Podcasts about bankers

 MPF Discussion with Shaun HaynesGray Choices: Lessons in Ethics from Banker to Inmate with Shaun Hayes Author ShaunShaun Hayes was the cofounder and former CEO of Allegiant Bancorp, headquartered in St. Louis, Missouri. A Russell 2000 company, it was one of the largest publicly held bank holding companies then. Shaun started multiple successful businesses, was involved in the casino business, and bought, owned, and sold hundreds of residential and commercial properties. He is an entrepreneur, an author, a speaker, and a felon. After starting his first business at age 16, Shaun went on to open several other companies while in college. He was head of corporate banking for a large St. Louis bank by 26, bought his first bank at 29, and was CEO of a bank at 32. Shaun ran a public company at 35 and sold his company at age 44 for half a billion dollars. He had effectively risen to the top of the business world through hard work and innovative thinking, but his story didn't end there. Five years after selling his company for an enormous profit, Shaun committed a felony. He was incarcerated for his crime eight years later. Shaun now shares what he learned from his rise and his fall—hard-won lessons that can benefit individuals, groups, and businesses. Shaun earned his BA/BS in finance from the University of Missouri, Columbia, and a graduate degree in banking from the Stonier Graduate School of Banking at the University of Delaware. He lives in St. Louis, Missouri, where he enjoys reading, exercising, and watching sports.  On this episode of My Perfect Failure (Gray Choices: Lessons in Ethics from Banker to Inmate)Shaun shares his captivating story from reaching the highest levels of corporate banking and his subsequent fall from grace resulting in a custodial sentence. This is a cautionary tale of great success, failure, and redemption We also discuss Shaun's fantastic book “The Gray Choice”. Some of The Areas We Discus·       Shaun's love of Entrepreneurship & Business.·       We discuss Shaun Buying a Bank at 28 years of age.·       Shaun selling his Bank for $475 Million Dollars.·       From perfect to prison.·       Making fatal mistakes.·       We discuss Shaun's book book “The Gray Choice”.   Links to contact Shaun.www.shaunhayes.comhttps://twitter.com/The_Shaun_Hayeshttps://www.facebook.com/TheShaunHayeshttps://www.linkedin.com/in/shaun-hayes-7a613813/https://www.instagram.com/TheShaunHayes/https://www.youtube.com/@theshaunhayesPurchase “The Gray Choice” https://www.amazon.co.uk/Gray-Choice-Lessons-Journey-Big-Time/dp/B0BT27PSBC/ref=sr_1   Please Leave A Review Like this show? Please leave us a review here, even one sentence helps! Consider including your Twitter handle so we can thank you personally!   Paul: Contact Details  ·         Work with me: paul@myperfectfailure.com ·         MPF Website: http://www.myperfectfailure.com/  · 

Are you working a desk job and wondering what kind of mark you'll leave on the world?

Tony Redondo, Founder and Director of Cosmos Currency Exchange Ltd on Building a Business in Times of Crisis Tony has worked in the financial services industry for over 38 years and is a fully qualified Associate of the Chartered Institute of Bankers. After holding senior management positions for many years for various banks and brokerages, he founded Cosmos Currency Exchange in 2020. Cosmos offers its clients a unique experience when they need to either make or receive a currency payment in over 35 currencies to and from over 50 countries around the globe. Rather than the transactional, reactive, self-service approach endemic in the finance industry these days, Cosmos provides a bespoke, pro-active relationship-based service where each client is treated like the individual they are. At Cosmos, all its business comes from referrals. Tony thinks that speak volumes. Cosmos has won seven industry awards to date.

Fifth group of hostages released after Israel and Hamas agree to extend cease-fire; US Navy stops hijacking of an Israel-linked tanker off Yemen; GUEST: OutKick founder and host of "OutKick the Show" Clay Travis joins the program to talk about College Football Playoffs, a review of Deion Sanders first year at Colorado, and women in D1 football; Banker defends Trump's loan in civil fraud trial; And RNC donations hit 8-year low.  The Officer Tatum Show is now available on Apple Podcasts, Google Podcasts, Spotify, and SalemPodcastNetwork.com.See omnystudio.com/listener for privacy information.

Have you nailed down your agency's ideal niche? Are you attracting clients that ignite your agency's growth? Could you be standing in the way of your ability to raise agency prices? After years as a generalist agency, today's guest decided to turn his business into a dual agency launching a niche firm alongside his broad shop. This calculated risk revealed his true north while preserving the existing revenue streams. Now their work inside the niche outpaces the generalist division of the agency. He talks about the decision to create two agencies and his revelation to let go of limiting thinking in order to raise prices. Matt Banker is the owner of Banker Creative, a business he calls a dual agency since it has two different brands under one agency. Matt shares his experience running two brands, Banker Creative and Benchmark Growth, which specialize in web design and marketing for accounting firms, respectively. He discusses the benefits of having a niche focus and the importance of building processes to delegate tasks to his team. Tune in to learn from his insights and strategies for growing and scaling an agency. In this episode, we'll discuss: Shedding your limiting mindset in order to raise agency prices. Building a dual agency to explore the ideal niche. Who is the first hire you should make as a new agency?   Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources E2M Solutions: Today's episode of the Smart Agency Masterclass is sponsored by E2M Solutions, a web design, and development agency that has provided white-label services for the past 10 years to agencies all over the world. Check out e2msolutions.com/smartagency and get 10% off for the first three months of service.   What is the First Hire You Should Make as a New Agency?  Matt's career began in consulting, but he craved solving business challenges hands-on. He moved to an agency, seeking a consultative versus task-driven role. However, it wasn't the greatest experience. Ready to merge his design and storytelling skills on his terms, Matt built a web design shop. In the early days, Matt advertised his services on Craigslist and charged around $1,500 for his first websites. He quickly realized the need to hire additional help to handle the growing workload and started with a part-time designer. It was an area he knew well enough that he could hand it off to someone else and still manage that process. If he could do it over again, Matt would hire an operations manager sooner. However, he fell into the trap of hiring help to support him in whatever projects he was taking on. As the agency continued to grow, he made a crucial shift in his mindset and focused on building out processes and handing off tasks to his team. Once he stepped back and trusted his team, he started to have the freedom to focus on sales and business development. Initially, delegating proved difficult. Matt's hands-on interest complicated empowering his team. But as momentum grew, he realized it was time to “become more boring as a company” and create efficient systems and workflows. Structure and trust paved the path to scale. How to Stop a Limiting Mindset and Raise Agency Prices Looking back on that initial $1,500 fee, Matt sees what held him back from raising prices sooner was just his own mindset. To him, running an agency is 30% being good at the thing you're selling. The other 70% is learning things you didn't think you needed to know and dealing with self-worth issues. You start to doubt yourself when asking: How much do I deserve to make for this project? Those are limiting factors. Your agency will only grow to the level that you as the owner, are at, so you need to always find ways to keep leveling up. With time, Matt realized he and his team were gaining more knowledge and providing amazing value to their clients. If they were to charge based on performance, they could definitely get paid more. He raised his prices and soon realized in most cases he was more price-sensitive than his clients. They had no trouble paying what his agency was worth and he was the one standing in his own way. Currently, he puts his pricing on his website as a form of self-accountability. To him, having the price out there means making one decision in advance instead of making it on every single call. This, however, could deter bigger clients from working with him, as they could be expecting to pay much more than is announced on his website and assume his agency lacks the experience they want. Building a Dual Agency to Explore Their Ideal Niche Matt's agency has since expanded to include two brands. Banker Creative, specializes in web design using the StoryBrand framework, and Benchmark Growth focuses on marketing for accounting firms. The decision to niche down and target accounting firms was a strategic one, influenced in part by the agency's name, "Banker Creative." While they have worked with banks and other financial professionals, they found that accountants are the ideal niche for their services. The first five years after creating the agency Matt had no clear idea of exactly what they did. That was a big part of why they ended up splitting into two different brands. They wanted to niche down and offer more marketing services but realized they couldn't build a repeatable system for an unlimited number of businesses. On the other hand, they knew they could run website projects for any type of business. As a result, they decided to build a system for one type of business, accounting firms. Then they split the company to focus on one client type while still not turning off the faucet on the website work. At the time, this is what was paying the bills. In just two years, it was the other way around. Now most of their business is coming through the accounting firm niche. With a defined niche, Matt can now refer clients who aren't a good fit to other people. He has found that the willingness and the ability to refer work away is freeing because it allows him to be picky with clients. Furthermore, it builds a good referral network for his agency. The Who Framework to Find Your Audience and Build Scalability Building systems for scalability is a crucial aspect of growing a business. As the owner, Matt initially found himself involved in every aspect of the business. However, he recognized that in order to grow and scale, he needed to let go and trust his team to handle these responsibilities. By doing so, he was able to focus on the parts of the business that he truly enjoyed and that gave him energy. There are certain aspects of the business that agency owners won't necessarily want to delegate and that's okay. The end goal is to be able to pick and choose the things that you want to do. However, you have to build a business where you don't HAVE to do it, just choose to. In this sense, Jason recommends leveling up by answering 3 important questions of WHO: Who do you want to go after? Who do you need to hire? And, who do you need to become? Once you create a framework, you'll be able to identify your ideal team and clients much faster and create more freedom for yourself. The more you're able to build repeatable systems, the more willing you'll be to refer work and trust your team can handle it. Do You Want to Transform Your Agency from a Liability to an Asset? If you want to be around amazing agency owners who can see what you may not be able to see and help you grow your agency, go to Agency Mastery 360.  Our agency growth program helps you take a 360-degree view of your agency and gain mastery of the 3 pillar systems (attract, convert, scale) so you can create predictability, wealth, and freedom.

