Podcasts about APRA

Kam patinka miesteliai ir jų praeitis – Šėta kaip tik Jums!Audronė Pečiulytė, istorijos mokytoja, Šėtos gimnazijoje su moksleiviais puoselėja mokyklos muziejų, kuriame gausu medžiagos ir apie miestelio istoriją. Šėta istoriniuose šaltiniuose minima nuo 14 a. Po miestelį ir jo apylinkes keliaujame su A. Pečiulyte.Tytuvėnų regioninio parko lankytojų centre naujovė – interaktyvus žemėlapis. Visiems galima susipažinti su lankomais paveldo objektais, pažintiniais takais ir kitomis vietomis. Aprašymas, nuotraukos ir garso įrašai pateikiami lietuvių, latvių ir anglų kalbomis. Tytuvėnų regioninio parko grupės patarėjas Vytautas Stonys.Ved. Jolanta Jurkūnienė

In this episode of The ifa Show, host Keith Ford is joined by Fraser Jack, founder of The Cyber Collective, to delve into the longstanding issue of giving financial advisers access to the ATO portal and why the Tax Office might be hesitant to open the door. Jack also touches on the CPS 230 regulation, which will come into force on 1 July, explaining that advisers will be under even heavier scrutiny from APRA-regulated entities to ensure their cyber security is up to their new standards. Listen as they discuss: How advisers can shore up their cyber security in preparation for ATO portal access. What can be learned from the recent attacks on superannuation funds. Why advisers should be discussing cyber security with their clients.

Ahead of Federal Election 2025, Bushy Martin cuts through the political noise to give you an honest, no-spin breakdown of the housing policies proposed by the major parties and how it impacts Australian property investors. With skyrocketing property prices outpacing wages and a shortage of housing supply, this election could be a pivotal moment for your investment strategy. Key Highlights: Housing Affordability Crisis: Bushy explains why housing affordability is such a mess, with property prices rising faster than wages, creating a perfect storm for investors. Labor’s Housing Solutions: The Australian Labor Party’s $10 billion Housing Australia Future Fund (HAFF) promises 30,000 homes over five years but faces challenges. Also, the Home Guarantee Scheme and social housing push may provide opportunities but also bring inflationary pressures. Liberal-National Coalition’s Approach: The Coalition’s $5 billion infrastructure fund and reforms like tax-deductible mortgage repayments and APRA adjustments could stimulate housing supply and help first-home buyers. However, these policies risk pushing property prices higher and adding to demand. Greens’ Radical Policies: The Greens propose phasing out negative gearing, implementing rent controls, and building public housing. While aimed at affordability, these policies may inadvertently reduce housing supply and worsen the rental crisis. Bushy concludes by stressing the essential role of property investors in supplying rental housing and how misguided policies could push them out of the market, exacerbating the affordability issue. Takeaways: Whether you’re an investor or aspiring homebuyer, understanding the policy impacts is crucial. Bushy breaks it down so you can make an informed vote and position yourself for better investment outcomes, no matter who wins the election. Get the full episode show notes here: https://knowhowproperty.com.au/blog/election-2025-guide-what-australias-housing-policies-really-mean-for-investors Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Interview by Angela CroudaceAustralian metalcore powerhouse Make Them Suffer are riding high in 2025 with a prestigious APRA Music Award nomination—an accolade that has vocalist and keyboardist Alex Reade feeling a well-earned sense of pride.“When we found out about the nomination, we weren't sure what it meant at first,” Reade admits. “But once we did our research, we realized—this is something we've worked so hard for. After everything we've put into the last three years, the grind of touring, this kind of recognition really matters.”The category for Most Performed Heard Rock/Heavy Metal Work was taken out in 2024's inaugural year by Parkway Drive and is something that Reade sees as a major step forward for the genre and its diverse artists. “It's so good to see not only heavy music being acknowledged, but also the visibility of women within it,” she says. “We're reaching a point where it's just normal. It's respected.”Reade joined Make Them Suffer ahead of their 2023 self-titled album, which she calls a “dipping of toes” into the band's true potential. “This album showed what the band is capable of, but I don't think people have seen anything yet,” she says. “The next chapter is going to be something really special.”The band's evolution—from COVID-era uncertainty to global tours and packed venues—has forged a new, galvanized identity. “There was a time when no one knew if we'd keep going,” Reade reflects. “But the response to Doomswitch and this new chapter has been massive. We're solid now. We're a team.”With an 18-date regional Australian tour lined up, including stops in less-frequented towns like Narre Warren and Forster, the band is embracing their roots. “This tour feels like a celebration of Australia,” Reade says. “We're bringing the full heavy energy but in a way that's more intimate, more connected.”With Justice for the Damned and The Gloom in the Corner joining the run, Reade promises one thing: “It's gonna be heavy. And it's gonna be fun.”Become a supporter of this podcast: https://www.spreaker.com/podcast/heavy-music-interviews--2687660/support.

Interview by Kris PetersThe 2025 APRA MUSIC AWARDS are almost upon us, and after the overwhelming success of last year's debut category Most Performed Hard Rock/Heavy Metal Work, anticipation is once again high amongst Australia's fastest-growing music genre as five more Aussie acts are in the running to be recognized globally for their achievements.Not that winning awards are the be-all, end-all for band's, but a bit of reward for effort is never a bad thing!This year sees Make Them Suffer, Northlane, Polaris, Windwaker and Speed nominated for the gong, with Windwaker's frontman Liam Guinane joining HEAVY earlier today to talk all things APRA and beyond."Honestly, it was quite unexpected given the calibre of bands that we're up against," Guinane said of Windwaker's nomination. "So I'm quite honoured to be considered next to some of these pillars of heavy music currently in Australia. It feels terrific to be put amongst those names and to be a part of it. I'm really looking forward to the night. It seems like it's going to be a fantastic evening and, yeah, very much uncharted territory for us being recognised like this (laughs)."In the full interview, Liam discussed the band's recent nomination for the APRA Music Awards, expressing both surprise and honour at being recognized alongside established Australian bands. The conversation included thoughts on the competitive landscape among Australian bands, with Liam emphasizing Windwaker's distinct sound and broader appeal. He also considered whether to prepare a speech, leaning towards improvisation but recognizing the need for some preparation.We spoke about some of the lighter sides of the awards, including the chance of a heavier band performing on the night, last year's winners Parkway Drive and getting fashion tips from Winston McCall, Windwaker's latest tour and how the new songs were received live and more.Become a supporter of this podcast: https://www.spreaker.com/podcast/heavy-music-interviews--2687660/support.

Interview by Kris PetersIt's that time of the year again where Australia's finest musical talents assemble to reward their achievements over the last 12 months and beyond.The APRA Music Awards celebrate excellence in contemporary music, honouring songwriters and publishers who have achieved artistic excellence and outstanding success in their fields. To be held in Melbourne on April 30 this year, the APRA Music Awards have, for the second year in a row, acknowledged the growing presence of harder edged and heavy music by presenting the Most Performed Hard Rock/Heavy Metal category - won in its inaugural year by Parkway Drive.More than just a token nod in the direction of change, APRA has fully embraced music of these genres, recognizing and paying due respect to a style of music that has grown to such levels it is now impossible to ignore.The nominees for Most Performed Hard Rock/Heavy Metal in 2025 are Make Them Suffer, Polaris, Windwaker, Speed and Northlane, with HEAVY jumping at the chance to speak with Northlane frontman Marcus Bridge to find out how confident the band is going into the awards."It's exciting stuff, and it's with a bunch of other great bands," he smiled. "It's cool to be with so many bands that we've all grown up with and built our careers with at the same time and see the new generation taking that spot."We ask Marcus how important recognition such as this is for the future of Australian hard rock/heavy music."I think it just shows over the last five to ten years how heavy music has grown worldwide," he mused, "and especially the Australian bands. Whenever we're touring overseas, I feel like Australian heavy bands are the talk of the town, especially in the US and Europe. Just because there are so many awesome bands working so hard to get over there. And I think in the end, it's kind of putting Australian music on the map in a different way around the world. So it's really, really cool to see that it's being recognized in that way. I'm just hoping that it keeps on growing and keeps on getting bigger."In the full interview, Marcus discussed Northlane's nomination for the 2025 APRA Awards, expressing excitement about the recognition alongside other Australian bands and the support from APRA. Marcus reflected on the growing international attention for Australian heavy music and the importance of regional tours, emphasizing the unique energy of smaller venue audiences compared to city crowds. He also addressed the band's musical evolution, with Marcus outlining their approach for the next album, which will build on the last EP's while allowing for experimentation with various styles.We took a look at the lighter side of the APRA Awards, including the potentially crippling effect Frenzal Rhomb had on such bands being invited to perform live and more.Become a supporter of this podcast: https://www.spreaker.com/podcast/heavy-music-interviews--2687660/support.

