Podcasts about tremendous

Fay from BBC's Traitors (https://www.instagram.com/radiogirlz/) and Kev aka Spider_LFC (https://www.tiktok.com/@spider_lfc) join Owen to delight in LIVERPOOL 2-1 WEST HAM at Anfield. The league is ours, and the players deserve it for their sheer bloody-mindedness: what a feeling! "Big Virg", our Captain Colossus, made up for the mix-up leading to Andy Robbo's unfortunate own goal by nodding in the winner "at the death" of the match, sending LFC fans everywhere into raptures, and a lemon flying across my kitchen. We discuss:⚽️Mo Salah, THE EGYPTIAN KING's contract, and that sublime assist

You may have heard of Tom Slick, the man who financed many early expeditions in search of Sasquatch both the in US and internationally. But did you know he was also a scientist, military man, inventor, philanthropist, and much more? Learn the strange, fascinating and tragically short history of Thomas Baker Slick Jr. with Heather Moser, Mark Matzke and guest host Aaron Deese.  Email - Monsteropolis@smalltownmonsters.com   SHOW NOTES Monsteropolis: Tom Slick   Welcome back, you lawless knaves.    READER MAIL - got at least one - HERE IT IS, from our friend Christine! — Hi Guys,   First of all, congratulations on the success of your 10th anniversary Kickstarter!  I can't wait to see your new films, especially The Siege of Ape Canyon and The Kinderhook Creature.   I listened with interest to the Monsteropolis episode where you described the changing nature of the appearance of the Wendigo in popular culture from an emaciated human being to one with antlers and a stag's skull. In the fall last year I became aware of the legend of the Leshy of pagan Slavic culture through an excellent YA novel called "Where the Dark Stands Still" by Polish writer A.B. Poranek. When I googled the Leshy I was astounded to see images of what I recognised as the Wendigo. So this got me thinking - is there a Slavic influence at play here too? Perhaps this is something you could look in to!    I am really looking forward to the book and film regarding the Wendigo which I understand may come out next year. I have been fascinated by the Wendigo since reading Algernon Blackwood's novella and there is one passage in particular that always sticks in my mind:   "And soon after he slept, the change of wind he had divined stirred gently the reflection of the stars within the lake. Rising among the far ridges of the country beyond Fifty Island Water, it came from the direction in which he had stared, and it passed over the sleeping camp with a faint and sighing murmur through the tops of the big trees that was almost too delicate to be audible. With it, down the desert paths of night, though too faint, too high even for the Indian's hair-like nerves, there passed a curious, thin odor, strangely disquieting, an odor of something that seemed unfamiliar—utterly unknown."   Christine   (your biggest Scottish fan who lives in Germany

Browns Hall of Famer Joe Thomas joins Ken Carman to discuss his thoughts on the Browns signing Joe Flacco, along with what it could mean for Shedeur Sanders if the Browns decide to draft him, and if it changes what the Browns may be thinking for the 2025 NFL Draft, and the impact Deion Sanders could have for a team that drafts his son.

George Conway joins Sarah Longwell to discuss the Supreme Court ruling people detained by the Alien Enemies Act are entitled to due process, the footnote in Justice Jackson's dissent, the lawyer put on leave after telling the truth about a man sent to El Salvador, and more Trump executive orders against law firms and two for investigation into two former government employees who have spoken out against him. Start your new morning ritual & get up to 43% off your @MUDWTR with code ASK GEORGE at mudwtr.com/ASKGEORGE ! #mudwtrpod

Clint Stoerner & Ron 'The Show' Hughley give YOU the Lowdown on the NEW Nonstop Flights to Traverse City for TREMENDOUS Golf! full 808 Thu, 10 Apr 2025 00:17:02 +0000 NS3UkzBmsGU5N91HJekXTVQRANaX14jy sports The Drive with Stoerner and Hughley sports Clint Stoerner & Ron 'The Show' Hughley give YOU the Lowdown on the NEW Nonstop Flights to Traverse City for TREMENDOUS Golf! 2-6PM M-F 2024 © 2021 Audacy, Inc. Sports Fal

We got impressions, critiques, compliments and full blown DIY bits on today's Hill Notes

Ben Axler sees “tremendous valuation downside” risk for Monster Beverage (MNST), citing its dependence on Coca-Cola (KO) for its distribution, shrinking market share, and "out of step" product offerings. He addresses Monster's response to his short report, calling it “boilerplate,” and says his research is based on publicly available information and interviews with former employees. “At a minimum,” he expects MNST to underperform the market.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Sheletta Brundidge and WCCO Radio are celebrating a great award as a result of Sheletta's work providing locks for families with autistic children who are subject to wandering away from home. Chad welcomes Sheletta on the show for Feisty Friday to talk about the initiative and work she put into it.

The Trojan Man, Tremendous 1990's Nostalgia, Rough Rugged Love Makin', & MORE lolol full 1002 Wed, 02 Apr 2025 23:27:27 +0000 6XeZc72GW8DgUb2iB9va670Xl5SmV4Uo sports The Drive with Stoerner and Hughley sports The Trojan Man, Tremendous 1990's Nostalgia, Rough Rugged Love Makin', & MORE lolol 2-6PM M-F 2024 © 2021 Audacy, Inc. Sports False https://p

The Athletic college basketball reporter Joe Rexrode joined JR to discuss if he's surprised that all four No. 1 seeds made the Final Four, who the team to beat is, the impressive coaching jobs by all four coaches and preview both Final Four games.

Visit our website ➡️➡️➡️ https://www.majesticproduction.com/Folks, it's true — we watched NXT Kids, and believe me, it was a total disaster. One episode — ONE — and I now know why. It was so cringe, so badly produced, I wouldn't even let Barron watch it. Sad! But that's not all — we cover ALL the pro wrestling drama this week, and there was a LOT.Let's start with Linda Hogan, who dropped one of the most unhinged videos I've ever seen — truly unwell. Blaming Hulk Hogan for everything (like the fake news media blames me). Completely embarrassing. Then we had Taya Valkyrie getting absolutely obliterated on Twitter by Tigerhite — never seen someone get ratio'd that hard. Not good! And a MAJOR shakeup in TNA — Gail Kim FIRED, folks. Huge. The leadership is falling apart, just like CNN. We break it all down.In news that actually matters, the WWE is doing something historic — inducting a match into the Hall of Fame for the very first time. And it's a great one: Bret Hart vs. Stone Cold at WrestleMania 13. I loved it. Tremendous match. Should've happened sooner, frankly. Also, Santino Marella is teasing a “groundbreaking announcement” — what does it mean for TNA? Maybe something good for once! We get into that too.And let's talk about Rob Van Dam — an icon. He said the truth about AEW (they're terrible), and the internet babies got mad. But all they did was prove him RIGHT. Classic.All this and so much more — the greatest takes, the best analysis, nobody does it better. Pro Wrestling is supposed to be MAJESTIC, and we're here to MAKE IT THAT WAY AGAIN. Don't miss it!Watch our full podcast here ➡️➡️➡️ anchor.fm/majestic-production

Tremendous insight from Dr. Charles Stanley. Felix and I thank you for tuning in and SHARING!

DOGE TV Debut is Tremendous, KCMO Fires Brian Platt | 3-28-25See omnystudio.com/listener for privacy information.

There's a lot of debate right now whether the US is indeed at risk of entering a recession this year.And at the same time, the stock market has become a lot more volatile, swinging between Risk On and Risk Off as Wall Street sentiment becomes increasingly bipolar.Who is more likely to be proven right this year: the optimists or the pessimists?For answers, we turn to the experience and wisdom of financial advisor Ted Oakley, managing partner & founder of Oxbow Advisors.Ted has over 40 years experience helping clients, mostly high net worth families, protect and build wealth through good times and bad. We'll find out how he's currently positioning his clients assets for the road ahead.

Megan Brantley highlights Likefolio's web data behind Lululemon (LULU), which shows a shaky picture heading into its earnings. She talks about what's causing the "consumer psyche" to shift behind the company. Despite the pullback, Megan believes Lululemon has room to run through priority changes in its brand.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this week's episode, Alex talks about finally seeing Wicked. Andor comes out next month, and I am actually excited for Star Wars again. UFO disclosure movie. NCAA tournament sweet 16. And social media has never been more invasive. Follow Alex:X: https://x.com/adsilva005 Instagram: https://www.instagram.com/adsilva005/ Podcast Links:Apple Podcasts: https://podcasts.apple.com/us/podcast/intelligent-moron-with-alex-silva/id1552338016 Spotify: https://open.spotify.com/show/21OITz2NaBqXQ2SmKSEStc?si=wikIxgKkQgKMQNKjU8ozng YouTube:https://www.youtube.com/channel/UCnw1rKX6JUSITRFz2DSXEdQ/videos Epidemic Sound has the best selection of copyright free music for you to choose. 30 day free trial.https://www.epidemicsound.com/referra...

Mike spent months fighting with sleep.Melatonin? Nope.Sleep hygiene? Not the magic answer.CBT-I? Let's just say it had him sitting in the dark, petting his cat, calculating his “sleep score” like a mathematician.The more he tried, the worse things got. Until he realized something HUGE — the best way to control sleep is to not try and control it.This episode is packed with powerful insights you don't want to miss:“I found tremendous power in letting go.”“I don't need that much to recover from insomnia.”“At one point, I was literally sitting on the floor petting my cat thinking, is this really what it takes to sleep?”This interview was such a delight. Mike's story is real. His perspective is sharp. And his humor is the icing on the cake.If you've ever felt trapped in the overthinking, overanalyzing, sleep-obsessing loop, this episode is for you.Connect with Beth Kendall: 

Welcome to What Matters Now, a weekly podcast exploring key issues currently shaping Israel and the Jewish World, with host deputy editor Amanda Borschel-Dan speaking with The Times of Israel editor David Horovitz. Recording at noon in ToI's Jerusalem office ahead of a planned fateful cabinet vote on the firing of Shin Bet head Ronen Bar tonight, Horovitz attempts to summarize this fraught Israeli moment. As the Israel Defense Forces troops are again entering the Gaza Strip for ground operations, fears of a crumbling Israeli democracy are bringing thousands to the streets, alongside others who reject the notion of a renewed war in Gaza without a hostage deal first. Horovitz takes us through a litany of issues fueling the domestic strife and assesses how Israel again finds itself at a crossroads. "All of us want Israel to survive and to thrive and we have two things simultaneously: We have terrible threats from without and we have tremendous division from within," says Horovitz. "This is extremely dangerous for Israel." And so this week, we ask ToI editor David Horovitz, what matters now? What Matters Now podcasts are available for download on Apple Podcasts, Spotify, YouTube or wherever you get your podcasts. This episode was produced by the Pod-Waves. IMAGE: Israelis march in a protest against Prime Minister Benjamin Netanyahu and his plans to dismiss the head of the Shin Bet internal security service, in Jerusalem on March 19, 2025. (AP Photo/Ohad Zwigenberg) See omnystudio.com/listener for privacy information.

