Podcasts about APRA

Australian property is now more expensive than ever and soaring mortgage debt has the financial regulator hitting the brakes on risky lending.But could stopping banks for offering some loans do anything to stop rapid price growth for homes and units? Today, the ABC's chief business correspondent Ian Verrender on what's worrying APRA and the outlook for the housing market. Featured: Ian Verrender, ABC chief business correspondent

Banks won't tell you if you're better off with a fixed-rate mortgage. But strong evidence shows most borrowers will lose when they bet against the bank by settling on a three-year fixed rate. With expectations building that RBA rates may rise, fixed rates seem attractive once more, but you need to know why the odds are against you. Stuart Wemyss of the Prosoluton Private Clients group joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: You fix, you lose: here's the data over two decades The new APRA lending limits How non-banks will now rush the mortgage market Pressure mounts on CGT for residential investments See omnystudio.com/listener for privacy information.

Welcome back to The Weekly Investor News, where we break down the biggest property and finance stories shaping Australia's investment landscape.In today's episode, Owen and Nick unpack a major move from APRA that every investor and homeowner needs to understand:

In this episode of Broker Daily Uncut, hosts Alex Whitlock and Eva Loisance are joined by Finni broker Costa Arvanitopoulos to unpack the biggest insights from the current market dynamics – and what brokers really think of the evolving landscape. From APRA's regulatory movements, the surprising importance of property managers, and the strategic shifts for brokers under the microscope, the trio reflect on the complexities of the Australian lending market and the growing demand for specialised expertise. The hosts dive into the standout revelations from the discussion – including Whitlock's rapid, high-yield Melbourne property purchase – and the wake-up call for investors on the critical advisory role of property managers, often perceived as just handling mundane tasks. They also take a look at the APRA decision to cap DTI ratios, why this might be a boon for non-bank lenders, and the challenging scenario where the CBA is excluding brokers from its Help to Buy scheme, hinting at a wider strategy by major banks. The episode rounds out with a look at the evolving nature of mortgage broking – from technology driving automation of simple deals to the necessity for brokers to focus on complex, niche markets where their strategic advice remains invaluable.

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. In this special, cross-over episode with Momentum's property brands, host Annie Kane is joined by Phil Tarrant, SPI director, and REB managing editor Liam Garman, as they review the news of the week. This week, they discuss: Whether APRA will bring further limits on investor lending. Why concerns are mounting about unlicensed advice from buyer's agents. The problems with the government's 5 per cent Deposit Scheme. And much more!

The only threat to Australia bares its teeth again Presented by Elisa Barwick and Robert Barwick Also on the show: • Calls for APRA to rein in investment lending (RBA powers handed over) - GRAPH • Bendigo money laundering scandal • Inflation rising: RBA, APRA need to act! • Law and order breaks down in Victoria Become a member of the Australian Citizens Party: https://citizensparty.org.au/membership?utm_source=YouTube&utm_medium=link&utm_campaign=membership&utm_content=20251127_cit_rep Donate to support the Citizens Party campaigns: https://citizensparty.org.au/donate?utm_source=YouTube&utm_medium=link&utm_campaign=cit_rep_donation&utm_content=20251127_cit_rep For cheques and direct deposits, call 1800 636 432 Lookup your Senator here: https://citizensparty.org.au/aus-senate Sign the Cancel AUKUS petition: https://info.citizensparty.org.au/cancel-aukus Sign the Citizens Party Petition to create an Australia Post Bank!: https://info.citizensparty.org.au/auspost-bank-petition Subscribe to the Australian Alert Service: https://info.citizensparty.org.au/subscribe?utm_source=YouTube&utm_medium=link&utm_campaign=AAS_subscibe&utm_content=20251127_cit_rep Sign up for ACP media releases: https://citizensparty.org.au/join-email-list?utm_source=YouTube&utm_medium=link&utm_campaign=join_email&utm_content=20251127_cit_rep Contact your MP (search by name or electorate): https://www.aph.gov.au/Senators_and_Members Visit the Citizens Party Campaigns page for a run down of the branch closure media coverage: https://citizensparty.org.au/campaigns Follow us on: X: https://x.com/CitizensPartyAU TikTok: https://www.tiktok.com/@citizenspartyau Facebook: https://www.facebook.com/CitizensPartyAU Instagram: https://www.instagram.com/CitizensPartyAU YouTube: https://www.youtube.com/CitizensPartyAU LinkedIn: https://www.linkedin.com/company/citizenspartyau Telegram: https://t.me/CitizensPartyAU

In the final Wealth, Wine & Wisdom episode of 2025, Andy and Jason debrief the year's most outrageous financial events, starting with the ATO's latest move to aggressively redefine income splitting for family trusts and the bombshell news that Australian governments have collected a record trillion dollars in taxes. They dive into the property market's two conflicting stories: record-breaking sales in Brisbane and the return of luxury real estate versus APRA's new, controversial Debt-to-Income (DTI) limits aimed at restricting investor lending. They also expose the ongoing "Build-to-Rent" scandal, where billions in Australian real estate have been sold to foreign corporations, and the hosts lay out a powerful new investment thesis for 2026: strategically acquiring "picks and shovels" real estate that will be necessary for the coming AI infrastructure revolution.   Episode Highlights Record Tax Take: Australia's three levels of government collected a "record trillion" dollars in taxes. The ATO vs. Family Trusts: The hosts blast the ATO for trying to force family trusts to "confess their past errors" and for adjusting their interpretation of income splitting, an attack that could force business owners to pay tax on all business profit under "Personal Services Income" rules. Tax-Free $16 Million Gain: Discussion on a $25 million record sale in Brisbane where the sellers, if it was their principal place of residence, could have made a tax-free gain of $16 million in just three years. Overseas Money Continues to Flow: Highlight of a mother who bought an $8 million Sydney house for her daughter who is studying from overseas. APRA's Investor Crackdown: Criticism of the banking regulator (APRA) for introducing the first-ever Debt-to-Income (DTI) limits on home loans for investors, arguing it is a "socialist policy" that will only worsen the housing supply issue. Banks Ignore Regulator: Banks are forecast to increase home lending in 2026, effectively ignoring APRA's new limits. Build-to-Rent Scandal: Exposure of the "Build-to-Rent" scheme, which gives tax breaks to offshore corporations, resulting in $30+ billion of Australian real estate being sold to foreign-owned entities. The AI Revolution is Not a Bubble: The AI revolution is here to stay and will be more aggressive than the agricultural and industrial revolutions combined. The hosts note that Vietnam is teaching all primary school children to use AI tools from year one, highlighting Australia's "archaic attitude". Investment Theme for 2026: A new forward-thinking investment thesis that involves acquiring real estate near pre-existing power transmission cables or data lines, which will become valuable "picks and shovels" for the massive infrastructure spend required by AI. Property Market Opportunity: Melbourne is highlighted as a potentially undervalued market, with comparable property lagging in price by as much as $500,000 against other major cities, making it an opportunity based on fundamental supply, population, and geography. Holiday Message: A final plea to "switch off the news" and "switch off the social media" over the break and be present with people you like.

SBS Finance Editor Ricardo Gonçalves speaks with Nathan Zaia from Morningstar about APRA's tightening of lending rules for high risk borrowers to find out if it will make a difference; plus, the day on the sharemarket with Hugh Lam from Betashares.

