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Top Stories for November 1st Publish Date: November 1st From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Saturday, November 1st and Happy Birthday to Lyle Lovett I’m Peyton Spurlock and here are your top stories presented by Gwinnett KIA Mall of Georgia. More than 300 apartments OKed near Gas South District Peachtree Corners to hold dedication ceremony for historic Jones Bridge marker Atlanta area schools win $85,000 in great band challenge All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: KIA Mall of Georgia STORY 1: More than 300 apartments OKed near Gas South District Big changes are coming near the Gas South District—more than 300 new apartments, to be exact. Last week, Gwinnett County commissioners gave Hanover Company the green light to build a 306-unit complex at 1855 Satellite Boulevard, right across from Cross Pointe Church. The site? It’s currently home to two aging office buildings, one of which will be torn down to make room. The new apartments will include four five-story buildings, with 190 one-bedroom units and 116 two-bedrooms. Plans also feature a pool, fire pits, outdoor gathering spaces, and even resort-style patios. Access will be from Satellite Boulevard and the Kroger shopping center nearby. Brick and fiber cement exteriors, plus detached garages and carports, round out the design. Change is definitely on the horizon. STORY 2: Peachtree Corners to hold dedication ceremony for historic Jones Bridge marker Peachtree Corners is honoring a piece of its past with a new historical marker dedicated to the original Jones Bridge—the inspiration behind the city’s iconic pedestrian bridge. In partnership with PTC Arts, a nonprofit focused on bringing the community together through the arts, the city will unveil the marker on Friday, Nov. 7, at 11 a.m., right at the pedestrian bridge by Town Center. The original Jones Bridge, built in 1904, was more than just steel and wood—it was a lifeline, connecting farmers, merchants, and travelers across the Chattahoochee River. But time wasn’t kind. By the Great Depression, it was falling apart, and in 1945, most of the structure was dismantled and sold off under shady circumstances. The final piece collapsed into the river in 2018, ending its story—or so we thought. The pedestrian bridge, opened in 2020, keeps that legacy alive with its design, and now, the marker will ensure future generations know the history. Funded by PTC Arts, it tells the story of connection, resilience, and a bridge that once brought two counties together. The public’s welcome to join the ceremony. Details? Check out peachtreecornersga.gov. STORY 3: Atlanta area schools win $85,000 in great band challenge Ten Atlanta-area high school bands just walked away with a total of $85,000 in prizes, thanks to the fifth annual Great Atlanta Band Challenge. Sponsored by 1-800TruckWreck and Witherite Law Group, alongside Hot 107.9 and Majic 107.5/97.5, the competition celebrated the grit and talent of student musicians. South Gwinnett High snagged first place—and $20,000. Griffin High and Douglas County High followed, earning $15,000 each. The other seven finalists? They didn’t leave empty-handed, each taking home $5,000. Winners were announced on Oct. 24 with pep rally check presentations, complete with Hot 107.9’s Partyboi Deuce hyping up the crowd. This challenge, now in its fifth year, has become a lifeline for local music programs, helping fund instruments, uniforms, and more. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: Ingles Markets STORY 4: Carr joins other attorneys general in call for crackdown on intoxicating hemp products Georgia lawmakers are weighing tighter rules on intoxicating hemp products, but Attorney General Chris Carr? He’s going bigger—joining 38 other Attorney General’s in calling for a federal crackdown to pull these products off shelves entirely. Here’s the issue: gas stations and convenience stores are selling gummies, vapes, and drinks made from hemp that can get you just as high as marijuana. Why? A loophole in the 2018 federal law that legalized industrial hemp. Carr and his peers say bad actors are exploiting this “inadvertent ambiguity” to flood the market with unregulated, high-THC products. Carr’s office sounded the alarm Wednesday, citing a rise in kids accidentally ingesting these substances. But not everyone’s on board. Christopher Lackner, CEO of the Hemp Beverage Alliance, called the Attorney Generals’ letter “concerning.” He agrees dangerous, kid-targeted products need to go but argues that banning all intoxicating hemp products could crush a thriving industry. Meanwhile, Georgia lawmakers are trying to balance public safety with supporting the state’s growing hemp industry. It’s a messy debate. STORY 5: Housing Matters: Data says few housing options for Gwinnett’s poorest Skyrocketing housing costs are pushing Gwinnett residents into impossible situations—cramped hotels, couch-surfing, even homelessness. A new report from Builders Patch Housing Count shows just how bad it is: for every 100 renters in Gwinnett’s lowest income bracket (earning less than 30% of the area’s median income, or about $89,000), there are only 9 affordable units. Nine. And it doesn’t get much better as incomes rise—12 units for very-low income renters, 5 for low-income, and just 1 for middle-income families. The county needs 100,000 affordable units to close the gap. Meanwhile, rents are down 13% this year, but still average $1,900 for a two-bedroom. Median home prices? $412,000. STORY 6: Political shutdown fight over food stamps comes to Georgia The federal shutdown is about to hit hard. Starting today, over a million Georgians, many of them kids, could lose access to food stamps. No federal funding, no groceries. Governor Brian Kemp? He’s not budging. Despite $14 billion in state reserves, he’s refused to step in, calling it a “Schumer shutdown” and blaming Democrats in Congress. Meanwhile, families are bracing for empty plates. Food pantries like Feeding GA Families are already overwhelmed, with demand up 50%. Thanksgiving? It’s looking grim. And the blame game? It’s in full swing. Republicans point fingers at Democrats for blocking a funding resolution, while Democrats say Republicans are holding SNAP hostage over tax credits. STORY 7: Gwinnett SWAT team captures Marietta murder suspect A man accused of killing his stepfather in a Marietta apartment shooting is now in custody after a SWAT team arrested him in Gwinnett County. Pharron Carlos Banks, 26, had been on the run since Monday night, when police say he shot and killed 58-year-old Michael Jackson during a domestic dispute at the Briggs at Power Park apartments on Franklin Gateway. Officers arrived to find Jackson with multiple gunshot wounds. He was rushed to Wellstar Kennestone Hospital but didn’t make it. Banks had already fled. His car turned up in Atlanta near the university center, but Banks wasn’t with it. By Wednesday, Marietta police tracked him to a home in Gwinnett. After securing a warrant, Gwinnett’s SWAT team moved in, ordering Banks to surrender. He came out just after 5 p.m. and was taken into custody without incident. We’ll have closing comments after this Break 4: Ingles Markets Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. 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This is a free preview of a paid episode. To hear more, visit themmadrawpodcast.substack.comIt's been ages since we got a card at the Apex that had more than a single ranked fight on it, but this week, we've got one with three. That has to be a milestone, right? And get this, they've split them up so that we at least get one of them on the undercard. Are we looking at a new era being formed? Doubtful, but I am all about giving credit where it'…
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The Writing is on the Wall (Sermon Series on Daniel) - Sunday, 26th October 2025.[Episode 5 - Daniel Chapter 5 (KJV)]1 Belshazzar throws a party.Daniel 5:1-2 Belshazzar the king made a great feast to a thousand of his lords, and drank wine before the thousand. Belshazzar, whiles he tasted the wine, commanded to bring the golden and silver vessels which his father Nebuchadnezzar had taken out of the temple which was in Jerusalem; that the king, and his princes, his wives, and his concubines, might drink therein.2. The writing on the wall.Daniel 5:5-6 In the same hour came forth fingers of a man's hand, and wrote over against the candlestick upon the plaister of the wall of the king's palace: and the king saw the part of the hand that wrote. Then the king's countenance was changed, and his thoughts troubled him, so that the joints of his loins were loosed, and his knees smote one against another.3. Daniel interprets the writing.Daniel 5:22-27 And thou his son, O Belshazzar, hast not humbled thine heart, though thou knewest all this; But hast lifted up thyself against the Lord of heaven; and they have brought the vessels of his house before thee, and thou, and thy lords, thy wives, and thy concubines, have drunk wine in them; and thou hast praised the gods of silver, and gold, of brass, iron, wood, and stone, which see not, nor hear, nor know: and the God in whose hand thy breath is, and whose are all thy ways, hast thou not glorified: Then was the part of the hand sent from him; and this writing was written. And this is the writing that was written, MENE, MENE, TEKEL, UPHARSIN. This is the interpretation of the thing: MENE; God hath numbered thy kingdom, and finished it. TEKEL; Thou art weighed in the balances, and art found wanting.4. Belshazzar is killed and Daniel is exalted yet againDaniel 5:29-31 Then commanded Belshazzar, and they clothed Daniel with scarlet, and put a chain of gold about his neck, and made a proclamation concerning him, that he should be the third ruler in the kingdom. In that night was Belshazzar the king of the Chaldeans slain. And Darius the Median took the kingdom, being about threescore and two years old.
