Podcasts about 500k

Is there really a tax advantage to getting married?Believe it or not, the answer is yes—and in this episode, we break it down in a fun, real-world way.In this lighthearted yet informative episode of More Knowledge, More Wealth, Gabriel Shahin, CFP®, is joined by his daughter Angelina to talk about marriage, family, and the often-overlooked tax benefits of being married and filing jointly.What you'll learn:• The difference between single vs married filing jointly tax brackets• How marriage can reduce taxes at different income levels• Real examples of tax savings at $50K, $100K, $250K, $500K, and $1M of income• Why tax brackets widen for married couples• How marriage can lower your effective tax rate, not just your tax bill• Why taxes should never be the reason to get married—but are a real financial benefit• The difference between married filing jointly vs married filing separatelyMarriage isn't about money—but from a tax perspective, filing jointly can create meaningful savings over time, especially as income rises.This episode mixes family, finance, and a little humor to make a complex topic easy to understand—and reminds you that good financial planning starts with understanding the rules that already exist.

Spotrac & Front Office Show contributor Keith Smith

Hour 1 Football talent in the state of Utah Utah Jazz pre/half/post analyst Tim LaComb Hour 2 Spotrac & Front Office Show contributor Keith Smith Coaching against a Jay Hill defense |  Morgan Scalley as Utes next coach Hour 3 Sports Illustrated CFB writer Bryan Fischer Ask Matt Wells Final thoughts

Spotrac & Front Office Show contributor Keith Smith Coaching against a Jay Hill defense |  Morgan Scalley as Utes next coach

Football talent in the state of Utah Utah Jazz pre/half/post analyst Tim LaComb

We're live from Super Bowl Media Row with Jorge Rivera, better known as Freaknrican — the viral creator behind the hilarious pronunciation videos that took over social media.In this episode of Cafecito y Croquetas, Freaknrican breaks down:How mispronounced words turned into a viral content formulaThe barber-shop moment that sparked his riseWhy relatable, PG, series-based content wins the algorithmHow brand deals can actually suppress reach on InstagramThe difference between TikTok growth vs. IG grindHis thoughts on the Eagles, Super Bowl culture, and Latino representation in mediaFrom coworkers becoming content stars to cracking 500K+ followers in a year, this conversation is equal parts funny, insightful, and real — all straight from Radio Row.☕️

In this episode I go through the best cash cows and mid-range picks for all positions heading into the 2026 NRL Supercoach season!!#nrl #nrlsupercoach #nrlsupercoach2026 Hosted on Acast. See acast.com/privacy for more information.

SPORTSHEDTV CHARITY MATCH: https://www.eventbrite.com/e/sportshedtv-charity-match-2026-tickets-1980615555443

Your life experiences can become the foundation of a strong brand, and today's episode shows exactly what that looks like when someone builds a podcast that becomes bigger than content, bigger than metrics, and bigger than the original idea. Broke Girl Therapy, a podcast by content creator Stefanie Meghan, began as a personal outlet during a chaotic period of life, with no budget, no equipment, and no strategy. What started in a $500 Craigslist basement apartment evolved into a business, a creative career, and an entire ecosystem built around storytelling, vulnerability, humor, and community. In this episode, you'll hear how raw beginnings transformed into a multi-platform brand, how relationships fueled exponential growth, and how social media became the true engine behind long-term audience expansion. In this episode, you'll learn: Why connection and chemistry often outperform follower count in growth How social media became her number one discovery channel (and the strategy behind it) The difference between viral content and true audience growth How podcasting can open unexpected doors, from celebrity clients to major network opportunities ⭐⭐⭐⭐⭐ Love the show? We'd love a review! Leave us a review on Apple Podcasts or Spotify. It helps more creators find us. Want to grow your visibility through podcast guesting? Check out how PodWritten can help: https://podwritten.com/services/ https://podwritten.com/ Grab your free guide to get booked as a podcast guest in 4 weeks: https://podwritten.com/links/ Bonus tips and resources: Blog: https://podwritten.com/blog/ Instagram: https://www.instagram.com/podwritten/ Connect with Broke Girl Therapy: Instagram and TikTok: @brokegirltherapy Website: https://brokegirltherapy.com/ Questions or want to say hey? Reach us at sam@podwritten.com

Today on the show - is a half a million pound retirement fund enough to give you the retirement you want? What are the different routes to generating an income from a pot of that size - and what do they each generate? We’ve run the numbers. Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor. See omnystudio.com/listener for privacy information.

Are you making great money… but still not building real wealth? You're not alone.In this episode, I chat with Kaitlyn Carlson, former Wall Street wealth manager and founder of Theory Planning Partners, who helps 7-figure female entrepreneurs build financial legacies—not just businesses.This isn't your typical finance convo. We're breaking down:✨ Why high income doesn't equal financial freedom✨ Mindset blocks that keep you stuck, even at 7 figures✨ How childhood money dynamics impact your business✨ Why you need a wealth team, not just a bookkeeperKaitlyn shares practical strategies and powerful shifts to help you move from hustle to legacy—and finally keep more of what you earn.Whether you're making $500K or $5M, this conversation will help you rethink how you lead, earn, and build a future on your terms.Click play to hear all of this and:[03:44] Why most 7-figure entrepreneurs focus on income but ignore long-term wealth[08:19] The financial wake-up call that led Kaitlyn to serve female founders[11:11] How childhood experiences shape your financial mindset[16:05] The key differences between an income strategy and a wealth strategy[23:45] Why building wealth requires a team (and not just a bookkeeper!)[29:32] How to evaluate if your business is scalable, sellable, or sustainable[37:51] The mental shift that changes everything: from “I have enough” to “I'm enough”Listen to Related Episodes:Tax Secrets Every Entrepreneur Should Know with Karlton Dennis8 Mindset Shifts to Transform Your Relationship with MoneyWealth Building Strategies: How to Budget, Invest, and Raise Your PricesConnect With Kaitlyn Carlson:Instagram: https://www.instagram.com/theoryplanningpartnersFacebook: https://www.facebook.com/profile.php?id=100090129347132Website: https://theoryplanning.com/

Most AI photo apps try to do everything, and end up blending in.In this video, Steve P. Young breaks down how Photo Revive AI scaled to over $500K/month by doing the opposite: niching down first, then expanding later.Instead of launching as “another AI image generator,” this app positioned itself around photo restoration and revival and used smart ASO, onboarding, and paywall strategies to win in a brutally competitive market.You'll learn:✅ Why niching down beats competing in red-hot AI categories✅ How Photo Revive AI generates ~$500K/month (verified across multiple tools)✅ The exact onboarding and paywall flow driving conversions✅ How credit-based pricing controls AI costs and boosts revenue✅ Why distribution matters more than features or UISteve walks through:• Real revenue estimates from Sensor Tower, AppFigures, and AppMagic• The full user journey from install → upgrade• Paywall tactics most founders overlook• How to start a niche, win early traction, and expand laterIf you're building:

