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The U.S. economy shed 32,000 private-sector jobs in September, according to ADP. Construction, manufacturing, and leisure and hospitality all saw losses, while the Midwest was hit the hardest. Wage growth slowed to 4.5% for job stayers and 6.6% for job changers, down from 7.1% in August. The only sector showing gains was large employers with more than 500 workers, which added 33,000 jobs. Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices
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Danny Moses talks to Meredith Whitney, founder of Meredith Whitney Advisory Group, about the current state of the housing market and consumer finance. Meredith highlights the sluggishness in existing home sales, attributing it to seniors holding onto their homes and tapping into home equity loans. She discusses the consumer spending patterns of Gen Z and Millennials, focusing on the financial impact of student loans and rising healthcare premiums. The conversation also touches on private credit's growing role in consumer lending and the potential implications for companies like Rocket Mortgage and Upstart. Meredith provides insights into the regulatory landscape, the future of Fannie Mae and Freddie Mac, and the shifting dynamics of the credit card market. She concludes by discussing her successful investment picks and the potential for a coming economic cycle. --ABOUT THE SHOWFor decades, Danny has seen it all on Wall Street and has built his reputation on integrity, curiosity and skepticism that he will bring with him each week. Having traded through the Great Financial Crisis and being featured in "The Big Short" is only part of the experiences Danny wants to share with the listener. This weekly podcast cuts through market noise, offering entertaining and informative discussions with expert guests giving their views of the financial world and the human side of it. Whether you're a seasoned investor or just getting started, On The Tape provides something for all listeners.Follow Danny on X: @dmoses34The financial opinions expressed are for information purposes only. The opinions expressed by the hosts and participants are not an attempt to influence specific trading behavior, investments, or strategies. Past performance does not necessarily predict future outcomes. No specific results or profits are assured when relying on this content.Before making any investment or trade, evaluate its suitability for your circumstances and consider consulting your own financial or investment advisor. The financial products discussed in 'On The Tape' carry a high level of risk and may not be appropriate for many investors. If you have uncertainties, it's advisable to seek professional advice. Remember that trading involves a risk to your capital, so only invest money that you can afford to lose.Derivatives are not suitable for all investors and involve the risk of losing more than the amount originally deposited and any profit you might have made. This communication is not a recommendation or offer to buy, sell or retain any specific investment or service.
The UK economy continues to flash mixed signals, leaving the Bank of England (“BoE”) at the centre of investor attention. Governor Andrew Bailey stressed that interest rate cuts are “not yet over,” acknowledging softness in the labour market but remaining cautious over persistent inflation risks. The Monetary Policy Committee (“MPC”) voted 7–2 to hold the base rate at 4%, while slowing quantitative tightening (“QT”) to £70 billion annually from £100 billion to calm gilt market volatility. Economic data provided a similarly uneven picture. Retail sales surprised positively with a 0.5% month-on-month rise, driven by strong clothing demand, yet consumer confidence weakened as borrowing pressures and elevated prices weighed on households. Wage growth, now at its slowest pace in three years, underscores the fragile backdrop, while August government borrowing of £18 billion exceeded forecasts and highlighted fiscal strain...Stocks featured:Pets at Home, Spire Healthcare and TrustpilotTo find out more about the investment management services offered by Walker Crips, please visit our website:https://www.walkercrips.co.uk/This podcast is intended to be Walker Crips Investment Management's own commentary on markets. It is not investment research and should not be construed as an offer or solicitation to buy, sell or trade in any of the investments, sectors or asset classes mentioned. The value of any investment and the income arising from it is not guaranteed and can fall as well as rise, so that you may not get back the amount you originally invested. Past performance is not a reliable indicator of future results. Movements in exchange rates can have an adverse effect on the value, price or income of any non-sterling denominated investment. Nothing in this podcast constitutes advice to undertake a transaction, and if you require professional advice you should contact your financial adviser or your usual contact at Walker Crips. Walker Crips Investment Management Limited is authorised and regulated by the Financial Conduct Authority (FRN: 226344) and is a member of the London Stock Exchange. Hosted on Acast. See acast.com/privacy for more information.
An advisory panel of outside experts established by the Japanese Trade Union Confederation, or Rengo, has published a report calling on the organization to aim for a wage hike of more than 5pctin next year's "shunto" labor-management negotiations.
B.C. Orchards try retractable roof systems in response to changing weather conditions, and
Angela and I discuss a new poll where 75% of Democrats surveyed prefer socialism to capitalism. AZ minimum wage going up and 67% living paycheck to paycheck. Olivia shares details on a rare tornado in AZ, the Sedona mayor gets censured and reflections on our garage sale and a lack of reading.
We covered the current happenings, including the RDWL, Wage Increases, and some chatting about every day stuffs.