One of New Zealand's finest voices, Marlon Williams has released his fourth studio album – written entirely in te reo Māori. The Kiwi musician has a global presence, having collaborated with the likes of Florence + the Machine, and toured with legends like Bruce Springsteen, bagging six NZ Music Awards and an APRA silver scroll. But for ‘Te Whare Tīwekaweka', Williams returned to his roots. Translating to ‘Messy House', Williams told Jack Tame the title is a metaphor for the pains of chaos and creation, and how creativity often comes from disorder. “You have a house full of, of ideas, and, and you sort of sit quietly and let them talk to each other, and then hopefully they form some sort of cohesive thing.” The idea of writing an album entirely in te reo has been floating around Williams' brain for a while, he was just waiting for an excuse to begin. “I grew up speaking a little bit,” he told Tame. “I went to Kōhanga Reo, but it all sort of drifted away from me again as I went into my, moved on into childhood, into primary school.” Although he drifted away from speaking the language, Williams didn't stop singing in te reo. “It's just such a, a beautifully, a beautifully sung language.” “I always knew at some point that I was gonna come back around and, and give myself an excuse." LISTEN ABOVE See omnystudio.com/listener for privacy information.

US tariffs were always going to send markets down, with the ASX suffering, but the real pain could be felt when Wall Street next opens. MARKET WRAP: ASX200: down 0.94%, 7,859 GOLD: $3,142 US/oz BITCOIN: $132,279 AUD Luxury clothing company Cettire fell 14.5% to 68 cents. Ansell shed 14.3% to $29.34, while Treasury Wines fell 1.7% to $8.95 Wisetech down 2.7%, and Xero off by 3.4% ANZ was 1.4% lower after APRA ordered the bank to hold $1 billion in capital after governance issues. Woolworths rose 1.9%, Coles was 2.1% higher, and beef giant Australian Agricultural Company gained 2.1%. CURRENCY UPDATE: AUD/USD: 62.99 US cents AUD/GBP: 48.1 pence AUD/EUR: 57 Euro cents AUD/JPY: 92 Japanese yen AUD/NZD: 1.09 NZ dollars See omnystudio.com/listener for privacy information.

ShakeDown Radio - March 2025 - Episode 834 - EDM Music - Guest DJ Mix Set - Cassian Australia's own, CASSIAN, is on a tear. A Grammy-winning producer, DJ, and mixing engineer is doing it all. With releases on Afterlife, Rose Avenue, and Odd One Out, his singles have racked up over 175M streams. While his latest single “Where Im From”, has already slammed into Beatport's Top 100 at #5 !! As an engineer he is renowned for applying the finishing touch on records and has worked RÜFÜS DU SOL, Anyma, and John Summit, contributing to Grammy, ARIA, and APRA-winning records. And most recently was the Music Director for Anyma's The End of Genesys shows at the Las Vegas Sphere. As a DJ he has conquered crowds at Coachella, EDC, Lollapalooza,Tomorrowland, Hi Ibiza and Red Rocks, and CASSIAN now delivers us a red hot 60 min mix stacked with major tune-age!! Hit the DL button above to grab the mix and please give a shout if you're giving it a run. enjoy, Ant ✌️:: Global PR Pool :: 0418 580 265 Podcast Website: http://www.djpod.com/shakedownradiopodcast Mixcloud: http://www.mixcloud.com/chriscaggs Amazon Music Podcasts: https://bit.ly/3PhNuvZ Apple Podcasts / iTunes:  https://apple.co/3tfyyDP iHeart Radio: https://ihr.fm/3ss7wr2 Tune In App: http://tun.in/pmkVI Castbox: https://bit.ly/3maXTcb You Tube: http://www.YouTube.com/@chriscaggs 4PLAY.fm Dance Radio programmer by JimmyZ from Wild FM, Nova FM, 2RDJ-TM & Club [V] at www.4Play.fm ShakeDown Radio wiith Chris Caggs on Oxx Mixx Dance Radio every Friday Night 7pm Melbourne Australia at https://ozzmixxradio.com/ Catch ShakeDown Radio with Chris Caggs on the Liquid Radio Network at http://www.liquidradio.au Music for this radio show courtesy of the labels based in Australia Play MPE http://www.plaympe.com For Any Enquiries at PLAY MPE email Zarinar at zarinar@plaympe.com or support@plaympe.com Global PR Pool http://www.globalprpool.com For Any Enquiries at Global PR Pool email Anthony at Anthony@globalprpool.com or Gabby at gabby@globalprpool.com Inflyte App http://www.Inflyteapp.com Xelon Digital http://xelondigital.com For any Enquiries at Xelon Digital email Jay at jay@xelondigital.com Please Donate to help with running costs of this podcast on Patreon and buy me a $5 dollars Australian coffee - http://www.patreon.com/ChrisCaggs Or donate via Go Fund Me https://gofund.me/67c7b653 Follow Chris Caggs on Social Media: Threads @ChrisCaggs Facebook Friend Page www.facebook.com/chriscaggs Facebook Fan Page www.facebook.com/chriscaggsradio X www.twitter.com/chriscaggs Instagram www.instagram.com/chriscaggs Linkedin https://au.linkedin.com/in/chriscaggs TikTok @ChrisCaggs Hashtag #ChrisCaggs #ShakedownRadio Over the span of 25 Years across 15 Radio Stations - Chris Caggs has been on air at: Groove FM 96.9FM & 94.5FM - Sydney Groove FM 97.3FM - Brisbane DJ-FM 87.6FM - Sydney 2RDJ 88.1FM - Sydney 2NSB 99.3FM - Northside Radio Sydney Pump FM 99.3FM - Sydney 2ICR Radio - Sydney Mix It Up Radio - Brisbane STR8OUT Radio - Melbourne Mixxbosses Radio - Sydney Urban Movement Radio - Brisbane Liquid Radio - Snowy Mountains New South Wales - Dance Starter FM - Sydney - Dance Tune 1 Radio - Perth - Dance 4PLAY Radio - Queensland - Dance V1Radio - Melbourne - Dance Ozz Mixx Dance Radio - Melbourne Tracklist Cassian & SCRIPT & BELLADONNA - Where I'm From Mila Journée & Olivier Giacomotto - Smash It Adam Port & Stryv Move (Anyma & Cassian Remix) Artwork Adam Port & Stryv ft. Malachii - Move (Anyma & Cassian Remix) Cassian - S.O.S Cassian X ICEHOUSE - Great Southern Land Da Hool Meet Her At The Love Parade (Yotto & Cassian Remix) Dimitri Vangelis & Wyman X Steve Angello Payback (Kevin de Vries & Cassian Remix) Anyma & Cassian - Save Me Artwork Anyma & Cassian ft. Poppy Baskcomb - Save Me (Sphere Version) Anyma - Pictures Of You (Cassian Remix) Jimi Jules vs. Joshlane - My City's On Fire vs. System Overload (Cassian Mashup) Kevin de Vries - Dance With Me (Acappella) Anyma & Argy & Son Of Son - Voices In My Head| Cassian - Dun Dun RÜFÜS DU SOL - On My Knees (Cassian Remix) SCRIPT - Can You Hear Me? Gotye Somebody That I Used To Know (Acappella) John Summit & HAYLA - Shiver (Cassian Remix)