In this episode of the Infinite Wealth podcast, hosts Cameron Christensen and Anthony Fasso dive into their favorite pages from Nelson Nash's book, Becoming Your Own Banker. They discuss the impact of these pages on their own understanding of Infinite Banking and share the valuable insights they gained from them. From understanding the difference between using a CD as collateral versus an IBC design policy to the history and pitfalls of Universal Life policies, Cameron and Anthony break down the key concepts presented by Nash. They also emphasize the importance of community, mentorship, and self-comparison in financial success. Join them as they provide a fresh perspective on Nelson Nash's book and the lessons it offers for building wealth and creating passive income.   Resources: Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Check our online course at www.InfiniteWealthCourse.com Buy Becoming Your Own Banker by R. Nelson Nash http://bit.ly/BYOBbookIWC 

Jumbo Ep:611 - 27.11.23 - My Deal Or No Deal Story - Arch Rivals QuizMy Deal Or No Deal Story, Arch Rivals Quiz with Daisy & Mike. Patreon FamilySupport me at:www.buymeacoffee.com/jumbo www.jumbopodcast.comYou can listen on Spotify, Stitcher, Apple Podcasts, Spreaker and many others.#PodernFamily #Podcasts #SpotifyPodcasts #Applepodcasts

Prepare to elevate your financial game as we unravel the infinite secrets in Nelson Nash's Infinite Banking concept. Promise yourself a brighter financial future armed with the knowledge of how you can start controlling the banking function in your life, maximizing your cash value, and creating a lasting legacy.  https://www.youtube.com/watch?v=xBWRAq4WcNs We'll reveal how to strategically capitalize your banking system so that you can experience the power of Infinite Banking in your life and legacy. Dividend-paying life insurance makes everything you're already doing in your financial life better—financing, income, saving, investing, and leaving a legacy. That's because you gain a banking system that produces compounding interest and dividends that you can use in various ways.   As we navigate through Nash's infinite banking concept, we shed light on taxable income and financing in banking. We break down how this concept can be used to finance significant purchases, using a logging truck as a case study. We also offer valuable tips for success in business, reminding you that understanding the perspective behind the words is pivotal to applying the Infinite Banking concept in various financial scenarios. We're excited to share these insights and encourage you to consider booking a session with an advisor to fully leverage this concept. Let's together create an empowering financial future! The bottom line is that capitalization drives your ability to reap the benefits. The more you capitalize, the greater your advantages.  How you capitalize and the methods you use are a matter that requires looking at your personal situation and playing your cards best, whatever hand you are dealt. Controlling the Banking FunctionCapitalization is Key Other Ways to Capitalize an IBC PolicyHow Long Should You Capitalize? Book A Strategy Call Controlling the Banking Function When we talk about the Infinite Banking Concept, it's critical to understand that IBC refers to the banking function, not the asset you use (whole life insurance). So what does it mean to control the banking function? Controlling the banking function is about replacing the bankers in your life and, as the title of Nelson Nash's book suggests, becoming your own. You're NOT becoming the bank, however. What it means to be the banker is to be in control of how you save, store, and invest your capital. You're in control of moving money and approving major financing, rather than relying on someone else to do it for you. And in order to control the banking function in your life, you have to have capital. That's where whole life insurance comes in. Whole life insurance is an ideal place to store and grow your capital for many reasons, namely that you get to partake in safety, liquidity, and growth. Many assets only offer two of the three components, maximum. Controlling the banking function doesn't stop there, though. You've got to fund the asset, which Nelson also calls the capitalization phase. This is central to the Infinite Banking strategy. Capitalization is Key  [10:30] “The end conclusion of this chapter is that the most cash value and the most death benefit at the end of the policy–the way you get that–is to capitalize the most. And what you can do to capitalize the most is to pay all of your base premium and all of your paid-up additions stacked together…all the way out [for] as long as possible in the policy.” Capitalization is how you build your capital, and you only do that through contributions. This is a big reason that cash value acts like a savings vehicle—because those premiums and PUAs contribute directly to cash value growth. The more you maximize your payments each year, the more capital you'll build–now and later.  So if you plan to use the living benefits of your whole life insurance, you've got to capitalize. You should want to pay as much money as possible because that's going to create the foundation for your...

