Podcasts about safe money

In this episode, we unpack why becoming an expert in the annuity industry isn't the finish line—it's the starting point. Having a solid grasp of products, strategies, and regulations is the bare minimum every agent should strive for. But what separates the average from the elite is what you do beyond that—going the extra mile for your clients, working closely with carriers, and constantly leveling up your knowledge and effort. If you want to be a top producer, it starts with expertise, but it takes much more to truly stand out.

With interest rates projected to fall in 2025, many investors are taking a closer look at what they consider “safe” money—particularly bonds and other fixed income investments. In this episode of Protect Your Assets, David Hollander explains how rate shifts may impact the performance of these traditionally conservative assets. You'll also hear a breakdown of key terms to know when reviewing bond holdings and why international diversification is gaining renewed attention this year. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

With interest rates projected to fall in 2025, many investors are taking a closer look at what they consider “safe” money—particularly bonds and other fixed income investments. In this episode of Protect Your Assets, David Hollander explains how rate shifts may impact the performance of these traditionally conservative assets. You'll also hear a breakdown of key terms to know when reviewing bond holdings and why international diversification is gaining renewed attention this year. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode, we talk about the deeper mission behind Retirement Realized—building high-character individuals first, because true success in this industry starts with who you are, not just what you achieve. The goal isn't just to create top producers, but people who lead with integrity, generosity, and a genuine desire to serve others. That kind of character shows up before the big numbers ever do, and it's exactly what sets the foundation for lasting success in the annuity business and beyond.

This episode covers two often overlooked but critical areas for annuity agents: tracking your numbers and understanding Roth conversions. We explore why consistently monitoring your activity and performance metrics can lead to smarter decisions and better results. Then we break down the value of Roth conversions, how they fit into retirement planning, and why they can be a powerful tool in client conversations. Packed with practical insights, this episode is all about tightening your process and adding more value to every appointment.

In this episode, we unpack why the carrier behind the product matters just as much as the product itself during the fact-finding process. While several annuity products might check all the boxes for a client's needs, the carrier you choose can have a major impact on the client experience—from service and support to long-term stability and trust. Chad shares why digging deeper into carrier differences is a crucial part of doing what's truly in the client's best interest, and how being intentional with this step can set you apart as a top-tier agent.

In this episode, we dive into the mindset of working for a lasting legacy instead of chasing instant gratification. Chad shares his perspective on why building something that outlives you—whether it's for your family, your clients, or the impact you leave behind—should be the true motivation behind your work. It's about making decisions today that set up long-term success, rather than focusing only on short-term rewards. Hear how shifting your mindset toward legacy can bring deeper purpose, fulfillment, and lasting impact to everything you do.

In this episode, Chad shares why he's still expecting a record-breaking year in annuity production—even with market uncertainty on the horizon. He unpacks the mindset, strategies, and opportunities that make strong sales possible regardless of market conditions. From staying proactive with clients to focusing on value-driven conversations, Chad explains how agents can thrive even when the broader financial outlook looks shaky.

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Send us a textIn today's episode, Vinki Loomba sits down with Kris Miller, a seasoned financial expert and the author of Ready for Pre-Retirement: 3 Secrets for Safe Money and a Fabulous Future. Kris shares invaluable insights into how individuals can secure their financial futures by avoiding common pitfalls like market volatility, high taxes, and unexpected medical costs. Key Takeaways:3 Secrets to Safe Money: Kris reveals strategies to protect your wealth from market downturns, taxes, and inflation while securing tax-free income for the future.Living Trusts: Learn the importance of having a living trust to safeguard assets and avoid probate, plus why long-term care coverage is essential.Tax-Free Income for Life: Kris explains how Index Universal Life (IUL) policies and Equity Indexed Annuities offer tax-free growth and secure retirement income.Crash-Proof Your Finances: Protect your wealth from economic uncertainty and market crashes with safe money strategies.Start Planning Early: Kris encourages taking a "retirement planning holiday" to ensure long-term financial security today.

In this episode, Chad shares real-time insights from his day-to-day experience as an active annuity agent in the field. From recent calls, appointments, and sales conversations, he breaks down what he's seeing in today's market—what's working, what clients are responding to, and where agents might be missing the mark. It's a candid look into the patterns, challenges, and opportunities he's observed over the past few weeks, giving you a pulse on what it really takes to succeed right now in the annuity space.