ShakeDown Radio - March 2025 - Episode 834 - EDM Music - Guest DJ Mix Set - Cassian Australia's own, CASSIAN, is on a tear. A Grammy-winning producer, DJ, and mixing engineer is doing it all. With releases on Afterlife, Rose Avenue, and Odd One Out, his singles have racked up over 175M streams. While his latest single “Where Im From”, has already slammed into Beatport's Top 100 at #5 !! As an engineer he is renowned for applying the finishing touch on records and has worked RÜFÜS DU SOL, Anyma, and John Summit, contributing to Grammy, ARIA, and APRA-winning records. And most recently was the Music Director for Anyma's The End of Genesys shows at the Las Vegas Sphere. As a DJ he has conquered crowds at Coachella, EDC, Lollapalooza,Tomorrowland, Hi Ibiza and Red Rocks, and CASSIAN now delivers us a red hot 60 min mix stacked with major tune-age!! Hit the DL button above to grab the mix and please give a shout if you're giving it a run. enjoy, Ant ✌️:: Global PR Pool :: 0418 580 265 Podcast Website: http://www.djpod.com/shakedownradiopodcast Mixcloud: http://www.mixcloud.com/chriscaggs Amazon Music Podcasts: https://bit.ly/3PhNuvZ Apple Podcasts / iTunes:  https://apple.co/3tfyyDP iHeart Radio: https://ihr.fm/3ss7wr2 Tune In App: http://tun.in/pmkVI Castbox: https://bit.ly/3maXTcb You Tube: http://www.YouTube.com/@chriscaggs 4PLAY.fm Dance Radio programmer by JimmyZ from Wild FM, Nova FM, 2RDJ-TM & Club [V] at www.4Play.fm ShakeDown Radio wiith Chris Caggs on Oxx Mixx Dance Radio every Friday Night 7pm Melbourne Australia at https://ozzmixxradio.com/ Catch ShakeDown Radio with Chris Caggs on the Liquid Radio Network at http://www.liquidradio.au Music for this radio show courtesy of the labels based in Australia Play MPE http://www.plaympe.com For Any Enquiries at PLAY MPE email Zarinar at zarinar@plaympe.com or support@plaympe.com Global PR Pool http://www.globalprpool.com For Any Enquiries at Global PR Pool email Anthony at Anthony@globalprpool.com or Gabby at gabby@globalprpool.com Inflyte App http://www.Inflyteapp.com Xelon Digital http://xelondigital.com For any Enquiries at Xelon Digital email Jay at jay@xelondigital.com Please Donate to help with running costs of this podcast on Patreon and buy me a $5 dollars Australian coffee - http://www.patreon.com/ChrisCaggs Or donate via Go Fund Me https://gofund.me/67c7b653 Follow Chris Caggs on Social Media: Threads @ChrisCaggs Facebook Friend Page www.facebook.com/chriscaggs Facebook Fan Page www.facebook.com/chriscaggsradio X www.twitter.com/chriscaggs Instagram www.instagram.com/chriscaggs Linkedin https://au.linkedin.com/in/chriscaggs TikTok @ChrisCaggs Hashtag #ChrisCaggs #ShakedownRadio Over the span of 25 Years across 15 Radio Stations - Chris Caggs has been on air at: Groove FM 96.9FM & 94.5FM - Sydney Groove FM 97.3FM - Brisbane DJ-FM 87.6FM - Sydney 2RDJ 88.1FM - Sydney 2NSB 99.3FM - Northside Radio Sydney Pump FM 99.3FM - Sydney 2ICR Radio - Sydney Mix It Up Radio - Brisbane STR8OUT Radio - Melbourne Mixxbosses Radio - Sydney Urban Movement Radio - Brisbane Liquid Radio - Snowy Mountains New South Wales - Dance Starter FM - Sydney - Dance Tune 1 Radio - Perth - Dance 4PLAY Radio - Queensland - Dance V1Radio - Melbourne - Dance Ozz Mixx Dance Radio - Melbourne Tracklist Cassian & SCRIPT & BELLADONNA - Where I'm From Mila Journée & Olivier Giacomotto - Smash It Adam Port & Stryv Move (Anyma & Cassian Remix) Artwork Adam Port & Stryv ft. Malachii - Move (Anyma & Cassian Remix) Cassian - S.O.S Cassian X ICEHOUSE - Great Southern Land Da Hool Meet Her At The Love Parade (Yotto & Cassian Remix) Dimitri Vangelis & Wyman X Steve Angello Payback (Kevin de Vries & Cassian Remix) Anyma & Cassian - Save Me Artwork Anyma & Cassian ft. Poppy Baskcomb - Save Me (Sphere Version) Anyma - Pictures Of You (Cassian Remix) Jimi Jules vs. Joshlane - My City's On Fire vs. System Overload (Cassian Mashup) Kevin de Vries - Dance With Me (Acappella) Anyma & Argy & Son Of Son - Voices In My Head| Cassian - Dun Dun RÜFÜS DU SOL - On My Knees (Cassian Remix) SCRIPT - Can You Hear Me? Gotye Somebody That I Used To Know (Acappella) John Summit & HAYLA - Shiver (Cassian Remix)

ShakeDown Radio - March 2025 - Episode 834 - EDM Music - Guest DJ Mix Set - Cassian Australia's own, CASSIAN, is on a tear. A Grammy-winning producer, DJ, and mixing engineer is doing it all. With releases on Afterlife, Rose Avenue, and Odd One Out, his singles have racked up over 175M streams. While his latest single “Where Im From”, has already slammed into Beatport's Top 100 at #5 !! As an engineer he is renowned for applying the finishing touch on records and has worked RÜFÜS DU SOL, Anyma, and John Summit, contributing to Grammy, ARIA, and APRA-winning records. And most recently was the Music Director for Anyma's The End of Genesys shows at the Las Vegas Sphere. As a DJ he has conquered crowds at Coachella, EDC, Lollapalooza,Tomorrowland, Hi Ibiza and Red Rocks, and CASSIAN now delivers us a red hot 60 min mix stacked with major tune-age!! Hit the DL button above to grab the mix and please give a shout if you're giving it a run. enjoy, Ant ✌️:: Global PR Pool :: 0418 580 265 Podcast Website: http://www.djpod.com/shakedownradiopodcast Mixcloud: http://www.mixcloud.com/chriscaggs Amazon Music Podcasts: https://bit.ly/3PhNuvZ Apple Podcasts / iTunes:  https://apple.co/3tfyyDP iHeart Radio: https://ihr.fm/3ss7wr2 Tune In App: http://tun.in/pmkVI Castbox: https://bit.ly/3maXTcb You Tube: http://www.YouTube.com/@chriscaggs 4PLAY.fm Dance Radio programmer by JimmyZ from Wild FM, Nova FM, 2RDJ-TM & Club [V] at www.4Play.fm ShakeDown Radio wiith Chris Caggs on Oxx Mixx Dance Radio every Friday Night 7pm Melbourne Australia at https://ozzmixxradio.com/ Catch ShakeDown Radio with Chris Caggs on the Liquid Radio Network at http://www.liquidradio.au Music for this radio show courtesy of the labels based in Australia Play MPE http://www.plaympe.com For Any Enquiries at PLAY MPE email Zarinar at zarinar@plaympe.com or support@plaympe.com Global PR Pool http://www.globalprpool.com For Any Enquiries at Global PR Pool email Anthony at Anthony@globalprpool.com or Gabby at gabby@globalprpool.com Inflyte App http://www.Inflyteapp.com Xelon Digital http://xelondigital.com For any Enquiries at Xelon Digital email Jay at jay@xelondigital.com Please Donate to help with running costs of this podcast on Patreon and buy me a $5 dollars Australian coffee - http://www.patreon.com/ChrisCaggs Or donate via Go Fund Me https://gofund.me/67c7b653 Follow Chris Caggs on Social Media: Threads @ChrisCaggs Facebook Friend Page www.facebook.com/chriscaggs Facebook Fan Page www.facebook.com/chriscaggsradio X www.twitter.com/chriscaggs Instagram www.instagram.com/chriscaggs Linkedin https://au.linkedin.com/in/chriscaggs TikTok @ChrisCaggs Hashtag #ChrisCaggs #ShakedownRadio Over the span of 25 Years across 15 Radio Stations - Chris Caggs has been on air at: Groove FM 96.9FM & 94.5FM - Sydney Groove FM 97.3FM - Brisbane DJ-FM 87.6FM - Sydney 2RDJ 88.1FM - Sydney 2NSB 99.3FM - Northside Radio Sydney Pump FM 99.3FM - Sydney 2ICR Radio - Sydney Mix It Up Radio - Brisbane STR8OUT Radio - Melbourne Mixxbosses Radio - Sydney Urban Movement Radio - Brisbane Liquid Radio - Snowy Mountains New South Wales - Dance Starter FM - Sydney - Dance Tune 1 Radio - Perth - Dance 4PLAY Radio - Queensland - Dance V1Radio - Melbourne - Dance Ozz Mixx Dance Radio - Melbourne Tracklist Cassian & SCRIPT & BELLADONNA - Where I'm From Mila Journée & Olivier Giacomotto - Smash It Adam Port & Stryv Move (Anyma & Cassian Remix) Artwork Adam Port & Stryv ft. Malachii - Move (Anyma & Cassian Remix) Cassian - S.O.S Cassian X ICEHOUSE - Great Southern Land Da Hool Meet Her At The Love Parade (Yotto & Cassian Remix) Dimitri Vangelis & Wyman X Steve Angello Payback (Kevin de Vries & Cassian Remix) Anyma & Cassian - Save Me Artwork Anyma & Cassian ft. Poppy Baskcomb - Save Me (Sphere Version) Anyma - Pictures Of You (Cassian Remix) Jimi Jules vs. Joshlane - My City's On Fire vs. System Overload (Cassian Mashup) Kevin de Vries - Dance With Me (Acappella) Anyma & Argy & Son Of Son - Voices In My Head| Cassian - Dun Dun RÜFÜS DU SOL - On My Knees (Cassian Remix) SCRIPT - Can You Hear Me? Gotye Somebody That I Used To Know (Acappella) John Summit & HAYLA - Shiver (Cassian Remix)

