Podcasts about Reach

As financial advisors, we've learned from our hundreds of millionaire clients what it takes. We walk you through the behaviors we've seen lead to success across every age group. Then we show you the math to get there. Whether you're comparing what you have invested so far or planning to get there from $0, we'll show you the path. Don't miss the end, where we discuss what $1M really means for your financial future. Spoiler: it's not that important...and we've got the answer to what you really need. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan MailIn this episode of Skin Anarchy, Dr. Ekta Yadav sits down with Tom Terranova to explore a side of aesthetic medicine that patients rarely see—but that ultimately determines their safety: infrastructure. While most conversations focus on results, pricing, or provider reputation, this episode shifts the lens to what happens behind the scenes, where clinical protocols, operational systems, and regulatory gaps quietly shape outcomes.Terranova shares the mission behind QUAD A, a nonprofit that has long established safety standards in surgical settings and is now expanding into the rapidly growing med spa space. As aesthetic treatments move further into consumer-driven environments, the industry faces a critical challenge: demand has scaled faster than standardization.One of the most compelling insights from the conversation is the idea that risk in aesthetics is not binary—it's stratified. Procedures often perceived as “low risk” can vary significantly in complexity and potential for harm. Yet unlike traditional medicine, med spas have lacked a clear framework to define and manage that risk. QUAD A's tiered approach introduces a more structured way to evaluate procedures, shifting how both providers and patients should think about safety.The discussion also challenges a common assumption: that credentials alone ensure safe care. Terranova emphasizes that true safety depends on more than technical skill—it requires the ability to recognize complications, respond in real time, and operate within a system designed for consistency and accountability. Ultimately, this episode reframes safety as something systemic, not superficial.Listen to the full episode to hear Tom Terranova break down the hidden gaps in aesthetic medicine and what every patient should understand before choosing where to get treated.Learn more about QUAD ADon't forget to subscribe to Skin Anarchy on Apple Podcasts, Spotify, or your preferred platform.Reach out to us through email with any questions.Sign up for our newsletter!Shop all our episodes and products mentioned through our ShopMy Shelf!Support the show

Angel Reiki School is in person April 10-12, 2026: Are you ready to stop wondering "if" you're intuitive and start working for God? The Angel Reiki School isn't just a class—it's a 3-in-1 certification. I'm going to certify you as an Angel Messenger, Medium, and Energy Healer all in one weekend. I'm handing you the exact business roadmap I used to build my own practice from the ground up. No more guessing how to find clients or how to structure your sessions. You'll leave with the high-vibration tools to hear the Angels clearly and the professional blueprint to build a heart-centered career. IN-PERSON TRAINING: Join Julie in person on April 10, 11, and 12 in Oak Brook, Illinois. Experience the high-vibrational energy of our 3-in-1 certification program (Angel Messenger, Medium, and Energy Healer). ONLINE TRAINING: Prefer to learn from home? Our next online session begins April 1st. REGISTER: Secure your soul's seat at theangelmedium.com. QUESTIONS? Reach out directly to Julie at julie@theangelmedium.com. Episode Summary Hello Beautiful Souls! I love you so much! Welcome to the Angels and Awakening Podcast, Pray and Be Wealthy series. I'm your host and author, Julie Jancius, here to uplift, inspire, and help you give yourself permission to be blessed beyond your wildest imagination. In this episode, we are shifting our energetic frequency to recognize a profound truth: You are a magnet for miracles. Many of us have been conditioned to "hunt" for success, but a magnet doesn't shout—it is silent. By quieting the mental chatter and returning to the present moment, you activate your natural design to receive the bounty of Heaven. We're diving deep into the "What Ifs" that expand your capacity: What if every challenge is actually a "setup" for a miracle? What if you don't have to generate your own power, but simply plug into the Source of all light? Join me as we breathe in miracles and give ourselves the courageous "Yes" required to step into the abundance God has already created for us. Key Spiritual Takeaways & Divine Truths: The Magnetic Design: You don't have to "do" anything to be magnetic; you just have to "be." The bounty of the universe is already rushing toward you. The Power of Now: Magnetism only happens in the "now." You cannot be magnetic in the past or the future. Presence is your power. Shifting the Lens: Train your mind to stop looking for "what's wrong" and start looking for "what's possible." Intuition as a Compass: Miracles begin when you go inside. Your intuition is the direct map to the blessings intended for your life. Collective Blessing: Your magnetism doesn't just benefit you—it affects the field of everyone around you. When you are blessed, the world is blessed. Soul Affirmations for Receiving: My intuition is the compass that leads me to my miracles. I don't have to chase what was created for me; I simply have to stay open. I give myself permission to be blessed beyond my imagination. I am safe in my abundance; I am safe in my joy. I am a magnet for miracles, and today, I am ready to receive. Connect with Julie Book a Session: Ready to hear directly from your Angels and loved ones? Book a private reading at theangelmedium.com. Join the Community: Hang out with us twice weekly for new episodes! Win a Free Reading: Leave a 5-star review on Apple Podcasts or Spotify! Take a screenshot and email it to julie@theangelmedium.com. Your name stays in the drawing until you win! Remember: A magnet doesn't have to shout to be powerful. It just has to be.

In this powerful episode of The Mike Litton Experience, Mike sits down with Ben Owen—founder, community leader, and living testament to the power of redemption and purpose. Ben shares his deeply personal journey from addiction, incarceration, and homelessness to becoming a force for good through organizations like We Fight Monsters and Flanders Fields. What started as a battle for survival turned into a mission to serve others—transforming lives, restoring neighborhoods, and creating ripple effects that extend far beyond Memphis, Tennessee. In this episode, you'll discover: How Ben overcame addiction and rebuilt his life from rock bottom The mindset shift that changed everything The real impact of serving others and giving back How community revitalization creates generational change Why small acts of kindness can literally save lives Ben's work has helped combat human trafficking, support veterans, restore communities, and provide hope to those who need it most. His story is raw, real, and incredibly inspiring. Whether you’re facing challenges, searching for purpose, or looking to make an impact—this episode will move you. Don't forget to SUBSCRIBE to The Mike Litton Experience for more powerful stories, real conversations, and life-changing insights from incredible guests around the world. Like, comment, and share this episode to help us spread these stories and make a difference. Welcome to The Mike Litton Experience Podcast! Mike is passionate about being a father, a teacher, a Realtor, an investor and a leader! Everyone has a story and our passion is to help them tell it! We never want you to miss an episode, so please be sure to subscribe. Could we ask you for two quick favors? If you like our program, please tell a friend. Wherever you get your podcasts please leave us a rating. It helps us to connect with quality people just like you! Reach out to Mike on Instagram @themikelittonexperience. Thank you for joining us for The Mike Litton Experience! Who you work with matters and we would be honored to interview with you or anyone you know to sell your home! If you have questions, please reach out text or call 760-522-1227. Thank you! #livinginsandiego, #movingtosandiego, #themikelittonexperience, #homesforsaleinsandiego, #mikelitton, #sellahomeinsandiego, #buyahomeinsandiego, #toptipstogetthebestoffer #themikelittonexperience

'Dad always thought laughter was the best medicine, which I guess is why several of us died of tuberculosis.' Jack Handy, Deep Thoughts on SNL.Laughter won't cure tuberculosis, or any disease for that matter, but it sure will disarm us of toxicity and arm us instead with a host of healthy benefits. Research shows that it lowers cortisol (stress hormone), it boosts endorphins (pain relieving hormones) and improves blood flow throughout the body--among other researched benefits. My guest this week is Carol Deyoe, a woman who believes in the power of laughter and humor as much as I do. Carol's personal use of laughter and humor is notable. She's a stand-up comedian and pharmacy professional who used humor to get through two rounds of cancer and is sharing that inspiration and knowledge in her motivational presentation called Laughing at Tigers. Whether you lace up for a walk, kick back in your favorite chair, or buckle up that seat belt in the car, settle in for this poignant, powerful and humor-packed conversation. A big "thank you" goes out to my podcast sponsors Reinvented Threads with Gabby Lynn and Healthy Lifestyle Management with Lisa Rigau for their generosity and support of this podcast. If you enjoy creativity and value ecofriendly fashion, visit Gabby's store at ⁠⁠Reinvented Threads.com⁠⁠ and check out the Events section to see where Gabby will be a vendor in the coming months. If you would like to learn about individual wellness coaching, to attend online meditation and/or learn about mindfulness-based stress reduction, visit Lisa's site at ⁠⁠EatBreatheMoveLive.com⁠⁠.Want to support conversations like the ones Jeannine has each week with fierce and fabulous women by becoming a podcast sponsor? Reach out to Jeannine.Luby@gmail.com for a list of affordable packages and one-time pricing options as low as 25 bucks. Remember that you can also show support by sharing the podcast with a friend, foe or anyone you know and by writing a review and rating the podcast. Follow Funny Wine Girl Jeannine on Facebook and Instagram for special events coming up this year in celebration of five years of Uncorked with Funny Wine Girl and for perimenopausal rants, nature photos and other fun stuff.Learn about the upcoming screening in Scranton of the documentary Loud Enough Surviving Justice on April 13 and more, click here. I appreciate you from the bottom of my heart and the bottom of my wine glass.

Car buying is a big financial decision...and new data from Edmunds reveals a troubling trend about how Americans are financing cars. Then we give our opinions on car brands (we're calling it Cruise or Snooze), followed by some expert opinions on the matter. Then we answer your financial questions covering everything from home buying to car buying to our superhero spinoffs. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Malice (“YOUR WELCOME”) invites American author and philosopher, Peter Boghossian, onto the show to discuss the attention economy behind social media, why blunt honesty builds dependable relationships, and Peter's strategic approach to framing truth so people will actually listen. https://x.com/peterboghossian/https://boghossian.substack.com/https://www.youtube.com/@drpeterboghossianPre-Order UNWANTED – A TALE OF THE OLD WEST AND THE NEW WAVE: https://UnwantedBook.comOrder THE WHITE PILL: http://whitepillbook.com/Order THE ANARCHIST HANDBOOK: https://www.amzn.com/B095DVF8FJOrder THE NEW RIGHT: https://amzn.to/2IFFCCuOrder DEAR READER: https://t.co/vZfTVkK6qf?amp=1https://twitter.com/michaelmalicehttps://instagram.com/michaelmalicehttps://malice.locals.comhttps://youtube.com/michaelmaliceofficialIntro song: "Out of Reach" by Legendary House Cats https://thelegendaryhousecats.bandcamp.com/The newest episode of "YOUR WELCOME" releases on iTunes and YouTube every Wednesday! Please subscribe and leave a review.This week's sponsors: Brooklyn Bedding – High-end Comfort without the High-end Price: https://www.brooklynbedding.com , promo code: MALICE (30% off sitewide!)PlutoTV – Streaming TV: https://www.Pluto.tv (Free TV) SelectQuote – They Shop. You Save on Life Insurance: https://www.SelectQuote.com/yourwelcome (50% off term life insurance!)Sheath - Dual Pouch Underwear: https://www.sheath.com , promo code: MALICE (20% off)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode of WEAPONIZED features a detailed follow-up conversation with whistleblower Matt Brown, who expands on his assertions about a classified UAP-related effort known as “Immaculate Constellation”. Brown explains that the program is not simply an AI tool but a layered operation that collects, filters, and compartmentalizes UAP data from across government systems. According to him, its structure allows information to be routed into restricted channels while leaving much of the broader defense and intelligence community - intensionally and by design - in the dark of its full nature, capability and scope. The interview shifts into Brown's personal experience after coming forward. He describes losing his government job, facing financial hardship, and enduring significant emotional strain, all while receiving little institutional support. Brown recounts his meeting with officials from an ODNI mandated UAP investigative effort under Tulsi Gabbard's DIG (Director's Initiative Group), which he initially was told would provide protection and formal whistleblower protections. Instead, he says the interaction felt more like a nefarious intelligence operation than an effort to examine his testimony and assertions. Brown ultimately argues that the aftermath - including reputational attacks and allegations against him - reflects a broader pattern aimed at harming and undermining UAP whistleblowers. Brown suggests secrecy around the issue is systemic and reinforced through both bureaucratic structures and informal pressure. The conversation closes on a larger theme: that meaningful disclosure will likely depend less on official channels and more on sustained public scrutiny and independent journalism. *Check out Matt Brown's Substack ⁠⁠⁠⁠https://sunofabramelin.substack.com⁠ and follow him on X https://x.com/SunOfAbramelin •••

