Podcasts about APRA

The property market is being driven by two powerful emotions right now. Fear and greed. And if you're sitting on the fence waiting for certainty before you make your next move, this episode is for you. Neil breaks down every major market disruption of the last 25 years. The GFC, the APRA crackdown, COVID, 13 rate hikes, the 2019 election scare. He shows you exactly what happened to investors who froze versus those who kept moving. The pattern is the same every single time: disruption, freeze, recovery, new highs. With the Federal Budget's proposed changes to negative gearing and capital gains tax creating noise in the market, Neil cuts through the confusion and gets back to the fundamentals that never change. Supply, demand, population growth, and the power of cashflow-positive property. You'll also hear Neil's honest take on why paying down your PPOR and parking everything in super is not the retirement plan you think it is, and why HMOs continue to build wealth in any market condition. Up, down, or flat. In this episode: Why scared money will never make money The disruption, freeze, recovery, new highs cycle every single time What the negative gearing changes actually mean for investors right now Why Perth fundamentals remain rock solid The real retirement math most Australians don't want to look at How cashflow-positive HMOs build wealth regardless of market conditions

In this episode of Deal Talk, partners Kam Jamshidi and Andrew Bradley explore the opportunities for M&A in the Australian financial services sector. Sharing insights from their recent experience advising on the sale of Insignia Financial, Andrew and Kam work through the key issues facing dealmakers in this sector, including: - The themes driving financial services M&A and private equity interest - How the sector has changed in the years since the Royal Commission - ASIC's enforcement focus and why regulatory pressure is an opportunity, not just a threat - The Shield and First Guardian situation and what it means for the broader ecosystem - Legacy technology stacks and the opportunity for international buyers to add value; and - The differences in working with APRA and FIRB to get a deal over the line. Important listening for private equity sponsors and strategic acquirers considering the Australian financial services sector.

Drew Meredith and James O'Reilly on why AI-built retirement modelling routinely gets the numbers dangerously wrong, plus the end-of-financial-year traps and condition-of-release tricks every Australian retiree should know before June 30. In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth, work through five high-stakes mistakes they keep seeing in DIY retirement plans — from AI tools that forget income tax and the age pension, to notice-of-intent timing errors that quietly delete tax deductions worth tens of thousands. They also unpack a clever (and entirely legal) condition-of-release strategy involving the Census, plus how to think about gifting an adult child a house deposit without blowing up your own retirement. Topics covered - Why AI-built and industry-fund retirement calculators keep missing income tax and the age pension - Treating AI like a sharp intern — useful, but you still have to check the work - End-of-financial-year planning: why “June” is too late and what to be doing in March and April - Notice of intent to claim — the timing trap that quietly deletes tax deductions - Excess concessional contributions: how the ATO's flexibility has changed the game - Property settlements vs exchange-of-contracts — why the date you assume isn't the tax date - The Census condition-of-release trick: unlocking tax-free super after 60 - Cash-out and re-contribution — saving adult-child beneficiaries tens of thousands in tax - How secure are annuities really? APRA, statutory funds, and what the government guarantee does (and doesn't) cover - Gifting an adult child a $150k house deposit — gifting limits, the 5-year deeming rule, and why a guarantor arrangement is often the better move Resources for this episode - Wattle Partners - Northeast Wealth - ATO myGov — check your concessional cap and carry-forward space - ATO — Notice of intent to claim a deduction for personal super contributions - Services Australia — Gifting and the age pension - Challenger — Australia's biggest annuity provider (mentioned in the annuities discussion) – Ask a question (select the Retirement podcast) Show partner resources – Visit TermPlus to learn more – Have the chance to win a 5k travel voucher. Take the TermPlus survey here (last entry 31st of May) Rask Resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you're confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

We're chatting with Nathan Birch, property investor extraordinaire and owner of Binvested, a group of companies that helps investors, in this episode of Property Investory. Nathan Birch has founded many businesses, from a law firm to an accountancy practice, and owns an amazing 200 properties. He has been interviewed on TV 71 times and also makes Youtube videos about property investing. Come along with us as we delve into how his family reacted when he continued purchasing property after property and the freedom owning properties has given him.Learn about how he managed to start a “portfolio revolution”, encouraging others to buy properties; his first property, which, despite not being ideal, helped him to achieve a bigger dream. Also, we'll be exploring his worst investing moment, brought on by the fact that APRA's lending requirements changed at the time, importance advice on how to run your property investments and much, much more! So what are you waiting for? Click the play button and let's get started! Hosted on Acast. See acast.com/privacy for more information.

We're chatting with Nathan Birch, property investor extraordinaire and owner of Binvested, a group of companies that helps investors, in this episode of Property Investory. Nathan Birch has founded many businesses, from a law firm to an accountancy practice, and owns an amazing 200 properties. He has been interviewed on TV 71 times and also makes Youtube videos about property investing. Come along with us as we delve into how his family reacted when he continued purchasing property after property and the freedom owning properties has given him.Learn about how he managed to start a “portfolio revolution”, encouraging others to buy properties; his first property, which, despite not being ideal, helped him to achieve a bigger dream. Also, we'll be exploring his worst investing moment, brought on by the fact that APRA's lending requirements changed at the time, importance advice on how to run your property investments and much, much more! So what are you waiting for? Click the play button and let's get started! Hosted on Acast. See acast.com/privacy for more information.

Ball Park Music, a five-piece band from Brisbane, won the Most Performed Alternative Work award at this year's APRA Awards for their song “Please Don't Move to Melbourne.” - ブリスベン出身の５ピースインディーバンド、Ball Park Music。今年のAPRAアワーズで楽曲「Please Don't Move to Melbourne」が最もプレーされたオールタナティブ曲に選ばれました。

INXS Access All Areas presents: Listen Like Fans Hosts: Bee & Dr Jim There are some nights you don't just remember… You feel them all over again. That's exactly what happened when Dr Jim and I sat down to relive the APRA Awards. What started as a conversation quickly turned into something much deeper—full of emotion, reflection, and those moments that catch in your throat. Watching the band, hearing the speeches, feeling that connection to INXS… it all came rushing back. The pride, the love, the bittersweet ache—it's all there in this episode. This isn't just a recap. It's two fans taking you right back into the room with us… sharing what we saw, what we felt, and why it meant so much. Honestly… bring the tissues for this one ❤️ .... This special episode will be available to watch for free, for our members on Patreon, for a short time. It will then only be available for those who support the Listen Like fans podcast- thanks, guys, you know who you are, and you're The Best! Love Bee. ---------------------------------------------------------------- To support this podcast to bring you more INXS stories, become a paying member  https://www.patreon.com/c/listenlikefans_fortheloveofinxsbackstagelegends/membership To watch the whole show  https://www.patreon.com/posts/reliving-apra-157241937?utm_medium=clipboard_copy&utm_source=copyLink&utm_campaign=postshare_creator&utm_content=join_link Please sign the Induct INXS into the Rock & Roll Hall of Fame  https://www.change.org/p/induct-inxs-into-the-rock-and-roll-hall-of-fame-2027-inxs-50th-year-join-the-inxs-army I'm Just a Man Foundation  ijam.org.au

Affordable homes are moving faster, buyers are crowding into the same price brackets, and the pressure on entry-level property is only building. Julian Barnes is joined by Finni brokers Costa Arvanitopoulos and Robert Lee to unpack the growing squeeze at the lower end of the market, as first home buyers, investors, and rate-conscious borrowers all compete for a shrinking pool of stock sitting beneath the 5 per cent Deposit Scheme caps. From there, the trio dive into APRA's latest high-LVR lending figures, the rise of rentvesting among Gen Z borrowers, and the changing ways younger Australians are approaching property ownership as both a lifestyle and wealth-building decision. The discussion also turns to ASIC's finfluencer crackdown, the role social media and AI now play in shaping borrower expectations, and why major lenders are tightening trust lending as policy risk continues to rise.

