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Bob Stauffer checks in live from Dallas Learn more about your ad choices. Visit megaphone.fm/adchoices
Rates may be high right now, but they won't stay that way forever! With the Fed's ongoing rate adjustments, preparing yourself for refinancing opportunities when lower rates return is key. Tune in to learn the exact steps to refinancing success and how today's real estate trends could affect your future financial decisions.In this episode of The Texas Real Estate & Finance Podcast, we break down the Refinancing Steps Explained—a crucial guide for anyone looking to save money when mortgage rates drop again. Mike walks you through the five key steps of the refinancing process, from assessing your financial situation to closing the loan. In addition, we dive into critical real estate topics, including the impact of rising mortgage rates, the latest on U.S. birth rates and their long-term effects on housing demand, and whether Texas is still affordable. Stay informed, optimize your real estate strategies, and make sure you're ready for when rates finally come down!Key Take Aways1. Mortgage Rates and the Federal Reserve's PolicyMortgage rates are climbing, but surprisingly, the Federal Reserve continues to signal potential rate cuts soon. Mike explains the disconnect between the Fed's policy direction and mortgage rate trends, and why this is crucial for real estate professionals to understand.2. The Impact of Shrinking U.S. Birth Rates on Real EstateThe U.S. birth rate hit record lows in 2023, and this trend will likely impact the housing market over time. Fewer births could mean less demand for larger, family-sized homes, potentially shifting the focus to smaller homes and urban living spaces. Realtors should be aware of these population shifts when advising clients.3. Is Texas Still Affordable?A recent study shows that living comfortably in cities like Dallas and Arlington now requires an income close to six figures. With Dallas ranked as the second most expensive city in Texas, affordability remains a pressing issue, especially for homebuyers looking to settle in North Texas.4. Refinancing: Preparing for Lower RatesRefinancing might not be top of mind now, but rates will eventually fall. When they do, knowing the refinancing steps will save you time and money. Mike explains how to evaluate your credit score, debt-to-income ratio, and home equity to position yourself for a successful refinance.5. Step-by-Step Refinancing Process BreakdownUnderstanding refinancing is crucial, especially with rates expected to drop. Mike walks through the 5 key steps to refinancing, including assessing your financial situation, finding the right lender, and completing the loan application. If you're looking for a quicker and simpler option, watch this Streamline Refinancing video for more details:https://youtu.be/rfXjLXHuYzAResources Mentioned in This Episode:Cost of Living in Dallas: Learn what it takes to live comfortably in Dallas and other major Texas cities with this detailed Dallas Morning News article: https://www.dallasnews.com/business/personal-finance/2024/10/07/does-it-take-a-six-figure-income-to-live-comfortably-in-dallas-and-other-texas-cities/U.S. Birth Rates Decline: Explore the broader implications of the U.S. birth rate hitting record lows in 2023 with this CNN report:
We look ahead to the final big push of releases for 2024, with fall albums from Mount Eerie, SOPHIE, Soccer Mommy, a newly discovered Nusrat Fateh Ali Khan recording and more.Featured albums:1. SOPHIE: SOPHIE2. Mount Eerie: Night Palace3. Dua Saleh: I Should Call Them4. Kim Deal: Nobody Loves You More5. Nusrat Fateh Ali Khan: Chain Of Light6. Soccer Mommy: Evergreen7. Katie Gavin: What A Relief8. Oliver Coates: Throb, shiver, arrow of time9. Nubya Garcia: OdysseyOther most-anticipated releases for fall 2024:Bright Eyes: Five Dice, All ThreesJamie xx: In WavesThurston Moore: Flow Critical LucidityAlan Sparhawk: White Roses, My GodBilly Strings: Highway PrayersChristian Lee Hutson: Paradise Pop. 10Mickey Guyton: House On FireBroadcast: Distant Call - Collected Demos 2000-2006Dawn Richard, Spencer Zahn: Quiet in a World Full of NoiseOrla Gartland: Everybody Needs a HeroYasmin Williams: AcadiaThe Linda Lindas: No ObligationJapandroids: Fate & AlcoholLaura Marling: Patterns in RepeatPixies: The Night the Zombies CameCharley Crockett: Visions of Dallas Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
