Podcasts about Wage

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Most people think they know what they earn. Salary. Hourly rate. Take-home pay. But that’s not the full picture. Join Canna Campbell - a financial planner for 20 years - and Fear & Greed's Michael Thompson as they explore the idea of the 'true hourly wage,' and how it changes the way you think about work, money and the FIRE (financial independence, retire early) movement.Canna and Michael have written a book! Twelve Months to Financial Freedom will hit the shelves on September 1 - but you can preorder your copy right now. --- The information in this podcast is general in nature and does not take into account your personal circumstances, financial needs or objectives. Before acting on any information, you should consider the appropriateness of it and the relevant product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial advice and read the relevant Product Disclosure Statement or other offer document prior to acquiring any financial product.​Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd AFSL No. 700012 ABN 97 678 975 589.See omnystudio.com/listener for privacy information.

BUSINESS: Record wage hike not a ‘gamechanger' | July 14, 2026Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Best Of 2GG: Food and Bev Do you prefer Tip or Wage? PART 2 by Two Girls and a Guy

Best Of 2GG: Food and Bev Do you prefer Tip or Wage? PART 1 by Two Girls and a Guy

Just had a few things on my mind. Our first episode was about daylight saving time so I was just making sure that I updated my theory on that really quickly. Also some idiots want minimum wage to be $50,000 a year and is yoursmart devices getting more dumb?

⛔ My Ex Stopped Paying Alimony – What Now? | Los Angeles Divorce

Pastor Stephen continued in our Faith in Motion series, preaching from James chapter 4. To learn more, visit thebridgebiblechurch.com

A nursing home company cheated nearly 6,000 workers out of wages for years. The Department of Labor sued, went to trial and won $35.8 million. Then a federal appeals court ruled that federal wage law does not cover some of those unpaid hours and told workers to go find their own lawyer in state court to recover the rest. On today's episode of America's Work Force Union Podcast, longtime union lawyer Andrew Strom breaks down what happened and why it matters for working people everywhere. He explains what overtime gap pay is in plain terms, why a rule the Department of Labor has had on the books since 1968 was not enough to protect these workers, why the dissenting judge called the result unfair and why being in a union is the most practical protection against exactly this kind of wage theft.

Dan Bardell is live to discuss the latest Aston Villa transfer news. Villa look set to miss out on both Arthur Atta and Óscar Mingueza, Ollie Watkins continues to be heavily linked with a move to Fenerbahçe, and Louie Barry has completed his departure from the club, with the extent of his wages now revealed. Today's video is brought to you by Oxford Natural — Optimum Day & Night. Visit https://oxfordnatural.com/1874 to find out more and get 70% off your subscription.

Thousands of nurses at one of the region's biggest medical centers walked off the job Wednesday morning to protest their employer, Mass General Brigham, and demand better pay.

Only 3 out of 10 women in Reese Witherspoon's book club were using AI regularly when she posted about it. That stat is staggering.This week's episode is a little different. I sat down with my friend Stephanie Mitton on her podcast, Women Don't Do That, to talk about the AI adoption gap between women and men, and the conversation went further than I expected. So instead of letting it live on her feed alone, I'm bringing our full chat to you here.What you'll hear:Why the gap in AI adoption between women and men isn't about skill, it's about guilt and identityThe "it's not cheating, it's choosing ease" mindset shift that changed how I think about using these toolsThe real wage premium and job disruption numbers tied to AI skills right now, and what they mean if you sit this one outHow I built a "Family Command Center" with AI to run my household through back to back softball, pool parties and general summer chaosWhy the environmental concerns people raise about AI deserve more nuance than a knee-jerk reaction (a real example from a Canadian data centre)The two actual skills that make you good at AI, and neither one is codingTake the next step: Introductory AI Course for Women: https://www.beaconmentorshipacademy.com/event-list>>MEET STEPHANIE

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Track 1219389 Monetization ID TFGEPGEI0LHEIJAI Kia ora. Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand. I'm David Chaston and this is the international edition from interest.co.nz. Today we lead with news that now the Hormiz situation is settling down somewhat with oil prices easing, the global economy seems to be responding with a better outlook. First today, the widely-watched US ISM services PMI came in at a good level for June even if slightly softer than for May. Price pressures eased slightly, new business stayed at good levels even if less than for May, but employment was stronger even if it is still the weakest component. This Overall services measure has been at or about this level for seven months now is a relatively settled state. It is much more in positive territory than the S&P Global services PMI for the US. The S&P Global services June PMI for Canada is negative after a fall from May's small (but rare) expansion. Business activity weakened as new orders fell for a second straight month, with firms citing high prices and geopolitical uncertainty as key factors weighing on domestic and foreign demand. Meanwhile, the Bank of Canada's June quarter Business Outlook survey found similar views. Overall business sentiment has deteriorated after improving over the past three quarters. Sales outlooks have softened slightly, but firms' export outlooks have improved. Fewer firms said trade uncertainty and hesitancy among US customers are constraining exports, and more firms reported strong demand for commodity exports. Most firms did not report binding capacity constraints or labour shortages. Meanwhile a companion consumer survey shows inflation expectations are now over 3% there and right at the top of its target range of 1-3%. Singapore reported its May retail sales data overnight and it wasn't positive. Of course, this was during the height of the Middle East uncertainties. In China, a private bank in Wuhan with US$19 bln in assets has collapsed and been taken over by regulators. While it isn't a large institution, others are saying it won't be an isolated event among regional banks. (For comparative reference, the US FDIC has dealt with two US banks in 2026 that have failed.) And according to research by a Japanese consultancy, Chinese banks and tech companies led the world in applications for financial technology patents over the last decade, surpassing the US in a field that supports a wide range of financial services from lending and asset management to cryptocurrencies. They examined fintech-related patent filings in 118 countries and regions in the 10 years through 2025, working with Tokyo-based research firm Patent Result. The total tally reached roughly 120,000, nearly triple the number in the preceding decade. Also for May, the EU posted its producer price data, showing a rising +5.7% level from a year ago and driven by higher energy costs. But they also released May retail sales data and perhaps surprisingly, these rose on a real basis, up a creditable +1.9% from a year ago on a price-adjusted basis. In Australia, the Melbourne Institute survey of inflation expectations eased back slightly to 5.5% after the March spike that was rose again in April. But it has eased from there, and slipped again in June. Wage expectations, by comparison, have remained unchanged for the past seven months. The UST 10yr yield is now just on 4.48%, down -1 bp from this time yesterday.  The price of gold has slipped to US$4158/oz, down -US$15/oz from yesterday. Silver is now under US$62.50/oz, down -50 USc from yesterday. Oil prices are down -50 USc from yesterday at just under US$68.50/bbl in the US, while the international Brent price is now just under US$72/bbl. Hormuz transits have stayed low on renewed uncertainties with just 16 crude or product tankers exiting over the past 24 hours (0 dark with transponders off) but 20 entering for new loads (5 dark). Interestingly, Red Sea activity near Yemen has fallen to similarly low levels on added risks there. The Kiwi dollar is down -10 bps from this time yesterday at just on 57 USc. Against the Aussie we are down -30 bps at 82 AUc. Against the euro we are down -10 bps at just on 49.8 euro cents. That all means our TWI-5 starts today at just on 60.8 which is down -10 bps from this time yesterday. The bitcoin price starts today at US$63,554 and up +1.6% from this time yesterday. Volatility over the past 24 hours has been moderate at just under +/- 2.0%. You can get more news affecting the economy in New Zealand from interest.co.nz. Kia ora. I'm David Chaston and we'll do this again tomorrow. Track 1219389 Monetization ID TFGEPGEI0LHEIJAI Audio soundtrack opening is licensed from Shutterstock, Track 1219389 Monetization ID TFGEPGEI0LHEIJAI

