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This weeks weather is brought to you by Stockmen's Realty. Join our meteorologist Michael Groff for an outlook on the upcoming weather! For more expansive weather coverage, head to YouTube and visit the "Phoenix, Arizona Weather Discussion.
# Putting the Puzzle Pieces Together: Why Smart Mortgage Design MattersWhen clients come to us with their home financing goals, they usually arrive with a clear picture in mind: “I want to borrow this amount” or “I need to refinance my current loan.” And that's a great starting point. But here's what we've learned after years of helping families navigate mortgages—the first idea isn't always the best solution.The real value comes from asking better questions and designing a strategy that works for your specific situation.## Begin With the End in MindRecently, a client contacted us about purchasing a $1.5 million home on the North Shore. They had $300,000 ready for the down payment and wanted to borrow $1.2 million. Simple, right?Not quite. As we talked through their full situation, we learned they had significant equity in their current home, which they'd sell after moving into the new property. They also had good—but not great—credit scores around 740.Here's where mortgage design matters: a $1.2 million jumbo loan with that credit profile would have meant an interest rate north of 7%. But by thinking through the complete picture, we found a better path.We helped them take a second mortgage on their current home to free up equity, then combined that with their cash savings for a larger down payment on the new house. This brought their loan amount under the conforming limit of $806,500, where Fannie Mae and Freddie Mac offer better pricing. The result? A rate in the mid-5% range with no loan costs—and they'd already planned to pay off both mortgages when their old house sold anyway.Same goal. Same end result. Dramatically different monthly payment.## When Family Wants to HelpBuying a home from family members comes with its own unique challenges. Parents and grandparents naturally want to give their children a good deal, but without proper guidance, generosity can sometimes work against everyone's best interests.We recently worked with a family where the parents planned to sell their home to their children for $400,000—well below the $500,000 market value. They were worried about gift tax implications and had carefully calculated a $72,000 gift of equity to stay within annual limits.But here's what most people don't realize: structuring the sale at market value actually creates better loan terms for the buyers. Fannie Mae and Freddie Mac reward larger down payments with better pricing, and credit scores matter less when you're putting 40% down instead of 20%.The gift of equity works exactly the same either way—it's just structured differently on paper. And for most families, the gift tax concern is overblown. Unless the parents have an estate worth over $30 million, they simply file an extra form with the IRS noting the gift against their lifetime exemption.We connected the family with a qualified tax professional to confirm the approach, then structured the transaction to give the children better financing while the parents still provided the same generous gift. Everyone won.## The Stealth Refinance StrategyMortgage rules change regularly, and staying current on those changes is how we help clients maximize their options. Recently, Fannie Mae and Freddie Mac updated their definition of a “no cash-out” refinance—the kind that gets better pricing than a traditional cash-out loan.The new rule allows borrowers to receive the *greater* of $2,000 or 1% of the loan balance at closing while still qualifying for standard refinance rates. For a $400,000 loan, that's $4,000 instead of the old $2,000 limit.
Preston Westmoreland, radio legend, Global Real Estate Advisor at Russ Lyon Sotheby's Int'll Realty and 2003 Winner of the Marconi for Best Large Market Radio Personality in the U.S. opens the show live and in-studio with Seth for a fun discussion on his history in Arizona radio, and some of the more memorable experiences he had in his legendary broadcast career!See omnystudio.com/listener for privacy information.
On today’s program, I am speaking with Amanda Adam from the Washington County Pork Producers about their 1,000-pork-burger giveaway and Pork Month.
This weeks weather is brought to you by Stockmen's Realty. Join our meteorologist Michael Groff for an outlook on the upcoming weather! For more expansive weather coverage, head to YouTube and visit the "Phoenix, Arizona Weather Discussion.
You're listening to Go Gaddis Real Estate Radio, where our mission is simple: to help you move from novice to confident pro so buying and selling real estate can be done with total confidence. In this episode, Cleve Gaddis takes a hard look at MV Realty's controversial “Homeowner Benefit Program.” Marketed as a way to get quick cash, the program has sparked lawsuits in Georgia and across the country, with critics warning that homeowners may be signing away far more than they realize. We'll tackle a listener's question from Michelle in Duluth, explore the legal challenges tied to MV Realty, and discuss what every homeowner should know before signing anything. You'll also learn about our “Upside” approach to making smart real estate moves with all the facts in hand. Got a question or concern? Visit GoGaddisRadio.com to push back, share your thoughts, nominate your neighborhood for a spotlight, or subscribe so you never miss an episode.
On today’s program, I am talking with Washington Superintendent Willie Stone to get an update on the district and upcoming activities.
**Accunet Mortgage & Realty Show: Smart Money Moves and Market Updates**This week's episode breaks down why mortgage rates can move independently of Federal Reserve decisions – valuable insight for anyone timing a home purchase or refinance. The key takeaway: focus on your personal financial situation rather than trying to predict rate movements.The standout story involves a homeowner who discovered something brilliant: even though refinancing meant giving up a great rate, consolidating high-interest credit card debt into their mortgage saved them significant money monthly. The lesson? Always calculate your total debt picture, not just your mortgage rate in isolation.Another practical scenario shows how family members can successfully structure cash offers while still allowing adult children to qualify for financing. The process requires coordination between all parties and the lender, but it's completely doable with proper planning.The episode also covers an important credit topic: authorized user accounts can sometimes complicate mortgage approval. If you're planning to buy a home and you're an authorized user on someone else's credit card, discuss this with your lender early in the process.Local market update: Milwaukee continues to see strong price appreciation and limited inventory, making it crucial for buyers to get properly pre-approved before house hunting. For those considering refinancing, the window remains open for borrowers who can demonstrate clear financial benefits from the transaction.
