Podcasts about jacksonville

Host Sarah Posner examines Defense Secretary Pete Hegseth's escalating campaign to remake the Pentagon in the image of a militant, hyper-masculine Christian nationalism—from dismantling small-business contracting as “DEI,” to purging diversity programs, hosting monthly Christian prayer meetings inside the Pentagon, and framing U.S. military power as divinely sanctioned. As Trump rattles the global order with threats against NATO allies and Greenland, Posner traces how Hegseth's theology and politics blur the lines among biblical law, domestic authority, and international norms—raising urgent questions about religion, war, and state power. Posner is joined by Dr. Julie Ingersoll, professor of Religious Studies at the University of North Florida and author of Building God's Kingdom, for a deep dive into the radical Christian Reconstructionist movement shaping Hegseth's worldview. They unpack the influence of Doug Wilson and the Communion of Reformed Evangelical Churches, including beliefs about biblical law, patriarchy, Christian dominion, and a “God of war” theology that legitimizes violence and conquest. The conversation explores how once-fringe theocratic ideas have quietly moved into the corridors of power—and what it means when U.S. military leaders see themselves as carrying out God's will, at home and abroad. Julie Ingersoll is Professor of Religious Studies at the University of North Florida in Jacksonville, where she teaches and writes about religion in American culture, with a particular focus on religion and politics and the religious right. Originally from Maine, she earned a Ph.D. in Religious Studies from the University of California, Santa Barbara, along with degrees in history from George Washington University and political science from Rutgers College. She began studying religion as an undergraduate because of her interest in politics, which she saw as deeply intertwined with religious life—an understanding that only deepened as her studies continued. More about Dr. Ingersoll: https://julieingersoll.weebly.com/about.html Additional Resources: Julie Ingersoll, Building God's Kingdom: Inside the World of Christian Reconstruction (New York: Oxford University Press, 2015) Julie Ingersoll, “Why the religious beliefs of Trump defense pick Pete Hegseth matter,” The Conversation, December 12, 2024, https://theconversation.com/why-the-religious-beliefs-of-trump-defense-pick-pete-hegseth-matter-245601 Brian Kaylor, “Hegseth Shares War Psalm He Prayed During Venezuela Attack,” A Public Witness, January 21, 2026, https://publicwitness.wordandway.org/p/hegseth-shares-war-psalm-he-prayed Brian Kaylor, “At Pentagon Christmas Service, Franklin Graham Praises ‘God of War',” A Public Witness, December 17, 2025, https://publicwitness.wordandway.org/p/at-pentagon-christmas-service-franklin Government Worship Watch, A Public Witness, https://publicwitness.wordandway.org/p/government-worship-watch “The Christian nationalist pastor with ties to Defense Secretary Pete Hegseth,” CNN, August 8, 2025, https://www.cnn.com/2025/08/08/politics/video/christian-nationalist-doug-wilson-pam-brown-digvid Creator: Sarah Posner: https://www.sarahposner.com/ Producer and Engineer: Dr. Ger FitzGerald Executive Producer: Dr. Bradley Onishi Production Assistance: Kari Onishi Generous funding provided by the Henry Luce Foundation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Three-time Super Bowl champion/NFL on FOX Analyst/'Stinkin' Truth' host Mark Schlereth and Rich preview the Seattle Seahawks vs New England Patriots Super Bowl LX including QB Sam Darnold's stellar play down the stretch, the importance of offensive line play in who wins on Super Sunday, his MVP prediction for the big game, and shares a NTFW story about his trip to Super Bowl XXXIII. AEW CEO/Jaguars exec Tony Khan and Rich discuss All-Elite Wrestling's big MJF vs Brody King match, Jacksonville's huge year-one turnaround under new head coach Liam Coen, and more. Rich reacts to Todd Monken's first press conference as the Cleveland Browns' new head coach. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jimmy jaunts down to his old hometown of Jacksonville, FL for a short mental health break. He meets up w/ childhood pals Ted and Edward along w/ Edward's son Evan for some podcasting. First, the 3 olds discuss access to nerd culture growing up in the 80s and compare it to growing up now. Evan talks about how he discovered his love of nerdy things and the ease of access to it all.  The main chat is a revisit to K-Pop Demon Hunters. Ted had never seen it. So Jimmy badgered him into watching it w/ him the night before the recording. Jimmy and Evan have seen it many many times and Edward a couple of times. They see if Ted likes it or not which ultimately will decide if they remain friends. ;) Ted gives his true feelings about it, what it was like watching it with Jimmy and if it lives up to the hype.  www.comicnewsinsider.com

Improving your preaching isn't an overnight fix; it requires consistent practice, much like going to the gym. Here are 12 simple ways to preach better, from "hugging the text" to "landing the plane" safely, to help you grow in your ministry.Get a new website, unlimited custom graphics, & full-service podcast production services at https://IncreaseCreative.Co/HBSubscribe to the Cutting It Straight magazine at https://CISmag.orgConnect with H.B. and access more resources at https://HBCharlesJr.comThe On Preaching Podcast is dedicated to helping you to preach faithfully, clearly, and better.Hosted by H.B. Charles, Jr., Pastor-Teacher of Shiloh.Church in Jacksonville, Florida Produced by Luke Clayton and the team at IncreaseCreative.CoSHARE YOUR QUESTIONS, AND IT MAY BE FEATURED IN A FUTURE EPISODE.Drop a comment or go to https://ncrs.cc/opqa to ask your questions.

In the Week 0 episode of The Tailgate, Terry Foy and Chief Tailgate Officer Larkin Kemp are live from the New England Youth Lacrosse Convention! They begin by discussing the prudence of scheduling college lacrosse games, then dive into Utah's win at Delaware, Army's performance vs. UMass and Rutgers' overtime dramatics vs. Jacksonville.From there, they roll it back into a preseason podcast, discussing the themes for 2026, their preseason Final Four, champion and Tewaaraton predictions, then are joined by Mass Youth Lacrosse's Lars Kiel to discuss the NEYLC and getting the season started.

This episode continues our two-part series on the law firm merger decision. In Part 1, Steve and Daniel explored how to determine whether merging is the right move. In Part 2, the focus turns to execution and what actually makes a law firm merger succeed. On this episode of Great Practice, Great Life, Steve Riley is joined by Molly Sasso, Christie Guerrero, Jay Henderlite, and Atticus Practice Advisor Daniel Struna for a candid breakdown of a successful law firm merger in action. Using their Jacksonville-based family law firm as a case study, they walk through the deliberate process that transformed three solo practices into a unified 25-person firm led by three board-certified partners. The conversation centers on the execution details most law firm mergers overlook. The group explains how a year-long pre-announcement period, guided by structured conversations and predetermined questions, created clarity and trust before anything became official. They share how they navigated a retiring partner's evolving exit timeline, designed C-suite leadership roles aligned with each partner's strengths, and built compensation structures that properly credited non-billable leadership work. They also address power dynamics early, including how two long-standing partners intentionally integrated a third without creating an outsider dynamic. Operationally, the episode highlights the systems and behaviors that supported the merger long term, including their "don't make me care" empowerment philosophy, processing emotional reactions with a practice advisor before taking action, and using multiple partner retreats to resolve compensation, workload, and decision-making expectations transparently. A recurring theme is that the preparation required for a law firm merger often strengthens a firm even if the deal never closes. This episode is essential listening for firm owners considering a law firm merger or scaling with intention. It shows that successful mergers are not about speed or chemistry alone, but about alignment, structure, and doing the work before problems arise. In this episode, you will hear: Real-world case study on merging two family law practices into one scalable firm Defining executive leadership roles to speed decisions and reduce friction Timeline and strategy from early merger talks to public launch Leading two teams through cultural and operational integration Aligning partner compensation to reward leadership beyond billable hours Building a firm culture that empowers staff while maintaining accountability Why having a practice advisor was critical to merger success Subscribe & Review Never miss an episode. Subscribe on Apple Podcasts, Spotify, or YouTube. ⭐Like what you hear? A quick review helps more people find the show.⭐ If there's a topic you would like us to cover on an upcoming episode, please email us at steve.riley@atticusadvantage.com. Supporting Resources: Sasso Guerrero & Henderlite https://familylawyerjax.com/ Molly Sasso https://familylawyerjax.com/attorneys/about-mollysasso/ Christie Guerrero https://familylawyerjax.com/attorneys/about-christie-guerrero/ Jay Henderlite https://familylawyerjax.com/attorneys/jay-henderlite/  Split Happens Podcast https://familylawyerjax.com/category/split-happens/  Sasso Guerrero & Henderlite Social Accounts:  Facebook: https://www.facebook.com/SGHLaw Instagram: https://www.instagram.com/sghfamlaw/ YouTube: https://www.youtube.com/@sgh_law  Daniel Struna, Practice Advisor & Attorney: https://atticusadvantage.com/team/daniel-struna/ Episode 168: Should We Merge? Part 1: The 3 Biggest Mistakes with Daniel Struna https://atticusadvantage.com/podcast/should-we-merge-part-1 Workbook: Should We Merge? https://atticusadvantage.com/worksheets/should-we-merge/ Workshop: The Path to a Great Practice & Great Life https://atticusadvantage.com/workshops/the-path-to-a-great-practice-great-life/ My Great Life Focus https://mygreatlifefocus.com/ Team Leader Certification Program (Code TLC500 for $500 off) https://atticusadvantage.com/law-firm-team-leader-certification/  Curious about growing your own law firm or getting support on how to do a succesful merger? Contact Atticus to see whether our law firm coaching can help you strengthen attorney success, refine your law firm business strategy, and build a practice that actually supports your life. This podcast for lawyers is part of our broader legal podcast library, offering practical insights on how to grow a law firm through stronger law firm leadership, law firm pricing and management, smarter marketing, intentional hiring, efficient operations, healthy law firm culture, and sustainable profitability, all while addressing law firm burnout and the realities of modern practice. You can also sign up for our newsletter to get practical insights on how to grow a law firm: from law firm leadership and management to marketing, hiring, operations, culture, and profitability, so you can build a Great Practice and a Great Life.

What if following Jesus isn't about learning more—but about leaving what's comfortable? Jesus begins His public ministry not from a place of striving, but from the Father's approval—and then He immediately goes to work. In Matthew 4, we see Jesus fulfill ancient prophecy, bring light into darkness, proclaim that the kingdom of heaven is here now, and call ordinary, unlikely people to join Him on a rescue mission for the world. This message challenges us to stop delaying the kingdom, to embody it by pushing back darkness with light, and to respond to Jesus' simple but costly invitation: “Follow Me.” From fishermen dropping their nets to crowds bringing their brokenness to Jesus, we're reminded that discipleship is not a spectator sport—it's a life of obedience, community, and mission. What might Jesus be asking you to lay down so you can take your next step of obedience?

Donica Brady lost her job after the Trump administration cut grant funding to bring solar power across the country, including to tribal nations. She picked up multiple jobs to make ends meet. That, in addition to caring for children, whittled down Brady's free time. So she invited reporter Ilana Newman over when she found a quiet moment—while skinning a deer—to talk about what the loss of solar funding meant to her and her community. “When the opportunity came up to work and help us get something established…it was huge,” she said.Brady was one of many Indigenous people working to build energy sovereignty for tribal nations—work that continues despite the administration clawing back federal funds. This week on Reveal, we're diving into how small communities across the country are navigating the current administration's policies and how they show up in everyone's lives, no matter where you are in this country. We've partnered with The Daily Yonder to share a story about the solar energy hopes of tribal nations; The Tributary in Jacksonville, Florida, to learn how local and state DOGE are complicating efforts to run the city; and Idaho-based reporter Heath Druzin to hear how the Trump administration's immigration policy is rupturing the state's Republican Party. Support Reveal's journalism at Revealnews.org/donatenow Subscribe to our weekly newsletter to get the scoop on new episodes at Revealnews.org/weekly Connect with us on Bluesky, Facebook and Instagram Learn about your ad choices: dovetail.prx.org/ad-choices

The Florida State Seminoles add 2027 pass rusher Anthony Cavallaro in a bold recruiting move—will this Bobby Bowden-style commitment help to return FSU's edge dominance? Top prospects, including elite receivers Jamarin Simmons and Julius Jones, Jr., descend on Tallahassee for Junior Day, sparking buzz around the future of Mike Norvell's program.Brian Smith breaks down Florida State's strategic focus on versatile athletes from powerhouse prep programs, with offers flying for standouts like Maddox Porter, Jabari Watkins, and Frederick Ards. Recruiting updates highlight the Seminoles' push into South Georgia, Jacksonville, and Dallas, plus the crucial effort to secure official visits and build toward a top-10 class. Will the Seminoles' renewed recruiting energy power a major turnaround despite the pressure on Norvell? Get expert insight into FSU's prospects, defensive plans, and rising stars shaping the next chapter in Florida State football.Everydayer ClubIf you never miss an episode, it's time to make it official. Join the Locked On Everydayer Club and get ad-free audio, access to our members-only Discord, and more — all built for our most loyal fans. Click here to learn more and join the community: https://lockedonseminoles.supercast.com/  @fbscout_florida Support us by supporting our sponsors!GametimeToday's episode is brought to you by Gametime. Download the Gametime app, create an account, and use code LOCKEDONCOLLEGE for $20 off your first purchase.MazdaLike our players, we're driven by the details. Because highlights make the reel. What it takes to get there makes it count.There's more to a Mazda. Because there's more to you.Turbo TaxFor a limited time, you can have your taxes done by a local TurboTax expert for just $150 — all in, if a TurboTax expert didn't file for you last year. Just file by February 28. Take taxes off your plate and get back to your life. Visit https://TurboTax.com/local to book your appointment today. Rocket MoneyLet Rocket Money help you reach your financial goals faster. Join at http://RocketMoney.com/LOCKEDONFanDuelIf you're a new customer, bet just $5 and get $200 in Bonus Bets if you win. Make it count — because after the Super Bowl, the season is over. Last call for football on FanDuel, an Official Sportsbook Partner of Super Bowl Sixty. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

If you listened to Tuesday's episode covering the cold hard facts of the Ottis Toole case, you know the basics. His horrific childhood in Jacksonville's Springfield neighborhood. His partnership with Henry Lee Lucas. His six confirmed murder convictions. His confessions to the Adam Walsh killing. But the basics only scratch the surface of one of the most mishandled investigations in American criminal history.This episode of The Redacted Report digs into the dark corners that mainstream coverage leaves out. We expose the Jacksonville detective who was removed from the case after allegedly feeding Toole information about the Walsh murder in exchange for a promised book deal. We examine the controversial Luminol photograph that a retired detective claims shows Adam Walsh's face etched in blood on Toole's car floorboard, and why critics say the image was manipulated to show something that was never really there.We reveal the disturbing 1988 letter Toole sent to John and Revé Walsh demanding five thousand dollars in exchange for telling them where their son's body was buried. We play excerpts from the recorded prison phone calls between Toole and Lucas where the two killers casually discussed cannibalism and compared notes on their crimes. We revisit the seventeen-year-old Sears security guard whose decision to kick a group of children out of the store may have placed six-year-old Adam Walsh directly in the path of a predator.We also investigate the Jeffrey Dahmer connection that the Hollywood Police Department never adequately addressed. Two credible eyewitnesses independently identified Dahmer as a man they saw at the Hollywood Mall the same day Adam disappeared. Dahmer was living in South Florida at the time and had access to a blue van matching witness descriptions. When FBI Agent Neil Purtell interviewed Dahmer about the case, Dahmer's response haunted him for years.This episode examines why the case was closed using an exceptional clearance rather than an actual prosecution, what that administrative maneuver really means, and why Police Chief Chad Wagner admitted at the press conference that the magic wand piece of evidence simply does not exist.We discuss the other suspect nobody remembers, a man named Edward James who reportedly confessed to a cellmate and had new seat covers installed in his car weeks after the murder.The Ottis Toole case is a study in tunnel vision, lost evidence, competing agendas, and a justice system more interested in closing files than finding truth.

  This week on the Walk-In Talk Podcast, we sit down with Kevin Rasberry, a chef whose work often begins when things are already broken. Kevin is the Director of Culinary and Executive Chef at The Grove at Trelago, and in recent months he's been sent across Florida, Clearwater, Jacksonville, and Tallahassee, stepping into kitchens after chefs quit, teams fractured, or leadership gaps appeared. He's the chef who gets the call when stability and execution matter most. Joining the conversation in studio is Michael Collantes, chef-owner of one-Michelin-star Soseki and Bib Gourmand recipient Sushi Saint, and now part of the Walk-In Talk Media team. Michael participates in the interview, adding perspective from the Michelin level on leadership, consistency, and long-term sustainability. In the kitchen, Kevin cooked two standout dishes: A beautifully executed hanger steak dish, rich, balanced, and precise A tilefish preparation, clean, restrained, and technique-driven This episode isn't about accolades or polish. It's about endurance. About forcing growth when comfort sets in. About leading teams, building something of your own, and continuing to learn when motivation runs thin. No shortcuts. Just the work.

On this episode of The MisFitNation, host Rich LaMonica welcomes U.S. Army Veteran Manny Vera, a former Military Police Soldier who served nearly a decade in uniform and continues his mission of service far beyond it. After transitioning from active duty, Manny found renewed purpose supporting fellow veterans through mental health initiatives as a Certified Recovery Peer Specialist (CRPS) in Jacksonville, Florida. Today, he serves as a Regional Manager with the Travis Manion Foundation, helping veterans, survivors, and inspired civilians develop character, leadership, and lifelong service. Driven by a deep love of learning, Manny credits open-minded leadership, continuous growth, and authentic connection as the foundation of his success—both in the Army and in civilian life. Currently pursuing his MBA at the University of Florida and volunteering on the board of a local veterans association, Manny represents what it means to live a life of purpose after the uniform comes off. This conversation dives into leadership, mental health, servant leadership, and why learning never stops. Connect here: https://www.linkedin.com/in/manny-vera/   

This episode is a conversation with Juan Moreno, an electrical designer at IMEG and a past recipient of the firm's engineering scholarship program. Juan received one of the thirty $10,000 scholarships awarded when the program was launched in 2023. Born in Miami, Juan spent his childhood and teen years in Colombia. In 2021 he enrolled at the University of North Florida in Jacksonville, where one of his older sisters, a UNF graduate, was living at the time. Engineering, he explains, was always a likely path as the profession runs in his family. “My dad is a civil engineer and one of my sisters is also a civil engineer. So I always knew I was going to go the engineering route,” he says. His interest in electrical engineering took root after taking an electrician course while still in Colombia. “It really got me into the electrical side of engineering,” Juan says, adding that electrical courses at UNF sealed the deal. “Every lab in college, it was super fun, because it was hands-on.” Juan learned about the IMEG Scholarship Program in 2022 from a friend who was working as an intern at IMEG's Jacksonville office. Juan soon applied, saying the process was “pretty straightforward and simple”—though he had little expectation he would be chosen as one of the recipients. The following summer, while back home with his family in Colombia, Juan and his parents learned he had won one of the scholarships. “It was quite the surprise,” he says. “We were all pretty happy.” While there are no strings or promises of employment attached to the IMEG scholarship, after Juan graduated in May of 2025 with a degree in electrical engineering he decided to apply to the firm. He was hired and now works out of IMEG's office in Broomall, PA, southwest of Philadelphia. A few months later he attended the firm's Consultancy 101 program—a week-long gathering of newly hired graduates from across the country to introduce them to the firm, its services and markets, technology and innovation initiatives, and to get to know each other and have some fun. After that it was back to the Broomall office, where he has been learning from veteran engineers while working with them on various projects, including a large hotel and casino project in New York. “Every day I get to learn a lot,” Juan says. “I try to connect it with stuff from college, but of course, college is really theoretical and just academic.” “Every day I'm learning something new,” he adds. “I think that's great.” To date, the IMEG Scholarship Program has awarded 93 scholarships worth $10,000 each to underserved college students studying engineering. Scholarship applications for the 2026-27 academic year are being accepted through March 13. To learn more and apply, visit the IMEG website Careers section.

It's lacrosse season once again in Jacksonville. Dolphins head coach John Galloway breaks down Jacksonville's season opener against the No. 18 Rutgers Scarlet Knights ahead of his 10th season at the helm for JU.

