might've started bigger than I should have, I didn't acquire as much insurance as I should've from the start, and so much more.I also share other videos with some of my best practices acquired over the past decade of becoming my own banker. See those here:How much Premium?https://bit.ly/HowMuchPremiumAnnual Policy Checklisthttps://bit.ly/AnnualPolicyChecklistThe EncycloMedia Serieshttps://bit.ly/EncycloMediaSeriesI am now an Authorized, Infinite Banking Concept Practitioner through the Nelson Nash Institute and share that journey here:https://youtu.be/elXZQocKi3E?si=PbyN04eb_iy6Kas1⚔️ LIVE & LEAVE A LASTING LEGACY

    Money Memo #09 Velocity of Money with Infinite Banking

    Play Episode Listen Later May 6, 2026 2:53


    Money Memo #09 Velocity of Money with Infinite BankingVelocity of money is achievable for the average American through Infinite Banking. Becoming your own banker allows you to take your hard-earned money and have it safely grow compound interest in a liquid asset. ⚔️ LIVE & LEAVE A LASTING LEGACY

    The Interview Series #46: Brandon Goswick & Nate Dean

    Play Episode Listen Later May 4, 2026 101:38


    The Interview Series #46: Brandon Goswick & Nate DeanIn this episode of the Interview Series, I have a conversation with Brandon Goswick and Nate Dean.These gentlemen are both well-practiced in implementing Infinite Banking personally and also as professionals in the IBC footprint. Both are recognized as Authorized Practitioners and as mentors with the Nelson Nash Institute. In this video, we cover their own journey and how they're helping clients today!To connect with Brandon and Nate:www.unlimitedlifeconcepts.com⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Family Banking Ep. #06: Infinite Banking - Allocating Cashflow With Your Children 

    Play Episode Listen Later May 1, 2026 7:30


    Family Banking Ep. #06: Infinite Banking - Allocating Cashflow With Your Children In this episode of our Family Banking Series, I sit down with our two oldest children to have a conversation about cash flow allocation for Infinite Banking.We discuss cashflow allocation for assets, business, charitable giving, an emergency fund, and for fun. As our own bankers we first prioritize our cashflow to our private family banking system of whole life insurance policies. From there, we discuss what else we may want to do. Want more from our Family Banking Series?Check it out here: https://bit.ly/FamilyBankingSeries ⚔️ “LIVE & LEAVE A LASTING LEGACY”

    Money Memo #08 Safe Money in Bad Times

    Play Episode Listen Later Apr 29, 2026 1:50


    Money Memo #08 Safe Money in Bad TimesWhole Life insurance policies, properly structured, from dividend-paying mutual life insurance companies are the best assets to get and use in good financial times and in downturns. When those policies are used for one's need of finance as a private family banking system, that's when you become your own banker. ⚔️ LIVE & LEAVE A LASTING LEGACY

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