The transition from CoLab to The Coven The role of entrepreneurship in the Pablo Group Colab's place in the local entrepreneurial space Joining The Coven community Guest: Elaine Coughlin, Director of Investment and Entrepreneurship, The Pablo Group Beverage Enjoyed: Kul Mocks, NA Craft Mocktail

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► Kindly, leave us a good review if you enjoyed the episode!► More from PIF: https://linktr.ee/practicalislamicfinanceIs Financial Repression Looming? | The Secret Muslim BankerCONTACT USsalam@practicalislamicfinance.comABOUT OUR PODCASTOur podcast is about helping people ethically build wealth. We cover a broad range of topics including stock and crypto investing, product reviews, and general financial well-being.DISCLAIMERAnything you hear in this video is an opinion. It is not personalized financial advice. Make sure you do your due diligence before making any investment decisions.

This Flashback Friday episode is from episode 806 published last March 20, 2017. To kick things off, Jason shares a Wallethub article which lists cities with the highest and lowest credit scores. Memphis credit scores are some of the lowest in the US which is why it is a good place to invest in income properties. And, Jason's guest today is the first banker in history to expose the monumental story of Swiss bank secrecy. When Bradley Birkenfeld became aware of the shady practices of Swiss accounts he went directly to the Department of Justice. What happened after led him to expose the secret connection between the US and Swiss Governments and how taxpayers in both countries foot the bill for the illegal activities of bankers. Key Takeaways: Jason's editorial 2:18 Details about the upcoming Creating Wealth Seminar and Memphis Property Tour. 6:33 A Survey by Wallethub lists these cities as having the highest and lowest credit scores. Bradley Birkenfeld Guest Interview: 12:20 A history lesson about the beginning of Swiss banking anonymity. 15:22 The Department of Justice turned Bradley away. 16:28 The banking system and the federal government are closely related. 19:26 Secret numbered Swiss accounts allow for non-traceable illegal activities. 23:48 Bradley was forced to go to the Senate because the DOJ is corrupt. 27:21 Proof the American people were screwed by the Obama administration. 29:05 The U. S. Government and the Swiss Government are in bed together. 34:04 Wikileaks documents show Hillary Clinton was involved in UBS. Mentioned in This Episode: Jason Hartman Lucifer's Banker Articles: 2017's U.S. Cities with the Highest and the Lowest Credit Scores.   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

This week, Liz Lumley and Davide Montagner are joined by Sylvie Matherat, global senior advisor to Mazars' financial services practice. They discuss European banking regulation, the complexities of fossil fuel financing, banker bonuses, a capital raise at Monzo and the drama within OpenAI. Hosted on Acast. See acast.com/privacy for more information.

In the final hour of the Marc Cox Morning Show: Some Dems think there will be no more elections if Trump is elected Jared Halpern, FOX News Radio, Joins the Marc Cox Morning Show to discuss House Speaker Johnson meets with Trump after giving his 2024 endorsement. CNN shocked that Mike Johnson reacts the way he does against abortion Someone has been arrested in the case of the Shooting of Andy Banker Thanks for listening!! HAVE A HAPPY THANKSGIVING FROM ALL OF US AT THE MARC COX MORNING SHOW!!!!

O Insights dessa semana traz uma discussão sobre o papel das empresas,  governos, e de todos nós, no desenvolvimento sustentável. A partir do dia 30 de novembro acontece a COP 28, Conferência da ONU sobre Mudanças Climáticas, em Dubai, nos Emirados Árabes. A presidente do Conselho Empresarial Brasileiro para o Desenvolvimento Sustentável (CEBDS), Marina Grossi, e, o Diretor de Sustentabilidade do Bradesco, Marcelo Pasquini, conversam com a Priscila Forbes, Banker do Bradesco Global Private Bank, sobre os principais temas que permeiam o encontro e os desafios que temos à frente, entre eles, ESG, Net-Zero, CBAM, hidrogênio verde etc., e, claro, sobre a expectativa das ações que saem da COP-28. O Brasil vai levar soluções novas e práticas para o evento, buscando financiamento para a redução no uso de combustível fóssil e a redução do desmatamento. Acompanhe! O conteúdo a seguir exposto pela empresa convidada não representa, necessariamente, a opinião e as práticas utilizadas pelo Bradesco.  #cop28 #conferenciadoclima #desenvolvimentosustentavelSee omnystudio.com/listener for privacy information.

A conversation with Warren Commission Assistant Counsel Burt W. Griffin, Case Closed author and Lee Harvey Oswald scholar Gerald Posner, and JFK conspiracy theory debunker Michel Gagné. Shermer, Griffin, Posner, and Gagné discuss: the nostalgic myth of “Camelot” • Lee Harvey Oswald and why he killed Kennedy • Cuba, Castro, the Bay of Pigs debacle • the CIA and why it is rational to be skeptical of their activities • the “magic bullet,” pristine or predictably damaged? • James Hosty and the FBI's files on Oswald before he killed JFK • CIA and FBI coverups • General Edwin Walker • Jack Ruby • Bernard Weissman, • common themes in conspiracy theories • witness intimidation • planted evidence • evidence tampering. Burt W. Griffin, Warren Commission Assistant Counsel was the assistant counsel to the president's commission on the assassination of President Kennedy (popularly known as the Warren Commission) and had primary responsibility for investigating and writing the section of the commission's report (1964) on whether Jack Ruby was engaged in a conspiracy to assassinate either JFK, Lee Oswald, or both. He lives in Shaker Heights, Ohio. Gerald Posner is an award-winning journalist who has written twelve books, including the Pulitzer Prize finalist Case Closed: Lee Harvey Oswald and the Assassination of JFK. His 2015 book, God's Bankers, a two-hundred-year history of the finances of the Vatican, was an acclaimed New York Times bestseller. Posner has written for many national magazines and papers, including the New York Times, The New Yorker, Newsweek, and Time, and he has been a regular contributor to NBC, the History Channel, CNN, CBS, MSNBC, and FOX News. His other books include Killing the Dream: James Earl Ray and the Assassination of Martin Luther King, Jr.; Secrets of the Kingdom: The Inside Story of the Saudi-U.S. Connection; Mengele: The Complete Story; Hitler's Children: Sons and Daughters of Third Reich Leaders; Warlords of Crime: Chinese Secret Societies — the New Mafia; and Why America Slept: The Failure to Prevent 9/11. He lives in Miami Beach with his wife, author Trisha Posner. Michel Jacques Gagné teaches courses in critical thinking, political philosophy, philosophy of religion, and ethics in the Humanities Department of Champlain College Saint-Lambert, a junior college (CÉGEP) located near Montreal, Canada. He has an M.A. in History (Concordia University, Canada, 2005), with a thesis on civil rights protests in Northern Ireland during the 1960s, and undergraduate degrees in Education (McGill University, Canada, 1999) and History and Political Science (with joint-honors, McGill University, Canada, 1995). He has published articles in Skeptic, the National Post, the Encyclopedia of Religion and Violence, and is the author of Thinking Critically About the Kennedy Assassination: Debunking the Myths and Conspiracy. He is also the creator and host of the Paranoid Planet podcast, which discusses conspiracy theories and related phenomena. He resides with his wife and two children in Montreal, Canada.