Re-releasing a DAT listener favorite! Chris Sands and Brent Saunier are on the podcast to talk about the hottest topics in the dental accounting world. Founding partners of Pro-Fi 20/20, these dental CPAs chat with Kiera about how to reduce overhead and expand the number of patients coming in, expense metrics from the hundreds of offices Pro-Fi works with, a tax rule you NEED to live by, what to stay away from financially with your business, and a ton more. Pro-Fi 20/20 is an accounting business that the Dental A-Team recommend. This episode is a goldmine of information from two fellows who know what they're talking about — especially with regard to the dental industry. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today we are bringing you something so special. I am so excited because this is one of our most popular episodes from the archives. Whether you're hearing this for the first time or catching it again, I am so excited because it's jam packed with a ton of takeaways that you can start using right now in your practice. We have released thousands, literally thousands of episodes. And I wanted to start bringing a few of these amazing episodes back for you. So I hope you enjoy. And as always, thanks for listening and I'll catch you next time.   on the Dental A Team podcast.   speaker-0 (00:31) today I wanted to bring on two special guests. These are actually CPA in the CPA world. Believe it or not, Dental A Team actually consults this company. So we definitely love them. They went a step above most CPA companies and they really wanted to get to know the ins and outs of the dental world. So I'm super jazzed to bring them on and to just have them dive into some of the hot topics in the accounting world. ⁓ two people that I trust and recommend heavily. ⁓ I   They are one of my top three CPA firms that I refer and recommend constantly. So I'm excited to welcome Chris and Brent from Pro-Fi. How are you gentlemen today?   speaker-1 (01:06) Awesome, Kiera. Thanks so much for having us. We're excited to be with you.   speaker-0 (01:10) Yeah, absolutely. Brent, how are you doing today?   speaker-2 (01:12) I am doing great. I appreciate the invite. I'm looking forward to this 30 minutes with you.   speaker-0 (01:17) Yeah, absolutely. Well, who knows? We'll see how long this ends up going, guys. Brent, can't put a time on us. It could be dangerous zone.   speaker-1 (01:24) You're lucky he said he's doing great because we're in the heat of extended tax season, so he's kind of in the trenches. Lucky he's in a good mood.   speaker-0 (01:32) I know Tiffany has been trying to get back out to you guys to see you and Beth you heard this awesome rock star in the company She keeps saying like tiff. It's like extended tax time or it's this or it's that deadline I'm like, my gosh, you guys just have I think you're secretly adrenaline junkies of CPAs even though you don't come across that way But I think you love it cuz tax season I feel is just like adrenaline rush like trying to get to the deadline. I just can't imagine that stress like   Every quarter every year you just hit it. So props to you guys. That's not my world but super jazz to have you guys on here. ⁓ so Chris let's dive in I know there's some things so we're gonna kind of hit on overhead we're gonna talk about some taxing some Some things to be aware of i'm just so excited because this is a world I don't know and I do purposely bring really really talented and educated cpas and financial advisors onto the podcast because I'm we have a three-fold approach in our company. It's focusing on   Money and finances making sure your business is profitable you as a person and as an individual and then systems and teams top to bottom So I am big I think as a business owner. I wasn't profitable when I first started. I didn't know how to look at my numbers I didn't even know what the heck over influence. I was like googling how to figure it out So i'm just jazzing you guys are here. So Chris kind of take us away I know you had some great topics for today and i'm excited to just   Rift a little bit with you, dive into these things, things that are really tangible for our practices now, especially where you guys work with hundreds of offices across the nation. Lots of good data to be pulling out for our practices listening.   speaker-1 (03:04) Sure, well, ⁓ Kiera, I think that there's a lot of discussion around, does the DSO world seem to do a better job with overhead than the private practice world? I think a lot of private practice doctors are wondering that, they're frustrated or how do I get my overhead down? And a lot of times, I think when you focus on expenses, you tend to attract expenses. And in our world of accounting, I will often tell doctors that, ⁓   Accounting cannot make you money, it cannot generate revenue. The expenses part is the easy part for us that we can work on trying to reduce some things, but you either have a revenue problem or an expense problem. And in most cases it's actually, you creating enough revenue on your fixed expenses? And most of dentistry doesn't understand how simple that is to scale the dental business model when you look at it from a high level.   You scale a business and reduce overhead with doctor production. Okay. And so that means you need enough patients to see the practice that I worked in from my experience was 40 to 60 new patients a month per doctor, per full-time doctor. And it means you need to be reinvesting enough into marketing. And I'll talk about that, that expense or reinvestment of marketing in a minute to get those new patients. And you need to be.   monitoring the phones that get answered properly and there's conversion rate of those inbound calls to appointments scheduled. And then the real job is case acceptance. Okay, and so here I am in an accounting firm coming on your podcast and I bet you didn't think I was gonna like be talking about case acceptance.   speaker-0 (04:46) was like, wonder we didn't talk about all your time. I'm just kidding.   speaker-1 (04:49) So, know, dentistry is really the product that's being delivered. And if you're ethically diagnosing the need and creating the treatment plan, your job is to help the patient understand the urgency and necessity of fixing the problem and paying you to do that work. So your job isn't really the dentistry itself, it's case acceptance.   And your first task is to become great at case acceptance yourself as a practicing clinician. But then the real task as the owner is to be able to teach other doctors to become good at it. So I think, you know, the only the only variable overhead that the dental business model has is paying doctors a percentage of the dental collections that they create. And then you have labs and you have supplies.   associated with the dentistry that's delivered. those expenses are variable. They track with the amount of dentistry that gets done. Everything else is fixed overhead when you really think about it. Marketing is fixed and it only changes based on your choosing. Your team expenses are fixed and they only change when you hire or fire. Your rent and facility costs are fixed. Your equipment costs are fixed and only changed by your choosing. And the various required admin costs, they're all pretty much fixed. They only change by your choosing.   So if you can create more doctor generated collections with the same team and fixed expenses, your profit margin goes up, your percentage overhead, your percentage overhead to collections ratio goes down. Okay. And so I guess we see most private practice or single, should certainly say single location, solo doctor practices. We see them failing at this because they choose not to reinvest enough.   back into the business, into that marketing for new patients. They're not monitoring the phones. They're not training their team. They're not training their doctors on case acceptance. And they're too closely focused on just the clinical delivery of the dentistry. Don't get me wrong, that's required, but that's not what makes you successful or financially successful. So I can give you ⁓ some generic ranges for expenses, but the real thing is that   You know, the real way to scale a business is to generate more revenue on the same overhead. That's kind of the definition.   speaker-0 (07:20) And isn't that basically then probably the DSO model because they have lower fixed costs per se. They've figured out how to have centralized billing, centralized call center, centralized. So many things centralized that they don't need all these different things. So solo practices, if I'm understanding correctly, they've got all the costs associated, but they only have X number of revenue where when you start to add in those multiples of practices,   That's where your fixed costs, it's going, yes, of course your fixed costs will increase a bit, but I mean, I do know our fixed costs did not go up that much more when I added our second practice to it because I already have my base of fixed costs there and then we're just able to add more revenue. Is that kind of what you're saying? Am I understanding?   speaker-1 (08:01) Yeah,   I mean, you know, that, part about centralizing is, know, when you, when you do have multiple locations, I would say three or more, then you can consolidate the amount of team that's working the front desk into one location. Instead of needing three to five team members at the front desk in every office, you may only need three to five team members for all three offices. You're having one of the best things by the way, as kind of an aside, one of the best things that private practices can do as they grow is to get those phones off the front desk. You know, let.   speaker-0 (08:20) Right, right.   I agree.   speaker-1 (08:30) You know, like there needs to be, that needs to be in a totally separate admin space. But, ⁓ you know, I get asked that question a lot. Like my overhead is 65 % and how can I afford to hire another associate doctor and pay them 30 or 35 %? Well, you know, that doctor is going to create new collections. That's the point. It's not to give them your patients. It's to grow the number of patients coming in that, that you as one doctor maybe are stressed.   and you hire the next doctor and you've got to continue to invest in the marketing to keep your job as the owner is keep the chairs full, right? As long as the chairs are full, if that associate doctor is ethically diagnosing like you are, if you guys have a ⁓ clinical standard of care in your practice, if you guys talk about how you treatment plan and your treatment planning the same way, that's all required. But here's the real test. You know, how do they connect with people? How do they, how do they,   establish a relationship, establish trust and get them to move forward with that treatment. So I think dentists hate to use this word in dentistry, but the job is kind of sales. You know, if you believe in your product of dentistry to solve this need and like, again, if you diagnose decay and they don't get rid of it, you failed. I could go on a tangent on that, but the new doctor will bring new collections and you might have to hire at most, you know, an additional   speaker-0 (09:46) Yeah.   speaker-1 (09:55) Assistant or two and that would be a new fixed overhead. You would increase your fixed over it slightly But other than that the doctor covers all their costs with their their percentage pay the labs that are associated with it that the supplies are associated with it and You should net somewhere in the ballpark of 40 to 50 percent on the new collections they create and that that just adds to your profit Because all the other fixed overhead stays the same   speaker-0 (10:19) So I think there's a few things on there of like, I just, think it's a matter of realizing a lot of people bring on associates though, because they're tired, they want more free time. They don't want to be working as much. And I think it's important to clarify that if that's your model, that's totally fine. Everybody knows on the deadline team, I am not somebody who judges. I think everybody has their own personal path.   And so whatever jives with you and resonates with you. So if you're wanting to bring on an associate to have more free time, to not have to produce as much, fantastic, but realize that that overhead might not trickle down because now you're kind of replacing your cost with an associate that you're paying. And some doctors I know don't take as much pay as they would pay an associate per se, which to me, I think is a somewhat failed model. I'm really big on prepping and preparing for that associate, paying yourself as if you were an associate. So you know, these costs before you bring on an associate.   ⁓ but I really think it's important to note that because like you're saying that overhead will go down as long as the doctors are producing. And as long you're able to bring on that other doctor and have them produce, cause they should cover themselves. I definitely agree with that. ⁓ also I'm sure people are saying, yeah, but Chris, like in order to bring on another associate, I'm going to have to build out ops. That's a huge cost and expense. So I am curious, what have you guys found in Brent? You might have some answers to this Chris, you might. ⁓ but if an office is having to say, build out two more ops.   in their practice to be able to bring on an associate, how long does it usually take when you're doing build outs for that cost to be recouped and start being more profitable? Because oftentimes I do think that that gets into the problem with a lot of doctors is they're constantly building more to bring on these other doctors. So they're always adding more and more expenses. Like when do they ever break even? So what have you guys seen with build outs and different things like that of that break even point? How long should they plan for it to not be as profitable?   speaker-1 (12:09) Okay, I'm gonna give you a lot of answers on this. So number one, we use a metric called revenue per chair. So, you know, every, you   speaker-0 (12:17) What   do recommend? What do you guys recommend per chair?   speaker-1 (12:19) So yeah, everyone has a space and you have only a fixed number of spaces or operatories you can have in it. And there's only a fixed amount of time and days and hours and a number of doctors that you have. And revenue per chair capacity, we see a range between 25,000 to 40,000 per chair per month. And it does not matter when you do this. This is just, take collections and divide it by the number of chairs you have. ⁓   This does not matter how many chairs are for hygiene or how many chairs are for dentistry. That's your choice. Actually, you know, there are models where every chair can do everything and the patient never, but the 25 to 40,000 at 35,000 of revenue per chair, you're running fairly efficiently and you're going to need to be planning to expand. You're going to start to run out of space. So that's our metric first and foremost. And so if somebody tells us, well,   speaker-0 (12:53) Sure.   speaker-1 (13:09) I've got four chairs right now, but I have space for seven. I haven't built out the other three. I tell them, you don't need to build out the other three until you're approaching that $35,000 a month of revenue per chair. Question you asked, how much does it cost and when do you recoup that? So in my experience, typically it's around $25,000 per ⁓ operatory to equip it, assuming it's already plumbed. ⁓   after you just take that number and say, so let's say you were equipping a few operatories, so $50,000, you ⁓ essentially, your cost of the doctor plus the lab and supplies should max out at 50%. Okay, now they have to be producing. So until you get them, they've produced over $100,000. All right, let me do it per chair.   They need to do over $50,000 per chair for you to get your costs back. After that, you're in the money.   speaker-0 (14:09) which I think is also smart because I don't know. think dentists kind of err on two different sides. Sometimes they're too slow to actually build out. They are so cost conscious and so concerned about that build up, about the cost of the chair, about all the other things that they're missing, that that one chair is going to generate several thousands of dollars of revenue. I've had a few doctors where I'll say, sure, no problem. We'll do a deal. I will happily pay for that one chair and you pay me all.   the revenue that comes through from that chair for the next three months. That's all I ask is three months. and I know I'm going to come out way ahead of you because it will generate and it will produce, especially in high producing practices. So I think so often people are just so scared to do those build-outs because they see the cost or they do the flip side where they believe like, if we build it, they will come and they're overly aggressive and they don't have necessarily the patient base or the doctors in play to be able to accommodate that. So   I love, I need to agree. It's either cut costs or increase your revenue. Like that's really overhead.   speaker-1 (15:12) One more way to think about it is, you know, if they have patients that are having to wait so many weeks or months to schedule out to come in. if you can calculate your collections divided by the number of patients seen for any given time, for year to date or for a full year, you can get your average revenue per patient. Okay. And if you know your average revenue per patient, you know how many either new patients or how many more patients you need to fill that chair to cover the cost.   Okay. So if your average revenue per patient was, you know, $1,500 per patient, um, and the cost of that chair is 25,000, just take 25,000 divided by 1500. And that'll tell you how many patients have to be seen in that chair before you pay for that chair. Sure. You're to be in the money, you know, it's in terms of the construction. That's another basically upfront, one time fixed costs that you're going to cover. And then all the future revenue that it's going to generate. So.   Maybe if you like, think before we end this topic on overhead, I'll give you kind some of our expense metric. ⁓   speaker-0 (16:18) Sure, yeah, absolutely.   Well, hang on, before you go into expense metrics, I want to bring up one piece that I think often gets missed, because you're saying like we're in the money. But I also want to bring up something that I really love to point out, and that is return on emotion. Some people don't want to bring on an associate. Yes, like as a business model, you can be more financially successful with an associate. Yes, you can, having more chairs, more build out, more practices. ⁓ But I also want to point out there is a return on emotion. There are sometimes   Bigger headaches, they're also sometimes less headaches with bigger organizations. I personally love to consult larger practices. The pettiness, the cattiness, the smaller drama is way less in larger practices or multiple locations. So like that drastically drops down. They figured it out. They're dialed into systems. But at the same time, I think it's important for people to assess that return on emotion. You might have a dreamy life. You might be doing exactly what you want and sure you could produce more.   But if you're off work at say two or three o'clock every day and you work two or three days a week and you're shelling and seven fifty to a million in profit, not a bad lifestyle. So I think it's also important to assess like what you ultimately want and what your return on emotion is before just saying like, I'm going to build because this is the way to do it. I think if you're looking at your practices as a business model, which I personally think a lot of us should look at it that way, ⁓ just to see what you what you ultimately want, what's your end game. And that's also where I love financial advisors of   Like what is your total term? Like where do you want to get? Does it make sense to grow? Does it make sense to stay where I'm at? ⁓ I think oftentimes we, we forget that return on emotion and how that is. We always think of like return on investment, but what does that return on emotion too? So just want to put a plug of like, I think everyone's on their own path, their own journey. Definitely agree. There are lots of ways that you can be insanely profitable and having multiple practices is a great, great, great business play. And you're able to help more practices. I'm all in favor.   