Podcasts about nationally

This is the story of a small  Carpatho-Rusyn woman, who became know as Andy Warhol's mother. Ulia Zavacka ( pronounced Zavatski), was one of a very large farming family whose homeland today is in the North Eastern Slovakia. Today the general Rusyn population stretches across what is five European countries, including Ukraine, Slovakia, Romania, Hungary and Poland. Officials say that at the turn of the 20th century, approximately 250,000 Ruthenians, as they were known to US Immigration officials, emigrated to America where they worked in coal mines and steel mills of the northeast. Many settled in the Pittsburg. PA area. Rusyns spoke east slavic dialects that used the Cyrillic alphabet. Elaine and I spoke a lot about the similarities of both women. Julia followed her husband to America eventually having three sons and not speaking much English.  Nancy, Elaine's mother, had a huge advantage and was born in the United States and spoke two languages at a young age. Both women had Carpatho-Rusyn backgrounds. It was a tough time to raise a family especially in the Pittsburgh area yet Andy's father was a good business man and was able to put some money away for Andy  to go to college. Elaine shares stories of her mother moving to New York City at age of thirteen in order to help her family financially as a housekeeper/nanny/servant, as you'll hear Elaine tell the story. By moving to NYC, Nancy met her future husband who has a similar background as she. Keep in mind, that making money to help the family put food on the table was way more important than any kind of education.  Nancy eventually married a coal miner from Pennsylvania and fellow Rusyn which was comforting to her. Both of these families had lingering effects of being immigrants and children of immigrants. Of parents parenting similarly as to how they had been parented.  They had a lot to overcome and it can take decades if not generations to assimilate.Elaine's academic studies where shocking to her parents. They couldn't really understand why she continued with higher education because that was very foreign to both of them.And course, Andy went to what's now known as Carnegie Mellon University in Pittsburgh and completed a Bachelor of Fine Art Degree in 1949.Julia was an artist of her own right. She was very creative especially when she was younger and in her home country. So much of her artistic talent influenced Andy and they worked closely together on projects for many years as she lived in Manhattan with Andy for almost twenty years. Julia was featured in his artistic projects with his coworkers on a regular basis.https://www.warhol.org/andy-warhols-life/ SHLTMM YOUTUBE CHANNEL LINK:https://www.youtube.com/watch?v=F_BmWJpLNvAElaine Rusinko INSTAGRAM: rusinko17 Other Carpatho-Rusyn Related Social Media: FB: Carpatho-Rusyns Everywhere, The Lost Warhols by Karen Bystedt, Carpatho-Rusyn Society, Carpatho-Rusyn Society's Heritage Radio Program, Carpatho-Rusyn Research Center, The Andy Warhol Museum, rusyn.sk/Rusini Slovenska IG: rusinko17, warholfoundation, carpathorusynsociety_, rusynart, carpatho_rusyns_of_pa, thewarholmuseum For more information about Elaine Rusinko and her Book "Andy Warhol's Mother, The Woman Behind the Artist, contact Lesley Rains at "The Pittsburgh University Press Email: LRAINS@upress.pitt.edu  "Should Have Listened To My Mother" is an ongoing conversation about mothers/female role models and the roles they play in our lives. Jackie's guests are open and honest and answer the question, are you who you are today because of, or in spite of, your mother and so much more. You'll be amazed at what the responses are.Gina Kunadian wrote this 5 Star review on Apple Podcast:SHLTMM TESTIMONIAL GINA KUNADIAN JUNE 18, 2024“A Heartfelt and Insightful Exploration of Maternal Love”Jackie Tantillo's “Should Have Listened To My Mother” Podcast is a treasure and it's clear why it's a 2023 People's Choice Podcast Award Nominee. This show delves into the profound impact mother and maternal role models have on our lives through personal stories and reflections.Each episode offers a chance to learn how different individuals have been shaped by their mothers' actions and words. Jackie skillfully guides these conversations, revealing why guests with similar backgrounds have forged different paths.This podcast is a collection of timeless stories that highlight the powerful role of maternal figures in our society. Whether your mother influenced you positively or you thrived despite challenges, this show resonates deeply.I highly recommend “Should Have Listened To My Mother” Podcast for its insightful, heartfelt and enriching content.Gina Kunadian"Should Have Listened To My Mother" would not be possible without the generosity, sincerity and insight from my guests. In 2018/2019, in getting ready to launch my podcast, so many were willing to give their time and share their personal stories of their relationship with their mother, for better or worse and what they learned from that maternal relationship. Some of my guests include Nationally and Internationally recognized authors, Journalists, Columbia University Professors, Health Practitioners, Scientists, Artists, Attorneys, Baritone Singer, Pulitzer Prize Winning Journalist, Activists, Freighter Sea Captain, Film Production Manager, Professor of Writing Montclair State University, Attorney and family advocate @CUNY Law; NYC First Responder/NYC Firefighter, Child and Adult Special Needs Activist, Property Manager, Chefs, Self Help Advocates, therapists and so many more talented and insightful women and men.Jackie has worked in the broadcasting industry for over four decades. She has interviewed many fascinating people including musicians, celebrities, authors, activists, entrepreneurs, politicians and more.A big thank you goes to Ricky Soto, NYC based Graphic Designer, who created the logo for "Should Have Listened To My Mother".Check out our website for more background information: https://www.jackietantillo.com/Or more demos of what's to come at https://soundcloud.com/jackie-tantilloLink to website and show notes: https://shltmm.simplecast.com/Or Find SHLTMM Website here: https://shltmm.simplecast.com/Listen wherever you find podcasts: https://www.facebook.com/ShouldHaveListenedToMyMotherhttps://www.facebook.com/jackietantilloInstagram:https://www.instagram.com/shouldhavelistenedtomymother/https://www.instagram.com/jackietantillo7/LinkedIn:https://www.linkedin.com/in/jackie-tantillo/YOUTUBE: https://www.youtube.com/@ShouldHaveListenedToMyMother

WBBM's Carolina Garibay chats with 12-year-old Jade Lee, who recently won a national essay contest about youth violence. She wrote about the impacts of being forced to face violence at such a young age.

Two Virginia towns have voted to stop adding fluoride to their water supply, citing cost savings between $10,000 and $20,000 each year. Nationally, the Environmental Protection Agency said in April that it's begun a review of the practice's safety. Dave Cantor has more.

WBBM's Carolina Garibay chats with 12-year-old Jade Lee, who recently won a national essay contest about youth violence. She wrote about the impacts of being forced to face violence at such a young age.

Kusi Foods Hot Sauces Review INTRO:  Welcome to the award winning, Nationally syndicated My Big Fat Bloody Mary podcast where you will never drink alone. Hope your Sunday is a Fun Day! Special hello to our new listeners! We are coming to you from the studios of the Bloody Mary …

In the Best of the Cubs this week, general manager Carter Hawkins joined the Rahimi & Harris Show to discuss the team's strong first half and mindset as the trade deadline looms; Matt Spiegel and Laurence Holmes listened to the origin story of star center fielder Pete Crow-Armstrong as told by a GQ writer; Leila Rahimi and Marshall Harris discussed how Diamondbacks third baseman Eugenio Suarez would be a quality addition for the Cubs on the trade market, but at what cost?; and WEEI host and Baseball Isn't Boring podcast host Rob Bradford explained how Crow-Armstrong is resonating nationally.

In the Best of the Cubs this week, general manager Carter Hawkins joined the Rahimi & Harris Show to discuss the team's strong first half and mindset as the trade deadline looms; Matt Spiegel and Laurence Holmes listened to the origin story of star center fielder Pete Crow-Armstrong as told by a GQ writer; Leila Rahimi and Marshall Harris discussed how Diamondbacks third baseman Eugenio Suarez would be a quality addition for the Cubs on the trade market, but at what cost?; and WEEI host and Baseball Isn't Boring podcast host Rob Bradford explained how Crow-Armstrong is resonating nationally.

In the Best of the Cubs this week, general manager Carter Hawkins joined the Rahimi & Harris Show to discuss the team's strong first half and mindset as the trade deadline looms; Matt Spiegel and Laurence Holmes listened to the origin story of star center fielder Pete Crow-Armstrong as told by a GQ writer; Leila Rahimi and Marshall Harris discussed how Diamondbacks third baseman Eugenio Suarez would be a quality addition for the Cubs on the trade market, but at what cost?; and WEEI host and Baseball Isn't Boring podcast host Rob Bradford explained how Crow-Armstrong is resonating nationally.

In the Best of the Cubs this week, Matt Spiegel and Laurence Holmes listened to the origin story of star center fielder Pete Crow-Armstrong as told by a GQ writer; Leila Rahimi and Marshall Harris discussed how Diamondbacks third baseman Eugenio Suarez would be a quality addition for the Cubs on the trade market, but at what cost?; Spiegel and Holmes discussed how the Cubs and Red Sox organizations intersect in more ways than one; and WEEI host and Baseball Isn't Boring podcast host Rob Bradford explained how Crow-Armstrong is resonating nationally.

Nationally recognized psychiatrist, internist, and addiction medicine specialist Muhamad Aly Rifai discusses his article, "How deep transcranial magnetic stimulation is transforming mental health care." He shares his experience with deep TMS (dTMS), a non-invasive neuromodulation therapy that offers rapid relief for patients with severe depression, OCD, and other conditions that have resisted conventional treatment. Muhamad explains how recent accelerated protocols can condense weeks of therapy into a single five-day period, achieving remission rates as high as 79 percent. Contrasting this with the slow progress and side effects of many medications, he highlights the safety of dTMS, which requires no anesthesia and does not cause memory impairment like ECT. Through powerful patient stories, the conversation serves as a call to action for clinicians, patients, and policymakers to overcome insurance barriers and lack of awareness, advocating for a new standard of care where rapid, profound healing is not just an aspiration, but a reality. Careers by KevinMD is your gateway to health care success. We connect you with real-time, exclusive resources like job boards, news updates, and salary insights, all tailored for health care professionals. With expertise in uniting top talent and leading employers across the nation's largest health care hiring network, we're your partner in shaping health care's future. Fulfill your health care journey at KevinMD.com/careers. VISIT SPONSOR → https://kevinmd.com/careers Discovering disability insurance? Pattern understands your concerns. Over 20,000 doctors trust us for straightforward, affordable coverage. We handle everything from quotes to paperwork. Say goodbye to insurance stress – visit Pattern today at KevinMD.com/pattern. VISIT SPONSOR → https://kevinmd.com/pattern SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended

Matt Spiegel and Laurence Holmes were joined by WEEI host and Baseball Isn't Boring podcast host Rob Bradford to share his takeaways from the All-Star Game and to discuss how Cubs center fielder Pete Crow-Armstrong's breakout season is resonating nationally.

