Listen to all of the latest interviews from Jacksonville's Morning News with Rich Jones on News 104.5 WOKV!

Clark looks at gym memberships, and how difficult it can be to cancel with them! If getting fit is one of your New Year resolutions, Clark has a tip on how to manage your gym experience!

THU – Clark explains “winter-zoned heating,” and how that could help you save on your heating bills during the cold season.

DHS Secretary Kristi Noem has extended and increased a self-deportation "exit bonus" to $3000, being offered to illegal immigrants who register for deportation by midnight tonight. This requires registration using the official CBP app or website, and the "bonus" includes a free deportation flight and waiving any associated fees or penalties. The bonus is intended to motivate self deportation before stricter deportation enforcement starts in 2026.

WED – Clark looks at how easy it is to get into debt – particularly in the holiday season – and how you can avoid additional debt you just don't need.

The US military executed targeted strikes in Nigeria on Christmas Day, attacking groups allegedly oppressing Christians. WOKV military analyst and host of First Coast Military Life, Col. Chris Budihas, looks at this event and other current US military actions/campaigns. Hear more with Col. Budihas on First Coast Military Life, Sunday mornings at 8am.

A busy 48 hours at Mar-a-Lago. In back-to-back days President Trump met with Ukrainian President Zelenskyy and Israeli Prime Minister Benjamin Netanyahu, with discussions on peace agreements between Russia/Ukraine and Israel/Gaza respectively, plus discourse on potential engagements against Iran if they pursue rearmament and/or nuclear development.

TUE – Considering buying a home? Clark looks at home lease-purchases, and why that is NOT the way you want to buy a house!

Action Sports Jax's Brent Martineau joins JMN to recap the Jags road win vs. the Indianapolis Colts. That brings them to a 7-win streak, 12-4 for the season, and playing for the division championshp - and possibly AFC #1 seed? - and possibly a home playoff game? - as they wrap their regular season at home next weekend against the Tennessee Titans.

"The Wildlife Wanderer" Curtis Dvorak joins JMN to share the latest events happening at the Jacksonville Zoo & Botanical Gardens. This Wednesday, it's "NOON YEAR'S EVE" a New Year's celebration in the daytime for your kids and their party animals! "Colors Of The Wild" continues for your evening enjoyment. And coming soon in 2026, Robert Irwin is the keynote guest for the annual Toast To Conservation gala, and the new facility entrance and Manatee River attraction open soon. There's always something exciting happening at the Jacksonville Zoo & Botanical Gardens!

"The Greatest Show on Earth" returns to Jacksonville's VyStar Veterans Memorial Arena Jan 16-19. New troupe member Zeke Pranis-Ricci, who performs on the German Wheel and Unicycle, joins JMN to share what you can expect from the latest iteration of the Circus - with clowns, acrobats, aerialists, stunts, and more - and shares his adventures from Circus School! Yes, it's a thing, tell your kids!

Ryan recaps the meeting between Ukraine's President Zelenskyy and President Trump last weekend at Mar-A-Lago, as discussions regarding a Ukraine/Russia peace plan continue. Trump is expected to meet with Israel Prime Minister Netanyahu today, as peace plan discussions turn to Israel & Gaza.

MON – Tis the season of returns. And return scams. Clark looks at how you can avoid challenges if you're returning gifted merchandise.

FRI – Clark looks at ways your cell phone can help protect your credit card accounts.

THU – Clark has some tips about debt collections, ways you can end collection harassment, and ways you can reduce your debt obligations.

WED - Clark looks at some retirement disbursement options, and why an Immediate Payout Annuity might be right for you.

Brian Kilmeade shares thoughts on President Trump's newly announced Navy ship plans, and teases topics he'll address in today's show -- including the latest investigation details about the Brown University shooting. Hear more on the Brian Kilmeade Show from 10am to noon!

Aashna Shah, a student at UCF, started a community service organization when she was in the 6th grade. Since then, her organization Kindness In A Diverse Society (KIDS) has focused on the mission of "kids helping kids" - providing wellness care, physical/mental wellness resources, educational assistance, mentorship, and more. Their programs are in practice in schools, colleges, through community organizations like the Girl Scouts, and various service and philanthropy organizations. Their social media outreach promotes what they do, where their services are available, and how people can get involved -- by choosing and practicing kindness, care, and compassion, and seeing that influence extend to others. Visit KINDNESSINADIVERSESOCIETY.ORG or KIDSHELPINGKIDS.JAX on Instagram for more information.

Michael Bricker, Chief of Animal Care and Protective Services (ACPS), joins JMN to share details of a fatal animal abuse case in the San Marco/Miramar area. If you have information about the story, contact ACPS so future abuses can be prevented. In happier news, Chief Bricker also shares details of the ACPS "Silent Night" pet fostering event currently underway. Visit the ACPS page of Jacksonville.com for more information.