You're gonna have multiple locations. Make sure you're doing awesome dentistry because sure, it can be very lucrative. Just be ethical because I think that plays out long-term. So Chris, with that, what are some of the metrics you guys look at? Because I agree, I love to hear people's metrics. I think we're pretty closely aligned with you guys on metrics, which is another reason I really love working with you guys and your clients.   speaker-1 (18:32) So I think if you ⁓ were to survey the Academy of dental CPAs and all of their, what you see them put out statistically, they're gonna tell you the metric of one to 2 % for marketing. When you go and you immerse yourself in the DSO world and their conferences and get to know what they're doing, you're gonna see more of an average of six to 8 % reinvestment into marketing. DSOs have a harder time with retention. They have more patients going out the back door. Private practices.   degraded retention, but they don't often invite enough people to the party. So we don't go by the one to 2 % number. think that's an area where people try to, they're trying to keep costs down. You know, your business is the greatest asset that you own that provides the greatest return and you have the most control over. So you should be reinvesting in it more than you reinvest in the stock market or anything else. So our metric for marketing is three to 8%. Private practices, like to see at least three to five.   I mean, excuse me, in GP practices, in specialty practices, especially like orthodontics, needs to be on the higher end. Team expenses between 20 to 30%. We certainly try to keep that under 30%. Team expense does not include doctors. Okay. So that's all of your, all of your, uh, your, your entire team, including a hygienist as well, but not doctors, uh, dental supplies somewhere five to nine, five to 10 % labs.   speaker-0 (19:36) Yes, absolutely.   speaker-1 (19:58) four to 7%. So again, those dental supplies and labs really should not be greater than roughly 15 % total. Rent and facilities, five to 9%. What does that mean? So if you have a high percentage in your rent and facility costs, if your rent facility is let's say nine, 10, 11%, that means you're probably not maximizing the space and getting the collections that is possible there. Again, using that revenue per chair metric.   When you're on the lower end, if you have 4 to 5 % rent of facility, means you're running very efficiently. You're probably going to be running out of space and need to expand or potentially relocate or get another location. And then there's general administrative costs somewhere in the range of 4 to 10%, depending on the practice type and what additional folks they have.   speaker-0 (20:48) Cool.   speaker-1 (20:50) That's it on everything.   speaker-0 (20:51) No, I love it so much because I think so often people don't look at their P &Ls and they don't even know what they should be targeting for. It's just like, well, do I have money left over or do I not? And then I don't know. like all of that combined should equal about 50 % there. Is that correct? Those are 50 % and then doctor pays 30 % to give a 20 % profit margin. And then you subtract debt services from that. that kind of your guys' model? That's what I've heard. It's what I typically recommend.   speaker-1 (21:18) Roughly. mean, yeah. You know, I, the most ideal is that I think when the average doctor starts to work with us, their profit margin is in the twenties, the 20 % range. our goal is to get them into the forties. Okay. And everyone does chase this like 50 % number, but I will tell you that eventually if you have to scale again, if you have to reinvest, that's the part like you're, drive yourself nuts. Would you rather have, you know, 50 % of 1 million or do you rather have 40 % of 3 million? Right.   You know, and that's that. So it's not always just about that overhead percentage. Uh, it is about if you choose to scale and you're, you're buying, you're reinvesting some of your, your overhead percentage, you're reinvesting some of your money to buy back your time. Like you said earlier, okay. Um, whether that's on multiple doctors or not, you know, being a slave to the chair is difficult and high risk to you as a business owner. It's one of the riskiest business models there is.   speaker-0 (22:12) Right.   I think that that's such a good point.   But guys, you don't know, can, Pro-Fi is fantastic. You can reach out to them, have them help you with your PNLs. Also your current CPAs, you can get a chart of accounts and give them these percentages and say, this is where I want it to be. Help me get there, give me some information because a lot of CPAs are not dental specific and they might not know these industry standards. And I agree with you. I also think it's important to think of growth years and also profit years. Some years you are definitely massively.   reinvesting into the practice and you might not be sitting at as high of an overhead, but you're doing it with the intent. Like when I bring on new team members, when you bring on new doctors, your overhead is going to go down. It should go down because you are investing and you're growing, but you need those people. This year on Dental A Team is a growth year. I am heavily bringing on new team members. My overhead is not as great as it has been in the past years. But if I, like you said, chase that X number of overhead and never invest in that growth,   I can't get to the next level of where I wanna go. So I thought that was really, really helpful. Thank you for that, Chris. And I know now we wanna spin over to Brent. Brent's been hanging out silently over there of some tax things. And I do love that you guys ying and yang on practice metrics because that's what we're all about. And then the tax world that I'm like, here's the thing. Here's my take on taxes. I am so grateful to live in a country where I get to pay taxes to have my own business. Like I truly think that is a massive blessing of the country we live in.   With that said, I also think it's my responsibility as a business owner to be as savvy as I can on taxes and not overpay on taxes because I'm just dumb and I'm not actually looking at strategy using smart people beyond myself to do it. So Brent, I'm so jazzed. Talk to us kind of about some tax things that you've been thinking of that your clients are dealing with.   speaker-2 (24:00) Yeah, absolutely. So I remember a few early evening calls with you and you're calling and saying help.   speaker-0 (24:06) It was in December last year, like literally right before the end of the year. And I was like, Brent, I owe so much dang money in taxes. Any ideas? It's fine, guys. It's fine.   speaker-2 (24:19) One of the foundations of Pro-Fi that we built it on is education. So we are very big believers in educating our clients to understand, first and foremost, how do you even generate taxes? So the number of conversations we have with dentists that just don't have a basic understanding is really astounding to me. So we first take an approach of, you have to understand how do you generate income tax? You generate income tax by the salary or W-2 you take.   and profit. The key thing here is it does not matter if you take a dollar of that profit out of the business, you still owe tax on the profit. So here, when you're looking at your P &L, let's say a doctor has a half a million dollars of profit and they choose not to take it home and leave it in the business, they will still pay tax on half a million dollars. I had a call today, the exact conversation is like, why didn't take any of the money home?   speaker-0 (25:18) It doesn't matter. were profitable brother, sister, like rock on. Happy day for you.   speaker-2 (25:23) You know, as Chris was alluding to, if you choose to reinvest in the practice, do marketing or other items like that that are deductible, that will obviously reduce your burden. The second thing, the second biggest mistake is don't underestimate your effective tax rate. So Chris and I have, we call it, I guess the golden rule or the 40 % tax rule. And that is geared towards over-preparing a business owner when it comes time to send in those quarterly estimates.   And I'll come back to that one in a minute, but the 40 % tax rule, if you have a pen, I would write that down because that is a rule to live by. And also ask your CPA advisor, whoever they are, whether it's us or your other another CPA, ask them before you make the decisions. So I got a call yesterday from a doctor in South Carolina. He's like, hey, I want to buy a machine that's going to cost me $85,000. My equipment rep said I'd get a 40 % tax deduction.   Just about that much.   speaker-0 (26:23) That was a clever salesperson.   speaker-2 (26:26) Yeah, they all do it. We love equipping reps. No badging equipment reps. But understanding, depending upon your entity type, whether or not you will be able to deduct that in the current year is a huge thing that you have to understand. Chris and I have seen so many doctors over the years that have come to us after the fact. And I think we've done a great job of educating, hey, I bought this equipment, it's $100,000.   When we do the tax return, it's like, you're not involved deducted. They're like, why not? The equipment reps that I could. So just make call your advisor before you do it. That's the best thing you can do for yourself.   speaker-0 (27:02) Well, and I, to that point, I just say like, you should have experts on your board as a business owner, people that you genuinely trust for taxes. And like you said, ask them, ask your rep about the best products and what they're seeing of results within the patient's mouth. Cause that's where they're experts. But I'm just going to put a massive plug, like, gosh, the number of dollars I have spent personally, because I didn't ask,   If we can save anybody even a couple of grand, like you're welcome. You're welcome. Just ask, ask before you do it.   speaker-2 (27:36) Right, absolutely. Then I kind of look at what are some things that you can do to make sure you're not blindsided by that tax surprise? ⁓ One thing we do is we always recommend in your business, you have to run multiple bank accounts. And one of those bank accounts is a tax savings account. Your business should fund and pay for your personal tax bill. So think about like ⁓ grandmother's cash envelope system.   create different buckets in the business, move the money out of your OpEx account because, know, like for me, if I have 20 bucks, $20 in cash in my pocket, I'm going to spend it. But if I put it away in the bucket where it's intended, it'll be there when I need it.   speaker-1 (28:18) My bucket, right?   speaker-0 (28:19) Yes, you can just send them my way this year Chris. It's fine Brent. It's fine I'll take him but Brent I want to speak so highly to that because ⁓ It really does help. I will also put a plug of like have really good financial planners and tax planners with you because I am actually really really good at saving money for taxes What I really get frustrated with is when it comes to December and I have been saving and I have been putting that away ⁓   And then they're like, Kiera, you owe an extra X amount. And I'm like, what the heck? I've even saved this. So that's where I also think it's really pro to have really good CPAs that are that actually no tax. So I am curious. You guys tell me the truth, because I don't know how this works. I'm not a CPA, but I swear every year I get a call December 1st and it's like almost a double what I've already saved for the whole year. And I'm a saver. Like I don't spend a dime in my business.   speaker-1 (29:14) call you get all year long, Kiera.   speaker-0 (29:16) It's not well, I have a monthly call with them and we even plan for taxes, but this year my quarterly taxes It's okay guys. I'm interviewing new cpas. It's okay. my cpn doesn't listen to the podcast I don't think if so, it's great. We've had a good run for several years But like that's where I get a surprise. Is it common? Should you be getting a surprise call on december 1st? If you've got good tax people, and you've been planning and preparing and putting money aside all year long is that   speaker-1 (29:41) As you answer this question for her and I would go over safe harbor estimates, but Kiera to set you up for what Brent's going to say. What happens is somebody tells you a number and you kind of start to operate like a zombie and you're like, okay, I put that number away, put it away and you did it. And you're like, okay, I put the number where you told me, but at the same time you're trying to grow your business.   speaker-0 (30:06) To that point though Chris I'm gonna like back on this because I think I'm actually a really smart business owner But every freaking year this happens. I'm trying to fix this and hopefully someone   speaker-1 (30:15) I think it has to do with your growth.   speaker-0 (30:18) I   overestimated what my growth would be this year. So I said I was going to be double what I was last year and we're coming in at about a 70 % growth of what I was last year. So I gave my CPA a 30 % extra window to project on me and we're still coming up a hundred, I'll say a different number, but I'm coming up more than I had saved.   almost three times as much as they had saved for me. cause I get burned every single year. So I'm like a squirrel with nuts and I put away for tax savings in my company because I never know what I'm going to owe. And it scares me. So with that said, I agree with growth. If you can, if you can project where you're going to go and you're having consistent quarterly meetings with your CPA, is it common to still have a massive like uptick in December? I would ask.   speaker-1 (31:04) No, it's not.   So look, to keep it simple, like, you know, I'm kind of talking on the managerial accounting side of things and Brent's talking on the tax side of things. If you're meeting with that accountant and you look at that bottom line profit, okay, you owe 40 % of that profit, whether you took it home or not. And then if you made any estimated tax payments, you can subtract those tax payments from that 40%. Okay. ⁓ And then you can apply some deductions and maybe bring the number down.   speaker-0 (31:24) Agreed.   I'm asking for a friend hashtag myself right now I mean I get better every year around taxes because I hate the surprise and I think most people do but I also wanted to point out I'm like I think I'm pretty savvy with business I talked to a ton of CPAs like this isn't like my first day running a business So and I'm happy to hear and with that 40 % So here's another thing that I've also which maybe I'm just dumb Maybe I'm just coming around the block to this so you guys can tell me ⁓ but it's 40 % of the profit correct like   And that profit also includes my W-2 as a business owner. So I've got to like...   speaker-1 (32:10) That profit is after your W-2. Hopefully your W-2, you have normal withholdings. Sure. you're like zero or one, you can kind of pretty much say, hopefully the federal and state taxes are all withheld from that for you. Right. have to worry about it. Okay. It's the profit that's left over after your W-2 and all the other expenses of the business you have 40 % on. So Brent, tell her about what happens at the beginning of the year.   When we talk, they those first estimates. think everybody starts to like, they get glued to the estimates and they never update them.   speaker-2 (32:41) Yeah, so a couple things. So, Kiera,   speaker-0 (32:45) Call   you in December, Brent. We're going to have this conversation in year two.   speaker-2 (32:49) Maybe we should start in January for next.   speaker-0 (32:51) I like that strategy is much better. I'm like I've even I started my tax meetings in July this year guys Like this is how much I'm paranoid and I'm like they're just shelling a ton on me again And I'm like how does it happen every year? I don't I don't understand so   speaker-2 (33:05) Here's a trend I noticed over the last four years. you know, there was in 2017, there was the Tax Cuts and Jobs Act, which changed the tax code. also changed. There's also been changes to the payroll tax tables. So I would take UW2, look at your federal tax withheld and divide that by your taxable wages in box one. More than likely, it's going to be in the 10 to 12 % range.   If you were in the 40 % tax bracket, you're already 30 % short on your taxes. Let's say you pay yourself $100,000. If you're 30 % short, that's a five digit dollar. So that's where I'd first start. And that is very, very, very common. You will not see any withholding in a W-2 being over 25 % unless you manually requested that from the payroll company.   speaker-0 (33:39) Right.   speaker-2 (34:01) bonuses or automatically taxed at 25%, but your regular payroll is probably in the 10 to 12 % range. So that's one reason it's happened. What Crystal's talking about, so let's say that we prepare your return in April. So let's say your 2020 return and every accountant will do what's called a safe harbor tax estimate, which basically says your estimates will be 110 % of your prior year tax.   speaker-1 (34:30) The IRS wants you to put 10 % more than last year away, like pay them in advance. They like you to do it quarterly because collecting money once a year is a bad business model.   speaker-0 (34:40) And it's a bad business model.   speaker-2 (34:42) So like Chris said, when a client gets those estimates, and let's say they're $25,000 a quarter, they are fixed on $25,000 a quarter. So what we do is with all of our clients in June and early July, we actually run tax projections or mock tax returns the upcoming year. We pull their year to date profit, we get all their deductions and we project out if that original safe harbor estimate has changed.   Then we do it again in November and early December to make sure that you're still on track and also looking for additional ⁓ tax strategies. But to answer your question from earlier, should you be surprised with a big number? No, not if you're doing proper planning.   speaker-0 (35:30) with like a little variance, but I just want to point that out because I think so many business owners get scared of taxes and this year, don't worry guys, it's on my vision board by the age of 36. I will be a tax expert. I look at it every single night. I have no desire to be a CPA, but I really think it's important as business owners to educate yourself on taxes and like you said to plan and to save for it because otherwise it's just this always surprise bill that creates stress. For me as a business owner, I know often I just feel like   I don't dare spend money because I'm gonna get hit with this big unknown. And so I'm like this girl, I literally have four tax savings accounts in my business right now. And they're in like four different business accounts, so my CPA can't see them all. Because I'm like, you come to me every year with this huge surprise and every year it's like double what I thought you were gonna say. And like I'm grateful to be very successful in what we do. However, I don't think business owners should be surprised, especially if you have a good CPA. So I just wanted to like find out like, that normal?   I feel like I'm on the anomaly, but good to know on that.   speaker-1 (36:33) Tax surprises cause cash flow problems.   speaker-2 (36:39) So Kiera, let me quantify that one of   speaker-0 (36:41) Guys,   don't worry. Everyone on the podcast, this is a Cura therapy session. You're welcome to be attending this. So we're glad.   speaker-2 (36:48) So can there be a tax surprise? Yes. The reason the tax price might happen is if you told your CPA, hey, I'm going to be doing these improvements and they're going to be done by December 31st. If in December you tell them, well, it didn't work out and I'm not going to have all these expenses. And yes, you're going to, you're going to get a surprise because you didn't, your plan didn't follow through. The other thing is talking about the separate tax account in the business. It's,   speaker-0 (37:12) That's fair.   speaker-2 (37:18) Absolutely recommended, but the most important part is you cannot spend it on anything but your tax bill. You cannot not rob Peter to pay Paul. That is probably the biggest mistake you could make is saying, well, I'll take it now. I have eight months to put it back in.   speaker-0 (37:34) That's like that makes my heart stop. I feel so stressed for people and also for anyone who wants to know like you I wish you could see the zoom right now with me Brent and Chris You know these guys love what we're talking about because Brent is literally getting like so excited and so animated talking about this So that's just when you know people are good at what they do I get so geek I'll geek out on dentistry and systems and like how we can help you and they're jazzing about some some tax benefits here So I agree. I think that if you aren't doing that, I also like the thought of 40 %   Do you guys recommend, because I know another piece to it, which I realized this year was like charitable contributions. I'm LDS. And so having charitable contributions, 10 % is something that I was like, that was funny. We didn't prepare for that. So that's like another check that I wasn't planning. And then also like SEP and 401ks. Do you guys have anything that you recommend for that of having a tax savings fund, but also building up those other funds and those payments that you'll be making to reduce your tax bill? Yes.   but those are also pretty big expenses, depending upon how your business does every year. How do you guys manage or navigate that? Or should I just be saving more? Because again, I'm like building these funds up to this, I've got four accounts, because I stress out about it.   speaker-2 (38:44) So Chris, I'm gonna let you take that one on the cashflow. It's really cashflow planning.   