In the second hour, Matt Spiegel and Laurence Holmes discussed how Chicago baseball players fared in the All-Star Game on Tuesday evening. After that, WEEI host and Baseball Isn't Boring podcast host Rob Bradford joined the show to share his takeaways from the All-Star Game and to discuss how Cubs center fielder Pete Crow-Armstrong's breakout season is resonating nationally.

Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss the 2026 Social Security cost-of-living adjustment (COLA), which is forecasted to rise by 2.6% due to inflation and new tariffs. Savage explains how the increase may be overshadowed by an expected 11.8% hike in Medicare Part B premiums and what these changes could mean […]

Nationally syndicated financial columnist and author Terry Savage joins Bob Sirott to talk about how we are still unsure of how tariffs will impact the economy and why the Fed will most likely not cut interest rates. She also shares details about the increased consumer prices and an update on today’s stock futures.

The 94 WIP Morning Show kicks off with Joe DeCamara and Jon Ritchie reacting to national rankings that undervalue Eagles quarterback Jalen Hurts. Is it fair to label him a “game manager,” or is Hurts being disrespected on a national level?

Deborah, Sophee's mother, "is in her own world and she's happy there and I come in and out of that world and that's ok," continues Payne who's never felt that she's had to live near  to her parents.  Payne is comfortable saying, "I care for them deeply, I just feel that closeness to them is not a priority."  A Florida native, now living in Vancouver, CA,  Sophee is happily ensconced in her full time career, helping other's fulfill their dreams.After six years, getting straight A's and doing all that she was 'supposed to do,'  completing her bachelors degree and getting a Master's Degree in Industrial Design, she realized that she wasn't happy. My guest loved the design work but really missed the one one one interaction with people. After watching her mother struggle in an attempt  to start her own business and fail, Sophee felt so much 'self doubt' that she never thought she'd be capable of  starting her own.  Again, interesting dynamics between the two women often got in the way. Payne feels that her mom likes having people around so they can do things for her that she doesn't necessarily like to do. "She demands a lot from the people closest to her," admits Sophee. "I think of her as a sun, even from a distance I can feel this warmth, she gives direction, but at the same time, the closer you get the more uncomfortably warm you get  and also the more you're kind of forced to evolve around her," reflects Payne.Sophee is comfortable saying what works for her now regarding her relationship with her mom.  It's about "showing my mom compassion, compassion with boundaries." WEBSITE: BEST LIFE COACH COLLECTIVEhttps://bestlifecoachcollective.com/coach/sophee-payne/ WEBSITE:https://www.sopheepayne.com/Hi, I'm sophee.connect with me hereI'm an ICF-accredited, international career coach based in Vancouver, Canada and Seattle who uses positive psychology, ontology, and strength-based analysis to help people identify what they are looking for — and how to find long-term happiness, growth and fulfillment in their professional and personal lives.I have worked with people from Seattle to Shanghai, and my international career counseling practice is multidisciplinary and champions people of all backgrounds. It doesn't matter who you are because if you're willing to do the work, career counseling will give you the career of your dreams.Want to connect? Apply for a complimentary 25-minute intro call! Discover Morehttps://www.instagram.com/sopheepaynecareercoaching/https://www.sopheepayne.com/bloghttps://www.tiktok.com/@purposewithmoney "Should Have Listened To My Mother" is an ongoing conversation about mothers/female role models and the roles they play in our lives. Jackie's guests are open and honest and answer the question, are you who you are today because of, or in spite of, your mother and so much more. You'll be amazed at what the responses are.Gina Kunadian wrote this 5 Star review on Apple Podcast:SHLTMM TESTIMONIAL GINA KUNADIAN JUNE 18, 2024“A Heartfelt and Insightful Exploration of Maternal Love”Jackie Tantillo's “Should Have Listened To My Mother” Podcast is a treasure and it's clear why it's a 2023 People's Choice Podcast Award Nominee. This show delves into the profound impact mother and maternal role models have on our lives through personal stories and reflections.Each episode offers a chance to learn how different individuals have been shaped by their mothers' actions and words. Jackie skillfully guides these conversations, revealing why guests with similar backgrounds have forged different paths.This podcast is a collection of timeless stories that highlight the powerful role of maternal figures in our society. Whether your mother influenced you positively or you thrived despite challenges, this show resonates deeply.I highly recommend “Should Have Listened To My Mother” Podcast for its insightful, heartfelt and enriching content.Gina Kunadian"Should Have Listened To My Mother" would not be possible without the generosity, sincerity and insight from my guests. In 2018/2019, in getting ready to launch my podcast, so many were willing to give their time and share their personal stories of their relationship with their mother, for better or worse and what they learned from that maternal relationship. Some of my guests include Nationally and Internationally recognized authors, Journalists, Columbia University Professors, Health Practitioners, Scientists, Artists, Attorneys, Baritone Singer, Pulitzer Prize Winning Journalist, Activists, Freighter Sea Captain, Film Production Manager, Professor of Writing Montclair State University, Attorney and family advocate @CUNY Law; NYC First Responder/NYC Firefighter, Child and Adult Special Needs Activist, Property Manager, Chefs, Self Help Advocates, therapists and so many more talented and insightful women and men.Jackie has worked in the broadcasting industry for over four decades. She has interviewed many fascinating people including musicians, celebrities, authors, activists, entrepreneurs, politicians and more.A big thank you goes to Ricky Soto, NYC based Graphic Designer, who created the logo for "Should Have Listened To My Mother".Check out our website for more background information: https://www.jackietantillo.com/Or more demos of what's to come at https://soundcloud.com/jackie-tantilloLink to website and show notes: https://shltmm.simplecast.com/Or Find SHLTMM Website here: https://shltmm.simplecast.com/Listen wherever you find podcasts: https://www.facebook.com/ShouldHaveListenedToMyMotherhttps://www.facebook.com/jackietantilloInstagram:https://www.instagram.com/shouldhavelistenedtomymother/https://www.instagram.com/jackietantillo7/LinkedIn:https://www.linkedin.com/in/jackie-tantillo/YOUTUBE: https://www.youtube.com/@ShouldHaveListenedToMyMother