Show host Gene Tunny breaks down why price controls are one of the most consistently failed economic policies. Using vivid historical examples from the 1970s US, the Soviet Union's command economy, and Venezuela's toilet paper crisis, he illustrates how interfering with the price mechanism leads to shortages, inefficiency, and unintended consequences. Gene would love to hear your thoughts on this episode. You can email him via contact@economicsexplored.com.TimestampsIntroduction to the Podcast and Episode Theme (0:00)Price Controls and Their Economic Implications (2:47)President Nixon's Wage and Price Controls (8:53)The Soviet Union's Central Planning System (18:20)Economic Inefficiency in the Soviet Steel Industry (29:24)Venezuela's Toilet Paper Crisis (31:57)TakeawaysPrice controls disrupt vital economic signals, leading to misallocation of resources and market inefficiency.Nixon's wage and price freeze in the 1970s led to empty supermarket shelves, black markets, and farmers slaughtering livestock to cut their losses.Soviet central planning failed due to the absence of price signals, leading to constant shortages—even of basic goods like meat and bread.Venezuela's price caps on essentials like toilet paper created massive shortages and forced the government to import millions of rolls.The price mechanism acts as a societal dashboard, helping balance supply and demand more efficiently than central planning or rationing.Links relevant to the conversationBen Bernanke's book – 21st Century Monetary Policyhttps://www.amazon.com.au/21st-Century-Monetary-Policy-Inflation/dp/1324020466BBC News Article on Venezuela's Toilet Paper Crisis: "Venezuela aims to end toilet paper shortage"https://www.bbc.com/news/business-22621833Bread and Autocracy: Food, Politics, and Security in Putin's Russiahttps://www.amazon.com.au/Bread-Autocracy-Politics-Security-Putins/dp/019768436XStephen Kotkin – Armageddon Averted: The Soviet Collapse 1970–2000https://www.amazon.com.au/Armageddon-Averted-Soviet-Collapse-1970-2000/dp/0195368630Friedrich Hayek – “The Use of Knowledge in Society”https://www.econlib.org/library/Essays/hykKnw.htmlLumo Coffee promotion10% of Lumo Coffee's Seriously Healthy Organic Coffee.Website: https://www.lumocoffee.com/10EXPLOREDPromo code: 10EXPLORED
This is a free preview of a paid episode. To hear more, visit sempremilan.substack.comWith the summer window now closed, Oli and Anthony dissect AC Milan's 2025-26 salaries and look into the trend under RedBird's ownership
Thanks to our partners Promotive and Wicked FileWhat would happen if your shop—or any business—was hit with a wage and hour audit tomorrow?The answer might shock you. For many owners, even those with the best intentions, missteps in overtime, classification, or documentation could result in penalties large enough to shut doors permanently.In this episode of Business by the Numbers, Hunt Demarest sits down with Jamie Hasty, Vice President of SESCO Management Consultants and a leading authority in employment regulation compliance. Jamie brings more than two decades of experience helping businesses navigate the complexities of wage and hour law, overtime requirements, employee handbooks, and Department of Labor audits.From California lunch breaks to discretionary bonuses, Jamie breaks down the most common pitfalls, why “intent” won't save you in court, and the proactive steps every business owner should take before regulators—or lawyers—come knocking.What You'll Learn in This Episode:(01:38) Why overtime rules haven't changed as much as the headlines suggest(03:46) The #1 financial liability most business owners overlook(08:57) How misclassifying employees—even accidentally—can cost millions(13:37) The difference between discretionary vs. non-discretionary bonuses(23:02) Why accurate timecards are your best legal defense(34:49) How to avoid the hidden dangers of generic employee handbooksIf you're a shop owner—or any employer—this conversation could be the wake-up call that saves your business.Resources:Connect with Jamie Hasty and SESCO Management Consultants: sescomgt.com jamie@sescomgt.comThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop Aftermarket Radio NetworkRemarkable Results Radio...
Thanks to our partners Promotive and Wicked FileWhat would happen if your shop—or any business—was hit with a wage and hour audit tomorrow?The answer might shock you. For many owners, even those with the best intentions, missteps in overtime, classification, or documentation could result in penalties large enough to shut doors permanently.In this episode of Business by the Numbers, Hunt Demarest sits down with Jamie Hasty, Vice President of SESCO Management Consultants and a leading authority in employment regulation compliance. Jamie brings more than two decades of experience helping businesses navigate the complexities of wage and hour law, overtime requirements, employee handbooks, and Department of Labor audits.From California lunch breaks to discretionary bonuses, Jamie breaks down the most common pitfalls, why “intent” won't save you in court, and the proactive steps every business owner should take before regulators—or lawyers—come knocking.What You'll Learn in This Episode:(01:38) Why overtime rules haven't changed as much as the headlines suggest(03:46) The #1 financial liability most business owners overlook(08:57) How misclassifying employees—even accidentally—can cost millions(13:37) The difference between discretionary vs. non-discretionary bonuses(23:02) Why accurate timecards are your best legal defense(34:49) How to avoid the hidden dangers of generic employee handbooksIf you're a shop owner—or any employer—this conversation could be the wake-up call that saves your business.Resources:Connect with Jamie Hasty and SESCO Management Consultants: sescomgt.com jamie@sescomgt.comThanks to our partner PromotiveIt's time to hire a superstar for your business; what a grind you have in front of you. Introducing Promotive, a full-service staffing solution for your shop. Promotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our Partner WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Wrenches to Write-OffsYour Perfect Shop Aftermarket Radio NetworkRemarkable Results Radio...
(Sept 10, 2025)Auto loan delinquencies signal bigger trouble. Alleged gender wage gap widens. After blistering dissent, Sotomayor talks Supreme Court with Colbert. Inside the fight over the recycling label on your milk carton.
This is your morning All Local update for September 10, 2025.