#RingRust with my musicular newsicular musings! #TagMeIn  ~ ~ ~ I'd like to hear from you! Please drop me a line @ ring-rust@hotmail.com {Subject Line: Ring Rust} & let me know what you like {or dislike} about my show! I'm always on the lookout for constructive criticism {if you want playlists again, start giving me feedback, people!}  ~ ~ ~ Check out my #Unboxing videos, all that snazzy anti-social media & support all my shows http://markjabroni.mysite.com/ ~ ~ ~ RECORDED LIVE @ the Holy Smackdown Hotel in Sunny St. John's NL!  & BROADCAST @ CHMR FM in sunny St. John's NL! Learn more @ https://www.chmr.ca/ If you want to contribute to Betty Cisneros' Stage 4 Cancer treatment, please donate @ https://www.gofundme.com/f/help-betty-battle-her-cancer-away & if you wanted to contribute to the surgeries of wrestling veteran Lufisto, you can check out her store @ http://www.lufisto.com/store-1/ SHOW NOTES... 0:07:52 Wrestling News That's Right On the Mark: Phenomenal Farewell? 0:09:52 Musicular Interlude 1 0:18:00 Wrestling News That's Right On the Mark: Bayley Really Has Some Lodestones! 0:19:00 Musicular Interlude 2 0:26:49 Wrestling News That's Right On the Mark: the Brawling Birds of Jacksonville, Florida 0:28:08 Musicular Interlude 3 0:35:27 Wrestling News That's Right On the Mark: What's NeXT For the Street Profits? 0:38:02 Musicular Interlude 4 0:47:58 Wrestling News That's Right On the Mark: Will This Solo Rascal's Case Stay Brief? 0:48:29 Musicular Interlude 5 0:57:12 Assuming the Intermissionary Position -= EXPLICIT =- 0:59:52 This Week's Macho Fact 1:09:09 Wrestler Birthdays...  1:10:39 Musicular Interlude 6 1:21:51 This Week's 3-Way Dance-Off: Blown Away Bonus Tracks! 1:36:16 Wrestling News That's Right On the Mark: MLW x NJPW x CMLL! #YoureWelcome 1:37:56 Musicular Interlude 7 1:46:14 Wrestling News That's Right On the Mark: Billy Ass & His Ass Boy! 1:47:34 Musicular Interlude 8

John's recent vacation, having a snow car, foreign history books, making your spouse a “no hang list”, and giving to your landlord… On the net, it's a positive. ------ JOKES FOR HUMANS TOUR: ⁠⁠⁠⁠⁠⁠https://johncristcomedy.com/tour/⁠⁠⁠⁠⁠⁠ 2/19 Nashville, TN 2/20 Springfield, MO  2/22 Louisville, KY  2/26 Ithaca, NY  2/27 Reading, PA  2/28 Glenside, PA  3/1 New York, NY  3/8 Nashville, TN (Moved from 1/25) 3/19 Milwaukee, WI  3/20 Jackson, MI  3/21 Rockford, IL  3/22 Cedar Rapids, IA  3/27 Columbia, MO  3/28 Fayetteville, AR x2  3/29 Little Rock, AR  4/10 Stockton, CA  4/11 Anaheim, CA x2  4/12 Thousand Oaks, CA  4/17 Tucson, AZ  4/18 Houston, TX 4/19 Waco, TX  5/2 Fort Worth, TX 5/3 Amarillo, TX  5/14 Wilmington, NC 5/15 Evans, GA  5/16 Durham, NC  5/29 Jacksonville, FL  5/30 Asheville, NC  5/31 Columbia, SC  6/4 Mobile, AL  6/5 Florence, AL  6/6 Duluth, GA ----- Catch the full video podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and follow us on social media (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@netpositivepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) for clips, bonus content, and updates throughout the week. ----- Email us at netpositive@johncristcomedy.com ----- FOLLOW JOHN ON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----- SUPPORT OUR SPONSORS GLORIFY - Visit ⁠https://glorify-app.com/netpositive ⁠right now to download the Glorify app for free  ROCKET MONEY: Stop wasting money on things you don't use. Cancel your unwanted subscriptions – and manage your money the easy way – by going to ⁠https://RocketMoney.com/netpositive MIRACLE BRAND: Save OVER 40% + 3 free towels with promo code NETPOSITIVE at ⁠⁠https://trymiracle.com/NETPOSITIVE⁠ ----- PRODUCED BY: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alex Lagos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Easton Smith⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lagos Creative⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textThe Jacksonville Jaguars' season comes to a tough end, and we're breaking it all down on “Touchdown Jaguars!”. In this episode, we recap the wildcard round loss to the Buffalo Bills, dig into getting through the tough loss, and look ahead to what's next for Jacksonville. This week we were joined by JP Acosta of CBS Sports and “Pushing the Pile” to talk Senior Bowl prospects the Jags should have their eyes on, key pending free agents who could shape the offseason, and the league's desire to add members of the Jags' coaching staff . Plenty of insight, plenty of debate, and all eyes on the future of the Jaguars—don't miss it.Touchdown Jaguars Linktree James Johnson and Phil Barrera bring you the best and most up to date Jacksonville Jaguars news. "Touchdown Jaguars!" is a tribute to the prospective ownership group "Touchdown Jacksonville!" In 1991, the NFL announced plans to add two expansion teams and "Touchdown Jacksonville!" announced its bid for a team, and Jacksonville was ultimately chosen as one of five finalists. In November 1993, the NFL owners voted 26–2 in favor of awarding the 30th franchise to Jacksonville. James and Phil have been fans of the franchise ever since and have had the honor (and sometimes dishonor) of covering the team professionally since 2017. The rest as they say, is history.

Rector's Forum from 1/25/2026 at Church of Our Saviour in Jacksonville, FL.

Ottis Elwood Toole claimed to have murdered over one hundred people. While that number remains disputed, what we know for certain is horrifying enough. Six confirmed kills. A partnership with fellow serial killer Henry Lee Lucas that terrorized the American South. And quite possibly the most infamous child murder in American history. Born in Jacksonville, Florida in 1947, Toole emerged from a childhood so brutal it defies comprehension. Sexual abuse by his father starting at age five. A mother who dressed him in girl's clothing and paraded him around as the daughter she wished she'd had. A grandmother who took him on midnight trips to rob graves. Every adult in his life either exploited him or looked the other way.None of that excuses what he became.Toole drifted through the 1970s leaving a trail of suspicion across multiple states. He was a suspect in murders in Nebraska and Colorado before fleeing back to Florida each time. In 1976, he met Henry Lee Lucas at a Jacksonville soup kitchen, and the two formed a killing partnership that would span years and cross state lines.But it was the 1981 murder of six-year-old Adam Walsh that would make Toole's name infamous. Toole confessed to abducting the boy from a Hollywood, Florida Sears store, then recanted, then confessed again. This pattern continued for years while the Hollywood Police Department systematically lost every piece of physical evidence that could have secured a conviction. The bloodstained carpet from his car. The machete. The car itself. All gone.Toole died in prison in 1996 without ever being charged in the Walsh case. It took until 2008 for police to officially name him as Adam's killer. This episode examines how a man with a lengthy criminal history and an IQ of 75 managed to evade justice for so long. We explore the systemic failures that allowed him to keep killing, the victims whose names deserve to be remembered, and the legacy of one father's grief that changed how America searches for missing children. The Jacksonville Cannibal is a story about monsters. But more importantly, it's a story about the cracks in our system that allow monsters to thrive.

What if hearing God speak to you in the last row of a church saved you from losing everything? In this episode, James Brown shares how he helps professional service business owners scale their businesses without sacrificing their lives through Business Accelerator Institute and Perseverance Squared. After launching his first business in 1994 and rapidly expanding to $8M in annual revenue, James transitioned to coaching in 2014 and has now guided over 450 business owners to significant growth. He launched Small Law Firm University, growing it to $3 million in revenue within a year, and developed a CMO program generating an additional $2 million annually. James holds a Business degree from Lindenwood University (1989) and JD from St. Louis University (1993). In 2009, he was selected as one of America's Top 20 Premier Experts and featured in USA Today, The Wall Street Journal, and Newsweek. James believes all businesses have the same seven working parts, and the only difference is what they sell. James reveals three relationships that transformed him: his wife Sherry, whom he's known since age three when they met in her mom's beauty salon, who believed in him when everyone else said he couldn't achieve his dreams and stood by him through 41 years including his darkest moments; his mentor Darrell Castle, a Memphis-based lawyer who taught him to reject the "cookie cutter" approach and build a business on his own terms, showing him that all businesses share seven working parts regardless of what they sell; and God, whom he encountered in March 2015 after hitting rock bottom (drinking excessively, making terrible choices, nearly losing everything) when a random stranger invited him to church where he heard God speak to him in the last row as the only white person in an all-Black congregation, completely transforming his perspective and leading him to sell his law firm to help other business owners build lives of purpose.   [00:04:20] What James Does at Business Accelerator Institute Helps owners of professional service businesses scale predictably and profitably Focuses on building businesses that serve owners, not the other way around Has helped over 450 business owners achieve this transformation [00:05:20] The Defining Moment with His Wife Second year in business, struggling financially, client asked for refund Wife said: "At the end of the day, you do what's right and everything else will follow" That statement still resonates 30 years later and drives his mission to help more people [00:07:20] How Clients Find Him Primarily word of mouth and brand touches through Interview Valet (on 40 podcasts this year) Results speak for themselves without traditional marketing Recent client: 69-year-old Alabama lawyer practicing 50 years, never broke $500K, just hit $1M this year [00:11:00] The Unorthodox Path to Success Known wife Sherry since age three, met in her mom's beauty salon Parents married at 16, kicked James out at 19 when he announced marriage Told his whole childhood he was "too heavy" to do things, couldn't play sports Made varsity football first year as junior, played four years (nobody in family graduated college) [00:12:40] Working His Way Through Law School Got job at General Motors assembly line, 6 AM to 2:30 PM, went to school 4 PM to 11 PM for 10 years Right before graduating law school, GM announced plant closure Sent out 300 resumes, got zero responses with three kids (ages 5, 2, and 1) Forced to start business by necessity, not by choice [00:14:00] Meeting Mentor Darrell Castle Lawyers conditioned that marketing is "beneath them" Darrell taught him to look at business differently, be different Showed him all businesses have same seven working parts (only difference is what they sell) Set up business around not working past 4:30 PM from day one [00:15:40] Building the $8M Law Practice First rule: Business open till 7 PM and Saturdays, but James wasn't there Hired people and built systems so business ran without him Grew to $8 million annually with offices in four different states [00:16:40] The Dark Years: Getting Too Big for His Britches Started making bad choices despite success (never drank until his 40s) First drink was Irish car bomb followed by 10 kamikaze shots Started spending money on wrong things, went to strip clubs, cheated on wife Wife and him separated, she went on cruise with daughter [00:18:20] The Divine Encounter That Changed Everything March 2015: Drunk at wine bar, random stranger invited him to church next morning Went to that church by himself Sunday morning, sat in last row Only white person in all-Black church, heard God speak to him Never saw that stranger again (believes he was an angel) [00:19:40] The Wake-Up Call Wife told him: "God gives you hints, and if you don't listen, at some point He's going to slap you across the face" Nearly lost everything (wife, business, all going downhill) That March 2015 moment was most influential person: God Decided to sell law firm and start helping other business owners [00:20:20] The Leap of Faith Worked for another company making $330,000 a year coaching business owners 2018: At conference in Jacksonville, told them he was leaving, called wife from airport Goal: Get nine private clients in 60 days to replace income (took nine days) First year did just under $1 million in business [00:22:40] The Catalyst Moments After coaching calls, often sits there thinking "who was that guy?" Works with business owners from $250K to $100M annually Stopped questioning who he is to coach $100M business owners Been blessed with certain gifts and has faith they will continue [00:24:00] The Lesson of Not Labeling Setbacks Example: Payroll in two days is $15K, only $1K in operating account Freaking out keeps you from being creative and finding solutions Takes everything as exactly as it's meant to be and learns from it [00:27:40] The Live Event Revelation $10M, $50M, $100M business owners at tables with under-$500K owners Big business owners worried they wouldn't learn from "smaller" ones $50M and $100M owners took just as many notes (smaller businesses still nimble and innovative) Realized everyone can gain something from each other regardless of revenue size [00:30:00] When Is Enough, Enough? Just turned 60, my wife asked "when is enough, enough?" The Mastermind member asked: "What's your goal?" Answer: "To help people" "How many people on the planet? Are you ever gonna run out of people to help?" Never gonna run out (also volunteers through Red Cross deploying to disasters) [00:32:00] Building Business Accelerator Institute Can only work with so many people one-on-one before hitting bandwidth Goal: Give business owners Harvard-level business degree without Harvard-level dollars Over 55 four-week courses addressing all seven parts of business $249/month, includes two-hour open office hours every Wednesday [00:35:00] Final Wisdom: You're the Average of the Five Don't pay attention to what other people say, surround yourself with people who inspire you "You're the average of the five people you hang out with the most—and it's true" Example: Son played goalie since age 5, adapted performance to level of teammates around him Hang around like-minded individuals who inspire you to go where you want to go   KEY QUOTES "At the end of the day, you do what's right and everything else will follow." - Sherry Brown "All businesses have the same seven working parts. Literally the only thing that's different is what we sell. The concept of running a very successful business and scaling it is simple. I'm very intentional with that word. I'm never gonna say it's easy, but the concept is simple." - James Brown CONNECT WITH JAMES BROWN 

Sermon from 1/25/2026 at Church of Our Saviour in Jacksonville, FL.

