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We're Launching our Property Investment Course in March - A game-changer and an Australian first. To be the first to know more and secure a spot, click the link below: https://everythingproperty.kit.com/gamechangerIn this episode we speak to one of the most humble and modest Property investors in Australian Real Estate - Michael Xia. Michael has managed some incredible achievements over the past 15+ years, namely building a property portfolio of over 80 properties worth (at last count) $68,000,000+ how do we know this? He sent through the spreadsheet before we went on air of each purchase... incredible.Oh, and he has also managed to be one of the Top 25 Mortgage Brokers Australia wide in 2024 by loans settled according to MPA - no small feat.In this chat we discuss the following:- The mistakes Michael made in his first few purchases that set him back years.- His pathway out of school, and why it took him 8 years to finish his university degree.- The sliding doors moment that changed everything - meeting and being mentored by his Mortgage Broker.- Where and what Michael bought in the early years and how he manufactured equity.- Michael's investing philosophy and the way he was able to pick markets before most people.- Michael's unorthodox rules for success.- How he grew his mortgage broking business to fund his investing goals.- How his investing strategies changed the deeper he got into his portfolio.- The experiences, lessons and learnings from Michaels journey that you can apply to your portfolio today.- Plus much more!To check out more about Michael and the work he and his team do, checkout:https://www.mortgagechannel.com.au/Don't forget to check out the summary post on our Instagram we just posted which covers what we discuss in this chat.Facebook: http://facebook.com/everythingproperty.auInstagram: http://www.instagram.com/everythingpropertyLinkedIn: http://linkedin.com/everythingpropertyWebsite (Coming soon)Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature. As a listener you should not take or use the information discussed as financial advice. Everything Property and its associates recommend that you always engage in independent financial advice before making any investment or purchasing decision.
No, that's not a typo in the title... Michael Xia has reached a portfolio value that only a few people in Australia ever achieve. His unbelievable story, immigrating to Australia from Shanghai as a young boy and growing up in a very modest household before working his backside off to build a property empire. Michael only entered the property investing space seriously at the age of 26 and has built all of this in just 13 years. This episode, he's going to break down: - How he managed to scale as aggressively as he did. - How starting his own business several years into growing his portfolio allowed him to keep growing and not tap out his serviceability. - What's his end goal and what's his plan to achieve it? - And if you have similar ambitions, what steps can you take today to get yourself on the right track? There are so few people in this space with such a massive portfolio who are actually willing to sit down and explain just how they did it. So when they do, we listen to closely!
Welcome to Property Unfiltered, a collection of raw and uncensored conversations with Simon Loo, alongside savvy investors who are achieving their goals. Simon Loo, Founder of House Finder, and Grace Ormsby sit down to establish the “why” behind Property Unfiltered, and reveal the aim of providing real talk around the challenges and successes that come part and parcel with a property investment journey. Simon introduces friend, investor and finance broker, Michael Xia, to the show, with the duo recounting their respective career backgrounds before eventually deciding to pursue property, discussing the importance of mindset and positive self-talk amid changing circumstances. They go on to divulge the details and strategy behind a mutual client's successful property purchases over an 18-month period, outlining their own tips, tricks and secrets to long-term strategising.
To round out our chat with owner of Mortgage Channel, Michael Xia, we're reminded why it's crucial not to jump into murky waters without checking what's underneath. Or, in Xia's case, what's standing right in front of you on the street! What seems like the deal of the decade at the time can easily turn out to be a money trap, draining you of $70,000 before your very eyes. Despite hiccups along the way, Xia's portfolio continues to grow in leaps and bounds— maybe one day his cupboard office will, too! See acast.com/privacy for privacy and opt-out information.
To round out our chat with owner of Mortgage Channel, Michael Xia, we're reminded why it's crucial not to jump into murky waters without checking what's underneath. Or, in Xia's case, what's standing right in front of you on the street! What seems like the deal of the decade at the time can easily turn out to be a money trap, draining you of $70,000 before your very eyes. Despite hiccups along the way, Xia's portfolio continues to grow in leaps and bounds— maybe one day his cupboard office will, too! See acast.com/privacy for privacy and opt-out information.
