DURHAM TALENTS CHANNEL

The Durham Talents Channel! Welcome to the Durham Talents Channel! ⚔️ LIVE & LEAVE A LASTING LEGACY

Infinite Banking Q & A #22 - HELOC's, Business, 401k's and moreIn this episode, we discussed premiums, using policies for business, age factors into infinite banking, how to navigate financial difficulties with policies and much more! REFERENCED RESOURCES:Life Lesson: Infinite Banking for Self-Employed & Business Ownershttps://youtu.be/nu69RoO_mDQ?si=pq5Vt8rEG7kaZaFTInfinite Banking with a HELOC? https://youtu.be/lO8BmNuvjN8?si=LQLQ4Dw8UethuR4D⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

I Bought A Car with Infinite BankingDid you know that you can keep your money and buy cars at the exact same time?In this installment of our Family Banking Series I discuss our most recent car purchase, using Infinite Banking!We have used bank loans to get cars before. We have paid cash to buy cars before. We used Infinite Banking to pay off our last family car, which allowed us to get out of that debt while building our net worth at the same time! This time around, we used our policies, which are assets from our private family banking system, to pay for are most recent car purchase.⚔️ LIVE & LEAVE A LASTING LEGACY

The Round Table Series #08: Levels of Understanding Infinite BankingIn this council of The Round Table, Liz, Mark, Nolan and I discuss varying levels and perspectives of understanding, and implementing, Infinite Banking!You can find Liz on Instagram, YouTube & TikTok @lizdiroc To connect with Mark, go to: Mark@elevatedcapitalstrategies.comTo connect with Nolan, go to: www.nolanjohnsrudinsurance.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #27: Nolan Johnsrud - Part 2In this episode of the Interview Series I talk with my friend Nolan, who began his infinite banking journey several years ago. He's a husband, cowboy, businessman, an infinite banker, and a professional, helping people in their own infinite banking journey.I hope you enjoy and learn!To connect with Nolan, go to: www.nolanjohnsrudinsurance.com⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #27: Nolan Johnsrud In this episode of the Interview Series I talk with my friend Nolan, who began his infinite banking journey several years ago. He's a husband, cowboy, businessman, an infinite banker, and a professional, helping people in their own infinite banking journey.I hope you enjoy and learn!To connect with Nolan, go to: www.nolanjohnsrudinsurance.com⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

EncycloMedia Series #25 PUA RiderIn this installment we cover the Paid Up Additions Rider.When you decide to implement infinite banking in your life, you must answer the question of which entity you will use. Once you arrive at choosing a properly structured whole life insurance policy from a mutual company that pays dividends, a key element of this policy will be the paid up additions rider. I would suggest that you understand it and understand it well.Enjoy this exposure to these topics and feel free to dive deeper in our other Series' or have a consultation call for clarification. Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Round Table Series #07: The “Virtuous Woman” and Infinite BankingIn this council of The Round Table, Robin Washington, Becca Wilhite, Nicole Gardner, Brandon Bristow and myself field the conversation of the “virtuous woman” as described in Proverbs chapter 31, and particularly in the light of Infinite Banking. There is virtue in good discussion, domestic productivity, womanhood, motherhood, personal finance and so much more that we consider. To connect with Nicole, go to www.kingdommoneysense.comTo connect with Brandon, go to www.themoneyadvantage.com or email him directly at brandon@themoneyadvantage.comTo reach out to Becca or to buy her book

MMM #23: Life Insurance - Buy 10x Your Income In Coverage?Myths, Mysteries & Misconceptions #23: Do Infinite Banking VS Just Get 10x Your Income In Term CoverageMany people would have you believe that you will be “just fine”, when it comes to getting life insurance, if you will just buy 10 to 12 times your income in coverage using term insurance.I believe that there are some life-changing reasons for considering doing something very different. Remember, if you do what most people do… You'll end up like most people. If you don't like how most people end up, consider doing something else.There's more to this misleading idea than at “face value” (pun intended;)Let's clear this myth up!⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