Keith challenges the usual "overpopulated vs. underpopulated" debate and shows why that's the wrong way to think about demographics—especially if you're a real estate investor. Listeners will hear about surprising global population comparisons that flip common assumptions.  Why raw population numbers don't actually explain housing shortages or rent strength. How household formation, aging, and migration really drive demand for rentals. Which kinds of markets tend to see persistent housing pressure—and why the US has a long‑term demographic edge. You'll come away seeing population headlines very differently, and with a clearer lens for spotting where future housing demand is most likely to show up. Episode Page: GetRichEducation.com/590 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the world overpopulated or underpopulated? Also is the United States over or underpopulated? These are not just rhetorical questions, because I'm going to answer them both. Just one of Africa's 54 nations has more births than all of Europe and Russia combined. One US state has seen their population decline for decades. This is all central to housing demand today. On get rich education   Keith Weinhold  0:36   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Speaker 1  1:21   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:31   Welcome to GRE from Norfolk Virginia to Norfolk, Nebraska and across 188 nations worldwide, you are inside. Get rich education. I am the GRE founder, Best Selling Author, longtime real estate investor. You can see my written work in Forbes and the USA Today, but I'm best known as the host of this incomprehensibly slack John operation that you're listening to right now. My name is Keith Weinhold. You probably know that already, one reason that we're talking about underpopulated versus overpopulated today is that also one of my degrees is in geography and demography, essentially, is human geography, and that's why this topic is in my wheelhouse. It's just a humble bachelor's degree, by the way, if a population is not staying stable or growing, then demand for housing just must atrophy away. That's what people think, but that is not true. That's oversimplified. In some cases. It might even be totally false. You're going to see why. Now, Earth's population is at an all time high of about 8.2 billion people, and it keeps growing, and it's going to continue to keep growing, but the rate of growth is slowing now. Where could all of the people on earth fit? This is just a bit of a ridiculous abstraction in a sense, but I think it helps you visualize things. Just take this scenario, if all the humans were packed together tightly, but in a somewhat realistic way, in a standing room only way, if every person on earth stood shoulder to shoulder, that would allow about 2.7 square feet per person, they would sort of be packed like a subway car. Well, they could fit in a square, about 27 kilometers on one side, about 17 miles on each side of that square. Now, what does that mean in real places that is smaller than New York City, about half the size of Los Angeles County and roughly the footprint of Lake Tahoe? So yes, every human alive today could physically fit inside one midsize us metro area. This alone tells you something important. The world's problem is certainly not a lack of space. Rather, it's where people live and not how many there are. So that was all of Earth's inhabitants. Now, where could all Americans fit us residents using the same shoulder to shoulder assumption, and the US population by mid year this year is supposed to be about 350,000,00349 that's a square about five and a half kilometers, or 3.4 miles on each side. And some real world comparisons there are. That's about half of Manhattan, smaller than San Francisco and roughly the size of Disney World, so every American could fit into a single small city footprint. And if you're beginning to form an early clue that we are not overpopulated globally, yes, that's the sense that you Should be getting.     Keith Weinhold  5:01   now, if you're in Bangladesh, it feels overpopulated there. They've got 175 million people, and that nation is only the size of Iowa. In area, Bangladesh is low lying and typhoon prone. They get a lot of flooding, which complicates their already bad sanitation problems and a dense population like that, and that creates waterborne diseases, and it's really more of an infrastructure problem in a place like Bangladesh than it is a population problem. Then Oppositely, you've got Australia as much land as the 48 contiguous states, yet just 27 million people in Australia, and only 1/400 as many people as Bangladesh in density. Now we talk about differential population. About 80% of Americans live in the eastern half of the US. But yet, the East is not overpopulated because we have sufficient infrastructure, and I've got some more mind blowing population stats for you later, both world and us. Now, as far as is the world overpopulated or underpopulated, which is our central question, depending on who you ask and where they live, you're going to hear completely different answers. Some people are convinced that the planet is bursting at the seams. Others warn that we're headed for a population collapse. But here's the problem, that question overpopulated or underpopulated, it's the wrong question. It's the wrong framing, especially if you're into real estate, because housing demand doesn't respond to total headcount or global averages or scary demographic headlines. Housing demand responds to where people live, how old they are, and how they form households. And once you understand this, a lot of things suddenly begin to make sense, like why housing shortages persist, why rents stay high, even when affordability feels stretched, why some states struggle while others boom, and why population headlines often mislead investors.   Keith Weinhold  7:20   So today I want to reframe how you think about population and connect it directly to housing demand, both globally and right here in the United States. And let's start with the US, because that's probably where you invest.    Keith Weinhold  7:33   Here's a simple fact that should confuse people, but usually doesn't, the United States has below replacement fertility. I'll talk about fertility rates a little later. They're similar to birth rates, meaning that Americans are not having enough children to replace the population naturally and without immigration, the US population would eventually shrink, and yet in the US, we have a housing shortage, rising rents, tight vacancy and a lot of metros and persistent demand for rental housing, which could all seem contradictory. Now, if population alone determine housing demand, well, then the US really shouldn't have any housing shortage at all, but it does so clearly, population alone is not the main driver, and really that contradiction is like your first clue that most demographic conversations are just missing the point. Aging does not reduce housing demand. The way that people think a misconception really is that an aging population automatically reduces housing demand. It does not, in fact, just the opposite. If a population is too young, well, that tends to kill housing demand, and that's because five year old kids and 10 year old kids do not form their own household. Instead, what an aging population often does is change the type of housing that's demanded, like seniors aging in place, some of them downsizing. Seniors living alone. Sometimes after a spouse passes away, others relocating closer to health care or to family. So aging can increase unit demand even if population growth slows. So already, we've broken two myths here. Slower population doesn't mean weaker housing demand, and aging doesn't mean fewer housing units are needed. Now let's explain why. Really, the core idea that unlocks everything is that people don't live inside, what are called Population units. They live in households. You are one person. That does not mean that your dwelling is then one population unit. That's not how that works. You are part of a household, whether that's a house a Household of one person or five or 11 people, housing demand is driven by the number of households, the type of households and where those households are forming, not by raw population totals. So the same population can have wildly different demand. Just think about how five people living together in one home, that's one housing unit, those same five people living separately, that is five housing units, same population, five times the housing demand. And this is why population statistics alone are almost useless for real estate investors, you need to know how people are living, not just how many there are. The biggest surge in housing demand happens when people leave their parents' homes or when they finish school or when they start working, or you got big surges in housing demand when people marry or when they separate or divorce. So in other words, adults create housing demand and children don't. And this is why a country with a youngish, working age population, oh, then they can have exploding housing demand. A country with high birth rates, but low household formation can have overcrowding without profitable housing growth. So it's not about babies, it's about independent adults, and what quietly boosts housing demand, then is housing fragmentation. Yeah, fragmentation. That's a trend that really doesn't get enough attention, and that is the trend, households are fragmenting, meaning more single adults later marriage, like I was talking about in a previous episode. Recently, higher divorce rates, more people living alone and older adults living independently, longer. Each one of those trends increases housing demand without adding any population whatsoever. When two people split up, they often need two housing units instead of one, and if you've got one adult living alone, that is full unit demand right there. So that's why housing demand can rise even when population growth slows or stalls for housing demand. What matters more than births is migration. And another key distinction is that, yes, births matter, but they're on somewhat of this 20 year delay and migration matters immediately, right now. So see, when a working age adult moves, they need housing right away. They typically rent first. They cluster near jobs, and they don't bring housing supply along with them. They've got to get it from someone else. Hopefully you in your rental unit.    Keith Weinhold  12:57   This is why migration is such a powerful force in rental markets, and you see me talk about migration on the show, and you see me send you migration maps in our newsletter. It's also why housing pressure shows up unevenly. It gets concentrated around opportunity. If you want to know the future, look at renters. Renters are the leading indicator, not homeowners and not birth rates. See renters create housing demand faster than homeowners, because renters form households earlier. They can do it quickly because they don't need down payments. Renters move more frequently and immigration overwhelmingly starts in rentals, fresh immigrants rarely become homeowners, so even when mortgage rates rise or home purchases slow or affordability headlines get scary, rental demand can stay strong. It's not a mystery, it's demographics. So births surely matter, but only over the long term. It's like how I've shared with you in a previous episode that the US had a lot of births between 1990 and 2010 those two decades, a surge of births more than 4 million every single one of those years during those two decades, with that peak birth year at 2007 but see a bunch of babies being born in 2007 Well, that didn't make housing demand surge, since infants don't buy homes. But if you add, say, 20 years to 2007 when those people start renting, oh, well, that rental demand peaks in 2027 or maybe a little after that, and since the first time, homebuyer age is now 40. If that stays constant, well, then native born homebuyer demand won't peak until 2047 so when it comes to housing demand, the important thing to remember is migration has an immediate effect and births have a delayed effect.    Keith Weinhold  15:02   and I'm going to talk more about other nations shortly, but the US has two major migration forces working simultaneously, domestic and international migration. I mean, Americans move a lot, although not as much as they used to, and people move for jobs, for taxes, for weather, for cost of living and for lifestyle. So this creates state level winners and losers, and Metro level housing pressure and rent growth in those destination markets and national population averages totally hide this. So that's domestic migration. And then on the international migration. The US has a long history, hundreds of years now on, just continually attracting working age adults from around the world. This matters immensely, because they arrive ready to work, and they form households quickly. They overwhelmingly rent first. They concentrate in metros, and this props up rental demand before it ever shows up in home prices. And this is why investors often feel the rent pressure first those rising rents.    Keith Weinhold  16:17   I've got more straight ahead, including Nigeria versus Europe, and what about the overpopulation straining the environment? If you like, episodes that explain why housing behaves the way it does, rather than just reacting to the headlines. You'll want to be on my free weekly newsletter. I break down demographics, housing, demand, inflation, investor trends and real estate strategy in plain English, often complemented with maps. You can join free at greletter.com that's gre letter.com   Keith Weinhold  16:53   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with the Better Business Bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW mid south enjoy cash flow from day one at mid southhomebuyers.com that's midsouthhomebuyers.com   Keith Weinhold  17:54   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989Yep. Text their freedom coach directly again. 1937795, 1-937-795-8989,   Keith Weinhold  19:05   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Chris Martenson  19:37   this is peak prosperity. Is Chris Martinson. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  19:53   Welcome back to get rich Education. I'm your host, Keith Weinhold, and this is episode 590 yes, we're in my Geography wheelhouse today, as I'm talking human geography and demographics with how it relates to housing, while answering our central question today is the world and the US overpopulated or underpopulated? And now that we understand some mechanics here, let's go global. Here's one of the most mind bending stats in all of demographics. Are you ready for this? When you hear this, it's going to have you hitting up chat, GPT, looking it up. It's going to be so astonishing. So jaw dropping. Every year, Nigeria has more births than all of Europe plus all of Russia combined. Would you talk about Willis?   Keith Weinhold  20:47   Yeah, yes, you heard that, right? Willis, that's what I'm talking about. Willis. The source of that data is, in fact, from the United Nations. Yes, Nigeria has seven and a half million births every year. Compare that to all of Europe plus Russia combined, they only have about 6.3 million births per year. So you're telling me that today, just one West African nation, and there are 54 nations in Africa. Just one West African nation produces more babies than the entire continent of Europe, with all of its nations plus all of Russia, the largest world nation by area. Yes, that is correct. One country in Africa produces more babies every year than France, Germany, Italy, Spain, the UK, all of Europe, including all the Eastern European nations, and all of Russia combined. This is a demographic reality, and now you probably already know that less developed nations, like Nigeria have higher birth rates than wealthier, more developed ones like France or Switzerland. I mean, that's almost common knowledge, but something that people think about less is that poorer nations also have a larger household size, which sort of makes sense when you think about it. In fact, Nigeria has five persons per household. Spain has two and a half, and the US also has that same level two and a half. That one difference alone explains why population growth and housing demand are completely different stories now, the US had 3.3 people per household in 1950 and it's down to that two and a half today. That means that even if the population stayed the same, the housing demand would rise. And this is evidence of what I talked about before the break, that households are fragmenting within the US. You can probably guess which state has the largest household size due to their Mormon population. It's Utah at 3.1 the smallest is Maine at 2.3 they have an older population. In fact, Maine has America's oldest population. And as you can infer with what you've learned now, the fact that they have just 2.3 people per household means that if their populations were the same. Maine would need more housing units than Utah. By the way, if you're listening closely at times, I have referred to the United States as simply America. Yes, I am American. You are going to run into some people out there that don't like it. When US residents call themselves Americans, they say something like, Hey, you need a geography lesson. America runs from Nunavut all the way down to Argentina. Here's what to tell them. No, look, there are about 200 world nations. There is only one that has the word America in it, that is the United States of America that usually makes them lighten up. That is why I am an American, not a Peruvian or Bolivian, and there's no xenophobic connotation whatsoever. There are more productive things to think about moving on. Why births matter is because births today become future workers, renters, consumers and even migrants. But not evenly. Young populations move toward a few things. They're attracted to capital. They move towards stability. They're attracted to opportunity, and young populations move toward infrastructure. That's not ideology, that's the gravity and the US remains one of the strongest gravity wells on Earth, a big magnet, a big attractant. Now it's sort of interesting. I know a few a People that believe that the world is indeed overpopulated, they often tend to be environmental enthusiasts, and the environment is a concern, for sure, but how big of a concern is it? That's the debatable part. And you know, it's funny, I've run into the same people that think that the world is overpopulated, they seem to lament at school closures. You see more school closures because just there weren't as many children that were born after the global financial crisis. And these people that are afraid we have an overpopulation problem call school closures a sad phenomenon. They think it's sad. Well, if you want a shrinking population, then you're going to see a lot more than just schools close so many with environmental concerns, though. The thing is, is that they seem to discount the fact that humans innovate. More than 200 years ago, Thomas Malthus, he famously failed. He wrote a book, thinking that the global population would exceed what he called his carrying capacity, meaning that we wouldn't be able to feed everybody. He posited that, look, this is a problem. Populations grow exponentially, but food production only grows linearly. But he was wrong, because, due to agricultural innovation, we have got too many calories in most places. Few people thought this many humans could live in the United States, Sonoran and Mojave deserts, that's Phoenix in Las Vegas, respectively. But our ability to recycle and purify water allows millions of people to live there. So my point about running out of resources is that history shows us that humans are a resource ourselves, and we keep finding ways to innovate, or keep finding ways to actually not need that rare earth element or whatever it is now, if the earth warms too much from human related activity, can we cool it off again? And how much of a problem is this? I am not sure, and that goes beyond the scope of our show. But the broader point here is that history shows us that humans keep figuring things out, and that is somewhat of an answer to those questions. The world is not overpopulated, it is unevenly populated. Some regions are young, others are growing, others are capital constrained, and then other regions are aging, shrinking and capital rich. And that very imbalance right there is what fuels migration and fuels labor flows and fuels housing demand in destination countries and the US benefits from this imbalance. Unlike almost anywhere else in the world, it's a demographic magnet. Yes, you do have some smaller ones out there, like Dubai, for example.    Keith Weinhold  28:04   But why? Why do we keep attracting immigrants? Well, we've got strong labor markets, capital availability, property rights, economic mobility, and US has existing housing stock. Countries today don't just compete for capital, they're competing for people. In the US keeps attracting working age adults, and that is exactly the demographic that creates housing demand, and this is why long term housing demand in the US is more resilient than a lot of people think. In fact, the US population of about 350 million. This year, it's projected to peak at about 370 million, near 2080 and of course, the big factor that makes that pivot is that level of immigration. So that's why the population projections vary now. The last presidential administration allowed for a lot of immigrants. The current one few immigrants, and the next one, nobody knows. You've got a group called the falconist party that calls for increased legal immigration into the US. Yeah, they want to allow more migrants into the country, but yet they want to enforce illegal immigration. That sounds just like it's spelled, F, A, L, C, O, N, i, s, t, the falconist Party, but the us's magnetic effect to keep driving population growth through immigration is key, because you might already know that 2.1 is the magic number you need a fertility rate of at least 2.1 to maintain a population fertility rate that is the average number of children that a woman is expected to have over her lifetime. And be sure you don't confuse these numbers with the earlier numbers of people per. Per household, like I discussed earlier, although higher fertility rates are usually going to lead to more people per household, India's fertility rate is already down to 2.0 Yes, it is the most populated nation in the world, but since women, on average, only have two children, India is already below replacement fertility. The US and Australia are each at 1.6 Japan is just 1.2 China's is down to 1.0 South Korea's is at an incredibly low seven tenths of one, so 0.7 in South Korea, and then Nigeria's is still more than four. So among all those that I mentioned, only Nigeria is above the replacement rate of 2.1 and most of the nations above that rate are in Africa. Israel is a big outlier at 2.9 you've got others in the Middle East and South Asia that are above replacement rate as well. And when I say things like it's still up there, that whole still thing refers to the fact that there is this tendency worldwide for society to urbanize and have fewer children. For those fertility rates to keep falling. And that's why the future population growth is about which nations attract immigrants, and that is the US. Is huge advantage. Now there's a great way to look at where future births are going to come from. A way to do this is consider your chance of being born on each continent in the year 2100 This is interesting. In the year 2100 a person has a 48% chance of being born in Africa, 38% in South Asia, in the Middle East, 5% South America, 5% in Europe or Russia, 4% in North America, and less than 1% in Australia. Those are the chances of you being born on each of those continents in the year 2100 and that sourced by the UN.   Keith Weinhold  32:09   the world population is, as I said earlier, about 8.2 billion, and it's actually expected to peak around the same time that the US population is in the 2080s and that'll be near 10 point 3 billion. All right, so both the world and the US population should rise for another 50 to 60 years. Let's talk about population winners and losers inside the US. I mean, this is where population conversations really become useful for investors, because population doesn't matter nationally that much. It really matters locally, unevenly and sometimes it almost feels unfairly. So let me give you some perspective shifting stats. I think I shared with you when I discussed new New York City Mayor Zoran Manami here on the show a month or two ago, that the New York City Metro Area has over 20 million people, nearly double the combined population of Arizona and Nevada together, yes, just one metro area, the same as Two entire sparsely populated states. So when someone says people are leaving New York I mean that tells you almost nothing, unless you know where they're going. How many are still arriving in New York City to replace those leaving, and how many households are still forming inside that Metro? The household formation so scale matters, however, net, people are not leaving New York. New York City recently had more in migration than any other US Metro. Some states are practically empty. Alaska or take Wyoming. Wyoming has fewer than 600,000 people in the entire state. That's fewer people than a lot of single US cities. That's only about six people per square mile. In Wyoming, that's about the population of one midsize Metro suburb. Now, when someone says the US has plenty of land in a lot of cases, they're right. I mean, just look out the window when you fly over Wyoming or the Dakotas. But people don't really live where land is cheap. They actually don't want to. Most of the time. They live where jobs, incomes and their networks already exist. You know, the wealthy guy that retires to Wyoming and it has a 200 acre ranch is an outlier. There's a reason he can sprawl out and make it 200 acres. There's virtually nobody there. Let's understand too that population loss, that doesn't mean that demand is gone, but it does change the rules, especially when you think about a place like West Virginia. They have lost population in most decades since the 1950s and incredibly, their population is lower today than it was in 1930 we're talking about West Virginia statewide. They have an aging population. West Virginia has an outmigration of young adults. So this doesn't mean that no real estate works in West Virginia, but it means that appreciation stories are fragile. Income matters more than equity. Growth and demographics are a headwind, not a tailwind. That's a very different investment posture than where you usually want to be. It's important to understand that a handful of metros, just a handful, are absorbing massive national growth. And here's something that a lot of investors underestimate. About half of all US, population growth flows into fewer than 15 metro areas, and it's not just New York City, Houston, Miami, but smaller places like Jacksonville, Austin and Raleigh, and that really helps pump their real estate market. So that means demand concentrates, housing pressure intensifies, and rent growth becomes pretty sticky, unless you wildly overbuild for a short period of time like Austin did, and this is why some metros just feel perpetually tight over the long term, and others feel permanently sluggish. Population does not spread evenly. It piles up. In fact, Texas is a great case in point here. Understand that Texas is adding people faster than some entire nations do. Texas alone adds hundreds of 1000s of residents per year in strong cycles. Some years, they do add more people than entire small countries, more than several Midwest states combined. And of course, they don't spread evenly across Texas. They cluster in DFW, Houston, Austin and San Antonio, so pretty much the Texas triangle, and that clustering fact is everything for housing demand, yet at the same time, there are fully 75 Texas counties that are losing population, typically out in West Texas. Then there's Florida. Florida isn't just growing. It's replacing people. Florida's growth. It's not just net positive, it's replacement migration, and it's across all different types and ages. You've got retirees arriving, you've got young workers arriving, you've got young households forming, and you've got seniors aging in place. So this way, among a whole spectrum of ages, you've got demand for rentals, workforce housing, age specific, housing and multifamily all in Florida, and this is why Florida housing demand over the long term is not going to cool off the way that a few skeptics expect. Now, of course, some areas did temporarily overbuild in Florida in the years following the pandemic. Yes, that's led to some temporary Florida home price attrition, but that is going to be absorbed. California did not empty out. It reshuffled now. There were some recent years where California lost net population, but here's what that hides. Some metros lost residents. Others stayed flat. You had some income brackets that left California and others arrived. In fact, California has slight population growth today overall, so housing demand definitely did not vanish. It shifted within the state and then outward to nearby states, and that's how Arizona, Nevada and Texas benefited. But overall, California's population count, really, it's just pretty steady, not declining.   Keith Weinhold  39:05   population density. It's that density that predicts rent pressure better than growth rates. Do something really important for real estate investors. Dense metros absorb shocks better. They have less elastic housing supply, and they see faster rent rebounds. Sparse areas have cheaper land and easier supply expansion and weaker rent resilience. So that's why rents snap back faster in dense metros, and oversupply hurts more in spread out to regions. Density matters more than raw growth does. Shrinking states can still have tight housing I mean, some states lose population overall, but yet they still have housing shortages in certain metros, and you'll have tight rental markets near job centers, and you've got strong demand In limited sub markets, even if the state is shrinking. And I think you know this is why the slower growing Northeast and Midwest, they've had the highest home price appreciation in the past two years. There's not enough building there. If your population falls 1% but the available housing falls 2% well, you can totally get into a housing shortage situation, and that bids up real estate prices. And when people look at population charts on the state level, a lot of times, they still get misled. When you buy an investment property, you don't buy a state, you buy a specific market within it, so the United States is not full it is lopsided. The US is not overpopulated. It is heavily clustered. It's unevenly dense, and it's really driven by migration. And perhaps a better way to say it is that the US population is really opportunity concentrated housing demand follows jobs, networks, wages and migration flows. It sure does not follow empty land. And really the investor takeaway is, is that when you hear population stats, don't put too much weight on the question, is the population rising or falling? Although that's something you certainly want to know. Some better questions to ask are, where are households forming? Where are adults moving? Where is supply constrained? And where does income support, rent like those are, what four big questions there, because population alone does not create housing demand. It's households under constraint that do so. Our big arching overall question is the world overpopulated or underpopulated? The answer is neither. The world is unevenly populated. It's unevenly aged, and it's unevenly governed. And for real estate investors, the lesson is simple. You don't invest in population counts, you invest in household formation, age structure, migration and supply constraints. Really, that's a big learning summary for you, that's why housing demand can stay strong even when population growth slows. And once you understand that demographic headlines that seem scary aren't as scary, and they start to be more useful. Why I've wanted to do this overpopulated versus underpopulated episode for you for years. I've really thought about it for years. I really hope that you got something useful out of it. Let's be mindful of the context too. When it comes to the classic Adam Smith economics of supply demand, I've only discussed one side today, largely just the demand side and not the supply side so much that would involve a discussion about building and some more things that supply side. Now that I've helped you ask a better question about population and the future of housing demand, you might wonder where you can get better answers. Well, like I mentioned earlier, I provide a lot of that and help you make sense of it, both right here on this show and with my newsletter, geography is something that's more conducive and meaningful to you visually, that's often done with a map, and that's why my letter at greletter.com will help you more if you enjoy learning through maps, just like we've done every year since 2014 I've got 52 great episodes coming to you this year. If you haven't consider subscribing to the show until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  43:57   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  44:25   The preceding program was brought to you by your home for wealth, building, get richeducation.com

Wrestling with the question, "Am I called to preach?" Here are 10 biblical signs, from godly character to a consuming burden, to help you discern God's call on your life.Get a new website, unlimited custom graphics, & full-service podcast production services at https://IncreaseCreative.Co/HBSubscribe to the Cutting It Straight magazine at https://CISmag.orgConnect with H.B. and access more resources at https://HBCharlesJr.comThe On Preaching Podcast is dedicated to helping you to preach faithfully, clearly, and better.Hosted by H.B. Charles, Jr., Pastor-Teacher of Shiloh.Church in Jacksonville, Florida Produced by Luke Clayton and the team at IncreaseCreative.CoSHARE YOUR QUESTIONS, AND IT MAY BE FEATURED IN A FUTURE EPISODE.Drop a comment or go to https://ncrs.cc/opqa to ask your questions.

This week on Second Act Stories, we're featuring a series called "Rewriting the Playbook." This group of episodes features guests whose journeys share a common connection to sports, sometimes front and center, sometimes quietly shaping the path forward. In these conversations, the influence of competition, teamwork, and discipline shows up in different ways, informing career pivots and personal reinvention. Together, these stories explore how the lessons learned on the field can echo long after the final whistle, guiding second acts that are anything but predictable. Arrelious Benn was a star football player at Dunbar Senior High School (Washington, DC) and the University of Illinois. He entered the NFL draft after his junior year in college and was selected by the Tampa Bay Buccaneers. His NFL career with Tampa Bay, the Philadelphia Eagles and the Jacksonville Jaguars spanned seven years, twice the league average. But it is also included two ACL tears, a fractured lumbar and a shattered collarbone. After his final season with the Jaguars, he and his family put down roots and decided to open Social House Coffee in the Avondale section of Jacksonville. Replacing a former gun store, his neighborhood shop is all about great coffee and building community. As Benn shares in the podcast, "Football consumed my life for so many years. But I know I only have one body. And I want to see my kids grow up and there are other things I want to do. It's a breath of fresh air to do something new and be creative." Benn is now working in what he calls "my first real job." He spends his days taking customers' orders, serving coffee/pastries and managing a staff of six. And he couldn't be happier. ******* If you enjoy Second Act Stories, please leave us a review here. We may read your review on a future episode! Subscribe to the Second Act stories Substack. Check out the Second Act Stories YouTube channel. Follow Second Act Stories on social media: Facebook LinkedIn Instagram Second Act Stories theme music: "Between 1 and 3 am" by Echoes.