Your Nebraska Update headlines for today, July 3, include: federal disaster relief funds are headed to Nebraska following Morrill and Cottonwood fires, new data show continued declines in Nebraska manufacturing and food processing jobs, judge delayed ruling on challenge to Lincoln's youth minimum wage ordinance, petition group submitted more than 186,000 signatures for proposed constitutional amendment affecting voter-approved laws, two Bennington middle school students earned national recognition at National History Day, questions continue surrounding federal terrorism case involving former Bellevue food delivery driver, construction continues on University of Nebraska at Omaha's biomechanics research expansion, Lincoln orthopedic surgeon faces disciplinary proceedings over allegations involving his conduct at Bryan Health, reuben sandwich true origin leads to Omaha and historic Blackstone Hotel.

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HER 250, Episode 3: From Bearing Witness to Building PowerThe final episode of HER 250 turns from history to the present — and to what comes next.Dr. Crystallee Crain opens with an unflinching look at where the gaps from Episodes One and Two still show up today. The wage gap remains stark and racially specific: Native American women are paid 53 cents, Latinas 54 cents, and Black women 63 cents for every dollar paid to white, non-Hispanic men. Maternal health disparities persist even across education levels — Black women with a college degree have higher pregnancy-related mortality rates than white women without a high school diploma, evidence that the gap is about racism, not income.But this episode is also a celebration of what's being built right now. Dr. Crain highlights Deb Haaland, the first Native American Cabinet secretary in U.S. history, who used her position as Secretary of the Interior to launch the federal investigation into Indian boarding schools discussed in Episode One. She points to Stacey Abrams, whose work with Fair Fight Action after Georgia's contested 2018 governor's race helped register hundreds of thousands of new voters.From there, Dr. Crain lays out a concrete vision for an intersectional future — disaggregated public health data, redistributive philanthropy, real community governance, and culture as a vehicle for healing — drawing directly from her own work building the Michigan Prevention Data Atlas. The series closes on a personal note: a reflection on the women of Flint, Michigan, who Dr. Crain calls "the infrastructure of this country," and a charge to listeners that the next 250 years belong to all of us.Episode 3 Citations[1] Wage gap figures are sourced from the National Partnership for Women and Families, "America's Women and the Wage Gap" (nationalpartnership.org), based on U.S. Census Bureau, Current Population Survey, Annual Social and Economic Supplement, 2025 (reporting 2024 data), and corroborated by the AAUW Equal Pay Day Calendar (aauw.org, 2026).[2] Maternal health disparities by education level are documented by KFF (Kaiser Family Foundation), "Racial Disparities in Maternal and Infant Health: Current Status and Key Issues" (kff.org).[3] Deb Haaland's historic confirmation as the first Native American Cabinet secretary and her launch of the Federal Indian Boarding School Initiative are documented by the U.S. Department of the Interior (doi.gov, press release, May 11, 2022).[4] Stacey Abrams's voter registration work through Fair Fight Action following the 2018 Georgia governor's race is documented by Fair Fight Action (fairfight.com) and corroborated by reporting from NPR, the New York Times, and the Washington Post. See also: Abrams, Stacey. Our Time Is Now: Power, Purpose, and the Fight for a Fair America. Henry Holt, 2020.SoundEpidemic SoundOsokuTitle:Wanderlust