James Bloom has 8x'd a small mechanical contractor he bought only 4 years ago, despite it being a competitive industry. Topics in James's interview: How his background in M&A informed his due diligence process How he ensured a smooth transition Commercial HVAC vs. residential HVAC Why he funded growth out of his own pocket Reducing his weekly work hours from 100 to 60 How his business differentiates itself in the construction industry Growing his staff from 8 to 80 Growing revenue from $3M to $25M Working with unions Bringing in outside capital to grow Links and how to contact James: jbloom737@gmail.com LinkedIn Excel Mechanical Contractors Buy your ticket to the ETA conference devoted to self-funded search: The Self-Funded Search Conference (Sep 30 & Oct 1 in Dallas)Learn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabConnect with Acquiring Minds: See past + future interviews on the YouTube channel Connect with host Will Smith on LinkedIn Follow Will on Twitter
Niklas James started off as a self-funded searcher, but evolved into being an independent sponsor of 7 acquisitions. Topics in Niklas's interview: Why he returned the funds raised for his traditional search fund How the painful challenges of his first acquisition set him up for success on later deals Why SaaS isn't as sexy as it seems Evolution from self-funded searcher to independent sponsor Definition of an independent sponsor Why HVAC is so attractive Growing his home services business What type of person should consider independent sponsorship The difference between searchers and independent sponsors The difference between a holdco and independent sponsorship Links and how to contact Niklas: niklas.james@gmail.com LinkedIn McGuireWoods Independent Sponsor Conference Buy your ticket to the ETA conference devoted to self-funded search: The Self-Funded Search Conference (Sep 30 & Oct 1 in Dallas)Learn more about Walker Deibel's done-with-you buy-side advisory:The Acquisition LabConnect with Acquiring Minds: See past + future interviews on the YouTube channel Connect with host Will Smith on LinkedIn Follow Will on Twitter
Kirk and Locked on Rockets host Jackson Gatlin talk about the Houston Rockets offseason and what to expect in the coming season. They end with his thoughts on Christian Wood and how he might fit in Dallas Learn more about your ad choices. Visit podcastchoices.com/adchoices
Kirk and Locked on Rockets host Jackson Gatlin talk about the Houston Rockets offseason and what to expect in the coming season. They end with his thoughts on Christian Wood and how he might fit in Dallas Learn more about your ad choices. Visit podcastchoices.com/adchoices
Kirk and Locked on Rockets host Jackson Gatlin talk about the Houston Rockets offseason and what to expect in the coming season. They end with his thoughts on Christian Wood and how he might fit in Dallas Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices
Mikey McKinson confidently updates Oscar on his pre-fight predictions live from Dallas Learn more about your ad choices. Visit podcastchoices.com/adchoices
Doug Gottlieb in for Colin Dallas Cowboys owner Jerry Jones continues to overpay for players New England gets more out of their players while paying less than Dallas Learn more about your ad-choices at https://www.iheartpodcastnetwork.com
Doug Gottlieb in for Colin Dallas Cowboys owner Jerry Jones continues to overpay for players New England gets more out of their players while paying less than Dallas Learn more about your ad-choices at https://www.iheartpodcastnetwork.com
There is only one game left this season and unfortunately the Dallas Cowboys are not in it. What can the Cowboys learn from the Kansas City Chiefs and Tampa Bay Buccaneers, though? Check out the latest episode of The 75O as 2-Time Super Bowl Champion Tony Casillas (@tccasillas) and RJ Ochoa (@rjochoa) discuss. Learn more about your ad choices. Visit megaphone.fm/adchoices