$1M in sales. $500K saved. Zero new headcount. Your sales team isn't ignoring dead leads because they're lazy - they're drowning in admin drag. While you're debating whether to hire two more SDRs, your competitors have stopped asking "Who do I hire next?" and started asking "What system do I build next?" Will Del Principe (Growth & Solutions Engineering Leader at Thoughtly) reveals how AI voice agents have crossed the quality threshold - handling objections, qualifying leads, and booking meetings at scale. Will personally drove close to $1M in sales in 6 months using voice agent workflows, and his clients are generating hundreds of thousands per month by reactivating dead pipeline. You'll learn: Why voice agents are fundamentally different from chatbots (and why that matters for stalled pipeline) How to design re-engagement campaigns that resurrect cold leads without damaging your brand Quality benchmarks for evaluating voice AI providers (70% of prospects don't detect it's AI) The mindset shift from headcount scaling to system architecture The low-risk pilot strategy for testing voice agents this quarter Who this is for: VPs of Sales, CROs, and RevOps Directors in mid-market to enterprise B2B who need workflow architecture that produces measurable P&L impact - not pilot purgatory. Download the free Executive Guide to Shadow AI at theaihat.com/shadow-ai CHAPTERS: 00:00 - Introduction: The Efficiency Crisis Killing Your Pipeline02:08 - Your Sales Team Isn't Lazy - They're Drowning in Admin Drag03:27 - Meet Will Del Principe: $1M in Sales Using AI Voice Agents03:58 - The Coffee Invitation: When AI Crossed the Uncanny Valley06:00 - What Is a Voice Agent? (And Why It's Not Just Another Chatbot)08:05 - The Podcast Guest Analogy: How AI Removes Bottlenecks Without Replacing People11:14 - Mixing Outbound and Inbound: The New Campaign Architecture13:20 - Why You Can't Cold Call with AI (And How to Get Consent)15:07 - The Handoff: When Does AI Transfer to Human Sales Reps?16:22 - Reactivating Dead Leads: 650 Meetings Booked in 90 Days18:04 - Mid-Roll: The Executive Guide to Shadow AI20:23 - Quality Benchmarks: What Makes a Voice Agent Sound Human?24:22 - The Thoughtly Roadmap: Omnichannel AI Personas Are Coming26:49 - From "Who Do I Hire?" to "What System Do I Build?"28:10 - How to Pilot a Voice Agent: The Low-Risk, High-ROI Use Case29:47 - The CRM Graveyard Audit: What Would 10% Reactivation Mean for Your Revenue?31:02 - Where to Learn More About Thoughtly31:46 - Outro: Download the Shadow AI Guide CONNECT:Will Del Principe - Thoughtly: thoughtly.co | thoughtly.co/demoMike Allton - The AI Hat: theaihat.com | theaihat.com/shadow-ai AI for Revenue Leaders is your operational playbook for the Agentic Era. Host Mike Allton deconstructs how practitioners are deploying sanctioned AI to hit quota and reclaim sales capacity lost to admin drag. Stop guessing. Start architecting. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is a theory that both the next podcast edition of Charlottesville Community Engagement as well as the next written version might be delayed out of some sort of concern about whether the internal numbering system is equipped to deal with the impending approach of the 1,000th edition. At least, that is one possible explanation of why it has taken so long to produce these older stories from the last week. There was a slight disruption in the routine which sometimes results in delays. I'm Sean Tubbs, and I look forward to sorting it all out.Audio versions of stories previously sent out in the newsletter: * Charlottesville City Council agrees to reallocate funding intended to run low-barrier shelter (read the story)* Charlottesville's finance director presents more details on city's $8.5 million surplus (read the story)* The 700 block of Charlottesville's West Main Street is now known as “Mel's Walk” (read the story)* Albemarle's Economic Development Authority agrees to spend $500K on Boulders Road Extension (read the story)* Supervisor Mike Pruitt shares information on CARTA with fellow elected officials (read the story)* The Thomas Jefferson Planning District Commission will try again for federal funding for design of Rivanna pedestrian bridge (read the story)Charlottesville Community Engagement is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Today's shout-out: Cville Village seeks volunteers!Can you drive a neighbor to a doctor's appointment? Change an overhead lightbulb, plant a flower, walk a dog for someone who is sick, visit someone who is lonely? If so, Cville Village needs you!Cville Village is a local 501c3 nonprofit organization loosely affiliated with a national network of Villages whose goals are to help seniors stay in their own homes as long as possible, and to build connections among them that diminish social isolation. Volunteers do small chores for, and have gatherings of, professors and schoolteachers, nurses and lawyers, aides and housekeepers. Time and chance come to all – a fall, an order not to drive, failing eyesight, a sudden stroke. They assist folks continue living at home, with a little help from their friends.Cville Village volunteers consult software that shows them who has requested a service and where they are located. Volunteers accept only the requests that fit their schedule and their skills.Volunteering for Cville Village can expand your circle of friends and shower you with thanks.To learn more, visit cvillevillage.org or attend one of their monthly Village “meet-ups” and see for yourself. To find out where and when the next meetup is, or to get more information and a volunteer application, email us at info@cvillevillage.org, or call them at (434) 218-3727.End notes for #998-AMy thoughts were well-intentioned. As I was producing stories last week, I did produce the audio but I did not post them to the Information Charlottesville website. Somehow I forgot that finished audio segments had been made and it felt like a slog to have to do the audio again.This is because the radio version did not air last week and so I didn't feel the same pressure to follow all of the steps. This week there will be a radio show and I have enough material that I am considering slowing down a little this week to focus on business and administration things.Also, it is going to be in the fifties later and I want to go for a walk and watch the ice and snow melt. So I am going to aim to have the next newsletter out tomorrow. That will be #999 and after that will be #1000. No comma. I think that's how I'll get through adding a fourth digit.Another reason things were difficult this week is that my copy of Adobe Audition reset and a lot of my bookmarks disappeared. Because I could not see the recent links to session files, I assumed I had not produced them.I'm writing this as I produce the podcast and also missing are my links to various sound files I use as punctuation in between stories. Youngers versions of me used to love playing around with audio production. I still do, but these days the need to produce takes the capacity away from being creative.Which is why this may be a week I listen to my brain and take a slight reset. All I know is that I'm very glad to have this edition done and to have a few hours off away from writing. There are many stories to tell, but there are also days I need to do a little more.Oh! Another reason this week is weird. For some reason, the gain on the headphones for my recording set-up is really low so I can't really hear myself while narrating. This is an annoyance but also causes issues. Perhaps I'll spend the rest of the day setting up a new place to work! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit communityengagement.substack.com/subscribe

Lincoln Edwards is the co creator of the wildly popular YouTube channel Austin Flipsters, where he and Lauren Ahrens pioneered real estate flipping content by giving viewers true behind the scenes access to hundreds of house flips in Austin, Texas. In 2023, he co founded Homemade, a first of its kind Flipping as a Service platform that uses proprietary technology to deliver end to end real estate investing solutions, transforming how everyday investors participate in flips.   Here's some of the topics we covered:   How Lincoln turned the HGTV model into a YouTube empire The biggest win that changed everything in flipping A partnership horror story you'll never forget What really happens when contractors disappear mid project Why partnerships fail and how to find the right ones Inside Lincoln's flipping service and how it works How interest rates are reshaping real estate right now The hottest submarkets around Dallas and Austin How to take your very first step in real estate investing   To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com    For more about Rod and his real estate investing journey go to www.rodkhleif.com   Please Review and Subscribe  

Patrick Gomez quit his job as a CMO, filed an LLC for a hundred bucks, and sat at his desk thinking clients would just show up.They didn't.He panicked and DM'd 3,000 people on LinkedIn over two days straight. Got five clients. Lost all five almost immediately. That was the beginning.Patrick is a serial entrepreneur who built SiteLyft, a subscription website business, from those early failures. Then he co-founded AntiAgency, a podcast-based lead generation company. And most recently he launched TurboClaim, an AI-powered claims management platform that raised half a million dollars from its own beta users in the first week.He shares:➤ Why your first clients should never pay you a dollar➤ How he went from zero to $500K in recurring revenue in five weeks with just cold calls➤ The case for building a side business before quitting your jobShare in the comments below: what's one business idea you've been sitting on that you keep talking yourself out of?0:00 - Introduction0:56 - Meeting Patrick and the Miami Event2:03 - The Reality of Being "Broke" as an Entrepreneur3:57 - From Professor Dreams to Marketing Career5:43 - Quitting His Job and Starting an LLC With No Plan6:39 - DM'ing 3,000 People and Landing First Clients7:37 - Losing All Five Clients and Starting Over8:53 - Building SiteLyft as a Subscription Website Business10:02 - Scaling With Ads and Running Into Growth Problems10:38 - Starting AntiAgency: Podcasts as Sales Conversations13:45 - Discovering the Insurance Industry's Paperwork Problem15:15 - Building TurboClaim With AI and Raising $500K From Beta Users18:01 - Working With Family: How Avery Became His Sales Lead19:04 - Zero to One Thinking and Knowing When to Hand Off20:13 - Shower Epiphany: Insurance for Creators24:39 - Where AI Is Headed: From Chatbots to Robots in the Home30:11 - Advice for Young Entrepreneurs33:16 - Finding Your Niche, Sub-Niche, and the One Problem You Solve36:32 - Where to Find Patrick and Final Thoughts*Connect with Patrick*LinkedIn: https://www.linkedin.com/in/patrick-gomez-7a4305220/*Connect with Dillon*https://www.instagram.com/thedillonenglandshow/https://twitter.com/imdillonenglandhttps://www.linkedin.com/in/dillonmengland/https://www.facebook.com/dillon.england.5*Sponsor — Broadcast Brew (Low-Acid Coffee)*Order our LOW ACID COFFEE “THE BROADCAST BREW”Thank you to Cool Beans Coffee Brewery for your partnership.https://www.coolbeanscoffeemi.com/product-page/broadcast-brew-low-acid-blend*ABOUT THE DILLON ENGLAND SHOW*Authentic conversations with interesting people across personal growth, entrepreneurship, and lifestyle — direct, faith-forward, Detroit grit.Subscribe for full conversations and weekly clips.Share this with someone on your leadership team.Comment your biggest takeaway.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-dillon-england-show--6370921/support.*Connect with Dillon*https://www.instagram.com/thedillonenglandshow/https://twitter.com/imdillonenglandhttps://www.linkedin.com/in/dillonmengland/https://www.facebook.com/dillon.england.5*Sponsor — Broadcast Brew (Low-Acid Coffee)*Order our LOW ACID COFFEE “THE BROADCAST BREW”Thank you to Cool Beans Coffee Brewery for your partnership.https://www.coolbeanscoffeemi.com/product-page/broadcast-brew-low-acid-blend*ABOUT THE DILLON ENGLAND SHOW*Authentic conversations with interesting people across personal growth, entrepreneurship, and lifestyle — direct, faith-forward, Detroit grit.Subscribe for full conversations and weekly clips.Share this with someone on your leadership team.Comment your biggest takeaway.

Welcome to Beyond Founder-Led — the podcast for women founders who are done being the bottleneck in every decision.I'm Sheena Hunt, founder of The DeVain Collective. After 20+ years in Fortune 100 operations and close to 15 years building my own businesses, I've watched the same pattern play out hundreds of times: brilliant, capable founders hitting a wall. Not because they lack vision or work ethic, but because they've outgrown founder-led chaos and don't have the systems or leadership capacity to scale sustainably.That's what this podcast is about — what comes after you can't be in every meeting, make every decision, and personally deliver to every client.Each week, I'll share frameworks, client stories, and interviews with founders who've successfully made the transition from doing everything to leading everything. Real talk for women-led businesses doing $500K to $5M who are ready to scale without sacrifice.IN THIS EPISODE:• Why I rebranded this podcast around the founder-led problem• My background in Fortune 100 ops + entrepreneurship• What to expect from Beyond Founder-Led• How to know if this podcast is for youRESOURCES:• Take the free Leadership Assessment (3 min)• Book a Strategic Discovery Audit ($997 investment)• Learn more at thedevaincollective.comCONNECT WITH SHEENA:• LinkedIn• Instagram• Website: thedevaincollective.comNEXT EPISODE:5 Signs You've Outgrown Founder-Led Operations — the diagnosis you need before you can fix anything.Support this show http://supporter.acast.com/beautifullycomplicated-podcast. Hosted on Acast. See acast.com/privacy for more information.

