Podcasts about Median

Things are getting weird – looks like someone is panicking. The Dumber side of finance – let’s dig in. A big week ahead – major earnings could move markets. – Gold, Bitcoin moving on a lower USD. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? PayPal.Donation.Button({ env:'production', hosted_button_id:'JJJHP2GDEJC7J', image: { src:'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt:'Donate with PayPal button', title:'PayPal - The safer, easier way to pay online!', } }).render('#donate-button'); Follow John S. Dvorak on X Follow Andrew Horowitz on X Warm-Up - Things are getting weird - looks like someone is panicking - The Dumber side of finance - let's dig in (5 top items) - Cold War and Hot War - Canada, China and Iran - Economic "D" day - no one cares - Saying goodbye to Dolly Parton Markets - Gold, Bitcoin moving on a lower USD - Oil starting to settle - Big Week - NVDA earnings on tap - all eyes! STUPID IS WHAT STUPID DOES - A DHU One-Time Series On The Dumber Side of Finance 1) LOWER BEEF PRICES - Trump plans temporary tariff relief for certain ground-beef imports as U.S. beef prices remain near record highs. - The plan would allow up to 300,000 metric tons of discounted imported ground beef over roughly 90 days. - Supposedly this will reduce the prices for consumers - Ranchers and several farm-state Republicans are pushing back, arguing cheaper imports could hurt domestic producers. ---- Question: Tariff reduction is going to reduce prices for consumers? Didn't someone say that tariffs are paid by the companies and exporting countries??? 2) IRAN SANCTIONS - BIG THREAT, LIMITED IMMEDIATE ACTION - Treasury warned countries doing business with Iran that they could face secondary sanctions, calling it an "economic D-Day." - New sanctions hit about 60 individuals, companies and vessels, but major Chinese financial institutions were not targeted. - China remains the biggest buyer of Iranian oil, making Chinese banks the potential pressure point. - Treasury says sanctions could expand into gold, digital assets, aviation, shipping and other sectors. 3) TREASURY TRIES TO TAME LONG-TERM YIELDS - Treasury will at least double the maximum size of certain long-term bond buybacks to $4 billion per operation. - The announcement briefly knocked nearly 10 basis points off the 30-year Treasury yield. - Critics say this treats the symptom rather than the cause - huge deficits, heavy issuance and persistent inflation risk. ------Bessent had to come out on Friday to say "at least" $4B - as bind yields moved back up -------Maybe there is a concern over the $40TRILLION debt we have amassed as a country? 4) SOMEONE GOT LONG BONDS AT THE RIGHT TIME - TLT took in roughly $529 million of net inflows on August 18, one day before Treasury's surprise bond-buyback announcement. - The next day Bessent doubled planned buybacks of 10- to 30-year Treasurys, immediately pushing long yields lower. - TLT jumped about 1.7% on the announcement. - No public evidence identifies a single buyer - but the timing of the unusually large inflow is certainly worth noting. 5) DOLLAR GETS HIT BY THE BOND RESCUE - The dollar weakened as investors questioned Treasury's expanded bond-buyback strategy. - The concern is that suppressing yields without fixing fiscal problems simply transfers pressure from bonds to the currency. - The 30-year yield has remained elevated despite Treasury intervention. - Bitcoin rallied as investors looked toward alternatives to traditional fiat assets. - PEOPLE: This is NOT Quantitative Easing - Just a move to buy longer dated and issue more short dated WALMART FLASHES A CONSUMER WARNING - Walmart U.S. comparable sales grew just 2.6%, its slowest pace in roughly six years and below expectations. - Shares dropped sharply after the report. - E-commerce remained strong, while store traffic and discretionary spending showed more weakness. - Walmart raised full-year guidance but gave a softer-than-expected third-quarter outlook. - As America's biggest retailer, Walmart's slowdown is an important read on the broader consumer. VENEZUELA HAS OIL - BUT CAN'T SHIP IT FAST ENOUGH - Tankers are waiting as long as 30 days to load Venezuelan crude because of aging ports, outages and equipment failures. - Venezuela has struggled to push exports much higher despite rising production and strong demand. - The Jose terminal handles about 70% of exports and has become a major bottleneck. - Venezuela's ports may impose a physical ceiling on production growth until infrastructure is upgraded. JANE STREET'S $15 BILLION AI HIT - Jane Street reportedly lost about $15 billion in July as AI and technology positions moved sharply against the firm. - A major source of the damage was exposure to concentrated AI trades that were forced to unwind. - Jane Street posted its first negative month of trading revenue since 2016. - As a reminder: this episode highlights how quickly crowded AI trades can overwhelm even sophisticated risk-management systems. LEAVITT LEAVES THE WHITE HOUSE - Karoline Leavitt resigned as White House press secretary after returning from maternity leave. - Trump said she would become a top outside adviser and prominent Republican voice heading into the midterms. - Looking fior a kinder and gentler replacement? HA! probably not OFF THE HIGHS NVDA - 9% off high AMD - 19% off high AVGO - 23% off high MU - 23% off high TSM - 13% off high MRVL - 28% off high INTC - 35% off high NVIDIA - THE MARKET'S NEXT STRESS TEST - Nvidia reports Wednesday - now basically a referendum on the entire AI trade. - Blackwell demand and hyperscaler spending are the key tells. - A strong guide could quickly reset tech sentiment. - A miss would raise the uncomfortable question: how much AI optimism is already priced in? - Revenue expected around $92.1 billion, up roughly 97% year over year. - Adjusted EPS expected around $2.09, nearly double last year. - Data Center revenue expected around $85.7 billion - still the main engine. - Biggest watch items: Blackwell demand, Vera Rubin timing, China sales and hyperscaler capex. - Options imply roughly a 5%-6% move after earnings. - Discussion .... NVIDIA - AI SERVERS GETTING EVEN MORE EXPENSIVE - Major Nvidia customers have reportedly been warned that AI server prices could rise more than 15% beginning early next year. - Higher memory costs are the main driver, affecting Grace Blackwell and upcoming Vera Rubin systems. - Nvidia is effectively passing higher component costs through despite gross margins around 75%. - ALWAYS INTERESTING THESE ANNOUNCEMENTS SO CLOSE TO EARNINGS - HMMMM CANADA-U.S. TRADE FIGHT GETS WORSE - Canada announced retaliatory tariffs on about $20 billion of U.S. goods after Washington imposed new 50% tariffs on Canadian imports. - Canada's tariffs range from 15% to 50% across roughly 700 products and begin September 8. - Canada also announced a C$7.5 billion support package for affected businesses and workers. - Another escalation that could hit autos, manufacturing costs and cross-border supply chains. HOUSING - BUYERS KEEP DISAPPEARING - July new-home sales plunged 10.5% to a 607,000 annual rate, the weakest since January. - Median new-home price fell to $393,800, the lowest in four years. - Mortgage rates are still around 6.8%, keeping affordability under pressure. - Only 5.2% of consumers said they expect to buy a home in the next six months - the sharpest drop in more than five years. JACKSON HOLE - WARSH GETS THE MICROPHONE - Kevin Warsh speaks next week at Jackson Hole. - Markets want to know whether sticky inflation, oil and tariffs are enough to keep the Fed in tightening mode. - Long yields are already doing some of the Fed's work. - One sentence could move bonds, the dollar and stocks. - Friday, August 28 at 10:00 a.m. ET. --- BUT - Didn't Warsh say less communication is more? They can't keep put of the spotlight. PCE - THE FED'S FAVORITE INFLATION READ - "The Fed's preferred gauge/measure of inflation" - July PCE lands next week. - Watch for tariff, energy and goods inflation creeping back into the numbers. - A hot print revives hike fears. - A soft print gives risk assets some breathing room - especially with long yields already elevated. THE CONSUMER VS. THE AI BOOM - MORE EARNINGS COMING - Salesforce, CrowdStrike and Marvell give another read on corporate AI spending. - Dollar General, Dollar Tree, Best Buy and Ulta test the other side of the economy. - The setup is getting interesting: companies are still spending aggressively on AI while consumers look increasingly selective. - If that gap widens, it could become one of the bigger market themes into the fall. AROUND THE WORLD EUROPE - QUIETLY GETTING INTERESTING - European stocks slipped this week, but money has started flowing back into the region. - Euro-zone business activity is growing at its fastest pace this year, while Q2 earnings growth for STOXX 600 companies is running surprisingly strong. - CONCEPT: Europe may be turning into the anti-U.S. trade - less AI concentration, cheaper valuations, but more sensitivity to energy. JAPAN - BETTER DATA, WORSE MARKET - Japan's Nikkei lost about 4% this week even as the economic data improved. - August manufacturing PMI jumped to 55.1, with new orders rising at the fastest pace since 2018. - Semiconductors and AI-related demand are helping drive the factory rebound. - Stronger growth also keeps the BOJ rate-hike discussion alive - good economy, potentially tougher market. BIG PHARMA - CHINA'S WEIGHT-LOSS GOLD RUSH - Lilly, Novo Nordisk and others are aggressively targeting China's obesity market, where obesity rates are projected to top 65% by 2030. - China bans direct prescription-drug advertising, so companies are using subway ads, gyms, influencers and "disease awareness" campaigns instead. - China's GLP-1 market could reach roughly 30 billion yuan over the next 5-7 years. - Interesting regulatory gray area: education campaigns that look a lot like drug advertising without actually naming the drug. Love the Show? Then how about a Donation? PayPal.Donation.Button({ env: 'production', hosted_button_id: 'JJJHP2GDEJC7J', image: { src: 'https://www.paypalobjects.com/en_US/i/btn/btn_donateCC_LG.gif', alt: 'Donate with PayPal button', title: 'PayPal - The safer, easier way to pay online!' } }).render('#donate-button-2'); THE CLOSEST TO THE PIN for SpaceX (SPCX) Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!   FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Anthony O'Neal breaks down five careers that can pay $80K or more without a college degree, including one with a national median salary of $106,580. But “no degree required” does not mean no investment required. Anthony reveals the training, licensing, risks and starting-pay realities hidden behind the salary headlines, then shares five questions to ask before choosing a new career. Learn how to pursue a higher income without mistaking a promising opportunity for an easy shortcut, and how to choose a path that supports your financial freedom. Mentioned Here:

Law schools are releasing LSAT and GPA medians for their incoming first-year classes, and the number of schools with a 170+ median has risen sharply since 2016. Ben and Nathan break down why this is happening, and why it means schools are handing out generous scholarships to applicants with high medians. Their advice: use this to your advantage.Also in this episode:- Should you apply early with a below-target LSAT score, or wait until the next cycle?- Switching to Demon after grinding through 1,800+ questions on another platform- How often should you take full-length practice tests if you're still early in your prepStudy with our Free Plan⁠⁠Download our iOS app⁠Watch Episode 573 on YouTubeCheck out all of our “What's the Deal With” segmentsGet caught up with our ⁠Word of the Week⁠⁠ library0:00 Apply early or wait until the next cycle?7:48 LSAT & GPA Medians of First-Year Classes24:58 Thoughts from a Departed Demon29:21 Demon is now on Android31:50 Test D Question — Supergroups39:35 Switching to the Demon After 1,800 Questions51:45 How Often to Take Full PTs58:52 Codeswitching LR and RC1:03:16 Word of the week — calumniator1:05:50 Email of the week

Welcome to Last Call, a look at the biggest stories Jim and Greg covered over the past week on the 3 Martini Lunch.This week, they discuss a socialist state lawmaker shocking the Democrats by winning the Florida U.S. Senate primary, a company admitting it completely fabricated recent polling results, the U.S. national debt reaching $40 trillion, and a majority of Dems, independents, and Republicans favoring price controls.First, they discuss the stunning victory of socialist Angie Nixon in the Florida Democratic U.S. Senate primary over the heavily-favored establishment pick, Alexander Vindman. Jim and Greg also discuss how this result may impact the governor's race, and they round up a number of encouraging results in GOP congressional primaries.Next, they dig into "Median Strategies" announcing it is done polling, fabricated all of their results, and the whole operation was a social experiment to see how much fake polling could get reported without anyone bothering to verify the results were legitimate.Then, they wince as the U.S. national debt surges past $40 trillion. They fume at both parties for refusing to deal with this problem long before it got this bad. They also blast Democrats and some Republicans who blocked the effort more than 20 years ago to allow Americans to invest some of the money they pay in Social Security taxes. The payoff now would have been huge.Finally, they groan as a new poll shows a majority of Democrats, independents, and even Republicans all favor price controls. Charlie argues that many politicians are flat out lying about our current economic conditions and are convincing too many people of the wrong remedy.Please visit our great sponsors:Brooklyn Beddinghttps://BrooklynBedding.comGet 30% off sitewide Brooklyn Bedding with promo code 3ML. BetterHelphttps://betterhelp.com/3ML See the reviews, see what stands out, and see if BetterHelp is right for you. Noble Goldhttps://NobleGoldInvestments.com/3MLIf you want to see how physical gold and silver could fit into your portfolio, download Noble Gold Investments FREE Wealth Protection Kit.New episodes every weekday. 