Greg Belfrage talks to listeners about the new poll that came out saying that people under 40 said that there should be a wage cap. See omnystudio.com/listener for privacy information.
ICYMI: Hour One of ‘Later, with Mo'Kelly' Presents – Thoughts on the idea of merchandise in certain stores being locked-up driving customers away AND a possible tuberculosis (TB) exposure in Riverside County…PLUS – A look at 2026 California minimum wage increase - on KFI AM 640…Live everywhere on the iHeartRadio app & YouTube @MrMoKelly
In this discussion, Carol Ungaretti, Managing Consultant at Aon, highlights insights from Aon's July advisory bulletin on California workers' compensation. While claim frequency is projected to see a … Read More » The post California Workers' Comp Trends: Frequency Down, Litigation and Wage Inflation Drive Costs appeared first on Insurance Journal TV.
Canadian journalist Nora Loreto reads the latest headlines for Monday, September 8, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!
Enrique Gastelum, CEO at WAFLA, the Worker and Farmer Labor Association, says there are three big challenges that need addressed, and the first is the skyrocketing Adverse Effect Wage Rate.
WBBM political editor Geoff Buchholz reports a new survey of restaurant owners is re-kindling the debate over Chicago's plan to phase out "tip credit" for server's wages by 2028.
WBBM political editor Geoff Buchholz reports a new survey of restaurant owners is re-kindling the debate over Chicago's plan to phase out "tip credit" for server's wages by 2028.
WBBM political editor Geoff Buchholz reports a new survey of restaurant owners is re-kindling the debate over Chicago's plan to phase out "tip credit" for server's wages by 2028.
Death of the middle class: What is it: Anyone who has had to work to pay for rent, bills, food, etc. How to reestablish it: Corporate regulation, People over profit, Wage theft prosecution (no more deferred accountability loopholes), etc. (the upcoming series will contain specific examples)What's killing it: A system that prioritizes profits over people means: Catering to the wealthy and eliminating services + experiences for the middle class.Eliminating the working class from every direction. Culture, economics, sustainability, livelihoods, nothing is safe. Wage theft is the largest form of theft even if you take all of the other forms of theft that exist, combined. So they're stealing our money, benefiting from corporate bailout loopholes that they lobbied for, which means their own workers are paying taxes into the system that robs them of their own profits, and THEN Pricing us out with an increase in taxes, wage theft, and manufactured inflation.They've privatized or are in the process of fully privatizing everything: Prisons, Healthcare, Vet care, Wellness, Dialysis, Education, Housing, Politics, and the land itself… literally everything that should be in the best interest of the public and the world at large has been bought and sold to the highest bidder. But it is not hopeless. What is manufactured can be restructured. We can fight back, if we're strategic and conscious of the ways in which they're attacking us. This is psychological warfare, only when we recognize this, can we begin to push back + defend ourselves against these attacks. Resources for Resisting a Coup: https://makeyourdamnbed.medium.com/practical-guides-to-resisting-a-coup-b44571b9ad66SUPPORT Julie (and the show!): https://supporter.acast.com/make-your-damn-bedDONATE to the Palestinian Children's Relief Fund: www.pcrf.netGET AN OCCASIONAL PERSONAL EMAIL FROM ME: www.makeyourdamnbedpodcast.comTUNE IN ON INSTAGRAM FOR COOL CONTENT: www.instagram.com/mydbpodcastOR BE A REAL GEM + TUNE IN ON PATREON: www.patreon.com/MYDBpodcastOR WATCH ON YOUTUBE: www.youtube.com/juliemerica The opinions expressed by Julie Merica and Make Your Damn Bed Podcast are intended for entertainment purposes only. Make Your Damn Bed podcast is not intended or implied to be a substitute for professional medical advice, diagnosis or treatment. Support this show http://supporter.acast.com/make-your-damn-bed. Hosted on Acast. See acast.com/privacy for more information.