Every divorced dad needs to hear Charles Brownlee's story. This episode reveals the brutal reality of what happens when the system completely fails fathers. Charles survived hell heroin addict dad, crackhead mom, left starving as a child. Built a life: 14 years logging, $500K house, 4 kids, wife of 15 years. Then it all collapsed. Wife's mental illness (75+ suicide attempts/year), stabbed him multiple times, kidnapped the kids. He got shot twice, lost everything. Now rebuilding from nothing focused on being worth coming home to when his kids return.  What You'll Discover: • The shocking truth about mental health and custody battles • How false accusations can destroy a father's life • Why documentation is critical (Charles had witnesses but still lost) • The brutal reality of family court bias against fathers • How to stay strong when you've lost everything • Why choosing peace over revenge protects your future with your kids • The spiritual strength needed to survive complete devastation    Powerful Moment: "I can't be no good man behind bars or dead. I have to be worth somebody worth coming home to when those kids do come home."   WATCH the full video episode on YouTube  LISTEN everywhere: Apple Podcasts, Spotify, Google Podcasts SUPPORT the mission: https://www.patreon.com/daddyissues   ⭐ If this episode helped you, please leave a 5-star review and share with other dads who need to hear this.   FREE Resources for Divorced Dads: • Father's rights legal directory • Crisis support hotlines • Mental health resources for men • Legal documentation guides • Custody battle preparation checklist   This episode covers difficult topics including domestic violence, mental health crises, and child custody battles. Listener discretion advised.   Got your own story or need support? Email: daddyissuespodcastshow@gmail.com   #CustodyBattle #DivorceAdvice #FathersRights #FamilyCourt #DadLife #MentalHealth #ChildCustody #DivorceStrategy #LegalAdvice #DaddyIssues #Resilience #Faith    

Do you want to own your time, work less, and live more? What if the point isn't maxing out every account forever, but designing a week you don't want to escape from? This is the Coast FI life built by our guest today, Andy Hill. He shares the steps you can take to put your family first and escape the 9-5 grind: for good! He takes us through the full arc: starting married life at –$50K net worth, killing the debt in a year with budget parties, saving 40–50% to hit around $500K in investments by forty, then realizing that number was enough for Coast FI. With all that, he realized that what he really wanted was time.    Andy is an award-winning blogger, podcaster, and family finance coach behind Marriage, Kids, and Money. He's also author of the new book 'Own Your Time: 10 Financial Steps to Put Your Family First and Escape the Corporate Grind', which walks readers through simple, yet highly effective steps families can take to achieve family financial independence. It also features real-life examples of couples who've conquered these family financial independence milestones and found better lives for themselves because of it. ====================   DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

This episode is anchored around two powerful questions that define everything I'm building in 2026 — not from motivation, but from structure, identity, and intention.QUESTION 1What standards are you raising this year — in your money, your energy, and your leadership — that will become the baseline for your next decade?The standard I'm raising is simple and non-negotiable:I lead myself first.When I lead myself with discipline, clarity, and consistency, everything else aligns.SELF — Personal LeadershipNo more breaking promises to myself. I eat clean, fuel my body properly, hydrate intentionally, dress with purpose, and choose how I want to feel before the day starts. I hold myself to the same standard I expect from others — because how I live is the mirror my kids learn from.FINANCES — Stewardship & ExpansionThe target is $1M in total revenue this year, with a minimum of $500K inside the business. Belief is backed by structure: clean systems, separated finances, intentional investments, long-term vehicles, and decisions that prioritise longevity over gratification.HEALTH — Energy as an AssetHealth is leadership. Energy is everything. I track real data, prioritise sleep and nervous-system regulation, and treat my body as the engine that sustains the life I'm building — not for aesthetics, but for endurance.PARENTING — Presence & RegulationI regulate myself so my kids can regulate theirs. When I'm working, I'm working. When I'm with them, I'm fully present. Calm, consistency, and boundaries are the standard.BUSINESS — Precision, Depth & DuplicationThis year is about structure over noise. Strategic coaching, automation, team investment, and sustainable systems that compound — not quick wins. I lead from the front and execute what I teach.THE STANDARDThis year isn't about doing more.It's about being more disciplined, intentional, and aligned — because the next decade will be built on the standards I choose now.QUESTION 2If you treated 2026 as the first chapter of your nine-year legacy — not just another year to “do better” — what would you build differently?This is my legacy year. Seven years of foundation lead here. 2026 begins a nine-year cycle.THE LEGACY SHIFTLegacy means building a business that moves without me — scalable, duplicatable, and paying for life. I'm no longer building momentum. I am the momentum.THE BOLD MOVESEvery decision now serves the decade ahead. Leadership scales. Operations automate. Stability multiplies. This is where “doing the work” becomes owning the empire.THE PHYSICAL & FINANCIAL LEGACYThis is the year embodiment matches discipline. Wealth stacks with intention. Ownership replaces accumulation. My husband and I are building parallel mastery — trading and scaling — with every dollar directed toward sovereignty and generational wealth.FINAL NOTEThis is the crossover year...where standards become legacy, and discipline becomes freedom. I'm building as if the next nine years depend on it.Because they do.

Washington state Democrats want to slap a 9.9% income tax on millionaires, and they swear—pinky promise—it won't trickle down to everyone else. Where have we heard that before? This breakdown exposes the proposed Senate Bill 6346 that Republicans say violates the state constitution and contradicts a 2024 voter initiative prohibiting income tax. The kicker? It hits married couples earning $500K each combined, and as usual, the threshold will inevitably drop. Meanwhile, tech companies are hemorrhaging thousands of jobs, wealthy residents are eyeing Florida real estate, and working families will ultimately foot the bill when high earners flee. Democrats claim it's about "rebalancing" the tax code while Republicans warn it's the slippery slope voters have rejected 11-13 times before. Washington already leads the nation in gas prices, housing costs, and regulatory burdens—what could possibly go wrong with adding one of the highest income tax rates in America? Is this the final straw that turns Washington into the next California exodus story? Will voters wake up before the threshold drops to $50K? Drop your thoughts below, smash that like button, and subscribe for more government accountability content!

Luigi Mallardo joined Woffu as an early angel investor and later became CRO, helping founder Miguel Fresneda shape a practical SaaS growth path. Based in Barcelona, Spain, Woffu has built a modern cloud-based time and attendance platform for SMEs and mid-market companies, replacing legacy tools and spreadsheets with a focused, mobile-first workforce solution. Starting from just €2K MRR, Luigi led growth first through inbound, then outbound, and partner channels, increasing average revenue per account five to seven times. By 2025, the company reached nearly €500K in monthly recurring revenue, or about €6M ARR, with more than 50 employees and profitable, efficient growth across Spain. Woffu sold to Visma in 2022 following a multi-year, proactive exit strategy, with a total reported value of €20–30M including the 3-year earnout. Luigi shares how early focus, diversified revenue, and optionality shaped every decision. His biggest lesson: clarity about your endgame determines your strategy early on, including your growth model and many other important decisions. Key Takeaways Strategic Focus - Choosing one clear use case and market unlocked faster growth than chasing horizontal HR suite ambitions across Europe. Optionality First - Designing for multiple future paths gave founders leverage rather than forcing a sale based solely on valuation. Revenue - Layers Inbound, outbound, and partners created resilience while steadily raising average contract value and predictability. Exit Readiness - Warming buyers years early turned selling into a strategic process rather than a rushed financial event. Customer Success - Investing deeply in retention created low churn and made Woffu more attractive to long-term acquirers. Builder Mindset - Great CROs zoom in and out, connecting go-to-market execution with strategy, culture, and long-term outcomes. Quote from Luigi Mallardo, Chief Revenue Officer at Woffu "We chose our focus of ICP and focus of use case, to reduce the space of market optionality to get more business optionality. You see what I mean?  "The advice I give most often is to focus, which doesn't mean to close off the option of having more verticals forever, but you need 75% or 80 % of your pipeline on where you are already monetizing and building traction. And then you leave that 20 % of pipeline to do experimentations in a new vertical. "It's one of the historical challenges, especially with young founders: the feeling of losing opportunities if they decide and don't do everything. But you are losing opportunities if you go too wide and you don't focus. Just be patient, postpone, and focus on what works." Links Luigi Mallardo on LinkedIn Woffu on LinkedIn Woffu website Podcast Sponsor – Lighter Capital This podcast is sponsored by Lighter Capital. In the last 15 years, Lighter Capital has helped over 600 software and SaaS founders secure simple, non-dilutive financing to grow a little faster—without giving up any precious equity or board seats to investors.  Simple debt funding from Lighter Capital can range from $50K to $10 million, with straightforward terms, no personal guarantees or covenants, and up to a 4-year payback period. Go to LighterCapital.com to apply and get a quick pre-qualification. Then talk with their experienced team to create a practical funding plan to achieve your goals.  The Practical Founders Podcast Tune into the Practical Founders Podcast for weekly in-depth interviews with founders who have built valuable software companies without big funding. Subscribe to the Practical Founders Podcast using your favorite podcast app or view on our YouTube channel. Get the weekly Practical Founders newsletter and podcast updates at practicalfounders.com. Practical Founders CEO Peer Groups Be part of a committed and confidential group of practical founders creating valuable software companies without big VC funding.  A Practical Founders Peer Group is a committed and confidential group of founders/CEOs who want to help you succeed on your terms. Each Practical Founders Peer Group is personally curated and moderated by Greg Head.