香港大埔宏福苑的五級火火勢現時經已受控，同時，消防員在火場再發現更多死者。另外，澳洲銀行業監管機構澳洲審慎監管局 (APRA) 將從明年二月一日起，對房貸實施所謂的宏觀審慎限制，減少金融機構向客戶發放「高風險」的大額貸款數量

In this episode of The Smart Property Investment Show, Phil Tarrant is joined by Annie Kane, managing editor of mortgages, and Liam Garman, managing editor of real estate. The host and the Momentum Media editors explore the complexities of the current Australian property market. They examine how government schemes, including the expanded 5% Deposit Scheme, are driving demand but causing delays as lenders struggle to keep up. Kane highlights that brokers are the main channel for the scheme, but overwhelming demand has led some lenders to pause pre-approvals. Tarrant raises concerns that the scheme could encourage unsustainable debt levels among first-time buyers. Investor lending is also on the rise, with the Australian Prudential Regulation Authority (APRA) monitoring trends and considering measures to curb high debt-to-income ratios and rapid investor lending. Garman points to supply-demand pressures exacerbated by migration and infrastructure, warning of potential negative equity for some buyers. The discussion also covers the role of buyer's agents, emphasising the importance of choosing licensed professionals to avoid costly advice missteps. As the market evolves, the trio notes that navigating government interventions, lending practices, and ongoing supply-demand imbalances will be critical for both investors and home buyers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

APRA has made changes to the loan system, putting debt-to-income limits on bank lending.See omnystudio.com/listener for privacy information.

The ASX edged up higher, with US markets to be closed for Thanksgiving.See omnystudio.com/listener for privacy information.

SBS Finance Editor Ricardo Gonçalves speaks with Nathan Zaia from Morningstar about APRA's tightening of lending rules for high risk borrowers to find out if it will make a difference; plus, the day on the sharemarket with Hugh Lam from Betashares.

3 - Calls for APRA to rein in lending to housing investors by Australian Citizens Party

Kia ora,Welcome to Friday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news the global economy has one month to go to bolster its 2025 economic performance, all down to retail sales now.First, of course, the US is now in its Thanksgiving holiday weekend, the start of their big retail period until Christmas. A lot rides on the consumer spending activity in this period. It is an impulse with global impact. But the lead-in has not been helpful about giving clues on how it will turn out.Meanwhile, Canadian average weekly earnings came in stronger than expected, up +3.1% in September from a year ago and a touch higher than the August +2.7% rise on the same basis. It was a broad-based rise. It is not a bad result for them given their CPI rise was +2.4% in September, and fell to +2.2% in October, so their earnings are recording real gains.The 'Buy Canadian' movement will be getting the ultimate test this weekend during the 'Black Friday' sales period.In China, industrial profits dropped -5.5% in October from a year ago, taking the top off the +22% jump in September. and the +13% rise in August, and being the first slowdown in growth in three months. A quarter of all companies are now posting losses, a record high. The cost of debt is also a reason some are noting that profits are under pressure. And that may loom larger, because Beijing as told their SOE banks to lend more to other SOEs to prop up consumption demand.We can also see office rents in major cities falling, vacancy rates rising, as pain spreads in the commercial property sector. Vanke is wobbling more now. And separately, despite high sales and rapid growth, Chinese car manufacturers are suffering record low margins. Their industry is very vulnerable to a demand slowdown.In Taiwan, consumer sentiment edged up in October from September, but it is still quite low and far lower than year-ago levels. They haven't got back anywhere near the level they started the year with. Relentless mainland pressure to 'unify' and kill their independence isn't helping.The Bank of Korea held its base policy rate at 2.5% at today's meeting, the final policy session of the year. It did this despite concerns over the broader Korean economic outlook, including a persistent property market slump and a volatile currency.In Malaysia, producer prices were little-changed in October, essentially ending the deflation they had in the prior seven months.In the EU, overall economic sentiment held as did consumer inflation expectations. They are modest and back to pre-pandemic levels in a stable mode and putting behind them the rather strong deflationary expectations over the past two years. That sanguine view was reinforced by the release overnight of the ECB meeting minutes. They seem happy with where they are at and no rate changes seem imminent.In Australia, prudential regulator APRA has said it will limit high debt-to-income home loans to constrain riskier lending that is starting to show up in that market. Some of it has been induced by the Canberra government's taxpayer-subsidised 5% deposit guarantee scheme.And staying in Australia, new private capital spending is rising and more quickly than expected. The rise was largely driven by non-mining industries, which recorded a +13.0% jump, while spending on mining equipment and machinery grew just +4.5%.Global container freight rates dipped -2% last week to be -47% lower than year-ago levels. Outbound China rates are a touch weaker while trans-Atlantic rates a touch stronger. However, bulk freight rates have risen +6.0% over the past week and are now sitting a touch over +50% higher than year ago levels and are back to levels we last saw briefly in November 2023, and prior to that during the pandemic.The UST 10yr yield is still just on 4.00% with US markets closed.The price of gold will start today at US$4156/oz, and down -US$10 from yesterday.American oil prices have risen almost +US$1 from yesterday to be just under US$59/bbl, while the international Brent price is also up, but less, now just over US$63/bbl.The Kiwi dollar is up another +30 bps from yesterday, now at just over 57.2 USc. Against the Aussie we are up +20 bps at just over 87.6 AUc. Against the euro we have risen +30 bps to 49.4 euro cents. That all means our TWI-5 starts today at just under 61.9, and up +30 bps.The bitcoin price starts today at US$91,468 and up +4.5% from yesterday. Volatility over the past 24 hours has been moderate at just on +/- 2.3%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again on Monday.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Australia's private capital expenditure surged during the September quarter. Plus, banking regulator APRA is set to introduce debt to income limits on home loans as it attempts to prevent a build-up of risky home lending practices.See omnystudio.com/listener for privacy information.

#BaellaTalks 25.11.25 Invitados: JAVIER VEGA DE SEOANE-JAVIER LABARTHETema: ¿Nuevas cárceles para Venecos?¿Hay educación para los discapacitados?¿Viene la renovación en el Apra?

In this Australian Property Podcast episode your hosts Pete Wargent from Allen Wargent Property Buyers and Chris Bates from Alcove Mortgage Brokers discussed whether it's a good time to release equity and invest, whether APRA will intervene in the housing market in 2026, and whether the 18-year cycle will peak in 2026. They also covered some of your questions in the Listener Q&A segment at the end of the show.  Topics covered - Is it time to release equity and invest? (Alcove) - Housing finance rips for investors – APRA to intervene in 2026? - What about the 18.6 year property cycle? (Steve Palise) - Listener Q&A - Other news of interest Ask a question (select the Property podcast) Is it time to release equity and be prepared to invest Australian housing finance surges in Q3 Housing finance rips for investors APRA System Risk Outlook – November 2025 APRA warns of looming lending curbs 1.9 million homes needed to make Aussie housing affordable Victoria cracks down on underquoting with reserve price law Unemployment rate falls to 4.3% but trend is still higher Unemployment rate eases back to 4.3% Trump floats 50-year mortgages Half a million could qualify for shared-equity scheme Kiwis seek greener pastures in Australia Australia's other housing shortage Rental vacancies hit new all-time lows High-rise apartments are still riddled with defects More value in older style apartments Rask Resources Pete's Buyers Agency Alcove mortgage broking Amy Lunardi Buyers Agency (Melbourne) All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