Becoming Your Own Banker - Book Review Ep. #23 What If I'm Uninsurable?In this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash's book, Becoming Your Own Banker. This episode covers what Infinite Banking looks like when you are uninsurable but, you still want to implement the concept!Use your imagination, reason, logic and consider these concepts. ⚔️LIVE & LEAVE A LASTING LEGACY

EncycloMedia Series #24 Base PolicyIn this installment we cover the base policy. When you decide to implement infinite banking in your life, you must answer the question of which entity you will use. Once you arrive at choosing a properly structured whole life insurance policy from a mutual company that pays dividends, the foundation for this entity will be the base whole life policy itself. It is the skeleton, the framework, the chassis, the foundation of what will follow in the construction of this entity. I would suggest that you understand it and understand it well.Enjoy this exposure to these topics and feel free to dive deeper in our other Series' or have a consultation call for clarification. Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Interview Series #26: Lauren Durham In this episode of the Interview Series I reach the pinnacle of interview possibilities by sitting down with my own lovely wife, Lauren. We talk about what it looked like for us to learn about Infinite Banking, what that vetting process looked like, how it was getting started, paying off debts, financing family fun and so much more. I hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

EncycloMedia Series #23 Uninsurable?In this installment we cover Uninsurability. Sometimes you're approved. Sometimes you're not. Sometimes you're approved but, not for everything you originally wanted. That's why being knowledgeable yourself and working with someone who also personally uses Infinite Banking is so important. Enjoy this exposure to these topics and feel free to dive deeper in our other Series' or have a consultation call for clarification. Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Round Table Series #06: Understanding Infinite Banking DeeplyThe Steps of Understanding Infinite Banking DeeplyIn this council of The Round Table Joe, Tom Mark and I discuss the steps of understanding Infinite Banking, how different privatized banking is from conventional finance and own personal epiphanies. To connect with Joe, go to www.10thstreetcapital.comTo connect with Tom, go to www.perennialpride.com To connect with Mark, go to Mark@elevatedcapitalstrategies.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #25: Mark Leach Title: The Interview Series #25: Mark Leach In this episode of the Interview Series I talk with my friend Mark Leach. Mark has gone from running a family farm in Texas, to ministry work, to traditional insurance, and now ultimately to personally implementing and professionally helping entrepreneurs and business owners with Infinite Banking.I hope you enjoy and learn!To connect with Mark, go to Mark@elevatedcapitalstrategies.com ⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #25: Mark Leach - Part 1In this episode of the Interview Series I talk with my friend Mark Leach. Mark has gone from running a family farm in Texas, to ministry work, to traditional insurance, and now ultimately to personally implementing and professionally helping entrepreneurs and business owners with Infinite Banking.I hope you enjoy and learn!To connect with Mark, go to Mark@elevatedcapitalstrategies.com ⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

EncycloMedia Series #22 Life Insurance AgentsIn this installment we cover what a Life Insurance Agent is; and is not. For the purposes of implementing Infinite Banking, one should sincerely consider which company to use, which product and perhaps most importantly, which professional to partner with as a guide, example and mentor. Infinite Banking is more than a purchase of life insurance and a life insurance agent can be more than just the salesperson of that purchase. It behooves you to know the difference. References:1. For more info on Riders, Policy Structure, Term Insurance, etchttps://youtube.com/playlist?list=PL1aTN-uo_zL3bmo9y03rEZ2w1GojFUfxb&si=6IK24QjAwwdaHqSW2. For more info on common Myths, Mysteries & Misconceptions including Indexed Universal Life (IUL's)https://youtube.com/playlist?list=PL1aTN-uo_zL3laNUk8Ft7BhU1U_hAT9TE&si=ICa6bA6Gf-cRbZ4KEnjoy this exposure to these topics and feel free to dive deeper in our other Series' or have a consultation call for clarification. Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

Becoming Your Own Banker - Book Review Ep. #22 College and Infinite BankingIn this Series we will be studying, subject by subject, the concepts within the original source material for “Unlocking the Infinite Banking Concept” in R. Nelson Nash's book, Becoming Your Own Banker. This episode covers the monetary value of a college degree and the flexibility, profitability and control of implementing Infinite Banking as a monetary alternative or multiplier to college. Use your imagination, reason, logic and consider these concepts. ⚔️LIVE & LEAVE A LASTING LEGACY