Fauci COVID Cover-Up EXPOSED as ABC's Terry Moran was told to KILL the lab leak story — plus the FBI investigation into Eric Swalwell and Chinese spy Fang Fang (Christine Fang) over cash for access to his office. https://www.seanspicer.com subscribe for an ad free version of this podcast Boll & Branch - https://www.bollandbranch.com/SPICER for 15% OFF and FREE SHIPPING https://ruffgreens.com/⁠ enter code: SPICER for your FREE starter pack Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Jim and Greg for the Wednesday 3 Martini Lunch as they react to a socialist state lawmaker shocking the Democrats by winning the Florida U.S. Senate primary, South Carolina Sen. Darline Graham admitting she is not well-versed at all on national security, a company admitted it completely fabricated recent polling results, and two Dan Sullivans appearing likely to make the November ballot for U.S. Senate in Alaska.First, they discuss the stunning victory of socialist Angie Nixon in the Florida Democratic U.S. Senate primary over the heavily-favored establishment pick, Alexander Vindman. Jim and Greg also discuss how this result may impact the governor's race, and they round up a number of encouraging results in GOP congressional primaries.Next, they head to the South Carolina GOP U.S. Senate debate as Sen. Darline Graham whiffs on a question about Taiwan and admits, "National security is not my thing." Jim explains why this answer ought to be considered disqualifying, especially considering the challenges we face from China.Then, they dig into "Median Strategies" announcing it is done polling, fabricated all of their results, and the whole operation was a social experiment to see how much fake polling could get reported without anyone bothering to verify the results were legitimate.Finally, they groan over Alaska's ridiculous system, where four candidates advance from Tuesday's primary to the general election. This year the four U.S. Senate candidates will include two named Dan Sullivan, one of whom is accused of running just to sow confusion for the current Sen. Sullivan. The eventual winner will be decided through the execrable ranked choice voting system. Please visit our great sponsors:Brooklyn Beddinghttps://BrooklynBedding.comGet 30% off sitewide Brooklyn Bedding with promo code 3ML. BetterHelphttps://betterhelp.com/3ML See the reviews, see what stands out, and see if BetterHelp is right for you. Noble Goldhttps://NobleGoldInvestments.com/3MLIf you want to see how physical gold and silver could fit into your portfolio, download Noble Gold Investments FREE Wealth Protection Kit.New episodes every weekday. 

Download your free LSAT cheat sheet here: https://swiy.co/JOkOPKhoXE8 I scored a 152 my first LSAT. Got to a 175. I've been teaching this test since 2005. If you're prelaw, applying now, or stuck, you're in the right place.

A Boston Fed report highlights severe wealth inequality in Mass., prompting lawmakers to evaluate housing reforms and estate tax policies to address the divide.

Fachkräftemangel wird überall beklagt, aber kaum einer redet ehrlich über Netto, Abgaben und Lebensrealität. Der Elektroniker soll immer mehr können, bekommt aber oft zu wenig für Verantwortung, Risiko und Können. Giancarlo the Teacher vergleicht Handwerk, Industrie, Pflege, Bürgergeld, Hauspreise, Neuwagen und Brain-Drain. Nicht die Jugend ist faul. Das System setzt falsche Anreize. Und genau das rechnen wir nach.Quellen:Q1: Faule und Fleißige - Sozis und Grüne - Bürgergeld und Migrantenhttps://youtu.be/kHYj_AtInwk?si=OE5hyvTkHkC8f62AQ2: Bundesagentur für Arbeit, Entgeltatlas Elektroniker Energie- und Gebäudetechnik: Median ca. 3.765 Euro, Quartile 3.188 bis 4.542 Euro.https://web.arbeitsagentur.de/entgeltatlas/beruf/15637https://web.arbeitsagentur.de/entgeltatlas/beruf/2728Q3: Bundesagentur für Arbeit, Entgeltatlas Elektroniker Betriebstechnik: Quartile 3.863 bis 5.350 Euro.https://web.arbeitsagentur.de/entgeltatlas/beruf/15624Q4: Bundesagentur für Arbeit, Entgeltatlas Pflegefachmann/-frau: Median 4.329 Euro, Quartile 3.870 bis 4.849 Euro.https://web.arbeitsagentur.de/entgeltatlas/beruf/134833https://carerockets.com/de/blog/gehalt-pflegefachfrau-pflegefachmannQ5: OECD Taxing Wages 2026: Deutschland 2025 mit 49,3 Prozent Tax Wedge für alleinstehenden Durchschnittsverdiener.https://www.oecd.org/content/dam/oecd/en/publications/reports/2026/04/taxing-wages-2026-country-notes_491a0e97/germany_649f0784/ca03c391-en.pdfhttps://www.oecd.org/en/publications/2026/04/taxing-wages-2026_d1f39986/full-report/effective-tax-rates-on-labour-income-in-2025_b7bb1854.htmlQ6: Lohnabstand und Arbeitsanreize im Jahr 2024https://www.ifo.de/publikationen/2024/aufsatz-zeitschrift/lohnt-sich-arbeit-noch-lohnabstand-und-arbeitsanreize-2024Q7: Leistungen und Bedarfe im Bürgergeldhttps://www.bmas.de/DE/Arbeit/Grundsicherung-Buergergeld/Leistungen-und-Bedarfe-im-Buergergeld/leistungen-und-bedarfe-im-buergergeld.htmlQ8: Bürgergeld-Zahlungen 2024: Jobcenter überwiesen Milliarden für Miete, Heizung und mehrhttps://www.merkur.de/verbraucher/buergergeld-zahlungen-2024-jobcenter-ueberwiesen-milliarden-fuer-miete-heizung-und-mehr-zr-93814020.htmlQ9: Destatis Baupreise: Wohngebäude 2010 bis 2022 plus 64 Prozent, Verbraucherpreise plus 25 Prozent.https://www.destatis.de/DE/Themen/Wirtschaft/Preise/Baupreise-Immobilienpreisindex/_inhalt.htmlQ10: Reallöhne und NominallöhneReallohnindexhttps://www.destatis.de/DE/Themen/Arbeit/Verdienste/Realloehne-Nettoverdienste/Tabellen/liste-reallohnindex.htmlQ11: ADAC/DAT: Durchschnittlicher Neuwagenpreis 2024 rund 43.530 Euro.https://www.adac.de/rund-ums-fahrzeug/auto-kaufen-verkaufen/gebrauchtwagenkauf/gebrauchtwagenmarkt-dat-report/Q12: Wie viele Deutsche wandern aus?https://mediendienst-integration.de/ein-und-auswanderung/auswanderung-aus-deutschland/wie-viele-deutsche-wandern-aus/Q13: Abgeordnetenentschädigung steigt um 4,2 Prozenthttps://www.bundestag.de/presse/hib/kurzmeldungen-1165658Q14: Aufwandsentschädigung für die Abgeordneten des Deutschen Bundestageshttps://www.bundestag.de/abgeordnete/mdb_diaeten/mdb_diaeten-214848Q15: Bundesagentur für Arbeit, Medianentgelt Vollzeitbeschäftigte 2024: 4.013 Euro.https://www.arbeitsagentur.de/presse/2025-32-entgelte-der-vollzeitbeschaeftigten-sind-im-jahr-2024-deutlich-gestiegenhttps://statistik.arbeitsagentur.de/DE/Navigation/Statistiken/Interaktive-Statistiken/Entgelte-Berufe/Entgelte-nach-Berufen-im-Vergleich-Nav.htmlhttps://www.paypal.com/donate/?hosted_button_id=9UW85PQWLBWZSAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Od září příštího roku by měl platit zákaz mobilních telefonů ve výuce i školních přestávkách. Opatření podporuje osm z deseti lidí, ukázal průzkum společnosti Median pro Český rozhlas. „Nelíbí se mi jednotné plošné řešení, protože každá škola je jiná,“ namítá v Pro a proti ředitel Základní školy Dobříš Petr Hlinka. „My už jsme se zařídili sami. Je ale důležité udělat workshopy a žákům to vysvětlit,“ tvrdí Michaela Pažoutová, ředitelka Základní školy Mníšek pod Brdy.

Celebrating 200 Episodes andPersonal Growth00:00Exploring Patreon, Live Shows, and Podcast Growth05:35Navigating Parental Complaints andCoaching Feedback11:11Prioritizing Collective Success OverIndividual Highlight Reels17:04Turning Parental Negativity intoCoaching Motivation26:31Reflecting on Personal Growth and Changing Aspirations34:50Balancing Career, Family, and Financial Decisions44:33Analyzing Post-Pandemic Cultural andGender Role Changes52:30Parents' Role, Teacher Boundaries, and School Giveaways01:01:17Defending LISD, Bullying, and Homeschooling Criticisms01:13:58Shoutouts, Socials, and a Powerful Closing Statement01:24:10Socials Twitter@THDLongviewWoo@Barry_Blanco903TikTok @Deshawn__903@LakeportWooWordpress@woonation.wordpress.comEmailTruthhitdifferent@gmail.Com

Od září příštího roku by měl platit zákaz mobilních telefonů ve výuce i školních přestávkách. Opatření podporuje osm z deseti lidí, ukázal průzkum společnosti Median pro Český rozhlas. „Nelíbí se mi jednotné plošné řešení, protože každá škola je jiná,“ namítá v Pro a proti ředitel Základní školy Dobříš Petr Hlinka. „My už jsme se zařídili sami. Je ale důležité udělat workshopy a žákům to vysvětlit,“ tvrdí Michaela Pažoutová, ředitelka Základní školy Mníšek pod Brdy.Všechny díly podcastu Pro a proti můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

We talk with Melinda Jennison from Streamline Property about Brisbane's housing market showing two very different signals. Supply has increased sharply, giving buyers more choice, while 99.5% of house and unit resales remain profitable. Median house resale gains have reached a record $629,056, highlighting how strong recent price growth has been despite changing market conditions. You can have your say by leaving a voice message ►  https://www.speakpipe.com/realestateradio ► Website: https://aussierealestatepodcast.lovable.app ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com  The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. Gold Coast Real Estate, Adelaide Property Market, Luxury Real Estate Australia, Property Investment Podcast, Real Estate Trends 2026, Median Price Growth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #kiwiProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #goldcastproperty #InvestInAdelaide #wellingtonProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #goldcoast #InvestmentStrategy #AustralianProperty 

Letošní vedra v Evropě už připravila o život podle agentury Bloomberg na 25 tisíc lidí. Podle průzkumu agentury Median pro Český rozhlas se 67 procent lidí v republice obává negativních dopadů extrémních teplot na jejich život. „Chybí tu operativní příprava na vlny veder,“ myslí si expertka na klimatickou adaptaci měst z Institutu Europeum Katarína Svitková. „Malé obce finančně nedosáhnou na velká opatření,“ upozorňuje výkonná ředitelka Svazu měst a obcí Radka Vladyková.