Explore the challenging yet rewarding journey to top-tier success in the annuity business in this episode, where we delve into the mindset needed to achieve exceptional results. Writing millions in annuity premiums annually is not just difficult; it's a rare accomplishment that requires dedication, resilience, and a strategic approach. We discuss the importance of renewing your mindset to embrace the hard work and persistence necessary to reach these heights. Learn why every bit of effort is worthwhile, given the significant earning potential each sale in this industry can bring. This episode is essential listening for any agent aiming to understand the true nature of success in the competitive world of annuities and how to mentally prepare for the journey ahead.

Dive into the importance of truly understanding your insurance products in this episode, where we emphasize the necessity for agents to have a complete and accurate grasp of the products they offer. Being well-informed is crucial not only for building trust with your clients but also for ensuring that you can confidently answer questions and manage expectations. We discuss the potential pitfalls of misinformation, including the embarrassment and damage to credibility that can occur when incorrect information is given to clients. Learn strategies for keeping your knowledge up-to-date and techniques for verifying the details of each product you handle. This episode is a must for any agent who aims to excel in the insurance field by being thoroughly informed and reliable.

Explore the critical role of your Field Marketing Organization (FMO) in this episode, where we question whether your FMO is truly bringing value beyond just a compensation bump. We delve into why it's essential for agents to partner with an FMO that not only enhances their potential to write more business but also contributes to their overall growth and development as an agent. Discover the key aspects that define a valuable FMO, such as training opportunities, marketing support, and access to a wider range of products. Learn why choosing the right FMO could mean the difference between mediocre success and outstanding performance in the long run. Join us as we unpack what to look for in an FMO to ensure they are genuinely invested in improving your capabilities and helping you increase your earnings.

Join us as we dive into how laziness can be the biggest barrier to achieving success, not just for agents but also for their clients' financial dreams. In the competitive annuity business, going the extra mile makes all the difference. This episode explores the crucial habits that set successful agents apart: the relentless pursuit of new clients, the determination to push business through by consistently communicating with insurance companies, and a steadfast commitment to doing whatever it takes to serve clients' best interests. Contrast this with the pitfalls of laziness—how doing just the bare minimum can lead to missed opportunities and ultimately, fail to protect and grow your clients' retirement dreams. Discover actionable strategies to avoid complacency and ensure you're always operating at your best.

Join us as we delve into the recent updates made to the Fact Finder, a crucial tool for annuity agents. Learn how we've revamped this essential one-sheet to better capture all the necessary information during the first phone call with a client. This episode covers the enhancements designed to help agents fully understand their clients' situations and needs, addressing the modern-day challenges of the annuity business. Discover the strategic improvements that make the Fact Finder more effective and efficient, equipping agents to make informed decisions and provide top-notch service in today's dynamic market.

Innovation comes in many areas, and compliance professionals need to not only be ready for it but embrace it. Join Tom Fox, the Voice of Compliance, as he visits with top innovative minds, thinkers, and creators in the award-winning Innovation in Compliance podcast. In this episode, host Tom Fox is joined by Kris Miller, a fellow podcaster, author, and member of the C-Suite, to discuss her extensive background as a financial expert. Kris shares her journey from starting as a paralegal to becoming a prominent figure in financial education, particularly focusing on living trusts and safe money strategies. She provides valuable insights into how individuals can ‘crash-proof' their finances using tools like equity index annuities and index universal life policies. Kris underscores the importance of early financial planning and debunks myths surrounding investments, emphasizing the need for safe and sustainable financial practices. She also touches upon the significance of living trusts and asset protection in traditional estate planning. Kris's mission is to educate millions on healthy money strategies, especially amidst current financial volatility. Kris discusses her podcast ‘Money 9-1-1,' which covers health, wealth, and peace of mind, and her book ‘Ready for PREtirement: 3 Secrets for Safe Money and a Fabulous Future.' Key highlights: Mission to Educate on Financial Strategies Living Trusts and Asset Protection Insurance as an Investment Tool Long-Term Health Care Solutions Social Media Outreach and Podcast Resources: Kris Miller on LinkedIn Money 9-1-1 Podcast Ready for PREtirement on Amazon.com Tom Fox Instagram Facebook YouTube Twitter LinkedIn

  Explore effective talking points for engaging clients who are enthusiastic about the stock market. Start by addressing the bullish mentality that underlies their willingness to stay invested despite potential risks, discussing the concepts of paper loss versus paper gain, and emphasizing that gains are not truly realized until they are captured. Dive into their comfort with market fluctuations, questioning if they would still find satisfaction if they hedged against potential downsides. Prompt them to consider the unpredictability of tomorrow's market and their financial threshold for potential losses. By calculating potential losses in dollar terms, clients can gain a clearer perspective on the risks they are willing to take, akin to strategies used in gambling. These discussions can help clients reflect on their investment strategies and consider the benefits of diversifying with annuities for more stable returns.

