Podcasts about Permanent

Britt is getting honest in this week's bonus. She's laying it all out on the table and showing you how she has to think to run a successful business. She has said in the past that she is done with opening up new stores. The economy has changed. However, she just opened the new Fayt pop-up store in Adelaide, and it has been overwhelmingly positive. So, is she going to go back on what she has said and make this permanent? SOCIALS: Follow Britt on Instagram & TikTok Check out FAYT The Label HERE. Purchase my book "Just Getting Started" HERE CREDITSHost: Brittney Saunders. Executive Producer: Xander CrossDigital & Socials: Xander CrossManaging Producer: Ricardo BardonSee omnystudio.com/listener for privacy information.

Vigorous Steve, Dr. Dean St. Mart, & Kurt Havens join the chat.APR Health Solutions Peptides: www.aprhealthsolutions.com - code nyleOptimize HRT Clinic: https://members.optimize-hp.com - code nyleMerch: https://www.aykons.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story  https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'nyle' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘nyle' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program:  https://www.nylenaygafitness.com00:00:00 - Intro00:05:17 - What We Knew Before Our First Cycle00:16:18 - Genomic vs Non-Genomic Steroid Pathways00:22:48 - mTOR, Leucine & Protein Timing00:25:20 - Preserving Muscle & Blocking Cortisol00:28:00 - Caloric Cost of Muscle & Aging00:31:08 - The High Protein Myth on Gear00:36:58 - Kidney Health, Blood Pressure & EQ00:40:47 - Epicatechin, Injectable YK-11 & Inflammation00:45:00 - Mitochondrial Peptides & Leaky Gut00:50:50 - Follistatin & Myostatin Inhibitors00:57:01 - Steroids You Should Avoid01:06:14 - Mental Health Regrets & Tren Aggression01:13:28 - Retiring & Detaching Your Ego01:17:05 - Finding Identity Outside Bodybuilding01:22:36 - Custom Stacks vs Cookie-Cutter Protocols01:30:20 - The Evolution of Safer Bodybuilding01:33:57 - Extreme Fat Loss: ATX-304, BAM15 & DNP01:39:26 - Is Insulin Actually Necessary?01:43:30 - Blood Sugar Myths & Morning Hydration01:53:08 - Growth Hormone: Men vs Women02:00:47 - Hematocrit, Estrogen & Phlebotomy Myths02:12:53 - Injection Frequency & Patient Compliance02:17:52 - GLP-1 Dosing: Retatrutide & Tirzepatide02:28:39 - Peptide Stacks & Intranasal Xenatide02:31:00 - The Ultimate Hair Loss Protection Stack02:41:30 - Final Advice 

Here we are again, another tariff placed against Canada - what does it mean both in the short term and long term and is this a move of leverage or is it permanent? How much thought or worry should we REALLY pour into this!

Food News and Food Challenges? Should they STAY? TEXT us your thoughts after the letters JJR to 96893! Today on the Show, HAPPY FRIDAY! We've certainly done some exciting things this week but nothing controversial... what is controversial however is FLYING WITH AN ANXIOUS FRIEND! What is your role? Can you ditch them for a FIRST CLASS UPGRADE? Juliette thinks so. Plus, THE SUMMER BLOCKBUSTER MOVIE LINE GAME and the TOP FEMALE MUSICIANS OF ALL TIME! All of this and SO MUCH MORE (seriously I only scratched the surface) TODAY ON JOHNJAY AND RICH!See omnystudio.com/listener for privacy information.

Director Seth A. Smith joins Mike for a Special Report from the Fantasia International Film Festival on Permanent Damage (2026), his fairy-tale crime comedy about escaped convict Tommy Gods (Calem MacDonald), who holes up in a condemned Halifax housing complex and falls for Joe (Olivia Scriven), niece of the brutal landlord (Stephen Dorff) whose "golden goose" the two of them plan to steal.Smith talks about the spray-foam insulation that sparked the idea, shooting in a townhouse complex already vacated and slated for demolition, casting Stephen McHattie as an eccentric pet-shop owner who spends most of the film in a bathtub, writing with longtime collaborator Darcy Spidle, the drug that stiffens the tongue and mangles the voice, and scoring, editing, and sound-designing his own pictures. Plus the stolen $3,000 music video that turned him into a filmmaker in the first place.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-projection-booth--5513239/support.Become a supporter of The Projection Booth at http://www.patreon.com/projectionbooth 

What happens when Mindy tries to master the world's loudest, most complicated musical instrument? In this episode about practice, memory, and the amazing ability of the brain to learn, Mindy and Guy Raz embark on a hilariously noisy adventure involving a baseball stadium organ, a very frustrated music teacher, and enough noise to shatter windows! Along the way, you'll discover what happens inside the brain when we practice something again and again, how neurons can become more organized with repetition, and why getting better at something takes more than simply wishing you were good at it. This episode is packed with musical mayhem, laugh-out-loud hijinks, fascinating brain science, and one very important question: Can practice really make permanent?Why does practicing something over and over help you remember it? What actually changes inside your brain when you keep working at a new skill? And could studying tiny mouse brains help scientists understand how our own brains learn and remember? Mindy and Guy Raz explore a fascinating study from researchers at UCLA and Rockefeller University, who trained mice to recognize and remember scents in a specific order while observing the neurons in their brains. They discover that as the mice practiced, the activity of their neurons became more organized—offering a WOW-worthy glimpse into how practice can help the brain get better at remembering and performing tasks!This episode is a hilarious journey into the science of learning and memory. Along the way, kids and families will discover how neurons communicate, how scientists study brains to understand behavior, and how repeated practice can strengthen the brain's ability to remember. And, of course, Mindy puts the science to the ultimate test as she attempts to transform her truly terrible baseball stadium organ playing into something resembling actual music!This is the Who, What, When, Where, Why, How, and Wow of practice, memory, neurons, learning, and the incredible science of how our brains get better at things over time!✨ Don't miss the chance to explore even further with Wow in the World:Grownups can visit tinkercast.com/join-twaaw to join the World Organization of Wowzers (WOW) and unlock exclusive activities, birthday cards, quarterly mailings, first dibs at events, and a welcome kit with an autographed photo of Mindy & Guy Raz! Plus, Grownups help support our podcast and our mission to create content and experiences that connect laughter to learning, curiosity to innovation, and kids to the WOWs in their world!This episode of Wow in the World is a perfect blend of comedy, storytelling, and brain science, inviting kids and families to explore how practice changes the way our brains process information, discover how scientists investigate learning and memory, and experience the surprising power of repetition—all while laughing, learning, and wowing together!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Why is financial forecasting so persuasive when its track record is so poor? Don and Tom open the Book of Financial Physics to Law No. 6—“Nobody Knows Nothing”—and explain why stock pickers, market timers, and highly paid pundits cannot reliably tell you what comes next.Then they answer listener questions about permanent life insurance and deferred income annuities, trusted contacts and two-factor authentication, and whether a wealthy client can copy an advisor's portfolio while paying for advice on only part of the assets.Finally, they simplify a 529 allocation for a three-year-old and detour through vacation smoke, Disneyland prices, and the value of ignoring suspicious messages.00:39 The sixth law of financial physics01:48 Nobody Knows Nothing04:19 The real cost of active management05:14 What prediction makes investors miss07:00 Active funds lose market share10:22 Pundit performance versus the index12:00 Send in your questions13:27 Permanent life insurance and deferred annuities17:36 Securing investment accounts21:02 Why trusted contacts matter22:14 AUM fees and copying a portfolio25:45 The simple 529 allocation28:24 Smoke, Disneyland, and family vacationQuestions? Comments? Click!

Peter Warren forklarer hva et hedgefond egentlig er, etter at Leopold Aschenbrenners fond kollapset, hvorfor shortlisten på Oslo Børs ikke betyr det folk tror den betyr. Resten går til strømregningen: norgesprisen, konsesjonskraften og hva en kilowattime faktisk koster deg.Kapitler(00:00) Intro og Skygard(00:52) Strømprisen: hva du faktisk betaler(03:55) Ukens marked: halvledere, Korea og Oslo Børs(05:07) Moonshot, H100 og bitcoin-rabatten(09:48) Krypto, gull og 30-åringen på 5,22(14:51) Borr Drilling: shortlisten som ikke handler om shorting(21:34) Hva er egentlig et hedgefond(35:41) Regnestykket bak norgesprisen(44:08) Parkering, overvåking og elsykkelen(53:23) Regulatory capture og AI-modellene(59:26) Boligmarkedet i Oslo må ned Hosted on Acast. See acast.com/privacy for more information.

“I didn't have a permanent address back then, but I was travelling the world aboard superyachts, doing what I loved and discovering new places.” From restaurant kitchens in the Philippines and Australia to superyachts across the globe, Filipino-Australian chef Ginger Mendoza turned her culinary career into an extraordinary journey of opportunity, adventure and discovery. - “I didn't have a permanent address back then. I was travelling the world aboard different superyachts, doing what I loved while discovering new places.” Mula sa mga kusina ng restaurant sa Pilipinas at Australia hanggang sa mga superyacht sa iba't ibang panig ng mundo, naging puno ng oportunidad at pambihirang adventure ang culinary journey ng Filipino-Australian chef na si Ginger Mendoza—isang karerang nagdala sa kanya sa iba't ibang bansa.