In our EMEA regulatory insights series colleagues from our EMEA offices provide an update on some of the key regulatory issues they are seeing in their local market. In this latest episode Lucinda McCann from our Sydney office discusses APRA's recently announced governance review and ASIC's report ‘Beware the gap: Governance arrangements in the face of AI innovations'.

The latest data from APRA shows a small fall in mortgage delinquencies and a rise in offset balances. The question is, is this significant or not? http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/

This is the Fear and Greed Afternoon Report - everything you need to know about what happened in the markets, economy and world of business today, in just a few minutes. ASX drops APRA rules Amcor merger Gold surge Washington v Beijing Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

This is the Fear and Greed Afternoon Report - the top five things you need to know today, in just five minutes. ASX drops APRA rules Amcor merger Gold surge Washington v Beijing Support the show: http://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

In this Australian Property Podcast episode, your hosts Pete Wargent from AllenWargent Property Buyers and Chris Bates from Alcove talk about the rebound in home prices, inheritance taxes, and what the election might been for lending rules.  Topics covered today: 30-year mortgages for Australia? Coalition to force APRA lending changes? Sydney rezoning for more apartments  30-year mortgages for Australia? Resources for this episode Perfect opportunity: BlackRock CEO calls for 30-year mortgages in Australia Red tape slashed for home loans, markets, and insurance under Coalition NSW developers in Sydney suburbs rezoning for train metro housing Inheritances are destroying the fair go Revealed: 171 Sydney spots getting more apartment blocks in pared-down density reforms Warren Hogan: Rate cut will fuel inflation and cost of living crisis More rate cuts are on the way? Berkshire releases latest shareholder letter Surging construction insolvencies bankrupt housing targets A Coalition government would rocket house prices Rask Resources Pete's Buyers Agency: https://www.allenwargent.com.au Alcove mortgage broking: https://www.raskmedia.com.au/services/mortgage-broking  Amy Lunardi Buyers Agency (Melbourne) www.amylunardi.com.au  All services: https://bit.ly/R-services Financial Planning: https://bit.ly/R-plan  Invest with us: https://bit.ly/R-invest  Access Show Notes: https://bit.ly/R-notes  Ask a question: https://bit.ly/R-quest  DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg #property #australia Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join host Annie Kane, senior journalist Will Paige, and commercial content writer Ben Squires as they review the news of the week. This week, they discuss: The launch of the Value of Mortgage Broking report and why it has the industry talking. Brokers' reactions to the Treasurer's call for rule changes and APRA's presales announcement. Trends in lending: investment home loan drops, personal lending surges, and the commercial lending outlook from Judo Bank. And much more!

Sharise Harrison is the Assistant Vice President of Advancement Services and Prospect Management at California State University-Sacramento. A leader in philanthropy and data equity, she's spent over a decade redefining how nonprofits approach prospect research to reduce bias and build more inclusive fundraising practices. Sharise also serves as President-Elect of Apra.

Welcome to Volunteer Voices, a limited podcast series designed to inspire and empower Apra members to get involved! In this episode, we're shining a spotlight on one of the most influential roles in the Apra volunteer ecosystem: serving on the Apra International Board of Directors. Discover how volunteering can advance your career, help you build new skills and drive impactful initiatives within your nonprofit. Whether you're curious about leadership opportunities or wondering how to take the first step, this episode demystifies the path to meaningful engagement. Tune in and learn what it truly means to raise your hand with Apra!

In this episode, we’re taking a look ahead at what might shape the property market in 2025. No, we’re not here to predict the future or pull out a crystal ball, but we are diving into the key factors that could have an impact—things like interest rates, immigration, intergenerational wealth, and stock levels. Whether you’re planning to buy or sell, we’ve got some thoughts on what you might want to keep in mind. We kick things off by reflecting on what’s surprised us in 2024. For Veronica, it’s been Sydney’s stability—a balanced market for the first time in over a decade. For Chris, it’s been the sheer scale of intergenerational wealth propping up buyers. We chat about how that’s shaping the market and what it means for affordability, especially as borrowing capacities remain constrained. There’s also a lot to unpack when it comes to investors. Some are still bailing out of the market, while others—especially first-time investors—are jumping in. And with zoning changes, rising rental pressures, and even some quirky local issues like mozzie-prone suburbs, buying property isn’t as straightforward as it used to be. It’s a reminder that doing your homework (or working with someone who really knows the area) is more important than ever. As we look ahead, the upcoming federal election and potential shifts in policy—like APRA changing serviceability buffers—are going to play a huge role. We talk about how these kinds of changes could inject urgency into the market, especially as buyers try to get ahead of the herd. But as always, we caution against trying to time the market and instead focus on making decisions based on your own goals and readiness. And yes, we touch on climate change too, because the landscape there is evolving. New flood maps, shifting risks—these are things we’ll all need to consider going forward. If 2025 brings anything, it’ll be the unexpected, but don’t worry—we’ll be here to help you make sense of it all. So tune in and get a clearer picture of what might be on the horizon. Episode Highlights: 00:00 - Introduction 01:04 - What was surprising about the property market in 2024 04:56 - Regional market dynamics 07:46 - Investor behaviour and market inequalities 12:54 - Will interest rates be the biggest driver of prices? 13:55 - Urban planning and zoning issues 20:20 - How market cycles, interest rates & consumer confidence shape investment decisions 26:29 - How regional moves and remote work trends are changing this coming year 33:18 - How rental pressures are evolving, and what they mean for 2025 40:00 - What might the upcoming federal election mean for the property market in 2025? 44:42 - Consumer sentiment 51:07 - What role will climate change and new flood maps play in property decisions? Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