Letošní vedra v Evropě už připravila o život podle agentury Bloomberg na 25 tisíc lidí. Podle průzkumu agentury Median pro Český rozhlas se 67 procent lidí v republice obává negativních dopadů extrémních teplot na jejich život. „Chybí tu operativní příprava na vlny veder,“ myslí si expertka na klimatickou adaptaci měst z Institutu Europeum Katarína Svitková. „Malé obce finančně nedosáhnou na velká opatření,“ upozorňuje výkonná ředitelka Svazu měst a obcí Radka Vladyková.Všechny díly podcastu Pro a proti můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Prompten ist kinderleicht – nur gewusst wie. In dieser Folge zeigt Matthias Lehrke (Wirtschaftsingenieur, Berater der Lebensmittelwirtschaft und Obmann des DGQ-Arbeitskreises HACCP und Hygiene), wie sich KI im Qualitätsmanagement (QM) und in der Qualitätssicherung (QS) sinnvoll einsetzen lässt. Sein zentraler Punkt: Der Prompt ist wichtiger als das verwendete KI-Modell. Anhand konkreter Beispiel-Prompts – von der formalen Dokumentenprüfung über Gefahrenanalysen bis zur Plausibilitätsprüfung von Korrekturmaßnahmen – wird gezeigt, wo KI im Arbeitsalltag echte Zeitersparnis bringt und wo ihre Grenzen liegen. Die Folge ist ein Auszug eines Webinars der BEHR'S Akademie und richtet sich an Fachleute aus QM, QS und Lebensmittelsicherheit, die KI praxisnah und datenschutzkonform nutzen möchten. Die wichtigsten Themen dieser Folge: Prompt vor Modell: Warum die Qualität des Prompts entscheidender ist als die Wahl der KI – und wie man die KI den eigenen Prompt sogar selbst verbessern lässt. Master-Prompts & Reproduzierbarkeit: Wie strukturierte Master-Prompts mit rund 15 festen Themengebieten (Rolle, Aufgabe, Quelle, Negativvorgaben u. a.) für vergleichbare, reproduzierbare Ergebnisse sorgen. Datenschutz & Grenzen der KI: Sensible Daten gehören nur in abgeschottete, datenschutzkonforme KI-Umgebungen – und trotz 80–90 % Genauigkeit braucht es immer die fachliche Kontrolle durch den Menschen. Formale Dokumentenprüfung: Verständlichkeit, Sprachniveau und Lesbarkeit von Arbeitsanweisungen automatisiert bewerten und so den blinden Fleck bei der Dokumentenerstellung beseitigen. Gefahrenanalysen & HACCP: Wie KI Gefahren je Prozessschritt auflistet, Ursachen und Auswirkungen unterscheidet und einen belastbaren Grundstock für die Gefahrenanalyse liefert. Audits & Korrekturmaßnahmen: KI zur Vorbereitung von Auditlisten inklusive typischer Schwachstellen sowie zur Plausibilitätsprüfung von Korrekturen und Korrekturmaßnahmen (z. B. im Rahmen von IFS Food 8). Timestamps für Schnellhörer: 04:10 – Datenschutz und die roten Linien: Welche Daten niemals in die KI gehören. 07:11 – Master-Prompts: Reproduzierbarkeit durch strukturierte Prompt-Vorlagen. 11:15 – Codes als Kürzel: Wie kurze Befehle lange Prompts ersetzen. 14:35 – Formale Dokumentenprüfung: Verständlichkeit und Sprachniveau bewerten. 25:22 – Ursachenanalysen mit KI: Kreative Ursachensuche statt halber Analysen. 26:51 – Daten analysieren: Mittelwert, Median und Prozessfähigkeit ohne teures Statistiktool. 28:21 – Audits vorbereiten: Auditlisten mit typischen Schwachstellen erstellen. 29:51 – Korrekturmaßnahmen prüfen: Plausibilitätscheck im Rahmen eines IFS Food 8 Audits. Unser Experte: Matthias Lehrke Wirtschaftsingenieur & Berater der Lebensmittelwirtschaft (Kernthemen: Hygiene, HACCP, Audits, IFS, Verifizierung und Validierung), Obmann des DGQ-Arbeitskreises HACCP und Hygiene E-Mail: matthias@lehrke.de

Skoro tři čtvrtiny lidí (přesně 72 procent) v Česku jsou přesvědčeny, že stát nedělá dost, aby společnost připravil na klimatické extrémy. Vyplývá to z bleskového průzkumu společnosti Median pro Český rozhlas. Většina se také obává negativních dopadů na svůj život.Všechny díly podcastu Názory a argumenty můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

America is ruled by old people. And it's not just our elected officials. Median voting age is well above the national average. Yale University professor Sam Moyn has a word for this: Gerontocracy. This week on Say More, Moyn talks to opinion editor Jim Dao about how the US's Gerontocracy became so strong, and how we can possibly get out of it. Email us at saymore@globe.com.  Read Sam Moyn's essay for Globe Opinion here.

A mother lost her son on I-74 to a crash that never had to happen. The technology to prevent it already existed. The trucking company just didn't install it.In this episode of After the Crash, David Craig talks with Celeste Bowens-Martin, a professional bus driver with a CDL and someone he has represented over the years. In March of 2025, Celeste's oldest son, Isaiah, 35, was killed on I-74 while driving home to Indianapolis from Illinois. His car had crossed the median and come to a complete stop in the opposite lane of travel. A 2024 Freightliner struck him. That truck could have been equipped with crash avoidance technology, sensors, cameras, and active braking that detect a stationary object and stop the truck when a driver doesn't react. It wasn't. Celeste, who has relied on that same safety technology to avoid crashes in her own bus, joins David to explain why she is now committed to advocating for change.✔️ How collision avoidance and automatic emergency braking systems actually detect stationary vehicles✔️ Why a 2024 Freightliner may still leave the lot without crash avoidance technology installed✔️ The real cost of adding these systems: a few hundred to a few thousand dollars per truck✔️ How safety sensors can be unplugged or left off, and why inspections matter✔️ A professional CDL driver's firsthand account of technology saving her from crashes✔️ Why families deserve answers when a preventable crash takes someone they loveDavid Craig is one of the few attorneys in the U.S. who is Board-Certified in Truck Accident Law by the National Board of Trial Advocacy and accredited by the American Bar Association. That means he meets rigorous experience, ethics, and knowledge standards to hold trucking companies and unsafe drivers accountable. With 39+ years handling semi-truck wreck cases, David has seen how corporate decisions to cut costs on safety equipment can change families forever.This episode carries the weight of a grieving mother's loss. Celeste shares who Isaiah was, a gamer, a collector, her travel buddy, her day one, and how she is turning that grief into a mission so that no other family has to sit where she sits now.

Not In The Workforce Growing Number Of Americans Not Working Neet Men More Americans Putting Food On Credit Nashville Balls

Maďarskému premiérovi Péteru Magyarovi a jeho straně Tisza poprvé od dubnových parlamentních voleb klesla podpora občanů. Podle průzkumu agentury Median by jeho stranu Tisza dnes volilo 68 procent voličů, před měsícem to bylo o pět procentních bodů více.

Maďarskému premiérovi Péteru Magyarovi a jeho straně Tisza poprvé od dubnových parlamentních voleb klesla podpora občanů. Podle průzkumu agentury Median by jeho stranu Tisza dnes volilo 68 procent voličů, před měsícem to bylo o pět procentních bodů více.Všechny díly podcastu Názory a argumenty můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Hi, I'm Connor with Honor - message me here!

Hi, I'm Connor with Honor - message me here! Santa Clarita Valley — Active + Sold, all in one shot — Sunday, July 26, 2026 Watch here: https://www.loom.com/share/1d437b162c4d4634b1beef97d2f82b01 823 active listings 168 in escrow 44 SOLD in the last 7 days Median sale price: $785,000 ($446/sq ft) 17 coming soon 182 open houses this weekValencia alone: 261 active · 57 in escrow · 18 just sold.Everything you need in one look: what's for sale, what's already under contract, and what actually closed — pulled straight from the MLS, not an algorithm's guess. Search every SCV home → SantaClaritaOpenHouses.com/search What's your home worth → http://SantaClaritaOpenHouses.com/what-is-my-santa... Coming Soon before the portals → SantaClaritaOpenHouses.com/coming-soon Full market stats → SantaClaritaOpenHouses.com/market-statsBuying or selling in Santa Clarita? Call/text 661-888-4983.Connor T. MacIvor · CalDRE #01238257 · Sync Brokerage#santaclarita #santaclaritarealestate #scvrealestate #valenciaca #stevensonranch #saugus #canyoncountry #newhall #castaic #santaclaritahomes #homesforsale #justsold #housingmarket #openhouse #comingsoon #realestate #socalrealestate #homevalues #realtor Youtube Channels:Conner with Honor - real estateHome Muscle - fat torchingFrom first responder to real estate expert, Connor with Honor brings honesty and integrity to your Santa Clarita home buying or selling journey. Subscribe to my YouTube channel for valuable tips, local market trends, and a glimpse into the Santa Clarita lifestyle.Dive into Real Estate with Connor with Honor:Santa Clarita's Trusted Realtor & Fitness EnthusiastReal Estate:Buying or selling in Santa Clarita? Connor with Honor, your local expert with over 2 decades of experience, guides you seamlessly through the process. Subscribe to his YouTube channel for insider market updates, expert advice, and a peek into the vibrant Santa Clarita lifestyle.Fitness:Ready to unlock your fitness potential? Join Connor's YouTube journey for inspiring workouts, healthy recipes, and motivational tips. Remember, a strong body fuels a strong mind and a successful life!Podcast:Dig deeper with Connor's podcast! Hear insightful interviews with industry experts, inspiring success stories, and targeted real estate advice specific to Santa Clarita.