In today's episode on 27th September 2025, we tell you why TCC Concept, an unpopular realty services firm, is acquiring Pepperfry, a once popular omnichannel furniture retailer.Book a FREE call with Ditto - https://ditto.sh/vx51ji
Bob Tarantino and Craig Schmitz help buy or sell your home
We talk with Scott Mitchell from Mitchell's Realty about the dynamically changing growth of Hervey Bay and the current infrastructure going on creating new property buying opportunities. Plus the attractive new house packages still competitive compared to larger cities. https://www.mitchellsrealty.com.au/ ► Record A Message https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email: myrealestatepodcast@gmail.com The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies #InvestmentTips #AssetProtection" #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #adelaideproperty #canberraproperty #goldcoastproperty #hobartproperty #RealEstate #HousingCrisis #Australia #OffGridLiving #SustainableHomes #SydneyArchitecture #InterestRates #HomeLoans #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting #TownPlanningAustralia #SubdivisionTips #RealEstateDevelopment #adelaide #BrisbaneRealEstate #TheGapBrisbane #PropertyInvestment #Harcourts #RealEstatePodcast #BrisbaneSuburbs #AustralianProperty #MelbourneRealEstate #FirstHomeBuyer #InnerWestLiving #Yarraville #Seddon #Footscray #PropertyAdvice #CairnsProperty #RegionalBoom #QueenslandRealEstate #AussiePropertyMarket
On today’s program, I am talking with KCII General Manager Joe Nichols about the Fall Home Shopping Extravaganza.
On today’s program, I am talking with Ann Williams and Stacey Chenoweth about the Warm Up Washington winter clothing drive.
God is a Personal Triune Arche' Journey to Reality Chapter Three: Who is God? Money quote from this chapter:“The reality is that Christianity is profoundly different from every other religion in history precisely because the Trinity solves this problem of the One and the Many on the basis that God's nature is love. No other religion is like that.” (pg 37 of 142) Framing Scripture on the Godhead (this is just an introduction to the subject): Genesis 16:7&13. Now the Angel of the Lord found her by a spring of water in the wilderness by the spring on the way to Shur… Then Hagar called the name of Lord who spoke to her, “You-Are-the-God-Who-Sees-Me”; for she said, “I have seen the One who appeared to me face to face.” Genesis 19:24. Then the Lord rained brimstone and fire on Sodom and on Gomorrah from the Lord out of the heavens. (repeated in Amos 4:11). Genesis 22:15-16. Then the Angel of the Lord called to Abraham a second time out of heaven and said, “By Myself I have sworn, says the Lord, because you did this thing and for My sake did not spare your beloved son. [God appears many times to Abraham in human form. Jesus confirms that that was Him in John 8:56-58; Your father Abraham rejoiced to see my day. He saw it, and was glad.” Therefore, the Jews said to him, “You are not yet fifty years old! Have you seen Abraham?” Jesus said to them, “Most certainly, I tell you, before Abraham came into existence, I AM.] “God had appeared to Jacob visibly in a dream at Bethel (Gen. 28:10–22), where he was identified as the Lord. Later the Angel of God came to Jacob in another dream and told him point-blank that he was the same God who met him at Bethel earlier (Gen. 31:11–12).” (Heiser, Supernatural), Ch 6). Exodus 3:4. When the Lord saw he turned aside to look, God called to him from the midst of the bush, and said, “Moses, Moses!” And he said, “Here I am.” Exodus 23:20-22. Behold I send My Angel before your face, to keep you in the way and to bring you into the land I prepared for you. Listen to Him and obey His voice; do not provoke Him, for He will not pardon your transgressions; for My Name is in Him. [In 1 Corinthians 10 and Hebrews 11, St. Paul explains that it was Jesus the Logos that brought the Israelites out of Egypt, was with them in their journey, and brought them into the promised land. Jude 1 does the same.] Judges 6:20-24. The Angel of God said to him, “Take the meat and the unleavened bread and lay them on this rock, and pour out the broth.” And he did so. Then the Angel of the Lord stretched out the end of the staff that was in his hand and touched the meat and the unleavened bread. And the Angel of the Lord departed out of his sight. Now Gideon perceived that this was the Angel of the Lord. So Gideon said, “O Lord, my Lord! For I have seen the Angel of the Lord face to face.” Then the Lord said to him, “Peace be with you; do not fear, you shall not die.” So Gideon built an altar there to the Lord, and called it the Peace of the Lord. To this day, it is still in Ephrata, the father of Esdri. Jeremiah 1:4-9. Now the word of the Lord came to me saying, “Before I formed you in the womb I knew you, and before you were born I consecrated you; I appointed you a prophet to the nations.” Then I said, “Ah, Lord God! Behold, I do not know how to speak, for I am only a youth.” But the Lord said to me, “Do not say, ‘I am only a youth'; for to all to whom I send you you shall go, and whatever I command you, you shall speak. Be not afraid of them, for I am with you to deliver you, says the Lord.” Then the Lord put forth his hand and touched my mouth; and the Lord said to me, “Behold, I have put my words in your mouth. Proverbs 