Business Programs and services offered by Regional Planning What to prepare prior to meeting with WCWRP Favorite Start up Stories Advice for prospective entrepreneurs Guest: Tobi Lemahiew, Fund Manager West Central WI Regional Planning Beverage Enjoyed: Saranac Root Beer , Utica NY

Chris and Amy talk with Andy Banker of Fox 2. He is a anchor and Reporter. He was shot with a pellet gun yesterday while trying to report a story. 

Orsakar finanskrascher bankkriser – eller är det tvärtom? 2022 års ekonomipris handlade om bankernas roll i ekonomin och särskilt om vad som händer när banker misslyckas. Vad är egentligen en bank, och hur kan förståelsen av hur banker fungerar hjälpa oss hantera kriser? Vi frågar Stefan Ingves, tidigare riksbankschef, vad man egentligen gör på banken när pengarna tar slut.. Hosted on Acast. See acast.com/privacy for more information.

In Season 2, Episode 11 of the Chief Future Officer podcast, Indus Khaitan, CEO of Quolum, hosts Karan Chadha, Senior Manager of Strategic Finance at Noom - the world's leading behavior change company disrupting the weight loss and healthcare industry. In this episode, Karan shares his inspiring career journey, starting in M&A and investment banking and pivoting into high-growth startups. Karan shares how finance roles are rapidly evolving with AI, key lessons on pivoting companies toward profitable growth, his 12-month outlook on the tech landscape, and he also discusses the #1 book that has influenced his perspective on behavioral economics. If you're interested in finance, technology, startups, behavioral economics, or personal development, don't miss this episode of the Chief Future Officer podcast!

Unlock the secrets to infinite banking in this power-packed episode. We guide you through the intricate steps of using whole life insurance as a tool to gain financial freedom, inspired by Nelson Nash's groundbreaking book, "Becoming Your Own Banker". Learn the advantages and drawbacks of this system, and pick up practical tips on finding more money to capitalize a policy and pay more premiums. This episode is designed not just for the financially savvy, but for anyone who dreams of a more secure financial future. https://www.youtube.com/watch?v=HdpC6ZiIyEM One of the greatest barriers to achieving financial success is a lack of education and understanding. Let's break down these walls together as we discuss the stigmas and misconceptions surrounding the Infinite Banking Concept. We delve into Nelson Nash Institute's ambitious mission to broaden awareness and comprehension of infinite banking. Relying on the right people and the right knowledge will guide you towards a more solid financial standing. Imagine being able to finance multiple items like cars or even a mortgage through infinite banking. In this episode, we shed light on the infinite possibilities of using your income and assets to fund more policies. We explain how whole life insurance can be your stepping stone to accumulate wealth and how you can make your financial dreams come true. We also stress the importance of consulting with experienced advisors to get the most value out of your policies. So come on board and take control of your financial future with us. It's time to break free from financial constraints and build a plan tailored to your unique needs. Your Income Should Match Your PremiumHow Policy Design Affects PremiumMEC LimitsThe Value of Long-Term Thinking to Pay More PremiumsBook A Strategy Call Your Income Should Match Your Premium This is what Nelson Nash believes is the ultimate goal for someone practicing IBC. And yet, no one starts out at this level—it's not possible. You've got to start where you're able and slowly build your way up, increasing your premiums by increasing your portfolio of insurance policies over time.  The first reason you can't get all of your income running through a policy is because the insurance companies place factors on your income that limit how much insurance you can buy. This is because your death benefit acts as income replacement, and is therefore a factor of your income. If you're aged 18-35, you can get a death benefit of 35 times your income. To give you a snapshot, from age 46-50, you can get 20 times your income, and from 66 and up you can get 5 times your income.  This factor decreases because your number of remaining working years (at least by typical standards) is decreasing. And since insurance covers your income, the insurance companies are only looking at how much income you would earn in these assumed working years. All of this is a part of the Human Life Value calculation, which is essentially your economic replacement value.  How Policy Design Affects Premium The way your agent designs a life insurance policy will also impact your premium. Of course, some factors you cannot change—your age, health, and other income will contribute to the amount of premium you pay relative to your death benefit. However, an agent can design your policy to be structured with a blend of base premium and PUAs that can allow you to contribute even more premium to your policy.  [27:35] “One reason for why you'd want to put more premium dollars into a life insurance policy is if you realize that if I put a hundred dollars a month into a policy and that will earn me dividends and interest, and when those dividends are paid back into the policy I will earn dividends on those dividends. That's going to allow me to have that compound growth over time that is going to be a tremendous wealth builder over decades and over generations. And I want that kind of generational wealth-building too...

 Big data centers are getting more and more popular, and it's expected for institutions to use them. Are they necessary for banks? David shares his view on this actual topic. There is a need for a data acquisition tool that can connect to external systems without centralizing data. The speaker outlines three key outcomes for effective data management: dashboards, graphical reporting, and targeted marketing lists. The episode concludes by urging banks to focus on outcomes that drive business success and improve customer experience, rather than getting caught up in the pursuit of big data solutions.Banks should be good stewards of their data and not be embarrassed or afraid to use it. Notes:  

Bryant Banker-Scanell is the Founder and Head Roaster of Relative Coffee Co. and part of the coffee education team at Mill City Roasters. He joins host Ryan Woldt to share his coffee journey including his path to education after a career in hospitality. Find online: ⁠linktr.ee/relativecoffeeco • millcityroasters.com Coffee People is presented by Roastar, the premier digital printing company focused on coffee packaging. Roastar can help your small coffee business tell a big story. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.roastar.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and follow ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@roastar on Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Support this show by SUBSCRIBING to the newsletter at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://roastwestcoast.substack.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or buy us a cup of coffee at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.buymeacoffee.com/roastwestcoast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Head to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.roastwestcoast.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for show recaps, coffee education, guest list and coffee news. Follow us on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@RoastWestCoast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@RoastWestCoast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Coffee People is one of the premier coffee and entrepreneurship podcasts. featuring interviews with professionals in the coffee industry and coffee education. Host Ryan Woldt interviews roastery founders, head roasters, coffee shop owners, scientists, artists, baristas, farmers, green coffee brokers, and more about their coffee origin stories, how they've dealt with the impacts of Covid-19, why they love coffee, and how coffee and their work makes an impact on their community. If you love coffee, the stories of how things are made and how businesses are built, shopping local, and being inspired, you will love Roast! West Coast, This show is supported by R!WC Industry Partners including: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Roastar⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠San Franciscan Roaster Co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠., ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ascend Roasters⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ignite Coffee Company⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Steady State Roasting⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Zumbar Coffee & Tea⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Marea Coffee⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Mostra Coffee⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠First Light Whiskey⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Camp Coffee⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cape Horn Coffee⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Crossings Coffee⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Acento Coffee Roasters⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠⁠⁠Sivitz Roasting Machines⁠⁠⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hacea Coffee Source.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Register to become an organ donor at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://registerme.org/⁠ --- Support this podcast: https://podcasters.spotify.com/pod/show/roastwestcoast/support

Are you looking to start a side hustle but don't want your boss to know? You're not alone! But if your job is presently earning you 6-7 figures, you need a different playbook.