What does it take for a young, progressive Democrat to run for the Ohio Statehouse in a district that leans Republican? This week on the Purple Political Breakdown, Ohio Edition, I sit down with Daquan Neal, the Democratic nominee for Ohio House District 39, covering Northern Montgomery County and the Dayton area: Vandalia, Englewood, Huber Heights, Clayton, Northridge, Fort McKinley, Harrison Township, and Butler Township. Daquan is 30 years old, a Central State University graduate, and a former staffer in both chambers of the Ohio General Assembly. He won his May 2026 Democratic primary and is running under the slogan "Our Time Is Now." We get into his core argument that Ohio is not a red state so much as a non-voting state, with more unaffiliated voters than registered Democrats and Republicans in his district, and what it would take to actually turn those voters out. From there we break down his policy stack: a state public option as a first step toward universal health care, a percentage-based "livable wage" built on the MIT Living Wage Calculator with price-gouging protections attached, a progressive marginal income tax to replace Ohio's new flat tax, and the bill he says he will introduce first, universal free school lunch for K-12. We also talk political messaging, why "progressive" lands differently than "socialist," and how he uses his Forever Curious civics program to close the political knowledge gap. This is a real voter-information conversation about who represents you in Columbus and why the Statehouse may matter more to your daily life than Washington. Political solutions without political bias. Learn more about Daquan Neal and his campaign for Ohio House District 39 at https://www.daquanforstaterep.org/ RESOURCES AND RECOMMENDATIONS PODCAST NETWORK [I do not have this line verbatim. Paste your standard ALIVE Podcast Network line here.] CONVERSATION PLATFORMS HeadOn: [I do not have the verbatim entry name and description for this one.] Link: https://www.headon.ai/ UNITY MOVEMENTS [I do not have the org name line verbatim.] Their programs include the Sheriff Unity Network and Unity Seats at sports events, proving that shared values are stronger than our differences. Link: https://www.us-united.org/ BALANCED NEWS & INFORMATION OtherWeb - An AI-based platform that filters news without paywalls, clickbait, or junk, helping you access diverse, unbiased content. Link: https://otherweb.com/ VOTING REFORM & DEMOCRACY Equal Vote Coalition & STAR Voting - Advocating for voting methods that ensure every vote counts equally, eliminating wasted votes and strategic voting. Link: https://www.equal.vote/star Future is Now Coalition (FiNC) - A grassroots movement working to restore democracy through transparency, accountability, and innovative technology while empowering citizens and transforming American political discourse. Link: https://futureis.org/ POLITICAL ENGAGEMENT Independent Center - Resources for independent political thinking and civic engagement. Link: https://www.independentcenter.org/ GET DAILY NEWS Text 844-406-INFO (844-406-4636) with code "purple" to receive quick, unbiased, factual news delivered to your phone every morning via Informed (https://informed.now) Check Out the Unfuck America Tour & National Ground Game: https://www.nationalgroundgame.com/ Check Out the CIVICS App to Know More About Your Politicians: https://www.civicpolitics.com Subscribe to the Substack: https://open.substack.com/pub/purplepoliticalbreakdown/p/welcome-to-the-purple-political-breakdown?r=3z2cmw&utm_campaign=post&utm_medium=web&showWelcomeOnShare=true ALL LINKS https://linktr.ee/purplepoliticalbreakdown The Purple Political Breakdown is committed to fostering productive political dialogue that transcends partisan divides. We believe in the power of conversation, balanced information, and democratic participation to build a stronger society. Our mission: "Political solutions without political bias." Subscribe, rate, and share if you believe in purple politics - where we find common ground in the middle! Also if you want to be apart of the community and the conversation make sure to Join the Discord: https://discord.gg/ptPAsZtHC9

Dr Stephen Morse is an expert in Modern Slavery, Human Trafficking and Enforced Labour. Having lived experience abroad, Dt Stephen and his wife created an organisation to help large companies and supply chains to recognise any human rights abuse in their own systems, build compliance and protect vulnerable people.Want to become a Keep Rolling Patron and help further support the channel, hit the Patreon link below and Roll with the Squad! https://www.patreon.com/street_rolling_cheetah Add, Follow or Contact Dr Stephen MorseWebsite: https://unchainedsolutions.com.au/LinkedIn: https://www.linkedin.com/in/stephenbmorse/Add, Follow or Contact me: Email: streetrollingcheetah@gmail.com Instagram: https://www.instagram.com/street_rolling_cheetah/?hl=en Twitter: https://twitter.com/st_rollcheetah Face book: https://www.facebook.com/StreetRollingCheetah/ LinkedIn: https://www.linkedin.com/in/jake-briggs-77b867100/Timestamps(00:00:00) Intro(00:04:29) What modern slavery is(00:06:22) How Steven got into this work(00:09:14) Trafficking routes into Europe(00:14:16) Modern slavery in Australia(00:18:18) Wage theft and the ABN trap(00:21:05) The low-risk myth(00:25:23) Rana Plaza and the law(00:32:56) Beyond compliance(00:35:31) Cobalt mines and scam compounds(00:41:11) Warning signs to look for(00:50:47) Highest risk industries(00:55:39) Jake's worksite raid story(01:03:42) Who to contact(01:08:48) Where Australia wins and falls short(01:13:58) Australia's hidden history(01:18:27) Stolen wages and the stolen generation(01:23:47) Blackbirding and generational trauma(01:32:38) Fear of deportation(01:45:43) Temu, Shein and cheap goods(01:51:48) Exploitation in the disability sector(01:59:25) Freedom Business Alliance(02:04:38) Sex work and trafficking(02:10:32) The story of Pablo in Madrid(02:18:54) Sage advice(02:21:05) Wrap-up

What if one employee mistake could cost your restaurant $100,000...or more? In this episode of the Restaurant Rockstars Podcast, Roger sits down with employment attorney and former chef Doug Plass to discuss the restaurant labor law mistakes that create the biggest risks for owners and operators. From wage and hour violations, overtime rules, and tip pooling compliance to discrimination claims, workplace investigations, wrongful termination concerns, and child labor laws, Doug shares practical guidance every restaurant leader should understand. Drawing from both his hospitality background and legal expertise, Doug explains where restaurants commonly get into trouble, how costly violations can become, and the policies, documentation, and procedures that can help protect your people, profits, and business. If you employ people, manage labor, or oversee restaurant operations, this episode is packed with actionable advice that could save you from expensive mistakes and legal headaches down the road. In this episode you'll learn: ⚡️ Common restaurant labor law violations ⚡️ Wage and hour compliance essentials ⚡️ Overtime and employee classification rules ⚡️ Tip pooling and tip-sharing best practices ⚡️ Hiring and interviewing do's and don'ts ⚡️ Employee complaint investigation procedures ⚡️ Wrongful termination risk reduction ⚡️ Child labor laws and compliance requirements ⚡️ How to build stronger workplace policies and documentation Whether you're an independent operator, multi-unit owner, general manager, or hospitality leader, this episode will help you better understand the legal responsibilities that come with managing employees in today's restaurant industry. Thanks to our Sponsors ⭐️ Smithfield Culinary serves up perfect proteins for every dish and every daypart like Smithfield's new ready to eat select bacon, Its premium, ready to cook bacon that will elevate your menu and your bottom line. Smithfield Select saves you time, labor and back of house costs all while satisfying your guests. When you partner with Smithfield, you serve what you love and your guests will love what you serve. To order or more information go to: https://www.smithfieldselect.com ⭐️ ZivZo Marketing, Advertising & Video Production: ZivZo is not only a full service marketing agency, but restaurant industry pros specializing in animation and video production that brings your restaurant to life. Go to https://www.zivzo.com ⭐️ Owner.com: Owner.com runs automated marketing campaigns for your restaurant that send personalized offers, order reminders, promotions, and new menu announcements automatically to your guests. So your marketing works for you every single day.And here's the real power move: Owner.com gives your restaurant your own branded app. Go to https://www.owner.com/rockstars

Today's panel included Niall Collins, Minister of State at the Department of Agriculture, Food and the Marine, Darren O'Rourke, Sinn Féin TD for Meath East, Sinead Gibney, Social Democrats TD for Dublin Rathdown, Chair of the Public Services Committee of the Irish Congress of Trade Unions Kevin Callinan.