Swagu discusses Deion Sanders' idea to implement an NFL model to spring football, the Vikings wisely steering away from Aaron Rodgers, Ja'Marr Chase and Tee Higgins getting paid, the Lakers being a legitimate title contender, and the arrival of March Madness. 0:00 Welcome 1:21 Coach Prime wants to play spring game against another school 10:36 The Vikings no longer pursuing Rodgers 16:13 Bengals WRs get paid 21:32 Lakers are a legitimate title contender 25:30 March Madness is here Learn more about your ad choices. Visit podcastchoices.com/adchoices

On today's Media Matters, Dave Davis speaks with Lewis Steele of the Daily Mail to gain his expert insight on dispelling the media narrative of "Only The Title." What a season it has been for the Reds! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Register here for the live online event to learn about ‘Cleveland's Amazing Cash Flow Opportunities' on Thursday 3/20. Keith discusses the potential elimination of property tax, highlighting its impact on home affordability, rent stability, population influx, and retiree financial relief. Florida Governor Ron DeSantis supports a constitutional amendment requiring 60% voter approval to abolish property tax.  Hear about the broader economic implications, including the potential for increased sales tax and widened wealth inequality.  GRE Coach, Naresh, analyzes the impact of federal layoffs on the DC housing market, predicting a decline in home values and increased private sector job opportunities. Both emphasize the importance of the BRRRR strategy for real estate investors. Show Notes: GetRichEducation.com/545 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, there's a proposal to eliminate the property tax. Is a Washington DC real estate crash upon us, then a terrific guest and I are talking about the future of interest rates in inflation. And finally, an event you won't want to miss all today on get rich education.   Speaker 1  0:23   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:09   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith,   Keith Weinhold  1:25   welcome to GRE from Fort Carson, Colorado to Carson City, Nevada and across 188 nations worldwide. I'm Keith Weinhold, and you are in for another wealth building week at get rich education. I don't like to predict interest rates, because it's really hard to do. But it does get interesting today, because our guest says that he will with his tight read on the economy, this is a unique time, perhaps in my entire life, where we have more new policies shaping the economy and real estate. Then, anytime I can remember, policies are made by politicians, but we don't get into the politics here, rather the policies and how it affects you and her. Any of these policies spicier than this one from earlier this month. Be mindful that this voice is from a person that made his name as a real estate investor.    Donald Trump  2:29   I also  have a message tonight for the incredible people of Greenland. We strongly support your right to determine your own future, and if you choose, we welcome you into the United States of America. We need Greenland for national security and even international security, and we're working with everybody involved to try and get it. But we need it really for international world security. And I think we're going to get it one way or the other. We're going to get it. We will keep you safe. We will make you rich, and together, we will take Greenland to heights like you have never thought possible before. It's a very small population, but very, very large piece of land and very, very important.   Keith Weinhold  3:17   Yes, the long time New York City Real Estate Investor there has gone well beyond Gotham now with plans to expand America's real estate empire, if you will.   Is this imperialism or America First policy? Or is it abject comedy? I guess that it could be all three. I'll let you decide. Well, the federal policy shakeups like that, also what they seem to be doing are emboldening others, including at the state level, where Florida, interestingly, recently proposed eliminating the property tax, taking it to zero. What is property tax free? Real Estate coming to you as well. Let's look at the prospects for this and what the effects would be of eliminating the Property Tax with some things that you probably never thought about before, and yes, your mind might shoot ahead. You might anticipate saving 1000s in lost tax dollars every year, even saving over 10,000 bucks a year per single family home in high tax areas. And you know, property taxes, sharpest critics, they say you have got to get rid of this thing, because you basically just endlessly rent your house from the government, and the rent goes up every year, and so therefore it's like forever rent that you have to pay. What's even worse is that the. Amount of property tax you pay is based on your homes or your apartment buildings market value. Well, because the government prints so much money and creates inflation that pumps up all the housing values, many of which are fake, inflated gains, and then your property tax goes up based on this phantom gain. And we've really seen that over the last five years, both real gains and Phantom gains. And then, plus, of course, each full dollar that you earn from your work right now is already taxed, say, down to just 70 cents, is what you've got left over. Well, then your 70 cents is further whittled down by property tax and all the other taxes that you have to pay out of that currently, all 50 states have a property tax every one of them, and you might already know that property taxes, they're basically highest in really two main places. When we look at property tax as a percent of your income. Those places are Texas and the Northeast, where they're upwards of 4% even 5% in fact, it's more than 5% of your income every year that goes to property tax in the state of Maine, but it's 4% or more in a number of states. And of course, if you don't pay them every single year until you die, the government will repossess your home from you. And almost 5 million Americans lose their home every year, many of them to this tax foreclosure. And in the US, the property owner pays the property tax, of course, but effectively, renters do too, because as landlords, we pass it along to tenants. It's embedded in that market rent amount, all right. Well, can we end the property tax? Well, former presidential candidates like Ron Paul and Herman Cain have proposed it. They didn't get elected. Texas has discussed it a lot, but yeah, it's Florida that has newly and boldly proposed eliminating the property tax. And like falling dominoes, if this gets abolished in one state, it increases the chances that more will follow. And Florida is a big state, the third largest in population. Well, Florida Governor Ron DeSantis came out and said this, taxing land and property is the more oppressive and ineffective form of taxation. That's what he said. Now let me tell you why he says that before we look at the chances that property tax will be eliminated, DeSantis says it's oppressive, because look see, you can personally dodge your income tax by making your paycheck smaller, although that might not be desirable, you sure could, and you can certainly avoid sales tax by consuming less, but see there is no escape from property tax. That's the oppression that's being referred to here. Let me tell you where we're at with eliminating the property tax, and then what the absolutely Titanic impacts of this would be DeSantis goes on to say, property taxes are local, not state. So we'd need to do a constitutional amendment which requires 60% of voters to approve it, to eliminate them, which DeSantis supports, even to reform or lower them. Right? But he goes on to say this, and here we go. We should put the boldest amendment on the ballot that has a chance of getting that 60% that's the end of the quote. Okay, so that's what it's going to take to eliminate property tax in Florida, where, if it happens, it could be a model for other states to follow, like we're seeing a little bit with the zero income tax states. All right, here's what I think would happen if they were eliminated. First home affordability would massively improve, skyrocketing property values. So many more people could afford the lowered monthly payment without property tax making prices soar, especially the values of lower price to median priced homes. They could really bring those into the affordability range, and they are the exact ones that make the best rental properties. What about rents? If property taxes went to zero, rents would stay stable. Landlords would do little or nothing to drop them. That's just how it works when people are already used to paying a certain price. Also population influx to the affected area. I mean that population influx that already works for states in attracting residents. That have zero state income tax, it would with property tax too. I mean that would clearly be desirable for people to own property tax free homes, especially in the beginning, before this settles in and those home prices soar. Also, retiree financial relief would take place. Those people on fixed incomes would really be helped. But you know what would not happen with governments slashed property tax revenue. They couldn't reduce their spending proportionally. I have no faith that they could. They would have to get their income from elsewhere and see shifting away from property tax over to beefing up your sales tax, that would hurt poor people the most. For example, in Florida's case, it's been studied, and they discovered they would have to increase their sales tax from the current 6% up to 12% to maintain the same services. Can you imagine 12% sales tax, and another effect of abolished property tax is that wealth inequality would widen because the property owners are the ones that benefit the most. So those are the big effects. But look, there are more problems eliminating property tax, that means the areas would need to find another way to pay for schools and roads and parks and local services like police and emergency responders. Maybe some of that stuff could be privatized. But if the tax, if that were just shifted away from local government and that went toward state and federal government, well, then local control would be lost. So that is a really undesirable side effect. But as a real estate investor, come on. The prospect of an abolished property tax that has got to excite you. I wouldn't count on it happening anytime soon, but now you know more about the prospects for it happening and what the impact would be with an elimination of property tax.    coming up soon. Here on the GRE podcast, what the Bible says about money when Pastor John joins us, it's going to be a show unlike any we've ever done before, and maybe will ever do again. You might not be a Christian or religious at all, but this is still relevant to you, because the Bible is the top selling book in the history of the world, and it has an indelible influence on the people around you. The book the Bible, says some things that make you wonder if wealth accumulation is even virtuous. We're gonna face those verses head on and get pastor John's insights there. That's a really anticipated show. I'm also gonna ask him what other religions have to say about money. Also some well known guests down the road here on the show, including the get rich education debut of Laurel Langemeier and more. LAUREL she was known as the millionaire maker since back in the days when a million dollars was actually a lot of money. To be sure that you don't miss these upcoming episodes on your pie catching device, hit the Follow button right now while it's on your mind and you'll be all set. Let's meet with this week's guest.   This week's guest is a familiar one, because he's on Team GRE, yeah, it's an in house chat with our super helpful investment coach. What he does is he helps you devise your big picture real estate strategy all the way down to connecting you with the exact right property addresses. He does that free at GRE marketplace business speaker Jim Rohn said, formal education will make you a living. Self education will make you a fortune. He's got both with an MBA from Duke. Then he worked at both banks and financial publishing companies before landing here at GRE in 2021 but importantly, for years now, he's been an active real estate investor, just like you and I are. Hey, a big welcome back to the show. Naresh Vista,   Naresh Vissa  14:13   hey, thanks for that wonderful, wow, amazing introduction, and thanks for having me back on. It's been a few months.   Keith Weinhold  14:20   Yeah, we haven't heard from you since October here. So what's going on in the real estate and economics world? From your vantage point, everyone's got a different slant on it based on what they see.   Naresh Vissa  14:32   There's a lot happening. As you know, Keith and our listeners, I'm not sure if they're following, but we're seeing tremendous, tremendous changes in the financial markets in general, and the financial markets include the real estate markets, and the impact is going to be widespread for better or for worse, I think, for better over the long haul. So what I'm talking about right now is, for example, interest rates, mortgage rates, home value. Use inflation, those are all very important parts of the economy. And we have this new government department called Doge, the Department of government efficiency. And Doge has gone in. And I loved your newsletter where you talked about Doge a little bit, and the walk that I took, as you called it, the awkward walk with a box full of your stuff or something like that. The sure, because I've been fired before. Yep, yep, it's happened to me once too. I took the awkward walk with the box of of random stuff. Yeah, lots and lots of of layoffs are happening within the government. The private sector continues to lay off people as well, like it usually does, and this is a big deal. The reason why it's a big deal is because aggregate demand. I don't want to say it will be killed, but we're already seeing an impact on home values in places that are very dependent on government workers, places like Washington, DC, Virginia, Maryland, there's actually a 10% year on year decline in home values in those areas. I don't know if you knew about that, Keith, but that's been the impact, and that's based off of the February statistics, the February numbers. So we've seen a decline, and that decline will likely spread to other areas that are dependent on federal workers, or where federal workers make up a good chunk of the local economy. I bring this up because we have providers in Maryland who we work with, who GRE has worked with for three or four years now, and they're seeing somewhat of a decline in the area as well. Because just you don't have to work in DC to be a federal worker. You can work in a major city like Baltimore or in a suburb in between Baltimore and BC. So we're seeing somewhat of a decline in our investors have all of a sudden gotten interested in investment property in the Maryland area because they knew, hey, we know GRE works in the Baltimore operates in the Baltimore area, and just want to scope out some homes. So previously, two years ago, three years ago, when list price was not negotiable. Now all of a sudden, the sellers are open to offers when there was no budging on offers three years ago. So I bring this up because the Department of government efficiency, I believe, to my knowledge, we're up to six figures. More than 100,000 workers have either been laid off or taken the buyout package, so we're somewhere in the six figures of people who got that now, they do have eight months severance. But with that being said, you would think that most humans, they'll immediately start looking for the next job. They're not gonna just enjoy for eight months and then scramble to find that next job. So this is having a widespread impact on housing, home values on it's going to have an impact on interest rates. We're seeing that interest rates are coming down, and if there's any sign, which I don't think there is, but if there's any sign of a recession, if there's any sign of bleeding, then the Fed is going to start cutting interest rates again. So I think we saw peak interest rates a few months ago, those interest rate values, those mortgage rates, aren't going to be going back up anytime soon. We know that almost it's almost a fact that we know that, because the Fed is not going to be raising rates, the most punishing thing they can do is just keep rates steady for a long period of time. But I didn't anticipate that later this year, they're going to start cutting again because of these widespread mass layoffs.   Keith Weinhold  18:32    And of course, Washington, DC is essentially ground zero for these federal layoffs. Federal jobs account for about 25% of DC jobs. You the listener, probably find it to be no surprise that that is the highest in the nation. But of course, this can also affect private companies, those private companies that have federal government contracts as well, and Naresh, before we open it up to the nation, we just think about DC. Do we have any idea of what properties are going to be hurt the most? A lot of times you might think of that in the case of what is the income range of these federal employees that are being laid off now, a lot of them are probationary employees, meaning that they're in their first year of employment.   Naresh Vissa  19:19   Well, it's a huge mix keep. That's a really good question, because I think a broker, like a real estate broker who's trying to sell will try to beef up the price and say, Oh, this doesn't affect us, and this only affects very high income folks. Well, that's the fact of the matter. Is there, if you work for the federal government, you're not necessarily ultra high income or ultra high net worth, you get the perks, and you get perks of working a government civil servant Job while taking somewhat of a lower pay. So it's actually a mix, because you have people in the first two years of employment. So the youngsters. Now, those aren't your homeowners, though, the 2223 24 those. Just say the people in their mid 20s, they're not the homeowners, they're the renters. So you can expect them to leave. They'll probably if they can't find a job, which it's going to be much harder to find a job in that DC area, they may move to Philadelphia or New York or California or wherever they can find a job. They'll just get up and move and move, and that's one of the benefits. I did that when I was in my early and mid 20s, many times where I just packed up and moved. I was more than happy to do it. So they're not your homeowners, but the homeowners are going to be the people who are getting laid off. So there are mass layoffs happening right now, and those people are homeowners, and then the people who are taking the buyout packages very likely, because they're either approaching or at retirement age, and it remains to be seen whether those people it's like a retirement gift, like, Hey, this is a great party. You know, getting eight months of free pay. Like, that's pretty amazing and happy retirement. Or maybe folks were like, they didn't say for retirement all that much, and they were planning to work another 10 years. Those are the people who could be sellers. Bottom line is, when you have this amount of mass layoffs, and we're seeing it in the data, there are more homes for sale today in that DMV area. I By the way, I used to live there. I used to live in in Maryland, great. More homes for sale today than I believe in the lab, definitely over the last five years. And it could be even over the last 15 years, to my knowledge.   