692. Part 2 of Derby Gisclair's presentation on dueling in old New Orleans. Derby is a New Orleans historian, author, and researcher specializing in 19th-century Gulf Coast culture, social customs, and affairs of honor. Known for his deep archival work, Gisclair unpacks how rituals like dueling under the Dueling Oaks defined Southern gentlemanly culture, local politics, and public life in early New Orleans. Now available: Liberty in Louisiana: A Comedy. The oldest play about Louisiana, author James Workman wrote it as a celebration of the Louisiana Purchase. Now it is back in print for the first time in 222 years. Order your copy today! This week in the Louisiana Anthology. Huey Long. My First Days in the White House.     Today extreme inequalities in the distribution of wealth have closed the doors of opportunity to millions of our children.     Education is a function which the states can handle adequately only if helped by the federal government, and the government ought to see that such benefits of education are extended to all classes of citizens; but here in our beloved America we find inequalities in the benefits of the public schools. Some children are given excellent educational facilities in great, sanitary buildings with ample equipment, with well-fed, well-trained teachers. Other children have poor educational facilities, unsanitary buildings, meager equipment,untrained, poorly-paid teachers. The bitter fruits of these inequalities of opportunity, which endure for generations, must and shall be corrected. This week in Louisiana history. August 14, 1903. Albert Batson hanged in Calcasieu Parish Jail for murder of six members of Welsh family. This week in New Orleans history. August 14, 1812: The first Louisiana State Legislature convened in New Orleans following the state's admission to the Union earlier that year. This week in Louisiana. Northeast Louisiana Children's Museum Year‑Round Attraction 323 Walnut Street Monroe, LA 71201 Website: nelcm.org The Northeast Louisiana Children's Museum is a hands‑on learning space on the Ouachita River in downtown Monroe, offering interactive exhibits for children of all ages. The museum features creative play environments, science‑based activities, and rotating traveling exhibits, making it a favorite destination for families across North Louisiana. Interactive Exhibits: Permanent installations include the Firehouse with a sliding pole, Health Hall where kids can play paramedic, Toddlertown for ages 4 and under, Kids' Cafe, Bubbleworks, and The Big Mouth -- a walk‑inside anatomy exhibit. Special Events: Seasonal programming includes traveling exhibits and the annual transformation into Santa's Christmas Village with ice skating, crafts, and storytime. Hours:Tuesday-Friday: 9 a.m.-4 p.m.Saturday: 10 a.m.-5 p.m.Sunday: 1 p.m.-5 p.m. Admission: $7 per person (ages 2+); group rate $5 for groups of 15 or more. Location: The museum sits on the Ouachita River in downtown Monroe -- look for the purple building. Postcards from Louisiana. The Rock Block Band at Felix's Restaurant and Oyster Bar. Listen on Apple Podcasts. Listen on audible. Listen on Spotify. Listen on TuneIn. Listen on iHeartRadio. The Louisiana Anthology Home Page. Like us on Facebook. 

In this episode of Derms and Conditions, host James Q. Del Rosso, DO, welcomes Andrea Murina, MD, to discuss the early recognition and management of scarring alopecias. Their conversation explores why these conditions can be missed in their earliest stages, the clinical clues that help distinguish scarring from nonscarring alopecias, and approaches to diagnosis and treatment aimed at preventing permanent hair loss. Dr Murina reflects on how outdated perceptions that little could be done once scarring occurred motivated her to focus on these conditions. She explains that recognizing patients earlier in the disease course provides an opportunity to intervene before irreversible follicular destruction develops, setting the stage for a discussion of the timing, patterns, and diagnostic tools that support earlier diagnosis. They review the major categories of cicatricial alopecia, highlighting the relative ease of identifying neutrophilic disorders such as folliculitis decalvans and dissecting cellulitis, while noting that early lymphocytic disorders such as central centrifugal cicatricial alopecia (CCCA) and frontal fibrosing alopecia may initially resemble more common nonscarring conditions. Dr Murina next overviews the value of trichoscopy. She explains how dermatoscopic findings, including perifollicular scale, telangiectasias, follicular plugs, and changes in hair diameter, can help distinguish scarring from nonscarring alopecias, guide biopsy decisions, and improve biopsy yield by identifying the most inflamed follicles for sampling. The episode also reviews treatment strategies for common scarring alopecias. For CCCA, Dr Murina typically begins with topical and intralesional corticosteroids, adding doxycycline and antifungal shampoos when appropriate. For lichen planopilaris, she follows a similar approach while incorporating systemic therapies such as hydroxychloroquine, finasteride, or dutasteride. The discussion concludes with discoid lupus erythematosus, where she emphasizes that early treatment with high-potency topical and intralesional corticosteroids, along with appropriately dosed hydroxychloroquine, can produce meaningful improvement. Tune in to the episode to hear Dr Del Rosso and Dr Murina share diagnostic pearls, trichoscopic clues, biopsy strategies, and treatment approaches that can help clinicians identify scarring alopecias earlier and intervene before permanent hair loss occurs.

The QBI deduction can let qualifying business owners deduct up to 20% of their qualified business income. Now it is permanent—but that does not mean every owner will get the full benefit. In this episode, Tiffany explains the new 2026 income thresholds and why service businesses face tougher rules. You'll learn what happens when your income enters the phaseout range, how S corporations and owner pay affect QBI, and why a Roth conversion could shrink your deduction. You'll also discover why buying equipment or hiring workers just for a deduction can be a costly mistake. These practical tax tips will help you make smarter tax planning and money decisions before the year ends. Your QBI deduction may be changing while your business grows. Listen now so you can plan before it's too late.

Question I was emailed: We always get beautiful visions and dreams about our ministry and our family and so many promises at times, and they always look real. Sometimes it would seem as if our breakthrough is just minutes away and then it gets pushed into the future, and we end up not receiving it. What could be the problem?Read more here.Support the show

Retiring as a Single Lesbian in Setúbal, Portugal: Finding Community Beyond LisbonGuest: Jules de Mello | Host: Mark GoldsteinWhen Jules de Mello retired after a 27-year career as a federal criminal investigator, she went looking for a sunny, walkable place near the water where she could build a full life on her own terms. Lisbon was the plan, until the rents priced her out. Then she discovered Setúbal, a working port city on the cusp of its own renaissance, and never looked back.In this conversation, Jules opens up about what it really takes to retire as a single lesbian abroad: finding her people, and often building community from scratch, navigating a country that is warmly accepting but culturally reserved, and weighing the honest trade-offs of starting over solo in a place where you do not yet speak the language. It is a warm, practical, and refreshingly candid look at one of Portugal's most underrated cities.Meet JulesJules spent 27 years as a federal criminal investigator across several U.S. agencies before retiring in 2022. With Azorean roots on her great-grandfather's side, Portugal had always called to her. She first scouted the country in 2018, arrived permanently in Setúbal in April 2023, and soon became a self-described "connector," co-founding the Setúbal Pride meetup to bring locals, women, trans, and non-binary folks together in a community that had mostly orbited Lisbon before.In this episode00:00 Introduction: from federal investigator to Setúbal04:02 The 2018 trip that planted the seed06:48 Priced out of Lisbon09:31 Renting vs. buying in Portugal13:41 What Setúbal is really like17:46 Climate and the seasons24:00 Building queer community and founding Setúbal Pride29:31 LGBTQ+ acceptance and local culture33:53 Cost of living: rent and housing44:55 Utilities, internet, and getting around48:30 Food, markets, and the daily lunch special55:16 Walkability and transportation1:06:06 Healthcare: public, private, and Medicare1:25:39 Dining, wine, and café culture1:31:14 Visas and residency1:39:18 Honest trade-offs and final adviceWhat you'll learnWhy Setúbal, and not Lisbon? A medium-sized port city of roughly 140,000 people, Setúbal sits on an estuary with the Arrábida Nature Reserve rising behind it. Jules compares the feel to standing at the water's edge in Seattle, looking back at the hills. Downtown is flat and walkable, the covered market is considered one of the best in Portugal, and you are a short drive or train ride from Lisbon without paying Lisbon prices.What acceptance actually looks like. Portugal is legally progressive, with marriage equality and legal abortion that both predate the United States, but the culture is reserved and private. As Jules puts it, you can show up exactly as you are and be accepted, without anyone needing to label it or make a fuss. Older generations who lived under the dictatorship tend to be more guarded, while younger people simply do not think twice.The reality of building community. Finding the LGBTQ+ community as a single woman took real effort. Jules and a friend started the Setúbal Pride meetup in early 2024, hosting tea dances, potlucks, film nights, and gatherings designed to be diverse and welcoming. Her honest take: lesbians and gay men often socialize differently, and the language and cultural barriers add another layer, so she had to become the initiator rather than wait for community to find her.Walkability with caveats. Downtown is flat, and you can reach the butcher, the market, the pharmacy, and your doctor on foot, supported by a strong local bus system. But the cobblestone calçadas are uneven and tough on anyone with mobility challenges, so comfortable, flat walking shoes are not optional.Healthcare, honestly explained. Once you live in Portugal, you are covered under the public system, and many residents also carry private insurance. The two systems run in parallel and do not really talk to each other. Trauma and emergencies are routed through the public hospital, while private insurance speeds up elective procedures that would otherwise mean long public waitlists. Almost every physician speaks English, though front-desk staff and nurses often do not, so a translation app becomes part of every appointment.A practical snapshotThese are the figures Jules shared from her own experience around the time of recording. Treat them as a starting point, not a quote: costs shift with the market, and euro amounts convert to dollars at the current exchange rate.Rent (1 to 2 bedrooms): roughly 700 to 1,200 euros per month, rising toward 1,900 for newer units with modern amenities like a garage and air conditioning. Many traditional apartments come without appliances or a dryer (clothes dry on the line).Internet, phone, and TV bundle: around 50 euros per month for high-speed fiber.Electricity: can climb to about 200 euros in the hottest summer month if you run air conditioning heavily. Electricity and gasoline are both expensive; gas runs roughly 2 euros per liter, which Jules estimates at nearly 10 dollars per gallon.The daily lunch special (prato do dia): about 12 to 13 euros for several courses, often including bread, olives, a main, dessert, coffee, and wine.Private health insurance: roughly 100 euros per month under age 60, climbing to around 200 in your sixties. Only one private insurer in Portugal will enroll people over 70, though existing policyholders are generally kept on.Visas and residencyJules came on the D7 visa, sometimes called the retiree or passive-income visa. Her path: initial approval valid for 2 years, followed by a 3-year renewal, with the option to apply for permanent residency after 5 years of legal residence. She applied through the VFS vendor that handles Portuguese consular appointments in the U.S., interviewed in Washington, D.C., and saw approval in about 60 days, though timelines vary widely by consulate and can stretch to many months if documents expire mid-process.Important accuracy note on citizenship. Jules mentions that the path to Portuguese citizenship was extended from 5 to 10 years. We confirmed this: Portugal's Parliament approved a revised Nationality Law on April 1, 2026, and the President signed it on May 3, 2026, raising the residency requirement for naturalization to ten years for most non-EU nationals and seven years for EU and Portuguese-speaking (CPLP) nationals, with the residency clock now counting from the issuance of your first residence permit. Some details, including the exact effective date upon official publication and how the change applies to people already in the pipeline, were still being settled at the time of recording, and a constitutional challenge had been filed. This is a fast-moving and consequential area, so if citizenship is part of your plan, please confirm the current rules with a qualified Portuguese immigration attorney before making decisions. Permanent residency after five years is a separate process from citizenship.Jules on the honest trade-offThe hardest thing she gave up was the ease of finding community. Back home, queer life came with built-in hiking groups, dinner clubs, and shows to attend together. In Setúbal, she had to build that herself, and she has, becoming the bridge-builder her Portuguese choir mates now thank for getting everyone out the door. Her advice for anyone considering the move: visit beyond the vacation version, stay in a real neighborhood, do your own grocery run, and feel what daily life is honestly like before you commit. And, in the spirit of a friend who lives by it, say yes to every invitation.Listen and connectListen to the full conversation wherever you get your podcasts, and explore more LGBTQ+ retirement destinations at wheredogaysretire.com.Have a question about retiring abroad or a destination you'd like us to cover? Reach out through the website and join the conversation in our Facebook community. https://www.facebook.com/groups/GayRetirementPlaces"This was a wonderful, beautiful place to land. And I like sharing it with other people, because it's that good." — Jules de Mello