In this episode I go through all the players I am interested in 500k+ as we near the season narrowing it down to just a few in each! Where will you spend your money in 2026 for nrl supercoach?#nrl #nrlsupercoach #nrlsupercoach2026 Hosted on Acast. See acast.com/privacy for more information.

What does it really take to build a global movement without sacrificing your health, faith, or family in the process? In this powerful guest episode, Kelly sits down with Amanda Tress, founder of Faster Way to Fat Loss, to unpack how a personal health crisis turned into one of the most impactful fitness and nutrition movements in the world, serving hundreds of thousands of women globally. Amanda shares the story behind Faster Way's growth, from her early struggles with blood pressure, insulin resistance, and PCOS to pioneering a science-backed approach to fat loss that challenges the "eat less, move more" narrative. Kelly and Amanda dive into what it means to stay mission-driven while navigating massive shifts in the marketplace, including GLP-1s, peptides, perimenopause, and the growing confusion women face around health and fitness. This conversation goes far beyond just fitness. Amanda opens up about: Leading with faith in business Building an affiliate-powered movement instead of relying on ads Creating economic opportunity for women Raising five kids while scaling a global brand Why relevance, timing, and conviction matter more than hustle If you're an entrepreneur, leader, or woman navigating growth in a noisy, rapidly changing world, this episode will ground you, challenge you, and inspire you to lead courageously. Timestamps: 01:30 – 05:00: Amanda's personal health journey: blood pressure meds, insulin resistance, and a turning point 05:00 – 07:45: Why traditional diet and exercise fail fat-loss-resistant women 07:45 – 11:30: GLP-1s, peptides, perimenopause (and why the market is more confused than ever) 11:30 – 14:30: Strength training, carb cycling, and the science behind Faster Way 14:30 – 17:30: Personalized nutrition, intermittent fasting, and the role of AI 17:30 – 19:15: How to get started with Faster Way to Fat Loss 19:15 – 23:45: Moving to Costa Rica, family integration, and redefining freedom as a CEO 23:45 – 27:30: The Faster Way business model: affiliates, timing, and building a movement 27:30 – 30:30: Faith, generosity, and trusting God with growth 30:30 – 33:45: Launching a church and witnessing exponential, unexplainable growth 33:45 – 36:45: Loneliness at the top, mentorship, and leading as a values-driven woman: 36:45 – 39:30: Advice for entrepreneurs: focus, prayer, community, and staying on mission Resources: Get started with Amanda's FASTer Way to Fat Loss program + get access to other helpful resources: https://www.fasterway.com   Connect with Amanda Tress on Instagram: https://www.instagram.com/amandatress or @amandatress For more faith leadership content, subscribe to Kelly's Substack channel: https://kellyroachofficial.substack.com/  Follow Kelly on Instagram: https://www.instagram.com/kellyroachofficial/  Follow Kelly on Facebook: https://www.facebook.com/kelly.roach.520/  Connect on LinkedIn: https://www.linkedin.com/in/kellyroachint/     

Are you a business owner stuck at £500K and working harder than ever, but still unable to scale? If you're running a service-based business and everything still depends on you, this video explains why effort isn't the issue. Brain space is. In this episode, Adam Stott breaks down why business owners get stuck at £500K to £1M, and how protecting your mental bandwidth is the real lever for scaling without burnout. You'll learn: ➡️ The 3 hidden brain space killers holding your business back ➡️ Why being the "go-to problem solver" is slowing your growth  ➡️ How high-level operators buy back time instead of working longer hours

In this Smart Real Estate Coach master's class, I'm bringing back Brandon Cobb, founder of FBG Capital and host of Recession Resistant Real Estate Radio, to walk you through one of the most powerful and least taught niches in the business: entitling land for national homebuilders and turning dirt into 6–7 figure paydays.     Brandon shares how getting fired from his dream medical device job pushed him into entrepreneurship, why your W-2 is actually your biggest risk, and how he built a land development model where Wall Street-backed builders like Lennar, Pulte, D.R. Horton and others line up to buy his approved projects. We break down his three-phase entitlement process, why he never buys land until approvals are in place, what a typical 15-month entitlement timeline and $500K+ profit deal looks like, and who his Learn Land Development mastermind is actually for (hint: not brand-new investors or "no money down" thinkers).    If you've been looking for a way to do bigger deals without swinging hammers yourself, this episode will open your eyes to a niche that works in every real estate asset class.   Key Talking Points of the Episode   00:00 Introduction 01:31 Recession Resistant Real Estate Radio 02:24 From dream job to "accidental entrepreneur" 03:35 Lessons from losing his dream job 04:51 Fast-forward: from hustling to large land deals with national builders 06:05 Why you can't rely on a single employer anymore 07:01 The opportunity in selling land to big developers 08:25 The "fastest-growing secret" niche in real estate 11:20 Working on a minimum of 50 units per project 12:50 Phase 1: Learn what the city wants & target the right land 14:05 Phase 2: Contract & entitlements (contingent on approvals) 16:18 Phase 3: Negotiate the best possible deal with your end buyer 17:36 Concept plan: aligning the city and the builder before spending big money 18:21 Resources: Skool community + training + coaching 19:01 Training Section #1: Land Development Blueprint 19:25 Training Section #2: Capital Raising Machine 19:46 Training Section #3: Weekly group coaching calls & in-person project walks 20:25 Land entitlement: Not an entry-level, no-money-down program 22:00 3 main exit paths for entitled land 24:22 Free course: LearnLandDevelopment.com   Quotables   "Nobody was going to look out for my financial well-being but me."   "We never buy anything. That's rule number one: do not buy it until all the approvals are in place."   "This is not a no-money-down, do-your-first-real-estate deal. This is for experienced investors who are ready to do bigger deals."   Links   Land Development Accelerator https://learnlanddevelopment.com/   Recession Resistant Real Estate Radio https://open.spotify.com/show/5tuCHd862XmOCviWocPt9o   Episode 498: $20M Annual Developer Success Secrets with Brandon Cobb https://smartrealestatecoachpodcast.libsyn.com/episode-498-20m-annual-developer-success-secrets-with-brandon-cobb   QLS 4.0 - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast   Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Strategy Session https://smartrealestatecoach.com/actionpodcast   Partners https://smartrealestatecoach.com/podcastresources

email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show. To book a PREMIUM spot on the Podcast: ⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠ Become a member of our Podcast community: ⁠⁠⁠https://www.drchrisloomdphd.com/membership⁠⁠⁠Subscribe to our email list: ⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠Click here to join PodMatch (the "AirBNB" of Podcasting): ⁠⁠⁠https://www.joinpodmatch.com/drchrisloomdphd⁠⁠⁠Click here to purchase my books on Amazon: ⁠⁠⁠https://amzn.to/2PaQn4p⁠⁠⁠Click here to purchase my audiobooks, visit: ⁠⁠⁠https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1F⁠⁠⁠To help support the show:CashApp- ⁠⁠⁠https://cash.app/$drchrisloomdphd⁠⁠⁠Venmo- ⁠⁠⁠https://account.venmo.com/u/Chris-Loo-4⁠⁠⁠Buy Me a Coffee- ⁠⁠⁠https://www.buymeacoffee.com/chrisJx⁠⁠⁠Disclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  

If you're generating strong revenue but still feel one bad month away from panic, the issue isn't how much money you're making - it's the absence of a revenue system.   Revenue is an outcome, not an asset, and when a business lacks infrastructure, the founder becomes the system, absorbing all the volatility, pressure, and risk. This week, Eleanor explains why chasing sales without building structure leads to fragility, no matter how impressive the topline numbers look.   Tune in as Eleanor breaks down the four-part revenue system every business needs before it can reliably scale past $500K, $1M, and into the $2M+ range without burnout. She walks you through the non-negotiable cash cow that funds growth, the bulletproof go-to-market motion that survives platform and algorithm changes, pricing designed to support expansion rather than constrain it, and the balanced business model that creates durability, optionality, and long-term value.   Get full show notes and more information here: https://safimedia.co/WO86   Connect with Eleanor on LinkedIn or Instagram: https://www.linkedin.com/in/eleanorbeaton/ https://www.instagram.com/eleanorbeaton/?hl=en

Ep. 196 features Javier Troncoso and Cristian Barbosa, Co-Founders of InsightPlay.ai, an AI-powered engagement platform using autonomous agents to help operators acquire, retain, and reactivate players at scale. Fresh off a busy ICE Barcelona and a newly announced seed round, Javier and Cristian join Jesse Learmonth to break down how Insight Play is redefining player engagement through conversational AI  and what it takes to build an AI-native startup in global gaming. Hear them discuss: Javier and Cristian's paths from media, affiliates, and iGaming into building an AI-native startup How InsightPlay.ai was founded and why they went all-in on autonomous AI agents What InsightPlay.ai does: conversational AI agents that drive acquisition, retention, and reactivation Real-world use cases including win-back campaigns, VIP engagement, onboarding, and support A live demo showing AI agents making personalized outbound calls to bettors Why conversational AI changes sportsbook UX from static interfaces to 1:1 interaction Early traction in LATAM, rapid deployments, and lessons from launching with real operators Performance metrics, reactivation success, and how AI complements CRM and call centers Closing a $500K seed round, choosing strategic investors, and founder fundraising realities The roadmap ahead, global expansion plans, and why the World Cup is a major growth catalyst   Catch the video version of this episode here.   Learn more

Elderly lottery winner uses jackpot to build $288 million drug empire making pills from his cottage, Man charged with stalking after Pepsi dispute in rural Missouri, The 'Florida Man-Themed' house up for sale fpor $500K in Pinellas Park has a buyer