Michael Xia is the owner of Mortgage Channel, an award-winning mortgage broking firm, and a portfolio containing 39 properties at just 37 years of age. Having accumulated 14 of those properties by 30 years old, it's safe to say property is most definitely his passion.In this episode he explains how he went from not knowing how somebody could invest interstate to knowing a town he'd never been to like the back of his hand! Weighing up the chances of his corporate career helping him achieve his goal of financial freedom, he realised it wasn't going to cut it, and gave his dream a crack instead. While it wasn't all beer and Skittles along the way, it certainly paid off in the end— but not before he found out the importance of identifying his goals, and chipping away at them to get the chiseled six pack (of sorts) he'd always wanted. See acast.com/privacy for privacy and opt-out information.
Michael Xia is the owner of Mortgage Channel, an award-winning mortgage broking firm, and a portfolio containing 39 properties at just 37 years of age. Having accumulated 14 of those properties by 30 years old, it's safe to say property is most definitely his passion.In this episode he explains how he went from not knowing how somebody could invest interstate to knowing a town he'd never been to like the back of his hand! Weighing up the chances of his corporate career helping him achieve his goal of financial freedom, he realised it wasn't going to cut it, and gave his dream a crack instead. While it wasn't all beer and Skittles along the way, it certainly paid off in the end— but not before he found out the importance of identifying his goals, and chipping away at them to get the chiseled six pack (of sorts) he'd always wanted. See acast.com/privacy for privacy and opt-out information.
Michael Xia is an award-winning mortgage broker by day— and, these days, by night as well! As the owner of Mortgage Channel, he's highly regarded in his industry and among his peers, earning Choice Platinum Achiever for 5 years in a row (so far!). A property investment aficionado, he spends what spare time he can find searching for investment properties and the dream principal place of residence for his growing family. From purchasing his first property at just 21 years old to now owning 39 properties before even turning 38, Xia certainly knows his Logans from his lemons.In this episode Xia shares the ups and downs from his young life and the beginning of his property journey. Looking back fondly on his uni days (where he spent as little time at uni as possible) and a little less fondly on his early corporate career, Xia's story is full of entertaining tangents that always end in wise words. His inspiring tale reminds us that it's never too late to chase your dream, regardless of how many false starts you had in the beginning— and that when the unexpected happens, it's never your first suspect. See acast.com/privacy for privacy and opt-out information.
Michael Xia is an award-winning mortgage broker by day— and, these days, by night as well! As the owner of Mortgage Channel, he's highly regarded in his industry and among his peers, earning Choice Platinum Achiever for 5 years in a row (so far!). A property investment aficionado, he spends what spare time he can find searching for investment properties and the dream principal place of residence for his growing family. From purchasing his first property at just 21 years old to now owning 39 properties before even turning 38, Xia certainly knows his Logans from his lemons.In this episode Xia shares the ups and downs from his young life and the beginning of his property journey. Looking back fondly on his uni days (where he spent as little time at uni as possible) and a little less fondly on his early corporate career, Xia's story is full of entertaining tangents that always end in wise words. His inspiring tale reminds us that it's never too late to chase your dream, regardless of how many false starts you had in the beginning— and that when the unexpected happens, it's never your first suspect. See acast.com/privacy for privacy and opt-out information.
Australian Property Investor Stories | Investment Conversations
Tyrone Shum is the founder, creator and host of Apple Podcasts’ or iTunes’ No. 1 Property Podcast in Australia, Property Investory. This treasure of a resource boasts of over 2 million downloads since it launched in 2017 and remains to be the top choice of investors when looking for in-depth stories and proven practical strategies in property investing and developing. Now, after three years of speaking with notable game-changers in the property investing space—like Steve McKnight, Jan Somers, Michael Xia and Jill McIntyre—, Tyrone opens up about his own property development journey. In this episode, you’ll hear about the rocky road of a start Tyrone had after graduating from university; how he traversed and overcame his initial mindset; the invaluable lessons he had gleaned at the beginning when purchasing his very first mixed commercial property for $35,000; and how he realised that you could build a family while doing property investing at the same time—all of which ultimately helped pave the way for his property journey until today. This is Tyrone Shum's story.