Your patient is nine years old. One first permanent molar is crumbling — the others look fine. Does it stay, or does it go?Is that broken-down first permanent molar really down to poor brushing — or is it Molar Incisor Hypomineralisation?When is the right time to take a first permanent molar out — and how do you read it off the X-ray?And how do you tell a parent their child needs an adult tooth removed — without losing them?First permanent molars of poor prognosis are one of the genuine head-scratchers of general practice — full of ifs, buts and timing. In this episode Jaz sits down with Dr Nicole Sturzenbaum, a paediatric dentist and the owner and clinical director of Toothbeary in Richmond, London, to work through the whole decision: getting the diagnosis right (molar-incisor hypomineralisation versus caries), reading the extraction window off an OPG, the restorative ladder from sealant to stainless steel crown, when to bring in the orthodontist, and how to handle the conversation with anxious parents. There's no one-size-fits-all answer — but there is a clear way to think about it.Protrusive Dental Pearl: Painless Polishing for Anxious KidsThe mechanical clean is what frightens children (and plenty of adults) — the scaler, the bristle brush, the gritty prophy paste. For the polishing part, a colourless plaque-dissolving foam gel does the job without any of it. It fizzes wherever there is plaque, so you can hand the child a mirror and show them exactly where to brush; it leaves the teeth satin-smooth, reduces gingival inflammation, and is painless and non-invasive.Two caveats: it does not remove calculus — you still need a hand or ultrasonic scaler for that — and you should agitate the gel gently at the gingival margin for the full effect. It is especially useful for orthodontic and adolescent patients because it reaches the nooks around brackets, which is where post-orthodontic white-spot lesions start.Product: Magic3 (3% hydrogen peroxide, colourless plaque indicator), by Dr Wyman Chan — protrusive.co.uk/magic3.What You'll Take From This EpisodeDiagnosis first — MIH or caries? The distinction changes the plan, the prognosis and the whole conversation with the family.Reading the extraction window off an OPG — why chronological age tells you nothing, and what the second molar's bifurcation tells you instead.The restorative ladder — seal, composite, preformed metal crown, or plan the extraction: matching the least invasive option that will actually hold.When to involve the orthodontist — essential or desirable, which teeth come out, and managing the space afterwards.Getting sensitive molars numb — why MIH teeth are so hard to anaesthetise, and the comfort stack that helps.Highlights of This Episode00:00     TEASER00:59     First Permanent Molars of Poor Prognosis in Children02:51     Painless Chemical Polishing for Kids (Protrusive Dental Pearl)04:53     Meet Dr Nicole Sturzenbaum, Paediatric Dentist11:49     MIH or Caries? Getting the Diagnosis Right15:14     What Is MIH? Causes, Grades and 'Cheese Molars'17:23     When to Extract a First Molar: Reading the OPG20:08     Sealant, Composite or Crown for MIH Molars22:32     Stainless Steel Crowns for Hypomineralised Molars25:52     Do You Need an Orthodontic Opinion Before Extraction?29:15     Talking to Parents About Removing an Adult Tooth31:56     Anaesthesia Tips for Sensitive MIH Molars36:14     Managing the Space After First Molar Extraction41:15     Balancing and Compensating Extractions Explained47:53     Early Orthodontics and Prevention at Toothbeary51:15     OUTROFrom the GuestDr Nicole Sturzenbaum is a paediatric dentist and the owner and clinical director of Toothbeary, a paediatric dental practice in Richmond, London. 

Welcome back to the Alt Goes Mainstream podcast.Today's podcast takes us to the heart of London, where we sat down with Maggie Fanari, the CEO of J Rothschild Capital Management Limited, manager of RIT Capital Partners plc. RIT blends a rich heritage with a modern approach to both asset allocation and private markets. Lord Jacob Rothschild founded Rothschild Investment Trust in 1971. RIT listed on the London Stock Exchange with total assets of £280M. Today, the firm stands tall as one of the UK's largest investment trusts with over £4.7B of total assets.The firm's permanent capital and family office heritage have enabled the firm to think long-term, according to Maggie. “Permanent capital is a privilege,” she said.Maggie has brought an institutional allocator's background to RIT. She joined as CEO of RIT from Ontario Teachers' Pension Plan in 2024, where she was Senior Managing Director, Global Group Head of High Conviction Equities at OTPP, which has a global mandate to invest in public and private companies.Maggie and I had a fascinating discussion about how the firm invests across public and private markets, balancing both top-down portfolio construction and bottom-up asset selection. We covered:How RIT has aimed to compound wealth over time.Why top-down portfolio construction and bottom-up asset allocation are equally important.How can investors capture as much growth, limit market volatility, and compound growth over a long period of time?How RIT finds unique and different managers in private markets, which includes some of the top investors in the world.What market structure changes mean for investing across public and private markets?How to invest when the world order has changed.Taking a family office mindset and applying that investment mindset for investors in RIT.Why permanent capital is a privilege.How to be early to a theme rather than chase the trend.Why RIT decided to invest in SpaceX, Anthropic, OpenAI, Databricks, and Epic Systems.Where do investors bucket RIT into their asset allocation?What is a manager's edge and how can they apply that edge with consistency?Why depth of network matters for private markets managers.Why RIT invested in firms like Thrive, Greenoaks, and Ribbit.BioMaggie Fanari is the CEO of J. Rothschild Capital Management Limited (JRCM) , investment manager for RIT Capital Partners plc. She is Chair of JRCM's Investment Committee.Maggie was previously Senior Managing Director, Global Group Head of High Conviction Equities at Ontario Teachers' Pension Plan, which has a global mandate to invest in public and private companies.At Ontario Teachers', she served as a member of many of the pension plan's investment committees. She was involved in the execution of investments across a variety of asset classes (private and public), including supporting the development and execution of the venture and growth business.Before joining Ontario Teachers', Maggie worked at KPMG and Scotia Capital. Maggie is a chartered accountant and a CFA charter holder. She also holds a BBA from the Schulich School of Business at York University and ICD.D certification from the Institute of Corporate Directors.Maggie served as a non-executive director on the Board of RIT Capital Partners plc from April 2019 to February 2024.Thanks, Maggie, for sharing your wisdom, expertise, and passion across public and private markets and your thoughtful perspectives from your experiences as an institutional investor.This podcast was recorded on 15 June 2026, and therefore all RIT data is provided as at 31/05/2026. Show Notes00:42 Meet Maggie Fanari03:44 Teachers' Pension Roots04:51 Top Down Meets Bottom Up05:50 Allocating In New Paradigm06:15 Diversification Returns07:02 Volatility Creates Opportunity07:22 What Makes RIT Unique08:08 Compounding With Downside09:41 Brand Opens Doors10:05 Backing Emerging Managers11:57 Co-Invest Importance12:36 Returns And Realizations13:22 Great Co-Investor Playbook15:02 Building AI Theme Exposure16:06 Sourcing Deals Like SpaceX16:37 Public Private Value Split20:09 Public Themes And Sovereignty20:58 Moats And Terminal Value24:06 Permanent Capital Edge25:07 Oversubscribed Fund Access26:46 Underwriting And Discipline27:17 Why AI Needs Capital27:49 Anthropic Growth Math28:15 Databricks Scale Comparison28:41 Can Funds Get Bigger30:22 FOMO And Chasing30:47 Portfolio Allocation Guardrails31:47 Permanent Capital Advantage32:13 Right Sized Private Exposure32:51 Liquidity And Realizations33:28 Owning Winners At Scale34:11 Private To Public Hold34:41 Re Underwriting Post IPO35:38 Retail Investor Impact36:20 Public Market Liquidity Needs37:57 Why Investment Trusts Work38:56 Discounts As Margin Safety40:08 How Shareholders Allocate41:03 Sentiment Shifts In Cycles42:02 What Makes Great Managers43:14 Manager Edge Examples45:02 AI And Finding Leaders46:56 Consolidation And Differentiation47:51 Being A Great LP Partner48:50 Macro Lens As Edge49:42 Private Signals Inform Public50:48 Culture One Team One NAV51:28 Risk And Scenario Analysis52:59 Multipolar World Investing54:14 Geopolitics In Diligence55:10 Permanent Capital Best Of BothA Word from Our Sponsor, UltimusThis episode of Alt Goes Mainstream is brought to you by Ultimus, the full-service fund administrator and transfer agent powering asset managers in private and public markets. As alts go mainstream, you need real expertise to handle complex fund structures, connect with key distribution partners, and handle sophisticated compliance, reporting, and transparency demands.That's Ultimus: high-tech, high-touch solutions for over 450 clients and 2,500 funds with $775B in assets under administration. Backed by an expert team of over 1,200 employees, they place client service at the core of their business, helping you navigate complexity during your fund structuring or launch and then supporting you through every stage of growth. Whether you're already in the market or thinking about entering private wealth, you can trust their team's deep expertise in retail alternatives to help you reach your goals.Learn more at ultimusfundsolutions.com or email info@ultimusfundsolutions.com.We thank Ultimus for their support of alts going mainstream.Editing and post-production work for this episode was provided by The Podcast Consultant.