00:00 Is George Kittle the best tight end in the NFL? 14:55 Did the Cowboys have too much confidence in Dalton as their backup QB? 24:18 Is Kyler Murray showing that he’s the next young QB capable of winning a Super Bowl? 31:51 Has CeeDee Lamb already proven he’s worth the first-round pick for Dallas? Learn more about your ad choices. Visit podcastchoices.com/adchoices
00:00 Was last night the biggest upset in NBA Finals history? 12:06 Michael Vick joins to recap the Cowboys’ loss to the Browns. 22:05 Agree with LeBron that the Lakers can “take a commanding lead on Tuesday”? 28:03 Did last night prove Philly is undoubtedly better than Dallas? Learn more about your ad choices. Visit podcastchoices.com/adchoices
2:11 - We want your questions! 3:23 - What will Jhonder Cádiz bring to Nashville? 8:11 - Orlando City vs. Inter Miami analysis 22:36 - Thierry Henry and the Great Puzzle of Montreal 29:41 - NYCFC’s attacking issues 32:56 - LAFC vs. Portland Timbers analysis 45:22 - Promising signs in Dallas Learn more about your ad choices. Visit megaphone.fm/adchoices
00:00 Chris Broussard joins to discuss the Lakers’ 107-92 loss to the Raptors. 14:08 Chris Broussard returns to discuss the Rockets’ win over the Bucks. 25:55 Is it a big deal that LeBron and AD don’t want to practice on game days? 33:37 Would Aaron Rodgers really be an upgrade over Dak Prescott in Dallas? Learn more about your ad choices. Visit podcastchoices.com/adchoices
In light of the fact that the past two NFL MVPs were second-year quarterbacks, special guest Andy Benoit joins Gary to discuss five of the upcoming season's second-year QBs: Kyler Murray, Daniel Jones, Dwayne Haskins, Drew Lock and Gardner Minshew. Plus, what does the Andy Dalton signing mean in Dallas? Learn more about your ad choices. Visit megaphone.fm/adchoices
Julia and Becky talk about the upcoming game against Dallas Learn more about your ad choices. Visit podcastchoices.com/adchoices
Locked On Pelicans - Daily Podcast On The New Orleans Pelicans
Despite rallying from 20 points down Pelicans unable to beat the Suns in overtime; Jaxson Hayes has a tremendous night and Lonzo Ball plays his best game in New Orleans; Looking at Dallas Learn more about your ad choices. Visit podcastchoices.com/adchoices
On tonight's show, we take a look at Winnipeg's division rivals and recap some of the action from a whacky evening in Dallas Learn more about your ad choices. Visit podcastchoices.com/adchoices
How about that for a season opener? What an impressive performance from the Phoenix Suns in their 124-95 victory over the Sacramento Kings. Continuing our usual format from last season with our free throws, flagrant fouls (luckily zero tonight), and stat to watch, we talk through all the key figures in the Suns’ season-opener. From Ricky Rubio’s brilliant debut to Devin Booker and Deandre Ayton’s noticeable developments, plenty stood out. Now, the question is will the Suns keep this momentum up or will deja vu happen with this win mirroring last year’s dominant opening night victory over Dallas? Learn more about your ad choices. Visit megaphone.fm/adchoices
Ryan and Greg stop what they are doing and react immediately to the Zucc trade to Dallas Learn more about your ad choices. Visit megaphone.fm/adchoices
Frank and Eric attempt to figure out what to take from the Bucks weekend, as they looked dominant in Dallas before returning home and drop a back-to-back to the Magic. What happened on Saturday? Why did everything go so poorly? How well did the Bucks play in Dallas? Learn more about your ad choices. Visit megaphone.fm/adchoices
This week the guys discuss the past week of Rangers game, how Zibby is a top 25 trade piece in the league & Tony Deangelo's maturity issues. Then Brian Leblanc of Canes Country joins the guys to somehow talk... Panarin? Before talking about the possibilities of the Rangers obtaining Adam Fox After Alex Daugherty of AtoZSports Nashville returns to the pod to talk whats been going on in Nashville this year and if it's possible the Rangers could be trade partners Finally the guys come back and discuss other MSG news of a little trade that the Knicks ended up making with Dallas Learn more about your ad choices. Visit megaphone.fm/adchoices