Tyrone Shum is the founder, creator and host of Apple Podcasts’ or iTunes’ No. 1 Property Podcast in Australia, Property Investory. This treasure of a resource boasts of over 2 million downloads since it launched in 2017 and remains to be the top choice of investors when looking for in-depth stories and proven practical strategies in property investing and developing.Now, after three years of speaking with notable game-changers in the property investing space—like Steve McKnight, Jan Somers, Michael Xia and Jill McIntyre—, Tyrone opens up about his own property development journey.In this episode, you’ll hear about the rocky road of a start Tyrone had after graduating from university; how he traversed and overcame his initial mindset; the invaluable lessons he had gleaned at the beginning when purchasing his very first mixed commercial property for $35,000; and how he realised that you could build a family while doing property investing at the same time—all of which ultimately helped pave the way for his property journey until today. This is Tyrone Shum's story. See acast.com/privacy for privacy and opt-out information.
Tyrone Shum is the founder, creator and host of Apple Podcasts’ or iTunes’ No. 1 Property Podcast in Australia, Property Investory. This treasure of a resource boasts of over 2 million downloads since it launched in 2017 and remains to be the top choice of investors when looking for in-depth stories and proven practical strategies in property investing and developing.Now, after three years of speaking with notable game-changers in the property investing space—like Steve McKnight, Jan Somers, Michael Xia and Jill McIntyre—, Tyrone opens up about his own property development journey.In this episode, you’ll hear about the rocky road of a start Tyrone had after graduating from university; how he traversed and overcame his initial mindset; the invaluable lessons he had gleaned at the beginning when purchasing his very first mixed commercial property for $35,000; and how he realised that you could build a family while doing property investing at the same time—all of which ultimately helped pave the way for his property journey until today. This is Tyrone Shum's story. See acast.com/privacy for privacy and opt-out information.
Australian Property Investor Stories | Investment Conversations
Listen to the full episode here: https://player.whooshkaa.com/episode?id=376211 Michael Xia the founder of Mortgage Channel has a portfolio of over twenty properties thanks to his strict mindset and conservative approach when it comes to investing. Focused on helping his clients achieve the same success, we’ll learn about the strategies and processes Xia goes through when dealing with customers before delving into the nitty gritty details about how he got into property. We’ll learn about the interesting reasons why Xia doesn’t consider property a passion of his, the conservative rather than risk taking opportunities that have landed him success and why he prefers to the strategy of buying and holding rather than flipping and selling. Following this we’ll delve further into his personal story by talking about the property investors he met along the way, the mentors that inspired him, the ups & downs he’s had and much much more.
Michael Xia the founder of Mortgage Channel has a portfolio of over twenty properties thanks to his strict mindset and conservative approach when it comes to investing. Focused on helping his clients achieve the same success, we’ll learn about the strategies and processes Xia goes through when dealing with customers before delving into the nitty gritty details about how he got into property.We’ll learn about the interesting reasons why Xia doesn’t consider property a passion of his, the conservative rather than risk taking opportunities that have landed him success and why he prefers to the strategy of buying and holding rather than flipping and selling. Following this we’ll delve further into his personal story by talking about the property investors he met along the way, the mentors that inspired him, the ups & downs he’s had and much much more. See acast.com/privacy for privacy and opt-out information.
Michael Xia the founder of Mortgage Channel has a portfolio of over twenty properties thanks to his strict mindset and conservative approach when it comes to investing. Focused on helping his clients achieve the same success, we’ll learn about the strategies and processes Xia goes through when dealing with customers before delving into the nitty gritty details about how he got into property. We’ll learn about the interesting reasons why Xia doesn’t consider property a passion of his, the conservative rather than risk taking opportunities that have landed him success and why he prefers to the strategy of buying and holding rather than flipping and selling. Following this we’ll delve further into his personal story by talking about the property investors he met along the way, the mentors that inspired him, the ups & downs he’s had and much much more. See acast.com/privacy for privacy and opt-out information.