Retiring as a Single Lesbian in Setúbal, Portugal: Finding Community Beyond LisbonGuest: Jules de Mello | Host: Mark GoldsteinWhen Jules de Mello retired after a 27-year career as a federal criminal investigator, she went looking for a sunny, walkable place near the water where she could build a full life on her own terms. Lisbon was the plan, until the rents priced her out. Then she discovered Setúbal, a working port city on the cusp of its own renaissance, and never looked back.In this conversation, Jules opens up about what it really takes to retire as a single lesbian abroad: finding her people, and often building community from scratch, navigating a country that is warmly accepting but culturally reserved, and weighing the honest trade-offs of starting over solo in a place where you do not yet speak the language. It is a warm, practical, and refreshingly candid look at one of Portugal's most underrated cities.Meet JulesJules spent 27 years as a federal criminal investigator across several U.S. agencies before retiring in 2022. With Azorean roots on her great-grandfather's side, Portugal had always called to her. She first scouted the country in 2018, arrived permanently in Setúbal in April 2023, and soon became a self-described "connector," co-founding the Setúbal Pride meetup to bring locals, women, trans, and non-binary folks together in a community that had mostly orbited Lisbon before.In this episode00:00 Introduction: from federal investigator to Setúbal04:02 The 2018 trip that planted the seed06:48 Priced out of Lisbon09:31 Renting vs. buying in Portugal13:41 What Setúbal is really like17:46 Climate and the seasons24:00 Building queer community and founding Setúbal Pride29:31 LGBTQ+ acceptance and local culture33:53 Cost of living: rent and housing44:55 Utilities, internet, and getting around48:30 Food, markets, and the daily lunch special55:16 Walkability and transportation1:06:06 Healthcare: public, private, and Medicare1:25:39 Dining, wine, and café culture1:31:14 Visas and residency1:39:18 Honest trade-offs and final adviceWhat you'll learnWhy Setúbal, and not Lisbon? A medium-sized port city of roughly 140,000 people, Setúbal sits on an estuary with the Arrábida Nature Reserve rising behind it. Jules compares the feel to standing at the water's edge in Seattle, looking back at the hills. Downtown is flat and walkable, the covered market is considered one of the best in Portugal, and you are a short drive or train ride from Lisbon without paying Lisbon prices.What acceptance actually looks like. Portugal is legally progressive, with marriage equality and legal abortion that both predate the United States, but the culture is reserved and private. As Jules puts it, you can show up exactly as you are and be accepted, without anyone needing to label it or make a fuss. Older generations who lived under the dictatorship tend to be more guarded, while younger people simply do not think twice.The reality of building community. Finding the LGBTQ+ community as a single woman took real effort. Jules and a friend started the Setúbal Pride meetup in early 2024, hosting tea dances, potlucks, film nights, and gatherings designed to be diverse and welcoming. Her honest take: lesbians and gay men often socialize differently, and the language and cultural barriers add another layer, so she had to become the initiator rather than wait for community to find her.Walkability with caveats. Downtown is flat, and you can reach the butcher, the market, the pharmacy, and your doctor on foot, supported by a strong local bus system. But the cobblestone calçadas are uneven and tough on anyone with mobility challenges, so comfortable, flat walking shoes are not optional.Healthcare, honestly explained. Once you live in Portugal, you are covered under the public system, and many residents also carry private insurance. The two systems run in parallel and do not really talk to each other. Trauma and emergencies are routed through the public hospital, while private insurance speeds up elective procedures that would otherwise mean long public waitlists. Almost every physician speaks English, though front-desk staff and nurses often do not, so a translation app becomes part of every appointment.A practical snapshotThese are the figures Jules shared from her own experience around the time of recording. Treat them as a starting point, not a quote: costs shift with the market, and euro amounts convert to dollars at the current exchange rate.Rent (1 to 2 bedrooms): roughly 700 to 1,200 euros per month, rising toward 1,900 for newer units with modern amenities like a garage and air conditioning. Many traditional apartments come without appliances or a dryer (clothes dry on the line).Internet, phone, and TV bundle: around 50 euros per month for high-speed fiber.Electricity: can climb to about 200 euros in the hottest summer month if you run air conditioning heavily. Electricity and gasoline are both expensive; gas runs roughly 2 euros per liter, which Jules estimates at nearly 10 dollars per gallon.The daily lunch special (prato do dia): about 12 to 13 euros for several courses, often including bread, olives, a main, dessert, coffee, and wine.Private health insurance: roughly 100 euros per month under age 60, climbing to around 200 in your sixties. Only one private insurer in Portugal will enroll people over 70, though existing policyholders are generally kept on.Visas and residencyJules came on the D7 visa, sometimes called the retiree or passive-income visa. Her path: initial approval valid for 2 years, followed by a 3-year renewal, with the option to apply for permanent residency after 5 years of legal residence. She applied through the VFS vendor that handles Portuguese consular appointments in the U.S., interviewed in Washington, D.C., and saw approval in about 60 days, though timelines vary widely by consulate and can stretch to many months if documents expire mid-process.Important accuracy note on citizenship. Jules mentions that the path to Portuguese citizenship was extended from 5 to 10 years. We confirmed this: Portugal's Parliament approved a revised Nationality Law on April 1, 2026, and the President signed it on May 3, 2026, raising the residency requirement for naturalization to ten years for most non-EU nationals and seven years for EU and Portuguese-speaking (CPLP) nationals, with the residency clock now counting from the issuance of your first residence permit. Some details, including the exact effective date upon official publication and how the change applies to people already in the pipeline, were still being settled at the time of recording, and a constitutional challenge had been filed. This is a fast-moving and consequential area, so if citizenship is part of your plan, please confirm the current rules with a qualified Portuguese immigration attorney before making decisions. Permanent residency after five years is a separate process from citizenship.Jules on the honest trade-offThe hardest thing she gave up was the ease of finding community. Back home, queer life came with built-in hiking groups, dinner clubs, and shows to attend together. In Setúbal, she had to build that herself, and she has, becoming the bridge-builder her Portuguese choir mates now thank for getting everyone out the door. Her advice for anyone considering the move: visit beyond the vacation version, stay in a real neighborhood, do your own grocery run, and feel what daily life is honestly like before you commit. And, in the spirit of a friend who lives by it, say yes to every invitation.Listen and connectListen to the full conversation wherever you get your podcasts, and explore more LGBTQ+ retirement destinations at wheredogaysretire.com.Have a question about retiring abroad or a destination you'd like us to cover? Reach out through the website and join the conversation in our Facebook community. https://www.facebook.com/groups/GayRetirementPlaces"This was a wonderful, beautiful place to land. And I like sharing it with other people, because it's that good." — Jules de Mello