HEADLINES : • What UAE Travelers Should Know About Nipah Virus Precautions Abroad• Dubai Billionaire Khalaf Al Habtoor Praises The UAE For Putting People Before Policies • There's A Valentine's Day Celebration For AED 500,000 In Dubai • Kid Flings Phone Into The Water At Louvre Abu Dhabi • From Viral Videos To Wedding Bells: Inside The World Of Elena El Sabbagh• Stay informed - Listen to The Lovin Dubai Show Podcast

Think hitting "delete" actually removes your personal data? Staples Canada just learned otherwise in a costly privacy investigation that should make every tech user rethink digital deletion. In this eye-opening episode, we dive into Canada's Privacy Commissioner investigation that exposed how one of the country's largest retailers failed to properly delete customer personal information despite explicit deletion requests. Key revelations from the investigation: Customer names, addresses, and purchase histories remained accessible after "deletion" Staples lacked proper data deletion procedures and verification systems Personal information was scattered across multiple systems without tracking The delete button often just removes catalog entries, not actual data We explore the concept of "data sprawl" and why most companies struggle with true data deletion. More importantly, we break down what this means for your personal privacy and digital security. This isn't just about one retailer's mistakes. It's about understanding how digital deletion really works and why your personal information is more persistent and valuable than you realize. Perfect for anyone concerned about digital privacy, data security, or understanding how their personal information is really handled by major corporations. Found this episode helpful? Subscribe to The Healthier Tech Podcast for more insights into digital wellness and technology's impact on our daily lives.

Stuck at £500K? This is the invisible trap killing your growth. Most business owners at this level think they've hit a time problem… or need more systems… or a bigger team. But none of that matters if you're solving the wrong problem. In this episode, Adam Stott (the UK's go-to expert on turning social media into scalable revenue) reveals the hidden bottlenecks that stall growth at £500K and how one big domino can unlock the next big £1 million milestone.

Paul talks to Con's daughter Deborah as the legendary Gurranabraher store celebrates a lucky shopper Hosted on Acast. See acast.com/privacy for more information.

In this episode, Amanda Panda shares her journey from 7 years in Australian politics to building a personal branding empire, why your "flaws" are actually your brand, her controversial 60 Minutes appearance about not sending her daughter to school, and the three stories every founder needs to tell to build authority.Episode Timestamps0:00 Trailer0:55 Introduction1:07 Amanda's Career Start in Politics2:31 Helping Small Businesses on the Side3:06 The "Oh Shit Fund" and Going Solo3:26 Why She Left Politics ("Using My Craft for Evil")5:23 Politicians Losing Authenticity in the System6:04 PR, Propaganda, and Human Influence7:09 Misinformation and Fear Campaigns in Politics9:01 Trump vs Kamala: Attention vs Likability11:58 Overcoming Imposter Syndrome12:30 Your Uniqueness IS Your Brand14:05 Why You Need to Polarize (Pick a Side)15:34 How to Find Your Message17:18 Value-Driven Content vs Self-Absorbed Content19:06 Content Pillars: 3-6 Topics Max20:53 Being Authentic vs Being Strategic22:23 James Smith: Online Persona vs Real Person23:08 Psychology Behind Personal Branding23:48 Clifton StrengthsFinder and 16 Personalities25:13 40-Page Strategy Documents26:05 $500K from One Podcast Appearance26:37 Why PR Works (Emotional Connection)28:29 Propaganda Book by Edward Bernays30:12 Controlling the Narrative30:33 The 60 Minutes Story That Went Wrong34:17 Not Sending Her Daughter to School35:22 Her Daughter at 3: 8 Countries, 150+ Hours Flying36:31 AI Tutoring and Alternative Education37:44 How She Took Back the Narrative (Mamamia Op-Ed)38:37 Create Your Own Media (Podcast, YouTube, TikTok)39:26 The Three Stories Every Founder Needs40:28 Repeat Your Message 10 Times Before It Lands41:07 Daily Journaling for Content Ideas42:28 Sharing Struggles Without Being Cringe43:00 Mercury Retrograde and "Gatorade" Seasons45:17 Women's Hormonal Cycles and Productivity48:27 Building Empires by Elena Cardone49:11 Journaling Through Identity Shifts49:54 How to Rebrand Yourself51:00 "When a Woman Changes Her Hair, She's About to Change Her Life"52:31 Balancing Business, Marriage, and Motherhood54:46 Outsourcing Below Your Hourly Rate55:02 $11/Hour Nannies in Bali and Fiji55:46 70 Hour Weeks Across Mom and Business56:10 Quality Time in Bursts (Not Weekly Routines)57:19 Extraordinary Life Requires Extraordinary Sacrifice58:06 Checking Yourself: You're in the 0.0001%58:54 Where to Find Amanda59:12 Advice to 18-Year-Old Self: Peace Over People-PleasingAbout Amanda PandaPersonal branding strategist and PR expert who spent 7 years in Australian politics before building her own agency. Pioneer in personal branding space with 40-page strategy documents and $500K generated from a single podcast appearance. Now hosts a podcast for ambitious women navigating entrepreneurship and motherhood while raising her daughter Ariella with husband Jack.Connect with Amanda Pandahttps://www.instagram.com/amandapandadelosa/Connect with Mehttps://www.youtube.com/@morgantnelsonhttps://www.instagram.com/morgantnelson

Are you trying to scale a startup? Hiring a mentor for the wrong stage of business? Find out what stage you are in and what to focus on: https://link.kimguillory.com/widget/quiz/kUdYFHTmDk5ddaL6S8HM  In this episode, Kim Guillory breaks down the three critical phases every service-based business goes through and reveals the biggest mistakes entrepreneurs make at each stage. What You'll Learn: 1️⃣ The difference between startup, growth, and scaling phases 2️⃣ Revenue benchmarks for each business stage ($50K, $300K, $500K+) 3️⃣ When to hire help and what kind of support you actually need 4️⃣ How to choose the right mentor or coach for YOUR specific stage 5️⃣ Why duplication and systems matter more than you think 6️⃣ The intrapreneur model: a new way to scale without going solo Tune in to find out: https://kimguillory.com/podcast/growing-vs-scaling-business  If this episode resonated with you, please leave a 5-star rating and review, and share it with a fellow entrepreneur who needs to hear this message!

What if hearing God speak to you in the last row of a church saved you from losing everything? In this episode, James Brown shares how he helps professional service business owners scale their businesses without sacrificing their lives through Business Accelerator Institute and Perseverance Squared. After launching his first business in 1994 and rapidly expanding to $8M in annual revenue, James transitioned to coaching in 2014 and has now guided over 450 business owners to significant growth. He launched Small Law Firm University, growing it to $3 million in revenue within a year, and developed a CMO program generating an additional $2 million annually. James holds a Business degree from Lindenwood University (1989) and JD from St. Louis University (1993). In 2009, he was selected as one of America's Top 20 Premier Experts and featured in USA Today, The Wall Street Journal, and Newsweek. James believes all businesses have the same seven working parts, and the only difference is what they sell. James reveals three relationships that transformed him: his wife Sherry, whom he's known since age three when they met in her mom's beauty salon, who believed in him when everyone else said he couldn't achieve his dreams and stood by him through 41 years including his darkest moments; his mentor Darrell Castle, a Memphis-based lawyer who taught him to reject the "cookie cutter" approach and build a business on his own terms, showing him that all businesses share seven working parts regardless of what they sell; and God, whom he encountered in March 2015 after hitting rock bottom (drinking excessively, making terrible choices, nearly losing everything) when a random stranger invited him to church where he heard God speak to him in the last row as the only white person in an all-Black congregation, completely transforming his perspective and leading him to sell his law firm to help other business owners build lives of purpose.   [00:04:20] What James Does at Business Accelerator Institute Helps owners of professional service businesses scale predictably and profitably Focuses on building businesses that serve owners, not the other way around Has helped over 450 business owners achieve this transformation [00:05:20] The Defining Moment with His Wife Second year in business, struggling financially, client asked for refund Wife said: "At the end of the day, you do what's right and everything else will follow" That statement still resonates 30 years later and drives his mission to help more people [00:07:20] How Clients Find Him Primarily word of mouth and brand touches through Interview Valet (on 40 podcasts this year) Results speak for themselves without traditional marketing Recent client: 69-year-old Alabama lawyer practicing 50 years, never broke $500K, just hit $1M this year [00:11:00] The Unorthodox Path to Success Known wife Sherry since age three, met in her mom's beauty salon Parents married at 16, kicked James out at 19 when he announced marriage Told his whole childhood he was "too heavy" to do things, couldn't play sports Made varsity football first year as junior, played four years (nobody in family graduated college) [00:12:40] Working His Way Through Law School Got job at General Motors assembly line, 6 AM to 2:30 PM, went to school 4 PM to 11 PM for 10 years Right before graduating law school, GM announced plant closure Sent out 300 resumes, got zero responses with three kids (ages 5, 2, and 1) Forced to start business by necessity, not by choice [00:14:00] Meeting Mentor Darrell Castle Lawyers conditioned that marketing is "beneath them" Darrell taught him to look at business differently, be different Showed him all businesses have same seven working parts (only difference is what they sell) Set up business around not working past 4:30 PM from day one [00:15:40] Building the $8M Law Practice First rule: Business open till 7 PM and Saturdays, but James wasn't there Hired people and built systems so business ran without him Grew to $8 million annually with offices in four different states [00:16:40] The Dark Years: Getting Too Big for His Britches Started making bad choices despite success (never drank until his 40s) First drink was Irish car bomb followed by 10 kamikaze shots Started spending money on wrong things, went to strip clubs, cheated on wife Wife and him separated, she went on cruise with daughter [00:18:20] The Divine Encounter That Changed Everything March 2015: Drunk at wine bar, random stranger invited him to church next morning Went to that church by himself Sunday morning, sat in last row Only white person in all-Black church, heard God speak to him Never saw that stranger again (believes he was an angel) [00:19:40] The Wake-Up Call Wife told him: "God gives you hints, and if you don't listen, at some point He's going to slap you across the face" Nearly lost everything (wife, business, all going downhill) That March 2015 moment was most influential person: God Decided to sell law firm and start helping other business owners [00:20:20] The Leap of Faith Worked for another company making $330,000 a year coaching business owners 2018: At conference in Jacksonville, told them he was leaving, called wife from airport Goal: Get nine private clients in 60 days to replace income (took nine days) First year did just under $1 million in business [00:22:40] The Catalyst Moments After coaching calls, often sits there thinking "who was that guy?" Works with business owners from $250K to $100M annually Stopped questioning who he is to coach $100M business owners Been blessed with certain gifts and has faith they will continue [00:24:00] The Lesson of Not Labeling Setbacks Example: Payroll in two days is $15K, only $1K in operating account Freaking out keeps you from being creative and finding solutions Takes everything as exactly as it's meant to be and learns from it [00:27:40] The Live Event Revelation $10M, $50M, $100M business owners at tables with under-$500K owners Big business owners worried they wouldn't learn from "smaller" ones $50M and $100M owners took just as many notes (smaller businesses still nimble and innovative) Realized everyone can gain something from each other regardless of revenue size [00:30:00] When Is Enough, Enough? Just turned 60, my wife asked "when is enough, enough?" The Mastermind member asked: "What's your goal?" Answer: "To help people" "How many people on the planet? Are you ever gonna run out of people to help?" Never gonna run out (also volunteers through Red Cross deploying to disasters) [00:32:00] Building Business Accelerator Institute Can only work with so many people one-on-one before hitting bandwidth Goal: Give business owners Harvard-level business degree without Harvard-level dollars Over 55 four-week courses addressing all seven parts of business $249/month, includes two-hour open office hours every Wednesday [00:35:00] Final Wisdom: You're the Average of the Five Don't pay attention to what other people say, surround yourself with people who inspire you "You're the average of the five people you hang out with the most—and it's true" Example: Son played goalie since age 5, adapted performance to level of teammates around him Hang around like-minded individuals who inspire you to go where you want to go   KEY QUOTES "At the end of the day, you do what's right and everything else will follow." - Sherry Brown "All businesses have the same seven working parts. Literally the only thing that's different is what we sell. The concept of running a very successful business and scaling it is simple. I'm very intentional with that word. I'm never gonna say it's easy, but the concept is simple." - James Brown CONNECT WITH JAMES BROWN 