Keith Weinhold  21:29   And for those that don't know DMV, that means Delaware, Maryland, Virginia, that area, yep. So   Naresh Vissa  21:34   there are more homes for sale, and the home values actually are now. This is a crazy thing. The home values in on average are back at 2020 levels. So basically, the peak of 2020, is what the home values are at today. And just my prediction. I don't think it takes a genius to predict this, but the layoffs are just getting started. They're just scratching the surface, and they're going to continue, because this Doge is a an 18 month program or an 18 month project. It's supposed to, it was called the Manhattan Project of our time. So they're just scratching the surface. And I'd expect home values in those areas to continue to fall. And you're gonna see it's not immediate. It's not like there are mass layoffs one day and then home values fall the next month. A lot of these effects, we won't start seeing them where the DC area won't start seeing them. 678, months down the road,   Keith Weinhold  22:27   Doge is more than just a meme coin. Now our own in house investment coach, Naresh Vissa and I are talking about the state of real estate today. More we come back, including nuracious thoughts on the future direction of inflation. This is Get Rich Education. I'm your host. Keith Weinhold   you know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lock ups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 6686    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com   Jim Rickards  24:34   this is author Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  24:49   welcome back to get recidiation. I'm your host. Keith Weinhold, it's an in house chat with our own GRE investment coach, Naresh Vissa. He's been talking about the fallout on DC area. Jobs with the regime shakeup that we had in the White House starting earlier this year. And Naresh, I know that you have some thoughts about what this can do to the future direction of inflation. Tell us about it.    Naresh Vissa  25:12   Well, the first thing Keith is, if you look throughout history, or even your lifetime, what we saw from 2021 until today, really, because inflation is going up. I don't want to say it's going back up, but it is going up. We've seen an inflationary cycle that I've never seen in my lifetime. It's worse than any short term inflation cycle that this country has faced, at least in my lifetime. And I was born in the late 80s, let's just say 1990 and moving forward. So I bring that up because this is some pretty bad inflation that the world and that the United States has seen, and we don't need to get into all the details about how it happened or the mistakes that were made at the time when the Fed should have started raising rates, when the government should have stopped spending. That's all history. Moving forward, I'm actually very optimistic now that we've actually reached peak inflation. And when I say peak inflation, I mean during this micro cycle where inflation has gone back up from a 2.4% rate to a 3% rate. I think that's the highest we're going to get during this micro cycle. It did reach some I believe it was above 9% in 2022 yes, we're definitely not going to going to reach that. But 3% is still too high for the Federal Reserve. It's still too high for Americans. It's a major reason why Americans went to the voting boots and or the ballot boxes and made the decisions that they made because of inflation. It's the most important issue on most Americans minds. And I bring this up because I'm very optimistic that we've seen this 3% peak and that we're going to be going down moving forward because of the first half of this interview, the fact that all of a sudden, it is a sudden thing, because a lot of people weren't expecting this, I was, but a lot of people weren't expecting these mass government layoffs. And these mass government layoffs, they hit corporations. They hit private businesses. Anyone with a government contract is going to be hit anyone who was profiting off of waste, fraud, abuse, which you'll be surprised how many private and many times this is legal, like it's legal waste, it's legal abuse, and all of a sudden those checks are going to stop coming in, or the way of doing those business practices are going to stop because the government is clamping down on it. Why? Because it's taxpayer money, and taxpayers are upset. So the pullback or the elimination of waste, fraud, abuse, is definitely a good thing, but also the mass layoffs, we're going to see a decrease in aggregate demand. And when we see a decrease, I'll just say demand. I mean, that's more common, so we'll see a decline in demand. So when there's a decline in demand, what happens? Prices go down, and we're already seeing it. There's already proof of it. I already I brought up the housing market in the DMV area, and I can also tell you oil prices, for example, which is one of the main drivers of inflation, oil and gas energy prices one of the top three drivers, along with government spending. So you got mass layoffs, which will kill a lot of that aggregate demand, you have the oil, gas and energy, and then the reduction in government spending. So all that combined is going to lower inflation, going back to the energy prices, oil is down for really since the inauguration. That trend should continue, given the policy change, and that drives it drives inflation, it drives deflation, it drives pricing, because any good that you need, it's probably going to be transported with the use of energy the microphone you're using, Keith, how was it shipped? Maybe in a truck, and the truck is powered by fuel, or maybe something was sent in an airplane or in an actual ship. All that requires energy and fuel. So if you can lower energy costs, then we're going to see a continued decline in inflation, and energy costs continue to fall, continue to plummet. So I think this is good for inflation. Yes, it is. There is pain. We talked the first entire half of this episode on layoffs. Layoffs are they're painful. Taking that Walk of Shame is painful. There is going to be pain. But at the same time, remember, there are more than 10 million available private sector jobs, and we already have more than a million jobs that are opening up as a result of investment within the United States since January, 20 of this year. We have companies like Apple. We have Taiwan, semiconductor, Eli Lilly, the list goes on and on and on, of major corporations, big corporations, mid sized companies, who are opening up more operations within the United States. So the private sector jobs, which are really the innovative, long lasting jobs, they are growing there is just a tremendous. To opportunity, especially for young people. If I was young again, I wouldn't want to work for the government. I'd want to go work for one of these companies, where they're essentially going to be recruiting and begging youngsters to come work for them   Keith Weinhold  30:12   to corroborate nourishes lower inflation expectations. Since the beginning of the year, we've had a fairly sharp decrease in bond yields now. GRE listeners know by now that mortgage rates somewhat move with Jerome Powell's federal funds rate, but they're more closely tied to bond yields, specifically the yield on the 10 year T note. Okay, so then what makes the 10 year go lower? Hence, mortgage rates along with them, that is lower inflation expectations in a slowing economy. And another reason that bond yields and hence mortgage rates with them, fall, is when people sell stocks and make a flight to safety into bonds, that pushes up bond prices and lowers bond yields. So again, those are two factors that move bond yields and, resultantly, mortgage rates. And that's what has been happening.   Naresh Vissa  31:08   absolutely. And the important thing to remember something you touched on and what I talked about earlier, which is, yes, there is going to be a reduction in federal government and federal government jobs, and I think this is going to pass on to states as well. I think many states, in fact, I know that many states, even blue states, are taking a look at their books and saying, hey, you know what? We should be making cuts too. Because states, they operate on much tighter budgets, whereas the federal government, they basically have access to a printing press. State governments do not so the point that I'm making here is that, yes, it's painful. We're going through some pain right now. The DMV area is going through some pain. The stock market has gone through some pain. The Crypto markets have gone through some pain. Everyone's gone through some pain, but they say no pain, no gain, and the jobs are being transferred, as I brought up earlier, from the government sector to the private sector, and the private sector is where we can see tremendous, tremendous growth. Look at GRE for example, we're a private company, and we've seen tremendous growth, right? Tremendous growth in just innovation and and our services and our offerings. Now, imagine a bigger company that, and how much growth they can have. I think overall, I'm very optimistic and about inflation coming down, hitting that 2% target by the end of this year. In fact, I think it'll hit that 2% target a few months before the end of the year. And once we hit that target, then the Fed is going to start cutting rates again, and there's a chance that they may even start cutting rates before we hit that 2% target. I don't think they should. I thought they made a mistake doing that last year when they started cutting, when inflation hit 2.4% I think or two and a half percent, they started cutting again. I think the inflation rate has to hit actually 2% across the board, and then they can start with their gradual cutting. So if somebody asked today, hey, narration, which many do as, hey, how low do you think interest rates are going to go this year? My answer is not very low. This here, you'd have to have a cataclysmic Black Swan event, which it's called Black Swan because none of us can predict it, none of us can see it. So you'd have to have an event like that for the Fed to just basically slash rates overnight, which I don't see anytime soon. The other most popular question I've gotten this week is, are we going to go into a recession? You know, it seems like the world is falling apart and world war three and and stocks are tanking, and crypto is tanking, and this is tanking and that's tanking. This is when people told me a few weeks ago, actually. And my answer is, No, I don't think we're going to see a recession unless there's a black swan event. But I don't think so. And the reason is because of the tool that the Fed has. The Fed can cut, cut, cut. That's one of the Ben now, if we were at low interest rates, if we were at, let's say, historic low interest rates, and we were in this situation today, I would be very pessimistic and say it's not looking good. But any sign of a recession, the Fed is going to act at their next meeting. They won't even need to call an emergency meeting. They'll act at their next meeting, whenever that may be, they'll act and start cutting rates, and that's going to quickly stimulate the economy and get investors like our folks, because that's going to affect the bond yields, that's going to affect the mortgage rates, and investors are going to jump in to buy real estate, and people are going to jump in to buy discounts in the stock market, et cetera, et cetera.   Keith Weinhold  34:44   To your point, thank goodness the Fed has some ammo. Since the federal funds rate is about 4% they do have some ammo, and they can cut that rate down. You can imagine if the Fed funds rate was zero, like it was a few years ago, and they couldn't make cuts because they don't want to. Make it negative. So Naresh and I here talking about a number of forces that are largely outside your control. So these are the sort of things you can keep your eye on. However, there is something you can do that's very much in your control, and it happens this Thursday, where you can join Naresh and a co host on our upcoming live event. Tell us about it, Naresh.   Naresh Vissa  35:22   well, like you said, it's this Thursday, we're going to be talking about the BRRRR strategy, which has become the most popular real estate investment strategy. GRE has seen in its existence. Our investors are almost hooked onto this burst strategy. We're going to talk more about it on the webinar. Burr stands for buy, rehab, rent, refinance, repeat, and we'll get into all that in the webinar. It's a great way to build equity in a property very quickly, and to use that equity towards your down payment, so that you're not paying that standard, traditional 20 to 25% down. Some of our investors have done BRRRR's in markets like Tennessee, where they put zero down, or where they even made money on the if you want to call it the flip, so we're going to be talking about them. It's specifically geared towards we've done a burr event before on the Memphis, Tennessee market. This is a burr online event that covers the Cleveland, Ohio market, and that's a market that we have not touched on much here at get rich education, we've promoted some properties here and there. It's a really popular market, and it's a state that is growing and looking if someone were to ask me, Hey, Naresh what's the one state that you think can become the next Florida. And we've covered Florida here before. I live in Florida. Politics aside, Florida has boomed Since 2020. Or so. The number of how you can judge a state's growth is by its GDP numbers. And most importantly, are people moving there? That's the key. Are people moving there? And I would say Ohio is that next state where I think many people in the Midwest are going to say, hey, you know what, I want to go move there, because they're looking to make a lot of changes that are pro growth, that are pro real estate, including potentially eliminating the property tax, school choice programs there. That's huge for kids, universal school choice, and, most importantly, potentially eliminating the income tax now, these are all long term plans. It's not happening anytime soon, but those are the visions and the goals for Ohio, and I think they're going to happen by 2030 I would expect many of these plans and policies to happen. And what that means for real estate is it's going to boom because people are going to move to Ohio because of that, there aren't a lot of states that offer no income tax. So those are my thoughts on Ohio, and we're going to talk a little bit more about that on the webinar.   Keith Weinhold  37:50   Many expect Vivek Ramaswami to be the next governor of Ohio. If that comes true, Vivek has a lot of the same pro business policies that Ron DeSantis does in Florida, for example, Ohio has a high population, a stable population, America's seventh largest population, and a slow growing one with a great diversity of industry there in Ohio and Cleveland.   Naresh Vissa  38:15   So Keith, we have we're approaching record numbers of registrations for this event. We still have room for several more people. So I highly recommend people go to GRE webinars.com. That's GRE webinars.com. You can register for the event. It's going to be fun. All of our webinars recently have been a ton of fun. We've gotten great feedback, a lot of engagement. I think you'll learn a lot for sure. So I'm looking forward to seeing everybody there.    Keith Weinhold  38:42   Your co host, Phil, was on last week's show with us, both you and Phil, we'll be talking about this burr live event in Cleveland. I really suggest you, the listener, attend live. You might get a better Property selection that way, and you'll surely be able to ask questions, and sometimes with the other participants, they ask a really good question that you had not even thought of previously. It's our live burr event for Cleveland cash flow properties. You the listener probably remember when Phil was here last week, we gave an example of where you can get eight to one leverage and up to $500 cash flow on a single family home in Cleveland. I really recommend that you attend, and you'll be hearing more from the race, then you can sign up at GRE webinars.com We'll see if we break that record of, I think, 538 registrants last webinar that we had late last year. Do you have any last thoughts about the event? Naresh,   Naresh Vissa  39:41   like I said, before our events have it's free to attend. That's the first thing. You don't need to pay us anything. But we sell out these events. So I highly recommend that people go once again to GRE webinars.com. We can only hold a certain number of people. It's a few 100 people. So we want to sell out again. We hope you can. Join us and you will not regret I think you're gonna really like the Cleveland market. We're gonna talk more about that, the Ohio market in general. And I think folks are really, really gonna like this strategy. I know a lot of you have invested in Burt, in other markets, or have been researching Burr and you really like what you hear this is the market. I think that you should pay really, really close attention to our team is really strong there. Phil's team, really strong, very honest. They're quick, they're reliable. So if you've had a bad experience doing a burr elsewhere, I think you'll have a better experience with our team over here.    Keith Weinhold  40:35   We'd call it a sellout crowd, but you don't have to pay anything. We'd call it a standing room only crowd, but you don't have to stand up. You can sit down and enjoy it from the comfort of your own home this Thursday at 8pm eastern at GRE webinars.com. Thanks for coming on to the show. Naresh,    Naresh Vissa  40:51   thanks a lot, Keith.   Keith Weinhold  40:57   Yeah, strong insights from our own new race today, inflation expectations cut back and forth like a knife with big policy decisions on layoffs and tariffs and more tariffs on lumber and gypsum board. I mean, they are two of the major inputs that can increase the cost of homes. Gypsum board just means drywall tariffs, slow trade, less fuel is used to ship things like we touched on. And a lot of people ask, well, doesn't an economic slowdown mean lower prices, but yet don't tariffs raise prices? Well, you got to take on that from Naresh today. Now, sometimes I am asked, where is the real opportunity in today's real estate market? I've been a guest on other business shows lately, and I've been asked that question, where's the opportunity in today's real estate market? And I've got two answers. If you have more money and less time. Go with new build properties, because builders are still awarding you with massive rate buy downs, often to near a 5% mortgage rate. They are buying it down for you, but instead, if you have less money and more time, because you have to wait a few months for a rehab, then go with the burr strategy. That is the other opportunity. It's going to give you a higher return than new build in most cases, because what you get is in improbably high leverage along with strong cash flow. And those are two notions that typically don't go together. Well, on Thursday, we're bringing that to you with our live event. I mean, is there a more seasoned pro with the burr strategy in the entire nation than one co host for the event? Phil and then the mind spring of knowledge and ideas from Naresh as the other co host, and they're both active investors themselves, bringing you the opportunity in Cleveland in just a few days. And of the hundreds of registrants, not all of them attend live, but do attend live. If you can give yourself an advantage, you can be connected with available properties conducive to the burr strategy. If you're interested, or maybe you're just more interested in how it all works one last time it is GRE 's live event for Cleveland's amazing cash flow opportunities this coming Thursday, the 20th at 8pm Eastern, 5pm Pacific, healthy real world monthly rents that are more than 1% of the purchase price single family properties, many for under 100k in investor sweet spots. It's free to attend. It's from the comfort of your own home. Registration is still open at GRE webinars.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  44:04   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host, is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  44:28   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours. Myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 668666.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