O céu aponta para um momento raro: Quíron ativado por vários planetas em sequência

In this episode, we speak with Karen Isble—Vice President for College Advancement at Kalamazoo College. Karen previously served as Associate Vice Chancellor and Campaign Director at the University of California, Irvine, where she helped lead the university's $2 billion Brilliant Future campaign. Before that, she held senior leadership roles at the University of Michigan, contributing to the university's $5 billion+ Victors for Michigan campaign. She began her career in arts administration, with roles at the Chamber Music Society of Detroit, the Chicago Symphony Orchestra, and the Goodman Theatre—and today serves as chair of the board of the Kalamazoo Symphony Orchestra. A former president of Apra, Karen has been a national voice in advancement for many years. We begin our conversation with a glimpse of where it all started—how her talking and singing as a child earned her the nickname “Radio” within the family, hinting early on at a life shaped by music and communication.

Suggest an interview for Cheryl Lee or let us know who your favorite interviewee is so farJoin Cheryl Lee - That Radio Chick on STILL ROCKIN' IT for news, reviews, music and interviews with some of our favourite Australian musiciansA two-time platinum, eight-time gold, APRA award winning career doesn't happen by accident, and Jack Jones is refreshingly honest about what it really takes. From a vivid New York childhood to restarting life in Australia at ten, Jack shares the moments that shaped him before Southern Sons ever hit the charts with Heart In Danger and the songs that still define 90s Australian rock for so many of us.We get into the obsession that turns a kid with a ukulele dream into a serious guitarist: the long practice days, the breakthrough plateaus, and the mentors who pulled him into bands and studio work early. Jack also breaks down the myth of the “overnight success” and what changes when the industry machine kicks in, from demos to touring to the pressure of suddenly being the voice at the front of the stage.Then we fast-forward to the choices that matter now: stepping away from The Fabulous Caprettos, building a recording studio, and protecting creative space for new records. Jack explains why Southern Sons leans into nostalgia without turning the music into a gimmick, how the band is refreshing the show with new energy, and what fans can expect when those classic hooks meet a tighter, hungrier lineup.If you care about live music, songwriting, and how artists balance legacy with growth, hit play. Subscribe, share this with a Southern Sons fan, and leave a review telling us which classic you never want “reimagined.”What has Jack Jones AKA Irwin Thomas been up to lately?  Let's find out!Get out when you can, support local music and I'll see you down the front!!Visit:  ThatRadioChick.com.au

En esta edición de No Hay Derecho abordaremos, entre otros temas: - Lo que nos dejó el debate electoral: periodista agredido por simpatizantes del APRA, Fernando Olivera es agredido por apristas al ingreso del debate presidencial, Vladimir Cerrón utiliza tecnología avanzada para no ser detectado, según Oscar Arriola. - Keiko Fujimori: Los internos tendrán que trabajar por sus alimentos - Candidata fujimorista al Senado no sabe qué son las carreras técnicas - Renovación Popular hace proselitismo con la Semana Santa - Jorge Montoya presenta ante la Junta Nacional de Justicia una denuncia de solicitud de destitución contra juez Jorge Luis Chávez Tamariz - Guido Bellido: Denuncia la primera operación de fraude electoral contra la voluntad popular por parte del Jurado Nacional de Elecciones - María Agüero presenta denuncia contra presidenta del TC Luz Pacheco por paralizar el caso de Vladimir Cerrón - Mauricio Saravia compara los planes de Gobierno que postulan actualmente a estas Elecciones Generales 2026 - ¿Qué proponen los partidos políticos frente a la minería ilegal? - Tomás Gálvez asegura que no habrá “persecución política” durante su gestión en el Ministerio Público. - César Nakazaki responde a Glatzer Tuesta sobre el caso Cayara. - Carlos Rivera: Más leyes de impunidad que serán frenadas por el Poder Judicial - Las candidatas al Senado Patricia Iturregui (El Buen Gobierno), Susana Vilca (Perú Primero), Galaxia Solís (Venceremos) presentan sus propuestas para estas Elecciones Generales 2026. • EXCLUSIVO: Katherine Ampuero es denunciada en el Congreso por abuso laboral

In this episode of the SMSF Adviser Show, hosts Keith Ford and Aaron Dunn are joined by SMSF Association CEO Peter Burgess and Adelaide University's Dr George Mihaylov to break down new research that compares the performance of SMSFs to that of APRA funds. By applying the same methodology used for APRA funds to a dataset covering more than 400,000 SMSFs, the study delivers a more accurate, "apples with apples" view of sector performance, underscoring the role of advice and diversification in outcomes. Tune in to hear: How investment performance of SMSFs and APRA funds stack up. Why there is a much larger variance in performance among SMSFs. The benefits that advisers are able to deliver, particularly for low-performing funds.

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join host Charlie Tchetchenian, commercial content writer Ben Squires, and Julian Barnes, senior journalist on Broker Daily, as they review the news of the week. This week, they discuss: How brokers have responded to the RBA's latest cash rate decision. Senate report on the CGT discount plus a surge in low-deposit lending. APRA highlighting the "widening structural divide" in the mutual banking sector. And much more!

Send a text

15 High Growth Tasmania Suburbs in 2026     Tasmania has always done its own thing. While the mainland corrected after APRA's lending changes, Tassie surged. Then prices doubled through 2020–21… before pulling back again. So the real question now is, is Tasmania quietly setting up for another run?   In this episode, Todd Sloan speaks with Rohit Gehlot about why the Apple Isle could be one of the most misunderstood opportunities in the country right now. From ultra tight vacancy rates to a major $2 billion AI factory zone backed by the Tasmanian Government and Firmus Technologies, the fundamentals might be stronger than most investors realise. Rohit also reveals six locations he believes are worth paying attention to and the two that stand out above the rest.   But it's not just about buying "cheap". Rohit breaks down the difference between affordable and valuable, and why street selection and socioeconomics matter more than headline numbers.   If Tasmania hasn't been on your radar, this episode might change that.   Click here to download the full free booklet

Our latest surveys highlight that BOTH property renters AND property investors are facing significant challenges, given the low levels of supply, rising costs and regulatory intervention. The truth is the system is broken, as APRA tries to clamp down on highly leveraged loans, even as the growth in investor lending outstrips owner occupied lending, while … Continue reading "Property Investors And Property Renters BOTH Being Crushed!"