Strap in for a retirement rollercoaster as Coach Pete and the crew take you on a thrilling ride through smart 401(k) moves, safe money secrets, and building trust with the perfect financial sidekick! In this high-energy episode, they dish out dazzling tips on tax planning, asset allocation, and embracing your risk tolerance—all while introducing the genius ‘Spend and Leave Plan’ to secure your legacy. Get ready to feel confident, educated, and oh-so-prepared to live your best retired life and leave something sweet behind for your heirs!See omnystudio.com/listener for privacy information.

In this episode, Caleb discusses some of the common traits, practices, and tendencies of elite annuity producers. Learn from these commonalities and attempt to implement them into your own business while mixing them with your own strengths. When combined you too can become an elite producer.

In this episode, we discuss three key pitfalls to avoid in annuity sales. First, always verify your lead information; assuming it's correct without checking can lead to issues down the line. Next, avoid presenting too many product options to clients, as this can overwhelm them and hinder decision-making. Lastly, we examine a specific strategy used by Chad—focusing on tailored solutions rather than a one-size-fits-all approach, highlighting the importance of customization in successful sales. Tune in to learn how avoiding these common errors can improve your sales process.

Explore essential strategies for maximizing your end-of-year sales in this episode focused on Q4 best practices. We discuss the importance of maintaining momentum and not assuming prospects want to wait until after the holidays to make financial decisions. Learn how to approach leads and appointments during the fourth quarter differently, ensuring you stand out from other agents and close the year strong. This episode offers valuable insights into keeping your sales process active and effective during the busy holiday season.

Dive into effective strategies for moving pending annuity sales to completion in this insightful episode. Learn how to accelerate the approval process and ensure your deals close more efficiently. We cover tips for improving communication with underwriters, streamlining paperwork, and managing client expectations to minimize delays. Whether you're dealing with complex cases or routine sales, get practical advice to help you push your pending business through to successful completion.

Jason Zweig is a well-known personal finance journalist, author, and a long-time friend of the Bogleheads.   Jason became a columnist for The Wall Street Journal in 2008, and before that, he was a senior writer for Money magazine and a guest columnist for Time magazine and Cnn.com. From 1987 to 1995, Jason was the mutual funds editor at Forbes. Earlier, he had been a reporter-researcher for the Economy & Business section of Time and an editorial assistant at Africa Report, a bimonthly journal.   Jason is the author of several books, Your Money and Your Brain, The Devil's Financial Dictionary, The Little Book of Safe Money, and the editor of two revised editions of Benjamin Graham's classic text The Intelligent Investor, which is discussed in this podcast.     The Bogleheads on Investing podcast is hosted by Rick Ferri, CFA, a long-time Boglehead and investment adviser. The Bogleheads are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.    Since 2000, the Bogleheads' have held national conferences in major cities nationwide. There are also many Local Chapters in the US and even a few Foreign Chapters that meet regularly. New Chapters are being added regularly. All Bogleheads activities are coordinated by volunteers who contribute their time and talent.     This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.  

Enhance your annuity sales approach in our latest episode '3 Strategies To Improve Your Appointment Process.' Discover the impact of thorough fact-finding, the importance of a polished presentation process, and the value of deep product and carrier knowledge. These key strategies are designed to streamline your appointments and boost your sales effectiveness.