2 Chronicles 25 tells of Amaziah's accession to his father's throne. Amaziah put to death his father's murderers, as the Law of Moses required. Judah's new king musters an army of 300,000 and spends 100 talents to hire 100,000 Ephraimites. A prophet insists that Amaziah avoid mingling with Ephraim i.e. Israel. Amaziah is given a great victory against Edom; but the disgruntled Israelites smote 3,000 from Judah and carried away much spoil, while they are enraged. Sadly, Amaziah worships the idols of the defeated Edomites. Amaziah, being lifted up in pride seeks a confrontation with Israel and is soundly defeated. Many from Judah are taken captive and shamefully dragged as under captives, clothed in rags and taken to Samaria Israel's capital. The parallel record in 2 Kings 14 and is the basis for Jesus' parable of the Good Samaritan: in Luke 9. In Daniel 6 we have the administrative structure for the 120 provinces of the realm of king Darius the Median - with Daniel as the chief of these princes. The lesser rulers become envious of Daniel and set about to trap him. They knew that his faithfulness to his God was his sole Achilles' heel. They petitioned king Darius to make it a capital offence to pray to any god, other than the king for 30 days. Daniel is found to be breaking the law as he continues to pray openly three times each day. The king realises that their scheme is to destroy Daniel but Darius according to the law of the Medes and Persians is bound by his own laws. Daniel is cast into the lions' den. Yahweh protects him throughout the night by closing the mouths and calming the savage and starving lions. The king hastens in hope to the lions' den and desperately calls to Daniel - read aloud verses 20-24 - pause and ponder. The malicious Persian princes are torn to pieces by the hungry lions. Again, read aloud verses 25 and 26. Darius is the only non-Jewish person to speak of "the living God"; and he was convinced that "the living God" was real because He had a servant that served Him continuously. 1 Timothy 3:15-16 is based on Daniel 6. Acts 4 spoke of Barnabas' generous act in selling land and donating the proceeds to the ecclesial common cause. Barnabas may well have been the rich young ruler of Matthew 19. In Acts 5 couple named: Ananias and Sapphira, want the ecclesia's acclaim without giving all of the proceeds of their sale of land. It was their right to do with their money as they pleased. Their sin lay in lying - attempting to deceive God and other believers. It cost them their lives and was a great wake-up call to the ecclesia. We are told from verse 12 of the mighty signs that support the Apostles' preaching The chapter says that Peter and John are arrested and put in the public prison overnight. The angel of the Lord comes and releases those 2 Apostles and tells them to continue to proclaim "the words of life". At daybreak Peter and John were enthusiastically preaching in the temple. The Apostles are rearrested by the officers, but this time quietly for fear of the people and once more the Jewish Council forbids them to preach full stop. The Apostles' answer in verse 29 is a message to believers for all time, "We must obey God rather than men". Their bold testimony was an evidence that they were Jesus' disciples. Gamaliel counsels his peers to desist from opposing, or harming, the Apostles, since historical evidence - Gamaliel asserts - always showed that what was not from God was doomed to fail. In chapter 6 we have a complaint from the Hellenistic believers that their widows were not being treated fairly in the daily distribution of help. Seven faithful believers of Grecian background were chosen to rectify the matter. One of the seven, Stephen, was seized by the Jewish rulers and falsely accused of speaking words against Moses and the temple. False witnesses are secured and tell lies against Stephen. Those members of the Council behold Stephen's angelic appearance and demeanour. Thanks for joining us - we pray you found these comments helpful in your appreciation of God's words, join again tomorrow
Schweizer Ehepaare vererben im Median 1,4 Millionen Franken – fünfmal so viel wie noch vor 30 Jahren. Wer erbt was und wie gross sind die Unterschiede? Jedes Jahr wird in der Schweiz Vermögen in Milliardenhöhe vererbt. Die meisten Menschen erben viel, spät und oftmals geht es um Immobilien. Doch Erben ist nicht Glück allein – gesellschaftlich bringt der letzte Wille auch Konflikte. Wie gross sind die Unterschiede beim Erben? Was müssen Erblasser im Testament beachten? Welche Rolle spielen Erbschaften volkswirtschaftlich? Welche Fragen stellen sich mit Blick auf die Gerechtigkeit? Und sind Erbschaftssteuern ökonomisch sinnvoll? Über diese Fragen diskutiert Andi Lüscher im «Eco Talk» mit ETH-Ökonomin Isabel Martínez und HSG-Ökonom Reto Föllmi.
Lähi-idän tutkija ja tietokirjailija Timo R. Stewart uusi teos Palestiina ja Israel – Historia karttoina (Gummerus, 2025) avaa alueen monipolvista historiaa karttojen avulla. Miten karttoja on käytetty poliittisten tavoitteiden ja propagandan välineenä? Miten kartan avulla voi vaikuttaa käsityksiimme maasta ja sen omistuksesta? Entä millä tavoin Israel ja Hamas ovat käyttäneet propagandaa viimeisen 20 vuoden aikana? Onko kahden valtion malli yhä mahdollinen ja kuka lopulta piirtää – ja vahvistaa – Israelin ja Palestiinan tulevat rajat? Keskustelemassa ovat tietokirjailija Timo R. Stewart ja Hannu Juusola, Lähi-idän tutkimuksen professori Helsingin yliopistosta ja "Israelin historia" -kirjan (Gaudeamus, 2003, päivitetty 2024) kirjoittaja. Lähetyksen toimittaa Pauliina Grym.
Antti X Antti -podcastin tässä jaksossa puhutaan vielä kerran elokuussa ilmestyneestä PMMP-dokumentista. Pureudumme dokumentin tyyliin ja siihen, miten se valottaa 2000-luvun alun naisvihamielistä ilmapiiriä ja artistien kohtaamia haasteita. Music X Median jälkeen käytiin keskustelua, joka liittyi ntti Heiskalan palkitsemiseen Palestiinaa tukevasta kampanjasta. Miksi palkitsemisessa soudettiin ja huovattiin - ja miten ongelmilta olisi vältytty? Kehumme myös Asla Jon ja Vimman keikkoja, Sähkölauran musiikkia sekä Dina Ögonin ja Melody's Echo Chamberin uusia biisejä. Dig it!
Jason discusses various economic and cultural trends impacting real estate investment. The core argument revolves around the decline in household size due to factors like lower marriage and fertility rates, the rise of feminism, and government policies like welfare programs, which consequently increases demand for housing units. Jason connects these societal changes to the desire of consumer product companies and taxing authorities to encourage single-person households and divorce to boost sales and tax revenue, respectively. Finally, he strongly advocates for direct investment in real estate over investing in syndications or funds, warning of potential fraud, incompetence, and excessive fees associated with those investment vehicles, citing a recent criminal indictment as an example, and arguing that when correctly calculated, real estate offers superior leveraged returns compared to the stock market or gold. Reach out to our investment counselors at 1-800-Hartman ext. 2 NOW! Check out our properties at https://www.jasonhartman.com/properties/ Analyze properties NOW. Get a FREE account at https://propertytracker.com/ today. https://fred.stlouisfed.org/ #HousingDemand #DecliningHouseholdSize #FewerPeoplePerHouse #FertilityDisaster #MarriageRateDecline #SecondWaveFeminism #BirthControlGamechanger #MediaFrenzy #EncouragingDivorce #ConsumerProducts #SellingMoreToasters #BrainwashingInstitutions #PublicSchools #NonFamilyHouseholds #LivingAlone #FatherlessHomes #AidToFamiliesWithDependentChildren #GreatSociety #RealEstateOpportunity #DirectInvestor #MaintainControl #CommandmentNumberThree Key Takeaways: 1:29 Changes in household size 7:17 Percentage of households by type 8:39 LBJ and "The Great Society" 10:20 The rise of living alone and the steady decline in household size 12:23 Median sale price year over year 13:06 Commandment #3 18:02 Current "guru" indicted 21:12 Asset price inflation since 2015 27:04 William Shakespeare and investing in income property today Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com
Las Galerías de Agua en Canarias (14-10-2025) El Dr. Wladimiro Rodríguez Brito, especialista en sector primario, denuncia en La Diez Capital Radio el grave abandono de las galerías de agua en Canarias. Crisis del agua: Canarias espera lluvias urgentemente. Los campos están abandonados y el monte seco. Aunque la desalación funciona en zonas costeras (menos de 3 kilovatios por metro cúbico), las Medianías dependen totalmente de la lluvia. Abandono de galerías: No existe política de mantenimiento. Tras el accidente de Piedra de los Cochinos, se cerraron cientos de galerías en Tenerife que llevan 15-20 años sin limpieza. Ejemplo: veintitantos kilómetros de galerías en San Juan de la Rambla y La Guancha sin tocar. Causas: Los constructores originales (años 40-80) han fallecido. Una polémica ley de aguas que proponía usar agua desalada para turismo fue rechazada masivamente por "sovietizar los canaleros". Resultado: ninguna regulación posterior. Muchas galerías son gestionadas por solo 2-3 personas sin control de comuneros, a pesar de haberse construido con ahorro privado.