In Hebrew we like to set meetings, rendezvous, and appointments too. Today Guy talks about how we use likb'oa, the verb to set, for these actions, plus some interesting nouns coming from this family, ק.ב.ע. Hear the All-Hebrew Episode on Patreon   New Words and Expressions: Eich kov'im ma yihye godel taktsiv ha-medina? – How do they determine the state budget? – איך קובעים מה יהיה גודל תקציב המדינה Likbo'a – To set, to determine, to fix – לקבוע Likbo'a pgisha – To set an appointment – לקבוע פגישה Likbo'a tor – To set a doctor appointment – לקבוע תור "Az kavanu leyom hamishi" – So we scheduled for Thursday – אז קבענו ליום חמישי Kavati la'asot mashehu im mishehu – I set to do something with someone – קבעתי לעשות משהו עם מישהו  Kavati lir'ot seret im haver – I made plans with a friend to watch a movie – קבעתי לראות סרט עם חבר Kavati kvar mashehu – I already set something – כבר קבעתי משהו Yesh li kvar mashehu – I've already got something – יש לי כבר משהו Kavati ito le-shmone – I have a rendezvous with him for eight – קבעתי איתו לשמונה Kavati lecha pgisha im… – I set up a meeting for you with… – קבעתי לך פגישה עם  Az ma kavanu ba-sof? – So what did we decide on in the end? – אז מה קבענו בסוף Az eifo kavanu, tazkir li? – Remind me, where did we say we'd meet? – אז איפה קבענו, תזכיר לי Az ma kov'im? – So what's the plan? – אז מה קובעים Bo / Bo'i / Bo'u nikba le-hamesh – Let's set a meeting for five – בוא / בואי /בואו נקבע לחמש Kavoo'a – Fixed, steady, set – קבוע Avoda kvoo'ah – Steady job – עבודה קבועה Haver kavoo'a – Steady boyfriend – חבר קבוע Ipoor kavoo'a – Permanent makeup – איפור קבוע "Yesh li trick kavoo'a" – I have a regular trick – יש לי טריק קבוע "Ani me-ha-kvoo'im po" – I am one of the regulars here – אני מהקבועים Be-ofen kavu'a – Regularly – באופן קבוע Ha-pgisha nikb'ea le-yom hamishi – The meeting was set to Thursday – הפגישה נקבעה ליום חמישי Lekabe'a – To fix broken bones – לקבע Kibu'a – Splinting – קיבוע Mekuba – Splinted, rigid – מקובע Haver shel keva – Permanent member – חבר של קבע Tsva keva – Standing army – צבא קבע Sheroot hova – Mandatory service – שירות חובה Sheroot keva – Professional army service – שירות קבע Yeshoovey keva – Permanent communities – ישובי קבע Yeshoovim ara'iyim – Temporary settlements – ישובים ארעיים Kib'aon – Fixation – קיבעון Kvi'oot – Tenure – קביעות   Playlist and Clips: Eich kov'im et godel taktsiv ha-medina? Dana International - Love Boy (lyrics) Yehudit Ravitz & Yoni Rechter - Be-ofen Kavu'a ve-had pe'ami (lyrics) Kibu'a marpek Ariel Zilber - Ba-hevra Le-haganat Ha-teva (lyrics) Ep. 74 about lehazkir, to remind HEB

Host Colleen O'Connell-Campbell sits down with fellow Certified Exit Planning Advisor and Board Member of Employee Ownership Canada. Peter Walker - a proud Prince Edward Islander whose eighth-generation family farm shaped everything he believes about ownership, community, and legacy. Peter shares the story of the first business transition conversation he ever had (at 14, at the kitchen table, with his father) and how the eventual wind-down of the family farm rippled through his small community. The episode also marks a milestone for Canadian succession planning: the federal government has made the EOT capital gains exemption permanent, removing the sunset clause that had left owners and advisors uncertain. Peter and Colleen unpack why so many Canadian business owners - especially in rural and Atlantic Canada - avoid succession planning, the access-to-capital challenges outside major cities, the research behind employee ownership's financial and social benefits, and the single most important piece of internal due diligence a founder can do: knowing their own story before someone else writes it for them.   Key Takeaways: The EOT capital gains exemption is now permanent - and it's law. After years as a temporary measure set to expire at the end of 2026, the federal government moved in its spring economic update to make the up-to-$10 million capital gains exemption on qualifying sales to an Employee Ownership Trust permanent. That change has since passed into law (Bill C-30, Royal Assent June 18, 2026), removing the previous sunset clause and giving owners and advisors long-term certainty to plan around the structure. Peter, a board member of Employee Ownership Canada, was involved in the advocacy toward this outcome.   Peter's roots run deep in St. George, PEI (population 90), on a potato and cattle farm in his family since the 1790s - he would have been the eighth or ninth generation. His father sat him and his brother down when Peter was 14 to tell them they would not be taking over the farm. His father operated another 10 years, wound it down in a way that kept the land in the family (now approaching 300 years), but the closure cost about 15 neighbours their seasonal work, local businesses a customer, and the community a piece of its tax base.   Peter frames this as his third act - after Parliament Hill and a career at one of the big five banks. His work now has two halves: helping normalize the transition conversation for business owners, and advocating to grow employee ownership in Canada.   Two structural problems he sees, especially outside major cities: first, access to capital is severely limited - in his experience, capital does not flow easily east of Montreal or into rural regions. Second, the emotional, identity-driven avoidance of succession planning. Owners who strongly identify with being an owner resist planning for a day they can no longer be one, pushing it off until a crisis (death, divorce, disability) forces a rushed outcome.   A recurring insight: many owners can build a long-term strategic roadmap for their business in their sleep, but have never been taught to build one for themselves. The internal due diligence - deciding what you actually want your outcome and legacy to be - is the work most people skip.   The research behind employee ownership (five decades in the U.S., over a decade in the U.K.) is compelling: 8-12% productivity increases, more profitable and resilient companies, loans repaid faster, fewer closures in downturns, and employees retiring with roughly twice the retirement wealth of those at comparable non-employee-owned firms.   Employee ownership is a spectrum, not one thing: worker co-ops (fully democratic, one member/one vote), management buyouts, Employee Ownership Trusts (designed specifically as a transition vehicle), and Employee Share Ownership Plans. EllisDon - one of Canada's largest construction companies - is 100% owned by the people who work there.   Peter's framework for owners: stress-test your thinking across two axes - how much you care about the money, and how much you care about legacy. Conventional wisdom says maximize money and ignore legacy, but Canadian Federation of Independent Business research shows most owners feel genuine internal conflict between the two. If you land in the "maximize value, legacy doesn't matter" quadrant, you have earned the right to sell to a third party - go for it. If legacy matters, then employee ownership, ETA, family transition, or a mix deserve real consideration.   Start early - much earlier than most people think. Peter's father was 38 when he had that kitchen-table conversation, wrestling with 200 years of legacy. Most owners wait until they have decided to sell, which Peter considers far too late; the preparation should begin three to five years prior, at minimum.   A cash-rich exit is not only about maximizing the dollar value - it is about being intentional about what happens next for you, your business, your people, and your community. For many Canadian owners, especially in rural communities, the real opportunity is to begin planning early enough to create options that preserve local jobs and legacy - and, now that the exemption is permanent, to give employee ownership a serious look. Book a one-on-one Wealth Gap Analysis with Colleen O'Connell-Campbell. Reach out on LinkedIn or email.   Please leave a five-star rating and review - it helps more founders find the show and build their path to an intentional, cash-rich exit.   ***   The Cash Rich Exit Podcast is brought to you by O'Connell-Campbell Wealth Management at RBC Dominion Securities.   All opinions expressed by the host, Colleen O'Connell-Campbell, and podcast guests are solely their own opinions and do not reflect the opinion of RBC Dominion Securities.   This podcast is for informational purposes only before taking any action based on information in this podcast you should consult with a qualified professional.   Colleen O'Connell-Campbell is a Wealth Advisor at RBC Dominion Securities, a member of the Canadian Investor Protection Fund.

Cuts to Agriculture and Agri-Food Canada (AAFC) research facilities are raising significant concerns across Western Canada regarding lost long-term research capacity and agricultural innovation. While a recent Memorandum of Understanding (MOU) between the Saskatchewan government and the federal government offered hope for stations in Scott and Indian Head, uncertainty remains for staff and ongoing field... Read More

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Want to hire our team to scale your Landscaping or Outdoor-Living Business? Book your FREE strategy call now → https://www.savantmarketingagency.com/free-strategy-call If you're a landscaper looking to scale up your business and dominate your local market using effective digital marketing — you're in the right place. In this video, you'll learn: ✅ The 5 biggest mistakes that cause permanent lighting Facebook ads to fail, and exactly how to fix them. ✅ Proven strategies to generate higher-quality leads using stronger offers, better ad creative, smarter targeting, and the right campaign setup. ✅ How to improve your close rate by building a sales process that turns more Facebook leads into booked appointments and profitable permanent lighting projects. ADDITIONAL RESOURCES: Download a FREE PDF copy of my book, Landscaper Marketing Secrets. Inside, you'll get 150+ pages of real-world strategies showing you how to generate more leads, book more jobs, and scale your landscaping business without guesswork. Get it here: https://mailchi.mp/6857bf96a12e/landscaper-marketing-secrets Grab the FREE Case Study. See the exact Facebook ad copy, offer, and creative we used to help a landscaping client generate $370,000 in sales in just 4 months. Read it here: https://mailchi.mp/978e007b3cdd/casestudy Hire My Agency: If your landscaping or outdoor-living company does $300k–$5M per year, and you want a marketing partner that delivers guaranteed results, apply to work with Savant Marketing. Book your free strategy call here: https://www.savantmarketingagency.com/free-strategy-call FOLLOW ALONG: Instagram: https://www.instagram.com/direct/t/17844629994457721 Facebook Group: https://www.facebook.com/groups/488948048832631 Podcast: https://www.landscapermarketingshow.com/ Newsletter: https://mailchi.mp/mattthibeau/newsletter VIDEO TIMESTAMPS: 0:00 Intro 00:41 Differentiate the Offer 04:46 Fix the Ad Creative 08:19 Optimize the Campaign Objective 11:16 Correct Poor Targeting 13:26 Strengthen the Sales Process ABOUT MATT: Matt Thibeau is the CEO and founder of Savant Marketing, the #1 marketing agency for landscapers. Matt is the author of Landscaper Marketing Secrets, host of The Landscaper Marketing Show podcast, has been featured on Rogers Daytime TV, Green Profit Academy, and other industry media outlets. When he's not helping landscapers grow, Matt enjoys riding his mountain bike, working out, and watching movies with friends.