In this “Big Picture” episode of my podcast I get together with leading financial commentator Pete Wargent, who brings decades of perspective to his views, and we discuss the clues in the news as to what's ahead for our economy and the property markets.  Today we discuss the amended outlook for interest rates and what this means for our housing markets, an update on what APRA had to say about when they plan to loosen their lending buffers, what America's new president Donald Trump may mean for Australia, the Help to Buy Scheme, and Australia's ongoing Per Capita Recession.  I hope by the end of today's show you'll more clarity about what all this means for our economy and housing markets in 2025.  Takeaways      Inflation has recently fallen to 2.1%, but interest rates won't fall any time soon.      APRA's lending buffers are not set to change soon.      Donald Trump's tariff move could change the game for Aussie property investors      The rental price boom is showing signs of easing, but rents will keep rising in 2025      2025 is expected to be a steady year for property, with slower capital growth      Mortgage stress remains a concern for many homeowners.      Government schemes like Help to Buy aim to assist first-time buyers, but will only increase property values.      Wealth in Australia continues to rise despite our economic challenges.      Black Friday sales have shifted consumer spending habits.  Chapters  00:00 Overview of the Year in Property  09:50 Impact of Government Policies on Housing  21:34 Government Schemes and Their Implications  27:04 Navigating Uncertainty in Property Investment  31:47 Understanding Market Trends  Links and Resources:  Metropole's Strategic Property Plan – to help both beginning and experienced investors  Get a bundle of free reports and eBooks – www.PodcastBonus.com.au   Pete Wargent's blog  Pete Wargent's new book, The Buy Right Approach to Property Investing  Pete's other book – The New Wealth Way  Get a bundle of free reports and eBooks – www.PodcastBonus.com.au     Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.  Shownotes plus more here: What Will 2025 Bring for Australian Real Estate? Your Big Picture Guidewith Pete Wargent

Reflecting on a year of phenomenal guests, we are bringing you a selection of the Best Conversations of 2024.Kasey Chambers grew up surrounded by country music, singing around the campfire with her family, and listening to her father's cassettes of old country classics. She now makes her own country music, which has won her a devoted following and recognition as one of Australia's favourite country music stars. Kasey Chambers started singing around the campfire as a little girl.She and her family spent much of the year camping on the Nullarbor Plain, where her dad would hunt for foxes and rabbits.Kasey and her brother Nash had a free range childhood, and went to sleep to the sound of their father's rifle as he worked through the night. Singing came naturally to Kasey, and she loved all the old country classics, as well as some Cyndi Lauper and Bruce Springsteen.Kasey has spent her life making music and connecting with audiences. It's what she believes she was put on the earth to do.This episode of Conversations contains discussions about country music, Australian outback, hunting, families, guitars, singing, vocals, musicians, singers, Country Music Association, CMA, Country Music Awards, Golden Guitars, ARIA Awards, music awards, popular music, Crowded House, Neil Finn, Paul Kelly, family relationships, marriage, divorce, parenting, women musicians.

Welcome to the Complexity Premia podcast by Coolabah Capital, hosted by Christopher Joye, Chief Investment Officer and Portfolio Manager at Coolabah Capital, and Ying Yi, also a Portfolio Manager at Coolabah Capital. The Complexity Premia podcast strives to deconstruct modern investment problems for wholesale (not retail) participants in capital markets. You can listen on your favourite podcast app, or you can find it on Spotify, Podbean or Apple Podcasts. In this new flash episode of the Complexity Premia podcast, Chris and Ying Yi discuss why APRA is killing the bank hybrid market, why the RBA is so desperate to cut interest rates, recent portfolio performance, and Australia's profound productivity puzzle. This information is suitable for wholesale investors only and has been produced by Coolabah Capital Institutional Investments Pty Ltd ACN 605806059, which holds Australian Financial Services Licence No. 482238 (CCII). The views expressed in this recording represent the personal opinions of the speakers and do not represent the view of any other party. The information does not take into account the particular investment objectives or financial situation of any potential listener. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. Whilst we believe that the information discussed in the podcast is correct, no warranty or representation is given to this effect, and listeners should not rely on this information when making any decisions. No responsibility can be accepted by CCII to any end users for any action taken on the basis of this information. Any performance data presented on this site is pre-fees for institutional clients that negotiate custom fee rates, and these solutions are not available to retail investors. No investment decision or activity should be undertaken without first seeking qualified and professional advice. CCII may have a financial interest in any assets discussed during the podcast. Listeners in Australia are encouraged to visit ASIC's MoneySmart website to obtain information regarding financial advice and investments.

In this episode of the Portfolio Construction podcast, Paul O'Connor, Head of Investment at Netwealth, is joined by Tim Van Klaveren, Head of Australian Fixed Income at UBS Asset Management. They discuss macroeconomic factors impacting fixed-income markets, including the global shift towards more accommodative monetary policy following a period of high inflation, the complexities of managing fixed-income portfolios in this environment, and the potential implications for various bond market segments. Van Klaveren offers his outlook on interest rate movements, and they discuss APRA's regulatory changes regarding tier one securities and what these mean for a diversified portfolio, as well as the impact of global trends, including the US election and China's stimulus measures, on fixed income investments.

Mitch and James discuss: - Data Centres and their power usage. - Tupperware news (!) - APRA announcement on mortgage buffers. - Help to Buy initiative released. - Upgraders dominating housing market now. - Buy/Sell - Who am I?     Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au   All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.

BTC hits the road once more. Broadcasting from BTC Studio North, Doug and Sam catch up with rodeo friends, share stories from the road, and relive BTC's origins with the New York State Rodeo Museum Facebook group.Special guest Kelly Page—bareback bronc riding extraordinaire and champion—takes us back to his beginnings, his passion for horses, and his storied rodeo career. From his early days attending Attica Rodeo, riding in the APRA, IPRA, the North American Rodeo Cowboy Association Finals to winning the PRCA's First Frontier Circuit, Kelly's journey captures the essence of rodeo life: from the dust and drive to his lifelong friendships. Dedicate this listen to the memory of Fred Backlas, a true rodeo icon whose legacy rides on through stories and the lives he impacted.American Professional Rodeo Association (APRA)https://www.aprarodeo.com/https://www.facebook.com/aprarodeoAttica Rodeohttps://www.atticarodeo.com/https://www.facebook.com/people/Attica-Rodeo/100063809192220/First Frontier Circuit PRCAhttps://firstfrontiercircuit.com/https://www.facebook.com/firstfrontiercircuit/International Professional Rodeo Association (IPRA) Websitehttps://www.ipra-rodeo.com/https://www.facebook.com/iprarodeoHere are some resources for Beyond the Chutes:Facebook:https://www.facebook.com/profile.php?id=100093822821241Official Website:https://beyondthechutes.show/ParaSight SystemsCoupon: BTC023 for 50% off Mail In Test Kitshttps://www.parasightsystem.com/New York State Rodeo Museumhttps://www.facebook.com/groups/1159615314694489#IPRARodeo #inourroots #rodeo #cowboy #cowboyboots #cowgirl #cowgirlstyle #westernstyle #westernfashion #horse #horseriding #bullriding #podcast #podcaster #podcastersofinstagram #rodeopodcast #rodeohouston #rodeofashion #prorodeo #sttite #fwst #dance #fwst2023 #fwst2024 #rodeohorse #rodeoroad #rodeocharm #rodeoclown #yellowstone #ipra #prca #pbr #pbrbrasil #historychannel #history #historybuff #historylovers

James and Mitch discuss: - Townsville debrief. - QLD election done and decided. - Young rich list – who made it and what do they do? - APRA buffer wars. - Melbourne planning department goes bang. - Buy or sell. - Who am I?   Get in touch jamesf@jlf.com.au | mitchells@jlf.com.au   All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use.    

– Albo's clifftop mansion ‘optics' – Don't worry about the Feds… the States are the new problem? – Payment processing fees for the chop? – Time for APRA to step up to stop housing affordability getting worse  See omnystudio.com/listener for privacy information.