Spencer Reese welcomes Ross Alcorn from Itinerary Boss https://itineraryboss.com/ to discuss credit card points and miles strategies, with special focus on small business owners. Ross shares how he saved $19,000 on his honeymoon, reveals tactical business spending strategies, and explains how military service members can leverage TDY travel and small business expenses to fund dream vacations. Guest: Ross Alcorn - Charlotte, NC-based travel strategist, former sales rep road warrior (6-7 years), real estate investor, and founder of Itinerary Boss. Key Topics Covered Getting Started - The Low-Hanging Fruit: Sign up for FREE hotel loyalty programs (Hilton, Marriott, IHG, Hyatt) Add loyalty numbers to TDY/TAD stays retroactively if needed Military discount: Epic Pass for active duty/spouses ~$200 (normally $1,200) Start with no annual fee cards to build credit and learn the basics Never carry a balance - if you're paying interest, you're doing it wrong Business Spending Strategies: Most common mistake: Using Amex Platinum for everything (only 1x points on most purchases) Capital One Venture X Business: Uncapped 2x points, no preset credit limit Cards earning 3-4x on ad spend (Facebook, Google ads) Use Melio (M-E-L-I-O) to pay vendors who don't accept cards via ACH (2.9% fee) Negotiate early payment discounts (net 15 vs net 30) to offset processing fees Millions in business expenses going uncharged to credit cards The 2.9% Fee Debate: Worth it if redeeming points at 1.5+ cents per point value Effective 25-40% cash back when factoring welcome bonuses + transfer value Business expenses are tax deductible Ross personally pays fees on all expenses knowing he'll redeem at 2-6 cents/point Real-World Example - $19,000 Honeymoon Savings: Cards used: Chase Sapphire Reserve, Capital One Venture, Chase Sapphire Preferred, Chase Ink Business Unlimited Flights: Qatar Q-Suites business class using 200K points (Chase + Capital One) Stayed 11 nights using Hyatt points at Alila properties in Bali Built point stash over 1-1.5 years through group travel booking + daily spend + business welcome bonuses Strategy: Booked award availability 355 days out when British Airways/Qatar released schedules Flexibility: Mixed business and premium economy on return flight Transfer Partners & Redemption: NEVER redeem for Amazon gift cards, statement credits, or low-value portal bookings (0.6-0.7 cents/point) Transfer to airline partners for 2-6+ cents per point value Don't use Amex points for hotels (poor value) Example: 175K Amex points = potential $12,700 business class seats to South Africa Tools: Points.Yeah.com for flight availability and award searching Military-Specific Advantages: Overseas duty stations = less competition for award space (Frankfurt, Tokyo, Seoul) Different inventory than US-based flyers TDY/TAD stays earn hotel points and elite status Annual fee waivers on personal cards (not business cards) via MLA/SCRA Chase Sapphire Reserve: $0 annual fee for military/spouses Strategic Tips: Always volunteer to pay group bills/dinners (earn points, get reimbursed) Premium economy fine for daytime flights under 8-9 hours Business class essential for overnight/long-haul flights (9+ hours) Plan 1-2 years ahead for big trips - comfortable pace to build points Opening velocity: Ross did one card every 91 days at peak (very aggressive) Combine household points (Chase, Amex, Capital One allow this) Book tickets in anyone's name, not just your own Credit Card Stacking Strategy: Don't use one premium card for everything Match card to spending category for maximum points Chase "cash back" cards earn Ultimate Rewards points if you have Sapphire Reserve/Preferred Transfer between household members before booking Welcome bonuses are the real value - daily spend is bonus Business Culture Hack: Instead of $5-10K cash bonus, give employees 500K miles + book their dream trip Tax deductible, builds culture, retains talent More memorable than cash bonus IHG Five Free Nights Strategy: Five free nights at properties up to 60K points/night Ross staying 4 nights in Grand Cayman at $800/night hotel = $3,200 saved Fourth night free on award bookings Anniversary free night each year Used for wedding block, earning 26x points on wedding expenses Common Mistakes to Avoid: Not asking vendors if they accept credit cards Using wrong card for spending category (leaving 2-3x points on table) Redeeming points poorly (gift cards, statement credits) Not tracking card benefits and credits Waiting too long to book award travel Not being flexible with dates/airports Tools & Resources Mentioned: Points.Yeah.com - Award availability search, flight ideas map Melio - Pay vendors via card when they only accept ACH Plastiq - Pay rent/large bills with credit card (2.9% fee) Free Points & Miles Cheat Sheet at ItineraryBoss.com Transfer partner guide and credit card multiplier sheets Key Quotes "There's millions of dollars that aren't being put on cards because of just not asking the right questions." "If you're earning 2x points and utilizing those points to transfer, even with a 3% fee, the numbers pencil when you're redeeming at 2-6 cents per point." "175,000 Amex points could be used to get you business class, first class seats - we used 176K Chase points for $12,700 worth of business class seats to South Africa." "Don't redeem for Amazon gift cards, statement credits, or through the portal - you're getting 0.6-0.7 cents per point. That's terrible." "Why give a $10K cash bonus when you could give someone 500K miles and book them a trip to Greece or Bali they'd never do on their own?" Who This Episode Is For Military small business owners and real estate investors Service members with TDY/TAD travel Anyone spending on business ads, inventory, or vendor payments Military spouses running 1099 contractor businesses People planning big trips (honeymoons, bucket list travel) Those currently leaving business value on the table Anyone wanting to turn business expenses into free travel Action Items Sign up for all major hotel loyalty programs today (free) Add loyalty numbers to upcoming TDY stays Check if vendors accept credit cards (or use Melio) Review current card stack - are you earning maximum points per category? Download free cheat sheet at ItineraryBoss.com If planning big trip: Start building points 1-2 years ahead Check military annual fee waivers (MLA/SCRA) Combine household points before booking award travel Contact Guest: Ross Alcorn Website: ItineraryBoss.com Free Points & Miles Cheat Sheet (includes transfer partners + credit card multipliers) Social: @ItineraryBoss (all platforms) Host: Spencer Reese Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Recorded on Veterans Day. This episode reveals how military service members can leverage business expenses, TDY travel, and strategic credit card use to fund dream vacations. Whether you're spending $10K or $1M annually on your business, there are points being left on the table.   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.  