On this week's episode of the Who Are You? Podcast we welcome Connor McNally, the Founder of Happy Hour Sports media and Co-host on the Jungle Beat Podcast. We break down his decision to move from Massachusetts all the way to Jacksonville, where he got the idea to start his media company/podcast, what his reaction was to this past Jaguars season, what the team need to fix before next season, he tells us his goals for his company this year, what it was like to sit down with Jaguars legends like David Gerrard and Jimmy Smith and so much more! For more on Connor and Happy Hour sports click the links below: Instagram: https://www.instagram.com/connie.football/ Youtube: https://www.youtube.com/@HappyHourSportsMedia Make sure to turn on your notifications so you don't miss an episode, please share the episode, leave a like, a review and a 5-star rating. All those things help the podcast be seen by more people!For all questions, business inquires or are interested in being on the show please reach out to: ⁠whoareyoupod@yahoo.com⁠ For all updates and information about the podcast:Instagram: ⁠ https://www.instagram.com/whoareyoupod/?hl=enFacebook: ⁠https://www.facebook.com/profile.php?...TikTok: ⁠https://www.tiktok.com/@who.are.you.podcaYouTube: ⁠ https://www.youtube.com/@whoareyoupodAll other links: ⁠https://linktr.ee/Whoareyoupod⁠#whoareyoupodcast #jacksonville

Big headlines make it sound like housing is about to change overnight — but will it?In this episode of the Not Your Average Investor Show, JWB Co-Founder Gregg Cohen and host Pablo Gonzalez break down two major headlines: President Trump's proposed “Wall Street ban” on single-family rentals, and the historic move directing the GSEs to buy $200B of mortgage-backed securities.They'll explore:- The real share institutional investors have in single-family homes- How a proposed ban would actually affect affordability and supply- What the $200B MBS move signals for mortgage rates and the market- Why these policies feel very different depending on where you investIf you've been wondering whether these headlines signal opportunity, risk, or just more noise, you won't want to miss this one.Listen NOW!Chapters:00:00 Introduction and Headlines Overview01:33 Welcome to the Not Your Average Investor Show02:03 Big News: Not Your Average Investor Summit02:23 Jacksonville's Mayor Joins the Summit04:54 Jacksonville Population Growth vs. Home Sales09:54 Trump's Proposal on Institutional Investors10:58 Debunking the Institutional Investor Myth13:14 Institutional Investors' Impact on the Housing Market18:40 Detailed Breakdown of Housing Units and Ownership23:29 Conclusion: Minimal Impact of Potential Ban25:38 Institutional Investors and Housing Affordability26:33 The Role of Institutions in the Housing Market27:24 Challenges and Solutions in Home Building31:02 Q&A: Jacksonville's Housing Market32:35 Summit Preview and State of the Union39:15 Government Policies and Mortgage Rates53:19 Conclusion and Final ThoughtsStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Rite of Passage: A Clear Path Into Manhood register now: https://www.braveco.org/riteofpassageEvery boy needs a moment where he's called out of boyhood and into manhood—where his strength is tested, his faith is forged, and a father's voice calls him forward. That's why we built the BraveCo Ride of Passage: a 30-hour weekend where fathers and sons encounter God together, push limits, and come home changed. This isn't a retreat or a conference—it's a rite of passage. (Jacksonville, Florida • February 28–March 1, 2026)In today's live Q&A, I answer real questions men are facing right now: What do you do when your kids vent to you about their mom and they're carrying pain? How do you validate your child without throwing your spouse under the bus—and how do you “bridge” the conversation on the back end to help the family communicate better? I also talk to the friend who's watching a marriage hit a tipping point when one spouse wants help and the other refuses counseling—and why changing one person's skills and boundaries can start shifting the whole ecosystem.Then I share my personal experience with OCD and intrusive thought loops—what it felt like, what actually helped, and the simple framework that changed my life: recognize, relabel, refocus (and how thankfulness can become a powerful reset). We also hit temptation in marriage (curiosity about a past relationship) and what to do when separation is on the table—plus the most practical next step I've seen work when the stakes are high: get the right guide in your life.Chapters:00:00 Ride of Passage: Calling Boys Into Manhood01:14 Live Q&A: Ask Anything (Anonymous Welcome)01:50 When Kids Vent About Their Mom: What To Do02:25 Validate Emotions Without Dismissing Mom03:16 Don't Throw Your Spouse Under the Bus04:01 Be the Bridge: The Back-End Conversation05:12 Marriage Tipping Point: One Spouse Refuses Help05:42 Why One Person Getting Help Can Shift Everything09:04 How I Overcame OCD Loops: The 3 R's19:31 Curiosity About an Ex + Separation: Next StepsCONNECT WITH BRAVECOJoin Our Free Community for Men (ladies, sign up your man): https://www.braveco.orgFacebook: https://www.facebook.com/braveco.menInstagram: https://www.instagram.com/braveco.men/Shop: https://shop.braveco.org/ ABOUT BRAVECO: We live in a time where men are hunting for the truth and looking for the codebook to manhood. At BraveCo, we are on a mission to heal the narrative of masculinity across a generation; fighting the good fight together because every man should feel confident and capable of facing his pain, loving deeply, and leading a life that impacts the world around him.

What if the greatest spiritual battles you face aren't happening around you—but inside your mind? Right after His baptism, Jesus is led into the wilderness to be tempted by the devil—revealing a truth many of us learn the hard way: our deepest valleys often come on the heels of our highest spiritual moments. In Episode 3 of Heaven to Earth, we walk through Matthew 4 and uncover how the enemy works, why temptation doesn't disappear as you grow in Christ, and how Satan's primary strategy has always been the same—attacking your identity with lies. Through Scripture, Jesus shows us how to stand firm, renew our minds, and fight back with truth by declaring, “It is written.” What lies have you been believing—and what would change if you stood on God's truth instead of the whispers?

A snowbound Kentucky chat meets sunny Jacksonville plans as we sit down with Bob Tate from IPMS First Coast to explore how JaxCon reshaped the classic model show into a warm, community-first experience. Think Friday evening setup and a pizza social to slow the pace, then a crisp Saturday run with registration at 9, judging at noon, and a focused awards wrap by 5. It's efficient, friendly, and designed so builders, vendors, and visitors all get time to breathe and actually talk models.We dive into the heart of their approach: an open gold, silver, bronze system that evaluates each model on its own merits. No podium pressure, just recognition for quality work. Bob explains how initial resistance gave way to buy-in once people saw honest standards and consistent results, and why they still zone tables by genre for judging flow and easier browsing. The result? Strong turnout with 150+ entrants, 600+ models, and a calmer show floor where learning beats rivalry.JaxCon's extras add real value. A sold-out vendor hall arrives early on Friday, three food trucks keep lines short, and the raffle is both exciting and strategic. One-dollar random draws every half hour keep the buzz going, while five and ten-dollar targeted tickets let you aim for high-value kits. That structure raises enough to offer free public admission, which brings new eyes to the hobby without raising participant fees. This year's theme, 80 years of the Blue Angels—rooted in Jacksonville's history—anchors special awards alongside memorial trophies that honor club members and their passions.If you're planning to attend regional shows or thinking about how to evolve your own, JaxCon offers a practical blueprint: reward excellence, encourage connection, and make the logistics work for people first. Enjoy the insights, steal a few ideas, and share your favorite show innovations with us. If this spotlight helped, follow, rate, and leave a quick review so more builders can find the show.In addition to JaxCon,  a couple of other shows we would like to promote are:4M Mayhem hosted my the Mid-Michigan Model Makers on February 7thandAMPS-Atlanta 2026 on February 20-21Model Paint SolutionsYour source for Harder & Steenbeck Airbrushes and David Union Power ToolsSQUADRON Adding to the stash since 1968Model PodcastsPlease check out the other pods in the modelsphere!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Give us your Feedback!Rate the Show!Support the Show!PatreonBuy Me a BeerPaypalBump Riffs Graciously Provided by Ed BarothAd Reads Generously Provided by Bob "The Voice of Bob" BairMike and Kentucky Dave thank each and everyone of you for participating on this journey with us.

Weekly Message from Maranatha Church of Jacksonville. Find out more at maranathajax.com

Will Bayley be All Elite? Will we see a Womens Continental Classic? Will a Samoan Werewolf dominate the rumble? Is Mick Foley about to have a nice day in Jacksonville?? Listen as we make some bold, brazen and downright crazy predictions for 2026 in wrestling! For a full episode archive (AD FREE) and exclusive content visit CWKPOD.COM  Make sure and follow the show and leave us a 5 Star Frog Splash of a review!  Be sure to Follow us on all of our socials @CruisingwithKayfabe on Facebook and Instagram, @ItsMongo and @CruisingWithKayfabe_Emily on TikTok.  Visit Dubby Energy at https://www.dubby.gg/discount/Mongo?ref=TokPgWhTYa3YrX and use promo code "MONGO" to save 10% on all orders all the time!  Special Thanks to friends of the show the Undone for letting us use their song Miss Fortune! Now available to stream or purchase on Apple, Amazon Music & Spotify.  For more information visit https://wearetheundone.com/ and make sure to give them a follow!

Today on Coast To Coast Hoops it is a straight forward podcast, there's just under 140 college basketball games on the betting board for Saturday & Greg picks & analyzes EVERY one of them!Link To Greg's Spreadsheet of handicapped lines: https://vsin.com/college-basketball/greg-petersons-daily-college-basketball-lines/Greg's TikTok With Pickmas Pick Videos: https://www.tiktok.com/@gregpetersonsports?is_from_webapp=1&sender_device=pcPodcast Highlights 4:06-Start of picks NC State vs Pittsburgh 6:04-Picks & analysis for Nebraska vs Minnesota 8:16-Picks & analysis for Ole Miss vs Kentucky 10:06-Picks & analysis for Clemson vs Georgia Tech12:34-Picks & analysis for Maryland vs Michigan St15:13-Picks & analysis for Niagara vs Sacred Heart 17:33-Picks & analysis for Georgetown vs Providence 20:00-Picks & analysis for Villanova vs Connecticut22:24-Picks & analysis for Mercer vs Wofford25:16-Picks & analysis for Drake vs Indiana St27:34-Picks & analysis for Southern Miss vs Coastal Carolina 30:17-Picks & analysis for Georgia vs Texas33:00-Picks & analysis for Quinnipiac vs Marist35:12-Picks & analysis for Hofstra vs William & Mary37:54-Picks & analysis for Florida International vs New Mexico St40:36-Picks & analysis for West Virginia vs Arizona43:06-Picks & analysis for Northern Carolina vs Virginia 45:29-Picks & analysis for Northeastern vs Drexel 47:47-Picks & analysis for St. Thomas vs South Dakota 50:18-Picks & analysis for UW Milwaukee vs Youngstown St52:55-Picks & analysis for Oklahoma vs Missouri 55:33-Picks & analysis for UW Green Bay vs Robert Morris 58:06-Picks & analysis for Duquesne vs Loyola Chicago1;00:17-Picks & analysis for Towson vs North Carolina A&T1:02:43-Picks & analysis for Brown vs Princeton 1:04:44-Picks & analysis for Arkansas St vs Georgia St1:07:07-Picks & analysis for Northern Illinois vs Ball St1:09:40-Picks & analysis for Yale vs Pennsylvania 1:11:56-Picks & analysis for Columbia vs Dartmouth1:14:06-Picks & analysis for Temple vs UT San Antonio1:16:55-Picks & analysis for George Mason vs Rhode Island 1:19:44-Picks & analysis for Cornell vs Harvard1:22:20-Picks & analysis for Miami vs Syracuse 1:24:46-Picks & analysis for St. John's vs Xavier1:27:10-Picks & analysis for  UNC Wilmington vs Hampton1:30:02-Picks & analysis for Illinois vs Purdue1:32:27-Picks & analysis for St. Peter's vs Merrimack 1:34:39-Picks & analysis for Central Florida vs Colorado1:37:09-Picks & analysis for Richmond vs George Washington 1:39:21-Picks & analysis for Troy vs Georgia Southern1:41:48-Picks & analysis for Oakland vs Detroit 1:44:26-Picks & analysis for Kent St vs Eastern Michigan 1:46:32-Picks & analysis for Western Kentucky vs Sam Houston1:49:12-Picks & analysis for Eastern Illinois vs Morehead St1:51:47-Picks & analysis for VMI vs Western Carolina 1:54:19-Picks & analysis for South Carolina vs Texas A&M 1:56:48-Picks & analysis for Virginia Tech vs Louisville 1:59:12-Picks & analysis for Memphis vs Wichita St2:01:32-Picks & analysis for San Diego St vs UNLV2:04:09-Picks & analysis for Auburn vs Florida 2:07:10-Picks & analysis for North Dakota vs Denver 2:10:11-Picks & analysis for Florida St vs SMU2:12:49-Picks & analysis for Monmouth vs Campbell2:15:25-Picks & analysis for Iowa St vs Oklahoma St2:18:02-Picks & analysis for Missouri St vs UTEP2:20:12-Picks & analysis for San Jose St vs Wyoming 2:22:29-Picks & analysis for Murray St vs Northern Iowa2:25:20-Picks & analysis for Elon vs Charleston2:27:52-Picks & analysis for Texas St vs James Madison 2:30:20-Picks & analysis for Air Force vs Boise St2:33:06-Picks & analysis for Tennessee St vs Lindenwood2:36:12-Picks & analysis for Bowling Green vs Toledo2:38:44-Picks & analysis for Rider vs Mount St. Mary's2:40:05-Picks & analysis for Portland St vs Idaho2:43:46-Picks & analysis for VCU vs Davidson2:46:12-Picks & analysis for UC Riverside vs UC Davis2:48:51-Picks & analysis for Tennessee Tech vs SIU Edwardsville 2:51:21-Picks & analysis for Seton Hall vs DePaul2:54:03-Picks & analysis for Sacramento St vs Eastern Washington 2:57:09-Picks & analysis for Utah vs BYU3::00:00-Picks & analysis for Wake Forest vs Duke3:02:23-Picks & analysis for Northwestern vs UCLA3:05:03-Picks & analysis for TCU vs Baylor3:08:07-Picks & analysis for Central Michigan vs Western Michigan 3:10:23-Picks & analysis for Dayton vs St. Joseph's 3:12:54-Picks & analysis for Pepperdine vs Washington St3:15:37-Picks & analysis for Idaho St vs Montana3:18:17-Picks & analysis for Delaware vs Liberty 3:20:43-Picks & analysis for Vanderbilt vs Mississippi St3:23:12-Picks & analysis for Boston College vs Notre Dame 3:25:27-Picks & analysis for Houston vs Texas Tech 3:27:54-Picks & analysis for Manhattan vs Iona3:30:13-Picks & analysis for Northern Kentucky vs Wright St 3:32:42-Picks & analysis for Seattle vs Pacific3:35:06-Picks & analysis for CS Fullerton vs Cal Poly3:37:49-Picks & analysis for Canisius vs Fairfield 3:40:10-Picks & analysis for UC Santa Barbara vs Long Beach St3:42:33-Picks & analysis for Grand Canyon vs Fresno St3:44:31-Picks & analysis for Kansas vs Kansas St3:46:45-Picks & analysis for Utah Valley vs Cal Baptist3:49:25-Picks & analysis for North Dakota St vs Oral Roberts 3:51:33-Picks & analysis for Chattanooga vs Samford3:53:24-Picks & analysis for San Francisco vs Gonzaga 3:55:54-Picks & analysis for California vs Stanford 3:58:25-Picks & analysis for Weber St vs Montana St4:00:23-Picks & analysis for Omaha vs Kansas City 4:02:20-Picks & analysis for Illinois Chicago vs Bradley4:04:35-Picks & analysis for Nevada vs New Mexico4:06:42-Picks & analysis for St. Mary's vs Portland4:08:52-Picks & analysis for Northern Colorado vs Northern Arizona 4:11:02-Picks & analysis for Tennessee vs Alabama4:13:07-Picks & analysis for LSU vs Arkansas 4:15:00-Picks & analysis for Southern Utah vs Utah Tech4:17:12-Picks & analysis for Santa Clara vs San Diego 4:19:15-Picks & analysis for UC Irvine vs UC San Diego 4:21:14-Picks & analysis for Cincinnati vs Arizona 4:23:12-Picks & analysis for CS Northridge vs Hawaii4:25:26-Start of extra games UMass Lowell vs UMBC4:27:37-Picks & analysis for Vermont vs Bryant4:29:31-Picks & analysis for Army vs Navy4:31:17-Picks & analysis for American vs Holy Cross4:33:16-Picks & analysis for Bellarmine vs North Florida 4:35:04-Picks & analysis for Albany vs New Hampshire 4:37:35-Picks & analysis for Boston U vs Colgate4:39:55-Picks & analysis for Binghamton vs Maine4:42:04-Picks & analysis for Eastern Kentucky vs Jacksonville 4:44:21-Picks & analysis for Alabama A&M vs Texas Southern 4:46:23-Picks & analysis for Jackson St vs Bethune Cookman 4:48:30-Picks & analysis for Winthrop vs Presbyterian 4:50:27-Picks & analysis for Nicholls vs SE Louisiana 4:52:20-Picks & analysis for Coppin St vs Norfolk St4:54:27-Picks & analysis for UT Rio Grande Valley vs Houston Christian 4:56:48-Picks & analysis for Queens NC vs West Georgia 4:59:06-Picks & analysis for New Orleans vs McNeese 5:01:17-Picks & analysis for Texas A&M CC vs Incarnate Word5:03:12-Picks & analysis for Bucknell vs Loyola MD 5:05:20-Picks & analysis for Mississippi Valley St vs Grambling 5:07:27-Picks & analysis for Alabama St vs Prairie View5:09:35-Picks & analysis for Morgan St vs Howard5:13:13-Picks & analysis for Alcorn St vs Florida A&M5:15:24-Picks & analysis for Arkansas Pine Bluff vs Southern5:17:08-Picks & analysis for Lafayette vs Lehigh5:19:04-Picks & analysis for Stephen F Austin vs Lamar Hosted by Simplecast, an AdsWizz company. 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Winter Storm Fern is headed straight for St. Louis, and this daily comedy show proves once again that snow doesn't ruin cities — people do. As temperatures plunge and forecasts bounce between “maybe” and “we have no idea,” the Rizzuto Show breaks down how quickly society collapses when eggs, bread, and ground turkey disappear from shelves. From grocery store Thunderdomes and the unspoken moral obligation to help bag groceries, to the sheer chaos caused by long wallets and checks at checkout, this episode is a masterclass in winter-induced rage. Lines are down the aisles, cashiers are fighting for their lives, and Riz officially declares that refusing to help bag groceries during snow panic makes you public enemy number one. But that's just the beginning. This daily comedy show also dives into relationship limbo when someone writes in about dating a great guy who refuses to make a move. Is he shy? Nervous? Playing it cool? Or just happy with a peck on the lips and a friendship? The crew debates communication, honesty, and why sometimes you just need to say something… or answer the door naked. Then things get extra weird at the office. A guy gets accused of creating a “hostile work environment” by being too professional with female coworkers. Is he smart? Awkward? Playing it safe? Or just avoiding HR like a seasoned veteran? The discussion turns into a real look at modern workplace boundaries, misinterpretation, and why nobody feels like they can win anymore. And if that's not enough chaos, we cap it off with a wild story about a 14-year-old returning home with a full sleeve tattoo — courtesy of Cool Mom — leading to arrests, legal trouble, and one extremely popular middle schooler. Toss in horrifying tattoo regret stories, Spectrum internet panic, flamethrower snow removal ideas, and soup optimism, and you've got the perfect storm of midwest humor. This daily comedy show delivers relatable rage, weird news, and nonstop laughs — exactly what you need when you're snowed in, stuck in line, or watching someone pull out a checkbook in 2026.

On this frigid Friday ahead of Snowmageddon, Beau and Z are joined by ESPN's Mike Dirocco (1:11:50) to discuss Jaguars OC Grant Udinski, who was in the building for a head coach interview with the Browns. Super Bowl champion D'Marco Farr also joins the guys (49:58) to preview Sunday's NFC Championship game in Seattle between the Seahawks and the Rams. Plus, get some college football updates (44:58) and hear the latest rumors floating in league circles (30:25).See omnystudio.com/listener for privacy information.