The Interview Series #24: Nicole Gardner - Part 1In this episode of the Interview Series I get to talk with my friend Nicole Gardner of Kingdom Money Sense! We talk about her Infinite Banking journey; where it started, where it's at and where it's going as she helps people professionally!To connect with Nicole, go to www.kingdommoneysense.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #24: Nicole Gardner In this episode of the Interview Series I get to talk with my friend Nicole Gardner of Kingdom Money Sense! We talk about her Infinite Banking journey; where it started, where it's at and where it's going as she helps people professionally!To connect with Nicole, go to www.kingdommoneysense.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Round Table Series #05: Infinite Banking & Real Estate InvestingIn this council of The Round Table we sit down and discuss coupling Infinite Banking with real estate investing. Brandon Bristow makes a presentation of a personal real estate project he undertook and points out the advantages of control, profitability and much more that Infinite Banking affords an individual. To connect with Brandon, go to www.themoneyadvantage.com or email him directly at brandon@themoneyadvantage.comTo reach out to Becca or to buy her book

QUICK TAKE #0051 Infinite Banking & InvestingIn this Quick Take we discuss infinite banking and investing; what each is and what each is not. There's value in investing in yourself, expanding your education, honing your skills and seeking to leverage your experience in a particular field. Worthy of note, we should recognize that true investing introduces risk into the scenario whereas implementing Infinite Banking is the antithesis in one regard because it, as a process, mitigates risk through the use of utilizing whole life insurance coupled with reacquiring the banking function in its monetary control and profitability in our lives. ⚔️ LIVE & LEAVE A LASTING LEGACY

Infinite Banking Q & A #21 In this episode I sit down in studio with all of our children to answer some recent questions I've received concerning infinite banking, whole life, insurance, and finances. We address some very serious questions that have helped people get the information they need to achieve more financial independence. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Interview Series #23: Jonah DewIn this episode of the Interview Series I sit down with a friend, a colleague, and a titan in the Infinite Banking world, Jonah Dew. To connect with Jonah, go to www.thebankingbros.com I hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Round Table Series #04: Infinite Banking vs Buy Term & Invest the RestIn this council of The Round Table, Robin Washington, Joe DeFazio and myself discuss the truth about whole life insurance, term insurance, investing, capital, the banking function and more. We cover a lot of ground here, wrestling with Infinite Banking, and we will be back in this format so stay tuned and share your questions, topics of choice and takeaways. To connect with Robin: https://thecashcompound.com/bookwithrobinTo connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #22: Tom SuvansriIn this episode of the Interview Series I sit down and discuss the Infinite Banking journey of Tom Suvansri. He's a husband, father and an Infinite Banker. To connect with Tom, go to www.perennialpride.com I hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Round Table Series #03: Infinite Banking - Be An Honest BankerIn this council of The Round Table we discuss what being a good, honest banker is all about and why it is advantageous for you!We cover a lot of ground here, wrestling with Infinite Banking, and we will be back in this format so stay tuned and share your questions, topics of choice and takeaways. To connect with Sandra you can find her at https://bankingwiththefrys.comTo reach out to Becca or to buy her book

EncycloMedia Series #21 Policy IllustrationsIn this installment we cover policy illustrations; what they are, and what they are not.A policy illustration is no the policy itself.A portion of a policy illustration, without ALL pages, is invalid. A policy illustration can be helpful, distracting, deceptive, illuminating, good and bad. Know what you have in a policy contract and why you have it!Enjoy this exposure to these topics and feel free to dive deeper in our other Series' or have a consultation call for clarification. Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Interview Series #21: Brandon BristowIn this episode of the Interview Series I sit down and discuss the Infinite Banking journey of Brandon Bristow. He's a husband, father and an Infinite Banker. To connect with Brandon, go to www.themoneyadvantage.com or email him directly at brandon@themoneyadvantage.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