It’s Pride Month. . . some cities are reversing the course on flying the flag. . . and others are flat refusing // Algorithmic wage discrimination // SCENARIOS!

Health Affairs Publishing's Rob Lott speaks to Geoffrey Hoffman of the University of Michigan about his recent paper exploring the structure of Medicare's hospital wage index and discusses the growth of exceptions over time, exploring their implications for how the system functions and whether it meets its intended policy objectives. Order the June 2026 issue of Health Affairs.Sign up for our free Health Affairs newsletters to stay up to date on health policy news and analysis.

Lawmakers face no strict deadlines to advance the bills in conference other than the end of this two-year session on Tuesday, Jan. 5, 2027.

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Patrick K. O'Donnell describes how Ulysses S. Grant ordered Phil Sheridan to wage total war in the Shenandoah Valley, commanding the execution of Mosby's men and the destruction of crops. Although Sheridan moderated these orders due to political optics, he deployed Richard Blazer and his Scouts—armed with rapid-fire Spencer carbines—to hunt Mosby. The conflict turned brutal, involving ruthless figures like the bushwhacker Mobberly. At Kabletown, Mosby finally eliminated the threat by ambushing and capturing Blazer. One of Mosby's rangers, the lethal Lewis Powell, was tasked with escorting the captured Blazer to Richmond. (5)1865

Washington's public employee unions are heading into the most consequential wage negotiations in years, with a revenue forecast due June 26 expected to trigger the state's opening offer on pay. The Washington Federation of State Employees, representing 50,000 workers, says staffing shortages and retention problems persist regardless of the budget outlook — while the last round of contracts cost roughly $1.7 billion. https://www.clarkcountytoday.com/news/wa-state-workers-head-into-difficult-wage-talks-as-budget-outlook-darkens/ #WashingtonState #StateBudget #PublicEmployees #UnionNegotiations #WagesTalks #BobFerguson #CollectiveBargaining #WashingtonPolitics #StateWorkers #WashingtonStateStandard

1 Timothy 1:18-20 (NKJV)Andrew, Isack, and Edwin discuss the good warfare Paul encourages Timothy to fight with faith and a good conscience in the face of others who are making shipwreck of their faith.Read the written devo that goes along with this episode by clicking here.    Let us know what you are learning or any questions you have. Email us at TextTalk@ChristiansMeetHere.org.    Join the Facebook community and join the conversation by clicking here. We'd love to meet you. Be a guest among the Christians who meet on Livingston Avenue. Click here to find out more. Michael Eldridge sang all four parts of our theme song. Find more from him by clicking here.   Thanks for talking about the text with us today.________________________________________________If the hyperlinks do not work, copy the following addresses and paste them into the URL bar of your web browser: Daily Written Devo: https://readthebiblemakedisciples.wordpress.com/?p=25820The Christians Who Meet on Livingston Avenue: http://www.christiansmeethere.org/Facebook Page: https://www.facebook.com/TalkAboutTheTextFacebook Group: https://www.facebook.com/groups/texttalkMichael Eldridge: https://acapeldridge.com/ 

While a federal district court recently upheld the Trump administration's revised wage rule for H-2A ag workers, farmers and ag groups are concerned that the current rates could be reversed or drastically amended by a future administration.

In this episode, Sam and Calen look at how changes in the economy affect independent businesses. They discuss minimum wage, how consumer income drives sales, and what it takes to promote your business today.  

Ep 674 Pt 2 - USA World Cup Drama, House Help Wage Hike & Trump's Angry Interview

REPOST - I accidentally posted the 1PM hour twice - heres the actual hour RWSee omnystudio.com/listener for privacy information.