Send us a textDr. Christopher Netzel is a returning guest on our show! Be sure to check out his appearance on episode 644 of BBR!Dr. Christopher Netzel is board certified in pain medicine and anesthesiology, practicing at Costal Health Specialty Care in Jacksonville,  FL.His medical residency in anesthesiology was completed at University of Wisconsin Hospitals and Clinics in Madison. Dr. Netzel is a member of a number of medical associations, including the North American Neuromodulation Society, the American Society of Regional Anesthesiologists, the American Society of Anesthesiologists, and the Wisconsin Medical Society, among others.Dr. Netzel utilizes whole-food, low-carbohydrate, healthy fat, and ketogenic diets as a component of a multidisciplinary approach to address metabolic syndrome within the context of chronic pain. Through this approach, improvements in many types of pain have been observed, likely due to  weight control, decreased inflammation, enhanced glycemic control, and potentially improved neuronal function.Furthermore, Dr. Netzel has successfully assisted patients in reducing or ceasing their usage of diabetic and hypertensive medications, achieving better sleep quality, experiencing reduced heartburn, and overall enhanced well-being.Find Dr. Netzel at-https://coastalhealth.com/physician/christopher-netzel/IG- @ketopaindochttps://www.dietdoctor.com/low-carb/doctor/chris-netzelFind Boundless Body at- myboundlessbody.com Book a session with us here!

What if the people who doubted your dreams actually helped fuel your success? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with powerhouse realtor Rachel Hanes, a former educator turned top-producing real estate agent in Northeast Florida. Rachel shares her inspiring journey from a young mom with no laptop to a referral-based business owner dominating the Jacksonville market. She dives into her early struggles, how a Craigslist ad and a leap of faith kickstarted her career, and how surrounding herself with the right mentors helped her build a thriving, integrity-driven business. Rachel emphasizes the power of authenticity, consistency, and community—not just with clients but among fellow agents. She discusses the value of collaboration over competition, how she transitioned into investment and Airbnb properties, and why building relationships is her #1 marketing strategy. This episode is packed with hard-earned wisdom and actionable advice for any agent ready to elevate their game. Inspired by Sarah's success? Start building real relationships today. Share this episode with a fellow agent, leave a review, and connect with Sarah online to see her strategies in action! Loved Rachel's journey? Subscribe to the Real Estate Excellence Podcast and share this episode with an agent who needs that extra push to believe in themselves!   Highlights: 00:00 - 09:49 Roots and Rejection From violin teacher to real estate rookie Starting with no laptop and a Craigslist ad Juggling motherhood and ambition Turning naysayers into fuel Building belief through consistency 09:50 - 17:54 Building Trust Through Referrals Authentic connection over forced follow-ups Repeat clients and word-of-mouth success Why integrity beats sales tactics Staying top of mind without being pushy Letting results speak louder than promotions 17:55 - 26:05 Handling Ego and Emotions in Deals The danger of combative agents Emotional intelligence during negotiation Protecting clients through calm professionalism Collaboration over confrontation How ego can cost your client the deal 26:06 - 33:59 Finding the Right Brokerage and Community The value of a supportive broker Learning through shared agent experience Group texts and collaborative growth Why culture trumps commission splits Being in business for yourself, not by yourself 34:00 - 41:59 Investing and 1031 Exchanges Working with fiduciaries and trusts Breaking down 1031 exchange strategies Understanding tax-deferred reinvestments Handling multi-heir trust properties How education expands your client base 42:00 – 01:20:53 Airbnb and Short Term Rental Strategy What new investors often overlook Management companies vs DIY The truth about ROI and maintenance How to create a standout Airbnb listing Regulations, reviews, and real risk   Quotes: "You don't always get immediate kudos for your decisions—it takes consistency for people to see your vision." – Rachel Hanes "I want people to feel that if they're coming to me with business, it's going to be handled with integrity." – Rachel Hanes "You're not being productive when you let ego take over a negotiation." – Rachel Hanes "Being collaborative in your professional life bleeds over to your personal life." – Rachel Hanes   To contact Rachel Hanes, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Instagram, Facebook, and LinkedIn.   Connect with Rachel Hanes! Website: https://hamiltonhousegroup.com Instagram: https://www.instagram.com/rachelhanesrealtor/ Facebook: https://www.facebook.com/rachelhanesrealtor LinkedIn: https://www.linkedin.com/in/rachel-hanes-8337a2131/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #RachelHanes #ReferralBasedBusiness #JacksonvilleRealEstate #WomenInRealEstate #RealEstateMom #AirbnbInvesting #RealEstatePodcast #1031Exchange #REInvestorTips #Mompreneur #FloridaRealtor #ClientExperienceMatters #TrustBasedBusiness #AgentReferrals #RESuccessStory #RealEstateCommunity #IntegrityInBusiness #HomeBuyingTips #RealtorJourney

Jaguars offensive coordinator Grant Udinski has emerged as a candidate for the Bills' head coaching job. Mia O' Brien of Action Sports Jax joins Danger and Battaglia in The Sports Bar to share the path he took that led him to Jacksonville and the qualities that may qualify him as a suitable finalist for the vacancy. Love the show? Share it! Listen, subscribe, and tell a friend!

In this lively conversation, we explore a wide range of topics, from musical mishaps to the surprisingly high-stakes experience of ordering food at Panera Bread. We share humorous anecdotes about lunch plans, the stress of menu choices, and we dive into Southern food traditions along the way. The discussion shifts to the value of silver and gold, prompting us to engage in a light-hearted debate about the usefulness of chickens in an apocalyptic scenario. A wild story about chasing down a stolen pool filter adds to the fun, eventually leading us to reflect on Southern expressions and common misconceptions. In the same engaging spirit, we explore the unique identity of Jacksonville, Florida, talking about its reputation, outdoor activities, sports culture, and sharing humorous anecdotes. We delve into the appeal of marshes and nature, the art of discovering sticks, and we offer playful reflections on life in Jacksonville, all while keeping a consistent comedic tone throughout.

  This week on the Going Deep podcast, Brandon Angelo and Matt Waldman cover the gamut of  NFL developments their 2025 fantasy implications. https://youtu.be/yAV-lLUpycs Topics What Ben Johnson got right this year. Why Caleb Williams will be elite in 2-3 years and deliver elite production as soon as next year. D.J. Moore: what went wrong, what went right, where he fits in an NFL scheme. Kliff Kingsbury's departure from Washington. Jayden Daniels strengths and Washington's offensive weaknesses. What Dan Quinn wants vs what the Commanders lack in personnel. Why Matt Nagy would be a horrific choice for the Philadelphia Eagles What would be a better schematic fit for the Eagles' offensive personnel. Who might offer that schematic fit -- realistically and idealistically speaking. Parker Washington: Here to stay in Jacksonville? Now entering its 21st season, learn more about Matt Waldman's RSP  — the most in-depth analysis of offensive skill position players available (QB, RB, WR, and TE). Or if you already know the deal, go ahead and pre-order (you know you want to) at at discount for a limited time through 12.22.25 for $19.95.  Matt's 2026 RSP Dynasty Rankings and Projections Package (begins in June) is available for $24.95 If you're a fantasy GM interested in purchasing past publications for $9.95 each, the 2012-2024 RSPs also have a Post-Draft Add-on that's included at no additional charge.   Best yet, proceeds from sales are set aside for a year-end donation to Darkness to Light to combat the sexual abuse of children.

Chuck and Roxy are back and open the show with some notes and an update on the Look Cinema drama! Next it's time to "Meet the Littles" as our hosts welcome Wes Wolfe to the podcast! (16:00) BLUESKY: @wolfereports.bsky.social TWITTER: @weswolfuf FACEBOOK: https://www.facebook.com/wes.wolfeThen our hosts close out the show with 3 movie reviews and your emails / notes. (38:00)SONG: “Filthy One” by Rachel King www.itsrachelking.com YouTube: https://youtu.be/H4UEHHjH_r8 JINGLE: "My Kind of Town (It's Jacksonville!)" A parody of a song by Frank Sinatra.Recorded by John Welsh in Somerville, MARecorded: 04/07/2015  Released: 04/07/2015  First aired: unairedPodcast Website - www.loyallittlespod.com  Patreon: www.patreon.com/c/loyallittlespod/membershipPodcast Email - WTFCPODNET@GMAIL.COMTwitter:@loyallittlespod Instagram: @theloyallittlespodcastPODCAST LOGO DESIGN by Eric Londergan www.redbubble.com Search: ericlondergan or copy and paste this link! https://www.redbubble.com/people/ericlondergan/shop

In this lively conversation, we explore a wide range of topics, from musical mishaps to the surprisingly high-stakes experience of ordering food at Panera Bread. We share humorous anecdotes about lunch plans, the stress of menu choices, and we dive into Southern food traditions along the way. The discussion shifts to the value of silver and gold, prompting us to engage in a light-hearted debate about the usefulness of chickens in an apocalyptic scenario. A wild story about chasing down a stolen pool filter adds to the fun, eventually leading us to reflect on Southern expressions and common misconceptions. In the same engaging spirit, we explore the unique identity of Jacksonville, Florida, talking about its reputation, outdoor activities, sports culture, and sharing humorous anecdotes. We delve into the appeal of marshes and nature, the art of discovering sticks, and we offer playful reflections on life in Jacksonville, all while keeping a consistent comedic tone throughout.

Going to a catholic church, John's Uber battle, graduation or wedding, and places we WILL be going… On the net, it's a positive. ------ JOKES FOR HUMANS TOUR: ⁠⁠⁠⁠⁠https://johncristcomedy.com/tour/⁠⁠⁠⁠⁠ 1/23 Joliet, IL  1/24 Effingham, IL  2/19 Nashville, TN 2/20 Springfield, MO  2/22 Louisville, KY  2/26 Ithaca, NY  2/27 Reading, PA  2/28 Glenside, PA  3/1 New York, NY  3/8 Nashville, TN (Moved from 1/25) 3/19 Milwaukee, WI  3/20 Jackson, MI  3/21 Rockford, IL  3/22 Cedar Rapids, IA  3/27 Columbia, MO  3/28 Fayetteville, AR x2  3/29 Little Rock, AR  4/10 Stockton, CA  4/11 Anaheim, CA x2  4/12 Thousand Oaks, CA  4/17 Tucson, AZ  4/18 Houston, TX 4/19 Waco, TX  5/2 Fort Worth, TX 5/3 Amarillo, TX  5/14 Wilmington, NC 5/15 Evans, GA  5/16 Durham, NC  5/29 Jacksonville, FL  5/30 Asheville, NC  5/31 Columbia, SC  6/4 Mobile, AL  6/5 Florence, AL  6/6 Duluth, GA ----- Catch the full video podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and follow us on social media (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@netpositivepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) for clips, bonus content, and updates throughout the week. ----- Email us at netpositive@johncristcomedy.com ----- FOLLOW JOHN ON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----- SUPPORT OUR SPONSORS COVE - Go to ⁠https://covesmart.com⁠, and use code NETPOSITIVE for up to 70% OFF your first order — easy,  affordable, and peace of mind guaranteed. BLUELAND: Get 15% off your order by going to https://blueland.com/netpositive ROCKET MONEY: Stop wasting money on things you don't use. Cancel your unwanted subscriptions – and manage your money the easy way – by going to https://RocketMoney.com/netpositive ----- PRODUCED BY: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alex Lagos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Easton Smith⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lagos Creative⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Rite of Passage: A Clear Path Into Manhood register now: https://www.braveco.org/riteofpassage In this week's special edition episode of Cultural Catalysts collaborating with BraveCo, Kris Vallotton is joined by his son Jason Vallotton to discuss the growing crisis of fatherlessness and how to restore authentic manhood. Jason, founder of BraveCo, shares his powerful vision for helping boys become men through meaningful rites of passage. Together, they explore how our culture has substituted therapy and medication for true discipleship, leaving many young men without proper initiation into manhood. Jason shares inspiring stories of transformation from their BraveCo events, where hundreds of men gather to mentor and celebrate young men through challenging physical and spiritual journeys. Join us as Kris and Jason reveal BraveCo's exciting new partnership with Spartan Races for an upcoming father-son Rite of Passage event in Jacksonville, Florida – a powerful opportunity for fathers, mentors, and sons to experience life-changing connection and growth together. Discover how proper initiation into manhood can heal generations and transform communities! Connect with Kris Vallotton: Website: https://www.krisvallotton.com/ Facebook: https://www.facebook.com/kvministries/ Instagram: https://www.instagram.com/kvministries/ X: https://x.com/kvministries Connect with BraveCo Website: https://www.braveco.org/ Facebook: https://www.facebook.com/braveco.men Jason's Instagram: https://www.instagram.com/jayvallotton/ Instagram: https://www.instagram.com/braveco.men/ Additional Resources by Kris Vallotton: https://shop.bethel.com/collections/kris-vallotton About Kris Vallotton: Kris Vallotton is the Senior Associate Leader of Bethel Church, Redding, and is the Co-Founder of Bethel School of Supernatural Ministry (BSSM) and Spiritual Intelligence Institute. He is also the Founder and President of Moral Revolution and a sought-after international conference speaker. Kris and his wife, Kathy, have trained, developed, and pastored prophetic teams and supernatural schools all over the world.

These are 6 of the top headlines in military news. NOTE: All persons are innocent until proven guilty in a court of law.  John Mwangi out of Fort Hood plead guilty to murdering his wife, Sgt Esther Gitau Veteran Tyler Linn charged with target parking lot murder of Matthew Traywick PO3 Taylor Lomax is charged with double homicide of sailors Noely Makenda and Jordyn Forrestier out of NAS Jacksonville Army Retiree Andrew Dykes was charged with 30-year cold case previously tied to Gilgo Beach Serial Killer (victim: Tanya Jackson) Suspected serial killer, Fernando Cota, to be disinterred from Veteran's Cemetery  Veteran and former leader of Idaho American Legion, Charles Abrahamson, is charged with fraud for allegedly diverting over $1.45 million in funds ⸻