ASIC Warns on Super “Health Check” Ads: How Lead Gen Funnels Push Risky Switches | Alan KirklandMoney Magazine's Friends With Money podcast host Ryan Johnson speaks with ASIC Commissioner Alan Kirkland about online “free super health check” sites, quizzes, and social media ads used as lead‑generation funnels that collect contact details, trigger telemarketing, and can pressure people to switch super into riskier, more expensive products.Kirkland explains ASIC's review and its transparency list (44 firms so far), noting that listing is not a finding of wrongdoing and the list will be updated while the review continues. He outlines common funnel tactics, investor harms seen in cases like First Guardian and Shield, and why switching into platform products or self‑managed super funds can reduce protections. Key red flags include unsolicited calls, pressure to act quickly, and offers to “find lost super.”Consumers are directed to ASIC's MoneySmart website (moneysmart.gov.au) for trusted guidance and complaints.00:43 What lead generation means01:42 ASIC transparency list explained03:52 Who ASIC Is targeting04:58 Inside the sales funnel06:52 When marketing breaks laws08:12 Case study: First Guardian10:28 APRA vs ASIC and SMSFs12:51 Red flags for consumers14:15 Where to get helpPodcast Links:Listen on Apple PodcastsListen on SpotifyMoney WebsiteYouTube Podcast PlaylistEmail Us: podcast@moneymag.com.auGet stories like this in our newsletter: bit.ly/3GDirbR

Trust lending just got a lot harder in Australia, and most investors still do not understand what banks want now. In this episode, Moxin Reza and Ali Nanji break down the real trust lending changes, why some lenders are stepping back (including Macquarie pausing new trust and company home loans), and why other lenders are tightening visibility instead of shutting the doors completely.You will learn what is actually changing inside assessments, why rates were already higher for trust borrowers at many major banks, and how lenders are now trying to “open the curtains” by checking connected entities, guarantor exposure, and trust structures more closely.We also connect the dots to the bigger 2026 lending landscape, including APRA's new debt to income guardrail, which limits how much high DTI lending banks can write (separately for investors and owner occupiers).What we coverWhy major banks never loved residential trust lending, and how they priced it to discourage demandMacquarie's decision to pause new lending to trusts and companies and what it signalsThe big policy shift: lenders want visibility on what sits behind the trustWhat lenders are tightening: entity checks, related party exposure, and more scrutiny of structuresMyth busting: “your portfolio will freeze overnight” versus what actually happens in real approvalsConservative banks vs specialist lenders, and why investor brokers often lean outside the majorsHow APRA's 6x DTI setting changes the game for outliers, and why most borrowers are still inside policyKey takeaways for investorsTrust lending is not dead, but the “easy mode” is goneSustainable structuring matters more now (especially cashflow resilience at higher rates)Expect more documents, more disclosure, and more questions about connected entitiesThe best defence is clean numbers, conservative buffers, and clear exit strategiesUseful references mentioned in the episode topic (for viewers)Macquarie pauses new lending to trusts and companies (effective 31 Oct 2025)APRA activates DTI limits (effective 1 Feb 2026, 6x DTI guardrail)Example of non bank tightening trust policy (Firstmac coverage)Guest and contactAli Nanji, Morgan ScoutWebsite: morganscout.com.auFor questions: info@helpmebuy.com.auDisclaimer: This episode is general information only and is not financial or tax advice. Speak with your broker and accountant for advice on your situation. Hosted on Acast. See acast.com/privacy for more information.

#BaellaTalks 25.2.26 Invitados: Javier Cipriani - Javier Velásquez Quesquén - Ántero Flores-AráozTema: Agua de emergencia / coyuntura compleja / el Apra ganará el norte

In Season 7, Episode 7 of the Expat Mortgages Podcast, Jeremy Harper and James Ridley provide an update on the Australian mortgage and property market for expats. They discuss how rising interest rates and the 3% APRA buffer are affecting borrowers, particularly first-home buyers, and explore potential government policy changes that may influence lending and property strategies in 2026. The episode also covers practical expat considerations, including unlocking equity in Australian properties while living overseas and how banks and accountants approach mixed-purpose loans. Jeremy and James offer insight into market trends, capital growth forecasts, and the broader impact of tax and policy changes on investment decisions, helping expats navigate the evolving property landscape with confidence. Relevant Links:
 • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/
 • Upcoming Seminars & Webinars – atlaswealth.com/events
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you're based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

Welcome to this week's Friday Wealth Coffee Chats with Sarah Shome from the lending and finance team.While most borrowers are focused on the recent 0.25% rate rise from the Reserve Bank of Australia, there's another major shift happening behind the scenes — and it could have an even bigger impact on your borrowing power.This month, APRA activated a 20% cap on high debt-to-income (DTI) lending for deposit-taking institutions. In simple terms, banks can now only allocate one in five loans to borrowers whose total debt exceeds six times their income.In this episode, we break down:What the recent rate rise actually means in real dollar termsWhy investor rates are now comfortably in the sixesHow banks assess serviceability using higher stress-test buffersWhat DTI (Debt-to-Income ratio) really is — and how to calculate yoursWhy property investors and multi-property owners may feel the biggest impactHow borrowing is now being “rationed” across lendersWe also explore alternative lending pathways, including non-bank lenders like Pepper Money, Liberty Financial, and Firstmac, which are not subject to the same DTI caps — though they may come at a premium.Plus, we discuss:Why new construction builds are exempt from the DTI capHow unused credit cards and small debts can significantly hurt your borrowing powerWhy refinancing may now be more complexThe key questions you should be asking your broker right nowWith persistent inflation still a concern, these lending rules may be here for a while. That means strategy matters more than ever. It's no longer just about finding the best investment — it's about structuring your lending correctly so you can continue to grow within the new limits.If you're planning to refinance, invest, or expand your portfolio, this is a must-listen episode to stay ahead of the changing lending landscape.Enjoy the episode — and have a great weekend.