Bubba Uncensored with Back with Lummy! All Killer No Filler. Listen to the ULTIMATE BTLS® ARCHIVE and BUBBA ARMY RADIO LIVE 24/7/365 on BUBBAARMYHQ.COM!Join the millions of listeners tuning in to the Nationally syndicated Bubba the Love Sponge Show® airing Monday through Friday from 6-10am EST. Hosted by the infamous Bubba the Love Sponge® this show is known for its outrageous humor, celebrity interviews, and controversial topics. With a loyal fan base and a reputation for pushing the boundaries, Bubba and his crew never fail to entertain.SEE THE BUBBA THE LOVE SPONGE® SHOW LIVE MONDAY-FRIDAY 6-10AM FREE: rumble.com/c/thebubbaarmySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Keith discusses the rising cost of real estate, predicting that million-dollar homes will become common by 2033 due to: supply scarcity, demographic demand, inflation, and regulatory costs. Over half of U.S. states have cities with starter home prices over $1 million.  Hear about the challenges of investing in beach towns, citing rising insurance costs and maintenance expenses GRE Investment Coach, Naresh, joins the conversation to highlight the BRRRR strategy for income property investment. Resources: Register here for the live online event to learn about ‘Unlocking BRRRR Deals in Little Rock' on Thursday, 7/17. Show Notes: GetRichEducation.com/562 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, million dollar homes will be normal by 2033 I'll discuss why and exactly where they'll be arriving. Why are more beach towns going bust? What's in the big, beautiful bill for real estate investors? Then how to own income property with just 10% equity in it today on get rich education.    Keith Weinhold  0:28   Mid South home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated, there's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com.   Speaker 1  1:53   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:10   Welcome to GRE from Palm Bay Florida to Palm Springs, California and across 188 nations worldwide, you are inside one of the longest running and most listened to shows on real estate investing. This is Get Rich Education. I'm your host. Keith Weinhold, I think you know that by now, you can also find my written work in both Forbes and the USA. Today, million dollar homes could be coming to right where you live only as the average home, a typical home. Best said is the million dollar median priced home. They're increasingly common across America. We're going to look at the exact areas where this is going to happen next, and why. Though, real estate prices are only up about 2% annually. This time, a plethora of forces are conspiring to push median American home prices ever higher to a million bucks by 2033 the reasons for ever higher future prices on a national basis are supply scarcity. Though, homes aren't as scarce as they were, say three years ago, incessant demographic demand, continued inflation, tariff pressures, heightened regulatory costs, the rate lock in effect remote work and a perpetual construction labor shortage that makes it easier to find a unicorn than, say, a good plumber out there. All these things are conspiring to push long term prices up, up, up, and sadly, this will make first time home buyer dreams, well only dreams, not a reality for so many Americans. CBS News recently called first time homebuyers an endangered species for this reason. Hmm. Then I wonder if the US Fish and Wildlife Service is now protecting these beleaguered, endangered first time homebuyers. Now the typical Canadian single family home costs 779,500 Canadian dollars today. And get this now, of course, some US regions will have rising prices, and others falling prices in the shorter term, although the general direction is up, but more than half of us, states, 28 out of 50, already have at least one city where the median price for a starter home, just a starter home, is a million dollars or more. This is per realtor.com economist. More than half of states have that condition. Now I want a starter home that's defined as 80% or less of the price of an area's median Well, here we go. It is not just trophy cities anymore that are on the precipice of the million dollar club. It's these moderately priced cities that are next in line, and one trend is that they're located near already expensive markets. For example, Stockton, California is two hours inland from San Francisco, and Stockton is best known for well being two hours from San Francisco. That's about it, all right. Well, here is the 2023 median price. And it's 2033 projection, only eight years away, really, just a little over seven years away. This is where we're going. All right, Boise, from 465k up to $1,163,000 million $163,000 Boston, from 623k to 992k and again, these are 2023 median home prices, and then what they're projected to be in 2033 as these million dollar homes become typical, just in these somewhat moderately priced. US areas, let's continue Colorado Springs. 455k up to $1,020,000 I've made two trips to Colorado Springs in the past two years. I really like it. They're really livable with a nice little airport Denver. 548k up to $1,297,000 Honolulu, 638k up to $1,144,000 Portland, 501k to more than doubling to $1,052,000 Sacramento, 558 up to over $1.1 million Salt Lake City, more than doubling from 493k up to $1,064,000 Seattle, 694k up to $1,486,000 and finally, the aforementioned their Stockton, California, 579k up to $1,447,000 million dollar homes are increasingly abundant into places that are surely Not trophy cities anymore. They're projected to come to all these places by 2033 and this is very realistic, because consider this, what will a million dollars even be worth in 2033 just a little more than seven years away, what will a million dollars even be worth then at 3% inflation, just $789,400 All right. Well, what should you do with this information? It gives you perspective, waiting is not helping get comfy with million dollar homes that are like just kind of all right? And here's the thing, a million dollar home that used to be like posh that used to come with a waterfront view or a celebrity neighbor, and today you just get a popcorn ceiling in a mysterious draft in some entire counties, like I've told you before, in San Mateo County, California, the median home price is already over $2 million just an average home county wide. And I also mentioned to you that there's another California County, Santa Clara, California, where the median price is over $2 million but there are more Nantucket, Massachusetts, Pitkin, Colorado and Teton County, Wyoming, all over $2 million county wide. I mean, in places like this, a million dollar home is a gut job. I mean, it needs a renovation. In these places, a million dollar home costs less than half of the county median. So therefore it is so broken down that you might not even be able to get a conventional loan for that property. And notice that the Sun Belt is not on any of these lists for now, despite its growth, there's still vast land and cheaper housing there the southeast and the Midwest, they still feel like America's affordable housing frontier. But you've got to wonder, for how long and what else does this continued low affordability mean? It's the American. Emerging trend that few people see coming, but we've talked about here, it's that common tidal wave, this horde of new renters that are coming, priced out of million dollar homes. Your renters are coming, and what does this mean for you? Well, consider owning low cost rental property in those low cost parts of the nation. We help you do that here, completely free, at GRE investment coach.com a tidal wave of future renter demand means higher rents and higher occupancy rates. Your renters are coming.   Keith Weinhold  10:39   now, last week, on the show, I discussed the Airbnb arms race, how short term rentals really need a serious glow up and some major investment to compete in a lot of markets anymore. This week, let's discuss the trends in another real estate niche that's largely fallen on some harder times, and that is investing in beach town, something that might be more top of mind for us, as we are here in mid summer. The very best beach town for a bikini slim budget is Pascagoula, Mississippi, a gulf shore escape, where the typical listing will run you a mere 166k can you believe that now this gulf coast town of 22,000 people, it is somewhat of an aberration, though, be careful, Pascagoula is affected by a FEMA rule that really limits the amount of renovation that you can do there? Atlantic City, New Jersey, it's another beach town with a jaw droppingly Low typical list price of 242k yeah. Atlantic City, AC is the name long synonymous with gambling and Trump property port. Ritchie, Florida is another notably cheap beach town with just a 255k typical list price. And it's notable because back in 2019 GRE did a real estate field trip there where I and the property provider and a few speakers, we hosted you, and then we toured properties together in a coach, a tour bus, but those neighborhoods were actually about two miles inland, Myrtle Beach, South Carolina, still just 299k. Corpus Christi, Texas and Ocean City, Maryland, are two more notably cheap beach towns now, especially after talking about the million dollar homes and then you hearing about these cheap beach towns. You might be wondering, gosh, should I buy property for cheap in these beach towns? But, you know, buying the beach house is just the start. Rising. Insurance costs and maintenance costs have forced a lot of investors to question whether beach homes are too big of a gamble now with a few investor profiles here were interviewed first Levi Rogers, a retired Green Beret and a real estate broker in San Antonio, he recently shared how his property on the Gulf Coast went from $3,200 a year for insurance to over $11,000 and that's if you can even get coverage without bizarre exclusions, throw in new flood zone Redeterminations and wild HOA fee hikes due to inflation, and your profits are wiped out in an instant. That's what Levi Rogers says about his particular situation. Honestly, coastal property makes me more nervous than my first Million Dollar Listing. Despite loving beachfront real estate, that's what Los Angeles real estate agent Wesley Kang says he's seen changes that would shock most investors. Insurance costs broke another record at his Marina del Rey listing the owner just got hit with a $68,000 annual premium up from 15k last year, while his neighbor, two blocks inland, pays just 7k so in addition to hurricanes and slow and steady beach erosion, that has caused some homes to simply collapse and fall into the sea. Kang, the Los Angeles real estate agent, said his Malibu client just spent his entire summer rental income on mandatory seawall repairs. Another had to install $100,000 worth of water barriers just to keep his insurance. So is a beach home a good investment? Well, owning it really is not the easy, dreamy investment that it used to be. There are some investors that still think it's worth it, but they need to change their strategy. Roger said that he hasn't sold yet. He just. Had to adapt. That's the San Antonio real estate broker. He cut his rental period down to only the high season months. Raised his rates by 22% just totally ended low season bookings, and he promoted high end upgrades to make the numbers work. He says you have to run it like a hospitality business now, not a passive rental, so the ROI can still be there, but only if you're really on top of it, actively managing risk and costs and the guest experience. Otherwise, what you're doing is that you are just financing someone else's vacation. And this is along the lines of what I was discussing last week with short term rentals in general. Real Estate Investor Daniel Roberts, based in Idaho, he says beach properties are now riskier. He has reinvented his approach to stay solvent. He says we improved our rental by presenting the property as a luxury destination, adding concierge services with dining and boat tours and even fitness sessions. With this rental arrangement, we earned 18% more on rental income last year compared to the previous year, is what he says. However, still, our profits have decreased a little since we now pay so much more each month for insurance and for maintenance, if you're shopping for a beach house and hoping for a deal, it might pay to search a bit inland for cheaper properties and insurance rates, and then it's not really a beach house anymore. Elevation is your friend. Certain oceanfront areas are experiencing a steep drop in some places like Florida. I mean, can you buy the dip if you're looking for opportunities in investor areas like Florida, which saw a huge run up of people heading there during the pandemic, but their jobs require them to return to the office. If you're in the market for a vacation property that you can rent out and possibly use as a second home. There are beginning to be more and more choices. So the bottom line here is that many beach towns are in a bust. Their profitability is under attack, chiefly from these insurance premiums that have as much as 3x or more for many in the past three or four years, Hoa costs are up due to inflation, and then there's just simply the threat of more storms and more beach erosion, and just the stress and concern that causes even outside of the insurance cost, short term rentals tend to be right on the coast or A short walk from the beach. The best long term rentals tend to be inland, inland. Long term rentals are long where we have focused here on this show, and they tend to be stable and steady and frankly, kind of boring, but somehow boring in an interesting way, if that's possible, they plod along paying you five ways.    Keith Weinhold  18:05   Hey, is get rich education the number one real estate investing podcast in America. Are we number one? I've got an answer for you on an upcoming episode. It looks like the big, beautiful bill that was signed into law on the Fourth of July will be advantageous for real estate investors. It extends a lot of Trump's 2017, tax cuts and Jobs Act. There are modifications to opportunity zones in the big, beautiful bill. But the big story is that 100% bonus depreciation has been restored, reset, huge that applies to qualified property placed in service from January 20, 2025 through the end of 2029 now is the Time to accelerate acquisitions and renovations to leverage 100% bonus depreciation. I mean, this is great for investors. And what this does is it allows you to fully deduct the cost of qualifying renovations, property improvements and certain building components immediately, instead of you, having to spread the deductions out over several years. Major however, the big, beautiful bill does not do much of anything to help those beleaguered first time homebuyers that endangered species. In fact, in a previous version of the bill, it was going to open up millions of acres of public lands for new development. Now, if that happened, that could have added more housing supply and therefore kept home prices from perpetually rising, and therefore maybe helped first time home buyers. But that provision was removed from the bill before it got passed. All right, so those public. Lands will not be developed. That was not part of this bill, and that's a quick overview of what Trump's big, beautiful Bill means to real estate investors. To review what you've learned so far. Today, million dollar homes are coming to more places, and that's due to supply scarcity, demographic demand, incessant inflation, tariff pressures, heightened regulatory costs, the rate lock in effect, remote work and a perpetual construction labor shortage. More beach town properties are going bust due to surging property insurance costs and the big beautiful Bill has some serious positives for real estate investors, but not for first time home buyers.    Keith Weinhold  20:45   There is a lot happening here at GRE we, including me and our investment coaches here, are talking with you, our investors. We're talking with the nation's top property providers, as we always do, and there's just a lot of real estate news. How can you follow us to keep up on all this? Well, there are three main ways, and they're all free. There's no subscription cost. That is, firstly, through this show, the get rich education podcast. Secondly, our YouTube channel called get rich education. Yes, we are consistently branded. And the third main way to follow us is with our Don't quit your Daydream newsletter. Sign Up Free by texting GRE to 66 866, that's text GRE to 6668 66 and there you go. They're in they are the three main ways to follow us, podcast, YouTube channel and newsletter, and then also our social media channels, get rich education can be found at all the usual places, Facebook, Instagram, Tiktok and x, but our handle is Get Rich ed on x because there is a character count limit there. That's how to follow us. You can find our recommended property providers at GRE marketplace when you're getting actionable, and then to engage with us for a free strategy session to learn your goals and really put you on a financially free trajectory. You can do that with our investment coaches directly book time on their calendar at GRE investment coach.com   Keith Weinhold  22:25   what is happening with the future of the Fed and interest rates, and how can you put as little as 15% even 10% down on an income property? That's next. I'm Keith Weinhold. You're listening to get rich education    Keith Weinhold  22:39   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.   Keith Weinhold  23:11   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk, because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom. Family investments, liquidity fund again. Text family to 66 866   Naresh Vissa  24:21   you this is peak prosperity. Chris Martenson, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  24:42   It's terrific to have a familiar voice back on the show. It's an in house discussion with our own GRE investment coach since 2021 he's met with you, usually over zoom or the phone completely free to learn your own personal goals. Find the market that's right for you. Two. And he even goes as far as helping connect you with the exact property address that would make your next real estate pays five ways property, like say, you find 654, Maple Street in Little Rock, Arkansas or Indianapolis, Indiana. For you, he helps you through it all. And then he even helps you if you have any trouble after owning the income property. He's got the formal education with his MBA, and he walks the talk because he's a direct real estate investor, just like I am. Hey, welcome back to the show investment coach Naresh Vissa.   Naresh Vissa  25:32   thanks for having me back on. It's always a pleasure to talk to you and the loyal GRE listenership that we have. I think   Keith Weinhold  25:40   we enjoy talking to each other more than President Donald Trump and Fed Chair Jerome Powell do for sure. And I think if anyone's been paying any attention, there's been quite a feud between Trump and Powell, and it's been pretty entertaining. Trump has referred to Powell as Mr. Too late, like too late to make a decision. He has called Powell a numbskull. He has said Powell has a low IQ for what he does. That drama has been really interesting now. Powell's term ends in May of next year, so about 10 months from now. And I think most anyone knows that Trump wants an interest rate cut badly, but Powell keeps holding tight, and what Trump says is that he wants to lower the interest costs on our national debt. That's the reason that Trump gives for lowering the rates. But Powell's been reluctant to lower rates because it might stoke inflation. In reality, I suspect that Trump wants lower rates just to juice economic growth, like that's the real reason, and then Trump sort of hopes that inflation only catches up with the next president who comes in in 2029 and interestingly, back on July 1, Jerome Powell said, if it weren't for tariffs, he would have already lowered rates. What are your thoughts?   