Keith Weinhold breaks down how recent presidential housing policies could influence real estate investors and everyday homebuyers.  Then he walks through four different ways to eventually exit your investment properties—including a little-known strategy most investors have never heard of—so you can start thinking about how you'll one day harvest your gains, potentially with minimal or no taxes, while still preserving your wealth and flexibility. Episode Page: GetRichEducation.com/589 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the presidential administration has made some weighty decisions that could affect the real estate market for years. Then when it's time for you to sell your investment property, there are some smart ways to do it and some big mistakes to avoid. We're talking about four options for your real estate exit strategy, including the little discussed 721 exchange today on get rich education.   Keith Weinhold  0:32   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Russell Gray  1:18   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE you're inside one of America's longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, if you're working for the weekend, then you had better examine your Monday to Friday and start investing for leverage in income that's generated today. The good news is that down the road, when it comes time for you to sell your investment property, hopefully, after decades of handsome profits, even if that is years away, there are a lot of good options for you, including multiple ones that are tax deferred and effectively tax free. I'll discuss that later today, what we know, and what history has proven, is that savers lose wealth, stock investors maintain wealth, real estate investors build wealth. And I contend that within the discipline of real estate, being the investor is the best job of all of them, because, look, realtors rarely build wealth. Property managers that don't actually own the real estate, they also rarely build wealth. And the people on your maintenance team, they don't build wealth either. Now, as much as we might appreciate all these service professionals, I mean, I sure do this is not meant to disparage them. I'm trying to help you pick the right lane in real estate. Know that you're doing the right thing. Do the right thing before you do things right. By their own admission, the National Association of Realtors, the NAR they will tell you that the median gross income for a realtor is. Do you want to guess? Any guess as to what the median gross income for a realtor is? It is $58,100. that's it.    Keith Weinhold  3:37   And realize that's the figure being reported by the trade organization that represents the industry too licensed sales agents. Median income that's even lower. It is $41,700 also per the NAR I see myself realtors that have been in business 20 years, 30 years, 40 years, and all that time, they have never bought a single investment property for themselves. Instead, a lot of them spend their entire career helping other people get rich while they never get on the treadmill. But do you know what is even crazier to me, crazier than that, it's the number of people that manage properties, including some of my own property managers that I hire, and they don't own any investment real estate themselves. And I think that's crazy, because managers are doing what is one of the toughest jobs in real estate, always having to walk that tightrope, arbitrating between the property owner and the tenant, and as a result, often pleasing nobody. They're sort of like the football referee, the baseball umpire, the property manager they have to deal with The problem tenant. The manager has to bug the tenant to collect the late rent, and then your maintenance people. You know, I just met up with a contractor that's putting new flooring in one of my rentals. He's got a sense of humor, and he wore this great t shirt that says, I'm here because you broke it. I love that. But now his compensation isn't too shabby, but he's trading his time for dollars, and the income stops when his work stops. The lesson is, be the asset owner.    Keith Weinhold  5:35   Now this presidential administration has shaken up a lot of policies, good or bad we've got a bunch of new directives centered on the housing market. And really, this shouldn't come as any sort of surprise, since be mindful, the current White House occupant is a long time New York City Real Estate Investor, some of the more recent weighty moves that can affect you are banning institutional investors from buying single family homes that they turn into rentals, and the other one is a $200 billion bond purchase program aimed at reducing mortgage rates. Okay, whether those two things happen or not, it's good to look at their effect, how they move a real estate market, because when you understand the effects, then you learn a lesson, even if you're listening to this episode 10 years from now, the move to ban institutional investors. We're talking about conglomerate groups like Blackstone and invitation homes. The move to ban them from buying single family rentals is to try to reduce the demand and therefore, hopefully lower the price of single family homes in order to help affordability. Okay, that could work in concept. But here's the other thing that it does, there would be fewer rentals available on the market, because most institutional investors do buy those build to rent properties, that's what they're looking to acquire. So it's sort of what most any real estate investor would want. They would get higher rents and maybe some somewhat lower purchase prices, or at least a lower appreciation rate. But this whole move to ban institutional investors, that is mostly a nothing burger, that's all we're talking about here. And here's why you cannot undo the institutional purchases that were already made, and a lot of those got made, a lot of them during the pandemic. So it would only be banning new purchases. And another important point to consider here is how small this market is. I think these institutional buyers make a whole lot of outsized noise and often get pointed to as the boogeyman for running up prices of real estate. But that's not true. Only about two to 3% of single family rentals are owned by these giant investors, at least the ones that have over 1000 units. Okay, so this all sounds good as a political platitude. You trying to do something about it? I sort of understand that, but this ban, it just would not move the market very much at all now, perhaps a slight move could be triggered in cities that do have a lot of institutional ownership, like Atlanta, Jacksonville, Charlotte, but really little effect. The second directive from the President is having Fannie Mae and Freddie Mac buy $200 billion worth of mortgage bonds. This is really an effort to drive down mortgage rates and bring down monthly payments and make the cost of home ownership more affordable. The translation here for you is that whenever you inject money into something, money tends to flow more freely and rates get lower, kind of lowering the dam wall height, like I have given to you in other examples, when you buy bonds that demand pushes up bond prices, which lowers bond yields. And mortgage rates are tied to those lowered bond yields. And as soon as this was announced, like the very next day, mortgage rates fell into the high fives, yes, under 6% for the first time in three years. But the last thing effect of this that's been studied, and it's been shown to reduce mortgage rates by about three tenths of 1% so not nothing, but sort of small. However, if they're buying down rates like this one time, well then they might do it multiple times. So there you go. There are two recent directives from the president banning institutional investors from buying single family homes and buying mortgage bonds to lower mortgage rates.    Keith Weinhold  10:00   Either one of them with seismic effects. It's sort of like the 50 year mortgage proposal that the administration made a while ago, and that's probably not going to become a reality anytime soon, if ever. Here's a question that I have for you, and I'll let you answer. Do you like free markets, or would you rather have big government? Well, each of these directives are more government intervention into the free market, whether you like that or not. Another way to say it is that stuff like this makes a lot of splashy headlines, but it's not a bigger deal than a Philadelphia Eagles football game,at least. You know how these forces can move markets now    Keith Weinhold  10:46   straight ahead, it's the concise, definitive audio guide to selling your investment property. I'm going to detail four different ways that you can do it in this guide, including tax deferred and effectively, tax free methods. When you're able to defer taxes over and over again throughout your entire life, they effectively become tax free. You never have any tax obligation. Also, I will discuss one way of selling your property that you're probably not familiar with and you might have never heard about before in your life. I'm Keith Weinhold. You're listening to Episode 589 of get rich education.    Keith Weinhold  11:27   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre. Or or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again. 1-937-795-8989,   Keith Weinhold  12:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Russell Gray  13:12   Hi. This is Russell Gray, Main Street capitalist. You're listening to the get rich education show with Keith weinholden. Remember, don't quit your Daydream.    Keith Weinhold  13:20   You welcome back to get rich Education. I'm your host, Keith Weinhold, and I'm coming to you from Colorado Springs today, where I'm attending the real estate guys create your future goals retreat event, yeah, a goals event allows one to get introspective. One part of it is learning how I can serve you better on this show. Every week, since I do pour a lot of thought into what I share with you here. How much yeah, just, how much did this event mean to me? Well, my team is in the NFL playoffs, and I was willing to miss some playoff football for this.   Speaker 1  14:07    That's inexcusable, inexcusable. Playoffs. Don't talk about playoffs. You kidding me? Playoffs? I just hope we can win a game.   Keith Weinhold  14:19   Yeah, yeah. That is, that is, of course, the classic rant from a former NFL coach, Jim Mora. Maybe Jim needs to attend the goals retreat to put things into perspective here. now, whether it's just a few years from now or it's decades into your future, at some point we're all going to exit the real estate investing game, even if that's not until the day we die. I'll talk about that with whatever endeavor you're in. It is good to begin with. The end In mind. there's a good chance that you're either in real estate acquisition mode now, or you once were. Or where you're going to be in that real estate acquisition mode in the future, but after this accumulation phase of your life, hopefully, which you've turned into financial freedom through real estate, after that, you're going to be in the mode where, since you've already made it, you're going to want to just maintain the portfolio that you have or stop acquiring or you will want to sell eventually. The good news is that there are a lot of good options for selling your property and doing it, tax deferred and effectively tax free. Now I will not talk about selling your primary residence so much, though, this is focused on exiting from your investment property, primary residence sales rules with the IRS is that your first 250k of gain is exempt from capital gains tax if you're single, and your first 500k is shielded from tax if you're married. Quite a marriage incentive there.    Keith Weinhold  15:59   But as we focus on investment properties. This is influenced by a question from one of our older GRE listeners, 62 year old, Mark, who wrote in last year, was such a good question and I answered his question on air last month. I'll basically expand on that answer today. Mark said he has listened to every GRE episode ever, and therefore, congratulations, he made it. He reached financial freedom, and he's got a sizable portfolio. Some of his properties are paid off. Others are leveraged. But see, Mark is hesitant to buy more property because he's already made it his wife doesn't want more properties because she associates it with him having to do more work. Now, when you're still in pursuit of financial freedom, well, you don't mind investing a small slice of your time each month into real estate, a little light management, remotely, maybe, but once your residual income exceeds all of your expenses, well, then at that point, your time is going to start to become more valuable. So let's look at four here, four solid options for exiting your property, and then I'm going to examine the pros and cons of each one. The first of four is simply to sell real estate in the conventional way, just a plain sale to a buyer, where you see that it gets fixed up and you list it and you sell it outright. Well, the pros of this are is that it gets you to your exit, and it also turns your equity into cash. The cons, the downside of doing it this way is that you're going to give up your ongoing stream of income. Your Cash Flow is going to be gone. You might have to remove tenants, depending on your scenario. You have to fix up and stage the home to prepare it for the market. That could be as little as 5k or as much as 50k or more, depending on the size of your real estate, you're going to have to pay a real estate agent a commission of 3% or more and pay capital gains tax of 15% or more. That's one five. And you'll also have to pay depreciation recapture, and of course, you don't have to pay 15% of the total asset value. It's just 15% of the value gain during the time that you held this property, right? So the tax and fix up cost can eat into your profit with this first of four ways to sell your property, although you are still probably in for a pretty nice windfall upon the sale if you've held it for a while. All right, so the first way is a plain sail, and a lot of people would agree that is not the best way to do it. Okay, it gets far better from here. The second sale option that you have is something that a lot of real estate investors like us are familiar with, or have at least heard of, and the general public has not, and that is the 1031 exchange. You'll also hear it be called the 1031 tax deferred Exchange, or the 1031 like kind exchange, because you trade your property up for another property that's kind of like it. It is a hugely powerful wealth building and wealth preservation tool, okay, section 1031, of the IRS tax code that allows an investor to exit a property without incurring any capital gains taxes. That also does not trigger depreciation recapture when you sell your property, but in order for you to get those tax deferred benefits. Importantly, you have to roll your game into another piece of real estate. Now there are a lot of rules and nuances around 1031 ones. I have done multiple 1030 ones in my life, and they are so worth doing and amplifying your wealth, building power I will not cover all the rules and nuances those things like the three properties rule and the 200% rule, and that rule about how you need to identify your replacement property within 45 days and close on it within 180 days, and all of that. Because what I've done is I've completely broken that down on the show with you here previously, and as always, I explained it in the most clear, incoherent way that I could for you. I best did that on episode 143 of get rich education. The name of that episode is your 1031 exchange guide, tax deferral for life. Now, there do get to be some numbers flying around here, so you want to listen closely, you might find yourself skipping back for simple example purposes, in a 1031assume that you bought a $200,000 duplex 20 years ago, and it's now worth 500k you depreciated the value of the duplex every year, as is actually required by the IRS, assuming you took a total of 100k of depreciation over the life of your ownership of it, and you did not make any improvements to it. The basis of your property is then 100k because it's your 200k purchase price, minus 100k in total depreciation write offs. When you sell the property for 500k you now have a gain of 500k minus 100k which is 400k depreciation, recapture and capital gains are not taxed at the same rate, and it depends on some things, but let's assume that your blended tax rate is 20% that means you would owe 20% on your 400k so that would be 80k in taxes if you just did the plain sale. But not many people want to stroke a check to the IRS for 80k so instead, if you take your 400k of gain and roll it into a new property, or properties, you can defer your obligation to pay this 80k. Yes, you do not owe the IRS a thing. Now this is beautiful. You get that tax break virtually nowhere else in the investing world, okay, so what you've now done is that you have exited the property a duplex, in this case, via 1031 exchange, and you've traded it up for another property. So you're still a real estate investor. You have not exited being one of those, but you sold the duplex and replaced it with another property, or properties, all right, that was the second of four sale options, the 1031, exchange, and, yeah, as you can see, there do get to be some numbers flying around, some deep dive learning for you here. And that's why I lightened it up with the Jim Mora clip before we dove in.   Keith Weinhold  22:54   The third way is called refi for life. Now we could almost put an asterisk on this third way, because with a refi for life, it's not a sale of the property at all. What it is is it's really a way for you to sell your equity to a bank yet still retain the property. Therefore, you access capital without triggering any taxes. You get a nice, big windfall payout while you still hold the asset, and it keeps paying you up to five ways at the same time. Yeah, you will also hear this refi for life strategy referred to as other things. Refi till you die, is one way to put it, as equity accumulates, say, every five or 10 years, you just do another cash out refi, enjoy the tax free windfall and keep holding on to the asset that is the same thing. Other names for this repeated series of cash out refis throughout your life that you might hear, which I'm calling refi for life. Those other names are live on leverage, the equity to income strategy, the infinite hold, the generational hold strategy, hold until step up, or you might hear, buy, borrow, never sell. They all mean the same thing. I'm calling it refi for life. Let me give you a simple refi for life. Example, using conservative assumptions, say that today you put a total of 200k down to control $1 million worth of rental property. Your initial loan balance is 800k we'll just say your cash flow is zero. Your property is appreciated 6% per year. After 10 years, your million dollars of property, growing at 6% annually, is worth almost $1.8 million if you refinance a 75% loan to value your new loan, amount is 1.3 5 million you pay off the original 800k loan, that leaves you with raw. 550k of cash out refinance proceeds. Congratulations, you got a windfall, and your 550k is tax, free loan money to you not income, because the IRS says debt is not income, therefore it's not taxed. Yes, and you heard that right. You can do whatever you want with those funds. What you've now done is you pulled out more than two and a half times your original 200k investment. And yes, while you still own the property, you continue to hold this appreciating asset. Tenants keep paying down your debt over time, and inflation keeps working in your favor, all right, and remember, that's only what you did at the 10 year mark. You are not done. It just keeps getting better. Fast forward five more years to the 15 year mark, at 6% appreciation continuing your original Million Dollar Portfolio is now worth about $2.4 million at 75% loan to value that property supports total debt of roughly $1.8 million at this point, your existing loan balance from the prior refinance, it's still that 1.3 5 million so you pay it off with a new loan. This allows you to extract an additional 450k of tax free cash. So add it up. This means at the 10 year mark, you got 550k and then here, at the 15 year mark, you got another 450k across your two refinances combined, you have now pull out a cool million dollars in tax free loan proceeds. That's nearly $1 million of liquid, usable capital from an original 200k investment that you made 15 years ago, without you ever selling the property. You still own. What's worth now $2.4 million worth of property, you've got the million liquid and you still have not triggered any tax at all. So at this stage, you can just live off your million dollars of refinance proceeds, or you can choose to reinvest it into new assets. Or you can selectively pay down your debt to increase your cash flow, or you can simply hold and let inflation continue shrinking the real value of your loans, and let inflation continue to make your properties go up in price, then down the road when you eventually die, your heirs receive a step up in basis largely eliminating capital gains tax. That is just amazing. That is refi for life in plain English. So that is the third of four exit strategies that I'm sharing with you here today. And understand there are a few caveats here. I only went to the 15 year mark, you can keep doing it every five years. Beyond that, it just keeps getting better as leverage compounds the value of what you own. Now I kept it simple for learning purposes in an audio format with you here, you're probably going to have even more equity than those numbers I gave you because I didn't even include the principal pay down that your tenants make for you.    Keith Weinhold  28:26   And let's discuss a few more pros and cons of this refi for life plan. The pros are that you've borrowed, and you've done that with perhaps a home equity line of credit, home equity loan or a second mortgage, you borrowed against the property in perpetuity and get tax free cash. Interest paid on the amount borrowed is tax deductible too. If you don't have enough tax advantages, there's also that you've got zero property sale, transaction friction or risk, you pass along the value of your home or portfolio to heirs on a stepped up basis. What that means, in essence, is when you pass away your depreciation recapture and your capital gains are wiped out, that's what a stepped up basis means. Okay, those were the pros, the cons, the downsides of doing this, and there aren't very many, but it's that it does not get you out of property ownership while you're still alive. If that's what you're looking for, your property cash flow gets reduced when you do a refi because you have a new debt service obligation. However, you've also got incremental rent increases throughout time that could offset that. And the other thing is, think about your heirs. Sometimes heirs find it challenging to divide homes among themselves, so your heirs need to be pretty well educated on related real estate and tax principles. So those are the cons of refi for Life. We're talking about four distinct access strategies for your investment real estate today on get rich education podcast episode 589 I'm your host, Keith Weinhold    Keith Weinhold  30:09   and the fourth way, the least understood and least utilized way, is known as the 721 exchange. And I want to thank a different GRE listener named Nate in California in his acquire to retire blog. It's worth checking out. I want to thank Nate for his contribution here. Nate heard the GRE episode last year about 62 year old. Listener Mark's desire to sell, and that's what got Nate to write in about the 721 exchange, yes, just like the 1031 exchange is named for that particular section of the IRS tax code, it's just the same with the 721 and of all four methods we're discussing today, it's the only one of the four that I have not done myself. So I have studied it how the 721 exchange works is that say you have a case where you're a rental property owner and you realize that you just don't want the hassles of landlording, but you like the financial benefit that the ownership gives you. What you can do is sell your home to a partnership and receive shares in that partnership. The 721 exchange rules stipulate that this is not a taxable event, and therefore no capital gains tax or depreciation recapture are due. Now that you're an owner in the partnership, you still get the benefits of owning the property, like appreciation and cash flow and such, and you get these benefits across a greater number of properties in markets diversification, because you are a fractional owner in the other properties that are in the partnership, not only your own. And when you eventually pass away, your shares are stepped up in basis and can be distributed equally to heirs. And see it is surely easier to divide shares among, say, four children than it is to divide your 31 rental houses among four children, because your four children are all going to have different goals and varying degrees of financial savvy. So the 721 exchange really is a great estate planning tool as well. So you will have this partnership that makes an offer to buy your property. Section 721, of the IRS Code allows a property owner to contribute real estate to a partnership in exchange for partnership units. And of course, you are going to need to learn how to vet the partnership. Now let's look at some of the pros and cons of this. The upside the pros are that it gets you out of being a direct property owner, if that's just something down the road that you don't want to do anymore. No more repair requests or HOAs, property tax bills, insurance bills, vacancies or property improvements. And of course, the hedge against that, I favor using a property manager to take care of that for me, but that is a different topic. But in any case, you also defer paying capital gains tax and depreciation recapture by rolling your equity into a qualified real estate fund. Some more upsides of the 721 are that you get shares in the real estate fund that offers you continued cash flow and possible appreciation. There's often no need for you to pay to fix up or stage the property for sale, no agent commissions to pay. You diversify your risk across multiple markets and properties you get to contribute to, and you sort of become part of a like minded community of real estate investors, and you peripherally stay attached to your real estate, even though you're no longer the direct owner of it. Now, of course, being a direct owner of real estate is where you get both the profits and the control, but again, after a decade, or even 50 Years of direct ownership, you're just choosing to be done with that phase. So the 721 is a permanent solution. There's no sort of next decision, stress or risk. It is done. It is solved. But like I said, the shares are easy to divide among heirs compared to a portfolio of homes. All right, how about the cons the negative of a 721 exchange? Well, you're going to forfeit the ability to borrow against your asset, the refi for life plan that I talked about in the third way you can sell your property. Also you're going to have to pay some onboarding fees or some management fees to the partnership, and you're going to lose future 1031 exchange availability. And that is it. That is the 721 exchange. Again, I want to thank GRE listener, Nate from California, for reaching out to the show, and he's got a great blog. That's what got me to study the 721 exchange some more. This can happen with an up rate. You've probably heard of a REIT before, really.   Keith Weinhold  35:00   Estate Investment Trust and upreet, up r, e, i, t, that is in umbrella partnership. REIT, as investors, we acquire and hold real estate for the long term because it provides those real estate pays five ways, benefits of appreciation, cash flow, ROA, tax benefits and inflation profiting. But as you begin with the end in mind, it's going to be aware of your options so that you can optimize that inevitable exit of yours down the row. To summarize what you've learned so far on this segment of the show is that there are four viable exit strategies for real estate investors, the straight sale, the 1031, tax deferred exchange, refi for life, which isn't a sale at all. It's a series of cash out refis, and finally, the 721 exchange, where you sell to a partnership, all with their various pros and cons. So some really good options for you. You can look up Ridge lending group, if you want to do a cash out refi on your investment property, they're very well versed in how to do those things. That was the third strategy, the refi for life. What do I personally recommend that you do? Well, I don't know your situation, but I can just tell you what I do myself, and that is generally, if I like a property, I keep doing the refi for life thing, continued cash out refinances, and I just keep holding onto the property and enjoying that tax free cash. That's if I like a property. If I don't like a property, I will be more likely to 1031 exchange it up into something larger, and when I'm older and done being a direct real estate investor, that's time. I'll probably take a close look at a 721, exchange and see if it's right for me at that time. How can you learn more about these four exit strategies and what professional parties might you want to use to help facilitate it? Well, it is the same place that you get free coaching from us, and it's also the same place where you find just the right next investment property so that you're going to have something to sell in future decades. That is it gre investmentcoach.com that's free consultation with our coaches at greinvestmentcoach.com   Keith Weinhold  37:19   I'm Keith Weinhold, thanks for being here, but you weren't here for me. You were here for you. Don't quit your Daydream.   Speaker 1  37:29   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  37:57   The preceding program was brought to you by your home for wealth building, get richeducation.com you.  

Stop bringing old mistakes into a new year of ministry. This episode identifies 10 bad preaching habits to leave behind so you can preach the Word with more clarity and power in 2026 and beyond.Get a new website, unlimited custom graphics, & full-service podcast production services at https://IncreaseCreative.Co/HBSubscribe to the Cutting It Straight magazine at https://CISmag.orgConnect with H.B. and access more resources at https://HBCharlesJr.comThe On Preaching Podcast is dedicated to helping you to preach faithfully, clearly, and better.Hosted by H.B. Charles, Jr., Pastor-Teacher of Shiloh.Church in Jacksonville, Florida Produced by Luke Clayton and the team at IncreaseCreative.Co