speaker-1 (38:48) Yeah, a lot of questions in there.   speaker-0 (38:50) Cool, like I said, this is why I podcast guys, because I can ask my own personal questions.   speaker-1 (38:57) In terms of okay, should you be doing okay. what do you want me to start a chair charitable chair?   speaker-0 (39:03) Just   like I think that a lot of people might get quote-unquote surprised at the end of the year because not only do we have a tax bill to pay, we have charitable contributions that we're paying. We also have 7401Ks. Like there are quite a few other funds that need to be paid out again to reduce our tax bills to help us. But those are also cashflow that you need to have on hand as a business owner to be able to front that money. So I've been also thinking that could be why other people feel like it's a surprise at the end of the year, just all lumped into taxes when it is just other pieces to help reduce that tax bill for you.   speaker-1 (39:33) if   something is important to you, then it needs a separate bank account. if charitable giving is important to you, I think you should have a separate bank account so you can visually see that you've got it ready to pay. And in order to make it tax deductible, it does need to be a 501C3. can't just be any random, say, it's... Right? So ⁓ when it comes to all of the retirement accounts, mean, ⁓ 401Ks and IRAs and simple IRAs and all of that,   speaker-0 (39:51) about last year.   speaker-1 (40:02) Roth, that's like the smallest fraction. That's like the, you know, the entry level league of the tax code in terms of savings. And it's, it's really kind of the stuff that the masses can do. I certainly think it's important to save and save for retirement. think when you're a business owner and let me say this, mean, upfront, I'm a contrarian. I think when you're a business owner, you have to be a contrarian and know that not everything applies to you the same way as everyone else. Sure. I, my bias is I have a much.   stronger tendency to say, you know, spend the money in your business or put the, I should say, invest, reinvest the money in your business for growth, because it's going, there's an asset value to that, to that business. need to learn what that is and what you one day can exit it for. And it creates, gives you the most, you know, income. ⁓ If you put money into a 401k or you put money into marketing in your business, you get the same tax deduction. So that's a question. If you're looking for like year end stuff, you know,   You could put the money into the, into the retirement plan, or you could prepay some expenses for next year. ⁓ You lot of people, think don't trust their business, which is weird because it's the thing you have the most control over, but they don't trust their own business. Typically it's cause they're not really great at managing their own cashflow and having discipline. And so they're, they're hesitant to invest the money in the business. And they'd rather go roll the dice and put it in the stock market. And at the time of this podcast recording, let me tell you.   We are in a recession. It has already begun. Everything is very high. Stock market's high. Real estate is high. Your business is one of the safest places to put your money right now. It provides you an inflation hedge, okay? And it creates revenue. ⁓ And it's tax deductions. I'm a big believer in putting the money into your business or getting another business. I think Brent can talk about, know, people ask us like, what are some of the largest   speaker-0 (41:47) Right.   speaker-1 (41:56) deductions you can play in. Like what, are the bigger things you can do outside of a 401k? Tax deductions. Generally speaking, the tax code rewards you for doing things that improve our economy. And that's primarily investing in businesses, you know, adding another location, employing people and commercial real estate, commercial real estate is a big one. Again, commercial real estate's really high right now. It may not be the perfect time to be buying or building. Cause all of the costs are really high.   save that cash, even if you have to pay some taxes, save the cash for liquidity for the tough times. when this recession happens, most practice owners are going to stop investing in their business, they're to stop marketing. And you got to do the opposite. That is the time where you can do all of that at its lowest cost. that's when millionaires are really made is during recession. So I'm going on a tangent now. You got me passionate   speaker-0 (42:50) No,   I like it. I like hearing it because I like thinking of other things. think so often you said it really well of business owners want to contract. They want to not reinvest in themselves. It's like, well, like let's put it in the stock market because that's what I heard that we should do. But I really do love that mindset. And that's why I love podcasting. That's why I love talking to different people. This is why I bring you guys on here because I purposely, intentionally bring different ways of thinking out there. You've got to make your own decisions.   But I'm a big like when people are zigging, I want to zag. So right now real estate's hot. Commercial's hot. The stock market's hot. Like I literally am sitting here just thinking like, here, just sit on some cash. Like, like you said, I might have to pay more taxes on it, but sit on that cash because you know, it's going to drop. And during that time, that's when you do the exact opposite of what everyone else is doing. So I really love that advice. And I think it's wise and it's prudent. I also love what you said, Brent, of having the 40%.   A lot of people say do 30%, but agreed a lot of dentists do tip into that 40 % tax bracket. And I would much rather over prepare than under prepare. Chris, to your point, I really love also having the buckets for like we said, charitable contributions, if you're going to do ⁓ 401ks, but I really, agree with you too. I think reinvest in your business. Look to see, I do end of year spending. I look to see what I could reinvest in, what things are gonna propel us the most. I look at marketing, I look at website rebuilds, I look at.   Different softwares that are going to propel us forward different ways to make our our practice more efficient What things are really going to invest in our company and our team? To make it and then I just do fun things like, know trips places I definitely don't get much ROI on that except for emotional ROI, but I know I know this is a longer podcast guys I really hope and I also hope team members listening realize that this is not just for business owners. I think that this is also   Individual tax prepping make sure you are preparing look for ways that you can reinvest in yourself What things could you prepare for what things can you build out? Do you have separate savings accounts for different things that you're going to maybe you don't have to save for taxes But guess what maybe one day you will be a business owner So teach yourself the discipline to save now to look for reinvestment. I also think is super valuable. So I want   speaker-1 (45:05) team members, for those team members, what side hustle can you create? What side of business can you create? know, and what, what commercial or what even residential property, rental property could you create to give yourself rental income? And there are deductions that come along with that. But if all you do is just do your day to day job, whether you own a business or don't own a business, you're not going to save anything in taxes, nothing significant. got it. You got to create some value in the world out there.   speaker-0 (45:29) Agreed. say deliver the biggest and best value. So you guys teased me. So I want to wrap up our podcast with some things to not be doing. You guys have kind of like a hit list right now of some things, some tips that a lot of us might be doing that are cracking down. I know I have been privy to some of these things as well. So take us away. We'll wrap this up with just some, some of that hit list of what not to do. ⁓ and   you know, as we get in there, thank you guys for sharing all that you have. Thank you for doing a personal session with me already. So I'm excited for the hit list now.   speaker-2 (46:01) So I would say the biggest one that I've seen is the fascination that doctors have with crypto.   speaker-1 (46:01) Go ahead, Brent.   speaker-0 (46:12) Brent, it's because we're bored. We don't know what else to do with ourselves, so we're like, why not throw a little into crypto?   speaker-2 (46:17) Here's the problem. So I have about a half a dozen doctors over last six months. They called me and said, Hey, I put $200,000 into the crypto market, Bitcoin. And I'm like, really? Where did you, where did you write the check from for that investment from the practice? Here's the problem. If that practice is an S corporation and they invest that money in crypto and they hit it big, they could potentially blow up their IRS S corp election.   and the IRS will take it away from you. So if you're gonna do investments, do not write the check from your practice. You can take the money home as a distribution, then put it into crypto, but do not do it through your business.   speaker-0 (47:01) This is a moment where I just had like a, I'm like, good. I'm glad I did that at least right. even knowing. Why is that?   speaker-1 (47:03) Sorry.   So that one, I mean, that one can cause some serious damage. ⁓ But the other ones that I think nobody wants to hear when they're listening to this, and I get in all these battles on social media, Facebook groups and all that. But the two things that come up over and over and over again that everybody's kind of cheating on and they're going to get busted on is number one, paying employees and especially dentists and hygienists, paying them as 1099 contractors.   This is going to get you in trouble not only with the IRS, but with the Department of Labor. And there are some significant penalties. There is a black and white 20 question checklist that the IRS provides. You can Google that. You can find it directly on the IRS website. And it goes through a checklist of yes or no questions to determine if you qualify to be a 1099 independent contractor or if you fit the requirements of a W-2. And to simplify it,   The main thing is the element of control who controls the schedule, who tells you which patients you're seeing and when who's providing all the materials and the tools and equipment. And 99 % of the time, anyone in dentistry falls under the category of an employee. Pretty much have to be a specialist that owns their own separate practice already coming in part time in order for you to 10 99 them. And if you're 10 99ing them, you're 10 and you have to do it to their business. The other thing that doesn't work is when, you know, they're like,   Oh, I'm an individual doctor. I'll just set up an S corp and you can 1099 my escort. The IRS is not stupid. Again, they're they're looking at what are your what is your role within that that place that you're receiving the income from the revenue from. So anyway, everybody hates that. But I'm telling you, I   speaker-0 (48:58) I   don't think it's a, it's not a good place to play with fire. Um, I have a really, really, really awesome unemployment lawyer, um, and employment lawyer. He represents Uber Lyft Red Bull. He's in, um, San Francisco. If you guys need him, he's amazing. Reach out to us. Hello@TheDentalATeam.com. Um, but he told me he said, Kiera Uber and Lyft, which I personally think I'm no lawyer guys. I'm not there. Uber and Lyft to me are the epitome of 10 99 contractors.   but they are, ⁓ they're coming down, they're cracking down on it. And ⁓ I have heard that it is no longer just a small offense. It's a pretty big offense if you misclassify. To me, really, I'm a risky person, but I believe in being smart and also paying people the way they should be paid. As much as it's not fun, we transitioned our whole company and I just think play that one safe because labor laws are not something to ever mess with, in my opinion.   speaker-1 (49:51) Yep. And you know, the government has shelled out a lot of money through this pandemic and they've got to collect it and get it back. And they're going to get that back from small business owners. And, ⁓ you know, our, our dependent care systems of Medicare and social security are very fragile right now. And that's the one thing they do not want you to screw with. And so they collect that money through W2 payroll. They're going to, they're going to force more and more than everybody's W2, especially in the occupation of dentistry. Second thing is the cars. Okay. Everybody wants to run their cars through the business.   You might be allowed to run a car through your business. It depends on what type of business you're in. If you're in real estate and you're showing houses and you're driving your clients around, you can probably write your car off through your business. But in dentistry, you're going to sit across the table from an auditor and they're going to say, what does a car have to do with the business of dentistry? The IRS tax code says that your business expenses must be ordinary and necessary to the business for them to be deductible.   What does the car have to do with the business of dentistry? How is a vehicle ⁓ justified as 100 % business use as a necessary use in order to do dentistry?   speaker-0 (51:00) What if it's a wrapped vehicle that's marketing?   speaker-1 (51:03) That's different. there are very specific guidelines in the IRS tax code about what is marketing for a vehicle. must be fully wrapped. It can't just be magnets. It can't just be stickers. But it has to be significant that's used for marketing. What we find is not a lot of doctors want to wrap their test up.   speaker-0 (51:23) Because they're ticked off with the patient that Ruekinaal didn't go super well and they're cutting people off on their drive home and you don't really want your flashy business to be that car.   speaker-1 (51:31) Right. I mean, and to make it legitimate, mean, the car has to be legally registered in the business name. It has to be covered under business insurance, not your personal insurance. The loan has to be under the business name, not your personal name. And there's a, you know, most people are not doing that. They're doing, they're buying it personally. They're just making the payment out of their, out of their business. And they think that they can deduct the whole thing. And this is not true. There's even greater scrutiny if the business tries to buy, if the dental business tries to buy a vehicle.   and depreciate it, take it as 100 % use. So I know people hate to hear that, but I would just caution everyone listening, stay away from 1099 and cars in your business. But everyone's.   speaker-2 (52:12) doing   it!   speaker-0 (52:13) I heard a really great quote one day and they said Kiera everything's deductible until you get audited and I was like That's really good advice. I appreciate that. So guys, ⁓ Chris and Brent. Thank you guys for coming on the podcast Thank you for being people that I can call Brent. Thank you for being my December, you know midnight hour friend I loved last year. You said care. There's really not much we can do. Maybe we should have done this in January. So ⁓   But truly, I just appreciate you guys helping so many doctors. know you help a lot of our clients. Shout out to those clients that we mutually work together. I love working with CPA companies. I think we're a good peanut butter and jelly together. We help grow the practice, make them more profitable. You guys make sure that their books are in line. Give us the guiding stars of what levers to turn to help the practices. You take care of the taxes. So it's a really good yin and yang and   I hope all of you listening today found a lot of value. Team members, look at this for yourselves. Get the side hustle. I hope this spurred some, some topics, some conversation. Team members, can also help your practices reduce that tax bill. look for ways that you can spend end of year, just different things. So I definitely think team members have a lot of play in this as well. So Chris and Brent, thank you guys so much. It's super fun. If people want to connect with you, ⁓ maybe they're done with their CPA. Maybe they just want to find out if.   There might be another option out there. How can they connect with you? I know you guys specialize in DSOs, larger group practices, but also the solo practices as well. How can people connect if they're interested?   speaker-1 (53:40) Sure, so check us out online at our website, Profi2020.com. That's P-R-O-F-I-2-0-2-0.com. ⁓   speaker-0 (53:47) You did   that because 2020 was such a great year that you guys want to remember. ⁓   speaker-1 (53:53) That marketing plan went out the window. It was 20-20 clarity to give you clarity on your finance.   speaker-0 (53:54) No.   I   just thought I'd throw it out there. So no one will forget Pro-Fi 2020. 2020 was most memorable year guys. Don't forget it. They don't want to forget it ever.   speaker-1 (54:07) We have tons of free videos, a lot of great content on there. Check us out on our YouTube channel, all social media, know, at Profi2020. We're very easy to find. ⁓ But we're managerial accountants. It's way different than financial accountants out there. Make sure you look up that difference and know what you're asking for. ⁓ And we always do free consultations for anyone who would like it.   speaker-0 (54:29) Awesome. Well, Chris and Brent, thank you again so much, guys. Go check them out, Profi2020. Chris and Brent, they are the owners of the organization. So super grateful for you guys coming on here.   Kiera Dent (54:38) I hope you all loved today's episode as much as I did. It is crazy to think that this many episodes have been released since we started the Dental A Team Podcast. And I started looking to say, my goodness, our listeners need to be reminded of some of the things they may have learned a year ago or two years ago or five years ago, because so many things in our practices weren't relevant back then when we heard them, but they are relevant today. And I would be doing you a huge disservice if I didn't re-release some of these episodes for you to remember, to refine.   to optimize and really truly if you ever need a topic or you're like, my gosh, I wonder if the Dental A Team has anything like this, go onto our website, TheDentalATeam.com, click on our podcast tab and you can literally search any topic. So whether it's overhead or hiring or firing or team morale or engagement or case acceptance or hygiene   onboarding or whatever it is, we have so many episodes for you. And so I am going to intentionally be   re-releasing some of the top best episodes for you, pulling back some of the ones that I needed to remember, some of the things that I feel for you to really, really relearn right now and to re-remember, or if it's the first time, welcome. I'm so happy you're listening to it, but I hope you truly enjoyed today's episode. I hope that you share this with somebody. I hope that you go and implement today because we only have one day. We only get today. And so making today the best that it possibly can be. If we can help you in any way, shape or form, reach out Hello@TheDentalATeam.com.   And as always, thanks for listening and we'll catch you next time on the Dental A Team Podcast.