Senator Rand Paul is releasing his annual ‘Festivus Report' today. What grievances should we expect to see called out by the Kentucky lawmaker?

TUE - Clark has a savings tip that can reduce your streaming costs AND cut out the middle-man cost markup!

Jonathan reports on US military engagements in the Caribbean and Eastern Pacific, alleging the acts are against drug cartels but so far presenting no evidence to corroborate the claims. In other international news, Danish officials are upset with President Trump, insisting that the U.S. won't take over Greenland after the appointment of a special envoy to the territory.

Brian checks in with JMN and shares some family holiday traditions, including that most New York-ish tradition of Christmasing in Florida. Hear more on the Brian Kilmeade Show from 10am to noon.

Action Sports Jax's Brent Martineau joins JMN with a recap of how the Jags beat up the Broncos, ending Denver's home field winning streak. The Jags are up to a 6-win streak, and firing on all cylinders as the playoffs loom ahead.

MON - Clark has a simple savings tip that can reduce your grocery bills.

Action Sports Jax's Brent Martineau joins JMN with a preview of this weekend's Jags/Broncos matchup -- Who gets a win for Christmas, and whose win streak gets Grinched? Catch the game at 4pm on FOX30!

Linda has the latest updates on the suspected Brown University shooter. He has been connected to the recent murder of an MIT professor as well. The alleged shooter was found dead at a New Hampshire storage facility.

Robin Burk, President of American Legion Auxiliary Florida, joins JMN with a group of associates to discuss various holiday events and services they're providing for local military families. Learn how you could join your local American Legion Auxiliary post and get involved in their programs at ALAFL.ORG.

Meteorologist Garrett Bedenbaugh looks at the warming weekend, and has your Christmas holiday forecast for next week. (Spoiler: You won't need your Ugly Sweaters...but Surfin' Claus is back in town!))

How is the Trump administration leaning on incentives, tariffs, and faster approvals to accelerate new pharmaceutical manufacturing in the states? And what is the latest on negotiations about extending or revising health care subsidies?

A.I. is changing the workplace AND the way you find jobs. Clark has a tip on how you can stay viable as technology changes.

Dr. Steven Goodfriend, HCA Florida Emergency Physician, joins JMN to discuss the new stand-alone HCA Florida Royal Pines Emergency Care facility on Oakleaf Plantation Parkway. It is a full-service emergency care clinic suitable for injury, illness, pediatric, and elder care services, with transfer services to Orange Park Hospital when additonal care or services are required.

Lawrence Nicolas, CEO of Jax Humane Society, joins JMN to share details about this year's "Silent Night" event, Dec 17-24. Silent Night is a holiday tradition that aims to put pets in foster homes and away from the shelter for the holiday season. Visit JAXHUMANE.ORG to learn more.

Eben recaps President Trump's Wednesday evening primetime address, and breaks down some of the biggest takeaways. The President's full speech is available in the JMN On Demand audio library.

Russia says it will look to extend its gains in Ukraine if Kyiv and its Western allies reject the Kremlin's demands in peace talks.

Businesses are embracing A.I., but so are scammers! Clark has a tip on how you can protect yourself and your family from A.I. scams.

President Trump addressed the nation on Dec.17, addressing a variety of topics including the US economy, military and national security affairs, and more.

Natalie reports on a controversial interview by White House Chief of Staff Susie Wiles, published in Vanity Fair. In the interview, culled over multiple conversations with the author, she shares a number of comments and critiques about President Trump and numerous members of the Trump Administration. Before her role in the Trump administration, Wiles had a long history of involvement in local Jacksonville politics.

While President Trump was setting up a blockade of Venezuela oil tankers, members of Congress got a briefing directly from Secretary of Defense Hegseth about recent Venezuela boat strikes allegedly trafficking drugs.

Jonathan looks at several international topics. President Trump has imposed a blockade of Venezuelan oil tankers, as a pressure move against Nicolás Maduro. Meanwhile, police investigating the Bondi Beach mass shooting in Australia say the shooters were inspired by ISIS, and are looking into a trip to the Philippines before the shooting.

Do you have a 401K through your employer? Clark has a tip to help you stay on top of your retirement account and make sure you're growing your savings.

Erick joins JMN with thoughts on the US economy, particularly as the White House insists there in "no inflation," while retail costs and job reports suggest otherwise. And speaking of cost increases, Erick looks at the rising cost of health care coverage as the government continues to squabble over expiring health care subsidies, leaving many citizens facing tremendous increases in their premiums. In other topics -- Erick looks at the ongoing military strikes on civilian boats in South American waters, Trump's commentary on the passing of Rob Reiner, and he has a recap of his recent visit to Jacksonville. Hear more on the Erick Erickson Show from noon to 3pm daily.

Jonathan has the latest update on the fallout from the Bondi Beach Hanukkah celebration shooting in Australia, and follows the latest developments in the Ukraine/Russia peace talks.