Fenton and Whitten are together in person for a special edition of Wine and Wisdom, debriefing the week and navigating the political uncertainty and clickbait journalism surrounding wealth creation.   They dive deep into the booming Australian residential real estate market, tearing down the "mortgage stress" narrative and debating the potential for a property price crash by looking at the lessons from Japan. The hosts also rant on government overreach, including the ATO's latest attempt to police holiday home tax deductions , and the lunacy of policies that punish Australians for simply creating wealth. Finally, they look at the simple, disciplined strategy for maximizing your Superannuation and discuss the future of work in the age of AI.   Episode Highlights Australian Residential Real Estate Hits a New High: The value of residential real estate has cracked $12 trillion for the first time in Australia's history, making it the country's largest asset class. Myth-Busting "Mortgage Stress": The hosts challenge the media's narrative of widespread "mortgage stress," pointing to the total outstanding mortgage debt of $2.5 trillion against the $12 trillion asset value, suggesting an overall low Loan-to-Value Ratio (LVR). The "Four Menaces" Erode Wealth: The hosts warn against reacting to the "Four Menaces" that erode wealth in Australia, crowning politicians as the number one menace. The "What If" Scenario: Could Australian Property Prices Crash? Discussion on the possibility of a property price decline, dismissing the idea as "rubbish" but analyzing what happened in Japan for comparison. Market Manipulation by Government: Criticism of "fake economics" where market manipulation through subsidies or legislation (like first-home buyer grants) only causes property values to rise, creating a "manipulation gap" that capitalism will always close. Conflict of Interest at the Top: Concerns are raised over former executives from ethics and regulation bodies (Fasea and ASIC) launching a trustee service, suggesting an advantageous privatization of business models based on rules they wrote. ATO Overreach on Holiday Homes: A rant against the Australian Tax Office's draft guidance that proposes disallowing tax deductions for holiday homes if the property is considered "mainly for personal use," especially during "peak periods". Lending Restrictions and Supply Chain: Discussion on APRA's looming lending curbs and policies like the Debt-to-Income Ratio (DTI) , arguing that five years of restricting lending has contributed to the supply chain issue in housing. Government Competing in the Housing Market: Criticism of government entities like Housing Australia buying up bulk properties and utilizing shared equity schemes where the taxpayer (via government) takes a 40% stake in the homeowner's property. Superannuation Discipline: The hosts illustrate a simple, powerful super strategy: contributing an extra $100 per week can dramatically increase retirement savings, pushing people into the politician-defined territory of being "horribly, egregiously rich". The Future of Work and AI: A warning that the Australian future is not in white-collar administration, as AI and tools like Chat GPT will take over many processes , emphasizing the increasing value and scarcity of vocational trades like plumbing.

„Kartais sukaustydavo baimė, jog bijau atidaryti palatos duris“, – sako gydytoja neurologė Gintarė Aukselė, prisiminusi rezidentūros patirtis pandemijos metu. Gintarė, įstojusi į neurologijos rezidentūrą COVID-19 pandemijos pradžioje, pradėjo rašyti anonimišką tinklaraštį „LRezidentė“, kurio įrašai apie gydytojos patirtis ir išgyvenimus iki šių dienų sulaukia tūkstančių reakcijų. Penkerius metus buvusi anonimė, Gintarė šiais metais atskleidžia savo tapatybę, išleisdama pirmąją knygą, paremtą aprašytomis patirtimis sveikatos sistemoje.Ved. Ignas Klėjus.

Andy Fenton is joined by property expert Sammy Saggers (The Australian Property Game) to dissect the biggest issues in finance and real estate this week. They tackle the media's "affordability" clickbait, debating whether Australia's youth can truly afford property, and expose the massive, unintended consequence of government-backed first-home buyer grants, which have caused property prices to spike almost immediately. In a stunning exposé, they reveal a multi-billion dollar banking failure that affects homeowners across Australia. Finally, Sam breaks down the state government's new, unprecedented policies to boost housing supply through rezoning for duplexes and granny flats, and why this represents a huge, though risky, opportunity for property investors and developers.   Episode Highlights The $307 Billion Banking Scandal: APRA has launched a major audit into all six big banks after discovering that they failed to link billions of dollars in customer offset accounts, meaning customers were incorrectly charged interest. Affordability Policy Backfires: Analysis of the Federal Government's 5% deposit/guarantee scheme, which critics argue has already caused the cost of property to jump by up to 6% in just one month for the target price range. The "Black Friday Inheritance": They explain how the 5% deposit scheme is seen by some parents as a "half-priced sale" or "Black Friday inheritance" to help their children buy a home, rapidly increasing demand. The 'Youth Can't Afford Property' Myth: Debunking the pervasive media headline, arguing that opportunities exist, inflation will normalize the market, and a massive intergenerational transfer of wealth is inevitable. Investor Lending Crackdown: Discussion on APRA's concerns over high investor lending, leading to Macquarie Bank closing its trust and company lending model. Massive Supply-Side Opportunity: Breakdown of new state government "Pathways Programs" to increase density, including: NSW Duplex Rezoning: A new code allows for building two dwellings on one title (a duplex) on nearly every 400sqm block in Sydney, Wollongong, and Newcastle. Free Government Plans: The government is providing architectural working drawings for duplexes for as little as a dollar to reduce cost and time. The Problem is People, Not Property: Sammy Saggers' final wisdom is that "property is reliable," and the challenge lies in the "human being," emphasizing the importance of education, building a good network, and being in the market for the long term.

O Sala de Redação dessa segunda-feira (10) repercutiu os empates de Grêmio e Inter no final de semana. Além disso, foi falado sobre a preocupação de ambos os times com o rebaixamento neste ano.

In this Australian Property Podcast episode, your host Pete Wargent discuss the Reserve Bank of Australia's latest interest rate decision, forecasts through to 2027, and what it all means for the property market. Pete also runs through the week's three biggest property news stories and answers listener questions. Topics Covered – Rate uncertainty and the opportunity for upgraders – APRA's warning on investor lending hitting decade highs – Fastest price growth in two years and what's next for buyers – Listener Q&A on extra repayments vs offsets and APRA's investor crackdown Episode Resources – Rate uncertainty leaves door open for upgraders – APRA warning as investor lending hits 10-year high – Fastest price growth in 2 years – Buy Gemma's book “The Money Reset” Show partner resources - Join Pearler using code “RASK” for $15 of Pearler Credit - Get 50% off your first two months using PocketSmith - View Betashares range of funds Rask Resources - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question - We love feedback! Follow us on social media – Instagram – TikTok DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) Learn more about your ad choices. Visit megaphone.fm/adchoices