Thanks to today's podcast sponsor, LoanCare. LoanCare has successfully navigated clients and homeowners through market change for 40 years. The mortgage subservicer is known for delivering superior customer experience through personalization and convenience. Its award-winning portfolio management tool, LoanCare Analytics™, supports MSR investors with a focus on customer engagement, liquidity, and credit risk. LoanCare is part of Fidelity National Financial, a Fortune 500 company and leading provider of services to real estate and mortgage industries.

Welcome to the next episode of the RV Small Talk Podcast! In episode 176, get ready to dive into the dollars and cents of RV life as we sit down with the incredible Teri Lambright Krauss, a banking wizard with a passion for RV financing. Join your favorite hosts, PJ, Lindsay, and Clint from Princess Craft RV, as they embark on a financial adventure with Teri, exploring the ins and outs of RV financing from a banker's perspective. It's a rollercoaster of money matters, but don't worry; we promise to keep it lighthearted and fun as we uncover the secrets to making your RV dreams a reality. So, grab your headphones and get ready to laugh and learn in this money-smart episode where RV financing meets small talk magic!

Join Chris Strahl and Tim Banker on an exciting dive into the world of innovative design systems. They explore the creation of tailored solutions for a diverse range of global markets, showcasing how a 'system of systems' approach can meet various needs, from marketing to transactional experiences. Get ready to transcend the one-size-fits-all model and redefine design flexibility.View the transcript of this episode here.Register here for our upcoming webinar, ‘Design System Roadmap & Strategy for the Enterprise' on November 29th. GuestTim Banker serves as Senior Director of Global Experience Design at Slalom Consulting. He specializes in helping companies on their journey toward design at scale, with a focus on design systems, design & research operations, and enterprise accessibility strategy.Resources:https://erinmeyer.com/books/the-culture-map/https://www.nngroup.com/articles/crosscultural-design/https://www.w3.org/blog/international/https://www.w3.org/TR/international-specs/https://uxknowledgebase.com/internationalization-localization-d84795b7962chttps://rtlstyling.com/https://systems-of-harm.fireside.fm/HostChris Strahl is co-founder and CEO of Knapsack, host of @TheDSPod, DnD DM, and occasional river guide. You can find Chris on Twitter as @chrisstrahl and on LinkedIn.Sponsored by Knapsack, the design system platform that brings teams together. Learn more at knapsack.cloud.

Connor Garnett is in studio to cover everything from Nationals in Dallas. The former investment banker made the switch to full-time pickleball in 2023 and it is paying off. Garnett weighs in on the drop serve discussion and Zane explains why the serve is so difficult to regulate. Connor shares his experience with the progression draw and questions if JW Johnson and Collin Johns swap secrets to benefit the Columbus Sliders. Don't miss Connor on this all-new episode. To support Stop Alzheimers Now and submit your question for the pod visit: https://www.stopalzheimersnow.org/donate.html Win a pickleball facility and a lifetime of pickleball gear! https://picklryourcity.kickoffpages.com/ Shop performance-driven comfort from Vuori https://vuoriclothing.com/thedink Not only will you receive 20% off your first purchase, but enjoy free shipping on any U.S. orders over $75 and free returns Find and book private courts in your area with https://swimply.com/ Rep the latest in dink branded merch at https://repthedink.com/ ------------------ Like the ep? Do us a favor: subscribe to our channel and leave a review on Apple or Spotify -Subscribe to our 'all things pickleball' *free e-newsletter* at https://www.thedinkpickleball.com/signup/ -Follow us on IG *@thedinkpickleball* -Continue the convo in our private FB Group: https://www.facebook.com/groups/thedi... -For everything else we do, visit https://linktr.ee/dinkfam -Read more about Zane and subscribe to his newsletter at https://zanenavratilpickleball.com/ -Follow Zane on IG @zanenavratilpickleball ------------------ Show Notes 0:00 Explaining the rules to Connor Garnett 3:55 Banker in previous life 7:55 The decision to go full-time 10:36 Let's talk about Nationals 16:45 The amateur experience with UTPR and sandbagging 22:01 Progression draw loved it, hated it and indifferent 31:05 JW the first new champ in 7 years 37:31 Haworth's big upset 40:01 Collin claps back at DUPR 47:03 Do JW and Collin share secrets at MLP? 51:37 Lea Jansen wants to change the serve game 58:51 AJ and Fed at Nationals 1:06:58 The status of San Clemente Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back from our little hiatus.  Kiefer is back from Clayton, and ready to put some stuff out!!!  Alot of disturbing things in the news....Why didn't teachers wanna hang out with me after hours while I was in school????  I am calling bullshit!!!  We are also gonna cover the FDIC replaying scenes from The Wolf of Wallstreet.  OnlyFans people are apparently just printing money, and the space station operators apparently left something outside.  OOPS!!!  Also, Dan may or may not be on the lamb from the law...we aren't sure yet.Thanks for tuning in and please remember to HAMMER the like button....GET FRIENDS TO SUBSCRIBE TO THE YOUTUBE....AND ON ALL YOUR AUDIO PLATFORMS PLEASE DOWNLOAD....RATE....AND REVIEW AND SHARE TO YOUR PEOPLES!!!!

This week, Liz Lumley and Barbara Pianese are joined by Marta Krupinska, co-founder of CUR8. They discuss fighting climate change with money, get the lowdown from Felaban, embrace the 'digital-first, human always' approach to transformation, examine how banks can better serve minority-owned businesses, look at how AI will impact our environment, and congratulate PensionBee on its road to profitability. Hosted on Acast. See acast.com/privacy for more information.