What if your portfolio could help advance justice, compassion, and human flourishing?Aligning your investments with your faith isn't just about avoiding harm—but actively shaping the world around them for good. Stella Tai joins us to talk about how investors are putting their values to work in the marketplace.Stella Tai is the Stewardship Investing Impact and Analysis Manager for Praxis Investment Management, an underwriter of Faith & Finance.Faith-Based Investing in Action: Praxis' 2024 Impact ReportFor many believers, investing isn't just about building wealth—it's about aligning financial decisions with faith values. Praxis Investment Management, a pioneer in faith-based investing since 1994, continues to demonstrate how Christians can utilize their investments to promote justice, compassion, and tangible change in the world. In its latest Impact Report, Praxis highlights how investor dollars are transforming communities and influencing some of the world's largest companies.Shaping a more just and compassionate world is something that's important to many investors, particularly those of faith. Praxis' annual report reveals where the money goes and how it's used, inspiring others to view their investments as powerful tools for making a difference.Praxis organizes its efforts around seven “impact strategies,” which support underserved communities, promote responsible business practices, and bring faith into everyday financial decisions.Speaking Truth to Power: Shareholder AdvocacyOne highlight of the report is Praxis's work in shareholder advocacy with global brands like Nike.Nike employs over a million people worldwide, many of whom are based in vulnerable regions. Praxis is part of a coalition pushing for stronger human rights protections in the supply chain, including safeguards against wage theft and exploitation. Every worker deserves to have their God-given dignity respected.Praxis is also collaborating with companies such as Coca-Cola and Nestlé to address child labor and wage theft in the global sugar supply chain, advocating for third-party audits and increased transparency.Positive Impact Bonds: Financing ChangeBeyond advocacy, Praxis invests in bonds that directly benefit communities. Recent purchases include:World Bank IDA Program Bonds, targeting extreme poverty with measurable results.Green and Sustainable Bonds from Freddie Mac, which expand affordable housing and environmental stewardship.These investments generate jobs, improve access to healthcare, and help communities thrive—all while providing competitive financial returns.Real Stories of TransformationPraxis' report also shares stories of hope, such as the expansion of Always Keep Progressing, a Miami therapy center that serves children with special needs. Through investment partnerships, the clinic now helps more than 400 families.This is redemptive investing in action. It's about fostering human flourishing, not just financial gain.Praxis also partners with Community Development Financial Institutions (CDFIs) and credit unions that serve neighborhoods often overlooked by traditional banking systems. These organizations offer small business loans, enhance access to healthcare, and provide support to underserved rural and urban areas.Whether here in the U.S. or abroad, CDFIs are helping communities gain access to capital and create opportunities.The Momentum of Faith-Based InvestingMore Christians are realizing that their portfolios can reflect their values.Scripture calls us to care for the poor, the widow, the orphan, and the foreigner. When our faith aligns with our financial actions, even small changes can move markets toward justice.This includes proxy voting, which Praxis views as a form of corporate discipleship—using investor influence to advocate for fair labor, environmental stewardship, and other critical issues.How to Get StartedStart by asking yourself a simple but important question: “Do my investments reflect my faith values?” If the answer is no—or you're not sure—consider talking with a financial professional who understands faith-based investing. Every investor, whether managing a little or a lot, can play a role in shaping a redemptive economy. That's why we recommend connecting with a Certified Kingdom Advisor (CKA). To find one near you, visit FaithFi.com and click “Find a Professional.”Praxis' Impact Report offers practical insights and inspiring stories of transformation. You can access it at PraxisInvests.com, along with quarterly updates and resources to help you make informed, faith-driven investment decisions.On Today's Program, Rob Answers Listener Questions:I'd like to set up a trust that distributes money to my children monthly after my death, rather than giving them a lump sum. How is a trust manager typically compensated? Are they paid with each monthly distribution, or do they take a percentage?I'm 71, retired, and using a managed account to supplement my retirement income by withdrawing about 4.2% annually. Is this a wise approach for sustaining my retirement, or should I consider other strategies?I just turned 66 and plan to file for Social Security soon. My goal is to be debt-free by the time I retire. Should I use my Social Security benefits over the next couple of years to pay off my mortgages so I can enter retirement without debt?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Praxis Investment ManagementWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Demi's new contractors to the rescue; Cardi B is not liable for assault (and flips out outside the courthouse); Karen Huger (RHOP) is released from prison six months early. Corey Booker is engaged (to a woman); Fed Governor Lisa Cook a/k/a the Black lady, refuses to resign; Tennis star Taylor Townsend's Tabitha Brown come up; PLUS: Our Friend Kim Foxx a/k/a former Cook County State's Attorney whose office prosecuted the initial Jussie Smollett case, is back to talk about “that Netflix documentary” . Thanks to our sponsor: Our listeners get 10% off their first month at betterhelp.com/RATCHET. ABOUT ME: http://www.demetrialucas.com/about/ STAY CONNECTED: IG: demetriallucas Twitter: demetriallucas FB: demetriallucas YouTube: demetriallucas Learn more about your ad choices. Visit podcastchoices.com/adchoices
Enrique Gastelum, CEO at the Worker and Farmer Labor Association, says a recent court decision in Louisiana overturns the Department of Labor's Adverse Effect Wage Rate methodology rule.
According to the American Farm Bureau, a Louisiana court ruling eases costly labor mandates for family farms.
In today's Tech3 from Moneycontrol, Prime Minister Modi says speed is the new currency in semiconductors as India pushes $18 billion worth of chip projects. Kitchens@ looks to acquire Popo Ventures, the brand behind Pizza Bakery and Paris Panini, in a Rs 800 crore deal. TCS strikes its first mega contract this fiscal with insurer Tryg, while also rolling out long-delayed salary hikes. And finally, Urban Company and Boat secure Sebi approvals for IPOs, joining India's growing pipeline of startup listings.