In this video Dr. Nez analyzes and educates you on what happened and why with fact based, data based, verified and researched expertise reporting. For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez ▶ Reach out to me: https://bio.site/professornez▶ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/ ▶Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.All original content is protected by copyright. Fair use applies where permitted by law.Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

AI used to be about prompts, now it's about delegation. Christopher Penn breaks down what agentic AI actually is, why it represents a leap forward for small businesses, and how tools like Claude Cowork are turning strategy into execution. If you've been curious about moving beyond copy-and-paste AI and into systems that actually get work done, this conversation is your starting point. https://www.theagentsofchange.com/616 Need help with your branding, website, or digital marketing? Reach out to me (Rich Brooks!) today at https://www.takeflyte.com/contact

March 18, 2026: Your daily rundown of health and wellness news, in under 5 minutes. Today's top stories: F45 launches PEAK500 with Red Bull, a 30-minute in-studio competition with global leaderboard as brand creates its own fitness racing format Bain report finds 113 insurgent wellness brands drove 36% of CPG growth, with 44% promoting better-for-you claims and growing 10x faster than category average Dick's Sporting Goods doubles down on $40B youth sports market where average family spending rose 46% to $1K+ annually since 2019 More from Fitt: Fitt Insider breaks down the convergence of fitness, wellness, and healthcare — and what it means for business, culture, and capital. Subscribe to our newsletter → insider.fitt.co/subscribe Work with our recruiting firm → https://talent.fitt.co/ Follow us on Instagram → https://www.instagram.com/fittinsider/ Follow us on LinkedIn → linkedin.com/company/fittinsider Reach out → insider@fitt.co

Blake Lovell and Max Barr preview Saint Mary's vs. Texas A&M in the 2026 NCAA Tournament first round game in the South Region and share predictions for this highly anticipated matchup at the Paycom Center in Oklahoma City, Oklahoma. The game will be shown on Tru TV at 6:35 PM CT. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to caroline.bellcow@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Blake Lovell and Max Barr present their official 2026 NCAA Tournament bracket picks with thoughts on upset picks, sleeper teams, best games, important trends, and more in the East Region, South Region, Midwest Region, and West Region. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to caroline.bellcow@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Blake Lovell and Max Barr preview BYU vs. Texas in the 2026 NCAA Tournament first round game in the West Region and share predictions for this highly anticipated matchup at the Moda Center in Portland, Oregon. The game will be shown on TBS at 6:25 PM CT. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to caroline.bellcow@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Blake Lovell and Max Barr breakdown the 2026 NCAA Tournament bracket with thoughts on the path for Todd Golden and the defending national champion Florida Gators. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to caroline.bellcow@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Blake Lovell and Max Barr preview Vanderbilt vs. McNeese in the 2026 NCAA Tournament first round game in the South Region and share predictions for this highly anticipated matchup at the Paycom Center in Oklahoma City, Oklahoma. The game will be shown on Tru TV at 2:15 PM CT. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to caroline.bellcow@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After proving himself in the playoffs, the Patriots have a big decision to make on Christian Gonzalez

Sign up to our FREE workshop on March 31st:  Optimization with AI for Programmatic Traders Site Lists + Geo Insights (DMA) — from Pivot Tables to Prompts In this episode of Programmatic Digest, Hélène Parker sits down with Assetou Kone, programmatic expert and consultant, for a real conversation about resilience in programmatic advertising and agency life. Assetou shares her journey into ad tech, from studying political science and mass communication to discovering programmatic during a digital marketing bootcamp. What started as a curiosity about digital media quickly became a career built on solving complex marketing problems across multiple verticals, including political campaigns, retail, e-commerce, banking, and pharmaceutical brands. The conversation dives into the softer skills that often determine long-term success in programmatic, including active listening, observation, and understanding the internal structure of the organisations you work within. Assetou explains why knowing how a company operates and who influences decisions can dramatically improve how traders execute campaigns and support client goals. Hélène and Assetou also unpack the reality of agency work, including burnout, under-resourced teams, and the pressure traders face when managing dozens of campaigns at once. They discuss why deep work is essential for campaign optimisation, insights, and meaningful reporting, and why many agencies underestimate the time required to generate true strategic value from programmatic data. The episode also explores what resilience actually looks like for traders and buyers, from documenting your work and protecting yourself with clear communication to learning from campaign mistakes and using those lessons to grow stronger in the role. They close the conversation with thoughts on the future of AI in programmatic, highlighting how automation could relieve traders of repetitive tasks while allowing them to focus on insights, strategy, and deeper analysis.  