Steve Carney makes his weekly appearance with Steve Thomson and promptly gives his update from his fishing trip down the Missouri River. The Steve's get into boat motors and how you should proceed with caution in gunning a brand new boat/motor off the boat landing… FOLLOW THE MANUAL! Plus, some tips on storing your ice fishing gear the right way.

Another big week and weekend of fights unfolding and we're back with the newest edition of the show, as it spans with action Wednesday and Thursday from Australia to Japan to England and even, Orlando, FL, coming this weekend. It's all on the "Big Fight Weekend Preview Podcast."Host T.J. Rives and insider Dan Rafael are back to go over it all.First, they recap Wednesday No Limit Boxing main event in Sydney, Australia (PBC YouTube in US) with the successful return of Keith Thurman with a KO3 over Brock Jarvis, junior middleweights – Now, a Tim Tszyu fight is probably next if Tszyu wins his April 5th bout vs. Joey Spencer. Next a recap of the Thursday Teiken Promotions card on ESPN+ in Tokyo and a fantastic battle that saw Kenshiro Teraji TKO12 Seigo Yuri Akui,  and heunifies WBC/WBA flyweight titles. Amazing action and drama, as Teraji was behind on 2 cards but got the stoppage in the final two minutes for the win. Dan also believes that he's now a serious hall of fame contender.Then, they preview Queensberry main event Saturday in Liverpool, England on DAZN. This hasNick Ball vs. TJ Doheny, for Ball's WBA featherweight title in a 12 rounder. The popular Ball is favored to roll in this one. And, there's more on the Matchroom card Saturday in Orlando, Fla. on DAZN.  Austin "Ammo" Williams meets Patrice Volny in a 12 round middleweight bout. And, Edgar Berlanga takes Jonathan Gonzalez-Ortiz, in the super middleweight co feature. Plus, U.S. Olympic medalist Omari Jones makes his pro debut vs. Alessio Mastronunzio for 6 rounds as junior middleweights. Then News:Undisputed junior featherweight champion Naoya Inoue's next defense made official vs. San Antonio's Ramon Cardenas in the main event of a Top Rank/ESPN card May 4 — a Sunday — at T-Mobile Arena in Las Vegas.Dan also reported WBO featherweight titlist Rafael Espinoza defends against Edward Vazquez co-feature. And, the plan is 4 fights for Inoue this year – He KO'd Kim in Jan, this May 4th fight, then Sept.14th in Japan in a WBA mandatory vs. MJ Akhmadaliev. And, hei'll finally fight in December in Riyadh.  The guys discuss it all.Next the WBO orders Oleksandr Usyk to face interim champion Joseph Parker but Usyk's team is already negotiating a Daniel Dubois rematch.And, the British Boxing Board of Control fined Chis Eubank £100,000 for smashing an egg in the face of Conor Benn at their kickoff news conference on Feb. 25 in Manchester, England. Big enough fine? Too much? The guys have takes.Finally, NostalgiaMarch 13, 1999 – 26 years ago on Thursday – Lennox Lewis robbed for a draw with Evander Holyfield in unification for the undisputed heavyweight crown in one of worst decisions in boxing history. It was an ugly fight with an uglier set of scorecards. We re-live it.Hear it all on the "Big Fight Weekend Preview Podcast" and make sure to follow/subscribe on Apple/Spreaker/Spotify, etc.! 

Another big week and weekend of fights unfolding and we're back with the newest edition of the show, as it spans with action Wednesday and Thursday from Australia to Japan to England and even, Orlando, FL, coming this weekend. It's all on the "Big Fight Weekend Preview Podcast."Host T.J. Rives and insider Dan Rafael are back to go over it all.First, they recap Wednesday No Limit Boxing main event in Sydney, Australia (PBC YouTube in US) with the successful return of Keith Thurman with a KO3 over Brock Jarvis, junior middleweights – Now, a Tim Tszyu fight is probably next if Tszyu wins his April 5th bout vs. Joey Spencer. Next a recap of the Thursday Teiken Promotions card on ESPN+ in Tokyo and a fantastic battle that saw Kenshiro Teraji TKO12 Seigo Yuri Akui,  and heunifies WBC/WBA flyweight titles. Amazing action and drama, as Teraji was behind on 2 cards but got the stoppage in the final two minutes for the win. Dan also believes that he's now a serious hall of fame contender.Then, they preview Queensberry main event Saturday in Liverpool, England on DAZN. This hasNick Ball vs. TJ Doheny, for Ball's WBA featherweight title in a 12 rounder. The popular Ball is favored to roll in this one. And, there's more on the Matchroom card Saturday in Orlando, Fla. on DAZN.  Austin "Ammo" Williams meets Patrice Volny in a 12 round middleweight bout. And, Edgar Berlanga takes Jonathan Gonzalez-Ortiz, in the super middleweight co feature. Plus, U.S. Olympic medalist Omari Jones makes his pro debut vs. Alessio Mastronunzio for 6 rounds as junior middleweights. Then News:Undisputed junior featherweight champion Naoya Inoue's next defense made official vs. San Antonio's Ramon Cardenas in the main event of a Top Rank/ESPN card May 4 — a Sunday — at T-Mobile Arena in Las Vegas.Dan also reported WBO featherweight titlist Rafael Espinoza defends against Edward Vazquez co-feature. And, the plan is 4 fights for Inoue this year – He KO'd Kim in Jan, this May 4th fight, then Sept.14th in Japan in a WBA mandatory vs. MJ Akhmadaliev. And, hei'll finally fight in December in Riyadh.  The guys discuss it all.Next the WBO orders Oleksandr Usyk to face interim champion Joseph Parker but Usyk's team is already negotiating a Daniel Dubois rematch.And, the British Boxing Board of Control fined Chis Eubank £100,000 for smashing an egg in the face of Conor Benn at their kickoff news conference on Feb. 25 in Manchester, England. Big enough fine? Too much? The guys have takes.Finally, NostalgiaMarch 13, 1999 – 26 years ago on Thursday – Lennox Lewis robbed for a draw with Evander Holyfield in unification for the undisputed heavyweight crown in one of worst decisions in boxing history. It was an ugly fight with an uglier set of scorecards. We re-live it.Hear it all on the "Big Fight Weekend Preview Podcast" and make sure to follow/subscribe on Apple/Spreaker/Spotify, etc.! 

Please do all you can to promote life, and let God take away a life when he sees fit. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible.     Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

Dr. Iman Abuzeid, CEO and founder of Incredible Health, discusses healthcare staffing. She says there are “tremendous labor shortages” for technicians, including surgical, lab, and imaging positions. “This has been going on for a while,” she adds, pointing to decreased training programs and less awareness of the professions.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Software code generation and knowledge management are two of the places the bank has begun using generative AI to improve efficiency. 

On today's episode of Just In Stride, we're joined by Elissa Legault, an elite long-distance runner and coach at Leggo Coaching. With standout performances on the roads, she has proven herself as a fierce competitor while also helping others chase their own running goals.Elissa's journey hasn't been without setbacks. After dealing with a tough injury, she had to step away from competition, navigate the challenges of recovery, and rebuild both physically and mentally. Now, she's back stronger than ever, using her experiences to not only elevate her own racing but to guide the athletes she coaches.In this episode, Elissa shares the lessons she's learned from injury, how coaching has shaped her perspective on the sport, and what's next for her as both an athlete and mentor. Her story is an honest look at perseverance, patience, and the process of coming back better than before.Links:InstagramLegGO Coaching | Running Plan-------Offer from Xact Nutrition: This episode is presented by our friends at Xact Nutrition and they are offering you 15% OFF your order when you use the code JUSTINSTRIDE. So head to xactnutrition.com and fuel your goals today! Now shipping in Canada and the U.S.Thanks for tuning in to the Just In Stride Podcast. I truly appreciate you taking the time to listen and I hope you enjoyed that conversation as much as I did. Please take a minute after this to rate and review our show on Apple Podcasts. With your feedback we'll be able to make the show even better and it'll help us reach new listeners too. You can also find us on Instagram @justinstridepod and YouTube @justinstridepod for all the latest episodes and updates. Glad you came along for the ride with Just In Stride!