From a two-for-one lawn-mowing deal he negotiated with his neighbor as a kid to founding a holding company that keeps established Virginia businesses in Virginia, Andrew Dunlap shares his data-driven origin story, a fund built to avoid short-term pressure, and why he believes trust is the only currency that always matters. Andrew is the founder and CEO of Harbor, a long-term, buy-and-hold company that acquires established Virginia businesses and keeps their teams, leadership, and jobs rooted in the state. In roughly two years he has completed three deals, including a CNC machine shop and a FINRA-registered broker dealer, with an industrial services company moving toward close. He describes himself as someone who stumbled backward into this work by digging into merger and acquisition data. WHAT YOU'LL LEARN: You will learn why keeping a company's headquarters local changes how much of its revenue recirculates in the community, how an untimed fund with no AUM fees removes the pressure to make what Andrew calls caffeinated decisions, how Harbor structures flexible deals to become the buyer owners actually prefer, the earnout test that separates a real growth forecast from a wishful one, and why Andrew treats trust as the most durable asset in any market. ANDREW'S JOURNEY: Andrew grew up in Baltimore and moved to Roanoke, in Virginia's southwest, ten years ago. Coming out of a venture-backed startup in Richmond in January of 2024, he noticed how few senior roles existed in his region, then pulled the merger and acquisition databases to find out why. He discovered that 87 percent of external buyers in Roanoke, and 82 percent across Virginia, were from out of state, which meant companies and their leadership kept leaving. The research he found showed that a locally headquartered company recirculates roughly 52 to 53 cents of every revenue dollar in its community, a figure that falls to about 14 cents once the headquarters moves to a larger city. That gap became the foundation for Harbor. TRUST AS THE ONLY CURRENCY: Andrew closed the conversation on a theme he keeps returning to. Trust, he argued, is the one thing that holds when assets turn and revenue streams dry up, and he sees it as underdeveloped in a digital, globalized world where people invest too little in relationships. KEY INSIGHTS: Andrew's foundational insight is that owners care deeply about who becomes the next steward of what they built. He lays out three options for a seller, a strategic buyer, a private equity firm, or a buyer like Harbor that keeps the team in the town where it grew up, and owners consistently choose the path that protects the legacy. Harbor backs that up with flexible structures, using earnouts, seller financing, and varying equity so the deal fits the owner. His most timely insight is that trust outlasts any single asset or revenue stream. When tungsten prices spiked because of China and hit his machine shop, Harbor could call a congressman who came to walk the shop floor. Andrew credits relationships, built in part through writing openly on LinkedIn, for access that does not show up on a balance sheet. Perfect for owners weighing succession, investors interested in longer-hold alternatives to private equity, and anyone curious about how local ownership shapes a regional economy. FOR MORE ON THIS EPISODE: https://www.coreykupfer.com/blog/andrewdunlap FOR MORE ON ANDREW DUNLAP:https://harbor.capital https://www.linkedin.com/in/dunlapandrew/ FOR MORE ON COREY KUPFER https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [00:00:00] - Introduction and overview of Harbor [00:01:48] - Andrew's first deal, a two-for-one lawn-mowing bulk rate [00:02:42] - How he stumbled backward into building Harbor [00:05:05] - The recirculation research, 52 to 53 cents local versus 14 cents once a headquarters leaves [00:13:25] - The untimed fund and avoiding caffeinated decisions [00:21:00] - The Clark Precision Machine acquisition and the owner's five-year contract[00:34:54] - The red flags that kill a deal and the earnout bluff test [00:45:32] - Why trust is the only currency that always matters [00:49:40] - The freedom question Guest Bio Andrew Dunlap is the founder and CEO of Harbor, a holding company that buys established Virginia businesses to keep them in the state. He grew up in Baltimore, moved to Roanoke a decade ago, and came into acquisitions after coming out of a venture-backed startup in Richmond in early 2024, where he had helped build a software company with users in 60 countries. Harbor's leadership also includes M&A and securities attorney Tad Fisher and operations leader Krista Glassburn, who previously ran a manufacturing company in Tazewell, Virginia and grew it from 15 to 190 million dollars while acquiring seven companies. In its first two years, Harbor has acquired a CNC machine shop, a FINRA-registered broker dealer, and moved toward closing on an industrial services company. Show Description Do you want your business to grow faster? The DealQuest Podcast with Corey Kupfer reveals how successful entrepreneurs and business leaders use strategic deals to accelerate growth. From large mergers and acquisitions to capital raising, joint ventures, strategic alliances, real estate deals, and more, this show discusses the full spectrum of deal-driven growth strategies. Get the confidence to pursue deals that will help your company scale faster. Related Episodes Episode 328 - Richard Manders: How private equity roll-ups create value versus simply aggregating for a multiple arbitrage exit Episode 325 - Kelly Finnell: Using an ESOP as an exit that can preserve a company's independence and reward its people Episode 332 - John Martinka: Buying a business and transitioning from a corporate career into acquisition entrepreneurship Keywords/Tags Andrew Dunlap, Harbor, buy and hold holding company, keeping businesses local, Virginia acquisitions, mergers and acquisitions, business succession planning, alternative to private equity, earnouts, seller financing, deal structure, CNC machine shop, FINRA broker dealer, metal fabrication, economic recirculation, DealQuest Podcast, Corey Kupfer

In this episode, Ashley Tison shares his expertise on opportunity zones, explaining how they work, their benefits, and how investors and professionals can leverage this powerful tax incentive to grow wealth and pursue passions like hunting and real estate development.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

America's national debt is rapidly approaching $40 trillion, while the federal government is projected to spend roughly $7.4 trillion this fiscal year.There is no pandemic, no economic depression, and no declared world war. Yet Washington continues operating as though the country is facing a permanent emergency.In Episode 515, economist Jerry Robinson asks a basic question: What are Americans getting for all this money?Social Security remains exposed. Healthcare consumes trillions while producing disappointing outcomes. Educational achievement is slipping. American families are under increasing financial pressure. Meanwhile, Washington continues finding money for wars of choice, foreign commitments, corporate subsidies, and politically connected interests.Jerry argues that America's central problem is not a lack of money. It is a crisis of priorities, stewardship, and accountability.Later, in Market Insights, Jerry explains what the approaching $40 trillion debt burden could mean for Treasury yields, bonds, inflation, the U.S. dollar, gold, stocks, retirement income, and household financial planning.In this episode:Why trillion-dollar deficits have become Washington's normal operating modelWhat the national debt reveals about America's prioritiesThe looming Social Security funding challengeWhy America spends so much on healthcare but receives poor resultsThe financial and moral costs of wars of choiceWhat rising government debt could mean for interest ratesWhy gold and productive assets may matter in a debt-heavy eraPractical steps households can take to prepare without panickingThe national debt is serious, but fear is not a financial plan. Stay informed, remain diversified, and keep your own financial priorities in order.Visit FollowtheMoney.com for Jerry Robinson's latest market insights, investing tools, trading education, and membership resources.Disclaimer: This podcast is for educational purposes only and should not be considered personalized financial advice. Investing and trading involve risk, including possible loss of principal. Always do your own research and consult a qualified financial professional before making financial decisions.

Monterey County is installing No Parking signs near Big Sur's Bixby Bridge. And, the state's Farm to School program is now a permanent part of the state budget.

The sermon explores the dual reality of a believer's spiritual state, emphasizing that while salvation provides permanent judicial cleansing through Christ's blood, daily practical holiness requires ongoing repentance. Drawing primarily from Psalm 51 and 1 John 1:7-9, the message contrasts the temporary efficacy of worldly products with the eternal completeness of God's forgiveness. It assures listeners of their secure standing in God's hands, citing John 10:27-30 to demonstrate that no one can snatch them from His care. The preacher urges believers to flee from sin rather than debate it, relying on God's faithfulness for daily purification and strength. Ultimately, the teaching aims to ground the audience in the simplicity of the gospel foundation amidst complex theological structures.

Top Election Day Storylines and KCMO Bar Owners Want 5am Close Permanent?! | 8-4-26See omnystudio.com/listener for privacy information.

Permanent exclusions continue to rise across England, but why? Are schools dealing with the consequences of increasingly difficult home lives, weaker parental support and wider social problems? Or is the education system itself failing children through outdated classrooms, oversized classes and unrealistic expectations? Should exclusions remain a necessary last resort to protect learning, or are they evidence that mainstream education needs fundamental reform? Also on the show, A major new NFER report suggests social media, online bullying and worsening wellbeing may all be fuelling England's attendance crisis. But are phones really to blame? Have attitudes towards school attendance fundamentally changed since the pandemic? And should the government rethink attendance fines, or double down on getting children back into the classroom?