Open-Door Playhouse continues to present short plays in podcast form. Its upcomingplay Switchboard Soldiers will debut on November 14, 2023 online at http://opendoorplayhouse.orgBefore women could even vote, Miss Banker leads the first corps of women that help turn the tide of World War I.This is an interview with the first woman soldier Chief Grace Banker of the Signal CorpsFemale Telephone Operators Unit. General John Pershing, commander of the AmericanExpeditionary Forces in WWI, demanded female “wire experts” when he discovered that inexperienced doughboys were unable to keep him connected with troops under fire.In 1918 the US Army Signal Corps sent 223 women to France during WWI. They werebi-lingual and experts in the latest technology, the switchboard. They had access to privileged coordinates and military assignments. These brave women chose to serve their country despite the fact that women were not considered full citizens. Back in the states, they could not vote, nor own property, but a group of six women led by Miss. Banker served alongside Gen Pershing on the front line as they operated the switchboards. They were responsible for over 26 million calls during their service.Rachel Berney-Needleman directs a cast that includes Tania Verafield, Omari Williams, Jaycee Porter, and Felipe Figueroa. Special thanks to Carinne Meyrignac" for assisting the cast with the French pronunciations.Dana Hall is the playwright. A member of the Dramatists Guild, she received the Awardfor Excellence in Playwriting by the Theatre Association of New York State. She is also an actor. A prolific writer, her plays include My Vagina Has a First Name, The Little Christmas Tree, Under the Floorboards, When Your Stepfather Wants to Rule the Earth, I Hate My Afterlife, One Night in September, and many more.Switchboard Soldiers is a selection in the Open-Door Playhouse month-long Salute toVeterans in November, focusing on works created by veterans.Founded by playwright and filmmaker Bernadette Armstrong, Open-Door Playhouse is a Theater Podcast- like the radio dramas of the 1940s and 1950s. The Playhouse launched on September 15, 2020. At the time, Open-Door Playhouse provided Playwrights, Actors and Directors a creative outlet during the shutdown. Since its inception. Open-Door Playhouse has presented Short and One-Act plays from Playwrights across the country and internationally. In 2021 Open-Door Playhouse received a Communicator Award for Content for the Play Custody and in 2023 the play What's Prison Like was nominated for a Webby Award in the Crime & Justice Category. Plays are produced by Bernadette Armstrong, the Sound Engineer is David Peters, sound effects are provided by Audio Jungle, and music from Karaoke Version. All plays are recorded at The Oak House Studio in Altadena, CA. There's no paywall at the Open-Door Playhouse site, so you can listen to everything for free. Open-Door Playhouse is a 501c3 non-profit organization, and if you would like to support performances of works by new and emerging playwrights, your donation will be gratefully accepted. Your tax-deductible donations help keep our plays on the Podcast Stage. We strive to bring our listeners thoughtful and surprising one-act plays and ten-minute shorts that showcase insightful and new perspectives of the world we share with others. To listen or to donate (or both), go to  https://opendoorplayhouse.orgSupport the show

Turning your passion into your business Trends in youth sporting equipment Does spending more money for equipment yield better playing results? Will youth sports transition from school teams to club teams? The future of youth sports Guests:  Lance Gurney and Brian Stelle, Owners of Play It Again Sports Beer Enjoyed:  Lazy Monk Scottish Ale

In this week's episode of the AgriBiz Show, it's looking more likely that a one year extension of the Farm Bill will be needed. In a new survey, agricultural bankers are a little less concerned about inflation this year, but are more uneasy about farmers' liquidity and income. Foreign ownership of agricultural land has been in the spotlight on Capitol Hill and in state legislatures. Inflation is eating into the bottom line for farmers, and that includes higher fertilizer prices. Hosted by Rusty Halvorson.See omnystudio.com/listener for privacy information.

Discover the secrets of establishing your very own family financial powerhouse and safeguarding your wealth with the expert insights of Bernard Barchie. Join us as we unravel the intricacies of the banking system and unveil the untapped potential of life insurance in building and preserving generational wealth. In this enlightening episode, Bernard shares invaluable strategies to not only create a financial legacy but also ensure its longevity. Tune in as we dissect pressing topics such as inflation, interest rates, and the alarming wealth gap that's impacting our nation. Don't miss this opportunity to empower your financial future.Episode Highlights:-Unpacking the concept of money.-The power of discovering our own power-The power of the mind-Using energy to build empires -Living your future life-Overcoming adversity and financial struggles-Awakening and questioning life-Existence in empty space-Life insurance as a vehicle-The banks and our money-Keeping your own money-Money mindset and belief systems-What would the Rockefellers do?About our Guest:Bernard Barchie is the visionary owner of BBig Financial Solutions LLC, a trailblazing Wealth Space Agency and Financial Literacy Company. With an unwavering commitment to educating individuals and business owners, Bernard empowers them with the closely guarded wealth-building strategies employed by the elite 5%, banks, and corporations. Through innovative design solutions, he guides individuals, families, professionals, and entrepreneurs on a transformative journey towards financial freedom, enabling them to recapture their wealth and turn their boldest dreams into reality.Find out more about BernardWebsite: https://bbigfinancial.com/Facebook: https://www.facebook.com/bbarchieInstagram: https://www.instagram.com/bbg_financial/LinkedIn: http://www.linkedin.com/in/bernard-barchie-83102ab8Subscribe and leave us a rating and reviewApple:https://podcasts.apple.com/us/podcast/the-deborah-peters-show/id1612307739Spotify: https://open.spotify.com/show/4Z3JQWX9S4LRWSE6mPOIkMYouTube: https://www.youtube.com/@TheDeborahPetersShowConnect with Deborah PetersWebsite: https://neimind.com/Facebook: https://www.facebook.com/deborah.peters.754Instagram: https://www.instagram.com/therealdeborahpeters/LinkedIn: https://www.linkedin.com/in/deborahpetersnei4change/

When Antonio and his sister Anita were growing up in Texas, their family didn't have much money. That's why they were so excited to move into their very own home, even if it was a little run-down. It turns out, the home already had an occupant.  Thank you, Antonio and Anita, for sharing your story with Spooked! Produced by Anne Ford, original score by Renzo Gorrio, artwork by Teo Ducot

Recorded at EThOs Small Business Incubator and Co-working Spaces in Marion, Illinois. https://members.ethosmarion.org/ SUBSCRIBE TO THE PODCAST Our guest: https://www.coldwellbanker.com/il/mar...

This week, Liz Lumley and Amalia Illgner are joined by Atom Bank CEO Mark Mullen to discuss disrupting the UK mortgage market, learning mortgage lessons from other countries, the impact AI will have on productivity, digital payments and the apologies the UK's Information Commissioner's Office made to former NatWest CEO Alison Rose. Hosted on Acast. See acast.com/privacy for more information.

On today's episode Brian and Prof. Richard Wolff discuss why people all over the country are finding out at the checkout counter that their bank accounts aren't working. Banks are suddenly closing accounts—sometimes without any notice—in what bankers are calling "de-risking," despite the individuals, families, and small businesses that are hit not doing anything wrong. Professor Richard Wolff is an author & co-founder of the organization Democracy at Work. You can find his work at rdwolff.com. Please make an urgently-needed contribution to The Socialist Program by joining our Patreon community at patreon.com/thesocialistprogram. We rely on the generous support of our listeners to keep bringing you consistent, high-quality shows. All Patreon donors of $5 a month or more are invited to join the monthly Q&A seminar with Brian.