Median valta, kaksinaismoralismi ja heikompien hyväksikäyttö, valehtelevat poliitikot, uskonto vallan välineenä… yhteiskunnalliset teemat ja hieno musiikki, kaikki se, mikä tekee Queensrychestä ainutlaatuisen. Queensryche toi kultakautenaan upean progressiivisen hevimusiikkinsa aiheiksi yhteiskunnallisia kysymyksiä ja ihmismielen syvimpiä virtauksia. Reidar Palmgren ja Sami Ruokangas pohtivat amerikkalaisbändi Queensrychen merkitystä itselleen ja rockmusiikin historialle. Kuuntele, viihdy ja sivisty. Jakson soittolista: https://open.spotify.com/playlist/2seKi2OhKoqpdoSJQ6f5t8?si=5781c5223196439f Menossa ja meiningeissä ovat mukana Geoff Tate, Tapio Nurminen, Ateena, Judas Priest, Iron Maiden, Bruce Dickinson, Steve Harris, Sister Mary, Chris DeGarmo, Operation: Mindcrime, Metallica, The Cult, Tavastia, James Hetfield, Kirk Hammett, ESP, Axl Rose, Guns´N Roses, Dio, AC/DC, Bon Jovi, Michael Kamen, Dream Theater, Crimson Glory, Midnight, Up The Hammers, Vicious Rumors, Heir Apparent, James R Beach, Scott Rockenfield, Eddie Jackson. Journey, Toto, Foreigner, MTV, Pink Floyd, Peter Collins, Rush, James "Jimbo" Barton, Nirvana, Alice In Chains, Soundgarden, Ritchie Blackmore, Classic Rock, Pamela Moore, Rhino, Ronnie James Dio, Todd La Torre, Rising West, Kelly Gray, Time to Rock, Thomas Ståhl, Simon Wright, Disturbed, Rudy Sarzo, Michael Wilton, Heaven & Hell, Michael Schenker Fest ja Helloween. Seuraa meitä somessa ja anna palautetta: www.facebook.com/RockAroundTheBlogFinland www.instagram.com/samiruokangas

It's Wednesday, July 15th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark and Adam McManus Pakistani Christians targeted in absurd blasphemy cases Most blasphemy cases in Pakistan in recent years were fabricated. Officials admitted this to a parliamentary committee last week. Christians were among the people targeted in the hundreds of fabricated cases.  The country's blasphemy law criminalizes insulting Islam. People often use the law to target religious minorities like Christians. Just last week, a Pakistani court acquitted a Christian man in this kind of case. Thirty-seven-year-old Dennis Albert had spent two years in prison over false accusations.  In Matthew 5:11-12, Jesus said, “Blessed are you when they revile and persecute you, and say all kinds of evil against you falsely for My sake. Rejoice and be exceedingly glad, for great is your reward in Heaven, for so they persecuted the prophets who were before you.” British island legalizing assisted suicide The British Channel Island of Jersey is legalizing assisted suicide.  The self-governing island is under the British Crown. Jersey received Royal Assent for its so-called “Assisted Dying Law” last week. Once the law takes effect, the territory will be the first place in the British Isles to legalize such killing. Other jurisdictions in the British Isles are also trying to legalize assisted suicide. These include the Isle of Man as well as England and Wales.  Arkansas: Best state for religious liberty; New York is the worst First Liberty released its 2026 Religious Liberty in the States report. The index ranks states in America based on how well they protect religious freedom.  Only Arkansas and Tennessee received excellent scores on the index. New York and Vermont scored the worst. The majority of states scored below 50 percent on the index.  Arkansas' Republican Governor Sarah Huckabee Sanders spoke at a press conference after her state won the highest score on the index. Listen. SANDERS: “Jesus commands us to live out our faith boldly. The Constitution protects our rights to do so. In this administration, we don't just believe that Jesus is our living hope. We will always stand up for the rights of Arkansans who believe the same. “I want to thank First Liberty for recognizing Arkansas's work and for honoring us with this ranking. It's something we are very proud of and we will continue to make sure we stay number one.” Michigan pro-life groups will not be compelled to hire pro-aborts A federal judge ruled in favor of pro-life groups in Michigan last week.  A state law would require pro-life organizations to hire pro-abortion employees. Right to Life of Michigan and Pregnancy Resource Center challenged this law in court. The recent ruling blocks Michigan from enforcing the law.  Amber Roseboom, president of Right to Life of Michigan, said, “The court's decision is a welcome reprieve and reaffirms our fundamental right to hire employees who agree with our life-affirming mission.” New law will make housing more affordable The 21st Century Road to Housing Act became law in the United States. last Saturday.  The bipartisan bill is an attempt to make housing more affordable for Americans. White House Press Secretary Karoline Leavitt described the law on X. She said, “This bipartisan bill includes policies long championed by the President. It cuts unnecessary red tape, helps increase housing supply, and limits the ability of large institutional investors to purchase single-family homes.” Median home price: $440,600 In related news, home prices continued to rise last month. A report from the National Association of Realtors found that the median sales price of an existing home reached $440,600 in June. That's the highest on record.  Lawrence Yun with the National Association of Realtors noted, “Affordability is better than a year ago because wage growth is outpacing home price growth. However, progress on long-term housing affordability could be hampered if inventory growth continues to stall.” People who experienced heartache more likely to turn to Bible Last week, the American Bible Society released the fourth chapter of its “State of the Bible: USA 2026” report.  The survey found that people who experienced a negative life event in the past year were significantly more likely to be Bible users than those who had not experienced that challenge. Such challenges included divorce, natural disaster, life-threatening illness or injury, death of a close friend or family member, and unemployment. The report noted, “Amidst hardships, those who regularly engage with Scripture maintain significantly higher flourishing scores.” In John 16:33, Jesus said, “These things I have spoken to you, that in Me you may have peace. In the world, you will have tribulation; but be of good cheer, I have overcome the world.” Worldview listeners weigh in from Kansas, Washington, and Indiana Susan Tarwater in Hoyt, Kansas, wrote me and said, “I do not watch television. So, I depend on The Worldview as a shortened version of important news I need to hear. Especially news that a Christian needs to be aware of without all the glitter.” Tom Lister in Spokane, Washington wrote me to say, “Adam, I listen to your broadcast every weekday morning. I especially like how you keep us informed about the church, the persecution of many, and how, in many places, the church is slipping into apostasy. I also appreciate how you always end on a very positive outlook. Keep up the good fight! I'm a monthly supporter already but might be able to increase the amount.” And Melinda Johnson in Indianapolis, Indiana, wrote, “I've been listening to and reading The Worldview for several years now. My favorite part of the news is hearing about different stories that are not reported by mainstream media -- things like persecuted Christians, updates on abortion, how the Gospel is impacting the world, and issues affecting the conservative Christian movement. “The Worldview is quite different than any other news, even Christian sources, that cover the regular news. Your newscast brings up topics that help me know what to pray for in the world. You and the team are continuing in a great work!” 3 Worldview listeners gave $205 And finally, on Tuesday by 6:00pm Central, only 3 Worldview listeners stepped up to the plate and invested their treasure to fund the six-member team behind The Worldview for another year Our thanks to Teresa in Haverford, Pennsylvania who gave $5 as well as Lawrence in Lynchburg, Virginia and Gary in Westminster, Colorado – both of whom gave $100 Those 3 gifts add up to $205. Ready for our new grand total? Drum roll please. (drum roll sound effect) $24,008 (sound effect of people cheering) That means we need to raise a sizeable $32,557 in just three days to hit our $56,565 goal by this Friday, July 17th.   Listen, if you have been a monthly donor from a previous year, and you intend to continue with your monthly donation, please email me to let me know, so that I can add your generous help toward our total. And if you would like to make a one-time donation today or start a new monthly pledge, please go to TheWorldview.com, click on Give, select the dollar amount, and make sure to click on the “recurring” button if that's your wish. If everybody does something, we can reach our $123,500 finish line to fund this upcoming year. Go to TheWorldview.com, click on Give. Close And that's The Worldview on this Wednesday, July 15th, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