Want to hire our team to scale your Landscaping or Outdoor-Living Business? Book your FREE strategy call now → https://www.savantmarketingagency.com/free-strategy-call If you're a landscaper looking to scale up your business and dominate your local market using effective digital marketing — you're in the right place. In this video, you'll learn: ✅ The five most effective ways to generate profitable permanent lighting leads in 2026 ✅ Which strategy best fits your budget, growth goals, and available time ✅ How to combine multiple lead sources to build a predictable pipeline and become the go-to lighting contractor in your city ADDITIONAL RESOURCES: Download a FREE PDF copy of my book, Landscaper Marketing Secrets. Inside, you'll get 150+ pages of real-world strategies showing you how to generate more leads, book more jobs, and scale your landscaping business without guesswork. Get it here: https://mailchi.mp/6857bf96a12e/landscaper-marketing-secrets Grab the FREE Case Study. See the exact Facebook ad copy, offer, and creative we used to help a landscaping client generate $370,000 in sales in just 4 months. Read it here: https://mailchi.mp/978e007b3cdd/casestudy Hire My Agency: If your landscaping or outdoor-living company does $300k–$5M per year, and you want a marketing partner that delivers guaranteed results, apply to work with Savant Marketing. Book your free strategy call here: https://www.savantmarketingagency.com/free-strategy-call FOLLOW ALONG: Instagram: https://www.instagram.com/direct/t/17844629994457721 Facebook Group: https://www.facebook.com/groups/488948048832631 Podcast: https://www.landscapermarketingshow.com/ Newsletter: https://mailchi.mp/mattthibeau/newsletter VIDEO TIMESTAMPS: 0:00 Intro 00:48 Meta Ads 03:13 Local SEO 06:08 Google Ads 07:44 Direct Mail 08:57 Door Knocking 10:44 Final Recommendation ABOUT MATT: Matt Thibeau is the CEO and founder of Savant Marketing, the #1 marketing agency for landscapers. Matt is the author of Landscaper Marketing Secrets, host of The Landscaper Marketing Show podcast, has been featured on Rogers Daytime TV, Green Profit Academy, and other industry media outlets. When he's not helping landscapers grow, Matt enjoys riding his mountain bike, working out, and watching movies with friends.

Bloomberg reports that Trump's tariffs are likely to stick around despite their unpopularity, signaling that businesses and investors need to treat elevated trade barriers as a structural feature of the economy — not a temporary headwind. We examine the long-term investment implications of a world where tariffs are the new normal.Today's Stocks & Topics: Carpenter Technology Corporation (CRS), Market Wrap, Boston Scientific Corporation (BSX), Boston Scientific Corporation (BSX), Leopold Aschenbrenner, Vertiv Holdings Co (VRT), Tariffs Are Here to Stay: How Permanent Trade Barriers Are Reshaping Long-Term Investing, Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, Return of Equity vs. Return of Assets, Fox Corporation (FOXA), iShares 20+ Year Treasury Bond ETF (TLT), The U.S. Treasury.Our Sponsors:* Check out Chilipad and use my code INVEST for a great deal: https://sleep.me* Check out TruDiagnostic and use my code INVEST20 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Most bosses hand out bonuses or gift cards, but one workplace took employee rewards to a whole new level. We unpack the unbelievable story of a boss who allegedly gave staff tattoos, why it happened and whether anyone actually regrets saying yes.See omnystudio.com/listener for privacy information.

In a single week, Vinton County told the world it does not intend to give the Siders children back. Three of the four adults charged with harming them have now asked the court to decide whether they are fit to stand trial at all. And two reporters who went looking for the family's past came back with the same address from different directions.SOURCES, LINKS, AND PRINT VERSION: https://weirddarkness.com/siderscase20260729Look for this podcast on Apple Podcasts, Spotify, iHeart Radio, Amazon Music, Pandora, TuneIn Radio, and other podcast apps. Get a list of free listening apps here: https://pod.link/1078714736*No AI Voices Are Used In The Narration Of This Podcast*WeirdDarkness® is a registered trademark. Copyright ©2026, Weird Darkness.

Ashleigh is joined by our old friend Nat and our new friend Angela to talk about what leaving a same-sex relationship was like for them. Whether you're considering leaving a same-sex relationship in order to follow Jesus, or you're wanting to support someone in that situation, this conversation has something for you. Resources recommended and related Nat and Matt: Mixed-Orientation Marriage (Different Stories #9), Living Out Podcast Support to Grieve, Anne Witton What's Wrong With a Permanent, Faithful, Stable Same-Sex Sexual Relationship?, Ed Shaw What If a Gay, Married Couple, With Children, Become Christians?, Ed Shaw

In this episode of the HVAC Know It All Podcast, host Gary McCreadie is joined by David Kim, Engineering Manager at LG Electronics, to discuss variable refrigerant flow systems and how they work. David explains the difference between heat pump and heat recovery VRF systems, how inverter compressors and electronic expansion valves control refrigerant flow, and why each indoor unit can operate with its own set point. The conversation covers VRF system design, piping, refrigerant charge calculations, and the use of LG's LATS HVAC software. Gary and David also discuss the importance of nitrogen brazing, the temporary use of filter driers after service, and the move from R410A to R32 refrigerant. They also explore LG's Multi V i system, including its improved heating performance, service data tracking, building automation options, and higher system capacity. In this conversation, David explains what variable refrigerant flow systems are and how they provide heating and cooling to different indoor zones. He discusses the difference between heat pump and heat recovery systems, along with how inverter compressors and electronic expansion valves control refrigerant flow. David and Gary explore topics such as VRF system design, piping, refrigerant charge, nitrogen brazing, and the use of LG's LATS HVAC software. They also discuss the move from R410A to R32 refrigerant, the features of LG's Multi V i system, and why proper installation, system design, and service practices are important for reliable performance. Expect to Learn: What variable refrigerant flow systems are and how they provide heating and cooling to different zones. The difference between heat pump and heat recovery VRF systems and how each one operates. How inverter compressors and electronic expansion valves control refrigerant flow. Why proper VRF design, piping, refrigerant charge, and nitrogen brazing are important. LG's Multi V i system uses R32 refrigerant, improved controls, service data, and higher capacity. Episode Highlights: [00:00] - Sponsor Ad: Factory Direct Filters [00:42] - Intro to Guest David Kim from LG in Part 1 [02:51] - VRF Education: Definition and Heat Recovery [05:17] - History of VRF: From Asia to North America [07:05] - How Modulation Works: Inverter Compressors & Electronic Expansion Valves (EEVs) [08:52] - Comparison: Mini-Split Metering vs. VRF Metering [10:08] - System Design & Sizing: Using LG's LATS HVAC Software [13:28] - Installation Best Practices: The Importance of Nitrogen Brazing [14:51] - Service Debate: Filter Dryers on VRF Systems (Temporary vs. Permanent) [17:02] - New Technology: Introducing the Multi V i (R32 Refrigerant & AI Features) [20:13] - Building Automation Integration and Modular Capacity   This Episode is Kindly Sponsored by: Cintas: https://www.cintas.com/hvacknowitall Cool Air Products: https://www.coolairproducts.net/ Factory Direct Filters: https://www.factorydirectfilters.com/ SupplyHouse: https://www.supplyhouse.com/tm Use promo code HKIA5 to get 5% off your first order at Supplyhouse! Follow the Guest David Kim on: LinkedIn Profile: https://www.linkedin.com/in/david-kim-156b9878/ LinkedIn - LG Electronics: https://www.linkedin.com/company/lg-electronics/  Follow the Host on: LinkedIn Profile: https://www.linkedin.com/in/gary-mccreadie-38217a77/ LinkedIn - HVAC Know It All: https://www.linkedin.com/company/hvac-know-it-all-inc Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/  Instagram: https://www.instagram.com/hvacknowitall1/  Follow the Podcast on: YouTube: https://www.youtube.com/@HVACKnowItAll Spotify: https://open.spotify.com/show/6LCBJGw0EHG03rdWHxUMce Apple Podcast: https://podcasts.apple.com/us/podcast/hvac-know-it-all-podcast/id1359253455

A genetic connective tissue disorder deemed incurable by medicine improved dramatically through carnivore nutrition and structural medicine that conventional practice overlooks.DESCRIPTIONAt 16, Edward Goeke developed debilitating symptoms that left him bedridden: crippling pain whenever he felt emotion, constant tachycardia, and progressive deterioration. For two years, doctors dismissed him. Medications failed. Plant-based eating worsened his condition. By 18, he was losing vision and preparing to die.Then came diagnosis: Ehlers-Danlos Syndrome, a genetic connective tissue disorder affecting his ligaments throughout his body. Told it was permanent. Told he'd never fully recover.But something shifted when he eliminated plant foods entirely and adopted a carnivore diet. Combined with targeted structural therapies—PRP prolotherapy and deep tissue tendon needling—his symptoms stabilized, then reversed. Now 22, he walks, trains, and functions normally. More provocatively, he's built a research-backed argument that "genetic" and "incurable" aren't the same thing, and that nutritional intervention can fundamentally alter gene expression.Edward's now creating content to challenge mainstream health dogma, particularly for younger audiences conditioned to accept conventional medicine's failures as inevitable.Edward Goeke: ContraindicatedYouTube: Edward A. Goekeedgoeke@pm.meInstagram: e.goeke_Send Dr. Ovadia a Text Message. (If you want a response, you must include your contact information.) Dr. Ovadia cannot respond here. To contact his team, please send an email to team@ifixhearts.com WEBSITE: Stay Off My Kitchen Table Like what you hear? Head over to IFixHearts.com/book to grab a copy of my book, Stay Off My Operating Table. Ready to go deeper? Talk to someone from my team at IFixHearts.com/talk.Ready to take control of your health?  Grab Dr. Ovadia's brand new book Stay Off My Kitchen Table now! This isn't just another diet book; it reveals why it's not just what you eat, but what your body actually absorbs that determines your health.If you're struggling with low energy, stubborn weight, or feeling like “healthy eating” isn't working… this book shows you exactly how to fix it.Learn how to reset your gutEliminate hidden foods sabotaging your progressUnlock real energy, metabolism, and longevityDon't wait until it's too late. Take action today. Get your copy of Stay Off My Kitchen Table now.Learn More:Take Dr. Ovadia's metabolic health quiz: iFixHearts Dr. Ovadia's website: Ovadia Heart HealthTheme Song : Rage AgainstWritten & Performed by Logan Gritton & Colin Gailey (c) 2016 Mercury Retro RecordingsAny use of this intellectual property for text and data mining or computational analysis including as training material for artificial intelligence systems is strictly prohibited without express written consent from Dr. Philip Ovadia.