8:22-30. Wisdom's role in creation. All this is to say that God has always been Three Persons and has always made Himself known to us through His Son. Of course, the Incarnation is the most obvious of this. We could do the same with the Holy Spirit. Which brings us back to Chapter Three: The moral reality of the Arche'. Not just the unmoved mover – reality itself – but also GOOD itself. This idea is fairly widespread. The Personal God. But the Arche' is also personal, with a mind and a will. Must avoid allowing this to bring us back to the idea of gods like Zeus or such; or even the Universe as a person. These pagan ideas are often well-intentioned, but they are too small. You can imagine something being a person. A rock with a personality, or a cosmos with a spirit, but we mean a lot more than that. “We're not taking some object (a rock, a mountain, a planet) and adding the idea of personhood to it. We're saying that the ultimate governing principle of reality – distinct from the created universe – is personal. This is what we end up with “I AM” as His name. The One or the Many? What is a person like? Are persons like water, appearing to be separate, but they merge when you put them together and their distinctiveness disappears. In this view, the Arche is the source of all water, and persons have a propensity and calling to be brought back together into oneness with other drops and the Source. This is the worldview of the “one”. Or perhaps persons are distinct objects. You can put them together, as when you stack stones, but they keep their own uniqueness. You cannot merge them together; if you break them up to do so, they are no longer themselves. In this individualist view, the Arche' is like one huge stone, and we have broken off of it and can never merge back with it. Both of these worldviews seem to explain an important element about the world we find ourselves in, but each does so at a cost. The worldview of the One explains, truly enough, that there is some kind of fundamental unity among all people and all things, but it does so at the cost of our individualism. Persons can't really exist in this view; our distinctiveness turns out to be an illusion, as our very nature means that we belong to a greater whole that has no place for our individuality. If a drop of water falls into the ocean, the drop ceases to exist and there's no way to get it back. In a worldview of the many, we get to preserve our individuality but at the cost of any sense of unity. Because (in this view) you don't share a connection with any other person at the level of ultimate reality, there's a sense in which you'll always be alone, despite however many connections of relationships you make. And in fact, this needs to be so in order to preserve your individual uniqueness. Otherwise you'd just melt into other people and disappear – the way water droplets do. Neither of these views paints a complete picture of the way we experience reality, and still less do they resolve the problem of how to understand the Arche' as a person. … In order to transcend the limitations of both these views, we need a worldview that can combine the best features of the One and the many without being either of them. The Trinity Three distinct persons (individuals? No.) with one essence. Father, Son, and Holy Spirit. The Father is not the Son is not the Holy Spirit is not the Father. BUT they are NOT separate: they are ONE GOD. There are many ways we try to simplify this: modes, focusing on one aspect at the expense of the others, personalities, three gods. The Oneness and Threeness are part of the definition and need to be held together. [Comparing it to a family? Hmmmm (Awww, Patrick!) ] Being and Love. Neither the water nor the stone approach (one and many) has room for love. But the Trinity is ideal for love: there are other persons to love, but it isn't just an individual attribute of attraction. Our individualism makes it hard for us to understand the implications of a world made for love by love. We are relational beings. Interdependent and connected. God is Love. Three persons united in one essence and existing as a perfect, loving, community. We are called be one as God is one. Next week: The Problem of the Fall?
இந்த வீடியோவில் பங்குச்சந்தையில் நடந்த முக்கிய அம்சங்களைப் பற்றி விரிவாக பார்க்கிறோம். Nifty Realty எப்போதும் ஏன் அதிக ஏற்ற இறக்கத்துடன் இயங்குகிறது என்பதையும், விரைவில் வர இருக்கும் 21 IPO-களை முதலீட்டாளர்கள் கவனிக்க வேண்டிய முக்கிய காரணங்களையும் விளக்குகிறோம். IPO-களில் எதற்காக எச்சரிக்கையுடன் இருக்க வேண்டும் என்பதையும் தெளிவுபடுத்துகிறோம். அதோடு, PhonePe IPO வெளியாகுமா என்ற கேள்விக்கும் பதில் தருகிறோம். ரயில்வே துறை மற்றும் ஷிப்பிங் துறைக்கு இந்த தீபாவளியில் கிடைக்க இருக்கும் சிறப்பு பரிசுகள் போன்ற பல விஷயங்களை இந்த வீடியோவில் பேசியிருக்கிறார் பங்குச்சந்தை நிபுணர் வ.நாகப்பன்
DEAR PAO: Defective notarization may invalidate realty donation | Sept. 25, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein #TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.
On today’s program, I am speaking with Samantha Meyer, Executive Director of Main Street Washington, about upcoming events with Main Street.
This weeks weather is brought to you by Stockmen's Realty. Join our meteorologist Michael Groff for an outlook on the upcoming weather! For more expansive weather coverage, head to YouTube and visit the "Phoenix, Arizona Weather Discussion.