Naresh Vissa  26:55   Well this is a lot more complicated than it seems, and here's why Trump called Powell a lot of names, and I think some of those names hold true if we go back to when Biden was president, because it was in April, May 2021, that I was saying, hey, it's time to start increasing the interest rates, because inflation was going up significantly, very quickly, it was going up. And if you recall, Keith, I know you did many episodes on this, Powell kept saying, Oh, this is transitory. It's just transitory. And my whole justification was, well, look, a 25 basis point hike ain't gonna kill anybody. And they refused to do it for an entire year. Once we started seeing inflation going up. And by that point, inflation went up close to 10% that's how bad it got. That's it didn't hit the double digits, but it was very close to hitting the double digits. So yes, I do think Powell was a numbskull for not raising the rates back in 2021 but today I'm actually on Powell's side, because there are still inflationary pressures. And remember, Keith, the inflation target is 2% it's not two and a half percent. They haven't moved the goalposts. It's still 2% and last month, this is the media is not talking about this, except for get rich education today, inflation went up last month. So yes, it beat expectations, but it still went up. The expectations were that the terrorists were going to create this massive inflation and we would be back up at the three handle. And it didn't do that. But regardless, inflation still went up. So let's wait. Let's see what the CPI numbers show. I don't think we're going to be close. I don't think we're going to be under that 2% figure within the next two months, and that's why I think Powell is justified in holding to rate study. Now, with that being said, I do think because of Doge, we did an episode earlier this year on Doge, because of Doge, because of the latest ADP job numbers, the latest unemployment numbers, the private sector cuts that are happening at Microsoft and Google and a lot of other big name companies. I do think that inflation will eventually dip below 2% you look at the gas prices have hit four year lows. Look at egg prices have hit, I think four year lows or three year lows. I do think we'll dip below the 2% at some point. The question is, is, when is it going to be? You know, three months from now? Is it going to be a year from now? It all depends. So what does that mean for your question of, is Powell right? Is he wrong? Is he a numbskull? Who's right? I completely understand what you said is why Trump wants the rates cut, and that is, he wants to juice everything because he looks great, and it's a midterm election year, next year, and he doesn't want to lose his Congress. And I understand the political side of it, but the number one issue, the number one issue, according to almost every poll out there before. Election, the number one issue on voters minds was inflation. It's had things. The bleeding has not stopped, and the inflation is out of control. The groceries are too expensive. That's what's important. And I'm on Powell's side here. I think you have to be patient. On the other hand, Trump is being very aggressive, and he's looking to replace Powell, and he's going to put in his guy in there. I mean, the basic requirement for the job is you're going to get in there and slash entry. You're not even going to do a 25 basis point cut. You're going to go down to 1% fed upon rates overnight. That's what Trump wants. I don't know if you saw that, but Trump wants a 1% Fed funds rate pretty much overnight, because he's saying, oh, is going to save us all this money on the debt that we're paying, interest payments and data I get where both of these guys are coming from. I think the ideal scenario, because Powell, it looks like he's safe until maybe the end of the year. I think we hit that 2% point, definitely by the end of the year, and Powell will start cutting in September, we'll see a 25 that's what I think. I think we'll see a 25 basis point cut in September, maybe a 50 basis point cut in the next meeting after that, and and maybe even a 75 basis point cut in December. And that way, when the new guy comes in, he doesn't have to do this drastic COVID March, 2020, type of cut, of slashing rates close to zero overnight. We do it in a gradual I think that would be better for the country and for the economy and for the global economy. So that's where I see things. But regardless, regardless, we know for a fact that the interest rates, the cutting is beginning soon, and the rates are going to be very low sometime next year, if not by the end of next year, we know for a fact that the rates are going to be very, very low. And what that means for the housing market is that, and let's talk about the housing market really quickly, the inventory in the housing market is the supply side is very high. This is not 2021 2022 when homes are flying off the shelves and people were paying above asking price for homes. We're in a situation where the inventory has piled up. Home values have somewhat stagnated. If rates are going to bottom next year, then buying real estate. I don't want to say I'm not calling a bottom, but I'm saying that you can expect real estate home values to skyrocket once rates hit that 1% because of the Fed funds rate. So right now, we're seeing demand from investors because they're thinking what I'm saying, hey, the Fed is going to slash. We know that for sure because of Trump. And when that happens, institutions, individuals, they're going to start taking out debt, and the housing market's going to skyrocket just like stocks. I mean, really, most assets are going to skyrocket. So right now, I think, is an excellent, excellent time to be looking at buying real estate, and then you can just refinance later, when the rates bottom in a year or two,   Keith Weinhold  32:50   when you talk about high housing supply, I think what you mean is higher housing supply. Nationally, we're still 12% under supplied. It's just the fact that we have 30% more available housing supply in the one to four unit space than we did a year ago. At this time when we're talking about interest rates and things that have to do with the larger economy, here, you the listener should be aware that Naresh has often been tapped and interviewed by major network television on his opinions on these sort of broader economic issues, so he is qualified that way. And to give you an idea with what we're talking about with this desire to get the Fed funds rate down to 1% whether that happens or not, today's Fed funds rate is around 4.3% just to give you an idea of the magnitude of the potential cut, I don't forecast interest rates because it's very difficult to do, but it's interesting that Naresh has done some of that, and let's remember that Trump is actually the one that appointed Jerome Powell back in Trump's first term, and there's been a good bit of speculation around who the next appointee might be. In fact, if that appointee is named several months before Powell's termination of his term in May. Some people think that could be Treasury Secretary Scott Besant, that that alone could change the dynamic, that you would get someone more likely on board to make rate cuts and name them before they actually come into office.   Naresh Vissa  34:14   Well, the President decides he appoints that position, and we know for a fact 100% Trump is only going to put his person in there, man or woman, we don't know, but he's going to put his person. And the basic requirement for the job, it's not a PhD from Harvard or being a multi billionaire like Scott Besant. The basic requirement for the job is cutting the rates to 1% the Fed funds rate to 1% that's the bare minimum basic requirement for the job, and there are apparently lines of people who are lining up because they think they fit that requirement. So we know that's coming. We know it's coming at the latest, next year, like I said, Because Trump said it himself, and to be calling somebody a numbskull and all these names, he's very serious about this. It's an issue that means a lot to him. And again, I get where Trump's coming from. The government would save a lot of money on interest payments. And Trump's justification is, inflation is low, let's just try it, which I somewhat agree with. He says, Let's just try it, and if the inflation goes back up, then you just raise the rates. Don't you know, Powell was too late in 2021 the next guy won't be too late in raising rates this time around if the inflation does go back up. So it's a different strategy that would definitely juice the economy overnight. Of course, he wants that. Everyone's got their own opinions. I'm of the opinion. I think the Fed actually is for the most part. Post 2022 has done a good job. In fact, I did an episode with you, I think, a year and a half ago, saying that the Fed should have done more rate hikes, because we would have been at 2% inflation a year ago had the Fed done one or two more rate hikes, in my opinion. And we saw at the end of Biden's presidency, inflation started going back up when the Fed actually cut rates, when they should have been raising rates previously. So with that being said, this is a good opportunity for investors, because we are in that doldrum right now where we know the rate cuts are coming, at least we, you and I and GRE listeners know that the rate cuts are coming. Not everybody knows that they're coming, because they may not pay attention or follow this stuff as closely as we do. We know that they're coming, and what that means for the housing market is, like I said, juice. We can see juice in stocks. We can see juice and housing. We can see juice and Bitcoin and other commodities.   Keith Weinhold  36:35   Well, you use the word doldrum. Yes, the housing market is in somewhat of a doldrum. We have lower transaction volume than we have historically, for sure, and really that's led by we need to keep in mind as investors, that that's lower owner, occupant purchase volume, because investor purchases have stayed pretty steady.   Naresh Vissa  36:56   Yes, I'll say this, Keith, we work with a lot of different providers all around the country. I want to say we're up to something like 30 different providers in 20 different markets or so. When these partners are calling me saying, Hey, we got all these properties and send me your people and you know, let's do business together and help us find more investors, then I know that the housing market has somewhat stalled. It's not doing terrible, but I know that it's when those providers aren't calling me, or when they even cut off the relationship and say, Hey, I don't want to talk to you anymore. I don't want to work with you anymore. Then I know, hey, it's a really hot housing market. They don't really need me. And I'll tell you right now, every other day I have a partner of ours, I had to tell them to stop call. I said An email will do, or a text message will do. You don't need to call and leave me a bunch of voicemails. I have people calling me every day saying, Hey, we got all these properties, and they're amazing and they're beautiful, and send your people to us, which tells me that it could be actually a good time to start buying. Because it's not like I said, 2021 it's not 2022 it could be a good time right now, because the investor will hold more leverage, and the incentives that these partners are offering are second to none. I've never seen incentives this good. I mean, it's not just the free property management, it's not just the closing cost credit. It's negotiating prices of homes. It's getting cash back at closing, so just literally having a check overnighted to you that's in the five figures, cash back for buying property. So overall, I think it's a really, really good time right now to get into real estate, probably one of the best times, if not the best time since I joined GRE at the end of 2021   Keith Weinhold  38:40   of course, Ken McElroy was just here on the show with us a couple weeks ago, talking about what a good time it is to buy from his perspective as well. But yeah, Naresh, I appreciate that you're kind of letting the listener peek behind the curtain a little bit. We really get a good read on the pulse of the market here, and part of our job is to vet those providers that we work with, yeah, the race. Well, one property strategy that almost transcends eras is the BRRRR strategy. It's such a popular strategy with investors, because you can get in to a deal and have so little of your money left in the deal that you could end up with 10 to one levered. So the burr strategy, that's probably the most popular strategy with our investors. So tell us more about that.   Naresh Vissa  39:27   We've done several webinars already about Bert, and this has become the most popular strategy with our investors, hands down the amount of volume that we're seeing with our investors, people who keep buying more and more because the first one worked out. Now there are some that didn't work out, and that has more to do with the provider than it has to do with the strategy. The strategy is simply buy a property that needs to be completely rehabbed, refurbished. It's you buy a property, as is, you take out a hard money loan to renovate the property, to gut it, to update. It, bring it up to speed. Or you can pay cash. So a lot of people say, Oh, I don't have the cash to pay for such a property. So they're the hard money loan is there. Or you could pay cash. Our recommendation, my recommendation, personally, is take out the hard money loan, because you have that extra layer of protection, that extra body who will make sure that you're not getting taken advantage of, because that's a problem that we've seen with BRRRR, where some of the providers, some of the sellers, they'll sell the property, and then they just disappear after that. And we don't want that to happen. We want the rehab to actually get done, because the real value is by doing the rehab, making the house nice, renting it out to a tenant, and then refinancing the property, because the home value is going to appreciate so much. In some cases, some of our investors got 100% appreciation from what they bought the property at, and they were able to use that equity, 100% of that equity into the down payment, into other fees, so they didn't have to pay anything out of pocket for the property. So that's the beauty of the BRRRR strategy. And like I said, what's most important? Because we've already done two web it. We've done a Memphis burr webinar, we've done a Cleveland burr webinar. Now we're doing a little rock BRRRR webinar, and I think this is the best burr out of all the burs that we've done. And the reason is because the team we're working with, they have a legitimate company operation. They have a property management division, they have a rehab division, they have a sales division, they have a management division. This is not like a one man show or a two person company trying to do all these rehabs all at once. So they're very here's the schedule. This is what we have to do, very accurate and so yes, their pro forma numbers aren't going to be as aggressive as what our investors have seen with previous BRRRR providers. But the problem with those aggressive numbers is that a lot of the providers, they overinflate those numbers, and they don't follow through, let's say, on the rehab, or they do the rehab, and the appraisal does not come back at an amount that met the proforma. So I'm just really excited about this, because Little Rock is a new market that we've entered into. We have not done a lot of Little Rock promotion, a lot of Little Rock property. So it's a new market, number one and number two, it's the team that's there. This is the best of the best team. And if somebody came to me and said, Hey, I want to do a bur. Where should I do it? You've got all these different webinars and podcasts on burrs. Where should I do it? I would say bur Little Rock is where you want to do it, because you're going to sleep way better at night, and the process is going to be way smoother than the others. Yes, the pro forma numbers, they're not going to be as appealing, or they're not going to be as outlandishly high as those other markets, but those other markets, Memphis, Cleveland, there's a reason why those numbers are so high. And like I said, it's this team in Little Rock, amazing team, Keith, I know you've had some calls with them. We interviewed the their head Alex on last week's podcast episode. He and I are going to be doing this upcoming webinar on BRRRR little rock this Thursday, and we hope to see everybody there go to gre webinars.com, gre webinars.com, right now to register for that webinar.   Keith Weinhold  43:14   It's this Thursday, a live event that you can attend from your own home. And the benefit of you attending live is you can have your questions answered in real time. You can hear other attendees questions, which will help educate you on this process. And yes, I don't know if this will ever happen again. We do have Alex leading the bur strategy in Little Rock. He's been doing this for 15 years. He's got his vetted, proven team and a great system for doing this, so that so much of it is all done for you. And   Naresh Vissa  43:47   one more thing that I'll say, because this has become very popular with our online special event attendees, they hear podcast episodes like this, and they say, Hey, I want to jump on this before the live event, because all those other people are going to be on, and I want to jump. So I want to share, or Keith, I'll let you share our link for people to just reach out to me if you want to schedule a meeting or just email me. Just reach out to me if you don't want to wait until the webinar, the online special event this Thursday, if you want to get a head start, please absolutely reach out to me.   Keith Weinhold  44:20   That's a great thought. You can go to GRE investment coach.com right now and get on the race's calendar so that you can have a free meeting. Any last thoughts about Thursday's big event?   Naresh Vissa  44:32   like I said, it's going to be Thursday evening. The time is going to be at 8pm Eastern Time. Thursday, 8pm eastern the webinar, online special event will last about two hours. Our listeners, our followers, love these online events because they're highly interactive. We get everybody involved. They're fun, and the reason why they last two hours is because the people who attend are having such a good time. Them that they want it to last that long. I remember a long time ago when we used to do these online events, and they'd only last 30 or 40 minutes, and then that was the end. But now our file loves them so much. I think if you've never attended one of our online special events, you'll definitely want to attend this, because it is the timing is perfect before all these rate cuts, as the housing supply inventory is at a 12 month high. So the timing is is really good. The incentives are excellent. And like I said, we know interest rates are going to be slashed sometime next year, so you can always refinance later, but but getting in at these prices is going to be a true gift. So gre webinars.com, to register for this online special event.   Keith Weinhold  45:52   We are all looking forward to it this coming Thursday. Narration, it's been great having you back on the show.    Naresh Vissa  45:57   Thanks, Keith.    Keith Weinhold  45:58   Yeah. Fruitful in house chat, as always, with one of our investment coaches, Naresh, that's how you can leave as little as 10% down on an income property. When you do that, cash out refi with the burr strategy, you'll get in at today's lower prices, they tend to be 140 to 160k in Little Rock, Arkansas. You'll lock in this year's rates with that low price, with the BRRRR acronym, meaning buy, renovate, rent, refinance, repeat. Well, that refi is a little ways down the road after your initial purchase. Longer term, if interest rates go up, you'll be glad that you got today's rates. And if interest rates go down, which many expect, then you'll refi. The only thing bigger than the next Fed interest rate decision or the naming of a new Fed chair is Thursday's GRE live event itself, get ready. Really, the event presentation typically takes an hour or less. The rest of the time is your questions and conversations, so show up from the comfort of your own home, maybe with a beverage this Thursday, and since it's in the evening, probably not a stimulant, maybe a yerba mate, besides seeing real life case studies and understanding how the burst strategy works, how to optimize it and the mistakes to avoid, expect access to available Little Rock burr properties, actionable opportunities. Should you so choose? Sign Up Free at gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  47:50   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  48:14   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866. While it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  49:30   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