Watch the video here https://youtu.be/HdMuil4vU24You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"Facing uncertainty is part of the journey, but a well-crafted plan brings clarity and peace."Chapters0:00 - Podcast Introduction0:26 - Reflecting on the Heat Wave and Transition to Today's Topic9:48 - Market Trends and Anxiety About Rate Changes11:05 - Understanding Fed Rate Cuts and Their Impact13:22 - TSP and 401(k): Adjusting for Rate Changes15:25 - Small Business Challenges with Rate Hikes16:55 - Bond Funds: Understanding F and G Funds' Performance19:33 - Basics & The Future of Interest Rates and Bonds26:45 - The Importance of Safe Money in Retirement31:55 - Health Tip: The Benefits of Sourdough Bread37:47 - Recap and Final ThoughtsConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llcVisit our Website: https://cdfinancial.orgSubscribe and Stay Updated:Don't miss out on essential financial advice for your retirement journey. Subscribe for weekly tips and strategies to secure your future.Get More from CD Financial:Looking for personalized guidance? Schedule a consultation with Charles to tailor a retirement plan that suits your unique financial situation. https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#RetirementPlanning #FedRateCuts #FinancialAdvice #InvestmentStrategy #TSP #Podcast #401K #Inflation #InvestmentTips #RetirementSecurity #WealthManagementSupport the show

Frank and Frankie discuss various aspects of financial planning, particularly focusing on retirement savings, the impact of the Fed cutting rates, and the importance of portfolio diversification. They emphasize the need for safe investments, tax strategies, and planning for a comfortable retirement while considering personal legacies. Connect with the team at A Better Way Financial  to get a second opinion on your retirement plan today! CLICK HERE to register for one of our upcoming workshops: Win, Lose, or Draw - How the Election Could Impact Your Retirement. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.”See omnystudio.com/listener for privacy information.

Discover how Chad achieved his best year in annuity sales ever, despite a decrease in lead flow, in this insightful episode. We delve into the strategies and tactics that allowed him to maximize production with fewer leads. Learn how focusing on high-quality engagements, refining sales techniques, and leveraging existing client relationships can lead to substantial growth. This episode is packed with valuable lessons for any agent looking to increase their production effectively, even when facing challenges like reduced lead flow.

It is time to step onto the path toward abundance. Emily Wilcox is a coach helping women heal their money wounds and embark on a joyous journey to millions. She shares her personal story of money wounds, chasing a monetary goal in pursuit of a feeling she was never going to achieve. Through this experience, she developed her Money Methodology, focusing on diagnosing and healing money wounds.There are six Money Wounds that block us from wealth:Money Shame – "I'm not worthy of wealth."Evil Money – "Being rich is bad or wrong."Hard Money – "Having more money is too hard or requires more effort."Money Trust – "I don't trust myself with money."Safe Money – "I won't feel safe until I have more money."Disappearing Money – "Money is always leaving me."Her process for healing and working through these wounds uses the acronym RUMBA: Root Cause, Unique Medicine, Body Healing, Mind Healing, and Alchemizing Wounds into Wealth. She outlines these steps in her program, Money Wound Medicine, and in her new book, Wounds to Wealth: The Life-Changing Method of Diagnosing & Healing Money Wounds to Receive More Wealth.“This book guides you through the step-by-step process of uncovering the exact money wounds hidden in your subconscious mind as limiting beliefs and stored in your body as traumas, and shows how to heal them so you can step into the wealth and abundance you truly desire.”You can learn more about this transformative process and Emily's story through her podcast, The Joyous Path to Millions, as well as her program, membership, and coaching opportunities on her website.What's Inside:What are the 6 Mouney Wounds?Emily's Money Methodology and process for diagnosing and healing money wounds.Understanding the cause of your money troubles, healing, and becoming wealthy in the process.Mentioned In This Episode:Emily Wilcox CoachingThe Joyous Path to Millions | Wealth, Entrepreneurship, & Money Healing | Host - Emily June WilcoxWounds to Wealth Visit Our Store!Muse House Retreat4332 Tujunga Avenue, Studio City, CA 91604(818)-824-3290 Book A Reading: https://www.musehouseretreat.com/healersBook A Workshop: https://www.musehouseretreat.com/eventsFollow Ashlan Christoph: @ashlanchristophFollow Muse House Retreat: @musehouseretreatSHOP: https://www.musehouseretreat.com

Making money in your network marketing business is great. But keeping that money and leveraging it to do more for you, now that's exciting! Brandon Forbes might have the right alternative for your savings. “The best thing about working to earn money, is keeping it and making it work for you.” More juicy resources: https://mylifestyleacademy.com/blog/ https://mylifestyleacademy.com/download  

In this episode of "EXPERT IN YOU," Ann Carden discusses investible life insurance and tax strategies with Kris Miller, a specialist in safe money strategies. They explore wealth-building techniques, index universal life insurance, and annuities as secure investments. The conversation covers financial pitfalls, managing finances after a business sale, and adapting to digital strategies during the pandemic. Kris also shares insights from her best-selling book, the pandemic's impact on the coaching and consulting industry, and offers financial planning resources, concluding with a workshop invitation.