Welcome to the Complexity Premia podcast from Coolabah Capital, which is hosted by Christopher Joye, CIO and portfolio manager at Coolabah Capital. The Complexity Premia podcast strives to deconstruct modern investment problems for wholesale (not retail) participants in capital markets. You can listen on your favourite podcast app, or you can find it on Spotify, Podbean or Apple Podcasts. In this new flash episode of the Complexity Premia podcast, Chris and Ying Yi discuss a range of important developments, including asset-class performance in September, the recent US employment data, movements in long-term interest rates, and the regulatory risks emerging in Australia's banking system, which is impacting bond and hybrid markets, amongst other things. This information is suitable for wholesale investors only and has been produced by Coolabah Capital Institutional Investments Pty Ltd ACN 605806059, which holds Australian Financial Services Licence No. 482238 (CCII). The views expressed in this recording represent the personal opinions of the speakers and do not represent the view of any other party. The information does not take into account the particular investment objectives or financial situation of any potential listener. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. Whilst we believe that the information discussed in the podcast is correct, no warranty or representation is given to this effect, and listeners should not rely on this information when making any decisions. No responsibility can be accepted by CCII to any end users for any action taken on the basis of this information. Any performance data presented on this site is pre-fees for institutional clients that negotiate custom fee rates, and these solutions are not available to retail investors. No investment decision or activity should be undertaken without first seeking qualified and professional advice. CCII may have a financial interest in any assets discussed during the podcast. Listeners in Australia are encouraged to visit ASIC's MoneySmart website to obtain information regarding financial advice and investments.

John Livanas is the Chief Executive Officer of State Super, the $37 billion superannuation fund for public service and public sector workers in NSW. In this episode, we talk about the use of defensive overlays, dealing with the COVID drawdown and machine learning in investments. Enjoy the show! Overview of podcast with John Livanas, Chief Executive Officer of State Super 01:30 Peter Drucker's book, The Unseen Revolution, provided inspiration to enter the pension fund industry 03:00 We are actually starting to see some of the benefits that Drucker described eventuate here in Australia 07:30 In Australia, every member can actually see their own money in their account. That relationship where you can see where your money is going and see the wealth accumulating creates a more stable system 10:00 On individual risk and financial literacy 12:00 The unique characteristics of State Super 15:00 State Super is unusual; it is probably where most of the funds will be in 10 years' time. 16:00 We think the biggest decision is setting the investment strategy and then our internal team or TCorp will implement that 18:00 In 2017, we were called the biggest hedge fund in Australia, because we made money on the upside and the downside 19:30 During COVID, our downside protection triggered and that meant we never got into the negative. It is not about anticipating what will happen, but think about how these factors will take place 22:00 Using machine learning in the investment process 24:00 Machine learning didn't work as well for the Ukraine invasion. That was more a secular relationship. But we did change our portfolio quite significantly 31:00 Machine learning will have a role, but I will still look to people to make the decision 35:00 State Super is not regulated by APRA, but often we look at the policies as if we were 37:00 Active manager do take a little while for that outperformance to come through

Music101's Charlotte Ryan beams in from the St James Theatre in Wellington for an update on the country's biggest night in songwriting.

Ospite del 127° episodio di Illuminismo Psichedelico è Marco Perduca, membro dell'Associazione Luca Coscioni nonché editore di questo podcast. In questa puntata insieme a Marco abbiamo parlato dell'appello dell'Associazione Luca Coscioni affinché l'Italia apra alle terapie psichedeliche, chi volesse sostenerlo può firmarlo in questa pagina. In particolare l'appello si basa sul documento dell'avvocato Claudia Moretti Le Terapie Psichedeliche Nel Fine Vita (se preferite la versione podcast vi rimando alla puntata 109, in cui ne parlavamo proprio con lei). Cambiare il rapporto con la morte è infatti una potenziale rivoluzione culturale capace di migliorare la vita non solo dei malati terminali ma anche quella delle loro famiglie. Alcune molecole psichedeliche sono molto promettenti in questo senso, e dato che la legislazione per quanto riguarda la terapia del dolore e le cure compassionevoli ha già oggi margini abbastanza ampli, riteniamo che sarebbe sin da subito possibile tentare di battere questa strada, ed è proprio basandosi su questa possibilità che fa leva l'appello dell'Associazione Luca Coscioni. Infine l'appello, oltre che al Ministero della Salute, si rivolge al Ministero della Difesa, per proporre un pogetto pilota per affrontare i disordini da stress post-traumatico del personale militare reduce dalle missioni internazionali. Questa seconda (e secondaria) proposta fa leva sulla possibilità di coinvolgere nell'estensione dei diritti e delle relative sperimentazioni una seconda platea di potenziali pazienti, con l'obiettivo - valutata l'efficacia delle terapie psichedeliche su due gruppi di persone - di estenderle un domani a tutto il resto della popolazione. 

This episode, the first in a short miniseries, explores one facet of the Apra volunteer experience: chapter leadership. Hear from Apra chapter leaders, present and past, on the impact that chapter leadership had on their careers, skills, and local community. The group discusses their motivations for lending their time and energy to their Apra chapter and the personal and professional benefits they have gained as a result.

Welcome to the Complexity Premia podcast from Coolabah Capital, which is hosted by Christopher Joye, CIO and portfolio manager at Coolabah Capital. The Complexity Premia podcast strives to deconstruct modern investment problems for wholesale (not retail) participants in capital markets. You can listen on your favourite podcast app, or you can find it on Spotify, Podbean or Apple Podcasts. In this new flash episode of the Complexity Premia podcast, Chris and Ying Yi discuss a range of important developments, including the great private vs public credit debate between Chris and Andrew Lockhart of Metrics (watch the video here so you can judge who won) and APRA's controversial proposal to kill off the Aussie bank hybrid market, amongst other things. This information is suitable for wholesale investors only and has been produced by Coolabah Capital Institutional Investments Pty Ltd ACN 605806059, which holds Australian Financial Services Licence No. 482238 (CCII). The views expressed in this recording represent the personal opinions of the speakers and do not represent the view of any other party. The information does not take into account the particular investment objectives or financial situation of any potential listener. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. Whilst we believe that the information discussed in the podcast is correct, no warranty or representation is given to this effect, and listeners should not rely on this information when making any decisions. No responsibility can be accepted by CCII to any end users for any action taken on the basis of this information. Any performance data presented on this site is pre-fees for institutional clients that negotiate custom fee rates, and these solutions are not available to retail investors. No investment decision or activity should be undertaken without first seeking qualified and professional advice. CCII may have a financial interest in any assets discussed during the podcast. Listeners in Australia are encouraged to visit ASIC's MoneySmart website to obtain information regarding financial advice and investments.

Namuose pas vieną tvirčiausių – ir mažiausiai pažintų – šių metų alternatyvios scenos debiutančių. „Man labai svarbu jaustis išklausytai, kaip turbūt ir visiems žmonėms. Bet jeigu manęs neklausia – aš nesakau“, – sako dainininkė, dainų autorė ir šokėja Emilija Karosaitė, mums susitikus jos namuose Vilniuje, apsuptiems instrumentų, meno kūrinių ir popieriaus raižinių. Mes turėjome ko jos paklausti ir buvome pasiruošę išklausyti. Šiame podkasto epizode pirmą kartą viešai skamba ne tik Emilijos mintys (tekstinį interviu su ja kviečiame skaityti kolegų ore.lt tinklalapyje), bet ir lig šiol nepublikuoti dainų demo įrašai, dalis kurių – tiesiai iš jos telefono balso įrašų archyvo. Šie kūriniai virto EP (mini albumu) pavadintu „Aprašykime dienas“ – jauno žmogaus dienoraščiu, kuriame kalbama apie ryžtą atvirai kalbėtis (kūrinys „Išsikalbėkime sapne“), perteklinį savęs atidavimą kitiems („Paimk iš manęs“), susitaikymą su netektimi („Tikiuosi tau ramu“). Emilija žengia į sunkias temas, bet iš jų išeina pergalingai, shoegaze gitarų fone, 90-ųjų alternatyvią muziką ir 80-ųjų siaubo filmus menančiuose vaizdo klipuose. Tai yra trečiasis interviu iš ciklo „Nauja scena“, kuriuo tiriame pokyčius lietuviškoje muzikoje. Su Emilija Karosaite kalbasi Karolis Vyšniauskas. Montažo režisierius Adomas Zubė. Ciklą „Nauja scena“ iš dalies finansuoja Medijų rėmimų fondas.