Family Banking #02: Paying PremiumsIn this video our son Jacob and I sit down and go over some recent business that we conducted together. Private property, money, striking deals, family banking and much more are on my mind as I purposefully document our familial interactions for our son, our posterity, and to encourage you and yours on a journey to “live and leave a lasting legacy”.Enjoy this exposure to these topics and feel free to dive deeper in our other Series' or have a free consultation call for clarification. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

Myths, Mysteries & Misconceptions #22: Infinite Banking & Indexed Universal Life InsuranceNope.Just no.Nelson didn't own any or write any (and he came up with the whole idea of Infinite Banking!)I personally don't own any and I've never chosen to use it. I've said it before: a Prius and a Peterbilt are both vehicles but, they are built for different purposes and therefore have different characteristics. I don't care how pretty a house is, if it's built on sand instead of rock. There's more to this misleading idea than at “face value” (pun intended;)Let's clear this myth up!⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

Family Banking: The Golden RuleIn this video our son Jesiah and I sit down and go over some recent business that we conducted together. Private property, money, striking deals, family banking and much more are on my mind as I purposefully document our familial interactions for our son, our posterity, and to encourage you and yours on a journey to “live and leave a lasting legacy”.Enjoy this exposure to these topics and feel free to dive deeper in our other Series' or have a free consultation call for clarification. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Round Table Series #02: Infinite Banking - Quest for TruthIn this council of The Round Table Becca Wilhite, Joe DeFazio and myself discuss the truth about money, the element of control, the banking function and the pursuit of truth.We cover a lot of ground here, wrestling with Infinite Banking, and we will be back in this format so stay tuned and share your questions, topics of choice and takeaways. To reach out to Becca or to buy her book Beaver Bankers

The Round Table Series #01: Infinite Banking - The Financial CamelotIn this first council of The Round Table we have some trusted return guests in Sandra Fry, Becca Wilhite and Joe DeFazio. We cover a lot of ground here, wrestling with Infinite Banking, and we will be back in this format so stay tuned and share your questions, topics of choice and takeaways. To connect with Sandra you can find her at https://bankingwiththefrys.comTo reach out to Becca or to buy her book

The Round Table Series - GenesisIn this video I share a post-recording conversation with my buddy and fellow Infinite Banker, Joe DeFazio. It was the birth of The Infinite Banking Round Table. To connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #20: Infinite Banking & The American Dream w/ Joe DeFazioIn this episode of the Interview Series Joe is back and we talk about the American Dream; how it's even more accessible today with the concept of Infinite Banking!To connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

Ep. #0120 Who I Am. What I Do.In this episode I hosted a life Q&A and took that opportunity to provide a framework of the Who, What, When, Where, Why and How of vetting, understanding and implementing Infinite Banking. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Interview Series #19: Infinite Banking: Personal Finance w/ Joe DeFazio In this episode of the Interview Series Joe is back and we talk about personal finance vs corporate finance, Infinite Banking, passive income and much more. To connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

QUICK TAKE #0050 Infinite Banking & FiduciaryWhat is a fiduciary? How does it apply to Infinite Banking? In this Quick Take I address the aspect of fiduciary as it relates to Infinite Banking. There are those who mischaracterize, misuse or malign the aspect of fiduciary as it pertains to understanding, vetting and implementing Infinite Banking and it merits some clarity. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Interview Series #18: Liz DiRoccoIn this episode of the Interview Series I have a great conversation with Liz DiRocco!Liz is a friend that I met because of Infinite Banking. She's from a different part of the country, has a different background, has other experiences that I don't but, we came together and talked about her Infinite Banking journey. She's fairly early on in implementing the concept, but has been a voracious learner and now advocate of the concept. I hope you listen, enjoy and learn!