Roger Seheult, MD of MedCram explains the ways permanent daylight saving time would affect health. See all Dr. Seheult's videos at: https://www.medcram.com/ (This video was recorded on July 18th, 2026.) Roger Seheult, MD is the co-founder and lead professor at: www.medcram.com He is Board Certified in Internal Medicine, Pulmonary Disease, Critical Care, and Sleep Medicine and an Associate Professor at the University of California, Riverside School of Medicine. MEDCRAM WORKS WITH MEDICAL PROGRAMS AND HOSPITALS: MedCram offers group discounts for students and medical programs, hospitals, and other institutions. Contact us at customers@medcram.com if you are interested. MEDIA CONTACT:  Media Contact: customers@medcram.com Media contact info: https://www.medcram.com/pages/media-contact Video Produced by Kyle Allred Edited by Daphne Sprinkle of Sprinkle Media Consulting, LLC FOLLOW US ON SOCIAL MEDIA: Facebook:  www.facebook.com/MedCram Twitter/X: www.twitter.com/MedCramVideos Instagram: www.instagram.com/medcram DISCLAIMER: MedCram medical videos are for medical education and exam preparation, and NOT intended to replace recommendations from your doctor.

On this episode of the JT Sports Podcast, JT welcomes College Football With Sam for an in-depth discussion on everything coming out of SEC Media Days and why the conference's public complaints about scheduling and the College Football Playoff may have damaged its reputation more than helped it. JT and Sam also break down Kentucky's bold new direction under Will Stein, debate whether Notre Dame is being boxed out of the playoff era, explain why Indiana is built to remain a national championship contender under Curt Cignetti, and discuss whether USC, Penn State, and Michigan are the biggest playoff sleepers heading into the 2026 season. All that plus bold Big Ten predictions, coaching evaluations, roster breakdowns, and what could shape the next College Football Playoff race.

The House recently passed a bill that would make daylight saving time permanent -- though it's unclear if it'll pass the Senate. Listeners call in to share whether they are in favor of the change, which would mean no more changing clocks. Photo: This illustration photo shows a clock in the background of a smartphone showing the time after daylight saving time was implemented in Los Angeles, California, on March 15, 2022. The US Senate advanced a bill on March 15 that would bring an end to the twice-yearly changing of clocks, in favor of a "new, permanent standard time" that would mean brighter winter evenings. (Photo by Chris DELMAS / AFP) (Photo by CHRIS DELMAS/AFP via Getty Images) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

To become a follower of Jesus, visit: https://MorningMindsetMedia.com/MeetJesus  (NOT a Morning Mindset resource) ➖➖➖➖➖➖➖➖➖➖ TODAY'S SCRIPTURE: 1 Samuel 16:13 - Then Samuel took the horn of oil and anointed him in the midst of his brothers. And the Spirit of the LORD rushed upon David from that day forward. And Samuel rose up and went to Ramah. (ESV) John 14:15–17 - “If you love me, you will keep my commandments. [16] And I will ask the Father, and he will give you another Helper, to be with you forever, [17] even the Spirit of truth, whom the world cannot receive, because it neither sees him nor knows him. You know him, for he dwells with you and will be in you. (ESV)  ➖➖➖➖➖➖➖➖➖➖ FINANCIALLY SUPPORT THE MORNING MINDSET: (not tax-deductible) -- Become a monthly partner: https://mm-gfk-partners.supercast.com/ -- Underwrite one daily episode: https://MorningMindsetMedia.com/daily-sponsor/ -- Give one-time: https://give.cornerstone.cc/careygreen -- Venmo: @CareyNGreen ➖➖➖➖➖➖➖➖➖➖ FOREIGN LANGUAGE VERSIONS OF THIS PODCAST: Subscribe to the SPANISH version: https://MorningMindsetMedia.com/Spanish Subscribe to the CHINESE version: https://MorningMindsetMedia.com/Chinese ➖➖➖➖➖➖➖➖➖➖ CONTACT: Carey@careygreen.com   

Are you arriving at the end of your week feeling completely depleted by digital noise, information overload, and chronic stress? Welcome to the grand finale and weekly review of our series. In this final episode, we explore the advanced neuro-somatic practice of baseline integration, focusing on the developmental arc of Embodying your peace.  Through this final integration protocol, you will learn how to permanently anchor your nervous system, lower your baseline cortisol, and walk through a fast-paced world with an untouchable mental immune shield. Turn off the noise of the outside world, claim your sovereign baseline, and drift effortlessly into a deep, restorative night of sleep.

Doug Messier and Rick Fisher explore the lack of cooperation between the US and China, viewing the solar system as a ground for ideological competition. Establishing permanent lunar bases requires major engineering feats, including nuclear power plants and rovers. China views the moon as a stepping stone for Mars. (8)

#890: IBM shares crashed after its CEO warned of a performance shortfall, reigniting fears of a SaaSpocalypse. China is cracking down on romantic feelings for chatbots to encourage citizens to have more babies as its economy stumbles. There's whispers of OpenAI's first consumer product being a screenless speaker that can travel…room to room. Neal's Numbers is back with daylight savings passing the House, Wingstop can't stop, and the 30 minute World Cup final. Finally, a new AI dating app is unveiled. Get 10% off using MORNINGBREW10 at https://altrarunning.com/morningbrew Get tickets for our trivia tournament! https://caveat.nyc/events/the-morning-brew-trivia-tournament-2026-07-30  Grab tickets to our Performance Revue show! https://www.morningbrew.com/events/brew-performance-revue-2026?utm_campaign=performance_revue_2026&utm_source=mbd Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s been controversial since the beginning of time… should we switch to permanent daylight saving time? Or is it better to continue to switch our clocks twice a year between standard time and daylight saving time? The House has overwhelmingly voted in favor of making it permanent, the Senate looks like it’s going to disagree. But there’s a third option no one is discussing, one that scientists believe is actually the better, healthier and more cost effective way to keep time. See omnystudio.com/listener for privacy information.

It’s been controversial since the beginning of time… should we switch to permanent daylight saving time? Or is it better to continue to switch our clocks twice a year between standard time and daylight saving time? The House has overwhelmingly voted in favor of making it permanent, the Senate looks like it’s going to disagree. But there’s a third option no one is discussing, one that scientists believe is actually the better, healthier and more cost effective way to keep time. See omnystudio.com/listener for privacy information.

 Headlines: – Welcome to Mo News + Spain Beats France In World Cup Semifinal (02:00) – ICE Pausing Most Traffic Stops Following Deadly Shootings In Maine, Texas (07:15) – Inflation Slowed to 3.5%; Americans Get Break From Higher Gas Prices (11:45) – Wall Street Focused On ‘NACHO' Trade With Trump, Iran (12:40) – New York Becomes First State To Pause AI Data Center Development (21:15) – House Passes Bill Making Daylight Saving Time Permanent (26:00) – Health Officials Zero In On Lettuce In Explosive Diarrhea Outbreak (30:00) – Investigation In Australia Uncovers Antisemitism In Hospitals (33:30) – Forget Cash. Some San Francisco Home Sellers Want AI Stock Instead (36:30) – On This Day In History (41:00) Thanks To Our Sponsors: – Monarch - 50% off your first year | Code: MONEWS – Factor - 50% off your first box | Code: monews50off –⁠ Industrious⁠ - Coworking office. 50% off day pass | Code: MONEWS50 – LMNT | Free Sample Pack with any LMNT drink mix or 12oz cans purchase – ⁠Boll & Branch⁠ – 20% off first order, plus free shipping | Code: MONEWS

From 07/15 Hour 2: The US Congress recently passed a bill to make daylight saving time permanent. The guys are unsure if they are for or against this potential change.

From 07/15 Hour 2: Callers are split right down the middle after reacting to news that the US Congress passed a bill to make daylight saving time permanent.

It’s been controversial since the beginning of time… should we switch to permanent daylight saving time? Or is it better to continue to switch our clocks twice a year between standard time and daylight saving time? The House has overwhelmingly voted in favor of making it permanent, the Senate looks like it’s going to disagree. But there’s a third option no one is discussing, one that scientists believe is actually the better, healthier and more cost effective way to keep time. See omnystudio.com/listener for privacy information.

Preview for Later Today: Bob Zimmerman updates the status of the SaxaVord Spaceport launch window for the German rocket RFA One. Despite the announcement, he questions if the UK's permanent civil service will actually permit this sovereign orbital attempt.