Laurent Kretz reçoit David Sandier, CCO Sales & Marketing chez Pierre & Vacances. On parle d'abord d'un grand virage. La marque, longtemps liée à l'immobilier, a décidé après le Covid de tourner la page. Elle se concentre désormais sur l'exploitation de résidences de vacances en France et en Europe. Mieux accueillir, mieux vendre, mieux comprendre ses clients.La conversation part ensuite sur une question centrale : comment on vend des vacances aujourd'hui. Entre la demande de flexibilité, les paniers élevés, le paiement en plusieurs fois, les avis clients et la concurrence de Booking ou Airbnb, tout se joue dans les détails. On parle aussi de ce qui a changé durablement dans nos façons de réserver : des séjours plus courts, souvent plus tardifs, mais aussi des clients qui réservent très tôt. 00:00:00 - Introduction de l'épisode 00:02:40 - Parcours de l'invité 00:08:05 - Mettre le client au centre00:11:34 - Data, avis clients & analyse sémantique00:20:04 - Passage à l'échelle & transformation tech00:25:20 - KPI business & revenue management00:29:00 - Évolution des usages & des séjours00:41:02 - Distribution, canaux & connaissance client00:56:01 - Fidélisation, personnalisation & perspectivesEt quelques dernières infos à vous partager :Suivez Le Panier sur Instagram @lepanier.podcast !Inscrivez- vous à la newsletter sur lepanier.io pour cartonner en e-comm !Écoutez les épisodes sur Apple Podcasts, Spotify ou encore Podcast Addict Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Send us a textIn this episode of Imperfect Marketing, I sit down with Danielle Hayden, founder of Kickstart Accounting, to talk about healthy business spending—and how investing in the right places can actually improve your profitability (instead of living in “cut back” mode forever). Danielle shares her journey from hairstylist to corporate accounting to building Kickstart Accounting, and breaks down the benchmarks business owners under $500K/year can use to spend smarter and grow sustainably. We discuss:The Truth About “You Have to Spend Money to Make Money”Why entrepreneurs often assume the answer is always “spend less” (and why that's not usually the fix)How money stories from personal life can mess with business decisionsWhat “healthy spending benchmarks” reveal about what's normal—and what's notHealthy Spending Benchmarks That Support GrowthAdvertising + marketing: why you should group everything visibility-related together (including podcasts + marketing tools)Outside services: when hiring experts (bookkeeping, tax, attorney, VA, ops) becomes essentialPayroll + paying yourself: why not paying yourself creates resentment (and can impact relationships at home)Cash Flow + Systems That Keep You in BusinessWhy “bill early, bill often” is a CEO-level moveHow better tools and automations can reduce chaos and stabilize cash flowWhy relying on manual invoicing and checks keeps businesses stuck in survival modeProfit, Growth, and the Reality of SeasonsWhat it means if you're highly profitable but exhausted (and why that's a red flag)Why breaking even can be okay for a season—but not foreverThe long-term goal: building a healthy business with 10–15% profit after expensesBiggest Marketing Lesson Learned“Do it anyway”: how showing up imperfectly builds confidence and momentum over timeWhether you're trying to grow, hire support, or simply stop feeling tense every time you look at your numbers, this episode will help you rethink spending as a strategy—not a punishment. Connect with Danielle Hayden:LinkedIn: linkedin.com/in/danielle-hayden-kickstartaccounting Looking to leverage AI? Want better results? Want to think about what you want to leverage?Check and see how I am using it for FREE on YouTube. From "Holy cow, it can do that?" to "Wait, how does this work again?" – I've got all your AI curiosities covered. It's the perfect after-podcast snack for your tech-hungry brain. Watch here

Flat out. Maxed out. Still stuck at £500K. If it feels like you're working harder than ever - and the numbers just won't budge - this is the turning point you need. In this week's episode, Adam Stott, one of the UK's most trusted business coaches and the expert behind £150M+ in social media-driven sales, breaks down why growth often stalls at six figures… and how to restructure for scale.

Text Me A Question!If you plan your 2026 business goals the same way you planned 2025, you'll get the same results.In this episode, we break down why traditional goal-setting doesn't work for online business owners—and share the exact 5-step planning system we use to help clients hit consistent revenue goals.

A story about building market leadership by saying no to obvious growth—on purpose.This episode is for SaaS founders chasing international expansion—and questioning if dominating locally first makes more sense.Most SaaS companies chase international markets early. Get traction locally, then expand globally fast.Jim Whatmore, CEO of Joblogic, walked away from that playbook. He spent three years attending HVAC shows in the US, picked up customers, then stopped. He saved his marketing budget for UK and Ireland only. He turned down international revenue to dominate his home market first.From 11 people and £500K revenue in 2013 to 500 people today. Ten-year grind to £9M, then quadrupled in two years through four strategic acquisitions. Vista Equity Partners betting £100M+ on the execution.And this inspired me to invite Jim to my podcast. We explore how geographic restraint and strategic patience create market dominance. Jim shares his thinking about why he walked away from US customers, how staying trade-agnostic opened entire markets, and why he spent four years completely rebuilding his cloud platform while competitors kept betting on their old stack. And you'll discover why he bought competitors instead of trying to outbuild them.We also zoom in on three of the 10 traits that define remarkable software companies:Acknowledge you cannot please everyone – UK and Ireland only, walking away from US revenue Focus on the essence – Field engineer workflows are similar regardless of trade Master creating momentum – Quadrupled revenue in two years after a decade of patient buildingJim's story is proof that dominating your home market beats chasing global reach too early.Here's one of Jim's quotes that captures why geographic focus matters:"Our tagline for job logic is growing job logic, for us, it's personal, and it's personal because of the tenure of a lot of my team have been with us for a long time, and a lot of our customers have been with us for a long time. And there's a lot of value in that, that we're present and that we're on the ground, and that we know our customers, and that's more difficult to achieve in a different geo without a bulletproof strategy."By listening to this episode, you'll learn:Why walking away from international revenue accelerates home market dominanceWhen staying trade-agnostic beats vertical specialization in field serviceWhy acquiring competitors with legacy tech accelerates customer base growthWhat patience actually looks like when rebuilding platforms under competitive pressureGuest InfoFor more information about the guest from this week:Guest: Jim Whatmore, CEO at Joblogic Website: joblogic.com

If you want to build a business that gives you freedom, flexibility, and a life you don't grow to hate, listen to this ASAP. Today I'm sitting down with Camden Mamian - someone who's been in our world for a while now, and his story is absolutely insane. We're talking college dropout, making $500 a month in 2022... to now closing in on $700K this year. Ocean-view penthouse in San Diego, 12K on Instagram, and a business that actually gives him his life back. But here's what I love about Camden's story - it's not clean. It's not perfect. He's had to fight through real constraints, money mindset stuff, and figuring out what it actually takes to scale past $500K. So if you're anywhere between $5K and $50K a month and you're wondering what the next level actually looks like... this one's for you.   Time Stamps:   (0:56) IFCA Student Camden (2:04) Dropping Out Of College (4:50) Learning Marketing (6:18) Jumping Into IFCA (8:04) Belief Shifts and Charging What You're Worth (12:16) Spending Every Dollar on IFCA At The Time (15:31) From The DM's to Sales Calls (17:29) Current Revenue and The Future (19:16) Lifestyle Now (21:56) Advice To Younger Self (30:40) Where To Find Camden ----------

In this no-fluff, receipts-on-the-table episode, Jannese breaks down exactly how she made over $500K in 2025! While becoming a first-time mom and running multiple businesses.This is not “get rich quick” talk. This is a real, detailed income report covering 10+ revenue streams, the systems that keep money flowing on autopilot, and the mindset shifts required to scale without burnout. From blog ads and digital products to brand deals, memberships, real estate, and side hustles! Jannese shares what actually works, what's overrated, and why creators who rely only on social media are setting themselves up to struggle.If you're a content creator or entrepreneur this episode is your sign.WHAT WE GET INTO0:00 How Jannese made over $500K in 2025 as a new mom2:30 A decade-long journey in content creation & entrepreneurship4:45 Top-line revenue vs. taxable income (what creators need to know)7:30 The 10 income streams behind nearly $500K10:00 Why digital products & coaching earned the most12:15 How blog ads generated $147K in passive income14:40 Brand deals, creator rewards & platform pay myths17:00 Side hustles: Turo, savings interest & Zumba income19:30 Airbnb income, real estate & upgrading investments22:00 Systems, automation & evergreen income strategies24:30 Membership pricing & avoiding creator burnout27:00 Mentorship, scaling faster & a real 5x income story29:15 Declaring 2026 the Rich Bitch Year31:15 Final takeaways, free resources & next stepsKEY TAKEAWAYS

Still winging your spa marketing? Creating promotions five days before they launch? Handling everything yourself because "it's easier than explaining it"? That approach might have gotten you to six figures, but it's the exact reason you're stuck there. In this episode, Daniela breaks down the real cost of winging it in your spa business and reveals exactly what strategic, systems-based businesses do differently. From last-minute marketing that leaves money on the table to systems living exclusively in your head, you'll discover where the gaps are and how to fix them. Whether you're doing $20K or $40K per month, this episode will show you how to work smarter instead of harder and why AI adoption isn't optional anymore. In this episode, we discuss:  The three major places winging it shows up in spa businesses (and what it's costing you) Why the approach that got you to $250K won't get you to $500K or beyond How to use custom GPTs to train your team and document your systems The mindset shift required to move from service provider to Spa CEO A five-step action plan to stop winging it and start building strategically Why AI adoption is critical for staying competitive in 2026 and beyond   Keep the conversation going inside the Spa Marketing Made Easy Community by clicking here. IG / @addoaesthetics WEB / addoaesthetics.com YOUTUBE / @addoaesthetics LINKEDIN / @addoaesthetics   About Your Host, Daniela Woerner Daniela Woerner is the founder of Addo Aesthetics and creator of the Growth Factor® Framework, a proven system that's helped hundreds of spa owners build profitable, systemized businesses. With nearly 20 years in the aesthetics industry, she transforms overworked aesthetic professionals into confident Spa CEOs through strategy, systems, and soul led support. Daniela is also the host of Spa Marketing Made Easy, a top ranked podcast with over 1 million downloads, where she shares real world strategies to help spa professionals grow with clarity and confidence.