4. Adapt and Be Adept: Market Responses to Climate Change edited by Terry Anderson, champions market-based adaptation to climate change over top-down, incentivized approaches such as carbon taxes or "climate clubs". The book uses Pascal's Wager to frame its argument: regardless of whether climate change is definitively proven, it is prudent to adapt. A central critique in the book is directed at the economic impracticality of relying solely on renewable energy. Mark Mills' chapter highlights that historically, the dominance of wood and the search for food kept societies from specializing, a limitation overcome by fossil fuels. Current statistics show renewables account for only 2% of global and 3% of US electricity generation. The cost comparison is stark: $1 million worth of shale gas produces 300 million kilowatts of power, while the same value in renewables yields only 50 kilowatts. Furthermore, storing renewable energy with batteries is prohibitively expensive (costing $200 per equivalent unit compared to $1 for hydrocarbons) and limited by the availability and environmental impact of mining critical resources like lithium. The book dismisses goals like the Biden administration's aim for 100% renewable electricity by 2035 as being in "total denial" of these physical and economic limits. The book also critiques government-led "incentivized" policies, like carbon taxes or emissions trading systems, as susceptible to political distortion and protectionist agendas. These policies, derived from "blackboard economics," fail to account for the political reality where powerful interests at the negotiating table ensure they are not "on the menu" for taxation. The failure of Europe's emissions trading system, which was diluted by granting credits to new energy producers, serves as an example of such distortion destroying market incentives. Instead, the book advocates for improving "price discovery" through financial and risk markets as the most effective means of adaptation. These markets, like property and insurance, naturally adjust prices to reflect changing risks, such as declining property values in areas prone to storm surges. However, government subsidies for programs like flood or crop insurance distort these signals, leading to maladaptive behavior. The crucial role of government, according to the authors, is not to dictate energy policy or impose taxes, but to provide accurate, transparent, and timely data on climate variables like rainfall and temperature, enabling markets to make informed decisions. The experiences of Alaskan Native Villages (ANV) illustrate the importance of local control and human ingenuity in adaptation, which external regulations have often hindered. The book emphasizes the need for pragmatism in addressing climate change, echoing Bjorn Lomborg's argument for sensible investments in areas like public health (e.g., malaria control) that yield greater returns than attempts to halt climate change altogether. Ultimately, Adapt and Be Adept posits that empowering individuals and communities with accurate information and minimal market distortion will unleash the human capacity to adapt and prosper in a changing climate. 1873 ABORIGINES
3 Adapt and Be Adept: Market Responses to Climate Change edited by Terry Anderson, champions market-based adaptation to climate change over top-down, incentivized approaches such as carbon taxes or "climate clubs". The book uses Pascal's Wager to frame its argument: regardless of whether climate change is definitively proven, it is prudent to adapt. A central critique in the book is directed at the economic impracticality of relying solely on renewable energy. Mark Mills' chapter highlights that historically, the dominance of wood and the search for food kept societies from specializing, a limitation overcome by fossil fuels. Current statistics show renewables account for only 2% of global and 3% of US electricity generation. The cost comparison is stark: $1 million worth of shale gas produces 300 million kilowatts of power, while the same value in renewables yields only 50 kilowatts. Furthermore, storing renewable energy with batteries is prohibitively expensive (costing $200 per equivalent unit compared to $1 for hydrocarbons) and limited by the availability and environmental impact of mining critical resources like lithium. The book dismisses goals like the Biden administration's aim for 100% renewable electricity by 2035 as being in "total denial" of these physical and economic limits. The book also critiques government-led "incentivized" policies, like carbon taxes or emissions trading systems, as susceptible to political distortion and protectionist agendas. These policies, derived from "blackboard economics," fail to account for the political reality where powerful interests at the negotiating table ensure they are not "on the menu" for taxation. The failure of Europe's emissions trading system, which was diluted by granting credits to new energy producers, serves as an example of such distortion destroying market incentives. Instead, the book advocates for improving "price discovery" through financial and risk markets as the most effective means of adaptation. These markets, like property and insurance, naturally adjust prices to reflect changing risks, such as declining property values in areas prone to storm surges. However, government subsidies for programs like flood or crop insurance distort these signals, leading to maladaptive behavior. The crucial role of government, according to the authors, is not to dictate energy policy or impose taxes, but to provide accurate, transparent, and timely data on climate variables like rainfall and temperature, enabling markets to make informed decisions. The experiences of Alaskan Native Villages (ANV) illustrate the importance of local control and human ingenuity in adaptation, which external regulations have often hindered. The book emphasizes the need for pragmatism in addressing climate change, echoing Bjorn Lomborg's argument for sensible investments in areas like public health (e.g., malaria control) that yield greater returns than attempts to halt climate change altogether. Ultimately, Adapt and Be Adept posits that empowering individuals and communities with accurate information and minimal market distortion will unleash the human capacity to adapt and prosper in a changing climate. 1848 EXTINCTION DODO BIRD
2. Adapt and Be Adept: Market Responses to Climate Change edited by Terry Anderson, champions market-based adaptation to climate change over top-down, incentivized approaches such as carbon taxes or "climate clubs". The book uses Pascal's Wager to frame its argument: regardless of whether climate change is definitively proven, it is prudent to adapt. A central critique in the book is directed at the economic impracticality of relying solely on renewable energy. Mark Mills' chapter highlights that historically, the dominance of wood and the search for food kept societies from specializing, a limitation overcome by fossil fuels. Current statistics show renewables account for only 2% of global and 3% of US electricity generation. The cost comparison is stark: $1 million worth of shale gas produces 300 million kilowatts of power, while the same value in renewables yields only 50 kilowatts. Furthermore, storing renewable energy with batteries is prohibitively expensive (costing $200 per equivalent unit compared to $1 for hydrocarbons) and limited by the availability and environmental impact of mining critical resources like lithium. The book dismisses goals like the Biden administration's aim for 100% renewable electricity by 2035 as being in "total denial" of these physical and economic limits. The book also critiques government-led "incentivized" policies, like carbon taxes or emissions trading systems, as susceptible to political distortion and protectionist agendas. These policies, derived from "blackboard economics," fail to account for the political reality where powerful interests at the negotiating table ensure they are not "on the menu" for taxation. The failure of Europe's emissions trading system, which was diluted by granting credits to new energy producers, serves as an example of such distortion destroying market incentives. Instead, the book advocates for improving "price discovery" through financial and risk markets as the most effective means of adaptation. These markets, like property and insurance, naturally adjust prices to reflect changing risks, such as declining property values in areas prone to storm surges. However, government subsidies for programs like flood or crop insurance distort these signals, leading to maladaptive behavior. The crucial role of government, according to the authors, is not to dictate energy policy or impose taxes, but to provide accurate, transparent, and timely data on climate variables like rainfall and temperature, enabling markets to make informed decisions. The experiences of Alaskan Native Villages (ANV) illustrate the importance of local control and human ingenuity in adaptation, which external regulations have often hindered. The book emphasizes the need for pragmatism in addressing climate change, echoing Bjorn Lomborg's argument for sensible investments in areas like public health (e.g., malaria control) that yield greater returns than attempts to halt climate change altogether. Ultimately, Adapt and Be Adept posits that empowering individuals and communities with accurate information and minimal market distortion will unleash the human capacity to adapt and prosper in a changing climate. 1873 TASMMAAN
Unity Without Compromise with Dr. Steven LaTulippe – America stands at a crossroads, facing not just foreign adversaries but powerful domestic enemies who undermine liberty, faith, and the Constitution. From corruption and election fraud to cultural decay and Deep State control, the threat is clear. The call is urgent: reclaim freedom, confront enemies within, and restore the nation's first love of righteousness...