DR1THINGS WE MISSEDThe meritocracy is still a lie: ‘Don't look at the résumé': Elon Musk admits he's ‘fallen prey' to flashy credentials and says conversation matters most when hiring“Generally, what I tell people—I tell myself, I guess, aspirationally—is, don't look at the résumé,” he said. “Just believe your interaction. The résumé may seem very impressive…but if the conversation after 20 minutes is not ‘Wow,' you should believe the conversation, not the paper.”“I think goodness of heart is important.”Four Black women. Nine degrees. Not one steady paycheck.The president promised to save “Black jobs,” but his policies have resulted in fresh pain for the Black middle class as the employment gap widens.Study: Women are more likely to get hired after taking GLP-1sZuck still sucks: Mark Zuckerberg Sure Sounds Eager to Get Young People Hooked on Online GamblingThe Meta CEO is developing a social network betting market app—and wants help from Polymarket and Kalshi.Starbucks “Actively Reassessing” 2030 Climate GoalStarbucks initially unveiled its climate goal in 2020, targeting a 50% reduction in Scope 1, 2 and 3 emissions by 2030, on a 2019 basis.While the company's impact report indicates that it has succeeded in cutting operational emissions, with Scope 1 and 2 falling 17% since 2019, wider value chain emissions have continued to climb, with Scope 3 rising by 8% since 2019. With Scope 3 accounting for over 90% of overall emissions, Starbucks has seen its GHG footprint grow by 7% overall since 2019.The reassessment of the goal comes as the company takes “a fresh, comprehensive look at our sustainability goals,” according to a blog post by Starbucks' Chief Sustainability and Social Impact Officer Kelly Goodejohn, as part of the company's ‘Back to Starbucks' strategy initiated by CEO Brain Niccol. From the Impact Report:Overall Grants from the Starbucks FoundationFY25 $13.6M ($31M)FY24 $21.4M ($96M)Delaware Court of Chancery Interprets New Section 144 and Applies Heightened Presumption of Director IndependenceThe Opinion arose in a common context in Delaware stockholder litigation: claims over director and management compensation. In the decision, Vice Chancellor Lori W. Will applied, for the first time, the statute's heightened presumption of independence for directors of public companies determined by the board to be independent under the relevant NYSE or Nasdaq listing standards to dismiss derivative claims on demand futility grounds.In conducting the demand futility analysis, which looks to whether a majority of the board can independently consider a stockholder demand to bring derivative litigation, the Court reasoned that the new statutory language requiring a plaintiff to plead “substantial and particularized facts” to rebut the “heightened” presumption of independence sets a higher bar than under pre-existing law. Specifically, the Court held that the addition of “substantial” to the existing standard that already required particularized facts meant that “a plaintiff must plead specific, non-conclusory facts of sufficient qualitative significance to support a reasonable inference of a material interest or relationship that would impair the director's objective judgment.” The Court was clear that it is not a matter of quantity but rather quality, observing that “a collection of trivial facts” will not rise to the level of materiality required to satisfy this “heightened” standard. Applying that standard to the facts in the case, the Court concluded that the plaintiff's allegations of various overlapping board positions, overlapping investments, and other “business ties” with the company's founder and non-executive chairman were not sufficiently material.DR2The Boardroom Buy-InThe Taser CEO Who Says AI Is the Future of PolicingTaser and body-cam king Rick Smith is betting Axon's dominance—and his own pay package—on his tech-driven vision66% influenceRick Smith: Every 30 seconds one of his Tasers is fired by somebody in the U.S., usually a police officer.The pay package he and his board put together catapulted him to the top of last year's list of the highest-paid CEOs, with a compensation package valued at $164.4 million.33% no 2025; 10% no 2026Smith has already hit three of seven goals. At the end of 2025, Axon estimated the shares underlying the full award could be worth nearly $386 million.IN: Not a dictatorshipOne share one voteBlackRock 9.3%The Vanguard Group 11.6%Patrick Smith 3.5 %OUT: Patrick Smith 66% influence MMWith Chair Michael Garnreiter (2006-); sits on Audit, Compensation Committee, and Nominating committeesCompensation Committee chair Hadi Partovi (2010-): Smith (‘91) and Partovi (‘94) both members of the Theta Eta chapter of Sigma Chi at HarvardOUT: Patrick Smith ignores his board: In the wake of the tragic 2022 school shooting in Uvalde, Texas, Smith announced that Axon would begin developing Taser-equipped drones that could fly into classrooms to incapacitate active shooters.This decision was made unilaterally, bypassing Axon's own independent AI Ethics Board.The board issued a rare, public rebuke of Smith, accusing him of "trading on the tragedy" of school shootings to push a dangerous idea.Consequently, 9 of the 12 ethics board members resigned in protest, citing a total loss of faith in Axon's ability to act responsibly.Smith was forced to publicly back down and pause the project. IN: The CEO Performance award was specifically voted on in 2024 and passed, barely, but it passed: 50.1% yesNintendo Boss to Give Sweeping 10% Salary Raise to Retain EmployeesWhile most of the players in the gaming industry continue to hemorrhage jobs, Nintendo is opting to take a different path. The Kyoto-based gaming giant has recently announced a 10% increase to base salaries for its employees, a move that highlights its commitment to talent retention while everyone else is laying off employees.Nintendo president Shuntaro Furukawa made the announcement during a recent shareholder meeting, emphasising that maintaining competitive compensation is central to the company's strategy. The raise applies to the company's workforce, which has grown to over 8,200 employees, the highest headcount in Nintendo's history.IN: CEO Shuntaro Furukawa's (18%) annual executive compensation at Nintendo generally totals around $2.5MOUT: 63% of shares held by institutional investors. What the hell do these suits know about video games? IN: Of six outside directors, 3 are women (20% average in Japan)IN: Because they literally have questions like this at their annual meeting, in fact it was the first one: “With the release of Splatoon Raiders approaching, how does Nintendo evaluate the previous title, Splatoon 3? Some players experienced communication errors and discrepancies in hit detection in that title. I feel that Nintendo's response to these issues may not have been consistent with “sincerity,” one of the values in the Nintendo DNA.”Copart CEO Jeff Liaw to step down, Jay Adair to returnCEO Jeff Liaw will step down from his position and leave the board of directors effective July 31, 2026.Executive Chairman Jay Adair to resume the CEO role on the same date. Adair previously served as Copart's CEO. Liaw will assist with the transition as Special Advisor to Adair.Liaw has been with the online vehicle auction company for approximately a decade, serving first as CFO, then as President, before becoming the company's third CEO.OUT: Leadership messiness, highlighted by a boomerang CEO and so much more:The board has a Chair (founder Willis Johnson 40%) AND an Executive Chair: Willis' son-in-law and co-founder and boomerang CEO Jay Adair 38%The board also included resigning CEO/former CFO Jeff Liaw and former COO Jim Meeks and former Copart executive Steve CohanIN: a boomerang marks a return to the glory days?former CEO Liaw is actually leaving the boardStock price down 50% over past few yearsOUT: A dumb board for an online car auction company:12 directors5 are former or current executivesOne independent director with an car experience: sort of.Matt Blunt is the president of the American Automobile Policy Council, which represents the public policy interests of Stellantis N.V., Ford Motor Company, and General Motors CompanyServed as the governor of the State of Missouri from 2005 to 2009.Only 2 women.3 directors involved as a private inverter or venture capitalIN: CEO Pay Ratio is 46:1Liaw $2.1MAdair $432k for certain benefits MM1Things We MissedDOL's Replacement ESG Rule Reaches White HouseThe rule isn't interesting in and of itself - it reverts to Trump's prior rule in his first term that basically said ESG (E+S really) is dumb, and that everything must be "pecuniary focused”But the interesting part this time around:Trump also signed an executive order in December 2025 directing the DOL to tighten fiduciary rules governing proxy voting and to increase transparency about plan sponsors' use of proxy advisers. The department issued a technical release in April warning that proxy advisory firms may be subject to ERISA fiduciary standards and that proxy voting is a fiduciary act under the law that must be carried out “for the exclusive purpose of maximizing risk-adjusted return.”From the technical release in April: The Department has long recognized that voting rights and other shareholder rights attributable to shares held by ERISA-governed employee benefit plans are plan assets in their own right. Accordingly, management of those rights is subject to ERISA's fiduciary duties, including the duties of prudence and loyalty. The Department first issued guidance on this topic in the 1980s. For example, a 1988 letter (Avon Letter) noted that “it is the Department's position that the decision as to how proxies should be voted . . . are fiduciary acts of plan asset management.”(2)Proxy advisory firms may also be functional fiduciaries under ERISA section 3(21)(A)(ii) by providing investment advice for a fee to plans with respect to property of that plan.Here's why it's interesting:Defining fiduciaries as those who provide advice for a fee means everyone selling research is a fiduciary if the research is used in an investment decisionThe DOL is squarely defining proxy voting as a fiduciary act - which means that there can be no rational apathy as Mike Levin likes to talk about - if voting your proxies is definitionally your fiduciary duty, you can't defer it or ignore itIf you vote 99% in favor of management, you definitionally are ignoring your fiduciary duty - half of companies will underperform some peer set, meaning they produced fewer returns than peers, in any given year. So you either set the time frame longer (thus forcing the inclusion of long term data like climate and social factors) and say that in any one year it makes sense to vote with management to allow them time to execute strategy, OR you should be voting against nearly half of management proposals for underperformers each year because they are not producing pecuniary returnsGovernance chairs remain under pressure as investor scrutiny rises despite rising support for directors, research showsISS found that the MEDIAN support for directors has hit 98%They found that governance/nom chairs (those are specifically governance/nom committee chairs) had median support of 94.1%Pay chairs had 96.9% supportMM2The Boardroom Buy-InJPMorgan built a pipeline of female CEO candidates that was the envy of Wall Street. How did it fall apart? Are you IN or OUT on this board to find a successor to Dimon?IN or OUT: Nom chair: Gini Rometty (2020)Massively connected - highest betweenness, 82% connected to other directors (highest on board)Ex IBM CEO (retired 2020), IBM lifer (since 1981), Council on Foreign Relations, Business RoundtableCEOs replaced: herself? With Arvind Krishna, who was at IBM for more than 30 yearsIN or OUT: Michele Buck (2025)Newly appointed, ex CEO of Hershey, Hershey for 20 years and Kraft/Nabisco for 17 years prior (two companies, all food), board of NY LifeCEOs replaced: zero (dictatorship at Hershey)IN or OUT: Stephen Burke (2004)Lead Director! 16% influence, 22 year tenureComcast since 1998, Disney/ABC 1986, director at Berkshire HathawayCEOs replaced: zero (dictatorship at NBC/Comcast)IN or OUT: Alex Gorsky (2022)Ex CEO of J&J, Boards of Apple, IBM (!), ex Business RoundtableCEOs replaced: Tim Cook, himself, Gini Rometty (!)Jensen Huang's iconic leather jacket is going up for auction. Are you IN or OUT on “iconic” founder clothes?IN or OUT: Steve Jobs' turtleneck INEnabled by Arthur LevinsonIN or OUT: Zuck hoodie INEnabled by Peter Thiel, Marc AndreessenIN or OUT: Bill Gates' glasses OUTIN or OUT: Elizabeth Holmes' turtleneck OUTIN or OUT: Jack Dorsey's “love” hat OUTIN or OUT: Musk's chainsaw INSub question: if a board member has been on the board as long as the founder, are they iconic?Tench Coxe - 32 years on Nvidia board, only board he's on, buddies with JensenHarvey Jones - 32 years on Nvidia board, only board he's on, buddies with JensenBrooke Seawell (28 years) and Mark Stevens (17 years) - both were with Jensen when Nvidia just made dopey video cards for better video games

On today's episode, we'll see how the 5x airline card saga continues, Nick will give us more reasons to use the Southwest app, we'll hear some exciting news about Frontier, and we'll dive deep into Hyatt's devaluation.Giant Mailbag(01:06) - More comments about our comments about there being "No airline cards offer 5x or more"Crazy Thing: Chase(03:41) - Points Boost is sometimes different between Chase Sapphire Reserve® Card & Sapphire Reserve for Business℠ CardBonvoyed(07:22) - Lifemiles+ eliminates free cancellation benefit for new subscribersAwards, Points, and More(11:35) - Alaska Wallet funds can now be used for AS companion fares again(12:20) - Rove adds Frontier as a transfer partnerRead more about Frontier being added as a Rove transfer partner here(15:30) - Nick's Southwest notesMain Event: 12 things to know about Hyatt's devaluation(21:18) - Hyatt recently introduced new award charts. We dug into the numbers...Read more about the changed value of Hyatt points here(22:20) - 1. Median point value dropped ~10%(23:10) - 2. Cherry-picked value dropped

In der heutigen Folge sprechen die Finanzjournalisten Nando Sommerfeldt und Holger Zschäpitz über den Circle-Schock, die Abivax-Erleichterung und Ernüchterndes von Nike. Außerdem geht es um Siemens Energy, Citigroup, Siemens, Bank of America, Abivax, SMA Solar, Jefferies, Circle, Visa, BlackRock, Alphabet, Coinbase, Cognizant, Intuit, Charter Communications, Boston Scientific, Oracle, Trimble, Leidos, UBS, OHB, iShares MSCI World Momentum Factor Advanced ETF (WKN: A3CUJS), iShares Edge MSCI World Quality Factor ETF (WKN: A12ATE), Vanguard FTSE All-World High Dividend Yield ETF (WKN: A1T8FV), iShares Edge MSCI World Minimum Volatility ETF (WKN: A1J781). Und hier der Podcast-Link zur Cash-Burners Lilium-Story: https://open.spotify.com/episode/0aFq46uMdsSDB7gRA1IXri?si=E66fBk32QEKoKAmgQRSp4g&nd=1&dlsi=e4be74d32e4148ff Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts. Hier bei WELT: https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html. Hier könnt ihr den AAA-Newsletter abonnieren: https://www.welt.de/newsletter/article232797673/Alles-auf-Aktien-Der-taegliche-Boersen-Newsletter-fuer-WELTplus-Abonnenten.html Und – ganz neu: AAA gibt es jetzt auch auf Instagram: https://www.instagram.com/alles_auf_aktien/ Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte! https://linktr.ee/alles_auf_aktien Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Matthew Yglesias, Claire Ainsley, and Yascha Mounk debate whether progressives have abandoned the working-class voters they once claimed to represent. Will you be in Washington, D.C. on Wednesday July 15? I will be interviewing Francis Fukuyama about how liberalism should respond to the postliberal threat. Find out more and get your free ticket here! —Yascha In this week's episode of The Good Fight Club, Matthew Yglesias, Claire Ainsley, and Yascha Mounk examine why center-left parties are losing ground across democracies, whether structural forces or strategic failures are to blame, and what lessons from Canada, Australia, and the UK might offer a path forward for the left. Matthew Yglesias is the founder and author of Slow Boring, a Substack newsletter focused on policy and politics. He is the author of One Billion Americans: The Case for Thinking Bigger and a longtime commentator on economics, housing, and Democratic Party strategy. Claire Ainsley is Director of the Project on Center-Left Renewal at the Progressive Policy Institute. A British political strategist and policy expert, she previously served as Executive Director of the Joseph Rowntree Foundation and as a senior adviser in the Labour government of Keir Starmer.  Note: This episode was recorded on June 3, 2026. If you have not yet signed up for our podcast, please do so now by following ⁠this link on your phone⁠. Email: leonora.barclay@persuasion.community Podcast production by Mickey Freeland and Leonora Barclay. Connect with us! ⁠Spotify⁠ | ⁠Apple⁠ X: ⁠@Yascha_Mounk⁠ & ⁠@JoinPersuasion⁠ YouTube: ⁠Yascha Mounk⁠, ⁠Persuasion⁠ LinkedIn: ⁠Persuasion Community Learn more about your ad choices. Visit megaphone.fm/adchoices