Nationally syndicated columnist for The Creators Syndicate, Ruben Navarette, discusses the latest developments in the Texas flood response fallout and how this administration stopped making sense, as we slouch toward fascism.Become a supporter of this podcast: https://www.spreaker.com/podcast/tavis-smiley--6286410/support.

Meet legendary improviser Tim Orr based in San Francisco. We had a fabulous chat about his life in improv, international travels and favorite movie. We spoke about his philosophy on improv and the importance of connections. He even gave me a tour of his home! He has been improvising since 1988 with many San Francisco and international groups, including BATS Improv, True Fiction Magazine, Awkward Dinner Party, and with the acclaimed troupe 3 For All. In 2009, he founded Improv Playhouse of San Francisco. Since 2015, he has toured Europe with Inbal Lori from Berlin performing their duo show Click. Tim has also appeared in numerous plays in the San Francisco Bay Area, and received critical acclaim for his leading roles in the improvised feature films, Suckerfish and Security. Nationally, Tim has performed and taught improvisation at the American Conservatory Theatre, BATS Improv, Stanford University, and many other venues (Los Angeles, Chicago, New York, Austin, Louisville, Atlanta, etc.). Internationally, he has performed and taught at numerous festivals and/or as an invited guest artist in Amsterdam, Barcelona, Beijing, Beirut, Belgium, Berlin, Bucharest, Dubai, Hamburg, Helsinki, Lisbon, London, Lyon, Mallorca, Oslo, Paris, Saudi Arabia, Shanghai, Sofia, Stockholm, Tel Aviv and more. Tim has consulted with numerous groups both nationally and internationally in their formation of improvisation groups and also the development of new improvisation formats.