If you have been feeling unsettled and concerned about these chaotic times we are living in, you are not alone! Rather than focus on what the 'experts' say about these times, let's connect with Mother Mary's wisdom for guidance and comfort! In this episode, I share a channeled message from Mother Mary about how to navigate these times, and how She is asking us to respond. I will be offering a monthly message from Mother Mary right here on the podcast every month, and this is the very first one. I would love to hear your feedback about this idea! Ps- if you want to receive personal guidance and insight from Mother Mary, click here to schedule a session.   Key Learnings: 1) Mother Mary knows we are living in chaotic times, and that is why She is encouraging us, as ambassadors of hope, to take extra care of our own energy. We can only help others when we have taken care of ourselves first. 2) Reach out to your friends, family and neighbors during this time. This is where your impact is most deeply felt and deeply needed. Let go of over-worrying about the big picture issues that you are in no position to influence, and instead be a source of light, love and hope right where you are. 3) The archetype of King Herod is present on the planet in several countries. But that means that the energy of Christ is also present. Take heart and know that the system of hierarchy, of looking to institutions to guide us, is falling away. Just as King Herod's reign did not last, neither will these modern day Herods last. Connect with your St. Elizabeth, strengthen yourself and offer love and support to those who are open to receive it. "Reach out to your friends, family and neighbors during this chaotic time. That is where your impact is most deeply felt and needed." Mother Mary channeled message   To schedule a private session, click here Click here to join the Magnify Your Miracles membership Click here to schedule a Miracle Meeting with me If you love the image on the wall behind me of Mother Mary Blessing the World, you can order your own museum quality copy at www.deepaliu.com  

Are you designing your employee experience or just letting it happen? Most leaders talk about employee experience, but few intentionally shape it. In this episode, Kevin sits down with Dean Carter to explore why that's a costly mistake. Dean gets to the point: What do your employees actually experience every single day? Because while culture is what your organization is, employee experience is what your people feel. Dean emphasizes that designing employee experience must be intentional, continuous, and co-created with employees rather than imposed on them. He also shares real stories showing how listening in real time, acting on feedback, and giving people genuine agency can transform engagement, trust, and performance, even in struggling organizations. Dean's Story: Dean E. Carter is the co-author of Employee Experience Design: How to Co-create Work Where People and Organizations Thrive. He is newly named CEO at Instill.ai and has over two decades of experience as an executive officer for renowned, and Fortune50 companies, such as Patagonia and Sears, as well as a board director for private and publicly traded companies. His views on employee experience and the future of work are frequently featured in global publications, podcasts, corporate events, and mainstage keynotes. https://www.linkedin.com/in/deancarter/ Looking to Develop Stronger Leaders? Want help developing the leaders in your organization? Reach out to explore how the Kevin Eikenberry Group can support your team at info@kevineikenberry.com.  Book Recommendations Employee Experience Design: How to Co-create Work Where People and Organizations Thrive by Dean E. Carter, Samantha Gadd , Mark Levy  Primal Intelligence: You Are Smarter Than You Know by Angus Fletcher Like this? Understanding the Employee Experience with Jacob Morgan Leading Change Intelligently with Barbara Trautlein Building Community (in 20 minutes or less) with Jennifer Moss Join Our Community If you want to view our live podcast episodes, hear about new releases, or chat with others who enjoy this podcast join one of our communities below. Join the Facebook Group Join the LinkedIn Group   Leave a Review If you liked this conversation, we'd be thrilled if you'd let others know by leaving a review on Apple Podcasts. Here's a quick guide for posting a review. Review on Apple: https://remarkablepodcast.com/itunes    Podcast Better! Sign up with Libsyn and get up to 2 months free! Use promo code: RLP  

Is TSA PreCheck really worth it? What's the difference between Global Entry and TSA PreCheck? Is CLEAR just an upsell? And how do airport lounges actually work? In this episode of The Travel Tidbits Podcast, Jamie Weitl is joined by Pineapple Escapes Travel advisor Pankti Bhatia to break down exactly how to make your airport experience smoother, faster, and even a little more luxurious. They cover: What TSA PreCheck includes, who it's best for, and why it's one of the easiest travel upgrades you can make Global Entry vs. PreCheck and why international travelers should strongly consider the upgrade How CLEAR works and when it makes sense to add itReal-life examples of which programs fit different travel styles A deep dive into airport lounges including credit card lounges, Priority Pass, and airline lounges like Admirals Club, Flagship, United Club, and Polaris How premium travel credit cards can unlock lounge access and other valuable perks Whether you're a once-a-year vacation traveler, a busy parent navigating the airport with kids, or a frequent flyer looking to streamline every step, this episode will help you decide which programs are actually worth your money. If you're ready to skip the lines, avoid the chaos, and start your trip with less stress and more comfort, this one's for you. Have questions about what makes sense for your travel style? Reach out to Pineapple Escapes Travel. We'd love to help you travel smarter. Because remember… travel makes life sweeter.

What if the fastest path to your Enough Number isn't growing bigger—but staying small on purpose? Everyone tells you to scale. Expand. Add more offers. Reach more people. Go national. Raise funding. But what if that advice is wrong? It was for me... and I'll explain why. Want me to help you build YOUR lifestyle business, join Momentum.

Send a textFirst Aired Apr 23, 2025If you've been following the AI space lately, this episode hits differently the second time around.When Al sat down with Ruchir Puri — Chief Scientist of IBM Research, IBM Fellow, and the architect behind Watson and watsonx — the conversation covered ground that's only gotten more relevant since: the death of prompt engineering, the rise of agentic AI, and why 2025 was always going to be the year agents broke through in the enterprise.Ruchir doesn't deal in hype. He deals in systems — real ones, running at scale, in industries where a hallucinated number has consequences. In this masterclass, he walks through inference scaling, memory in AI systems, and what it actually means to build AI that's useful rather than just impressive.If you're new to the show, this is the episode to start with. If you've heard it before — trust us, it lands differently now.Key moments:12:21 — Why prompt engineering is already fading (and what replaces it)13:39 — Inference scaling: the frontier that's not about training anymore16:26 — Why AI systems that "forget" are failing us17:56 — The full agentic loop: Think, Plan, Act, Execute, Observe, Reflect23:45 — Why enterprise AI agents are no longer a future stateMaking Data Simple is hosted by Al Martin, WW VP Technical Sales, IBM.Ruchir's LinkedinAl's LinkedInExplore IBM's WatsonxWant to be featured as a guest on Making Data Simple?  Reach out to us at almartintalksdata@gmail.com and tell us why you should be next.  The Making Data Simple Podcast is hosted by Al Martin, WW VP Technical Sales, IBM, where we explore trending technologies, business innovation, and leadership ... while keeping it simple & fun. 

This week on Overtime on Inferno, our co-hosts debate over the future of Team Spirit's head coach Hally. Sam is more of a Hally-out man, whilst Jack makes one last attempt to defend Team Spirit's coaching.We've also moved on from clowning on FaZe. Nowadays we're talking about what could turn things around for karrigan and his boys after their head coach NEO has stepped down. Is the answer to all their problems Ash? Probably not. But we'd definitely still like to see him link up with karrigan in the near future.Join the discord:https://discord.gg/X3jU4djxUKCheck out Logan's newsletter:https://thestratbook.gg

Send a textIn this episode of Skin Anarchy, Dr. Ekta Yadav sits down with Dr. Stephanie Culler, co-founder and CEO of Persephone Biosciences, to explore one of the most rapidly evolving frontiers in modern health science: the human microbiome. From early immune development to cancer therapy, the conversation reveals how the trillions of microbes living in our bodies may shape health in ways scientists are only beginning to understand.Dr. Culler's path into microbiome research began with a personal mission to understand disease after losing both of her grandmothers to cancer. Following her PhD at the California Institute of Technology, where she studied gene therapy approaches to cancer, she moved into industrial biotechnology and microbial engineering. That work eventually led her to co-found Persephone Biosciences, a company focused on translating microbiome science into real-world therapeutics and consumer health solutions.A major focus of the discussion centers on the infant microbiome and its role in shaping immune development. Dr. Culler explains how microbes transferred during birth and nourished through breast milk help “train” the immune system in the earliest stages of life. Yet modern research suggests that key beneficial bacteria—particularly Bifidobacterium infantis—have dramatically declined in Western infants. In large-scale studies conducted by Persephone, only a small percentage of U.S. infants carry adequate levels of this once-dominant microbe.The conversation also explores how microbiome balance may influence responses to cutting-edge cancer treatments like immunotherapy. Emerging research suggests that gut bacteria can significantly affect how patients respond to checkpoint inhibitors, opening the door to microbiome-based interventions that could enhance treatment outcomes.Listen to the full episode to hear Dr. Stephanie Culler explain how microbiome science is transforming our understanding of immunity, disease prevention, and the future of medicine.Learn more about Persephone BiosciencesDon't forget to subscribe to Skin Anarchy on Apple Podcasts, Spotify, or your preferred platform.Reach out to us through email with any questions.Sign up for our newsletter!Shop all our episodes and products mentioned through our ShopMy Shelf!Support the show

This week, "You get to change, and change again. Who you are and who you are becoming is guided by life - say yes to it.”In this episode, Renee read from DUB: Finding Ceremony by Alexis Pauline Gumbs and closed the class with the the Godseed/High Priestess card from Lineages of Change Tarot. ✨✨✨This week-ahead reading for March 16-22, 2026 is an excerpt from this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Somatic Space class⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with Renee Sills. For the full-length forecast and embodied practice for this week, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠purchase the recording here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.✨✨✨UPCOMING AT EMBODIED ASTROLOGY:

"Somebody's either got to step up, or people are going to start to step out." Notable Moments [00:01:15] Why Speaking Up Requires Courage [00:02:06] Safe Ways to Surface a Leadership Issue [00:03:13] Why Leaders Must Invite Honest Feedback [00:07:24] Building Trust So Employees Will Speak Up [00:11:22] Why Hiring Still Drives Culture and Performance Speaking up about leadership issues can feel risky, especially when the problem involves a manager above you. In this episode, Lee Cockerell, retired Executive VP of Operations at Walt Disney World, explains why courage and ethical leadership are essential when workplace culture begins to suffer. He shares ways employees can bring up concerns safely and why great leaders create environments where honest feedback is welcomed. Read my blog for more from this episode.  Resources CockerellStore.com The Cockerell Academy About Lee Cockerell Mainstreet Leader Jody Maberry Travel Guidance Magical Vacation Planners are my preferred travel advisors. Reach out to have them help plan your next vacation. You can reach them at 407-442-2694

In this powerful episode of The Mike Litton Experience, host Mike Litton sits down with Alan Northcutt to uncover a remarkable life story filled with courage, resilience, and purpose. From flying 181 combat missions in Vietnam as a Marine Corps F-4 fighter pilot to building a 60-year career on Wall Street, Alan shares the lessons that shaped his journey. He opens up about pivotal life moments—including personal struggles in the 1980s that inspired him to write his heartfelt book, The Legend of Christmas. Discover how a simple Christmas story about “Ugly the Moose” carries powerful messages about belonging, service, and finding your purpose. This episode is packed with wisdom on leadership, perseverance, and creating a meaningful legacy. What you'll gain from this episode: Real-life lessons from a Vietnam combat pilot Insights from decades in finance and leadership Inspiration to find your purpose and make an impact A heartwarming story behind a future Christmas classic If you're inspired by stories of resilience and success, make sure to subscribe to The Mike Litton Experience for more incredible conversations with leaders, entrepreneurs, and storytellers. Subscribe now and never miss an episode! Like, comment, and share to support the channel! Welcome to The Mike Litton Experience Podcast! Mike is passionate about being a father, a teacher, a Realtor, an investor and a leader! Everyone has a story and our passion is to help them tell it! We never want you to miss an episode, so please be sure to subscribe. Could we ask you for two quick favors? If you like our program, please tell a friend. Wherever you get your podcasts please leave us a rating. It helps us to connect with quality people just like you! Reach out to Mike on Instagram @themikelittonexperience. Thank you for joining us for The Mike Litton Experience! Who you work with matters and we would be honored to interview with you or anyone you know to sell your home! If you have questions, please reach out text or call 760-522-1227. Thank you! #livinginsandiego, #movingtosandiego, #themikelittonexperience, #homesforsaleinsandiego, #mikelitton, #sellahomeinsandiego, #buyahomeinsandiego, #toptipstogetthebestoffer #themikelittonexperience

Want to work with us? Reach out! inquiries at milestomemories dot com Hyatt just dropped five new pricing tiers on their award chart — and it's got Shawn and Mark rethinking their entire hotel strategy. Plus: Mark had to scrap his Istanbul trip, rebook his whole Europe itinerary using Aeroplan, LifeMiles, Delta SkyMiles, and Bilt credits, and lived to tell the tale. And yes — the LifeMiles call center almost broke him. **What we cover:** - Hyatt's award chart devaluation: five new tiers and what it actually means for redemptions - Why Hyatt's value proposition was always about consistency and Chase earning (not footprint) - Mark's current hotel rankings: Hilton free night certs, IHG's underrated card refresh, and Accor's flexible points - Choice Hotels and why Benjy's going to be thrilled - The Hilton Surpass card: still the best mid-tier hotel card and why - Hyatt free night certs — are they actually worth more now post-devaluation? - Why Mark abandoned Istanbul and pivoted to Warsaw two weeks before the trip - Rebuilding the whole itinerary: 70K Aeroplan on Turkish, 8K United miles Istanbul-Warsaw, 25K Delta SkyMiles on Air France business, and Bilt credits for the Sheraton - Turkish Airlines IT nightmare: can't check in, ticket number mismatch, and the LifeMiles call center hangup saga - RyanAir reality check: what Americans need to know about weight limits and bag rules - The case for travel flexibility and why points make last-minute pivots actually possible

President Trump Set the PERFECT TRAP! Democrats in NUCLEAR PANIC Mode! In this video our experts analyze and educate you on what happened and why with fact based, data based, verified and researched expertise reporting. For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez ▶ Reach out to me: https://bio.site/professornez▶ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/ ▶Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.All original content is protected by copyright. Fair use applies where permitted by law.Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program.