Patrick Moorhead and Daniel Newman return from a packed week of travel, covering HPE Discover 2026 and Pure Accelerate hosted by Everpure. They break down the government-forced shutdown of Anthropic's Mythos 5, the Apple-Intel foundry signal, the xAI-Cursor acquisition, and whether enterprise AI spending is actually contracting or simply concentrating. Episode 309 of The Six Five Pod covers the week's events, market moves, and the structural questions that follow. The handpicked topics for this week are: Anthropic Mythos 5 Forced Shutdown: The U.S. government issued a 90-minute compliance window and a worldwide kill switch on Anthropic's Mythos 5 and Claude Fable 5 models, forcing them offline across all geographies. Patrick and Daniel examine what this means beyond the immediate headlines: model access has entered the same geopolitical variable set as semiconductor export controls, and every enterprise CIO now has a new on-premises infrastructure argument on the table. The shutdown also surfaced an unexpected counterpoint from the cybersecurity community, which argued that Mythos 5, operating in a defensive capacity, was itself a protection layer against the use of adversarial models. Anthropic's decision to revoke access globally rather than implement citizenship-based authentication reflected both the 90-minute timeline and the practical impossibility of real-time identity verification at scale. (The Decode) HPE Discover 2026: The Agentic Infrastructure Story: Six Five Media spent multiple days at HPE Discover in Las Vegas, live-streaming coverage that drew more than 30,000 viewers across the event. Patrick and Daniel break down HPE's most complete agentic stack story to date, covering its networking-led compute approach, expanded NVIDIA and Broadcom silicon partnerships, autonomous networking through Marvis, and Juniper's integration into the AMD Helios interconnect as a path into hyperscale deals HPE previously lacked access to. (The Decode) Pure Accelerate 2026 and the Everpure Data Primacy Pitch: At Pure Accelerate, Everpure made its clearest case yet for a data intelligence layer designed to reduce token costs in enterprise AI workflows by operating across any storage vendor, any enterprise application, and without being hard-coded into the underlying array. Patrick and Daniel assess the value proposition and the proof burden separately: the concept is differentiated, particularly against Snowflake and Databricks, in that Everpure does not require its own storage hardware, but the company still needs to demonstrate ROI at scale and earn permission to compete in a market where data platform players have already established category positioning. (The Decode) Apple and Intel: The 18AP Signal and What It Sets Up for 14A: The announcement that Apple will manufacture chips with Intel sent Intel's stock up roughly 10%. The hosts parse what that deal likely looks like in practice: 18AP as a test drive for lower-risk logic-layer parts, with the more consequential milestone being a potential M7 SoC on Intel's 18AP process. The underlying driver is the TSMC capacity constraint, with Samsung logic deals picking up across the industry for the same reason. The real inflection point that Patrick notes is 14A: if Intel's backside power delivery process reaches risk production and scales to iPhone volume by 2028, the strategic weight of the Apple relationship will fully materialize. (The Decode) xAI Acquires Cursor for $60 Billion: Elon Musk's xAI acquired Cursor for $60 billion using equity inflated by SpaceX's IPO run-up, a move Patrick characterizes as buying market position in a category where xAI arrived late, having missed the window on thinking models and tool calling. Cursor brought $4 billion in ARR, 7 million monthly active users, and 50% Fortune 500 penetration into the deal. The open question remains whether xAI can convert that installed base into a durable enterprise AI stack or whether it remains primarily a GPU capacity provider selling at well above neo cloud market rates, with the Google-SpaceX deal drawing additional scrutiny as a related-party transaction preceding the IPO. (The Decode) The Flip: Is Enterprise AI Spending Contracting or Concentrating? Patrick takes the position that enterprise AI is entering a rationing phase, pointing to Accenture's bookings decline, Microsoft cutting developer access to cloud code, Uber blowing through cloud licenses, and the emergence of AI cost management as a venture category as converging proof points. Daniel argues the opposing case: dollar volume is growing even as project counts fall, hyperscaler CapEx guidance continues to accelerate across Microsoft, Google, Amazon, and Meta, and what reads as contraction is the market moving from subsidized pilots to production deployments tied to measurable P&L outcomes. Both agree the hard ROI era is arriving, and the real debate is whether that transition reads as discipline or deceleration on the way in. (The Flip) Fed Chair Kevin Warsh's First Meeting: New Fed Chair Kevin Warsh held rates steady in a unanimous decision but delivered remarks that the market viewed as hawkish, sending the S&P lower and two-year yields up 16 basis points before a partial recovery the following day. Patrick and Daniel note the structural signal beneath the reaction: Warsh is establishing the Fed's independence from political pressure while also signaling an intent to move away from survey-based data that arrives three to six months stale, in favor of more real-time economic inputs. Daniel draws a direct line to the kind of forward-looking data infrastructure that firms like Palantir, Databricks, and Snowflake are positioned to provide at the institutional level. (Bulls and Bears) Iran-Israel-U.S. Developments and Oil Below $80: A Memorandum of Understanding between Iran, Israel, and the U.S. briefly sent oil below $80 and signaled a potential opening of the Strait of Hormuz, though by the time of recording, reports were already emerging that the situation may be reversing. Patrick and Daniel keep it brief: the market has largely looked through the geopolitical noise, rallying through the period of conflict, and the oil price signal matters more to the macro environment than the diplomatic specifics. (Bulls and Bears) Accenture Earnings — The Services Layer Faces the Agentic Reckoning: Accenture beat on earnings but missed on revenue. The company reported a bookings decline of 2%, trimmed its 2026 revenue guide by 3-4%, and saw its worst single-day stock reaction in years. Patrick and Daniel use the result as a structural lens rather than a single-quarter data point: agentic AI and enterprise technology vendors are absorbing exactly the work that large professional services firms have historically owned, and the market is beginning to price that displacement ahead of the labor data catching up. Patrick flags this as the canary in the coal mine for the global services industry broadly. (Bulls and Bears) SpaceX IPO Volatility and Valuation Reality: The SpaceX IPO debuted at $135, surged above $210 on its first day of trading, and finished the week around $181. At its peak, the company briefly surpassed the market capitalizations of both Amazon and Microsoft before pulling back. Patrick and Daniel unpack the gap between the premium investors are assigning to Elon Musk and the company's underlying fundamentals. Despite generating roughly $50 billion in annual revenue, SpaceX remains unprofitable, and upcoming lock-up expirations could introduce meaningful volatility, particularly on the downside. Patrick points to long-term comparisons with Amazon and Tesla, while noting that many retail investors are still near break-even. The discussion explores how much of SpaceX's valuation is based on future potential versus current performance—and how much room remains for investor expectations to reset before fundamentals catch up. (Bulls and Bears) Watch the full video at sixfivemedia.com, and be sure to subscribe to our YouTube channel so you never miss an episode. The Decode  US Government Forces Anthropic to Disable Claude Fable 5 + Mythos 5 Worldwide — First-Ever Federal Shutdown of a Commercial Frontier AI Model; 90-Minute Compliance; EU + UK Sovereign-AI Talks Accelerate https://www.anthropic.com/news/fable-mythos-access  HPE Discover 2026 — Neri Bets the Company on Networking as the AI Control Plane; Juniper Integration Operational; Vultr Standardizes on HPE + NVIDIA https://www.crn.com/news/networking/2026/hpe-ceo-antonio-neri-five-boldest-statements-from-hpe-discover-2026 Everpure - Pure//Accelerate 2026 — First Conference Under New Name; "Data Primacy" Vision; Data Stream Built on NVIDIA AI Data Platform; Data Intelligence GA https://www.prnewswire.com/news-releases/everpure-unveils-data-primacy-architecture-for-the-ai-era-302803097.html  Apple's Chip Supply Chain Realigns in One Week — Intel 18A-P Enters Risk Production June 16; White House Confirms Apple-Intel Foundry Deal June 18 (INTC +9% to Record $135); Cook Says iPhone/Mac/iPad Price Hikes "Unavoidable" on RAM Crunch https://www.investing.com/analysis/appleintel-chip-manufacturing-deal-reshapes-foundry-race-200682398 SpaceX Buys Cursor for $60B All-Stock Four Days After IPO — Largest Developer-Tooling Acquisition Ever; Cursor at $4B ARR / 50%+ Fortune 500; Musk's xAI Loses the Code War, Buys the Winner https://www.cnbc.com/technology/ The Flip Are enterprise AI budgets contracting — is the procurement boom ending and the rationing phase beginning? FOR: Yes — Accenture cut its guide and bookings declined today; Uber blew through AI budget in months; Meta killed its leaderboard. https://www.businesswire.com/news/home/20260618029271/en/Accenture-Reports-Third-Quarter-Fiscal-2026-Results AGAINST: No — AI infrastructure capex is accelerating; enterprise demand is supply-constrained, not budget-constrained. https://ca.investing.com/news/stock-market-news/stifel-raises-jabil-stock-price-target-to-460-on-ai-growth-93CH-4698089 Bulls & Bears MACRO — FOMC Chair Kevin Warsh's Inaugural Meeting: Unanimous Hold at 3.5–3.75%, Statement Stripped of Cutting Bias; Dot Plot Flips to a 2026 HIKE at 3.8% Median; Warsh Refuses Own Dot; Worst Fed Day for a New Chair Since 1994 https://www.cnbc.com/2026/06/17/fed-meeting-today-live-updates.html  MACRO — Oil Cracks Below $80: Brent $78 (3-Month Low), WTI $75; US-Iran 14-Point MoU Signed at Versailles; Strait of Hormuz Reopening; IEA Projects 5.05 Mbpd Supply Glut in 2027 https://finance.yahoo.com/economy/policy/articles/oil-plunge-below-80-already-174253019.html Accenture (ACN) Q3 FY26 ACTUALS — EPS $3.80 Beats $3.70 (+9% YoY); Revenue $18.72B Slight Miss; Bookings DECLINE −2% to $19.3B; FY26 Guide Trimmed to 3–4% Local; Stock −13.3% Open; $9B Cybersecurity Acquisition Push https://www.businesswire.com/news/home/20260618029271/en/Accenture-Reports-Third-Quarter-Fiscal-2026-Results  SpaceX (SPCX) Post-IPO Trading Action — Melt-Up to $225.64 Tuesday Intraday Briefly Surpasses Amazon at $2.85T; Round-Trips to $192 by Wednesday Close on Fed Hawkish Pivot; Morningstar Fair Value $62 (~69% Implied Downside) https://www.cnbc.com/2026/06/15/evercore-isi-says-landmark-spacex-ipo-could-reignite-bull-market-send-sp-500-to-9000.html  

Bitcoin just flashed one of its most reliable historical buy signals — dipping below its 200-week moving average twice in two weeks, a setup Kraken's Chief Economist Thomas Perfumo says has delivered 113% MEDIAN returns over the following year (and 313% over two years), with median time to break even of just TWO DAYS. The signal has only triggered on roughly 10% of all trading days since 2017. But the bull case lands into a brutal backdrop: Add Franklin Templeton filing BTC-reinvesting dividend ETFs, BlackRock's BITA pitched as "too big to ignore" for income investors, and Illinois passing the most punitive crypto tax in the country — and today's setup is the wildest bull/bear divergence we've seen all cycle. We break down whether Kraken's 113% historical signal will hold against Saylor's structural crisis, what miners going below cost actually means, and whether BTC's two-day median break-even is the bull case nobody's talking about. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the American Dream Factory Podcast, Nick Smoot sits down with Daron Babcock, Managing Director of Community Transformation at Stand Together Foundation and founder of Bonton Farms, for a powerful conversation about poverty, dignity, health, faith, entrepreneurship, and what it actually takes to transform a community.Daron's story begins far from the nonprofit world. He started his first business at fifteen, wrestled at the University of Oklahoma, worked in corporate America, helped run a beverage distributorship, launched a startup, and eventually entered the world of private equity after his company was acquired by Blackstone.But after the death of his first wife, Daron's life took a different turn. Through grief, friendship, faith, and a hunger for deeper human connection, he found himself drawn into Bonton, a struggling neighborhood in South Dallas. What began as a desire to be a better friend became a long-term commitment to living in proximity with people most of society had overlooked.At the time, Bonton faced staggering challenges. Median household income was around $19,000. High school graduation rates were low. Teen pregnancy, infant mortality, incarceration, chronic disease, and early death were painfully common. But Daron did not see a community defined by failure. He saw trapped potential.The first lesson was simple but profound: listen and respond.Residents told him they needed jobs, so Daron started with workforce development. But that effort quickly revealed deeper barriers. Many people were too sick to work. Others lacked transportation, access to fresh food, safe housing, health care, banking, or the confidence to articulate their own value. What looked like a jobs problem was actually a system problem.That insight led to the creation of Bonton Farms, which became far more than an urban farm. It became an economic engine, a health intervention, a gathering place, and a catalyst for local businesses including a coffee house, farm-to-table restaurant, security company, facility maintenance company, landscape business, and more. As dollars began circulating inside the neighborhood, wealth and confidence began to build.Daron explains that real community transformation requires more than charity. It requires building the conditions where people can flourish: relationships, economic opportunity, health, transportation, education, safe housing, and access to the basic tools needed to participate fully in life.Over eight years, Bonton saw dramatic improvement. Median household income more than doubled. Home values rose. Graduation rates improved. Teen pregnancy dropped. Crime declined significantly.Nick and Daron also explore the failures of modern philanthropy, the danger of toxic empathy, the limits of giving money without proximity, and the need to measure what actually matters. They discuss why downstream interventions alone will never solve upstream problems, why human flourishing must be measured by the people experiencing it, and why the future of community transformation depends on believing in people enough to hold them accountable to their own potential.This is a conversation about dignity, systems, friendship, health, faith, business, poverty, and the hard, slow, beautiful work of helping people and places become whole.Key ThemesProximity creates the will to change.Jobs alone are not enough.Poverty is a systems problem, not a people problem.Market-driven solutions can restore dignity.Health is foundational to human flourishing.Charity without accountability can become harmful.Human flourishing must be measured.Resources MentionedBonton FarmsStand Together FoundationPoverty, Inc.Toxic Charity by Robert D. LuptonThe Tipping Point by Malcolm GladwellOutliers by Malcolm GladwellThe W. Edwards Deming InstituteBelieve in People by Charles Koch and Brian Hooks