Chippewa Valley Growth: Opportunities and Challenges Retail Housing Transportation Career Opportunities Guest:  Tracey Smiskey, NB Eau Claire Area Market President Beer Enjoyed:  Bourbon Barrel Stout, Central Waters Brewing Co. Amherst WI

In this captivating conversation, we have the pleasure of hosting Joy Macknight, the first female Editor of the prestigious publication - The Banker. Join us as we journey through Joy's illustrious career, starting from her double major in biology and environmental studies to leading a team of editors and reporters covering the international banking industry. She shares intriguing insights into the challenges and innovation within the banking sector and talks about her journey to becoming the first female Editor of the Banker.We explore the ever-evolving landscape of sustainable banking and finance. We discuss how banks are redefining their reporting, the challenges of comparisons, and the need to include new criteria such as biodiversity and social aspects. We then venture into the realm of Open Banking and Open Finance, whose potential in the UK is yet to be fully tapped. We also discuss the revolutionary potential of open banking and digital identity, touching on the significant role banks could play as trusted sources of digital identity certification.Our conversation then shifts to the importance of gender focus in designing financial services and products, highlighting the potential for products tailored specifically for women. We examine the need for diversity in banks, the sobering reality of gender parity as per the ANF Gender Balance Index, and the various dimensions of diversity. Finally, we delve into the potential impact of quantum computing on banks and how banks need to gear up for this technological advancement. Listen in as Joy shares her thoughts on all these topics and invites everyone to join the Banker Publication community.3 Takeaways:Importance of Gender-Inclusive Design: Joy highlighted the significance of designing financial services and products with women in mind. By considering the different needs and life journeys of women, banks can create more inclusive and tailored offerings. Designing with a gender focus can also empower women and drive financial inclusion.Long Road to DEI: While progress has been made, there is still a long way to go in terms of diversity, equity, and inclusion (DEI) in the financial services industry. Achieving gender parity alone is estimated to take around 140 years, highlighting the need for continuous efforts to foster diversity and equality in all aspects of banking, including leadership positions. 3. Quantum Computing as a Game-Changer: Joy discussed the potential impact of quantum computing on the banking industry. While it poses risks to current cryptography systems, it also presents opportunities for improved market intelligence and algorithmic capabilities. Banks should invest in understanding quantum computing and build the necessary talent to stay ahead in a rapidly evolving technological landscape.Quantum Computing as a Game-Changer: Joy discussed the potential impact of quantum computing on the banking industry. While it poses risks to current cryptography systems, it also presents opportunities for improved market intelligence and algorithmic capabilities. Banks should invest in understanding quantum computing and build the necessary talent to stay ahead in a rapidly evolving technological landscape.Key Quotes:Some of the really interesting and quite innovative and new instruments that they're bringing to the capital markets, I think is really fascinating. And again, I think, the pressure of the impending climate crisis is just what we're facing at the moment really necessitates the banks to act, and what I feel is that they are doing that right so they're taking it very seriously they're moving into actually into the whole supply chains of their of themselves, but also of their corporate clients, and this is what we need to actually make a huge change.​​When you think of banking as a service, a lot of banks are already starting to think about that. They're thinking about embedding their services and other platforms or other apps.Then they're also thinking about creating their own super apps so that everyone can, you know, work through the banking app to access other lifestyle activities that you want to do, et cetera.Looking at gender data and actually unpicking that, and then finding out what makes sense, not just male customers, but also female customers, because a female's life journey can be very different, right?And if you're just designing products for men, with men in mind, then you're actually missing out.So why not design a pension for women specifically.It comes to financial inclusion, but also female empowerment, etc. And then getting funding to women entrepreneurs is also a big thing that they're working on, which I think is really important.When you look at it from a gendered lens you can really see that there has been some impact, but at the same time it hasn't been enough in terms of all the different levels within the banks.And I think that's really important when we talk about designing financial services products for women. What you really want is to have women as part of that designing culture, etc. But also, you know, working at all the different levels of the bank.What you want to have in any bank, is you want to have those diverse communities represented, so that you're actually serving those communities in the broader sense. And when you have a default design, you're designing for  just one aspect, whether it's, it's men or whatever. When in actual fact you want to be designing products and I think technology is there that you can do that personalization. BIO:Joy Macknight is the Editor at The Banker. She joined the publication in 2015 as Transaction Banking and Technology Editor. Previously, she was features editor at Profit & Loss, editorial director at Treasury Today and editor at gtnews. She also worked as staff writer on Banking Technology and IBM Computer Today, as well as a freelancer on Computer Weekly.LinkedIn link to JoyTwitter link to JoyLink to The BankerHere is the link to the Womens World Banking conferenceLink to the 2018 article, Will the digital world solve the identity crisis?About the HostsMatthew O'Neill is a husband, dad, geek, and Industry Managing Director, Advanced Technology Group in the Office of the CTO at VMware.You can find Matthew on LinkedIn and Twitter.Brian Hayes is an audiophile, dad, builder of sheds, maker of mirth, world traveler and EMEA Financial Services Industry Lead at VMware.You can find Brian on LinkedIn.

Want to see firsthand how financing with Infinite Banking will help you come out ahead? https://www.youtube.com/watch?v=E8vTK1dhZWU Get ready for a mind-shift as we journey through the concept of infinite banking, as presented in Nelson Nash's groundbreaking book, Becoming Your Own Banker. We promise to challenge your conventional thinking about storing capital and show you a more profitable way of managing your money. This episode uncovers the benefits and nuances of this method, contrasting it with five different ways of purchasing items and revealing why the Infinite Banking Concept could be the game changer you need. The heart of this episode is a detailed examination of infinite banking, where you play multiple roles, from the policyholder to the depositor, customer, and owner. We illuminate the advantages of this system, using the example of financing a car purchase over 44 years. By comparing this with leasing, bank financing, cash, CDs, and whole life insurance, we uncover the superior potential of the infinite banking system. We highlight not just the numbers but a fundamental, more profitable shift in thinking. Lastly, we delve into the nitty-gritty of capitalizing life insurance policies. This method stands apart from other methods and requires discipline and long-term thinking to see uncommon results. We stress the power of capitalizing and how it can enable you to secure static payments for large ticket items and a robust future. This episode is all about unlocking the incredible potential of thinking like a business and understanding the key players in the game: the policy owner, the life insurance company, the dividends, and the death benefit. Tune in, and let's change your financial future together. Join us for this discussion of life insurance, infinite banking, and building wealth! powerpress] Rethink Your ThinkingNelson's Car-Financing StrategyWhy is IBC So Effective for Car Financing?Other Methods of Financing:Book A Strategy Call Rethink Your Thinking [05:20] “IBC is a way of life. It's not something that you're just going to try.” In order to execute an infinite banking strategy, you have to be willing to completely rethink your thinking. IBC is about storing capital—that's something you're already doing, regardless of your background. Whole life insurance is simply the vessel for storage, and by rethinking what capital storage means to you and what it can do for your life, you'll be able to create life-changing financial strategies.  IBC isn't magic. It's just strategy, and you can benefit from it by being receptive to learning new things and challenging your existing worldview about money.  [07:40] “Remember, this is about the human condition and changing your human condition. That is more important than the numbers.” Nelson's Car-Financing Strategy In this instance, we want you to rethink your thinking about what it means to finance purchases. In this case, we'll talk about car financing. There are many opinions on how to do it—pay cash, do a short-term loan, etc. In Becoming Your Own Banker, Nelson Nash shares his strategy for financing a car every four years. The basis for this strategy is, of course, whole life insurance, which provides your pool of capital. The advantage of financing via policy loan is that you can set your own amortization schedule, and you can buy a car without losing the ability to earn interest and dividends on the full amount of your capital pool. This not only puts you in complete control of your payment circumstances, but it also makes your banking system more efficient.  Why is IBC So Effective for Car Financing? What makes whole life insurance so efficient? The answer is opportunity cost. Opportunity cost refers to the cost of one financial decision over another. When you pay for something in cash, you lose the ability to invest that cash somewhere else. So not only are you losing the initial capital,