#313 In this episode, Billy shares powerful insights on the mindset, behaviors, and systems that prevent gym owners from achieving financial success. Whether you're just starting or looking to scale, these lessons can help you build wealth and freedom in your fitness business. Key Topics Covered: The startling statistics on income levels among gym owners and what it truly means to be "rich" The dangers of relying too much on debt and how to shift toward debt-free growth Why reinvesting profits blindly can hinder long-term wealth, and the importance of strategic savings The risks of placing all financial hopes in the sale or exit of the business The critical role of daily actions and mindset in developing financial success How your operating system — including mindset, schedule, and prospecting habits — impacts growth Practical tips on prospecting, pricing strategies, and leveraging margins for profit The power of marginal gains and continuous improvement in conversion rates Resources & Links: Billy Hofacker's Website Your Fitness Money Coach Podcast Connect with Billy: LinkedIn Instagram Interested in personalized support? Join Billy's Profit Growth Group for hands-on coaching and community support — spots are limited. Reach out to learn more and grow your profits sustainably!

March 17, 2026: Your daily rundown of health and wellness news, in under 5 minutes. Today's top stories: American College of Sports Medicine updates resistance training guidelines for first time in 17 years, emphasizing consistency over perfect programming Peloton introduces Commercial Series bike and treadmill for gyms, pairing Precor-engineered hardware with instructor-led classes shipping late 2026 Costco partners with Sesame and IVI RMA to offer fertility care with up to 80% savings on medications, addressing one in six Americans facing infertility Today's episode is brought to you by AIIR — a modern communications and experiential agency for health, wellness, fitness, and performance brands. From earned media to events and creator-led campaigns, AIIR helps companies sharpen their story, earn attention, and build trust that compounds. Visit https://aiir.agency to learn more. More from Fitt: Fitt Insider breaks down the convergence of fitness, wellness, and healthcare — and what it means for business, culture, and capital. Subscribe to our newsletter → insider.fitt.co/subscribe Work with our recruiting firm → https://talent.fitt.co/ Follow us on Instagram → https://www.instagram.com/fittinsider/ Follow us on LinkedIn → linkedin.com/company/fittinsider Reach out → insider@fitt.co

Send a textEver wondered what actually happens to the bass after the weigh-in at the Bassmaster Classic? We sit down with Gene Gilliland, B.A.S.S. National Conservation Director and veteran fisheries biologist, to uncover the hidden science of tournament fishing.In this episode, we dive deep into the conservation side of the Bassmaster Classic. Gene Gilliland explains how fisheries biologists operate within the high-stakes tournament landscape, the incredible lengths B.A.S.S. goes to in order to keep fish alive, and the future of bass conservation in America. Whether you are a tournament angler, a weekend warrior, or a biology nerd, this conversation reveals the massive logistical and scientific effort required to protect our fisheries while hosting the biggest events in bass fishing.

Blake Lovell and Max Barr preview Texas vs. NC State in the 2026 NCAA Tournament First Four game in the West Region and share predictions for this highly anticipated matchup at the University of Dayton Arena in Dayton, Ohio. The game will be shown on Tru TV at 8:15 PM CT. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to caroline.bellcow@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Blake Lovell and Max Barr preview every region in the 2026 NCAA Tournament with thoughts on upset picks, sleeper teams, best games, important trends, and more in the East Region, South Region, Midwest Region, and West Region. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to caroline.bellcow@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Blake Lovell and Max Barr preview Arkansas vs. Hawaii in the 2026 NCAA Tournament first round game in the West Region and share predictions for this highly anticipated matchup at the Moda Center in Portland, Oregon. The game will be shown on TBS at 3:25 PM CT. Southeastern 16 Merch: https://se16.printify.me/ &COLLAR Stretchy. Wrinkle-proof. Built to look sharp. Welcome to Workleisure. Use promo code SEC16 for 16% off! https://andcollar.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to caroline.bellcow@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tonight's WeatherBrains episode is all about marine weather!  We discuss wave forecasting, marine hazards, and the many products issued for mariners.  Guest WeatherBrain for tonight's episode is Chris Landsea.  He was formerly the Science and Operations Officer for 11 years at NHC, and he's now the Chief of TAFB (Tropical Analysis and Forecast Branch) at the NHC.  He has served in this role since 2019.  Chris, it's great to have you on tonight's episode.  Guest WeatherBrain and meteorologist Brian Lamarre was formerly the Warning Coordination Meteorologist (WCM) at the Lubbock TX NWS office.  He then served 17 years as the MIC (Meteorologist in Charge) at the Tampa FL NWS.  The panel discusses the various commonly seen marine alerts, including freezing spray forecasts, Special Marine Warnings, and hazardous sea warnings.  Brian, welcome to the show! Our email officer Jen is continuing to handle the incoming messages from our listeners. Reach us here: email@weatherbrains.com. Looking back at WeatherBrains Episode 46 featuring Dr. William Gray (Fall 2006) - Link incoming! (13:00) What is the NWS Marine Program? (14:30) Small Craft Advisories (18:00) Gale Warnings and why are these necessary? (21:00) What are rip currents and why is this a hazard?  (23:30) Respiratory hazards and other entry level hazards (28:00) Coastal flood advisories/warnings (31:30) Special Marine Warnings and what conditions are needed to require one (34:00) Waterspouts and the call to action for the general public (36:30) Forecasting wave heights and the main 2 types of waves that are commonly produced (44:30) Deep dive into rogue waves and significant wave height (47:30) NHC TAFB (Tropical Analysis and Forecast Branch):  Who is it and what do they do?  (55:00) Increasing traffic in polar regions and the ice/open ocean transition (01:05:00) Great Lakes Environmental Research Lab (GLERL) (01:08:00) Unique relationship between US Coast Guard and National Weather Service (01:12:00) Special Marine Warnings and metrics applied to POD/FAR similar to on-land severe warnings (01:17:00) Special Marine Warnings and Call to Action (01:19:00) The Astronomy Outlook with Tony Rice (01:25:00) This Week in Tornado History With Jen (No segment this week - stay tuned!) E-Mail Segment (01:27:30) and more! Web Sites from Episode 1052:   MarineTraffic EverythingWeather: Your Ultimate Weather Mobile App WeatherFront Mobile Weather App Alabama Weather Network Picks of the Week: Chris Landsea - NHC Graphical Marine Wind Warnings Brian Lamarre - Haboob satellite photo James Aydelott - Okie J on Facebook: Severe storms stretch from Chicago to Houston Jen Narramore - Out Rick Smith - Out Troy Kimmel - Hazcams Kim Klockow-McClain - UCAR statement on lawsuit filed against federal administrative agencies John Gordon - Windy.com Bill Murray - Out James Spann - 3/15/26 Bonnertown, TN tornado damage The WeatherBrains crew includes your host, James Spann, plus other notable geeks like Troy Kimmel, Bill Murray, Rick Smith, James Aydelott, Jen Narramore, John Gordon, and Dr. Kim Klockow-McClain. They bring together a wealth of weather knowledge and experience for another fascinating podcast about weather.

Jaylen Brown erupted for 41pts on 19-21 from the FT Line to carry the C's past the Suns 120-112. He scored 18pts in the 4th quarter alone!! While he was the best player on the court tonight, there were a ton of impressive and not so impressive performances tonight so make sure to tune into the podcast for the full breakdown!This podcast is brought to you by me, Guy DePlacido. I have been a Loan Officer servicing MA, NH and ME for the last 5 years so if you are looking to buy or refinance, reach out to me today at (978) 804-7756 or email me at guy.deplacido@ccm.com! Like the Boston Celtics, I know that you need a great team behind you to win so this year I am partnering with some of my favorites including Deb Burke, and Collin Tucker.If you're looking to buy or sell a home in the near future meet Deb Burke, your trusted realtor at Compass Real Estate, serving MA and NH. With a passion for finding dream homes, Deb is committed to making your real estate journey a breeze. Whether you're buying or selling, Deb's got your back. Reach out today at 978-930-4621 or email deb.burke@compass.com to start your next chapter. Let's turn your real estate dreams into reality!After getting preapproved with me and finding your home with Deb Burke, you'll want to make sure your home is protected and for that, there is nobody better than Collin Tucker at Berlin Insurance Group. Collin is a local agent but he is licensed in all of New England with over 20+ carriers for auto and home insurance guaranteeing the lowest quote possible. I have worked with Collin so many times not only for my clients insurance needs but mine as well. Reach out to Collin Tucker at Berlin Insurance Group at 508-459-1226 or Collin@berlininsurancegroup.com

After growing up in a broken home and chasing the empty promises of sin, Terrell Medina encountered the gospel at a winter camp that changed everything. In this episode, he shares how God saved him, shaped his calling through discipleship and missions, and ultimately led him to serve as Student Pastor at Redeemer Bible Church.

What happens when a bartender discovers a knack for numbers and becomes a leading "Sales Tax Lady"? In this episode, we sit down with Holly Hoffman, the founder of SalesTaxLady.com, to discuss the high stakes of sales tax and the strategic power of accurate data. Holly shares her journey from a bar in Central Wisconsin to state tax auditing—explaining why sales tax isn't just a yearly chore, but a daily necessity for business health. Holly Hoffman is an independent sales tax consultant with over 20 years of accounting experience. Formerly an auditor for the Wisconsin Department of Revenue, she now specializes in helping businesses navigate complex state regulations. She currently serves as the Committee Chair for the Wisconsin Institute of CPAs Taxation Committee. Along the way we discuss Bartender to Auditor (3:15), Accounting Opportunities (4:00), Sales Tax (7:45), Fraud Alerts (16:00), Accurate Data (20:30), and filling the Sales Tax Education Gap (26:30). Looking to audit-proof your business? Reach out to Holly @ SalesTaxLady.com We are proud to partner with LukeLeaders1248, a nonprofit providing scholarships for the children of military Veterans. Donate via PayPal/Venmo: @LukeLeaders1248. Visit: www.lukeleaders1248.com Music intro and outro from the creative brilliance of Kenny Kilgore. Featured tracks: "Lowriders" and "Beautiful Rainy Day."

What if the fastest way to grow your child care business… was to go back to school? In this milestone episode, Brian and Carol Duprey challenge the idea that once you become an owner, you've "arrived." Join us as they unpack why the most successful child care leaders never stop learning—and why trying to figure everything out on your own can cost you far more than you realize. From marketing and enrollment strategy to finance, operations, leadership, and systems, they share candid stories about costly mistakes, hard-earned lessons, and why sharpening your axe before you need it can change the entire trajectory of your business.   Tune in to this episode as Brian draws powerful comparisons between professional athletes and business owners. Every elite performer has a coach—so why should child care owners be any different? Listen in as they explain how coaching, community, and continuing education can help you close knowledge gaps, strengthen weak areas, and accelerate growth without the "million-dollar mistakes." They also reveal how one small tweak—just one enrollment strategy shift—can potentially generate hundreds of thousands in lifetime revenue.   Join us as Brian and Carol share how Child Care Genius University was created to provide a shortcut—offering proven systems, hands-on coaching, real accountability, and even a 5X return guarantee in year one. From helping owners scale from a few locations to dozens, to restoring confidence, profitability, and even marriages strained by business stress, they've seen firsthand what happens when leaders invest in themselves. If you're tired of relying solely on your own knowledge base and ready to level up, this episode is your invitation. Go back to school. Sharpen your saw. And discover what's possible when you stop doing it alone.     Mentioned in this episode: GET TICKETS to the Child Care Genius LEGACY Conference:  https://childcaregenius.com/legacyconference/   Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media ads management. For social media content we have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts. If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university   Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

Millions of people across the globe spend an average of 8–10 hours a day sitting at a desk, and research increasingly shows that long periods of idling are linked to higher risks of diabetes, heart disease, and other chronic health problems.And going to the gym for one hour does little to cancel  the effetcs of sitting all day. We're learning that our well-being is shaped just as much by what happens the rest of the day.In this episode of Brains Byte Back, host Erick Espinosa speaks with Dr. Milad Geravand, co-founder and CEO of Deep Care, about why the modern desk job has quietly become a health risk we need to talk about and how new AI-powered tools could help change that.Dr. Geravand created Isa, an AI-powered desk device designed to monitor posture, movement, and workplace conditions in real time. Unlike traditional fitness trackers that focus on workouts, Isa focuses on the 8–10 hours people spend sitting during the workday.In this conversation, they explore: • Why sitting all day affects metabolism and long-term health • The science behind workplace movement and posture • Why exercise alone may not undo sedentary habits • How AI can support healthier behavior without invading privacy • What companies can do to improve employee health and productivityIf you work at a desk, this conversation may change how you think about your workday.Find out more about Dr. Milad Geravand, here.Learn more about Deep CareI here.Reach out to today's host, Erick Espinosa - erick@sociable.coGet the latest on tech news - https://sociable.co/ Leave an iTunes review  - https://rb.gy/ampk26Follow us on your favourite podcast platform - https://link.chtbl.com/rN3x4ecYOr in this case, for many, by what doesn't happen.