On today’s program, I am talking with Jason Taylor, Washington County Environmental Health Director, about National Food Safety Education Month and how to keep yourself and others safe when preparing food. This is part two of a
On today’s program, I am talking with Jason Taylor, Washington County Environmental Health Director, about National Food Safety Education Month and how to keep yourself and others safe when preparing food. This is part one of a
# Accunet Mortgage & Realty Show Summary - September 19, 2025Thinking about buying or refinancing? This week's episode breaks down what you need to know about the Fed's latest move and why mortgage rates didn't do what everyone expected.Learn how one couple escaped a frustrating experience with a big national lender and found local help through Reddit recommendations. Discover the simple “$1,000 equals $6.50 monthly payment” math that makes those scary offer numbers suddenly make sense when you're competing for your dream home.Find out why one homeowner made a smart move switching from an adjustable rate to a fixed mortgage – sometimes it's not about getting the lowest rate, it's about eliminating future risk. See how real estate markets vary wildly, from Wisconsin condos facing new construction competition to Florida homes taking major price cuts to Colorado properties with, shall we say, interesting bathroom logistics.Most importantly, understand why your mortgage lender's availability matters more than you think – especially when Sunday evening offers can win or lose your dream home. Whether you're navigating your first purchase, considering a refinance, or just trying to understand this crazy market, get the inside scoop on making smart money decisions in today's real estate world.
Craig Schmitz and Payton Doughman help buy or sell your home
Send us a textSupport the showFor merchandise, podcast and youtube: westankersley.comYou have a limited offer you can use now, that gets you up to 48% off yourfirst subscription or 20% off one time purchases with code WEST20 atcheckoutYou can claim it at:https://magicmind.com/WEST20Join The Patreonhttps://patreon.com/WestankersleyFollow Shaping Success https://shapingsuccesspodcast.buzzsprout.com/Get Ars Victorioushttps://a.co/d/5f4todGhttps://a.co/d/5f4todGEmail Wes@westankersley.com for guest ideas or to be on the show!
Are you a landowner or developer weighing an auction vs. traditional listing—or a land agent who needs a faster, cleaner path to price discovery? In this episode of The National Land Podcast, host Mac Christian sits down with Joel King—a 42-year real estate veteran (licensed across the South/Midwest)—to explain when auctions win, how to run them right, and when to walk away. What You'll Learn When to choose auction: marketable asset, real buyer pool, and the ability to create competition (not every property qualifies). Subdivide smart: use local regs (septic/well/roads) and multi-par bidding to expand affordability without torching community goodwill. Auction types, plain and simple: reserve vs. absolute, sealed-bid, and why Dutch auctions are rare. Timeline that actually happens: ~45–60 days to auction, ~30 days to close—about 90 days end-to-end. Due diligence that protects you: title search early, screen the seller (SOS), require bidder access, no post-auction contingencies, and order Phase I (and II if needed) for potential EPA issues. Price discovery by competition: the crowd validates value; proper increments and structure prevent the “sold for a dollar” myth. Marketing that moves the needle: rifle (targeted) > shotgun; local/regional/national mix; weekdays for commercial; avoid big game days; Midwest selling season is Sep 15–Mar 15. Creating value: utilities/road tweaks, owner-finance options, and bank/REO case studies where breaking into digestible tracts unlocked 6-figure gains. Expectation management: don't “buy the listing.” Need/want ≠ value (your four heirs wanting $1M each doesn't set price). This episode is a must-listen for Landowners who want a 90-day exit or real price discovery Developers/land funds, banks, trustees, receivers moving inventory at scale Ag operators pruning marginal tracts to strengthen balance sheets Land agents/brokers adding a proven auction tool to close tough listings Bottom line: If more than one qualified buyer wants it, a well-run auction can beat months on the market. Get the right team, do the diligence, set a real timeline, and let competition do its job. Talk with Joel King https://nationalland.com/real-estate-agent/joel-king National Land Realty https://www.nationalland.com
Welcome back to the Grey Rock Realty Podcast!
“I AM” (not a tribal god) Journey to Reality Chapter Three: Who is God? Preamble. First – apologize. If you want to see an object's strengths and weaknesses, put it under stress. We do this with our asceticism: prayer rules, regular participation in worship, fasting, and tithing are useful not just because they develop virtue, but because they test it. They show the extent to which we need to work on our patience, reliability (faith), kindness, and trust. For most people, most of the time, the responses are not life-threatening and they allow for repentance and change towards the better. Big stresses to the system do an even better job at exposing flaws and virtues. They can also do real damage to people's souls. Many have been going through that kind of a trial the past week. As your pastor and, for many of you, your spiritual father, my main calling is to care for your souls. I understand the complexity and dynamics at work in our society as a trained and experienced social scientist, intelligence analyst, and theologian and, I will be happy to share some observations with you. But these are sorts of things that many of you have been binging on over the past week. And that in itself is often a tell; an indicator of a sickness. So first, I ask you the most important question: what have you learned about your spiritual health over the last week? NOTE: I am not asking about your alleged discernment about the spiritual health of others, but of your own. 1 Corinthians 13:4-9. 