In this week's episode, Sam Gordon is joined back in the studio by fan favourite Jason Titus, APS Economist and Strategist Luke Teeuwsen along with Jimmy "The Silver Dog" Ibrahim for the inaugural episode in the mythbusting series. First up, the boys are discussing “The Property Bubble”, whether this has any merit in the Australian property market and the impacts APRA, infrastructure, migration and market growth have here. If you haven't listened yet, you can find Ella's incredible investor episode here. Strictly limited tickets are available to the Australian Property Scout Summit on Sunday, November 17th at The Star in Sydney. You will leave with actionable steps, expert inspiration and direction to level up your property investing game, along with the opportunity to be surrounded by the APS and SAP community to expand and develop your circle of influence. Tickets are officially available and are selling fast, click here to save your spot!

Welcome back to the APS News Bulletin, your source for the latest updates and insights from the Australian property market. Join Sammy Gordon, as he breaks down this week's most pressing updates and announcements along with his expert analysis to keep you informed and on top of news.    In this week's episode, Sammy reports and discusses:  5 factors to consider before refinancing a mortgage ‘Risks elevated': APRA holds banks' mortgage rate buffer at 3pc Last bank standing: CBA clings to November rate cut Strictly limited tickets are available to the Australian Property Scout Summit on Sunday, November 17th at The Star in Sydney. You will leave with actionable steps, expert inspiration and direction to level up your property investing game, along with the opportunity to be surrounded by the APS and SAP community to expand and develop your circle of influence. Tickets are officially available and are selling fast, click here to save your spot!

Ute Vaughn has become almost a regular at White Stallion Ranch over the last two decades. We love her and the feeling is mutual!  In 2004, Ute moved to Tucson Arizona to follow her passion for the Southwest Art. She is the artist in residences at White Stallion Ranch and belongs to several local art organizations - Artists of the Southwest, SAACA, SAAG, APRA art division, etc. She says it best “I have been an artist all my life. My passion for art, color and life is expressed in my vibrant paintings, which are inspired by animals, nature, symbols and the mystical. My favorite mediums are watercolor, for the flow and translucency, and acrylic for the versatility and texture. My main desire in all my paintings and art classes is to inspire creativity and touch the heart.”

Each month I get together with leading financial commentator Pete Wargent, who brings decades of perspective to his views and we discuss the clues in the news as to what's ahead, for our economy and property markets. Today we discuss the outlook for inflation and interest rates and what this means for our housing markets, an update on what APRA had to say about when they plan to loosen their lending buffers, home loan approval figures which give us an indication of what's ahead, what the plan to reduce international students to Australia could mean to our housing markets and the economy, and what's really happening in the Melbourne property market. I hope by the end of today's show you'll have a bit more clarity with all the mixed messages in the media.   Links and Resources: Metropole's Strategic Property Plan – to help both beginning and experienced investors Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Pete Wargent's blog Pete Wargent's new book: The Buy Right Approach to Property Investing: Mastering the Skills to invest wisely in Property Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Shownotes plus more here: Navigating our Economic and Property Markets | Big Picture Podcast

New research says Artificial Intelligence could see music creators' revenues drop up to 23 percent by 2028 - risking over $500 million in losses across New Zealand and Australia. APRA head of operations Anthony Healey spoke to Corin Dann.

On today's episode, Dr. Nicola Powell, the Chief of Research and Economics at Domain, and I want to discuss her latest Domain House Price Forecast Report, and I ask her to share her property forecasts for the financial year 2025. We'll delve into the key findings of the report, explore regional variations in house prices, and discuss the economic factors influencing the market. We'll also cover the impact of interest rates, government policies, and supply and demand dynamics on the housing sector. I'm sure you'll find this episode packed with valuable insights you won't want to miss, so let's get on with the show. Australia's Property Market: Growth Predictions and Policy Impacts Together, Nicola and I discuss various aspects influencing the market, including forecasts, policy impacts, and strategic investment opportunities.  Take a look at some key highlights from our conversation. ●     The latest Domain House Price Forecast Report and the expected trends in house prices across Australia ○     Prices will continue to rise ○     However, the pace of price growth should slow from previous levels ●     The importance of sustainable growth rates to avoid market volatility and downturns ●     Regional differences, including Perth's expected growth ○     The performance of regional markets in Queensland, New South Wales, and Victoria ●     The impact of housing policies on affordability trends ○      The historical influence of government shifts on property values ●     The challenges in meeting the government's target of 1.2 million new homes ○      The shortage of skilled tradespeople ●      Migration caps and workforce shortages and their implications for the housing market ●     The influence of APRA's 3% interest rate buffer on serviceability and the housing market ●     Melbourne's potential for growth due to increased immigration and opportunities for buying below intrinsic value Our conversation emphasizes the importance of strategic decisions and optimism in achieving financial success in real estate, which will be helpful to listeners no matter whether you're new to property or a seasoned investor. Links and Resources: Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Dr Nicola Powell, Domain's Chief of Research and Economics Domain's Home Price Report Get a bundle of eBooks and reports – www.PodcastBonus.com.au Some of our favourite quotes from the show: “Obviously, during COVID, regional Australia shot up. Property values grew. That was partly because people moved there. But I think one of the things people missed was also people not moving out of regional Australia.” – Michael Yardney “I think I was lucky. I've learned not to try and time the market but just manage my cash flows.” –Michael Yardney “So, if you're a pessimist, you're literally sabotaging your life. You're pushing the very people you need away, and you're left with no choice but to rely on yourself.” – Michael Yardney PLEASE LEAVE US A REVIEW Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how  

Send us a Text Message.Episode 326: We start this episode discussing the essential phases of remanufacturing—including disassembly, thorough cleaning, failure analysis, reassembly, and testing—and reveal how you can apply these steps to identify and resolve issues in your heavy-duty parts business.Our featured guest is Joe Kripli, President of APRA, the Automotive Parts Remanufacturers Association. He explains that reman has always been part of the history of heavy-duty and there will be even more need for it in the future. We also discuss the importance of right-to-repair legislation and the environmental benefits of not sending your cores to the landfill.Show Notes: Visit HeavyDutyPartsReport.com for complete show notes of this episode and to subscribe to all our content.Sponsors of this EpisodeHeavy Duty Consulting Corporation: Find out how many “fault codes” your heavy-duty parts business has. Meet with us today. Visit HeavyDutyConsulting.comHengst Filtration: There's a new premium filter option for fleets. If you're responsible for a fleet, you won't believe how much using Hengst filters will save you. But you've got to go to HeavyDutyPartsReport.com/Hengst to find out how much.Diesel Laptops: Diesel Laptops is so much more than just a provider of diagnostic tools. They're your shop efficiency solution company. Learn more about everything Diesel Laptops can do for you today by visiting DieselLaptops.com today.HDA Truck Pride: They're the heart of the independent parts and service channel. They have 750 parts stores and 450 service centers conveniently located across the US and Canada. Visit HeavyDutyPartsReport.com/HDATruckPride today to find a location near you.Disclaimer: This content and description may contain affiliate links, which means that if you click on one of the product links, The Heavy Duty Parts Report may receive a commission.  Sign up for our weekly email so you never miss out on an episode: Follow the Show

On this week of Serious Privacy, Paul Breitbarth of Catawiki and Dr. K Royal discuss APRA resuscitation, #elections and #AI and #sensitive political data, NY Child's Code, the CA and French MOU, the Norwegian DPA being forbidden to impose daily sanctions on Meta by the Privacy Board, government surveillance drama (criticized by Signal), and even a little SpongeBob. And congrats to ZoomInfo for the first #TrustArc #AI certification.Tune in for some living, learning, and laughing. If you have comments or questions, find us on LinkedIn and IG @seriousprivacy @podcastprivacy @euroPaulB @heartofprivacy and email podcast@seriousprivacy.eu. Rate and Review us! Proudly sponsored by TrustArc. Learn more about NymityAI at https://trustarc.com/nymityai-beta/ #heartofprivacy #europaulb #seriousprivacy #privacy #dataprotection #cybersecuritylaw #CPO #DPO #CISO

Congress has been working on comprehensive federal data privacy legislation for decades without reaching agreement. But the finish line may be closer today than before. With the recent introduction of the American's Privacy Rights Act (APRA), the chairs of the Senate and House Commerce Committees announced a bipartisan compromise, hoping to end the legislative stalemate.Our panel of data privacy experts will take a deeper look at APRA, including its provisions and implications. Who wins and who loses in APRA's mix of provisions from preemption to enforcement? Is the decision to embrace regulation of algorithmic decision-making a deal maker or breaker? And does it stand a chance of passing in an election year? Tune in to hear our panelists explore the ongoing dynamic of federal privacy legislation in the United States.Register and Join the webinar on May 23rd at 3 pm EST.