In this episode of Financial Safari, Coach Pete and his team discuss the current economic landscape, focusing on interest rates, inflation, and the importance of retirement planning. They emphasize the need for an exit strategy in financial planning and the significance of safe money strategies to ensure a secure retirement. The conversation highlights the challenges faced by everyday consumers in navigating the financial world and offers insights into effective financial management. In this conversation, the hosts discuss various aspects of retirement planning, emphasizing the importance of building a solid financial foundation, understanding inflation, and navigating investment risks. They highlight the need for education in financial planning and the significance of having a fiduciary advisor who prioritizes the client's needs over commissions. The discussion also addresses common financial questions and concerns, providing insights into effective strategies for achieving financial security in retirement.See omnystudio.com/listener for privacy information.

In this conversation, Tripp Limehouse discusses the Green Line Principle, a safe money strategy that can help protect and preserve retirement savings. The principle offers principal protection, potential for accumulation, lock-in and reset features, tax-deferred growth, and lifetime income options. It also provides inflation protection and a death benefit for beneficiaries. Tripp emphasizes that the Green Line Principle is customizable and should be incorporated into a comprehensive retirement plan. He encourages listeners to learn more about it and offers a written plan for retirement. To connect with Tripp call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.

In episode 385, Jared discusses recent political developments, their impact on markets, and whether the Trump trade is still in play. He also follows up from last week's episode on the potential for a rotation into small caps… plus, company-specific headlines surrounding Verizon (VZ) and Delta (DAL), uncertainty and volatility in the market, and why his Strategic Portfolio makes sense as a “safe money” investing solution.

This episode of New Focus on Wealth with Chad Burton addresses the importance of having safe money in your investment portfolio, especially as you approach retirement. Chad discusses the significance of having two to three years of safe money to avoid selling in a down market, emphasizing the need for a strategic approach to financial planning. With an increasing number of baby boomers retiring each year, the topic of safe money allocation becomes more relevant than ever. Chad provides insightful advice on navigating safe money strategies in the context of market fluctuations and retirement planning. Timestamps: [00:00:41] Safe Money in Retirement. [00:03:44] Living off dividends and interests. [00:09:37] Safe money in retirement [00:12:47] Large future expenses planning. [00:15:17] Safe money and investments. [00:20:01] Safe money in retirement. [00:22:39] Safe money options in retirement. [00:26:03] Safe investment options. [00:29:48] Capital gains on primary residence. [00:32:28] Capital gains tax strategies. [00:35:29] Financial planning services and resources. Email your money question to chad@chadburton.com Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.ChadBurton.com

This week's show covers mid-career investors, account consolidation, safe money options, reasons not to own actively managed mutual funds, and living trusts. 

Listener questions answered, with some Grambling on about March Madness and why coin flips aren't 50/50. Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone wants to feel financially secure and have their money protected for the future. But the challenge lies in the lack of financial literacy and the understanding of safe money strategies.   Many individuals are unaware of the risks associated with traditional investment methods and may not have the necessary legal documents in place to safeguard their assets.  By working with a financial expert like Kris Miller, individuals can learn about safe money strategies, create a solid financial plan, and protect their assets for the long term.   Kris Miller is the founder and CEO of Healthy Money Happy Life. She is a Legacy Wealth Strategist, and over the last 30 years she has helped over 6000 individuals, families and businesses avoid financial disaster by getting real about their money with strategic planning.  Empower yourself with the knowledge needed to protect your wealth.  Topics covered: Uncover the hidden dangers of mainstream investment myths that could be costing you your hard-earned money. Outlive your wealth with strategic planning and proactive financial measures. Explore the personal benefits of implementing safe money strategies. Discover how living trusts offer superior advantages over wills, providing you with peace of mind and financial security for you and your loved ones. Kris' Gift to the Audience: Your Next Chapter Checklist For the Changes in Your Life  https://pages.healthymoneyhappylife.com/your-next-chapter1234    Topics Covered:  02:01 - Kris Miller's experience and impact  03:03 – The importance of financial security  05:47 - Mainstream investment myths  07:12 - Longevity and retirement planning  08:01 - Kris Miller's start in the financial industry, the evolution of Kris Miller's business and legal services  13:13 - The impact of health emergencies on finances  22:13 - The next chapter checklist for financial preparedness   28:20 - The advantages of living trusts over wills  31:35 - Closing thoughts and encouragement to seek financial advice Key Takeaways: "You have to be your own government. You have to take control of your assets, of your life, of your health, of your wealth, so that you can be empowered." - Kris Miller  "It's not a one-size-fits-all because it really depends on your goal, but when I set myself up I've owned what I show people for three decades."  - Kris Miller  "When people don't know, people need to know this information. It doesn't have to be hard or difficult." - Kris Miller   Connect with Kris Miller Website:https://healthymoneyhappylife.com/  Facebook: https://www.facebook.com/HealthyMoneyHappyLife  Instagram: https://www.instagram.com/healthymoney_happylife/    