4. Love is patient and kind; love does not envy or boast; it is not arrogant or rude. It does not insist on its own way; it is not irritable or resentful; it does not rejoice at wrongdoing, but rejoices with the truth. Love bears all things, believes all things, hopes all things, endures all things. Love never ends. As for prophecies, they will pass away; as for tongues, they will cease; as for knowledge, it will pass away. [But love never ends.] How are we doing on this? To the extent we have been pulled off our peace, we are subject to manipulation. If the con is well-done, people won't even know they are being used. Propaganda doesn't just work on THEM, it works on everyone. And there are always demonic propagandists looking for opportunities to manipulate for various purposes. None of them good. Now on to the Scripture Preparation for our Reading There is always a temptation to: · Turn God into a created and anthropomorphized god SO THAT WE CAN UNDERSTAND HIM (Compare this to the Incarnation) · Turn God into a tribal god. This shows up in the Scriptures. God has emotions (anger, jealousy) and sets aside the Jews as his portion/tribe. The Bible is True, but its meaning is not always obvious. · Deuteronomy 4:23-24. So watch yourselves, that you do not forget the covenant of the Lord your God which He made with you, and make for yourselves a graven image in the form of anything against which the Lord your God has commanded you. For the Lord your God is a consuming fire, a jealous God. · Deuteronomy 32:5-10. When the Most High divided the nations, When He scattered the sons of Adam, He set the boundaries of the nations by the number of God's angels. For the Lord's portion became the people of Jacob; the allotment of His inheritance is Israel. We can turn God into our own tribal God and subsume our worship to tribal virtue signaling. But that would be heresy. Christian nationalism brings too many temptations. It is NOT Orthodox. We have the fullness of the faith, but we do not own God and His is the God of all mankind. And more. Worship and prayers are not spells, but our offering to the absolute source of all good things who has adopted us into His kingdom. Exodus 3:14. God said to Moses, “I AM WHO I AM.” And he said, “Say this to the people of Israel: ‘I AM has sent me to you.'” St. Hilary of Pottiers (On the Trinity); In [the Books of Moses and the Prophets] I found the testimony of God the Creator about himself expressed in the following manner: “I am who I am,” and again, “Thus shall you say to the children of Israel: He who is, has sent me to you.” I was filled with admiration at such a clear definition of God, which spoke of the incomprehensible nature in language most suitable to our human understanding. It is known that there is nothing more characteristic of God than to be, because that itself which is does not belong to those things which will one day end or to those which had a beginning. But that which combines eternity with the power of unending happiness could never not have been, nor is it possible that one day it will not be, because what is divine is not liable to destruction, nor does it have a beginning. And since the eternity of God will not be untrue to itself in anything, he has revealed to us in a fitting manner this fact alone, that he is, in order to render testimony to his everlasting eternity. St. Jerome (Letter 15): There is one nature of God and one only; and this, and this alone, truly is. For absolute being is derived from no other source but is all its own. All things besides, that is, all things created, although they appear to be, soon are not. For there was a time when they were not, and that which once was not may again cease to be. God alone who is eternal, that is to say, who has no beginning, really deserves to be called an essence. Therefore also he says of him, “I am has sent me.” Letter 15.4. St. Augustine (Tractate on the Gospel of John): Perhaps it was hard even for Moses himself, as it is much also for us, and much more for us, to understand what was said, “I am who I am” and “He who is has sent me to you.” And if by chance Moses understood, when would they to whom he was being sent understand? Therefore the Lord put aside what man could not grasp and added what he could grasp. For he added and said, “I am the God of Abraham, and the God of Isaac and the God of Jacob.” This you can grasp. But what mind can grasp, “I am who I am”? Tractate on the Gospel of John 38.8.3 St. John 8:58. Jesus said to them, “Truly, truly, I say to you, before Abraham was, I AM.” St. Gregory the Great (Homily 16 on the Gospels). Our Redeemer graciously turns their gaze away from his body and draws it to contemplation of his divinity. He says, “Truly, truly, I say to you, before Abraham was, I am.” “Before” indicates past time, “I am” present time. Because divinity does not have past and future time but always is, he did not say, “I was before Abraham” but “Before Abraham was, I am.” And so it was said to Moses, “I am who I am,” and “You will say to the children of Israel, ‘He who is has sent me to you.' ” Therefore he who could draw near by manifesting his presence and depart after completing his life existed both before and after Abraham. Truth always exists, because nothing begins before it in time or comes to an end after it. When we have the correct understand of God, that He is the uncreated Arche' whose essence IS; but that He also works in creation through His energies, we can add words to His Name without limiting Him. Here are some examples (For a more complete list, see “on the Divine Names” by St. Dionysius): I am …With you… [I am] your God. (Isaiah 41:10; St. Matthew 28:20) I am He who comforts you (Isaiah 51:12) Way, Truth, Life. (St. John 14:6) Resurrection and the Life. (St. John 14:6) The True Vine (St. John 15:1,5) Light of the world. (St. John 8:12) Bread of Life (St. John 6:35) The Door (St. John 10:9) Good Shepherd (St. John 10:11) Alpha and Omega… (Revelation 1:8) This helps us understand Dr. Porcu's point in chapter three. The early Christians knew that God was the arche', with all that this entailed, but they also knew that he was a Person with a Mind and a Will (p. 28). WHAT THIS DOESN'T MEAN. · The example of the rock that is a person. The tree that is a person. The planet that is a person. The star that is a person. The universe that is a person. · “However, this is not what we mean when we say that the arche' is a person. We're not taking some object and adding the idea of personhood to it. We're saying that the ultimate governing principle of reality – distinct from the created universe – is personal. This is why God's name – which allows us to relate to Him – is centered on existence. St. Jerome (Letter 15): As the angels, the sky, the earth, the seas all existed at the time, it must have been as the absolute being that God claimed for himself that name of essence, which seemed to be common to all. But because his nature alone is perfect and because in the three persons there subsists but one Godhead, which truly is and is one nature, whoever in the name of religion declares that there are in the Godhead three elements, three hypostases, that is, or essences, is striving really to predicate three natures of God. Letter 15.4. HIS BEING, HIS EXISTENCE, HIS ESSENCE, IS NOT SHARED WITH CREATION. His energies, however, are. Which should we worship? This, not intent or love, is the main difference between the Orthodox sacramental worldview and the pagan one. Next week: The One or the Many?