We learn on a crazy flight to London with a special guest the Daily Tanya of end of Chodesh Shevat & Shovavim about the Awesome Nachus we generate above and below in self development and self control. PLEASE KEEP

Please stay safe and healthy! If you can afford it and love what we do, please consider supporting our show by becoming a BTT Podcast Patreon Member! Also, purchase a BTT Podcast t-shirt or two from our Pro Wrestling Tees Store!  USE THIS LINK TO GIFT SOMEONE A PATREON MEMBERSHIP OR HAVE SOMEONE GIFT YOU A MEMBERSHIP! https://www.patreon.com/BookingTheTerritory/gift  This week's Time Stamps for our WCW Saturday Night on TBS recap from July 31, 1993 review are as follows [Recorded 2/7/2025]: Opening Shenanigans! ( 0:02:00 )  Doc's got a coyote story? No, there's real coyotes but Doc's mind is corrupted. ( 0:04:13 )  5-Star Review Shoutouts! Submit a 5-Star Review on Podcast Addict and Apple Podcasts and you'll get a shoutout on air.  If you want access to the Clashes or WCW PPVs, and over 400 Patreon show, become a patreon member at https://www.patreon.com/BookingTheTerritory or tinyurl.com/PatreonBTT! You can sign up monthly or annual. When signing up for an annual plan you get a MONTH FREE!  WCW Saturday Night on TBS July 31, 1993 recap. ( 0:12:49 )  Regal's reaction to Tex Slazinger putting his hands on him during his promo. ( 0:43:50 )  WCW Saturday Night on TBS July 31, 1993 recap continued. ( 0:48:41 )  HOW TO GIVE OR GIFT A PATREON MEMBERSHIP: https://www.patreon.com/BookingTheTerritory/gift  Thunderbolt Patterson introduces us to his new talent! ( 0:58:39 )  WCW Saturday Night on TBS July 31, 1993 recap continued. ( 1:05:15 )  Trying to coordinate and getting Harper to watch something/anything for the show is like herding cats. ( 1:14:52 )  Who gets the Rolex and/or Toot Toot award? And become a BTT Patreon member! Don't forget to become a BTT Patreon member at https://www.patreon.com/BookingTheTerritory ( 1:26:24 )  Give the gift of Patreon: https://www.patreon.com/BookingTheTerritory/gift   Harper lays out what it will take to do Ask Harper segments on the main show! Paypal him $5 per question. Harper's PayPal is, get your pen and paper out, cc30388cc@yahoo.com . Then email Harper ( ChrisHarper16Wildkat@gmail.com ) and Mike ( BookingTheTerritory@gmail.com ) letting them know you submitted $5 to Harper's paypal and he will answer your question on an upcoming show.  Information on Harper's Video Shoutout, Life and Relationship.  1. First things first, email Harper with the details of what you want in your video shoutout or who the shoutout is too. His email address is ChrisHarper16Wildkat@gmail.com . Also in that email tell him what your paypal address is. 2. Paypal him $20. Harper's PayPal is, get your pen and paper out, cc30388cc@yahoo.com .  3. Harper will then send you the video to the email address that you emailed him from requesting your video shoutout. That's it! Don't email the show email address. Email Harper. If you missed any of those directions, hit rewind and listen again. BTT Facebook Group! (WARNING: Join at your own risk) https://www.facebook.com/groups/281458405926389/ Pay Pal: https://www.paypal.me/BTTPod Follow us on Twitter @BTT_Podcast, @Mike504Saints, @CJHWhoDat and Like us on Facebook.  Follow us on blue sky or whatever its called: Mudshow Mike and BTT Podcast

It's always a good time when Brent Voss sits down long enough to chat about what's going on in his world of concrete and Angus cattle, and in this episode we accomplish just that.  We discuss the upcoming VOSS ANGUS Sale this Sunday, February 23, 2025 and much more including one new addition to the sale facility that everyone is sure to enjoy!  Voss Angus: Facebook Page, Instagram Like listening to the GJBH Podcast? Head on over to our website genuinejbh.com and be sure to check out our NEW GJBH gear!! Check out our Sister Podcast- THE BRAND CHAMPION MARKETING NETWORK Join the GJBH Facebook or Instagram Community! Add Brad on Snapchat: @jbradley7434  Head on over to our website genuinejbh.com and be sure to check out our NEW GJBH gear!! Join the GJBH Facebook or Instagram Community! Add Brad on Snapchat: @jbradley7434  Want to learn more about advertising with the Genuine JBH Podcast?  Call or Text us Today! Lakyn Lind: 507-450-9541 Brad Hook (Text or Snapchat Only Please): 641-344-3193    

St. John's got another ranked win on Sunday afternoon inside Madison Square Garden. A huge matchup between ranked opponents, fighting for the top spot of the Big East lived up to the billing. 79-73 St. John's got revenge on the Blue Jays after losing by 1 on 12/31, the surprise in this one being Deivon Smith and his health status. Tremendous games from RJ Luis Jr, Kadary Richmond and Zuby Ejifor powered St. John's to victory as the Red Storm have a two game lead for first place in the conference.Follow the podcast on Twitter:@EyeonStormPod = Eye on the Storm Podcast#sjubb

Hasbro's Steve Evans is one of, if not the most, active members in the toy community - whether it's his frequent polls and questions, posts of his personal collection, or what brings us to sitting down with him live at Chubzzy Wubzzy's this week - one of his TREMENDOUS giveaways. On his way to deliver the Ghost HasLab to his lucky winner, he stopped in to chat with us and others at New Jersey's FINEST toy shop. Listen about what he's been up to, what he's collecting, and about the recent launch of the Marvel Legends Maximum Spider-Man on this special episode recorded in front of a live audience at Chubzzy Wubzzy toys in Little Falls, NJ.Follow Steve on Instagram @mrstevie18 and stay up-to-date with the latest news from Hasbro on https://hasbropulse.com!Follow us @aic_podcast on Instagram, Facebook, X, and YouTubeStart creating a podcast today with Zencastr! Learn more.Intro and other voices by Joe Azzarihttps://www.instagram.com/voicesbyjoe/Theme Music is "Game Boy Horror" by the Zombie DandiesProudly part of the Non-Productive Network

It was a fight filled weekend with a world title win for Keyshawn Davis, a dramatic decision win for Arnold Barboza in England and in the same division a KO for Oscar Duarte in California, too. And, we're ready to recap it all on the "Fight Freaks Unite Recap Podcast."Host T.J. Rives returns with insider Dan Rafael of his Fight Freaks Unite Substack and Newsletter with their insight and takes.They start with the Friday Top Rank/ESPN card in NYC as Davis kayoed Denys Berinchyk to win the WBO lightweight title. Davis has massive upside. In the co-feature junior middleweight rising star Xander Zayas stopped Slawa Spomer of Germany in arguably his biggest win to date. Dan also recaps the rest of the card with:  Vito Mielnicki, Abdullah Mason Rohan Polanco and even, Jared Anderson back but not looking good. Then, the Saturday Matchroom/DAZN card in Manchester, EnglandJunior welterweight Arnold Barboza Jr. scores a mlild upset over fan favorite Jack Catterall, wins vacant WBO 140 lb. interim title. Big win for Barboza. And, the Saturday Golden Boy/DAZN card in Anaheim, CaliforniaJunior welterweight Oscar Duarte punished and stopped Miguel Madueno in their junior welterweight main event. Could Duarte possibly fight...Barboza?Some NewsFriday night Top Rank announced interesting heavyweight main event for April 5 at Palms in Las Vegas: Richard Torrez Jr. vs. Guido Vianello. Co-feature wasn't formally announced but Top Rank told Dan it's junior welterweight Lindolfo Delgado vs. Elvis Rodriguez. The guys break it down.Golden Boy announced WBC interim lightweight titlist William Zepeda will make his first defense in an immediate rematch with Tevin Farmer on March 29 in Cancun, Mexico. It's a very intriguing rematch.Also Sportico, an online publication that covers sports business, put out its fourth annual “100 Highest-Paid Athletes in the World” for the calendar year 2024. Six boxers in the top 100 (purses plus endorsements). Tyson Fury was No. 3 ($147 million) for example. The guys talk $$$. Shout out to British top trainer Joe Gallagher, who announced he has been diagnosed with stage four bowel and liver cancer. Ring magazine trainer of the year in 2015. Has worked with lots of top Brits. We wish him well. And, announced the IBF junior middleweight final eliminator between Erickson Lubin and Ardreal Holmes Jr. set for May 10 (ProBox TV) at Silver Spurs Arena in Kissimmee, Florida Finally, NostalgiaFeb. 19, 2000 – 25 years ago on Wednesday – Erik Morales decisions Marco Antonio Barrera in the first fight of their all-time legendary trilogy. WBC/WBO junior featherweight unification fight. Tremendous battle as the guys go over and... it was only the beginning!Hear it all on the "Fight Freaks Unite Recap Podcast" and make sure to follow/subscribe on Apple/Spreaker/Spotify, etc.! 

It was a fight filled weekend with a world title win for Keyshawn Davis, a dramatic decision win for Arnold Barboza in England and in the same division a KO for Oscar Duarte in California, too. And, we're ready to recap it all on the "Fight Freaks Unite Recap Podcast."Host T.J. Rives returns with insider Dan Rafael of his Fight Freaks Unite Substack and Newsletter with their insight and takes.They start with the Friday Top Rank/ESPN card in NYC as Davis kayoed Denys Berinchyk to win the WBO lightweight title. Davis has massive upside. In the co-feature junior middleweight rising star Xander Zayas stopped Slawa Spomer of Germany in arguably his biggest win to date. Dan also recaps the rest of the card with:  Vito Mielnicki, Abdullah Mason Rohan Polanco and even, Jared Anderson back but not looking good. Then, the Saturday Matchroom/DAZN card in Manchester, EnglandJunior welterweight Arnold Barboza Jr. scores a mlild upset over fan favorite Jack Catterall, wins vacant WBO 140 lb. interim title. Big win for Barboza. And, the Saturday Golden Boy/DAZN card in Anaheim, CaliforniaJunior welterweight Oscar Duarte punished and stopped Miguel Madueno in their junior welterweight main event. Could Duarte possibly fight...Barboza?Some NewsFriday night Top Rank announced interesting heavyweight main event for April 5 at Palms in Las Vegas: Richard Torrez Jr. vs. Guido Vianello. Co-feature wasn't formally announced but Top Rank told Dan it's junior welterweight Lindolfo Delgado vs. Elvis Rodriguez. The guys break it down.Golden Boy announced WBC interim lightweight titlist William Zepeda will make his first defense in an immediate rematch with Tevin Farmer on March 29 in Cancun, Mexico. It's a very intriguing rematch.Also Sportico, an online publication that covers sports business, put out its fourth annual “100 Highest-Paid Athletes in the World” for the calendar year 2024. Six boxers in the top 100 (purses plus endorsements). Tyson Fury was No. 3 ($147 million) for example. The guys talk $$$. Shout out to British top trainer Joe Gallagher, who announced he has been diagnosed with stage four bowel and liver cancer. Ring magazine trainer of the year in 2015. Has worked with lots of top Brits. We wish him well. And, announced the IBF junior middleweight final eliminator between Erickson Lubin and Ardreal Holmes Jr. set for May 10 (ProBox TV) at Silver Spurs Arena in Kissimmee, Florida Finally, NostalgiaFeb. 19, 2000 – 25 years ago on Wednesday – Erik Morales decisions Marco Antonio Barrera in the first fight of their all-time legendary trilogy. WBC/WBO junior featherweight unification fight. Tremendous battle as the guys go over and... it was only the beginning!Hear it all on the "Fight Freaks Unite Recap Podcast" and make sure to follow/subscribe on Apple/Spreaker/Spotify, etc.! 

This week we break down the Huskers extremely successful transfer portal for the 2025 offseason. We also check in on both Men's and Women's Basketball as their seasons get into crunch time. Additionally, we get to finally talk Jordy Bahl and the Husker Softball team! All that and much more! GO BIG RED!

