The Accunet Mortgage and Realty Show

This week, Brian and David Wickert dive into the aftermath of the Federal Reserve's annual Jackson Hole gathering, where Fed Chair Jerome Powell's carefully measured words sent both bond and equity markets into a “relief rally.” While bond traders celebrated modest policy hints, our hosts remind us that the real question isn't what rates might do, but whether you can actually win the house you want in today's competitive market.The episode features a fascinating case study of two brothers navigating their first home purchase together (yes, you can buy with anyone - siblings, friends, or even strangers!). With a generous gift from dad in their back pocket, they're wrestling with the classic dilemma: put 20% down or keep some cash for improvements? David shares the strategic thinking behind this decision, especially when shopping in the ultra-competitive $200-300k price range where “nicely done” homes attract more eyeballs than fixer-uppers.The single family versus condo debate gets thorough treatment, with Brian delivering the hard truth: “There's no discount to your pocketbook by owning a condo - you're simply forced to keep up with maintenance.” The hosts break down HOA fees, special assessments, and why sometimes the “invisible” costs of homeownership become very visible in condo living.For first-time buyers, David shares his “buy the five-year house now” philosophy, challenging the conventional wisdom of starter homes. Why suffer through two moves when you could stretch a bit now and grow into the payment as your income increases?The show wraps with timely advice about homeowners insurance following the recent flooding in and around Milwaukee, including an innovative idea about keeping a backup sump pump ready to go in the box. Because as the Wickerts remind us, homeownership isn't just about the mortgage - it's about signing up for both the pleasure and the pain.Real talk, real solutions, real results - that's Accunet.​​​​​​​​​​​​​​​​

This week on The Accunet Mortgage and Realty Show, Brian and David Wickert break down why mortgage rates have dipped to their lowest levels since last fall—and what might come next. They unpack the latest inflation data, bond market moves, and the strong possibility of a Fed rate cut in September. You'll also hear a practical comparison of loan options, including whether it makes sense to pay points for a lower rate or keep more cash on hand.Beyond rates, David shares real-world stories from clients navigating new construction timelines, move-up purchases, and appraisal waivers—highlighting the puzzle-like challenges of selling one home while buying another. The conversation also revisits the one-year anniversary of the National Association of Realtors' commission settlement, with fresh numbers showing that despite all the changes, buyer agent commissions have hardly budged. Finally, Brian and David look at seller price-cut trends across Wisconsin markets, proving that Milwaukee and Madison sellers are holding strong compared to the national average.Whether you're refinancing, building new, or moving up, this episode is packed with insights on how to structure offers, protect yourself in contracts, and think strategically about mortgage choices.

David sits down this week with Fred Coleman, CFP and Branch Director at Annex Wealth Management. We got into some real talk about what money's actually for: spending time with the people you love, seeing the world, and making memories that matter.Fred shares his perspective on using money as a tool, not a scoreboard — and why it's okay (and important) to spend on the things that bring you joy. We also laugh about the classic Milwaukee summer struggle: if it's not winter, it's road construction.Laid-back, thoughtful, and full of little nuggets — hope you enjoy this one!

This Week on Accunet Ambassadors: Turning "Meh" Homes into "Wow" Homes with Andy Renner from JRL ImprovementsJoin David and Tim as they sit down with Andy Renner of JRL Improvements — the guy who helps homeowners bridge the gap between what their house is and what they want it to be. Whether we're calling him the "Transformation Guru" or the "Outdated Upgrade Leader," one thing's clear: Andy knows how to bring visions to life.From outdated kitchens to uninspired basements, Andy shares insights on how thoughtful design and smart renovation can dramatically boost both comfort and value. If you're thinking about remodeling — or just love a good home makeover story — this episode is for you.

Brian and David discuss gyrations in the bond market this week, provide an update on a Buyer who made their No Regrets offer, and scope out consulting with a client on if paying points to acquire the lowest interest rate is the savvy choice.