Unity Without Compromise with Dr. Steven LaTulippe – America stands at a crossroads, facing not just foreign adversaries but powerful domestic enemies who undermine liberty, faith, and the Constitution. From corruption and election fraud to cultural decay and Deep State control, the threat is clear. The call is urgent: reclaim freedom, confront enemies within, and restore the nation's first love of righteousness...
HEADLINES:• UAE Announces A 3-Day Paid Holiday For Prophet's Birthday• Hate Comments Online Could Cost You AED 1 Million• UAE Employer Ordered To Pay Employee AED 1.54 Million In Unpaid Wages• Sephora Is Not Dropping Huda Beauty For Gaza Support
Questions about whether Christian business owners should provide a livable wage, whether doing a corporate sponsorship that promotes one's business contradicts Matthew 6:3, and whether the parable of the rich fool refutes America's approach to retirement. Do Christian business owners have a moral responsibility to provide a livable wage? Would doing a corporate sponsorship with an organization we have been working with and financially supporting contradict Jesus' words in Matthew 6:3 about giving in secret since part of the motivation would be to promote our business? Is the parable of the rich fool in Luke 12:13–21 a direct refutation of America's approach to retirement?
If you are self-employed, how does the IRS hear about your income if you are not reporting it? Well, they do, and this is why wage and income transcripts are important! Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube: / @loganallec -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit: / taxrelief
Todd Thompson exposes today's ideological Left as a new religion — with saints, martyrs, blasphemy laws, and holy wars. From DEI rituals to the Jonestown Warning, this broadcast shows how ideology has replaced faith and why the Red–Green Alliance threatens Western civilization. - Broadcast August 22, 2025 on WWCR 4840 kHz from Nashville, this week's edition of The Thompson Show dives headfirst into the theme of ideological religion — the secular Left's new faith, complete with saints, martyrs, blasphemy laws, and holy wars. Todd examines how today's ideological zealots: Canonize their saints and martyrs — from Marx and Lenin to George Floyd and Greta Thunberg. Enforce blasphemy laws in the form of speechcrime and cancellation. Sacrifice truth, tradition, and common sense on the altars of DEI, climate zealotry, gender ideology, and ritualized propaganda. Wage holy wars through riots, uprisings, and cultural purges in the name of “justice.” From Joan Didion's warning about “moral imperatives” to Jacques Ellul's insight on propaganda and orthopraxy, Todd connects the dots between ideological conditioning and religious zeal. He highlights the Boomerang Effect — how integration propaganda meant to normalize (like corporate DEI rituals or Target's pride campaigns) backfires into outrage. The broadcast reaches its climax with the Jonestown Warning: Jim Jones as the original “woke Marxist preacher,” blending Bible verses with socialist slogans, building a utopian commune that ended in mass graves. Todd argues that the same psychology underlies today's woke religion — utopia promised, hysteria enforced, corpses delivered. Closing the show, Todd expands the critique to Europe's blasphemy laws, the UK and Scotland punishing veterans and teachers for “Islamophobia” while excusing Islamist extremism. He ties this selective enforcement to the Red–Green Alliance, showing how the far-Left and Islamists have made common cause against Western civilization. Broadcast times: WWCR 4840 kHz — Fridays, 11 PM Central / Midnight Eastern / 0400 UTC WBCQ 7490 kHz — Mondays, 10 PM Eastern / 0200 UTC Tuesday More: https://toddzillax.substack.com/ Like it? Rate and Review!