Alex Nyhan is the CEO of First Washington Realty and an owner in FWR's entities. FWR owns interests in and manages approximately $9 billion of top-quality grocery-anchored shopping centers across the United States. Alex is one of the sharpest minds in real estate and this episode is proof of that. I've had the good fortune of learning from Alex for many years and is someone who always brings good insight. We discuss: - Lessons from structuring complicated public-private development projects - The investment philosophy behind First Washington's 22 million square feet of neighborhood retail - Why grocery-anchored shopping centers have proven so resilient - How demographics, education levels, and supply constraints shape long-term value - The role of relationships and human connection in both tenant selection and consumer experience Links: First Washington Realty - https://www.firstwash.com/ Alex on LinkedIn - http://linkedin.com/in/alex-nyhan-b2b4914/ Topics: (00:00:00) - Intro (00:04:02) - Alex's background and early career (00:15:19) - Alex's DC Convention Center Hotel project (00:23:32) - First Washington Realty overview (00:25:25) - Investment strategy and deal selection (00:29:21) - Focus on grocery-anchored shopping centers (00:31:05) - Case study: Kansas City suburbs (00:32:04) - Navigating supply constraints (00:32:34) - The resilience of retail in the e-commerce era (00:33:20) - The impact of e-commerce on malls and neighborhood centers (00:35:11) - The competitive landscape of retail investments (00:39:05) - Risk management in retail deals during COVID (00:41:38) - The value of tenant relationships in retail (00:44:49) - Balancing risk with mom and pop tenants (00:50:14) - The importance of education and demographics in retail (00:52:51) - Government intervention and retail development (00:57:04) - Consumer spending trends and market dynamics (01:02:10) - The role of human interaction in retail success (01:04:21) - Concluding thoughts on retail investment strategies Support our Sponsors Ramp: https://ramp.com/fort Collateral Partners: https://collateral.com/fort Chris on Social Media: Chris on X: https://x.com/fortworthchris Instagram: https://www.instagram.com/thefortpodcast LinkedIn: https://bit.ly/45gIkFd Watch POWERS on YouTube: https://bit.ly/3oynxNX Visit our website: https://www.powerspod.com/ Leave a review on Apple: https://bit.ly/45crFD0 Leave a review on Spotify: https://bit.ly/3Krl9jO POWERS is produced by https://www.johnnypodcasts.com/
This weeks weather is brought to you by Stockmen's Realty. Join our meteorologist Michael Groff for an outlook on the upcoming weather! For more expansive weather coverage, head to YouTube and visit the "Phoenix, Arizona Weather Discussion.
தற்போது ஏற்றத்தில் இருக்கும் Realty துறையின் வளர்ச்சி மற்றும் அதன் எதிர்காலம் எப்படி இருக்கும் என்பதை விரிவாகப் பார்ப்போம். அதேசமயம், UPI-யில் செய்யப்பட்ட முக்கியமான மாற்றங்கள் நமக்கு என்ன பயன் அளிக்கின்றன என்பதையும் எளிமையாக விளக்குகிறோம். மேலும், மீண்டும் ஏற்றம் காணும் பணவீக்கம் (Inflation) பற்றியும், சமீபத்திய WPI Index தரவுகள் எதை சுட்டிக்காட்டுகின்றன என்பதையும் பகிர்கிறோம். இதோடு, இந்த வாரத்திற்கான முக்கிய Support மற்றும் Resistance Level போன்ற பல விஷயங்களை இந்த வீடியோவில் பேசியிருக்கிறார் பங்குச்சந்தை நிபுணர் வ.நாகப்பன்
Home Loans Radio 09.06.2025 with That Mortgage Guy Don Home Town Heroes is back and rates are getting lower!
**The Accunet Mortgage and Realty Show - Episode 9/14/25**Mortgage rates hit their lowest point in a year, and (some) homeowners are finally waking up from the “one percent rule” coma that's been costing them real savings. This episode serves up real client wins and exposes the outdated advice.One smart homeowner just pocketed $3,000 in annual savings on a refinance without spending a dime on closing costs.**What you'll actually learn:**- Why the mortgage math from previous decades doesn't work in 2025- How new FEMA declarations from the m August floods in Wisconsin will add another layer to the appraisal process- Divorce refinancing advice that helps avoid liquidating your retirement accounts- Pre-approval strategies that make sellers excited to say Yes- Why timing the Federal Reserve doesn't workFrom escrow account strategies to appraisal waiver wizardry, this episode cuts through mortgage industry nonsense with practical advice you can actually use. Whether you're house hunting, refinancing, or untangling your financial life post-divorce, discover why being smart with your mortgage beats being stubborn every time.Stop overthinking. Start saving.Accunet Mortgage LLCNMLS ID 255368Equal Housing Lender
Welcome to the CRE podcast. 100% Canadian, 100% commercial real estate. In this episode of the Commercial Real Estate Podcast, hosts Aaron Cameron and Adam Powadiuk welcome Sandy Shindleman, Founder and President of Shindico Realty Inc., to reflect on 50 years of building one of Canada's leading private real estate companies. From his first mixed-use... The post Building a $2.7B Real Estate Powerhouse with Sandy Shindleman, Founder and President of Shindico Realty Inc. appeared first on Commercial Real Estate Podcast.