The entirety of DJ & PK for July 14, 2025: HOUR ONE Pablo Mastroeni, Real Salt Lake Mark Harlan, Utah Athletic Director Richard Smith, Longtime Utah Jazz Staff Member HOUR TWO What is Trending Hot Takes or Toast BYU-Utah Rivalry is ranked too low HOUR THREE Brett Ciancia, Pick Six Previews BYU-Utah Rivalry ranked too low? Cal Raleigh chasing Barry Bonds  HOUR FOUR Steve Cleveland, Former BYU Basketball Coach Slacker Radio Headlines Feedback of the Day

DJ & PK talked about The Athletic ranking the BYU-Utah Rivalry 28th-best in the country and why it's too low in their opinion. 

Is your closet overflowing, but you still feel like you have nothing to wear?  Help is here! Nationally known stylist and color expert Shari Braendel shares with us how the right colors and fewer clothes can help you feel more confident and less stressed. If you're ready to simplify, feel good in your clothes, and rediscover your style, this episode is for you.   Learn more about Shari: https://www.stylebycolor.com/ Join her Facebook group: https://www.facebook.com/groups/stylebycolorstudio/        

This week: Edward and Wes have tragic stories coming from the worlds of soccer and baseball. News and Notes has more awful stories, and the W4tch rounds it out with some feel good gaming updates.@AFAPod @EdwardGreene @WesBradshaw21Email: allnewsportsshow@gmail.com

Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about what we need to know about Trump’s Big Beautiful Bill. Terry explains what the bill does, what it doesn’t do, and to clear up confusion about taxes and social security benefits. And as always, Terry answers all of your financial questions. And John and Terry […]

Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss how Social Security is being affected by the ‘Big Beautiful Bill.’ And, as always, Savage answers questions from listeners.

INTRO:  Welcome to the award winning, Nationally syndicated My Big Fat Bloody Mary podcast where you will never drink alone. Special hello to our new listeners! 19 new listeners from my neighbor to the west – MN. We are coming to you from the studios of the Bloody Mary Concert …

Nationally, folks are wondering how the Buffs will replace a top level quarterback and a Heisman Trophy winner? 247Sports Colorado reporter Adam Munsterteiger and Cover 3 host Bud Elliott discuss on CBS Sports HQ.

Nationally known and locally grown stand up comedian, and former ZRock 103 morning show member, Joe Deuce joins Jack to talk about the recording of his new comedy album being taped this weekend at Comedy Off Broadway. See omnystudio.com/listener for privacy information.

Nationally syndicated financial columnist and author Terry Savage joins Lisa Dent to discuss Social Security, and as always, she answers questions from listeners.

Samantha Rux from OSF Healthcare joined Wake Up Tri-Counties to provide safety tips for fireworks use this Fourth of July. As Illinois gears up for Independence Day, safety experts are reminding residents that popular consumer fireworks like bottle rockets and Roman candles remain illegal under state law. However, even legal options such as sparklers and smoke bombs can pose serious risks. Nationally, the Consumer Product Safety Commission logged nearly 10,000 injuries and eight deaths from fireworks in 2023. Dr. Stathis Poulakidas from OSF HealthCare Saint Anthony Medical Center warns that even sparklers, burning at around 1,800 degrees, can cause severe burns, especially to children. He urges everyone to leave fireworks to professionals and prioritize safety to prevent devastating injuries.

Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about what she likes and dislikes about President Trump’s tax bill, the market reaction to what’s in the bill, the weakness in housing and jobs data, and why now is a perfect time to reevaluate your 401(k). Terry also answers all of your financial questions.

In Hour 3, Andy and Randy talk about what the Hawks are building around Trae Young, the Braves changing their rotation and getting one day closer to Jurickson Profar returning, and the AMA.

Eunice was a confident hard working woman, that loved God, her country and her family. She was proud of her accomplishments and rightfully so.  Chef Dennis is a successful classically trained chef, now retired and a very popular travel and food blogger. He prefers to cook for others rather than cook a meal for himself. His grandmother taught him a lot about food and cooking and she passed down "the joy of cooking." And now Dennis is sharing the 'joy of it' with all of his readers. You can find out more at https://www.askchefdennis.com/ Dennis's maternal grandparents were originally from Mexico and both were highly educated. His grandmother was a  teacher and his grandfather  a minister.  Eunice and her nine siblings were also all educated starting at a young age. All the children were born and raised in Texas and bilingual from an early age. Littley says of his mother's family "they were an all American family-all my uncles served in the Armed Forces and an uncle was at Pearl Harbor."  Because Eunice was always studying and/or working, she never really had too much time to cook.  She often worked nights so she could be home to see  Dennis before and after school. Chef Dennis says that his mom, who he adored dearly, "influenced him and his love for cooking in an offhanded way." "Her lack of cooking skills and my love of food and her encouragement really helped push me in the right direction.  She was the reason I really started cooking and went int this field." says Littley.  Dennis loved to cook for his mom and says  "I was never pressured into being a doctor or lawyer, my mother just wanted me to be happy."  But he took care of his mom as well. At a young age, he would collect recyclable bottles and cans, ride his bike to the supermarket and buy food with the money he made to cook for his mom because she didn't have time to cook for herself.  Dennis agrees that he gave his parents a hard time, a bit rambunctious, but he was named after the  'Dennis the Menace' tv character, after all.My guest, got his first full time job at 12 years old and became manager of a burger place, flipping burgers at 13 in Atlantic City, New Jersey right on the ocean.When asked what meal he'd cook for his mom if she were here today, Dennis reminisces about the rice, pepper, onion, bacon and cheddar cheese casserole his mom and he loved to eat till the dish was empty and everyone was happy.  Later on in life, once Eunice had retired from nursing, she was able to embrace her time in the kitchen with her friends and found the ‘joy of cooking'. "Should Have Listened To My Mother" is an ongoing conversation about mothers/female role models and the roles they play in our lives. Jackie's guests are open and honest and answer the question, are you who you are today because of, or in spite of, your mother and so much more. You'll be amazed at what the responses are.Gina Kunadian wrote this 5 Star review on Apple Podcast:SHLTMM TESTIMONIAL GINA KUNADIAN JUNE 18, 2024“A Heartfelt and Insightful Exploration of Maternal Love”Jackie Tantillo's “Should Have Listened To My Mother” Podcast is a treasure and it's clear why it's a 2023 People's Choice Podcast Award Nominee. This show delves into the profound impact mother and maternal role models have on our lives through personal stories and reflections.Each episode offers a chance to learn how different individuals have been shaped by their mothers' actions and words. Jackie skillfully guides these conversations, revealing why guests with similar backgrounds have forged different paths.This podcast is a collection of timeless stories that highlight the powerful role of maternal figures in our society. Whether your mother influenced you positively or you thrived despite challenges, this show resonates deeply.I highly recommend “Should Have Listened To My Mother” Podcast for its insightful, heartfelt and enriching content.Gina Kunadian"Should Have Listened To My Mother" would not be possible without the generosity, sincerity and insight from my guests. In 2018/2019, in getting ready to launch my podcast, so many were willing to give their time and share their personal stories of their relationship with their mother, for better or worse and what they learned from that maternal relationship. Some of my guests include Nationally and Internationally recognized authors, Journalists, Columbia University Professors, Health Practitioners, Scientists, Artists, Attorneys, Baritone Singer, Pulitzer Prize Winning Journalist, Activists, Freighter Sea Captain, Film Production Manager, Professor of Writing Montclair State University, Attorney and family advocate @CUNY Law; NYC First Responder/NYC Firefighter, Child and Adult Special Needs Activist, Property Manager, Chefs, Self Help Advocates, therapists and so many more talented and insightful women and men.Jackie has worked in the broadcasting industry for over four decades. She has interviewed many fascinating people including musicians, celebrities, authors, activists, entrepreneurs, politicians and more.A big thank you goes to Ricky Soto, NYC based Graphic Designer, who created the logo for "Should Have Listened To My Mother".Check out our website for more background information: https://www.jackietantillo.com/Or more demos of what's to come at https://soundcloud.com/jackie-tantilloLink to website and show notes: https://shltmm.simplecast.com/Or Find SHLTMM Website here: https://shltmm.simplecast.com/Listen wherever you find podcasts: https://www.facebook.com/ShouldHaveListenedToMyMotherhttps://www.facebook.com/jackietantilloInstagram:https://www.instagram.com/shouldhavelistenedtomymother/https://www.instagram.com/jackietantillo7/LinkedIn:https://www.linkedin.com/in/jackie-tantillo/YOUTUBE: https://www.youtube.com/@ShouldHaveListenedToMyMother

In this case, the court considered this issue: Should challenges by small oil refineries seeking exemptions from the requirements of the Clean Air Act's Renewable Fuel Standard program be heard exclusively in the U-S Court of Appeals for the D-C Circuit because the agency's denial actions are “nationally applicable” or “based on a determination of nationwide scope or effect”?The case was decided on June 18, 2025.The Supreme Court held that EPA's denials of small refinery exemption petitions from renewable fuel requirements must be challenged in the D-C Circuit because they are locally applicable actions based on determinations of nationwide scope or effect. Justice Clarence Thomas authored the 7-2 majority opinion of the Court.The Clean Air Act establishes a tripartite venue system for reviewing EPA actions. “Nationally applicable” EPA actions must be challenged exclusively in the D-C Circuit, while “locally or regionally applicable” actions ordinarily belong in regional courts of appeals. However, locally or regionally applicable actions that are “based on a determination of nationwide scope or effect” must be reviewed in the D-C Circuit if EPA finds and publishes that such basis exists. To identify the relevant “action” for venue purposes, courts must look to the specific statutory authority EPA is exercising rather than how EPA packages its decisions. Each EPA denial of an individual refinery's exemption petition constitutes its own “action” because the Clean Air Act allows each small refinery to petition EPA separately and requires EPA to act on each petition. An action is “nationally applicable” if it applies on its face throughout the entire country; alternatively, it is “locally or regionally applicable” if it applies only to particular places. EPA's denial of a single refinery's exemption petition applies only to that specific refinery in a particular location, making such denials paradigmatically locally or regionally applicable actions.The “nationwide scope or effect” exception applies because EPA's statutory interpretation and economic theory formed the core basis for its denials. A “determination” refers to EPA's justifications for taking action, and determinations have nationwide “scope” if they apply throughout the country as a legal matter or nationwide “effect” if they apply as a practical matter. An EPA action is “based on” such a determination only if that determination lies at the core of the agency action and forms the primary explanation for EPA's decision—requiring more than but-for causation. EPA's interpretation of “disproportionate economic hardship” and its RIN passthrough theory constitute clear determinations of nationwide scope because they apply generically to all refineries regardless of location. These determinations formed the core basis for EPA's denials because EPA used them to reach a presumptive resolution to deny all petitions, then considered refinery-specific factors only to confirm it had no reason to depart from this presumptive disposition. Where EPA relies on determinations of nationwide scope or effect to reach a presumptive resolution, those determinations qualify as the primary driver of its decision, making EPA's confirmatory review of refinery-specific facts merely peripheral by comparison.Justice Neil Gorsuch authored a dissenting opinion, joined by Chief Justice John Roberts, arguing that the Clean Air Act's substantive provisions do not call for EPA to make determinations of nationwide scope or effect when acting on individual small refinery hardship petitions, and that the majority's new test will make simple venue questions unnecessarily difficult and expensive to resolve.The opinion is presented here in its entirety, but with citations omitted. If you appreciate this episode, please subscribe. Thank you. 