Gold is enjoying a bump after President Donald Trump announced new tariffs on US steel and aluminum imports this week. Merryn speaks with reporter Jack Ryan, who covers mining and precious metals, and gold market veteran Charlie Morris of ByteTree to discuss what’s driving gold’s ascent and what investors can do to make some money out of the moves. See omnystudio.com/listener for privacy information.

Today we're back with New York Times best-seller and star of Ancient Aliens David Wilcock. David continues his absolute heater by claiming all his detractors are working for the CIA and will soon be exposed and go to jail. Fear not, the super chats continue to roll on in. We talk about some reptilians, little Allistor Crowley, and then of course, some werewolf r*pe. Tremendous stuff for Space Weirdo Friday!If you enjoyed the show, please Like & Subscribe to our channel and share the links. This show can be found @hiddeninplainsightradio on Instagram and @thehiddenpod on Twitter.iTunes Link:https://podcasts.apple.com/us/podcast/hidden-in-plain-sight/id1488538144?i=1000459997594Spotify Link:https://open.spotify.com/episode/5zsntvl63Do7m9gNTD8Za2?si=MczvbuMlRuCbmWChclVUZAYouTube Link:https://www.youtube.com/channel/UCNRejWJs0hn8pefj5FiE7ZQRumble Link:https://rumble.com/c/c-389525If you want to support the show, check out our Patreon:https://www.patreon.com/hiddeninplainsightpod

President Trump vows executive action—this time, against plastic straws. Casey Burgat joins to discuss his book We Hold These Truths:How to Spot the Myths that are Holding America Back. And in The Spiel, Trump's blunt and simplistic words, and thoughts about Gaza. Produced by Joel Patterson and Corey Wara Email us at thegist@mikepesca.com To advertise on the show, visit: https://advertisecast.com/TheGist Subscribe to The Gist: https://subscribe.mikepesca.com/ Subscribe to The Gist Youtube Page: https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g Follow Mikes Substack at: Pesca Profundities | Mike Pesca | Substack  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Kevin Horner's Chart of the Day is Cloudflare (NET). He highlights the stock's run up over the last year, with a trend “speedily moving to the upside.” He looks at the stock over the short and long-term and examines patterns he's seeing.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Legendary broadcast Brent Musberger joins the show to talk about his favorite memories covering the Super Bowl, working with John Madden and Jimmy the Greek at CBS, retells how Joe Namath made his famous “guarantee” before Super Bowl III, and what he thinks of his hometown Las Vegas Raiders' hiring of Pete Carroll as Head Coach.  Brent also gives us his winner for the Super Bowl, reveals what Super Bowl props he likes most, and how did Kirk Cousins affect his Super Bowl betting strategy. FOLLOW US HERE:  Apple: http://apple.co/whatthefootball Spotify: https://open.spotify.com/show/2zgsO2F78Z6xFASh0KUBy2  Instagram: @wtfootballpodcast == Please check out other RES productions: The Rich Eisen Show: http://apple.co/richeisenshow Overreaction Monday: http://apple.co/overreactionmonday  The Jim Jackson Show: https://podcasts.apple.com/us/podcast/the-jim-jackson-show/id1770609432 No-Contest Wrestling with O'Shea Jackson Jr. and TJ Jefferson: https://podcasts.apple.com/us/podcast/no-contest-wrestling/id1771450708 Learn more about your ad choices. Visit podcastchoices.com/adchoices

DON TONY AND KEVIN CASTLE SHOW / ROYAL RUMBLE 2025 REVIEW: SPECIAL EPISODE recorded live Sunday night, February 2, 2025 on YouTube. Running Time: 4 Hours 19 Minutes.  DT and Kev discussed the winners, the losers, surprises and no-shows. Plus, the Drew McIntyre / LA Knight Controversy, participants in the Elimination Chamber, Alexa Bliss' return, the Road to WrestleMania 41 and a whole lot more. DT and Kev also celebrated one year since DT/KC returned full time after a split for several years. Lots of viewer and very generous superchat questions were answered along with some great WWE, NXT, AEW, TNA and old school discussion mixed in. The turnout for this live stream was our largest on YouTube since DTKC Show returned in early 2024. Tremendous! We thank everyone who joined us and made this episode one we will remember for years to come. You will absolutely enjoy this episode. And we're doing it again. Our next special YouTube livestream episode will air the night after the 2025 WWE ELIMINATION CHAMBER on Sunday March 2, 2025 at 8PM ET. CLICK HERE to listen to DTKC SHOW/ROYAL RUMBLE 2025 EPISODE online RIGHT CLICK AND SAVE to download the AUDIO episode of DTKC SHOW/ROYAL RUMBLE 2025 EPISODE CLICK HERE for the COMMERCIAL FREE AUDIO episode of DTKC SHOW/ROYAL RUMBLE 2025 EPISODE CLICK HERE to access previous episodes for all the shows ==== Remember: DON TONY AND KEVIN CASTLE SHOW streams LIVE every MONDAY NIGHT at 10:15PM after WWE RAW at DTKCDiscord.com. === CHECK OUT THESE RECENT PRO WRESTLING NEWS UPDATES: WEDNESDAY 1/29/25 NEWS REPORT: CLICK HERE SUNDAY 1/26/25 NEWS REPORT: CLICK HERE FRIDAY 1/24/25 NEWS REPORT: CLICK HERE WEDNESDAY 1/22/25 NEWS REPORT: CLICK HERE FRIDAY 1/17/25 NEWS REPORT: CLICK HERE WEDNESDAY 1/15/25 NEWS REPORT: CLICK HERE ==== DON TONY AND KEVIN CASTLE SHOW 1/27/2025 EPISODE - Download the episode here: CLICK HERE - Enhanced YouTube Members Only Version (Full episode w/added pics and video): CLICK HERE - Episode synopsis of topics discussed: CLICK HERE Remember: DON TONY AND KEVIN CASTLE SHOW streams LIVE every MONDAY NIGHT at 10:15PM after WWE RAW at DTKCDiscord.com.  ==== CELEBRATE 20 YEARS OF DON TONY AND KEVIN CASTLE (2004-2024) WITH THE DTKC 20 YEAR ANNIVERSARY SHIRT! CLICK HERE for DTKC Pro Wrestling Tees Store ==== Want to help promote Don Tony and Kevin Castle and get a special shout-out on the next DTKC Show? Stop by Apple Podcasts (CLICK HERE) or SPOTIFY (CLICK HERE) and leave DT and Kev a review! Join Don Tony And Kevin Castle Show Patreon Family, and get a special shout-out on the next DTKC Show! CLICK HERE ==== DON TONY AND KEVIN CASTLE *PATREON* AND *YOUTUBE CHANNEL MEMBERSHIPS: You can send additional support for Don Tony And Kevin Castle and help grow the brand, by becoming a member of DT/KC PATREON and/or YOUTUBE CHANNEL MEMBERSHIP FAMILY. Don Tony and Kevin Castle's PATREON has been around for over seven years! You can access all seven years of BONUS CONTENT right now including: Ad-Free episodes of all of Don Tony's weekly shows Retro episodes of The Don Tony And Kevin Castle Show going back as early as 2004 (Retro Episodes added each week!) Weekly Patreon podcasts hosted by Don Tony and Kevin Castle 2000+ hours of Patreon exclusive shows never released publicly! (Over 8 Years of Patreon Exclusive Content!) CLICK HERE to access DT/KC Patreon now! YOUTUBE CHANNEL MEMBERSHIPS: Another option is to become a CHANNEL MEMBER on YouTube. Get exclusive enhanced versions of weekly Don Tony and Kevin Castle Show, access to DT's weekly Patreon show, retro DTKC Show episodes, giveaways and more. CLICK HERE for more details and to join The DT/KC YouTube Channel Member Family! ==== CHECK OUT DON TONY AND KEVIN SHOW CONTENT ACROSS THESE PLATFORMS: CLICK HERE FOR APPLE PODCASTS CLICK HERE FOR SPOTIFY CLICK HERE FOR ANDROID CLICK HERE FOR AMAZON MUSIC CLICK HERE FOR GOOGLE PODCASTS CLICK HERE FOR PANDORA CLICK HERE FOR PODBEAN CLICK HERE FOR IHEARTRADIO CLICK HERE FOR DON TONY AND KEVIN CASTLE SHOW MERCHANDISE! ==== DON TONY AND KEVIN CASTLE: WEEKLY SHOW SCHEDULE (UPDATED: NOVEMBER 2024): DON TONY AND KEVIN CASTLE SHOW: LIVE EVERY MONDAY NIGHT at 10:45PM ET after WWE RAW on DTKCDiscord.com DT VIPATREON: Patreon Exclusive Show hosted by Don Tony LIVE EVERY TUESDAY at 8:30PM on DTKC Patreon Channel (https://www.patreon.com/dontony) PRO WRESTLING NEWS UPDATES: Posted every WEDNESDAY morning at DonTony.com (and across all audio platforms) THIS WEEK IN WRESTLING HISTORY: Posted every THURSDAY at DonTony.com (and across all audio platforms) CASTLE/KNT CHRONICLES: Patreon Exclusive Show hosted by Kevin Castle and Trez LIVE EVERY THURSDAY 8:30PM on DTKC Patreon Channel (https://www.patreon.com/dontony) PRO WRESTLING NEWS UPDATES: Posted every FRIDAY morning at DonTony.com (and across all audio platforms) PRO WRESTLING WEEKEND NEWS UPDATE: Posted every SATURDAY at DonTony.com (and across all audio platforms) THE SIT-DOWN w/DON TONY: VIDEO PODCAST hosted by Don Tony LIVE EVERY SUNDAY at 8PM on YouTube (www.YouTube.com/DonTony) WWE/AEW PPV RECAP/REVIEW: (Posted MONDAY NIGHT as part of Don Tony and Kevin Castle Show) ==== SOCIAL MEDIA / WEBSITE / CONTACT INFO: Twitter: https://twitter.com/dontonyd Patreon: https://www.patreon.com/dontony Facebook: https://facebook.com/DTKCShow YouTube: https://www.youtube.com/dontony Website: https://www.wrestling-news.com