Australian Property Investor Stories | Investment Conversations
Listen to the full episode here: https://propertyinvestory.com/turn-portofolio-around-michael-xia/ Michael Xia is a mortgage broker with 20 properties in his portfolio worth a collective value of $9.7 million. He returns for a special conversation, one year later, with host Tyrone Shum. From him you’ll find out what your limiting resource is and how to use it to build your portfolio; how you can balance your business with your investments; why Xia chose to create firm roots for his portfolio in Queensland; and the great news for investors, regarding new changes from APRA! Also, Xia will reveal what he’s investing in now, his plans to put his hard-earned equity to work, more details on how he is reaching his goal towards a passive income stream and the future he predicts for areas with ever-increasing infrastructure, like Logan.
Australian Property Investor Stories | Investment Conversations
Listen to the full episode here: https://propertyinvestory.com/future-proof-growth-michael-xia/ Michael Xia is the founder of the Mortgage Channel. He will divulge why it’s not where to buy but how to buy when researching properties. You’ll discover how Xia future-proofs his growth for the long term, the strategy he suggests to secure $100,000 a year for retirement and how to research to find the best deals! Also discover how to attain finance help from different tiers of lenders, the resources you can use to make informed choices on what property to buy and why when you’re starting your journey, having a strong team around you is paramount to your success.
Australian Property Investor Stories | Investment Conversations
Listen to the full episode here: https://propertyinvestory.com/turn-portofolio-around-michael-xia/ Michael Xia is a mortgage broker with 20 properties in his portfolio worth a collective value of $9.7 million. He returns for a special conversation, one year later, with host Tyrone Shum. From him you’ll find out what your limiting resource is and how to use it to build your portfolio; how you can balance your business with your investments; why Xia chose to create firm roots for his portfolio in Queensland; and the great news for investors, regarding new changes from APRA! Also, Xia will reveal what he’s investing in now, his plans to put his hard-earned equity to work, more details on how he is reaching his goal towards a passive income stream and the future he predicts for areas with ever-increasing infrastructure, like Logan.
Australian Property Investor Stories | Investment Conversations
Listen to the full episode here: https://propertyinvestory.com/future-proof-growth-michael-xia/ Michael Xia is the founder of the Mortgage Channel. He will divulge why it’s not where to buy but how to buy when researching properties. You’ll discover how Xia future-proofs his growth for the long term, the strategy he suggests to secure $100,000 a year for retirement and how to research to find the best deals! Also discover how to attain finance help from different tiers of lenders, the resources you can use to make informed choices on what property to buy and why when you’re starting your journey, having a strong team around you is paramount to your success.
Michael Xia is the founder of the Mortgage Channel. He will divulge why it’s not where to buy but how to buy when researching properties. You’ll discover how Xia future-proofs his growth for the long term, the strategy he suggests to secure $100,000 a year for retirement and how to research to find the best deals!Also discover how to attain finance help from different tiers of lenders, the resources you can use to make informed choices on what property to buy and why when you’re starting your journey, having a strong team around you is paramount to your success. See acast.com/privacy for privacy and opt-out information.
Michael Xia is the founder of the Mortgage Channel. He will divulge why it's not where to buy but how to buy when researching properties. You'll discover how Xia future-proofs his growth for the long term, the strategy he suggests to secure $100,000 a year for retirement and how to research to find the best deals!Also discover how to attain finance help from different tiers of lenders, the resources you can use to make informed choices on what property to buy and why when you're starting your journey, having a strong team around you is paramount to your success. See acast.com/privacy for privacy and opt-out information.
Michael Xia is a mortgage broker with 20 properties in his portfolio worth a collective value of $9.7 million. He returns for a special conversation, one year later, with host Tyrone Shum. From him you'll find out what your limiting resource is and how to use it to build your portfolio; how you can balance your business with your investments; why Xia chose to create firm roots for his portfolio in Queensland; and the great news for investors, regarding new changes from APRA!Also, Xia will reveal what he's investing in now, his plans to put his hard-earned equity to work, more details on how he is reaching his goal towards a passive income stream and the future he predicts for areas with ever-increasing infrastructure, like Logan. See acast.com/privacy for privacy and opt-out information.
Michael Xia is a mortgage broker with 20 properties in his portfolio worth a collective value of $9.7 million. He returns for a special conversation, one year later, with host Tyrone Shum. From him you’ll find out what your limiting resource is and how to use it to build your portfolio; how you can balance your business with your investments; why Xia chose to create firm roots for his portfolio in Queensland; and the great news for investors, regarding new changes from APRA!Also, Xia will reveal what he’s investing in now, his plans to put his hard-earned equity to work, more details on how he is reaching his goal towards a passive income stream and the future he predicts for areas with ever-increasing infrastructure, like Logan. See acast.com/privacy for privacy and opt-out information.