In this episode of the BiggerPockets Money podcast hosts Mindy Jensen and Scott Trench break down practical strategies for doubling your net worth and accelerating your path to financial independence. From reducing fixed expenses and increasing cash flow to investing consistently and growing your income, we cover the core habits and wealth-building systems that can dramatically speed up net worth growth, even if you're starting from a modest financial position. Whether you're pursuing FIRE, early retirement, or simply trying to grow your wealth faster, this episode provides a practical roadmap for increasing your net worth and building lasting financial security. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Your CRM knows what happened. It doesn't know why—or what's about to happen next. That gap is costing revenue teams millions in preventable churn, missed expansion, and deals that slip away long before anyone saw it coming.In this episode of TECHtonic, TSIA Executive Director Thomas Lah sits down with Alok Shukla, CEO and co-founder of Funnel Story, to explore a new category of technology: the AI-powered revenue intelligence layer. Unlike traditional CRM dashboards that report on structured activity data in a single point in time, Funnel Story's patented composite model combines structured data (usage, revenue, activity), unstructured conversational data (calls, emails, notes), and third-party market signals—then reverse-engineers your full historical timeline to train itself from day one. Median deployment time: less than a day.Alok introduces the concept of “needle movers”—AI-detected early warning patterns that surface months before churn or expansion become visible to any human. He shares a compelling real-world example where signals from three different organizational levels (an executive conversation, a support ticket, and a CSM interaction) were silently pointing to competitive risk—patterns that only emerged because of historical churn analysis. Without the intelligence layer connecting those dots, the account would have been marked “healthy” right up until it churned.Drawing on his 20+ years in cybersecurity (McAfee, Intel Security, Imperva), Alok makes a powerful analogy: the Security Operations Center went from 80% people / 20% tech to nearly the inverse over 20 years—and that transformation is now coming for revenue and CS organizations. The leaders who will thrive are those who start thinking now about what it means to manage a fleet of agents rather than a team of reps.

AP correspondent Donna Warder reports on how much CEOs are now making.

Hosts Brad Causey and Spencer Alessi break down the 2026 Verizon Data Breach Investigations Report, focusing on the findings that actually matter for IT and security teams.The biggest surprise: vulnerability exploitation has overtaken stolen credentials as the top initial access vector, accounting for 31% of attacks, while credential abuse dropped to just 13%. This completely flips the script on years of "identity is the new perimeter" thinking.Topics covered include:Vulnerability explosion and remediation crisis: Why there are too many vulnerabilities and not enough time for patching, with only 26% of CISA KEV vulnerabilities fully remediated (down from 38%)The patching time paradox: Median remediation time increased from 32 days to 43 days despite organizations initially getting faster at patching from 2022-2024Web application sprawl: How the push to cloud and SaaS has created massive attack surfaces organizations don't own and can't patchThe top 4 initial access vectors: Vulnerability exploitation, phishing, credential abuse, and pretextingRansomware economics shifting: 48% of breaches involved ransomware, but 69% of victims didn't pay and median payments dropped to $139,875Mobile phishing success: Mobile-centric phishing had 40% higher success rates than email phishing as users get better at spotting email threatsSocial engineering evolution: The human element appeared in 62% of breaches, with pretexting requiring different countermeasures than traditional phishingShadow AI explosion: 45% of employees are regular AI users on corporate devices (up from 15%), with 67% using non-corporate accountsAI data exfiltration: Shadow AI is now the third most common non-malicious insider risk, with source code being the top data type leakedMCP and IDE extension risks: Real-world examples including PocketOS having their entire production database deleted by Claude connected to a railway CLI MCPBrad and Spencer emphasize that while the threat landscape is shifting dramatically, the fundamentals still matter. Organizations need to get comfortable with not being able to patch everything and focus on what matters most.Blog: https://offsec.blog/Youtube: https://www.youtube.com/@cyberthreatpovTwitter: https://x.com/cyberthreatpovFollow Spencer on social ⬇Spencer's Links: https://spenceralessi.comWork with Us: https://securit360.com | Find vulnerabilities that matter, learn about how we do internal pentesting here.

Brent Bowers, a land investing expert, shares insights into the overlooked niche of manufactured homes and land investing. Discover how affordable housing solutions like manufactured and modular homes are transforming real estate, the differences between these types, and why they present lucrative opportunities for investors and first-time homebuyers alike.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

#ScrubHopTalk Ep. 285 - J has some really interesting interpretations of what we should be able to say on the program, regardless of YouTube's terms of service agreements. We have a blast in our "This or That" segment that brings us back to the recurring joke of the week and into both stories. The guys review a video of a woman getting high centered on a median, bringing J back to a 20 year old story with a tremendous amount of specificity. @troxy_cotton @scrubhopking @bigtrox303 #ScrubHop #itendsattheendofthestory #thatfatbitchlookslikemystepmom #HellsPitonthereadyScrub Hop Talk is a weekly show with JDirty, Big Trox, and Troxy Cotton. The boys bring you their take on life and pop culture, reacting to crazy videos, and showcasing a different song from their catalog every week. Brand new episodes air here at YouTube.com/ScrubHop every Sunday night at 5pm Pacific time.Please comment, like, and subscribe!For more information, visit ScrubHop.com to learn all about the music and join the movement.Big Trox's hat selection this week is brought to you by Aesop Rock.Visit Howard's 3D Prints for all your 3D printing needs!https://www.instagram.com/howards3dprintsThis week's song:JDirty - "#payme"https://open.spotify.com/track/0HAGxk4KlwNr9E78ALlyHk?si=ef8f1936aade4d2eBuy the merch at:http://ScrubHopShop.bigcartel.comFollow the socials at:@ScrubHop on EVERYTHING!JDirty:http://scrubhop.com/jdirtyhttp://instagram.com/scrubhopkinghttp://twitter.com/jdirty303http://facebook.com/JDirty303Big Trox:http://scrubhop.com/bigtroxhttp://instagram.com/bigtrox303Troxy Cotton:http://scrubhop.com/troxycottonhttp://instagram.com/troxy_cottonhttp://twitter.com/TroxyCottonhttp://facebook.com/TroxyCottonCO

The I Love CVille Show headlines: Breaking: CVille Median Family Household Income Released 2026 CVille Median Family Household Income $139,800 $125,800 (2025), $124,200 ('24), $123,300 ('23), $111,200 ('22) Wawa 5th St Ground Lease For Sale For $9.4 Million CVille Tomorrow Can Now Run Public Notices For City Salvation Army Eyeing Shelter On Ridge St Have Virginia Dems Alienated Voters W/ Redistricting? Subscribe To iLoveCVille.com For Only $8 Per Month Read Viewer & Listener Comments Live On-Air The I Love CVille Show airs live Monday – Friday from 12:30 pm – 1:30 pm on The I Love CVille Network. Watch and listen to The I Love CVille Show on Facebook, Instagram, Twitter, LinkedIn, iTunes, Apple Podcast, YouTube, Spotify, Fountain, Amazon Music, Audible, Rumble and iLoveCVille.com.

The US economy added 115,000 jobs in April -- and the numbers look solid on the surface. But dig a little deeper and you'll find a tech sector in freefall, a housing market frozen in place, and consumer sentiment that hit a 74-year low. This bonus episode breaks down the May jobs report, which came out a week late because the Bureau of Labor Statistics pushed its release from the first Friday to the second Friday of the month. The job gains were concentrated in healthcare, transportation, warehousing, and retail. Healthcare alone added 37,000 jobs, driven largely by nursing facilities and home health care services for an aging population. Retail gains clustered in discount stores and warehouse clubs - not department stores or electronics retailers - which tells you consumers are spending more carefully. Tech got hit hard. The information sector lost another 13,000 jobs in April and is now down 342,000 jobs - about 11 percent - from its November 2022 peak. People working part-time because they can't find full-time work jumped by 445,000 in a single month. Consumer sentiment is at its lowest point in 74 years of University of Michigan tracking - worse than 2008, worse than the inflation of the 1970s. One reason: gas prices. There's a psychological outsized effect to standing at a pump watching the total climb every week, versus an invisible mortgage adjustment buried in a monthly bank statement. The housing market didn't get its usual spring bounce. Existing home sales ticked up just 0.2 percent between March and April. Inventory rose 5.8 percent, but at 4.4 months of supply, the market still needs roughly 30 percent more inventory to reach balance. Median sale price sits at $417,700, up less than 1 percent year over year. Homes are averaging 32 days on market - giving buyers more negotiating leverage than they've had in years. Timestamps: (00:00) April jobs report: 115,000 new jobs, but tech takes a hit (02:38) Jobs data matters more than the stock market (03:14) Where jobs grew: healthcare, transportation,warehousing, retail (05:14) Consumer sentiment hits 74-year low (07:46) Why gas prices hurt more than other costs (11:20) Tech sector down 342,000 jobs from 2022 peak (11:52) Part-time workers up 445,000 in a single month (13:38) Housing market: no spring rebound (15:16) Inventory up, but still 30 percent below a balanced market (16:16) Housing market frozen - not crashing, not skyrocketing (17:13) Golden handcuffs: why sellers aren't selling (18:23) Why buyers have more negotiating power now Enroll in our course, "Your First Rental Property" while the doors are open! https://affordanything.com/enroll Share this episode with a friend, colleagues, and your postal person: https://affordanything.com/firstfridaymay2026 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Top headlines for Thursday, April 30, 2026Newsboys and owner Wes Campbell file a federal lawsuit accusing MercyMe, major concert promoters, World Vision and media outlets of a coordinated effort to drive the band out of Christian touring; Christian advocates warn of a worsening humanitarian crisis in Iran; Nick Vujicic debunks viral death and cancer rumors; and the U.S. Supreme Court unanimously sides with a New Jersey pro-life ministry challenging a demand for donor records. Plus, Jimmy Kimmel faces backlash over a joke about President Donald Trump, a former Missouri church employee is accused of embezzling more than $16,000, and a new report finds U.S. church attendance has climbed to its highest level since the COVID-19 shutdowns.00:11 Newsboys, owner sue MercyMe, concert promoters and media outlets01:03 Christians urge international action over crisis in Iran01:58 Nick Vujicic debunks viral death, cancer rumors02:43  SCOTUS sides with pro-life group suing NJ over donor records03:31 Jimmy Kimmel under fire: NRB calls for FCC probe after Trump04:19 Church employee accused of embezzling over $16K in checks05:14 Median worship attendance highest since COVID lockdowns: reportSubscribe to this PodcastApple PodcastsSpotifyGoogle PodcastsOvercastFollow Us on Social Media@ChristianPost on TwitterChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the NewsNewsboys, owner sue MercyMe, concert promoters and media outlets | EntertainmentChristians urge international action over crisis in Iran | WorldNick Vujicic debunks viral death, cancer rumors | U.S.SCOTUS sides with pro-life group suing NJ over donor records | PoliticsJimmy Kimmel under fire: NRB calls for FCC probe after Trump joke Church employee accused of embezzling over $16K in checks | U.S.Median worship attendance highest since COVID lockdowns: report | Church & Ministries