This Manager Minute episode spotlights how the Massachusetts Commission for the Blind and MassAbility are leveraging AI to improve service delivery. Host Carol Pankow discusses innovative AI applications with guests Lola Akinlapa, Nathan Skrocki, and John Oliveira. They explore an AI-assisted intake platform designed to streamline processes, enhance multilingual support, and enable faster access to services. The conversation also highlights AI-powered tools like policy lookup systems and data visualization platforms like Tableau. Emphasizing accessibility and transparency, the episode showcases AI's potential to alleviate administrative bottlenecks, support staff, and empower consumers while preserving the human touch in service delivery.   Listen Here   Full Transcript:   {Music} John: We were looking for items that might be helpful to our staff. As many of our veteran counselors move on to retirement, it became imperative that we find a way that the newer counselors could find access to information quickly.   Lola: We're not looking to reduce workforce. We're not looking to reduce your day to day operations, right. We're looking to streamline and to make the consumer's journey at MassAbility more accessible to them.   Nate: What we're doing is just enhancing and streamlining the process to better understand and strengthen their policy knowledge, to make their jobs a little bit easier.   Intro Voice: Manager Minute brought to you by the VRTAC for Quality Management, Conversations powered by VR, one manager at a time, one minute at a time. Here is your host Carol Pankow.   Carol: Well, welcome to the manager minute. Today joining me in the studio is Lola Akinlapa, director of strategic initiatives in Massachusetts. Nathan Skrocki, Policy director at the Massachusetts Commission for the blind. And John Oliveira, Commissioner for the Mass Commission for the blind. So how goes it, Lola?   Lola: Oh, everything is good. Thank you for having me, Carol. I think this is a really great forum to kind of spread the word on what we've been doing at the state of Massachusetts.   Carol: Excellent. How about you, Nate? How are you doing today?   Nate: Happy new year. Doing well. Glad to be here. Thank you.   Carol: Excellent. And last but not least, John, how is it? How are things? You got a new role.   John: Everything is great. A very cold day today, but we'll get through it. Uh, it's close to zero wind chill. So very cold day here.   Carol: Ah, it's like you guys are in Minnesota...   John: Yeah, I think so.   Carol:  Joining Jeff and I...   John: I think so.   Carol: Yeah. We were three below today. It was fabulous. Well I'm super excited about our topic. So artificial intelligence, although it's really not a new concept, it's gained significant attention in the recent years and the field of AI research was officially established during a workshop at Dartmouth College in 1956, where researchers optimistically predicted that human level intelligence machines would be achieved within a generation. However, it became clear the challenge was really greater than anticipated. But today, you know, we have AI everywhere seamlessly integrated into our life. You know, we've got Siri and Alexa. I rely on them all the time to your biometric scanning at the airports and the list goes on. And I had the good fortune to find out that Massachusetts is really standing out as a state that has embraced the broad implementation of AI and incorporating it extensively across various aspects of daily life and governance. So I want to dig in and learn some more from you guys. So I'd like to start out because our listeners like to get a little insight into all of you. If you could tell us about yourself and your role. And for our my two friends from the Blind agency a little bit. How you got into VR? And Lola, I'm going to start with you first.   Lola: Thank you, Carol. So a little bit about myself, as you mentioned, Lola Akinlapa, I am Director of Strategic Initiatives at now, formerly what used to be the Mass Rehab Commission and now known as MassAbility. I came into the agency back in 2014. I actually started in research and development, doing a lot of the analytic work. I actually was voluntold, I would say, to assist in a new project that we were implementing. It was a statewide case management system for our different divisions at MassAbility. Through that process, I was able to kind of take a step back to say, well, what do we need at this agency to push us toward the future?   Carol: Yeah, Lola, it is great being voluntold, because that leads to some of the best things when you're working on different things. So, Nate, how about you? How did you land at Mass Commission for the Blind?   Nate: I landed at MCB about eight years ago. At this point. I've been a manager within state government for many years and ended up at MCB. Hopefully this is where I'll be staying for many more years. I really like the mission of MCB and the work that we do as an agency to provide services to residents of Massachusetts.   Carol: Good stuff, good stuff. And John, you've switched roles, so I've known you for a while. But tell our listeners a little bit about yourself.   John: All right. Carol, I've been with the agency for, wow, 37 years.   Carol: Oh my gosh.   John: And started out in services and worked with the senior staff, senior consumers, and was in vocational rehab for a while, worked as director of staff development and training for a while. I headed up the assistive technology program for a while. I was deputy commissioner for something like 12 years, oversaw the programs, and I've been commissioner now for a year and a half.   Carol: Good for you. Well, sure good to see you again. So in the fall, I had the had the chance to attend an AI convening with Tony Wolf, who is the MassAbility Commissioner. And Tony was mentioning she kept talking about all these really cool things happening in Massachusetts. And I just I needed to learn more. So now, Lola, like, how is MassAbility moving in this AI space? And I know you're doing some things that are helping the consumer experience be quicker and easier. What's that look like?   Lola: Oh my God. It's been quite a journey to say the least. At our agency, we as many other agencies identified bottlenecks, identified issues with maybe the bureaucratic side of things where it takes longer to get someone from point A to point B. It was through, actually, our centralized intake unit where we discovered there's area for improvement here. And that area of improvement could be resolved through an assisted intake form. So at MassAbility, we're developing an AI assisted intake platform that's meant to support our staff at MassAbility, who are doing the intakes to allow them to have more leeway on doing what's more important to the work, which is getting our folks to the services they need. Through this intake form, we're actually removing the repetitive task. We're looking at some speech to text technology and then also some guided workflows. And we're also able to get multilingual support. And through the intake, it's meant to guide a lot of our consumers to feel a little bit more empowered to get from I'm stuck here, how do I get services that I need, whether I'm going to work or looking to live or transition into the community, instead of waiting months before someone can speak to you to get you through the process.   In this platform, we're actually able to allow our staff to have more time to be dedicated to more personalized interactions with our clients. So it's been a journey to kind of develop what that roadmap looks like. But we are super excited about this. We actually will be going live early this year through our MassAbility site, through our consumer portal, where it will be housed, and individuals will be able to go in, log in and fill out the form, and the form would guide them through the entire process without human interaction. And for us, I think it's really important to take a step back and really understand the purpose of this. Right. It's not to remove the individual from their work, right. It's to make some processes a little bit more streamlined, but then have our staff, our counselors, our case managers be able to focus on more of the human interaction. It's been quite a journey for us, to say the least.   Carol: So, Lola, are you working on that with your own state IT folk or who kind of is helping you mastermind all this?   Lola: So this is in collaboration with our IT folks at Executive Office of Technology. Also, we're working with a contractor who's been helping us build this platform out. They've been super great. It's been a very collaborative effort across the board. I would even have to throw in Microsoft because there's some work that they're assisting us doing, and it's been a team effort to get it to where it is today. And we're actually very proud of what we've done in such a short period of time.   Carol: Very cool, I like it. I know Lola, you had talked to me too, you were interested in doing something kind of in this data realm because I know data isn't cool always. But you were trying to do some stuff with Tableau and AI. So what does that look like?   Lola: Tableau. For folks that don't know, it's a visual data tool that we've been using at MassAbility for a little bit over four years now. The really cool thing about technology is as the years go on, the tools get better. Tableau was another way that we were using to kind of drive our data decision making at the agency. You know, things that are really core to the MassAbility beliefs in our missions. With Tableau, we're able to have a chatbot, and the chatbot would be utilized something similar like ChatGPT, where you could say, show me how many individuals are getting X services, or show me how many individuals are served in certain parts of the region. Right?   Carol: Yeah.   Lola: very cool things like that where you don't have to be a data analyst or a data science...   Carol: right.   Lola: to use Tableau. It kind of makes it more user friendly and at your fingertips. I think of it like on demand data. So that's something that we've been looking at that is in collaboration with an initiative that we have over at Northeastern. And we've submitted a proposal for that. So we haven't started, but we're looking forward to some of the cool and innovative things, because I think many state agencies will agree. Data is really, really interesting to look at, especially when you're looking to tell a story, when you're looking to improve just the overall outcomes of your agency, depending on what you're looking to achieve. So it's really been something great that we're looking forward to getting started. And then also on the back end, kind of showing and empowering our own staff as to what this data means, right? Because not everyone is a data scientist. Not everyone enjoys. It's a very dry subject, but I think this is a way to keep folks engaged in terms of what's really going on at the agency, and it kind of tells a story without having to truly understand the data to tell the story.   Carol: I love that. I think you'll find if you guys can make that all happen, there's going to be a lot of folks across the country that are going to be super interested in that piece because data has been so critical, especially as WIOA passed, and we're looking at so much more of the data and what really is happening for individuals with disabilities and getting into employment. And so I feel like sometimes we're data rich, but we're analysis poor. And people are like, I don't know what all this means. You get a little bit overwhelmed by the data. So I think that would be great for people to be able to do the old ChatGPT kind of thing and just ask a question and get the answer.   Lola: Absolutely.   Carol: I love that, that's very cool. So when you look at AI, there really has been considerable impact, too, for individuals who are blind and visually impaired. And Nathan and John, I mean, what are you guys seeing with the customers you serve? Just in general, when you think about AI and the work you're doing now?   John: Well, obviously in the assistive technology field, there's always been a lot of talk about incorporating AI to serve consumers. And over the past 4 or 5 years, many of the wearables have become very popular. And every year when you see these items, they get better and better. And that's benefiting a lot of our consumers tremendously. I'm sure that you've all heard about the meta glasses. Tremendous assistance for our consumers. You put on this pair of glasses, you can take pictures of the environment you're walking through. You can use it with description services such as Aira and Be My Eyes. And it works great for someone who doesn't know the area. For someone who's trying to do some work and needs to access print immediately, a great way to do this. Many other things are coming down the pipeline, but we were looking for items that might be helpful to our staff. As many of our veteran counselors move on to retirement, it became imperative that we find a way that the newer counselors could find access to information quickly. We do the trainings the usual way, but that takes quite a bit of time. And if you have questions and you want answers right away, we were looking for a solution and we came across this solution in Outlook Insight. I read about it somewhere, I called them, I spoke to an individual at the company and we agreed that we would meet at the NCSAB Conference. And I turned them on to Nate and his policy team. And he can give you more of the story about that journey going forward here.   Carol: So what do you know, Nate?   Nate: Thanks, John.   Carol: John is the idea guy and he's like, Nate, go do the thing.   Nate: And it works out great. So what we did was we connected with Outlook Insight, and we wanted a tool that would allow kind of a quick reference lookup for our case managers. So it could be that they have questions themselves and the policy or procedures. And making sure a case is executed properly or consumer may have a question and they want a quick reference for that. So what we did with Outlook Insight is develop a tool that takes all of our internal policies and all of the other policies that govern us, and kind of housed it all in one place and very similar to ChatGPT or some of these other AIs out there. You can ask it a question and it will provide a response. And when it provides a response, we have the ability to really take a look at where it's coming from. So it will include all the resources that it's pulling from with the response. So it will cite the documentation. So it might be some direction from RSA or some of our internal policies or another piece of policy that is out there, another piece of guidance that is out there. And it will cite that particular piece of policy where it's coming from. You can click on it. When you click on it, it will bring that policy up and you can read further, but it will also provide that response. So if you ask it what form is needed at this step of a case procedure, it will bring up what form is needed. Bring up the form and you can go from there.   Carol: Nice. So where are you at in the process with this rolling out?   Nate: We have rolled it out to some staff. It's not officially rolled out yet as an agency. It's something we're still testing. But we did roll it out to some staff to test to really kind of understand what they're using it for. Another piece of it is we're allowed to add tiles to this particular system. We can create these buttons or tiles above the search bar that will have preloaded questions. So say a consumer is going to college and we you know we might have a button that has the question on it. What is college reimbursement for a student at MCB. You can click on that and we'll bring up all the information about what's appropriate for college reimbursement, how much that college investment can be, so on and so forth. We wanted to get an idea of what people were asking it. We wanted to get an idea of what they're using it for, so we can kind of load in those different tiles on the top as well. And as we go through certain cycles in case management, those will change over the year, in the future when we do roll this out. And we also just were curious on what people were looking up for quick reference. And people are using it. It is a very good tool. It's been helpful for us in the policy unit. We're not getting as many questions for people that are using it, because they're going to that first to see if they can look up the policies on their own and get a response on their own. We do caution people though, because it is AI, so sometimes it does not provide the full picture. I guess is the best way to put it. It might give a partial answer. We haven't seen where it's giving any wrong answers yet, but sometimes it doesn't fill in the whole picture. So that's why we include the policies with the response, because people can go in and search further within that policy if they need to formulate a decision a little bit better.   Carol: Yeah, you bring up a really good point. You always have to trust but verify, even ChatGPT you throw something in there. And I use it a lot because it's super helpful and it'll be going along. It's really great. It gives this response and then you have some kind of wacky line comes in there and you go, I don't really know where that came from, but that isn't right. So you can't just turn it all over to the bot. You still have to use your own kind of critical thinking skills and take a look to apply it.   Nate: For sure. The advantage that we have, as opposed to like an open source AI, is we control what goes in and out of where it's pulling from. So we're the ones putting the policies in. Or as Lola had mentioned before, if you want statistics or something like that, you can put it in a document with certain statistics and it can pull from that. But we control everything in there. So it's not pulling from this open source where it might recognize something as helpful, but it really isn't. It's everything in there. We've kind of vetted and we understand it's something that is needed by the agency.   Lola: Absolutely. And just to Nathan's point, open source, we're talking about like Google, you know, you can get millions of results back and very true at MassAibility. Similarly, we obviously have regulations that we're following with RSA. And there are things that we have to control just to make sure the language is correct. So we're putting in what needs to be said at the bot kind of just follows that logic. So that's kind of the nice thing where you can still have that control, even if it is kind of AI, but it's still guarded. It's not as loose as just an open source would be.   Carol: Yeah, absolutely. It's a great point, Lola. And I know for the both of you, you know you're doing things that are impacting the staff. So staff can definitely have a reaction to this. Sometimes positive, sometimes not. Like we're all super excited. I see your smiling faces like, yay, we're doing the thing. And then they're like, you know, people feel like back what I was saying in the beginning, like, we're going to replace everybody with robots or something. And so staff can get concerned. So I'm going to kick this to you first, Lola, what's been kind of the response from staff about the things that you guys are trying to do?   Lola: Well, I'm very fortunate to work at an agency where folks are very open minded. Change is a little different, but we're very open minded at MassAbility. I think it's all about the messaging and the purpose on why we're doing certain things right. For sure. There are people that are going to have, you know, pros and cons about it, but I think how we message it is we're not looking to reduce workforce...   Carol: right.   Lola: We're not looking to reduce your day to day operations, right? We're looking to streamline and to make the consumer's Consumers journey at MassAbility more accessible to them. The option that we have right now and how we've messaged it to staff is it's an option, right? We're not removing the human aspect of it, but it's an option for individuals who are in certain circumstances that need to get something done a little bit faster, right? It takes a little bit longer to talk to individuals, but if it's something that they feel like, you know, I'm just going in and I'm looking for a job, I know everything I need to have. This is another outlet that they can use where the system itself is like, I'm not a person, but I can guide you like an individual, right? At the end of it, you will be meeting with a person. You will have that personalized experience, that interaction, but mostly for the admin and the data entry, right? We can repurpose that. We can shift that burden to some of the tools that we have available to us, like the AI assisted intake form. So that's really the messaging behind it, right? The messaging is not to impact staff. It's not to scare staff.   Carol: Right.   Lola: But it's more to help think of allowing people to have different options to come into the agency that aren't so impactful or don't feel like a bottleneck.   Carol: Yeah, I love that. I love that point. How about you guys, Nate or John? Have you seen any initial responses from staff, maybe different than you thought or how has it been going?   Nate: I think for us it's a little bit different too, because we're providing human services, so we're not replacing that in any way with an AI tool. We're not going to be replacing us, going out and sitting with a consumer and meeting them where they're at and providing the services that they need to be successful. What we're doing is really just enhancing and, like Lola said, streamlining the process to better understand and strengthen their policy knowledge to make their jobs a little bit easier. We haven't really explored any type of AI that would help with case management work or anything like that, and it's really tough because like I said, in the human service field and in Lola can probably also agree with this. Every consumer is so different. We're meeting with them a lot of times in person, especially at our agency, and providing the services that they need. A lot of it's hands on services, something that we're not going to be able to do with AI. What we're really looking at is how do we enhance their ability to provide and streamline services and make the experience better for the consumers and for our workers. And that's what we've done with this first policy tool. And I think it's been successful. I don't know if you have anything to add there, John.   John: Yeah, we're supporting the staff at this point. So it's not that we're trying to take staff out of the process. We're making it easier for you to do your job and for you to answer questions that you may have about the process of moving the client through the system, or even questions that a consumer may ask you, and you can explain to them. And if you're missing any of that data, you can pull it up on your laptop. And that tool is always with you. You can ask it at that point, or you can refer to other resources we have on that machine. So you could certainly help them get the information they need faster and help yourself process the information they've given you faster.   Carol: Well, having done technical assistance for years with state agencies, and I see the hundreds of pages in all your policy manuals and all this craziness, I'm sure staff will greatly appreciate anything that streamlines some of that work that they have to do, and all the things they have to retain. And you've got your policy and your procedure and your desk and your 14 other directions. It's a lot. I mean, it's a lot to keep track of, as well as just paying attention to the individual that's sitting before you. And so I think anything you can do to streamline that is great. I'm wondering if you all have other ideas. I know Lola, when I talked to you before, you are full of lots of thoughts. Do you have any next steps for accessibility that you're thinking about?   Lola: I have a couple of next steps right now. I have to rein myself in. We're for sure right now really focused on getting our automated intake form out. We're at the tail end of testing and everything has been looking great on the up and up. So we've been really trying to get our messaging around what that looks like, especially to our constituents that are looking for services. So folks just understand the purpose, the why and how we're trying to make this a little bit better. I'm hoping eventually one day I can take this to phase two where the eligibility pieces may come into play, but we're not there yet. Right. We're taking baby steps.   Carol: Yeah.   Lola: I'm really excited we've gotten this far. I know Nathan and I have had conversations a few months back about looking at something similar to what they're doing with the policy, because we have our own policies, right, that are kind of everywhere. They need to be updated and staff need to reference them or individuals are looking for them. So I think definitely what MCB has been doing has been in the back of our minds a little bit. But like we said, we're taking baby steps and hopefully we can get there. But I think across the board, these are all great initiatives.   Carol: Yeah, absolutely. How about you Nate and John are you guys looking at, you thinking a 2.0 on anything or some other areas you'd like to dabble in with AI?   Nate: I think it's rolling this out first and kind of once we get this completely rolled out to staff and kind of understand how well it's working, I think we can take those next steps. We're always keeping our finger on the pulse of technology and how it's advancing, and if it can assist us in any way, and we'll continue to do that. I think an interesting, it kind of fits in with AI is, you know, one of the biggest barriers for our consumers is transportation. And as far as AI goes, one of the big conversations in that community is automated cars and those type of things. And we have in the past provided some input about automation. And when they're creating those type of things for transportation, how to think about how it would benefit people with disabilities and those type of things. It's a long way off, but it's something interesting and something I personally get asked about a lot when I'm out speaking in different areas is, where is that? You know how close that is?   Carol: Yeah.   Nate: That's nothing we'll ever do as an agency. We're never going to be providing, you know, services. But we have provided some just some input in the past on that. But as far as like case management and service to consumers and those type of things, like Lola says, eligibility is something that's very interesting. If there's something that can help with that, it's for different programs within our agency. You know, when you're coming to MCB, we're a little bit different than MassAbility. By law, you have to be registered with us if you reach the threshold of legal blindness in Massachusetts. So you're registered with us. It's the law. But depending on what services you're receiving and what programs you're in and those type of things and maybe something interesting to look at in the future.   Carol: Yeah, definitely. Blind agencies have a lot of moving parts and pieces. So how about any advice you all might have for states that are starting to think about this? Because states are in all different, you know, places and people are kind of, their administrations. Some are very proactive, some are not. Do you have any advice, as you've been working through these projects that might help other people that are starting to dabble? Lola, I'll kick that to you first.   Lola: Yeah, I think that's all dependent just on where you are as a state agency, right? It's taken us a while to come to the realization, like, maybe there's something more we can do to kind of help the process that we're in. And it just so happened some of the things that we've identified as pain points, it looks like AI and technology would really help alleviate. And I'm not going to say remove because we're always going to have issues, but it would help alleviate some of those pain points. I think one of the things that would be insightful for folks to know, and just because the disability community loves the community, it's just when it comes to technology, we have to be very careful, right? We need to be mindful of some of the biases that come along with that. We need to make sure that the accessibility is actually accessible. It's usable, right? To Nathan's point, we serve various consumers ranging from different types of disability. And I think sometimes that gets lost in the conversation because we're so much let's get it to the next level and let's make it work for us and automate it. And I think we forget to take a step back and remember who we're doing it for, right? We're doing it for the folks that maybe don't have mobility, the folks that can't always read or have low vision, or the deaf or hard of hearing individuals. We really try to make this form all about the people. So I think as agencies are probably trying to embark on technology, those are some of the things that they might want to keep in mind. And it depends just where you are in the process. Just it was great timing for us, and I'm sure Nathan would agree. It was probably great timing for his agency to start some of the discovery process around how we can utilize AI.   Carol: Good advice. John, do you have anything you want to add?   John: Yeah. When you're going down this road, be prepared that you understand the process that your state has, because there's many other departments that come in and want to take a look at what you're doing and ask for a lot of different documentation. And so that all has to be done before any product can be deployed. And depending how bureaucratic the state is, it can be different. A large state might have a whole bunch of departments Moving in and wanting to take a look in a smaller state may not be as complicated or as cumbersome process as it can be. So just be aware. Once you understand the idea and you think of a potential product, make sure that you've understood all the steps you have to do at the state level to be able to deploy that product and not have it pulled when you're halfway through, or you've spent money on development so that it gets scrapped in the development stage. So just be very aware of how to get that process through the state.   Carol: Yeah, that's  very good advice. Nate you get the last word on this.   Nate: Patience. For a lot of reasons and pointing at both what Lola and Commissioner Olivera talked about here. You got to have patience to go through the process. But you also have to have patience to make sure that it is accessible. Here at MCB, we obviously have a myriad of different folks using it and with different abilities and ways that they approach the system. We got to make sure it works for all those different ways. And that wasn't easy either, but more so for the process. It's a long process. We're still in the middle of that process, but it's worth it. I do want to say that have the patience, but it is definitely worth it. AI is extraordinarily able to just provide a way to save time. You know, a question that may come up to us where we research a question, decide on what the answer is, reach back out to a worker, give them the answer and they go to a consumer. Give them the answer. It could be days. This is seconds. The time that it saves. And maybe even if you, depending on how it's deployed, the cost it could save in the long run. It's extraordinary and worth the time put in.   Carol: I love that you would mention that. There used to be something that I compared every year that came out from RSA, and I'd compare to the previous year, and so I'd always look at, you know, I'd do this side by side, kind of mark up what all change, what language changed. And it used to take me hours, you know, just to look through the document. Now I send it through a tool and literally in a minute it highlights everything that changed from one year to the next. I'm like, boom, done. You have it. People always are asking us questions as a TA provider, and I'm like able to immediately tell them what change they're like. How'd you do that analysis so fast? Well, I used my friend, you know, an AI tool that was able to do it. It really is an amazing Time saver. So how can our listeners find you guys? Could you leave us with like, an email address or something? Lola, would you mind saying your email address for the listeners in case somebody wants to reach out to what you're doing there?   Lola: Yeah, absolutely. I can be reached at Oluwafunke.Akinlapa@mass.gov. The spelling is o l u w a f u n k e dot a k I n l a p a at mass.gov.   Carol: Oh that's great. And then Nate or  John, do you both want to give your email or who's the contact there.   Nate: It's Nathan.w. Skrocki@mass.gov and I'll spell that out. It's n a t h a n dot w dot s k r o c k I at mass.gov.   Carol: Oh, that is awesome you guys! I really am looking forward to seeing your stuff roll out. You need to give me an update. I am super happy about this. In fact, we were having an AI conversation the other day on our GW team and I said, hey, I'm doing a podcast this week and they're like, you got to give us the names of the people, because some folks are working on something, they like, they're gathering up information from across the country. So I said I'd be happy to share. So thanks so much. And please do keep in touch. I wish you the very best with your projects.   Lola: Awesome. Thank you Carol.   John: Thank you Carol.   Nate: Thanks.   {Music} Outro Voice: Conversations powered by VR, one manager at a time, one minute at a time, brought to you by the VR TAC for Quality Management. Catch all of our podcast episodes by subscribing on Apple Podcasts, Google Podcasts or wherever you listen to podcasts. Thanks for listening!