Accunet Mortgage & Realty Show 10-11-2025: Market Insights and Client Success## Government Shutdown and Economic DataThe recent government shutdown left mortgage professionals without critical data like the jobs report. However, Bureau of Labor Statistics employees were recalled to complete the September Consumer Price Index report—needed for Social Security cost-of-living adjustments. This matters because CPI measures inflation, the primary driver of mortgage rates.## Global Markets Impact Your RateJapanese political developments unexpectedly moved U.S. mortgage rates this week. Coalition negotiations caused rates to rise Monday, then fall Friday when the coalition collapsed. While you shouldn't track Tokyo politics, this shows how rates reflect complex global factors beyond local conditions.## Rate Options: No Single AnswerThere's no single “rate today.” Borrowers choose different approaches—some pay no points, others buy down their rate. The decision depends on loan size, equity, timeline, and cash preferences. Choose what aligns with your financial strategy.## Southeastern Wisconsin MarketSeptember sales rose 3% year-over-year to 1,546 transactions, though 20% below pre-pandemic levels. About 60-65% of homeowners have rates under 4%, creating a “lock-in effect.”Median prices rose 7% to $362,500, but single-family homes ($390,000, up 10%) outpaced condos ($280,000, up 1.5%). Inventory is improving—new listings exceeded closings by 583 homes, creating a 2.5-month supply (still a seller's market but trending toward balance).Competition remains steady: 46% of homes sold above asking. With inflation stabilizing, buyers may be more selective, letting good homes move fast while mediocre properties linger.## Success Story: Value Acceptance WinsA buyer transitioning from Illinois won with a $20,000 over-ask offer using strategic advantages:- **Value Acceptance**: Property qualified for no-appraisal at their offer price—eliminating risk and delays- **Proactive Communication**: Calling the listing agent to highlight this advantage- **Speed**: 10% down ready, committed to 2.5-week closeLesson: Combine financial readiness, strategic advantages, clear communication, and speed.## Smart Down Payment StrategyA buyer planning $43,000 down (12%) explored alternatives: Every $1,000 in down payment changed their monthly payment by only $6.50. Keeping $10,000 in savings costs about $65 monthly—roughly two restaurant deliveries.For homes needing work, having cash for repairs might outweigh minimal payment savings.**Balance Three Factors**: Money leaving savings, money remaining for reserves, and monthly payment comfort. The best choice depends on your situation, not generic rules.## Refinance RealityDon't wait for a full percentage point drop. On a $500,000 loan, even 0.5% saves $244 monthly—nearly $3,000 annually. Consider absolute savings and break-even timeline, not arbitrary rules.## Key TakeawaysMarkets are complex and globally connected. The best mortgage matches your specific cash position, income trajectory, and goals—not one-size-fits-all advice. Competitive success requires financial readiness, speed, and understanding advantages like value acceptance. Local dynamics matter most. Cash versus equity decisions should reflect your priorities and circumstances, helping you find what works best for your life and financial situation.
Welcome to the "Saturday Morning Golf Stat" from the Hack it Out Golf Podcast. How far do golfers really hit their drives? Yes, increasing distance might help, but knowing the typical driver distance for your target index is really helpful. In this episode, Lou asks Mark and Greg how far a 5, 15, and 25 handicap golfer hits their drivers, and then they discuss the value of realism in your distances. Each of these will be a mini-episode (10-15 minutes long) about an interesting golf stat. We will discuss what you can learn, and most importantly, how you can apply this on the golf course to lower your scores and lower your handicap. Listen on your drive to the golf course or over your Saturday morning coffee! Data is sourced from Arccos Golf. They have over 1 BILLION shots in their database. Check them out at: https://www.arccosgolf.com/ Use code DATALOU15 for 15% off! Learn more about your ad choices. Visit megaphone.fm/adchoices
What would change if you stopped chasing one off flips and rebuilt a real business that runs without you? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Tiffany High. Tiffany lays out how she left a demanding corporate path to be present for family, stumbled into flipping, then scaled from 40 flips in year one to a virtual operation closing 20 plus deals a month. The turning point was tearing everything down in 90 days and rebuilding with systems, training, and leadership so the company could run without constant firefighting. She explains why newbies should start with wholesaling, how to use licensed inspections plus a GC to scope work, and why leverage and team building beat solo grind. The theme is simple. Real estate is copy and paste when you install infrastructure and remove limiting beliefs. If you are ready to replace hustle with a system, check out the four week Real Estate Business Accelerator and grab a seat at the Columbus workshop. Start implementing one channel, one closer, one scorecard today. Highlights: 00:00 - 09:59 Origin story and first flips · Leaving corporate to support family · Discovering flipping and investing in education · First 40 flips as a one person show · Early mistakes without CRM or lists · Why wholesaling should have come first 10:00 - 19:59 From grind to systems · Hiring a GC before subs · Virtual acquisitions and scope of work flow · Inspector plus GC on site together · Cosmetic rehabs over gut jobs · Median price focus for multiple exits 20:00 - 29:59 Rebuilding the business · Year two crash and 90 days reset · Installing onboarding training tracking · Each closer worth eight deals a month · Leadership and removing limiting beliefs · Option freedom through leverage 30:00 - 39:59 Marketing and deal flow · Diversified channels inbound and outbound · Partnering with a realtor team for listings · San Diego success case million-dollar month · Define success then reverse engineer 40:00 - 49:59 Money and risk management · Private lenders and double-digit returns · Deals versus business capital · Why real estate beats stocks for control · Lender package inspections comps photos · Only funding deals you would take over 50:00 - 01:00:53 Wholesaling first and next steps · What wholesaling is and why to begin there · Contract timelines 30 day close 21-day inspection · Dispo in under three weeks with buyers list · Workshops plus four-week accelerator outline · Tactical podcast for ongoing execution Quotes: “Flipping a house is not a unique thing. It is a copy and paste system.” – Tiffany High “We rebuilt every aspect in less than 90 days and did 300 deals after that.” – Tiffany High “We lock everything up virtually over the phone through an acquisitions process.” – Tiffany High “Success is you define it. Our job is to get you to where you want to go.” – Tiffany High To contact Tiffany High, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Instagram, Facebook, YouTube, LinkedIn, and Podcast. Connect with Tiffany High! Website: https://resultsdrivenrei.com/ Instagram: https://www.instagram.com/tiffanyhighofficial/ Facebook: https://www.facebook.com/officialtiffanyhigh YouTube: http://www.youtube.com/@resultsdriven-rei Podcast: https://www.theresultsdrivenpodcast.com/ Connect with me! Website: toprealtorjacksonville.com Website: toprealtorstaugustine.com SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best. #RealEstateExcellence #TiffanyHigh #RealEstateInvesting #WholesalingHouses #HouseFlipping #VirtualFlipping #Acquisitions #Dispositions #PrivateLending #RealEstateSystems #KPI #CRM #DealFlow #MarketingChannels #GC #HomeInspection #MindsetShift #Leadership #OptionFreedom #ResultsDriven #ColumbusRealEstate #SanDiegoRealEstate
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The federal government was left in the dark about last month's deadly Optus triple 0 outage because the telco sent the notification email to the wrong address; A stark new report shows Australia's rental crisis is deepening, with soaring prices forcing people further away from their jobs and communities; A legendary rite of passage for generations of young Australians is coming to an end, with the era of large-scale European coach tours set to finish next year; And fans are sending their best wishes to country music legend Dolly Parton, after her sister made a public plea for prayers amid the star's ongoing health issues. Support independent women's media CREDITS Host/Producer: Gemma Donahoe Audio Production: Lu Hill Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.