In debates about the Supreme Court, we tend to focus on the justice who writes the opinion. But what if that's not where the real power lies? In this episode, we speak to Jonathan P. Kastellec, Professor at Princeton University, about his new paper that challenges how we think about decision-making on the Court. Instead of opinion authors driving the law, Kastellec argues that power often rests with the median justice within the majority coalition—the key vote needed to hold five justices together. So how does bargaining actually work behind the scenes? Why do some precedents erode gradually while others collapse all at once? And what does this tell us about major decisions—from long-standing rulings to sudden reversals? Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Program notes:0:30 Controlling HTN after intracerebral hemorrhage1:30 Triple pill or placebo2:30 Only effective treatment is lowering blood pressure3:32 Serum creatinine levels4:15 Is there a role for Paxlovid?5:15 Did not reduce hospitalization or death6:10 Fast antimicrobial susceptibility test for gram negative7:10 Desirability of outcome ranking or DOOR8:10 Median time to effective therapy reduced9:10 Was not superior10:07 Acute sinusitis treatment11:15 Secondary effects higher with augmentin12:21 End

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Host: (ronthe3manweav)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

A century-long study by Hendrik Bessembinder reveals a stunning truth about investing: while the U.S. stock market produced enormous overall wealth, the vast majority of individual stocks were losers, with just 46 companies responsible for half of all gains. Don and Tom unpack what this means for investors—namely, that stock picking is essentially a losing game driven more by luck than skill, and that broad diversification through index investing is the only reliable way to capture market returns. They also tackle a listener question on annuities vs. CDs, highlighting trade-offs between yield, safety, and liquidity, while reinforcing their long-standing skepticism of locking up money for marginal gains.0:13 “Miss a day, miss a lot” — but missing the right stocks matters far more1:09 Introduction to Bessembinder's 100-year stock market study2:35 30,000 stocks, 30,000% total return — but context matters3:21 Median stock return is negative — most stocks lose money3:55 60% of stocks destroy wealth; only a minority create gains5:25 Just 46 companies generate half of all market wealth6:24 The near impossibility of picking winning stocks consistently7:01 Why stock picking is closer to lottery odds than skill7:56 Broad diversification as the only reliable strategy8:50 Owning the entire market captures the winners automatically9:25 Active management vs. indexing — evidence vs. anecdotes10:00 Skill vs. luck in outperforming managers (near zero true skill)11:19 Behavioral flaws: confusing stories with evidence12:25 Fundamentals vs. sentiment in long-term stock performance12:59 Emotional investing pitfalls and the need for discipline13:42 Listener question: annuity vs. CD for short-term cash15:30 Risks of annuities vs. FDIC-insured alternatives16:37 Liquidity trade-offs and current CD rate comparisons18:05 Laddering CDs vs. locking into annuities18:33 Listener question on podcast changes post-radio transition19:36 Reflections on leaving live radio and moving fully to podcast22:06 Free portfolio reviews and fiduciary advice offer23:01 Call for listener support as big-name podcasts growQuestions? Comments? Click!

Favour Obasi-ike, MBA, MS discusses the critical differences between "fat" (bloated) and "lean" (optimized) websites. He explains how large file sizes, unoptimized images, and poor technical setups negatively impact search engine rankings and user experience. Favour emphasizes technical SEO, structured data, and webpage indexing, providing actionable advice on compressing assets, improving site speed, and preparing websites for future search engine updates. The conversation highlights the value of consistent content creation and building a strong technical foundation for long-term business success.Who is this for?Business owners, web developers, digital marketers, and SEO professionals looking to optimize their websites for better search engine indexing, faster load times, and improved user experience. It's valuable for understanding technical web performance, managing page bloat, optimizing images, and implementing structured data for long-term growth.Key Moments & Timestamps00:00 - Introduction: Fat vs. Lean websites, technical SEO, and webpage indexing.02:08 - Impact of large images and web bloat on site speed and rankings.05:35 - Defining a lean website and benefits of compressing files (e.g., compressor.io).07:21 - Checking website health and page sizes using Siteliner and GTmetrix.09:38 - Historical context: Median mobile homepage file size increased from 845 KB in 2015 to 2.3 MB in 2025.29:08 - Importance of legible fonts and responsive design for users and search bots.31:34 - Utilizing structured data and Schema.org to enhance technical SEO.50:50 - Jason's feedback on Favour's consistency and the value of qualitative feedback.01:00:50 - Timeline for SEO results (3-12 months for initial impact, 6-24 months for realistic growth).01:05:29 - Final summary: Building lean websites with crucial semantics for future-proofing (2026+).FAQsQ: What is the difference between a fat and a lean website?A: A fat website has excessive bloat (large images, heavy code), slowing load times and hurting SEO. A lean website uses compressed assets and efficient code, resulting in faster load times, better UX, and improved indexing.Q: How can I check if my website is fat or lean?A: Use Siteliner.com to check page sizes and identify thick/thin pages. GTmetrix.com helps analyze loading speed and performance grade.Q: Does compressing images ruin their quality?A: Not necessarily. It depends on lossless vs. lossy compression. Tools like compressor.io reduce file sizes while maintaining acceptable visual quality.Q: How long does it take to see results from technical SEO improvements?A: Generally, 3 to 12 months for initial results, but expect 6 to 24 months for more realistic and substantial long-term growth.Action StepsAudit Your Website: Use Siteliner and GTmetrix to evaluate page sizes, load speeds, and site health.Compress Assets: Identify large files and use compressor.io to reduce size without sacrificing quality.Implement Structured Data: Visit schema.org to apply structured data mapping to help search engines understand your content.Optimize for Mobile & Accessibility: Ensure body text is at least 16px and scales up to 200% without breaking layout.Book a Consultation: Reach out to Favour Obasi-ike at info@playinc.online or via his booking link for a personalized website audit and SEO strategy or visit Favour's quick link here.Ready to Rank? Book Your SEO & Web Dev Services Today

Tornadoes, gendered for a reasonNew Grumors!Meteor game! Which metropolis does Spencer dub "The Tampa of Ohio" and why is that not the meanest thing he's going to say in the next ten minutes?Who is the Chet Hanks of the Mannings?This year's Fullcast mystery brackets ask the important questions, such as: Has cryosleep gotten a bad rap? Is there pizza in the future? Will we never trust North Carolinians to handle snakes properly?Who will join previous bracket champions Mariah Carey and Old-Timey Mine Cart? Everybody be cool and follow the instructions to determine our winner! You did a really good job at this last year, and we're proud of you! Do not make us unproudThe Shutdown Fullcast is on Patreon. This is how we pay our producers, and occasionally ourselves. If you'd like to help with that, give us $4 a month (or a larger, funnier number of your choosing) and we'll give you bonus episodes. As of this recording we have delivered 27 (twenty-seven) bonus episodes since launching in August. We think this is a pretty good deal (for you)Now through March 31, 100% of proceeds from all PTKU merch sales will be donated to TransVisible Montana. Visit preownedairboats.com to purchase BRAND-NEW BLUE SHARKS GEAR #EXCLUSIVEShutdown Fullcast is produced by Michael Ray Surber Fullcast theme variant arranged and performed by Trey McClureDID YOU KNOW: Spencer and Holly write Channel 6, a year-round newsletter that is mostly about football, until it's notBefore the world ends (again), treat yourself to Jason's critically praised novel and other workTravel in your mind palace to Phantom Island, Ryan's new show with Steven Godfrey, which is not a college football show because another simply cannot existCheck out Surber's band, Killer Antz

This 2026, be an Empowered Investor! Join us at the Empowered Investor Live this May! Get your tickets today! https://empoweredinvestorlive.com/ Jason welcomes economist and author Michael Zuber as he discusses his "54-year spreadsheet," a comprehensive data project designed to analyze historical economic trends and real estate performance since 1970. By comparing the high-interest-rate environment of the Paul Volcker era to modern conditions, Zuber argues that rising rates typically lead to a crash in transaction volume rather than a collapse in home prices. The discussion highlights how leveraged appreciation makes residential real estate a superior wealth-building tool compared to the stock market. Zuber specifically critiques "doomer" content creators for using flawed metrics that ignore mortgage affordability, causing many people to miss out on significant equity gains. Ultimately, the source serves as a data-driven defense of income property investment and a warning against following pessimistic financial advice that lacks historical context. Download the spreadsheet here https://onerentalatatime.com/downloads/ #OneRentalAtATime #RealEstateInvesting #MichaelZuber #HousingMarket #EconomicHistory #InterestRates #Inflation #WealthBuilding #FinancialIndependence #MortgageRates #HousingInventory #MarketAnalysis #RealEstateTrends #InvestmentStrategy #PassiveIncome #Leverage #Macroeconomics #PropertyAppreciation #Affordability #EconomicOutlook   Key Takeaways: 0:00 By the time Trump's term is over 4:19 Those are 2 different things 7:53 Be an Empowered Investor https://empoweredinvestorlive.com/  Join us https://mastermindyachtadventures.com/ Michael Zuber interview 9:28 The lead up to the 54 year spreadsheet 16:10 History of numbers 27:59 The crash that happened 32:53 A great leading indicator for retail sales 35:17 Median price home :: Median income  38:55 The dogs that don't bark 43:37 Be careful who you listen to    _______________________________________________________________   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

1. Immigration and Housing Mass immigration under President Biden increased rental demand and housing prices. Trump’s deportations and border enforcement are lowering rents and home prices. Median age of first-time homebuyers is rising above 40 (highest since WWI). Wharton study: “Every 1% population increase → rents up 1%.” Recent rent declines (−1.1% YoY, −5.2% vs. 2022 peak). Tax Policy Changes (2026) Highlights upcoming measures: No tax on tips No tax on overtime No tax on Social Security for seniors Suggests millions will receive IRS refunds starting January. HUD Report HUD finds that immigration significantly drove up housing demand and prices, especially for low-income Americans without assistance. 2. DOJ/FBI and Mar-a-Lago Raid Newly released emails show FBI doubted probable cause for the 2022 raid but proceeded under pressure from Biden DOJ. There were political motives behind the raid, calling it “abuse of power.” Lack of whistleblowers and calls for congressional hearings. 3. Last 3 BIG WINS of this past year Space Announces $10 billion investment in NASA and commercial space through the Working Families tax cut. Goal: U.S. lunar landing by 2028 (ahead of China’s 2030 target). Emphasizes jobs (50,000+ in Texas), national security, and inspiration for youth. Automotive Policy CAFE standards were “zeroed out” to reduce car costs and improve safety. Biden-era fuel economy rules are an attempt to ban internal combustion engines. Online Safety – “Take It Down Act” Makes posting non-consensual intimate imagery (including AI deepfakes) a felony. Grants victims a statutory right to demand immediate removal from platforms. Bipartisan passage and signing in the Rose Garden with First Lady Melania Trump. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.