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Tremendous match from Feyenoord at home. More questions asked of Vincent Kompany and Bayern Munich as they absolutely struggled during matchday 7 of Champions League. Santiago Giménez delivered a brace for his club in the win which left Bayern in shock. Morning Footy is available for free on the Audacy app as well as Apple Podcasts, Spotify and wherever else you listen to podcasts.  Follow the Morning Footy podcast on Twitter: @CBSSportsGolazo, @susannahcollins, @nicocantor1, @NotAlexis, @CharlieDavies9 Visit the betting arena on CBSSports.com for all the latest in sportsbook reviews and sportsbook promos for betting on soccer For more soccer coverage from CBS Sports, visit https://www.cbssports.com/soccer/ To hear more from the CBS Sports Podcast Network, visit https://www.cbssports.com/podcasts/ Watch UEFA Champions League, UEFA Europa League, UEFA Europa Conference League, Serie A, Coppa Italia, EFL, NWSL, Scottish Premiership, Argentine Primera División by subscribing Paramount Plus: https://www.paramountplus.com/home/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode, we dive into 3 practical strategies for navigating life's toughest hurdles with grace and ease. Discover how to cultivate resilience, embrace change, and maintain your inner peace amidst chaos. Learn to transform obstacles into opportunities for growth and flow seamlessly through life's challenges.

Your host Josh Hammer welcomes the show's newest radio affiliate (660 AM The Answer in Dallas-Ft. Worth), explains why Donald Trump must immediately lead on immigration following his swearing-in on Monday, unpacks the continuing heated debate over TikTok, blasts the weak ceasefire/hostage deal in Gaza, and more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ahead of Ohio State's matchup with Notre Dame, Dan Menningen and Jeff Phelps talk about the impressive job the Fighting Irish's defensive coordinator has done.