Does the inclusion of both a private right of action and a general preemption of overlapping state laws (not limited to privacy, but also including AI or confidential information) condemn the APRA to the fire? Brian Focht is a cybersecurity and data privacy attorney practicing in Charlotte, North Carolina. His legal practice is focused on helping clients ranging from individuals to international corporations, and involves nearly every aspect of law that touches on cybersecurity and data privacy, including identity theft, internal corporate policies and procedures, data breach response and recovery, and litigation. He is a 2003 Graduate of the University of North Carolina at Chapel Hill, a 2007 Graduate of the Wake Forest University School of Law, and a Certified Information Privacy Professional (U.S.) and AI Governance Professional. In addition to his legal practice, he is the founder and co-host of the Fearless Paranoia podcast, which attempts to make the world of cybersecurity more accessible and understandable to those not in the IT industry. On top of that, Brian maintains the Resilience Cybersecurity and Data Privacy blog, offering tips and suggestions for keeping yourself safe in the increasingly hazardous digital world. References: Law Offices of Brian C. Focht Brian Focht on LinkedIn Updated text of the American Privacy Rights Act (May 2024)  Biometric Information Privacy Act (Illinois) My Health My Data: Addressing the collection, sharing, and selling of consumer health data (Washington) EU-US Data Privacy Framework EFF: Sunsetting Section 230 Will Hurt Internet Users, Not Big Tech  Colorado's new AI Act (Hogan Lovells) Vermont Legislature passes data privacy bill that could shape national efforts (Vermont Public) Fearless Paranoia (Podcast)

Colin Hay first gained international fame in the 1980s as the frontman of Men At Work, the band known for crafting Australian anthems such as "Who Can It Be Now?" and "Down Under." Men At Work won a GRAMMY Award for Best New Artist and sold over 30 million records worldwide. After the band's breakup in 1985, Colin launched a solo career, releasing thirteen studio albums praised for their witty, hooky pop tunes and his distinctive voice. Colin's music has been featured prominently in the GRAMMY-winning soundtrack for Garden State and the TV series Scrubs. Over his remarkable solo career, he has toured extensively both as a solo artist and with Ringo Starr & His All-Star Band. Colin has also performed on various late-night shows, including those hosted by David Letterman, Craig Ferguson, Jimmy Fallon, and Jimmy Kimmel. In addition to his music career, Colin lent his voice to Disney's The Wild and starred in the award-winning documentary Waiting For My Real Life. He also narrated Aesop's Fables with Colin Hay, 24 audiobooks written by author Tom Graves. His latest solo album, Now And The Evermore, features lush orchestration, whimsical melodies, and contributions from notable collaborators, including Ringo Starr. The impact of Colin's work has been felt across generations, with various tributes, covers and revivals contributing to his enduring musical presence. In 2021, ‘Down Under' returned to the airwaves in the form of a drum'n'bass cover by Luude, topping charts at home and in the UK. A version sung in Yolngu Matha by King Stingray accompanied the Tourism Australia campaign. The following year, 'Down Under' was recognised by APRA for its streaming success, achieving 1 billion streams the acclaimed song. In 2023, Colin received APRA's Ted Albert Award for outstanding services to Australian music.

Kirk Lyons, Oklahoma City bombing, PATCON, Waco, FBI, Andreas, Strassmeir, Civil War Reenactment, Gettysburg, Louis Beam, Fort Smith sedition trial, how Lyons became involved with Fort Smith, Mexico, Covenant Sword & Arms of the Lord (CSA), Elohim City, James Ellison, Robert Millar, how Lyons met Strassmeir, Vincent Petruskie, the Nazi connections in Strassmeir's family, how Strassmeir arrived at Elohim City, Strassmeir's relationship with Ellison, Strassmeir's alleged links to German intelligence (i.e. BND, GSG9, etc), Strassmeir's relationship with Carol Howe, Texas Light Infantry, Civilian Material Assistance (CMA),Strassmeir's links to Texas Light Infantry, Strassmeir and the Lady Godiva incident, Timothy McVeigh's alleged call to CAUSE the day before the bombing, Dave Holloway, Strassmeir's flight from the US after the bombing, the questions surrounding Strassmeir's visas and passports, John Doe #2, 9/11, possible links to 9/11 and OKC bombing, Kirk's take on PATCON, Kirk's role in Waco siege, Branch Davidians, Kirk's role in Ruby Ridge, Kirk's role in the Montana Freemen standoff, 20th Special Forces Group, Sovereign Order of Saint John, American Pistol and Rifle Association (APRA), McVeigh and APRAMusic by: Keith Allen Dennishttps://keithallendennis.bandcamp.com/Additional Music: Waylon Jenningshttps://www.amazon.com/dp/B00138F19S/ref=sr_1_1?crid=TX289HOHORDA&dib=eyJ2IjoiMSJ9.kiP9aVz1MNO2ndfMDSuXvyaD2HBNsKrd3ZFnTJJNrX3_cfF4DkbPtjzETXFZ_NmYOBnMwbNXv71oqvitaopjSxG1IWY8tceuZJMRdKx1m4tqKTNSpbJ0ecdbFgeXqQ-eXrELDo2I_LkluTHSj3y8JZd83dlahlGNsX9Z-ulTjxJLialKOkVHOAmqdNMoUpcaYFYi55RnGCAaKMCqnuYJZMlzwLqnNTiii3lKOAzQeaQ.tJC62qa3ISwwNA4HlM4ViGoGM5M8glCEJj5afz1Yv4U&dib_tag=se&keywords=songs+of+the+civil+war&qid=1715567064&s=dmusic&sprefix=songs+of+the+civil+war%2Cdigital-music%2C355&sr=1-1 Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

On this week of Serious Privacy, Paul Breitbarth of Catawiki and Dr. K Royal of Crawford & Company connect after the IAPP #GPS24 to discuss the US privacy bill being proposed - the American Privacy Rights Act. Join us as we discuss pros and cons along with a little news on #TikTok ban (or not). Good resources on #APRA found at IAPP cheatsheet and here with a section-by-section breakdown. If you have comments or questions, find us on LinkedIn and IG @seriousprivacy @podcastprivacy @euroPaulB @heartofprivacy and email podcast@seriousprivacy.eu. Rate and Review us! Proudly sponsored by TrustArc. Learn more about NymityAI at https://trustarc.com/nymityai-beta/ #heartofprivacy #europaulb #seriousprivacy #privacy #dataprotection #cybersecuritylaw #CPO #DPO #CISO

When reporters are working on important stories, they often use Rhode Island's Access for Public Records Act, or APRA. It gives them the ability to ask for government emails, data sets, or other documents. But APRA isn't perfect. So, there's a bill before the General Assembly to make it stronger. Ed talks with Colleen Cronin, a reporter who covers environmental issues for ecoRI, and John Marion, executive director of Common Cause Rhode Island, to learn more. Tips and ideas? Email us at rinews@globe.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sue Lowry originally trained as an opera singer, but while living in London she fell in love with teaching children with special needs