Frank Rizzo is Co-Founder of Stone Capital Investors and has more than 20 years experience in real estate as a broker, owner and a syndicator. For the past 12 years Frank has been active in the MHP space and during that time he has acquired and re-positioned over 20 communities. Starting his entrepreneurial journey in high school, Frank obtained his real estate license at 19 and went on to earn his Series 7, 24 and 63 licenses by 23. He later opened his real estate brokerage, Corner stone Realty at 28. Today we'll dive deep into the business of mobile home parks, one of which I've been personally active in for nearly two decades through my company Sunrise Capital Investors. Connect with Frank: Website / Video Series: trailerparkturnaround.com Highlights: 2:00 - First Park Hook 7:00 - Team & Footprint 10:00 - Persistent Deal Sourcing 13:00 - Best Buyer Strategy 20:00 - Community Culture First 34:00 - KPI Driven Focus Quote: “If you don't build that sense of community, it all becomes transactional. But when residents feel part of something bigger, they stay and that's when the park truly succeeds.” Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team. Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com. Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.
Whitney Elkins-Hutten of PassiveInvesting.com interviews Axel Ragnarsson, founder of Aligned Real Estate Partners. Axel reveals his strategic approach to winning direct-to-seller multifamily deals, even when competitive offers are higher. Learn how he masterfully structured the contract for the 72-unit Sterling Realty Apartments in Berrington, New Hampshire. He emphasizes crucial terms and a deep understanding of seller motivations. Discover how he secured the property without being the top bidder.
This weeks weather is brought to you by Stockmen's Realty. Join our meteorologist Michael Groff for an outlook on the upcoming weather! For more expansive weather coverage, head to YouTube and visit the "Phoenix, Arizona Weather Discussion.
Hey dividend investors! In this August portfolio update, I'm diving into why I keep selling my Realty Income (O) shares and putting that money into Agree Realty (ADC) and VICI Properties (VICI) instead.I'll walk you through all the dividend income I collected this month - we're talking a total of $207.38 from companies like AbbVie, Main Street Capital, and Agree Realty. Plus, I'm sharing every single buy I made in August, from REITs to dividend ETFs like SCHY and SCHD.At the end, you'll get to see my complete portfolio, and I'll show you exactly how you can follow along with all my moves using the Blossom Social Investing app. Don't forget to stick around for details on my free weekly newsletter where I break down my investment thinking. Check out the YouTube Video!Blossom Investor Tour, where Russ will be a speaker!Email Russ:
Brian and David Wickert dive into August's surprisingly weak jobs report and what it means for homebuyers and those looking to refinance. With only 22,000 jobs added versus the expected 75,000, mortgage rates responded favorably - giving borrowers some much-needed relief.**“Every month you wait, you're wasting money. Why would you voluntarily be paying more?”** They challenge listeners stuck in the “waiting for rates to drop more” mindset, sharing real client stories about the costs of hesitation.The duo explores Milwaukee area housing data, revealing a subsurface trend: while August home sales stayed flat compared to last year, new listings last month dropped 12% - creating an even tighter seller's market with just 2.15 months of supply.Hear fascinating behind-the-scenes stories from the trenches, including a client who lost their job right after getting an accepted offer (**“Can I qualify using my severance?”**) and how creative mortgage solutions saved the day.Whether you're buying, selling, or refinancing, this episode delivers practical insights. NMLS ID 255369Equal Housing Lenderwww.accunet.com
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
This weeks weather is brought to you by Stockmen's Realty. Join our meteorologist Michael Groff for an outlook on the upcoming weather! For more expansive weather coverage, head to YouTube and visit the "Phoenix, Arizona Weather Discussion.
iPro Realty, a major Ontario brokerage with 2,400 agents, was discovered to have a $10.5 million shortfall in their trust accounts in May 2025. Co-founders admitted to taking the money, but RECO (the regulator) negotiated a quiet settlement rather than pressing charges, leading to industry outrage and the resignation of RECO's Registrar. A Co-founder had previously sat on RECO's board until 2023, RECO kept the scandal secret for three months while attempting to recover funds, allowing iPro to continue taking client deposits despite the known shortfall The aftermath included the firing of RECO's Registrar and questions about the effectiveness of self-regulation in real estate hange-Traded Funds (ETFs) | BMO Global Asset Management Buy & sell real estate with Ai at Valery.ca Get a mortgage pre-approval with Owl Mortgage Go AD FREE free 1 week trial for Realist PremiumSee omnystudio.com/listener for privacy information.
Kayaks, Coyotes, Wheelbarrows & Placentas with Mary Helen Ayres Think one ep of midwifery was enough? Well, think again MFers. Mary Helen kicks right in with wild birth stories and wild birth locations–valleys, backyards, condos in Carmel. We discuss life in a town that you help populate. MH pays beautiful tribute to Tom Donahue of TD's CDs. Then we round it out with placentas and, of course, John Mellencamp. Thank you to our sponsors, Gretchen and Ruth Nall and Bloomington Rentals and Realty for their support of the pod. And thanks as usual to badknees WE HAVE MERCH! Designed by Chris Mott and sponsored by badknees. Check it out! Support: Support Bloomington Stories Contact & Follow: Instagram Facebook Bluesky YouTube Threads bloomingtonstoriespod@gmail.com Content Warning: It is never our intention to hurt or offend people, and we plan to be mindful about not punching down. We are always open to feedback about this because we want to keep growing and evolving until we croak. However, we do like to joke around and we are middle-aged, so our sense of humor may not be for you.