The Brisbane property market has started 2026 with serious momentum. Buyer demand surged early in January, listings were snapped up quickly, and competition remains strong across both houses and units. In this episode, we break down: Brisbane dwelling price growth (monthly, quarterly & annual) Median house price in Brisbane (now over $1.14M) Median unit price in Brisbane (over $824K) Why Brisbane units are outperforming houses Rental market update – yields, rent growth & vacancy trends Supply shortages & low listing volumes Interest rate impacts & APRA lending changes KPMG's 2026 property forecast for Brisbane What buyers and investors should expect in 2026 Brisbane dwelling values increased 1.6% in January alone, with annual growth sitting at 15.7%. Units continue to outperform houses, rising 18.3% annually highlighting strong demand in the more affordable segments of the market. With tight supply, strong interstate migration, infrastructure investment ahead of the 2032 Olympics, and ongoing rental pressure, Brisbane remains one of Australia's strongest performing capital city markets.   Connect with Us: Listen on Apple Podcasts https://podcasts.apple.com/us/podcast/brisbane-property-podcast/id1509129258 Listen on Spotify https://open.spotify.com/show/5tODCtY54iQrxadNqqmevs Subscribe on Youtube https://www.youtube.com/channel/UCW30uBCnHQ2YllnwGKHNfxg Streamline Property Buyers Website https://streamlineproperty.com.au/ Ready to work with us directly? https://streamlineproperty.com.au/contact/   If you liked this episode, please don't forget to subscribe, tune in, and share this podcast with others you know will benefit from the information we share!    

ਆਸਟ੍ਰੇਲੀਆ ਵਿੱਚ ਬੈਂਕਾਂ ਵੱਲੋਂ ਦਿੱਤੇ ਜਾਣ ਵਾਲੇ ਕਰਜ਼ੇ 'ਤੇ ਹੁਣ ਸੀਮਾ ਲਗੇਗੀ, ਜਿਸ ਦਾ ਨਿਰਧਾਰਨ ਆਸਟ੍ਰੇਲੀਆਈ ਪ੍ਰੂਡੈਂਸ਼ੀਅਲ ਰੈਗੂਲੇਸ਼ਨ ਅਥਾਰਟੀ (APRA) ਕਰੇਗੀ। 1 ਫਰਵਰੀ 2026 ਤੋਂ ਲਾਗੂ ਨਿਯਮਾਂ ਅਨੁਸਾਰ, ਬੈਂਕ ਆਮ ਤੌਰ 'ਤੇ ਆਮਦਨ ਤੋਂ ਛੇ ਗੁਣਾ ਤੋਂ ਵੱਧ ਕਰਜ਼ਾ ਨਹੀਂ ਦੇ ਸਕਣਗੇ, ਅਤੇ ਇਹ ਸੀਮਾ ਰਿਫਾਇਨੈਂਸ 'ਤੇ ਵੀ ਲਾਗੂ ਹੋਵੇਗੀ। ਇਹ ਬਦਲਾਅ ਘਰ ਖਰੀਦਣ ਜਾਂ ਲੋਨ ਮੁੜ-ਵਿੱਤ ਕਰਵਾਉਣ ਵਾਲਿਆਂ ਨੂੰ ਕਿਵੇਂ ਪ੍ਰਭਾਵਿਤ ਕਰੇਗਾ, ਅਤੇ ਇਸ ਨਾਲ ਨਿਭਣ ਦੇ ਕੀ ਰਾਹ ਹਨ, ਸੁਣੋ ਐਸਬੀਐਸ ਪੰਜਾਬੀ ਦੀ ਮਾਹਿਰਾਂ ਨਾਲ ਗੱਲਬਾਤ।

Property investing has rarely looked more seductive—or more dangerous. In this episode, Veronica and Chris unpack the growing gap between how property portfolios are being sold and how risk is quietly stacking up beneath the surface. As regulators tighten lending rules and banks pull back, the question isn't whether the rules are changing—it's whether investors are paying attention.The conversation dives deep into aggressive lending practices now under scrutiny: trust lending, SMSF borrowing, equity extraction, and the promise of “instant equity” through optimistic bank valuations. Veronica and Chris challenge the idea that buying multiple properties fast is a strategy, exposing how many portfolios are built on valuation certificates rather than fundamentals—and what happens when interest rates rise, rents soften, or lending conditions tighten.They also examine the uncomfortable incentives driving this behaviour: buyer's agents rewarded for volume, brokers pushed to maximise borrowing capacity, and everyday Australians—often in their late 40s and 50s—being sold complex structures they don't fully understand. From regional markets distorted by borderless buying to SMSFs loaded with illiquid property, the risks are not theoretical—they're already unfolding.This episode is a warning shot. If your strategy relies on constant refinancing, rising valuations, or ever-looser lending, this conversation will force you to rethink it. Because when the cycle turns, the consequences won't be shared evenly—and paper equity won't save you.Episode Highlights00:00 — Introduction to Property Investing Risks01:11 — Regulatory Crackdown on Risky Lending01:46 — The Role of Buyer's Agents and Brokers03:19 — Trust Lending and Self-Managed Super Funds12:19 — Instant Equity and Market Manipulation18:40 — The Pitfalls of Following Bad Advice24:28 — Questionable Advice from Buyer's Agents25:32 — Judging Awards and Industry Practices26:16 — Vulnerable Investors and Risky Promises27:13 — APRA's Role and Investor Lending Trends29:31 — Superannuation and Property Investments35:32 — Private Lending and Market Risks42:53 — Cross Collateralization and Loan Structuring48:54 — Conclusion and Final WarningsAbout the HostChris Bates is a mortgage broker and co-founder of Alcove, working with clients across Australia to help them navigate complex property and lending decisions. Known for his data-driven approach, Chris specialises in long-term strategy, lending structures, and helping buyers avoid costly financial mistakes.Veronica Morgan is a buyer's agent and property strategist with nearly two decades of experience advising owner-occupiers and investors. With a background in research, data analysis, and on-the-ground buying, Veronica is widely respected for cutting through market noise and focusing on fundamentals, risk, and long-term outcomes.Together, they bring a practical, evidence-based lens to Australia's property market — challenging assumptions and unpacking what actually matters.ResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.auLooking for a Sydney Buyers

In this episode of The Property Nerds, Arjun Paliwal, Jack Fouracre, and Adrian Lee explore the evolving landscape of property investment, focusing on regulatory changes, lending policies, and market dynamics shaping investor strategies. The discussion highlights the Australian Prudential Regulation Authority's (APRA's) new policy limiting high-risk investor lending to 20 per cent of banks' portfolios, potentially shifting opportunities toward brokers and non-bank lenders. The trio emphasises the importance of maintaining a long-term perspective, as life changes and cash flow constraints can affect borrowing capacity despite debt-to-income (DTI) ratios. Strategies such as rentvesting are discussed as ways to maintain a DTI under six while building a property portfolio. Lender Mortgage Insurance (LMI) waivers and extended 40-year loan terms are highlighted as tools that can reduce upfront costs and increase borrowing flexibility. Additionally, the discussion addresses the nuances of shading rental income in DTI calculations, helping investors understand their true borrowing capacity. The co-hosts stress that professional guidance is critical for navigating regulatory shifts and optimising investment decisions.