The Interview Series #17: Infinite Banking: The Friendly Financial Environment w/ Joe DeFazio - Part 2In this episode of the Interview Series I have another great conversation with my friend Joe!I joke with Joe about him having more letters behind his name than an alphabet would allow but, he is legitimately a wealth of knowledge! He's an authorized IBC Practitioner, has an interesting personal story around whole life insurance and we had a great time talking about friendly vs unfriendly financial environments. To connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #17: Infinite Banking: The Friendly Financial Environment w/ Joe DeFazio In this episode of the Interview Series I have another great conversation with my friend Joe!I joke with Joe about him having more letters behind his name than an alphabet would allow but, he is legitimately a wealth of knowledge! He's an authorized IBC Practitioner, has an interesting personal story around whole life insurance and we had a great time talking about friendly vs unfriendly financial environments. To connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

Quotes Series #0135 “The Little Man Can't Get Ahead”I hate this saying. It stinks. It stinks of defeat. It stinks of self-sabotage.Heard it? Thought it? Felt it? I hope you kick this line of thought to the curb. EVERY ONE can become their own banker and that means financial control, less risk, more efficiency and most importantly, the right kind of thinking for success. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

Ep. #0119 Infinite Banking: Who, What, When…In this episode I hosted a life Q&A and took that opportunity to provide a framework of the Who, What, When, Where, Why and How of vetting, understanding and implementing Infinite Banking. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

QUICK TAKE #0049 Infinite Banking & CollegeIn this Quick Take I share some perspective on pursuing college with a particular focus on the financial considerations as it can pertain to Infinite Banking. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Interview Series #16: Becca Is Back!In this episode of the Interview Series I have another great conversation with Becca Wilhite.Becca is a wife, mother, Authorized IBC Practitioner and Author of the enjoyable and educational, Beaver Bankers book. To reach out to Becca or to buy her book

QUICK TAKE #0048 ArbitrageIn this Quick Take we cover what arbitrage is, what it is not, and plainly explain why Infinite Banking is NOT about arbitrage. Take caution when hearing that you can experience arbitrage by borrowing at a certain rate from a policy, while earning another, greater rate from the policy, thus inherently earning arbitrage simply by borrowing against a policy's cash value, with no regard for actual principles, the codified process and the specific product outlined by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

Quotes Series #0134 “A Fool And His Money Are Soon Parted”In this episode we weigh in on an age-old saying about people having a hard time hanging on to their money. R. Nelson Nash addressed this in his book, Becoming Your Own Banker, by first drawing attention to several human problems, one of which is Parkinson's Law, which states that we tend to spend all that we earn. So, let us be prudent and consider this saying that we have all heard and do so with the knowledge that we can be our own bankers!We can use and keep money at the same time!⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️

The Interview Series #15 Joe DeFazio - Part 2In this episode of the Interview Series I have a conversation with Joe DeFazio about his personal and professional experience with Infinite Banking. I joke with Joe about him having more letters behind his name than an alphabet would allow but, he is legitimately a wealth of knowledge! He's an authorized IBC Practitioner, has an interesting personal story around whole life insurance and we had a great time.To connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

The Interview Series #15: Joe DeFazio - Part 1In this episode of the Interview Series I have a conversation with Joe DeFazio about his personal and professional experience with Infinite Banking. I joke with Joe about him having more letters behind his name than an alphabet would allow but, he is legitimately a wealth of knowledge! He's an authorized IBC Practitioner, has an interesting personal story around whole life insurance and we had a great time.To connect with Joe, go to www.10thstreetcapital.comI hope you enjoy and learn!⚔️ “LIVE & LEAVE A LASTING LEGACY” ⚔️

EncycloMedia Series #20 Policy SplitsIn this installment we cover “Policy Splits”.The proper structure of a whole life insurance policy, from a mutual company, that pays dividends is an essential aspect of owning and operating a private banking system, but the “policy split” is not the only contribution to a proper structure.It is extremely important to have a robust entity that will be there for your whole life and the “policy split” does affect that, so let's talk about it. Enjoy this exposure to these topics and feel free to dive deeper in our other Series' or have a consultation call for clarification. Welcome to our EncycloMedia Series!This series is dedicated to defining, classifying, and describing the particulars of Whole Life Insurance as the ideal asset to use for Infinite Banking as described by R. Nelson Nash in his book, Becoming Your Own Banker. ⚔️ LIVE & LEAVE A LASTING LEGACY ⚔️