In a world of consumer convenience, nothing is easier than using a mobile wallet. If you're ready to make it easier to buy, stay tuned.   Links: Check out TCU University for more financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: In a world of consumer convenience, nothing is easier than using a mobile wallet. If you're ready to make it easier to buy, stay tuned.   Welcome to Money Tip Tuesday from the Making Money Personal podcast.  Mobile Wallet use is on the rise and here is some staggering data. As of July 2023, there were 3.4 billion mobile wallet users in 2022, growing to a projected 5.2 billion in 2026. An estimated 54% of e-commerce payments will be made via mobile wallets by 2026. Almost half (49%) of global online transactions were made with a mobile wallet in 2022.   A mobile wallet is an application on your mobile device that stores credit cards, debit cards, gift cards, and even some event tickets on smartphones and smartwatches.   Mobile wallets allow you to make quick, secure and convenient payments with just a tap on a contactless card reader.   Mobile wallets are more secure than a physical card because when you pay, your phone communicates with the terminal using near-field communication technology which provides encryption and other protections when data is transferred.   Your credit card number is also replaced with a randomly generated digital ID, referred to as a token, which means your card number is not being transferred at the point of payment.  Although the payments from a mobile wallet are safer than a physical card, you still need to take precautions in case your mobile device is lost or stolen.     While mobile wallets are a more secure payment method, there are always some ways to boost the safety of your mobile wallet—here are our tips:   Keep your phone locked. One of the first steps is to enable a lock on your phone with a numerical/alphabetical password, a swipe pattern or biometric authentication. Biometric passwords are the most powerful because they require a fingerprint or face scan to unlock your phone.   If you choose to use a password, use a mix of letters, numbers, and symbols to make it more difficult for a thief to guess. If you choose a swipe combination, always make sure you enter your password confidentially as         you can never be too sure who might be watching you.   Make sure the mobile wallet app you are using is from a trusted source. Most new smartphones will come with a mobile wallet app preinstalled on the phone such as Apple Pay, Google Wallet, Samsung Wallet, etc. If your phone does not come with a preinstalled mobile wallet app and you're interested in using one, make sure you download an app from your phone's app store that is created by a trusted brand.    Don't use public WiFi. Public Wi-Fi can be found in most restaurants, retail stores, shopping malls, and more. Although convenient, public WiFi is easy for thieves to hack, making your information easy to obtain. Cybercriminals can track your activity online, get into your accounts and even see payment information.   If your mobile device is lost or stolen, make sure to immediately contact your financial institution and put a hold on your cards and account, just in case.   Taking a few extra steps to ensure the security of your mobile wallet will give you extra peace of mind this holiday shopping season.   If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Facebook and Instagram pages, and look for our sponsor, Triangle Credit Union, on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday, and make sure to check out our other tips and episodes on the Making Money Personal podcast.  Have a great day!  

We recently saw and advertisement in the Wall Street Journal, for a “special CD rate of 6%.” It took us reading the footnotes to discover the truth. In this episode we discuss Bank Yourself, our version of earning an attractive rate on Safe Money, cutting out all the middlemen and doing exactly what the banks do, for yourself.

Safe Money Show 10.29.23 by

In today's episode, Harold dives deep into the world of safe money and why we feel the need to cling onto it.  He'll challenge the concept of safe money, explore the confusion surrounding it, and introduce a fascinating idea called dual purpose dollars.  Harold will also share his personal philosophy on money and reveal his strategies for navigating market turmoil.  So, grab your headphones, sit back, and get ready to uncover the secrets behind safe money in this eye-opening episode. Show Highlights: Safe money addiction: Are you at risk?  [00:02:10] Don't chase the fear - opportunity awaits  [00:04:33] The Dark Side of Money  [00:07:24] Uncertainty drives markets - beware of misleading information  [00:11:13] Master the Fear-Greed Index for Market Success  [00:14:56] Telling the truth hurts  [00:17:59]  Why safe money mode doesn't work and FOMO sets in  [00:20:06] Why it's important to have a plan in place for managing investments  [00:21:10] Why most people can't retire comfortably  [00:24:06] How to Master Fear and Greed in Investing  [00:29:32]

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Sam went to Yale to speak with economic professors Dr. Roger Ibbotson and William Goetzman about where to place your retirement money.