The job market in 2025 is tougher than it has been in years. Why? For partnership inquiries, please reach out to info@newmoneynate.com Job seekers are discovering that job hopping, once seen as the fastest path to higher salaries and career advancement, no longer guarantees the same results. Companies are cutting back on hiring, salaries are under pressure, and the premium for switching jobs has shrunk dramatically. For anyone thinking about quitting their job, finding a new job, or negotiating a raise, understanding what's really happening in today's job market in 2025 is essential. For decades, job hopping was considered one of the best career growth strategies. Moving every few years allowed professionals to increase their income faster than staying with the same employer. Salary growth for job switchers consistently outpaced job stayers, promotions came faster, and external hires were often given higher pay bands than internal employees. In hot job markets, workers who switched jobs could see 7–10% raises compared to 3–5% for those who stayed put. This trend made job switching a core career strategy for ambitious professionals across industries, and it shaped how entire job markets operated for years. But in 2025, the job market has shifted. Wage growth is slowing, inflation has cooled, and AI / automation are changing how companies hire. Employers are cautious, budgets are tight, and the salary premium for switching jobs has nearly vanished. Professionals who once relied on job hopping for quick promotions and higher pay are now facing a new reality: the gap between job switchers and job stayers has collapsed to one of the smallest differences in a decade. For many, this raises the question of whether job hopping is still worth it in the 2025 job market, or if it's better to stay put and focus on internal advancement. The conversation around job hopping, salary negotiation, career mobility, and promotions is more important than ever. The job market in 2025 is filled with challenges: fewer openings, smaller salary bumps, and slower promotion cycles. Job seekers are asking whether quitting their job is still a smart move, whether finding a new role in this economy will deliver the same salary growth it once did, and whether career advancement now depends more on staying than moving. Questions about job hopping, career growth, wage gaps, and long-term income potential are driving a new debate about how to navigate the 2025 job market. Whether you're thinking about quitting your job, planning your next move, or trying to understand why job offers feel smaller in 2025, the big picture is clear: the job market is evolving, but career mobility still matters. Job hopping, salary negotiation, career advancement, and promotions are all connected to how companies value talent in a changing job market. Knowing when to stay, when to leave, and how to navigate the realities of the 2025 job market can make the difference between stagnation and long-term success.
On our special Labor Day show we welcome Peter Rickman, President of MASH (Milwaukee Area Service and Hospitality Workers Union), to discuss making work pay a living wage in every corner of Wisconsin with a $20/hour minimum wage. We also discuss the central role of organized labor in creating a fair and just economy, highlighting significant labor organizing in Wisconsin headed into Labor Day Weekend 2025. Also, we discuss the attempt to steal the 2026 election by re-gerrymandering Texas. Should the Democrats respond in kind?
The track of Hurricane Erin serves as a reminder that it doesn't take a direct strike for a storm to cause major damage... and Mother Nature usually wins most of those battles (at 12:43) --- Bankrate's latest Wage to Inflation Index shows prices continue to rise faster than paychecks, but the gap is narrowing - at least for now (at 24:41) --- ICYMI: Details on today's Overdose Awareness Day in the community (at 43:48) --- Throwback Thursday: Overdose deaths continue to be a concern, so why are millions of Americans still misusing prescription medications? (at 51:49)
This week, we dig into the U.S. Court of Appeals for the Seventh Circuit's new Fair Labor Standards Act (FLSA) collective action notice standard, the U.S. Department of Labor's (DOL's) relaunched Payroll Audit Independent Determination (PAID) program, and the DOL's scaled-back approach to wage and hour investigation penalties. Seventh Circuit's New Standard for FLSA Notice The Seventh Circuit has introduced the Richards framework, a middle-ground standard for FLSA collective actions. This decision deepens the circuit split over notices to potential plaintiffs and could lead to Supreme Court involvement. Learn how this could impact your compliance strategies. DOL Relaunches PAID Program The DOL has relaunched the PAID program, letting employers self-report FLSA violations to avoid litigation or liquidated damages. The program now covers select Family and Medical Leave Act corrections. Discover how this voluntary option supports compliance. Wage and Hour Investigation Penalties Scaled Back A new DOL directive reduces penalties during wage and hour audits. Liquidated damages won't apply in pre-litigation investigations but may still be pursued in litigation. See how this change could affect your risk management strategies. -- Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw401 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
Wage and hour compliance continues to trip up even experienced HR pros—especially in California. From meal periods to bonus calculations, the rules are complex and the penalties are steep. In this episode, Jen highlights the top wage-hour issues that keep employers up at night and how to tackle them before they turn into claims.
The healthcare landscape is transforming before our eyes, shifting away from hospital-centered care toward home-based models. This fundamental change raises urgent questions about Medicare's outdated reimbursement systems, particularly for hospice providers facing the reality of a mere 2.6% rate increase while battling significant inflation.Join us in this illuminating conversation and in-depth discussion with industry experts Annette Kiser, Chief Compliance Officer with Teleios, and Judi Lund Person, Principal, Lund Person & Associates LLC, as they sit down with Chris and explore the complexities of the final 2026 Hospice Wage Index and its impact on hospice organizations. Discover the challenges and opportunities within the current regulatory framework and gain valuable insights into strategic actions for the future. So join us, this is a great listen for staff, leaders, and Boards of hospice and palliative care organizations. This is timely and relevant. GuestAnnette KiserChief Compliance Officer with TELEIOSJudi Lund PersonPrincipal, Lund Person & Associates LLC HostChris ComeauxPresident / CEO of TELEIOSTeleios Collaborative Network / https://www.teleioscn.org/tcntalkspodcast
Subscribe to UnitedHealthcare's Community & State newsletter.Health Affairs' Rob Lott interviews Cal Chengqi Fang of the University of Chicago about his recent paper that explores how pay gaps grew between nonprofit hospital CEOs and employees from 2009–23. Order the August 2025 issue of Health Affairs.Currently, more than 70 percent of our content is freely available - and we'd like to keep it that way. With your support, we can continue to keep our digital publication Forefront and podcast Subscribe to UnitedHealthcare's Community & State newsletter.