This Day in Legal History: Kennedy Signs the Equal Pay ActOn this day in 1963, President John F. Kennedy signed the Equal Pay Act, the first federal statute aimed directly at sex-based wage discrimination. The law took the form of an amendment to the Fair Labor Standards Act of 1938, which meant that it slid into an existing enforcement framework run by the Wage and Hour Division of the Department of Labor — a deliberate choice that bypassed the need to build new institutional machinery and harnessed thirty years of FLSA caselaw and habits of compliance. The legal hook is the Act's “equal pay for equal work” command: employers may not pay employees of one sex less than employees of the opposite sex for jobs requiring “equal skill, effort, and responsibility, and which are performed under similar working conditions.”Four affirmative defenses are written into the text — a seniority system, a merit system, a system measuring earnings by quantity or quality of production, or “any other factor other than sex” — and that fourth catch-all has done more work in litigation than the other three combined, shaping how courts evaluate market-based, education-based, and prior-salary-based pay differentials decades later. The wage gap at the moment Kennedy signed was about 59 cents on the dollar; six decades on, by the Bureau of Labor Statistics's standard measure, it sits closer to 84 cents. That tells you something about how a clean, structurally well-designed statute can still leave a lot of the work undone, because the gap is and always was about more than identical pairs of jobs at the same employer.The Equal Pay Act is not the whole story of American workplace-equality law; Title VII of the Civil Rights Act of 1964, the Pregnancy Discrimination Act, the Lilly Ledbetter Fair Pay Act, and a long line of state-law analogues do much of the modern enforcement work. But June 10, 1963 is the day Congress, with the President's signature, said for the first time that paying a woman less than a man for the same work was unlawful, full stop. Everything that has followed in this corner of the law has been built on top of that sentence.The Federal Circuit on Monday affirmed a Delaware district court judgment invalidating four Purdue Pharma patents covering an abuse-deterrent, low-toxicity version of the opioid OxyContin, in a decision the patent bar has been waiting on for months. The case is Purdue Pharma L.P. v. Epic Pharma LLC. The patents covered Purdue's reformulation of OxyContin to make the pills crush-resistant and to reduce a manufacturing impurity, and the asserted innovation grew, the company said, out of its discovery of the source of a particular toxic impurity that had previously eluded chemists at competing labs. Purdue's argument on appeal was, in essence, that the discovery of the impurity's source was itself nonobvious, and that the resulting patents inherited that nonobviousness. The Federal Circuit said no.The panel held that the relevant obviousness inquiry asks whether the claimed reformulation — not the discovery that motivated it — would have been obvious to a person of ordinary skill in the art at the time of the invention, and that once the prior art is taken into account, the answer is yes. The practical consequence of the ruling is large. It opens the door wider for generic abuse-deterrent OxyContin alternatives and clarifies a doctrinal point pharmaceutical companies have been pressing on for years: a hard-won research insight does not, on its own, automatically save a patent from obviousness if the resulting product was within the prior art's reach. Purdue's options now are a rehearing petition at the Federal Circuit, a cert petition at the Supreme Court (which the company has already pursued in a related case last spring), or quiet acceptance. Expect a cert petition. Expect the cert petition to be denied. Watch the generic-drug filings that follow.Fed. Circ. Panel Backs Invalidation Of OxyContin PatentThe plaintiffs in the Eastern District of Virginia lawsuit over the Trump administration's $1.8 billion “Anti-Weaponization Fund” — a story we covered earlier htis week— went back to Judge Leonie Brinkema on Tuesday and asked for permission to conduct limited discovery into whether the Justice Department's recent representation that it would stop work on the fund is a real commitment or a litigation convenience.The plaintiffs' problem is straightforward: acting Attorney General Todd Blanche has filed papers saying the program is “not going forward,” but President Trump publicly described the fund last week as a “great idea” that many Republicans support, and the executive order that created the fund has not been formally rescinded. From a litigation-strategy standpoint, the plaintiffs do not want to walk away from a live case on the strength of a DOJ filing, accept dismissal as moot, and then find out three months later that the fund has been quietly resurrected under a different name.Judge Brinkema has a hearing scheduled for Friday, June 12, on whether to extend the temporary restraining order into a preliminary injunction. The Tuesday filing teed up the broader mootness fight that will dominate Friday's hearing: when does a federal agency's promise to stop doing something actually deprive a court of jurisdiction to enjoin the underlying program, and what discovery, if any, is a plaintiff entitled to before that determination is made. The doctrine here — voluntary cessation, capable of repetition yet evading review, and the heavy burden the Supreme Court has placed on the party claiming mootness — favors the plaintiffs procedurally. Whether Brinkema agrees on Friday is the question to watch.‘Anti-weaponization' fund challengers question its demise – Roll CallSCOTUSblog's John Elwood walked through a useful relist roundup on Tuesday, and the four cases sitting in the relist pile are worth flagging because each of them touches a different load-bearing wall in federal practice. The first is a prolonged-detention challenge to immigration custody under Section 1226(c). The ACLU is asking the Court to clarify that very long mandatory-detention periods trigger procedural due process review under the Mathews v. Eldridge balancing test, picking up on the Second Circuit's willingness to do so. The second is Newberry v. Texas, a case where Texas itself has confessed error — a rare procedural posture in which the State agrees the defendant should win — and the question is what the Court does when the parties on both sides ask for the same remedy. The third is Kian v. Florida, a Sixth Amendment challenge to the use of six-person juries in serious felony cases, on the theory that the historical understanding of “jury” in the founding era assumed twelve and that the Court's mid-twentieth-century cases approving six-person juries were wrong on the originalist analysis. The fourth is Maxwell v. Thomas, a federal habeas case asking whether the First Step Act‘s halfway-house and home-confinement provisions are properly enforceable through 28 U.S.C. § 2241 habeas petitions, an issue with a real circuit split. None of these have been granted yet — they are relists, which means at least one Justice is interested but the Court has not yet decided whether to hear them — but the mix is the part to watch: it tells you what the Justices are circling without committing to. Expect at least one of these to be granted before the term ends.A random assortment of relists: prolonged detention, confessions of error, small juries, and new rules on habeas | SCOTUSblog This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

What employers should know about key developments this week: Two Federal Agencies Target DEI: The U.S. Department of Labor (DOL) is urging its employees to file whistleblower complaints and report diversity, equity, and inclusion (DEI) activities that violate the administration's ban. Additionally, the Equal Employment Opportunity Commission released a 2025-2029 National Enforcement Plan that prioritizes enforcement against DEI-related discrimination. DOL Opinion Letters: The DOL's Wage and Hour Division published four opinion letters addressing overtime exemptions, bonuses, meal breaks, and compensable work. While these letters do not signal dramatic shifts in the DOL's position, they provide greater clarity, consistency, and transparency. PAGA Standing: A California appeals court held that an employee who loses in individual arbitration may also lose standing to bring a representative claim under the Private Attorneys General Act (PAGA). - Visit our site for this week's video edition and more news: https://www.ebglaw.com/eltw437 Sign up for notifications: https://www.ebglaw.com/eltw-subscribe Visit https://www.EmploymentLawThisWeek.com - Epstein Becker Green is a national law firm focused on health care and life sciences; employment, labor, and workforce management; and litigation and business disputes. This video is for informational purposes only and does not constitute legal advice. Viewing this video does not create an attorney-client relationship.  EMPLOYMENT LAW THIS WEEK® and #WorkforceWednesday® are registered trademarks of Epstein Becker & Green, P.C. © Epstein Becker & Green, P.C. All Rights Reserved. Attorney Advertising.