In this powerful and wide-ranging episode of Gangland Wire, host Gary Jenkins sits down with Ken Behr, author of One Step Over the Line: Confessions of a Marijuana Mercenary. Behr tells his astonishing life story—from teenage marijuana dealer in South Florida, to high-level drug runner and smuggler, to DEA cooperating source working major international cases. Along the way, he offers rare, first-hand insight into how large-scale drug operations actually worked during the height of the War on Drugs—and why that war, in his view, has largely failed. From Smuggler to Source Behr describes growing up during the explosion of the drug trade in South Florida during the 1970s and 1980s, where smuggling marijuana and cocaine became almost commonplace. He explains how he moved from street-level dealing into large-scale logistics—off-loading planes, running covert runways in the Everglades, moving thousands of pounds of marijuana, and participating in international smuggling operations involving Canada, Jamaica, Colombia, and the Bahamas. After multiple arrests—including a serious RICO case that threatened him with decades in prison—Behr made the life-altering decision to cooperate with the DEA. What followed was a tense and dangerous double life as an undercover operative, helping law enforcement dismantle major trafficking networks while living under constant pressure and fear of exposure. Inside the Mechanics of the Drug Trade This episode goes deep into the nuts and bolts of organized drug trafficking, including: How clandestine runways were built and dismantled in minutes How aircraft were guided into unlit landing zones How smuggling crews were paid and organized Why most drug operations ultimately collapse from inside The role of asset seizures in federal drug enforcement Hit me up on Venmo for a cup of coffee or a shot and a beer @ganglandwire Click here to “buy me a cup of coffee” Subscribe to the website for weekly notifications about updates and other Mob information. To go to the store or make a donation or rent Ballot Theft: Burglary, Murder, Coverup, click here To rent ‘Brothers against Brothers’ or ‘Gangland Wire,’ the documentaries click here.  To purchase one of my books, click here. Transcript [00:00:00] well, hey, all your wire taps. It’s good to be back here in studio of Gangland Wire. I have a special guest today. He has a book called, uh, title is One Step Over the Line and, and he went several steps over the line, I think in his life. Ken Bearer, welcome Ken. Thanks for having me. Thanks for having me. Now, Ken, Ken is a, was a marijuana smuggler at one time and, and ended up working with the DEA, so he went from one side over to my side and, and I always like to talk to you guys that that helped us in law enforcement and I, there’s a lot of guys that don’t like that out there, but I like you guys you were a huge help to us in law enforcement and ended up doing the right thing after you made a lot of money. So tell us about the money. We were just starting to talk about the money. Tell us about the money, all those millions and millions of dollars that you drug smuggler makes. What happens? Well, I, you know, like I said, um, Jimmy Buffett’s song a pirate looks at 40, basically, he says, I made enough money to to buy Miami and pissed it away all so fast, never meant to last. And, and that’s what happens. I do know a few people that have [00:01:00] put away money. One of my friends that we did a lot of money together, a lot of drug dealing and a lot of moving some product, and he’s put the money away. Got in bed with some other guy that was, you know, legal, bought a bunch of warehouses, and now he lives a great life, living off the money he put away. Yeah. If the rents and stuff, he, he got into real estate. Other guys have got into real estate and they got out and they ended up doing okay. ’cause now they’re drawing all those rents. That’s a good way to money. Exactly what he did. Uh, my favorite, I was telling you a favorite story of mine was the guy that was a small time dealer used to hang out at the beach. And, uh, we en he ended up saving $80,000, which was a lot of money back then. Yeah. And then put it all, went to school to be a culinary chef and then got a job at the Marriott as a culinary chef and a chef. So he, you know, he really took the money, made a little bit of money, didn’t make a lot Yeah. But made enough to go to school and do something with his life. That’s so, um, that’s a great one. That’s a good one [00:02:00] there. That’s real. Yeah. But he wasn’t a big time guy. Yeah. You know what, what happens is you might make a big lick. You know, I, I never made million dollar moves. I have lots of friends that did. I always said I didn’t want to be a smuggler. ’cause I was making a steady living, being a drug runner. If you brought in 40, 50,000 pounds of weed, you would come to me and then I would move it across the country and sell it in different, along with other guys like me. Having said that, so I say I’m a guy that never wanted to do a smuggling trip. I’ve done 12 of them. Yeah. Even though, you know, and you know, if you’ve been in the DEA side twelve’s a lot for somebody usually. Yeah. That’s a lot. They don’t make, there’s no longevity. Two or three trips. No. You know, I did it for 20 years. Yeah. And then finally I got busted one time in Massachusetts in 1988. We had 40,000 pounds stuck up in Canada. So a friend of mine comes to me, another friend had the 40,000 pounds up there. He couldn’t sell it. He goes, Hey, you wanna help me smuggle [00:03:00] this back into America? Which, you know, is going the wrong direction. The farther north it goes, the more money it’s worth. I would’ve taken it to Greenland for Christ’s sakes. Yeah. But, we smuggled it back in. What we did this time was obviously they, they brought a freighter or a big ship to bring the 40,000 pounds into Canada. Mm-hmm. He added, stuffed in a fish a fish packing plant in a freezer somewhere up there. And so we used the sea plane and we flew from a lake in Canada to a lake in Maine where the plane would pull up, I’d unload. Then stash it. And we really did like to get 1400 pounds. We had to go through like six or seven trips. ’cause the plane would only hold 200 and something pounds. Yeah. And a sea plane can’t land at night. It has to land during the day. Yeah. You can’t land a plane in the middle of a lake in the night, I guess yourself. Yeah. I see. Uh, and so we got, I got busted moving that load to another market and that cost, uh, [00:04:00] cost me about $80,000 in two years of fighting in court to get out of that. Yeah. Uh, but I did beat the case for illegal search and seizure. So one for the good guys. It wasn’t for the good guys. Well the constitution, he pulled me over looking for fireworks and, ’cause it was 4th of July and, yeah. The name of that chapter in the book is why I never work on a holiday. So you don’t wanna spend your holiday in jail ’cause there’s no, you can’t on your birthday. So another, the second time I got busted was in 92. So just a couple years later after, basically I was in the system for two years with the loss, you know, fighting it and that, that was for Rico. I was looking at 25 years. But, uh, but like a normal smuggling trip. I’ll tell you one, we did, I brought, I actually did my first smuggling trip. I was on the run in Jamaica from a, a case that I got named in and I was like 19 living down in Jamaica to cool out. And then my buddies came down. So we ended up bringing out 600 pounds. So that was my first tr I was about 19 or [00:05:00] 20 years old when I did my first trip. I brought out 600 pounds outta Jamaica. A friend of mine had a little Navajo and we flew it out with that, but. I’ll give you an example of a smuggling trip. So a friend of mine came to me and he wanted to load 300 kilos of Coke in Columbia and bring it into America. And he wanted to know if I knew anybody that could load him 300 kilos. So I did. I introduced him to a friend of mine that Ronnie Vest. He’s the only person you’ll appreciate this. Remember how he kept wanting to extradite all the, the guys from Columbia when we got busted, indict him? Yes. And of course, Escobar’s living in his own jail with his own exit. Yeah. You know, and yeah. So the Columbian government says, well, we want somebody, why don’t you extradite somebody to America, to Columbia? So Ronnie Vest had gotten caught bringing a load of weed outta Columbia. You know, they sent ’em back to America. So that colo, the Americans go, I’ll tell you what you want. Somebody. And Ronnie Vests got the first good friend of mine, first American to be [00:06:00] extradited to Columbia to serve time. So he did a couple years in the Columbian prison. And so he’s the one that had the cocaine connection now. ’cause he spent time in Columbia. Yeah. And you know, so we brought in 300 kilos of Coke. He actually, I didn’t load it. He got another load from somebody else. But, so in the middle of the night, you set up on a road to nowhere in the Everglades, there’s so many Floridas flat, you’ve got all these desolate areas. We go out there with four or five guys. We take, I have some of ’em here somewhere. Callum glow sticks. You know the, the, the glow sticks you break, uh, yeah. And some flashing lights throw ’em out there. Yeah. And we set up a, yeah, the pilot came in and we all laid in the woods waiting for the plane to come in. And as soon as the pilot clicks. The mic four times. It’s, we all click our mics four times and then we run out. He said to his copilot, he says, look, I mean, we lit up this road from the sky. He goes, it looks like MIA [00:07:00] behind the international airport. But it happens like that within a couple, like a minute, we’ll light that whole thing up. Me and one other guy run down the runway. It’s a lot, it’s a long run, believe me. We put out the lights, we gotta put out the center lights and then the marker lights, because you gotta have the center of the runway where the plane’s gonna land and the edge is where it can’t, right? Yeah. He pulls up, bring up a couple cars, I’m driving one of them, load the kilos in. And then we have to refuel the plane because you don’t, you know, you want to have enough fuel to get back to an FBO to your landing airport or real airport. Yeah. Not the one we made in the Everglades. Yeah. And then the trick is the car’s gotta get out of there. Yeah, before the plane takes off. ’cause when that plane takes off, you know you got a twin engine plane landing is quiet, taking off at full throttle’s gonna wake up the whole neighborhood. So once we got out of there, then they went ahead and got the plane off. And then the remaining guys, they gotta clean up the mess. We want to use this again. So we [00:08:00] wanna clean up all the wires, the radios. Mm-hmm. Pick up the fuel tanks, pick up the runway lights, and their job is to clean that off and all that’s gonna take place before the police even get down the main road. Right? Mm-hmm. That’s gonna all take place in less than 10 minutes. Wow. I mean, the offload takes, the offload takes, you can offload about a thousand pounds, which I’ve done in three minutes. Wow. But, and then refueling the plane, getting everything else cleaned up. Takes longer. Yeah. Interesting. So how many guys would, would be on that operation and how do you pay that? How do you decide who gets paid what? How much? Okay. So get it up front or, I always curious about the details, how that stuff, I don’t think I got paid enough. And I’ll be honest, it was a hell of a chance. I got 20 grand looking at 15 years if you get caught. Yeah. But I did it for the excitement. 20 grand wasn’t that much. I had my own gig making more money than that Uhhuh, you know, but I was also racing cars. I was, there’s a [00:09:00] picture of one of my race cars. Oh cool. So that costs about six, 7,000 a weekend. Yeah. And remember I’m talking about 1980s dollars. Yeah. That’s 20,000 a weekend. A weekend, yes. Yeah. And that 20,000 for a night’s work in today’s world would be 60. Yeah. Three. And I’m talking about 1985 versus, that was 40 years ago. Yeah. Um. But it’s a lot of fun and, uh, and, but it, you kind of say to yourself, what was that one step over the line? That’s why I wrote the book. I remember as a kid thinking in my twenties, man, I’ve taken one step over the line. So the full name of the book is One Step Over the Line Con Confessions of a Marijuana Mercenary. That’s me actually working for the DEA. That picture was at the time when I was working for the DEA, so the second time I got busted in 1992 was actually for the smallest amount of weed that I ever got, ever really had. It was like 80, a hundred pounds. But unfortunately it was for Rico. I didn’t know at the [00:10:00] time, but when they arrested me, I thought, oh, they only caught me with a hundred pounds. But I got charged with Rico. So I was looking at 25 years. What, how, what? Did they have some other, it must have had some other offenses that they could tie to and maybe guns and stuff or something that get that gun. No, we never used guns ever. Just other, other smuggling operations. Yeah, yeah. Me, me and my high school friend, he had moved to Ohio in 77 or 78, so he had called me one time, he was working at the Ford plant and he goes, Hey, I think I could sell some weed up here. All right. I said, come on down, I’ll give you a couple pounds. So he drives down from Ohio on his weekend off, all the way from Ohio. I gave him two pounds. He drove home, calls me back. He goes, I sold it. So I go, all right. He goes, I’m gonna get some more. So at that time, I was working for one of the largest marijuana smugglers in US History. His name was Donny Steinberg. I was just a kid, you know, like my job, part of my [00:11:00] job was to, they would gimme a Learjet. About a million or two and I jump on a Learjet and fly to the Cayman Islands. I was like 19 years old. Same time, you know, kid. Yeah, just a kid. 19 or 20 and yeah. 18, I think. And so I ended up doing that a few times. That was a lot of fun. And that’s nice to be a kid in the Learjet and they give me a million or two and they gimme a thousand dollars for the day’s work. I thought I was rich, I was, but people gotta understand that’s in that 78 money, not that’s, yeah. That was more like $10,000 for day, I guess. Yeah. You know? Yeah. It was a lot of money for an 18, 19-year-old kid. Yeah. Donnie gives me a bail. So Terry comes back from Ohio, we shoved the bale into his car. Barely would fit ’cause he had no big trunk on this Firebird. He had, he had a Firebird trans Am with the thunder black with a thunder, thunder chicken on the hood. It was on the hood. Oh cool. That was, that was a catch meow back then. Yeah. Yeah. It got it with that [00:12:00] Ford plant money. And uh, by the way, that was after that 50 pounds got up. ’cause every bail’s about 50 pounds. That’s the last he quit forward the next day. I bet. And me and him had built a 12 year, we were moving. Probably 50 tons up there over the 12 year period. You know, probably, I don’t know, anywhere from 50 to a hundred thousand pounds we would have, he must have been setting up other dealers. So among his friends, he must have been running around. He had the distribution, I was setting up the distribution network and you had the supply. I see. Yeah. I was the Florida connection. It’s every time you get busted, the cops always wanna grab that Florida connection. Oh yeah. Oh yeah. You gotta go down there. I there, lemme tell you, you know, I got into this. We were living in, I was born on a farm in New Jersey, like in know Norman Rockwell, 1950s, cow pies and hay bales. And then we moved to New Orleans in 1969 and then where my dad had business and right after, not sure after that, he died when I was 13. As I say in the book, I [00:13:00] probably wouldn’t have been writing the book if my father was alive. Yeah. ’cause I probably wouldn’t have went down that road, you know? But so my mother decides in 1973 to move us to, uh, south Florida, to get away from the drugs in the CD underside of New Orleans. Yeah. I guess she didn’t read the papers. No. So I moved from New Orleans to the star, the war on where the war on drugs would start. I always say if she’d have moved me to Palo Alto, I’d be Bill Gates, but No. Yeah, yeah, yeah. I was so, uh, and everybody I knew was running drugs, smuggling drugs, trying to be a drug deal. I mean, I was, I had my own operation. I was upper middle level, but there were guys like me everywhere. Mm-hmm. There were guys like me everywhere, moving a thou, I mean, moving a thousand, 2000 pounds at the time was a big thing, you know? That’s, yeah. So, so about what year was that? I started in 19. 70. Okay. Three. I was [00:14:00] 16. Started selling drugs outta my mom’s house, me and my brother. We had a very good business going. And by the time I was got busted, it was 19 92. So, so you watched, especially in South Florida, you watched like where that plane could go down and go back up that at eventually the feds will come up with radar and they have blimps and they have big Bertha stuff down there to then catch those kinds of things. Yeah. Right, right. Big Bertha was the blimp. Uhhuh, uh, they put up, yeah. In the beginning you could just fly right in. We did one trip one time. This is this, my, my buddy picked up, I don’t know, 40 or 50 kilos in The Bahamas. So you fly into Fort Lauderdale and you call in like you’re gonna do a normal landing. Mm-hmm. And the BLI there. This is all 1980s, five. You know, they already know. They’re doing this, but you just call in, like you’re coming to land in Fort Lauderdale, and what you do is right before you land, you hit the tower up and you tell ’em you wanna do a [00:15:00] go around, meaning you’re not comfortable with the landing. Mm-hmm. Well, they’ll always leave you a go around because they don’t want you to crash. Yeah. And right west of the airport was a golf course, and right next to the golf course, oh, about a mile down the road was my townhouse. So we’re in the townhouse. My buddies all put on, two of the guys, put on black, get big knives, gear, and I drive to one road on the golf course and my other friend grows Dr. We drop the guys off in the golf course as the plane’s gonna do the touchdown at the airport. He says, I gotta go around. As he’s pulling up now, he’s 200 feet below the radar, just opens up the side of the plane. Mm-hmm. The kickers, we call ’em, they’re called kickers. He kicks the baskets, the ba and the guys on, on the golf court. They’re hugging trees. Yeah. You don’t wanna be under that thing. Right. You got a 200, you got maybe a 40 pound package coming in at 120 miles an hour from 200 feet up. It’ll break the bra. It’ll yeah. The [00:16:00] branches will kill you. Yeah. So they pull up, they get out, I pull back up in the pickup truck, he runs out, jumps in the back of the truck, yells, hit it. We drive the mile through the back roads to my townhouse. Get the coke in the house. My buddy rips it open with a knife. It’s and pulls out some blow. And he looks at me, he goes, Hey, let’s get outta here. And I go, where are we going? Cops come and he goes, ah, I got two tickets. No, four tickets to the Eddie Murphy concert. So we left the blow in this trunk of his car. Oh. Oh, oh man. I know. We went to Eddie Murphy about a million dollars worth of product in the trunk. Oh. And, uh, saw a great show and came back and off they went. That’s what I’m trying to point out is that’s how fast it goes down, man. It’s to do. Yeah. Right in, in 30 minutes. We got it out. Now the thing about drug deals is we always call ’em dds delayed dope deals because the smuggling [00:17:00] trip could take six months to plan. Yeah. You know, they never go, there’s no organized crime in organized crime. Yeah. No organization did it. Yeah. And then, then of course, in 1992 when I got busted and was looking at Rico, a friend of mine came up to me. He was a yacht broker. He had gotten in trouble selling a boat, and he said, Hey, I’d you like to work for the DEA. I’d done three months in jail. I knew I was looking at time, I knew I had nothing. My lawyers told me, Kenny, you either figure something out or you’re going to jail for a mm-hmm. And I just had a newborn baby. I just got married three weeks earlier and we had a newborn baby. I said, what are you crazy? I mean, I’m waiting for my wife to hear me. You know, he’s calling me on the phone. He goes, meet me for lunch. I go meet him for lunch. And he explains to me that he’s gonna, he’s got a guy in the, uh, central district in Jacksonville, and he’s a DEA agent, and I should go talk to him. And so the DEA made a deal with the Ohio police that anything that I [00:18:00] confiscated, anything that I did, any assets I got, they would get a share in as long as they released me. Yeah. To them. And, you know, it’s all about the, I hate to say this, I’m not saying that you don’t want to take drugs off the street, but if you’re the police department and you’re an agent, it’s about asset seizures. Yeah. Yeah. That’s how you fund the dr. The war on drugs. Yeah. The war begets war. You know, I mean, oh, I know, been Florida was, I understand here’s a deal. You’re like suing shit against the tide, right? Fighting that drug thing. Okay? It just keeps coming in. It keeps getting cheaper. It keeps getting more and more. You make a little lick now and then make a little lick now and then, but then you start seeing these fancy cars and all this money out there that you can get to. If you make the right score, you, you, you hit the right people, you can get a bunch of money, maybe two or three really cool cars for your unit. So then you’ll start focusing on, go after the money. I know it’s not right, but you’re already losing your shoveling shit against the tide anyhow, so just go after the goal. [00:19:00] One time I set up this hash deal for the DEA from Amsterdam. The guy brought the hash in, and I had my agent, you know, I, I didn’t set up the deal. The guy came to me and said, we have 200 kilos of hash. Can you help us sell it? He didn’t know that I was working for the DEA, he was from Europe. And I said, sure. The, the thing was, I, so in the boat ready to close the deal, now my guy is from Central. I’m in I’m in Fort Lauderdale, which is Southern District. So he goes, Hey, can you get that man to bring that sailboat up to Jacksonville? I go, buddy, he just sailed across the Atlantic. He ain’t going to Jacksonville. So the central district has to come down, or is a northern district? I can’t remember if it’s northern or central. Has to come down to the Southern district. So, you know, they gotta make phone calls. Everybody’s gotta be in Yep. Bump heads. So I’m on the boat and he calls me, he goes, Hey, we gotta act now. Yeah. And I’m looking at the mark, I go, why? He [00:20:00] goes, customs is on the dock. We don’t want them involved. So you got the two? Yeah. So I bring him up, I go, where’s the hash? He goes, it’s in the car. So we go up to the car and he opens the trunk, and I, I pull back one of the duffle bags I see. I can tell immediately it’s product. So I go like this, and all hell breaks loose, right? Yeah. I could see the two customs agents and they’re all dressed like hillbillies. They, you know. So I said to my, my handler, the next day I called them up to debrief. You know, I have to debrief after every year, everything. I goes, so what happened when customs I go, what’d they want to do? He goes, yep. They wanted to chop the boat in threes. So they’re gonna sell the boat and the 2D EA offices are gonna trade it. Yeah. Are gonna shop the money. Yeah. I remember when I registered with the DEA in, in, in the Southern district, I had to tell ’em who I was. They go, why are you working for him? Why aren’t you working for us? I’m like, buddy, I’m not in charge here. This is, you know? Yeah. I heard that many [00:21:00] times through different cases we did, where the, the local cop would say to me, why don’t you come work for us? Oh yeah. Try to steal your informant. Oh, yeah, yeah, yeah, yeah. So how about that? So, can you get a piece of the action if they had a big case seizure? Yeah. Did they have some deal where you’d get a piece of that action there? Yep. That’s a pretty good deal. Yeah. So I would get, I, I’d get, like, if we brought down, he would always tell everybody that he needed money to buy electronics and then he would come to me and go, here’s 2000. And to the other cis, he had three guys. I saw a friend of mine, the guy that got me into the deal. Them a million dollar house or a couple million dollar house. And I saw the DEA hand him a suitcase with a million dollars cash in it. Wow. I mean, I’m sorry, with a hundred thousand cash. A hundred thousand. Okay. I was gonna say, I was thinking a million. Well, a hundred thousand. Yeah, a hundred thousand. I’ve heard that. I just didn’t have any experience with it myself. But I heard that. I saw, saw Open it up, saw money. I saw the money. It was one of those aluminum halla, Halliburton reef cases and Yeah, yeah. A [00:22:00] hundred thousand cash. But, uh, but you know, um, it’s funny, somebody once asked me out of, as a kid I wanted to be a cowboy, a race car driver, and a secret agent. Me too. Yes. Yeah. I didn’t want, I wanted to be a, I grew up on a farm, so I kind of rode a horse. I had that watched Rowdy, you got saved background as me, man. Yeah. You know, we watched, we watched, we grew up on westerns. We watched Gun Smoke, rowdy. Oh yeah. You know, uh, bananas, uh, you know, so, um. So anyway, uh, I got to raise cars with my drug money, and I guess I’m not sure if I was more of a secret agent working as a drug dealer or as the DEA, but it’s a lot of I, you know, I make jokes about it now, but it’s a lot of stress working undercover. Oh, yeah. Oh, I can’t even imagine that. I never worked undercover. I, that was not my thing. I like surveillance and putting pieces together and running sources, but man, that actual working undercover that’s gotta be nerve wracking. It’s, you know, and, and my handler was good at it, but [00:23:00] he would step out and let, here’s, I’ll tell you this. One day he calls me up and he goes, Hey, I’m down here in Fort Lauderdale. You need to come down here right now. And I’m having dinner at my house about 15 minutes away. Now he lives in Jacksonville. I go, what’s he doing in Fort Lauderdale? So I drive down to the hotel and he’s got a legal pad and a pen. He goes, my, uh, my, my seniors want to, uh, want you to proffer. You need to tell me everything you ever did. And they want me to do a proffer. And I go, I looked at him. I go, John, I can’t do that. He start, we start writing. I start telling him stuff. I stop. I go, I grew up in this town. Everybody I know I did a drug deal with from high school, I go, I would be giving you every single kid, every family, man, I grew up here. My, I’m gonna be in jail, and my wife and my one and a half year old daughter are gonna be the only people left in this town, and they’re not gonna have any support. And I just can’t do this to all my friends. Yeah. So he says, all right, puts the pen down. I knew [00:24:00] he hated paperwork, so I had a good shot. He wasn’t gonna, he goes, yeah, you hungry? I go, yeah. He goes, let’s go get a steak. And right across the street was a place called Chuck Steakhouse, which great little steak restaurant. All right. So we go over there, he goes, and he is a big guy. He goes, sit right here. I go, all right. So I sit down. I, I’m getting a free steak. I’m gonna sit about through the steak dinner, it goes. Look over my shoulder. So I do this. He goes, see the guy at the bar in the black leather jacket. I go, yeah. He goes, when I get up and walk outta here, when I clear the door, I want you to go up to him and find a talk drug deal. See what you can get out of him. I go, you want me to walk up to a complete stranger and say, he goes, I’m gonna walk out the door. When I get out the door. You’re gonna go up and say, cap Captain Bobby. That was his, he was a ca a boat captain and his nickname, his handle was Captain Bobby. And he was theoretically the next Vietnam vet that now is a smuggler, you know?