What if one lending policy could change how much you can borrow, when you can borrow and even whether you stay in residential or move into commercial property sooner than planned?  APRA's new Debt to Income cap is coming, and in this episode we break down exactly what it means for home buyers, investors and anyone building a property portfolio in Australia. I'm joined by my personal finance and business broker, Charles Zerafa from Integrity Finance, who lifts the lid on how banks assess risk, how lending appetites shift behind the scenes and why this new DTI policy could reshape borrowing capacity for years to come. Whether you're stretching for your next investment, planning your first home purchase or thinking about diversifying into commercial property, this episode gives you the insider playbook you won't hear from your bank. In this episode we cover • What APRA's new DTI cap actually is, why it's being introduced and who it impacts most • How banks decide which loans to approve, what they consider high risk and why timing your application matters • How investors may reach their borrowing limits sooner and why more people could shift into commercial property • Smart ways to structure loans across multiple lenders to maximise borrowing capacity • The real world impact on home buyers, first time investors, and mixed residential commercial portfolios If you're into commercial property investing, personal finance, residential lending strategy or building a portfolio the smart way, this is a must listen. If you got value from today's episode, hit subscribe and share it with someone who needs to hear this. Want more resources on commercial property and borrowing strategy? Visit andrewbean.com.au or you can find Andrew on Youtube.  Andrew Bean YouTube - Watch it here: https://youtu.be/YEt-lBuh_JI?si=kTOqy3K5pzWtgakz Join the Community Commercial Property Community Australia (Facebook Group) https://www.facebook.com/groups/commercialpropertyshow Commercial Property Show Website www.commercialpropertyshow.com.au Connect With Andrew HOSTED BY: Andrew Bean Ph: 0410 694 633 Website: www.andrewbean.com.au Email: ab@andrewbean.com.au LinkedIn: http://linkedin.com/in/andrew28 YouTube: @andrewbean28 Follow Andrew on Social Media: Instagram: https://www.instagram.com/andrewbean28/?hl=en Facebook: https://www.facebook.com/AndrewBean28 TikTok: https://www.tiktok.com/@andrewbean28x Threads: https://www.threads.com/@andrewbean28 Follow The Commercial Property Show Network Website: www.commercialpropertyshow.com.au Facebook Group: https://www.facebook.com/groups/commercialpropertyshow Facebook Page: https://www.facebook.com/commercialpropertyshow/

In this episode of the Mo Money podcast, we talk about the recent APRA rule changes for mortgage borrowing around debt to income ratios, and how this is essentially changing the game for property investors in Australia. So, we unpack what's actually changing, what's driving that change, who's going to get caught up in these changes, and who is in a position to be able to take advantage of the opportunities that are being created by these shifts, as well as how you should think about making your decisions around property investing within these rules moving forward. This episode is perfect for anyone that's investing in property or intending to in the not too distant future.   Smarter money moves start here. Learn how to cut through the noise, avoid expensive mistakes, and get ahead faster. Helpful links:  Book a no-strings call to get more out of your money here: www.pivotwealth.com.au/booking  Upcoming events: www.eventbrite.com.au/o/ben-nash-pivot-wealth-34379655697  Ben's books: www.pivotwealth.com.au/books  More about Pivot Wealth: www.pivotwealth.com.au Follow us on socials: Instagram: https://www.instagram.com/pivotben TikTok: https://www.tiktok.com/@bentalksmoney  YouTube: https://www.youtube.com/c/BenNashPivot  Facebook: https://www.facebook.com/pivotwealth/  Book a chat: calendly.com/pivot-new-clients/intro-chat-w-pivot-wealth     Disclaimer This podcast is for education only and doesn't take into account your personal circumstances. It's not financial advice. If you buy a financial product, read the PDS and TMD, and seek advice tailored to your situation. Ben Nash and Pivot Wealth are authorised representatives of Fish Tacos Pty Ltd, ABN 14 649 248 082, AFSL 533055.

The money world has been a little wild lately — and in this episode Jess breaks down everything you actually need to know about what's been going on - from the launch of the Help to Buy shared equity scheme, to the 5% deposit scheme blowouts, to APRA cracking down on high debt-to-income lending, interest rate predictions and so much more.Financially Fierce is proudly supported by Sphere Home Loans and Skye Wealth.Need a mortgage broker? Check out https://www.spherehomeloans.com.auNeed to review your personal insurances? Head to https://skye.com.auTo organise a clarity call chat with Jess, or to check out either The Evergreen Money Growing Club or The Greenhouse Money Growing Program, click here.To get help click here. Hosted on Acast. See acast.com/privacy for more information.

Téma manipulací a etiky v politické komunikaci otevřelo sdružení PR agentur a interních PR týmů v České republice (APRA) v dubnu na konferenci Etika a pravidla v politické komunikaci: Jak neukrást volby. Agentura NMS se tímto tématem zabývala už na jaře a nyní opět. Analytička Tereza Friedrichová komentuje, jak moc je etika v politice pro české voliče důležitá, jaké etické prohřešky zaznamenali při říjnových sněmovních volbách a zda se sami voliči chovají vždy eticky.Všechny díly podcastu Jak to vidí... můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Téma manipulací a etiky v politické komunikaci otevřelo sdružení PR agentur a interních PR týmů v České republice (APRA) v dubnu na konferenci Etika a pravidla v politické komunikaci: Jak neukrást volby. Agentura NMS se tímto tématem zabývala už na jaře a nyní opět. Analytička Tereza Friedrichová komentuje, jak moc je etika v politice pro české voliče důležitá, jaké etické prohřešky zaznamenali při říjnových sněmovních volbách a zda se sami voliči chovají vždy eticky.

This week we're diving deep into the impact of regulatory policies like APRA and DTI on banking and lending practices. Are current lending policies truly prudent in the face of increasing regulatory pressure? Tune in to The Urban Property Investor to hear our take!   I discuss -    02:20 - Understanding DTI and Its Importance 013:40 - The Role of APRA in Lending Regulations   Don't hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :)   If you're yet to subscribe, be sure to do so on your favourite channel.    Apple - https://pre.fyi/upi-apple   Spotify - ⁣⁣https://pre.fyi/upi-spotify ⁣ YouTube - https://pre.fyi/upi-youtube   And remember, I'm really good at 1.25 or 1.5 speed :)   Take care,  Sam   Hey Investors! It's great to see you here. To get you started on your journey we've popped a few educational resources below for FREE! ➡️ DOWNLOAD The Part Time Property Investor ebook-https://pre.fyi/yt-part-time-investor-ebook ➡️ DOWNLOAD The Property Investor's Cashflow Calculator-  https://pre.fyi/yt-cashflow-calculator  ➡️ REGISTER for a Property Investing Webinar -  https://positivere.events/learn-to-invest    Positive Real Estate's Property Investor Masterclass