Kia ora,Welcome to Monday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.And today we lead with news rising inflation pressures are now appearing everywhere in the West, underpinned by poor economic judgements.This week will be a busy one on the economic data front, even with the US federal agencies shut down.Locally, all eyes will be on the Q3 labour market data and most observers expect it to show our jobless rate rise to 5.3%.In Australia, the key economic event will be the RBA's rate review late on Tuesday and there will be heightened interest on how they view their rising inflation. That will drive a reassessment by financial markets about where their interest rates are heading. Australia's September trade balance is due and a big surplus is anticipated.Other central banks will chime in this week with rate reviews of their own, including Sweden, Norway and England, among others.In the US while they won't have any official data, focus will turn to the ADP Employment Report, ISM PMIs, and the University of Michigan Consumer Sentiment Index. Canada will release its labour market data too.In China, the October trade surplus is expected to widen to around US$100 bln, although the latest official NBS manufacturing PMI showed a decline in new export orders for October. The broader RatingDog (Caixin) Manufacturing PMI is also expected to signal a further slowdown in factory activity, and its services counterpart will also be closely watched.China's official October PMIs came in over the weekend without any significant improvements from September. They say their factory PMI is now contracting marginally more and a noticeable step lower than last month, and their services PMI is barely expanding, when a small improvement was expected.Japanese industrial production rose +3.4% in September from a year ago, a much better surge in the month than the +0.5% rise that was anticipated.In the US, the Chicago PMI rose in October from its worryingly low August and September levels, but it is still contracting and it has done so for 23 consecutive months now. This month's slight improvement is on the back of a rise in new orders, modest as it may be. Basically this metric is just contracting slower now.But some companies are doing well there. An example is Warren Buffett's Berkshire Hathaway which reported profits of US$48 bln in its latest nine month result, US$31 bln in Q3 alone. They now have cash holdings of US$382 bln. Buffett himself is fading from view now and it will be a challenge for his replacement to maintain the charisma.The EU said its October inflation level is down to 2.1%, the expected dip from September's 2.2%.In Australia, there is more evidence inflation is embedding at levels well above 3%. On Friday they released their Q3 PPI and that came in at 3.5%, unchanged from Q2, and up +1.0% for the latest quarter. Analysts had expected it to reduce.in Q3, but that isn't happening. The RBA will be as unhappy with this as it was with the equally high CPI result. Only recently a rate cut tomorrow was a sure bet, but no longer.And staying in Australia, bank lending grew +7.3% in September, up +6.3% for housing but up +9.5% for business from the same month a year ago. But there is a noticeable dip in business lending in September from August which surprised some. Going the other way, observers were equally surprised by the monthly surge in housing loans.The surge is worrying APRA. The combination of demand from the FHB guarantee scheme, and exuberance by investors is joining to create the rush. And it is only expected to increase. So the regulator is stepping in with warnings to banks to reign in the party. High DTI lending is their special focus.The UST 10yr yield is now at 4.10%, unchanged from Saturday at this time. The price of gold will start today at US$4001/oz, down -US$5 from this time Saturday. That is down -US$107 from this time last week. But it is up +US$141 or +3.6% for the month.American oil prices are+50 USc firmer from Saturday at just on US$61/bbl, with the international Brent price now just over US$64.50/bbl.The Kiwi dollar is now at just on 57.2 USc, and down unchanged from Saturday. It is down -20 bps for the week, and down -70 bps or -1.2% for the month. Against the Aussie we are unchanged at 87.5 AUc. Against the euro we are also little-changed at 49.7 euro cents. That all means our TWI-5 starts today at just over 61.8 and down -30 bps from yesterday, down -20 bps for the week, down -40 bps for the month.The bitcoin price starts today at US$110,113 and up +0.8% from this time Saturday. Volatility over the past 24 hours has been low at just on +/- 0.6%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston. And we will do this again tomorrow.

Welcome to the Complexity Premia podcast by Coolabah Capital, a hosted by Christopher Joye, Chief Investment Officer and Portfolio Manager at Coolabah Capital, and Ying Yi, a Senior Portfolio Management Director at Coolabah Capital. The Complexity Premia podcast strives to deconstruct modern investment problems for wholesale (not retail) participants in capital markets. You can listen on your favourite podcast app, or you can find it on Spotify, Podbean or Apple Podcasts. In this episode, Chris and Ying Yi explore the decline of Australia's $38.8 billion listed hybrid market and the global implications, including New Zealand's proposal to phase out hybrid securities and the controversial Credit Suisse hybrid write-off. They discuss the risks and conflicts inherent in hybrid structures, the impact of APRA's decision to phase out bank hybrids, and the emerging alternatives in the market, highlighting the broader implications for both investors and financial stability. This information is suitable for wholesale investors only and has been produced by Coolabah Capital Institutional Investments Pty Ltd ACN 605806059, which holds Australian Financial Services Licence No. 482238 (CCII). The views expressed in this recording represent the personal opinions of the speakers and do not represent the view of any other party. The information does not take into account the particular investment objectives or financial situation of any potential listener. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. Whilst we believe that the information discussed in the podcast is correct, no warranty or representation is given to this effect, and listeners should not rely on this information when making any decisions. No responsibility can be accepted by CCII to any end users for any action taken on the basis of this information. Any performance data presented on this site is pre-fees for institutional clients that negotiate custom fee rates, and these solutions are not available to retail investors. No investment decision or activity should be undertaken without first seeking qualified and professional advice. CCII may have a financial interest in any assets discussed during the podcast. Listeners in Australia are encouraged to visit ASIC's MoneySmart website to obtain information regarding financial advice and investments.  

In this episode of Wealth Coffee Chats, Sarah reveals a quiet yet powerful regulatory shift that could reshape Australia's mortgage market. APRA is making it easier for smaller banks to access the same low-cost lending advantages as the Big Four—meaning more competition, sharper rates, and better deals for borrowers. Find out how this change impacts refinancing, specialised lending, and why the mortgage wars are just beginning.

In this crossover episode of The ifa Show, host Keith Ford is joined by The SMSF Adviser Show co-host Aaron Dunn to unpack the changes from the initial proposal to the current version released this week. The discussion emphasises that while the major concerns of taxing unrealised gains and lack of indexation have been addressed, many technical details still need to be clarified through the legislative process and further consultation. Listen as they discuss: Taxable earnings: Originally, the tax applied to all earnings, whether realised or not. The revised measure will only tax realised gains. Indexation: The $3 million threshold will be indexed against the consumer price index (CPI) in $150,000 increments, pegged to the transfer balance cap movement. The $10 million threshold will be indexed in $500,000 increments, also aligned with CPI. Tax rates: For balances above $3 million, an additional 15 per cent tax applies to earnings. For balances above $10 million, an additional 10 per cent tax applies to earnings. Start date: The effective start date has been moved to 1 July 2026, with the first assessments issued in FY2027–28. Liability: The tax liability remains with the individual, who can pay it directly or seek a release from their super fund. The ATO will calculate the tax. Consultation: There is optimism for constructive consultation on the implementation details, particularly regarding how realised earnings will be calculated for APRA funds and self-managed super funds, and the treatment of CGT discounts and pre-2026 asset gains.

The announcement this week from the government outlining the changes to the $3 million super tax was met with relief, but there are still many unknowns. On this episode of The SMSF Adviser podcast, hosts Keith Ford and Aaron Dunn unpack the changes from the initial proposal to the current version released this week. The discussion emphasises that while the major concerns of taxing unrealised gains and lack of indexation have been addressed, many technical details still need to be clarified through the legislative process and further consultation. Listen as they discuss: Taxable earnings: Originally, the tax applied to all earnings, whether realised or not. The revised measure will only tax realised gains. Indexation: The $3 million threshold will be indexed against the Consumer Price Index (CPI) in $150,000 increments, pegged to transfer balance cap movement. The $10 million threshold will be indexed in $500,000 increments, also aligned with CPI. Tax rates: For balances above $3 million, an additional 15 per cent tax applies to earnings. For balances above $10 million, an additional 10 per cent tax applies to earnings. Start date: The effective start date has been moved to 1 July 2026, with the first assessments issued in the 2027–2028 financial year. Liability: The tax liability remains with the individual, who can pay it directly or seek a release from their super fund. The ATO will calculate the tax. Consultation: There is optimism for constructive consultation on the implementation details, particularly regarding how realised earnings will be calculated for APRA funds and SMSFs, and the treatment of CGT discounts and pre-2026 asset gains.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX drops Albanese, Ley on Hamas PM invite Glittering gold APRA warning Find out more: https://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX drops Albanese, Ley on Hamas PM invite Glittering gold APRA warning Support the show: http://fearandgreed.com.au/See omnystudio.com/listener for privacy information.