Ari Taublieb, MBA is the Vice President of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients navigate the nuances of an early retirement (non-traditional retirement).-> Create Your Custom Strategy To Retire Early-> Free E-Book: A Complete Guide To An Early Retirement-> NEW eBook: Health Insurance For An Early RetirementReady to tackle the age-old question of how much money you need to retire comfortably? We've got you covered! In this illuminating episode, we address this critical issue head-on, diving into the fascinating world of retirement planning and financial independence. Hear us discuss the concept of financial independence and recreational employment, and unravel how minor changes today can lead towards financial freedom. We also touch on the expectations and hopes of our listeners for their early retirement.Managing finances in retirement can sometimes feel like navigating a maze, but it doesn't have to be that way. We delve into the complexities of managing your portfolio, establishing multiple income sources, handling taxes, and forecasting living expenses in retirement. We highlight the significance of safe assets and how market fluctuations can impact your retirement income. Plus, we share a practical framework that can guide you through these concepts, leading to financial tranquility.Lastly, we discuss the importance of safe investments for retirement and how much of your portfolio should be committed to these assets. We elaborate on the advantages of having a lower balance in an emergency fund post-retirement and the merits of segregating your savings into different 'buckets' for retirement. We hope the insights and practical tips shared in this episode will aid you in building a comfortable and secure retirement. Don't miss out on this exciting journey towards financial independence!Create Your Custom Early Retirement Strategy Start Here PS: Before anyone decides to move forward with our services, we want to ensure we're the best fit to help you reach your goals. We go through an in-depth planning process to show you exactly what it looks like to work with us.These are the most important graphs you'll see when it comes to a successful retirement: Avoid The Regret Gap (Download FREE Now)

"Investment cash" is one category, there are others you should contemplate.[A financial planning expert has his ideas for balancing yield and safety in investors' cash holdings...but does he make sense?]Today's Stocks & Topics: Google, Consumer Confidence, Morgan Stanley's Warning for Real Estate Prices, Waste Industry, GOOG - Alphabet Inc. Cl C, IP - International Paper Co., ZIM - ZIM Integrated Shipping Services Ltd., CINF - Cincinnati Financial Corp., VNM - VanEck Vietnam ETF. TRIVIA QUESTION: "To get around in any vehicle, EV or gas powered, we need roads and highways... So, WHEN did the U.S. start building our interstate highway system? AND--WHAT are the 4 states not served by an interstate highway?"Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Many Americans are looking for tips on how to maintain safe finances in the midst of uncertainty. Jonathan Pond is back with safe money strategies in these unpredictable times.

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Welcome to the Conscious Millionaire Show for entrepreneurs,  who want to create an abundant future for themselves and humanity. Heard by millions in 190 countries.  Do you want to put more money in the bank, create a powerful impact, and enjoy a purposeful life? This is the podcast for you! Join host, JV Crum III, as he goes inside the minds of Millionaire Entrepreneurs and World-Class Business Experts. Today's featured episode... Kris Miller: How to Invest to Build Your Fortune Kris Miller is the author of the #1 bestselling book, “Ready for PREtirement: 3 Secrets to Safe Money and a Fabulous Future.” She's the founder of Healthy Money Happy Life and she teaches hard-working people like us how to protect our money and ensure that we'll have enough to live well even if we choose to retire. The secrets she has to share are rarely discussed outside the 1%. Like this Podcast? Get every episode delivered to you free!  Subscribe in iTunes Download Your Free Money-Making Gift Now... "Born to Make Millions" Hypnotic Audio - Click Here Now! Please help spread the word. Subscribing and leaving a review helps others find our podcast. Thanks so much! Inc Magazine "Top 13 Business Podcasts." Conscious Millionaire Network has over 3,000 episodes and millions of listeners in 190 countries. Join us as a regular listener to get money-making secrets on how you can grow your business and profits faster!