[00:25:00] Yeah. And so he walks out the door and I walked out and sat with the guy at the bar and we started, I said, hi, captain Bobby sent me, I’m his right hand man, you know, to talk about. And we talked and I looked around the bar trying to see if anybody was with him. And I’m figuring, now I’m looking at the guy going, why is he so open with me? And I’m thinking, you know what? He’s wearing a leather jacket. He’s in Florida. I bet you he’s got a wire on and he’s working for customs and I’m working for the DEA, so nothing ever came of it. But you know, that was, you know, you’re sitting there eating dinner and all of a sudden, you know, look over my shoulder. Yeah. And, you know, and I’m trying to balance all that with having a newborn that’s about a year old and my wife and Yeah. Looking at 25 years. So a little bit of pressure. But, you know, hey and I understand these federal agencies, everybody’s got, everybody is, uh, uh, aggressive. Everybody is ambitious. And you just are this guy in the middle and right. And they’ll throw you to the [00:26:00] wolves in a second. Second, what have you done for a second? Right? It’s what have you done for me lately? He’s calling me up and said, Hey, I don’t got any product from you in a minute. I go, well, I’m working on it. He goes, well, you know, they’ll kick you outta the program. Yeah. But one of the things he did he was one of, he was the GS 13. So he had some, you know, he had level, you know, level 15 or whatever, you know, he was, yeah. Almost at the head of near retirement too. And he said, look, he had me, he had another guy that was a superstar, another guy. And we would work as a team and he would feed us all the leads. In other words, if David had a case, I’d be on that case. So when I went to go to go to trial or go to my final, he had 14 or 15 different things that he had penciled me in to be involved with. The biggest deal we did at the end of my two years with the DEA was we brought down the Canadian mob. They got him for 10,000 kilos of cocaine, import 10,000 kilos. It was the Hell’s Angels, the Rock something, motorcycle [00:27:00] gang, the Italian Mafia and the, and the Irish mob. Mm-hmm. And the guy, I mean, this is some badass guys. I was just a player, but. The state of Ohio, they got to fly up there and you know, I mean, no words, the dog and pony show was always on to give everybody, you know. Yes. A bite at the apple. Oh yeah. But I’ll tell you this, it’s been 33 years and the two people that I’m close to is my arresting officer in Ohio and my DEA handler in Jacksonville. The arresting officer, when he retired, he called to gimme his new cell phone. And every year or so I call him up around Christmas and say, Dennis, thank you for the opportunity to turn my life around, because I’ve got four great kids. I’ve started businesses, you know, he knows what I’ve done with my life. And the DEA handler, that’s, he’s a friend of mine. I mean, you know, we talk all the time and check on each other. And, you know, I mean, he’s, [00:28:00] they’re my friends. A lot of, not too many of the guys are left from those days that will talk to me. Yeah, probably not. And most of them are dead or in jail anyhow. For, well, a lot of ’em are, maybe not even because of you, I mean, because that’s their life. No, but a lot of them, a number of ’em turned their lives around, went into legal businesses and have done well. Yeah. So, you know, there really have, so not all of ’em, but a good share of ’em have turned, because we weren’t middle class kids. We were, my one friend was, dad was the lieutenant of the police department. The other one was the post guy. We weren’t inner city kids. Yeah. We weren’t meeting we, the drug war landed on us and we just, we were recruited into it. As young as I talk about in my book. But I mean, let’s talk about what’s going on now. Now. Yeah. And listen, I’m gonna put some statistics out there. Last year, 250,000 people were charged with cannabis. 92% for simple possession. There’s [00:29:00] people still in jail for marijuana doing life sentences. I’ve had friends do 27 years only for marijuana. No nonviolent crimes, first time offender. 22 years, 10 years. And the government is, I’ve been involved with things where the government was smuggling the drugs. I mean, go with the Iran Contra scandal that happened. We were trading guns for cocaine with the Nicaraguans in the Sandon Easterns. Yeah. Those same pilots. Gene Hassen Fus flew for Air America and Vietnam moving drugs and gun and, and guns out of Cambodia. Same guy. Air America. Yeah. The American government gave their soldiers opium in Civil War to keep ’em marching. You know, I mean, we did a deal with Lucky Luciano, where we let ’em out of prison for doing heroin exchange for Intel from, from Europe on during World War II and his, and the mob watching the docks for the, uh, cargo ships. So the government’s been intertwined in the war on drugs on two [00:30:00] sides of it. Yeah. You know, and not that it makes it right. Look, I’ve lost several friends to fentanyl that thought they were doing coke and did fentanyl or didn’t even know there was any. They just accidentally did fentanyl and it’s a horrible drug. But those boats coming out of Venezuela don’t have fentanyl on ’em. No. Get cocaine maybe. If that, and they might be, they’re probably going to Europe. Europe and they’re going to Europe. Yeah, they’re going, yeah. They’re doubt they’re going to Europe. Yeah. Yeah. And so let’s put it this way. I got busted for running a 12 year ongoing criminal enterprise. We moved probably 50 tons of marijuana. You know what? Cut me down? One guy got busted with one pound and he turned in one other guy that went all the way up to us. So if you blew up those boats, you know, you’re, you need the leads. You, you can’t kill your clients. Yeah. You know, how are you gonna get, not gonna get any leads outta that. Well, that’s, uh, well, I’m just saying [00:31:00] you right. The, if they followed the boat to the mothership Yeah. They’d have the whole crew and all the cargo. Yeah. You know, it’s, those boats maybe have 200 kilos on ’em. A piece. Yeah. The mothership has six tons. Yeah. That’s it. It’s all about the, uh, the, um, uh, optics. Optics, yeah. That’s the word. It’s all about the optics and, and the politic, you know, in, in some way it may deter some people, but I don’t, I I, I’ve never seen anything, any consequence. In that drug business, there’s too much money. There is no consequence that is really ever gonna deter people from smuggling drugs. Let me put it this way, except for a few people like yourself, there’s a few like yourself that get to a certain age and the consequence of going to prison for a long time may, you know, may bring you around or the, all the risk you’re taking just, you know, you can’t take it anymore, but you gotta do something. But no, well, I got busted twice. Consequence just don’t matter. There is no consequence that’s gonna do anything. Here’s why. And you’re right. [00:32:00] One is how do you get in a race car and not think you’re gonna die? Because you always think it’s gonna happen to somebody else. Exactly. And the drug business is the same. It’s, I’m not, it’s not gonna happen to me tonight. And those guys in Venezuela, they have no electricity. They have no water. Yeah. They got nothing. They have a chance to go out and make a couple thousand dollars and change their family’s lives. Yeah. Or they’re being, they’re got family members in the gar, in the gangs that are forcing them to do it. Yeah. It’s the war on drugs has kind of been a political war and an optics war from the seventies. I mean, it’s nobody, listen, I always say, I say in my book, nobody loved it more than the cops, the lawyers and the politicians. No shit. In Fort Lauderdale, they had nothing, and all of a sudden the drug wars brought night scopes and cigarette boats and fancy cars and new offices. Yes. And new courthouses, and new jails and Yep. I don’t have an answer. Yeah. The problem is, [00:33:00] you know what I’m gonna say, America, Mexico doesn’t have a drug problem. Columbia doesn’t have a drug problem. No. America has a drug problem. Those are just way stations to get the product in. In the cover of my book, it says, you don’t sell drugs, you supply them like ammunition in a war. It’s a, people, we, how do we fix this? How do we get the American people? Oh, by the way, here’s a perfect example. Marijuana is legal in a majority of states. You don’t see anybody smuggling marijuana in, I actually heard two stories of people that are smuggling marijuana out of the country. I’ve heard that. I’ve heard that. Yeah. They’re growing so much marijuana in America that it’s worth shipping to other places, either legally or illegally. Yeah. And, and, and you know, the biggest problem is like, what they’ll do is they’ll set up dispensaries, with the green marijuana leaf on it, like it’s some health [00:34:00] dispensary. But they, they just won’t it’ll be off the books. It just won’t have the licensing and all that. And, you know, you run that for a while and then maybe you get caught, maybe you don’t. And so it’s, you know, it’s, well, the other thing is with that dispensary license. It’s highly regulated, but you can get a lot of stuff in the gray. So there’s three markets now. There’s the white market, which is the legal Yeah. Business that, you know, you can buy stocks in the companies and whatnot. Yeah. There’s the black market, which is the guy on the street that Kenny Bear used to be. And then there’s the gray market where people are taking black market product and funneling it through the white markets without intact, you know, the taxes and the licensing and the, the, uh, testing for, you know, you have to test marijuana for pesticides. Metals, yeah. And, and the oils and the derivatives. You know, there’s oil and there’s all these derivatives. They have to be tested. Well, you could slide it through the gray market into the white market. So I know it’s a addiction, you know, whether it’s gambling or sex or Right. Or [00:35:00] there’s always gonna be people who are gonna take advantage and make money off of addiction. The mafia, you know, they refined it during the prohibition. All these people that drink, you know, and a lot, admittedly, a lot of ’em are social drinkers, but awful lot of ’em work. They had to have it. And so, you know, then gambling addiction. And that’s, uh, well here’s what I say. If it wasn’t for Prohibition Vegas, the mob never would’ve had the power and the money to build Vegas. No, they wouldn’t have anything. So when you outlaw something that people want, you’re creating a, a business. If, if somebody, somebody said the other day, if you made all the drugs legal in America, would that put out, put the drug cartels in Mexico and Columbia and out of business? Yeah, maybe. How about this statistic? About 20 to 30,000 people a year die from cocaine overdose. Most have a medical condition. Unknown unbe, besides, they’re not ODing on cocaine. Yeah. Alright. 300,000 people a year die from obesity. Yeah. And [00:36:00] another, almost four, I think 700, I don’t know, I might be about to say a half a million die from alcohol and tobacco. Mm-hmm. I could be low on that figure. So you’re, you probably are low. Yeah. I could be way more than that. But on my point is we’re regulating alcohol, tobacco, and certainly don’t care how much food you eat, and why don’t we have a medical system that takes care of these people. I don’t know that the answer if I did, but I’m just saying it, making this stuff more valuable and making bigger crime syndicates doesn’t make sense. Yeah. See a addiction is such a psychological, spiritual. Physical maldy that people can’t really separate the three and they don’t, people that, that aren’t involved and then getting some kind of recovery, they can’t understand why somebody would go back and do it again after they maybe were clean for a while. You know, that’s a big common problem with putting money into the treatment center [00:37:00] business. Yep. Because people do go to treatment two and three times and, and maybe they never get, some people never, they’ll chase it to death. No, and I can’t explain it. And you know, I, I’ll tell you what, I have my own little podcast. It’s called One Step Over the Line. Mm-hmm. And I released a show last night about a friend of mine, his name is Ron Black. You can watch it or any of your listeners can watch it, and Ron was, went down to the depths of addiction, but he did it a long time ago when they really spent a lot of time and energy to get, you know, they really put him through his system. 18 months, Ron got out clean and he came from a good family. He was raised right. He didn’t, you know, he had some trauma in his life. He had some severe trauma as a child, but he built one of the largest addiction. He has a company that he’s, he ran drug counseling services. He’s been in the space 20 or 30 years, giving back. He has a company that trains counselors to be addiction specialists. He has classes for addiction counseling. He become certified [00:38:00] members. He’s run drug rehabs. He donates to the, you know, you gotta wa if you get a chance to go to my podcast, one step over the line and, and watch this episode we did last night. Probably not the most exciting, you know, like my stories. Yeah. But Ronnie really did go through the entire addiction process from losing everything. Yeah. And pulling himself out. But he was also had a lot of family. You know, he had the right steps. A lot of these kids I was in jail with. Black and brown, inter or inner city youth, whatever, you know, their national, you know, race or nationality, they don’t have a chance. Yeah. They’re in jail with their fathers, their cousins, their brothers. Mm-hmm. The law, the war on drugs, and the laws on drugs specifically affect them. And are they, I remember thinking, is this kid safer in this jail with a cement roof over his head? A, a hot three hot meals and a bed than being back on the [00:39:00] streets? Yeah. He was, I mean. Need to, I used to do a program working with, uh, relatives of addicts. And so this mother was really worried about her son gonna go to jail next time he went to court. And he, she had told me enough about him by then. I said, you know, ma’am, I just wanna tell you something he’s safer doing about a year or so in jail than he is doing a year or so on the streets. Yeah. And she said, she just looked at me and she said, you know, you’re right. You’re right. So she quit worried about and trying to get money and trying to help him out because she was just, she was killing him, getting him out and putting him back on the streets. This kid was gonna die one way or the other, either shot or overdosed or whatever. But I’ll tell you another story. My best friend growing up in New Orleans was Frankie Monteleone. They owned the Monte Hotel. They own the family was worth, the ho half a billion dollars at the time, maybe. And Frankie was a, a diabetic. And he was a, a junk. He was a a because of the diabetic needles. [00:40:00] He kind of became a cocaine junkie, you know, shooting up coke. You know, I guess the needle that kept him alive was, you know, I, you know, again the addict mentality. Right, right. You can’t explain it. So he got, so he got busted trying to sell a couple grams. They made it into a bigger case by mentioning more product conspiracy. His father said, got a, the, the father made a deal to give him a year and a half in club Fed. Yeah. He could, you know, get a tan, practice his tennis, learn chess come out and be the heir to one of the richest families in the world, all right. He got a year and a half. Frankie did 10 years in prison. ’cause every time he got out, he got violated. Oh yeah. I remember going to his federal probation officer to get my bicycle. He was riding when he got violated. Mm-hmm. And I said, I said, sir, he was in a big building in Fort Lauderdale or you know, courthouse office building above the courthouse. I go, there’s so many cops, lawyers, [00:41:00] judges, that are doing blow on a Saturday night that are smoking pot, that are drinking more than they should all around us. You’ve got a kid that comes from one of the wealthiest families in America that’s never gonna hurt another citizen. He’s just, he’s an addict, not a criminal. He needs a doctor, not a jail. And you know what the guy said to me? He goes but those people aren’t on probation. I, I know. He did. 10 years in and out of prison. Finally got out, finally got off of paper, didn’t stop doing drugs. Ended up dying in a dentist chair of an overdose. Yeah. So you, you never fixed them, you just imprisoned somebody that would’ve never heard another American. Yeah, but we spent, it cost us a lot of money. You know, I, I, I dunno what the answer is. The war on drugs is, we spent over, we spent 80, let’s say since 1973. The, the DEA got started in 73, let’s say. Since that time we’ve, what’s that? 70 something years? Yeah. We’ve done [00:42:00] no, uh, 50, 60. Yeah. 50 something. Yeah. Been 50. We spent a trillion dollars. We spent a trillion dollars. The longest and most expensive war in American history is against its own people. Yeah. Trying to save ’em. I know it’s cra it’s crazy. Yeah, I know. And it, over the years, it just took on this life of its own. Yeah. And believe me, there was a, there’s a whole lot of young guys like you only, didn’t go down the drug path, but you like that action and you like getting those cool cars and doing that cool stuff and, and there’s TV shows about it as part of the culture. And so you’re like, you got this part of this big action thing that’s going on that I, you know, it ain’t right. I, I bigger than all of us. I don’t know. I know. All I like to say I had long hair and some New Orleans old man said to me when I was a kid, he goes, you know why you got that long hair boy? And this is 1969. Yeah, 70. I go, why is that [00:43:00] sir? He goes, ’cause the girls like it. The girls didn’t like it. You wouldn’t have it. I thought about it. I’m trying to be a hippie. I was all this, you know, rebel. I thought about it. I go, boy, he’s probably right. Comes down to sex. Especially a young boy. Well, I mean, I’m 15 years old. I may not even how you look. Yeah. I’m not, listen, at 15, I probably was only getting a second base on a whim, you know? Yeah. But, but they paid attention to you. Yeah. Back in those days you, you know, second base was a lot. Yeah. Really. I remember. Sure. Not as, not as advanced as they are today. I don’t think so. But anyway, that’s my story. Um, all right, Ken b this has been fun. It’s been great. I I really had a lot of fun talking to you. And the book is 1, 1, 1 took over the line. No one, no, no. That’s a Friday slip. One step over that. But that was what I came up with the name. I, I believe you, I heard that song. Yeah. I go, I know, I’m, I’ve just taken one step over the line. So that’s where the book actually one step over the line confessions of a marijuana mercenary. [00:44:00] And I’ll tell you, if your listeners go to my website, one step over the line.com, go to the tile that says MP three or the tile that says digital on that website. Put in the code one, the number one step, and then the number 100. So one step 100, they can get a free, they can download a free copy. Yeah, I got you. Okay. Okay. I appreciate it. That’d be good. Yeah, they’ll enjoy it. Yeah. And on the website there’s pictures of the boats, the planes. Yeah. The runways the weed the, all the pictures are there, family pictures, whatever. Well, you had a, uh, a magical, quite a life, the kinda life that they, people make movies about and everybody watches them and says, oh, wow, that’s really cool. But they didn’t have to do it. They didn’t have to pay that price. No. Most of the people think, the funny thing is a lot of people think I’m, I’m, I’m lying or I’m exaggerating. Yeah. I’m 68 years old. Yeah. There’s no reason for me to lie. And you know, the DEA is, I’m telling that. I’m just telling it the way it [00:45:00] happened. I have no reason to tell Phish stories at this point in my life. No, I believe it. No, no, no. It’s all true. All I’ve been, I’ve been around to a little bit. I, I could just talk to you and know that you’re telling the truth here I am. So, it’s, it’s a great story and Ken, I really appreciate you coming on the show. Thank you for having me. It’s been a very much a, it is been a real pleasure. It’s, it’s nice to talk to someone that knows both sides of the coin. Okay. Take care. Uh, thanks again. Thank you, sir. Thank you very much. Appreciate it.

In this message from Matthew 3, we encounter John the Baptist crying out in the wilderness with a simple but confrontational call: repent, for the kingdom of heaven is at hand. As Jesus steps into the Jordan to be baptized, we see the upside-down nature of God's kingdom on full display—where humility comes before power, obedience before recognition, and identity before performance. From repentance and fruit-bearing faith to sanctification, salvation, and the refining fire of the Holy Spirit, this passage invites us to re-examine how we're doing life and whose way we're truly following. John prepared the way for Jesus' first coming—and now we are called to prepare people for His return. Where might God be asking you to change direction so heaven can break into earth through your life?

The Sixers split against the Raptors and things are looking up. Embiid is dunking and playing great, but for how long will it last? Then we get into the Eagles losing, Lowry's special send off in Toronto, and a Jacksonville reporter complimenting the head coach after a loss. The Rights To Ricky Sanchez is presented by Draft Kings Sportsbook.Get 20% off any Body Bio order with the code in the podcast.Briggs Auction is the official auction of The Process at briggsauction.com/rickyAnthony Degli Obizzi is the official Financial Planner of The Ricky, text RICKY to 484-471-4873 to set up a conversationSurfside Iced Tea and Vodka is the official canned cocktail of The Ricky.

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