In this Australian Retirement Podcast episode, your host Owen Rask sits down with Kanish Chugh (from PIMCO) to discuss: - The hybrid securities market and why APRA is phasing out bank hybrids – What income investors (especially retirees) should consider in 2025 – The outlook for fixed income, bonds and private credit as interest rates fall – PIMCO's research-backed strategy for income investors post-hybrids Topics Covered – What are hybrid securities and why APRA is shutting them down by 2032 – What this means for income-focused investors and superannuation strategies – How hybrids work compared to bonds and floating rate securities – The impact of falling interest rates on income investments – PIMCO's research into 38 hybrids and how it's building portfolios to match risk-return – Portfolio construction: replacing hybrids with bonds, credit and active income strategies – How to evaluate ETF yields and how PIMCO builds diversified fixed income portfolios – Final thoughts on risk, private credit, and doing your research ~~ Episode Resources ~~ – ⁠PIMCO hybrid analysis⁠ – ⁠Libby Cantrill⁠ – ⁠Visit TermPlus to learn more⁠ ~~ Rask Resources ~~⁠ - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. You should consider if the information is appropriate for your situation before acting on it. If you're unsure, consult a licensed financial planner. The Rask Group is NOT a qualified tax accountant, financial adviser, or tax professional. You can access The Rask Group's Financial Services Guide (FSG) ⁠here⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

For six decades the APRA Silver Scroll has been considered the most prestigious songwriting award in New Zealand. This year's event will take place at Christchurch's Isaac Theatre Royal on Wednesday 29 October, with artists including Marlon Williams, Aaradhna, Nadia Reid competing for the top prize. But someone has to run the show, and today APRA announced that singer, songwriter, multi-instrumentalist, visual artist, and previous Silver Scroll nominee Delaney Davidson will be the musical director. He chats to Jesse.

Send us a textJoin Cheryl Lee - That Radio Chick on STILL ROCKIN' IT for news, reviews, music and interviews with some of our favourite Australian musiciansGraham "Buzz" Bidstrup doesn't just tell stories—he's lived them. As the drumming powerhouse behind iconic Australian bands The Angels, Gang Gajang, and The Party Boys, Buzz takes us on an unforgettable journey through the electrifying pub rock scene of the 70s and 80s where the air was "thick with the unmistakable scent of beer, sweat, and pot."Born into a musical Adelaide family in 1952, Buzz's path to rock stardom began with a father who could have been a concert pianist (before WWII trauma silenced his playing) and a mother who sang with gusto in church. This foundation, combined with exposure to seminal artists through his older brother, set the stage for his remarkable career. With characteristic humility and humor, Buzz reveals how he transformed The Angels by suggesting Doc Neeson move from bass to frontman—a decision that created magic. "You couldn't take your eyes off him on stage," Buzz explains about the charismatic Neeson, whom he considers the greatest frontman he's ever worked with.Beyond the music that defined a generation, Buzz's story takes unexpected turns. His unique upside-down guitar playing created GangGajang's distinctive sound. His work with the Jimmy Little Foundation, promoting healthy eating among indigenous children for 25 years, reveals the depth of his character. "That's what I get up in the morning for," he shares, demonstrating how music can be a vehicle for meaningful change. Still active at 73, Buzz continues mentoring young artists as an APRA ambassador while passing his musical genes to his producer son Maxwell.Whether you're a die-hard Angels fan or simply appreciate authentic Australian stories, Buzz's memoir "No Secrets" delivers raw insights into a musical life fully lived. The book is available now at Woolworths for $24—grab your copy and discover the stories behind the soundtrack of Australian rock.What Buzz Bidstrup been up to lately?  Let's find out!Get out when you can, support local music and I'll see you down the front!!Visit: ThatRadioChick.com.au

Smart investors are discovering that success isn’t about chasing hype - it’s about cultivating insight. In this revealing first conversation with Lawrence Lam, founder and managing director of Lumenary and author of The Founder Effect, Bushy Martin explores why long-term investment success depends more on people, purpose, and principle than on spreadsheets and short-term returns. Lawrence shares his journey from APRA and high finance to launching a values-driven investment firm that backs founder-led businesses with enduring potential. Along the way, he explains why character, intent, and systems matter more than numbers, how to recognise and reduce the “invisible tax” of bias, and what it means to taste-test investments the way a winemaker judges vintages. You’ll discover: Why return on insight outperforms return on hype How judgment is shaped and clouded by unseen bias Why leading your wealth journey like a founder helps you avoid following the herd How Lawrence’s upbringing and career shaped his philosophy on alignment and long-term conviction This is part one of a two-part series with Lawrence. Next week, we’ll dive into his book The Founder Effect and the frameworks you can use to invest with clarity and conviction. So if you’re ready to tune out the noise and start investing with vision, character, and courage — let’s get invested. Connect with Lawrence lawrencelam.org Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Brokers worldwide are diversifying into commercial and business lending, with the UK seeing a 26 per cent growth in its SME sector directly tied to broker activity. In this week's episode of Finance Specialist, hosts Jack Campbell and Trent Carter from Accendo Financial unpack the international parallels with Australia and ask if the local market is on the cusp of the same surge. The discussion explores opportunities in business acquisitions, APRA's plans to ease small bank regulations, and the Productivity Commission's push for lower corporate tax rates for SMEs. For brokers, these shifts highlight the need to stay flexible, seek out niches, and be ready to capture demand from clients expanding into commercial and business lending.

APRA's ruling on hybrids not only represents a shift towards a more resilient financial system but also opens opportunities for investors to redeploy capital into other income-focused investments.  Join us this month as Blair Hannon, Head of ETFs Australia at Macquarie Asset Management discusses APRA's decision to phase out bank hybrids, why they were popular and the impact their removal may have on income-focused portfolios. He also highlights suitable alternatives to supplement income and shares Macquarie's management approach of the fixed income strategies in their ETF portfolio.  Visit our blog: ⁠⁠https://www.asx.com.au/blog⁠⁠ Follow us on: X - ⁠⁠https://twitter.com/ASX⁠⁠ LinkedIn - ⁠⁠https://www.linkedin.com/company/asx/⁠⁠ YouTube - ⁠⁠https://www.youtube.com/user/ASXLtd⁠⁠ Instagram - ⁠⁠https://www.instagram.com/asx__official/⁠⁠ Facebook - ⁠https://www.facebook.com/OfficialASX⁠ Explore our useful investment tools and resources ⁠⁠https://www.asx.com.au/investors/investment-tools-and-resources/personal-investor⁠

In today's Macro Insights Podcast, Ken Raiss and I examine who really pays tax in Australia, and the results may surprise you.   We also share what the average wage and superannuation balance in Australia is, and I bet these figures will surprise you.   We also discuss the latest statement from APRA about its 3% mortgage assessment buffer we will tell you what time of the week you're most likely to get scammed?   As somebody interested in growing your wealth or property, there will be lots in the show for you.     Takeaways  ·        Australian Taxation Office's 2022–23 tax‑return snapshot (approximately 16.1 million lodgements) to paint a portrait of the “average 100 Australian. ·        Out of those 100 Australians, 21 pay no income tax at all. None. Zip. ·        Meanwhile, just 3 individuals contribute nearly 30% of all net income tax. Add in the next 6, and you're up to nearly 50%. And the next 30 take it to almost 90%. ·        So 39 Australians (out of 100) are footing almost the entire tax bill. ·        The average super balance is around $173,000; the median is just $60,000. What does that tell us?All eight capital cities recorded house price growth in the June quarter. ·        Westpac reveals the time of day you're most likely to be scammed is Tuesday afternoon   Chapters  00:00 Understanding Australia's Tax Landscape 04:15 The Role of High Income Earners in Taxation 06:37 Income Disparities and Superannuation Challenges 09:24 The Impact of APRA's Mortgage Serviceability Buffer 12:00 Scams and Consumer Awareness 14:35 Infrastructure Needs for Population Growth   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   The FirstLinks article mentioned in the show https://www.firstlinks.com.au/100-aussies-seven-charts-on-who-earns-pays-and-owns   Michael Yardney Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Australian artists, musicians and authors are fuming over a suggestion copyright laws should be relaxed to allow tech giants to train their AI chatbots. Find out more about The Front podcast here. You can read about this story and more on The Australian's website or on The Australian’s app. This episode of The Front is presented by Claire Harvey, produced by Kristen Amiet and edited by Joshua Burton. Our team includes Lia Tsamoglou, Tiffany Dimmack, Stephanie Coombes and Jasper Leak, who also composed our music.See omnystudio.com/listener for privacy information.