Title of podcast: Maximizing Your Impact: Louise Brogan on LinkedIn Strategy, YouTube Growth, and Building a Winning Online Presence Welcome to the Superstar Communicator podcast hosted by Susan Heaton-Wright. In this episode, she interviews Louise Brogan, CEO of Louise Brogan Limited and a recognized expert in leveraging LinkedIn for entrepreneurs and business leaders. Louise shares her journey, practical advice for growing online, and insider tips on navigating LinkedIn's changing landscape, as well as the power of building a strategic network. Whether you're a solopreneur, coach, consultant, or representing a larger organization, you'll find actionable strategies to enhance your profile and increase visibility online.   Key Points Introduction & Guest Background Susan Heaton-Wright introduces Louise Brogan and outlines her credentials: CEO, author, podcast & YouTube host, and award-winning digital marketer. Louise's expertise includes helping small businesses and organizations use LinkedIn to build their brand and generate sales. 00:00:02 - 00:02:51 Honoring UK Small Business at Buckingham Palace Louise recounts her experience of being invited to Buckingham Palace and meeting King Charles—a recognition for her work with small businesses. 00:03:13 - 00:03:54 The Reach and Impact of Her YouTube Channel Louise speaks about her YouTube channel, which has over 110,000 subscribers and 3.7 million views. She shares a touching story about meeting someone in Dublin who benefitted from her LinkedIn tutorials, highlighting the global impact of her content. 00:04:15 - 00:05:50 LinkedIn Algorithm Changes & AI Louise explains recent shifts in LinkedIn—how the platform's AI cuts out spammy tactics, focuses on real-time content, and why being clear and focused in your profile and content matters more than ever. She introduces the concept of 'lost in distance' for LinkedIn headlines and emphasizes the importance of niche content. 00:06:41 - 00:14:48 How to Build Visibility and Engagement on LinkedIn Louise outlines her four pillars for LinkedIn success: A clear and helpful profile Focused, relevant content A strategic, engaged network Consistency and authenticity She also debunks myths about gender bias on LinkedIn, pointing out how trending topics—not profile gender—drive engagement. 00:09:55 - 00:15:41 Top Tips for LinkedIn Success Louise shares practical tips: Prioritize keywords at the start of your LinkedIn headline Don't stress about posting—strategic commenting can be equally powerful Curate your own feed by unfollowing negativity and engaging with relevant content 00:16:15 - 00:21:16 Client Success Stories & Personal Wins Louise describes how her strategic advice helped a client niche down and land an €80,000 contract, as well as how LinkedIn drove her own speaking career globally. 00:21:38 - 00:27:49 YouTube for Business Owners Louise predicts YouTube will become increasingly important and recommends all business owners start a channel to build trust and visibility. 00:30:09 - 00:31:50 Building a Network of Value LinkedIn is compared to an in-person networking event—your profile is your introduction, content is your stage presence, and comments are table-side conversations. Louise emphasizes engaging with people genuinely interested in your topics. 00:32:11 - 00:33:48 Resources & How to Connect Louise invites listeners to connect with her on LinkedIn, join her webinars, and access her guides and YouTube channel. 00:34:08 - 00:35:01   This episode is packed with practical strategies and insights for anyone looking to grow their presence and influence on LinkedIn and beyond. Don't forget to check the show notes for links to Louise's resources! Download the transcript of the interview  We create this podcast to empower others to speak and communicate with impact. Weselffund. If you value our content, we would be so grateful if you could'buy us a coffee' https://www.buymeacoffee.com/superstarcomms   Why not grab our Ten Top Tips to Being a SuperStar Communicator here   Buy the SuperStar Communicator 30 Day Plan here Find out more about Susan Heaton-Wright–our host:https://offers.superstarcommunicator.com/susan-heaton-wright   Check out our SuperStar Communicator Store:https://offers.superstarcommunicator.com/superstar-communicator-store   SuperStar Communicator deliver a range of speeches, masterclasses, facilitated workshops and coaching for emerging leaders. We focus on empowering emerging talent to speak and communicate with clarity,confidence and credibility. If you would like more details please email us at hello@superstarcommunicator.com or why not book a call.   You can listen to all episodes of the SuperStar Communicator podcast and subscribe here.

Jonah (28) and Caroline (28) understand the power of their dollars, but a series of financial missteps keeps slowing their progress. From 401(k) loans to sports cars, they walk us through the money decisions they now regret. We dig into the money psychology behind those choices, uncover the patterns driving their setbacks, and help them build a clear financial plan to get their wealth-building journey back on track. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello, beautiful souls! Welcome back to the Angels and Awakening Podcast. I'm your host and author, Julie Jancius, and friends — this episode lit me up in the best possible way. Today I'm sitting down with the brilliant Katina Bajaj, a creative health scientist and founder of Daydreamers. I have been so excited to have this conversation because the intersection of creativity and spirituality is something I feel so deeply, and Katina brings the science to back it all up. About This Episode Katina started her career in finance, burned out completely, and discovered that the one thing that finally brought her back to life wasn't more rest or more meditation — it was returning to creativity. That journey led her to a master's in clinical psychology and ultimately to forging an entirely new field: creative health. This conversation goes deep into why so many of us feel empty even when we're doing all the "right" wellness things — and what's actually missing. Katina shares the science behind burnout (spoiler: rest alone doesn't fix it), why creativity and intuition are one and the same, and how the brain literally builds superhighways the more we live creatively. We also get beautifully real about identity, authenticity, AI, and what happens when someone copies your work — and what spirit says to do about it. What We Cover What a "creative health scientist" actually is — and why this field is changing lives Why burnout isn't just exhaustion — and why cutting things out of your schedule makes it worse The difference between burning out vs. outgrowing a chapter (such a good nuance!) How dopamine, desire, and your intuition are all pointing you toward your next purpose Why our bodies are wired for homeostasis — and how to push through it anyway The brain science of "collecting dots" — and how living creatively builds your inner superhighway The three pillars of creative health: presence, meeting challenges, and finding meaning in beauty Katina's "Notice, Think, Express" framework for anyone who doesn't know where to start How creativity is literally the entry point to your intuition (backed by Dr. Lisa Miller's research!) The cognitive revolution — creativity as an evolutionary "blip" that changed everything Why you cannot be separated from your creativity — it is a limb The hard conversation about AI, copying, and what happens when your vulnerability is used against you Why your most inspired work is always one step ahead of what anyone can copy Connect with Katina Bajaj

Arachne, founded by Sophia Wojczak, granddaughter of Leandro P. Rizzuto, the visionary behind Conair, carries forward a legacy of innovation while redefining beauty for a new era. Their mission is to empower beauty with integrity and innovation, creating products that go beyond tools to embody transformation, blending cutting-edge technology with elegant design. With TOOLS TO TRANSFORM™, Arachne delivers solutions that are simple, effective, and sustainable, setting a new standard in the haircare industry. As a female-founded brand, they champion individuality and self-defined beauty, offering both tools and a community that supports personal evolution. Sophia's experience at Conair—overseeing dozens of patents and leading new product innovation—revealed opportunities to innovate with quality, sustainability, and transformative design at the core. Arachne is a story of resilience, reinvention, and agility, honoring a heritage rooted in the American Dream while building the future of beauty.  In this episode, Sophia also discusses: Her grandfather starting Conair with just $100, selling hair dryers out of his trunk The innovation behind multi-functional brushes The perfect travel hair hack with their L'UOVO™ Egg Why all of their products are patent-pending Charcoal brushes and their exfoliating, oil-absorbing, detoxifying benefits The importance of trusting your gut and living your truth We hope you enjoy this episode and gain valuable insights into Sophia's journey and the growth of arachne. Don't forget to subscribe to the Glam & Grow podcast for more in-depth conversations with the most incredible brands, founders, and more. Be sure to check out arachne at www.arachne.com and on Instagram at @arachne_hairtools Rated #1 Best Beauty Business Podcast on FeedPost This episode is brought to you by Wavebreak Leading direct-to-consumer brands hire Wavebreak to turn email marketing into a top revenue driver. Most eCommerce brands don't email right... and it costs them. At Wavebreak, our eCommerce email marketing agency helps qualified brands recapture 7+ figures of lost revenue each year. From abandoned cart emails to Black Friday campaigns, our best-in-class team manage the entire process: strategy, design, copywriting, coding, and testing. All aimed at driving growth, profit, brand recognition, and most importantly, ROI. Curious if Wavebreak is right for you? Reach out at Wavebreak.co

Nik puts on his interview coaching hat to help "Jimmy," a United Airlines flight attendant and aspiring pilot, as he prepares for a last-minute interview with CommuteAir on the NGPA floor. Nik breaks down how to communicate authentically in HR interviews, craft a compelling "Why this company?" answer, and turn real-world emergencies into powerful behavioral stories. Jimmy shares impactful experiences from in-flight emergencies to checkride busts, while Nik demonstrates how to reframe those stories as evidence of resilience, sound judgment, and strong CRM skills. Don't miss this practical, actionable advice for pilots who want to stand out by leaning into vulnerability, maintaining perspective, and communicating clearly in and out of the cockpit. CONNECT WITH US Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code "R4P2026" and save 10% on all our services. Check us out at www.spitfireelite.com! If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates! SPONSOR Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US. Be ready for takeoff anytime with 3D-stretch, stain-repellent, and wrinkle-free aviation uniforms by Flight Uniforms. Just go to www.flightuniform.com and type the code SPITFIREPOD20 to get a special 20% discount on your first order. #Aviation #AviationCareers #aviationcrew #AviationJobs #AviationLeadership #AviationEducation #AviationOpportunities #AviationPodcast #AirlinePilot #AirlineJobs #AirlineInterviewPrep #flying #flyingtips #PilotDevelopment #PilotFinance #pilotcareer #pilottips #pilotcareertips #PilotExperience #pilotcaptain #PilotTraining #PilotSuccess #pilotpodcast #PilotPreparation #Pilotrecruitment #flightschool #aviationschool #pilotcareer #pilotlife #pilot

It was a huge night for Sinners and One Battle After Another, and not so much for Timothée Chalamet. We react to the good, the bad, and the ugly of the 98th Academy Awards and recap the Oscars ceremony.#oscars #oscarsreactions #michaelbjordan Timestamps:(00:00:00) Intro(00:00:40) Oscars Reactions(00:59:02) Trailers & Movie News(01:39:22) Wrap UpJoin the ReelTok Patreon for weekly exclusive podcasts, the Patron Discord, early access to episodes, merch discounts, giveaways, & so much more: https://www.patreon.com/reeltokpodcastGrab some new ReelTok merch: https://reeltokpodcast.comFollow ReelTok everywhere:YouTube: https://www.youtube.com/@reeltokpodcastTikTok: https://www.tiktok.com/@reeltokpodcastInstagram: https://www.instagram.com/reeltokpodcastTwitter: https://twitter.com/reeltokpodcastLetterboxd: https://letterboxd.com/reeltokpodcastPatreon: https://www.patreon.com/reeltokpodcastListen and Rate Us 5 Stars on Spotify and Apple Podcasts:Spotify: https://open.spotify.com/show/3V214vWwkO823aa4OaeDrOApple Podcasts: https://podcasts.apple.com/us/podcast/reeltok-podcast/id1644680412George CarmiLetterboxd: https://letterboxd.com/georgecarmiTikTok: https://www.tiktok.com/@moviesandstuff14YouTube: https://www.youtube.com/@moviesandstuff14Instagram: https://www.instagram.com/georgecarmiTwitter: https://twitter.com/georgecarmiTyler WhitmoreLetterboxd: https://letterboxd.com/TylerCWhitmoreTikTok: https://www.tiktok.com/@tylercwhitmoreYouTube: https://www.youtube.com/@tylercwhitmoreInstagram: https://www.instagram.com/tylercwhitmoreTwitter: https://twitter.com/TylerCWhitmoreSeth's Film ReviewsLetterboxd: https://letterboxd.com/sethsreviewsTikTok: https://www.tiktok.com/@sethsfilmreviewsYouTube: https://www.youtube.com/@SethsfilmreviewsInstagram: https://www.instagram.com/sethsfilmreviewsTwitter: https://twitter.com/sethsfilmreviewCam WalshLetterboxd: https://letterboxd.com/cjwalsh27TikTok: https://www.tiktok.com/@camwalsh27YouTube: https://www.youtube.com/@camwalsh27Instagram: https://www.instagram.com/camwalshTwitter: https://twitter.com/CamWalsh27All of our podcast and channel graphics are done by Nalbis. Reach out to him for any and all of your graphic design needs:https://x.com/nalbis Shoutout to Mateo Bekick for editing social media clips and the ReelTok Awards footage: https://www.instagram.com/mateobekichNew episodes every Monday, Wednesday, & Friday reviewing the latest releases, covering the latest trailers and movie news, talking Oscars and awards season, as well as plenty of film drafts, rankings, & games. Every Saturday, an exclusive movie review is released on Patreon and Patreon only.Our one and only goal is to become your favorite movie podcast.#moviepodcast #podcast #moviereviews

A short clip showing Bill Clinton running into Hillary Clinton in NYC is going viral. But it's Hillary's reaction that has the internet buzzing.In this video our experts analyze and educate you on what happened and why with fact based, data based, verified and researched expertise reporting. For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez ▶ Reach out to me: https://bio.site/professornez▶ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/ ▶Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.All original content is protected by copyright. Fair use applies where permitted by law.Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.#BreakingNews⁠ ⁠#BillClinton⁠ ⁠#HillaryClinton⁠ ⁠#ViralVideo⁠ ⁠#PoliticalNews⁠ ⁠#Trending⁠ ⁠#InternetReaction⁠ ⁠#NYC⁠ ⁠#Politics⁠ ⁠#BreakingPolitics⁠ ⁠#TrendingVideo⁠ ⁠#NewsMoment⁠ ⁠#SocialMediaViral⁠