On episode 121 of Driven to Compete Carey sat down with Jeff Banker. Jeff has been working flagging and communications (F&C) at tracks for 30 years. He's seen it all and has been in the seat closest to the action without actually being in the car. He's a F&C chief for several different racing organizations. If you are at Road Atlanta, look him up. Our sponsor for this episode is Chris Taylor Racing Chris Taylor Racing Services is a longtime provider of storage, transportation, and maintenance work on a variety of racecars in the Austin area. On the same site since 2003, located across the street from the world-famous Circuit of the Americas. Chris is a veteran of the motorsports industry, working on everything from B-Specs (TCB), Formula cars, Trans-Am cars, and a Championship winning SRO TC Americas crew chief for Skip Barber Racing Team. Our goal is to bring Professional level service and support to your club race or track day! Website: https://christaylorracing.com Email: christaylorracing@gmail.com Connect with Driven To Compete for sponsorship opportunities Website: www.DrivenToCompete.com Newsletter: https://manage.kmail-lists.com/subscriptions/subscribe?a=R9E7pX&g=VHesvQ YouTube: https://www.youtube.com/@driventocompete1 Email: info@driventocompete.com Phone: (512) 222-3402 --- Support this podcast: https://podcasters.spotify.com/pod/show/racingwire/support

In this podcast episode, we speak with Jen Pollock (Senior Vice President for Ameris Bank's Central Florida Commercial Division) about her time in the Army and how she got into Banking. Jen shares what she does to stay sharp as a leader, her leadership AHA moment, advice for new leaders, and details her approach to change and challenging moments in her life.  To contact Jen:  LinkedIn: https://www.linkedin.com/in/jen-pollock-a619688 Email: jen.pollock@amerisbank.com This podcast is sponsored by:  Veterans Entrepreneurship Initiative (VEI)  Website: https://vei.center  and  Florida Association of Veteran-Owned Businesses, Inc. (FAVOB)  Website: https://www.favob.net  and  Triple Nikel  Website: https://triplenikel.com/theleadershipvoidpodcast 

FRIENDS AND ENEMIES Join us for some QUALITY Bitcoin and economics talk, with a Canadian focus, every Monday at 7 PM EST. This week in Bitcoin: - Canada Offers 40 Year Mortgages - Fudged GDP - MAID in the Shade - Bank of Canada Bonus Cheques - Funding Foreign Wars And much more Please press that like button and don't forget to subscribe :) ⁠#Bitcoin⁠ ⁠#inflation⁠ ⁠#economics⁠ From a couple of Canucks who like to talk about how Bitcoin will impact Canada. As always, none of the info is financial advice. Website: www.CanadianBitcoiners.com Discord: ⁠https://discord.com/invite/YgPJVbGCZX⁠ ______________________________________________ This show is sponsored by: easyDNS - ⁠https://easydns.com/⁠ EasyDNS is the best spot for Anycast DNS, domain name registrations, web and email services. They are fast, reliable and privacy focused. You can even pay for your services with Bitcoin! Apply coupon code 'CBPMEDIA' for 50% off initial purchase Bull Bitcoin - ⁠https://mission.bullbitcoin.com/cbp⁠ The CBP recommends Bull Bitcoin for all your BTC needs. With their new kyc-free options, there's never been a quicker, simpler, more private and (most importantly) cheaper way to acquire private Bitcoin. Use the link above for $20 bones, and take advantage of all Bull Bitcoin has to offer. --- Send in a voice message: https://podcasters.spotify.com/pod/show/canadian-bitcoiners/message

We've got a fun crew to talk about the big news around Metro, plus written letters - one of which hasn't been already read!Email Eletters to: Insiders@craftbeertemple.comMailing address: The Beer Temple 3173 N. Elston Ave. Chicago, IL 60618Intro/Outro Music: Gorilla Meat by Jogger UYD4L!

Vivian Gibson, author of "The Last Children of Mill Creek," &  Nate Johnson, Director of Leadership in Real Estate,  from RedKey Realty Leaders join Tom and Megan in studio talking about the area of Mill Creek and the showing of "The Banker" at Hi-Pointe Theatre that highlights the story of the 1st African American Bank owners.    

In this week's episode, the fellas talk about the current interest rates and why IBC is coming in sooooo clutch right now. So many people are having to pay an arm and a leg to access capital that you could already have if you were an IBC practitioner.Also – listen in to a common problem that Dave and Paul have run into from time to time with their clients – you won't want to miss this tip as it could affect your ability to be an IBC practitioner in the future.Becoming Your Own Banker by Nelson Nash: https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:0:00 - Introduction0:27 - Episode beginning1:41 - An underwriting case study8:37 - Interest rates11:36 - Mortgages rising15:05 - A brief contradiction20:20 - “Putting the peas back up on the shelf”24:12 - When rates are low…30:16 - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: davidandpaul@theibcguys.com

Welcome to Episode 140 of The Burning Bush Podcast, where we share the message of the Bible while enjoying a good cigar. Today we're reading the New Testament book of Mark Chapter 13 with commentary from the notes in the Charles Spurgeon Study Bible, and I'm smoking the H. Upmann The Banker Arbitrage 7x56.Charles Spurgeon Study Bible - https://csbspurgeonstudybible.csbible.com/H. Upmann The Banker Arbitrage 7x56: https://www.altadisusa.com/cigars/h-upmann/h-upmann-the-bankerListen and subscribe at: https://www.theburningbushpodcast.comYouTube: https://www.youtube.com/@VoiceOverSteve/podcastsRumble: https://rumble.com/user/SteveMcHenryEmail: steve@theburningbushpodcast.com#TheBurningBush #Podcast #Scripture #Theology #Jesus #Bible #Christian #GroundworksMinistries #Cigars #BOTL #SOTL #HolySmokes #TreatsNTruth #CharlesSpurgeon #SpurgeonStyle #HUpmannCigarsSUPPORT THE SHOW & OUR PARTNERSCash App - http://cash.app/$StevenJMcHenryVenmo - https://www.venmo.com/u/Steve-McHenry-3Paypal - http://paypal.me/SteveMcHenryTreats-N-Truth Ministry Helping those in need through the love & grace of God.Groundworks Ministries Promoting the "chapter-a-day" reading of God's Word.The Burning Bush Merchandise Store Get your Burning Bush Podcast swag here!Instacart - Groceries delivered in as little as 1 hour. Free delivery on your first order over $35.Buzzsprout - Let's get your podcast launched! Start for FREEDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

#Bestof2022: Climate: Re-education Camp for Bankers.    Terry Anderson, @HooverInst, Hoover Institution senior Fellow, author:  Adapt and Be Adept. https://www.wsj.com/articles/hsbc-suspends-executive-for-climate-comments-11653313199 https://www.amazon.com/Adapt-Be-Adept-Responses-Climate/dp/0817924558

Robert Fallon's journey is a testament to the transformative power of education, international experience, and a willingness to embrace new challenges. From his formative years at Boston Latin School to his groundbreaking work in international banking and, later, involvement in cutting-edge scientific research, Fallon's story is one of resilience, adaptability, and a relentless pursuit of knowledge.