隨著澳洲進入減息周期、業界促監管當局減低房貸壓力測試門檻，以幫助超過 26萬名買家上車，但有一原因令儲銀拒絶。

Welcome to Episode 148 of the #ExpatChat Podcast, where we explore the latest tax and financial issues affecting Australian expats. In this episode, Expat Do's and Don'ts for SMSFs, Atlas Wealth Managing Directors James Ridley and Brett Evans unpack the complexities of managing Self-Managed Superannuation Funds (SMSFs) while living overseas. They provide an overview of the legal, financial, and compliance responsibilities SMSF trustees face abroad—highlighting how to avoid costly penalties and potential fund disqualification. A key focus is on the “central management and control” rule and its role in determining SMSF residency status. James and Brett breakdown the 183-day rule, the distinction between temporary absences and permanent relocations, and what happens when trustees move overseas. You'll also hear about strategies to maintain compliance, such as appointing a Power of Attorney or converting to a small APRA fund. Real-life scenarios illustrate how different choices impact compliance and tax outcomes, reinforcing the need for expert planning before relocating. Whether you're currently managing an SMSF overseas or considering a move, this episode is packed with key insights to help you stay compliant and protect your retirement wealth. Links that we discussed in this episode include: • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Don't forget to join our Australian Expat Financial Forum Facebook Group – / australianexpatfinancialforum • Ask Atlas – Have your questions answered on the podcast by clicking this link – atlaswealth.com/news-media/au... • Expat Mortgage Podcast – atlaswealth.com/news-media/au... • Weekly Recap Podcast – atlaswealth.com/news-media/au... If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below. The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community. To find out more about the Atlas Wealth Group visit www.atlaswealth.com. Make sure you connect with us on our respective social media channels: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup

Working across many areas of higher education, Aisha Maddox shares how her genuine curiosity led her to a fulfilling career in prospect development. In this episode, she shares the power of asking questions, the impact of community through APRA, and the many hats she wears as Director of Research and Relationship Management at Rollins College. Resources Mentioned Connect with Aisha: LinkedIn Learn more: Rollins College Advancement Join the Village: APRA Florida | APRA International

This week, Aebhric O'Kelly talks with Andy Bell, Deputy Director of Paramedicine for St. John's Ambulance in Western Australia, who shares his extensive experience in paramedicine, discussing the evolution of the profession, the role of critical care paramedics, and the challenges faced in remote healthcare settings. He emphasises the importance of academic advancement in paramedicine and the need for a mindset shift towards prolonged field care in austere environments. Bell also provides insights into the future of paramedicine, highlighting the growing role of community paramedics and the integration of evidence-based practices in patient care.TakeawaysAndy Bell is originally from New Zealand and has extensive experience in paramedicine.Paramedics in Australia are now registered medical health professionals under APRA.The critical care paramedics have the most advanced scope of practice in Australia.There is a significant push for academic advancement in paramedicine.Evidence-based practice is essential for the future of paramedicine.Prolonged field care is a common practice in remote areas of Australia.Communication and coordination are crucial in managing patients in remote locations.Community paramedics are becoming increasingly important in the healthcare system.New practitioners should focus on mastering the basics of patient care.A mindset shift is necessary for effective, prolonged field care. Chapters00:00 Introduction to Andy Bell and His Background03:30 Understanding Paramedicine in Australia08:15 The Role of Critical Care Paramedics12:39 The Evolution of Paramedicine and Academia18:02 The Future of Academic Paramedicine22:42 Prolonged Field Care in Remote Areas29:10 Challenges in Patient Management in Remote Locations35:46 Advice for New Practitioners in Austere Medicine

Kam patinka miesteliai ir jų praeitis – Šėta kaip tik Jums!Audronė Pečiulytė, istorijos mokytoja, Šėtos gimnazijoje su moksleiviais puoselėja mokyklos muziejų, kuriame gausu medžiagos ir apie miestelio istoriją. Šėta istoriniuose šaltiniuose minima nuo 14 a. Po miestelį ir jo apylinkes keliaujame su A. Pečiulyte.Tytuvėnų regioninio parko lankytojų centre naujovė – interaktyvus žemėlapis. Visiems galima susipažinti su lankomais paveldo objektais, pažintiniais takais ir kitomis vietomis. Aprašymas, nuotraukos ir garso įrašai pateikiami lietuvių, latvių ir anglų kalbomis. Tytuvėnų regioninio parko grupės patarėjas Vytautas Stonys.Ved. Jolanta Jurkūnienė

Ahead of Federal Election 2025, Bushy Martin cuts through the political noise to give you an honest, no-spin breakdown of the housing policies proposed by the major parties and how it impacts Australian property investors. With skyrocketing property prices outpacing wages and a shortage of housing supply, this election could be a pivotal moment for your investment strategy. Key Highlights: Housing Affordability Crisis: Bushy explains why housing affordability is such a mess, with property prices rising faster than wages, creating a perfect storm for investors. Labor’s Housing Solutions: The Australian Labor Party’s $10 billion Housing Australia Future Fund (HAFF) promises 30,000 homes over five years but faces challenges. Also, the Home Guarantee Scheme and social housing push may provide opportunities but also bring inflationary pressures. Liberal-National Coalition’s Approach: The Coalition’s $5 billion infrastructure fund and reforms like tax-deductible mortgage repayments and APRA adjustments could stimulate housing supply and help first-home buyers. However, these policies risk pushing property prices higher and adding to demand. Greens’ Radical Policies: The Greens propose phasing out negative gearing, implementing rent controls, and building public housing. While aimed at affordability, these policies may inadvertently reduce housing supply and worsen the rental crisis. Bushy concludes by stressing the essential role of property investors in supplying rental housing and how misguided policies could push them out of the market, exacerbating the affordability issue. Takeaways: Whether you’re an investor or aspiring homebuyer, understanding the policy impacts is crucial. Bushy breaks it down so you can make an informed vote and position yourself for better investment outcomes, no matter who wins the election. Get the full episode show notes here: https://knowhowproperty.com.au/blog/election-2025-guide-what-australias-housing-policies-really-mean-for-investors Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