Eivind Austad Trio - Moving Ozella Music | Junio 3, 2016 1 Two Of Mine 6:29 2 Median 5:36 3 Homeland 4:59 4 In The End 7:10 5 Moving 5:56 6 The Moment Of Truth 8:39 7 All Of You 5:17 8 Life On Mars 5:24 Double Bass – Magne Thormodsæter Drums – Håkon Mjåset Johansen Piano – Eivind Austad Recorded At – Rainbow Studio Cover Design – Nina Sangenstedt Producer – The Trio, Thomas T. Dahl Recorded By, Mixed By, Mastered By – Jan Erik Kongshaug Recorded at Rainbow Studios, December 9-10 2013 Ozella Music 2015. /////////////////////////////////////////////// CORTINA FINAL Down That Road Northbound Eivind Austad Trio Losen Records | Julio 12, 2019 /////////////////////////////////////////////// DISCO COMPLETO Moving Eivind Austad Trio Ozella Music | Junio 3, 2016 https://www.aldemedianoche.com.ar/completos-1/ http://radiofmraices.com.ar/ ///////////////////////////////////////////////
In this JCO Article Insights episode, Dr. Ece Cal interviews Dr. Martin Wermke, author of the JCO article, "Phase I Dose-Escalation Results for the Delta-Like Ligand 3/CD3 IgG-Like T-Cell Engager Obrixtamig (BI 764532) in Patients With Delta-Like Ligand 3+ Small Cell Lung Cancer or Neuroendocrine Carcinomas." TRANSCRIPT The disclosures for guests on this podcast can be found in the transcript. Dr. Ece Cali: Welcome to this episode of JCO Article Insights. This is Dr. Ece Cali, JCO editorial fellow, and today I am joined by Dr. Martin Wermke, Professor for Experimental Cancer Therapy at Dresden University of Technology, to discuss the manuscript “Phase 1 Dose-Escalation Results for the Delta-Like Ligand 3/CD3 IgG-like T-Cell Engager Obrixtamig in Patients with DLL3+ Small Cell Lung Cancer or Neuroendocrine Carcinomas.” Obrixtamig is a bispecific T-cell engager that binds to DLL3 on tumor cells and CD3 on T-cells. This manuscript presents the phase 1A dose escalation results of Obrixtamig in patients with DLL3+ small cell lung cancer and neuroendocrine carcinomas. In this study, 168 patients were treated with Obrixtamig across four different dosing regimens. 49% of the patients had small cell lung cancer, 42% had extrapulmonary neuroendocrine carcinoma, and 8% had large cell neuroendocrine carcinoma of the lung. Patients received a median of two prior lines of therapy. 33% of the patients had brain metastases at baseline. Of note, this trial did not mandate baseline brain imaging. Maximum tolerated dose was not reached. 88% of the patients experienced a treatment-related adverse event, however, only 3.6% of the patients had to discontinue treatment due to treatment-related AEs, and dose reduction due to treatment-related AEs was documented in 2.4% of the patient population. Similar to the other DLL3-targeted bi-therapies, the most common adverse events included CRS in 57%, dysgeusia in 23%, and pyrexia in 21% of the patients. CRS events were mostly mild. They occurred more frequently in the first two to three doses. 9% of the patients experienced ICANS, of which 3% were graded as Grade 3 or higher. And let's review the efficacy results. Responses were only seen in patients who received 90 microgram per kg or more once weekly or once every three weeks dosing. The objective response rate in patients who received an effective dose was 28%. If we review by tumor type, 21% of the small cell lung cancer patients, 27% of the extrapulmonary neuroendocrine carcinoma patients, and 70% of the large cell neuroendocrine carcinoma patients had objective response. Median duration of response was 8.5 months, though this data is immature due to short follow-up. Dr. Wermke, DLL3-targeted bispecific T-cell engagers are reshaping the treatment landscape of small cell lung cancer. This trial investigates Obrixtamig in other high-grade neuroendocrine tumors as well. Can you put this trial into context for us and explain why it may represent an important step forward? Dr. Martin Wermke: Yeah, thank you for providing me with the opportunity to discuss our data today. I think the data with Obrixtamig in small cell lung cancer are largely similar to what has been observed with other bispecific T-cell engagers such as tarlatamab with respect to the response rate and duration. It has, however, been to be mentioned that BI 1438001 had a bit more liberal inclusion criteria than other trials around. You already mentioned the fact that we allowed the inclusion of patients without mandatory brain imaging, which led to some patients having their brain mets been diagnosed during the treatment with obrixtamig and then adding to the progressive disease patients. That is something which was not the case with the tarlatamab trials where you really had to have a brain imaging before, and in the Phase 1 trial you were even required to treat the brain mets before you included the patient. So it is a bit different, more poorest patient population. I think the trial adds on existing data by being the first trial to also include non-SCLC neuroendocrine carcinoma of other origin, for example from the gastrointestinal tract, and also by including large cell neuroendocrine carcinoma of the lung, which is a really hard to treat pulmonary neoplasm which currently lacks any standardized treatment. So that is really a step forward which we will build on in the future. Dr. Ece Cali: And one thing I would note in this trial, only patients with tumor expressing DLL3 were enrolled. Can you tell us a little bit more about this target, DLL3 in the context of neuroendocrine tumors, and does DLL3 expression predict clinical outcomes after treatment with DLL3 BiTEs, or do we actually need other predictive biomarkers for these novel agents? Dr. Martin Wermke: Yeah, thank you. That's a pretty interesting question. First of all, DLL3 is an atypical notch ligand, which is expressed by the majority of neuroendocrine carcinomas, virtually absent on healthy adult tissues. Therefore, turning it really into a bona fide target for T-cell engaging therapies, pretty low risk for on-target off-tumor side effects. We found that in all the patients we screened, we had an expression rate of about 94% in small cell lung cancer, 80% of large cell neuroendocrine carcinoma of the lung were positive, and also about 80% of the extrapulmonary neuroendocrine carcinoma. So it's really a high prevalence. So the fact that we only included DLL3+ tumors still means we included most of the patients that presented with these diseases. I think at the moment there are no data suggesting a clear-cut association between DLL3 expression levels and outcome on DLL3 CD3 T-cell engagers. There's also not a lot published. If you want to find this out for tarlatamab, you have to look into their patent to really see the data, but it's not clear-cut and I'm sure we need other markers to complement that. And I think what probably plays a major role is intrinsic T-cell fitness. So the question how really diseased your T-cells are, how old you are, because age also correlates with the fitness of the immune system, and other patient characteristics such as tumor burden, we've seen all across the board that the higher the tumor burden, the lower the rate of prolonged response is in such trials. And I also think we need to focus on other components of the tumor microenvironment. So see how high the T-cell infiltration with obrixtamig is and how abundant suppressive elements like regulatory T-cells or myeloid-derived suppressive cells are. That is work which is currently being done. Data are emerging, but I don't think that at the moment we have any clear biomarker helping us to select who should not receive DLL3 T-cell engagers. Dr. Ece Cali: Those are great points and there is a lot we need to learn about how to use these novel agents in the future. I'd like to highlight the results in large cell neuroendocrine carcinoma of the lung. The response rate in this group was remarkably high at 70%. Though we should note the small sample size of only 14 patients in this trial. After first line chemoimmunotherapy, current approved options for this population have very modest clinical activity. Given these trial results, how do you envision the field moving forward for patients with large cell neuroendocrine carcinoma? Dr. Martin Wermke: Yeah, I think LCNEC is really an area which urgently needs further improvement of therapeutic standards. At the moment, as I said, there is no real standard. We are usually extrapolating from results we have in small cell lung cancer or non-small cell lung cancer, but I don't think we have too many prospective trials really informing this. Of course, 14 patients is a small sample size, but I think it's still fair to say that we can claim that DLL3 T-cell engagers are not doing worse in LCNEC than they do in SCLC. And that's why I think we really need to move forward clinical trials that are specifically targeting this population. Although I fear a bit that, given the rareness of this disease and the aggressiveness of its phenotype, that this is probably not the main focus of the pharmaceutical industry. So I think it's up to us academic investigators to really come up with investigator-initiated trials trying to fill the knowledge gaps we have here. Dr. Ece Cali: And one more thing that I want to talk about is the accessibility for these drugs. These novel agents are showing real promise in improving outcomes for patients with high-grade neuroendocrine tumors, an area where progress has been limited until very recently. However, as DLL3 BiTEs become more widely used, issues of logistics and access come into sharper focus. With unique toxicities and the specialized monitoring, their use is restricted to certain centers. Looking ahead, what kinds of strategies could help mitigate some of these adverse events or make these treatments more broadly available? Dr. Martin Wermke: Yeah, I think if you look at countries like the United States where tarlatamab has already been approved, we can see how the management strategies are evolving. I've heard about a colleague equipping their patients with thermometers and a pill of Dexamethasone, alongside with a temperature control protocol and clearly instructing them, "If you measure a temperature above a certain level then start taking the Dexamethasone and come back to our office and we're going to take care of you." I think that's one way to move forward. I think we are lucky in a way that CRS usually manifests within the first 24 hours. This was the same in our study, like in the tarlatamab studies. So we really know when the time of trouble is for our patients. And in this time, I think we need to instruct the patients to stay close to the hospital. I don't think we need to hospitalize all of them, but we probably need them to stay in a nearby hotel to be able to reach the emergency room if needed in a short period of time. And I think we can also learn in this strategy how to manage bispecific antibodies from the experience our colleagues in hematology had because they have been using bispecific T-cell engagers for quite some years right now and they developed strategies and networks that were able to successfully treat these patients also on an outpatient basis. And I think that is clearly an experience we need to follow, acknowledging that we are talking about diseases which are much more frequent than the standard hematology indications. Dr. Ece Cali: Thank you so much, Dr. Wermke, for this informative discussion and for sharing your perspective on this evolving field. Dr. Martin Wermke: Yeah, thank you for providing me with the opportunity to talk about data. It was really great being able to share that, and I really think that we are just at the beginning of a new exciting area for the treatment of neuroendocrine carcinomas, and I think much improvement is yet to come for our patients. Dr. Ece Cali: Yes, that's really exciting. And thank you everyone for listening to JCO Article Insights. Please come back for more interviews and article summaries and be sure to leave us a rating and review so others can find our show. For more podcasts and episodes from ASCO, please visit asco.org/podcasts. The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions. Guests on this podcast express their own opinions, experience, and conclusions. Guest statements on this podcast do not express the opinions of ASCO. The mention of any product, service, organization, activity, or therapy should not be construed as an ASCO endorsement. Dr. Martin Wermke's Disclosures Honoraria: Lilly, Boehringer Ingelheim, SYNLAB, Janssen, Merck Serono, GWT, Amgen, Novartis, Pfizer, BMS GmbH & Co. KG, Regeneron, MJH/PER, Takeda Consulting or Advisory Role: Bristol-Myers Squib, Novartis, Lilly, Boehringer Ingelheim, ISA Pharmaceuticals, Amgen, immatics, Bayer, ImCheck therapeutics, AstraZeneca, Tacalyx, Regeneron, Daiichi Sankyo Europe GmbH, Zymeworks, PharmaMar, Iovance Biotherapeutics, T-Knife, Genentech Research Funding: Roche Patents, Royalties, Other Intellectual Property Travel, Accommodations, Expenses: Pfizer, Bristol-Myers Squibb, AstraZeneca, Amgen, GEMoaB, Sanofi/Aventis, immatics, Merck Serono, Janssen Oncology, Iovance Biotherapeutics, Daiichi Sankyo Europe GmbH"
As new data shows mortgage payments are soaring over $1,100 more than rent each month, and 88% of renters are priced out of the market, renting isn’t just a choice—it’s becoming a necessity. Paul Smith, Executive Director with The Rental Housing Association of Utah joins the show to discuss renting in Utah.
The median Seattle couple with kids makes $250,000 // Mackenzie Scott donates $70 million to UNCF // AGREE TO DISAGREE: Is America dealing with shared national trauma? // WE HEAR YOU! and WORDS TO LIVE BY
Our CIO Mike Wilson joins U.S. Equity strategist Andrew Pauker to answer frequently asked questions about their latest economic outlook, including how U.S. equities are transitioning to a new bull market. Read more insights from Morgan Stanley.----- Transcript ----- Mike Wilson: Welcome to Thoughts on the Market. I'm Mike Wilson. Morgan Stanley's CIO and Chief U.S. Equity Strategist. Today we're going to try something a little different. I have my colleague, Andrew Pauker from the U.S. Equity Strategy Team here to discuss some of the client questions and feedback to our views. It's Monday, September 22nd at 11:30am in New York. So, let's get after it. Andrew, we constantly deal with client questions on our views. More recently, the questions have been focused on our view that we've transitioned from a rolling recession to a rolling recovery in a new bull market. Secondarily, it's about the tension between the equity market's need for speed and how fast the Fed will actually cut rates. Finally, why is accelerating inflation potentially good for equities? Where do you want to start? Andrew Pauker: Mike, in my conversations with clients, the main debate seems to be around whether the labor cycle and earnings recession are behind us or in front of us. Walk us through our take here and why we think the rolling recession ended with Liberation Day and that we're now transitioning to an early cycle backdrop. Mike Wilson: So, just to kind of level set, you know, we've had this view that – and starting in 2022 with the payback and the COVID demand. And from the pull forward – that began, what we call, a rolling recession. It started with the technology sector and consumer goods, where the demand was most extreme during the lockdowns. And then of course we've had recessions in housing, manufacturing, and other areas in commodities. Transportation. It's been very anemic growth, if any growth at all, as the economy has been sort of languishing. And what's been strong has been AI CapEx, consumer services, and government. And what we noticed in the first quarter, and we actually called for this almost a year ago. We said now what we need is a government recession as part of the finishing move. And in fact, Doge was the catalyst for that. We highlighted that back in January, but we didn't know exactly how many jobs were lost from Doge's efforts in the first quarter. But we got that data recently. And we saw an extreme spike, and it actually sort of finished the rolling recession. Even AI CapEx had a deceleration starting in the summer of 2024. Something else that we've been highlighting and now we're seeing pockets of weakness even in consumer services. So, we feel like the rolling recession has rolled through effectively the entire economy. In addition to the labor data that now is confirming – that we've had a pretty extreme reduction in jobs, and of course the revisions are furthering that. But what we saw in the private sector is also confirming our suspicions that the rolling recession's over. The number one being earnings revision breath, something we've written about extensively. And we've rarely seen this kind of a V-shaped recovery coming out of Liberation Day, which of course was the final blow to the earnings revisions lower because that made companies very negative and that fed through to earnings revisions. The other things that have happened, of course, is that Doge, you know, did not continue laying people off. And also, we saw the weaker dollar and the AI CapEx cycle bottom in April. And those have also affected kind of a more positive backdrop for earnings growth. And like I said before, this is a very rare occurrence to see this kind of a V-shape recovery and earnings revision breaths. The private economy, in fact, is finally coming out of its earnings recession, which has been in now for three years. Andrew Pauker: And I would just add a couple of other variables as well in terms of evidence that we're seeing the rolling recovery take hold, and that Liberation Day was kind of the punctuation or the culmination of the rolling recession, and we're now transitioning to an early cycle backdrop. So, number one, positive operating leverage is causing our earnings models to inflect sharply higher here. Median stock EPS growth, which had been negative for a lot of the 2022 to 2024 period is now actually turning positive. It's currently positive 6 percent now. The rolling correlation between equity returns and inflation break evens is also now significantly positive. That's classic early cycle. That's something we saw, you know, post COVID, post GFC And then lastly, just in terms of the market internals and kind of what, you know, under the surface, the equity market is telling us. So, the cyclical defensive ratio was down about 50 percent into the April lows. That's now up 50 percent from Liberation Day and is kind of breaking the downtrend that began in April of 2024. So, in addition to the earnings revisions V-shaped recovery that you mentioned, Mike. Those are a couple of other variables as well that are confirming that we're moving towards an early cycle backdrop and that the ruling recovery is commencing. Okay. So, we had the FOMC meeting. As expected the Fed delivered a 25 basis point cut. Mike, what's your read on the meeting as it relates to equities and the reaction function? Mike Wilson: Yeah, I mean this is really what we expected along with the consensus. We didn't have a different view that the Fed would give us 50. They gave us 25, and some people have characterized this as sort of a hawkish cut and very different than what we saw a year ago when the Fed kicked off that part of the rate cutting cycle with 50 basis points because they probably were worried a bit more about the labor market than they were about inflation. But you know, ultimately we think the labor data is going to get worse or the payroll data will prove to be worse because of the delay between the Doge layoffs and when those folks can file for unemployment insurance, which should be in October. And it's that delayed data that will then get the Fed cutting in earnest, which is what's necessary for the full rotation to kind of the lower quality parts of the market. So, while you're right that we've seen cyclicals perform, they haven't performed in the same way that we've seen prior cycles, like in 2020 or [20]08-[20]09, because the Fed hasn't cut. They're very far behind the curve. If you buy into our thesis that, you know, we had a rolling recession, we had an employment cycle, and they should be much more generous here. So that tension between the Fed's delay to get ahead of the curve and the market's need for speed to get there sooner and more deliberately – is where we think that, you know, we have to wait for that to occur to get the full rotation to the lower quality, kind of really cyclical parts of the market. Andrew Pauker: Okay, so let's talk about the back end of the yield curve a little bit and why that's important for stocks. In my dialogue with investors, there's a lot of focus here, just given what happened last fall when the Fed cut at the front end and the back end of the yield curve move higher. How should market participants think about this dynamic? Mike Wilson: Yeah, I mean, I think this is an unknown known, if you will, because we saw this last fall. Where the Fed cut 100 basis points and the back end of the 10-year and 30-year Treasury market sold off. That's the first time we've ever seen that in history, where the Fed cuts that aggressively and the backend moves out. And this is a function of just all the fiscal imbalances and the debt issues that we face. And this is not a new issue. So, I think it remains to be seen if the bond market is going to be comfortable with the Fed not ignoring the 2 percent target – but you know, letting it run hot. As we've said, we think ultimately, they will have to let it run hot and they will, because that's what we need to have a chance at getting out of the debt problem. And so that sort of risk is still out in the future. I have less concern about that more recently because of the way the backend of the bond market has traded. But it's something that we need to keep in the back of our mind. If yields were to go back to 4.50, which is our key level, then that would be a problem as long as we're below, you know, sort of 4.50 and we're well below that now we're close to 4, I don't think this is a problem at all. Andrew Pauker: Yeah. One of the points that our colleague in rate strategy Matt Hornbach has highlighted is that the difference between now and the fourth quarter of last year when we saw that dynamic play out was that, you know, the bond market was very focused on the uncertainty around the fiscal situation. You know, we were going into an election, there was a fair amount of uncertainty around what Trump would do from a fiscal standpoint.And now, that is a known known, you know. We have the One Big Beautiful Bill signed into law. We know what the deficit impact is, so there is more clarity for the bond market on that front. So that is one key difference now versus last fall and why we may not see the same kind of reaction in the rates market. Mike, you brought up, kind of, run it hot, which was the title of our note from a couple of weeks ago. I just wanted to get your take on why some inflation coming back is actually a positive for equities and why actually the deceleration that we've seen in inflation over the last couple years is one reason why earnings for small cap indices, for instance, have deteriorated so much. And so, for in this environment where the Fed is perhaps a bit more tolerant of inflation in 2026, why that's actually a positive for equities. Mike Wilson: This is just an underappreciated sort of factoid that we actually identified back in 2020 and [20]21 as well. That when inflation is accelerating, that's a sign that pricing power is pretty good. And we actually see broader earnings. In fact, the best year for earnings, not just small caps, but the – call it the equal weighted S&P 500 was 2021. And that was the year where obviously inflation was really getting out of control. That was just pure profit for a lot of these businesses. And so – earnings will be better. Our call over the next 12 months is not about multiples or the Fed so much, but that we think earnings are going to end up being better than people expect because (a) we've been through this three-year earnings recession. There's a ton of pent-up demand. Okay? And now inflation is reaccelerating as demand comes back. And that is actually going to fall to the bottom line. So not only is that good for stocks, okay, but it's actually, it's also why the equity risk premium can be lower. Because if you want to hedge that risk of inflation moving higher, well then you should be willing to accept a lower equity risk premium relative to what is actually a pretty good base rate for 10-year yields, close to 2 percent on a real basis. So, you know, that's why the equity risk premium can stay low and why stocks can accrue at a, you know, pretty high PE multiple as these earnings come through better than expected. And one of the reasons is that inflation actually is accelerating in some of these areas where it's been deflationary. Andrew Pauker: Lastly, Mike, you know, you brought this up briefly. I want to address rotations under the surface of the market. We took off our large cap buys a few weeks ago, and as you mentioned, kind of signaled our intention – to get more constructive on small caps later this year in the fourth quarter. Can you specifically kind of walk through the signpost that we're waiting for before pressing the long, small cap trade here? Mike Wilson: Yeah, I mean, we've probably… This is probably one of the areas we've done a really good job of just, you know, staying away from the fray. Meaning that, you know, we've been underweight small caps for really four years, and they've underperformed that entire time. I think the thing that we've been really patient about is just waiting for the Fed to lower rates to a level that's more conducive for these businesses that (a) need to obviously recap themselves, but then the cost of capital is just too high. So that's number one. But , at the end of the day, I mean, that should translate into better earnings revisions and that also has lagged. So, it's a combination of the two. The Fed getting ahead of the curve, which I would define as fed funds at least equal to two-year Treasury yields, but hopefully below two-year Treasury yields. Right now, we're about 60-65 basis points still above two-year yields . And then the second one is this ‘earnings your vision breadth on a relative basis. Small over large. It is trying to turn up now. It's been in a straight downtrend really for the last, you know, four years. And so those two together will affect a more robust relative outperformance. And just to be clear, small caps have done really well since Liberation Day, okay. So, in absolute terms, it's been great. It's just the relative trade has not really worked yet. That's where we're going to leave this conversation. Thanks for speaking with me, Andrew, to explain some of the thinking behind our calls. To our listeners, thanks for tuning in. I hope you found it informative and useful, and let us know what you think by leaving us a review. If you think Thoughts on the Market is worthwhile, tell a friend or colleague to try it out.
Do sněmovních voleb v Česku zbývají méně než dva týdny. Záříjový průzkum agentury Median pro Radiožurnál a iRozhlas.cz ukázal, že nejpřijatelnější vládou by byl pro Čechy a Češky jednobarevný kabinet hnutí ANO, pro což se vyslovilo více než čtyřicet procent lidí. Na druhém místě skončila s podporou sedmatřeceti procent koaliční vláda ANO a SPD s tím, že na třetím se umístila někdejší pětikoalice Spolu, STAN a Pirátů. Jaké scénáře Českou republiku od října čekají? Jaká je pravděpodobnost, že by se ČR vydala stejným směrem, jako Slovensko po zvolení současné vlády Roberta Fica? A v čem má společnost v těchto turbulentních časech hledat sílu? Nejen o tom mluví v další epizodě Československého podcastu šéfredaktor Respektu Erik Tabery, novinář a spisovatel Martin M. Šimečka a novinářka slovenského Denníku N Monika Tódová. Moderuje Zuzana Machálková.
Vládneme, nerušit #27: Ať už vzejde z říjnových voleb jakákoliv vládní koalice, většině Čechů se zřejmě nebude příliš zamlouvat. Z průzkumu agentury Median pro Český rozhlas totiž vychází, že největší podporu by měla menšinová vláda hnutí ANO, kterou by podporovalo 41 procent Čechů, tedy ani nejideálnější varianta nemá podporu většiny obyvatel. Co to může znamenat pro skládání příští vlády? A jak jsme se dostali do tohoto stavu? O tom v novém díle podcastu Vládneme, nerušit diskutují redaktoři František Trojan a Filip Zelenka společně s šéfredaktorem Erikem Taberym.
This episode explores Americans' financial well-being in 2025, using a Yahoo Finance/Marist survey as the springboard. Don and Tom discuss how their audience differs from the average American listener, how perceptions of financial health can be misleading, and what to actually do if your finances—or your feelings about them—are getting worse. They debate the usefulness of net worth tracking, stress the importance of financial literacy, and suggest automating savings. Listener questions cover indexed annuities, bond substitutes, tax implications, and long-term care sales pitches. They also read a letter defending Rick Edelman and challenging their dismissal of crypto, which leads to a lively discussion about evidence-based investing, Eugene Fama's critique of Bitcoin, and the dangers of sensationalized advice. They end with a reflection on public criticism and the value of having one's views challenged. 0:29 Comparing TRM listeners to Ramsey and Kiyosaki audiences 1:37 Median savings for over-65 Americans and why $200k still isn't enough 2:42 Yahoo/Marist survey results: affordability, debt, emergency savings 3:50 One in three say finances worsened; generational breakdown 4:51 Explaining net worth, what to include and exclude 7:01 Tracking net worth annually as a financial benchmark 8:00 Divorce, net worth, and the joke about “kill them off” 9:50 Income gap, gender differences, and perception vs. reality 10:34 How uncertainty and fear shape financial outlooks 11:41 Producer note joke about being “sexist but not leftist” 11:50 Dissatisfaction with savings and personal spending habits 13:06 Fixing bad finances: literacy, automation, benchmarking 17:20 Don argues perception matters more than reality for many 18:20 Listener question: fixed index annuity as bond substitute 19:46 Caps, participation rates, and underperformance vs. markets 21:10 Tax treatment of annuities vs. ETFs 22:55 Importance of advice near retirement (decumulation phase) 23:44 Listener shares bad LTC/annuity sales pitch experience 24:54 Fixed annuity guarantees vs. CDs and government bonds 25:39 Listener defends Rick Edelman, suggests an open dialogue 26:52 Don's critique of Edelman's shift toward sensationalism 29:29 Eugene Fama's comments on Bitcoin, clash with Edelman's stance 31:23 Public criticism is fair game—reading recent Apple Podcast reviews 32:48 Bitcoin adoption debate and institutional incentives Learn more about your ad choices. Visit megaphone.fm/adchoices
Hnutí Stačilo! by podle srpnového volebního modelu agentury Median získalo 9 procent hlasů. Podle bývalého místopředsedy KSČM Jiřího Dolejše ale levice v těchto volbách propásla svou šanci. „Hnutí Stačilo! nepovažuji za levici. Je to takový podivný slepenec s krajní pravicí, který je v podstatě zaměřený destruktivně,“ rozebírá Dolejš.
Hnutí Stačilo! podle posledního průzkum agentury Median stoupá voličská podpora. Zatímco preference vedoucího hnutí ANO podle stejné agentury klesají a preference SPD, Starostů a koalice Spolu stagnují, Stačilo! posílilo na 9 procent. „Jde o data z poloviny srpna. Novější průzkumy ukazují, že by se do Sněmovny dostalo, ale s o hodně nižším ziskem,“ uvádí politický analytik Deníku N Jan Tvrdoň.
A Tulsa ordinance to crack down on homelessness gets the mayor's signature.Oklahoma wants to jam cellphones in its jails and prisons.A new non-profit is working to fill OKC's Crossroads Mall with services for the community.You can find the KOSU Daily wherever you get your podcasts, you can also subscribe, rate us and leave a comment.You can keep up to date on all the latest news throughout the day at KOSU.org and make sure to follow us on Facebook, Tik Tok and Instagram at KOSU Radio.This is The KOSU Daily, Oklahoma news, every weekday.
Hnutí Stačilo! podle posledního průzkum agentury Median stoupá voličská podpora. Zatímco preference vedoucího hnutí ANO podle stejné agentury klesají a preference SPD, Starostů a koalice Spolu stagnují, Stačilo! posílilo na 9 procent. „Jde o data z poloviny srpna. Novější průzkumy ukazují, že by se do Sněmovny dostalo, ale s o hodně nižším ziskem,“ uvádí politický analytik Deníku N Jan Tvrdoň.Všechny díly podcastu Interview Plus můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
Hnutí Stačilo! by podle srpnového volebního modelu agentury Median získalo 9 procent hlasů. Podle bývalého místopředsedy KSČM Jiřího Dolejše ale levice v těchto volbách propásla svou šanci. „Hnutí Stačilo! nepovažuji za levici. Je to takový podivný slepenec s krajní pravicí, který je v podstatě zaměřený destruktivně,“ rozebírá Dolejš.Všechny díly podcastu Osobnost Plus můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
The FOMC cut interest rates by 25bps, which was widely expected by markets. Additionally, median projections for a path forward indicate 50bps worth of cuts coming later in 2025. Kevin Hincks helps investors digest the market reactions and explains what the initial report means heading into Fed chair Jerome Powell's press conference.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Elul is the 12th and final month of the Jewish calendar year. Elul Unbound is a Judaism Unbound initiative all about making Elul meaningful, through creative digital modalities. In this episode, Lex Rofeberg and Wendie Bernstein Lash explore the notion of chiasm (for "what is a 'chiasm' -- which is a great question -- click here), along with what it has to do with the month of Elul and the broader 7-year Shmita cycle. This Elul podcast is the third in a mini-series of four that are being released as part of Elul Unbound 2025 (our 26th-29th Elul episodes overall).--------------------------------------To check out all our Elul bonus episodes from previous years, which can still be relevant to your experience of Elul this time around, click here. Join our bi-weekly journey through Elul Unbound 2025 by signing up at this link, and sign up for our Elul Unbound Shabbat gatherings here, where we will be forging our kavanot (intentions) for the new year in real time with fellow Unbounders.If you're enjoying Judaism Unbound, please help us keep things going with a one-time or monthly tax-deductible donation -- support Judaism Unbound by clicking here!
Opening Reflections and California Concerns The AgNet News Hour began with hosts Nick Papagni and Lorrie Boyer sharing lighthearted Friday greetings before shifting to California's serious agricultural challenges. Papagni noted worsening Central Valley air quality caused by wildfires, likening the smoke to winter fog. He warned that tensions between state and federal governments over forest management may intensify as fall approaches. Boyer added that federal intervention could even extend to California's 2028 Olympic preparations. Policy Spotlight: Mexican Wolf Debate Boyer reported on a House Natural Resources Subcommittee hearing on the Enhancing Safety for Animals Act of 2025. The legislation would delist the Mexican wolf from the Endangered Species Act, a move supported by the National Cattlemen's Beef Association, the Arizona and New Mexico Cattle Growers Associations, and the Public Lands Council. Tom Patterson, President-elect of the New Mexico Cattle Growers Association, testified that wolf populations have shifted from a livestock concern to a community safety threat, citing attacks on pets, horses, and even children. In regulatory news, the EPA declined stricter wastewater rules for meat and poultry processors, concluding that current Clean Water Act requirements suffice. The National Chicken Council applauded this decision as a balanced approach to water quality regulation. Immigration Reform and the Dignity Act The program's central feature was an interview with Manuel Cunha, President of the Nisei Farmers League, who addressed farm labor shortages and immigration policy. He highlighted the bipartisan Dignity Act (H.R. 4393), introduced by Rep. María Elvira Salazar (R-FL) and Rep. Veronica Escobar (D-TX), as the most promising reform since the early 2000s. The Act includes a three-pronged approach: Long-Term Residents – renewable work authorization cards with penalties for undocumented status. Legal Pathways for New Workers – stronger background checks and legal entry channels. Criminal Entrants – removal of individuals linked to crime or gang activity. Cunha emphasized that the Act also provides protections for Dreamers and addresses Social Security benefits for long-term contributors who have paid into the system for decades. Coyotes, Fear, and Fake Documents Cunha warned about coyotes—human smugglers who charge up to $15,000 per person and often supply migrants with fraudulent documents. Workers fall into debt while employers unknowingly hire with false credentials. He called the system a “disaster” and urged growers to pressure congressional leaders like David Valadao, Jim Costa, Jimmy Panetta, and Vince Fong to support the Dignity Act. Despite federal assurances, many farmworkers still live in daily fear of deportation. Some alter their appearance to avoid suspicion, while enforcement remains concentrated in large metropolitan sanctuary cities. Farm Labor: Hard Work Few Will Do Papagni stressed that farm labor is not unskilled work, pointing to strawberry, lettuce, melon, and table grape harvesting as examples requiring years of expertise. Cunha agreed, noting that domestic welfare recipients are unlikely to take on such demanding jobs—something proven during the 1996–1998 Welfare to Work Program. With many long-time workers nearing retirement and fewer young people entering agriculture, Cunha pressed for a comprehensive guest worker program. A Call to Action Cunha's message to farmers and ag communities was clear: contact your congressional representatives and urge support for the Dignity Act. He highlighted Vince Fong as a key California lawmaker yet to sign on. If passed, the bill would initiate a five- to six-month rule-writing process, during which workers would receive documentation verifying employment, providing immediate protection while regulations are finalized. Farm Income and Market Updates According to the U.S. Economic Research Service (ERS): Net farm income in 2025 is projected at $179.5 billion, up 40.7% from 2024—the second-highest on record. Median farm household income, however, is projected to decline by $1,189 in 2025, reflecting weaker off-farm earnings. Government payments are forecast at $40.5 billion, the highest since 2020. The dairy sector is also strengthening, with exports reaching 18.7% of domestic production in June—the highest since 2022. Domestic yogurt consumption rose 12.2%, while overall use of milk solids grew 3%. Competitiveness and Global Pressures Papagni noted the difficulty of competing with countries paying $10–20 per day compared to California's $16 per hour wages, combined with stricter U.S. regulations. Boyer emphasized that despite higher costs, U.S. agriculture provides the world's safest and most affordable food supply, thanks largely to immigrant labor. Citrus Greening and Global Potato Trends Rick Dantzler of the Citrus Research and Development Foundation reported promising progress in the fight against citrus greening disease. Oxytetracycline trunk injections are showing strong results, with healthier canopies and improved fruit quality, though production costs rose 7%. Meanwhile, the global frozen potato market has shifted dramatically. Between 2019 and 2024, China and India moved from net importers to exporters of frozen fries and processed potato products, expanding markets into Asia and the Middle East. Criminal Provisions in the Dignity Act The legislation also strengthens criminal enforcement, including: Tougher penalties for illegal re-entry after multiple deportations. DNA testing to confirm family ties. Stricter penalties for voting by non-citizens. Increased minimum penalties for child sex trafficking. Boyer linked these provisions directly to combating coyote networks and broader exploitation. Wrapping Up The episode closed with Papagni and Boyer urging farmers to engage in the policy debate, follow updates at AgNetWest.com, and recognize that immigration reform is essential to keeping U.S. agriculture competitive and sustainable.
City Manager Brian Johnson joins host Rico Figliolini on Peachtree Corners Life for a practical update on projects shaping the city's next few years. He walks through the newly developed Simpsonwood Park master plan—designed to keep the park passive and natural while adding ADA-friendly access, renovated bathrooms, an updated chapel, selective forestry management, and a modest river overlook. Johnson also explains why the city is outsourcing maintenance of the Peachtree Parkway median so residents finally see consistent, five-day-a-week care despite legacy design constraints.The episode dives into traffic and road fixes at East Jones Bridge and 141 (longer turn lanes, better alignment, and a right-turn slip lane), the ESPLOST renewal on the ballot, and the last phase of the Waterside development—now tracking at roughly half the density initially allowed and focused on equity (for-sale) housing. With candid context on what's been approved or denied since cityhood, plus how extended-stay conversions and the Housing Authority factor in, this conversation is a clear, chart-backed look at how Peachtree Corners balances growth with character.Key takeawaysSimpsonwood Park will remain a passive park—no ballfields, pickleball, mountain biking, or major programming.Plan includes ADA-accessible paved paths, renovated bathrooms (including one closer to the river), resurfaced parking, and a chapel renovation.Selective forestry and wildlife/erosion work will improve long-term health of the park.City is outsourcing median maintenance on Peachtree Parkway; crews will be dedicated five days a week for mowing, edging, litter removal, and plant adjustments.Median design differs from Johns Creek (at-grade vs. raised), which has made upkeep harder; outsourcing addresses consistency and appearance.East Jones Bridge & 141: entrance realignment, longer left-turn stacking, and a right-turn slip lane to move traffic more safely and quickly.No municipal election this cycle for three council seats (no challengers qualified), but ESPLOST renewal is on the county ballot.Waterside final phase moves forward with for-sale (equity) units; overall buildout drops from up to 916 approved units to ~450.Post-2012 housing approvals show a measured approach—some apartment proposals approved, many reduced to townhomes or denied.Extended-stay hotel issues are being addressed, including a supervised conversion to efficiency units via the Housing Authority.Timestamp:(00:03:29) Simpsonwood Park master plan details and community input.(00:09:55) Renovation of chapel, bathrooms, and forestry management plans.(00:15:27) Outsourcing median maintenance on Peachtree Parkway.(00:24:27) Election update and ESPLOST renewal.(00:27:03) Waterside development's final phase and reduced density.(00:30:12) East Jones Bridge road improvements and traffic flow changes.(00:36:37) Housing trends, multifamily approvals, and denials over time.(00:42:41) Extended stay hotel conversions and housing authority oversight.(00:45:47) Balancing growth, community resistance, and long-term city planning.
El modo de vida de Haces, Monreal, Gutiérrez Luna, Noroña, López Hernández y etcéteras que los acompañan, como que no encaja con la filosofía de la que habla la secretaria de Gobernación, Rosa Icela Rodríguez
Friends, there isn't much to say here other than we at the show always mourn the loss of loved ones, including a truck load of meat. Rest In Sauce. And if you spot a thing that shouldn't be, send it in to janesays@civicmedia.us and we might use it on the show! So join us Monday through Friday at 11:51 a.m. for “This Shouldn't Be A Thing!” or search for it on Spotify, Apple or wherever you get your podcasts. And thanks for listening!!
Series - An Exposition of Exodus Text - Exodus 2:15-22 by Nick Neves, pastor | Midweek Service | 08.20.25 Pastor Nick continues to show parallels between Moses and Jesus, who is the better Mediator that Moses' ministry anticipates. Jesus sojourned with us by taking upon Himself a human nature. Though Moses' time in Median was a humbling experience, God expertly used it to train him and ready him to serve as a godly leader over the covenant people.
Filmwax Radio is proud to welcome 3 female documentary filmmakers to the podcast for their first time. First up is the filmmaker Wendy Lobel. "Anxiety Club" provides an intimate and humorous look at anxiety through the eyes and minds of some of the most brilliant comedians working today. Marc Maron, Tiffany Jenkins, Baron Vaughn, Aparna Nancherla, Mark Normand, Eva Victor and Joe List offer candid reflections on their relationship with anxiety through exclusive interviews, standup performances, sketch videos, therapy sessions, and everyday life. With rare access to private therapy sessions, the film follows comedian Tiffany Jenkins (a content creator with over 9 million followers) as she undergoes behavioral therapy, capturing the profound changes her treatment brings about. Others find support from alternative sources, such as world-renowned meditation expert Tara Brach, PhD, or the psychologist-in-residence at The Laugh Factory, or simply from mentors in the comedy community. All of the comedians in "Anxiety Club" have created standup or sketch material about their mental health that is not only funny but uniquely relatable and disarming to audiences. With comedy, vulnerability, and honesty, these comedians provide remarkable insight into anxiety - the most prevalent mental health disorder affecting an estimated 300 million people worldwide. Then filmmakers Steph Ching and Ellen Martinez with their PBS documentary "Slumlord Millionaire". Winner of the Audience Award at the 2024 DOC NYC Film Festival, “Slumlord Millionaire” explores the rapid gentrification of New York City neighborhoods and the housing crisis sweeping not only New York but the nation. Median rents nationwide are higher than ever, and in Manhattan, the average rent is now almost $5,000 per month. As rents increase, some landlords have become aggressive in getting long-term tenants to leave: ignoring repairs, turning off heat and gas, and doing nothing to eliminate mold and vermin infestations. The landlord's goal is to make the apartment so uninhabitable that residents are forced out, allowing them to deregulate the apartment and turn it over to market rate for a high profit. These actions drive up costs in the already unaffordable housing market and displace families who make up the fabric of these neighborhoods, changing communities forever. “Slumlord Millionaire,” premieres on the PBS series VOCES on Monday, July 28, 2025, 10:00-11:30 p.m. ET (check local listings) on PBS, PBS.org and the PBS app.
Wondering where the real estate market is heading? In this July 2025 update, we break down the latest housing trends in the Greater Philadelphia area — including Chester, Bucks, Delaware, Montgomery, South Jersey, and northern Delaware.
Wes and Scott talk about the 2025 State of Devs survey, diving into trends in salaries, job titles, remote work, health, hobbies, and more. Show Notes 00:00 Welcome to Syntax! 01:44 Brought to you by Sentry.io 02:08 Years of experience vs yearly income 11:48 Layoffs 18:07 Job title 19:55 Remote work 24:40 Job happiness 25:40 Work hours 26:24 Workplace perks 26:53 What phones devs use 27:46 Desktop OS 28:44 Programming languages 29:29 Productivity apps 30:54 Social media 32:13 Median age of RSS feed users 33:41 Community contributions 35:37 Health and fitness 37:01 Health issues 39:11 Scott's health update 42:28 Hobbies 45:54 Favorite music 47:10 Favorite video games 47:37 Favorite movies 49:35 Metadata Hit us up on Socials! Syntax: X Instagram Tiktok LinkedIn Threads Wes: X Instagram Tiktok LinkedIn Threads Scott: X Instagram Tiktok LinkedIn Threads Randy: X Instagram YouTube Threads
The 401k was never designed to be your soleretirement plan—it was meant to supplement pensions, not replace them.Median 401k balance for people in their 60s?Around $112,000.-Companies love 401ks because they offload all responsibility onto the employee
A new report shows that housing costs are higher than at any other point in history ... which has many people wondering if it's time to reevaluate the American dream. On Deadline is hosted and produced by Lauren Barry and produced by Christy Strawser.
A new report shows that housing costs are higher than at any other point in history ... which has many people wondering if it's time to reevaluate the American dream. On Deadline is hosted and produced by Lauren Barry and produced by Christy Strawser.
A new report shows that housing costs are higher than at any other point in history ... which has many people wondering if it's time to reevaluate the American dream. On Deadline is hosted and produced by Lauren Barry and produced by Christy Strawser.
A new report shows that housing costs are higher than at any other point in history ... which has many people wondering if it's time to reevaluate the American dream. On Deadline is hosted and produced by Lauren Barry and produced by Christy Strawser.
Derek Moore and Mike Snyder get into why anyone was short Opendoor and how the options market is flashing crazy implied volatility. Plus, how volatility and price movement may cause market makers to buy shares known as a “Gamma Squeeze”. Later, they get into how the signs are there that this bull market might have more to run (or not). Oh, and let's not forget to look at what the options market is forecasting for expected moves on Microsoft, Amazon, and Apple earnings next week. All this plus some recommendations this week. Short Interest on Opendoor Implied volatility in the options for Opendoor What is a gamma squeeze? Why market makers might be forced to buy more shares to hedge when people buy calls How implied volatility, price, and time impact how many shares market makers buy Looking at a monthly breakdown of when all-time highs are reached by month Analysts are forecasting the most dissents by FOMC members at a meeting in 30 years Looking at market breadth widening Comparing the RSP equal weight ETF vs the SPY ETF performance lately Median single family home prices are holding up Why Are Stocks Up? Nobody Knows WSJ article Median S&P 500 Index Performance after 60 days above the 20-day moving average Mentioned in this Episode WSJ Article Why are Stocks Up? Nobody Knows https://www.wsj.com/finance/stocks/why-are-stocks-up-nobody-knows-e40e5f42?gaa_at=eafs&gaa_n=ASWzDAgNaz0DDWFH6gDHn6aERrjSRwPmYAW_gghkSG_vodoYjhptA0P1MDkxjbWf_I8%3D&gaa_ts=6884571e&gaa_sig=yozSyPX1hqhHz6UAZ2l-hgP3YdDvVJAHPTMiUXl-RbQszZ0B_F6nf5MoO9DjUl2uwotmVVavxIG3wmp2BPUwOg%3D%3D Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag Contact Derek derek.moore@zegainvestments.com
Today's poem is Sunflowers in the Median by Natalie Homer.The Slowdown is currently taking a break. We'll be back soon with new episodes from a new host. This week, we're going back into the archive to revisit Ada Limón's time as host. Today's episode was originally released on March 4, 2022. In this episode, former host Ada Limón writes… “What is it about noticing beauty that brings you out of yourself and returns you to yourself? I love rooting for beauty, for awe, for those unexpected visions that make life a little easier to manage. In today's vibrant poem, we see how the image of sunflowers can allow for a sort of grace. I love this poem for its appreciation of unexpected beauty.” Celebrate the power of poems with a gift to The Slowdown today. Every donation makes a difference: https://tinyurl.com/rjm4synp
The median home value across the state rose by two thirds in the last 4 years. Montana Free Press' Eric Dietrich crunched the numbers and joined MTPR's Elinor Smith to break them down.
A 3.73 GPA isn't the same as a 3.2—schools care about more than medians, and every point counts in the index. The solution for below-median GPAs? Crush the LSAT.Read more on our website. Email daily@lsatdemon.com with questions or comments. Watch this episode on YouTube!
Median home pricing at $400,000? We need answers! So we talked to Andy Babula who is a professor of Real Estate and Finance with the Opus College of Business at the University of St. Thomas about why the housing market is so high - in fact the first time it has hit $400,000 ever! Then we discuss the latest addition to your Minnesota Twins uniforms! Also, in DeRush Hour News Headlines we honor the closing of Edina Grill after three decades, high paying jobs where you can make a haul of cash and much more!
Don tackles a stack of listener questions in this rapid-fire Friday Q&A, covering what a financial plan should cost, how tipping might work in a cashless future, and how to fine-tune a retirement portfolio with Avantis funds. He also addresses important estate planning steps after a death, how to use QCDs with inherited IRAs, and whether AUM fees are worth it compared to hourly planners. Along the way, he reflects on why he still manages his own money—and maybe shouldn't. 0:04 Intro to Friday Q&A and how listener questions are selected 2:12 What should a detailed retirement plan cost? Median price range explained 4:33 How will we tip in a cashless society? From bellboys to Bitcoin to Apple Pay 7:39 Listener portfolio check: 85% AVGE, 10% AVUV, 5% AVDV—too tilted? 11:36 Credit after death: Should an executor notify the credit bureaus? Yes—and how 13:45 Inherited IRA RMD workaround: Can QCDs help avoid taxes before age 70½? 17:02 AUM fees vs. flat-fee advisors: Is paying more for more assets fair? 25:51 Why Don still manages his own money (for now)—inertia, taxes, and habits Learn more about your ad choices. Visit megaphone.fm/adchoices