After "quiet quitting" and "conscious quitting", here's yet another new phenomenon related to the world of work that's growing in popularity. “Acting your wage” involves putting in a certain amount of work, that's in proportion to your salary. In other words, no going above and beyond; no extra hours and no unattainable goals. And no additional responsibilities outside of your job description, unless your wage goes up first. Where does the movement come from? Why are people resorting to "Acting their wage"? In under 3 minutes, we answer your questions ! To listen to the latest episodes, click here: ⁠Where does Mother's day come from?⁠ ⁠What is ergophobia, the fear which can throw our careers off track?⁠ ⁠Why are brain chips becoming a reality?⁠ A Bababam Originals podcast written and realised by Joseph Chance. First Broadcast: 3/6/2023 Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we're going to talk about a cognitive bias that causes people to believe, often mistakenly, that they are less likely to experience negative events and more likely to experience positive events than others. Estimates suggest that 80% of us display what's known as the optimism bias. For example, we might think that we are less likely to get sick, lose our job, or have a car accident than the average person. We might also think that we are more likely to live longer, be successful, or win the lottery than others. Why do we have such a bias? And how does it affect our decisions and actions? What are the drawbacks of optimism bias? In under 3 minutes, we answer your questions ! To listen to the latest episodes, click here: ⁠⁠Is it bad to hold in your pee?⁠⁠ ⁠⁠Why does looking at the sun make me sneeze?⁠⁠ ⁠⁠What is “Act your Wage”, Gen Z's latest work-life trend?⁠⁠ A Bababam Originals podcast written and realised by Joseph Chance. First Broadcast : 7/6/2023 Learn more about your ad choices. Visit megaphone.fm/adchoices

Where is the money coming from that is fueling this technology rally? No one knows for certain, but there are some concerning signs that suggest many investors may not have the cash to support their positions and are instead relying on borrowed money to drive the rally higher. One metric we continue to monitor closely is margin debt, a potentially dangerous tool that has now reached record levels. Margin debt hit a record $1.304 trillion in April, an increase of 6.8% from the previous month. On a year-over-year basis, margin debt surged 53.3%, highlighting the growing use of leverage in the market. Looking at US margin debt as a percent of real GDP, it just hit 5.2%. According to FINRA data that is an all-time high and during the dot-com era it was around 2% - 3%. The risk with margin debt is that when stock prices decline, investors may receive a margin call requiring them to deposit additional funds into their accounts. If they are unable to meet that requirement, their broker can automatically liquidate positions to cover the shortfall. While margin rules vary based on several factors, you could be in hot water if your equity drops more than 25%. With margin debt at such elevated levels, even a modest setback in the semiconductor or broader technology sector could trigger a chain reaction of forced selling as investors scramble to meet margin calls. Some investors may choose to exit positions before receiving a margin call, particularly if they become uncomfortable with the amount of leverage they have assumed. In those situations, emotions can accelerate selling pressure and amplify market volatility. Technology and semiconductor stocks are already trading at elevated valuations. Adding substantial amounts of borrowed money to an already expensive market increases the risks and leaves investors vulnerable if market sentiment shifts.   Car Sales Are Down, and I Think That's a Good Thing In 2019, consumers in the United States were buying roughly 17 million cars and trucks each year. This year, vehicle sales are expected to reach only about 16 million. Many consumers complain that new-car prices are simply too high, with the average new vehicle now costing around $50,000. Currently, only about 25% of new vehicles sold in the U.S. are priced between $25,000 and $35,000. I believe this trend is actually a positive development. For too many years, automakers focused on producing as many vehicles as possible in an effort to gain market share. In the long run, this proved to be a poor business strategy. Over the years, several manufacturers required government bailouts, while others filed for bankruptcy, hurting shareholders, creditors, employees, and communities. Of course, consumers benefited from this excess production. They could often find heavily discounted vehicles, generous incentives, and large rebates. However, those deals were frequently the result of an unsustainable business model. Today, automakers, led by executives such as Mary Barra of General Motors, have adopted a different approach. Rather than producing excess inventory simply to increase market share, they are focusing on profitability and financial discipline. What a novel idea for a business. Ultimately, making a profit is the primary objective of any business. Consumers have already begun adapting to higher vehicle costs. The average age of cars on U.S. roads has climbed to 13 years, up from less than six years in 1970, reflecting a growing tendency to hold onto vehicles longer. As a result, many consumers may need to take better care of their cars and keep them in service for more years, a choice that is often financially prudent anyway. Others may increasingly turn to high-quality used vehicles rather than purchasing new ones. The industry's renewed commitment to profitability has also made some automakers more attractive investments. Strong cash flow, healthier balance sheets, and improved earnings have created value for shareholders while helping companies avoid the financial distress that plagued the industry in the past. I do not expect this trend to change anytime soon, and in my view, that is a good thing.   The May jobs report delivered another reminder that the U.S. economy remains on solid footing Employers added 172,000 jobs in May, well above expectations of 80,000, and the broader trend is becoming increasingly encouraging. Over the last three months, job growth has seen gains of 214k, 179k, and now 172k in May, an improvement from the pace we've seen really since the beginning of 2025. Rather than slowing, the labor market appears to be finding a sustainable rhythm that balances continued hiring with moderating inflation pressures. One of the most notable areas of strength continues to be hospitality and leisure. The sector added 70k jobs in May, reflecting resilient consumer spending on travel, restaurants, entertainment, and experiences. Despite concerns that higher interest rates would weigh heavily on discretionary spending, Americans continue to spend on services, supporting employment growth across hotels, restaurants, and tourism-related businesses. Perhaps the most important takeaway for investors and policymakers is what we're seeing in wages. Average hourly earnings rose 0.3% in May and are up 3.4% over the past year. That may be close to the sweet spot for the economy. Wage growth is strong enough to support rising household incomes and consumer spending, but not so strong that it creates significant inflationary pressure. For much of the post-pandemic period, policymakers worried that rapid wage gains could fuel a wage-price spiral. Today's data suggests something different: workers are still seeing real income growth while wage inflation has moderated to a level more consistent with long-term price stability. Taken together, the report paints a picture of an economy that remains healthy. Hiring is outperforming expectations, hospitality demand remains robust, unemployment remains low, and wage growth is providing support to consumers without reigniting inflation concerns. That's about as close to a "soft landing" as policymakers could have hoped for a year ago.   Financial Planning: Return on Homeownership Homeownership is often viewed as a superior financial decision, while renting is frequently considered "throwing money away." However, the comparison is more nuanced. A $1 million home in San Diego may rent for approximately $4,000 per month, while owning that same home could cost about $7,000 per month after a $200,000 down payment when the mortgage, property taxes, insurance, and maintenance are included. Even after accounting for estimated tax benefits of $1,000 per month and approximately $750 per month of equity from the principal reduction of the mortgage, the effective cost of ownership would still be about $5,250 per month. In addition, the down payment represents capital that could otherwise be invested and generate returns. When the higher cost of ownership and the opportunity cost of the down payment are considered together, the home would need to appreciate by about 3.5% annually just to produce the same financial outcome as renting and investing the difference. While homeownership offers benefits such as stability, control, and a fixed payment, future home price growth is likely to be much more modest than it was during the low-interest-rate environment of the past decade with many experts projecting between 2% and 3% per year. As a result, neither renting nor owning is inherently the better financial choice. Both can be effective strategies depending on an individual's goals, time horizon, lifestyle preferences, and overall financial circumstances.   Companies Discussed: Boston Scientific Corporation (BSX), Marvell Technology, Inc. (MRVL), The Western Union Company (WU) & AutoZone, Inc. (AZO)