Red Beard Seasonings – Bloody Mary Blend INTRO:  Welcome to the award winning, Nationally syndicated My Big Fat Bloody Mary podcast where you will never drink alone. Special hello to our new listeners! ****8 New Listeners in Brazil! We are coming to you from the studios of the Bloody Mary …

What happens when your car suffers hail damage or is declared a total loss—and your insurance company lowballs you on the payout? John Rush and guest Burke Payne from https://bpappraisalsllc.com break down the hidden truth about diminished value and how insurance companies routinely pay less than you deserve. Can you really fight back and win thousands more? What does it take to prove your car's true worth? Whether you're driving a daily vehicle or a classic ride, Burke shares how documentation, quarterly walkaround videos, and expert appraisals can mean the difference between getting shortchanged and getting what you're owed. Plus, don't miss Burke's live report from the National Street Rod Association show in Pueblo—over 2,000 cars expected! Could you be leaving thousands on the table after an accident? Burke Payne from BP Appraisals urges listeners not to settle with insurance companies until they've explored their full vehicle value—often getting clients $5,000 or more above the initial offer. Nationally certified and experienced in both daily drivers and classic cars, Burke's expertise carries legal weight in negotiations. Hosts John and Steve explain why Kelley Blue Book and NADA values are often misleading, and why thorough documentation—including quarterly video walkarounds of your car and home—can make or break your claim. When it comes to car culture, value matters—don't go into battle without a certified advocate in your corner. Find out more at https://fixitradio.com.

The Rockies announced that Walker Monfort, the oldest son of Dick Monfort, has been promoted to executive VP, while team President Greg Feasel will step down at the end of the season. Will Walker bring fresh ideas and a new perspective into the front office? And could Bill Schmidt be fired during or after the season? Plus, who are the most untradeable sports stars nationally and locally? Eric Goodman and Bruce Haertl tackle it on a Friday edition of Hot Takes!

Nationally syndicated financial columnist and author Terry Savage joins Wendy Snyder, filling in for Lisa Dent, to discuss the stock market. Savage details the rallies on the stock market in spite of the ongoing conflict in the Middle East. Then, she reviews what might be the reason for the surge, and as always, answers questions from listeners.

Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about new home sales falling in May, if this means there are buying opportunities, and the latest on Social Security and if you should take benefits earlier. Terry also answers all of your financial questions.

Though Dorothy was somewhat opinionated, she truly had a big heart. During my conversation with Marc, he shares story after story that had us laughing but Dorothy was the kind of woman who liked things done her way and it was best for everyone that you kept that in mind.She loved keeping a clean house. It was duly important that her sons did well in school but what was clearly obvious was how much she loved her family. Dinners together every night was a must. Everyone had to share what happened during their day and what they had learned.Marc has a number of very funny stories of his mother but what really rings true to me is that Dorothy had a huge heart. There's one story in particular that you'll hear my guest share that's heartbreaking yet so indicative of what kind of person Dorothy was and how she was constantly teaching her two sons life lessons."Seven Days of Shiva:Forty-Six Years of Puppy Love," has put Marc on the Amazon Best Selling Author list. It's the heartwarming and heartbreaking story of he and the love of his life, Barbara.Our conversation will have you laughing and in tears, but it's powerful messages are worth every every second. My mother began to list her “commandments” for being a good husband. Number 1: As a husband, you should learn to keep your mouth shut.Number 2: Your wife should be in charge of running the household.Number 3: It's not your place to plan the dinner meals. Your wife should plan that, and you should be happy with it.Number 4: Your wife should be in charge of the checking account.Number 5: Your wife should be in charge of paying the bills.Number 6: You should not cash your paycheck on the way home. Bring your check home, uncashed.Number 7: You should turn down invitations from your friends at work to go out after work.Number 8: You should go directly home after work to your wife.Number 9: You shouldn't concern yourself with what other people have. Number 10: You should be satisfied with what you and your wife have."When my mother was finished with her list, she said, “So, you understand what I'm saying?”“Yes,” Marc responded.   Social Media Links:     Website:marcgellman.com      Facebook: https://www.facebook.com/marcgellmanauthor     Instagram:https://www.instagram.com/benjaminsgrandpa/     You Tube:     https://www.youtube.com/channel/UC9d3kIi9koeaQGKKsTQupTQ     Tik Tok: https://www.tiktok.com/@marc.gellman     Book - Landing Page: https://marcgellman.com/seven-days-shiva/     Video Trailer on You Tube: https://youtu.be/0CDB5AjFVcc     Amazon:https://www.amazon.com/dp/1737522306    https://amzn.to/3HZ7cYz "Should Have Listened To My Mother" is an ongoing conversation about mothers/female role models and the roles they play in our lives. Jackie's guests are open and honest and answer the question, are you who you are today because of, or in spite of, your mother and so much more. You'll be amazed at what the responses are.Gina Kunadian wrote this 5 Star review on Apple Podcast:SHLTMM TESTIMONIAL GINA KUNADIAN JUNE 18, 2024“A Heartfelt and Insightful Exploration of Maternal Love”Jackie Tantillo's “Should Have Listened To My Mother” Podcast is a treasure and it's clear why it's a 2023 People's Choice Podcast Award Nominee. This show delves into the profound impact mother and maternal role models have on our lives through personal stories and reflections.Each episode offers a chance to learn how different individuals have been shaped by their mothers' actions and words. Jackie skillfully guides these conversations, revealing why guests with similar backgrounds have forged different paths.This podcast is a collection of timeless stories that highlight the powerful role of maternal figures in our society. Whether your mother influenced you positively or you thrived despite challenges, this show resonates deeply.I highly recommend “Should Have Listened To My Mother” Podcast for its insightful, heartfelt and enriching content.Gina Kunadian"Should Have Listened To My Mother" would not be possible without the generosity, sincerity and insight from my guests. In 2018/2019, in getting ready to launch my podcast, so many were willing to give their time and share their personal stories of their relationship with their mother, for better or worse and what they learned from that maternal relationship. Some of my guests include Nationally and Internationally recognized authors, Journalists, Columbia University Professors, Health Practitioners, Scientists, Artists, Attorneys, Baritone Singer, Pulitzer Prize Winning Journalist, Activists, Freighter Sea Captain, Film Production Manager, Professor of Writing Montclair State University, Attorney and family advocate @CUNY Law; NYC First Responder/NYC Firefighter, Child and Adult Special Needs Activist, Property Manager, Chefs, Self Help Advocates, therapists and so many more talented and insightful women and men.Jackie has worked in the broadcasting industry for over four decades. She has interviewed many fascinating people including musicians, celebrities, authors, activists, entrepreneurs, politicians and more.A big thank you goes to Ricky Soto, NYC based Graphic Designer, who created the logo for "Should Have Listened To My Mother".Check out our website for more background information: https://www.jackietantillo.com/Or more demos of what's to come at https://soundcloud.com/jackie-tantilloLink to website and show notes: https://shltmm.simplecast.com/Or Find SHLTMM Website here: https://shltmm.simplecast.com/Listen wherever you find podcasts: https://www.facebook.com/ShouldHaveListenedToMyMotherhttps://www.facebook.com/jackietantilloInstagram:https://www.instagram.com/shouldhavelistenedtomymother/https://www.instagram.com/jackietantillo7/LinkedIn:https://www.linkedin.com/in/jackie-tantillo/YOUTUBE: https://www.youtube.com/@ShouldHaveListenedToMyMother

Eric Zorn, Publisher of The Picayune Sentinel, joins John Williams to talk about the heatwave enveloping the Chicago area, his thoughts on the NYC primary election, if he favors ranked-choice voting, JB Pritzker likely announcing another run for Illinois governor, and the possibility of former mayor Rahm Emanuel considering a run for president.

Eric Zorn, Publisher of The Picayune Sentinel, joins John Williams to talk about the heatwave enveloping the Chicago area, his thoughts on the NYC primary election, if he favors ranked-choice voting, JB Pritzker likely announcing another run for Illinois governor, and the possibility of former mayor Rahm Emanuel considering a run for president.

Eric Zorn, Publisher of The Picayune Sentinel, joins John Williams to talk about the heatwave enveloping the Chicago area, his thoughts on the NYC primary election, if he favors ranked-choice voting, JB Pritzker likely announcing another run for Illinois governor, and the possibility of former mayor Rahm Emanuel considering a run for president.