- Special Reports and Breaking News Introduction (0:10) - Financial Crisis and Government Spending (1:07) - Unfunded Liabilities and Treasury Auctions (5:53) - False Flag Operation and Peace Talks (10:42) - European Military Expansion and Re-armament (18:50) - British Government and Global Influence (19:08) - Depopulation Agenda and Globalist Goals (50:01) - Off-Grid Power Independence Options (1:15:45) - Sodium Ion Batteries vs. Lithium Ion Batteries (1:23:01) - Best Current Option: Diesel Generators (1:27:01) - Diesel Storage and Vehicle Usage (1:28:15) - Introduction to Red Light Therapy Devices (1:35:09) - Technical Details of Red Light Therapy Devices (1:49:56) - Practical Usage and Benefits of Red Light Therapy (1:55:49) - Challenges and Future of Red Light Therapy (1:58:35) - Combining Red Light Therapy with Nutrition (2:03:10) - Personal Experiences and Future Research (2:27:03) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com
Is private equity destroying your favorite consumer products? Today we discuss economic news, recent Trump-era tariffs, and private equity. We touch on corporate profit margins, wage growth versus price increases, and how different industries—like autos—are affected unevenly. We also explore interest rates and the possibility that traditional cause-and-effect in markets is “broken,” questioning whether metrics like CPI, GDP, and rate changes meaningfully influence market behavior anymore, given recent patterns where markets defy economic logic. We discuss... Recent economic updates included the rollback of several Trump-era tariffs, though many remain in place. Companies are currently absorbing most tariff-related costs instead of passing them directly to consumers. Concerns were raised that if companies start passing these costs along, price increases could hit consumers later in the year. Wage growth trends are compared with rising prices, raising questions about future consumer spending strength. Industry impacts from tariffs vary, with the auto sector singled out as experiencing specific pressures. Recent market resilience even in the face of economic data could historically trigger volatility or declines. Earnings reports no longer move markets as much because companies lower expectations to easily beat estimates. The focus on quarterly earnings is misleading; long-term company growth matters more on an individual level but less on a macro scale. Value investing has underperformed for about 20 years because fundamentals matter less in today's market. The Fed's interest rate tools are less effective because global capital flows and supply shocks weaken their control. The Fed can still cause recessions by raising rates too high but can't fine-tune the economy like before. Supply-driven inflation (like energy and supply chains) is less responsive to Fed rate hikes. Market rates often lead Fed policy, meaning bond traders set financial conditions before the Fed acts. Private equity often overleverages companies, leading to bankruptcies despite popular products, like Instapot. Private equity uses dividend recapitalization to extract value quickly, saddling companies with unsustainable debt. Examples like Sears, Joanne Fabrics, Red Lobster, and Toys “R” Us show how private equity can ruin beloved brands. Private equity has been successful for investors but often at the expense of the long-term health of companies. Financial planning for college funding is increasingly critical given new loan limits and repayment changes. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | ProCollege Planners Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/favorite-consumer-products-737
Aug. 12, 2025 - For more than a decade, New York lawmakers have tried to secure a compensation boost for home care workers in the New York City area, but those efforts haven't always resulted in more money in pockets, according to reporting by Sam Mellins, a senior reporter for New York Focus.
#898 | Ed and Jamie breakdown the finances of United's transfer market, including the recent signing of Benjamin Sesko. How can the club afford it when Sir Jim Ratcliffe said Untied were running out of money just months ago? The conversation touches on the impact of club's cost-saving measures, the strategic structuring of deals, and the dynamics of player sales. There's also plenty of chat about how United may sell some of the 'bomb squad' in the coming weeks. 00:00 Introduction 00:28 Benjamin Sesko Deal Analysis 01:25 Financial Restructuring and Clever Deal Structuring 03:04 Wage and Transfer Fee Breakdown 04:35 Funding Gaps and Credit Facilities 06:37 Market Dynamics and Player Sales 16:43 Chelsea's Strategic Moves 28:26 Ownership and Future Prospects 35:50 Conclusion and Farewell If you are interested in supporting the show and accessing a weekly exclusive bonus episode, check out our Patreon page or subscribe on Apple Podcasts. Supporter funded episodes are ad-free. NQAT is available on all podcast apps and in video on YouTube. Hit that subscribe button, leave a rating and write a review on Apple or Spotify. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Scientific Sense ® by Gill Eapen: Prof. Stephanie Schmitt-Grohé is Professor of Economics at Columbia University, an Associate of the National Bureau of Economic Research and a Research Affiliate at the Centre for Economic Policy Research. Her research focuses on the design of monetary and fiscal policies, including optimal macroprudential policy, and on understanding the sources and propagation of macroeconomic shocks within and across countries.Please subscribe to this channel:https://www.youtube.com/c/ScientificSense?sub_confirmation=1