In this episode of The Smart Property Investment Show, host Phil Tarrant is joined by Eva Loisance from Finni Mortgages to unpack new lending guidelines by the Australian Prudential Regulation Authority (APRA) and the concerns these sparked among property investors trying to scale their portfolios. Tarrant and Loisance begin by discussing the new debt-to-income restrictions, explaining how the cap on high-risk lending is designed to protect financial stability, while creating uncertainty for active and growth-focused investors. The duo then turns to the growing contradiction between tighter lending rules and government initiatives such as the 5 per cent deposit scheme and shared equity programs, which aim to fast-track first home buyers into the market. Loisance highlights criticism that these high-leverage schemes could place Australians into excessive debt, particularly if property values soften or economic conditions tighten. They wrap up by examining the pullback by major banks from trust and company lending, urging investors to stay informed, work with experienced brokers, and remain flexible as alternative lending options emerge. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

APRA has announced a new round of lending changes, including updates to DTI rules — and the headlines are loud. But what do these changes actually mean for the Australian property market?And more importantly… what do they mean for your as an investor or homebuyer heading into 2026? In today’s episode, Callum's back as we break down: what APRA has introduced who is most likely to feel the impact how banks and lenders may respond the flow-on effects for borrowing power and strategy how the market has reacted to similar interventions in the past and what to consider as you plan your next move No hype. No panic.Just a clear, grounded conversation about how these changes shape the road ahead — and what to be aware of as the lending landscape evolves. If you’ve been wondering “what does this actually mean?”, this episode is for you. See you on the inside. IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- WATCH ON YOUTUBE: Has APRA Killed Investment Lending? (What It Means for 2026) MENTIONS: Did Macquarie Just Break Property Investing? (The Truth About Their Lending Freeze) How To Build A Property Portfolio That Pays For Itself Need help with your finance strategy? Chat with the Callum and the team: http://hey.dashdotfinance.com.au/discoverycall ---- OTHER RESOURCES TO HELP: Join the conversation: The Investor Lab Community Looking for a team to partner with you in your portfolio building journey? Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa Need finance guidance? Chat with the Dashdot Finance team:http://hey.dashdotfinance.com.au/discoverycall Build Your FREE Portfolio Growth Plan on Property Pathfinder:https://propertypathfinder.io Got a question or some feedback? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: What Most Property Investors Get Completely Wrong The Brutal Truths About Property Investing for Cashflow Right Now Did Macquarie Just Break Property Investing? (The Truth About Their Lending Freeze) How to Build a Portfolio That Works When the System Doesn’t Australia's Property Market Is About To Explode (Here's Why) Managing a Market Meltdown: What Smart Investors Do When Chaos Strikes Why You Feel Poorer Even as the World Gets Richer AI, Housing & Money Printing: 3 Big Questions Shaping Your Financial Future Turning Property Wealth Into Retirement Income The Great Melt-Up: When Trust in Money Dies The Illusion of Prosperity: Why Getting Ahead Feels Impossible First Home Guarantee Scheme, Property Scarcity, and Why It Matters for Everyone Else NZ Property Market Crash: What Does It Mean For Australia? Bitcoin vs Australian Real Estate We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money Why You Need To Retire Earlier Than You Think Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever) Why Your Buyers Agent Might Be Leading You Into a Property Trap How To Build A Property Portfolio That Pays For Itself The Coming US Debt Collapse (And What It Means For Australia) How to Help Everyone You Care About Win in the New Economy How to Design a Life You Won't Regret in the Next 5 Years How AI Will Change Your Economic Future AI Is Here: And Most People Aren't Ready Is A Supercycle Coming? (Housing Market Outlook) The Inner Game of Investing Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025 Tariffs, Trade Wars, and What It Means For Your Portfolio Portfolio Acceleration Masterclass Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints Winning the Investment Game: How to Set & Beat Your Hurdle Rate Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for You Hold vs Sell: How to Know When to Take Profits Bitcoin: Why Every Property Investor Needs to Consider Owning It Everything You Need To Know About Property Investing Finance Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything -- Connect:dashdot.com.au youtube.com/@theinvestorlab instagram.com/dashdotpropertyinstagram.com/goosemcgrathinstagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

Australian property is now more expensive than ever and soaring mortgage debt has the financial regulator hitting the brakes on risky lending.But could stopping banks for offering some loans do anything to stop rapid price growth for homes and units? Today, the ABC's chief business correspondent Ian Verrender on what's worrying APRA and the outlook for the housing market. Featured: Ian Verrender, ABC chief business correspondent

Banks won't tell you if you're better off with a fixed-rate mortgage. But strong evidence shows most borrowers will lose when they bet against the bank by settling on a three-year fixed rate. With expectations building that RBA rates may rise, fixed rates seem attractive once more, but you need to know why the odds are against you. Stuart Wemyss of the Prosoluton Private Clients group joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: You fix, you lose: here's the data over two decades The new APRA lending limits How non-banks will now rush the mortgage market Pressure mounts on CGT for residential investments See omnystudio.com/listener for privacy information.

Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. In this special, cross-over episode with Momentum's property brands, host Annie Kane is joined by Phil Tarrant, SPI director, and REB managing editor Liam Garman, as they review the news of the week. This week, they discuss: Whether APRA will bring further limits on investor lending. Why concerns are mounting about unlicensed advice from buyer's agents. The problems with the government's 5 per cent Deposit Scheme. And much more!

SBS Finance Editor Ricardo Gonçalves speaks with Nathan Zaia from Morningstar about APRA's tightening of lending rules for high risk borrowers to find out if it will make a difference; plus, the day on the sharemarket with Hugh Lam from Betashares.

香港大埔宏福苑的五級火火勢現時經已受控，同時，消防員在火場再發現更多死者。另外，澳洲銀行業監管機構澳洲審慎監管局 (APRA) 將從明年二月一日起，對房貸實施所謂的宏觀審慎限制，減少金融機構向客戶發放「高風險」的大額貸款數量

In this episode of The Smart Property Investment Show, Phil Tarrant is joined by Annie Kane, managing editor of mortgages, and Liam Garman, managing editor of real estate. The host and the Momentum Media editors explore the complexities of the current Australian property market. They examine how government schemes, including the expanded 5% Deposit Scheme, are driving demand but causing delays as lenders struggle to keep up. Kane highlights that brokers are the main channel for the scheme, but overwhelming demand has led some lenders to pause pre-approvals. Tarrant raises concerns that the scheme could encourage unsustainable debt levels among first-time buyers. Investor lending is also on the rise, with the Australian Prudential Regulation Authority (APRA) monitoring trends and considering measures to curb high debt-to-income ratios and rapid investor lending. Garman points to supply-demand pressures exacerbated by migration and infrastructure, warning of potential negative equity for some buyers. The discussion also covers the role of buyer's agents, emphasising the importance of choosing licensed professionals to avoid costly advice missteps. As the market evolves, the trio notes that navigating government interventions, lending practices, and ongoing supply-demand imbalances will be critical for both investors and home buyers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The ASX edged up higher, with US markets to be closed for Thanksgiving.See omnystudio.com/listener for privacy information.

APRA has made changes to the loan system, putting debt-to-income limits on bank lending.See omnystudio.com/listener for privacy information.

„Kartais sukaustydavo baimė, jog bijau atidaryti palatos duris“, – sako gydytoja neurologė Gintarė Aukselė, prisiminusi rezidentūros patirtis pandemijos metu. Gintarė, įstojusi į neurologijos rezidentūrą COVID-19 pandemijos pradžioje, pradėjo rašyti anonimišką tinklaraštį „LRezidentė“, kurio įrašai apie gydytojos patirtis ir išgyvenimus iki šių dienų sulaukia tūkstančių reakcijų. Penkerius metus buvusi anonimė, Gintarė šiais metais atskleidžia savo tapatybę, išleisdama pirmąją knygą, paremtą aprašytomis patirtimis sveikatos sistemoje.Ved. Ignas Klėjus.

Welcome to the Complexity Premia podcast by Coolabah Capital, a hosted by Christopher Joye, Chief Investment Officer and Portfolio Manager at Coolabah Capital, and Ying Yi, a Senior Portfolio Management Director at Coolabah Capital. The Complexity Premia podcast strives to deconstruct modern investment problems for wholesale (not retail) participants in capital markets. You can listen on your favourite podcast app, or you can find it on Spotify, Podbean or Apple Podcasts. In this episode, Chris and Ying Yi explore the decline of Australia's $38.8 billion listed hybrid market and the global implications, including New Zealand's proposal to phase out hybrid securities and the controversial Credit Suisse hybrid write-off. They discuss the risks and conflicts inherent in hybrid structures, the impact of APRA's decision to phase out bank hybrids, and the emerging alternatives in the market, highlighting the broader implications for both investors and financial stability. This information is suitable for wholesale investors only and has been produced by Coolabah Capital Institutional Investments Pty Ltd ACN 605806059, which holds Australian Financial Services Licence No. 482238 (CCII). The views expressed in this recording represent the personal opinions of the speakers and do not represent the view of any other party. The information does not take into account the particular investment objectives or financial situation of any potential listener. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. Whilst we believe that the information discussed in the podcast is correct, no warranty or representation is given to this effect, and listeners should not rely on this information when making any decisions. No responsibility can be accepted by CCII to any end users for any action taken on the basis of this information. Any performance data presented on this site is pre-fees for institutional clients that negotiate custom fee rates, and these solutions are not available to retail investors. No investment decision or activity should be undertaken without first seeking qualified and professional advice. CCII may have a financial interest in any assets discussed during the podcast. Listeners in Australia are encouraged to visit ASIC's MoneySmart website to obtain information regarding financial advice and investments.  

For six decades the APRA Silver Scroll has been considered the most prestigious songwriting award in New Zealand. This year's event will take place at Christchurch's Isaac Theatre Royal on Wednesday 29 October, with artists including Marlon Williams, Aaradhna, Nadia Reid competing for the top prize. But someone has to run the show, and today APRA announced that singer, songwriter, multi-instrumentalist, visual artist, and previous Silver Scroll nominee Delaney Davidson will be the musical director. He chats to Jesse.

Smart investors are discovering that success isn’t about chasing hype - it’s about cultivating insight. In this revealing first conversation with Lawrence Lam, founder and managing director of Lumenary and author of The Founder Effect, Bushy Martin explores why long-term investment success depends more on people, purpose, and principle than on spreadsheets and short-term returns. Lawrence shares his journey from APRA and high finance to launching a values-driven investment firm that backs founder-led businesses with enduring potential. Along the way, he explains why character, intent, and systems matter more than numbers, how to recognise and reduce the “invisible tax” of bias, and what it means to taste-test investments the way a winemaker judges vintages. You’ll discover: Why return on insight outperforms return on hype How judgment is shaped and clouded by unseen bias Why leading your wealth journey like a founder helps you avoid following the herd How Lawrence’s upbringing and career shaped his philosophy on alignment and long-term conviction This is part one of a two-part series with Lawrence. Next week, we’ll dive into his book The Founder Effect and the frameworks you can use to invest with clarity and conviction. So if you’re ready to tune out the noise and start investing with vision, character, and courage — let’s get invested. Connect with Lawrence lawrencelam.org Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Send us a textJoin Cheryl Lee - That Radio Chick on STILL ROCKIN' IT for news, reviews, music and interviews with some of our favourite Australian musiciansGraham "Buzz" Bidstrup doesn't just tell stories—he's lived them. As the drumming powerhouse behind iconic Australian bands The Angels, Gang Gajang, and The Party Boys, Buzz takes us on an unforgettable journey through the electrifying pub rock scene of the 70s and 80s where the air was "thick with the unmistakable scent of beer, sweat, and pot."Born into a musical Adelaide family in 1952, Buzz's path to rock stardom began with a father who could have been a concert pianist (before WWII trauma silenced his playing) and a mother who sang with gusto in church. This foundation, combined with exposure to seminal artists through his older brother, set the stage for his remarkable career. With characteristic humility and humor, Buzz reveals how he transformed The Angels by suggesting Doc Neeson move from bass to frontman—a decision that created magic. "You couldn't take your eyes off him on stage," Buzz explains about the charismatic Neeson, whom he considers the greatest frontman he's ever worked with.Beyond the music that defined a generation, Buzz's story takes unexpected turns. His unique upside-down guitar playing created GangGajang's distinctive sound. His work with the Jimmy Little Foundation, promoting healthy eating among indigenous children for 25 years, reveals the depth of his character. "That's what I get up in the morning for," he shares, demonstrating how music can be a vehicle for meaningful change. Still active at 73, Buzz continues mentoring young artists as an APRA ambassador while passing his musical genes to his producer son Maxwell.Whether you're a die-hard Angels fan or simply appreciate authentic Australian stories, Buzz's memoir "No Secrets" delivers raw insights into a musical life fully lived. The book is available now at Woolworths for $24—grab your copy and discover the stories behind the soundtrack of Australian rock.What Buzz Bidstrup been up to lately?  Let's find out!Get out when you can, support local music and I'll see you down the front!!Visit: ThatRadioChick.com.au

In today's Macro Insights Podcast, Ken Raiss and I examine who really pays tax in Australia, and the results may surprise you.   We also share what the average wage and superannuation balance in Australia is, and I bet these figures will surprise you.   We also discuss the latest statement from APRA about its 3% mortgage assessment buffer we will tell you what time of the week you're most likely to get scammed?   As somebody interested in growing your wealth or property, there will be lots in the show for you.     Takeaways  ·        Australian Taxation Office's 2022–23 tax‑return snapshot (approximately 16.1 million lodgements) to paint a portrait of the “average 100 Australian. ·        Out of those 100 Australians, 21 pay no income tax at all. None. Zip. ·        Meanwhile, just 3 individuals contribute nearly 30% of all net income tax. Add in the next 6, and you're up to nearly 50%. And the next 30 take it to almost 90%. ·        So 39 Australians (out of 100) are footing almost the entire tax bill. ·        The average super balance is around $173,000; the median is just $60,000. What does that tell us?All eight capital cities recorded house price growth in the June quarter. ·        Westpac reveals the time of day you're most likely to be scammed is Tuesday afternoon   Chapters  00:00 Understanding Australia's Tax Landscape 04:15 The Role of High Income Earners in Taxation 06:37 Income Disparities and Superannuation Challenges 09:24 The Impact of APRA's Mortgage Serviceability Buffer 12:00 Scams and Consumer Awareness 14:35 Infrastructure Needs for Population Growth   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   The FirstLinks article mentioned in the show https://www.firstlinks.com.au/100-aussies-seven-charts-on-who-earns-pays-and-owns   Michael Yardney Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Australia's own, CASSIAN, is on a tear. A Grammy-winning producer, DJ, and mixing engineer is doing it all. With releases on Afterlife, Rose Avenue, and Odd One Out, his singles have racked up over 175M streams. While his latest single “Where Im From”, has already slammed into Beatport's Top 100 at #5 !! As an engineer he is renowned for applying the finishing touch on records and has worked RÜFÜS DU SOL, Anyma, and John Summit, contributing to Grammy, ARIA, and APRA-winning records. And most recently was the Music Director for Anyma's The End of Genesys shows at the Las Vegas Sphere. As a DJ he has conquered crowds at Coachella, EDC, Lollapalooza,Tomorrowland, Hi Ibiza and Red Rocks, and CASSIAN now delivers us a red hot 60 min mix stacked with major tune-age!! Hit the DL button above to grab the mix and please give a shout if you're giving it a run. enjoy, Ant ✌️:: Global PR Pool :: 0418 580 265

ShakeDown Radio - March 2025 - Episode 834 - EDM Music - Guest DJ Mix Set - Cassian Australia's own, CASSIAN, is on a tear. A Grammy-winning producer, DJ, and mixing engineer is doing it all. With releases on Afterlife, Rose Avenue, and Odd One Out, his singles have racked up over 175M streams. While his latest single “Where Im From”, has already slammed into Beatport's Top 100 at #5 !! As an engineer he is renowned for applying the finishing touch on records and has worked RÜFÜS DU SOL, Anyma, and John Summit, contributing to Grammy, ARIA, and APRA-winning records. And most recently was the Music Director for Anyma's The End of Genesys shows at the Las Vegas Sphere. As a DJ he has conquered crowds at Coachella, EDC, Lollapalooza,Tomorrowland, Hi Ibiza and Red Rocks, and CASSIAN now delivers us a red hot 60 min mix stacked with major tune-age!! Hit the DL button above to grab the mix and please give a shout if you're giving it a run. enjoy, Ant ✌️:: Global PR Pool :: 0418 580 265 Podcast Website: http://www.djpod.com/shakedownradiopodcast Mixcloud: http://www.mixcloud.com/chriscaggs Amazon Music Podcasts: https://bit.ly/3PhNuvZ Apple Podcasts / iTunes:  https://apple.co/3tfyyDP iHeart Radio: https://ihr.fm/3ss7wr2 Tune In App: http://tun.in/pmkVI Castbox: https://bit.ly/3maXTcb You Tube: http://www.YouTube.com/@chriscaggs 4PLAY.fm Dance Radio programmer by JimmyZ from Wild FM, Nova FM, 2RDJ-TM & Club [V] at www.4Play.fm ShakeDown Radio wiith Chris Caggs on Oxx Mixx Dance Radio every Friday Night 7pm Melbourne Australia at https://ozzmixxradio.com/ Catch ShakeDown Radio with Chris Caggs on the Liquid Radio Network at http://www.liquidradio.au Music for this radio show courtesy of the labels based in Australia Play MPE http://www.plaympe.com For Any Enquiries at PLAY MPE email Zarinar at zarinar@plaympe.com or support@plaympe.com Global PR Pool http://www.globalprpool.com For Any Enquiries at Global PR Pool email Anthony at Anthony@globalprpool.com or Gabby at gabby@globalprpool.com Inflyte App http://www.Inflyteapp.com Xelon Digital http://xelondigital.com For any Enquiries at Xelon Digital email Jay at jay@xelondigital.com Please Donate to help with running costs of this podcast on Patreon and buy me a $5 dollars Australian coffee - http://www.patreon.com/ChrisCaggs Or donate via Go Fund Me https://gofund.me/67c7b653 Follow Chris Caggs on Social Media: Threads @ChrisCaggs Facebook Friend Page www.facebook.com/chriscaggs Facebook Fan Page www.facebook.com/chriscaggsradio X www.twitter.com/chriscaggs Instagram www.instagram.com/chriscaggs Linkedin https://au.linkedin.com/in/chriscaggs TikTok @ChrisCaggs Hashtag #ChrisCaggs #ShakedownRadio Over the span of 25 Years across 15 Radio Stations - Chris Caggs has been on air at: Groove FM 96.9FM & 94.5FM - Sydney Groove FM 97.3FM - Brisbane DJ-FM 87.6FM - Sydney 2RDJ 88.1FM - Sydney 2NSB 99.3FM - Northside Radio Sydney Pump FM 99.3FM - Sydney 2ICR Radio - Sydney Mix It Up Radio - Brisbane STR8OUT Radio - Melbourne Mixxbosses Radio - Sydney Urban Movement Radio - Brisbane Liquid Radio - Snowy Mountains New South Wales - Dance Starter FM - Sydney - Dance Tune 1 Radio - Perth - Dance 4PLAY Radio - Queensland - Dance V1Radio - Melbourne - Dance Ozz Mixx Dance Radio - Melbourne Tracklist Cassian & SCRIPT & BELLADONNA - Where I'm From Mila Journée & Olivier Giacomotto - Smash It Adam Port & Stryv Move (Anyma & Cassian Remix) Artwork Adam Port & Stryv ft. Malachii - Move (Anyma & Cassian Remix) Cassian - S.O.S Cassian X ICEHOUSE - Great Southern Land Da Hool Meet Her At The Love Parade (Yotto & Cassian Remix) Dimitri Vangelis & Wyman X Steve Angello Payback (Kevin de Vries & Cassian Remix) Anyma & Cassian - Save Me Artwork Anyma & Cassian ft. Poppy Baskcomb - Save Me (Sphere Version) Anyma - Pictures Of You (Cassian Remix) Jimi Jules vs. Joshlane - My City's On Fire vs. System Overload (Cassian Mashup) Kevin de Vries - Dance With Me (Acappella) Anyma & Argy & Son Of Son - Voices In My Head| Cassian - Dun Dun RÜFÜS DU SOL - On My Knees (Cassian Remix) SCRIPT - Can You Hear Me? Gotye Somebody That I Used To Know (Acappella) John Summit & HAYLA - Shiver (Cassian Remix)