Two years ago Michael Xia joined us to share the details of his 14 property portfolio. Now with an additional six properties and an estimated value of $9.7 million he joins host Phil Tarrant once again to update us on the progress of his portfolio. Michael will share how he has built his portfolio which started just five years ago and the mentors that helped him to get to where he is today. He will also discuss his recent award for mortgage broker of the year and discuss why he made the transition into broking. Hear Michael’s thoughts surrounding how the royal commission is impacting the property market, his advice on being approved for finance and the information that he gives to his clients to best help them grow their portfolio. If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email editor@smartpropertyinvestment.com.au for more insights!
David Shih is an IT project manager who has amassed seven properties for his portfolio in his spare time, inspired by his mentor Michael Xia.Focusing on diversifying and investing in blue chip properties with positive gearing, Shih will tell you how he accumulated his properties, how doing your due diligence and checking your employee's qualifications is essential and how he plans to achieve his goal of reaching $100 K in passive income through an unencumbered portfolio.Tune in and find out now! See acast.com/privacy for privacy and opt-out information.
David Shih is an IT project manager who has amassed seven properties for his portfolio in his spare time, inspired by his mentor Michael Xia.Focusing on diversifying and investing in blue chip properties with positive gearing, Shih will tell you how he accumulated his properties, how doing your due diligence and checking your employee’s qualifications is essential and how he plans to achieve his goal of reaching $100 K in passive income through an unencumbered portfolio.Tune in and find out now! See acast.com/privacy for privacy and opt-out information.
Michael Xia continues explaining his no-nonsense approach to property investing that almost entirely limits his risk. Through focussing on the best deal, rather than the best location for his property investments, Xia makes sure that there is always a cost safety next for his deals.Xia also advises the balance of your two most important resources as a property investor; your servicing - how much the bank will lend you, and your equity; how much savings you can use towards your next investment.Discover what you limits are, and how you can safely overcome them in the podcast below!
Michael Xia continues explaining his no-nonsense approach to property investing that almost entirely limits his risk. Through focussing on the best deal, rather than the best location for his property investments, Xia makes sure that there is always a cost safety next for his deals.Xia also advises the balance of your two most important resources as a property investor; your servicing - how much the bank will lend you, and your equity; how much savings you can use towards your next investment.Discover what you limits are, and how you can safely overcome them in the podcast below!
Michael Xia, founder of Mortgage Channel; a property investor advice and support company, has slowly built his way to success through careful calculation and long-form strategies.
Michael Xia, founder of Mortgage Channel; a property investor advice and support company, has slowly built his way to success through careful calculation and long-form strategies.
Not all property doubles in value every seven to 10 years – something to which Michael Xia can testify to after buying a tiny studio apartment off-the-plan upon hearing about it at a poker game. So how has he turned this property lemon into portfolio worth over $4 million? Michael joins The Smart Property Investment Show to talk about how he recovered from his problematic property choices to build a 14-property portfolio. He also reveals to host Phil Tarrant his plans to get his passive property income up from $40,000 per annum to over $1 million. Michael and Phil also discuss how there are winners and losers in property investment and what you can do to make sure you come out on top. All this and much much more on this episode of The Smart Property Investment Show. Tune in now! http://www.smartpropertyinvestment.com.au https://twitter.com/philliptarrant
Michael Xia is an investor with 14 properties in his portfolio, but initially he wasn’t driven by a hefty retirement goal –he just wanted to quit the corporate job he hated and spend more time playing touch football. Now that he’s ditched corporate life (and is waiting for surgery for a football injury), he talks to Phillip Tarrant and The Smart Property Investment Show about his portfolio, what the recent changes to the cash rate and bank interest rates actually mean for real-life investors and some of the financial tips and tricks all property buyers should know. All this and much much more in this episode of The Smart Property Investment Show. Tune in now! http://www.smartpropertyinvestment.com.au http://twitter.com/philliptarrant