Spencer and Jamie break down the 10 core principles of Bogleheads investing and show how military service members can apply this simple, low-cost approach to build wealth through the TSP and other accounts. If you're overwhelmed by investing advice or tempted by day trading and crypto, this episode cuts through the noise with a proven strategy that's worked for decades. Hosts: Spencer Reese (former Air Force pilot, 12 years active duty) and Jamie (active duty officer) The 10 Bogleheads Principles Develop a workable plan - Create an investment policy statement (even informal) to guide decisions during market volatility Invest early and often - Automate contributions to remove decision fatigue; increase TSP allocation today Never bear too much or too little risk - Age-appropriate asset allocation; avoid the old G Fund default trap Diversify - Don't put all eggs in one basket; TSP funds cover entire US market plus international exposure Never try to time the market - Time IN the market beats timing the market; market dropped 19% in April 2025, now up 38% from that low Use index funds when possible - TSP offers five low-cost index funds; 90% of active managers can't beat index funds over 20 years Keep costs low - TSP expense ratios under 0.1%; avoid predatory companies charging 1-2%+ fees Minimize taxes - Leverage Roth TSP and Roth IRA; military tax advantages (BAH, BAS, combat zone exclusion) Invest with simplicity - LADS approach (Low-cost, Automated, Diversified, Simple); Warren Buffett's S&P 500 bet crushed hedge funds Stay the course - Measure performance in decades, not days/weeks; don't panic sell during downturns Key Takeaways Why Bogleheads Philosophy Works for Military: Takes power back from financial advisors and complex products Simple enough anyone can succeed with minimal effort Perfect match for TSP's low-cost index fund structure Removes emotion from investing decisions TSP Advantages: Five index funds (C, S, I, G, F) cover nearly entire investable market Lifecycle funds automatically balance risk by retirement year Expense ratios under 0.1% (incredibly low) Now defaults to lifecycle funds instead of G Fund (huge improvement with Blended Retirement System) Common Military Investing Mistakes: Old G Fund default trap - cost retirees millions in missed gains Trying to time the market or day trade Paying high fees to predatory companies Not automating contributions Measuring performance over days/weeks instead of decades The Math That Matters: First $100K took Spencer 4+ years; second $100K took 2 years (compound growth accelerates) Market will drop 30% in next 10 years (guaranteed) - but timing it is impossible S&P 500 gained 125% over 10 years vs. best hedge fund's 87% in Warren Buffett's famous bet April 2025 market drop: 19% down, then 38% up from that low within months Diversification Made Easy: C Fund: 500 largest US companies (S&P 500) S Fund: ~2,000 smaller US companies I Fund: 5,000+ international companies (20+ developed + emerging markets, excludes China/Hong Kong) Combined: Total US and international market exposure Add VXUS in Roth IRA for China/Hong Kong exposure if desired Automation is Your Friend: Log into MyPay once, increase TSP allocation, never think about it again Every promotion or time-in-grade raise = bump allocation by 1% One decision removes 100 future decisions Eliminate decision fatigue and emotional reactions Fee Impact Example: Predatory companies charge 1-2%+ fees TSP: Under 0.1% Fidelity FZROX: 0% expense ratio Vanguard funds: 0.03% Rule of thumb: Stay under 0.25%, ideally under 0.10% Resources Mentioned Books: "The Little Book of Common Sense Investing" by Jack Bogle "The Military Money Manual" by Spencer Reese (available at MWR Library, Libby app, Amazon) Investment Accounts: TSP (Thrift Savings Plan) - Military 401k Roth TSP and Roth IRA (tax-advantaged accounts) Recommended brokerages: Fidelity, Vanguard, Schwab Key Terms: LADS: Low-cost, Automated, Diversified, Simple Index fund vs. active management Expense ratio and basis points Asset location strategy Investment Policy Statement Previous Episodes Referenced: TSP deep dives (search podcast) Roth TSP vs. Roth IRA explanations "Do Better" episode on predatory companies Real-World Examples Lieutenant with $50K in checking account - proves military pay allows saving, just need to invest it Service member paid off all auto and student loans in 3 months of deployment Retirees with $250-500K in G Fund who missed out on millions Enron, WorldCom, Lehman Brothers - why diversification matters MicroStrategy (MSTR) - current example of concentrated risk Who This Episode Is For Military service members at any rank TSP participants unsure how to invest Anyone tempted by day trading, crypto, or "get rich quick" schemes New investors overwhelmed by options Service members paying high fees to financial advisors Anyone who wants a simple, proven wealth-building strategy Quick Action Steps Log into MyPay and increase TSP allocation (even 1% helps) Verify you're in appropriate Lifecycle Fund (birth year + 60-65 years) NOT in G Fund unless near retirement Set automatic annual increases (1% per year) Open Roth IRA at Fidelity, Vanguard, or Schwab Read "The Military Money Manual" (free at base library) Stop checking account daily - check quarterly at most Contact Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Book: "The Military Money Manual" (Amazon, $3 Kindle, free at MWR libraries) The Bogleheads philosophy has helped millions become millionaires through simple, low-cost index fund investing. As a military service member, you have access to one of the best low-cost investment vehicles in the world - the TSP. Stop overthinking it, automate your investments, and stay the course.  

Jordan Harper built an eight-figure skincare brand in its first year by maxing out five credit cards while already $500,000 in debt — and never raised a single dollar from investors. In this interview, the founder of Barefaced breaks down how years of treating patients as a nurse practitioner revealed a massive gap in the skincare market, why simplifying routines unlocked explosive demand, and how a password-protected pre-order generated over 1,000 sales in 48 hours with no email list. What you'll learn in this interview: • How Jordan funded her business using credit cards instead of investors • Why simplifying to four SKUs drove eight-figure revenue • The exact pre-order strategy that validated demand before launch • How to build trust and repeat purchases without paid marketing • Why destroying inventory protected long-term brand value • How Barefaced reached a 90% repeat customer rate • The real risks of manufacturing and supplier contracts • How to hire senior talent without giving up equity • Jordan's time-blocking system for running a business and family • Why serving customers beats selling at every stage of growth By the end of this episode, you'll understand how to validate a product, fund a launch creatively, and scale a physical ecommerce brand without venture capital — while protecting margins, reputation, and personal bandwidth. SAVE 50% ON OMNISEND FOR 3 MONTHS Get 50% off your first 3 months of email and SMS marketing with Omnisend with the code FOUNDR50. Just head to ⁠⁠⁠⁠https://your.omnisend.com/foundr⁠⁠⁠⁠ to get started. HOW WE CAN HELP YOU SCALE YOUR BUSINESS FASTER Learn directly from 7, 8 & 9-figure founders inside Foundr+ Start your $1 trial → ⁠⁠⁠⁠https://www.foundr.com/startdollartrial⁠⁠⁠⁠ PREFER A CUSTOM ROADMAP AND 1-ON-1 COACHING? → Starting from scratch? Apply here → ⁠⁠⁠⁠https://foundr.com/pages/coaching-start-application⁠⁠⁠⁠ → Already have a store? Apply here → ⁠⁠⁠⁠https://foundr.com/pages/coaching-growth-application⁠⁠⁠⁠ CONNECT WITH NATHAN CHAN Instagram → ⁠⁠⁠⁠https://www.instagram.com/nathanchan⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠https://www.linkedin.com/in/nathanhchan/⁠⁠⁠⁠ CONNECT WITH JORDAN HARPER Instagram → https://www.instagram.com/barefaced/ Jordan's Instagram → https://www.instagram.com/jordanharper_np/ Website → https://www.barefaced.com/ FOLLOW FOUNDR FOR MORE BUSINESS GROWTH STRATEGIES YouTube → ⁠⁠⁠⁠https://bit.ly/2uyvzdt⁠⁠⁠⁠ Website → ⁠⁠⁠⁠https://www.foundr.com⁠⁠⁠⁠ Instagram → ⁠⁠⁠⁠https://www.instagram.com/foundr/⁠⁠⁠⁠ Facebook → ⁠⁠⁠⁠https://www.facebook.com/foundr⁠⁠⁠⁠ Twitter → ⁠⁠⁠⁠https://www.twitter.com/foundr⁠⁠⁠⁠ LinkedIn → ⁠⁠⁠⁠https://www.linkedin.com/company/foundr/⁠⁠⁠⁠ Podcast → ⁠⁠⁠⁠https://www.foundr.com/podcast

Is fair always equal when it comes to family and money? On this week's HerMoney Mailbag, Jean Chatzky is joined by Quentin Fottrell, Managing Editor of Advice at MarketWatch and the voice behind The Moneyist column, to tackle the most emotionally charged financial questions from our listeners and his inbox. They dive into:

This episode was sponsored by Credit Stacking   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ In this game-changing Dropping Bombs episode, Credit Stacking founder Jack McColl reveals how he scaled from $5K self-funded struggles to over $500K in business credit—and helped 3,000+ entrepreneurs unlock six-figure funding. No income proof, no tax returns, no collateral—just strong credit and smart bank relationships.    Jack shares his exact framework for grabbing $100K+ at 0% interest for 9-18 months to fuel inventory, marketing, or growth. He covers building approvals, stacking cards, turning points into free flights, and liquidating credit into cash. If you're tired of slow bootstrapping and ready to scale with the banks' money, this is your blueprint—watch now and get funded.