Accunet Mortgage and Realty Show - August 30, 2025 EpisodeBrian and David Wickert from Accunet Mortgage are back with straight talk about what's really happening in southeastern Wisconsin's housing market - and spoiler alert: it's not what you're reading in the headlines.**Don't Believe the Hype:** Those scary clickbait internet stories about now-record contract cancellations? Brian's got your back: “Do not believe the national headlines.” Here in Milwaukee, we're sitting pretty with just 8.3% cancellation rates vs. 15.3% nationwide - third lowest in the entire country. As David added, “85% of contracts kept going.”**Your Market is Different:** While parts of the country have a surge in inventory, Milwaukee remains a solid seller's market with buyers still going 55% over asking versus just 31% nationally. It's a two-month supply locally compared to a nationwide supply of nearly five months.**Real Stories, Real Success:** The guys share how their clients are winning - like the smart buyers who offered $4,000 over the list price on a house that had sat for three weeks. **Money-Saving Tips:** Get the inside scoop on condo financing (25% down can save you serious money) and how to navigate seller credits without headache.No fluff, no fear-mongering - just honest advice from mortgage pros who actually care about your success.
This week, Brian and David Wickert dive into the aftermath of the Federal Reserve's annual Jackson Hole gathering, where Fed Chair Jerome Powell's carefully measured words sent both bond and equity markets into a “relief rally.” While bond traders celebrated modest policy hints, our hosts remind us that the real question isn't what rates might do, but whether you can actually win the house you want in today's competitive market.The episode features a fascinating case study of two brothers navigating their first home purchase together (yes, you can buy with anyone - siblings, friends, or even strangers!). With a generous gift from dad in their back pocket, they're wrestling with the classic dilemma: put 20% down or keep some cash for improvements? David shares the strategic thinking behind this decision, especially when shopping in the ultra-competitive $200-300k price range where “nicely done” homes attract more eyeballs than fixer-uppers.The single family versus condo debate gets thorough treatment, with Brian delivering the hard truth: “There's no discount to your pocketbook by owning a condo - you're simply forced to keep up with maintenance.” The hosts break down HOA fees, special assessments, and why sometimes the “invisible” costs of homeownership become very visible in condo living.For first-time buyers, David shares his “buy the five-year house now” philosophy, challenging the conventional wisdom of starter homes. Why suffer through two moves when you could stretch a bit now and grow into the payment as your income increases?The show wraps with timely advice about homeowners insurance following the recent flooding in and around Milwaukee, including an innovative idea about keeping a backup sump pump ready to go in the box. Because as the Wickerts remind us, homeownership isn't just about the mortgage - it's about signing up for both the pleasure and the pain.Real talk, real solutions, real results - that's Accunet.
In this episode of our Denver Female Owned Small Business Series, Sarah sits down with Maryam, the powerhouse behind @maryamsellsdenver, to talk about what it really takes to thrive as a female real estate agent in Denver's fast-changing market. Maryam pulls back the curtain on the highs and lows of real estate, sharing the truth behind client relationships, building trust in a competitive industry, and navigating the challenges of being a woman in a male-dominated field.Whether you're curious about the Denver housing market, dreaming of a career in real estate, or simply love hearing from inspiring women building their own path, this episode delivers an honest look at the grit, strategy, and heart that fuels Maryam's success.Where to find Maryam:Her website: https://www.maryamgates.com/Her social media: @maryamsellsdenverWhere to find Sarah: @sarahsmilesnetworkBusiness inquiries: theaspiringadultpodcast@gmail.com
This week on The Accunet Mortgage and Realty Show, Brian and David Wickert break down why mortgage rates have dipped to their lowest levels since last fall—and what might come next. They unpack the latest inflation data, bond market moves, and the strong possibility of a Fed rate cut in September. You'll also hear a practical comparison of loan options, including whether it makes sense to pay points for a lower rate or keep more cash on hand.Beyond rates, David shares real-world stories from clients navigating new construction timelines, move-up purchases, and appraisal waivers—highlighting the puzzle-like challenges of selling one home while buying another. The conversation also revisits the one-year anniversary of the National Association of Realtors' commission settlement, with fresh numbers showing that despite all the changes, buyer agent commissions have hardly budged. Finally, Brian and David look at seller price-cut trends across Wisconsin markets, proving that Milwaukee and Madison sellers are holding strong compared to the national average.Whether you're refinancing, building new, or moving up, this episode is packed with insights on how to structure offers, protect yourself in contracts, and think strategically about mortgage choices.
This weeks weather is brought to you by Stockmen's Realty. Join our meteorologist Michael Groff for an outlook on the upcoming weather! For more expansive weather coverage, head to YouTube and visit the "Phoenix, Arizona Weather Discussion.
This weeks weather is brought to you by Stockmen's Realty. Join our meteorologist Michael Groff for an outlook on the upcoming weather! For more expansive weather coverage, head to YouTube and visit the "Phoenix, Arizona Weather Discussion.
July 21st, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.