ShakeDown Radio - March 2025 - Episode 834 - EDM Music - Guest DJ Mix Set - Cassian Australia's own, CASSIAN, is on a tear. A Grammy-winning producer, DJ, and mixing engineer is doing it all. With releases on Afterlife, Rose Avenue, and Odd One Out, his singles have racked up over 175M streams. While his latest single “Where Im From”, has already slammed into Beatport's Top 100 at #5 !! As an engineer he is renowned for applying the finishing touch on records and has worked RÜFÜS DU SOL, Anyma, and John Summit, contributing to Grammy, ARIA, and APRA-winning records. And most recently was the Music Director for Anyma's The End of Genesys shows at the Las Vegas Sphere. As a DJ he has conquered crowds at Coachella, EDC, Lollapalooza,Tomorrowland, Hi Ibiza and Red Rocks, and CASSIAN now delivers us a red hot 60 min mix stacked with major tune-age!! Hit the DL button above to grab the mix and please give a shout if you're giving it a run. enjoy, Ant ✌️:: Global PR Pool :: 0418 580 265 Podcast Website: http://www.djpod.com/shakedownradiopodcast Mixcloud: http://www.mixcloud.com/chriscaggs Amazon Music Podcasts: https://bit.ly/3PhNuvZ Apple Podcasts / iTunes:  https://apple.co/3tfyyDP iHeart Radio: https://ihr.fm/3ss7wr2 Tune In App: http://tun.in/pmkVI Castbox: https://bit.ly/3maXTcb You Tube: http://www.YouTube.com/@chriscaggs 4PLAY.fm Dance Radio programmer by JimmyZ from Wild FM, Nova FM, 2RDJ-TM & Club [V] at www.4Play.fm ShakeDown Radio wiith Chris Caggs on Oxx Mixx Dance Radio every Friday Night 7pm Melbourne Australia at https://ozzmixxradio.com/ Catch ShakeDown Radio with Chris Caggs on the Liquid Radio Network at http://www.liquidradio.au Music for this radio show courtesy of the labels based in Australia Play MPE http://www.plaympe.com For Any Enquiries at PLAY MPE email Zarinar at zarinar@plaympe.com or support@plaympe.com Global PR Pool http://www.globalprpool.com For Any Enquiries at Global PR Pool email Anthony at Anthony@globalprpool.com or Gabby at gabby@globalprpool.com Inflyte App http://www.Inflyteapp.com Xelon Digital http://xelondigital.com For any Enquiries at Xelon Digital email Jay at jay@xelondigital.com Please Donate to help with running costs of this podcast on Patreon and buy me a $5 dollars Australian coffee - http://www.patreon.com/ChrisCaggs Or donate via Go Fund Me https://gofund.me/67c7b653 Follow Chris Caggs on Social Media: Threads @ChrisCaggs Facebook Friend Page www.facebook.com/chriscaggs Facebook Fan Page www.facebook.com/chriscaggsradio X www.twitter.com/chriscaggs Instagram www.instagram.com/chriscaggs Linkedin https://au.linkedin.com/in/chriscaggs TikTok @ChrisCaggs Hashtag #ChrisCaggs #ShakedownRadio Over the span of 25 Years across 15 Radio Stations - Chris Caggs has been on air at: Groove FM 96.9FM & 94.5FM - Sydney Groove FM 97.3FM - Brisbane DJ-FM 87.6FM - Sydney 2RDJ 88.1FM - Sydney 2NSB 99.3FM - Northside Radio Sydney Pump FM 99.3FM - Sydney 2ICR Radio - Sydney Mix It Up Radio - Brisbane STR8OUT Radio - Melbourne Mixxbosses Radio - Sydney Urban Movement Radio - Brisbane Liquid Radio - Snowy Mountains New South Wales - Dance Starter FM - Sydney - Dance Tune 1 Radio - Perth - Dance 4PLAY Radio - Queensland - Dance V1Radio - Melbourne - Dance Ozz Mixx Dance Radio - Melbourne Tracklist Cassian & SCRIPT & BELLADONNA - Where I'm From Mila Journée & Olivier Giacomotto - Smash It Adam Port & Stryv Move (Anyma & Cassian Remix) Artwork Adam Port & Stryv ft. Malachii - Move (Anyma & Cassian Remix) Cassian - S.O.S Cassian X ICEHOUSE - Great Southern Land Da Hool Meet Her At The Love Parade (Yotto & Cassian Remix) Dimitri Vangelis & Wyman X Steve Angello Payback (Kevin de Vries & Cassian Remix) Anyma & Cassian - Save Me Artwork Anyma & Cassian ft. Poppy Baskcomb - Save Me (Sphere Version) Anyma - Pictures Of You (Cassian Remix) Jimi Jules vs. Joshlane - My City's On Fire vs. System Overload (Cassian Mashup) Kevin de Vries - Dance With Me (Acappella) Anyma & Argy & Son Of Son - Voices In My Head| Cassian - Dun Dun RÜFÜS DU SOL - On My Knees (Cassian Remix) SCRIPT - Can You Hear Me? Gotye Somebody That I Used To Know (Acappella) John Summit & HAYLA - Shiver (Cassian Remix)

ShakeDown Radio - March 2025 - Episode 834 - EDM Music - Guest DJ Mix Set - Cassian Australia's own, CASSIAN, is on a tear. A Grammy-winning producer, DJ, and mixing engineer is doing it all. With releases on Afterlife, Rose Avenue, and Odd One Out, his singles have racked up over 175M streams. While his latest single “Where Im From”, has already slammed into Beatport's Top 100 at #5 !! As an engineer he is renowned for applying the finishing touch on records and has worked RÜFÜS DU SOL, Anyma, and John Summit, contributing to Grammy, ARIA, and APRA-winning records. And most recently was the Music Director for Anyma's The End of Genesys shows at the Las Vegas Sphere. As a DJ he has conquered crowds at Coachella, EDC, Lollapalooza,Tomorrowland, Hi Ibiza and Red Rocks, and CASSIAN now delivers us a red hot 60 min mix stacked with major tune-age!! Hit the DL button above to grab the mix and please give a shout if you're giving it a run. enjoy, Ant ✌️:: Global PR Pool :: 0418 580 265 Podcast Website: http://www.djpod.com/shakedownradiopodcast Mixcloud: http://www.mixcloud.com/chriscaggs Amazon Music Podcasts: https://bit.ly/3PhNuvZ Apple Podcasts / iTunes:  https://apple.co/3tfyyDP iHeart Radio: https://ihr.fm/3ss7wr2 Tune In App: http://tun.in/pmkVI Castbox: https://bit.ly/3maXTcb You Tube: http://www.YouTube.com/@chriscaggs 4PLAY.fm Dance Radio programmer by JimmyZ from Wild FM, Nova FM, 2RDJ-TM & Club [V] at www.4Play.fm ShakeDown Radio wiith Chris Caggs on Oxx Mixx Dance Radio every Friday Night 7pm Melbourne Australia at https://ozzmixxradio.com/ Catch ShakeDown Radio with Chris Caggs on the Liquid Radio Network at http://www.liquidradio.au Music for this radio show courtesy of the labels based in Australia Play MPE http://www.plaympe.com For Any Enquiries at PLAY MPE email Zarinar at zarinar@plaympe.com or support@plaympe.com Global PR Pool http://www.globalprpool.com For Any Enquiries at Global PR Pool email Anthony at Anthony@globalprpool.com or Gabby at gabby@globalprpool.com Inflyte App http://www.Inflyteapp.com Xelon Digital http://xelondigital.com For any Enquiries at Xelon Digital email Jay at jay@xelondigital.com Please Donate to help with running costs of this podcast on Patreon and buy me a $5 dollars Australian coffee - http://www.patreon.com/ChrisCaggs Or donate via Go Fund Me https://gofund.me/67c7b653 Follow Chris Caggs on Social Media: Threads @ChrisCaggs Facebook Friend Page www.facebook.com/chriscaggs Facebook Fan Page www.facebook.com/chriscaggsradio X www.twitter.com/chriscaggs Instagram www.instagram.com/chriscaggs Linkedin https://au.linkedin.com/in/chriscaggs TikTok @ChrisCaggs Hashtag #ChrisCaggs #ShakedownRadio Over the span of 25 Years across 15 Radio Stations - Chris Caggs has been on air at: Groove FM 96.9FM & 94.5FM - Sydney Groove FM 97.3FM - Brisbane DJ-FM 87.6FM - Sydney 2RDJ 88.1FM - Sydney 2NSB 99.3FM - Northside Radio Sydney Pump FM 99.3FM - Sydney 2ICR Radio - Sydney Mix It Up Radio - Brisbane STR8OUT Radio - Melbourne Mixxbosses Radio - Sydney Urban Movement Radio - Brisbane Liquid Radio - Snowy Mountains New South Wales - Dance Starter FM - Sydney - Dance Tune 1 Radio - Perth - Dance 4PLAY Radio - Queensland - Dance V1Radio - Melbourne - Dance Ozz Mixx Dance Radio - Melbourne Tracklist Cassian & SCRIPT & BELLADONNA - Where I'm From Mila Journée & Olivier Giacomotto - Smash It Adam Port & Stryv Move (Anyma & Cassian Remix) Artwork Adam Port & Stryv ft. Malachii - Move (Anyma & Cassian Remix) Cassian - S.O.S Cassian X ICEHOUSE - Great Southern Land Da Hool Meet Her At The Love Parade (Yotto & Cassian Remix) Dimitri Vangelis & Wyman X Steve Angello Payback (Kevin de Vries & Cassian Remix) Anyma & Cassian - Save Me Artwork Anyma & Cassian ft. Poppy Baskcomb - Save Me (Sphere Version) Anyma - Pictures Of You (Cassian Remix) Jimi Jules vs. Joshlane - My City's On Fire vs. System Overload (Cassian Mashup) Kevin de Vries - Dance With Me (Acappella) Anyma & Argy & Son Of Son - Voices In My Head| Cassian - Dun Dun RÜFÜS DU SOL - On My Knees (Cassian Remix) SCRIPT - Can You Hear Me? Gotye Somebody That I Used To Know (Acappella) John Summit & HAYLA - Shiver (Cassian Remix)

ShakeDown Radio - March 2025 - Episode 834 - EDM Music - Guest DJ Mix Set - Cassian Australia's own, CASSIAN, is on a tear. A Grammy-winning producer, DJ, and mixing engineer is doing it all. With releases on Afterlife, Rose Avenue, and Odd One Out, his singles have racked up over 175M streams. While his latest single “Where Im From”, has already slammed into Beatport's Top 100 at #5 !! As an engineer he is renowned for applying the finishing touch on records and has worked RÜFÜS DU SOL, Anyma, and John Summit, contributing to Grammy, ARIA, and APRA-winning records. And most recently was the Music Director for Anyma's The End of Genesys shows at the Las Vegas Sphere. As a DJ he has conquered crowds at Coachella, EDC, Lollapalooza,Tomorrowland, Hi Ibiza and Red Rocks, and CASSIAN now delivers us a red hot 60 min mix stacked with major tune-age!! Hit the DL button above to grab the mix and please give a shout if you're giving it a run. enjoy, Ant ✌️:: Global PR Pool :: 0418 580 265 Podcast Website: http://www.djpod.com/shakedownradiopodcast Mixcloud: http://www.mixcloud.com/chriscaggs Amazon Music Podcasts: https://bit.ly/3PhNuvZ Apple Podcasts / iTunes:  https://apple.co/3tfyyDP iHeart Radio: https://ihr.fm/3ss7wr2 Tune In App: http://tun.in/pmkVI Castbox: https://bit.ly/3maXTcb You Tube: http://www.YouTube.com/@chriscaggs 4PLAY.fm Dance Radio programmer by JimmyZ from Wild FM, Nova FM, 2RDJ-TM & Club [V] at www.4Play.fm ShakeDown Radio wiith Chris Caggs on Oxx Mixx Dance Radio every Friday Night 7pm Melbourne Australia at https://ozzmixxradio.com/ Catch ShakeDown Radio with Chris Caggs on the Liquid Radio Network at http://www.liquidradio.au Music for this radio show courtesy of the labels based in Australia Play MPE http://www.plaympe.com For Any Enquiries at PLAY MPE email Zarinar at zarinar@plaympe.com or support@plaympe.com Global PR Pool http://www.globalprpool.com For Any Enquiries at Global PR Pool email Anthony at Anthony@globalprpool.com or Gabby at gabby@globalprpool.com Inflyte App http://www.Inflyteapp.com Xelon Digital http://xelondigital.com For any Enquiries at Xelon Digital email Jay at jay@xelondigital.com Please Donate to help with running costs of this podcast on Patreon and buy me a $5 dollars Australian coffee - http://www.patreon.com/ChrisCaggs Or donate via Go Fund Me https://gofund.me/67c7b653 Follow Chris Caggs on Social Media: Threads @ChrisCaggs Facebook Friend Page www.facebook.com/chriscaggs Facebook Fan Page www.facebook.com/chriscaggsradio X www.twitter.com/chriscaggs Instagram www.instagram.com/chriscaggs Linkedin https://au.linkedin.com/in/chriscaggs TikTok @ChrisCaggs Hashtag #ChrisCaggs #ShakedownRadio Over the span of 25 Years across 15 Radio Stations - Chris Caggs has been on air at: Groove FM 96.9FM & 94.5FM - Sydney Groove FM 97.3FM - Brisbane DJ-FM 87.6FM - Sydney 2RDJ 88.1FM - Sydney 2NSB 99.3FM - Northside Radio Sydney Pump FM 99.3FM - Sydney 2ICR Radio - Sydney Mix It Up Radio - Brisbane STR8OUT Radio - Melbourne Mixxbosses Radio - Sydney Urban Movement Radio - Brisbane Liquid Radio - Snowy Mountains New South Wales - Dance Starter FM - Sydney - Dance Tune 1 Radio - Perth - Dance 4PLAY Radio - Queensland - Dance V1Radio - Melbourne - Dance Ozz Mixx Dance Radio - Melbourne Tracklist Cassian & SCRIPT & BELLADONNA - Where I'm From Mila Journée & Olivier Giacomotto - Smash It Adam Port & Stryv Move (Anyma & Cassian Remix) Artwork Adam Port & Stryv ft. Malachii - Move (Anyma & Cassian Remix) Cassian - S.O.S Cassian X ICEHOUSE - Great Southern Land Da Hool Meet Her At The Love Parade (Yotto & Cassian Remix) Dimitri Vangelis & Wyman X Steve Angello Payback (Kevin de Vries & Cassian Remix) Anyma & Cassian - Save Me Artwork Anyma & Cassian ft. Poppy Baskcomb - Save Me (Sphere Version) Anyma - Pictures Of You (Cassian Remix) Jimi Jules vs. Joshlane - My City's On Fire vs. System Overload (Cassian Mashup) Kevin de Vries - Dance With Me (Acappella) Anyma & Argy & Son Of Son - Voices In My Head| Cassian - Dun Dun RÜFÜS DU SOL - On My Knees (Cassian Remix) SCRIPT - Can You Hear Me? Gotye Somebody That I Used To Know (Acappella) John Summit & HAYLA - Shiver (Cassian Remix)

The latest data from APRA shows a small fall in mortgage delinquencies and a rise in offset balances. The question is, is this significant or not? http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/

Reflecting on a year of phenomenal guests, we are bringing you a selection of the Best Conversations of 2024.Kasey Chambers grew up surrounded by country music, singing around the campfire with her family, and listening to her father's cassettes of old country classics. She now makes her own country music, which has won her a devoted following and recognition as one of Australia's favourite country music stars. Kasey Chambers started singing around the campfire as a little girl.She and her family spent much of the year camping on the Nullarbor Plain, where her dad would hunt for foxes and rabbits.Kasey and her brother Nash had a free range childhood, and went to sleep to the sound of their father's rifle as he worked through the night. Singing came naturally to Kasey, and she loved all the old country classics, as well as some Cyndi Lauper and Bruce Springsteen.Kasey has spent her life making music and connecting with audiences. It's what she believes she was put on the earth to do.This episode of Conversations contains discussions about country music, Australian outback, hunting, families, guitars, singing, vocals, musicians, singers, Country Music Association, CMA, Country Music Awards, Golden Guitars, ARIA Awards, music awards, popular music, Crowded House, Neil Finn, Paul Kelly, family relationships, marriage, divorce, parenting, women musicians.