Most organizations see volunteers as free labor. That narrow view hides their true value.In this episode, Tobi Johnson explains why redefining volunteer roles unlocks hidden assets: relational capital, advocacy reach, donor pipelines, and community credibility. She covers practical steps to write clear role descriptions, reduce staff‑volunteer tension, and stay legally compliant, from U.S. Department of Labor standards to local laws.If fuzzy definitions are holding your organization back, this episode gives you the clarity and strategy to turn volunteers into your most valuable strategic asset.What Is a Volunteer? – Episode Highlights [00:00] Understanding Volunteers: Definitions and Importance[04:47] Valuing Volunteer Time: Beyond Wage Replacement[11:23] Legal Perspectives on Volunteerism[21:05] Defining Volunteer Roles vs. Paid Staff Roles[24:54] Clarity in Volunteer and Staff Relationships[34:56] Action Steps for Defining Volunteer RolesHelpful Links Volunteer Management Fundamentals Live! Volunteer Nation Episode #214: Defending National Service & Community Resilience with Kaira EsgateVolunteer Nation Episode #009: Helping Nonprofit Employees See the Value of VolunteersVolunteer Nation Episode #096: Volunteer Work or Staff Position? How to Decide! Volunteer Nation Episode #129: Paid or Volunteer Role? A Simple Checklist Volunteer Nation Episode #157: A Fresh Take on Volunteer Position Descriptions Independent Sector Value of Volunteer Time US Department of Labor, Wage and Hour Division: Final Rulings and Option Letters Volunteer Strategy Scorecard™ Volunteer Management Fundamentals Live!Summer Cohort: June 18 – July 24, 2026Learn the Essential Frameworks for Attracting and Engaging, Enthusiastic, Committed Volunteers with Less Stress and Greater Confidence. Thanks for listening to this episode of the Volunteer Nation podcast. If you enjoyed it, please be sure to subscribe, rate, and review so we can reach more people like you who want to improve the impact of their good cause.  For more tips and notes from the show, check us out at TobiJohnson.com. For any comments or questions, email us at WeCare@VolPro.net.

All evacuation orders in Garden Grove have been lifted after the threat of a toxic chemical explosion was averted. Matthew Perry’s former assistant will be sentenced for his role in the actor’s death. LA City Council has approved a plan to delay a wage increase for tourism workers. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

Your 60-second money minute. Today's topic: Wage Gains Go Poof Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this sermon from Revelation 14:1–5, we explore what it means for the church to hold the “high ground of heaven” with the Lamb atop Mount Zion. Against the backdrop of the dragon and his beasts in Revelation 12–13, this message unpacks how followers of Jesus live victoriously in a very real spiritual war.Key themes and scriptures:The Lamb on Mount Zion: Revelation 14:1; Psalm 2; Isaiah 2:1–4; Micah 4:1–3Jesus as the slain yet standing Lamb: Revelation 5:5–6, 9–10; John 1:29The 144,000 as the whole people of God: Revelation 7:1–9; Galatians 3:28–29; Ephesians 2:11–22Marks of allegiance: Revelation 13:16–17; 14:1; Ezekiel 9:4; Deuteronomy 6:4–9Spiritual warfare and standing firm: Ephesians 6:10–18; 2 Corinthians 10:3–5; 1 Peter 5:8–10Worship as warfare: Revelation 14:2–3; 5:9–14; Acts 16:25–34; Psalm 22:3; Psalm 149:5–9Singing a “new song” of victory: Psalm 96:1–3; Psalm 98:1–3; Revelation 14:3; Romans 8:28–39Discipleship: following the Lamb wherever He goes: Revelation 14:4; Luke 9:23–24; John 10:27; John 12:24–26Holiness and purity in a compromised world: Revelation 14:4–5; 1 Peter 1:14–16; 1 Thessalonians 4:3–8; 1 Corinthians 6:18–20Firstfruits and costly allegiance: Revelation 14:4; James 1:18; Romans 12:1–2; Malachi 3:10Truth over deception: Revelation 12:9–11; 14:5; John 8:31–32; John 14:6This message calls believers to:Lift their eyes from the chaos of the beast (Revelation 13) to the Lamb on the mountain (Revelation 14:1).Wage war through loud, confident worship (Revelation 14:2–3; Hebrews 10:24–25).Embrace discipleship, holiness, and uncompromised truth as visible allegiance to Jesus (Revelation 14:4–5; Titus 2:11–14).If you've felt pressure to compromise, blend in, or live in the “murky middle” between the kingdom of God and the kingdoms of this world, this message invites you to ascend the mountain, plant your flag with the Lamb, and live as a worshiping disciple who holds the true high ground in Christ.

The City Council decisively moved to delay a planned phaseout of the subminimum base wage for tipped workers by two years, stymying one of Mayor Brandon Johnson's most significant legislative wins during his first term in office. The Department of Justice settled a tax lawsuit from President Trump, establishing a fund to pay Americans who feel they were prosecuted unfairly by the government.  Host - Jon Hansen Guests: Mike Leonard, Federal Defense Attorney Patrick Dolan, Employment Lawyer Want to donate to our non-profit newsroom? CLICK HEREWho we areBlock Club Chicago is a 501(c)(3) nonprofit news organization dedicated to delivering reliable, relevant and nonpartisan coverage of Chicago's diverse neighborhoods. We believe all neighborhoods deserve to be covered in a meaningful way.We amplify positive stories, cover development and local school council meetings and serve as watchdogs in neighborhoods often ostracized by traditional news media.Ground-level coverageOur neighborhood-based reporters don't parachute in once to cover a story. They are in the neighborhoods they cover every day building relationships over time with neighbors. We believe this ground-level approach not only builds community but leads to a more accurate portrayal of a neighborhood.Stories that matter to you — every daySince our launch seven years ago, we've published more than 30,000 stories from the neighborhoods, covered hundreds of community meetings and send daily and neighborhood newsletters to more than 150,000 Chicagoans. We've built this loyalty by proving to folks we are not only covering their neighborhoods, we are a part of them. Some of us have internalized the national media's narrative of a broken Chicago. We aim to change that by celebrating our neighborhoods and chronicling the resilience of the people who fight every day to make Chicago a better place for all.