INTRO:  Welcome to the award winning, Nationally syndicated My Big Fat Bloody Mary podcast where you will never drink alone. Special hello to our new listeners! *24 New listeners in State of Georgia! We are coming to you from the studios of the Bloody Mary Concert Series. I am being …

Life sometimes has a funny way of turning out. Sometimes a dire situation presents itself and the outcome is much better than we could have ever imagined. In this particular case, it took a mother to show her true love, courage and support and possibly willingly risk jail time to prove  to her son that she loved him with her whole heart.  While convalescing at home, Chisom finally was courageous enough to come out to his loving parents. Bedridden and home bound after his initial collapse, he was convinced it was time to open up to his parents about his sexuality. At a most vulnerable time in his life, he was scared and nervous about telling his parents the truth, that he was gay.  He was certain that both his parents loved him unconditionally but  was afraid this was going to be too much for them.  "Knowing that my parents loved me so much, made it that much easier to come out to them and be open with them," added Chisom. His mother's response was " I know, I've always known," says my guest.On a grander scale, writing a personal essay about being a member of the LGBTQ community and  having his story published in the NY Times Modern Love Column was frighting.  Possibly the whole world could read it and find out the truth, that Chisom was a member of the gay community. Chisom's essay is an endearing story of his parent's love for their son. His mother, who's name is Gift, is exceptionally open and honest and loving of her son, regardless of his sexual preference. One can only hope, that everyone struggling with coming out to their loved ones, will receive the same openness and acceptance.Chisom's message to his mother "You are a rock star. You are a gift to me. And I love you very much. Words can't describe how much I love you and how much you mean to me. Everything I do, I do it for you. You are always there for me and you always support me. You always tell me to shoot for the stars".**In February 2021, Chisom has hired to be the Deputy Editor and Culture and Technology reporter  of @Livingfree_UK.  https://livingfreeuk.org/"Living Free UK is a registered community interest company founded in 2018 out of the struggles of millions of LGBTIQ+ Africans who are still battling with their sexuality and gender identity, especially in countries where it is still illegal to live their truth and in some cases lose their lives while trying to find liberty and acceptance.Our main aim is to provide support and validate the lived experiences of LGBTIQ+ Africans, people seeking asylum, and refugees. As research shows, there are 72 countries where homosexuality is still a crime and even in the UK, LGBTIQ+ Africans experience immense difficultly when finding a safe space to express themselves freely and openly without fear of racism, afrophobia, or prejudice of any kind. Some are also unable to return home because of the danger that awaits them.**Now a budding journalist and recent nominee for a journalistic award- this is from Chisom's LinkedIn Acct. (March 2022)"Yesterday  was the Future Awards Africa, and I was nominated for the journalism prize and was also the second youngest nominee in the awards. While I didn't win, I'm grateful for the opportunity to be seen.As a young journalist covering policies and minority groups in Nigeria and Sub-Saharan Africa, the work I do can be pretty dangerous, but getting nominated for this is a "stepping stone," as my ma put it. Also, I did receive a certificate of nomination, so yay!!Here is to more extraordinary things in 2022 and beyond because I am just getting started." https://www.telegraph.co.uk/news/worldnews/africaandindianocean/nigeria/10570304/Nigeria-passes-law-banning-homosexuality.htmlThe Act to Make Provisions for the Prohibition of Relationship Between Persons of the Same Sex, Celebration of Marriage by Them, and for Other Matters Connected Therewith, also known as the Same Sex (Prohibition) Act 2006, was a controversial draft bill that was first put before the both houses of the National Assembly of Nigeria in early 2007. Seven years later, another draft was passed into legislation by president Goodluck Jonathan as the Same Sex Marriage (Prohibition) Act 2013**Link To March 2022 NY Times Modern Love Essay: https://www.nytimes.com/2022/03/11/style/modern-love-heart-attack-gay-nigeria.html?https://managingeditor.com/chisom-peter-job-creating-content-for-communities/WEBSITE: https://chisomjob.com/ Twitter: @chisompeterjobInstagram: chisompeterjobLinkedIn:Chisom Peter Job  "Should Have Listened To My Mother" is an ongoing conversation about mothers/female role models and the roles they play in our lives. Jackie's guests are open and honest and answer the question, are you who you are today because of, or in spite of, your mother and so much more. You'll be amazed at what the responses are.Gina Kunadian wrote this 5 Star review on Apple Podcast:SHLTMM TESTIMONIAL GINA KUNADIAN JUNE 18, 2024“A Heartfelt and Insightful Exploration of Maternal Love”Jackie Tantillo's “Should Have Listened To My Mother” Podcast is a treasure and it's clear why it's a 2023 People's Choice Podcast Award Nominee. This show delves into the profound impact mother and maternal role models have on our lives through personal stories and reflections.Each episode offers a chance to learn how different individuals have been shaped by their mothers' actions and words. Jackie skillfully guides these conversations, revealing why guests with similar backgrounds have forged different paths.This podcast is a collection of timeless stories that highlight the powerful role of maternal figures in our society. Whether your mother influenced you positively or you thrived despite challenges, this show resonates deeply.I highly recommend “Should Have Listened To My Mother” Podcast for its insightful, heartfelt and enriching content.Gina Kunadian"Should Have Listened To My Mother" would not be possible without the generosity, sincerity and insight from my guests. In 2018/2019, in getting ready to launch my podcast, so many were willing to give their time and share their personal stories of their relationship with their mother, for better or worse and what they learned from that maternal relationship. Some of my guests include Nationally and Internationally recognized authors, Journalists, Columbia University Professors, Health Practitioners, Scientists, Artists, Attorneys, Baritone Singer, Pulitzer Prize Winning Journalist, Activists, Freighter Sea Captain, Film Production Manager, Professor of Writing Montclair State University, Attorney and family advocate @CUNY Law; NYC First Responder/NYC Firefighter, Child and Adult Special Needs Activist, Property Manager, Chefs, Self Help Advocates, therapists and so many more talented and insightful women and men.Jackie has worked in the broadcasting industry for over four decades. She has interviewed many fascinating people including musicians, celebrities, authors, activists, entrepreneurs, politicians and more.A big thank you goes to Ricky Soto, NYC based Graphic Designer, who created the logo for "Should Have Listened To My Mother".Check out our website for more background information: https://www.jackietantillo.com/Or more demos of what's to come at https://soundcloud.com/jackie-tantilloLink to website and show notes: https://shltmm.simplecast.com/Or Find SHLTMM Website here: https://shltmm.simplecast.com/Listen wherever you find podcasts: https://www.facebook.com/ShouldHaveListenedToMyMotherhttps://www.facebook.com/jackietantilloInstagram:https://www.instagram.com/shouldhavelistenedtomymother/https://www.instagram.com/jackietantillo7/LinkedIn:https://www.linkedin.com/in/jackie-tantillo/YOUTUBE: https://www.youtube.com/@ShouldHaveListenedToMyMother

INTRO:  Welcome to the award winning, Nationally syndicated My Big Fat Bloody Mary podcast where you will never drink alone. Special hello to our new listeners! 33 New Listeners in the State of New York! We are coming to you from the studios of the Bloody Mary Concert Series. We …

Housing analyst Melody Wright sees prices headed downwards nationally this year as inventory continues to explode higher in more and more markets.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#homeprices #housingmarket #mortgagerates _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Nationwide Protests and Riots: The hosts argue that recent protests, which they compare to the 2020 BLM protests, are not organic but orchestrated. They list numerous cities experiencing unrest and claim these are Democrat-run and complicit in the violence. Impact on Small Businesses: Emotional interviews with small business owners, particularly a family-owned jewelry store in LA, highlight the destruction and lack of insurance coverage. Criticism of Political Leaders: Harsh critiques of California Governor Gavin Newsom, LA Mayor Karen Bass, and Congresswoman Maxine Waters. Accusations that these leaders are enabling lawlessness and undermining law enforcement. Illegal Immigration and Crime: The episode includes a list of violent crimes allegedly committed by undocumented immigrants. The hosts argue that federal immigration enforcement is necessary and being wrongly opposed by Democratic leaders. Media Bias: The podcast criticizes major outlets like CNN, NPR, and The New York Times for allegedly misrepresenting the protests as peaceful. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and the Ben Ferguson Show Podcast Wherever You get You're Podcasts. Thanks for Listening #seanhannity #hannity #marklevin #levin #charliekirk #megynkelly #tucker #tuckercarlson #glennbeck #benshapiro #shapiro #trump #sexton #bucksexton#rushlimbaugh #limbaugh #whitehouse #senate #congress #thehouse #democrats#republicans #conservative #senator #congressman #congressmen #congresswoman #capitol #president #vicepresident #POTUS #presidentoftheunitedstatesofamerica#SCOTUS #Supremecourt #DonaldTrump #PresidentDonaldTrump #DT #TedCruz #Benferguson #Verdict #justicecorrupted #UnwokeHowtoDefeatCulturalMarxisminAmericaYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Today's Headlines: Roughly 2,700 U.S. Marines and National Guard troops have arrived in Los Angeles amid ongoing protests, though they haven't been formally deployed. The Pentagon estimates the cost of this operation, plus a military parade, could reach $200 million by week's end—despite the lack of proper housing for many troops. President Trump hinted at invoking the Insurrection Act. Meanwhile, over 100 LA schools are tightening graduation security due to fears of ICE activity. Nationally, HHS Secretary RFK Jr. removed all 17 CDC vaccine advisors, calling for a "clean sweep" to restore public trust—despite the committee's nonpartisan makeup. Globally, the World Bank predicts just 2.3% economic growth this year, citing Trump-era tariffs and global instability. U.S. growth is forecasted at only 1.4%. In Austria, a former student fatally shot 10 peers in Graz, prompting national mourning. And in Brussels, the EU proposed its 18th sanctions package against Russia, aimed at cutting off oil and gas revenue. Resources/Articles mentioned in this episode: AP News: Live updates: Newsom asks court to block Trump's use of military to support LA immigration raids  AP News: RFK Jr. ousts entire CDC vaccine advisory committee Axios: World Bank says global economy "running into turbulence" NYT: At Least 10 Dead After Austria School Shooting, Police Say CNN: Europe heaps harsh sanctions on Russia, saying ‘strength is the only language' Moscow understands  Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices