Join the lads Todd Sloan (Real Estate Agent) and Jack Gibson (Property Valuer) chat with a broad range of property professionals about property investing and all things property.
The Pizza and Property Podcast

Massive Growth Areas Under $350K in Melbourne What if you could still buy in Melbourne for under $350k and get growth? In this episode, host Todd Sloan chats with Steve Ash from PropertyStrats, who lays out why affordable units with a land component might be one of the most overlooked plays in the market right now. Todd and Steve unpack the real difference between a deal and a disaster, why high-rise apartments often fall flat, and how previous strong performances in similar markets hint at where comparable opportunities may be emerging now. They dig into current examples, what drives demand at this price point, and the key things to look for so you're not buying a headache. If you're trying to enter the Melbourne market without stretching the budget, this episode gives you a fresh way to think about value and growth.

Is Albury Wodonga Ready to Boom Again? On the Ground Area Review Is Albury Wodonga really "done", or is there more growth coming? In this episode, Todd Sloan and Arjun Paliwal take viewers on a drive through the streets to see for themselves what the data doesn't always show. What they discover might surprise you. As they navigate the city, Arjun points out pockets where homes are still affordable, where prices are climbing, and where million dollar sales are becoming a reality. Busy cafés, renovated homes, and active streets hint at a market with real momentum. From streets to watch to hidden pockets of growth, they reveal why the city is buzzing again. Tune in and experience it on the ground with Todd and Arjun.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

How New Massive Mortgages Will Impact Australian Property Are 40-year mortgages the secret to finally getting into the property market, or just a risky new trend? With property prices stretching affordability, longer loan terms are starting to appear in Australia, but are they really the solution for first-home buyers and investors alike? In this episode, Todd Sloan sits down with Raj Sarin from Equity Finance Solutions to break down the numbers, lenders, and strategies behind Australia's newly introduced 40 year home loans. From potential monthly savings to increased borrowing capacity, we cover the pros, cons, and everything in between so you can make an informed choice. If you're thinking about buying your first home or expanding your property portfolio, this episode will give you a clear, logical view of how a 40 year mortgage could or couldn't work for you.

The Accountant of Billionaires Are we really in a cost-of-living crisis… Or have we quietly slipped into a spending crisis? In this episode, Todd sits down with seasoned accountant and financial advisor Vince Iannuzzelli to unpack the money habits shaping Australia's financial future and why our biggest barrier to wealth may not be what we think. Vince dives into how our spending has shifted across generations, why saving for a deposit used to be a non-negotiable, and how globalisation reshaped our appetite for cheap goods and instant gratification. From building equity young to understanding your super to avoiding the traps in government housing schemes, this conversation is packed with blunt truths and practical advice. If you want to sharpen your financial mindset, rethink your money habits, and build a long-term plan for wealth, this episode is a must-watch.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Live Fast FESO Explained, How to find Profit faster! Ever walked into a property and thought… this might be a mistake? In this episode, Todd and Oliver Jackson break down a seriously neglected home and test whether it stacks up as a reno opportunity or a total money pit. From quick feasibility checks to choosing what's worth fixing, you'll get real numbers, honest calls, and investor-proof tips you can use on your next deal. And if you've ever second-guessed yourself mid-inspection, this one will feel really familiar. We walk through the big calls, the sneaky costs that catch investors out, and the moments that make you wonder whether you're onto a winner or just signing up for stress. Dive in and put your own investor instincts to the test.

Melbourne Bathroom Renovation $12,000 In 10 Steps How do you Renovate a bathroom for $12,000 in 2025? In this episode, Join Todd Bianca and Freddy Sloan as they share their 10 step frame work for cost effect bathroom renos that help supercharge portfolio growth. Together with the guidance of Property investor architect and BA Oliver Cheung, we unpack the details of taking a bathroom from dark and dirty to crisp and ready for a Re-Valuation to add some very healthy Equity! Join the P&P Investor Playbook Foundation Group waitlist Here

How do you Renovate a bathroom for $12,000 in 2025? In this episode Join Todd Bianca and Freddy Sloan as they share their 10 step frame work for cost effect bathroom renos that help supercharge portfolio growth. Together with the guidance of Property investor architect and BA Oliver Cheung, we unpack the details of taking a bathroom from dark and dirty to crisp and ready for a Re-Valuation to add some very healthy Equity! Join the P&P Investor Playbook Foundation Group waitlist Here

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Blue Chip VS Blue Collar: Winning Property Investment Strategy! Is investing in blue chip properties really the safest bet, or could blue collar suburbs deliver better returns for the everyday investor? In this episode of our podcast, host Todd Sloan is joined by property expert Gilbert Melgar to dive into the ongoing debate of blue chip versus blue collar property investing. With over 20 years of discussion surrounding this topic, they aim to unpack the data and provide insights that could help investors make informed decisions. Todd and Gilbert explore key factors such as price points, rental yields, and long-term capital growth. They discuss how blue chip properties typically start at around $1.5 million, while blue collar options are more accessible, ranging from $400,000 to $800,000. The conversation highlights the significant differences in cash flow, with blue collar properties often providing better rental yields, which can be crucial for average Aussie investors looking to build a portfolio. Tune in for a thought-provoking discussion that could reshape your approach to property investing!

Here's What They Don't Tell You About Your Property Tax! Ever wondered what you can actually claim when you buy, hold or sell an investment property in Australia? In this episode, Todd sits down with tax expert Jeremy Iannuzzelli to break down the real costs behind a property purchase, using a fictional investor "Nick" to show how deductions, cost base rules, and CGT really work in practice. You'll hear how upfront costs like stamp duty, conveyancing and borrowing expenses fit into the picture, what ongoing holding costs investors can claim, and what happens at the selling stage when it comes to agent fees, depreciation and capital gains tax. Jeremy also explains why proper record-keeping matters far more than most people realise and how a bit of planning can make life much easier, especially around estate matters. A practical, jargon-free episode for anyone wanting to get their property tax game sorted. If you're ready to level up your investing confidence, this episode is a must-watch!

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

308 DAYS ON MARKET WTF IS WRONG? Is this Perth property really a good investment, or just dressed up to look like one? In this episode of the Pizza and Property Podcast, Todd Sloan and Simon Loo break down a three-bed home in Warnbro, WA. From bait pricing to beachside premiums, they unpack what makes this deal worth a closer look — and when to walk away. If you're looking to sharpen your property investing skills and learn how to spot value in today's market, this episode is full of practical takeaways. You'll hear how to assess comparable sales, understand seller motivation, and know when the numbers stack up — or when it's time to move on to the next opportunity.

$650K in Melbourne… Metro or Regional? The Answer Might Surprise You! What can investors really do with a $650,000 budget in today's Victorian property market? In this episode, host Todd Sloan sits down with Arjun Paliwal, Morgan Bushell, Sam Gordon, Rohit Gehlot, Steve Ash, and Dawn Fouhy to unpack how investors can make the most of a $650,000 property budget in Melbourne right now. From the tug-of-war between metro and regional opportunities to the smart moves that balance cash flow and growth, the panel dives deep into where the best plays might be in 2025. Whether you're just getting started or ready to scale your portfolio, this episode reveals how far your money can really go and what separates good buys from great ones.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

4 Key Steps from Offer to Settlement Buying an investment property isn't just about signing a contract, it's a game of strategy. In this episode, Joey Tucker and Todd Sloan unpack the four key steps from offer to settlement and explain how to stay in control at every stage. Using a clever tennis analogy, they show how negotiation is about keeping the "ball" in your court, not the agent's. You'll learn how to make an offer that gets noticed, what to include in your terms, and how to protect yourself with the right clauses. They also reveal why understanding state differences and cooling-off periods can save you thousands. If you're ready to master the buying process like a pro, tune in and learn how smart investors win the property game, from first serve to final settlement. Get in touch with our amazing episode contributors & sponsors: Get in touch with Joe Tucker and his expert team: https://propertyprinciples.com.au/ Talk to InvestotKit's team of experts today!

Sharing The 6 Lessons my 97 year Old Opa taught me about Succeeding against the odds In this personal episode, Todd sits down with his grandfather, Josef Johann, to share a story of unimaginable courage and survival. From surviving the challenges of World War II to rebuilding his life in Australia, Josef's journey is a moving reminder of the strength of the human spirit. Through their conversation, Todd reflects on the powerful lessons his grandfather's story has taught him about perseverance, gratitude, and finding light even in the darkest times. Tune in to hear a real story that inspires resilience, purpose, and perspective across generations, from those who've truly lived it.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

$499k - Can This Market Keep Growing? Listeners Choice South Australia Every month, we ask our audience to send in a suburb that they'd like analysed. InvestorKit's senior research analyst Junge Ma dives deep into the numbers to help you make smarter buying decisions in today's market. This time, we're looking at Mount Gambier—a regional South Australian market that's been turning heads. Despite slower population growth, house prices have surged 78% since 2021, with strong rental yields and affordability still making it attractive to investors. Junge explains what's driving the boom and how supply and demand are shaping the outlook. For Luke, a listener asking whether to sell or keep his Mount Gambier property, Junge shares a balanced take, and her answer might surprise you! If you're considering South Australia's regional markets, you don't want to miss this chat that will give you the insights to make your next move with confidence. Get in touch with our amazing episode contributors & sponsors: Talk to Junge Ma & InvestotKit's team of experts today!

The Sleeper Suburb That Could Surprise You in 2025: On The Ground Point Cook Melbourne Thinking about whether Point Cook is really worth a second look? You might want to buckle up for this one. In this episode, Todd Sloan and Steve Ash take a deep dive into one of Melbourne's biggest and most talked-about suburbs, Point Cook, to find out if it's truly a hidden gem for investors or just another overhyped postcode. From premium estates like Alamanda and Sanctuary Lakes to affordable entry pockets showing strong demand, we explore what's driving growth, where the opportunities lie, and which challenges still need watching. This on-the-ground look at Point Cook's property scene is packed with insights you won't want to miss! Whether you're hunting for your next investment or simply curious about where Melbourne's market might be heading next. Download the Rental Minimum Standards PDF here

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Population Explosion by 2030 is Happening Here Thinking about where the next big property hotspot might be? In this episode, Todd and Dawn Fouhy explore why this suburb in Victoria could be one to watch, with huge growth potential and some surprising numbers behind it. With the suburb's population sitting around 300,000 and tipped to grow sharply by 2030, the city's becoming a magnet for movers and investors alike. It's already outpacing the Sunshine Coast in net migration and is backed by a strong mix of industries like healthcare, education, and infrastructure. Demand's heating up fast, so Dawn shares which suburbs she's watching and which she's steering clear of. If you're eyeing the next up-and-coming city, this episode will give you plenty to think about—and maybe even a few spots you'll want to look into yourself.

From $10/hr Tradie to $3,000,000 at 24 How does someone in their early 20s go from earning $10 an hour to owning a million-dollar property portfolio? In this episode, Todd sits down with 25-year-old investor Justin Bonello, who's done exactly that through grit, sacrifice, and a sharp investment mindset. Justin shares how he built serious momentum from humble beginnings. Living frugally, saving hard, and turning those savings into his first property deal in Sydney's northwest. You'll hear how Justin used smart salary negotiations, side hustles, and equity plays to scale up his portfolio, all while staying grounded and focused on the long game. His story is pure strategy and persistence! Justin proves it's not about age or income, it's about mindset, discipline, and taking action. If you're serious about building wealth through property, this chat is a must-listen!

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Cash Flow on Steroids: Rooming Houses in Queensland vs. Victoria What kind of property investment delivers 8% yields—and why are more investors turning to it? In this episode, Todd Sloan chats with data analyst and property expert Gilbert Melgar about the cash flow potential of rooming houses in Queensland and Victoria. With rental yields hitting upwards of 7.5% to 8.2%, they unpack what makes this strategy so attractive—and what risks come with it. From managing multiple tenancies to navigating stricter lending requirements, Gilbert shares his personal experiences and insights, highlighting the importance of understanding market cycles and the potential for capital growth. They discuss the challenges of managing multiple tenancies and the financial implications of higher deposit requirements, as well as the future of the housing market and how changing demographics may influence demand for rooming houses. If you're looking for an investment option that could boost your income, tune in to this episode as they dive into the pros, cons, and everything you need to know before jumping in.

Same House 3 Different Strategies A nine-bedroom heritage home in Sunshine - one property, three completely different investment strategies. In this episode of “One House, Three Strategies,” we take on a rundown yet character-filled home listed at $1.12 million. Could it become a high-yield rooming house, a clever development opportunity, or something entirely unexpected? Our experts, Gilbert Melgar, Rob Flux, and Oliver Cheung, break down three unique ways to transform this property into a profitable investment, each with its own risks, rewards, and creative twists. Which path would you take: cash flow through renovation, capital growth through development, or the mystery third strategy? Tune in to find out!

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Top 5 Value-Add Locations Under $550k! Want to know where the best value-add property opportunities are hiding in today's market? In this episode, Todd Sloan is joined with Oliver Jackson and explores the current landscape of affordable investment suburbs and how the right renovations can deliver strong equity uplift. He highlights key areas under $550k where smart investors can create real long-term growth. If you're looking to build your portfolio and make the market work harder for you, this episode is packed with insights to help you spot the right deals, add value with confidence, and move closer to your investment goals.

Achieving $150,000 Passive Income What does it really take to go from nothing to building a successful property portfolio? In this episode, Joe Tucker, a property investor and entrepreneur who started with humble beginnings and turned his life around through perseverance, education, and strategic planning. From growing up in a housing commission home to aiming for $150,000 in passive income, Joe's journey is proof that financial freedom is possible with the right mindset and approach. Joe shares the sacrifices he made along the way—like living in a garage with two Rottweilers—to save for his first deposit, how he used a guarantor loan to kickstart his property journey, and the lessons he learned from making mistakes early on. He breaks down his three-phase investing framework—Accumulation, Consolidation, and Cash Flow—while showing how each step contributes to long-term financial success. Whether you're just starting out or already building your portfolio, Joe's story is filled with practical strategies and hard-won lessons. Tune in to discover how to set clear goals, make smart sacrifices, and create a property strategy that actually works!

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Are Townhouses the Right Investment? Listeners Choice Episode Every month, we ask our audience to send in a suburb that they'd like analysed. InvestorKit's senior research analyst Junge Ma dives deep into the numbers to help you make smarter buying decisions in today's market. Is Craigieburn the right place to invest in townhouses, or are the risks higher than they first appear? In this episode, Todd is joined by Junge Ma, lead research analyst at InvestorKit, to answer a listener's question about whether Craigieburn stacks up as a smart investment choice. We break down what's really happening in the local market—from population growth and housing demand to rental yields and vacancy rates—while also highlighting some of the challenges that investors need to keep in mind. Junge shares valuable insights into who's actually renting in the area and why that matters when choosing the right type of property. Tune in because by the end of this episode, you'll have a clearer picture of whether Craigieburn townhouses are a good fit for your strategy, or if your money could work harder in other parts of Victoria. Get in touch with our amazing episode contributors & sponsors: Talk to Junge Ma & InvestotKit's team of experts today!

Get Me to 3 Rentals How do you go from zero to three rental properties without making costly mistakes? In this episode, Morgan Bushell – seasoned property investor, mortgage broker, and founder of Full Circle Finance – shares the key financial strategies to kickstart your portfolio. From planning ahead to using the right bank policies and structuring equity releases, Morgan breaks down how everyday Aussies can scale their property journey with confidence. Whether you're just starting out or looking to grow smarter, this conversation is packed with practical tips and long-term insights you won't want to miss. Join us as we continue exploring the world of property investment.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Are High Yields and Low Prices Enough to Make It a Deal? Is a 10% rental yield really as good as it sounds? In this episode, Todd sits down with property expert Simon Loo to break down a Cairns unit that looks like a tempting deal on paper—but turns out to be far from it. We dive into the numbers, uncovering the hidden costs, risks, and market volatility that make this type of property more of a trap than an opportunity. From high strata fees to financing challenges, Simon explains why some properties should be avoided no matter how good the yield appears. If you're serious about building a strong property portfolio, this episode is a must-listen. Learn why chasing “cheap and cheerful” deals can backfire, and discover what to focus on instead for long-term success.

How to Win Negotiations Ever wondered how FBI hostage negotiation tactics could help you land your next property deal? In this episode, Todd Sloan sits down with Chris Voss, former FBI negotiator, author, and CEO of The Black Swan Group, to uncover the secrets of staying calm, building trust, and getting the best outcome in any negotiation. Chris reveals why getting a “no” is often better than a “yes”, how neuroscience plays a role in every conversation, and the simple shift in tone that can completely change the way people respond to you. These insights aren't just for boardrooms or business deals—they can help you navigate property purchases, salary negotiations, or even those tricky day-to-day moments. With powerful stories, practical tips, and a few laughs along the way, this chat will change how you think about negotiation forever. Whether you're a property investor, business owner, or just keen to sharpen your skills, Chris Voss delivers game-changing advice you won't want to miss.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Finding Profitable Deals What makes a property development deal truly profitable—and how do you know if it's the right one for you? In this episode, host Ross Versteegh sits down with Todd to explore the "Goldilocks" approach to property development, where finding deals that are too big, too small, or just right can make all the difference to your success. They discuss real-world examples of development sites, the risks of overcommitting, and why some properties that look promising on paper may not actually stack up. Sharing insights on avoiding emotional purchases, understanding the full cost of development, and how to approach deals with the right level of experience and resources. If you're a beginner looking to start your journey or an experienced investor aiming to scale up wisely, this episode is packed with practical lessons. Tune in now and discover how to buy problems, create solutions, and leverage opportunities without overexposing yourself.

Building a $12 Million Portfolio in Six Years How do you turn a brand-new start in Australia into a $12 million property portfolio in just six years? In this episode, Todd sits down with Rohit, who went from migrant beginnings to a full-time investor and buyer's agent, building a massive portfolio through strategy, persistence, and resilience. Rohit reveals how he acquired six properties in just 12 months, leveraged equity and family trust structures to keep scaling, and used counter-cyclical investing to uncover undervalued markets. He also shares how a life-changing accident became the turning point that pushed him to leave the corporate world and go all-in on property. You'll discover his approach to financing, his views on the Melbourne market as a sleeping giant, and the strategies he's using today, from dual occupancies to subdivisions. Whether you're just starting out or ready to take your portfolio to the next level, Rohit's journey is packed with insights you can apply to your own path towards financial freedom.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

5 Steps to Start Investing Again Looking to get started again in property, but not sure where to begin? In this episode, host Todd Sloan breaks down the 5 key steps to investing with expert guests Arjun Paliwal, Simon Loo, Max Phelps, Rob Flux and Harley Giddings. From shifting your mindset and running the numbers, through to setting clear parameters, building the right team, and finally taking action, they share how these five steps can help new investors cut through the noise and find opportunities even on a tight budget. They share real-world experiences of sacrifice, resilience, and rebuilding, offering hard-earned lessons from years in the game. Join us in this episode, packed with practical insights and real-world lessons—your roadmap to confidently move from planning to property success.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

Building Homes Faster and Cheaper! Are you tired of slow, expensive builds that eat away at your profits? In this episode, Rob Flux from Property Developer Network reveals how you can cut construction time and costs by rethinking the way you build. From smarter sourcing to modular methods, Rob shares practical strategies that could save you tens of thousands of dollars on your next project. We dive into everything from sourcing materials overseas to the benefits of project builders and the rise of prefabrication and modular construction. Rob breaks down the pros and cons of each approach, showing how innovative building methods can slash timelines, reduce holding costs, and get your properties rented or sold faster. Whether you're a developer, builder, or homeowner looking to save money, this episode will give you the tools and mindset to approach construction differently. Tune in to learn how adopting these game-changing techniques can help you build faster, smarter, and for far less!

Starting at 50 to be Financially Free What would you do if you realised at 53 that your retirement fund was a million dollars short? That's exactly the challenge Gary faced in 2018, and instead of giving up, he turned it into an opportunity. His journey shows how the right mindset, education, and action can completely transform your financial future—even when starting later in life. In this episode, Gary shares how he went from an ordinary retail worker to a successful property developer. From his very first one-into-two subdivision in Morphett Vale to navigating the challenges of rising costs during COVID and now managing a $3 million one-into-five townhouse development, Gary's story is full of lessons in resilience, adaptability, and the power of taking control. You'll hear how he built confidence through small wins, learned to pivot when things didn't go to plan, and embraced his mantra: “If it's going to be, it's up to me.” Whether you're considering property development, worried about your financial future, or simply need some inspiration to take action, tune in because this episode will give you the insights and motivation to get started!

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

$800k - $1M Budget for a Home? Listeners Choice Victoria Every month, we ask our audience to send in a suburb that they'd like analysed. InvestorKit's senior research analyst Junge Ma dives deep into the numbers to help you make smarter buying decisions in today's market. In this Listener's Choice episode, Todd Sloan and Junge Ma answer a question from Daniel, who was looking for a house in the area of Eltham with a long-term hold strategy and a budget of $800,000 to $1,000,000. They unpack the latest economic and housing trends in Victoria, Melbourne, and Eltham, helping you understand where the real opportunities lie. Junge unpacks Victoria's strong population growth, busts migration myths, and explains Melbourne's stable housing market before zooming in on Eltham and the Nillumbik LGA to share key stats, compare cities, and assess property options within Daniel's budget. Tune in because whether you're ready to renovate, open to townhouses, or weighing up other suburbs, Junge's insights will help you make informed decisions for both lifestyle and investment potential! Get in touch with our amazing episode contributors & sponsors: Talk to Junge Ma & InvestotKit's team of experts today!

Will Melbourne Kill Your Portfolio Growth? Here's What You Need to Know! Is Melbourne really the golden ticket for your property portfolio—or could it end up costing you big? In this episode, Todd Sloan is joined by Simon Loo, property investment expert from House Finder, to unpack the double-edged nature of Melbourne's property market. From its global prestige and emotional appeal to the risks of stagnant growth, high land taxes, and cash flow challenges, they break down what every investor needs to know before jumping in. Simon shares real-life examples of Melbourne deals and explains how to balance yield and growth potential by diversifying across cities. They explore the importance of “holdability” in sustaining a portfolio and why cities like Perth may offer stronger growth and better returns compared to Melbourne. Whether you're new to investing or adding to your portfolio, this episode offers practical strategies, cautionary tales, and a grounded outlook on Melbourne's future. Tune in and learn how to spot growth opportunities, manage risk, and create a sustainable investment strategy that works in any market.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia.

August 2025 Interest Rate Cut! What do the recent interest rate cuts mean for property investors across Australia? Join Todd Sloan and director of Full Circle Finance, Morgan Bushell, break down how lower rates can increase borrowing power and create monthly savings, showing how even small changes can add up over time. Todd and Morgan break down various scenarios, illustrating the potential savings for different loan amounts and how these changes can impact cash flow. They also explore the historical context of property markets, drawing parallels between current trends and past experiences. The conversation emphasises the importance of being an early adopter in the property market and the potential for future growth. Wrapping up, they explore opportunity cost and the balance between cash flow and capital growth. Listeners are encouraged to think long-term, even if it means short-term sacrifices. Tune in for a thought-provoking discussion that could shape your investment strategy!

Building My First Million Ever wondered how someone actually builds a million dollars in property equity—without taking huge risks? In this episode, seasoned investor Steve Ash shares exactly how he did it. From living on the bare minimum to making calculated moves in the market, Steve reveals the mindset and sacrifices that helped him get there—including his now-famous cheese and pickle sandwich strategy. We dive into the practical side of investing, from choosing the right broker and accountant to using tiered lending and targeting the right types of properties. Steve also breaks down a real-world case study of a couple starting with $100k in savings and growing a solid portfolio. Whether you're just starting out or looking to take your investing to the next level, this episode gives you the blueprint to start building serious equity. Don't miss it! Check out Steve Ash's Story: https://www.youtube.com/watch?v=1CFT1LM-X54&t=32s