City Council reached a near-unanimous decision to pause the subminimum wage hike for tipped workers this week. When they voted to free the subminimum wage hike back in March, Mayor Brandon Johnson ultimately vetoed their decision. Johnson confirmed this week he will accept this compromise and not pursue another veto. WBEZ's Susie An and Block Club Chicago's Madison Savedra are here to discuss why this ordinance is being reversed just three years in. Plus, Illinois is getting millions for lead pipe removal, and changes are coming to Ravenwood's popular Del Sur Bakery.  Good News: South West Side Zine Library Want some more City Cast Chicago news? Then make sure to sign up for our daily newsletter.  Follow us @citycastchicago You can also text us or leave a voicemail at: 773 780-0246 Learn more about the sponsors of this Friday, May 22 episode: Enjoy Illinois Broadway In Chicago - Spamalot Newberry Library Become a member of City Cast Chicago. Interested in advertising with City Cast? Find more info HERE

California's $20 fast-food minimum wage cut employment by roughly 18,000 jobs and pushed up restaurant prices. Cato's Ryan Bourne talks to UC San Diego economist Jeff Clemens about California's wage-floor experiment—and the broader lessons for state and federal minimum wage policy. Hosted on Acast. See acast.com/privacy for more information.

We chat about how so many people keep getting seduced into thinking chatbots are conscious, or just keep hedging their bets in some kind of Cyber-Pascal's Wage, or just keep lying to prop up an industry and culture they are invested in perpetuating. Then we argue why, rather than just be eroded into acquiescence by an overwhelming tsunami of AI, rather than being bowled over and washed out to sea, you should never give these systems and their booster the benefit of the doubt. Never accept that these forces of production are inevitable, undeniable, and actually already existing. You should first always say, “Prove it.” •••When Dawkins met Claude Could this AI be conscious? https://unherd.com/2026/05/is-ai-the-next-phase-of-evolution/ ••• When Claudia met Claudius https://unherd.com/2026/05/when-claudia-met-claudius/?edition=us ••• Why We Keep Tricking Ourselves Into Thinking A.I. Is Conscious https://www.nytimes.com/2026/05/15/opinion/ai-consciousness.html ••• The Atheist and the Machine God https://www.nytimes.com/2026/05/09/opinion/artificial-intelligence-consciousness-richard-dawkins.html ••• The Prehistory of A.I. Slop https://www.newyorker.com/magazine/2026/05/25/the-prehistory-of-ai-slop ••• Too Much Is Happening Too Fast https://www.theatlantic.com/technology/2026/05/too-much-happening-too-fast/687177/ Standing Plugs: ••• Order Jathan's book: https://www.ucpress.edu/book/9780520398078/the-mechanic-and-the-luddite ••• Subscribe to Ed's substack: https://substack.com/@thetechbubble ••• Subscribe to TMK on patreon for premium episodes: https://www.patreon.com/thismachinekills Hosted by Jathan Sadowski (bsky.app/profile/jathansadowski.com) and Edward Ongweso Jr. (www.x.com/bigblackjacobin). Production / Music by Jereme Brown (bsky.app/profile/jebr.bsky.social)

Crews are battling a trio of SoCal wildfires with expanding flames in Riverside County causing families to flee. California and the Trump Administration face-off in Pasadena over voter data. LA City Council delays the so-called "Olympic Wage" to stop a scheme that could have devasted the city budget. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

The Dean's List with Host Dean Bowen – AG Paxton is investigating dozens of Texas school districts to confirm compliance with Ten Commandments in the classrooms and school boards creating a time for student prayer throughout the school day. One Texas mom is suing the Houston Independent School District (HISD) relating to graphic sexuality that is available in the school library...

Most investors think price equals value. They look at comps. They trust broker packages. They assume appreciation will fix everything. That's where they get into trouble. In this episode, I sit down with Ryan Cadwell, Principal of Resolute RDM, an Indianapolis-based firm involved in over $100M in transactions, development, and asset management. Ryan has flipped nearly 150 homes and is currently developing more than 240 duplex units. He breaks down what he calls the "$100M mistake" — confusing market price with investment value — and why overly optimistic underwriting is putting investors in difficult positions. In This Episode, You'll Learn: The difference between market value and investment value Why buying strictly on pro forma is dangerous How brokers use optimistic assumptions to justify pricing The underwriting mistakes investors made during low interest rate years Why today's market is a capital game How flat rent growth is exposing weak assumptions The long-term math behind 3% rent growth When time can fix a mistake — and when it cannot Why "$100 under market rent" is often misleading How to evaluate rent growth assumptions realistically The role of opportunity cost in deal evaluation Why disciplined underwriting matters more than ever Market Value vs. Investment Value Market value is what the seller wants and what brokers are marketing. Investment value is what the property is worth to you based on: Your opportunity cost Your tax situation Your capital stack Your required return Your hold timeline If those do not align, the deal does not work. The Pro Forma Problem Many investors: Underwrite 3% rent growth Underwrite 2% expense growth Assume stable refinance rates Assume quick lease-up When even one of those assumptions fails, the entire deal breaks. In flat rent markets, optimism gets expensive fast. When Time Is the Only Fix If you overpay, time may be your only exit. Longer holds can allow: Wage growth to catch up Rents to normalize Market cycles to reset But only if you have enough capital to survive the wait. AI in Underwriting Ryan also shares how he uses AI tools like Claude and Gemini to build custom deal analyzers that: Rank opportunities Evaluate opportunity cost Compare lending structures Stress-test assumptions The key is not just using AI. It is learning how to prompt it and integrate it into your workflow. Connect with Ryan Cadwell Website: resoluterdm.com LinkedIn: Ryan Cadwell Instagram / TikTok: Resolute RDM Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. rcbassociatesllc.com